2016 scf chartbook - federal reserve system · 2016 scf chartbook this file contains time series...
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2016 SCF Chartbook
This file contains time series charts using triennial SCF data covering theperiod 1989 to 2016. The income, asset, and liability variables includedare ones that appeared in the tables in “Changes in U.S. Family Financesfrom 2013 to 2016: Evidence from the Survey of Consumer Finances” byJesse Bricker, Lisa J. Dettling, Alice Henriques, Joanne W. Hsu, LindsayJacobs, Kevin B. Moore, John Sabelhaus, Sarah Pack, Jeffrey Thomp-son, and Richard A. Windle Federal Reserve Bulletin (September 2017);variable definitions are given in that article. These variables are analyzedseparately for all families and by a variety of characteristics, such as ageand income groups. For each variable and classification group, the chartsshow the percent of families in the group who have the item and the me-dian and mean amounts of holdings for those who have any. Users shouldbe aware that unlike the tables published in the Bulletin article, the chartsinclude estimates for cells with fewer than eleven observations, a samplesize deemed insufficient for robust estimates (see tables to identify whichvariables and groups are affected). All dollar estimates are given in 2016dollars.
October 16, 2017
95
96
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100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with before−tax family income
Year All familiesLevel (percent)
1989 100.01992 100.01995 100.01998 100.02001 100.02004 100.02007 100.02010 100.02013 100.02016 100.0
Three-year change (percentage points)1992 0.01995 0.01998 0.02001 0.02004 0.02007 0.02010 0.02013 0.02016 0.0
44
46
48
50
52
54
56
Th
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of before−tax family income for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 48.01992 44.71995 48.11998 49.32001 54.12004 55.02007 54.82010 50.62013 48.12016 52.7
Three-year change (percent)1992 -6.91995 7.61998 2.52001 9.72004 1.72007 -0.42010 -7.72013 -4.92016 9.6
60
70
80
90
100
110
Th
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of before−tax family income for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 75.81992 67.11995 69.91998 78.52001 92.22004 90.02007 97.62010 86.72013 89.92016 102.7
Three-year change (percent)1992 -11.51995 4.21998 12.32001 17.52004 -2.42007 8.42010 -11.22013 3.72016 14.2
95
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100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with before−tax family income
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of before−tax family income for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 11.7 27.3 48.0 75.9 111.0 194.71992 11.3 26.6 44.7 70.8 105.7 180.51995 10.8 27.6 48.1 71.4 107.4 176.31998 12.2 29.9 49.3 78.6 116.5 192.72001 13.9 33.0 54.1 87.8 133.8 229.82004 14.1 32.7 55.0 86.8 133.2 235.12007 14.3 33.3 54.8 86.9 132.0 239.62010 14.8 31.0 50.6 79.2 124.7 226.92013 14.2 29.3 48.1 78.8 125.5 236.82016 15.1 31.4 52.7 86.1 136.0 260.2
Three-year change (percent)1992 -3.4 -2.6 -6.9 -6.7 -4.8 -7.31995 -4.4 3.8 7.6 0.8 1.6 -2.31998 13.0 8.3 2.5 10.1 8.5 9.32001 13.9 10.4 9.7 11.7 14.8 19.32004 1.4 -0.9 1.7 -1.1 -0.4 2.32007 1.4 1.8 -0.4 0.1 -0.9 1.92010 3.5 -6.9 -7.7 -8.9 -5.5 -5.32013 -4.1 -5.5 -4.9 -0.5 0.6 4.42016 6.3 7.2 9.6 9.3 8.4 9.9
0
100
200
300
400
500
Th
ou
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6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of before−tax family income for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 11.1 27.4 48.3 76.3 114.1 317.31992 11.0 26.6 45.5 72.5 107.7 252.01995 10.4 27.5 47.1 72.5 109.0 274.51998 11.7 29.8 50.1 80.1 117.3 323.82001 13.6 32.7 54.6 88.3 132.9 410.42004 13.7 33.2 55.2 88.0 135.5 384.32007 14.2 32.8 54.7 88.7 134.4 460.52010 14.2 30.8 51.1 81.3 126.6 385.72013 13.7 29.4 48.7 81.0 128.2 424.82016 14.4 31.8 53.4 87.4 138.7 514.7
Three-year change (percent)1992 -0.9 -2.9 -5.8 -5.0 -5.6 -20.61995 -5.5 3.4 3.5 0.0 1.2 8.91998 12.5 8.4 6.4 10.5 7.6 18.02001 16.2 9.7 9.0 10.2 13.3 26.72004 0.7 1.5 1.1 -0.3 2.0 -6.42007 3.6 -1.2 -0.9 0.8 -0.8 19.82010 0.0 -6.1 -6.6 -8.3 -5.8 -16.22013 -3.5 -4.5 -4.7 -0.4 1.3 10.12016 5.1 8.2 9.7 7.9 8.2 21.2
95
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Pe
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with before−tax family income
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0
20
30
40
50
60
70
80
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of before−tax family income for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 38.9 68.2 72.1 49.3 30.2 25.81992 41.3 60.2 70.0 49.8 29.9 23.11995 40.1 60.0 63.0 52.9 30.2 25.11998 40.4 62.1 74.8 56.8 35.9 24.72001 45.3 69.7 73.9 61.3 37.6 30.32004 41.8 63.6 77.7 69.2 42.4 30.12007 43.3 65.5 74.3 63.2 45.1 26.42010 38.8 59.5 67.4 60.9 47.2 32.22013 36.4 62.8 62.8 56.8 47.4 29.42016 40.5 65.8 69.5 61.0 50.1 40.0
Three-year change (percent)1992 6.2 -11.7 -2.9 1.0 -1.0 -10.51995 -2.9 -0.3 -10.0 6.2 1.0 8.71998 0.7 3.5 18.7 7.4 18.9 -1.62001 12.1 12.2 -1.2 7.9 4.7 22.72004 -7.7 -8.8 5.1 12.9 12.8 -0.72007 3.6 3.0 -4.4 -8.7 6.4 -12.32010 -10.4 -9.2 -9.3 -3.6 4.7 22.02013 -6.2 5.5 -6.8 -6.7 0.4 -8.72016 11.3 4.8 10.7 7.4 5.7 36.1
40
60
80
100
120
140
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of before−tax family income for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 52.0 92.2 112.7 89.0 61.9 47.31992 50.8 78.2 95.1 83.1 48.6 39.21995 48.9 76.3 103.5 84.4 58.6 41.61998 53.2 88.5 103.0 105.9 68.9 43.12001 59.9 104.5 126.3 117.8 78.8 49.82004 57.4 94.0 120.0 127.6 76.0 52.02007 59.9 96.9 130.2 128.8 107.0 52.92010 52.7 89.5 112.9 116.9 83.7 50.92013 50.2 105.2 107.1 113.5 101.9 54.82016 56.4 97.1 131.4 141.3 106.6 77.1
Three-year change (percent)1992 -2.3 -15.2 -15.6 -6.6 -21.5 -17.11995 -3.7 -2.4 8.8 1.6 20.6 6.11998 8.8 16.0 -0.5 25.5 17.6 3.62001 12.6 18.1 22.6 11.2 14.4 15.52004 -4.2 -10.0 -5.0 8.3 -3.6 4.42007 4.4 3.1 8.5 0.9 40.8 1.72010 -12.0 -7.6 -13.3 -9.2 -21.8 -3.82013 -4.7 17.5 -5.1 -2.9 21.7 7.72016 12.4 -7.7 22.7 24.5 4.6 40.7
95
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Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with before−tax family income
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0
20
40
60
80
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of before−tax family income for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 25.7 33.2 19.4 70.5 60.41992 23.3 33.4 20.5 69.4 56.71995 25.9 35.2 20.4 67.9 59.61998 26.9 35.9 24.7 76.8 62.82001 30.7 39.0 23.0 84.6 69.72004 32.7 36.8 27.1 83.6 74.52007 33.3 39.3 28.5 82.5 71.52010 32.6 33.7 26.8 74.8 68.32013 28.7 32.6 26.2 77.0 68.92016 32.6 33.4 28.4 81.4 74.3
Three-year change (percent)1992 -9.3 0.6 5.7 -1.6 -6.11995 11.2 5.4 -0.5 -2.2 5.11998 3.9 2.0 21.1 13.1 5.42001 14.1 8.6 -6.9 10.2 11.02004 6.5 -5.6 17.8 -1.2 6.92007 1.8 6.8 5.2 -1.3 -4.02010 -2.1 -14.2 -6.0 -9.3 -4.52013 -12.0 -3.3 -2.2 2.9 0.92016 13.6 2.5 8.4 5.7 7.8
40
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100
120
140
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of before−tax family income for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 36.6 57.8 32.8 96.7 103.51992 35.4 44.7 31.7 93.9 82.81995 32.9 41.7 34.8 94.8 91.51998 37.4 45.5 38.5 106.6 103.02001 39.9 54.7 44.1 127.2 116.42004 41.7 50.0 43.3 125.9 118.22007 48.8 54.6 42.4 130.9 133.22010 43.5 46.9 43.7 120.9 112.42013 42.8 47.3 42.5 126.6 121.32016 53.1 58.1 51.3 136.0 143.9
Three-year change (percent)1992 -3.3 -22.7 -3.4 -2.9 -20.01995 -7.1 -6.7 9.8 1.0 10.51998 13.7 9.1 10.6 12.4 12.62001 6.7 20.2 14.5 19.3 13.02004 4.5 -8.6 -1.8 -1.0 1.52007 17.0 9.2 -2.1 4.0 12.72010 -10.9 -14.1 3.1 -7.6 -15.62013 -1.6 0.9 -2.7 4.7 7.92016 24.1 22.8 20.7 7.4 18.6
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Pe
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nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with before−tax family income
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
20
40
60
80
100
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of before−tax family income for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 25.4 42.2 56.5 87.61992 20.6 40.0 49.8 79.11995 22.8 40.8 50.7 75.61998 22.9 43.1 52.8 88.22001 23.0 46.0 56.0 98.12004 24.7 45.5 56.2 100.62007 25.7 42.5 54.8 100.02010 25.4 40.4 50.5 88.62013 23.1 38.1 45.0 90.22016 26.5 40.5 47.7 92.1
Three-year change (percent)1992 -18.9 -5.2 -11.9 -9.71995 10.7 2.0 1.8 -4.41998 0.4 5.6 4.1 16.72001 0.4 6.7 6.1 11.22004 7.4 -1.1 0.4 2.52007 4.0 -6.6 -2.5 -0.62010 -1.2 -4.9 -7.8 -11.42013 -9.1 -5.7 -10.9 1.82016 14.7 6.3 6.0 2.1
0
50
100
150
200
Th
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6 d
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of before−tax family income for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 36.4 55.8 76.4 144.41992 29.2 50.4 63.6 116.21995 32.8 54.7 65.1 121.51998 32.0 54.6 74.0 139.72001 34.0 60.8 76.3 173.52004 33.0 57.0 73.5 163.32007 36.3 59.2 78.6 185.32010 37.3 53.2 66.9 157.22013 31.0 52.3 67.2 165.12016 38.8 57.2 67.4 189.7
Three-year change (percent)1992 -19.8 -9.7 -16.8 -19.51995 12.3 8.5 2.4 4.61998 -2.4 -0.2 13.7 15.02001 6.2 11.4 3.1 24.22004 -2.9 -6.2 -3.7 -5.92007 10.0 3.9 6.9 13.52010 2.8 -10.1 -14.9 -15.22013 -16.9 -1.7 0.4 5.02016 25.2 9.4 0.3 14.9
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with before−tax family income
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
20
30
40
50
60
70
Th
ou
sa
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01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of before−tax family income for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 56.5 21.4 27.3 42.21992 51.6 28.7 28.8 46.41995 51.8 27.1 34.0 54.91998 56.3 28.4 34.7 49.32001 61.3 33.9 33.4 47.42004 62.9 35.5 34.7 57.52007 60.0 36.2 41.7 58.62010 58.4 33.7 38.8 46.62013 57.5 32.2 33.5 42.52016 61.2 35.4 38.5 50.6
Three-year change (percent)1992 -8.7 34.1 5.5 10.01995 0.4 -5.6 18.1 18.31998 8.7 4.8 2.1 -10.22001 8.9 19.4 -3.7 -3.92004 2.6 4.7 3.9 21.32007 -4.6 2.0 20.2 1.92010 -2.7 -6.9 -7.0 -20.52013 -1.5 -4.5 -13.7 -8.82016 6.4 9.9 14.9 19.1
40
60
80
100
120
Th
ou
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01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of before−tax family income for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 86.8 36.9 41.7 62.41992 74.2 40.2 38.7 72.51995 76.8 35.8 49.1 73.01998 87.3 42.2 46.6 71.12001 104.3 50.6 52.3 74.32004 102.6 49.6 50.2 85.12007 112.3 52.5 55.6 81.02010 99.6 46.9 56.0 81.62013 107.8 44.3 45.4 72.72016 123.4 54.0 57.3 86.9
Three-year change (percent)1992 -14.5 8.9 -7.2 16.21995 3.5 -10.9 26.9 0.71998 13.7 17.9 -5.1 -2.62001 19.5 19.9 12.2 4.52004 -1.6 -2.0 -4.0 14.52007 9.5 5.8 10.8 -4.82010 -11.3 -10.7 0.7 0.72013 8.2 -5.5 -18.9 -10.92016 14.5 21.9 26.2 19.5
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99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with before−tax family income
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of before−tax family income for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 60.0 70.1 27.1 13.61992 57.8 75.2 25.5 18.91995 57.7 59.3 26.3 17.71998 59.8 77.8 28.4 17.22001 64.1 85.8 28.5 22.62004 62.7 84.9 31.1 26.12007 65.5 87.6 28.6 23.62010 61.8 71.2 32.1 26.42013 58.6 73.0 30.8 26.22016 62.9 70.9 36.5 19.7
Three-year change (percent)1992 -3.7 7.3 -5.9 39.01995 -0.2 -21.1 3.1 -6.31998 3.6 31.2 8.0 -2.82001 7.2 10.3 0.4 31.42004 -2.2 -1.0 9.1 15.52007 4.5 3.2 -8.0 -9.62010 -5.6 -18.7 12.2 11.92013 -5.2 2.5 -4.0 -0.82016 7.3 -2.9 18.5 -24.8
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of before−tax family income for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 76.6 172.5 44.5 26.11992 73.4 127.8 38.5 35.01995 75.8 125.2 43.9 28.31998 79.0 161.3 48.6 32.12001 91.3 187.5 54.2 49.72004 89.2 180.1 55.0 47.52007 96.2 222.1 59.2 41.02010 93.0 165.6 49.1 40.12013 89.4 219.7 55.0 44.82016 105.2 210.8 68.3 38.9
Three-year change (percent)1992 -4.2 -25.9 -13.5 34.11995 3.3 -2.0 14.0 -19.11998 4.2 28.8 10.7 13.42001 15.6 16.2 11.5 54.82004 -2.3 -3.9 1.5 -4.42007 7.8 23.3 7.6 -13.72010 -3.3 -25.4 -17.1 -2.22013 -3.9 32.7 12.0 11.72016 17.7 -4.1 24.2 -13.2
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with before−tax family income
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of before−tax family income for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 88.0 46.7 56.5 23.41992 82.5 49.2 49.8 23.31995 83.4 48.1 54.2 24.91998 89.7 45.2 55.3 26.22001 96.5 48.8 55.7 28.02004 98.2 47.6 57.5 30.32007 98.8 51.2 57.2 27.62010 89.9 46.5 55.3 30.32013 90.4 41.8 52.3 29.92016 91.1 46.8 54.2 33.5
Three-year change (percent)1992 -6.2 5.4 -11.9 -0.41995 1.1 -2.2 8.8 6.91998 7.6 -6.0 2.0 5.22001 7.6 8.0 0.7 6.92004 1.8 -2.5 3.2 8.22007 0.6 7.6 -0.5 -8.92010 -9.0 -9.2 -3.3 9.82013 0.6 -10.1 -5.4 -1.32016 0.8 12.0 3.6 12.0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of before−tax family income for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 139.0 75.0 66.3 40.61992 123.5 63.3 60.3 37.61995 127.9 67.2 62.9 40.71998 142.6 69.1 62.8 46.02001 169.6 72.2 66.4 53.52004 163.1 67.5 64.4 53.82007 180.8 78.2 67.1 56.32010 164.3 65.7 63.3 47.12013 166.7 66.2 62.5 53.02016 190.4 75.2 67.3 63.8
Three-year change (percent)1992 -11.2 -15.6 -9.0 -7.41995 3.6 6.2 4.3 8.21998 11.5 2.8 -0.2 13.02001 18.9 4.5 5.7 16.32004 -3.8 -6.5 -3.0 0.62007 10.9 15.9 4.2 4.62010 -9.1 -16.0 -5.7 -16.32013 1.5 0.8 -1.3 12.52016 14.2 13.6 7.7 20.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with before−tax family income
RegionYear Northeast Midwest South West
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
40
45
50
55
60
65
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of before−tax family income for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 54.5 46.6 40.9 56.51992 55.7 48.5 39.5 44.31995 48.1 49.0 44.5 49.71998 52.3 48.6 46.6 53.42001 55.9 59.5 48.8 55.22004 64.7 57.5 47.0 58.82007 59.6 51.2 49.7 60.12010 59.3 51.4 44.9 53.92013 60.1 45.5 43.9 52.32016 60.8 51.6 48.6 54.3
Three-year change (percent)1992 2.2 4.1 -3.4 -21.61995 -13.6 1.0 12.7 12.21998 8.7 -0.8 4.7 7.42001 6.9 22.4 4.7 3.42004 15.7 -3.4 -3.7 6.52007 -7.9 -11.0 5.7 2.22010 -0.5 0.4 -9.7 -10.32013 1.3 -11.5 -2.2 -3.02016 1.2 13.4 10.7 3.8
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of before−tax family income for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 86.9 79.0 64.7 79.21992 77.6 69.2 57.1 71.21995 77.1 71.2 64.7 70.21998 89.9 72.3 72.9 84.22001 105.3 87.7 83.2 100.42004 111.3 85.8 78.8 94.82007 116.3 86.8 91.9 102.72010 109.6 78.3 79.1 89.32013 110.5 77.5 80.3 101.42016 128.9 96.3 94.4 102.4
Three-year change (percent)1992 -10.7 -12.4 -11.7 -10.11995 -0.6 2.9 13.3 -1.41998 16.6 1.5 12.7 19.92001 17.1 21.3 14.1 19.22004 5.7 -2.2 -5.3 -5.62007 4.5 1.2 16.6 8.32010 -5.8 -9.8 -13.9 -13.02013 0.8 -1.0 1.5 13.52016 16.7 24.3 17.6 1.0
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with before−tax family income
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.02013 100.0 100.02016 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.02013 0.0 0.02016 0.0 0.0
35
40
45
50
55
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of before−tax family income for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 50.1 37.71992 48.1 34.11995 50.0 33.51998 52.3 41.32001 55.7 41.02004 58.8 38.02007 58.4 41.72010 53.9 40.42013 50.2 37.82016 55.2 38.7
Three-year change (percent)1992 -4.0 -9.51995 4.0 -1.81998 4.6 23.32001 6.5 -0.72004 5.6 -7.32007 -0.7 9.72010 -7.7 -3.12013 -6.9 -6.42016 10.0 2.4
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of before−tax family income for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 80.7 54.81992 72.1 45.31995 74.0 45.61998 83.3 50.12001 98.1 55.52004 97.8 52.12007 105.7 58.12010 93.7 53.22013 95.2 54.32016 109.7 54.1
Three-year change (percent)1992 -10.7 -17.31995 2.6 0.71998 12.6 9.92001 17.8 10.82004 -0.3 -6.12007 8.1 11.52010 -11.4 -8.42013 1.6 2.12016 15.2 -0.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with before−tax family income
Housing statusYear Owner Renter or other
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.02013 100.0 100.02016 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.02013 0.0 0.02016 0.0 0.0
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of before−tax family income for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 62.3 25.71992 58.4 28.71995 59.3 28.91998 64.5 29.92001 70.6 33.42004 70.2 31.32007 71.5 32.22010 65.8 28.82013 65.3 28.72016 71.2 31.6
Three-year change (percent)1992 -6.3 11.71995 1.5 0.71998 8.8 3.52001 9.5 11.72004 -0.6 -6.32007 1.9 2.92010 -8.0 -10.62013 -0.8 -0.32016 9.0 10.1
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of before−tax family income for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 95.4 41.11992 82.2 40.41995 86.5 39.31998 98.4 39.42001 115.3 43.72004 111.1 42.92007 122.3 43.52010 108.6 41.82013 115.9 41.32016 134.0 47.8
Three-year change (percent)1992 -13.8 -1.71995 5.2 -2.71998 13.8 0.32001 17.2 10.92004 -3.6 -1.82007 10.1 1.42010 -11.2 -3.92013 6.7 -1.22016 15.6 15.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with before−tax family income
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of before−tax family income for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 19.5 41.1 58.9 77.9 146.11992 21.8 41.3 55.0 72.2 135.61995 22.7 44.9 55.6 66.8 126.51998 23.5 44.9 59.8 83.7 130.32001 26.7 47.4 69.3 94.3 171.42004 26.1 47.0 66.6 98.0 182.92007 27.1 47.6 65.7 95.3 182.92010 26.2 41.8 60.7 82.3 180.32013 24.5 39.8 57.5 90.2 189.12016 25.3 42.0 64.8 90.8 215.9
Three-year change (percent)1992 11.8 0.5 -6.6 -7.3 -7.21995 4.1 8.7 1.1 -7.5 -6.71998 3.5 0.0 7.6 25.3 3.02001 13.6 5.6 15.9 12.7 31.52004 -2.2 -0.8 -3.9 3.9 6.72007 3.8 1.3 -1.4 -2.8 0.02010 -3.3 -12.2 -7.6 -13.6 -1.42013 -6.5 -4.8 -5.3 9.6 4.92016 3.3 5.5 12.7 0.7 14.2
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of before−tax family income for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 27.3 46.9 67.4 95.0 261.21992 29.0 46.5 61.1 85.4 201.71995 29.1 48.9 63.9 82.6 219.81998 30.0 49.9 69.1 99.7 262.52001 32.5 53.6 79.8 106.5 347.12004 31.9 53.6 77.2 111.8 325.62007 33.8 53.8 77.1 107.6 402.62010 36.1 50.3 69.9 98.3 329.12013 32.4 48.3 67.9 103.1 372.42016 34.3 50.9 74.9 113.4 456.9
Three-year change (percent)1992 6.2 -0.9 -9.3 -10.1 -22.81995 0.3 5.2 4.6 -3.3 9.01998 3.1 2.0 8.1 20.7 19.42001 8.3 7.4 15.5 6.8 32.22004 -1.8 0.0 -3.3 5.0 -6.22007 6.0 0.4 -0.1 -3.8 23.62010 6.8 -6.5 -9.3 -8.6 -18.32013 -10.2 -4.0 -2.9 4.9 13.22016 5.9 5.4 10.3 10.0 22.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with net worth
Year All familiesLevel (percent)
1989 100.01992 100.01995 100.01998 100.02001 100.02004 100.02007 100.02010 100.02013 100.02016 100.0
Three-year change (percentage points)1992 0.01995 0.01998 0.02001 0.02004 0.02007 0.02010 0.02013 0.02016 0.0
80
90
100
110
120
130
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of net worth for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 87.51992 83.11995 90.61998 105.82001 117.32004 118.42007 139.72010 85.42013 83.72016 97.3
Three-year change (percent)1992 -5.01995 9.01998 16.82001 10.92004 0.92007 18.02010 -38.92013 -2.02016 16.2
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of net worth for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 346.91992 312.91995 332.11998 417.32001 538.42004 571.52007 645.92010 551.32013 551.32016 692.0
Three-year change (percent)1992 -9.81995 6.11998 25.72001 29.02004 6.12007 13.02010 -14.62013 0.02016 25.5
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with net worth
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of net worth for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 3.4 45.0 77.7 124.1 246.2 724.81992 6.6 46.6 66.3 127.0 194.1 609.91995 9.4 52.5 72.7 119.1 200.6 556.81998 8.6 48.9 78.8 165.7 278.1 667.42001 10.6 50.7 86.2 195.5 356.5 1129.42004 9.5 42.9 91.5 203.4 398.9 1182.32007 9.4 43.8 102.0 238.4 412.5 1295.82010 6.8 28.3 72.8 142.1 316.8 1320.02013 6.3 23.1 63.7 164.2 309.9 1165.92016 6.5 32.3 81.5 168.3 390.6 1640.1
Three-year change (percent)1992 94.1 3.6 -14.7 2.3 -21.2 -15.91995 42.4 12.7 9.7 -6.2 3.3 -8.71998 -8.5 -6.9 8.4 39.1 38.6 19.92001 23.3 3.7 9.4 18.0 28.2 69.22004 -10.4 -15.4 6.1 4.0 11.9 4.72007 -1.1 2.1 11.5 17.2 3.4 9.62010 -27.7 -35.4 -28.6 -40.4 -23.2 1.92013 -7.4 -18.4 -12.5 15.6 -2.2 -11.72016 3.2 39.8 27.9 2.5 26.0 40.7
0
1000
2000
3000
4000
5000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of net worth for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 46.0 122.6 189.0 253.8 415.0 1830.71992 55.2 107.7 169.7 236.2 379.7 1611.51995 69.6 123.9 160.2 252.6 403.2 1704.71998 70.5 141.8 186.6 304.5 480.9 2285.22001 71.6 156.1 220.5 398.8 619.5 3070.52004 92.4 154.5 247.6 434.3 623.0 3233.12007 121.9 156.2 243.8 434.4 705.3 3840.62010 129.1 141.4 220.0 324.9 627.0 3254.42013 88.8 116.2 173.9 344.0 655.6 3410.82016 89.5 128.7 207.3 373.5 771.0 4550.2
Three-year change (percent)1992 20.0 -12.2 -10.2 -6.9 -8.5 -12.01995 26.1 15.0 -5.6 6.9 6.2 5.81998 1.3 14.4 16.5 20.5 19.3 34.12001 1.6 10.1 18.2 31.0 28.8 34.42004 29.1 -1.0 12.3 8.9 0.6 5.32007 31.9 1.1 -1.5 0.0 13.2 18.82010 5.9 -9.5 -9.8 -25.2 -11.1 -15.32013 -31.2 -17.8 -21.0 5.9 4.6 4.82016 0.8 10.8 19.2 8.6 17.6 33.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with net worth
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of net worth for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 14.6 105.3 184.2 182.6 143.1 135.21992 15.5 74.9 131.2 191.2 165.5 145.71995 18.8 81.9 148.6 180.8 173.8 145.61998 13.5 93.6 155.8 188.7 216.2 185.32001 15.9 105.1 182.4 251.2 240.9 210.42004 18.0 88.3 184.7 320.6 241.8 207.42007 13.7 102.2 214.1 294.3 277.3 247.32010 10.3 46.6 130.3 198.3 228.4 239.62013 10.7 48.2 108.6 171.1 239.3 200.82016 10.9 59.8 124.2 187.3 223.4 264.8
Three-year change (percent)1992 6.2 -28.9 -28.8 4.7 15.7 7.81995 21.3 9.3 13.3 -5.4 5.0 -0.11998 -28.2 14.3 4.8 4.4 24.4 27.32001 17.8 12.3 17.1 33.1 11.4 13.52004 13.2 -16.0 1.3 27.6 0.4 -1.42007 -23.9 15.7 15.9 -8.2 14.7 19.22010 -24.8 -54.4 -39.1 -32.6 -17.6 -3.12013 3.9 3.4 -16.7 -13.7 4.8 -16.22016 1.9 24.1 14.4 9.5 -6.6 31.9
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of net worth for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 87.4 275.4 515.7 574.3 522.0 450.71992 76.1 223.5 450.9 566.8 480.5 359.21995 67.7 225.1 464.6 600.6 546.1 404.41998 94.2 289.9 536.8 786.0 688.6 458.62001 122.9 352.2 658.9 993.5 919.2 635.52004 93.5 381.5 691.7 1079.2 878.8 671.62007 122.8 377.9 766.9 1090.7 1176.2 739.22010 72.2 240.3 633.4 973.2 937.7 749.32013 77.8 358.0 546.6 823.3 1089.8 665.32016 76.1 288.6 727.5 1167.4 1066.0 1066.9
Three-year change (percent)1992 -12.9 -18.8 -12.6 -1.3 -8.0 -20.31995 -11.0 0.7 3.0 6.0 13.7 12.61998 39.1 28.8 15.5 30.9 26.1 13.42001 30.5 21.5 22.7 26.4 33.5 38.62004 -23.9 8.3 5.0 8.6 -4.4 5.72007 31.3 -0.9 10.9 1.1 33.8 10.12010 -41.2 -36.4 -17.4 -10.8 -20.3 1.42013 7.8 49.0 -13.7 -15.4 16.2 -11.22016 -2.2 -19.4 33.1 41.8 -2.2 60.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with net worth
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of net worth for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 13.5 15.1 76.4 115.7 207.21992 14.3 25.0 97.6 101.4 174.61995 18.8 27.5 110.8 103.1 180.61998 23.8 22.8 128.8 128.5 219.22001 17.9 26.6 123.8 154.0 240.02004 26.5 26.8 148.1 155.4 265.52007 26.9 29.0 166.6 163.0 261.12010 17.2 16.1 112.7 95.8 227.32013 14.5 14.6 111.4 95.3 220.52016 21.7 13.8 114.8 116.7 226.3
Three-year change (percent)1992 5.9 65.6 27.7 -12.4 -15.71995 31.5 10.0 13.5 1.7 3.41998 26.6 -17.1 16.2 24.6 21.42001 -24.8 16.7 -3.9 19.8 9.52004 48.0 0.8 19.6 0.9 10.62007 1.5 8.2 12.5 4.9 -1.72010 -36.1 -44.5 -32.4 -41.2 -12.92013 -15.7 -9.3 -1.2 -0.5 -3.02016 49.7 -5.5 3.1 22.5 2.6
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of net worth for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 118.0 135.4 228.8 375.0 647.71992 90.8 118.8 261.7 345.1 532.11995 113.8 113.7 310.0 336.9 565.81998 151.1 136.0 363.0 440.9 711.82001 129.8 205.2 393.4 597.1 873.62004 165.7 198.8 448.6 641.6 959.62007 207.2 240.1 451.9 695.3 1103.12010 158.8 129.9 432.9 614.3 955.92013 133.1 152.7 384.5 607.6 992.72016 169.7 182.3 508.1 721.5 1257.6
Three-year change (percent)1992 -23.1 -12.3 14.4 -8.0 -17.81995 25.3 -4.3 18.5 -2.4 6.31998 32.8 19.6 17.1 30.9 25.82001 -14.1 50.9 8.4 35.4 22.72004 27.7 -3.1 14.0 7.5 9.82007 25.0 20.8 0.7 8.4 15.02010 -23.4 -45.9 -4.2 -11.6 -13.32013 -16.2 17.6 -11.2 -1.1 3.82016 27.5 19.4 32.1 18.7 26.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with net worth
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of net worth for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 45.0 68.7 86.0 234.01992 31.3 64.5 95.9 183.91995 35.5 81.3 78.3 189.61998 31.1 79.8 113.1 251.02001 34.6 78.7 112.3 329.22004 26.2 87.4 99.9 344.22007 38.4 93.2 113.6 373.82010 17.8 62.6 63.2 275.92013 17.7 54.1 52.3 285.62016 22.8 67.1 66.0 292.1
Three-year change (percent)1992 -30.4 -6.1 11.5 -21.41995 13.4 26.0 -18.4 3.11998 -12.4 -1.8 44.4 32.42001 11.3 -1.4 -0.7 31.22004 -24.3 11.1 -11.0 4.62007 46.6 6.6 13.7 8.62010 -53.6 -32.8 -44.4 -26.22013 -0.6 -13.6 -17.2 3.52016 28.8 24.0 26.2 2.3
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of net worth for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 155.0 207.8 344.7 744.61992 117.6 187.4 281.5 620.11995 131.9 208.2 285.9 685.31998 116.4 232.8 331.5 903.92001 141.0 245.5 377.2 1225.72004 173.6 251.1 384.7 1230.32007 165.5 291.5 418.9 1460.12010 122.3 241.1 302.2 1244.52013 112.2 205.8 328.3 1219.72016 157.1 249.5 340.5 1511.1
Three-year change (percent)1992 -24.1 -9.8 -18.3 -16.71995 12.2 11.1 1.6 10.51998 -11.8 11.8 15.9 31.92001 21.1 5.5 13.8 35.62004 23.1 2.3 2.0 0.42007 -4.7 16.1 8.9 18.72010 -26.1 -17.3 -27.9 -14.82013 -8.3 -14.6 8.6 -2.02016 40.0 21.2 3.7 23.9
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with net worth
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of net worth for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 132.7 7.4 9.7 65.41992 116.9 16.6 11.4 62.31995 120.0 17.1 19.0 48.91998 141.4 22.9 14.5 56.62001 166.3 26.3 15.5 71.32004 179.3 26.0 19.4 90.22007 198.3 24.4 24.4 70.32010 144.3 17.6 17.9 47.12013 146.4 13.6 14.2 42.52016 171.0 17.1 20.6 64.7
Three-year change (percent)1992 -11.9 124.3 17.5 -4.71995 2.7 3.0 66.7 -21.51998 17.8 33.9 -23.7 15.72001 17.6 14.8 6.9 26.02004 7.8 -1.1 25.2 26.52007 10.6 -6.2 25.8 -22.12010 -27.2 -27.9 -26.6 -33.02013 1.5 -22.7 -20.7 -9.82016 16.8 25.7 45.1 52.2
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of net worth for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 424.4 77.3 84.5 286.91992 373.0 80.7 90.7 331.91995 393.1 69.1 96.3 324.21998 498.4 94.5 128.5 323.22001 662.3 97.0 119.9 419.32004 716.5 142.9 158.1 369.12007 803.7 155.7 215.6 457.02010 723.5 109.8 127.8 370.72013 727.8 102.1 111.0 383.62016 933.7 138.0 191.2 457.7
Three-year change (percent)1992 -12.1 4.4 7.3 15.71995 5.4 -14.4 6.2 -2.31998 26.8 36.8 33.4 -0.32001 32.9 2.6 -6.7 29.72004 8.2 47.3 31.9 -12.02007 12.2 9.0 36.4 23.82010 -10.0 -29.5 -40.7 -18.92013 0.6 -7.0 -13.1 3.52016 28.3 35.2 72.3 19.3
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with net worth
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of net worth for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 70.9 316.6 123.4 1.51992 66.2 242.0 118.2 5.51995 77.0 244.0 127.1 5.71998 77.9 366.5 166.8 5.22001 88.2 477.3 155.9 10.42004 85.5 444.5 177.8 15.02007 108.9 450.1 187.7 6.62010 61.0 315.7 167.0 13.22013 63.9 370.0 132.0 9.32016 70.5 312.0 158.6 8.2
Three-year change (percent)1992 -6.6 -23.6 -4.2 266.71995 16.3 0.8 7.5 3.61998 1.2 50.2 31.2 -8.82001 13.2 30.2 -6.5 100.02004 -3.1 -6.9 14.0 44.22007 27.4 1.3 5.6 -56.02010 -44.0 -29.9 -11.0 100.02013 4.8 17.2 -21.0 -29.52016 10.3 -15.7 20.2 -11.8
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of net worth for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 212.1 1215.7 340.9 73.31992 205.3 1006.1 318.2 89.11995 214.7 1098.0 352.7 89.21998 248.3 1366.3 453.8 109.22001 306.1 1710.0 615.2 241.52004 343.4 1812.5 596.6 206.42007 407.6 2274.1 629.1 143.82010 330.2 1927.4 536.4 152.02013 324.5 2234.9 523.3 139.52016 413.4 2398.1 711.2 102.0
Three-year change (percent)1992 -3.2 -17.2 -6.7 21.61995 4.6 9.1 10.8 0.11998 15.6 24.4 28.7 22.42001 23.3 25.2 35.6 121.22004 12.2 6.0 -3.0 -14.52007 18.7 25.5 5.4 -30.32010 -19.0 -15.2 -14.7 5.72013 -1.7 16.0 -2.4 -8.22016 27.4 7.3 35.9 -26.9
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with net worth
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of net worth for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 202.6 50.7 69.1 82.41992 170.0 61.2 54.9 83.91995 173.2 58.4 70.7 97.61998 195.2 60.1 73.8 120.82001 267.7 63.3 65.2 130.72004 251.2 57.2 71.8 141.32007 286.1 85.1 75.6 149.82010 184.9 36.0 51.5 103.32013 198.3 32.8 51.1 94.02016 205.0 43.2 51.3 117.6
Three-year change (percent)1992 -16.1 20.7 -20.5 1.81995 1.9 -4.6 28.8 16.31998 12.7 2.9 4.4 23.82001 37.1 5.3 -11.7 8.22004 -6.2 -9.6 10.1 8.12007 13.9 48.8 5.3 6.02010 -35.4 -57.7 -31.9 -31.02013 7.2 -8.9 -0.8 -9.02016 3.4 31.7 0.4 25.1
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of net worth for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 708.0 243.9 200.8 285.21992 630.4 229.7 146.7 263.91995 674.7 254.0 175.0 299.11998 799.5 285.0 186.6 395.82001 1041.9 270.5 184.8 554.32004 1100.4 314.8 187.6 536.02007 1298.5 359.3 222.5 553.32010 1157.3 242.2 180.0 453.62013 1095.7 277.1 177.5 450.22016 1349.3 327.7 203.9 616.5
Three-year change (percent)1992 -11.0 -5.8 -26.9 -7.51995 7.0 10.6 19.3 13.31998 18.5 12.2 6.6 32.32001 30.3 -5.1 -1.0 40.02004 5.6 16.4 1.5 -3.32007 18.0 14.1 18.6 3.22010 -10.9 -32.6 -19.1 -18.02013 -5.3 14.4 -1.4 -0.72016 23.1 18.3 14.9 36.9
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with net worth
RegionYear Northeast Midwest South West
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of net worth for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 163.0 98.0 65.9 85.51992 107.5 95.5 57.9 119.91995 129.7 102.8 69.1 85.71998 139.2 118.5 90.4 90.42001 126.3 144.1 100.0 120.52004 205.7 146.3 81.1 120.82007 184.8 124.5 112.7 181.42010 132.5 75.6 75.4 81.22013 133.9 78.3 71.7 89.32016 145.9 97.4 82.1 107.9
Three-year change (percent)1992 -34.0 -2.6 -12.1 40.21995 20.7 7.6 19.3 -28.51998 7.3 15.3 30.8 5.52001 -9.3 21.6 10.6 33.32004 62.9 1.5 -18.9 0.22007 -10.2 -14.9 39.0 50.22010 -28.3 -39.3 -33.1 -55.22013 1.1 3.6 -4.9 10.02016 9.0 24.4 14.5 20.8
200
300
400
500
600
700
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of net worth for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 402.4 349.7 245.4 458.31992 353.6 290.5 236.3 426.81995 393.1 311.9 292.2 364.01998 447.7 367.5 394.3 483.62001 615.0 462.5 510.1 599.12004 724.0 556.9 443.2 669.02007 755.7 542.9 581.3 768.62010 680.0 441.9 487.3 663.12013 649.8 462.0 465.5 704.22016 803.8 622.0 601.3 824.9
Three-year change (percent)1992 -12.1 -16.9 -3.7 -6.91995 11.2 7.4 23.7 -14.71998 13.9 17.8 34.9 32.92001 37.4 25.9 29.4 23.92004 17.7 20.4 -13.1 11.72007 4.4 -2.5 31.2 14.92010 -10.0 -18.6 -16.2 -13.72013 -4.4 4.5 -4.5 6.22016 23.7 34.6 29.2 17.1
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with net worth
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.02013 100.0 100.02016 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.02013 0.0 0.02016 0.0 0.0
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of net worth for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 86.6 92.21992 88.8 65.11995 92.9 80.01998 106.9 101.92001 119.5 108.42004 132.8 75.42007 153.5 90.62010 86.6 82.42013 87.3 70.12016 99.0 87.7
Three-year change (percent)1992 2.5 -29.41995 4.6 22.91998 15.1 27.42001 11.8 6.42004 11.1 -30.42007 15.6 20.22010 -43.6 -9.12013 0.8 -14.92016 13.4 25.1
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of net worth for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 370.5 246.81992 350.1 149.11995 354.2 203.51998 452.4 213.62001 580.5 276.52004 643.2 224.92007 721.1 280.72010 611.9 261.02013 593.2 269.42016 751.2 276.2
Three-year change (percent)1992 -5.5 -39.61995 1.2 36.51998 27.7 5.02001 28.3 29.42004 10.8 -18.72007 12.1 24.82010 -15.1 -7.02013 -3.1 3.22016 26.6 2.5
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with net worth
Housing statusYear Owner Renter or other
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.02013 100.0 100.02016 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.02013 0.0 0.02016 0.0 0.0
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of net worth for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 187.2 3.61992 165.8 5.41995 163.1 7.61998 194.9 6.32001 233.8 6.52004 234.9 5.12007 271.9 5.92010 192.8 5.62013 201.5 5.52016 231.4 5.0
Three-year change (percent)1992 -11.4 50.01995 -1.6 40.71998 19.5 -17.12001 20.0 3.22004 0.5 -21.52007 15.8 15.72010 -29.1 -5.12013 4.5 -1.82016 14.8 -9.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of net worth for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 502.5 71.71992 453.0 64.91995 475.8 68.61998 597.4 64.12001 759.9 74.82004 796.8 68.82007 903.4 82.52010 788.6 63.32013 807.3 72.52016 1034.2 91.0
Three-year change (percent)1992 -9.9 -9.51995 5.0 5.71998 25.6 -6.62001 27.2 16.72004 4.9 -8.02007 13.4 19.92010 -12.7 -23.32013 2.4 14.52016 28.1 25.5
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with net worth
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.02013 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.02013 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of net worth for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.4 39.3 161.6 392.3 1284.71992 0.8 39.6 146.9 342.2 1115.01995 1.5 44.2 149.0 346.4 1070.11998 0.7 48.2 177.8 457.5 1322.52001 1.6 55.4 214.0 583.8 1771.92004 2.2 55.5 217.4 648.5 1818.82007 1.4 62.8 255.1 664.0 2198.82010 0.0 35.6 173.7 533.6 2060.52013 0.0 32.3 173.3 521.6 1930.02016 0.1 39.7 191.8 604.9 2387.5
