22.13 the real estate book of the east valley of phoenix, az

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RealEstateBook.com COVER HOME: Brand NEW, 2850SF, spacious 4/3/2.5 single story on large lot. 602-476-2044 Request FREE MAGAZINES online, or call 800-841-3401. THE Real EstateBook ® Volume 22, Issue 13 EAST VALLEY OF PHOENIX, AZ CONTACT: The Lang Group Text T1664503 to 85377 Property details on page 2 Get more photos and details from your phone. TO ADVERTISE, CONTACT: Steve Adams 623-910-9531 or [email protected] Featuring: Ahwatukee Foothills, Apache Junction, AZ City, Casa Grande, Chandler, Coolidge, Eloy, Florence, Gilbert, Gold Canyon, Mesa, Maricopa, Picacho, Queen Creek, San Tan Valley, Sun Lakes, Tempe & Toltec Text mobile text codes to 85377 for more photos and info on your smartphone

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The Real Estate Book of the East Valley of Phoenix, AZ is the #1 multi-media marketing resource in the East Valley bringing real estate buyers and sellers together featuring Ahwatukee Foothills, Apache Junction, AZ City, Casa Grande, Chandler, Coolidge, Eloy, Florence, Gilbert, Gold Canyon, Mesa, Maricopa, Picacho, Queen Creek, San Tan Valley, Sun Lakes, Tempe & Toltec

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Page 1: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

RealEstateBook.com

COVER HOME: Brand NEW, 2850SF, spacious4/3/2.5 single story on large lot. 602-476-2044

Request FREE MAGAZINES online, or call 800-841-3401.

THERealEstateBook®Volume 22, Issue 13

EAST VALLEY OF PHOENIX, AZ

CONTACT: The Lang Group

Text T1664503 to 85377

Property details on page 2

Get more photos and details from your phone.

TO ADVERTISE, CONTACT:Steve Adams � 623-910-9531 or

[email protected]

Featuring:Ahwatukee Foothills,Apache Junction, AZ City,Casa Grande, Chandler,Coolidge, Eloy, Florence,Gilbert, Gold Canyon,Mesa, Maricopa, Picacho,Queen Creek, San TanValley, Sun Lakes, Tempe& Toltec

Text mobile text codes to 85377 for more photos and info on your smartphone

17402.22.13.001.qxp_LiveEditCover 1/12/15 12:35 PM Page 1

Page 2: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

602-476-2044

COURTYARD ENTRY! New, 4/2.5/3. Spacious

Single level, Very Open, Lots of Light.Granite island kitchen/upgraded cabinets.Split 3 car garage. Call 602.476.2044.

LOW DOWN PAYMENT! Low price. Brand NEW 4/2/2. Island Kit.open to Great Rm. $500 Move in somelocations limited time & closing costs Paid

wac. Call 602.476.2044!

$150

,600

ACTIVE ADULT LIVING. We know all the Active Adult communities inthe area. Dozens of models to choose from.Golf, swimming, clubhouse, recreation &

more. Priced from $150s. Call602.476.2044 for details & tour.

SCOTTSDALE BEAUTY!New Luxury on large lot in Scottsdale. Ctyd entry, Gourmet Island Kitchen,

Master Retreat, High ceilings, 4 car garage.Call 602.476.2044

HOME OFFICE! NEW, 3/2/2 with Home Office.

Two Living/Dining areas. Closing costspaid. Ask about low down payment programs. Call 602.476.2044.

ISLAND KITCHEN!NEW, 5/2.5/2. Island kitchen with lots

of counter & cabinet space. LOW DOWN PAYMENT/CLOSINGCOST PAID wac. Call 602.476.2044.

$260

,900

ROOM FOR RV, TOYS!WOW, Brand NEW Home with

ATTACHED RV Garage. Room for all your Toys! 3 Bdr, 3 baths, Home Office & Game Room. Call 602.476.2044

to see furnished model.

YOUR NEW CASTLE! NEW, 4/2.3.2 with loft.

Island Kitchen. High Ceilings. Low DownPayment/Closing Costs Paid wac.

Call 602.476.2044 to see.