Three-year change (percent)1992 100.0 0.8 -9.1 -12.8 -13.21995 87.5 11.6 1.4 1.2 -4.01998 -53.3 9.0 19.3 32.1 23.62001 128.6 14.9 20.4 27.6 34.02004 37.5 0.2 1.6 11.1 2.62007 -36.4 13.2 17.3 2.4 20.92010 -100.0 -43.3 -31.9 -19.6 -6.32013 . -9.3 -0.2 -2.2 -6.32016 . 22.9 10.7 16.0 23.7
0
1000
2000
3000
4000
5000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of net worth for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 -1.1 42.8 166.1 421.6 2317.21992 -1.0 42.6 151.9 366.5 2095.31995 -0.2 47.9 156.0 373.7 2250.91998 -2.7 53.0 189.7 475.2 2860.52001 0.1 60.2 226.5 612.0 3748.22004 -1.8 59.9 236.2 672.5 3969.12007 -2.6 67.3 263.7 680.9 4615.42010 -14.1 39.4 186.6 583.5 4107.82013 -13.8 37.0 183.2 563.2 4150.02016 -12.2 44.7 204.1 659.3 5336.0
Three-year change (percent)1992 -9.1 -0.5 -8.5 -13.1 -9.61995 -80.0 12.4 2.7 2.0 7.41998 1250.0 10.6 21.6 27.2 27.12001 -103.7 13.6 19.4 28.8 31.02004 -1900.0 -0.5 4.3 9.9 5.92007 44.4 12.4 11.6 1.2 16.32010 442.3 -41.5 -29.2 -14.3 -11.02013 -2.1 -6.1 -1.8 -3.5 1.02016 -11.6 20.8 11.4 17.1 28.6
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with assets
Year All familiesLevel (percent)
1989 94.71992 95.81995 96.41998 96.82001 96.72004 97.92007 97.72010 97.42013 97.92016 99.4
Three-year change (percentage points)1992 1.11995 0.61998 0.42001 -0.12004 1.22007 -0.22010 -0.32013 0.52016 1.5
140
160
180
200
220
240
260
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 151.51992 140.61995 159.41998 181.82001 200.42004 220.32007 256.52010 206.92013 183.42016 189.9
Three-year change (percent)1992 -7.21995 13.41998 14.12001 10.22004 9.92007 16.42010 -19.32013 -11.42016 3.5
400
500
600
700
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 417.61992 381.71995 403.51998 502.42001 632.82004 686.22007 775.92010 676.82013 658.82016 791.9
Three-year change (percent)1992 -8.61995 5.71998 24.52001 26.02004 8.42007 13.12010 -12.82013 -2.72016 20.2
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 78.8 95.1 99.9 99.5 100.0 100.01992 82.6 97.1 99.7 100.0 100.0 99.61995 84.4 97.9 99.9 99.7 100.0 100.01998 87.1 98.1 99.2 99.8 100.0 100.02001 85.6 98.3 99.8 100.0 100.0 100.02004 92.2 97.8 99.8 100.0 99.8 100.02007 89.8 98.9 100.0 100.0 100.0 100.02010 89.9 98.0 99.5 99.9 100.0 100.02013 92.2 97.9 99.7 100.0 100.0 100.02016 97.5 99.4 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 3.8 2.0 -0.2 0.5 0.0 -0.41995 1.8 0.8 0.2 -0.3 0.0 0.41998 2.7 0.2 -0.7 0.1 0.0 0.02001 -1.5 0.2 0.6 0.2 0.0 0.02004 6.6 -0.5 0.0 0.0 -0.2 0.02007 -2.4 1.1 0.2 0.0 0.2 0.02010 0.1 -0.9 -0.5 -0.1 0.0 0.02013 2.3 -0.1 0.2 0.1 0.0 0.02016 5.3 1.5 0.3 0.0 0.0 0.0
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 14.2 76.4 123.7 201.4 353.1 881.41992 26.1 70.7 107.4 206.4 303.5 817.41995 23.5 87.0 131.7 219.2 323.0 734.71998 22.1 90.1 156.8 274.2 401.1 894.92001 32.5 91.4 155.9 312.3 510.9 1367.52004 21.6 99.4 196.6 368.6 585.6 1472.82007 27.2 98.3 212.5 397.7 656.1 1573.12010 16.8 83.5 176.7 295.2 495.6 1643.32013 15.1 67.3 144.8 281.6 509.5 1443.92016 11.7 71.2 160.3 302.7 579.4 1935.5
Three-year change (percent)1992 83.8 -7.5 -13.2 2.5 -14.0 -7.31995 -10.0 23.1 22.6 6.2 6.4 -10.11998 -6.0 3.6 19.1 25.1 24.2 21.82001 47.1 1.4 -0.6 13.9 27.4 52.82004 -33.5 8.8 26.1 18.0 14.6 7.72007 25.9 -1.1 8.1 7.9 12.0 6.82010 -38.2 -15.1 -16.8 -25.8 -24.5 4.52013 -10.1 -19.4 -18.1 -4.6 2.8 -12.12016 -22.5 5.9 10.7 7.5 13.7 34.0
0
1000
2000
3000
4000
5000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 64.3 143.6 221.2 318.4 504.4 1998.11992 76.9 128.2 205.9 298.6 470.9 1810.31995 93.7 147.9 199.3 325.6 509.5 1883.51998 92.8 168.9 237.0 396.3 601.5 2509.12001 96.6 185.7 273.4 486.5 756.6 3315.92004 118.1 196.0 323.1 554.2 807.2 3558.62007 157.0 193.9 321.9 581.6 919.6 4190.22010 175.7 183.6 300.8 449.7 813.9 3607.82013 118.3 152.8 233.9 454.5 837.2 3722.42016 111.9 163.7 268.8 483.1 948.3 4874.7
Three-year change (percent)1992 19.6 -10.7 -6.9 -6.2 -6.6 -9.41995 21.8 15.4 -3.2 9.0 8.2 4.01998 -1.0 14.2 18.9 21.7 18.1 33.22001 4.1 9.9 15.4 22.8 25.8 32.22004 22.3 5.5 18.2 13.9 6.7 7.32007 32.9 -1.1 -0.4 4.9 13.9 17.72010 11.9 -5.3 -6.6 -22.7 -11.5 -13.92013 -32.7 -16.8 -22.2 1.1 2.9 3.22016 -5.4 7.1 14.9 6.3 13.3 31.0
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 92.3 95.0 94.9 95.0 97.4 96.41992 92.9 96.7 96.8 96.9 96.8 97.51995 94.4 96.2 97.3 96.4 97.7 98.41998 94.8 97.6 96.7 98.2 98.5 96.42001 93.2 97.4 98.1 98.4 97.1 97.82004 96.5 97.7 98.3 97.5 99.5 99.62007 97.1 96.9 97.6 99.1 98.4 98.12010 95.5 97.4 98.3 98.3 97.1 98.72013 97.1 97.5 97.9 98.1 98.9 99.02016 99.1 98.7 99.9 99.5 99.9 99.4
Three-year change (percentage points)1992 0.6 1.7 1.9 1.9 -0.6 1.11995 1.5 -0.5 0.5 -0.5 0.9 0.91998 0.4 1.4 -0.6 1.8 0.8 -2.02001 -1.6 -0.2 1.4 0.2 -1.4 1.42004 3.3 0.3 0.2 -0.9 2.4 1.82007 0.6 -0.8 -0.7 1.6 -1.1 -1.52010 -1.6 0.5 0.7 -0.8 -1.3 0.62013 1.6 0.1 -0.4 -0.2 1.8 0.32016 2.0 1.2 2.0 1.4 1.0 0.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 37.3 195.2 260.0 228.8 157.9 151.51992 39.3 164.3 206.4 235.9 179.2 150.11995 50.3 173.1 235.6 251.8 196.0 150.81998 42.6 188.8 264.0 292.4 242.0 199.12001 52.7 213.6 287.5 307.9 290.8 231.72004 49.8 220.5 298.9 449.8 296.6 235.52007 44.9 257.5 354.4 403.6 351.2 253.92010 39.4 172.8 274.6 316.8 311.3 262.72013 30.5 168.1 221.6 269.1 313.4 223.72016 31.6 159.1 239.3 286.7 291.8 304.1
Three-year change (percent)1992 5.4 -15.8 -20.6 3.1 13.5 -0.91995 28.0 5.4 14.1 6.7 9.4 0.51998 -15.3 9.1 12.1 16.1 23.5 32.02001 23.7 13.1 8.9 5.3 20.2 16.42004 -5.5 3.2 4.0 46.1 2.0 1.62007 -9.8 16.8 18.6 -10.3 18.4 7.82010 -12.2 -32.9 -22.5 -21.5 -11.4 3.52013 -22.6 -2.7 -19.3 -15.1 0.7 -14.82016 3.6 -5.4 8.0 6.5 -6.9 35.9
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 145.9 373.6 613.2 648.6 550.2 472.71992 131.0 316.4 544.5 636.1 517.8 378.01995 123.4 315.9 569.6 683.5 582.1 416.21998 156.9 396.2 658.3 878.9 733.8 486.32001 198.5 466.8 776.0 1086.9 988.2 661.92004 180.9 527.9 850.6 1220.0 931.4 702.02007 226.9 542.6 938.5 1226.3 1278.0 770.62010 156.2 393.7 802.2 1112.5 1046.8 789.82013 147.6 503.3 689.2 948.9 1177.5 696.82016 145.0 427.5 862.9 1282.5 1133.7 1111.0
Three-year change (percent)1992 -10.2 -15.3 -11.2 -1.9 -5.9 -20.01995 -5.8 -0.2 4.6 7.5 12.4 10.11998 27.1 25.4 15.6 28.6 26.1 16.82001 26.5 17.8 17.9 23.7 34.7 36.12004 -8.9 13.1 9.6 12.2 -5.7 6.12007 25.4 2.8 10.3 0.5 37.2 9.82010 -31.2 -27.4 -14.5 -9.3 -18.1 2.52013 -5.5 27.8 -14.1 -14.7 12.5 -11.82016 -1.8 -15.1 25.2 35.2 -3.7 59.4
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 80.4 89.3 92.6 99.2 99.61992 86.0 93.2 94.9 98.4 99.21995 86.4 95.2 96.0 98.7 99.01998 90.7 93.7 97.2 98.8 98.92001 88.3 95.1 95.9 98.7 99.22004 94.9 96.5 97.7 99.0 98.92007 93.8 94.8 97.6 99.2 99.42010 94.6 95.3 96.6 99.0 98.52013 95.2 95.5 97.4 99.3 99.32016 99.0 98.6 99.2 99.6 99.8
Three-year change (percentage points)1992 5.6 3.9 2.3 -0.8 -0.41995 0.4 2.0 1.1 0.3 -0.21998 4.3 -1.5 1.2 0.1 -0.12001 -2.4 1.4 -1.3 -0.1 0.32004 6.6 1.4 1.8 0.3 -0.32007 -1.1 -1.7 -0.1 0.2 0.52010 0.8 0.5 -1.0 -0.2 -0.92013 0.6 0.2 0.8 0.3 0.82016 3.8 3.1 1.8 0.3 0.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 52.7 31.0 101.0 195.9 246.21992 46.0 42.8 113.7 200.6 221.81995 71.0 50.6 129.0 201.4 243.01998 56.6 43.7 154.8 248.3 293.02001 79.1 52.1 146.1 285.7 319.02004 78.5 60.5 179.8 303.4 386.72007 82.2 67.9 211.7 345.0 378.42010 77.4 55.3 159.0 258.5 338.92013 44.2 32.9 151.0 240.5 301.82016 47.2 32.0 164.1 257.7 318.8
Three-year change (percent)1992 -12.7 38.1 12.6 2.4 -9.91995 54.3 18.2 13.5 0.4 9.61998 -20.3 -13.6 20.0 23.3 20.62001 39.8 19.2 -5.6 15.1 8.92004 -0.8 16.1 23.1 6.2 21.22007 4.7 12.2 17.7 13.7 -2.12010 -5.8 -18.6 -24.9 -25.1 -10.42013 -42.9 -40.5 -5.0 -7.0 -10.92016 6.8 -2.7 8.7 7.2 5.6
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 180.7 186.3 255.7 457.5 699.91992 140.4 161.1 288.5 445.5 585.91995 169.0 156.7 337.6 438.4 627.81998 206.6 190.4 396.2 559.9 791.82001 196.3 257.3 433.1 731.2 953.82004 239.9 269.0 489.2 808.8 1080.92007 295.0 323.4 492.3 885.5 1229.12010 241.2 207.8 488.4 792.6 1085.12013 192.4 215.5 436.1 771.3 1095.82016 233.8 232.9 548.9 885.2 1362.2
Three-year change (percent)1992 -22.3 -13.5 12.8 -2.6 -16.31995 20.4 -2.7 17.0 -1.6 7.21998 22.2 21.5 17.4 27.7 26.12001 -5.0 35.1 9.3 30.6 20.52004 22.2 4.5 13.0 10.6 13.32007 23.0 20.2 0.6 9.5 13.72010 -18.2 -35.7 -0.8 -10.5 -11.72013 -20.2 3.7 -10.7 -2.7 1.02016 21.5 8.1 25.9 14.8 24.3
88
90
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 89.7 93.3 97.1 99.61992 88.1 95.5 98.7 99.61995 89.8 96.2 97.9 100.01998 88.4 97.5 98.4 99.82001 88.0 97.1 98.7 99.72004 91.1 98.1 99.4 99.92007 91.7 97.7 98.7 99.82010 92.5 96.5 98.2 99.72013 93.3 96.7 99.0 99.92016 97.7 99.4 99.5 99.9
Three-year change (percentage points)1992 -1.6 2.2 1.6 0.01995 1.7 0.7 -0.8 0.41998 -1.4 1.3 0.5 -0.22001 -0.4 -0.4 0.3 -0.12004 3.1 1.0 0.7 0.22007 0.6 -0.4 -0.7 -0.12010 0.8 -1.2 -0.5 -0.12013 0.8 0.2 0.8 0.22016 4.4 2.7 0.5 0.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 82.5 128.4 155.0 336.21992 61.7 111.9 163.1 281.01995 78.3 140.9 146.7 293.81998 69.3 146.0 193.4 351.82001 88.2 142.9 200.4 469.52004 63.5 169.6 203.5 538.52007 74.8 187.5 232.1 574.92010 52.8 153.0 178.5 441.22013 47.3 124.8 148.5 436.62016 40.0 125.8 142.7 430.9
Three-year change (percent)1992 -25.2 -12.9 5.2 -16.41995 26.9 25.9 -10.1 4.61998 -11.5 3.6 31.8 19.72001 27.3 -2.1 3.6 33.52004 -28.0 18.7 1.5 14.72007 17.8 10.6 14.1 6.82010 -29.4 -18.4 -23.1 -23.32013 -10.4 -18.4 -16.8 -1.02016 -15.4 0.8 -3.9 -1.3
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 190.7 258.8 413.2 843.71992 149.4 232.5 341.4 722.61995 166.8 261.3 350.4 788.01998 152.2 283.1 413.9 1031.52001 185.0 301.4 452.3 1366.92004 221.5 317.3 483.2 1411.32007 220.5 375.0 527.7 1662.52010 166.0 315.7 406.6 1442.12013 148.0 271.7 410.0 1388.52016 193.0 307.0 414.5 1680.7
Three-year change (percent)1992 -21.7 -10.2 -17.4 -14.41995 11.6 12.4 2.6 9.11998 -8.8 8.3 18.1 30.92001 21.6 6.5 9.3 32.52004 19.7 5.3 6.8 3.22007 -0.5 18.2 9.2 17.82010 -24.7 -15.8 -22.9 -13.32013 -10.8 -13.9 0.8 -3.72016 30.4 13.0 1.1 21.0
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 98.4 76.7 86.5 97.41992 98.9 85.4 84.1 94.31995 98.6 86.6 87.6 96.71998 98.9 89.6 88.4 93.72001 99.0 90.2 87.8 92.52004 99.3 92.7 94.2 98.52007 98.9 92.3 94.7 98.52010 99.1 92.0 94.6 96.42013 99.3 93.0 96.0 97.32016 99.7 99.1 98.1 99.1
Three-year change (percentage points)1992 0.5 8.7 -2.4 -3.11995 -0.3 1.2 3.5 2.41998 0.3 3.0 0.8 -3.02001 0.1 0.6 -0.6 -1.22004 0.3 2.5 6.4 6.02007 -0.4 -0.4 0.5 0.02010 0.2 -0.3 -0.1 -2.12013 0.2 1.0 1.4 0.92016 0.4 6.1 2.1 1.8
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 184.6 49.5 29.9 89.31992 176.0 51.0 40.9 100.61995 186.3 47.0 86.4 96.01998 215.4 51.7 50.3 147.12001 252.1 78.7 40.4 176.12004 285.7 69.5 51.9 166.12007 315.2 82.1 81.8 151.42010 264.0 68.3 59.3 143.12013 244.2 55.1 40.8 85.82016 264.7 46.6 54.0 134.2
Three-year change (percent)1992 -4.7 3.0 36.8 12.71995 5.9 -7.8 111.2 -4.61998 15.6 10.0 -41.8 53.22001 17.0 52.2 -19.7 19.72004 13.3 -11.7 28.5 -5.72007 10.3 18.1 57.6 -8.92010 -16.2 -16.8 -27.5 -5.52013 -7.5 -19.3 -31.2 -40.02016 8.4 -15.4 32.4 56.4
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 485.5 127.8 142.2 356.71992 436.8 123.0 149.9 418.71995 461.5 112.9 156.1 406.91998 581.1 145.2 190.8 431.12001 751.7 154.7 186.5 535.42004 833.5 214.0 239.7 496.52007 932.1 253.4 331.9 589.72010 853.6 182.5 209.9 505.22013 840.6 166.6 173.7 496.02016 1044.0 195.4 260.3 567.8
Three-year change (percent)1992 -10.0 -3.8 5.4 17.41995 5.7 -8.2 4.1 -2.81998 25.9 28.6 22.2 5.92001 29.4 6.5 -2.3 24.22004 10.9 38.3 28.5 -7.32007 11.8 18.4 38.5 18.82010 -8.4 -28.0 -36.8 -14.32013 -1.5 -8.7 -17.2 -1.82016 24.2 17.3 49.9 14.5
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 97.1 100.0 93.8 68.41992 97.9 99.0 95.6 78.41995 98.7 97.8 95.6 76.51998 98.2 99.2 94.7 85.62001 97.8 98.6 95.8 82.02004 98.4 99.1 97.7 89.62007 98.7 99.7 96.1 90.02010 98.3 98.8 96.3 92.52013 99.1 98.1 97.2 90.72016 99.5 99.9 99.6 96.4
Three-year change (percentage points)1992 0.8 -1.0 1.8 10.01995 0.8 -1.2 0.0 -1.91998 -0.5 1.4 -0.9 9.12001 -0.4 -0.6 1.1 -3.62004 0.6 0.5 1.9 7.62007 0.3 0.6 -1.6 0.42010 -0.4 -0.9 0.2 2.52013 0.8 -0.7 0.9 -1.82016 0.4 1.8 2.4 5.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 145.0 410.3 151.1 23.01992 130.7 338.0 143.4 34.01995 154.6 357.4 150.4 29.71998 165.3 485.7 199.1 26.32001 174.8 595.1 198.6 64.12004 205.0 604.9 210.6 38.62007 247.0 629.8 235.7 32.12010 183.2 486.5 218.8 45.32013 172.8 513.7 192.0 27.42016 170.6 426.7 208.6 17.3
Three-year change (percent)1992 -9.9 -17.6 -5.1 47.81995 18.3 5.7 4.9 -12.61998 6.9 35.9 32.4 -11.42001 5.7 22.5 -0.3 143.72004 17.3 1.6 6.0 -39.82007 20.5 4.1 11.9 -16.82010 -25.8 -22.8 -7.2 41.12013 -5.7 5.6 -12.2 -39.52016 -1.3 -16.9 8.6 -36.9
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 279.9 1310.2 375.4 131.31992 273.4 1136.9 347.3 145.91995 288.8 1225.6 385.3 148.91998 332.1 1516.0 503.5 170.52001 396.9 1882.1 662.5 354.92004 464.7 2012.7 644.2 301.32007 541.8 2507.5 695.4 227.12010 459.1 2169.5 600.8 231.92013 437.2 2461.7 579.3 223.52016 529.8 2555.6 757.2 161.8
Three-year change (percent)1992 -2.3 -13.2 -7.5 11.11995 5.6 7.8 10.9 2.11998 15.0 23.7 30.7 14.52001 19.5 24.1 31.6 108.22004 17.1 6.9 -2.8 -15.12007 16.6 24.6 7.9 -24.62010 -15.3 -13.5 -13.6 2.12013 -4.8 13.5 -3.6 -3.62016 21.2 3.8 30.7 -27.6
88
90
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 99.6 95.7 97.4 88.51992 99.8 97.3 97.1 91.51995 99.9 97.4 98.6 91.71998 99.6 97.6 97.8 93.22001 99.8 95.9 97.9 93.52004 99.9 97.4 97.8 96.42007 99.8 97.8 98.5 95.22010 99.7 97.7 97.1 95.52013 99.7 98.0 98.7 96.02016 100.0 99.3 99.2 99.1
Three-year change (percentage points)1992 0.2 1.6 -0.3 3.01995 0.1 0.1 1.5 0.21998 -0.3 0.2 -0.8 1.52001 0.2 -1.7 0.1 0.32004 0.1 1.5 -0.1 2.92007 -0.1 0.4 0.7 -1.22010 -0.1 -0.1 -1.4 0.32013 0.0 0.3 1.6 0.52016 0.3 1.3 0.5 3.1
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 303.5 113.4 119.0 124.41992 279.6 117.6 106.2 114.11995 288.6 141.9 134.9 134.21998 313.3 134.0 151.1 171.12001 410.4 149.6 138.9 170.92004 444.6 145.4 168.9 188.72007 476.4 216.5 182.5 205.52010 384.1 127.6 162.6 180.52013 370.6 105.7 134.2 157.62016 353.8 107.4 127.3 170.8
Three-year change (percent)1992 -7.9 3.7 -10.8 -8.31995 3.2 20.7 27.0 17.61998 8.6 -5.6 12.0 27.52001 31.0 11.6 -8.1 -0.12004 8.3 -2.8 21.6 10.42007 7.2 48.9 8.1 8.92010 -19.4 -41.1 -10.9 -12.22013 -3.5 -17.2 -17.5 -12.72016 -4.5 1.6 -5.1 8.4
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 814.0 307.5 252.9 336.11992 742.1 293.1 201.4 306.41995 793.0 325.5 230.7 345.21998 929.3 367.2 253.7 452.72001 1184.7 354.4 247.5 618.62004 1289.7 410.7 277.0 594.82007 1504.4 478.2 323.4 626.22010 1364.3 344.6 276.0 523.82013 1274.5 364.6 252.8 515.32016 1530.1 413.0 274.4 667.1
Three-year change (percent)1992 -8.8 -4.7 -20.4 -8.81995 6.9 11.1 14.5 12.71998 17.2 12.8 10.0 31.12001 27.5 -3.5 -2.4 36.62004 8.9 15.9 11.9 -3.82007 16.6 16.4 16.8 5.32010 -9.3 -27.9 -14.7 -16.42013 -6.6 5.8 -8.4 -1.62016 20.1 13.3 8.5 29.5
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with assets
RegionYear Northeast Midwest South West
Level (percent)1989 93.2 93.9 93.9 98.31992 92.2 97.5 96.3 96.51995 95.6 96.2 96.3 97.41998 96.4 96.9 97.1 96.82001 94.9 98.7 96.2 97.22004 97.9 99.2 97.3 97.72007 94.6 98.4 98.5 98.42010 95.1 98.0 97.5 98.72013 97.6 97.8 97.8 98.72016 99.7 98.9 99.4 99.6
Three-year change (percentage points)1992 -1.0 3.6 2.4 -1.81995 3.4 -1.3 0.0 0.91998 0.8 0.7 0.8 -0.62001 -1.5 1.8 -0.9 0.42004 3.0 0.5 1.1 0.52007 -3.3 -0.8 1.2 0.72010 0.5 -0.4 -1.0 0.32013 2.5 -0.2 0.3 0.02016 2.1 1.1 1.6 0.9
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 240.9 151.6 112.4 171.51992 204.5 137.2 96.1 202.41995 205.5 165.1 124.9 182.91998 221.4 191.1 154.9 193.32001 226.2 230.2 169.5 205.92004 344.1 248.2 168.1 253.32007 336.2 237.1 209.6 341.02010 287.4 193.3 169.2 239.62013 268.8 165.8 151.5 211.52016 252.0 177.1 158.9 231.2
Three-year change (percent)1992 -15.1 -9.5 -14.5 18.01995 0.5 20.3 30.0 -9.61998 7.7 15.7 24.0 5.72001 2.2 20.5 9.4 6.52004 52.1 7.8 -0.8 23.02007 -2.3 -4.5 24.7 34.62010 -14.5 -18.5 -19.3 -29.72013 -6.5 -14.2 -10.5 -11.72016 -6.2 6.8 4.9 9.3
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 489.2 412.9 302.3 539.51992 444.8 347.2 289.0 517.31995 475.4 375.8 353.1 451.11998 535.3 441.4 469.6 595.52001 721.7 538.5 598.1 715.52004 848.6 655.7 537.2 825.42007 914.8 644.7 688.8 945.42010 839.0 548.3 591.3 818.52013 780.5 550.9 554.6 841.12016 918.3 701.2 686.7 957.3
Three-year change (percent)1992 -9.1 -15.9 -4.4 -4.11995 6.9 8.2 22.2 -12.81998 12.6 17.5 33.0 32.02001 34.8 22.0 27.4 20.22004 17.6 21.8 -10.2 15.42007 7.8 -1.7 28.2 14.52010 -8.3 -15.0 -14.2 -13.42013 -7.0 0.5 -6.2 2.82016 17.7 27.3 23.8 13.8
94
95
96
97
98
99
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 94.0 97.71992 95.6 97.01995 96.1 98.21998 96.5 99.02001 96.4 98.82004 97.8 98.42007 97.7 97.92010 97.4 97.82013 98.0 97.92016 99.4 99.1
Three-year change (percentage points)1992 1.6 -0.71995 0.5 1.21998 0.4 0.82001 -0.1 -0.22004 1.4 -0.42007 -0.1 -0.52010 -0.3 -0.12013 0.6 0.12016 1.4 1.2
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 160.8 126.61992 161.0 95.61995 169.3 118.51998 188.3 156.42001 209.7 152.12004 252.8 141.52007 282.6 172.82010 221.0 154.92013 194.0 127.32016 198.1 132.1
Three-year change (percent)1992 0.1 -24.51995 5.2 24.01998 11.2 32.02001 11.4 -2.72004 20.6 -7.02007 11.8 22.12010 -21.8 -10.42013 -12.2 -17.82016 2.1 3.8
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 450.4 283.51992 428.2 180.31995 432.9 236.01998 546.2 254.12001 683.9 322.22004 771.2 277.82007 864.5 346.22010 749.8 328.22013 708.6 323.92016 858.3 324.6
Three-year change (percent)1992 -4.9 -36.41995 1.1 30.91998 26.2 7.72001 25.2 26.82004 12.8 -13.82007 12.1 24.62010 -13.3 -5.22013 -5.5 -1.32016 21.1 0.2
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with assets
Housing statusYear Owner Renter or other
Level (percent)1989 100.0 85.21992 100.0 88.51995 100.0 89.71998 100.0 90.72001 100.0 89.92004 100.0 93.32007 100.0 92.82010 100.0 92.22013 100.0 94.12016 100.0 98.3
Three-year change (percentage points)1992 0.0 3.31995 0.0 1.21998 0.0 1.02001 0.0 -0.82004 0.0 3.42007 0.0 -0.52010 0.0 -0.62013 0.0 1.92016 0.0 4.2
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 241.1 12.81992 234.8 15.21995 248.9 19.31998 284.6 17.22001 327.3 18.22004 368.9 15.52007 399.5 15.72010 327.4 13.92013 308.2 13.92016 341.7 14.5
Three-year change (percent)1992 -2.6 18.81995 6.0 27.01998 14.3 -10.92001 15.0 5.82004 12.7 -14.82007 8.3 1.32010 -18.0 -11.52013 -5.9 0.02016 10.9 4.3
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 573.6 93.81992 530.1 84.71995 557.1 89.61998 695.4 84.62001 862.9 97.02004 936.2 88.52007 1059.0 108.12010 940.9 87.72013 941.2 97.72016 1171.1 114.7
Three-year change (percent)1992 -7.6 -9.71995 5.1 5.81998 24.8 -5.62001 24.1 14.72004 8.5 -8.82007 13.1 22.12010 -11.2 -18.92013 0.0 11.42016 24.4 17.4
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 78.6 100.0 100.0 100.0 100.01992 83.3 100.0 100.0 100.0 100.01995 85.5 100.0 100.0 100.0 100.01998 87.4 100.0 100.0 100.0 100.02001 87.0 100.0 100.0 100.0 100.02004 91.7 100.0 100.0 100.0 100.02007 91.0 100.0 100.0 100.0 100.02010 89.8 100.0 100.0 100.0 100.02013 91.8 100.0 100.0 100.0 100.02016 97.6 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 4.7 0.0 0.0 0.0 0.01995 2.2 0.0 0.0 0.0 0.01998 1.9 0.0 0.0 0.0 0.02001 -0.4 0.0 0.0 0.0 0.02004 4.7 0.0 0.0 0.0 0.02007 -0.7 0.0 0.0 0.0 0.02010 -1.2 0.0 0.0 0.0 0.02013 2.0 0.0 0.0 0.0 0.02016 5.8 0.0 0.0 0.0 0.0
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.3 63.1 207.2 466.1 1441.41992 6.4 65.5 196.8 396.3 1237.71995 9.0 76.3 202.3 403.4 1187.61998 8.7 89.7 244.0 535.5 1437.22001 11.1 102.1 294.8 689.8 1956.12004 9.8 107.4 327.7 765.0 2000.02007 9.4 125.3 352.9 797.5 2444.02010 8.1 76.4 265.6 645.2 2302.22013 7.5 64.4 251.0 649.7 2157.32016 7.2 77.7 281.5 742.5 2604.0
Three-year change (percent)1992 20.8 3.8 -5.0 -15.0 -14.11995 40.6 16.5 2.8 1.8 -4.01998 -3.3 17.6 20.6 32.7 21.02001 27.6 13.8 20.8 28.8 36.12004 -11.7 5.2 11.2 10.9 2.22007 -4.1 16.7 7.7 4.2 22.22010 -13.8 -39.0 -24.7 -19.1 -5.82013 -7.4 -15.7 -5.5 0.7 -6.32016 -4.0 20.7 12.2 14.3 20.7
0
1000
2000
3000
4000
5000
6000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 14.4 76.0 222.8 493.7 2436.91992 16.2 82.8 210.1 433.9 2240.91995 22.5 97.4 222.1 437.4 2385.71998 25.5 108.0 260.3 566.3 3039.62001 24.4 115.6 307.0 715.2 3938.62004 26.8 130.6 354.3 802.6 4240.92007 33.8 154.3 386.1 825.4 4915.62010 54.9 110.9 288.9 710.5 4406.42013 40.1 97.4 274.0 688.7 4397.12016 29.3 104.4 302.1 787.6 5598.3
Three-year change (percent)1992 12.5 8.9 -5.7 -12.1 -8.01995 38.9 17.6 5.7 0.8 6.51998 13.3 10.9 17.2 29.5 27.42001 -4.3 7.0 17.9 26.3 29.62004 9.8 13.0 15.4 12.2 7.72007 26.1 18.1 9.0 2.8 15.92010 62.4 -28.1 -25.2 -13.9 -10.42013 -27.0 -12.2 -5.2 -3.1 -0.22016 -26.9 7.2 10.3 14.4 27.3
88
90
92
94
96
98
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with financial assets
Year All familiesLevel (percent)
1989 88.91992 90.31995 91.21998 93.12001 93.42004 93.82007 93.92010 94.02013 94.52016 98.5
Three-year change (percentage points)1992 1.41995 0.91998 1.92001 0.32004 0.42007 0.12010 0.12013 0.52016 4.0
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of financial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 21.01992 19.51995 24.21998 33.12001 38.22004 29.32007 33.42010 23.82013 21.92016 23.5
Three-year change (percent)1992 -7.11995 24.11998 36.82001 15.42004 -23.32007 14.02010 -28.72013 -8.02016 7.3
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of financial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 135.71992 128.11995 156.71998 213.02001 276.52004 256.82007 274.82010 265.92013 278.52016 339.9
Three-year change (percent)1992 -5.61995 22.31998 35.92001 29.82004 -7.12007 7.02010 -3.22013 4.72016 22.0
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with financial assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 61.7 88.0 96.0 98.9 99.9 99.71992 68.5 88.4 95.4 99.5 100.0 98.81995 70.1 91.2 96.8 98.2 100.0 100.01998 75.8 93.0 97.3 99.3 99.8 100.02001 75.5 93.7 98.5 99.6 99.8 99.72004 80.1 91.5 98.5 99.1 99.8 100.02007 79.1 93.2 97.2 99.7 100.0 100.02010 79.2 93.6 97.8 99.6 100.0 100.02013 81.8 92.7 98.1 99.8 99.8 100.02016 95.2 97.4 99.7 100.0 100.0 100.0
Three-year change (percentage points)1992 6.8 0.4 -0.6 0.6 0.1 -0.91995 1.6 2.8 1.4 -1.3 0.0 1.21998 5.7 1.8 0.5 1.1 -0.2 0.02001 -0.3 0.7 1.2 0.3 0.0 -0.32004 4.6 -2.2 0.0 -0.5 0.0 0.32007 -1.0 1.7 -1.3 0.6 0.2 0.02010 0.1 0.4 0.6 -0.1 0.0 0.02013 2.6 -0.9 0.3 0.2 -0.2 0.02016 13.4 4.7 1.6 0.2 0.2 0.0
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of financial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.0 8.2 15.5 27.7 53.6 268.71992 2.0 6.5 13.1 29.2 65.4 216.31995 2.3 9.4 15.2 33.5 75.6 237.71998 2.7 9.7 23.8 53.9 119.4 326.82001 2.7 10.8 23.6 76.5 132.8 498.72004 1.7 6.2 19.7 61.6 138.6 465.72007 2.0 8.1 22.0 69.5 152.6 468.42010 1.2 5.7 18.8 43.7 132.8 608.82013 1.0 4.2 16.7 52.4 136.1 584.52016 0.9 5.0 18.7 63.0 179.0 818.0
Three-year change (percent)1992 0.0 -20.7 -15.5 5.4 22.0 -19.51995 15.0 44.6 16.0 14.7 15.6 9.91998 17.4 3.2 56.6 60.9 57.9 37.52001 0.0 11.3 -0.8 41.9 11.2 52.62004 -37.0 -42.6 -16.5 -19.5 4.4 -6.62007 17.6 30.6 11.7 12.8 10.1 0.62010 -40.0 -29.6 -14.5 -37.1 -13.0 30.02013 -16.7 -26.3 -11.2 19.9 2.5 -4.02016 -10.0 19.0 12.0 20.2 31.5 39.9
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of financial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 22.3 43.9 59.0 91.4 132.8 676.81992 17.3 37.2 58.8 86.4 147.5 642.71995 24.9 50.9 66.9 108.0 190.5 770.21998 27.6 61.1 77.4 143.9 249.8 1140.72001 32.7 60.4 109.4 203.5 318.5 1486.62004 29.5 54.2 92.3 187.2 309.0 1400.52007 34.3 57.1 91.3 190.7 275.1 1585.22010 42.8 47.2 92.7 154.2 321.9 1534.22013 32.2 45.3 80.7 165.7 338.6 1666.32016 25.9 47.4 92.5 183.2 417.0 2237.0
Three-year change (percent)1992 -22.4 -15.3 -0.3 -5.5 11.1 -5.01995 43.9 36.8 13.8 25.0 29.2 19.81998 10.8 20.0 15.7 33.2 31.1 48.12001 18.5 -1.1 41.3 41.4 27.5 30.32004 -9.8 -10.3 -15.6 -8.0 -3.0 -5.82007 16.3 5.4 -1.1 1.9 -11.0 13.22010 24.8 -17.3 1.5 -19.1 17.0 -3.22013 -24.8 -4.0 -12.9 7.5 5.2 8.62016 -19.6 4.6 14.6 10.6 23.2 34.2
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with financial assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 84.8 90.4 90.8 87.7 92.6 91.41992 85.8 91.0 92.6 92.5 91.2 92.11995 87.0 92.3 93.0 91.2 93.0 94.21998 88.8 93.3 95.3 95.6 95.6 92.12001 89.7 93.5 94.7 95.2 94.6 95.42004 90.1 93.6 93.6 95.2 96.5 97.62007 89.2 93.1 93.3 97.8 96.1 97.42010 91.3 92.7 94.2 95.8 96.2 96.42013 92.5 93.1 93.3 95.7 97.4 96.92016 98.1 97.9 99.0 98.6 98.9 98.4
Three-year change (percentage points)1992 1.0 0.6 1.8 4.8 -1.4 0.71995 1.2 1.3 0.4 -1.3 1.8 2.11998 1.8 1.0 2.3 4.4 2.6 -2.12001 0.9 0.2 -0.6 -0.4 -1.0 3.32004 0.4 0.1 -1.1 0.0 1.9 2.22007 -0.9 -0.5 -0.3 2.6 -0.4 -0.22010 2.1 -0.4 0.9 -2.0 0.1 -1.02013 1.2 0.4 -0.9 -0.1 1.2 0.52016 5.6 4.8 5.7 2.9 1.5 1.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of financial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 5.0 26.2 34.3 48.2 35.5 54.91992 6.3 16.8 33.2 48.0 42.8 35.31995 8.5 21.3 42.7 50.9 33.0 35.91998 6.6 33.7 55.1 67.6 67.6 54.12001 8.4 36.6 61.1 79.3 69.6 57.62004 6.6 24.2 49.9 100.1 45.8 49.32007 7.9 30.1 62.9 85.4 78.8 48.12010 6.1 16.0 37.2 61.7 50.0 48.42013 6.0 21.0 32.5 53.7 74.2 28.92016 6.0 17.0 35.0 59.2 59.5 63.0
Three-year change (percent)1992 26.0 -35.9 -3.2 -0.4 20.6 -35.71995 34.9 26.8 28.6 6.0 -22.9 1.71998 -22.4 58.2 29.0 32.8 104.8 50.72001 27.3 8.6 10.9 17.3 3.0 6.52004 -21.4 -33.9 -18.3 26.2 -34.2 -14.42007 19.7 24.4 26.1 -14.7 72.1 -2.42010 -22.8 -46.8 -40.9 -27.8 -36.5 0.62013 -1.6 31.2 -12.6 -13.0 48.4 -40.32016 0.0 -19.0 7.7 10.4 -19.8 118.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of financial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 32.7 91.6 172.7 220.4 218.5 235.31992 30.0 78.2 167.6 238.2 196.6 183.81995 37.5 90.5 213.7 266.9 263.4 218.91998 51.3 145.6 246.6 396.8 370.8 238.92001 66.7 154.9 327.7 521.3 450.7 373.92004 36.0 146.4 291.2 499.4 425.7 318.92007 36.9 138.9 315.7 479.2 521.3 315.62010 33.2 123.6 291.0 474.2 448.6 347.02013 39.5 153.4 261.0 424.0 583.7 324.32016 43.2 128.6 315.4 584.2 547.8 548.0
Three-year change (percent)1992 -8.3 -14.6 -3.0 8.1 -10.0 -21.91995 25.0 15.7 27.5 12.0 34.0 19.11998 36.8 60.9 15.4 48.7 40.8 9.12001 30.0 6.4 32.9 31.4 21.5 56.52004 -46.0 -5.5 -11.1 -4.2 -5.5 -14.72007 2.5 -5.1 8.4 -4.0 22.5 -1.02010 -10.0 -11.0 -7.8 -1.0 -13.9 9.92013 19.0 24.1 -10.3 -10.6 30.1 -6.52016 9.4 -16.2 20.8 37.8 -6.2 69.0
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with financial assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 72.4 83.6 85.3 92.9 96.71992 75.8 87.3 88.9 93.4 95.51995 77.5 88.8 90.1 94.5 95.61998 83.4 90.8 92.9 94.9 96.52001 81.7 92.2 92.7 95.3 96.92004 86.5 91.8 94.6 95.4 96.02007 84.6 90.0 96.2 95.1 97.32010 88.9 90.6 93.5 95.7 96.62013 86.4 91.9 94.9 95.8 97.62016 98.0 97.4 97.8 98.8 99.1
Three-year change (percentage points)1992 3.4 3.7 3.6 0.5 -1.21995 1.7 1.5 1.2 1.1 0.11998 5.9 2.0 2.8 0.4 0.92001 -1.7 1.4 -0.2 0.4 0.42004 4.8 -0.4 1.9 0.1 -0.92007 -1.9 -1.8 1.6 -0.3 1.32010 4.3 0.6 -2.7 0.6 -0.72013 -2.5 1.3 1.4 0.1 1.02016 11.6 5.5 2.9 3.0 1.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of financial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 5.4 7.7 23.0 23.5 46.61992 4.6 8.4 18.8 23.7 45.11995 5.5 11.4 24.5 26.4 50.51998 8.3 12.6 40.6 39.4 66.52001 9.4 13.5 33.5 50.8 77.62004 4.1 9.3 31.8 38.5 76.82007 6.9 14.7 31.3 34.6 81.52010 5.3 8.7 24.4 27.7 63.22013 3.6 7.0 20.9 30.9 68.22016 4.0 7.0 17.8 33.2 68.1
Three-year change (percent)1992 -14.8 9.1 -18.3 0.9 -3.21995 19.6 35.7 30.3 11.4 12.01998 50.9 10.5 65.7 49.2 31.72001 13.3 7.1 -17.5 28.9 16.72004 -56.4 -31.1 -5.1 -24.2 -1.02007 68.3 58.1 -1.6 -10.1 6.12010 -23.2 -40.8 -22.0 -19.9 -22.52013 -32.1 -19.5 -14.3 11.6 7.92016 11.1 0.0 -14.8 7.8 -0.1
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of financial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 45.8 57.6 108.9 115.5 266.11992 47.3 57.3 120.2 119.6 216.11995 55.8 52.1 173.8 147.8 253.51998 87.1 81.4 204.9 196.3 364.22001 70.0 115.1 226.1 267.6 455.32004 65.7 90.1 214.1 256.2 453.02007 94.5 101.4 213.1 261.0 478.12010 80.6 77.1 217.7 275.9 456.42013 59.3 87.0 196.4 273.5 517.92016 73.6 101.0 269.7 320.6 634.7
Three-year change (percent)1992 3.3 -0.5 10.4 3.5 -18.81995 18.0 -9.1 44.6 23.6 17.31998 56.1 56.2 17.9 32.8 43.72001 -19.6 41.4 10.3 36.3 25.02004 -6.1 -21.7 -5.3 -4.3 -0.52007 43.8 12.5 -0.5 1.9 5.52010 -14.7 -24.0 2.2 5.7 -4.52013 -26.4 12.8 -9.8 -0.9 13.52016 24.1 16.1 37.3 17.2 22.6
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with financial assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 76.4 86.8 95.0 99.51992 73.7 89.7 95.8 98.71995 76.0 90.8 94.9 99.61998 76.5 93.7 96.3 99.52001 78.0 92.9 97.3 99.42004 77.4 92.9 97.1 99.92007 79.7 93.3 95.6 99.62010 80.8 92.7 95.4 99.52013 81.7 92.2 96.2 99.72016 94.4 98.5 98.7 99.7
Three-year change (percentage points)1992 -2.7 2.9 0.8 -0.81995 2.3 1.1 -0.9 0.91998 0.5 2.9 1.4 -0.12001 1.5 -0.8 1.0 -0.12004 -0.6 0.0 -0.2 0.52007 2.3 0.4 -1.5 -0.32010 1.1 -0.6 -0.2 -0.12013 0.9 -0.5 0.8 0.22016 12.7 6.3 2.5 0.0
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of financial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 7.5 14.5 19.8 59.71992 4.2 13.2 19.8 53.91995 6.3 16.4 21.5 64.21998 7.2 19.2 31.4 109.22001 6.0 18.9 31.7 138.62004 2.8 15.3 25.7 118.62007 3.4 16.4 30.3 133.52010 1.7 11.4 19.9 102.32013 1.4 8.4 15.5 112.42016 1.5 10.0 15.3 123.4
Three-year change (percent)1992 -44.0 -9.0 0.0 -9.71995 50.0 24.2 8.6 19.11998 14.3 17.1 46.0 70.12001 -16.7 -1.6 1.0 26.92004 -53.3 -19.0 -18.9 -14.42007 21.4 7.2 17.9 12.62010 -50.0 -30.5 -34.3 -23.42013 -17.6 -26.3 -22.1 9.92016 7.1 19.0 -1.3 9.8
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of financial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 50.6 74.9 117.3 293.91992 45.3 70.4 95.0 257.11995 49.2 85.5 126.5 329.41998 43.6 100.4 154.0 473.62001 56.1 105.5 181.1 631.42004 55.3 100.0 155.7 555.32007 53.0 100.1 151.2 641.92010 30.8 85.2 135.2 618.12013 29.0 83.4 143.4 630.32016 54.7 92.9 144.5 782.5
Three-year change (percent)1992 -10.5 -6.0 -19.0 -12.51995 8.6 21.4 33.2 28.11998 -11.4 17.4 21.7 43.82001 28.7 5.1 17.6 33.32004 -1.4 -5.2 -14.0 -12.12007 -4.2 0.1 -2.9 15.62010 -41.9 -14.9 -10.6 -3.72013 -5.8 -2.1 6.1 2.02016 88.6 11.4 0.8 24.1
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with financial assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 95.2 63.5 68.7 91.81992 95.5 76.6 61.5 88.41995 95.1 74.4 76.7 92.01998 96.5 81.5 77.2 89.02001 96.7 85.3 77.0 88.92004 97.2 85.7 78.5 93.82007 96.8 84.6 81.0 95.12010 97.3 85.4 85.8 91.02013 97.3 87.0 86.4 93.32016 99.4 96.7 94.9 98.6
Three-year change (percentage points)1992 0.3 13.1 -7.2 -3.41995 -0.4 -2.2 15.2 3.61998 1.4 7.1 0.5 -3.02001 0.2 3.8 -0.2 -0.12004 0.5 0.4 1.5 4.92007 -0.4 -1.1 2.5 1.32010 0.5 0.8 4.8 -4.12013 0.0 1.6 0.6 2.32016 2.1 9.7 8.5 5.3
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of financial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 29.5 3.7 3.4 7.51992 26.3 4.3 3.4 15.91995 29.3 6.9 8.1 20.71998 44.5 9.3 4.8 22.02001 53.5 11.5 5.4 23.62004 46.3 5.3 5.4 18.12007 52.2 8.4 6.1 18.92010 41.0 6.7 2.8 13.72013 42.3 5.2 2.6 13.42016 51.5 4.0 3.0 14.5
Three-year change (percent)1992 -10.8 16.2 0.0 112.01995 11.4 60.5 138.2 30.21998 51.9 34.8 -40.7 6.32001 20.2 23.7 12.5 7.32004 -13.5 -53.9 0.0 -23.32007 12.7 58.5 13.0 4.42010 -21.5 -20.2 -54.1 -27.52013 3.2 -22.4 -7.1 -2.22016 21.7 -23.1 15.4 8.2
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of financial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 159.9 32.7 31.3 59.11992 148.9 28.6 30.6 107.91995 178.6 36.1 53.8 150.71998 247.6 60.5 62.6 139.52001 333.1 56.9 60.7 152.82004 319.0 56.4 53.2 128.72007 345.8 63.7 54.1 131.12010 341.6 48.2 43.5 187.12013 368.6 43.4 29.6 158.52016 459.3 59.9 79.2 223.0
Three-year change (percent)1992 -6.9 -12.5 -2.2 82.61995 19.9 26.2 75.8 39.71998 38.6 67.6 16.4 -7.42001 34.5 -6.0 -3.0 9.52004 -4.2 -0.9 -12.4 -15.82007 8.4 12.9 1.7 1.92010 -1.2 -24.3 -19.6 42.72013 7.9 -10.0 -32.0 -15.32016 24.6 38.0 167.6 40.7
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with financial assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 92.7 98.6 85.9 51.31992 93.3 98.1 88.1 66.61995 94.4 94.6 89.1 65.41998 95.0 96.9 90.3 75.12001 94.9 97.6 91.1 74.02004 94.5 96.1 93.6 79.62007 94.2 98.0 93.7 81.32010 95.2 96.4 92.9 85.02013 95.9 96.2 94.1 80.82016 98.8 99.4 98.4 92.9
Three-year change (percentage points)1992 0.6 -0.5 2.2 15.31995 1.1 -3.5 1.0 -1.21998 0.6 2.3 1.2 9.72001 -0.1 0.7 0.8 -1.12004 -0.4 -1.5 2.5 5.62007 -0.3 1.9 0.1 1.72010 1.0 -1.6 -0.8 3.72013 0.7 -0.2 1.2 -4.22016 2.9 3.2 4.3 12.1
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of financial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 17.3 34.5 38.1 2.21992 17.4 33.5 28.0 5.01995 22.9 39.0 29.8 3.91998 28.0 67.7 48.5 3.72001 33.1 82.6 45.3 7.72004 26.1 71.3 33.7 6.42007 33.3 62.6 34.6 4.32010 23.0 55.8 32.1 3.12013 22.0 60.9 21.1 2.62016 24.2 58.4 23.6 1.2
Three-year change (percent)1992 0.6 -2.9 -26.5 127.31995 31.6 16.4 6.4 -22.01998 22.3 73.6 62.8 -5.12001 18.2 22.0 -6.6 108.12004 -21.1 -13.7 -25.6 -16.92007 27.6 -12.2 2.7 -32.82010 -30.9 -10.9 -7.2 -27.92013 -4.3 9.1 -34.3 -16.12016 10.0 -4.1 11.8 -53.8
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of financial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 84.1 318.0 184.6 39.41992 92.9 275.0 156.4 49.61995 118.7 321.2 197.5 55.71998 145.8 478.0 277.1 75.62001 182.0 608.4 372.3 177.12004 173.8 564.0 329.2 141.02007 204.3 669.3 305.2 67.92010 202.1 628.4 287.7 89.42013 197.9 764.1 310.7 96.12016 250.2 763.1 407.5 58.1
Three-year change (percent)1992 10.5 -13.5 -15.3 25.91995 27.8 16.8 26.3 12.31998 22.8 48.8 40.3 35.72001 24.8 27.3 34.4 134.32004 -4.5 -7.3 -11.6 -20.42007 17.5 18.7 -7.3 -51.82010 -1.1 -6.1 -5.7 31.72013 -2.1 21.6 8.0 7.52016 26.4 -0.1 31.2 -39.5
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with financial assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 99.4 92.0 90.0 78.71992 99.4 93.5 88.9 83.01995 98.8 92.8 92.6 84.31998 99.0 94.7 92.3 87.72001 99.4 93.3 92.5 88.32004 99.5 92.9 90.5 91.42007 98.7 94.1 90.2 91.82010 99.2 93.8 91.6 91.22013 98.9 94.4 92.8 91.52016 99.9 98.6 97.7 97.5
Three-year change (percentage points)1992 0.0 1.5 -1.1 4.31995 -0.6 -0.7 3.7 1.31998 0.2 1.9 -0.3 3.42001 0.4 -1.4 0.2 0.62004 0.1 -0.4 -2.0 3.12007 -0.8 1.2 -0.3 0.42010 0.5 -0.3 1.4 -0.62013 -0.3 0.6 1.2 0.32016 1.0 4.2 4.9 6.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of financial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 46.5 10.5 12.7 27.11992 47.1 13.6 10.6 19.01995 54.8 18.3 14.9 22.71998 78.3 21.6 17.7 36.92001 92.1 23.8 17.5 39.62004 85.7 15.6 14.5 24.82007 90.8 20.4 16.1 27.42010 71.3 11.6 12.9 17.52013 71.7 11.3 10.4 15.02016 80.4 11.3 10.0 14.4
Three-year change (percent)1992 1.3 29.5 -16.5 -29.91995 16.3 34.6 40.6 19.51998 42.9 18.0 18.8 62.62001 17.6 10.2 -1.1 7.32004 -6.9 -34.5 -17.1 -37.42007 6.0 30.8 11.0 10.52010 -21.5 -43.1 -19.9 -36.12013 0.6 -2.6 -19.4 -14.32016 12.1 0.0 -3.8 -4.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of financial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 234.1 84.0 54.0 164.91992 227.3 85.5 46.6 136.11995 301.6 106.9 59.7 175.11998 378.0 132.1 73.1 248.72001 474.1 136.3 83.9 345.72004 429.5 131.8 77.5 303.82007 525.2 138.8 68.1 272.42010 508.3 124.6 76.8 247.92013 509.1 129.4 62.9 274.62016 608.5 160.3 80.8 355.7
Three-year change (percent)1992 -2.9 1.8 -13.7 -17.51995 32.7 25.0 28.1 28.71998 25.3 23.6 22.4 42.02001 25.4 3.2 14.8 39.02004 -9.4 -3.3 -7.6 -12.12007 22.3 5.3 -12.1 -10.32010 -3.2 -10.2 12.8 -9.02013 0.2 3.9 -18.1 10.82016 19.5 23.9 28.5 29.5
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with financial assets
RegionYear Northeast Midwest South West
Level (percent)1989 90.9 89.9 83.0 95.51992 88.9 94.5 88.0 90.41995 91.7 92.3 89.1 93.21998 94.6 94.0 91.3 93.52001 93.8 96.2 91.7 93.02004 96.4 96.5 90.7 94.02007 92.5 95.4 93.5 93.92010 93.0 95.5 92.9 95.42013 96.2 94.6 92.9 95.62016 99.2 98.3 98.0 98.8
Three-year change (percentage points)1992 -2.0 4.6 5.0 -5.11995 2.8 -2.2 1.1 2.81998 2.9 1.7 2.2 0.32001 -0.8 2.2 0.4 -0.52004 2.6 0.3 -1.0 1.02007 -3.9 -1.1 2.8 -0.12010 0.5 0.1 -0.6 1.52013 3.2 -0.9 0.0 0.22016 3.0 3.7 5.1 3.2
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of financial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 31.5 28.0 14.0 16.31992 26.3 23.5 13.0 21.71995 35.2 25.7 18.0 22.61998 41.9 39.2 24.6 29.72001 43.4 47.4 29.8 37.52004 55.5 39.7 15.5 29.62007 51.3 36.1 24.3 33.72010 36.9 25.9 18.3 22.42013 35.8 25.7 16.3 22.82016 36.5 31.6 15.6 22.3
Three-year change (percent)1992 -16.5 -16.1 -7.1 33.11995 33.8 9.4 38.5 4.11998 19.0 52.5 36.7 31.42001 3.6 20.9 21.1 26.32004 27.9 -16.2 -48.0 -21.12007 -7.6 -9.1 56.8 13.92010 -28.1 -28.3 -24.7 -33.52013 -3.0 -0.8 -10.9 1.82016 2.0 23.0 -4.3 -2.2
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of financial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 173.1 141.4 100.3 145.01992 148.0 120.9 111.3 145.21995 196.6 145.4 143.5 153.51998 236.1 184.9 209.4 228.92001 351.2 240.3 254.0 287.52004 335.3 261.5 215.6 248.72007 351.6 255.5 248.3 276.22010 356.2 216.4 224.9 310.52013 342.8 267.8 221.9 328.92016 458.3 299.8 304.9 343.6
Three-year change (percent)1992 -14.5 -14.5 11.0 0.11995 32.8 20.3 28.9 5.71998 20.1 27.2 45.9 49.12001 48.8 30.0 21.3 25.62004 -4.5 8.8 -15.1 -13.52007 4.9 -2.3 15.2 11.12010 1.3 -15.3 -9.4 12.42013 -3.8 23.8 -1.3 5.92016 33.7 11.9 37.4 4.5
88
90
92
94
96
98
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with financial assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 88.6 90.01992 90.6 88.91995 91.4 90.61998 92.9 94.22001 93.3 94.02004 93.9 93.22007 94.3 91.82010 94.2 93.12013 94.8 92.22016 98.5 97.9
Three-year change (percentage points)1992 2.0 -1.11995 0.8 1.71998 1.5 3.62001 0.4 -0.22004 0.6 -0.82007 0.4 -1.42010 -0.1 1.32013 0.6 -0.92016 3.7 5.7
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of financial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 21.4 18.61992 22.3 11.61995 25.8 14.11998 34.3 21.72001 41.4 27.12004 35.5 12.02007 37.8 18.52010 26.4 14.72013 22.9 13.92016 25.0 14.0
Three-year change (percent)1992 4.2 -37.61995 15.7 21.61998 32.9 53.92001 20.7 24.92004 -14.3 -55.72007 6.5 54.22010 -30.2 -20.52013 -13.3 -5.42016 9.2 0.7
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of financial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 146.9 88.81992 142.9 61.71995 171.3 71.11998 234.1 92.22001 300.9 126.02004 291.6 87.42007 308.6 106.22010 301.9 91.42013 301.4 120.12016 371.7 115.6
Three-year change (percent)1992 -2.7 -30.51995 19.9 15.21998 36.7 29.72001 28.5 36.72004 -3.1 -30.62007 5.8 21.52010 -2.2 -13.92013 -0.2 31.42016 23.3 -3.7
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with financial assets
Housing statusYear Owner Renter or other
Level (percent)1989 96.0 76.21992 95.7 80.61995 96.7 81.21998 97.6 84.22001 97.9 84.12004 97.5 85.52007 98.4 84.02010 98.0 85.82013 98.0 87.82016 99.3 97.0
Three-year change (percentage points)1992 -0.3 4.41995 1.0 0.61998 0.9 3.02001 0.3 -0.12004 -0.4 1.42007 0.9 -1.52010 -0.4 1.82013 0.0 2.02016 1.3 9.2
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of financial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 36.9 4.11992 36.4 4.91995 38.1 7.11998 60.8 5.22001 69.6 5.32004 61.0 3.82007 63.8 4.42010 50.6 3.32013 54.4 3.12016 69.2 2.5
Three-year change (percent)1992 -1.4 19.51995 4.7 44.91998 59.6 -26.82001 14.5 1.92004 -12.4 -28.32007 4.6 15.82010 -20.7 -25.02013 7.5 -6.12016 27.2 -19.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of financial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 176.7 44.51992 169.5 41.11995 200.8 60.41998 282.5 54.92001 364.6 62.12004 339.8 45.32007 359.3 58.22010 358.0 49.62013 386.0 54.12016 492.0 66.6
Three-year change (percent)1992 -4.1 -7.61995 18.5 47.01998 40.7 -9.12001 29.1 13.12004 -6.8 -27.12007 5.7 28.52010 -0.4 -14.82013 7.8 9.12016 27.5 23.1
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with financial assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 63.8 93.7 98.2 99.6 100.01992 71.4 92.0 97.9 99.5 99.91995 72.2 94.9 97.9 100.0 100.01998 78.1 95.1 99.1 99.9 100.02001 78.0 96.9 99.0 99.8 100.02004 79.8 96.1 99.4 100.0 100.02007 79.6 96.4 99.5 100.0 100.02010 81.7 96.1 98.7 99.4 100.02013 83.2 96.5 98.4 99.6 99.82016 95.9 98.4 99.7 99.8 100.0
Three-year change (percentage points)1992 7.6 -1.7 -0.3 -0.1 -0.11995 0.8 2.9 0.0 0.5 0.11998 5.9 0.2 1.2 -0.1 0.02001 -0.1 1.8 -0.1 -0.1 0.02004 1.8 -0.8 0.4 0.2 0.02007 -0.2 0.3 0.1 0.0 0.02010 2.1 -0.3 -0.8 -0.6 0.02013 1.5 0.4 -0.3 0.2 -0.22016 12.7 1.9 1.3 0.2 0.2
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of financial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.5 10.3 33.3 128.5 445.01992 1.3 10.1 37.2 123.7 423.51995 1.6 12.7 39.2 130.8 506.81998 1.5 15.3 63.4 214.1 682.42001 1.8 14.5 74.1 275.9 969.02004 1.3 12.6 60.0 258.2 927.52007 1.6 15.5 70.3 250.4 893.82010 1.2 8.6 50.0 222.2 981.52013 1.0 8.2 51.7 245.7 967.32016 1.0 10.0 62.1 283.9 1292.5
Three-year change (percent)1992 -13.3 -1.9 11.7 -3.7 -4.81995 23.1 25.7 5.4 5.7 19.71998 -6.2 20.5 61.7 63.7 34.62001 20.0 -5.2 16.9 28.9 42.02004 -27.8 -13.1 -19.0 -6.4 -4.32007 23.1 23.0 17.2 -3.0 -3.62010 -25.0 -44.5 -28.9 -11.3 9.82013 -16.7 -4.7 3.4 10.6 -1.42016 0.0 22.0 20.1 15.5 33.6
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of financial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.8 16.3 48.0 148.7 823.41992 2.9 15.0 50.0 138.8 788.21995 4.2 18.7 53.3 155.7 1013.91998 4.9 21.9 76.2 226.0 1393.12001 4.3 23.8 91.1 293.3 1852.62004 3.8 21.9 80.9 283.4 1721.92007 5.3 25.1 91.4 280.8 1859.12010 6.3 17.1 68.7 258.7 1891.92013 4.8 16.4 71.4 273.2 2000.12016 4.9 19.5 81.0 319.8 2604.7
Three-year change (percent)1992 3.6 -8.0 4.2 -6.7 -4.31995 44.8 24.7 6.6 12.2 28.61998 16.7 17.1 43.0 45.2 37.42001 -12.2 8.7 19.6 29.8 33.02004 -11.6 -8.0 -11.2 -3.4 -7.12007 39.5 14.6 13.0 -0.9 8.02010 18.9 -31.9 -24.8 -7.9 1.82013 -23.8 -4.1 3.9 5.6 5.72016 2.1 18.9 13.4 17.1 30.2
86
88
90
92
94
96
98
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with transaction accounts
Year All familiesLevel (percent)
1989 85.51992 86.91995 87.41998 90.62001 91.42004 91.32007 92.12010 92.52013 93.22016 98.0
Three-year change (percentage points)1992 1.41995 0.51998 3.22001 0.82004 -0.12007 0.82010 0.42013 0.72016 4.8
3
3.5
4
4.5
5
5.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of transaction accounts for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 3.91992 3.91995 3.31998 4.52001 5.42004 4.82007 4.62010 3.92013 4.22016 4.5
Three-year change (percent)1992 0.01995 -15.41998 36.42001 20.02004 -11.12007 -4.22010 -15.22013 7.72016 7.1
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of transaction accounts for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 26.81992 23.21995 22.71998 24.82001 32.12004 34.52007 30.62010 35.82013 37.42016 40.2
Three-year change (percent)1992 -13.41995 -2.21998 9.32001 29.42004 7.52007 -11.32010 17.02013 4.52016 7.5
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with transaction accounts
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 55.6 82.6 93.0 97.8 98.2 99.41992 62.5 83.9 91.7 97.6 98.8 98.71995 63.2 85.2 92.0 97.3 98.7 99.81998 68.8 90.3 95.4 98.9 99.6 100.02001 71.6 90.3 96.6 99.1 99.7 99.22004 75.5 87.3 95.9 98.4 99.1 100.02007 74.9 90.1 96.3 99.3 100.0 100.02010 76.2 91.1 96.4 98.9 99.8 99.92013 79.1 90.7 97.2 99.1 99.8 100.02016 94.2 96.3 99.4 99.9 99.8 100.0
Three-year change (percentage points)1992 6.9 1.3 -1.3 -0.2 0.6 -0.71995 0.7 1.3 0.3 -0.3 -0.1 1.11998 5.6 5.1 3.4 1.6 0.9 0.22001 2.8 0.0 1.2 0.2 0.1 -0.82004 3.9 -3.0 -0.7 -0.7 -0.6 0.82007 -0.6 2.8 0.4 0.9 0.9 0.02010 1.3 1.0 0.1 -0.4 -0.2 -0.12013 2.9 -0.4 0.8 0.2 0.0 0.12016 15.1 5.6 2.2 0.8 0.0 0.0
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of transaction accounts for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.9 1.9 3.3 4.7 8.4 27.21992 0.9 1.8 3.4 4.6 8.0 26.01995 1.1 2.0 2.5 3.9 6.7 20.81998 1.0 2.2 3.3 6.3 11.1 26.62001 1.2 2.4 3.8 7.0 12.8 35.22004 0.8 1.9 3.8 8.3 14.0 35.62007 0.9 1.9 3.2 6.9 14.9 42.52010 0.7 1.7 3.1 5.9 12.3 38.72013 0.6 1.4 3.1 7.0 13.9 52.62016 0.6 1.7 3.8 8.2 18.7 62.0
Three-year change (percent)1992 0.0 -5.3 3.0 -2.1 -4.8 -4.41995 22.2 11.1 -26.5 -15.2 -16.2 -20.01998 -9.1 10.0 32.0 61.5 65.7 27.92001 20.0 9.1 15.2 11.1 15.3 32.32004 -33.3 -20.8 0.0 18.6 9.4 1.12007 12.5 0.0 -15.8 -16.9 6.4 19.42010 -22.2 -10.5 -3.1 -14.5 -17.4 -8.92013 -14.3 -17.6 0.0 18.6 13.0 35.92016 0.0 21.4 22.6 17.1 34.5 17.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of transaction accounts for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 6.5 14.8 14.5 19.5 25.5 108.21992 5.1 9.0 15.5 15.6 27.4 95.11995 6.5 8.5 12.9 15.8 22.5 99.61998 6.0 12.8 12.8 18.0 28.1 105.52001 6.8 11.4 16.7 23.6 34.7 150.82004 6.7 11.9 16.4 35.7 35.5 147.52007 6.3 9.7 12.1 21.7 34.4 153.92010 8.5 10.7 15.2 21.0 48.7 180.12013 5.9 10.7 13.2 24.1 45.9 200.92016 4.6 10.7 17.4 23.9 52.0 230.5
Three-year change (percent)1992 -21.5 -39.2 6.9 -20.0 7.5 -12.11995 27.5 -5.6 -16.8 1.3 -17.9 4.71998 -7.7 50.6 -0.8 13.9 24.9 5.92001 13.3 -10.9 30.5 31.1 23.5 42.92004 -1.5 4.4 -1.8 51.3 2.3 -2.22007 -6.0 -18.5 -26.2 -39.2 -3.1 4.32010 34.9 10.3 25.6 -3.2 41.6 17.02013 -30.6 0.0 -13.2 14.8 -5.7 11.52016 -22.0 0.0 31.8 -0.8 13.3 14.7
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with transaction accounts
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 80.1 86.1 87.9 85.6 90.4 90.31992 81.3 86.8 88.9 90.2 88.9 91.81995 80.9 87.6 89.2 88.8 91.7 93.21998 84.7 90.5 94.1 93.9 94.1 90.02001 87.1 91.1 92.7 93.8 93.8 93.72004 86.4 90.8 91.8 93.2 93.9 96.42007 87.3 91.2 91.7 96.4 94.6 95.32010 89.0 90.6 92.5 94.2 95.8 96.42013 90.2 91.8 91.8 94.6 97.1 96.72016 97.7 97.3 98.5 98.0 98.6 97.8
Three-year change (percentage points)1992 1.2 0.7 1.0 4.6 -1.5 1.51995 -0.4 0.8 0.3 -1.4 2.8 1.41998 3.8 2.9 4.9 5.1 2.4 -3.22001 2.4 0.6 -1.4 -0.1 -0.3 3.72004 -0.7 -0.3 -0.9 -0.6 0.1 2.72007 0.9 0.4 -0.1 3.2 0.7 -1.12010 1.7 -0.6 0.8 -2.2 1.2 1.12013 1.2 1.2 -0.7 0.4 1.3 0.32016 7.5 5.5 6.7 3.4 1.5 1.1
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of transaction accounts for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 2.0 4.1 5.0 6.2 6.5 9.31992 2.2 3.4 5.0 5.0 6.4 6.71995 1.9 3.1 4.7 4.9 5.1 7.81998 2.2 4.2 6.5 6.0 8.3 8.92001 2.4 4.6 6.2 7.5 10.8 9.92004 2.3 3.8 6.1 8.5 7.0 8.22007 2.8 4.0 5.8 6.0 8.9 7.12010 2.3 2.8 3.9 5.6 6.3 8.02013 2.3 3.9 4.1 5.2 7.2 7.22016 2.6 3.8 4.1 5.4 8.0 10.0
Three-year change (percent)1992 10.0 -17.1 0.0 -19.4 -1.5 -28.01995 -13.6 -8.8 -6.0 -2.0 -20.3 16.41998 15.8 35.5 38.3 22.4 62.7 14.12001 9.1 9.5 -4.6 25.0 30.1 11.22004 -4.2 -17.4 -1.6 13.3 -35.2 -17.22007 21.7 5.3 -4.9 -29.4 27.1 -13.42010 -17.9 -30.0 -32.8 -6.7 -29.2 12.72013 0.0 39.3 5.1 -7.1 14.3 -10.02016 13.0 -2.6 0.0 3.8 11.1 38.9
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of transaction accounts for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 7.4 14.9 32.3 42.7 42.4 54.31992 8.8 15.3 25.1 34.9 34.1 42.81995 5.7 12.7 28.0 36.5 38.3 37.71998 9.3 16.3 29.5 38.9 38.8 34.02001 8.9 21.6 36.2 49.8 56.9 45.32004 9.8 26.6 34.5 54.8 45.4 56.82007 9.1 19.3 38.5 44.1 47.8 37.02010 9.5 21.6 40.9 58.0 55.1 40.52013 10.4 29.9 31.9 55.1 57.5 53.02016 9.6 25.0 41.0 57.3 68.5 51.7
Three-year change (percent)1992 18.9 2.7 -22.3 -18.3 -19.6 -21.21995 -35.2 -17.0 11.6 4.6 12.3 -11.91998 63.2 28.3 5.4 6.6 1.3 -9.82001 -4.3 32.5 22.7 28.0 46.6 33.22004 10.1 23.1 -4.7 10.0 -20.2 25.42007 -7.1 -27.4 11.6 -19.5 5.3 -34.92010 4.4 11.9 6.2 31.5 15.3 9.52013 9.5 38.4 -22.0 -5.0 4.4 30.92016 -7.7 -16.4 28.5 4.0 19.1 -2.5
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with transaction accounts
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 66.2 78.0 82.3 89.9 95.61992 67.7 82.7 86.8 90.8 93.41995 71.4 82.8 88.9 90.2 93.31998 78.6 87.6 90.3 92.8 95.32001 78.0 89.5 91.0 93.5 95.62004 82.2 88.4 92.0 93.3 94.52007 81.1 87.4 94.6 94.3 95.72010 84.9 88.3 92.8 94.3 95.92013 83.7 90.4 93.7 94.4 97.22016 97.4 96.8 97.2 98.6 98.6
Three-year change (percentage points)1992 1.5 4.7 4.5 0.9 -2.21995 3.7 0.1 2.1 -0.6 -0.11998 7.2 4.8 1.4 2.6 2.02001 -0.6 1.9 0.7 0.7 0.32004 4.2 -1.1 1.0 -0.2 -1.12007 -1.1 -1.0 2.6 1.0 1.22010 3.8 0.9 -1.8 0.0 0.22013 -1.2 2.1 0.9 0.1 1.32016 13.7 6.4 3.5 4.2 1.4
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of transaction accounts for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 1.9 2.4 5.2 3.7 8.81992 1.1 2.3 4.5 4.0 7.01995 1.6 2.2 3.6 3.6 5.51998 1.5 2.2 5.6 5.2 8.62001 1.6 2.7 4.8 5.4 9.62004 1.3 2.4 3.9 5.7 10.22007 1.9 2.9 3.2 5.3 8.72010 1.1 2.2 4.3 4.2 7.82013 1.0 2.1 3.2 5.2 9.32016 1.2 2.4 3.0 5.7 9.0
Three-year change (percent)1992 -42.1 -4.2 -13.5 8.1 -20.51995 45.5 -4.3 -20.0 -10.0 -21.41998 -6.2 0.0 55.6 44.4 56.42001 6.7 22.7 -14.3 3.8 11.62004 -18.8 -11.1 -18.8 5.6 6.22007 46.2 20.8 -17.9 -7.0 -14.72010 -42.1 -24.1 34.4 -20.8 -10.32013 -9.1 -4.5 -25.6 23.8 19.22016 20.0 14.3 -6.2 9.6 -3.2
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of transaction accounts for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 22.1 8.5 24.5 19.1 52.41992 12.0 13.2 26.1 19.2 36.21995 10.7 9.0 27.7 20.2 34.71998 7.7 13.4 29.2 22.6 38.22001 11.1 13.2 26.6 31.6 50.92004 11.5 20.9 36.9 32.6 52.32007 10.7 14.1 25.9 35.0 43.42010 13.7 13.1 27.0 42.1 54.02013 10.6 11.7 32.2 44.4 56.12016 11.7 13.3 34.4 42.8 66.6
Three-year change (percent)1992 -45.7 55.3 6.5 0.5 -30.91995 -10.8 -31.8 6.1 5.2 -4.11998 -28.0 48.9 5.4 11.9 10.12001 44.2 -1.5 -8.9 39.8 33.22004 3.6 58.3 38.7 3.2 2.82007 -7.0 -32.5 -29.8 7.4 -17.02010 28.0 -7.1 4.2 20.3 24.42013 -22.6 -10.7 19.3 5.5 3.92016 10.4 13.7 6.8 -3.6 18.7
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with transaction accounts
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 71.0 82.2 92.8 99.01992 67.6 85.8 92.4 98.01995 70.0 85.6 91.4 98.71998 69.7 90.4 95.8 99.12001 74.1 90.1 95.8 99.02004 72.4 89.1 95.2 99.42007 75.7 90.9 94.1 99.52010 77.5 90.0 94.8 99.02013 78.9 90.4 95.1 99.32016 93.2 97.6 98.6 99.5
Three-year change (percentage points)1992 -3.4 3.6 -0.4 -1.01995 2.4 -0.2 -1.0 0.71998 -0.3 4.8 4.4 0.42001 4.4 -0.3 0.0 -0.12004 -1.7 -1.0 -0.6 0.42007 3.3 1.8 -1.1 0.12010 1.8 -0.9 0.7 -0.52013 1.4 0.4 0.3 0.32016 14.3 7.2 3.5 0.2
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of transaction accounts for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 2.1 3.4 3.7 9.51992 1.6 3.0 3.9 8.41995 1.9 2.5 2.8 7.21998 1.8 3.0 4.4 9.62001 2.0 3.4 4.2 11.92004 1.4 3.2 3.8 12.72007 1.4 2.9 3.7 13.32010 0.9 2.2 3.1 12.22013 0.8 2.1 3.1 14.42016 0.9 2.1 3.5 15.0
Three-year change (percent)1992 -23.8 -11.8 5.4 -11.61995 18.8 -16.7 -28.2 -14.31998 -5.3 20.0 57.1 33.32001 11.1 13.3 -4.5 24.02004 -30.0 -5.9 -9.5 6.72007 0.0 -9.4 -2.6 4.72010 -35.7 -24.1 -16.2 -8.32013 -11.1 -4.5 0.0 18.02016 12.5 0.0 12.9 4.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of transaction accounts for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 12.5 18.0 23.3 50.91992 12.2 15.2 19.2 39.51995 9.3 14.5 17.3 44.11998 11.8 13.0 19.6 48.12001 11.8 15.9 26.0 62.22004 21.5 17.6 23.0 63.22007 10.5 13.7 19.7 63.72010 6.5 14.6 21.2 76.32013 4.6 14.9 22.7 77.92016 7.6 16.7 18.9 86.1
Three-year change (percent)1992 -2.4 -15.6 -17.6 -22.41995 -23.8 -4.6 -9.9 11.61998 26.9 -10.3 13.3 9.12001 0.0 22.3 32.7 29.32004 82.2 10.7 -11.5 1.62007 -51.2 -22.2 -14.3 0.82010 -38.1 6.6 7.6 19.82013 -29.2 2.1 7.1 2.12016 65.2 12.1 -16.7 10.5
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with transaction accounts
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 92.6 56.7 63.5 89.31992 93.2 68.6 55.8 85.81995 92.8 62.2 69.7 88.61998 95.0 73.0 74.3 87.72001 95.3 81.8 72.3 85.82004 95.5 78.1 75.8 93.72007 95.5 80.2 78.8 93.72010 96.5 81.1 83.4 89.42013 96.4 83.3 84.8 92.52016 99.0 95.9 93.9 98.2
Three-year change (percentage points)1992 0.6 11.9 -7.7 -3.51995 -0.4 -6.4 13.9 2.81998 2.2 10.8 4.6 -0.92001 0.3 8.8 -2.0 -1.92004 0.2 -3.7 3.5 7.92007 0.0 2.1 3.0 0.02010 1.0 0.9 4.6 -4.32013 -0.1 2.2 1.4 3.12016 2.6 12.6 9.1 5.7
1
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of transaction accounts for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 5.0 1.9 2.2 3.11992 4.9 1.1 1.7 4.41995 3.8 1.6 2.7 3.11998 5.5 1.6 1.9 4.42001 6.5 1.9 2.3 4.22004 6.4 1.5 1.9 3.82007 5.9 1.9 2.3 3.82010 5.5 1.6 1.4 2.82013 6.3 1.3 1.2 2.92016 7.0 1.4 1.5 4.0
Three-year change (percent)1992 -2.0 -42.1 -22.7 41.91995 -22.4 45.5 58.8 -29.51998 44.7 0.0 -29.6 41.92001 18.2 18.8 21.1 -4.52004 -1.5 -21.1 -17.4 -9.52007 -7.8 26.7 21.1 0.02010 -6.8 -15.8 -39.1 -26.32013 14.5 -18.8 -14.3 3.62016 11.1 7.7 25.0 37.9
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of transaction accounts for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 30.5 9.0 12.0 14.71992 26.6 6.3 5.6 18.21995 25.2 7.0 7.6 24.51998 27.7 8.5 16.4 18.22001 37.8 7.6 7.9 27.32004 42.1 9.2 7.7 19.42007 37.0 8.9 8.3 20.92010 44.9 7.5 7.9 28.32013 47.3 7.9 6.0 31.12016 51.6 8.6 16.7 34.0
Three-year change (percent)1992 -12.8 -30.0 -53.3 23.81995 -5.3 11.1 35.7 34.61998 9.9 21.4 115.8 -25.72001 36.5 -10.6 -51.8 50.02004 11.4 21.1 -2.5 -28.92007 -12.1 -3.3 7.8 7.72010 21.4 -15.7 -4.8 35.42013 5.3 5.3 -24.1 9.92016 9.1 8.9 178.3 9.3
40
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with transaction accounts
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 89.0 96.1 84.1 43.81992 89.9 95.8 85.6 59.01995 90.0 91.9 87.0 58.21998 93.0 95.4 87.4 68.92001 92.9 95.9 89.0 71.92004 92.2 94.4 90.4 76.22007 92.6 96.9 91.6 78.62010 93.6 94.8 91.7 82.72013 94.5 95.9 93.0 78.12016 98.3 99.0 97.8 92.6
Three-year change (percentage points)1992 0.9 -0.3 1.5 15.21995 0.1 -3.9 1.4 -0.81998 3.0 3.5 0.4 10.72001 -0.1 0.5 1.6 3.02004 -0.7 -1.5 1.4 4.32007 0.4 2.5 1.2 2.42010 1.0 -2.1 0.1 4.12013 0.9 1.1 1.3 -4.62016 3.8 3.1 4.8 14.5
0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of transaction accounts for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 3.5 8.2 6.2 1.51992 3.4 8.4 5.0 1.71995 3.1 7.0 4.7 0.91998 4.0 9.3 7.4 1.52001 4.3 10.8 6.8 2.52004 4.0 12.7 5.3 2.52007 4.4 11.5 4.6 1.22010 3.6 8.3 5.0 1.12013 4.1 10.3 4.2 1.02016 4.4 10.3 4.2 0.8
Three-year change (percent)1992 -2.9 2.4 -19.4 13.31995 -8.8 -16.7 -6.0 -47.11998 29.0 32.9 57.4 66.72001 7.5 16.1 -8.1 66.72004 -7.0 17.6 -22.1 0.02007 10.0 -9.4 -13.2 -52.02010 -18.2 -27.8 8.7 -8.32013 13.9 24.1 -16.0 -9.12016 7.3 0.0 2.4 -20.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of transaction accounts for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 13.6 63.7 42.7 5.81992 15.3 49.1 30.6 13.01995 13.8 62.5 29.2 9.21998 16.5 52.5 35.3 7.22001 21.0 67.8 45.7 17.32004 21.4 72.0 51.4 18.42007 22.8 77.4 32.0 10.62010 27.6 82.9 38.7 12.12013 28.5 103.0 37.4 12.02016 30.5 92.2 44.8 11.7
Three-year change (percent)1992 12.5 -22.9 -28.3 124.11995 -9.8 27.3 -4.6 -29.21998 19.6 -16.0 20.9 -21.72001 27.3 29.1 29.5 140.32004 1.9 6.2 12.5 6.42007 6.5 7.5 -37.7 -42.42010 21.1 7.1 20.9 14.22013 3.3 24.2 -3.4 -0.82016 7.0 -10.5 19.8 -2.5
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with transaction accounts
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 98.8 87.1 85.2 75.71992 98.3 89.4 84.4 79.31995 97.2 88.1 86.9 81.11998 98.3 92.8 89.1 84.22001 98.9 91.0 89.2 86.22004 98.5 90.1 87.2 88.22007 98.3 91.9 87.9 89.52010 98.2 91.7 89.6 89.72013 98.4 92.7 91.0 90.22016 99.7 97.9 97.0 97.0
Three-year change (percentage points)1992 -0.5 2.3 -0.8 3.61995 -1.1 -1.3 2.5 1.81998 1.1 4.7 2.2 3.12001 0.6 -1.8 0.1 2.02004 -0.4 -0.9 -2.0 2.02007 -0.2 1.8 0.7 1.32010 -0.1 -0.2 1.7 0.22013 0.2 1.0 1.4 0.52016 1.3 5.2 6.0 6.8
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of transaction accounts for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 8.4 2.9 2.4 4.51992 6.9 2.9 2.7 4.41995 6.3 3.1 2.3 3.31998 8.5 3.1 3.0 5.32001 9.5 3.8 3.1 6.12004 10.3 3.0 3.2 4.52007 10.1 3.5 2.9 3.82010 9.4 2.3 2.4 3.32013 11.7 2.5 2.4 3.32016 11.0 3.0 2.3 3.0
Three-year change (percent)1992 -17.9 0.0 12.5 -2.21995 -8.7 6.9 -14.8 -25.01998 34.9 0.0 30.4 60.62001 11.8 22.6 3.3 15.12004 8.4 -21.1 3.2 -26.22007 -1.9 16.7 -9.4 -15.62010 -6.9 -34.3 -17.2 -13.22013 24.5 8.7 0.0 0.02016 -6.0 20.0 -4.2 -9.1
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of transaction accounts for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 36.2 20.3 10.0 38.31992 35.1 16.3 9.5 27.51995 42.3 15.1 8.5 26.31998 37.7 17.4 10.2 31.62001 50.5 17.0 11.8 41.82004 52.2 16.9 10.7 47.02007 55.7 17.9 9.9 29.12010 66.2 19.9 9.8 33.42013 72.1 15.7 10.2 33.22016 72.2 20.7 11.0 39.9
Three-year change (percent)1992 -3.0 -19.7 -5.0 -28.21995 20.5 -7.4 -10.5 -4.41998 -10.9 15.2 20.0 20.22001 34.0 -2.3 15.7 32.32004 3.4 -0.6 -9.3 12.42007 6.7 5.9 -7.5 -38.12010 18.9 11.2 -1.0 14.82013 8.9 -21.1 4.1 -0.62016 0.1 31.8 7.8 20.2
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with transaction accounts
RegionYear Northeast Midwest South West
Level (percent)1989 88.5 86.7 79.1 92.01992 86.6 91.5 83.8 86.91995 89.2 89.4 83.9 89.31998 93.2 91.7 87.9 91.72001 93.0 94.6 89.0 90.62004 94.6 94.4 86.9 92.62007 91.3 93.6 91.3 92.72010 91.2 94.2 91.1 94.22013 95.6 92.7 91.6 94.42016 99.0 97.7 97.4 98.3
Three-year change (percentage points)1992 -1.9 4.8 4.7 -5.11995 2.6 -2.1 0.1 2.41998 4.0 2.3 4.0 2.42001 -0.2 2.9 1.1 -1.12004 1.6 -0.2 -2.1 2.02007 -3.3 -0.8 4.4 0.12010 -0.1 0.6 -0.2 1.52013 4.4 -1.5 0.5 0.22016 3.4 5.0 5.8 3.9
3
4
5
6
7
8
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of transaction accounts for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 5.6 3.9 3.4 4.11992 4.4 3.9 3.4 5.01995 4.4 3.1 2.7 3.91998 5.5 4.4 4.1 5.22001 7.5 5.4 4.4 5.02004 7.6 5.2 3.8 4.32007 5.9 4.3 4.1 5.02010 5.0 3.8 3.3 4.42013 6.4 4.1 3.4 4.52016 6.4 4.8 3.4 5.5
Three-year change (percent)1992 -21.4 0.0 0.0 22.01995 0.0 -20.5 -20.6 -22.01998 25.0 41.9 51.9 33.32001 36.4 22.7 7.3 -3.82004 1.3 -3.7 -13.6 -14.02007 -22.4 -17.3 7.9 16.32010 -15.3 -11.6 -19.5 -12.02013 28.0 7.9 3.0 2.32016 0.0 17.1 0.0 22.2
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of transaction accounts for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 39.1 28.1 17.0 27.71992 22.9 18.7 21.1 32.21995 25.7 19.4 20.5 27.31998 27.9 20.7 23.6 28.72001 36.2 29.3 28.4 37.62004 37.8 31.7 33.1 37.02007 39.6 27.9 26.1 33.32010 48.8 23.3 31.0 46.02013 47.3 26.9 31.4 49.62016 58.6 37.5 32.9 40.5
Three-year change (percent)1992 -41.4 -33.5 24.1 16.21995 12.2 3.7 -2.8 -15.21998 8.6 6.7 15.1 5.12001 29.7 41.5 20.3 31.02004 4.4 8.2 16.5 -1.62007 4.8 -12.0 -21.1 -10.02010 23.2 -16.5 18.8 38.12013 -3.1 15.5 1.3 7.82016 23.9 39.4 4.8 -18.3
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with transaction accounts
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 85.1 87.61992 87.5 84.31995 87.7 85.61998 90.3 92.52001 91.4 91.92004 91.6 90.02007 92.8 88.72010 92.8 91.22013 93.5 90.82016 98.1 96.7
Three-year change (percentage points)1992 2.4 -3.31995 0.2 1.31998 2.6 6.92001 1.1 -0.62004 0.2 -1.92007 1.2 -1.32010 0.0 2.52013 0.7 -0.42016 4.6 5.9
2.5
3
3.5
4
4.5
5
5.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of transaction accounts for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 4.3 2.81992 4.1 2.81995 3.6 2.31998 4.9 4.02001 5.4 3.92004 5.4 2.72007 5.2 2.92010 4.3 2.72013 4.6 2.82016 5.0 2.7
Three-year change (percent)1992 -4.7 0.01995 -12.2 -17.91998 36.1 73.92001 10.2 -2.52004 0.0 -30.82007 -3.7 7.42010 -17.3 -6.92013 7.0 3.72016 8.7 -3.6
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of transaction accounts for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 28.3 20.71992 25.3 13.71995 24.5 12.01998 27.1 12.22001 35.2 12.92004 38.3 16.22007 33.7 14.62010 40.6 12.92013 40.7 14.72016 43.6 16.0
Three-year change (percent)1992 -10.6 -33.81995 -3.2 -12.41998 10.6 1.72001 29.9 5.72004 8.8 25.62007 -12.0 -9.92010 20.5 -11.62013 0.2 14.02016 7.1 8.8
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with transaction accounts
Housing statusYear Owner Renter or other
Level (percent)1989 94.6 69.51992 94.0 74.31995 95.3 72.91998 96.4 79.42001 96.7 80.32004 96.0 80.92007 97.3 80.82010 97.4 82.42013 97.5 85.22016 99.0 96.2
Three-year change (percentage points)1992 -0.6 4.81995 1.3 -1.41998 1.1 6.52001 0.3 0.92004 -0.7 0.62007 1.3 -0.12010 0.1 1.62013 0.1 2.82016 1.5 11.0
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of transaction accounts for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 5.8 1.91992 5.7 1.71995 4.7 1.81998 7.2 1.62001 7.9 1.62004 7.6 1.42007 7.2 1.42010 6.4 1.12013 7.3 1.22016 9.0 1.2
Three-year change (percent)1992 -1.7 -10.51995 -17.5 5.91998 53.2 -11.12001 9.7 0.02004 -3.8 -12.52007 -5.3 0.02010 -11.1 -21.42013 14.1 9.12016 23.3 0.0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of transaction accounts for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 32.3 13.61992 29.2 9.81995 26.7 13.21998 31.1 9.92001 40.9 10.02004 43.5 10.92007 37.9 11.22010 46.1 10.92013 51.0 8.62016 56.9 10.1
Three-year change (percent)1992 -9.6 -27.91995 -8.6 34.71998 16.5 -25.02001 31.5 1.02004 6.4 9.02007 -12.9 2.82010 21.6 -2.72013 10.6 -21.12016 11.6 17.4
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with transaction accounts
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 56.6 89.3 97.2 98.4 100.01992 65.0 87.5 95.7 99.3 99.71995 64.5 89.8 96.2 98.7 99.71998 72.4 91.7 98.6 99.8 100.02001 73.7 94.4 98.2 99.4 99.62004 75.4 92.0 98.0 99.7 100.02007 76.3 93.6 98.6 100.0 100.02010 78.5 94.2 98.0 99.0 99.92013 80.0 95.0 98.2 99.5 99.62016 95.2 97.5 99.3 99.8 100.0
Three-year change (percentage points)1992 8.4 -1.8 -1.5 0.9 -0.31995 -0.5 2.3 0.5 -0.6 0.01998 7.9 1.9 2.4 1.1 0.32001 1.3 2.7 -0.4 -0.4 -0.42004 1.7 -2.4 -0.2 0.3 0.42007 0.9 1.6 0.6 0.3 0.02010 2.2 0.6 -0.6 -1.0 -0.12013 1.5 0.8 0.2 0.5 -0.32016 15.2 2.5 1.1 0.3 0.4
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of transaction accounts for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.9 2.8 5.0 11.4 42.01992 0.7 2.3 5.0 10.6 39.11995 0.9 2.2 3.9 10.3 30.51998 0.9 2.5 7.1 15.5 33.92001 0.9 3.0 7.5 18.6 50.12004 0.6 2.5 7.4 20.1 54.12007 0.8 2.3 7.0 17.9 53.32010 0.7 1.9 5.7 16.0 67.22013 0.6 2.0 6.2 19.9 67.02016 0.7 2.3 7.5 23.7 79.0
Three-year change (percent)1992 -22.2 -17.9 0.0 -7.0 -6.91995 28.6 -4.3 -22.0 -2.8 -22.01998 0.0 13.6 82.1 50.5 11.12001 0.0 20.0 5.6 20.0 47.82004 -33.3 -16.7 -1.3 8.1 8.02007 33.3 -8.0 -5.4 -10.9 -1.52010 -12.5 -17.4 -18.6 -10.6 26.12013 -14.3 5.3 8.8 24.4 -0.32016 16.7 15.0 21.0 19.1 17.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of transaction accounts for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.4 5.3 11.7 30.0 142.91992 1.4 5.0 12.4 27.2 118.51995 1.7 4.8 10.1 24.2 125.51998 1.9 5.2 13.7 34.0 124.92001 1.9 6.2 16.9 38.5 177.42004 1.7 6.1 16.9 43.2 192.22007 2.2 6.0 15.3 37.0 170.42010 2.1 4.6 13.4 36.6 229.72013 1.8 5.2 15.4 37.7 239.72016 2.0 5.8 17.3 49.4 257.8
Three-year change (percent)1992 0.0 -5.7 6.0 -9.3 -17.11995 21.4 -4.0 -18.5 -11.0 5.91998 11.8 8.3 35.6 40.5 -0.52001 0.0 19.2 23.4 13.2 42.02004 -10.5 -1.6 0.0 12.2 8.32007 29.4 -1.6 -9.5 -14.4 -11.32010 -4.5 -23.3 -12.4 -1.1 34.82013 -14.3 13.0 14.9 3.0 4.42016 11.1 11.5 12.3 31.0 7.6
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with certificates of deposit
Year All familiesLevel (percent)
1989 19.91992 16.71995 14.31998 15.32001 15.72004 12.72007 16.12010 12.22013 7.82016 6.5
Three-year change (percentage points)1992 -3.21995 -2.41998 1.02001 0.42004 -3.02007 3.42010 -3.92013 -4.42016 -1.3
16
18
20
22
24
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of certificates of deposit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 22.41992 18.41995 15.71998 22.12001 20.32004 19.12007 23.22010 22.12013 16.52016 20.0
Three-year change (percent)1992 -17.91995 -14.71998 40.82001 -8.12004 -5.92007 21.52010 -4.72013 -25.32016 21.2
50
55
60
65
70
75
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of certificates of deposit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 61.81992 55.41995 56.11998 55.52001 50.72004 69.82007 64.42010 80.32013 66.52016 75.6
Three-year change (percent)1992 -10.41995 1.31998 -1.12001 -8.62004 37.72007 -7.72010 24.72013 -17.22016 13.7
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with certificates of deposit
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.7 21.1 22.0 20.2 22.8 33.51992 10.8 16.4 17.1 18.2 20.9 21.11995 8.9 16.3 13.6 14.7 17.0 19.31998 12.1 15.6 15.4 15.2 17.9 18.52001 10.0 14.7 17.4 16.0 18.3 22.02004 5.0 12.7 11.8 15.0 16.3 21.52007 9.4 12.7 15.5 19.3 19.9 27.72010 5.7 11.1 11.7 15.8 12.1 21.52013 4.7 6.6 7.6 9.1 9.6 11.92016 2.9 5.1 6.3 6.7 11.5 11.5
Three-year change (percentage points)1992 3.1 -4.7 -4.9 -2.0 -1.9 -12.41995 -1.9 -0.1 -3.5 -3.5 -3.9 -1.81998 3.2 -0.7 1.8 0.5 0.9 -0.82001 -2.1 -0.9 2.0 0.8 0.4 3.52004 -5.0 -2.0 -5.6 -1.0 -2.0 -0.52007 4.4 0.0 3.7 4.3 3.6 6.22010 -3.7 -1.6 -3.8 -3.5 -7.8 -6.22013 -1.0 -4.5 -4.1 -6.7 -2.5 -9.62016 -1.8 -1.5 -1.3 -2.4 1.9 -0.4
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of certificates of deposit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 24.3 18.7 20.5 18.7 16.8 39.61992 10.9 25.2 30.2 10.9 16.8 25.21995 9.4 15.7 15.7 15.7 26.6 28.21998 14.8 29.5 20.7 21.4 23.6 29.52001 13.5 19.0 17.6 20.3 17.6 33.92004 12.7 17.8 12.7 22.9 25.4 42.02007 20.8 20.8 19.7 12.7 23.2 48.62010 16.6 16.6 19.9 17.7 32.1 37.62013 9.3 15.5 20.6 10.3 15.5 30.92016 8.0 20.0 10.0 20.0 20.0 60.0
Three-year change (percent)1992 -55.1 34.8 47.3 -41.7 0.0 -36.41995 -13.8 -37.7 -48.0 44.0 58.3 11.91998 57.4 87.9 31.8 36.3 -11.3 4.62001 -8.8 -35.6 -15.0 -5.1 -25.4 14.92004 -5.9 -6.3 -27.8 12.8 44.3 23.92007 63.8 16.9 55.1 -44.5 -8.7 15.72010 -20.2 -20.2 1.0 39.4 38.4 -22.62013 -44.0 -6.6 3.5 -41.8 -51.7 -17.82016 -14.0 29.0 -51.5 94.2 29.0 94.2
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of certificates of deposit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 37.2 43.3 52.3 54.9 41.8 130.71992 28.3 43.6 63.2 50.2 52.5 100.81995 25.3 43.3 43.9 51.9 58.0 128.21998 37.5 48.5 43.8 50.4 61.8 112.62001 30.6 39.7 37.8 46.4 50.4 110.32004 72.7 83.3 34.2 52.9 53.2 127.32007 37.8 49.1 48.6 50.0 47.7 146.32010 41.9 59.9 53.2 46.5 86.2 197.32013 66.8 50.8 53.8 51.9 51.2 134.32016 24.9 37.0 39.3 50.3 78.4 202.2
Three-year change (percent)1992 -23.9 0.7 20.8 -8.6 25.6 -22.91995 -10.6 -0.7 -30.5 3.4 10.5 27.21998 48.2 12.0 -0.2 -2.9 6.6 -12.22001 -18.4 -18.1 -13.7 -7.9 -18.4 -2.02004 137.6 109.8 -9.5 14.0 5.6 15.42007 -48.0 -41.1 42.1 -5.5 -10.3 14.92010 10.8 22.0 9.5 -7.0 80.7 34.92013 59.4 -15.2 1.1 11.6 -40.6 -31.92016 -62.7 -27.2 -27.0 -3.1 53.1 50.6
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with certificates of deposit
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 8.6 16.6 20.1 22.4 32.0 41.71992 7.4 9.0 15.9 20.5 31.1 37.71995 7.2 8.1 12.5 17.1 24.0 34.71998 6.2 9.4 11.8 18.6 29.9 35.92001 6.3 9.8 15.2 14.4 29.7 36.52004 5.6 6.7 11.9 18.1 19.9 25.72007 6.7 9.0 14.3 20.5 24.2 37.02010 5.7 5.7 10.0 14.6 20.6 27.22013 5.2 4.4 6.7 5.8 11.7 18.82016 2.4 4.7 4.6 6.7 10.5 14.5
Three-year change (percentage points)1992 -1.2 -7.6 -4.2 -1.9 -0.9 -4.01995 -0.2 -0.9 -3.4 -3.4 -7.1 -3.01998 -1.0 1.3 -0.7 1.5 5.9 1.22001 0.1 0.4 3.4 -4.2 -0.2 0.62004 -0.7 -3.1 -3.3 3.7 -9.8 -10.82007 1.1 2.3 2.4 2.4 4.3 11.32010 -1.0 -3.3 -4.3 -5.9 -3.6 -9.82013 -0.5 -1.3 -3.3 -8.8 -8.9 -8.42016 -2.8 0.3 -2.1 0.9 -1.2 -4.3