DRAMATIC 2 STORY GREAT ROOM!Brand NEW, 5/3.5/3C tandem gar.

Island kitchen & curved stairway. Home builtfor entertaining w/open spaces,

bonus rooms & spacious courtyard. Call 602.476.2044 to see model.

4 CAR GARAGE!NEW, 3553SF 4/2.5/4 with Loft.

Chef's Kitchen, Formal Living/Dining.Room for Cars & Toys. Closing costs paid. Call 602.476.2044.

ENERGY STAR HOME!NEW, 4/2.5/3+Den. Island Kitchen, walk-in pantry. Two Dining Areas.

Split master. Three car tandem garage. Call 602.476.2044 to see.

$295

,000

$174

,100

Property ID# 1860SF

Property ID#2296SF

Property ID# 2702SF

$183

,600

Property ID# 2503SF

$385

,990

Property ID# 4369SFProperty ID# 2149SF

Serving ALL Cities Phoenix Metro Area

RV GARAGE OPTION!Brand NEW, 2850SF, spacious

single story home on large lot. 4/3/3 with option for detached RV garage.

Perfect for all your toys! Call 602.476.2044to see furnished model.

$290

,000

$167

,990

Property ID# 5500AA

$267

,490

Property ID# 3118SF

BUYERS – Call us BEFORE you visit a new home community – we can help you get theBEST DEAL and our services are FREE to you!

$675

,990

Property ID# 4294SF

$220

,490

Property ID# 2472SF

Property ID# 3553SF

$329

,990

Property ID# 2850SF

COVER HOME

17402.22.13.002_ Saddle Stitch Crossover 1/12/15 2:51 PM Page 1

Page 3: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

www.AZHomeOnline.net

GATED, GOLF COMMUNITY!NEW 3/2.5/3/den. Crtyd entry. Gourmet

Kitchen w curved island open to great room.Master has 2 closets & lavish bath. Some

lots avail gated or golf course. Call 602.476.2044.

MULTI GENERATION LIVING! NEW. Two families/one home.

Individual kit/bdr/ba/lvg/gar providesroom/support/privacy but just one housing

cost! Multiple designs/areas. Call 602.476.2044.

CURVED STAIRCASE!NEW Luxury Home. Beautiful CurvedStaircase. Welcoming courtyard, circularfoyer. Lots of light. Master Retreat has

sitting area/walk-thru shower. Call 602.476.2044.

FIVE BEDROOMS! NEW home has FIVE bedrooms. Island kitchen, large walk-in pantry. Seller will pay your closing costs wac.

Call 602.476.2044.

NEW, 4/3/3/loft. Kitchen inc all appliances/lots of cabinets.

Large loft. One bdr/ba down. Blinds inc/Closing costs pd.

Energy Star Rated. Call 602.476.2044

$243

,990

MASTER RETREAT!Brand New, 4/2.5/3 with Loft and Spacious

Master Retreat. LOW DOWNPAYMENT/CLOSING COSTS PAID WAC.

Call 602.476.2044 to see.

$199

,600

$425

,990

Property ID# 4576SF

$289

,990

Property ID# 2767SF

$450

,990

Property ID# 3772SF

Property ID# 3207SF

Visit our website for more featured properties.

$192

,990

Property ID# 2121SF

$500 MOVE IN!Brand NEW, 3/2/2 plus Home Office. Great Value!

$500 Move in Available some locations limited time wac. Call 602.476.2044.

$265

,990

Property ID# 3530SF

SELLERS – Call for FREE Home Valuation!

GREAT RM PLAN!Brand new, near Scottsdale. Spacious4/2.5/3 Great Rm Plan. Gourmet Island

kitchen. View lots available. Call 602.476.2044 to see model.

$376

,990

Property ID# 3179SF

$424

,990

$265

,990

Property ID# 3656SF

$388

,990

Property ID# 4019SF

$194

,990

CHEF’S KITCHEN! NEW, spacious single level home perfect for entertaining. 5/3.5/3.Island Kitchen with many upgrades

is Chef’s Dream. Call 602.476.2044.

BEAUTIFUL BALCONY!Gorgeous stairway to Loft, Master

Retreat with Separate Sitting Area andBalcony access. 5 Bedrooms.