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of certificates of deposit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 7.5 13.1 16.8 28.0 37.3 54.11992 7.5 8.4 13.4 25.2 33.5 39.41995 8.3 8.3 18.8 21.9 31.3 20.41998 3.7 11.8 17.0 25.1 29.5 44.32001 5.4 8.1 16.3 25.7 27.1 33.92004 5.1 12.7 14.0 36.9 25.4 28.02007 5.8 5.8 17.4 26.6 26.9 34.72010 5.7 7.7 17.7 22.1 27.6 35.62013 4.1 6.5 10.3 25.8 32.0 22.72016 4.0 7.7 10.0 20.0 25.0 40.0
Three-year change (percent)1992 0.0 -35.9 -20.2 -10.0 -10.2 -27.21995 10.7 -1.2 40.3 -13.1 -6.6 -48.21998 -55.4 42.2 -9.6 14.6 -5.8 117.22001 45.9 -31.4 -4.1 2.4 -8.1 -23.52004 -5.6 56.8 -14.1 43.6 -6.3 -17.42007 13.7 -54.3 24.3 -27.9 5.9 23.92010 -1.7 32.8 1.7 -16.9 2.6 2.62013 -28.1 -15.6 -41.8 16.7 15.9 -36.22016 -2.4 18.5 -2.9 -22.5 -21.9 76.2
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of certificates of deposit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 15.9 26.4 41.6 89.7 90.1 88.31992 21.2 25.9 34.2 52.4 71.8 90.21995 17.4 28.3 63.6 66.4 82.2 58.21998 16.5 24.5 54.8 75.0 63.4 69.82001 28.4 17.9 39.9 59.5 62.7 72.52004 17.8 31.1 56.6 71.2 90.3 107.22007 19.5 40.3 67.4 79.5 61.8 78.02010 21.9 32.0 81.2 104.4 103.1 81.42013 11.3 51.7 34.4 126.8 89.4 73.12016 18.5 27.4 54.2 99.2 115.2 72.0
Three-year change (percent)1992 33.3 -1.9 -17.8 -41.6 -20.3 2.21995 -17.9 9.3 86.0 26.7 14.5 -35.51998 -5.2 -13.4 -13.8 13.0 -22.9 19.92001 72.1 -26.9 -27.2 -20.7 -1.1 3.92004 -37.3 73.7 41.9 19.7 44.0 47.92007 9.6 29.6 19.1 11.7 -31.6 -27.22010 12.3 -20.6 20.5 31.3 66.8 4.42013 -48.4 61.6 -57.6 21.5 -13.3 -10.22016 63.7 -47.0 57.6 -21.8 28.9 -1.5
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with certificates of deposit
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 8.7 10.7 26.1 16.3 33.41992 6.7 8.2 29.1 13.7 23.31995 8.4 7.9 23.3 9.3 22.21998 9.6 7.4 29.8 10.1 21.72001 6.9 9.6 24.6 12.5 21.62004 7.0 6.6 18.9 11.2 17.32007 9.0 9.9 24.0 12.5 22.52010 6.7 6.0 20.1 10.4 15.82013 3.4 3.9 11.8 6.7 10.52016 3.3 3.5 8.2 5.7 9.2
Three-year change (percentage points)1992 -2.0 -2.5 3.0 -2.6 -10.11995 1.7 -0.3 -5.8 -4.4 -1.11998 1.2 -0.5 6.5 0.8 -0.52001 -2.7 2.2 -5.2 2.4 -0.12004 0.1 -3.0 -5.7 -1.3 -4.32007 2.0 3.3 5.1 1.3 5.22010 -2.3 -3.9 -3.9 -2.1 -6.72013 -3.3 -2.1 -8.3 -3.7 -5.32016 -0.1 -0.4 -3.6 -1.0 -1.3
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of certificates of deposit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 18.7 9.3 41.0 18.7 29.91992 16.8 10.9 25.2 9.2 36.91995 7.8 8.3 25.1 12.5 20.41998 11.8 8.1 29.5 14.8 29.52001 13.5 10.2 23.7 13.5 27.12004 12.7 13.2 25.4 12.7 31.82007 8.7 6.9 32.4 11.6 30.12010 6.6 7.4 22.1 15.5 33.22013 8.2 5.2 25.8 6.4 25.82016 20.0 5.0 40.0 8.0 25.0
Three-year change (percent)1992 -10.2 17.2 -38.5 -50.8 23.41995 -53.6 -23.9 -0.4 35.9 -44.71998 51.3 -2.4 17.5 18.4 44.62001 14.4 25.9 -19.7 -8.8 -8.12004 -5.9 29.4 7.2 -5.9 17.32007 -31.5 -47.7 27.6 -8.7 -5.32010 -24.1 7.2 -31.8 33.6 10.32013 24.2 -29.7 16.7 -58.7 -22.32016 143.9 -3.8 55.0 25.0 -3.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of certificates of deposit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 29.4 17.9 79.2 39.0 84.81992 45.5 27.2 59.0 29.2 80.91995 22.6 22.5 67.2 42.9 69.61998 26.8 26.8 52.5 49.2 73.12001 41.6 25.3 57.0 36.3 63.32004 44.0 46.1 99.8 40.6 84.32007 34.3 30.1 58.0 62.3 82.82010 42.7 35.9 62.7 61.1 124.62013 40.2 23.3 57.7 40.8 103.82016 38.3 16.2 113.4 40.5 94.9
Three-year change (percent)1992 54.8 52.0 -25.5 -25.1 -4.61995 -50.3 -17.3 13.9 46.9 -14.01998 18.6 19.1 -21.9 14.7 5.02001 55.2 -5.6 8.6 -26.2 -13.42004 5.8 82.2 75.1 11.8 33.22007 -22.0 -34.7 -41.9 53.4 -1.82010 24.5 19.3 8.1 -1.9 50.52013 -5.9 -35.1 -8.0 -33.2 -16.72016 -4.7 -30.5 96.5 -0.7 -8.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with certificates of deposit
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 16.7 17.4 20.8 25.81992 14.7 16.8 16.1 18.61995 12.7 12.2 12.5 20.11998 11.1 16.0 14.9 17.42001 11.3 15.1 15.8 18.62004 5.6 12.9 11.1 17.22007 9.5 14.1 14.7 22.72010 6.0 10.8 11.9 16.32013 4.4 5.1 7.7 11.52016 2.6 4.8 7.0 8.9
Three-year change (percentage points)1992 -2.0 -0.6 -4.7 -7.21995 -2.0 -4.6 -3.6 1.51998 -1.6 3.8 2.4 -2.72001 0.2 -0.9 0.9 1.22004 -5.7 -2.2 -4.7 -1.42007 3.9 1.2 3.6 5.52010 -3.5 -3.3 -2.8 -6.42013 -1.6 -5.7 -4.2 -4.82016 -1.8 -0.3 -0.7 -2.6
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of certificates of deposit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 37.3 28.0 14.9 18.71992 33.5 20.1 13.4 16.81995 15.7 15.7 15.7 18.81998 29.5 23.6 14.8 22.12001 20.3 21.7 15.6 20.32004 19.1 22.3 14.0 23.12007 16.2 18.5 20.8 29.02010 44.2 22.1 13.3 22.12013 20.6 20.6 10.3 19.82016 10.0 24.8 15.0 25.0
Three-year change (percent)1992 -10.2 -28.2 -10.1 -10.21995 -53.1 -21.9 17.2 11.91998 87.9 50.3 -5.7 17.62001 -31.2 -8.1 5.4 -8.12004 -5.9 2.8 -10.3 13.82007 -15.2 -17.0 48.6 25.52010 172.8 19.5 -36.1 -23.82013 -53.4 -6.8 -22.6 -10.42016 -51.5 20.4 45.6 26.3
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of certificates of deposit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 62.4 70.5 60.1 54.21992 64.2 49.3 46.6 62.31995 55.6 42.6 52.9 68.91998 44.8 49.0 43.3 76.62001 47.8 53.1 48.6 51.12004 108.7 72.3 55.3 69.32007 40.4 47.0 61.5 82.92010 82.3 56.7 94.4 88.02013 43.3 67.4 45.5 80.42016 135.7 44.2 44.0 102.1
Three-year change (percent)1992 2.9 -30.1 -22.5 14.91995 -13.4 -13.6 13.5 10.61998 -19.4 15.0 -18.1 11.22001 6.7 8.4 12.2 -33.32004 127.4 36.2 13.8 35.62007 -62.8 -35.0 11.2 19.62010 103.7 20.6 53.5 6.22013 -47.4 18.9 -51.8 -8.62016 213.4 -34.4 -3.3 27.0
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with certificates of deposit
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 25.0 3.7 1.8 12.81992 19.8 6.7 4.8 12.71995 16.7 4.2 2.3 18.31998 18.0 7.0 3.0 10.82001 18.5 6.5 4.8 11.32004 15.3 5.7 4.1 9.62007 19.4 6.0 5.5 13.72010 15.0 7.3 3.5 8.22013 9.6 3.3 2.4 6.82016 8.0 3.8 2.7 5.0
Three-year change (percentage points)1992 -5.2 3.0 3.0 -0.11995 -3.1 -2.5 -2.5 5.61998 1.3 2.8 0.7 -7.52001 0.5 -0.5 1.8 0.52004 -3.2 -0.8 -0.7 -1.72007 4.1 0.3 1.4 4.12010 -4.4 1.3 -2.0 -5.52013 -5.4 -4.0 -1.1 -1.42016 -1.6 0.5 0.3 -1.8
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of certificates of deposit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 22.4 18.7 28.0 28.01992 18.5 8.9 21.8 13.41995 16.4 14.1 12.5 15.71998 23.6 5.2 32.5 14.82001 20.3 10.8 10.8 27.12004 20.3 8.9 11.4 25.42007 23.2 11.6 8.1 23.22010 22.1 15.5 7.4 20.12013 19.8 10.3 5.2 12.42016 22.2 10.0 5.0 15.0
Three-year change (percent)1992 -17.4 -52.4 -22.1 -52.11995 -11.4 58.4 -42.7 17.21998 43.9 -63.1 160.0 -5.72001 -14.0 107.7 -66.8 83.12004 0.0 -17.6 5.6 -6.32007 14.3 30.3 -28.9 -8.72010 -4.7 33.6 -8.6 -13.42013 -10.4 -33.5 -29.7 -38.32016 12.1 -2.9 -3.8 21.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of certificates of deposit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 62.9 37.1 69.8 41.81992 58.4 18.9 53.7 30.91995 57.0 20.1 23.5 72.01998 56.9 8.9 109.6 70.32001 52.8 19.7 42.5 50.32004 73.0 36.5 41.5 68.62007 65.0 58.2 74.6 58.02010 85.9 50.9 22.4 69.62013 75.1 26.6 5.6 30.62016 84.7 23.5 32.0 65.7
Three-year change (percent)1992 -7.2 -49.1 -23.1 -26.11995 -2.4 6.3 -56.2 133.01998 -0.2 -55.7 366.4 -2.42001 -7.2 121.3 -61.2 -28.42004 38.3 85.3 -2.4 36.42007 -11.0 59.5 79.8 -15.52010 32.2 -12.5 -70.0 20.02013 -12.6 -47.7 -75.0 -56.02016 12.8 -11.7 471.4 114.7
0
10
20
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with certificates of deposit
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 15.1 24.2 32.6 4.91992 11.8 18.5 30.1 4.61995 10.4 18.7 23.3 7.91998 11.1 11.7 28.7 7.72001 11.3 18.7 27.1 7.92004 9.8 14.2 20.2 7.92007 13.2 15.0 25.7 5.62010 9.0 15.7 20.1 3.92013 6.7 8.3 11.1 2.42016 5.2 7.1 9.7 1.8
Three-year change (percentage points)1992 -3.3 -5.7 -2.5 -0.31995 -1.4 0.2 -6.8 3.31998 0.7 -7.0 5.4 -0.22001 0.2 7.0 -1.6 0.22004 -1.5 -4.5 -6.9 0.02007 3.4 0.8 5.5 -2.32010 -4.2 0.7 -5.6 -1.72013 -2.3 -7.4 -9.0 -1.52016 -1.5 -1.2 -1.4 -0.6
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of certificates of deposit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 13.1 28.0 41.0 3.71992 11.7 16.8 33.5 10.91995 12.5 25.1 24.4 13.31998 13.3 32.5 35.4 14.82001 12.2 21.7 33.9 54.22004 12.7 25.4 31.8 10.22007 11.6 29.0 34.7 17.42010 11.1 33.2 33.2 11.12013 8.2 41.2 28.9 5.22016 10.0 50.0 32.0 5.0
Three-year change (percent)1992 -10.7 -40.0 -18.3 194.61995 6.8 49.4 -27.2 22.01998 6.4 29.5 45.1 11.32001 -8.3 -33.2 -4.2 266.22004 4.1 17.1 -6.2 -81.22007 -8.7 14.2 9.1 70.62010 -4.3 14.5 -4.3 -36.22013 -26.1 24.1 -13.0 -53.22016 22.0 21.4 10.7 -3.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of certificates of deposit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 32.6 101.0 79.9 51.31992 30.0 62.8 75.4 31.81995 42.1 80.2 64.6 35.41998 37.6 87.9 67.8 25.72001 30.0 67.1 67.8 53.82004 38.1 123.4 92.1 35.82007 43.3 102.9 82.2 34.92010 61.6 138.7 80.5 46.02013 36.2 209.8 69.3 11.72016 50.9 211.7 66.4 14.0
Three-year change (percent)1992 -8.0 -37.8 -5.6 -38.01995 40.3 27.7 -14.3 11.31998 -10.7 9.6 5.0 -27.42001 -20.2 -23.7 0.0 109.32004 27.0 83.9 35.8 -33.52007 13.6 -16.6 -10.7 -2.52010 42.3 34.8 -2.1 31.82013 -41.2 51.3 -13.9 -74.62016 40.6 0.9 -4.2 19.7
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with certificates of deposit
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 22.6 13.9 13.7 26.81992 17.4 12.3 8.6 24.11995 18.6 8.9 8.7 20.11998 13.7 10.4 9.5 25.12001 15.4 11.9 9.7 23.92004 14.8 8.9 6.4 18.32007 18.2 11.5 9.2 22.52010 14.1 7.4 7.5 16.62013 10.1 4.4 4.6 9.52016 7.0 4.2 4.9 8.5
Three-year change (percentage points)1992 -5.2 -1.6 -5.1 -2.71995 1.2 -3.4 0.1 -4.01998 -4.9 1.5 0.8 5.02001 1.7 1.5 0.2 -1.22004 -0.6 -3.0 -3.3 -5.62007 3.4 2.6 2.8 4.22010 -4.1 -4.1 -1.7 -5.92013 -4.0 -3.0 -2.9 -7.12016 -3.1 -0.2 0.3 -1.0
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of certificates of deposit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 18.7 11.2 18.7 37.31992 13.4 15.1 10.1 33.51995 16.4 15.7 11.0 21.91998 17.0 14.8 11.8 32.52001 17.6 10.2 10.8 33.92004 19.1 15.3 7.4 28.02007 17.4 17.4 11.6 34.72010 16.6 13.3 11.1 32.12013 11.3 5.2 10.3 28.02016 20.2 7.6 5.2 30.0
Three-year change (percent)1992 -28.3 34.8 -46.0 -10.21995 22.4 4.0 8.9 -34.61998 3.7 -5.7 7.3 48.42001 3.5 -31.1 -8.5 4.32004 8.5 50.0 -31.5 -17.42007 -8.9 13.7 56.8 23.92010 -4.6 -23.6 -4.3 -7.52013 -31.9 -60.9 -7.2 -12.82016 78.8 46.2 -49.5 7.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of certificates of deposit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 55.3 42.7 45.3 78.81992 40.0 33.9 39.6 73.41995 74.0 35.7 27.9 62.31998 63.8 39.6 27.5 65.62001 51.8 30.3 25.1 67.12004 63.7 48.0 49.9 88.42007 67.0 47.7 24.8 80.32010 104.9 47.7 55.1 78.72013 88.6 21.3 38.5 66.52016 109.0 70.7 38.7 64.7
Three-year change (percent)1992 -27.7 -20.6 -12.6 -6.91995 85.0 5.3 -29.5 -15.11998 -13.8 10.9 -1.4 5.32001 -18.8 -23.5 -8.7 2.32004 23.0 58.4 98.8 31.72007 5.2 -0.6 -50.3 -9.22010 56.6 0.0 122.2 -2.02013 -15.5 -55.3 -30.1 -15.52016 23.0 231.9 0.5 -2.7
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with certificates of deposit
RegionYear Northeast Midwest South West
Level (percent)1989 25.4 23.8 16.0 15.91992 17.7 19.0 15.6 14.91995 18.0 16.8 12.9 10.51998 16.0 18.1 14.3 13.32001 17.4 17.6 14.3 14.32004 15.3 14.9 11.7 9.72007 18.1 16.8 15.1 15.52010 12.4 13.5 11.4 12.02013 9.1 9.5 6.2 7.52016 8.2 8.5 5.1 5.6
Three-year change (percentage points)1992 -7.7 -4.8 -0.4 -1.01995 0.3 -2.2 -2.7 -4.41998 -2.0 1.3 1.4 2.82001 1.4 -0.5 0.0 1.02004 -2.1 -2.7 -2.6 -4.62007 2.8 1.9 3.4 5.82010 -5.7 -3.3 -3.7 -3.52013 -3.3 -4.0 -5.2 -4.52016 -0.9 -1.0 -1.1 -1.9
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of certificates of deposit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 18.7 28.0 18.7 22.41992 16.8 16.8 16.8 40.21995 18.8 15.7 18.8 17.21998 16.2 29.5 22.1 17.72001 17.6 14.9 23.7 20.32004 22.9 13.2 17.8 28.02007 23.2 13.9 23.2 26.62010 16.6 18.8 22.1 22.12013 20.6 11.3 17.5 20.62016 13.0 25.0 20.0 24.8
Three-year change (percent)1992 -10.2 -40.0 -10.2 79.51995 11.9 -6.5 11.9 -57.21998 -13.8 87.9 17.6 2.92001 8.6 -49.5 7.2 14.72004 30.1 -11.4 -24.9 37.92007 1.3 5.3 30.3 -5.02010 -28.4 35.3 -4.7 -16.92013 24.1 -39.9 -20.8 -6.82016 -36.9 121.2 14.3 20.4
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of certificates of deposit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 54.5 65.2 54.2 80.31992 47.2 38.1 57.1 87.51995 51.5 48.3 65.7 57.91998 43.3 48.5 71.8 50.12001 48.1 37.7 56.7 60.52004 58.1 74.7 58.8 99.52007 54.6 56.6 70.7 72.52010 49.9 62.2 101.5 92.92013 66.6 67.9 56.2 79.02016 78.2 68.7 56.4 112.3
Three-year change (percent)1992 -13.4 -41.6 5.4 9.01995 9.1 26.8 15.1 -33.81998 -15.9 0.4 9.3 -13.52001 11.1 -22.3 -21.0 20.82004 20.8 98.1 3.7 64.52007 -6.0 -24.2 20.2 -27.12010 -8.6 9.9 43.6 28.12013 33.5 9.2 -44.6 -15.02016 17.4 1.2 0.4 42.2
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with certificates of deposit
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 19.3 22.21992 16.0 19.81995 14.1 15.51998 14.6 19.42001 15.0 20.02004 12.3 14.62007 16.2 15.92010 12.1 12.62013 7.5 9.12016 6.3 7.9
Three-year change (percentage points)1992 -3.3 -2.41995 -1.9 -4.31998 0.5 3.92001 0.4 0.62004 -2.7 -5.42007 3.9 1.32010 -4.1 -3.32013 -4.6 -3.52016 -1.2 -1.2
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of certificates of deposit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 21.0 28.01992 16.8 26.81995 16.4 15.71998 19.6 29.52001 20.3 20.32004 19.1 19.12007 23.2 11.62010 21.0 22.12013 17.5 13.42016 20.0 23.0
Three-year change (percent)1992 -20.0 -4.31995 -2.4 -41.41998 19.5 87.92001 3.6 -31.22004 -5.9 -5.92007 21.5 -39.32010 -9.5 90.52013 -16.7 -39.42016 14.3 71.6
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of certificates of deposit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 60.5 66.41992 55.7 54.31995 58.4 44.11998 55.8 54.32001 51.7 46.22004 67.4 79.52007 69.5 39.32010 84.9 59.22013 70.9 42.22016 79.6 53.3
Three-year change (percent)1992 -7.9 -18.21995 4.8 -18.81998 -4.5 23.12001 -7.3 -14.92004 30.4 72.12007 3.1 -50.62010 22.2 50.62013 -16.5 -28.72016 12.3 26.3
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with certificates of deposit
Housing statusYear Owner Renter or other
Level (percent)1989 25.3 10.21992 21.6 8.11995 17.4 8.71998 18.9 8.32001 20.0 6.72004 15.9 5.62007 20.0 7.72010 15.6 5.22013 10.0 3.62016 8.8 2.4
Three-year change (percentage points)1992 -3.7 -2.11995 -4.2 0.61998 1.5 -0.42001 1.1 -1.62004 -4.1 -1.12007 4.1 2.12010 -4.4 -2.52013 -5.6 -1.62016 -1.2 -1.2
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of certificates of deposit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 28.0 11.71992 19.3 12.61995 17.2 12.51998 26.6 14.82001 20.3 13.52004 25.4 8.92007 23.2 11.62010 22.1 11.12013 18.6 10.32016 24.8 6.0
Three-year change (percent)1992 -31.1 7.71995 -10.9 -0.81998 54.7 18.42001 -23.7 -8.82004 25.1 -34.12007 -8.7 30.32010 -4.7 -4.32013 -15.8 -7.22016 33.3 -41.7
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of certificates of deposit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 67.7 35.71992 57.9 43.61995 62.8 31.51998 61.3 29.82001 52.5 39.42004 75.7 32.52007 68.4 41.62010 88.8 27.72013 68.8 54.82016 83.8 23.5
Three-year change (percent)1992 -14.5 22.11995 8.5 -27.81998 -2.4 -5.42001 -14.4 32.22004 44.2 -17.52007 -9.6 28.02010 29.8 -33.42013 -22.5 97.82016 21.8 -57.1
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with certificates of deposit
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 1.1 14.3 25.8 34.2 44.31992 1.7 9.5 22.5 31.6 35.71995 1.8 8.7 17.7 27.1 32.31998 3.0 9.8 19.6 30.2 26.72001 1.8 8.9 23.2 30.0 26.92004 2.2 6.5 16.1 23.9 29.02007 2.5 9.9 19.4 32.4 33.02010 1.4 5.3 14.8 27.0 27.72013 1.3 4.1 9.1 17.0 15.82016 1.3 2.3 6.9 15.8 15.3
Three-year change (percentage points)1992 0.6 -4.8 -3.3 -2.6 -8.61995 0.1 -0.8 -4.8 -4.5 -3.41998 1.2 1.1 1.9 3.1 -5.62001 -1.2 -0.9 3.6 -0.2 0.22004 0.4 -2.4 -7.1 -6.1 2.12007 0.3 3.4 3.3 8.5 4.02010 -1.1 -4.6 -4.6 -5.4 -5.32013 -0.1 -1.2 -5.7 -10.0 -11.92016 0.0 -1.8 -2.2 -1.2 -0.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of certificates of deposit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.7 9.3 18.7 37.3 74.61992 2.7 8.4 16.8 30.2 50.31995 2.0 7.8 15.7 23.5 54.81998 2.2 9.1 22.1 36.9 64.92001 2.0 6.8 15.6 27.1 54.22004 2.5 7.4 13.2 39.4 58.52007 2.3 8.1 17.4 29.0 57.92010 1.7 6.1 16.6 27.6 71.82013 2.9 8.2 10.3 25.8 51.62016 3.3 5.0 16.0 25.0 55.0
Three-year change (percent)1992 -42.6 -9.7 -10.2 -19.0 -32.61995 -25.9 -7.1 -6.5 -22.2 8.91998 10.0 16.7 40.8 57.0 18.42001 -9.1 -25.3 -29.4 -26.6 -16.52004 25.0 8.8 -15.4 45.4 7.92007 -8.0 9.5 31.8 -26.4 -1.02010 -26.1 -24.7 -4.6 -4.8 24.02013 70.6 34.4 -38.0 -6.5 -28.12016 13.8 -39.0 55.3 -3.1 6.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of certificates of deposit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 3.7 13.8 31.0 64.2 146.01992 4.0 14.2 26.6 61.3 126.11995 4.1 12.5 24.9 49.4 143.91998 3.8 14.5 33.2 62.1 137.12001 4.7 13.7 30.1 55.5 125.42004 4.4 11.0 30.7 71.5 167.12007 5.5 11.8 33.0 66.4 158.52010 8.8 9.0 28.2 63.8 217.22013 6.1 11.9 25.0 58.0 187.82016 4.5 9.3 26.7 54.0 204.1
Three-year change (percent)1992 8.1 2.9 -14.2 -4.5 -13.61995 2.5 -12.0 -6.4 -19.4 14.11998 -7.3 16.0 33.3 25.7 -4.72001 23.7 -5.5 -9.3 -10.6 -8.52004 -6.4 -19.7 2.0 28.8 33.32007 25.0 7.3 7.5 -7.1 -5.12010 60.0 -23.7 -14.5 -3.9 37.02013 -30.7 32.2 -11.3 -9.1 -13.52016 -26.2 -21.8 6.8 -6.9 8.7
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with savings bonds
Year All familiesLevel (percent)
1989 23.91992 22.31995 22.81998 19.32001 16.72004 17.62007 14.92010 12.02013 10.02016 8.6
Three-year change (percentage points)1992 -1.61995 0.51998 -3.52001 -2.62004 0.92007 -2.72010 -2.92013 -2.02016 -1.4
1
1.1
1.2
1.3
1.4
1.5
1.6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of savings bonds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 1.11992 1.01995 1.61998 1.52001 1.42004 1.32007 1.22010 1.12013 1.02016 1.0
Three-year change (percent)1992 -9.11995 60.01998 -6.22001 -6.72004 -7.12007 -7.72010 -8.32013 -9.12016 0.0
6
7
8
9
10
11
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of savings bonds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 7.61992 5.91995 8.31998 6.92001 10.62004 7.32007 7.62010 6.82013 6.62016 9.5
Three-year change (percent)1992 -22.41995 40.71998 -16.92001 53.62004 -31.12007 4.12010 -10.52013 -2.92016 43.9
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with savings bonds
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 4.3 14.3 25.1 35.0 46.0 35.41992 6.4 11.5 20.9 33.7 40.9 37.11995 5.2 14.4 22.1 31.5 42.2 39.21998 4.9 12.2 19.6 25.8 35.4 32.92001 3.8 11.0 14.1 24.4 30.3 29.72004 6.2 8.8 15.4 26.5 32.3 29.92007 3.6 8.4 15.2 20.9 26.2 26.12010 3.6 6.0 10.8 16.0 23.0 24.42013 4.0 5.1 8.0 14.4 19.1 18.12016 2.7 5.1 8.6 11.3 15.0 15.8
Three-year change (percentage points)1992 2.1 -2.8 -4.2 -1.3 -5.1 1.71995 -1.2 2.9 1.2 -2.2 1.3 2.11998 -0.3 -2.2 -2.5 -5.7 -6.8 -6.32001 -1.1 -1.2 -5.5 -1.4 -5.1 -3.22004 2.4 -2.2 1.3 2.1 2.0 0.22007 -2.6 -0.4 -0.2 -5.6 -6.1 -3.82010 0.0 -2.4 -4.4 -4.9 -3.2 -1.72013 0.4 -0.9 -2.8 -1.6 -3.9 -6.32016 -1.3 0.0 0.6 -3.1 -4.1 -2.3
.5
1
1.5
2
2.5
3
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of savings bonds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.4 0.9 1.1 0.9 0.9 1.91992 0.5 0.5 0.8 0.9 1.5 1.71995 0.8 1.2 0.9 1.3 3.1 2.31998 1.9 1.5 0.7 1.0 2.1 1.52001 1.4 0.7 0.7 1.4 1.4 2.72004 0.4 0.8 1.0 1.3 1.0 2.52007 0.6 1.2 0.8 1.2 2.3 2.92010 0.6 0.6 1.1 0.8 0.9 2.22013 0.5 1.0 1.0 1.0 1.0 2.62016 0.5 1.0 0.8 0.6 1.8 1.5
Three-year change (percent)1992 25.0 -44.4 -27.3 0.0 66.7 -10.51995 60.0 140.0 12.5 44.4 106.7 35.31998 137.5 25.0 -22.2 -23.1 -32.3 -34.82001 -26.3 -53.3 0.0 40.0 -33.3 80.02004 -71.4 14.3 42.9 -7.1 -28.6 -7.42007 50.0 50.0 -20.0 -7.7 130.0 16.02010 0.0 -50.0 37.5 -33.3 -60.9 -24.12013 -16.7 66.7 -9.1 25.0 11.1 18.22016 0.0 0.0 -20.0 -40.0 80.0 -42.3
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of savings bonds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 7.4 6.5 7.7 6.6 4.0 14.71992 7.0 3.6 4.0 3.9 7.0 11.41995 8.4 9.1 5.6 6.5 8.4 13.41998 5.0 5.3 4.2 6.8 6.9 12.32001 5.9 6.9 3.8 14.0 5.1 21.22004 5.1 2.9 4.9 8.4 6.9 11.82007 3.7 8.1 5.8 5.6 5.1 16.32010 3.2 4.3 4.7 8.4 3.6 11.72013 4.5 5.3 6.0 5.4 5.0 12.52016 5.9 5.6 7.2 8.4 6.4 20.4
Three-year change (percent)1992 -5.4 -44.6 -48.1 -40.9 75.0 -22.41995 20.0 152.8 40.0 66.7 20.0 17.51998 -40.5 -41.8 -25.0 4.6 -17.9 -8.22001 18.0 30.2 -9.5 105.9 -26.1 72.42004 -13.6 -58.0 28.9 -40.0 35.3 -44.32007 -27.5 179.3 18.4 -33.3 -26.1 38.12010 -13.5 -46.9 -19.0 50.0 -29.4 -28.22013 40.6 23.3 27.7 -35.7 38.9 6.82016 31.1 5.7 20.0 55.6 28.0 63.2
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with savings bonds
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 25.9 31.6 22.6 20.2 18.7 14.01992 22.9 29.3 25.2 19.4 13.8 14.31995 20.4 31.0 25.3 20.3 17.0 15.31998 17.2 24.9 21.8 18.1 16.1 12.02001 12.7 22.6 21.0 14.3 11.3 12.52004 15.3 23.3 21.0 15.2 14.9 11.02007 13.7 16.8 19.0 16.2 10.3 7.92010 10.0 11.6 15.0 14.3 9.1 10.12013 9.0 12.5 10.4 10.8 9.4 6.82016 5.8 10.2 9.3 8.6 9.7 9.1
Three-year change (percentage points)1992 -3.0 -2.3 2.6 -0.8 -4.9 0.31995 -2.5 1.7 0.1 0.9 3.2 1.01998 -3.2 -6.1 -3.5 -2.2 -0.9 -3.32001 -4.5 -2.3 -0.8 -3.8 -4.8 0.52004 2.6 0.7 0.0 0.9 3.6 -1.52007 -1.6 -6.5 -2.0 1.0 -4.6 -3.12010 -3.7 -5.2 -4.0 -1.9 -1.2 2.22013 -1.0 0.9 -4.6 -3.5 0.3 -3.32016 -3.2 -2.3 -1.1 -2.2 0.3 2.3
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of savings bonds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 0.9 0.9 0.9 3.4 2.8 5.61992 0.7 1.0 1.3 1.7 1.3 1.81995 0.8 1.6 1.6 2.3 2.3 7.51998 0.7 1.0 1.5 2.2 3.0 7.42001 0.4 1.4 1.4 3.4 2.7 4.12004 0.6 0.6 1.3 3.2 3.8 6.42007 0.8 1.2 1.2 2.2 1.2 23.22010 0.6 1.0 0.9 1.3 4.4 1.12013 0.7 0.7 1.0 1.3 3.1 3.12016 0.5 0.6 0.8 2.0 1.0 4.8
Three-year change (percent)1992 -22.2 11.1 44.4 -50.0 -53.6 -67.91995 14.3 60.0 23.1 35.3 76.9 316.71998 -12.5 -37.5 -6.2 -4.3 30.4 -1.32001 -42.9 40.0 -6.7 54.5 -10.0 -44.62004 50.0 -57.1 -7.1 -5.9 40.7 56.12007 33.3 100.0 -7.7 -31.2 -68.4 262.52010 -25.0 -16.7 -25.0 -40.9 266.7 -95.32013 16.7 -30.0 11.1 0.0 -29.5 181.82016 -28.6 -14.3 -20.0 53.8 -67.7 54.8
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of savings bonds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 2.1 3.5 5.2 13.9 23.2 23.91992 3.0 4.5 6.0 9.3 7.5 16.51995 3.0 5.5 6.7 11.8 19.7 22.41998 2.0 4.2 7.2 11.4 9.1 23.52001 1.8 8.0 11.5 8.5 14.3 37.62004 2.9 3.5 6.5 13.2 18.2 12.62007 1.9 5.2 4.6 11.3 15.0 30.32010 1.8 4.1 4.5 9.7 15.7 12.62013 2.1 2.5 4.3 8.5 14.9 17.42016 11.0 2.6 3.8 9.6 10.3 27.8
Three-year change (percent)1992 42.9 28.6 15.4 -33.1 -67.7 -31.01995 0.0 22.2 11.7 26.9 162.7 35.81998 -33.3 -23.6 7.5 -3.4 -53.8 4.92001 -10.0 90.5 59.7 -25.4 57.1 60.02004 61.1 -56.2 -43.5 55.3 27.3 -66.52007 -34.5 48.6 -29.2 -14.4 -17.6 140.52010 -5.3 -21.2 -2.2 -14.2 4.7 -58.42013 16.7 -39.0 -4.4 -12.4 -5.1 38.12016 423.8 4.0 -11.6 12.9 -30.9 59.8
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with savings bonds
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 16.9 13.5 12.0 36.1 22.81992 17.9 14.1 12.2 33.2 21.41995 14.3 12.1 11.6 36.2 22.61998 11.7 10.4 10.4 30.2 19.42001 13.4 7.9 10.2 26.7 14.72004 10.0 12.6 8.7 29.3 14.92007 10.9 9.4 9.6 24.0 11.62010 6.3 6.3 7.0 18.9 12.42013 6.7 5.1 7.0 14.7 10.62016 7.0 4.1 5.7 12.8 9.2
Three-year change (percentage points)1992 1.0 0.6 0.2 -2.9 -1.41995 -3.6 -2.0 -0.6 3.0 1.21998 -2.6 -1.7 -1.2 -6.0 -3.22001 1.7 -2.5 -0.2 -3.5 -4.72004 -3.4 4.7 -1.5 2.6 0.22007 0.9 -3.2 0.9 -5.3 -3.32010 -4.6 -3.1 -2.6 -5.1 0.82013 0.4 -1.2 0.0 -4.2 -1.82016 0.3 -1.0 -1.3 -1.9 -1.4
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of savings bonds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 1.5 1.1 5.0 0.9 2.31992 0.8 1.1 1.7 0.8 1.31995 1.1 1.6 5.3 0.9 1.91998 1.0 0.9 4.9 0.9 1.82001 0.7 0.7 5.4 1.4 2.02004 0.6 1.1 3.2 0.9 2.52007 1.2 1.7 4.6 1.2 1.72010 1.4 0.6 1.8 0.9 1.32013 0.8 0.5 3.1 1.0 2.12016 0.5 0.8 1.0 0.9 1.5
Three-year change (percent)1992 -46.7 0.0 -66.0 -11.1 -43.51995 37.5 45.5 211.8 12.5 46.21998 -9.1 -43.8 -7.5 0.0 -5.32001 -30.0 -22.2 10.2 55.6 11.12004 -14.3 57.1 -40.7 -35.7 25.02007 100.0 54.5 43.8 33.3 -32.02010 16.7 -64.7 -60.9 -25.0 -23.52013 -42.9 -16.7 72.2 11.1 61.52016 -37.5 60.0 -67.7 -10.0 -28.6
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of savings bonds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 2.5 4.5 14.4 3.4 19.11992 5.5 4.2 7.2 4.1 10.11995 3.0 8.1 17.6 5.5 12.61998 3.9 5.1 16.3 4.5 10.52001 2.6 16.6 17.2 7.1 16.62004 2.8 4.6 7.1 5.9 13.52007 7.6 3.6 20.4 4.3 11.62010 5.0 2.7 8.3 5.2 10.72013 2.9 2.3 15.5 4.3 8.82016 4.2 20.7 19.5 5.2 11.1
Three-year change (percent)1992 120.0 -6.7 -50.0 20.6 -47.11995 -45.5 92.9 144.4 34.1 24.81998 30.0 -37.0 -7.4 -18.2 -16.72001 -33.3 225.5 5.5 57.8 58.12004 7.7 -72.3 -58.7 -16.9 -18.72007 171.4 -21.7 187.3 -27.1 -14.12010 -34.2 -25.0 -59.3 20.9 -7.82013 -42.0 -14.8 86.7 -17.3 -17.82016 44.8 800.0 25.8 20.9 26.1
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with savings bonds
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 9.6 23.3 28.2 35.81992 8.2 19.5 27.3 31.71995 8.6 22.6 24.6 31.81998 7.4 17.9 23.2 24.82001 5.2 14.1 17.6 25.12004 4.2 14.2 21.5 24.22007 3.4 11.5 18.1 21.22010 2.7 9.1 11.5 19.12013 2.8 6.6 10.6 15.42016 1.8 6.3 8.3 13.2
Three-year change (percentage points)1992 -1.4 -3.8 -0.9 -4.11995 0.4 3.1 -2.7 0.11998 -1.2 -4.7 -1.4 -7.02001 -2.2 -3.8 -5.6 0.32004 -1.0 0.1 3.9 -0.92007 -0.8 -2.7 -3.4 -3.02010 -0.7 -2.4 -6.6 -2.12013 0.1 -2.5 -0.9 -3.72016 -1.0 -0.3 -2.3 -2.2
.5
1
1.5
2
2.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of savings bonds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 1.3 1.0 1.1 0.91992 0.5 0.8 1.1 1.51995 1.6 1.1 1.6 1.71998 1.6 0.9 1.0 2.22001 0.5 0.9 1.6 2.02004 0.6 0.8 1.3 1.32007 1.2 1.2 1.2 2.22010 0.5 0.7 0.9 1.12013 0.6 0.8 1.0 1.22016 0.6 0.6 1.0 1.0
Three-year change (percent)1992 -61.5 -20.0 0.0 66.71995 220.0 37.5 45.5 13.31998 0.0 -18.2 -37.5 29.42001 -68.8 0.0 60.0 -9.12004 20.0 -11.1 -18.8 -35.02007 100.0 50.0 -7.7 69.22010 -58.3 -41.7 -25.0 -50.02013 20.0 14.3 11.1 9.12016 0.0 -25.0 0.0 -16.7
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of savings bonds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 4.3 11.4 3.8 7.61992 2.6 4.1 7.2 6.81995 10.3 6.7 7.0 10.21998 5.4 5.6 4.3 10.72001 3.4 4.6 11.6 14.72004 2.9 4.8 9.0 8.02007 2.6 8.6 4.8 9.52010 1.9 4.3 4.6 9.42013 18.4 3.0 5.2 8.12016 4.0 11.6 5.4 11.1
Three-year change (percent)1992 -39.5 -64.0 89.5 -10.51995 296.2 63.4 -2.8 50.01998 -47.6 -16.4 -38.6 4.92001 -37.0 -17.9 169.8 37.42004 -14.7 4.3 -22.4 -45.62007 -10.3 79.2 -46.7 18.82010 -26.9 -50.0 -4.2 -1.12013 868.4 -30.2 13.0 -13.82016 -78.3 286.7 3.8 37.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with savings bonds
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 28.0 9.8 11.6 17.11992 26.0 11.5 3.8 22.21995 26.2 12.3 6.5 12.41998 22.3 8.1 6.2 18.22001 19.5 10.1 3.1 11.32004 21.1 9.3 4.6 12.62007 17.8 8.1 2.7 12.42010 14.8 8.0 2.7 7.82013 12.8 4.7 0.6 7.52016 11.3 3.7 1.6 5.8
Three-year change (percentage points)1992 -2.0 1.7 -7.8 5.11995 0.2 0.8 2.7 -9.81998 -3.9 -4.2 -0.3 5.82001 -2.8 2.0 -3.1 -6.92004 1.6 -0.8 1.5 1.32007 -3.3 -1.2 -1.9 -0.22010 -3.0 -0.1 0.0 -4.62013 -2.0 -3.3 -2.1 -0.32016 -1.5 -1.0 1.0 -1.7
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of savings bonds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 1.1 0.8 1.1 0.91992 1.0 0.8 0.6 3.41995 1.6 0.8 0.3 0.91998 1.5 1.5 0.4 1.62001 1.4 0.7 0.3 4.32004 1.3 0.9 0.6 0.92007 1.2 1.2 0.6 1.42010 1.1 1.4 0.3 1.12013 1.0 1.9 0.8 1.02016 1.0 0.8 0.3 0.8
Three-year change (percent)1992 -9.1 0.0 -45.5 277.81995 60.0 0.0 -50.0 -73.51998 -6.2 87.5 33.3 77.82001 -6.7 -53.3 -25.0 168.82004 -7.1 28.6 100.0 -79.12007 -7.7 33.3 0.0 55.62010 -8.3 16.7 -50.0 -21.42013 -9.1 35.7 166.7 -9.12016 0.0 -57.9 -62.5 -20.0
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of savings bonds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 8.0 4.7 3.2 5.61992 6.0 5.3 1.2 5.81995 8.7 3.0 2.8 10.11998 7.3 3.7 0.9 6.02001 11.2 4.0 4.7 15.42004 7.3 6.3 3.1 11.32007 8.2 4.3 5.6 4.12010 6.7 11.0 2.7 3.32013 6.7 7.3 18.9 4.12016 10.1 8.9 3.2 4.2
Three-year change (percent)1992 -25.0 12.8 -62.5 3.61995 45.0 -43.4 133.3 74.11998 -16.1 23.3 -67.9 -40.62001 53.4 8.1 422.2 156.72004 -34.8 57.5 -34.0 -26.62007 12.3 -31.7 80.6 -63.72010 -18.3 155.8 -51.8 -19.52013 0.0 -33.6 600.0 24.22016 50.7 21.9 -83.1 2.4
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with savings bonds
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 29.8 23.8 15.8 3.91992 27.7 23.1 14.5 10.01995 26.6 25.8 15.2 12.81998 21.8 20.2 14.4 11.92001 19.4 16.6 11.4 7.62004 20.1 18.7 11.4 14.52007 17.0 15.9 10.2 10.72010 13.7 12.9 9.6 5.82013 11.5 10.7 7.8 5.02016 9.3 8.4 8.1 4.8
Three-year change (percentage points)1992 -2.1 -0.7 -1.3 6.11995 -1.1 2.7 0.7 2.81998 -4.8 -5.6 -0.8 -0.92001 -2.4 -3.6 -3.0 -4.32004 0.7 2.1 0.0 6.92007 -3.1 -2.8 -1.2 -3.82010 -3.3 -3.0 -0.6 -4.92013 -2.2 -2.2 -1.8 -0.82016 -2.2 -2.3 0.3 -0.2
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of savings bonds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 0.9 0.9 3.7 1.11992 0.9 0.8 1.7 0.81995 1.4 1.4 3.9 0.61998 1.0 1.3 3.7 1.22001 1.4 2.7 5.4 0.42004 0.9 2.4 3.8 2.52007 1.2 1.2 2.9 2.32010 0.7 1.4 2.2 1.12013 1.0 1.2 3.0 0.42016 0.8 1.0 3.0 1.8
Three-year change (percent)1992 0.0 -11.1 -54.1 -27.31995 55.6 75.0 129.4 -25.01998 -28.6 -7.1 -5.1 100.02001 40.0 107.7 45.9 -66.72004 -35.7 -11.1 -29.6 525.02007 33.3 -50.0 -23.7 -8.02010 -41.7 16.7 -24.1 -52.22013 42.9 -14.3 36.4 -63.62016 -20.0 -16.7 0.0 350.0
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of savings bonds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 3.8 13.2 20.4 1.61992 4.3 6.8 10.4 11.31995 5.8 7.9 19.7 2.71998 5.0 8.3 13.5 5.32001 5.4 23.5 25.6 2.42004 4.8 9.6 16.8 8.02007 5.2 7.2 18.3 4.22010 4.2 8.9 14.7 3.12013 4.4 6.5 14.2 0.82016 6.7 6.5 17.4 8.9
Three-year change (percent)1992 13.2 -48.5 -49.0 606.21995 34.9 16.2 89.4 -76.11998 -13.8 5.1 -31.5 96.32001 8.0 183.1 89.6 -54.72004 -11.1 -59.1 -34.4 233.32007 8.3 -25.0 8.9 -47.52010 -19.2 23.6 -19.7 -26.22013 4.8 -27.0 -3.4 -74.22016 52.3 0.0 22.5 1012.5
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with savings bonds
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 37.8 22.7 26.4 13.31992 33.4 27.1 19.6 13.41995 34.0 21.9 24.9 14.71998 24.4 19.9 20.2 14.02001 23.8 17.4 14.5 10.72004 25.5 18.5 13.8 11.82007 21.1 15.0 13.1 10.32010 17.3 11.0 11.0 8.82013 14.2 10.1 8.4 7.32016 11.8 7.4 7.0 7.6
Three-year change (percentage points)1992 -4.4 4.4 -6.8 0.11995 0.6 -5.2 5.3 1.31998 -9.6 -2.0 -4.7 -0.72001 -0.6 -2.5 -5.7 -3.32004 1.7 1.1 -0.7 1.12007 -4.4 -3.5 -0.7 -1.52010 -3.8 -4.0 -2.1 -1.52013 -3.1 -0.9 -2.6 -1.52016 -2.4 -2.7 -1.4 0.3
0
1
2
3
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of savings bonds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 0.9 0.9 0.9 2.81992 1.7 0.8 0.7 1.61995 1.6 1.3 0.9 2.71998 1.5 0.9 0.9 3.72001 1.4 1.2 0.9 4.12004 1.3 1.0 0.6 2.62007 1.2 1.2 0.8 2.32010 1.1 1.1 0.6 1.72013 1.0 1.0 0.7 2.12016 1.0 0.6 0.4 2.8
Three-year change (percent)1992 88.9 -11.1 -22.2 -42.91995 -5.9 62.5 28.6 68.81998 -6.2 -30.8 0.0 37.02001 -6.7 33.3 0.0 10.82004 -7.1 -16.7 -33.3 -36.62007 -7.7 20.0 33.3 -11.52010 -8.3 -8.3 -25.0 -26.12013 -9.1 -9.1 16.7 23.52016 0.0 -40.0 -42.9 33.3
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of savings bonds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 5.1 4.6 5.3 19.21992 6.8 3.1 3.4 10.51995 8.1 5.7 4.3 16.71998 7.8 4.2 3.9 12.22001 8.0 9.1 6.5 23.02004 6.5 3.8 5.5 15.12007 7.4 3.3 4.1 16.02010 6.4 4.1 2.4 13.02013 5.8 3.6 3.3 12.42016 6.4 8.8 4.5 16.5
Three-year change (percent)1992 33.3 -32.6 -35.8 -45.31995 19.1 83.9 26.5 59.01998 -3.7 -26.3 -9.3 -26.92001 2.6 116.7 66.7 88.52004 -18.8 -58.2 -15.4 -34.32007 13.8 -13.2 -25.5 6.02010 -13.5 24.2 -41.5 -18.82013 -9.4 -12.2 37.5 -4.62016 10.3 144.4 36.4 33.1
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with savings bonds
RegionYear Northeast Midwest South West
Level (percent)1989 32.2 24.2 18.0 24.81992 29.6 26.9 17.2 18.31995 31.2 25.7 19.0 17.91998 25.3 22.0 16.5 15.72001 21.1 22.9 12.0 14.12004 21.5 23.6 12.7 16.12007 18.9 16.0 12.0 15.02010 16.9 13.5 9.8 10.12013 13.0 14.5 7.3 7.72016 14.3 12.1 5.4 6.3
Three-year change (percentage points)1992 -2.6 2.7 -0.8 -6.51995 1.6 -1.2 1.8 -0.41998 -5.9 -3.7 -2.5 -2.22001 -4.2 0.9 -4.5 -1.62004 0.4 0.7 0.7 2.02007 -2.6 -7.6 -0.7 -1.12010 -2.0 -2.5 -2.2 -4.92013 -3.9 1.0 -2.5 -2.42016 1.3 -2.4 -1.9 -1.4
.5
1
1.5
2
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of savings bonds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 1.3 0.9 1.1 0.91992 1.0 0.8 1.0 1.61995 1.6 1.6 1.3 1.61998 1.5 1.5 1.0 0.72001 1.6 1.5 1.0 1.42004 1.9 1.0 1.3 0.82007 1.2 1.2 1.4 1.22010 1.1 0.6 1.1 1.12013 1.9 1.0 1.0 1.02016 1.0 0.6 1.0 1.0
Three-year change (percent)1992 -23.1 -11.1 -9.1 77.81995 60.0 100.0 30.0 0.01998 -6.2 -6.2 -23.1 -56.22001 6.7 0.0 0.0 100.02004 18.8 -33.3 30.0 -42.92007 -36.8 20.0 7.7 50.02010 -8.3 -50.0 -21.4 -8.32013 72.7 66.7 -9.1 -9.12016 -47.4 -40.0 0.0 0.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of savings bonds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 9.1 8.8 6.4 5.51992 5.8 4.5 6.2 8.01995 7.8 9.4 7.7 8.21998 8.1 6.2 7.6 5.32001 6.7 9.1 5.2 26.12004 9.8 7.4 5.5 6.72007 8.5 5.4 7.4 9.42010 5.9 4.3 8.3 8.92013 7.0 5.6 7.5 6.62016 13.4 5.3 12.1 6.5
Three-year change (percent)1992 -36.3 -48.9 -3.1 45.51995 34.5 108.9 24.2 2.51998 3.8 -34.0 -1.3 -35.42001 -17.3 46.8 -31.6 392.52004 46.3 -18.7 5.8 -74.32007 -13.3 -27.0 34.5 40.32010 -30.6 -20.4 12.2 -5.32013 18.6 30.2 -9.6 -25.82016 91.4 -5.4 61.3 -1.5
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with savings bonds
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 25.6 16.61992 23.4 17.41995 23.8 17.01998 19.7 17.02001 16.4 18.22004 18.4 14.02007 15.1 13.82010 12.7 8.82013 10.1 9.92016 8.8 7.8
Three-year change (percentage points)1992 -2.2 0.81995 0.4 -0.41998 -4.1 0.02001 -3.3 1.22004 2.0 -4.22007 -3.3 -0.22010 -2.4 -5.02013 -2.6 1.12016 -1.3 -2.1
.4
.6
.8
1
1.2
1.4
1.6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of savings bonds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 1.1 1.41992 1.2 0.51995 1.6 1.61998 1.5 0.92001 1.4 0.82004 1.3 1.32007 1.2 1.42010 1.1 0.62013 1.0 1.02016 1.0 0.5
Three-year change (percent)1992 9.1 -64.31995 33.3 220.01998 -6.2 -43.82001 -6.7 -11.12004 -7.1 62.52007 -7.7 7.72010 -8.3 -57.12013 -9.1 66.72016 0.0 -50.0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of savings bonds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 6.8 12.51992 6.2 3.91995 8.5 6.71998 7.3 4.62001 11.3 6.82004 7.7 4.82007 7.4 8.92010 7.1 4.82013 7.1 3.12016 10.1 5.0
Three-year change (percent)1992 -8.8 -68.81995 37.1 71.81998 -14.1 -31.32001 54.8 47.82004 -31.9 -29.42007 -3.9 85.42010 -4.1 -46.12013 0.0 -35.42016 42.3 61.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with savings bonds
Housing statusYear Owner Renter or other
Level (percent)1989 29.2 14.51992 27.4 13.21995 28.3 12.71998 23.3 11.52001 21.2 7.22004 21.2 9.52007 18.2 7.52010 15.0 5.82013 13.0 4.52016 11.4 3.7
Three-year change (percentage points)1992 -1.8 -1.31995 0.9 -0.51998 -5.0 -1.22001 -2.1 -4.32004 0.0 2.32007 -3.0 -2.02010 -3.2 -1.72013 -2.0 -1.32016 -1.6 -0.8
.4
.6
.8
1
1.2
1.4
1.6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of savings bonds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 1.2 0.91992 1.2 0.81995 1.6 1.61998 1.5 0.92001 1.6 0.52004 1.3 0.92007 1.2 0.82010 1.1 0.62013 1.2 0.52016 1.0 0.5
Three-year change (percent)1992 0.0 -11.11995 33.3 100.01998 -6.2 -43.82001 6.7 -44.42004 -18.8 80.02007 -7.7 -11.12010 -8.3 -25.02013 9.1 -16.72016 -16.7 0.0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of savings bonds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 8.9 2.81992 6.4 3.91995 8.8 6.21998 7.2 5.82001 10.7 10.02004 7.5 6.72007 8.0 5.52010 7.3 4.22013 6.9 4.72016 10.7 3.2
Three-year change (percent)1992 -28.1 39.31995 37.5 59.01998 -18.2 -6.52001 48.6 72.42004 -29.9 -33.02007 6.7 -17.92010 -8.8 -23.62013 -5.5 11.92016 55.1 -31.9
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with savings bonds
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 8.7 19.3 32.7 36.3 32.51992 9.1 19.1 29.1 33.7 29.11995 8.3 19.9 27.6 34.6 36.41998 7.0 16.3 24.0 27.8 33.22001 4.3 13.0 23.4 25.9 26.12004 6.2 13.2 22.9 28.0 28.32007 4.8 12.3 17.6 25.9 23.22010 4.8 7.0 14.2 21.6 22.82013 3.3 6.7 12.4 17.5 18.12016 2.4 5.7 9.9 15.9 17.6
Three-year change (percentage points)1992 0.4 -0.2 -3.6 -2.6 -3.41995 -0.8 0.8 -1.5 0.9 7.31998 -1.3 -3.6 -3.6 -6.8 -3.22001 -2.7 -3.3 -0.6 -1.9 -7.12004 1.9 0.2 -0.5 2.1 2.22007 -1.4 -0.9 -5.3 -2.1 -5.12010 0.0 -5.3 -3.4 -4.3 -0.42013 -1.5 -0.3 -1.8 -4.1 -4.72016 -0.9 -1.0 -2.5 -1.6 -0.5
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of savings bonds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.5 0.9 0.9 1.9 3.11992 0.4 0.7 0.8 1.7 3.41995 0.3 0.9 1.6 2.3 4.31998 0.6 0.7 1.5 3.0 3.02001 0.3 0.7 1.4 2.7 2.72004 0.4 0.6 1.3 2.2 3.22007 0.6 0.8 1.4 2.3 4.12010 0.2 0.6 0.7 1.5 3.32013 0.5 0.6 1.0 2.1 3.62016 0.2 0.5 0.8 2.0 3.0
Three-year change (percent)1992 -20.0 -22.2 -11.1 -10.5 9.71995 -25.0 28.6 100.0 35.3 26.51998 100.0 -22.2 -6.2 30.4 -30.22001 -50.0 0.0 -6.7 -10.0 -10.02004 33.3 -14.3 -7.1 -18.5 18.52007 50.0 33.3 7.7 4.5 28.12010 -66.7 -25.0 -50.0 -34.8 -19.52013 150.0 0.0 42.9 40.0 9.12016 -40.0 -16.7 -20.0 -4.8 -16.7
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of savings bonds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.2 2.0 4.2 9.3 25.61992 0.8 2.3 2.9 8.1 19.31995 1.0 2.4 4.1 11.9 23.21998 1.0 2.1 4.8 12.3 13.22001 0.6 2.1 5.2 13.0 34.12004 0.9 3.4 3.4 11.3 17.42007 1.2 1.8 6.1 9.3 18.82010 0.8 2.7 2.5 9.1 16.52013 0.9 1.6 4.5 7.2 16.62016 1.0 2.6 4.5 8.4 26.6
Three-year change (percent)1992 -33.3 15.0 -31.0 -12.9 -24.61995 25.0 4.3 41.4 46.9 20.21998 0.0 -12.5 17.1 3.4 -43.12001 -40.0 0.0 8.3 5.7 158.32004 50.0 61.9 -34.6 -13.1 -49.02007 33.3 -47.1 79.4 -17.7 8.02010 -33.3 50.0 -59.0 -2.2 -12.22013 12.5 -40.7 80.0 -20.9 0.62016 11.1 62.5 0.0 16.7 60.2
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with directly held bonds
Year All familiesLevel (percent)
1989 5.71992 4.31995 3.11998 3.02001 3.02004 1.82007 1.62010 1.62013 1.42016 1.2
Three-year change (percentage points)1992 -1.41995 -1.21998 -0.12001 0.02004 -1.22007 -0.22010 0.02013 -0.22016 -0.2
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of directly held bonds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 52.21992 50.31995 45.81998 66.12001 58.92004 82.72007 92.62010 151.42013 97.42016 100.0
Three-year change (percent)1992 -3.61995 -8.91998 44.32001 -10.92004 40.42007 12.02010 63.52013 -35.72016 2.7
200
300
400
500
600
700
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of directly held bonds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 215.81992 228.41995 289.61998 286.32001 394.62004 695.72007 665.02010 679.82013 599.82016 771.0
Three-year change (percent)1992 5.81995 26.81998 -1.12001 37.82004 76.32007 -4.42010 2.22013 -11.82016 28.5
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with directly held bonds
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.3 1.9 3.9 5.6 7.3 26.11992 0.7 2.1 2.2 4.5 6.0 17.61995 0.2 0.7 2.3 3.5 5.0 12.41998 0.7 1.4 2.7 2.9 3.2 10.82001 0.3 1.0 1.5 3.7 3.9 12.72004 0.0 0.1 1.1 2.1 2.9 8.92007 0.3 0.5 0.5 1.4 1.8 8.92010 0.1 0.8 0.8 1.3 2.0 8.32013 0.2 1.0 1.1 0.8 1.1 6.92016 0.4 0.6 0.4 1.0 1.6 6.0
Three-year change (percentage points)1992 0.4 0.2 -1.7 -1.1 -1.3 -8.51995 -0.5 -1.4 0.1 -1.0 -1.0 -5.21998 0.5 0.7 0.4 -0.6 -1.8 -1.62001 -0.4 -0.4 -1.2 0.8 0.7 1.92004 -0.3 -0.9 -0.4 -1.6 -1.0 -3.82007 0.3 0.4 -0.6 -0.7 -1.1 0.02010 -0.2 0.3 0.3 -0.1 0.2 -0.62013 0.1 0.2 0.3 -0.5 -0.9 -1.42016 0.2 -0.4 -0.7 0.2 0.5 -0.9
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of directly held bonds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 24.3 46.6 29.9 36.4 50.4 65.31992 16.8 21.8 33.5 67.1 25.2 135.81995 31.7 58.2 39.2 45.4 23.5 78.31998 11.4 12.0 31.2 27.9 28.0 159.32001 40.1 27.1 13.5 54.2 67.7 120.22004 . 12.7 22.6 101.7 44.5 203.52007 11.6 52.6 115.8 22.0 93.8 289.52010 22.1 51.5 66.3 33.2 155.9 328.52013 1.0 20.6 29.3 41.2 71.7 412.42016 40.0 100.0 30.0 80.0 99.7 386.0
Three-year change (percent)1992 -30.9 -53.2 12.0 84.3 -50.0 108.01995 88.7 167.0 17.0 -32.3 -6.7 -42.31998 -64.0 -79.4 -20.4 -38.5 19.1 103.42001 251.8 125.8 -56.7 94.3 141.8 -24.52004 . -53.1 67.4 87.6 -34.3 69.32007 . 314.2 412.4 -78.4 110.8 42.32010 90.5 -2.1 -42.7 50.9 66.2 13.52013 -95.5 -60.0 -55.8 24.1 -54.0 25.52016 3900.0 385.4 2.4 94.2 39.1 -6.4
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of directly held bonds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 83.6 64.9 86.9 99.8 122.1 355.91992 24.5 29.0 51.5 128.3 65.6 443.41995 118.2 88.3 64.4 84.0 137.3 579.61998 54.8 131.5 88.7 112.6 78.5 615.72001 100.6 41.0 39.7 138.4 175.0 764.42004 . 9.0 69.2 224.8 220.5 1232.42007 92.2 46.9 204.0 96.0 166.5 1100.72010 799.1 81.2 96.8 110.5 244.4 1188.92013 14.5 209.3 78.2 224.9 140.7 1069.22016 103.0 106.0 77.2 150.7 496.5 1343.7
Three-year change (percent)1992 -70.7 -55.3 -40.7 28.6 -46.3 24.61995 382.4 204.5 25.0 -34.5 109.3 30.71998 -53.6 48.9 37.7 34.0 -42.8 6.22001 83.6 -68.8 -55.2 22.9 122.9 24.22004 . -78.0 74.3 62.4 26.0 61.22007 . 421.1 194.8 -57.3 -24.5 -10.72010 766.7 73.1 -52.5 15.1 46.8 8.02013 -98.2 157.8 -19.2 103.5 -42.4 -10.12016 610.3 -49.4 -1.3 -33.0 252.9 25.7
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with directly held bonds
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 1.5 4.1 5.2 9.8 12.1 8.11992 1.5 2.5 5.6 5.0 7.5 8.51995 0.6 1.7 4.5 3.1 5.7 7.01998 1.0 1.5 2.8 3.5 7.2 5.92001 0.4 2.1 2.8 6.1 3.9 5.72004 0.2 0.6 1.8 3.3 4.3 3.02007 0.3 0.7 1.1 2.1 4.2 3.52010 0.3 0.4 1.4 2.4 3.4 3.62013 0.4 0.6 0.6 1.6 4.0 2.72016 0.3 0.7 0.6 1.6 2.7 2.4
Three-year change (percentage points)1992 0.0 -1.6 0.4 -4.8 -4.6 0.41995 -0.9 -0.8 -1.1 -1.9 -1.8 -1.51998 0.4 -0.2 -1.7 0.4 1.5 -1.12001 -0.6 0.6 0.0 2.6 -3.3 -0.22004 -0.2 -1.5 -1.0 -2.8 0.4 -2.72007 0.1 0.1 -0.7 -1.2 -0.1 0.52010 0.0 -0.3 0.3 0.3 -0.8 0.12013 0.1 0.2 -0.8 -0.8 0.6 -0.92016 -0.1 0.1 0.0 0.0 -1.3 -0.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of directly held bonds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 13.1 18.7 18.7 65.3 65.3 56.01992 16.8 33.5 67.1 83.9 53.7 58.71995 3.1 17.2 39.2 15.7 78.3 62.61998 4.4 81.6 46.7 147.5 76.7 27.82001 12.2 18.5 81.3 81.3 96.7 47.42004 16.9 12.7 38.2 101.7 50.9 375.22007 1.2 11.3 231.6 105.1 57.9 115.82010 11.1 11.1 165.8 276.3 110.5 155.92013 1.0 77.3 93.1 104.5 200.9 38.52016 39.3 60.0 392.7 386.0 100.0 62.0
Three-year change (percent)1992 28.2 79.1 258.8 28.5 -17.8 4.81995 -81.5 -48.7 -41.6 -81.3 45.8 6.61998 41.9 374.4 19.1 839.5 -2.0 -55.62001 177.3 -77.3 74.1 -44.9 26.1 70.52004 38.5 -31.4 -53.0 25.1 -47.4 691.62007 -92.9 -11.0 506.3 3.3 13.8 -69.12010 825.0 -1.8 -28.4 162.9 90.8 34.62013 -91.0 596.4 -43.8 -62.2 81.8 -75.32016 3830.0 -22.4 321.8 269.4 -50.2 61.0
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of directly held bonds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 32.1 205.4 204.5 162.9 216.5 443.31992 30.1 194.0 217.3 338.9 235.8 260.01995 30.7 227.3 190.4 463.4 411.0 276.91998 48.1 196.5 315.5 509.8 267.4 263.42001 439.4 97.5 501.4 469.7 536.7 314.72004 17.4 364.1 370.0 886.6 608.0 1132.22007 133.2 418.3 1274.0 628.9 530.7 645.92010 85.7 567.5 766.3 792.0 586.3 706.22013 120.5 238.2 838.3 448.3 864.6 460.82016 85.8 714.3 1090.1 980.9 873.2 419.6
Three-year change (percent)1992 -6.2 -5.6 6.3 108.0 8.9 -41.31995 2.0 17.2 -12.4 36.7 74.3 6.51998 56.7 -13.6 65.7 10.0 -34.9 -4.92001 813.5 -50.4 58.9 -7.9 100.7 19.52004 -96.0 273.4 -26.2 88.8 13.3 259.82007 665.5 14.9 244.3 -29.1 -12.7 -43.02010 -35.7 35.7 -39.9 25.9 10.5 9.32013 40.6 -58.0 9.4 -43.4 47.5 -34.72016 -28.8 199.9 30.0 118.8 1.0 -8.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with directly held bonds
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 2.6 2.0 7.3 3.7 12.11992 1.4 2.1 4.6 4.0 7.21995 1.3 0.9 4.0 3.0 4.91998 1.0 1.9 4.7 2.3 4.32001 0.7 1.2 2.8 2.9 4.92004 0.4 0.4 2.6 1.7 3.02007 0.3 0.6 2.1 1.2 2.92010 0.6 0.3 2.5 1.2 2.92013 0.4 0.4 1.7 0.9 2.92016 0.2 0.6 1.9 0.8 1.9
Three-year change (percentage points)1992 -1.2 0.1 -2.7 0.3 -4.91995 -0.1 -1.2 -0.6 -1.0 -2.31998 -0.3 1.0 0.7 -0.7 -0.62001 -0.3 -0.7 -1.9 0.6 0.62004 -0.3 -0.8 -0.2 -1.2 -1.92007 -0.1 0.2 -0.5 -0.5 -0.12010 0.3 -0.3 0.4 0.0 0.02013 -0.2 0.1 -0.8 -0.3 0.02016 -0.2 0.2 0.2 -0.1 -1.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of directly held bonds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 3.7 56.0 56.0 33.6 65.31992 8.4 41.3 50.3 49.5 53.71995 3.9 70.5 117.5 29.8 46.61998 193.3 22.1 31.7 66.1 81.62001 20.3 10.7 47.1 35.2 97.42004 23.8 38.2 78.8 40.7 114.52007 158.4 115.8 57.9 93.8 92.62010 6.1 110.5 132.6 142.6 193.42013 16.5 4.1 38.5 154.7 134.02016 40.0 156.5 100.0 70.0 135.0
Three-year change (percent)1992 127.0 -26.2 -10.2 47.3 -17.81995 -53.6 70.7 133.6 -39.8 -13.21998 4856.4 -68.7 -73.0 121.8 75.12001 -89.5 -51.6 48.6 -46.7 19.42004 17.2 257.0 67.3 15.6 17.62007 565.5 203.1 -26.5 130.5 -19.12010 -96.1 -4.6 129.0 52.0 108.92013 170.5 -96.3 -71.0 8.5 -30.72016 142.4 3717.1 159.7 -54.8 0.7
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of directly held bonds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 19.3 120.7 141.3 258.8 258.11992 70.0 99.2 227.4 204.7 285.61995 96.5 127.9 326.2 281.0 321.41998 293.9 105.5 185.2 255.6 416.52001 12.5 287.2 217.1 354.3 502.12004 792.6 115.4 452.6 525.4 967.62007 723.3 563.3 347.4 768.3 752.92010 213.1 265.6 454.3 764.3 817.52013 74.6 96.3 209.1 582.6 809.72016 953.3 1027.8 488.0 643.7 951.7
Three-year change (percent)1992 262.7 -17.8 60.9 -20.9 10.71995 37.9 28.9 43.4 37.3 12.51998 204.6 -17.5 -43.2 -9.0 29.62001 -95.7 172.2 17.2 38.6 20.62004 6240.8 -59.8 108.5 48.3 92.72007 -8.7 388.1 -23.2 46.2 -22.22010 -70.5 -52.8 30.8 -0.5 8.62013 -65.0 -63.7 -54.0 -23.8 -1.02016 1177.9 967.3 133.4 10.5 17.5
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with directly held bonds
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 1.0 3.4 4.9 14.41992 1.2 2.1 4.0 9.11995 1.2 1.5 2.3 7.31998 0.8 1.1 2.1 7.32001 0.1 1.0 2.8 7.02004 0.4 0.4 1.0 4.52007 0.2 0.6 1.5 3.52010 0.2 0.2 1.1 4.12013 0.1 0.6 0.7 3.22016 0.0 0.4 0.8 2.7
Three-year change (percentage points)1992 0.2 -1.3 -0.9 -5.31995 0.0 -0.6 -1.7 -1.81998 -0.4 -0.4 -0.2 0.02001 -0.7 -0.1 0.7 -0.32004 0.3 -0.6 -1.8 -2.52007 -0.2 0.2 0.5 -1.02010 0.0 -0.4 -0.4 0.62013 -0.1 0.4 -0.4 -0.92016 -0.1 -0.2 0.1 -0.5
0
1000
2000
3000
4000
5000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of directly held bonds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 52.2 46.6 56.0 46.61992 50.3 21.8 41.9 58.71995 39.2 31.3 37.6 76.41998 12.3 70.1 57.4 67.92001 61.7 29.1 80.0 67.72004 78.8 25.4 50.9 105.12007 657.8 53.8 57.9 115.82010 1.8 55.0 44.2 181.32013 5361.7 25.8 41.2 154.72016 2550.0 45.0 100.0 139.9
Three-year change (percent)1992 -3.6 -53.2 -25.2 26.01995 -22.1 43.6 -10.3 30.21998 -68.6 124.0 52.7 -11.12001 401.6 -58.5 39.4 -0.32004 27.7 -12.7 -36.4 55.22007 734.8 111.8 13.8 10.22010 -99.7 2.2 -23.7 56.62013 297772.2 -53.1 -6.8 -14.72016 -52.4 74.4 142.7 -9.6
0
1000
2000
3000
4000
5000
6000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of directly held bonds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 80.1 102.7 348.0 223.81992 166.8 109.7 146.3 292.51995 320.6 230.7 194.9 331.31998 229.4 230.9 404.6 268.22001 96.7 157.7 232.0 489.42004 395.2 300.5 530.5 776.22007 834.0 240.3 419.4 825.32010 6.4 499.3 346.3 771.22013 5784.2 269.8 511.2 631.42016 2550.0 182.4 555.0 886.8
Three-year change (percent)1992 108.2 6.8 -58.0 30.71995 92.2 110.3 33.2 13.31998 -28.4 0.1 107.6 -19.02001 -57.8 -31.7 -42.7 82.52004 308.7 90.6 128.7 58.62007 111.0 -20.0 -20.9 6.32010 -99.2 107.8 -17.4 -6.62013 90278.1 -46.0 47.6 -18.12016 -55.9 -32.4 8.6 40.4
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with directly held bonds
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 7.2 0.5 0.4 4.21992 5.3 0.4 0.0 5.41995 3.8 0.4 0.1 2.01998 3.7 0.2 0.5 0.72001 3.8 0.5 0.2 0.62004 2.5 0.0 0.0 0.52007 2.1 0.0 0.1 1.32010 2.3 0.0 0.2 0.52013 2.0 0.3 0.0 0.32016 1.7 0.4 0.0 0.6
Three-year change (percentage points)1992 -1.9 -0.1 -0.4 1.21995 -1.5 0.0 0.1 -3.41998 -0.1 -0.2 0.4 -1.32001 0.1 0.3 -0.3 -0.12004 -1.3 -0.5 -0.2 -0.12007 -0.4 0.0 0.1 0.82010 0.2 0.0 0.1 -0.82013 -0.3 0.3 -0.2 -0.22016 -0.3 0.1 0.0 0.3
0
5000
10000
15000
20000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of directly held bonds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 52.2 11.7 64.6 46.61992 50.3 49.5 19579.8 21.81995 45.8 14.3 216.2 73.61998 67.9 19.2 147.5 0.22001 67.7 6.4 112.4 13.52004 101.7 8333.3 635.9 6.52007 111.0 0.9 208.2 22.82010 157.0 439.9 1.8 5.52013 98.0 16.5 . 573.72016 100.0 156.5 1700.0 29.0
Three-year change (percent)1992 -3.6 323.1 30209.3 -53.21995 -8.9 -71.1 -98.9 237.61998 48.3 34.3 -31.8 -99.72001 -0.3 -66.7 -23.8 6650.02004 50.2 130107.8 465.7 -51.92007 9.1 -100.0 -67.3 250.82010 41.4 48777.8 -99.1 -75.92013 -37.6 -96.2 . 10330.92016 2.0 848.5 . -94.9
0
5000
10000
15000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of directly held bonds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 222.9 30.1 132.5 94.91992 227.4 67.8 16187.1 278.71995 288.5 12.8 185.4 510.61998 293.0 53.6 101.7 82.62001 406.2 10.8 119.2 229.12004 704.3 8333.3 635.9 102.52007 710.6 51.2 803.6 72.22010 702.6 1250.3 71.6 231.62013 621.6 46.8 . 476.42016 761.3 212.6 2046.9 1351.2
Three-year change (percent)1992 2.0 125.2 12116.7 193.71995 26.9 -81.1 -98.9 83.21998 1.6 318.8 -45.1 -83.82001 38.6 -79.9 17.2 177.42004 73.4 77060.2 433.5 -55.32007 0.9 -99.4 26.4 -29.62010 -1.1 2342.0 -91.1 220.82013 -11.5 -96.3 . 105.72016 22.5 354.3 . 183.6
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with directly held bonds
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 3.9 10.4 8.7 1.51992 3.3 7.2 6.2 0.71995 2.5 5.3 4.2 0.31998 1.9 5.4 5.1 0.02001 2.0 6.1 4.5 0.62004 0.8 4.3 3.5 0.52007 0.9 4.2 2.3 0.52010 1.0 3.5 2.6 0.22013 0.6 3.3 2.8 0.02016 0.7 2.1 2.0 0.7
Three-year change (percentage points)1992 -0.6 -3.2 -2.5 -0.81995 -0.8 -1.9 -2.0 -0.41998 -0.6 0.1 0.9 -0.32001 0.1 0.7 -0.6 0.62004 -1.2 -1.8 -1.0 -0.12007 0.1 -0.1 -1.2 0.02010 0.1 -0.7 0.3 -0.32013 -0.4 -0.2 0.2 -0.22016 0.1 -1.2 -0.8 0.7
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of directly held bonds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 18.7 65.3 56.0 74.61992 41.9 83.9 53.7 74.71995 27.8 78.3 61.1 137.61998 22.1 221.3 73.8 3320.92001 35.2 97.4 67.8 51.72004 31.8 165.3 114.5 14.82007 54.2 173.7 92.0 379.22010 110.5 284.5 154.7 236.32013 200.9 111.6 61.9 .2016 151.5 310.1 80.0 21.9
Three-year change (percent)1992 124.1 28.5 -4.1 0.11995 -33.7 -6.7 13.8 84.21998 -20.5 182.6 20.8 2313.42001 59.3 -56.0 -8.1 -98.42004 -9.7 69.7 68.9 -71.42007 70.4 5.1 -19.7 2462.22010 103.9 63.8 68.2 -37.72013 81.8 -60.8 -60.0 .2016 -24.6 177.9 29.2 .
0
500
1000
1500
2000
2500
3000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of directly held bonds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 154.3 318.2 230.5 78.91992 165.2 340.2 247.4 139.61995 156.0 482.4 376.8 239.91998 169.9 550.4 256.8 2919.02001 272.9 579.9 408.3 465.22004 432.6 1099.7 613.3 146.42007 688.2 838.4 498.0 990.12010 522.8 1177.7 504.8 799.62013 611.7 718.4 545.0 .2016 927.0 1187.6 531.7 133.8
Three-year change (percent)1992 7.1 6.9 7.3 76.91995 -5.6 41.8 52.3 71.81998 8.9 14.1 -31.8 1116.82001 60.6 5.4 59.0 -84.12004 58.5 89.6 50.2 -68.52007 59.1 -23.8 -18.8 576.32010 -24.0 40.5 1.4 -19.22013 17.0 -39.0 8.0 .2016 51.5 65.3 -2.4 .
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with directly held bonds
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 10.4 3.5 1.6 7.21992 8.4 2.4 0.9 4.91995 5.8 2.5 1.1 3.41998 4.9 1.6 0.8 4.32001 5.1 1.7 0.6 3.82004 3.1 0.3 0.2 3.02007 3.1 0.4 0.3 2.02010 2.6 0.8 0.3 2.12013 2.1 0.3 0.1 2.32016 1.8 0.4 0.2 1.8
Three-year change (percentage points)1992 -2.0 -1.1 -0.7 -2.31995 -2.6 0.1 0.2 -1.51998 -0.9 -0.9 -0.3 0.92001 0.2 0.1 -0.2 -0.52004 -2.0 -1.4 -0.4 -0.82007 0.0 0.1 0.1 -1.02010 -0.5 0.4 0.0 0.12013 -0.5 -0.5 -0.2 0.22016 -0.3 0.1 0.1 -0.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of directly held bonds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 37.3 13.1 18.7 56.01992 55.3 41.9 33.5 53.71995 65.0 45.4 13.9 61.11998 36.4 132.8 11.8 73.82001 58.9 27.1 40.6 67.72004 63.6 44.5 12.7 101.72007 92.6 142.7 1.2 111.02010 187.9 40.2 1.8 155.92013 154.7 309.3 54.9 61.92016 330.0 230.0 52.0 67.7
Three-year change (percent)1992 48.3 219.8 79.1 -4.11995 17.5 8.4 -58.5 13.81998 -44.0 192.5 -15.1 20.82001 61.8 -79.6 244.1 -8.32004 8.0 64.2 -68.7 50.22007 45.6 220.7 -90.6 9.12010 102.9 -71.8 50.0 40.52013 -17.7 669.4 2950.0 -60.32016 113.3 -25.6 -5.3 9.4
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of directly held bonds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 241.4 172.0 102.0 224.11992 229.0 175.7 245.9 243.51995 289.8 180.0 192.5 374.61998 330.6 365.7 76.2 258.62001 447.8 267.5 77.3 409.72004 833.5 637.3 8.7 601.52007 824.5 529.6 45.5 516.92010 920.5 525.3 64.6 512.22013 674.0 736.6 125.8 545.02016 1085.9 966.7 274.6 506.2
Three-year change (percent)1992 -5.1 2.2 141.1 8.71995 26.6 2.4 -21.7 53.81998 14.1 103.2 -60.4 -31.02001 35.5 -26.9 1.4 58.42004 86.1 138.2 -88.7 46.82007 -1.1 -16.9 423.0 -14.12010 11.6 -0.8 42.0 -0.92013 -26.8 40.2 94.7 6.42016 61.1 31.2 118.3 -7.1
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with directly held bonds
RegionYear Northeast Midwest South West
Level (percent)1989 7.6 5.9 4.0 6.31992 5.1 4.0 3.9 4.21995 3.6 3.4 2.6 2.91998 3.5 2.1 2.1 4.82001 4.1 2.5 2.9 2.62004 1.9 1.6 2.0 1.72007 2.0 1.2 1.7 1.62010 2.0 0.8 1.5 2.32013 1.9 1.8 1.0 1.42016 1.2 1.2 0.9 1.7
Three-year change (percentage points)1992 -2.5 -1.9 -0.1 -2.11995 -1.5 -0.6 -1.3 -1.31998 -0.1 -1.3 -0.5 1.92001 0.6 0.4 0.8 -2.22004 -2.2 -0.9 -0.9 -0.92007 0.1 -0.4 -0.3 -0.12010 0.0 -0.4 -0.2 0.72013 -0.1 1.0 -0.5 -0.92016 -0.7 -0.6 -0.1 0.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of directly held bonds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 56.0 56.0 37.3 37.31992 53.7 38.6 41.9 67.11995 47.0 52.1 44.7 39.21998 73.8 36.9 76.8 41.32001 115.2 25.8 52.7 22.42004 190.8 82.7 50.9 127.22007 132.8 57.1 115.8 69.52010 115.0 331.6 221.1 110.52013 154.7 38.5 134.0 205.72016 393.3 40.0 80.0 100.0
Three-year change (percent)1992 -4.1 -31.1 12.3 79.91995 -12.5 35.0 6.7 -41.61998 57.0 -29.2 71.8 5.42001 56.1 -30.1 -31.4 -45.82004 65.6 220.5 -3.4 467.92007 -30.4 -31.0 127.5 -45.42010 -13.4 480.7 90.9 59.02013 34.5 -88.4 -39.4 86.22016 154.2 3.9 -40.3 -51.4
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of directly held bonds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 253.9 179.5 158.2 270.21992 291.0 220.5 203.8 201.31995 425.3 207.3 290.0 239.91998 374.9 252.0 329.5 211.72001 422.7 283.6 476.1 312.62004 916.4 717.5 570.2 700.72007 860.8 513.1 681.5 546.42010 581.7 975.3 779.9 538.12013 673.5 381.8 667.5 716.02016 1067.0 779.5 638.5 722.8
Three-year change (percent)1992 14.6 22.8 28.8 -25.51995 46.2 -6.0 42.3 19.21998 -11.9 21.6 13.6 -11.82001 12.8 12.5 44.5 47.72004 116.8 153.0 19.8 124.22007 -6.1 -28.5 19.5 -22.02010 -32.4 90.1 14.4 -1.52013 15.8 -60.9 -14.4 33.12016 58.4 104.2 -4.3 0.9
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with directly held bonds
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 6.4 2.51992 4.7 2.21995 3.4 1.21998 3.2 1.72001 3.1 1.92004 2.0 0.82007 1.8 0.82010 1.8 0.82013 1.5 1.22016 1.2 1.1
Three-year change (percentage points)1992 -1.7 -0.31995 -1.3 -1.01998 -0.2 0.52001 -0.1 0.22004 -1.1 -1.12007 -0.2 0.02010 0.0 0.02013 -0.3 0.42016 -0.3 -0.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of directly held bonds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 53.4 18.71992 53.7 21.81995 44.7 140.91998 73.8 4.42001 67.7 54.22004 101.7 25.42007 115.8 57.92010 157.6 58.72013 123.6 38.52016 135.0 30.0
Three-year change (percent)1992 0.6 16.61995 -16.8 546.31998 65.1 -96.92001 -8.3 1131.82004 50.2 -53.12007 13.9 128.02010 36.1 1.42013 -21.6 -34.42016 9.2 -22.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of directly held bonds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 228.1 80.91992 247.6 50.91995 284.2 374.71998 308.7 41.82001 408.4 251.72004 744.6 54.12007 713.2 131.62010 681.7 659.52013 658.8 114.62016 859.6 60.0
Three-year change (percent)1992 8.5 -37.11995 14.8 636.11998 8.6 -88.82001 32.3 502.22004 82.3 -78.52007 -4.2 143.32010 -4.4 401.12013 -3.4 -82.62016 30.5 -47.6
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with directly held bonds
Housing statusYear Owner Renter or other
Level (percent)1989 7.7 2.21992 5.9 1.31995 4.3 0.91998 3.8 1.32001 4.0 0.72004 2.6 0.22007 2.2 0.42010 2.3 0.32013 2.0 0.32016 1.7 0.4
Three-year change (percentage points)1992 -1.8 -0.91995 -1.6 -0.41998 -0.5 0.42001 0.2 -0.62004 -1.4 -0.52007 -0.4 0.22010 0.1 -0.12013 -0.3 0.02016 -0.3 0.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of directly held bonds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 52.2 37.11992 50.3 41.91995 61.1 11.01998 61.2 73.82001 67.7 40.12004 82.7 165.32007 115.8 17.42010 142.6 181.32013 98.0 23.52016 100.0 63.9
Three-year change (percent)1992 -3.6 12.91995 21.5 -73.71998 0.2 570.92001 10.6 -45.72004 22.2 312.22007 40.0 -89.52010 23.1 942.02013 -31.3 -87.02016 2.0 171.9
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of directly held bonds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 233.7 103.21992 233.6 186.61995 302.4 172.01998 305.8 178.62001 418.9 112.92004 695.2 711.52007 696.8 281.82010 689.0 531.32013 630.9 187.92016 792.5 630.6
Three-year change (percent)1992 -0.0 80.81995 29.5 -7.81998 1.1 3.82001 37.0 -36.82004 66.0 530.22007 0.2 -60.42010 -1.1 88.52013 -8.4 -64.62016 25.6 235.6
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with directly held bonds
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.0 1.3 2.8 11.0 29.91992 0.1 0.7 2.1 7.7 23.81995 0.2 0.5 1.4 4.9 18.11998 0.1 0.8 2.2 3.4 16.82001 0.1 0.3 1.0 5.3 18.32004 0.0 0.1 0.2 3.2 12.72007 0.1 0.2 0.5 1.5 11.72010 0.0 0.2 0.4 2.0 12.02013 0.0 0.2 0.6 1.5 10.12016 0.0 0.1 0.5 2.0 7.7
Three-year change (percentage points)1992 0.1 -0.6 -0.7 -3.3 -6.11995 0.1 -0.2 -0.7 -2.8 -5.71998 -0.1 0.3 0.8 -1.5 -1.32001 0.0 -0.5 -1.2 1.9 1.52004 -0.1 -0.2 -0.8 -2.1 -5.62007 0.1 0.1 0.3 -1.7 -1.02010 -0.1 0.0 -0.1 0.5 0.32013 0.0 0.0 0.2 -0.5 -1.92016 0.0 -0.1 -0.1 0.5 -2.4
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of directly held bonds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 11.7 4.8 13.1 37.3 130.61992 12.8 6.0 18.4 33.5 146.71995 0.2 3.2 15.7 31.3 109.61998 0.2 4.3 14.8 36.9 147.52001 7.5 40.1 9.7 27.1 122.22004 . 16.9 19.1 31.8 141.32007 1.2 0.1 22.0 46.3 192.12010 . 11.1 39.1 55.3 243.22013 . 0.1 20.6 8.2 220.92016 . 5.1 53.3 50.0 386.0
Three-year change (percent)1992 9.4 25.0 40.5 -10.2 12.31995 -98.4 -46.7 -14.7 -6.6 -25.31998 0.0 34.4 -5.7 17.9 34.62001 3650.0 832.6 -34.5 -26.6 -17.22004 . -57.9 96.9 17.3 15.62007 . -99.4 15.2 45.6 36.02010 . 11000.0 77.7 19.4 26.62013 . -99.1 -47.3 -85.2 -9.22016 . 5000.0 158.7 509.8 74.7
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of directly held bonds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 11.7 11.7 17.9 48.5 377.61992 12.2 14.3 28.5 39.0 381.61995 13.8 8.3 25.1 48.7 468.31998 0.2 3.7 29.0 70.4 472.52001 7.6 39.5 25.3 47.6 614.32004 . 20.7 18.8 80.5 965.22007 1.1 4.1 25.8 59.3 896.02010 . 7.5 42.1 90.8 902.72013 . 10.2 35.1 48.2 831.12016 . 14.7 71.7 63.1 1179.8
Three-year change (percent)1992 4.3 22.2 59.2 -19.6 1.11995 13.1 -42.0 -11.9 24.9 22.71998 -98.6 -55.4 15.5 44.6 0.92001 3700.0 967.6 -12.8 -32.4 30.02004 . -47.6 -25.7 69.1 57.12007 . -80.2 37.2 -26.3 -7.22010 . 82.9 63.2 53.1 0.72013 . 36.0 -16.6 -46.9 -7.92016 . 44.1 104.3 30.9 42.0
14
16
18
20
22
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with directly held stocks
Year All familiesLevel (percent)
1989 16.81992 17.01995 15.21998 19.22001 21.32004 20.72007 17.92010 15.12013 13.82016 13.9
Three-year change (percentage points)1992 0.21995 -1.81998 4.02001 2.12004 -0.62007 -2.82010 -2.82013 -1.32016 0.1
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of directly held stocks for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 14.01992 13.41995 14.11998 25.82001 27.12004 19.12007 19.72010 22.12013 27.82016 25.0
Three-year change (percent)1992 -4.31995 5.21998 83.02001 5.02004 -29.52007 3.12010 12.22013 25.82016 -10.1
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of directly held stocks for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 107.51992 112.01995 146.21998 234.32001 260.52004 203.92007 255.72010 231.82013 303.52016 327.8
Three-year change (percent)1992 4.21995 30.51998 60.32001 11.22004 -21.72007 25.42010 -9.32013 30.92016 8.0
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with directly held stocks
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.1 9.2 12.4 18.7 28.7 54.81992 4.1 7.9 13.4 21.4 27.5 48.71995 2.8 9.4 11.7 18.0 27.7 40.91998 3.7 9.7 17.9 21.5 32.7 53.62001 3.8 11.2 16.4 26.2 37.0 60.62004 5.1 8.2 16.4 28.1 35.9 55.02007 5.5 7.8 14.0 23.3 30.5 47.52010 3.8 6.0 11.7 17.3 25.7 47.82013 4.2 5.4 9.2 14.5 25.4 45.42016 3.9 6.0 10.5 13.8 25.1 45.9
Three-year change (percentage points)1992 2.0 -1.3 1.0 2.7 -1.2 -6.11995 -1.3 1.5 -1.7 -3.4 0.2 -7.81998 0.9 0.3 6.2 3.5 5.0 12.72001 0.1 1.5 -1.5 4.7 4.3 7.02004 1.3 -3.0 0.0 1.9 -1.1 -5.62007 0.4 -0.4 -2.4 -4.8 -5.4 -7.52010 -1.7 -1.8 -2.3 -6.0 -4.8 0.32013 0.4 -0.6 -2.5 -2.8 -0.3 -2.42016 -0.3 0.6 1.3 -0.7 -0.3 0.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of directly held stocks for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 37.3 9.3 7.5 9.3 9.3 28.01992 8.7 6.7 8.0 8.4 8.9 41.91995 2.3 9.8 11.0 7.4 13.3 30.51998 22.1 14.8 11.1 22.1 26.6 73.82001 10.2 13.5 10.8 23.0 27.1 67.72004 7.6 10.2 15.3 12.7 19.1 74.72007 4.5 11.6 6.4 15.1 17.4 86.92010 22.1 8.8 6.2 14.4 15.5 66.32013 10.3 24.7 16.5 10.8 20.6 113.72016 7.5 15.0 8.2 12.0 21.2 125.0
Three-year change (percent)1992 -76.7 -28.0 6.7 -9.7 -4.3 49.61995 -73.6 46.3 37.5 -11.9 49.4 -27.21998 860.9 51.0 0.9 198.6 100.0 142.02001 -53.8 -8.8 -2.7 4.1 1.9 -8.32004 -25.5 -24.4 41.7 -44.8 -29.5 10.32007 -40.8 13.7 -58.2 18.9 -8.9 16.32010 391.1 -24.1 -3.1 -4.6 -10.9 -23.72013 -53.4 180.7 166.1 -25.0 32.9 71.52016 -27.2 -39.3 -50.3 11.1 2.9 9.9
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of directly held stocks for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 68.9 20.5 44.3 55.7 59.2 228.91992 25.2 31.6 41.3 41.3 69.1 278.11995 38.5 53.7 46.9 44.4 91.3 387.41998 55.2 65.8 56.0 86.8 112.4 631.72001 30.0 56.5 61.3 117.1 124.0 680.22004 54.8 39.5 64.4 74.3 85.2 573.42007 99.1 61.4 59.6 109.9 89.7 721.32010 157.0 46.2 43.3 82.3 138.6 540.92013 57.2 67.5 88.6 101.6 134.5 715.82016 118.7 61.8 68.0 76.4 121.3 816.1
Three-year change (percent)1992 -63.4 54.1 -6.8 -25.9 16.7 21.51995 52.8 69.9 13.6 7.5 32.1 39.31998 43.4 22.5 19.4 95.5 23.1 63.12001 -45.7 -14.1 9.5 34.9 10.3 7.72004 82.7 -30.1 5.1 -36.5 -31.3 -15.72007 80.8 55.4 -7.5 47.9 5.3 25.82010 58.4 -24.8 -27.3 -25.1 54.5 -25.02013 -63.6 46.1 104.6 23.5 -3.0 32.32016 107.5 -8.4 -23.3 -24.8 -9.8 14.0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with directly held stocks
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 11.0 16.4 22.1 20.8 18.6 18.91992 10.8 19.4 18.7 22.0 16.2 19.41995 10.8 14.6 17.7 15.0 18.6 19.71998 13.1 18.9 22.6 25.0 21.1 18.02001 17.4 21.6 22.0 26.7 20.5 21.82004 13.3 18.5 23.2 29.1 25.4 18.42007 13.7 17.0 18.7 21.3 19.1 20.22010 10.1 12.1 16.0 19.5 16.1 20.12013 7.2 14.3 14.7 15.5 18.4 15.32016 10.0 11.4 14.6 15.5 15.2 19.6
Three-year change (percentage points)1992 -0.2 3.0 -3.4 1.2 -2.4 0.51995 0.0 -4.8 -1.0 -7.0 2.4 0.31998 2.3 4.3 4.9 10.0 2.5 -1.72001 4.3 2.7 -0.6 1.7 -0.6 3.82004 -4.1 -3.1 1.2 2.4 4.9 -3.42007 0.4 -1.5 -4.5 -7.8 -6.3 1.82010 -3.6 -4.9 -2.7 -1.8 -3.0 -0.12013 -2.9 2.2 -1.3 -4.0 2.3 -4.82016 2.8 -2.9 -0.1 0.0 -3.2 4.3
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of directly held stocks for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 5.6 6.7 9.3 37.3 46.6 46.61992 3.4 6.7 17.5 21.8 25.2 41.91995 4.7 7.0 15.7 30.4 31.3 28.21998 7.4 17.7 35.4 31.0 73.8 73.82001 7.7 20.3 20.3 54.2 115.2 81.32004 5.6 12.7 18.4 31.8 53.4 63.62007 3.5 17.4 20.8 27.8 44.0 46.32010 6.0 11.1 33.2 38.7 53.1 49.72013 6.8 20.6 16.5 30.9 51.6 78.82016 5.0 12.0 25.0 45.0 55.0 70.0
Three-year change (percent)1992 -39.3 0.0 88.2 -41.6 -45.9 -10.11995 38.2 4.5 -10.3 39.4 24.2 -32.71998 57.4 152.9 125.5 2.0 135.8 161.72001 4.1 14.7 -42.7 74.8 56.1 10.22004 -27.3 -37.4 -9.4 -41.3 -53.6 -21.82007 -37.5 37.0 13.0 -12.6 -17.6 -27.22010 71.4 -36.2 59.6 39.2 20.7 7.32013 13.3 85.6 -50.3 -20.2 -2.8 58.62016 -26.5 -41.7 51.5 45.6 6.6 -11.2
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of directly held stocks for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 24.7 43.8 97.3 132.2 219.7 215.21992 20.9 37.8 135.8 171.3 220.7 175.01995 17.3 68.9 122.8 271.3 235.8 271.41998 54.2 125.7 189.9 400.1 428.2 359.62001 87.7 111.8 260.8 405.5 477.3 441.82004 17.4 101.1 189.5 281.2 411.3 261.32007 28.2 106.5 259.7 313.1 550.3 423.82010 30.4 104.6 215.0 308.1 355.5 358.62013 90.0 139.4 242.3 359.3 506.2 460.32016 42.4 137.9 256.5 483.4 458.7 504.3
Three-year change (percent)1992 -15.4 -13.7 39.6 29.6 0.5 -18.71995 -17.2 82.3 -9.6 58.4 6.8 55.11998 213.3 82.4 54.6 47.5 81.6 32.52001 61.8 -11.1 37.3 1.3 11.5 22.92004 -80.2 -9.6 -27.3 -30.7 -13.8 -40.92007 62.1 5.3 37.0 11.3 33.8 62.22010 7.8 -1.8 -17.2 -1.6 -35.4 -15.42013 196.1 33.3 12.7 16.6 42.4 28.42016 -52.9 -1.1 5.9 34.5 -9.4 9.6
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with directly held stocks
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 7.5 12.7 13.0 16.8 27.11992 8.1 12.1 15.3 19.9 21.61995 7.4 11.1 14.2 15.5 21.41998 8.5 14.3 15.7 22.9 24.22001 6.8 15.3 17.1 24.8 28.32004 7.7 14.6 18.2 23.6 27.92007 7.1 18.0 13.5 18.9 24.22010 6.9 10.7 11.9 17.0 20.92013 2.4 10.0 12.6 15.6 19.52016 5.2 9.8 12.5 15.5 19.1
Three-year change (percentage points)1992 0.6 -0.6 2.3 3.1 -5.51995 -0.7 -1.0 -1.1 -4.4 -0.21998 1.1 3.2 1.5 7.4 2.82001 -1.7 1.0 1.4 1.9 4.12004 0.9 -0.7 1.1 -1.2 -0.42007 -0.6 3.4 -4.7 -4.7 -3.72010 -0.2 -7.3 -1.6 -1.9 -3.32013 -4.5 -0.7 0.7 -1.4 -1.42016 2.8 -0.2 -0.1 -0.1 -0.4
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of directly held stocks for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 4.3 9.3 39.2 9.3 28.01992 5.2 6.7 20.1 11.7 21.01995 3.8 15.7 31.3 9.4 15.71998 22.1 14.8 41.3 22.1 36.92001 13.5 8.1 50.8 23.0 40.62004 7.6 10.8 35.2 12.7 33.12007 11.6 4.5 29.0 17.4 29.02010 16.6 8.7 41.4 16.6 36.52013 23.7 10.8 34.0 20.6 49.52016 7.0 12.0 28.0 20.0 46.0
Three-year change (percent)1992 20.9 -28.0 -48.7 25.8 -25.01995 -26.9 134.3 55.7 -19.7 -25.21998 481.6 -5.7 31.9 135.1 135.02001 -38.9 -45.3 23.0 4.1 10.02004 -43.7 33.3 -30.7 -44.8 -18.52007 52.6 -58.3 -17.6 37.0 -12.42010 43.1 93.3 42.8 -4.6 25.92013 42.8 24.1 -17.9 24.1 35.62016 -70.5 11.1 -17.6 -2.9 -7.1
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of directly held stocks for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 25.8 56.0 109.5 80.2 163.31992 32.9 78.0 146.5 81.9 160.11995 39.9 41.7 259.6 98.2 197.61998 150.7 96.1 317.1 159.7 359.72001 39.0 141.6 298.0 217.4 344.62004 77.4 72.3 152.4 160.9 322.92007 174.7 60.0 219.6 212.5 392.62010 148.3 79.6 238.5 212.4 304.22013 189.9 138.1 217.7 247.2 440.92016 165.4 172.9 261.5 246.2 482.0