Call 602.476.2044.

SPLIT MASTER!NEW Single level Open Great Room Plan.3/2.5/3. Island kitchen. Split Master.Tandem garage. $500 Move in some locations for limited time wac.

Call 602.476.2044.

$174

,400

Property ID# 2025SF

ALMOST AN ACRE!NEW 4000sf single story has biggest Kitchen Island in the Valley! Cook andEntertainer Delight! Wall of windows.

Front ctyd. RV Garage Option avail somelocations. Call 602.476.2044.

$302

,990

Property ID# 2945SF

$144

,000

Property ID# 1628SF

17402.22.13.002_ Saddle Stitch Crossover 1/12/15 2:51 PM Page 2

Page 4: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Text P222819 to 85377FLEX PLAN

4-6br/2.5ba, 2,674sf

$193

,990

FROM

Text P222843 to 85377HUGE BUILDER INCENTIVE

4br/3.5ba, 3 Car Garage 3,958sf

New Home DivisionValleywide Real Estate Service for New & Resale Homes

AZNewHomesPro.com (602) 812-2822 FREE exc lus i ve new home search powered by U l t imate ®

Zoltan Holubecz, Vice PresidentNMLS 215551 AZLO-0911685Cell: 623-202-3142Email: [email protected]

Conventional • FHA • VA • USDAAnd A Vast Number Of Niche Products Tailored To Your Mortgage Needs

4425 W. Olive Ave. #176Glendale, AZ 85302

NMLS 171947 / MB 0903053

$268

,900

FROM

Text P222789 to 85377NORTH EAST VALLEY LOCATIONSpecs available, 3br/2ba, 1,355sf

$179

,900

FROM

$124

,600

FROM

BUILDERS NEED TO SELL THEIR SPECSExcellent pricing! 3br/2ba, 1,488sf

Text P222788 to 85377$1

24,70

0

FROM

$134

,500

FROM

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

$268

,900

Text P222795 to 85377NEW CONSTRUCTION

Design it yourself, 3br/2ba, 1,700+sf

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

$193

,990

Text P222521 to 85377NEW CONSTRUCTION VALLEY-WIDE

Builder Paid Closing Costs

WestUSA_NH.indd 1 11/17/14 5:00 PM

Page 5: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Your Home Sold Within 45 Days or I'll Pay You $1,500, Guaranteed in Writing.*

FREE recorded information at 1-800-457-9054 ID# 8087 (no obligation to list) or order your FREE report detailing the inner workings

of this exclusive program at www.Sellin45DaysGuaranteed.com

GILBERT FIXER-UPPER DEALS!

Available NOW & Must Be SOLD, Free List with Pictures at:www.GilbertHotDeals.com

OWE MORE THAN YOUR HOME'S VALUE?

Need to Move? Call for Free

Short Sale InfoFree Recorded Information at

1-800-457-9054 ID# 3011

Top East Valley Neighborhood, 4 BR w/ Sparkling Pool, RV Parking! To Get Your

Home Sold FAST Call 602-430-5755

Sold in 11 Days at 99% of List Price!

Move-in Ready 2,380 sf, 4 Bed 3 Bath with Pool & Fireplace! $239,900. Call 602-430-5755 for info

Red Mountain Country Club

Zero Down Homes in ALL VALLEY AREAS!

Great Newer & New Neighborhoods! Free Recorded Info at

1-800-457-9054 ID# 10254 Bedroom Plus Den or 3,040sf, Granite Counters, Open Plan, Super Area. Only

$265,000. Text P112586 to 85377

Room to Roam

ASU area 3 bed/2.5 Bath, 2 Garage, Granite Counters, Built 2007. Only $216,500!

Text P116183 to 85377

Bank Owned Tempe Bargain TEMPE FIXER-UPPER DEALS!

Available NOW & Must Be SOLD, Free List with Pictures at:

www.TempeFixerUpperHomes.comor Free Recorded Informationat 1-800-457-9054 ID #1048

ASU area 5 bed/2 bath, 2 Garage, Granite Counters, New Kitchen. Only $244,900!

Text P170777 to 85377

Remodeled Tempe Best Buy!

3 Big Reasonsto call Dave now to Sell Your Home!

602-430-5755

1. HONEST MARKET VALUE! My listings sell for 98.90% of orig. list price. Avg. agent sells for 89.48% of original list.

2. MORE $ $ $ . My listings sell for an average of $4,978 more than the average agent's listing!

3. EXPERIENCE MATTERS. Put 34 Years of Real Estate expertise to work for you!

* Some conditions may apply.

1640 S Stapley Dr #124, Mesa AZ

Dave LarsenABR, CRS, E-Pro, SFR

[email protected]

Text the mobile ID# to 85377 for more photos and info

WestUSA_DL.indd 1 1/12/15 9:35 PM

Page 6: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

www.winterealty.netWINTERealty (480)899-5111

Arizona’s Premier Agent providing YOU service for the past 27 years

TERRY WINTER

GILBERT

5 bdrm/4 ba,

2,725 Sqft

$320,000

Text P451305

to 85377

GILBERT4bdrm/2.5ba • 2,612 sqft • $275,000

Text P451307 to 85377

PAYSON3bdrm/3ba • 3,259 sqft • $349,900

Text P451311 to 85377

CHANDLER4bdrm/2.5ba • 1,701 sqft • $185,000

Text P451309 to 85377

GILBERT3bdrm/2ba • 1,742 sqft • $215,000

Text P491661 to 85377

UNDER

APPRAISAL

17402.22.13.013_0902.qxt 1/12/15 2:54 PM Page 1

Page 7: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

EAST MESA, 3BD/2BA/3G Single Family Home,Twoway fireplace, stainless steel appliances. Coveredpatio, landscaped backyard SPARKLING POOL!Text P311444 to 85377

EAST MESA 3BD/2BA/2G PRISTINE HOME! This amust see. Black appliances. GRANITE counters.Spectacular Tile backsplash. Too many upgrades tomention! Neutral tile thru out.

MESA 2BD/1BA/2C Patio Home, vaulted ceilings, cozykitchen. Separate indoor laundry/storage room. Closeto shopping, pool & club house.Text P469112 to 85377

EAST MESA 2BD/1.75BA 55+ Condo Community POOL &Shaded back yard w/mature trees! Ceramic tile! GRANITECounter-tops! Stainless steel appliances, smooth-top range,B-I microwave, walk-in pantry. Text P295647 to 85377

EAST VALLEY 3BD/2BA/2G TILE & LAMINATE flooringthroughout. Open floor plan w/2-tone paint. Backyardready for landscaping or pool! Text P277823 to 85377

EAST MESA 4BD/2.5BA/2G in Santa Rita Ranch.Gilbert school district! Brand new GRANITE Counter-tops! B-I microwave, pantry & counter space galore!Text P469114 to 85377

APACHE JUNCTION, 4BD/2BA/2G Open floor plan.Huge backyard ready for pool/built in BBQ/play area.Great Starter home! Text P214959 to 85377

EAST MESA 2BD/1.75BA/2G Patio Home in 55+Community! Close to shopping, golf, and medical.Remodeled kitchen with GRANITE counters. New carpetthroughout! Text P300780 to 85377

EAST MESA 4BD/2BA/2.5G Wood grain flooringthroughout.Vaulted ceilings. QUARTZ counters. Full cov-ered patio! Great community with golf membershipavailable.

Here is what Sue wrote:

How likely are you to recommend Amy Laidlaw?����� highly likely

Rate Amy Laidlaw on specific characteristicsLocal Knowledge: �����Process Expertise: �����Responsiveness: �����Negotiation Skills: �����

Summary of their experienceI followed her instructions for a couple upgrades. I was worried because she was listing the house for more than I thought I could expect. She listed it on a Friday afternoon and it sold by the end of the day at MORE than the asking price!