Three-year change (percent)1992 27.5 39.3 33.8 2.1 -2.01995 21.3 -46.5 77.2 19.9 23.41998 277.7 130.5 22.1 62.6 82.02001 -74.1 47.3 -6.0 36.1 -4.22004 98.5 -48.9 -48.9 -26.0 -6.32007 125.7 -17.0 44.1 32.1 21.62010 -15.1 32.7 8.6 -0.0 -22.52013 28.1 73.5 -8.7 16.4 44.92016 -12.9 25.2 20.1 -0.4 9.3
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with directly held stocks
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 5.1 11.7 18.4 34.91992 4.5 11.1 19.0 31.11995 4.5 10.7 13.7 30.51998 5.0 12.9 20.5 34.12001 5.6 13.0 20.9 39.72004 4.7 12.4 19.3 37.62007 3.9 9.3 17.0 34.92010 2.2 8.1 13.1 29.12013 2.8 6.4 9.4 28.22016 4.0 7.2 9.9 26.0
Three-year change (percentage points)1992 -0.6 -0.6 0.6 -3.81995 0.0 -0.4 -5.3 -0.61998 0.5 2.2 6.8 3.62001 0.6 0.1 0.4 5.62004 -0.9 -0.6 -1.6 -2.12007 -0.8 -3.1 -2.3 -2.72010 -1.7 -1.2 -3.9 -5.82013 0.6 -1.7 -3.7 -0.92016 1.2 0.8 0.5 -2.2
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of directly held stocks for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 13.1 10.3 9.3 18.71992 8.0 8.0 10.1 21.01995 7.4 10.2 11.7 18.81998 8.3 19.2 19.2 41.32001 11.9 11.2 23.0 40.62004 9.5 9.5 15.3 31.82007 3.1 11.6 9.3 29.02010 3.0 10.5 10.9 43.62013 19.1 22.7 10.3 41.32016 9.4 15.0 10.0 40.0
Three-year change (percent)1992 -38.9 -22.3 8.6 12.31995 -7.5 27.5 15.8 -10.51998 12.2 88.2 64.1 119.72001 43.4 -41.7 19.8 -1.72004 -20.2 -15.2 -33.5 -21.72007 -67.4 22.1 -39.2 -8.82010 -3.2 -9.5 17.2 50.32013 536.7 116.2 -5.5 -5.32016 -50.8 -33.9 -2.9 -3.1
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of directly held stocks for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 69.3 46.3 91.3 149.41992 56.1 62.7 76.5 154.61995 82.9 92.8 102.1 196.91998 58.8 162.8 146.1 332.32001 70.5 75.8 167.1 384.92004 92.6 79.2 98.4 295.02007 157.9 160.7 80.9 361.22010 38.8 90.0 77.7 334.92013 92.3 135.6 180.3 381.02016 51.2 126.0 102.4 455.5
Three-year change (percent)1992 -19.0 35.4 -16.2 3.51995 47.8 48.0 33.5 27.41998 -29.1 75.4 43.1 68.82001 19.9 -53.4 14.4 15.82004 31.3 4.5 -41.1 -23.42007 70.5 102.9 -17.8 22.42010 -75.4 -44.0 -4.0 -7.32013 137.9 50.7 132.0 13.82016 -44.5 -7.1 -43.2 19.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with directly held stocks
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 21.0 3.6 3.9 8.51992 20.6 5.4 2.1 13.81995 18.2 4.2 1.8 13.01998 22.2 7.2 6.7 17.72001 24.7 9.4 6.7 23.62004 25.5 6.1 3.6 19.12007 21.5 6.0 4.0 19.22010 18.6 5.9 2.9 15.62013 17.4 3.4 2.5 13.82016 17.5 4.7 4.2 14.2
Three-year change (percentage points)1992 -0.4 1.8 -1.8 5.31995 -2.4 -1.2 -0.3 -0.81998 4.0 3.0 4.9 4.72001 2.5 2.2 0.0 5.92004 0.8 -3.3 -3.1 -4.52007 -4.0 -0.1 0.4 0.12010 -2.9 -0.1 -1.1 -3.62013 -1.2 -2.5 -0.4 -1.82016 0.1 1.3 1.7 0.4
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of directly held stocks for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 15.9 3.9 2.3 13.11992 13.4 6.7 2.2 20.11995 14.4 1.6 31.3 12.51998 29.5 9.2 10.0 19.22001 29.8 10.2 8.1 12.22004 22.9 6.4 3.1 12.72007 21.4 9.3 10.4 7.82010 27.6 8.3 3.3 22.12013 30.9 6.8 22.7 16.02016 30.0 7.5 10.5 20.0
Three-year change (percent)1992 -15.7 71.8 -4.3 53.41995 7.5 -76.1 1322.7 -37.81998 104.9 475.0 -68.1 53.62001 1.0 10.9 -19.0 -36.52004 -23.2 -37.3 -61.7 4.12007 -6.6 45.3 235.5 -38.62010 29.0 -10.8 -68.3 183.32013 12.0 -18.1 587.9 -27.62016 -2.9 10.3 -53.7 25.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of directly held stocks for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 113.2 6.2 11.5 74.01992 117.5 27.9 13.4 93.91995 151.2 13.6 26.0 171.31998 254.8 50.4 56.8 90.82001 289.1 48.3 80.4 73.32004 222.0 23.9 103.3 61.32007 290.8 35.3 84.4 71.42010 259.1 70.6 68.3 119.72013 334.7 67.6 133.2 143.62016 363.4 75.6 378.3 156.4
Three-year change (percent)1992 3.8 350.0 16.5 26.91995 28.7 -51.3 94.0 82.41998 68.5 270.6 118.5 -47.02001 13.5 -4.2 41.5 -19.32004 -23.2 -50.5 28.5 -16.42007 31.0 47.7 -18.3 16.52010 -10.9 100.0 -19.1 67.62013 29.2 -4.2 95.0 20.02016 8.6 11.8 184.0 8.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with directly held stocks
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 16.8 24.8 16.4 4.81992 18.3 25.7 14.5 4.51995 15.3 18.7 16.6 3.91998 19.5 26.5 17.2 8.32001 20.9 29.8 19.6 13.42004 19.6 31.6 19.0 14.32007 17.9 24.3 16.4 12.82010 13.8 24.5 15.4 9.52013 13.7 23.0 12.2 6.62016 13.8 18.6 13.8 6.4
Three-year change (percentage points)1992 1.5 0.9 -1.9 -0.31995 -3.0 -7.0 2.1 -0.61998 4.2 7.8 0.6 4.42001 1.4 3.3 2.4 5.12004 -1.3 1.8 -0.6 0.92007 -1.7 -7.3 -2.6 -1.52010 -4.1 0.2 -1.0 -3.32013 -0.1 -1.5 -3.2 -2.92016 0.1 -4.4 1.6 -0.2
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of directly held stocks for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 7.5 18.7 39.2 56.01992 8.4 17.5 27.6 13.41995 8.9 28.2 28.2 11.71998 14.8 76.7 68.8 25.82001 14.9 47.4 81.3 10.82004 12.7 31.8 57.2 6.42007 11.6 69.5 33.2 7.22010 13.8 55.3 38.7 12.22013 16.5 61.9 56.7 15.52016 17.5 60.0 62.5 24.3
Three-year change (percent)1992 12.0 -6.4 -29.6 -76.11995 6.0 61.1 2.2 -12.71998 66.3 172.0 144.0 120.52001 0.7 -38.2 18.2 -58.12004 -14.8 -32.9 -29.6 -40.72007 -8.7 118.6 -42.0 12.52010 19.0 -20.4 16.6 69.42013 19.6 11.9 46.5 27.02016 6.1 -3.1 10.2 56.8
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of directly held stocks for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 55.7 191.7 171.5 107.91992 61.2 212.6 171.8 113.11995 95.4 244.5 215.5 50.41998 126.6 442.7 386.0 200.32001 138.4 462.3 438.0 346.92004 121.8 324.7 325.4 151.72007 154.1 569.0 352.4 80.22010 143.1 433.4 265.2 244.42013 174.0 590.7 432.5 178.92016 222.3 524.8 464.3 36.7
Three-year change (percent)1992 9.9 10.9 0.2 4.81995 55.9 15.0 25.4 -55.41998 32.7 81.1 79.1 297.42001 9.3 4.4 13.5 73.22004 -12.0 -29.8 -25.7 -56.32007 26.5 75.2 8.3 -47.12010 -7.1 -23.8 -24.7 204.72013 21.6 36.3 63.1 -26.82016 27.8 -11.2 7.4 -79.5
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with directly held stocks
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 30.1 14.0 11.3 14.01992 30.1 16.1 12.1 12.11995 26.0 13.4 10.0 14.01998 29.8 18.7 13.5 15.72001 33.1 18.7 12.8 18.62004 32.9 15.6 13.0 18.22007 28.7 15.0 9.9 15.82010 24.3 10.8 8.3 14.12013 23.7 9.0 8.3 11.12016 22.2 11.5 5.8 12.6
Three-year change (percentage points)1992 0.0 2.1 0.8 -1.91995 -4.1 -2.7 -2.1 1.91998 3.8 5.3 3.5 1.72001 3.3 0.0 -0.7 2.92004 -0.2 -3.1 0.2 -0.42007 -4.2 -0.6 -3.1 -2.42010 -4.4 -4.2 -1.6 -1.72013 -0.6 -1.8 0.0 -3.02016 -1.5 2.5 -2.5 1.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of directly held stocks for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 16.6 6.5 7.5 39.21992 15.1 10.1 6.3 26.51995 15.7 8.1 6.3 26.61998 29.5 12.5 11.7 73.82001 29.8 13.5 7.7 75.92004 25.4 10.2 6.4 44.52007 23.2 13.9 4.6 29.02010 33.2 11.1 6.2 33.22013 30.9 10.3 10.3 51.62016 30.0 10.0 8.0 60.0
Three-year change (percent)1992 -9.0 55.4 -16.0 -32.41995 4.0 -19.8 0.0 0.41998 87.9 54.3 85.7 177.42001 1.0 8.0 -34.2 2.82004 -14.8 -24.4 -16.9 -41.42007 -8.7 36.3 -28.1 -34.82010 43.1 -20.1 34.8 14.52013 -6.9 -7.2 66.1 55.42016 -2.9 -2.9 -22.3 16.3
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of directly held stocks for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 121.1 60.4 32.1 166.91992 134.2 71.5 21.3 166.61995 187.9 83.5 34.6 206.31998 288.4 134.5 51.2 369.22001 307.8 112.6 40.1 427.32004 227.5 136.2 24.6 304.22007 327.8 135.0 34.6 317.92010 283.7 124.7 80.6 262.22013 343.4 145.4 61.7 403.82016 382.8 120.4 60.0 430.8
Three-year change (percent)1992 10.8 18.4 -33.6 -0.21995 40.0 16.8 62.4 23.81998 53.5 61.1 48.0 79.02001 6.7 -16.3 -21.7 15.72004 -26.1 21.0 -38.7 -28.82007 44.1 -0.9 40.7 4.52010 -13.5 -7.6 132.9 -17.52013 21.0 16.6 -23.4 54.02016 11.5 -17.2 -2.8 6.7
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with directly held stocks
RegionYear Northeast Midwest South West
Level (percent)1989 21.8 17.8 13.1 16.81992 20.6 21.2 12.9 15.41995 19.1 16.2 13.9 12.81998 22.6 19.0 16.5 20.82001 21.5 21.5 19.6 23.82004 27.8 23.4 15.4 20.42007 21.5 17.9 15.4 19.22010 16.5 13.8 13.1 18.72013 16.2 12.3 12.3 15.62016 18.0 12.2 13.2 13.5
Three-year change (percentage points)1992 -1.2 3.4 -0.2 -1.41995 -1.5 -5.0 1.0 -2.61998 3.5 2.8 2.6 8.02001 -1.1 2.5 3.1 3.02004 6.3 1.9 -4.2 -3.42007 -6.3 -5.5 0.0 -1.22010 -5.0 -4.1 -2.3 -0.52013 -0.3 -1.5 -0.8 -3.12016 1.8 -0.1 0.9 -2.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of directly held stocks for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 16.6 14.9 13.1 9.31992 13.4 11.7 10.6 20.11995 15.7 12.5 15.7 14.11998 29.5 16.2 29.5 22.12001 54.2 23.0 23.7 25.72004 19.1 15.3 20.3 22.92007 20.3 16.2 20.7 20.82010 27.6 12.2 22.1 33.22013 25.8 21.6 27.8 41.92016 30.0 15.0 35.0 30.0
Three-year change (percent)1992 -19.3 -21.5 -19.1 116.11995 17.2 6.8 48.1 -29.91998 87.9 29.6 87.9 56.72001 83.7 42.0 -19.7 16.32004 -64.8 -33.5 -14.3 -10.92007 6.3 5.9 2.0 -9.22010 36.0 -24.7 6.8 59.62013 -6.5 77.0 25.8 26.22016 16.3 -30.6 25.9 -28.4
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of directly held stocks for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 104.9 109.8 103.6 113.41992 111.0 77.4 122.3 154.81995 162.5 129.5 138.8 160.71998 228.5 168.7 305.6 211.62001 342.2 231.5 235.2 258.32004 223.6 131.3 260.5 197.22007 309.5 254.2 227.8 244.42010 288.2 180.1 226.3 235.72013 286.8 264.0 288.4 368.32016 360.5 231.6 327.3 378.4
Three-year change (percent)1992 5.8 -29.5 18.1 36.51995 46.4 67.3 13.5 3.81998 40.6 30.3 120.2 31.72001 49.8 37.2 -23.0 22.12004 -34.7 -43.3 10.8 -23.72007 38.4 93.6 -12.6 23.92010 -6.9 -29.2 -0.7 -3.62013 -0.5 46.6 27.4 56.32016 25.7 -12.3 13.5 2.7
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with directly held stocks
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 17.9 12.51992 18.3 11.21995 16.2 9.91998 20.2 13.32001 22.3 15.32004 22.6 11.02007 19.4 10.92010 16.6 7.92013 14.4 9.42016 14.8 7.7
Three-year change (percentage points)1992 0.4 -1.31995 -2.1 -1.31998 4.0 3.42001 2.1 2.02004 0.3 -4.32007 -3.2 -0.12010 -2.8 -3.02013 -2.2 1.52016 0.4 -1.7
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of directly held stocks for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 13.1 14.91992 16.7 6.71995 14.6 10.21998 26.6 19.22001 27.1 14.92004 21.6 10.22007 22.0 12.72010 25.9 11.12013 30.9 14.42016 29.0 15.0
Three-year change (percent)1992 27.5 -55.01995 -12.6 52.21998 82.2 88.22001 1.9 -22.42004 -20.3 -31.52007 1.9 24.52010 17.7 -12.62013 19.3 29.72016 -6.1 4.2
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of directly held stocks for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 110.7 88.41992 124.2 24.51995 155.9 54.81998 252.7 71.12001 279.1 92.22004 218.6 57.22007 275.5 84.42010 246.2 85.52013 319.8 136.22016 340.0 163.2
Three-year change (percent)1992 12.2 -72.31995 25.5 123.71998 62.1 29.72001 10.4 29.72004 -21.7 -38.02007 26.0 47.62010 -10.6 1.32013 29.9 59.32016 6.3 19.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with directly held stocks
Housing statusYear Owner Renter or other
Level (percent)1989 22.7 6.41992 22.4 7.41995 19.2 7.91998 24.9 8.02001 27.0 9.32004 25.8 9.12007 22.4 8.12010 19.6 6.02013 18.2 5.42016 18.7 5.6
Three-year change (percentage points)1992 -0.3 1.01995 -3.2 0.51998 5.7 0.12001 2.1 1.32004 -1.2 -0.22007 -3.4 -1.02010 -2.8 -2.12013 -1.4 -0.62016 0.5 0.2
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of directly held stocks for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 14.9 9.31992 16.8 5.41995 15.7 5.81998 29.5 11.82001 31.2 8.52004 25.4 5.72007 23.2 6.42010 29.3 6.22013 30.9 9.32016 30.0 10.0
Three-year change (percent)1992 12.8 -41.91995 -6.5 7.41998 87.9 103.42001 5.8 -28.02004 -18.6 -32.92007 -8.7 12.32010 26.3 -3.12013 5.5 50.02016 -2.9 7.5
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of directly held stocks for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 113.6 69.81992 123.5 49.91995 164.2 66.51998 262.3 63.92001 283.9 117.32004 229.8 39.72007 281.3 100.92010 256.3 67.32013 323.7 175.92016 358.8 146.4
Three-year change (percent)1992 8.7 -28.51995 33.0 33.31998 59.7 -3.92001 8.2 83.62004 -19.1 -66.22007 22.4 154.22010 -8.9 -33.32013 26.3 161.42016 10.8 -16.8
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with directly held stocks
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 1.6 9.6 15.4 30.9 55.51992 2.3 8.4 17.2 30.9 53.51995 2.8 8.7 13.6 29.2 45.61998 3.2 9.3 18.9 36.4 58.72001 5.0 9.5 20.3 41.1 64.02004 3.7 9.3 20.8 39.4 62.92007 4.3 10.2 17.2 31.9 52.42010 2.9 5.6 14.0 26.8 54.92013 1.6 5.2 11.4 28.0 50.02016 2.1 5.9 12.6 24.9 50.6
Three-year change (percentage points)1992 0.7 -1.2 1.8 0.0 -2.01995 0.5 0.3 -3.6 -1.7 -7.91998 0.4 0.6 5.3 7.2 13.12001 1.8 0.2 1.4 4.7 5.32004 -1.3 -0.2 0.5 -1.7 -1.12007 0.6 0.9 -3.6 -7.5 -10.52010 -1.4 -4.6 -3.2 -5.1 2.52013 -1.3 -0.4 -2.6 1.2 -4.92016 0.5 0.7 1.2 -3.1 0.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of directly held stocks for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.4 3.2 5.6 22.4 56.01992 0.8 3.4 6.3 16.8 75.51995 0.9 2.8 7.4 15.7 78.31998 1.0 4.4 11.8 39.8 125.42001 1.8 4.3 11.2 33.9 165.22004 2.5 4.5 10.2 25.4 139.92007 1.2 3.5 6.9 23.2 144.82010 1.1 2.8 7.7 27.6 121.62013 1.5 5.2 10.3 20.6 154.72016 1.7 3.3 7.0 28.0 200.0
Three-year change (percent)1992 100.0 6.2 12.5 -25.0 34.81995 12.5 -17.6 17.5 -6.5 3.71998 11.1 57.1 59.5 153.5 60.22001 80.0 -2.3 -5.1 -14.8 31.72004 38.9 4.7 -8.9 -25.1 -15.32007 -52.0 -22.2 -32.4 -8.7 3.52010 -8.3 -20.0 11.6 19.0 -16.02013 36.4 85.7 33.8 -25.4 27.22016 13.3 -36.5 -32.0 35.9 29.3
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of directly held stocks for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.9 9.4 15.3 51.3 268.51992 1.8 6.9 13.8 34.5 311.81995 4.3 6.7 17.0 31.5 442.01998 2.9 9.4 24.7 61.8 684.12001 3.5 10.0 27.1 80.1 763.42004 4.5 8.6 19.7 55.4 596.62007 4.0 10.1 26.5 61.5 791.52010 3.4 5.6 20.7 54.2 583.32013 6.6 9.7 24.3 74.7 754.42016 4.2 10.1 18.6 69.7 835.7
Three-year change (percent)1992 -5.3 -26.6 -9.8 -32.7 16.11995 138.9 -2.9 23.2 -8.7 41.81998 -32.6 40.3 45.3 96.2 54.82001 20.7 6.4 9.7 29.6 11.62004 28.6 -14.0 -27.3 -30.8 -21.82007 -11.1 17.4 34.5 11.0 32.72010 -15.0 -44.6 -21.9 -11.9 -26.32013 94.1 73.2 17.4 37.8 29.32016 -36.4 4.1 -23.5 -6.7 10.8
8
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with pooled investment funds
Year All familiesLevel (percent)
1989 7.21992 10.41995 12.31998 16.52001 17.72004 15.02007 11.42010 8.72013 8.22016 10.0
Three-year change (percentage points)1992 3.21995 1.91998 4.22001 1.22004 -2.72007 -3.62010 -2.72013 -0.52016 1.8
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of pooled investment funds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 24.31992 26.81995 31.31998 36.92001 47.42004 51.42007 64.82010 88.42013 82.52016 114.0
Three-year change (percent)1992 10.31995 16.81998 17.92001 28.52004 8.42007 26.12010 36.42013 -6.72016 38.2
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of pooled investment funds for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 88.81992 84.61995 146.91998 149.02001 177.22004 234.02007 358.52010 429.52013 477.32016 775.9
Three-year change (percent)1992 -4.71995 73.61998 1.42001 18.92004 32.12007 53.22010 19.82013 11.12016 62.6
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with pooled investment funds
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.8 2.6 6.4 7.2 15.0 23.11992 2.3 6.1 8.5 12.9 16.2 28.31995 1.5 5.2 9.8 16.0 22.0 36.21998 3.2 8.7 13.8 20.2 28.8 44.32001 3.6 9.5 15.7 20.6 29.0 48.82004 3.6 7.6 12.7 18.6 26.2 39.12007 3.4 4.6 7.1 14.6 18.9 35.52010 2.1 3.5 5.8 8.8 14.6 32.12013 2.0 2.8 6.1 8.5 12.3 30.82016 1.6 3.2 5.4 12.5 17.6 37.3
Three-year change (percentage points)1992 1.5 3.5 2.1 5.7 1.2 5.21995 -0.8 -0.9 1.3 3.1 5.8 7.91998 1.7 3.5 4.0 4.2 6.8 8.12001 0.4 0.8 1.9 0.4 0.2 4.52004 0.0 -1.9 -3.0 -2.0 -2.8 -9.72007 -0.2 -3.0 -5.6 -4.0 -7.3 -3.62010 -1.3 -1.1 -1.3 -5.8 -4.3 -3.42013 -0.1 -0.7 0.3 -0.3 -2.3 -1.32016 -0.4 0.4 -0.7 4.0 5.3 6.5
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of pooled investment funds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 26.1 18.7 11.2 18.7 14.9 42.91992 28.5 8.4 25.2 21.0 36.9 45.31995 39.2 12.2 17.2 20.4 36.0 78.31998 29.5 36.9 14.8 26.6 29.5 88.52001 28.5 32.5 32.5 40.6 37.9 118.52004 19.4 31.8 29.3 32.4 42.6 159.02007 34.7 34.7 43.4 40.5 53.3 208.42010 42.0 42.1 55.3 55.3 72.4 221.12013 15.5 68.1 41.2 35.6 77.3 257.82016 20.0 90.0 50.0 61.0 120.0 450.5
Three-year change (percent)1992 9.2 -55.1 125.0 12.3 147.7 5.61995 37.5 45.2 -31.7 -2.9 -2.4 72.81998 -24.7 202.5 -14.0 30.4 -18.1 13.02001 -3.4 -11.9 119.6 52.6 28.5 33.92004 -31.9 -2.2 -9.8 -20.2 12.4 34.22007 78.9 9.1 48.1 25.0 25.1 31.12010 21.0 21.3 27.4 36.5 35.8 6.12013 -63.1 61.8 -25.5 -35.6 6.8 16.62016 29.0 32.2 21.4 71.3 55.2 74.7
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of pooled investment funds for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 28.5 38.6 33.3 58.7 34.8 189.31992 40.1 38.8 50.3 53.0 75.0 166.31995 61.5 88.1 89.7 92.5 110.9 271.71998 43.1 79.4 56.0 94.3 91.4 336.92001 87.3 61.8 87.5 99.3 125.6 389.02004 98.5 83.1 94.2 132.0 119.6 581.82007 120.2 77.3 128.4 159.0 145.1 847.52010 236.7 138.3 158.6 202.9 201.1 844.02013 241.8 116.5 112.2 134.7 242.2 999.82016 109.7 145.1 137.2 194.9 412.5 1687.3
Three-year change (percent)1992 40.7 0.5 51.1 -9.7 115.5 -12.21995 53.4 127.1 78.3 74.5 47.9 63.41998 -29.9 -9.9 -37.6 1.9 -17.6 24.02001 102.6 -22.2 56.2 5.3 37.4 15.52004 12.8 34.5 7.7 32.9 -4.8 49.62007 22.0 -7.0 36.3 20.5 21.3 45.72010 96.9 78.9 23.5 27.6 38.6 -0.42013 2.2 -15.8 -29.3 -33.6 20.4 18.52016 -54.6 24.5 22.3 44.7 70.3 68.8
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with pooled investment funds
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 2.0 7.6 9.6 10.2 9.4 11.31992 5.2 10.0 9.4 15.9 14.3 14.41995 8.0 11.2 16.3 16.3 15.0 10.31998 12.2 16.0 23.0 15.2 18.0 15.12001 11.5 17.5 20.2 21.3 19.9 19.52004 8.3 12.3 18.2 20.6 18.6 16.62007 5.3 11.6 12.6 14.3 14.6 13.22010 3.6 7.7 9.6 11.3 11.1 11.92013 4.2 6.3 8.2 10.6 11.7 10.32016 4.8 6.9 9.9 12.6 13.3 15.6
Three-year change (percentage points)1992 3.2 2.4 -0.2 5.7 4.9 3.11995 2.8 1.2 6.9 0.4 0.7 -4.11998 4.2 4.8 6.7 -1.1 3.0 4.82001 -0.7 1.5 -2.8 6.1 1.9 4.42004 -3.2 -5.2 -2.0 -0.7 -1.3 -2.92007 -3.0 -0.7 -5.6 -6.3 -4.0 -3.42010 -1.7 -3.9 -3.0 -3.0 -3.5 -1.32013 0.6 -1.4 -1.4 -0.7 0.6 -1.62016 0.6 0.6 1.7 2.0 1.6 5.3
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of pooled investment funds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 2.2 7.5 22.4 46.6 30.8 56.01992 4.2 29.3 25.2 41.9 47.0 35.21995 8.6 15.7 32.9 87.7 86.1 78.31998 10.3 20.7 44.3 85.6 88.5 87.12001 12.2 23.7 52.1 81.3 94.8 94.82004 10.2 20.2 63.6 95.4 76.3 76.32007 20.8 26.1 57.9 129.7 99.6 86.92010 9.4 45.3 121.6 121.6 127.1 132.62013 10.7 49.5 54.6 147.4 159.8 149.52016 10.3 55.9 100.0 270.0 300.0 155.0
Three-year change (percent)1992 90.9 290.7 12.5 -10.1 52.6 -37.11995 104.8 -46.4 30.6 109.3 83.2 122.41998 19.8 31.8 34.7 -2.4 2.8 11.22001 18.4 14.5 17.6 -5.0 7.1 8.82004 -16.4 -14.8 22.1 17.3 -19.5 -19.52007 103.9 29.2 -9.0 36.0 30.5 13.92010 -54.8 73.6 110.0 -6.2 27.6 52.62013 13.8 9.3 -55.1 21.2 25.7 12.72016 -3.7 12.9 83.2 83.2 87.7 3.7
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of pooled investment funds for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 7.8 45.9 105.5 102.8 85.4 162.91992 12.8 58.0 66.1 145.1 114.7 87.71995 23.2 65.2 147.5 208.0 267.8 258.71998 27.7 109.6 142.8 259.3 285.4 167.22001 44.1 101.6 198.4 255.5 252.8 262.02004 32.0 222.3 236.4 370.4 233.0 215.12007 75.8 162.0 317.8 617.4 583.1 293.12010 52.9 210.6 381.5 632.2 503.8 580.92013 45.3 285.1 508.6 631.8 649.8 447.52016 61.0 256.9 711.8 1162.5 902.9 916.1
Three-year change (percent)1992 64.1 26.4 -37.3 41.1 34.3 -46.21995 81.2 12.4 123.1 43.3 133.5 195.01998 19.4 68.1 -3.2 24.7 6.6 -35.42001 59.2 -7.3 38.9 -1.5 -11.4 56.72004 -27.4 118.8 19.2 45.0 -7.8 -17.92007 136.9 -27.1 34.4 66.7 150.3 36.32010 -30.2 30.0 20.0 2.4 -13.6 98.22013 -14.4 35.4 33.3 -0.1 29.0 -23.02016 34.7 -9.9 40.0 84.0 39.0 104.7
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with pooled investment funds
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 3.5 4.7 7.2 6.5 12.11992 4.3 5.4 12.6 10.3 15.31995 5.6 9.0 8.7 14.1 17.01998 7.2 13.3 12.4 18.3 22.52001 5.9 13.0 16.3 20.5 22.22004 6.3 11.9 16.2 14.7 20.72007 6.8 8.9 10.8 12.0 14.42010 3.0 5.0 9.5 9.1 12.42013 1.5 4.7 8.3 9.0 12.02016 3.1 6.4 9.4 9.8 15.5
Three-year change (percentage points)1992 0.8 0.7 5.4 3.8 3.21995 1.3 3.6 -3.9 3.8 1.71998 1.6 4.3 3.7 4.2 5.52001 -1.3 -0.3 3.9 2.2 -0.32004 0.4 -1.1 -0.1 -5.8 -1.52007 0.5 -3.0 -5.4 -2.7 -6.32010 -3.8 -3.9 -1.3 -2.9 -2.02013 -1.5 -0.3 -1.2 -0.1 -0.42016 1.6 1.7 1.1 0.8 3.5
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of pooled investment funds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 18.7 5.6 31.7 16.8 33.81992 30.2 16.8 41.9 16.8 33.51995 25.1 8.6 117.5 23.5 47.01998 25.8 20.7 95.9 23.6 44.32001 40.6 27.1 67.7 33.9 71.12004 11.4 25.4 79.5 35.0 76.32007 53.3 18.5 89.2 57.9 72.42010 30.9 23.2 132.6 82.9 99.52013 99.6 16.5 110.3 61.9 140.72016 100.0 23.0 150.0 80.0 224.0
Three-year change (percent)1992 61.5 200.0 32.2 0.0 -0.91995 -16.9 -48.8 180.4 39.9 40.31998 2.8 140.7 -18.4 0.4 -5.72001 57.4 30.9 -29.4 43.6 60.52004 -71.9 -6.3 17.4 3.2 7.32007 367.5 -27.2 12.2 65.4 -5.12010 -42.0 25.4 48.7 43.2 37.42013 222.3 -28.9 -16.8 -25.3 41.42016 0.4 39.4 36.0 29.2 59.2
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of pooled investment funds for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 48.0 96.6 54.7 53.3 138.51992 57.4 38.8 102.4 66.3 105.91995 80.8 45.1 209.7 117.1 201.71998 141.9 73.6 187.2 114.0 203.32001 144.9 147.2 181.3 127.4 237.52004 159.4 106.5 155.9 289.5 273.42007 168.8 135.3 289.3 299.6 556.22010 238.1 170.2 391.3 373.9 574.52013 463.5 148.6 302.9 485.8 613.92016 401.4 260.1 625.9 737.8 997.4
Three-year change (percent)1992 19.6 -59.8 87.2 24.4 -23.51995 40.8 16.2 104.8 76.6 90.51998 75.6 63.2 -10.7 -2.6 0.82001 2.1 100.0 -3.2 11.8 16.82004 10.0 -27.6 -14.0 127.2 15.12007 5.9 27.0 85.6 3.5 103.42010 41.1 25.8 35.3 24.8 3.32013 94.7 -12.7 -22.6 29.9 6.92016 -13.4 75.0 106.6 51.9 62.5
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with pooled investment funds
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 2.2 5.4 6.8 15.41992 2.6 7.1 11.2 19.11995 3.6 7.6 11.2 26.01998 3.0 10.5 16.5 31.92001 2.5 12.1 15.4 34.22004 2.3 9.2 12.8 28.72007 2.2 5.8 9.3 23.72010 0.9 3.2 5.6 20.02013 0.6 3.0 5.0 18.42016 2.0 3.5 6.6 20.7
Three-year change (percentage points)1992 0.4 1.7 4.4 3.71995 1.0 0.5 0.0 6.91998 -0.6 2.9 5.3 5.92001 -0.5 1.6 -1.1 2.32004 -0.2 -2.9 -2.6 -5.52007 -0.1 -3.4 -3.5 -5.02010 -1.3 -2.6 -3.7 -3.72013 -0.3 -0.2 -0.6 -1.62016 1.4 0.5 1.6 2.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of pooled investment funds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 22.4 18.7 11.7 35.51992 21.8 21.0 25.2 33.51995 24.3 18.3 25.1 45.11998 26.6 32.5 23.6 47.22001 46.1 27.1 40.6 61.02004 9.2 31.6 44.5 72.62007 74.1 34.7 33.6 92.62010 23.2 68.5 32.1 118.32013 7.7 43.3 72.2 110.32016 215.0 100.0 70.0 153.2
Three-year change (percent)1992 -2.7 12.3 115.4 -5.61995 11.5 -12.9 -0.4 34.61998 9.5 77.6 -6.0 4.72001 73.3 -16.6 72.0 29.22004 -80.0 16.6 9.6 19.02007 705.4 9.8 -24.5 27.52010 -68.7 97.4 -4.5 27.82013 -66.8 -36.8 124.9 -6.82016 2692.2 130.9 -3.0 38.9
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of pooled investment funds for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 56.5 57.8 34.6 129.91992 101.3 62.1 57.1 105.01995 64.5 83.6 172.6 168.01998 90.4 106.9 98.0 193.72001 140.6 99.5 125.3 229.12004 83.5 82.6 149.5 318.52007 270.0 149.1 151.5 488.62010 301.4 177.8 231.4 519.42013 308.0 119.6 244.3 586.82016 406.4 269.7 255.8 987.7
Three-year change (percent)1992 79.3 7.4 65.0 -19.21995 -36.3 34.6 202.3 60.01998 40.2 27.9 -43.2 15.32001 55.5 -6.9 27.9 18.32004 -40.6 -17.0 19.3 39.02007 223.4 80.5 1.3 53.42010 11.6 19.2 52.7 6.32013 2.2 -32.7 5.6 13.02016 31.9 125.5 4.7 68.3
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with pooled investment funds
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 9.3 0.7 1.1 1.41992 12.8 2.7 1.1 7.81995 14.8 2.2 2.6 9.41998 18.9 7.1 6.0 15.52001 21.0 7.4 4.0 14.02004 18.9 3.6 4.3 9.22007 13.7 4.7 3.8 9.22010 11.6 1.3 1.3 5.72013 10.7 1.8 1.2 6.62016 13.3 1.7 1.7 9.7
Three-year change (percentage points)1992 3.5 2.0 0.0 6.41995 2.0 -0.5 1.5 1.61998 4.1 4.9 3.4 6.12001 2.1 0.3 -2.0 -1.52004 -2.1 -3.8 0.3 -4.82007 -5.2 1.1 -0.5 0.02010 -2.1 -3.4 -2.5 -3.52013 -0.9 0.5 -0.1 0.92016 2.6 -0.1 0.5 3.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of pooled investment funds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 22.4 84.0 1.5 46.61992 26.8 16.8 41.9 33.51995 32.9 6.9 7.0 15.71998 44.3 11.8 26.6 14.82001 54.2 17.6 24.4 33.92004 57.2 22.9 7.6 83.72007 74.1 26.1 34.7 43.42010 100.6 33.2 13.3 66.32013 103.1 15.5 20.6 39.22016 131.0 27.1 19.0 87.0
Three-year change (percent)1992 19.6 -80.0 2693.3 -28.11995 22.8 -58.9 -83.3 -53.11998 34.7 71.0 280.0 -5.72001 22.3 49.2 -8.3 129.12004 5.5 30.1 -68.9 146.92007 29.5 14.0 356.6 -48.12010 35.8 27.2 -61.7 52.82013 2.5 -53.3 54.9 -40.92016 27.1 74.8 -7.8 121.9
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of pooled investment funds for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 89.9 57.2 54.8 53.51992 87.1 27.5 60.4 78.51995 153.2 27.4 11.3 97.61998 161.6 44.3 103.9 35.82001 189.2 40.8 91.0 114.12004 243.2 128.2 59.1 217.22007 400.9 68.0 95.7 163.22010 436.2 79.9 316.7 467.52013 504.9 95.1 225.8 354.72016 851.6 132.1 294.0 378.2
Three-year change (percent)1992 -3.1 -51.9 10.2 46.71995 75.9 -0.4 -81.3 24.31998 5.5 61.7 819.5 -63.32001 17.1 -7.9 -12.4 218.72004 28.5 214.2 -35.1 90.42007 64.8 -47.0 61.9 -24.92010 8.8 17.5 230.9 186.52013 15.7 19.0 -28.7 -24.12016 68.7 38.9 30.2 6.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with pooled investment funds
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 6.4 11.9 8.8 1.01992 10.3 14.7 11.5 2.01995 12.4 19.0 11.5 4.41998 16.6 24.8 14.8 4.82001 17.3 22.9 17.3 11.02004 13.5 22.3 16.2 10.22007 10.4 21.4 11.3 2.42010 8.1 14.9 8.9 2.82013 7.6 14.8 8.3 2.92016 9.2 14.0 11.5 2.6
Three-year change (percentage points)1992 3.9 2.8 2.7 1.01995 2.1 4.3 0.0 2.41998 4.2 5.8 3.3 0.42001 0.7 -1.9 2.5 6.22004 -3.8 -0.6 -1.1 -0.82007 -3.1 -0.9 -4.9 -7.82010 -2.3 -6.5 -2.4 0.42013 -0.5 -0.1 -0.6 0.12016 1.6 -0.8 3.2 -0.3
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of pooled investment funds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 9.3 39.2 42.9 11.11992 20.1 41.9 41.9 17.81995 20.4 39.2 78.3 36.01998 23.6 59.0 81.2 25.82001 27.1 132.8 94.8 54.22004 31.8 76.3 95.4 20.22007 48.6 92.6 90.5 57.92010 55.3 114.5 132.6 132.62013 49.5 221.7 154.7 25.82016 75.0 300.9 200.0 95.0
Three-year change (percent)1992 116.1 6.9 -2.3 60.41995 1.5 -6.4 86.9 102.21998 15.7 50.5 3.7 -28.32001 14.8 125.1 16.7 110.12004 17.3 -42.5 0.6 -62.72007 52.8 21.4 -5.1 186.62010 13.8 23.7 46.5 129.02013 -10.5 93.6 16.7 -80.52016 51.5 35.7 29.3 268.2
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of pooled investment funds for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 53.8 193.6 85.5 14.91992 59.2 149.6 95.1 128.91995 96.8 209.9 233.5 106.81998 99.3 248.6 209.1 129.12001 110.7 353.4 245.5 84.02004 145.1 430.5 296.3 147.72007 235.8 621.1 422.6 289.72010 341.9 628.7 479.2 194.32013 277.0 1055.2 509.4 280.62016 526.4 1521.4 853.3 284.0
Three-year change (percent)1992 10.0 -22.7 11.2 765.11995 63.5 40.3 145.5 -17.11998 2.6 18.4 -10.4 20.92001 11.5 42.2 17.4 -34.92004 31.1 21.8 20.7 75.82007 62.5 44.3 42.6 96.12010 45.0 1.2 13.4 -32.92013 -19.0 67.8 6.3 44.42016 90.0 44.2 67.5 1.2
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with pooled investment funds
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 13.1 4.6 4.5 7.11992 18.5 8.2 6.1 9.21995 22.5 10.4 8.9 10.01998 28.5 13.3 11.6 13.12001 29.9 12.4 9.9 16.32004 24.3 9.7 8.1 15.32007 19.7 8.8 5.4 9.92010 16.0 5.8 3.1 7.62013 14.8 4.9 3.0 7.32016 17.5 5.7 2.9 10.1
Three-year change (percentage points)1992 5.4 3.6 1.6 2.11995 4.0 2.2 2.8 0.81998 6.0 2.9 2.7 3.12001 1.4 -0.9 -1.7 3.22004 -5.6 -2.7 -1.8 -1.02007 -4.6 -0.9 -2.7 -5.42010 -3.7 -3.0 -2.3 -2.32013 -1.2 -0.9 -0.1 -0.32016 2.7 0.8 -0.1 2.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of pooled investment funds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 22.4 5.6 13.1 37.31992 26.8 23.5 14.7 41.91995 36.0 21.9 13.6 78.31998 44.3 16.2 17.7 81.22001 47.4 30.5 16.3 88.12004 51.4 31.6 25.4 83.72007 86.9 46.3 20.8 90.52010 110.5 60.6 9.9 132.62013 105.1 25.8 12.4 149.52016 110.0 61.0 100.0 175.0
Three-year change (percent)1992 19.6 319.6 12.2 12.31995 34.3 -6.8 -7.5 86.91998 23.1 -26.0 30.1 3.72001 7.0 88.3 -7.9 8.52004 8.4 3.6 55.8 -5.02007 69.1 46.5 -18.1 8.12010 27.2 30.9 -52.4 46.52013 -4.9 -57.4 25.3 12.72016 4.7 136.4 706.5 17.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of pooled investment funds for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 97.0 128.9 41.9 83.41992 84.9 99.4 27.3 96.91995 151.0 135.8 42.2 222.31998 180.6 94.7 54.6 204.12001 205.4 109.6 58.5 227.82004 273.9 143.7 71.4 280.92007 460.2 162.5 51.3 417.72010 506.0 246.2 131.1 457.02013 570.7 279.1 37.8 491.72016 851.7 521.4 278.0 830.3
Three-year change (percent)1992 -12.5 -22.9 -34.8 16.21995 77.9 36.6 54.6 129.41998 19.6 -30.3 29.4 -8.22001 13.7 15.7 7.1 11.62004 33.3 31.1 22.1 23.32007 68.0 13.1 -28.2 48.72010 10.0 51.5 155.6 9.42013 12.8 13.4 -71.2 7.62016 49.2 86.8 635.4 68.9
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with pooled investment funds
RegionYear Northeast Midwest South West
Level (percent)1989 8.2 10.3 3.8 8.41992 12.4 12.0 8.1 10.51995 13.1 14.1 10.5 12.51998 20.1 16.4 13.7 17.92001 20.5 18.9 15.3 17.72004 18.8 15.2 12.6 15.62007 15.5 10.6 9.7 11.52010 11.7 7.2 7.2 10.42013 9.9 10.0 6.2 8.42016 11.3 11.0 8.5 10.5
Three-year change (percentage points)1992 4.2 1.7 4.3 2.11995 0.7 2.1 2.4 2.01998 7.0 2.3 3.2 5.42001 0.4 2.5 1.6 -0.22004 -1.7 -3.7 -2.7 -2.12007 -3.3 -4.6 -2.9 -4.12010 -3.8 -3.4 -2.5 -1.12013 -1.8 2.8 -1.0 -2.02016 1.4 1.0 2.3 2.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of pooled investment funds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 23.9 18.7 44.8 26.11992 24.1 26.8 30.2 26.81995 39.2 23.5 25.1 45.11998 44.3 36.9 33.9 32.52001 54.2 43.4 58.3 38.42004 63.6 57.2 57.2 33.12007 57.9 43.4 81.1 68.02010 121.6 57.5 96.7 82.92013 103.1 46.4 82.5 128.92016 148.0 102.0 105.0 150.0
Three-year change (percent)1992 0.8 43.3 -32.6 2.71995 62.7 -12.3 -16.9 68.31998 13.0 57.0 35.1 -27.92001 22.3 17.6 72.0 18.22004 17.3 31.8 -1.9 -13.82007 -9.0 -24.1 41.8 105.42010 110.0 32.5 19.2 21.92013 -15.2 -19.3 -14.7 55.52016 43.5 119.8 27.3 16.4
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of pooled investment funds for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 87.7 62.3 123.3 102.81992 87.0 101.9 73.6 72.71995 193.4 92.6 118.1 211.01998 151.9 144.0 155.1 143.42001 189.6 135.8 206.4 169.12004 235.8 228.0 256.1 208.62007 376.0 336.6 384.8 323.22010 496.0 346.9 427.1 428.42013 476.5 369.5 463.4 621.72016 875.9 572.6 932.8 682.6
Three-year change (percent)1992 -0.8 63.6 -40.3 -29.31995 122.3 -9.1 60.5 190.21998 -21.5 55.5 31.3 -32.02001 24.8 -5.7 33.1 17.92004 24.4 67.9 24.1 23.42007 59.5 47.6 50.3 54.92010 31.9 3.1 11.0 32.52013 -3.9 6.5 8.5 45.12016 83.8 55.0 101.3 9.8
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with pooled investment funds
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 7.7 5.21992 11.3 6.31995 13.1 7.91998 17.8 8.82001 18.1 15.02004 16.4 8.52007 12.1 7.72010 9.6 4.52013 8.4 7.02016 10.4 7.6
Three-year change (percentage points)1992 3.6 1.11995 1.8 1.61998 4.7 0.92001 0.3 6.22004 -1.7 -6.52007 -4.3 -0.82010 -2.5 -3.22013 -1.2 2.52016 2.0 0.6
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of pooled investment funds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 24.8 18.71992 28.5 20.11995 32.9 16.11998 36.9 17.72001 47.4 27.12004 63.6 31.82007 69.5 39.42010 100.6 44.22013 103.1 41.22016 131.0 85.1
Three-year change (percent)1992 14.9 7.51995 15.4 -19.91998 12.2 9.92001 28.5 53.12004 34.2 17.32007 9.3 23.92010 44.7 12.22013 2.5 -6.82016 27.1 106.6
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of pooled investment funds for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 95.1 48.91992 88.0 57.41995 157.4 46.81998 154.9 79.52001 184.5 121.92004 249.7 87.02007 389.6 121.92010 458.4 131.22013 519.6 135.82016 834.6 213.2
Three-year change (percent)1992 -7.5 17.41995 78.9 -18.51998 -1.6 69.92001 19.1 53.32004 35.3 -28.62007 56.0 40.12010 17.7 7.62013 13.4 3.52016 60.6 57.0
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with pooled investment funds
Housing statusYear Owner Renter or other
Level (percent)1989 10.0 2.31992 13.8 4.41995 16.0 5.51998 21.0 7.52001 22.7 7.12004 19.2 5.72007 15.0 3.52010 11.4 3.12013 11.2 2.62016 13.4 4.0
Three-year change (percentage points)1992 3.8 2.11995 2.2 1.11998 5.0 2.02001 1.7 -0.42004 -3.5 -1.42007 -4.2 -2.22010 -3.6 -0.42013 -0.2 -0.52016 2.2 1.4
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of pooled investment funds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 26.3 3.71992 30.2 16.81995 34.5 15.71998 44.3 17.72001 54.2 13.52004 63.6 12.72007 69.5 46.32010 110.5 22.12013 103.1 23.82016 150.0 39.0
Three-year change (percent)1992 14.8 354.11995 14.2 -6.51998 28.4 12.72001 22.3 -23.72004 17.3 -5.92007 9.3 264.62010 59.0 -52.32013 -6.7 7.72016 45.5 63.9
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of pooled investment funds for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 96.7 28.41992 91.7 45.61995 151.6 122.11998 166.0 56.32001 193.7 66.32004 256.0 69.32007 381.4 141.12010 461.2 188.92013 516.1 167.52016 864.2 258.5
Three-year change (percent)1992 -5.2 60.61995 65.3 167.81998 9.5 -53.92001 16.7 17.82004 32.2 4.52007 49.0 103.62010 20.9 33.92013 11.9 -11.32016 67.4 54.3
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with pooled investment funds