Service ProvidedListed and sold a home or lot/land

Street Address8739 E Fairbrook St, Mesa, AZ 85207

Year2013

Search the Active MLS on www.AmyLaidlaw.com

CORP NMLS #3113 BK-0904081

Kevin Kosisky480.560.5555

NMLS# 155994State Lic #LO-0914146

Marcus Watson480.344.3653

NMLS# 255288State Lic #LO-913953480.892.0000

5304 E. Southern Ave., Suite 101Mesa, AZ 85206

Agent Review

$139

,900

REDUCED

$125

,000

$153

,000

REDUCED

JUST L

ISTE

D

CHANDLER 3BD/2BACONDO w/GARAGE,Stainless Appliances, GRANITEthroughout, Berber carpet. Close to pool, sauna, clubhouse,and workout center. Text P278842 to 85377

JUST L

ISTE

D

JUST L

ISTE

D

$88,5

00

$165

,000

Text Mobile ID# to 85377 for more photos and info

17402.22.13.007_1500 1/12/15 2:52 PM Page 1

Page 8: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Text Mobile ID# to 85377 for more photos and info

4 bedroom/2 bath Pecan Creek South!.Split floor plan home offers lots of storagefor your belongings and a walk in closet in

the master bedroom. MLS 5212473 Text P485335 to 85377

3 bedroom/2 bath home in Beverly Place.Stone front & turret entry. Open floor planwith staggered tile throughout. Backyardwith view fence. NO HOA. MLS 5213935

Text P491658 to 85377

3 bedroom/2 bath home in Knoell RoyalOaks. Beauty With Block Fireplace!!

Single-Story Block Home On OversizedCorner Lot! 2-Car Garage. MLS 5162977

Text P256503 to 85377

3 bedroom/2.5 bath townhome in thedesirable lake community of Seawynds! 2 car garage, great room floor plan withloft overlook, fireplace, & a bright kitchen.MLS 5213853 Text P491659 to 85377

4 bedroom/2 bath home in Donatela.Formal living & dining area. Large kitchenw/island opens to family rm w/built inentertainment center. Spacious Mbdrm.MLS 5211387 Text P491660 to 85377

3 bedroom/2 bath home in Lyons Gate.Spacious family rm. Roomy kitchenw/granite countertops. Dual pane

windows, tile roof, and N/S Exposure! MLS 5211527 Text P491661 to 85377

5 bedroom/3 bath in Vistancia Village.breath taking mountain views that can beenjoyed from the master bedroom’s ownprivate FULL length balcony. MLS 5213863

Text P491662 to 85377

5 bedroom/3.5 bath in MountainwoodParcel. Wow, this gorgeous home is

loaded with $50K+ in upgrades and showslike brand new! MLS 5214742

Text P491663 to 85377

3 bedroom/2 bath home located in North Central Phoenix. Large great room,spacious kitchen loads of cabinet space

with an island. Large master suite.MLS 5211884 Text P491664 to 85377

480-422-2005 • 888-758-9685Get our VIP list of

HUD Homes available in seconds!www.VIPBuyersAZ.com

Se Habla Español

HUD Homes For Sale

HUD Homes For Sale

HUD Homes For Sale

17402.22.13.008_Layout 1 1/12/15 2:53 PM Page 1

Page 9: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Text Mobile ID# to 85377 for more photos and infoCertain conditions and restrictions apply. Subject to prior sale, inventory changes daily. Academy MortgageMB-0904081 / Corp NMLS# 3113

Corp Lic #BK-0904081 | Corp NMLS #3113

3 Bedroom/2 bath home in ApacheJuncton. Large master w/huge

closet. Large open living rm opensup to the kitchen. MLS 5204288

Text P471226 to 85377

3 Bedroom/2 Bath home in Mesa.Down the street from the community

park. Family rm w/built in medianiche, open kitchen with island.

MLS 5213202 Text P487202 to 85377

4 bedroom/2 bath home in Mesa.Move in ready. Brand new carpet &paint. Split flr pln, vaulted ceilings,

huge fenced yard, lrg covered patio.MLS 5200257 Text P473656 to 85377

4 bedroom/ 2 bath in ApacheJunction. Enjoy the gorgeous

mountain views in this beautiful sin-gle level home. MLS 5178944

Text P273016 to 85377

3 bedroom/2 bath home in QueenCreek. Beautiful split floor plan.Premium N/S lot with awesomemountain views! MLS 5213287

Text P487201 to 85377

3 bedroom/2 bath home in Chandler.Spacious formal living & dining areaDen, could be used as bdrm #4. Low

maintenance bkyrd w/a beautiful pool.MLS 5204005 Text P470624 to 85377

Get a FREE list of BANK-OWNEDHOMES emailed to you in seconds!www.azforeclosurestore.com

17402.22.13.009_Layout 1 1/12/15 2:53 PM Page 1

Page 10: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Request a FREE magazine from across North America at 1-800-841-3401, or order online.

Scan Code toShop HomesOnline Now.

RealEstateBook.comOver 1.5 million listings. Updated daily.

LOCAL PRINT DIRECT MAILWEB MOBILE SOCIAL

Learn about our marketing strategy for your home @ RealEstateBookMediaKit.com

The Real Estate Book’sLocalSmartMobile is amarketing strategy thatcombines local print,web & mobile tools togive your agent (andyou) more ways toconnect with today’shome shoppers.

Ask your real estate professional to list yourhome with LocalSmartMobile today.

You deserve the bestmarketing strategyto sell your home.

QR CodesQR CodesQR Codes

Text MessagingText MessagingText Messaging

Mobile IDXMobile IDXIntegrationIntegrationMobile IDXIntegration

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TREB_USA_WebMobile_TF45BLSMBEST_Full.qxp:TF04_US 4/21/14 2:04 PM Page 1

Page 11: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status or national origin or intention to make any such preferences, limitation or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

Looking to advertise?Contact your experienced MediaMarketing Partner to learn more. Steve Adams623.910.9531 or [email protected]

Online: realestatebook.comOrder Print and Direct Mail: store.realestatebook.comNew Construction & Developments: newhomebook.comFollow us on facebook.com/TREBEastValleyPhxAZE-magazine: issuu.com/trebev

ON THE COVERBrand NEW, 2850SF, spacious 4/3/2.5 single story on large lot.

Text T1664503 to 85377 for more photos and info

F�� I���������� C������The Lang Group, Realty Executi veswww.AZHomeOnline.net602-476-2044

See our ad on pages 2-3

Looking for the home of your dreams? WORRIED ABOUT YOUR CREDIT OR IF YOU’LL QUALIFY?

We have many programs to fit your needs, including our FHA 580-620 program which allows a credit score as low as 580 with additional conditions.*

Nick Weber Branch Manager NMLS# 34142 950 W. Elliot Road, Ste 114 | Tempe, Arizona [email protected] www.castlecookemortgage.com/nweber

M: 602.614.2221 F: 855.871.0288*Restrictions may apply. Not all who apply will qualify. Program

qualifications & offerings are subject to change at any time. NMLS# 1251

602.246.5198

Ad_NW.indd 1 11/24/2014 11:33:43 AM

ads.indd 1 1/12/15 9:36 PM

Page 12: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Read more @Blog.RealEstateBook.comA lively forum for all things real estate.

Whether you’re a real estate professional or first-time home buyer, the home buying process andreal estate transactions can be stressful. Theretends to be some common misconceptions inthis process, so it’s very important that you’rewell informed of what is fact and what is fiction.We’re here to set the record straight.

Myth #1: You don’t need a REALTOR®.Before you bravely take on one of the biggestpurchases or sales of your life, remember this:it’s not as easy as it looks. REALTORS® know allthe ins and outs of the local area as well as themarket in which you’re looking to buy or sell.Picking up the phone and calling a REALTOR®may be one of the best decisions you’ll make.

Myth #2: The bigger the downpayment,the better off you’ll be.Buyers’ immediate reflex is to put as much cashdown as they can when buying a new homebecause they’ll borrow less, lower the monthlymortgage payments, and won’t need to buymortgage insurance. However, putting 20%down is not a requirement and it’s notfor everyone.

Thanks to Federal HousingAdministration Loans (FHALoans), you can put as little as3.5% down. With this method,you’ll potentially have a lowerinterest rate, giving you moreflexibility. Your money is notall tied up in your house like ina traditional down paymentthat can leave you with littleor no extra cash to spend onhome care, improvements,or any other unforeseencircumstances.