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.2 3.1 6.7 11.9 29.41992 0.6 4.3 10.2 21.5 34.21995 1.9 5.2 11.4 23.5 41.71998 2.1 8.7 15.3 35.5 46.32001 2.5 7.3 17.5 35.9 54.52004 2.0 7.2 12.5 32.7 47.02007 1.0 3.6 10.4 22.7 42.32010 0.7 2.1 6.1 15.5 41.82013 1.1 1.9 5.9 15.2 36.72016 0.6 2.8 7.4 19.2 44.3
Three-year change (percentage points)1992 0.4 1.2 3.5 9.6 4.81995 1.3 0.9 1.2 2.0 7.51998 0.2 3.5 3.9 12.0 4.62001 0.4 -1.4 2.2 0.4 8.22004 -0.5 -0.1 -5.0 -3.2 -7.52007 -1.0 -3.6 -2.1 -10.0 -4.72010 -0.3 -1.5 -4.3 -7.2 -0.52013 0.4 -0.2 -0.2 -0.3 -5.12016 -0.5 0.9 1.5 4.0 7.6
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of pooled investment funds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.5 3.0 11.2 24.5 56.01992 2.3 6.9 15.1 26.8 83.91995 3.1 5.5 15.7 32.9 126.81998 2.2 8.9 20.7 52.1 162.32001 2.7 6.8 20.3 51.5 201.92004 2.5 9.4 20.3 66.1 209.82007 2.9 10.4 29.0 57.9 312.72010 1.7 5.5 22.7 66.3 270.82013 2.6 5.7 20.6 72.2 317.62016 4.0 7.8 30.0 95.0 550.0
Three-year change (percent)1992 -8.0 130.0 34.8 9.4 49.81995 34.8 -20.3 4.0 22.8 51.11998 -29.0 61.8 31.8 58.4 28.02001 22.7 -23.6 -1.9 -1.2 24.42004 -7.4 38.2 0.0 28.3 3.92007 16.0 10.6 42.9 -12.4 49.02010 -41.4 -47.1 -21.7 14.5 -13.42013 52.9 3.6 -9.3 8.9 17.32016 53.8 36.8 45.6 31.6 73.2
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of pooled investment funds for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.9 7.6 17.9 39.3 182.21992 3.9 9.9 20.8 46.3 194.71995 3.5 9.2 28.3 58.9 361.31998 5.9 13.8 35.2 83.0 398.72001 3.9 15.1 35.9 90.0 450.42004 3.8 13.1 40.1 105.6 606.42007 4.0 16.2 43.8 105.5 849.22010 3.8 9.8 35.8 117.4 815.52013 4.6 13.1 36.6 114.0 975.72016 11.7 11.5 50.6 135.8 1642.6
Three-year change (percent)1992 34.5 30.3 16.2 17.8 6.91995 -10.3 -7.1 36.1 27.2 85.61998 68.6 50.0 24.4 40.9 10.42001 -33.9 9.4 2.0 8.4 13.02004 -2.6 -13.2 11.7 17.3 34.62007 5.3 23.7 9.2 -0.1 40.02010 -5.0 -39.5 -18.3 11.3 -4.02013 21.1 33.7 2.2 -2.9 19.62016 154.3 -12.2 38.3 19.1 68.4
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with cash value life insurance
Year All familiesLevel (percent)
1989 35.51992 34.91995 32.01998 29.62001 28.02004 24.22007 23.02010 19.72013 19.22016 19.4
Three-year change (percentage points)1992 -0.61995 -2.91998 -2.42001 -1.62004 -3.82007 -1.22010 -3.32013 -0.52016 0.2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of cash value life insurance for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 5.61992 5.21995 7.81998 10.72001 13.52004 7.62007 9.32010 8.12013 8.22016 8.5
Three-year change (percent)1992 -7.11995 50.01998 37.22001 26.22004 -43.72007 22.42010 -12.92013 1.22016 3.7
20
25
30
35
40
45
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of cash value life insurance for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 20.31992 19.71995 32.11998 42.52001 48.92004 29.32007 36.22010 31.42013 36.42016 37.5
Three-year change (percent)1992 -3.01995 62.91998 32.42001 15.12004 -40.12007 23.52010 -13.32013 15.92016 3.0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with cash value life insurance
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 13.3 26.3 34.4 48.6 50.9 58.81992 15.9 25.7 34.8 45.1 50.1 55.71995 15.6 26.5 29.0 40.2 46.0 51.21998 16.6 22.2 27.7 34.7 44.3 49.02001 13.8 24.7 25.6 35.7 38.6 41.82004 14.0 19.0 24.4 29.7 29.6 38.12007 12.8 16.4 21.6 29.4 30.6 38.92010 10.7 17.2 19.5 22.8 25.8 30.92013 10.6 16.1 19.4 24.1 22.7 28.72016 12.2 15.9 19.5 22.7 22.3 31.0
Three-year change (percentage points)1992 2.6 -0.6 0.4 -3.5 -0.8 -3.11995 -0.3 0.8 -5.8 -4.9 -4.1 -4.51998 1.0 -4.3 -1.3 -5.5 -1.7 -2.22001 -2.8 2.5 -2.1 1.0 -5.7 -7.22004 0.2 -5.7 -1.2 -6.0 -9.0 -3.72007 -1.2 -2.6 -2.8 -0.3 1.0 0.82010 -2.1 0.8 -2.1 -6.6 -4.8 -8.02013 -0.1 -1.1 -0.1 1.3 -3.1 -2.22016 1.6 -0.2 0.1 -1.4 -0.4 2.3
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of cash value life insurance for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 1.7 3.7 3.7 6.1 8.4 18.71992 1.7 3.1 3.8 5.8 8.4 16.81995 2.5 4.7 5.5 9.4 14.4 15.71998 5.9 7.4 6.2 11.1 14.8 26.62001 4.8 8.4 9.5 16.3 13.5 32.52004 3.6 4.8 6.4 8.9 12.7 25.42007 2.9 5.8 6.0 11.5 10.4 32.52010 3.4 4.6 5.5 8.3 11.1 33.22013 3.7 4.1 8.2 8.2 10.1 30.92016 2.0 5.0 6.0 9.6 20.0 38.0
Three-year change (percent)1992 0.0 -16.2 2.7 -4.9 0.0 -10.21995 47.1 51.6 44.7 62.1 71.4 -6.51998 136.0 57.4 12.7 18.1 2.8 69.42001 -18.6 13.5 53.2 46.8 -8.8 22.22004 -25.0 -42.9 -32.6 -45.4 -5.9 -21.82007 -19.4 20.8 -6.2 29.2 -18.1 28.02010 17.2 -20.7 -8.3 -27.8 6.7 2.22013 8.8 -10.9 49.1 -1.2 -9.0 -6.92016 -45.9 22.0 -26.8 17.1 98.0 23.0
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of cash value life insurance for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 9.7 8.3 9.8 15.9 20.7 54.91992 5.5 12.9 14.8 15.4 21.9 45.11995 10.3 17.0 20.3 30.2 39.5 70.81998 10.8 18.8 27.6 41.1 58.4 90.12001 12.6 20.7 36.3 50.1 58.9 110.32004 14.3 9.4 14.2 22.1 25.2 94.22007 12.5 24.8 21.9 23.7 28.7 102.12010 14.4 12.9 20.8 24.1 32.8 86.52013 8.3 12.0 17.1 21.0 30.4 141.12016 13.3 12.3 17.1 22.9 46.8 122.3
Three-year change (percent)1992 -43.3 55.4 51.0 -3.1 5.8 -17.91995 87.3 31.8 37.2 96.1 80.4 57.01998 4.9 10.6 36.0 36.1 47.8 27.32001 16.7 10.1 31.5 21.9 0.9 22.42004 13.5 -54.6 -60.9 -55.9 -57.2 -14.62007 -12.6 163.8 54.2 7.2 13.9 8.42010 15.2 -48.0 -5.0 1.7 14.3 -15.32013 -42.4 -7.0 -17.8 -12.9 -7.3 63.12016 60.2 2.5 0.0 9.0 53.9 -13.3
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with cash value life insurance
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 24.8 41.3 41.2 43.3 38.7 28.71992 25.5 36.0 38.5 42.3 39.4 34.91995 22.8 29.3 38.4 37.4 37.5 35.81998 18.0 29.0 32.9 35.8 39.1 32.62001 15.0 27.0 31.1 35.7 36.7 33.32004 11.0 20.1 26.0 32.1 34.8 34.02007 11.4 17.5 22.3 35.2 34.4 27.62010 9.6 12.3 19.8 25.7 28.4 32.42013 9.2 13.3 17.1 24.4 29.4 30.42016 9.3 12.6 18.4 23.4 29.7 29.5
Three-year change (percentage points)1992 0.7 -5.3 -2.7 -1.0 0.7 6.21995 -2.7 -6.7 -0.1 -4.9 -1.9 0.91998 -4.8 -0.3 -5.5 -1.6 1.6 -3.22001 -3.0 -2.0 -1.8 -0.1 -2.4 0.72004 -4.0 -6.9 -5.1 -3.6 -1.9 0.72007 0.4 -2.6 -3.7 3.1 -0.4 -6.42010 -1.8 -5.2 -2.5 -9.5 -6.0 4.82013 -0.4 1.0 -2.7 -1.3 1.0 -2.02016 0.1 -0.7 1.3 -1.0 0.3 -0.9
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of cash value life insurance for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 3.4 6.2 8.4 9.3 3.7 3.71992 3.1 5.8 7.5 11.2 3.8 3.21995 5.5 8.3 12.3 8.3 7.8 7.81998 4.0 12.5 14.8 14.0 12.5 7.42001 13.5 12.2 14.9 13.5 11.9 9.52004 3.8 6.4 10.2 12.7 10.2 6.42007 3.2 9.6 11.6 11.6 11.6 5.82010 2.3 5.5 11.1 10.3 11.1 7.72013 2.6 7.2 8.2 10.1 10.1 8.22016 3.0 6.0 9.6 15.0 9.6 7.5
Three-year change (percent)1992 -8.8 -6.5 -10.7 20.4 2.7 -13.51995 77.4 43.1 64.0 -25.9 105.3 143.81998 -27.3 50.6 20.3 68.7 60.3 -5.12001 237.5 -2.4 0.7 -3.6 -4.8 28.42004 -71.9 -47.5 -31.5 -5.9 -14.3 -32.62007 -15.8 50.0 13.7 -8.7 13.7 -9.42010 -28.1 -42.7 -4.3 -11.2 -4.3 32.82013 13.0 30.9 -26.1 -1.9 -9.0 6.52016 15.4 -16.7 17.1 48.5 -5.0 -8.5
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of cash value life insurance for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 13.4 21.9 23.2 26.7 15.9 19.51992 12.5 20.5 20.5 36.3 14.5 10.01995 27.8 31.1 44.8 29.7 31.4 20.51998 36.9 56.4 49.8 33.1 43.7 19.12001 62.0 44.1 68.8 44.6 31.5 33.22004 13.0 26.1 30.0 34.9 36.0 28.82007 17.6 27.9 44.1 38.9 39.8 39.02010 12.9 23.3 39.2 41.3 31.2 25.12013 11.0 35.1 30.2 41.1 57.5 27.22016 9.5 18.3 35.5 56.6 33.6 46.5
Three-year change (percent)1992 -6.7 -6.4 -11.6 36.0 -8.8 -48.71995 122.4 51.7 118.5 -18.2 116.6 105.01998 32.7 81.4 11.2 11.4 39.2 -6.82001 68.0 -21.8 38.2 34.7 -27.9 73.82004 -79.0 -40.8 -56.4 -21.7 14.3 -13.32007 35.4 6.9 47.0 11.5 10.6 35.42010 -26.7 -16.5 -11.1 6.2 -21.6 -35.62013 -14.7 50.6 -23.0 -0.5 84.3 8.42016 -13.6 -47.9 17.5 37.7 -41.6 71.0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with cash value life insurance
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 20.0 19.4 22.7 45.8 46.61992 27.9 21.8 27.4 41.4 42.71995 23.9 20.7 26.2 36.2 40.21998 20.9 14.9 24.9 34.1 39.52001 21.6 17.0 22.6 32.1 34.22004 18.2 13.6 28.9 24.4 30.22007 21.4 10.2 22.0 23.6 30.22010 11.1 9.8 23.5 18.9 27.92013 16.1 8.1 21.4 17.5 27.02016 14.1 11.1 22.3 17.6 26.0
Three-year change (percentage points)1992 7.9 2.4 4.7 -4.4 -3.91995 -4.0 -1.1 -1.2 -5.2 -2.51998 -3.0 -5.8 -1.3 -2.1 -0.72001 0.7 2.1 -2.3 -2.0 -5.32004 -3.4 -3.4 6.3 -7.7 -4.02007 3.2 -3.4 -6.9 -0.8 0.02010 -10.3 -0.4 1.5 -4.7 -2.32013 5.0 -1.7 -2.1 -1.4 -0.92016 -2.0 3.0 0.9 0.1 -1.0
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of cash value life insurance for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 2.4 4.0 1.9 6.7 9.31992 3.4 5.0 2.2 7.5 6.71995 4.5 5.5 4.7 10.2 11.01998 8.9 9.2 7.4 12.9 11.82001 7.5 10.7 8.1 16.3 13.52004 2.5 6.4 4.1 10.2 12.72007 4.4 6.4 5.8 11.0 11.62010 2.2 5.5 4.4 8.8 12.82013 5.2 4.4 6.2 9.1 10.32016 4.1 2.5 6.0 10.0 12.6
Three-year change (percent)1992 41.7 25.0 15.8 11.9 -28.01995 32.4 10.0 113.6 36.0 64.21998 97.8 67.3 57.4 26.5 7.32001 -15.7 16.3 9.5 26.4 14.42004 -66.7 -40.2 -49.4 -37.4 -5.92007 76.0 0.0 41.5 7.8 -8.72010 -50.0 -14.1 -24.1 -20.0 10.32013 136.4 -20.0 40.9 3.4 -19.52016 -21.2 -43.2 -3.2 9.9 22.3
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of cash value life insurance for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 6.9 10.8 8.8 22.6 26.11992 14.7 18.2 6.8 24.8 20.21995 26.8 17.9 21.1 39.2 34.01998 31.4 19.4 21.3 58.0 40.92001 49.7 47.3 22.8 60.7 45.12004 24.6 13.3 9.7 31.7 43.12007 20.9 21.4 26.8 38.0 45.82010 15.1 26.4 16.2 37.2 37.92013 14.8 21.9 21.6 36.7 51.62016 12.3 11.4 23.3 44.1 51.7
Three-year change (percent)1992 113.0 68.5 -22.7 9.7 -22.61995 82.3 -1.6 210.3 58.1 68.31998 17.2 8.4 0.9 48.0 20.32001 58.3 143.8 7.0 4.7 10.32004 -50.5 -71.9 -57.5 -47.8 -4.42007 -15.0 60.9 176.3 19.9 6.32010 -27.8 23.4 -39.6 -2.1 -17.22013 -2.0 -17.0 33.3 -1.3 36.12016 -16.9 -47.9 7.9 20.2 0.2
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with cash value life insurance
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 26.9 33.3 37.8 45.51992 18.6 34.7 39.6 43.21995 20.7 32.0 32.1 40.21998 19.4 29.7 29.5 35.82001 20.3 24.4 29.3 35.22004 13.7 23.0 24.4 30.22007 12.6 22.6 24.9 26.82010 11.9 19.8 18.0 24.12013 12.0 18.3 18.9 22.72016 13.5 20.3 17.6 22.3
Three-year change (percentage points)1992 -8.3 1.4 1.8 -2.31995 2.1 -2.7 -7.5 -3.01998 -1.3 -2.3 -2.6 -4.42001 0.9 -5.3 -0.2 -0.62004 -6.6 -1.4 -4.9 -5.02007 -1.1 -0.4 0.5 -3.42010 -0.7 -2.8 -6.9 -2.72013 0.1 -1.5 0.9 -1.42016 1.5 2.0 -1.3 -0.4
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of cash value life insurance for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 2.4 3.7 5.6 9.31992 2.9 4.2 5.0 8.41995 6.0 7.8 7.8 11.71998 5.2 7.4 9.6 17.72001 8.1 10.2 13.5 18.32004 4.1 6.4 6.4 12.72007 2.9 6.0 9.3 17.42010 5.0 5.7 6.1 15.52013 5.2 5.2 8.2 13.42016 5.0 5.0 5.0 17.0
Three-year change (percent)1992 20.8 13.5 -10.7 -9.71995 106.9 85.7 56.0 39.31998 -13.3 -5.1 23.1 51.32001 55.8 37.8 40.6 3.42004 -49.4 -37.3 -52.6 -30.62007 -29.3 -6.2 45.3 37.02010 72.4 -5.0 -34.4 -10.92013 4.0 -8.8 34.4 -13.52016 -3.8 -3.8 -39.0 26.9
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of cash value life insurance for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 10.4 13.6 17.9 34.91992 12.2 15.7 17.8 27.01995 25.7 25.2 26.6 46.01998 10.5 29.4 32.5 74.02001 20.5 34.4 44.8 72.32004 9.6 18.4 23.3 45.82007 11.7 22.7 23.0 64.72010 11.2 18.8 21.9 51.82013 8.2 14.9 22.4 67.72016 17.9 17.6 25.2 63.4
Three-year change (percent)1992 17.3 15.4 -0.6 -22.61995 110.7 60.5 49.4 70.41998 -59.1 16.7 22.2 60.92001 95.2 17.0 37.8 -2.32004 -53.2 -46.5 -48.0 -36.72007 21.9 23.4 -1.3 41.32010 -4.3 -17.2 -4.8 -19.92013 -26.8 -20.7 2.3 30.72016 118.3 18.1 12.5 -6.4
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with cash value life insurance
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 40.0 24.0 17.4 25.91992 38.6 27.9 12.0 30.31995 34.1 26.7 20.6 24.61998 32.2 28.8 11.0 16.12001 29.9 28.9 11.4 21.02004 26.8 24.4 7.7 16.52007 25.3 27.9 7.8 13.42010 22.6 18.0 5.9 15.42013 21.5 19.0 6.1 16.52016 21.2 23.7 6.4 14.8
Three-year change (percentage points)1992 -1.4 3.9 -5.4 4.41995 -4.5 -1.2 8.6 -5.71998 -1.9 2.1 -9.6 -8.52001 -2.3 0.1 0.4 4.92004 -3.1 -4.5 -3.7 -4.52007 -1.5 3.5 0.1 -3.12010 -2.7 -9.9 -1.9 2.02013 -1.1 1.0 0.2 1.12016 -0.3 4.7 0.3 -1.7
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of cash value life insurance for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 6.1 2.8 3.7 3.71992 5.2 5.0 7.3 8.01995 7.8 7.8 15.7 14.41998 11.8 7.4 5.5 9.62001 13.5 8.1 13.5 14.92004 8.9 4.5 7.6 10.22007 10.4 5.8 5.2 8.12010 8.8 4.0 5.5 6.62013 9.3 3.1 5.2 8.22016 10.0 3.8 5.5 5.0
Three-year change (percent)1992 -14.8 78.6 97.3 116.21995 50.0 56.0 115.1 80.01998 51.3 -5.1 -65.0 -33.32001 14.4 9.5 145.5 55.22004 -34.1 -44.4 -43.7 -31.52007 16.9 28.9 -31.6 -20.62010 -15.4 -31.0 5.8 -18.52013 5.7 -22.5 -5.5 24.22016 7.5 22.6 5.8 -39.0
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of cash value life insurance for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 21.6 9.6 12.5 23.61992 19.4 15.4 29.1 31.01995 30.9 24.3 54.3 67.11998 42.3 38.4 62.6 46.02001 51.7 33.3 48.4 43.02004 30.8 18.3 40.3 27.92007 39.9 22.9 13.2 30.92010 34.2 16.2 25.5 28.32013 41.3 12.8 9.3 38.72016 45.0 13.7 39.9 23.1
Three-year change (percent)1992 -10.2 60.4 132.8 31.41995 59.3 57.8 86.6 116.51998 36.9 58.0 15.3 -31.42001 22.2 -13.3 -22.7 -6.52004 -40.4 -45.0 -16.7 -35.12007 29.5 25.1 -67.2 10.82010 -14.3 -29.3 93.2 -8.42013 20.8 -21.0 -63.5 36.72016 9.0 7.0 329.0 -40.3
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with cash value life insurance
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 37.1 47.5 32.8 11.91992 36.7 41.1 34.2 16.31995 32.2 41.9 32.1 13.31998 27.5 39.5 32.5 17.22001 27.4 34.6 29.0 13.02004 21.8 29.8 29.7 10.72007 20.3 32.1 27.3 14.62010 17.1 25.9 25.5 10.22013 17.0 21.1 25.4 8.82016 16.4 23.3 26.1 8.1
Three-year change (percentage points)1992 -0.4 -6.4 1.4 4.41995 -4.5 0.8 -2.1 -3.01998 -4.7 -2.4 0.4 3.92001 -0.1 -4.9 -3.5 -4.22004 -5.6 -4.8 0.7 -2.32007 -1.5 2.3 -2.4 3.92010 -3.2 -6.2 -1.8 -4.42013 -0.1 -4.8 -0.1 -1.42016 -0.6 2.2 0.7 -0.7
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of cash value life insurance for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 5.6 11.2 3.7 1.91992 5.4 10.7 3.8 8.01995 8.6 9.4 7.0 5.51998 10.3 17.0 8.3 10.32001 12.9 23.0 12.2 13.52004 6.8 13.4 6.4 10.72007 8.7 27.8 6.4 2.52010 6.6 21.0 8.1 5.52013 5.9 16.0 8.2 5.82016 8.0 25.0 6.7 4.8
Three-year change (percent)1992 -3.6 -4.5 2.7 321.11995 59.3 -12.1 84.2 -31.21998 19.8 80.9 18.6 87.32001 25.2 35.3 47.0 31.12004 -47.3 -41.7 -47.5 -20.72007 27.9 107.5 0.0 -76.62010 -24.1 -24.5 26.6 120.02013 -10.6 -23.8 1.2 5.52016 35.6 56.2 -18.3 -17.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of cash value life insurance for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 19.3 36.8 13.6 5.21992 19.7 31.9 11.9 30.91995 32.4 51.0 22.0 25.31998 42.1 74.4 25.6 41.22001 45.2 83.9 32.9 95.32004 23.0 61.5 26.3 11.02007 28.9 68.7 35.6 10.72010 25.5 71.8 23.3 15.62013 28.3 80.8 36.4 13.72016 34.9 81.0 27.4 10.9
Three-year change (percent)1992 2.1 -13.3 -12.5 494.21995 64.5 59.9 84.9 -18.11998 29.9 45.9 16.4 62.82001 7.4 12.8 28.5 131.32004 -49.1 -26.7 -20.1 -88.52007 25.7 11.7 35.4 -2.72010 -11.8 4.5 -34.6 45.82013 11.0 12.5 56.2 -12.22016 23.3 0.2 -24.7 -20.4
15
20
25
30
35
40
45
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with cash value life insurance
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 46.5 32.1 38.0 28.51992 44.0 34.9 33.1 30.01995 41.2 29.9 31.3 28.31998 31.4 29.4 27.6 29.82001 31.6 28.4 25.1 26.42004 27.5 21.9 18.7 26.82007 24.9 21.3 19.0 25.32010 21.6 17.3 15.6 22.22013 19.8 16.7 15.2 22.32016 21.5 14.2 14.9 23.3
Three-year change (percentage points)1992 -2.5 2.8 -4.9 1.51995 -2.8 -5.0 -1.8 -1.71998 -9.8 -0.5 -3.7 1.52001 0.2 -1.0 -2.5 -3.42004 -4.1 -6.5 -6.4 0.42007 -2.6 -0.6 0.3 -1.52010 -3.3 -4.0 -3.4 -3.12013 -1.8 -0.6 -0.4 0.12016 1.7 -2.5 -0.3 1.0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of cash value life insurance for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 9.0 4.0 5.6 3.71992 7.5 5.0 5.4 4.01995 11.7 7.8 8.3 6.71998 14.8 12.5 8.3 8.92001 17.6 10.2 13.5 12.22004 12.7 6.4 6.4 6.42007 15.1 10.4 5.8 5.82010 11.1 5.5 6.6 7.72013 10.3 5.7 5.2 8.22016 13.0 6.5 7.0 6.5
Three-year change (percent)1992 -16.7 25.0 -3.6 8.11995 56.0 56.0 53.7 67.51998 26.5 60.3 0.0 32.82001 18.9 -18.4 62.7 37.12004 -27.8 -37.3 -52.6 -47.52007 18.9 62.5 -9.4 -9.42010 -26.5 -47.1 13.8 32.82013 -7.2 3.6 -21.2 6.52016 26.2 14.0 34.6 -20.7
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of cash value life insurance for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 29.6 21.0 16.9 12.91992 27.1 17.2 20.3 14.41995 44.8 32.3 29.7 22.41998 67.4 41.1 36.1 27.12001 71.2 39.6 40.1 37.92004 45.4 20.8 16.2 25.32007 55.7 26.3 19.7 33.42010 53.2 20.7 21.8 22.52013 58.4 22.4 12.1 34.72016 63.0 29.4 19.0 26.5
Three-year change (percent)1992 -8.4 -18.1 20.1 11.61995 65.3 87.8 46.3 55.61998 50.4 27.2 21.5 21.02001 5.6 -3.6 11.1 39.92004 -36.2 -47.5 -59.6 -33.22007 22.7 26.4 21.6 32.02010 -4.5 -21.3 10.7 -32.62013 9.8 8.2 -44.5 54.22016 7.9 31.2 57.0 -23.6
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with cash value life insurance
RegionYear Northeast Midwest South West
Level (percent)1989 40.7 40.4 32.3 29.61992 34.6 43.1 32.9 28.71995 36.3 37.8 30.2 24.31998 33.7 33.6 30.3 20.22001 27.5 34.0 28.2 21.62004 24.6 30.3 24.1 17.52007 23.5 26.6 23.4 18.32010 20.6 23.3 19.3 16.12013 22.7 23.9 18.6 12.52016 21.0 24.5 18.7 14.4
Three-year change (percentage points)1992 -6.1 2.7 0.6 -0.91995 1.7 -5.3 -2.7 -4.41998 -2.6 -4.2 0.1 -4.12001 -6.2 0.4 -2.1 1.42004 -2.9 -3.7 -4.1 -4.12007 -1.1 -3.7 -0.7 0.82010 -2.9 -3.3 -4.1 -2.22013 2.1 0.6 -0.7 -3.62016 -1.7 0.6 0.1 1.9
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of cash value life insurance for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 6.7 6.5 4.7 4.71992 6.7 5.9 4.0 5.01995 8.3 7.0 7.8 9.41998 11.8 10.3 10.3 11.82001 12.9 10.9 13.5 16.32004 7.6 8.9 6.4 7.62007 10.4 8.1 9.3 11.52010 11.1 6.2 7.7 9.92013 8.4 8.2 5.2 10.32016 10.0 10.0 6.0 10.0
Three-year change (percent)1992 0.0 -9.2 -14.9 6.41995 23.9 18.6 95.0 88.01998 42.2 47.1 32.1 25.52001 9.3 5.8 31.1 38.12004 -41.1 -18.3 -52.6 -53.42007 36.8 -9.0 45.3 51.32010 6.7 -23.5 -17.2 -13.92013 -24.3 32.3 -32.5 4.02016 19.0 22.0 15.4 -2.9
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of cash value life insurance for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 21.0 22.2 19.0 18.41992 26.9 19.8 16.1 17.81995 34.4 27.8 32.7 35.41998 49.9 35.2 42.4 45.22001 47.4 40.6 47.8 66.72004 30.3 29.5 26.5 34.32007 33.3 29.5 40.2 40.82010 35.5 23.0 32.9 36.22013 38.3 32.9 33.4 47.42016 42.7 39.6 34.1 35.3
Three-year change (percent)1992 28.1 -10.8 -15.3 -3.31995 27.9 40.4 103.1 98.91998 45.1 26.6 29.7 27.72001 -5.0 15.3 12.7 47.62004 -36.1 -27.3 -44.6 -48.62007 9.9 0.0 51.7 19.02010 6.6 -22.0 -18.2 -11.32013 7.9 43.0 1.5 30.92016 11.5 20.4 2.1 -25.5
15
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with cash value life insurance
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 35.1 37.21992 34.7 35.71995 32.0 32.01998 29.5 30.22001 27.5 30.82004 24.6 22.32007 22.2 26.82010 19.3 21.92013 18.7 22.72016 18.8 23.3
Three-year change (percentage points)1992 -0.4 -1.51995 -2.7 -3.71998 -2.5 -1.82001 -2.0 0.62004 -2.9 -8.52007 -2.4 4.52010 -2.9 -4.92013 -0.6 0.82016 0.1 0.6
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of cash value life insurance for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 5.6 5.61992 5.8 4.21995 8.3 6.71998 11.1 8.92001 13.5 11.52004 7.9 6.42007 10.4 5.82010 8.8 5.52013 8.2 6.72016 9.0 7.0
Three-year change (percent)1992 3.6 -25.01995 43.1 59.51998 33.7 32.82001 21.6 29.22004 -41.5 -44.32007 31.6 -9.42010 -15.4 -5.22013 -6.8 21.82016 9.8 4.5
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of cash value life insurance for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 20.4 19.71992 20.4 16.61995 33.5 24.01998 44.6 30.52001 52.6 28.12004 31.6 17.42007 40.7 18.22010 35.1 15.72013 39.6 18.72016 39.9 23.4
Three-year change (percent)1992 0.0 -15.71995 64.2 44.61998 33.1 27.12001 17.9 -7.92004 -39.9 -38.12007 28.8 4.62010 -13.8 -13.72013 12.8 19.12016 0.8 25.1
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with cash value life insurance
Housing statusYear Owner Renter or other
Level (percent)1989 45.5 17.81992 43.2 20.21995 38.8 19.41998 36.9 15.22001 34.5 14.32004 30.1 11.02007 28.9 10.12010 24.0 10.92013 23.8 10.62016 24.0 11.4
Three-year change (percentage points)1992 -2.3 2.41995 -4.4 -0.81998 -1.9 -4.22001 -2.4 -0.92004 -4.4 -3.32007 -1.2 -0.92010 -4.9 0.82013 -0.2 -0.32016 0.2 0.8
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of cash value life insurance for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 6.2 3.41992 5.8 3.41995 9.4 5.51998 11.8 7.42001 13.5 10.22004 8.9 3.82007 11.5 2.32010 9.4 4.42013 8.8 3.42016 10.0 3.1
Three-year change (percent)1992 -6.5 0.01995 62.1 61.81998 25.5 34.52001 14.4 37.82004 -34.1 -62.72007 29.2 -39.52010 -18.3 91.32013 -6.4 -22.72016 13.6 -8.8
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of cash value life insurance for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 21.0 16.81992 21.6 12.51995 35.1 21.01998 46.0 25.92001 51.8 34.22004 32.2 11.92007 39.7 14.42010 34.0 19.72013 41.4 15.12016 42.6 18.2
Three-year change (percent)1992 2.9 -25.61995 62.5 68.01998 31.1 23.32001 12.6 32.02004 -37.8 -65.22007 23.3 21.02010 -14.4 36.82013 21.8 -23.42016 2.9 20.5
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with cash value life insurance
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 13.6 28.4 45.5 50.0 61.11992 12.5 32.0 40.6 50.2 60.71995 11.3 27.2 38.4 47.4 56.11998 10.7 23.8 35.6 45.5 52.22001 6.9 26.1 34.4 41.8 48.72004 7.7 19.3 30.1 36.8 43.72007 7.8 19.7 28.5 32.3 41.72010 7.3 14.2 24.1 30.8 36.82013 7.5 16.8 21.6 28.6 34.42016 7.5 16.6 21.8 30.0 34.3
Three-year change (percentage points)1992 -1.1 3.6 -4.9 0.2 -0.41995 -1.2 -4.8 -2.2 -2.8 -4.61998 -0.6 -3.4 -2.8 -1.9 -3.92001 -3.8 2.3 -1.2 -3.7 -3.52004 0.8 -6.8 -4.3 -5.0 -5.02007 0.1 0.4 -1.6 -4.5 -2.02010 -0.5 -5.5 -4.4 -1.5 -4.92013 0.2 2.6 -2.5 -2.2 -2.42016 0.0 -0.2 0.2 1.4 -0.1
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of cash value life insurance for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.4 3.5 5.6 9.0 16.81992 1.3 2.9 5.0 8.9 16.81995 1.9 5.3 7.8 11.0 26.61998 1.8 7.4 10.3 14.8 29.52001 2.4 7.0 12.9 14.2 40.62004 1.0 5.1 6.4 12.7 25.42007 1.4 3.5 7.5 17.4 34.72010 1.7 3.4 6.4 15.1 33.22013 1.1 3.8 6.2 14.7 30.92016 1.1 4.0 8.0 12.6 45.0
Three-year change (percent)1992 -7.1 -17.1 -10.7 -1.1 0.01995 46.2 82.8 56.0 23.6 58.31998 -5.3 39.6 32.1 34.5 10.92001 33.3 -5.4 25.2 -4.1 37.62004 -58.3 -27.1 -50.4 -10.6 -37.42007 40.0 -31.4 17.2 37.0 36.62010 21.4 -2.9 -14.7 -13.2 -4.32013 -35.3 11.8 -3.1 -2.6 -6.92016 0.0 5.3 29.0 -14.3 45.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of cash value life insurance for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.2 8.1 14.3 20.3 55.51992 2.6 6.2 15.8 23.5 48.01995 3.4 10.5 22.7 38.5 80.71998 4.8 11.2 23.8 48.0 122.32001 4.5 14.0 34.3 54.5 129.82004 2.8 8.5 15.8 24.9 93.12007 3.7 9.6 19.5 37.5 109.82010 4.0 7.4 18.9 29.1 91.42013 3.3 7.8 12.8 31.3 132.22016 3.7 8.1 18.3 29.4 132.3
Three-year change (percent)1992 18.2 -23.5 10.5 15.8 -13.51995 30.8 69.4 43.7 63.8 68.11998 41.2 6.7 4.8 24.7 51.52001 -6.2 25.0 44.1 13.5 6.12004 -37.8 -39.3 -53.9 -54.3 -28.32007 32.1 12.9 23.4 50.6 17.92010 8.1 -22.9 -3.1 -22.4 -16.82013 -17.5 5.4 -32.3 7.6 44.62016 12.1 3.8 43.0 -6.1 0.1
3
4
5
6
7
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with other managed assets
Year All familiesLevel (percent)
1989 3.61992 4.01995 3.91998 5.92001 6.62004 7.32007 5.82010 5.72013 5.22016 5.5
Three-year change (percentage points)1992 0.41995 -0.11998 2.02001 0.72004 0.72007 -1.52010 -0.12013 -0.52016 0.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other managed assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 46.61992 33.51995 47.01998 46.52001 94.82004 57.22007 81.12010 77.42013 103.12016 110.0
Three-year change (percent)1992 -28.11995 40.31998 -1.12001 103.92004 -39.72007 41.82010 -4.62013 33.22016 6.7
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other managed assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 218.41992 156.71995 213.31998 285.62001 409.02004 263.32007 288.12010 274.02013 382.12016 473.6
Three-year change (percent)1992 -28.31995 36.11998 33.92001 43.22004 -35.62007 9.42010 -4.92013 39.52016 23.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other managed assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.4 2.9 2.7 3.8 5.5 11.01992 0.5 3.0 3.4 4.8 6.9 9.61995 0.7 3.7 3.9 4.5 5.8 8.01998 3.0 4.5 4.0 7.1 7.2 14.92001 2.2 3.3 5.4 8.5 10.7 16.72004 3.1 4.9 7.9 7.8 12.2 13.02007 2.7 4.7 5.4 5.7 7.6 13.62010 1.7 4.2 5.5 6.9 7.8 12.32013 1.5 3.1 4.3 6.3 8.9 12.92016 2.1 3.9 3.7 6.7 8.6 13.3
Three-year change (percentage points)1992 0.1 0.1 0.7 1.0 1.4 -1.41995 0.2 0.7 0.5 -0.3 -1.1 -1.61998 2.3 0.8 0.1 2.6 1.4 6.92001 -0.8 -1.2 1.4 1.4 3.5 1.82004 0.9 1.6 2.5 -0.7 1.5 -3.72007 -0.4 -0.2 -2.5 -2.1 -4.6 0.62010 -1.0 -0.5 0.1 1.2 0.2 -1.32013 -0.2 -1.1 -1.2 -0.6 1.1 0.62016 0.6 0.8 -0.6 0.4 -0.3 0.4
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other managed assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 22.4 37.3 11.2 56.0 59.7 74.61992 20.1 33.5 16.8 33.5 30.2 83.91995 65.8 23.5 39.2 40.7 54.8 86.11998 23.6 37.7 34.5 44.6 36.9 132.82001 32.8 48.8 94.8 81.3 94.8 151.72004 27.9 63.6 45.8 44.5 63.6 127.22007 115.8 99.6 68.3 60.2 34.7 104.22010 42.0 49.7 66.3 36.5 90.6 165.82013 20.6 55.7 72.2 76.9 113.4 226.82016 100.0 60.0 80.0 100.0 132.0 260.0
Three-year change (percent)1992 -10.3 -10.2 50.0 -40.2 -49.4 12.51995 227.4 -29.9 133.3 21.5 81.5 2.61998 -64.1 60.4 -12.0 9.6 -32.7 54.22001 39.0 29.4 174.8 82.3 156.9 14.22004 -14.9 30.3 -51.7 -45.3 -32.9 -16.22007 315.1 56.6 49.1 35.3 -45.4 -18.12010 -63.7 -50.1 -2.9 -39.4 161.1 59.12013 -51.0 12.1 8.9 110.7 25.2 36.82016 385.4 7.7 10.8 30.0 16.4 14.6
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other managed assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 26.4 58.9 122.8 154.1 113.3 458.91992 28.6 65.3 54.5 71.5 104.8 424.91995 185.1 94.8 103.3 173.6 244.9 456.01998 98.6 103.7 69.6 131.8 168.9 789.22001 183.5 203.5 246.8 225.6 298.0 916.12004 50.7 110.9 146.9 193.5 215.2 747.12007 164.1 179.0 126.1 167.3 176.0 707.12010 95.7 74.1 138.5 94.8 185.7 841.12013 84.6 117.5 102.9 189.5 247.0 1048.52016 199.5 108.2 353.9 201.5 223.6 1277.5
Three-year change (percent)1992 8.3 10.9 -55.6 -53.6 -7.5 -7.41995 547.2 45.2 89.5 142.8 133.7 7.31998 -46.7 9.4 -32.6 -24.1 -31.0 73.12001 86.1 96.2 254.6 71.2 76.4 16.12004 -72.4 -45.5 -40.5 -14.2 -27.8 -18.42007 223.7 61.4 -14.2 -13.5 -18.2 -5.42010 -41.7 -58.6 9.8 -43.3 5.5 19.02013 -11.6 58.6 -25.7 99.9 33.0 24.72016 135.8 -7.9 243.9 6.3 -9.5 21.8
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other managed assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 2.5 3.2 3.5 3.5 5.5 5.91992 1.7 3.0 5.5 5.1 5.8 5.91995 1.6 3.5 3.0 7.7 5.9 5.21998 1.9 3.9 6.5 6.5 11.8 11.62001 2.1 3.1 6.4 13.0 11.8 11.22004 2.9 3.7 6.2 9.4 12.8 16.72007 0.8 2.2 5.1 7.7 13.2 14.02010 0.9 2.0 4.5 7.7 11.4 14.12013 1.3 2.0 3.9 7.1 11.9 9.22016 1.4 1.7 2.6 6.4 12.5 12.6
Three-year change (percentage points)1992 -0.8 -0.2 2.0 1.6 0.3 0.01995 -0.1 0.5 -2.5 2.6 0.1 -0.71998 0.3 0.4 3.5 -1.2 5.9 6.42001 0.2 -0.8 -0.1 6.5 0.0 -0.42004 0.8 0.6 -0.2 -3.6 1.0 5.52007 -2.1 -1.5 -1.1 -1.7 0.4 -2.72010 0.1 -0.2 -0.6 0.0 -1.8 0.12013 0.4 0.0 -0.6 -0.6 0.5 -4.92016 0.1 -0.3 -1.3 -0.7 0.6 3.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other managed assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 16.8 33.6 18.7 130.6 89.6 59.71992 33.5 13.4 33.5 67.1 53.7 33.51995 7.0 16.9 88.9 78.3 54.8 101.81998 28.7 36.9 58.0 95.9 61.0 44.32001 54.2 67.7 81.3 74.5 162.6 135.52004 6.4 23.3 54.7 82.7 76.3 63.62007 17.4 27.8 52.1 68.3 81.1 115.82010 9.9 11.1 55.3 71.8 105.0 90.62013 13.4 41.2 72.2 103.1 128.9 113.42016 50.0 22.0 70.0 165.0 140.0 100.0
Three-year change (percent)1992 99.4 -60.1 79.1 -48.6 -40.1 -43.91995 -79.1 26.1 165.4 16.7 2.0 203.91998 310.0 118.3 -34.8 22.5 11.3 -56.52001 88.9 83.5 40.2 -22.3 166.6 205.92004 -88.2 -65.6 -32.7 11.0 -53.1 -53.12007 171.9 19.3 -4.8 -17.4 6.3 82.12010 -43.1 -60.1 6.1 5.1 29.5 -21.82013 35.4 271.2 30.6 43.6 22.8 25.22016 273.1 -46.6 -3.0 60.0 8.6 -11.8
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other managed assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 139.5 222.9 243.7 221.3 238.9 263.91992 77.9 100.0 147.5 190.8 196.1 212.11995 99.4 134.3 253.8 209.8 190.9 419.81998 168.4 232.0 232.4 462.1 369.4 207.52001 235.9 297.5 296.8 476.5 491.8 485.52004 72.3 163.3 254.6 319.3 304.8 305.52007 31.9 146.3 288.6 327.0 317.6 297.42010 17.8 274.6 418.5 256.2 305.8 203.92013 283.0 115.3 437.7 365.2 417.8 426.72016 657.0 88.2 501.9 529.4 418.9 526.9
Three-year change (percent)1992 -44.2 -55.1 -39.5 -13.8 -17.9 -19.61995 27.6 34.3 72.1 10.0 -2.7 97.91998 69.4 72.7 -8.4 120.3 93.5 -50.62001 40.1 28.2 27.7 3.1 33.1 134.02004 -69.4 -45.1 -14.2 -33.0 -38.0 -37.12007 -55.9 -10.4 13.4 2.4 4.2 -2.72010 -44.2 87.7 45.0 -21.7 -3.7 -31.42013 1489.9 -58.0 4.6 42.5 36.6 109.32016 132.2 -23.5 14.7 45.0 0.3 23.5
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other managed assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 0.7 2.6 4.6 4.1 4.31992 1.6 2.4 4.3 3.6 6.51995 3.8 3.4 5.5 2.4 5.31998 5.2 2.7 10.8 4.8 7.12001 1.4 3.8 9.4 5.1 10.62004 2.4 3.4 14.2 5.2 10.22007 2.4 2.0 11.2 4.4 8.12010 3.3 1.5 9.9 3.9 8.82013 2.9 1.4 8.4 4.4 7.32016 3.4 1.7 8.4 3.2 8.7
Three-year change (percentage points)1992 0.9 -0.2 -0.3 -0.5 2.21995 2.2 1.0 1.2 -1.2 -1.21998 1.4 -0.7 5.3 2.4 1.82001 -3.8 1.1 -1.4 0.3 3.52004 1.0 -0.4 4.8 0.1 -0.42007 0.0 -1.4 -3.0 -0.8 -2.12010 0.9 -0.5 -1.3 -0.5 0.72013 -0.4 -0.1 -1.5 0.5 -1.52016 0.5 0.3 0.0 -1.2 1.4
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other managed assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 8.4 74.6 84.0 26.1 74.61992 100.6 50.3 67.1 15.1 41.91995 62.6 14.1 79.9 31.3 65.81998 17.7 63.4 44.3 40.5 85.62001 94.8 85.8 119.8 81.3 108.42004 7.6 38.2 82.7 38.2 63.62007 23.2 69.5 115.8 40.5 60.22010 33.2 16.6 77.4 55.3 99.52013 51.6 309.3 98.0 77.3 128.92016 75.0 45.0 140.0 100.0 143.0
Three-year change (percent)1992 1097.6 -32.6 -20.1 -42.1 -43.81995 -37.8 -72.0 19.1 107.3 57.01998 -71.7 349.6 -44.6 29.4 30.12001 435.6 35.3 170.4 100.7 26.62004 -92.0 -55.5 -31.0 -53.0 -41.32007 205.3 81.9 40.0 6.0 -5.32010 43.1 -76.1 -33.2 36.5 65.32013 55.4 1763.3 26.6 39.8 29.52016 45.3 -85.5 42.9 29.4 10.9
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other managed assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 212.4 99.8 129.1 190.2 382.41992 188.8 122.2 139.1 125.1 192.81995 191.7 39.2 309.7 190.9 246.91998 215.2 163.6 239.0 214.9 436.22001 180.3 243.6 376.6 343.5 498.02004 99.1 233.7 262.1 229.5 309.02007 224.3 222.9 294.5 269.2 312.12010 195.7 368.8 209.8 413.5 246.92013 119.9 1021.1 280.1 264.6 518.92016 208.6 737.0 365.9 458.0 561.8
Three-year change (percent)1992 -11.1 22.4 7.7 -34.2 -49.61995 1.5 -67.9 122.6 52.6 28.11998 12.3 317.3 -22.8 12.6 76.72001 -16.2 48.9 57.6 59.8 14.22004 -45.0 -4.1 -30.4 -33.2 -38.02007 126.3 -4.6 12.4 17.3 1.02010 -12.8 65.5 -28.8 53.6 -20.92013 -38.7 176.9 33.5 -36.0 110.22016 74.0 -27.8 30.6 73.1 8.3
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other managed assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 1.0 3.3 3.1 7.31992 1.6 2.9 4.3 6.81995 0.7 3.3 5.4 5.61998 2.1 4.0 5.1 11.42001 3.0 3.5 6.4 12.42004 3.0 5.4 5.9 12.22007 1.7 4.2 6.4 9.12010 3.1 4.2 5.1 8.72013 1.2 3.3 4.4 9.22016 2.2 3.4 4.8 8.8
Three-year change (percentage points)1992 0.6 -0.4 1.2 -0.51995 -0.9 0.4 1.1 -1.21998 1.4 0.7 -0.3 5.82001 0.9 -0.5 1.3 1.02004 0.0 1.9 -0.5 -0.22007 -1.3 -1.2 0.5 -3.12010 1.4 0.0 -1.3 -0.42013 -1.9 -0.9 -0.7 0.52016 1.0 0.1 0.4 -0.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other managed assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 46.6 18.7 26.1 84.01992 30.2 28.5 33.5 41.91995 21.9 40.7 40.7 78.31998 44.3 22.1 47.2 73.82001 21.9 94.8 67.7 121.92004 19.1 63.6 43.2 63.62007 34.7 92.6 46.3 104.22010 55.3 38.7 66.3 110.52013 20.6 77.3 72.2 128.92016 40.0 85.0 100.0 165.0
Three-year change (percent)1992 -35.2 52.4 28.4 -50.11995 -27.5 42.8 21.5 86.91998 102.3 -45.7 16.0 -5.72001 -50.6 329.0 43.4 65.22004 -12.8 -32.9 -36.2 -47.82007 81.7 45.6 7.2 63.82010 59.4 -58.2 43.2 6.02013 -62.7 99.7 8.9 16.72016 94.2 10.0 38.5 28.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other managed assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 164.4 63.2 162.4 342.91992 44.3 100.9 106.6 227.81995 52.1 104.3 197.0 326.41998 93.1 83.3 246.1 409.92001 258.3 278.4 199.3 562.32004 162.7 160.2 326.5 296.92007 59.3 155.3 206.1 426.12010 88.7 122.7 195.6 412.12013 84.9 191.6 313.4 489.22016 66.7 234.6 366.9 629.7
Three-year change (percent)1992 -73.1 59.7 -34.4 -33.61995 17.6 3.4 84.8 43.31998 78.7 -20.1 24.9 25.62001 177.4 234.2 -19.0 37.22004 -37.0 -42.5 63.8 -47.22007 -63.6 -3.1 -36.9 43.52010 49.6 -21.0 -5.1 -3.32013 -4.3 56.2 60.2 18.72016 -21.4 22.4 17.1 28.7
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other managed assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 4.5 1.6 0.2 1.31992 4.9 1.3 0.6 1.81995 4.8 0.3 0.8 3.41998 7.2 1.9 0.6 2.42001 8.2 1.8 1.8 1.72004 9.2 2.5 1.2 2.72007 7.3 1.5 0.8 4.82010 7.3 2.4 1.2 3.32013 6.9 1.0 1.3 3.22016 7.3 1.9 1.3 2.9
Three-year change (percentage points)1992 0.4 -0.3 0.4 0.51995 -0.1 -1.0 0.2 1.61998 2.4 1.6 -0.2 -1.02001 1.0 -0.1 1.2 -0.72004 1.0 0.7 -0.6 1.02007 -1.9 -1.0 -0.4 2.12010 0.0 0.9 0.4 -1.52013 -0.4 -1.4 0.1 -0.12016 0.4 0.9 0.0 -0.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other managed assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 57.8 14.9 48.5 29.91992 37.2 3.6 13.4 53.71995 47.0 0.1 9.4 23.51998 47.2 67.7 12.1 4.42001 94.8 13.5 13.4 61.02004 57.2 6.4 76.3 63.62007 81.1 11.6 34.7 72.42010 80.7 16.6 77.4 33.22013 108.3 49.5 175.3 33.02016 120.0 50.0 40.0 151.5