Myth #3: Appraisers set thevalue of a home.The role of the appraiser is to

produce a credible opinion of value that reflectsthe current market. Appraisers are notresponsible for setting the value of the homeand they also do not confirm a home’s saleprice. According to David S. Bunton, Presidentof The Appraisal Foundation, “Appraisersprovide an analysis of the collateral, so thatlenders understand the value of a propertywhen making the loan decision.”

Myth #4: You need perfect credit.Most people assume that you must haveabsolutely golden credit in order to get a loan,but that just simply isn’t the case. If buyers haveless than perfect credit, lenders are often willingto work with them to get the best possible loan.

Credit is not the only thing that lenders look atwhen deciding to approve a loan, but your scorewill have an effect on the interest rate on yourmortgage. Make sure you review your creditreport and if any errors are found, they shouldbe reported to the credit reporting bureausbefore applying for a mortgage.

Setting the Record Straight:Top Home Buying MythsBy Courtney Soinski

Phot

oSo

urce

:Sta

rtup

Flav

or.c

om

TF47BS3_TopBuyingMyths_F.qxd:TF04_US 12/2/14 2:32 PM Page 1

ads.indd 2 1/12/15 9:37 PM

Page 13: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

928-339-4987866-223-1714 toll-free

aspencountryrealty.com

Located at the junction ofHwys. 180 and 191 in the

White Mountains

Alpine, AZ

Terry L. FillipiOwner/Broker

Aspen Country RealtyServing Alpine, Nutrioso

and Round Valley

Absolutely beautiful custom home w/peace, solitude and incredible views. 5br/3ba 2,800sf on 8 acres. Many upgrades inc. ceramic tile, mudroom/entry, stainless steel appliances, granite counter, knotty alder cabinets, copper sinks in baths

& more. Arrange for your private tour today.MLS#122307 $572,000

26 CR 2180, Nutrioso

Text T11844766 to 85377

Text the mobile ID#

to 85377 for photos and info

REDUCED

Stunning Nutrioso, AZ custom home on 8 acres with incredible views in the scenic White Mountains

AspenCountry_EV2213.indd 1 1/12/15 9:41 PM

Page 14: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

Scan code toshop homes now.Real Estate’s Most Trusted Multimedia Brand

Text Codes*

found for listings in this magazineallow mobile phone users to instantly view a mobile sitefor more photos and details about the listing.

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Send text codes to“85377”

for more information.

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TREB_USA_Filler_TextCode_Full:TREB_USA_Filler_TF37_Full 7/6/12 10:51 AM Page 1

Page 15: 22.13 The Real Estate Book of the East Valley of Phoenix, AZ

3233 E Chandler Blvd, Suite 23,Phoenix AZ

TEXT THE MOBILE ID CODE# TO 85377 FOR MORE PHOTOS AND INFO

Text P332221 to 85377

6 BR in Ahwatukee - $438,900

Seller just reduced by $10,000! Gorgeous 6 br Woodside 3,987sf

home. This turn key home is ready for you to enjoy!

REDUCED!

Text P196750 to 85377

Woodside Home with upgrades - $269,900

3br/2ba customized with thousands in upgrades. Travertine

fl ooring, kitchen cabinets, wine fridge and more. PebbleTec pool

with stacked stone water feature.

TONS OF

UPGRADES

Text P292442 to 85377

3BR in the heart of Ahwatukee - $239,000

Great 3br/2ba fl oor plan. Kitchen with black appliances, granite counters and Alder cabinets.

READY

FOR NEW

OWNER!

Text P293315 to 85377

Ahwatukee with tons of upgrades - $339,900

3BR offers formal LR & DR plus family room w/ cozy fi replace. Bright

kitchen w/ newly installed granite countertops. Gorgeous master!

Mature landscaping.

PRIVATE

POOL

Text P333750 to 85377

Backyard for entertaining - $259,900

Lovely home in desirable Ahwatukee 3br/2ba with spacious upstairs loft. Great backyard with

unique guitar-shaped pool.

UNIQUE

POOL!

Text P293322 to 85377

Perfect Ahwatukee Location - $214,900

Quiet neighborhood, short walk to neighborhood park. Corner lot, single level 3br/2ba. Kitchen has granite countertops and more.

LOCATION

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