Three-year change (percent)1992 -35.6 -75.8 -72.4 79.61995 26.3 -97.2 -29.9 -56.21998 0.4 67600.0 28.7 -81.32001 100.8 -80.1 10.7 1286.42004 -39.7 -52.6 469.4 4.32007 41.8 81.2 -54.5 13.82010 -0.5 43.1 123.1 -54.12013 34.2 198.2 126.5 -0.62016 10.8 1.0 -77.2 359.1
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other managed assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 233.6 29.1 95.0 54.31992 162.2 8.6 43.9 259.81995 207.9 661.8 241.6 227.81998 284.0 398.9 12.5 235.42001 421.6 204.2 322.8 119.32004 273.0 49.3 374.9 214.92007 310.4 85.2 29.5 145.02010 282.8 33.8 96.7 435.92013 404.4 38.7 224.9 263.72016 477.0 635.9 221.3 386.1
Three-year change (percent)1992 -30.6 -70.4 -53.8 378.51995 28.2 7595.3 450.3 -12.31998 36.6 -39.7 -94.8 3.32001 48.5 -48.8 2482.4 -49.32004 -35.2 -75.9 16.1 80.12007 13.7 72.8 -92.1 -32.52010 -8.9 -60.3 227.8 200.62013 43.0 14.5 132.6 -39.52016 18.0 1543.2 -1.6 46.4
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other managed assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 3.6 3.8 4.3 1.11992 3.9 2.6 5.7 1.01995 3.6 3.1 5.3 2.81998 4.2 8.7 9.9 0.42001 5.3 6.9 10.4 5.62004 5.4 7.6 12.8 2.02007 3.7 6.9 11.2 2.12010 3.6 8.3 10.4 1.62013 3.7 7.8 8.2 2.12016 3.0 9.0 9.5 2.4
Three-year change (percentage points)1992 0.3 -1.2 1.4 -0.11995 -0.3 0.5 -0.4 1.81998 0.6 5.6 4.6 -2.42001 1.1 -1.8 0.5 5.22004 0.1 0.7 2.4 -3.62007 -1.7 -0.7 -1.6 0.12010 -0.1 1.4 -0.8 -0.52013 0.1 -0.5 -2.2 0.52016 -0.7 1.2 1.3 0.3
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other managed assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 33.6 112.0 84.0 18.71992 33.5 159.3 33.5 10.11995 22.7 67.3 78.3 25.11998 44.3 58.0 47.2 1298.42001 74.5 147.7 135.5 52.82004 63.6 53.4 57.2 34.32007 31.5 92.6 115.8 23.22010 35.1 98.4 82.9 22.12013 68.1 195.9 103.1 15.52016 74.0 160.0 142.0 88.3
Three-year change (percent)1992 -0.3 42.2 -60.1 -46.01995 -32.2 -57.8 133.7 148.51998 95.2 -13.8 -39.7 5072.92001 68.2 154.7 187.1 -95.92004 -14.6 -63.8 -57.8 -35.02007 -50.5 73.4 102.4 -32.42010 11.4 6.3 -28.4 -4.72013 94.0 99.1 24.4 -29.92016 8.7 -18.3 37.7 469.7
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other managed assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 161.8 564.2 192.3 182.71992 101.1 608.3 157.1 50.11995 148.0 414.2 278.9 129.01998 188.4 430.8 311.2 2366.72001 261.7 767.4 502.9 241.42004 197.3 376.5 277.6 1032.12007 185.6 568.4 304.2 66.32010 317.4 425.3 191.3 128.22013 226.7 721.0 402.2 598.42016 271.4 913.0 461.1 132.0
Three-year change (percent)1992 -37.5 7.8 -18.3 -72.61995 46.4 -31.9 77.5 157.51998 27.3 4.0 11.6 1734.72001 38.9 78.1 61.6 -89.82004 -24.6 -50.9 -44.8 327.52007 -5.9 51.0 9.6 -93.62010 71.0 -25.2 -37.1 93.42013 -28.6 69.5 110.2 366.82016 19.7 26.6 14.6 -77.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other managed assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 4.9 3.4 2.6 3.61992 6.3 3.1 1.5 4.61995 5.9 3.5 1.6 4.81998 8.3 3.6 2.8 8.22001 9.3 3.6 3.0 9.62004 8.2 4.9 3.3 11.12007 6.7 4.0 1.1 9.82010 6.8 2.8 2.4 8.52013 6.4 3.6 1.8 7.02016 6.1 2.9 1.8 8.4
Three-year change (percentage points)1992 1.4 -0.3 -1.1 1.01995 -0.4 0.4 0.1 0.21998 2.4 0.1 1.2 3.42001 1.0 0.0 0.2 1.42004 -1.1 1.3 0.3 1.52007 -1.5 -0.9 -2.2 -1.32010 0.1 -1.2 1.3 -1.32013 -0.4 0.8 -0.6 -1.52016 -0.3 -0.7 0.0 1.4
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other managed assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 104.5 28.0 8.4 65.31992 41.9 41.9 17.6 30.21995 61.1 16.9 30.9 78.31998 49.7 36.9 36.9 47.22001 94.8 33.0 33.9 135.52004 57.2 76.3 45.8 57.22007 68.3 11.6 23.2 115.82010 92.8 27.6 19.7 80.72013 108.3 108.3 55.7 98.02016 113.8 74.0 25.0 132.0
Three-year change (percent)1992 -59.9 49.6 109.5 -53.81995 45.8 -59.7 75.6 159.31998 -18.7 118.3 19.4 -39.72001 90.7 -10.6 -8.1 187.12004 -39.7 131.2 35.1 -57.82007 19.4 -84.8 -49.3 102.42010 35.9 137.9 -15.1 -30.32013 16.7 292.4 182.7 21.42016 5.1 -31.7 -55.1 34.7
0
200
400
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other managed assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 407.6 107.3 89.0 191.61992 191.2 138.4 70.9 151.61995 276.6 103.4 78.7 261.01998 364.2 140.5 76.3 327.82001 464.6 190.0 204.2 477.92004 291.4 160.8 172.2 299.02007 375.2 137.7 41.5 296.32010 437.2 312.6 51.7 188.72013 434.4 279.6 93.6 413.52016 649.9 298.6 76.7 446.2
Three-year change (percent)1992 -53.1 29.0 -20.3 -20.91995 44.7 -25.3 11.0 72.21998 31.7 35.9 -3.0 25.62001 27.6 35.2 167.6 45.82004 -37.3 -15.4 -15.7 -37.42007 28.8 -14.4 -75.9 -0.92010 16.5 127.0 24.6 -36.32013 -0.6 -10.6 81.0 119.12016 49.6 6.8 -18.1 7.9
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other managed assets
RegionYear Northeast Midwest South West
Level (percent)1989 3.7 5.0 2.8 3.21992 4.3 4.5 2.9 5.11995 4.2 3.9 3.6 4.11998 5.8 6.9 5.1 6.32001 5.8 7.5 5.6 8.22004 7.7 11.5 4.7 6.72007 6.4 6.7 5.2 5.52010 6.1 6.1 5.1 6.02013 5.9 6.4 4.2 5.22016 5.9 7.3 4.7 4.6
Three-year change (percentage points)1992 0.6 -0.5 0.1 1.91995 -0.1 -0.6 0.7 -1.01998 1.6 3.0 1.5 2.22001 0.0 0.6 0.5 1.92004 1.9 4.0 -0.9 -1.52007 -1.3 -4.8 0.5 -1.22010 -0.3 -0.6 -0.1 0.52013 -0.2 0.3 -0.9 -0.82016 0.0 0.9 0.5 -0.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other managed assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 33.6 37.3 74.6 112.01992 30.2 50.3 38.6 33.51995 84.6 47.0 39.2 47.01998 47.2 34.9 51.1 60.02001 101.6 131.4 83.9 81.32004 63.6 53.4 57.2 57.22007 84.5 77.6 92.6 69.52010 42.0 88.4 94.0 44.22013 154.7 77.3 76.9 154.72016 130.0 70.0 163.8 151.0
Three-year change (percent)1992 -10.1 34.9 -48.3 -70.11995 180.1 -6.6 1.6 40.31998 -44.2 -25.7 30.4 27.72001 115.3 276.5 64.2 35.52004 -37.4 -59.4 -31.8 -29.62007 32.9 45.3 61.9 21.52010 -50.3 13.9 1.5 -36.42013 268.3 -12.6 -18.2 250.02016 -16.0 -9.4 113.0 -2.4
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other managed assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 175.2 152.5 192.9 433.41992 180.7 127.5 213.9 113.91995 246.6 215.7 213.7 178.31998 158.0 252.3 296.8 418.52001 678.8 267.2 458.2 326.12004 402.8 224.7 202.2 266.62007 302.2 302.5 259.7 300.52010 259.1 363.5 251.2 226.62013 443.5 365.9 372.9 357.42016 512.7 283.0 490.6 697.6
Three-year change (percent)1992 3.1 -16.4 10.9 -73.71995 36.5 69.2 -0.1 56.51998 -35.9 17.0 38.9 134.72001 329.6 5.9 54.4 -22.12004 -40.7 -15.9 -55.9 -18.22007 -25.0 34.6 28.4 12.72010 -14.3 20.2 -3.3 -24.62013 71.2 0.7 48.4 57.72016 15.6 -22.7 31.6 95.2
2
3
4
5
6
7
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other managed assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 3.6 3.61992 4.3 2.91995 4.2 2.31998 6.1 4.82001 6.7 6.12004 7.8 4.82007 5.9 5.52010 6.0 3.92013 5.4 3.92016 5.5 4.8
Three-year change (percentage points)1992 0.7 -0.71995 -0.1 -0.61998 1.9 2.52001 0.6 1.32004 1.1 -1.32007 -1.9 0.72010 0.1 -1.62013 -0.6 0.02016 0.1 0.9
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other managed assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 57.8 37.31992 33.5 41.91995 59.5 16.91998 47.2 26.32001 94.8 80.92004 57.2 41.12007 81.1 52.12010 77.4 77.42013 103.1 61.72016 132.0 60.0
Three-year change (percent)1992 -42.0 12.31995 77.6 -59.71998 -20.7 55.62001 100.8 207.62004 -39.7 -49.22007 41.8 26.82010 -4.6 48.62013 33.2 -20.32016 28.0 -2.8
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other managed assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 253.6 69.71992 160.2 134.01995 220.0 140.91998 298.7 188.02001 427.2 283.72004 283.9 100.82007 313.6 155.32010 297.6 98.72013 411.6 106.12016 514.8 142.8
Three-year change (percent)1992 -36.8 92.31995 37.3 5.11998 35.8 33.42001 43.0 50.92004 -33.5 -64.52007 10.5 54.12010 -5.1 -36.42013 38.3 7.52016 25.1 34.6
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other managed assets
Housing statusYear Owner Renter or other
Level (percent)1989 4.9 1.41992 5.3 1.71995 5.0 1.91998 7.7 2.42001 8.9 2.02004 9.6 2.02007 7.5 2.12010 7.6 1.82013 7.2 1.62016 7.7 1.4
Three-year change (percentage points)1992 0.4 0.31995 -0.3 0.21998 2.7 0.52001 1.2 -0.42004 0.7 0.02007 -2.1 0.12010 0.1 -0.32013 -0.4 -0.22016 0.5 -0.2
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other managed assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 46.6 41.01992 33.5 33.51995 54.8 21.91998 47.2 34.02001 94.8 54.22004 57.2 53.42007 81.1 62.52010 82.9 17.72013 103.1 66.02016 132.0 25.0
Three-year change (percent)1992 -28.1 -18.31995 63.6 -34.61998 -13.9 55.32001 100.8 59.42004 -39.7 -1.52007 41.8 17.02010 2.2 -71.72013 24.4 272.92016 28.0 -62.1
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other managed assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 216.6 229.91992 157.7 151.31995 234.3 110.41998 303.5 170.72001 434.1 175.52004 271.5 174.92007 307.0 142.22010 287.2 157.52013 409.2 151.82016 474.9 462.0
Three-year change (percent)1992 -27.2 -34.21995 48.6 -27.01998 29.5 54.62001 43.0 2.82004 -37.5 -0.32007 13.1 -18.72010 -6.4 10.82013 42.5 -3.62016 16.1 204.3
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other managed assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.1 1.3 3.9 6.4 13.21992 0.4 1.0 4.4 7.7 14.11995 0.8 1.9 3.4 6.3 14.41998 0.5 2.3 5.9 10.2 22.12001 0.2 1.4 6.2 13.8 26.42004 0.1 2.3 8.8 15.7 21.12007 0.3 1.9 6.2 11.0 20.62010 0.6 1.9 4.6 13.1 19.32013 0.3 1.0 4.6 12.2 19.22016 0.5 1.1 3.9 13.6 20.1
Three-year change (percentage points)1992 0.3 -0.3 0.5 1.3 0.91995 0.4 0.9 -1.0 -1.4 0.31998 -0.3 0.4 2.5 3.9 7.72001 -0.3 -0.9 0.3 3.6 4.32004 -0.1 0.9 2.6 1.9 -5.32007 0.2 -0.4 -2.6 -4.7 -0.52010 0.3 0.0 -1.6 2.1 -1.32013 -0.3 -0.9 0.0 -0.9 -0.12016 0.2 0.1 -0.7 1.4 0.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other managed assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.4 6.5 14.9 59.7 167.91992 1.7 6.7 17.6 26.8 110.11995 3.1 13.3 16.1 39.2 184.81998 8.1 14.8 31.6 34.5 177.12001 6.8 13.7 29.8 94.8 271.02004 0.6 12.0 25.4 63.6 159.02007 10.1 16.0 57.9 92.6 183.02010 9.9 11.1 33.2 77.4 165.82013 16.0 11.3 36.1 103.1 243.62016 4.0 30.0 50.0 100.0 264.0
Three-year change (percent)1992 325.0 3.1 18.1 -55.1 -34.41995 82.4 98.5 -8.5 46.3 67.81998 161.3 11.3 96.3 -12.0 -4.22001 -16.0 -7.4 -5.7 174.8 53.02004 -91.2 -12.4 -14.8 -32.9 -41.32007 1583.3 33.3 128.0 45.6 15.12010 -2.0 -30.6 -42.7 -16.4 -9.42013 61.6 1.8 8.7 33.2 46.92016 -75.0 165.5 38.5 -3.0 8.4
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other managed assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.4 11.5 34.7 84.0 507.81992 2.3 18.1 32.1 50.8 374.41995 7.8 20.3 37.0 77.7 500.51998 16.3 22.2 44.6 63.4 685.12001 8.3 27.4 50.4 139.3 888.22004 0.6 22.8 48.3 98.7 738.82007 11.7 30.8 65.9 135.3 646.92010 15.6 18.2 49.9 112.5 655.12013 17.9 17.9 52.8 143.0 868.02016 6.6 29.0 74.3 153.8 1087.8
Three-year change (percent)1992 475.0 57.4 -7.5 -39.5 -26.31995 239.1 12.2 15.3 53.0 33.71998 109.0 9.4 20.5 -18.4 36.92001 -49.1 23.4 13.0 119.7 29.62004 -92.8 -16.8 -4.2 -29.1 -16.82007 1850.0 35.1 36.4 37.1 -12.42010 33.3 -40.9 -24.3 -16.9 1.32013 14.7 -1.6 5.8 27.1 32.52016 -63.1 62.0 40.7 7.6 25.3
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with retirement accounts
Year All familiesLevel (percent)
1989 37.11992 40.11995 45.31998 48.92001 52.82004 49.92007 53.02010 50.42013 49.22016 52.1
Three-year change (percentage points)1992 3.01995 5.21998 3.62001 3.92004 -2.92007 3.12010 -2.62013 -1.22016 2.9
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of retirement accounts for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 20.51992 23.51995 26.61998 35.42001 40.02004 45.02007 52.12010 48.72013 60.82016 60.0
Three-year change (percent)1992 14.61995 13.21998 33.12001 13.02004 12.52007 15.82010 -6.52013 24.82016 -1.3
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of retirement accounts for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 69.91992 74.61995 89.21998 112.52001 141.92004 156.52007 170.62010 189.22013 207.52016 228.9
Three-year change (percent)1992 6.71995 19.61998 26.12001 26.12004 10.32007 9.02010 10.92013 9.72016 10.3
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with retirement accounts
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 4.6 15.8 38.3 52.6 69.1 79.61992 5.8 23.6 38.0 55.9 73.0 81.51995 8.8 27.6 48.4 63.8 73.7 82.21998 9.4 30.9 53.6 69.3 75.4 87.52001 13.8 34.2 53.3 76.1 83.8 89.22004 10.1 30.0 53.8 69.9 82.5 88.72007 10.8 35.8 55.6 74.3 86.9 89.62010 11.2 30.5 52.8 69.7 85.7 90.12013 9.0 27.7 50.9 70.5 83.4 92.72016 11.3 33.6 53.1 75.2 82.2 91.9
Three-year change (percentage points)1992 1.2 7.8 -0.3 3.3 3.9 1.91995 3.0 4.0 10.4 7.9 0.7 0.71998 0.6 3.3 5.2 5.5 1.7 5.32001 4.4 3.3 -0.3 6.8 8.4 1.72004 -3.7 -4.2 0.5 -6.2 -1.3 -0.52007 0.7 5.8 1.8 4.4 4.4 0.92010 0.4 -5.3 -2.8 -4.6 -1.2 0.52013 -2.2 -2.8 -1.9 0.8 -2.3 2.62016 2.3 5.9 2.2 4.7 -1.2 -0.8
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of retirement accounts for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 7.5 5.8 14.0 15.9 28.0 84.01992 12.7 8.0 10.9 20.1 36.1 80.51995 15.7 14.1 13.0 22.9 40.7 109.61998 8.9 13.3 17.7 31.0 64.9 132.82001 6.8 10.8 19.0 40.6 74.5 176.12004 6.4 12.7 21.7 40.7 90.3 234.32007 6.9 13.9 27.8 55.6 104.7 237.42010 8.8 12.2 25.2 40.9 97.3 306.22013 5.2 14.7 25.8 52.6 110.3 289.62016 7.8 17.0 25.0 51.0 136.0 403.0
Three-year change (percent)1992 69.3 37.9 -22.1 26.4 28.9 -4.21995 23.6 76.2 19.3 13.9 12.7 36.11998 -43.3 -5.7 36.2 35.4 59.5 21.22001 -23.6 -18.8 7.3 31.0 14.8 32.62004 -5.9 17.6 14.2 0.2 21.2 33.02007 7.8 9.4 28.1 36.6 15.9 1.32010 27.5 -12.2 -9.4 -26.4 -7.1 29.02013 -40.9 20.5 2.4 28.6 13.4 -5.42016 50.0 15.6 -3.1 -3.0 23.3 39.2
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of retirement accounts for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 28.1 43.8 27.1 35.3 64.9 176.61992 25.7 20.1 27.4 47.1 68.4 200.11995 40.2 39.5 36.2 49.9 81.4 263.81998 24.6 38.3 43.6 70.5 132.1 317.82001 30.3 40.0 64.5 94.8 150.3 419.52004 35.1 32.9 56.7 94.4 190.3 455.32007 20.4 42.1 65.1 119.2 166.9 529.22010 75.0 43.0 73.4 107.2 189.0 579.22013 43.7 43.0 73.2 126.0 228.8 589.82016 51.0 46.6 73.8 130.6 257.8 720.4
Three-year change (percent)1992 -8.5 -54.1 1.1 33.4 5.4 13.31995 56.4 96.5 32.1 5.9 19.0 31.81998 -38.8 -3.0 20.4 41.3 62.3 20.52001 23.2 4.4 47.9 34.5 13.8 32.02004 15.8 -17.8 -12.1 -0.4 26.6 8.52007 -41.9 28.0 14.8 26.3 -12.3 16.22010 267.6 2.1 12.7 -10.1 13.2 9.42013 -41.7 0.0 -0.3 17.5 21.1 1.82016 16.7 8.4 0.8 3.7 12.7 22.1
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with retirement accounts
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 27.5 49.5 52.2 47.4 29.9 6.31992 31.9 50.1 51.9 53.0 35.0 6.31995 40.9 54.8 57.4 51.0 36.6 15.91998 39.8 59.7 59.3 58.5 46.1 16.72001 45.3 61.6 63.7 59.8 45.1 27.72004 40.2 55.9 58.2 63.5 43.2 29.22007 42.1 57.8 65.4 61.2 51.7 30.02010 41.1 52.2 60.0 59.8 49.0 32.82013 39.3 55.4 56.5 59.3 48.0 29.02016 42.2 56.7 59.8 59.3 49.8 40.8
Three-year change (percentage points)1992 4.4 0.6 -0.3 5.6 5.1 0.01995 9.0 4.7 5.5 -2.0 1.6 9.61998 -1.1 4.9 1.9 7.5 9.5 0.82001 5.5 1.9 4.4 1.3 -1.0 11.02004 -5.1 -5.7 -5.5 3.7 -1.9 1.52007 1.9 1.9 7.2 -2.3 8.5 0.82010 -1.0 -5.6 -5.4 -1.4 -2.7 2.82013 -1.8 3.2 -3.5 -0.5 -1.0 -3.82016 2.9 1.3 3.3 0.0 1.8 11.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of retirement accounts for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 7.5 17.8 30.8 44.0 28.9 29.91992 7.5 15.2 47.0 50.3 33.5 47.01995 9.4 22.9 43.8 50.1 44.8 36.81998 10.3 30.0 51.6 69.0 56.1 44.32001 9.5 39.3 65.0 74.5 81.3 65.02004 14.0 35.6 70.7 105.6 101.7 38.22007 11.1 42.8 73.0 115.8 89.2 40.52010 11.7 34.5 66.4 110.5 110.5 59.72013 12.4 44.0 89.9 106.5 153.5 71.72016 12.3 37.0 82.6 120.0 126.0 120.0
Three-year change (percent)1992 0.0 -14.6 52.6 14.3 15.9 57.21995 25.3 50.7 -6.8 -0.4 33.7 -21.71998 9.6 31.0 17.8 37.7 25.2 20.42001 -7.8 31.0 26.0 8.0 44.9 46.72004 47.4 -9.4 8.8 41.7 25.1 -41.22007 -20.7 20.2 3.3 9.7 -12.3 6.02010 5.4 -19.4 -9.0 -4.6 23.9 47.42013 6.0 27.5 35.4 -3.6 38.9 20.12016 -0.8 -15.9 -8.1 12.7 -17.9 67.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of retirement accounts for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 17.0 51.8 97.1 116.1 92.9 61.51992 22.4 45.9 117.4 119.1 91.0 93.21995 29.6 55.8 136.0 146.8 128.8 92.71998 33.3 77.1 133.4 211.3 152.6 137.12001 25.6 87.9 171.1 269.3 237.6 171.92004 32.2 86.6 180.5 275.3 265.6 151.12007 28.9 92.8 177.9 313.4 309.2 122.22010 29.7 93.4 190.7 322.0 342.0 192.22013 29.8 116.0 180.5 294.1 457.4 245.02016 32.5 100.1 215.8 374.0 358.4 336.5
Three-year change (percent)1992 31.8 -11.4 20.9 2.6 -2.0 51.51995 32.1 21.6 15.8 23.3 41.5 -0.51998 12.5 38.2 -1.9 43.9 18.5 47.92001 -23.1 14.0 28.3 27.4 55.7 25.42004 25.8 -1.5 5.5 2.2 11.8 -12.12007 -10.2 7.2 -1.4 13.8 16.4 -19.12010 2.8 0.6 7.2 2.7 10.6 57.32013 0.3 24.2 -5.3 -8.7 33.7 27.52016 9.1 -13.7 19.6 27.2 -21.6 37.3
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with retirement accounts
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 19.9 28.9 17.0 49.4 45.41992 24.3 31.4 18.7 51.6 51.01995 26.7 40.9 21.1 57.6 54.31998 33.9 43.1 28.5 60.5 55.52001 36.8 44.7 32.0 66.6 57.92004 31.1 41.0 33.3 62.0 58.22007 35.0 46.7 36.7 62.1 62.62010 33.9 40.2 33.7 60.1 61.62013 29.0 41.5 35.6 60.1 58.62016 34.5 42.9 37.9 62.7 62.0
Three-year change (percentage points)1992 4.4 2.5 1.7 2.2 5.61995 2.4 9.5 2.4 6.0 3.31998 7.2 2.2 7.4 2.9 1.22001 2.9 1.6 3.5 6.1 2.42004 -5.7 -3.7 1.3 -4.6 0.32007 3.9 5.7 3.4 0.1 4.42010 -1.1 -6.5 -3.0 -2.0 -1.02013 -4.9 1.3 1.9 0.0 -3.02016 5.5 1.4 2.3 2.6 3.4
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of retirement accounts for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 10.1 9.3 24.3 19.2 35.51992 7.7 11.7 21.8 25.2 38.61995 11.0 16.3 26.7 28.2 37.61998 16.2 18.4 44.3 35.7 54.32001 10.6 14.9 37.9 40.6 69.12004 15.3 19.1 45.8 50.9 79.22007 19.7 28.1 54.0 54.7 76.42010 19.6 22.6 50.9 48.7 85.62013 16.9 18.7 72.2 63.9 103.12016 25.0 20.0 74.5 60.0 109.8
Three-year change (percent)1992 -23.8 25.8 -10.3 31.2 8.71995 42.9 39.3 22.5 11.9 -2.61998 47.3 12.9 65.9 26.6 44.42001 -34.6 -19.0 -14.4 13.7 27.32004 44.3 28.2 20.8 25.4 14.62007 28.8 47.1 17.9 7.5 -3.52010 -0.5 -19.6 -5.7 -11.0 12.02013 -13.8 -17.3 41.8 31.2 20.42016 47.9 7.0 3.2 -6.1 6.5
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of retirement accounts for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 28.6 44.4 61.4 65.3 101.01992 36.5 42.0 46.8 72.9 104.71995 31.0 42.0 81.4 92.6 120.61998 46.8 58.4 106.6 103.3 171.22001 47.7 57.7 121.6 131.8 216.52004 48.5 61.1 121.6 148.7 243.52007 85.5 84.7 146.3 154.4 252.02010 62.1 62.7 183.0 184.4 274.22013 68.9 69.6 164.1 180.1 339.62016 72.2 65.7 207.4 204.4 357.5
Three-year change (percent)1992 27.6 -5.4 -23.8 11.6 3.71995 -15.1 0.0 73.9 27.0 15.21998 51.0 39.0 31.0 11.6 42.02001 1.9 -1.2 14.1 27.6 26.52004 1.7 5.9 0.0 12.8 12.52007 76.3 38.6 20.3 3.8 3.52010 -27.4 -26.0 25.1 19.4 8.82013 11.0 11.0 -10.3 -2.3 23.92016 4.8 -5.6 26.4 13.5 5.3
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with retirement accounts
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 14.9 33.4 40.4 62.91992 13.8 35.1 43.5 62.31995 18.7 41.3 48.1 67.51998 20.6 42.5 54.4 69.02001 17.9 46.1 55.7 77.52004 16.3 43.8 50.9 71.02007 21.6 43.3 55.2 76.52010 17.1 40.6 51.7 72.62013 14.3 37.6 47.8 73.82016 19.7 40.5 49.6 74.9
Three-year change (percentage points)1992 -1.1 1.7 3.1 -0.61995 4.9 6.2 4.6 5.21998 1.9 1.2 6.3 1.52001 -2.7 3.6 1.3 8.52004 -1.6 -2.3 -4.8 -6.52007 5.3 -0.5 4.3 5.52010 -4.5 -2.7 -3.5 -3.92013 -2.8 -3.0 -3.9 1.22016 5.4 2.9 1.8 1.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of retirement accounts for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 18.7 14.0 15.8 32.51992 11.7 16.8 20.1 38.61995 14.9 23.5 25.1 40.11998 17.7 24.8 29.5 59.02001 13.5 24.4 28.2 75.92004 15.8 25.5 30.5 91.82007 17.4 33.1 41.9 92.62010 18.0 27.6 33.2 99.52013 14.0 34.4 42.3 108.32016 36.0 36.0 34.0 116.9
Three-year change (percent)1992 -37.4 20.0 27.2 18.81995 27.4 39.9 24.9 3.91998 18.8 5.5 17.5 47.12001 -23.7 -1.6 -4.4 28.62004 17.0 4.5 8.2 20.92007 10.1 29.8 37.4 0.92010 3.4 -16.6 -20.8 7.52013 -22.2 24.6 27.4 8.82016 157.1 4.7 -19.6 7.9
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of retirement accounts for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 52.5 40.7 49.5 107.41992 25.9 46.8 46.1 115.61995 33.8 57.8 71.1 138.11998 34.0 59.9 75.2 193.22001 49.3 67.3 90.8 234.52004 39.6 75.9 97.4 252.92007 61.0 77.5 108.5 282.22010 39.0 83.9 100.6 315.72013 40.6 89.8 123.1 321.42016 133.5 98.1 128.4 345.7
Three-year change (percent)1992 -50.7 15.0 -6.9 7.61995 30.5 23.5 54.2 19.51998 0.6 3.6 5.8 39.92001 45.0 12.4 20.7 21.42004 -19.7 12.8 7.3 7.82007 54.0 2.1 11.4 11.62010 -36.1 8.3 -7.3 11.92013 4.1 7.0 22.4 1.82016 228.8 9.2 4.3 7.6
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with retirement accounts
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 43.5 17.1 15.5 26.41992 45.6 23.7 20.1 28.21995 49.3 28.4 32.8 40.01998 53.8 34.2 21.7 46.62001 57.7 40.1 31.5 42.62004 56.4 32.7 25.3 45.72007 58.5 37.0 30.8 51.02010 58.1 33.0 27.8 42.82013 56.7 35.2 25.1 41.12016 60.4 33.6 29.7 48.0
Three-year change (percentage points)1992 2.1 6.6 4.6 1.81995 3.7 4.7 12.7 11.81998 4.5 5.8 -11.1 6.62001 3.9 5.9 9.8 -4.02004 -1.3 -7.4 -6.2 3.12007 2.1 4.3 5.5 5.32010 -0.4 -4.0 -3.0 -8.22013 -1.4 2.2 -2.7 -1.72016 3.7 -1.6 4.6 6.9
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of retirement accounts for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 22.4 11.2 11.2 10.71992 25.2 9.2 10.9 33.51995 28.5 12.5 18.8 25.11998 38.4 16.2 16.2 29.52001 47.4 11.5 13.5 36.62004 52.1 19.1 18.7 40.82007 61.4 30.1 19.7 36.62010 59.7 19.9 19.9 42.92013 78.7 19.6 16.6 44.52016 77.0 24.6 22.6 52.5
Three-year change (percent)1992 12.5 -17.9 -2.7 213.11995 13.1 35.9 72.5 -25.11998 34.7 29.6 -13.8 17.52001 23.4 -29.0 -16.7 24.12004 9.9 66.1 38.5 11.52007 17.9 57.6 5.3 -10.32010 -2.8 -33.9 1.0 17.22013 31.8 -1.5 -16.6 3.72016 -2.2 25.5 36.1 18.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of retirement accounts for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 73.6 34.6 46.2 58.61992 80.1 32.9 26.1 81.51995 96.0 35.6 60.3 81.81998 119.4 47.4 67.3 134.82001 158.6 43.7 55.0 133.92004 173.9 76.0 50.3 110.32007 194.6 79.1 75.3 95.62010 214.3 58.5 72.6 162.72013 244.1 58.1 40.8 136.12016 261.2 74.7 96.2 208.6
Three-year change (percent)1992 8.8 -4.9 -43.5 39.11995 19.9 8.2 131.0 0.41998 24.4 33.1 11.6 64.82001 32.8 -7.8 -18.3 -0.72004 9.6 73.9 -8.5 -17.62007 11.9 4.1 49.7 -13.32010 10.1 -26.0 -3.6 70.22013 13.9 -0.7 -43.8 -16.32016 7.0 28.6 135.8 53.3
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with retirement accounts
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 46.9 44.5 19.9 6.51992 50.5 49.5 21.8 16.31995 56.1 50.8 25.1 17.91998 59.0 53.7 28.9 17.22001 61.8 58.9 30.7 27.12004 57.3 55.3 33.0 24.92007 62.7 55.4 34.2 22.42010 59.6 54.7 34.4 24.62013 59.5 53.2 32.2 24.12016 62.0 52.0 37.5 22.9
Three-year change (percentage points)1992 3.6 5.0 1.9 9.81995 5.6 1.3 3.3 1.61998 2.9 2.9 3.8 -0.72001 2.8 5.2 1.8 9.92004 -4.5 -3.6 2.3 -2.22007 5.4 0.1 1.2 -2.52010 -3.1 -0.7 0.2 2.22013 -0.1 -1.5 -2.2 -0.52016 2.5 -1.2 5.3 -1.2
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of retirement accounts for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 17.2 41.0 28.0 3.71992 19.0 41.9 30.2 16.81995 25.1 39.2 40.7 18.81998 29.5 73.8 45.7 21.02001 33.3 74.5 74.5 29.82004 38.2 76.3 58.8 39.42007 46.6 105.4 57.9 24.12010 39.3 94.0 73.7 21.32013 47.7 105.2 96.9 41.22016 47.0 124.0 116.0 33.0
Three-year change (percent)1992 10.5 2.2 7.9 354.11995 32.1 -6.4 34.8 11.91998 17.5 88.3 12.3 11.72001 12.9 0.9 63.0 41.92004 14.7 2.4 -21.1 32.22007 22.0 38.1 -1.5 -38.82010 -15.7 -10.8 27.3 -11.62013 21.4 11.9 31.5 93.42016 -1.5 17.9 19.7 -19.9
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of retirement accounts for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 52.9 143.4 92.3 25.61992 63.3 132.7 81.0 44.01995 78.3 142.1 107.6 59.91998 88.3 218.8 150.0 42.42001 106.7 275.5 205.4 105.42004 130.6 252.8 192.9 133.62007 141.0 333.1 202.3 74.92010 149.1 355.9 245.0 96.02013 162.5 406.1 281.9 114.32016 179.5 395.5 317.8 118.0
Three-year change (percent)1992 19.7 -7.5 -12.2 71.91995 23.7 7.1 32.8 36.11998 12.8 54.0 39.4 -29.22001 20.8 25.9 36.9 148.62004 22.4 -8.2 -6.1 26.82007 8.0 31.8 4.9 -43.92010 5.7 6.8 21.1 28.22013 9.0 14.1 15.1 19.12016 10.5 -2.6 12.7 3.2
20
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with retirement accounts
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 64.1 39.2 37.6 17.11992 64.3 45.5 40.6 20.51995 70.3 49.3 49.1 23.61998 69.5 52.0 52.4 27.02001 74.0 52.9 54.9 30.12004 68.8 48.6 49.9 31.82007 74.9 54.9 51.3 32.32010 73.5 47.7 50.0 32.32013 73.4 47.8 46.9 30.62016 74.7 50.9 48.6 35.3
Three-year change (percentage points)1992 0.2 6.3 3.0 3.41995 6.0 3.8 8.5 3.11998 -0.8 2.7 3.3 3.42001 4.5 0.9 2.5 3.12004 -5.2 -4.3 -5.0 1.72007 6.1 6.3 1.4 0.52010 -1.4 -7.2 -1.3 0.02013 -0.1 0.1 -3.1 -1.72016 1.3 3.1 1.7 4.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of retirement accounts for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 33.6 12.1 14.9 28.01992 41.9 14.8 10.1 28.01995 42.3 21.6 16.8 35.91998 57.2 28.0 20.7 44.32001 62.3 25.7 18.3 67.72004 76.3 27.6 25.4 53.42007 83.4 34.7 28.0 52.12010 80.8 27.6 27.9 62.42013 89.2 34.8 30.3 90.72016 86.0 30.0 36.0 100.0
Three-year change (percent)1992 24.7 22.3 -32.2 0.01995 1.0 45.9 66.3 28.21998 35.2 29.6 23.2 23.42001 8.9 -8.2 -11.6 52.82004 22.5 7.4 38.8 -21.12007 9.3 25.7 10.2 -2.42010 -3.1 -20.5 -0.4 19.82013 10.4 26.1 8.6 45.42016 -3.6 -13.8 18.8 10.3
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of retirement accounts for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 98.2 50.7 35.1 87.01992 118.1 49.4 32.7 74.01995 141.0 66.5 45.2 100.21998 166.1 79.9 54.2 141.22001 204.6 85.6 62.4 190.72004 216.4 104.1 76.5 185.72007 252.5 104.3 72.5 188.52010 269.3 102.0 77.8 220.62013 270.0 131.5 78.1 256.72016 287.1 141.3 99.1 297.6
Three-year change (percent)1992 20.3 -2.6 -6.8 -14.91995 19.4 34.6 38.2 35.41998 17.8 20.2 19.9 40.92001 23.2 7.1 15.1 35.12004 5.8 21.6 22.6 -2.62007 16.7 0.2 -5.2 1.52010 6.7 -2.2 7.3 17.02013 0.3 28.9 0.4 16.42016 6.3 7.5 26.9 15.9
30
35
40
45
50
55
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with retirement accounts
RegionYear Northeast Midwest South West
Level (percent)1989 42.5 40.0 30.9 38.71992 44.1 44.0 35.1 39.91995 50.1 49.2 42.4 41.41998 48.6 53.1 45.9 49.72001 52.0 57.6 50.1 52.82004 57.2 57.4 41.7 49.22007 53.7 58.1 49.3 53.12010 54.4 54.6 45.9 50.42013 54.2 52.8 44.4 49.82016 56.8 55.4 48.4 51.3
Three-year change (percentage points)1992 1.6 4.0 4.2 1.21995 6.0 5.2 7.3 1.51998 -1.5 3.9 3.5 8.32001 3.4 4.5 4.2 3.12004 5.2 -0.2 -8.4 -3.62007 -3.5 0.7 7.6 3.92010 0.7 -3.5 -3.4 -2.72013 -0.2 -1.8 -1.5 -0.62016 2.6 2.6 4.0 1.5
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of retirement accounts for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 26.1 22.4 17.7 17.71992 24.5 27.7 18.4 28.51995 34.5 25.1 25.1 25.11998 44.3 29.5 35.4 35.42001 52.8 44.7 36.0 35.22004 64.9 48.3 34.7 38.22007 66.5 42.4 46.3 52.72010 66.3 44.2 41.2 49.72013 77.3 65.5 51.6 61.92016 80.0 62.0 50.0 62.0
Three-year change (percent)1992 -6.1 23.7 4.0 61.01995 40.8 -9.4 36.4 -11.91998 28.4 17.5 41.0 41.02001 19.2 51.5 1.7 -0.62004 22.9 8.1 -3.6 8.52007 2.5 -12.2 33.4 38.02010 -0.3 4.2 -11.0 -5.72013 16.6 48.2 25.2 24.52016 3.5 -5.3 -3.1 0.2
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of retirement accounts for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 78.6 70.2 65.5 65.81992 73.7 74.7 70.4 81.41995 92.0 83.7 94.4 84.81998 131.9 97.3 106.2 123.22001 183.3 130.9 129.1 139.32004 192.1 161.6 134.6 145.82007 192.5 148.0 174.2 172.52010 245.1 159.2 160.2 216.52013 248.5 204.2 174.5 224.42016 297.8 209.9 209.7 219.3
Three-year change (percent)1992 -6.2 6.4 7.5 23.71995 24.8 12.0 34.1 4.21998 43.4 16.2 12.5 45.32001 39.0 34.5 21.6 13.12004 4.8 23.5 4.3 4.72007 0.2 -8.4 29.4 18.32010 27.3 7.6 -8.0 25.52013 1.4 28.3 8.9 3.62016 19.8 2.8 20.2 -2.3
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with retirement accounts
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 38.7 30.41992 42.5 29.41995 47.0 35.71998 49.9 43.22001 53.9 45.72004 52.0 39.82007 55.1 42.52010 52.2 41.92013 50.3 42.02016 53.1 44.9
Three-year change (percentage points)1992 3.8 -1.01995 4.5 6.31998 2.9 7.52001 4.0 2.52004 -1.9 -5.92007 3.1 2.72010 -2.9 -0.62013 -1.9 0.12016 2.8 2.9
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of retirement accounts for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 21.0 17.81992 25.2 16.81995 26.6 23.51998 36.9 28.02001 42.0 25.72004 50.9 25.42007 55.3 39.02010 54.8 31.82013 61.9 51.62016 65.0 35.9
Three-year change (percent)1992 20.0 -5.61995 5.6 39.91998 38.7 19.12001 13.8 -8.22004 21.2 -1.22007 8.6 53.52010 -0.9 -18.52013 13.0 62.32016 5.0 -30.4
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of retirement accounts for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 72.2 57.31992 80.5 36.81995 93.8 54.31998 119.7 64.62001 151.8 69.62004 169.0 77.92007 182.0 98.72010 205.6 91.52013 217.3 129.12016 243.5 108.2
Three-year change (percent)1992 11.5 -35.81995 16.5 47.61998 27.6 19.02001 26.8 7.72004 11.3 11.92007 7.7 26.72010 13.0 -7.32013 5.7 41.12016 12.1 -16.2
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with retirement accounts
Housing statusYear Owner Renter or other
Level (percent)1989 48.6 16.81992 49.3 23.71995 54.4 28.71998 58.4 30.32001 63.3 30.82004 60.5 26.22007 63.7 29.62010 61.7 27.12013 60.5 28.22016 64.1 30.9
Three-year change (percentage points)1992 0.7 6.91995 5.1 5.01998 4.0 1.62001 4.9 0.52004 -2.8 -4.62007 3.2 3.42010 -2.0 -2.52013 -1.2 1.12016 3.6 2.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of retirement accounts for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 26.1 7.51992 29.3 7.71995 31.8 11.11998 44.3 11.52001 54.2 9.52004 58.5 14.02007 66.0 11.62010 65.5 11.12013 83.0 13.42016 90.0 15.0
Three-year change (percent)1992 12.3 2.71995 8.5 44.21998 39.3 3.62001 22.3 -17.42004 7.9 47.42007 12.8 -17.12010 -0.8 -4.32013 26.7 20.72016 8.4 11.9
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of retirement accounts for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 79.2 22.21992 86.8 29.51995 101.8 45.51998 130.5 44.42001 165.1 42.12004 177.8 47.22007 195.1 55.22010 218.9 50.02013 244.9 57.62016 272.3 70.7
Three-year change (percent)1992 9.6 32.91995 17.3 54.21998 28.2 -2.42001 26.5 -5.22004 7.7 12.12007 9.7 16.92010 12.2 -9.42013 11.9 15.22016 11.2 22.7
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with retirement accounts
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 7.7 30.3 43.2 65.4 70.11992 12.5 32.4 47.2 64.5 73.91995 15.1 42.0 52.2 66.5 80.41998 18.6 44.2 56.4 72.1 83.22001 19.1 46.1 63.9 78.3 87.72004 14.3 43.2 62.0 78.2 82.72007 19.7 48.6 63.1 77.5 84.82010 19.8 42.7 58.6 75.8 87.82013 17.3 40.0 57.8 76.9 89.32016 18.6 43.1 63.8 78.7 88.6
Three-year change (percentage points)1992 4.8 2.1 4.0 -0.9 3.81995 2.6 9.6 5.0 2.0 6.51998 3.5 2.2 4.2 5.6 2.82001 0.5 1.9 7.5 6.2 4.52004 -4.8 -2.9 -1.9 -0.1 -5.02007 5.4 5.4 1.1 -0.7 2.12010 0.1 -5.9 -4.5 -1.7 3.02013 -2.5 -2.7 -0.8 1.1 1.52016 1.3 3.1 6.0 1.8 -0.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of retirement accounts for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.2 6.9 18.7 44.8 89.61992 1.7 7.2 22.3 50.0 125.81995 1.9 11.3 25.5 54.8 156.61998 3.1 12.2 41.3 88.2 184.42001 2.7 10.3 40.6 108.4 271.02004 3.8 14.9 42.4 123.4 339.42007 3.5 17.4 57.9 139.0 367.82010 5.5 13.3 46.4 147.0 456.52013 4.9 12.7 53.6 170.1 464.02016 4.3 15.0 52.0 198.0 630.0
Three-year change (percent)1992 -22.7 4.3 19.3 11.6 40.41995 11.8 56.9 14.3 9.6 24.51998 63.2 8.0 62.0 60.9 17.82001 -12.9 -15.6 -1.7 22.9 47.02004 40.7 44.7 4.4 13.8 25.22007 -7.9 16.8 36.6 12.6 8.42010 57.1 -23.6 -19.9 5.8 24.12013 -10.9 -4.5 15.5 15.7 1.62016 -12.2 18.1 -3.0 16.4 35.8
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of retirement accounts for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.3 10.6 29.4 72.3 211.21992 3.6 11.1 32.3 71.4 245.51995 5.7 16.6 35.4 91.0 308.61998 6.4 18.5 53.9 116.2 391.52001 5.1 19.1 58.2 154.0 514.02004 6.6 21.8 61.3 171.4 554.42007 8.4 24.8 75.1 183.4 633.92010 13.0 20.2 62.9 184.4 710.42013 10.8 19.1 70.9 199.2 745.42016 10.8 21.9 72.8 230.6 874.5
Three-year change (percent)1992 -16.3 4.7 9.9 -1.2 16.21995 58.3 49.5 9.6 27.5 25.71998 12.3 11.4 52.3 27.7 26.92001 -20.3 3.2 8.0 32.5 31.32004 29.4 14.1 5.3 11.3 7.92007 27.3 13.8 22.5 7.0 14.32010 54.8 -18.5 -16.2 0.5 12.12013 -16.9 -5.4 12.7 8.0 4.92016 0.0 14.7 2.7 15.8 17.3
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other financial assets
Year All familiesLevel (percent)
1989 13.81992 10.81995 11.11998 9.42001 9.42004 10.02007 9.32010 8.02013 6.92016 8.1
Three-year change (percentage points)1992 -3.01995 0.31998 -1.72001 0.02004 0.62007 -0.72010 -1.32013 -1.12016 1.2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other financial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 3.71992 4.21995 4.71998 4.42001 5.42004 5.12007 6.92010 5.52013 4.12016 5.5
Three-year change (percent)1992 13.51995 11.91998 -6.42001 22.72004 -5.62007 35.32010 -20.32013 -25.52016 34.1
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other financial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 41.81992 40.11995 42.91998 35.32001 53.32004 50.32007 58.32010 70.62013 56.82016 53.7
Three-year change (percent)1992 -4.11995 7.01998 -17.72001 51.02004 -5.62007 15.92010 21.12013 -19.52016 -5.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other financial assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 8.9 13.6 14.4 14.8 13.2 21.01992 8.6 9.8 10.3 12.0 11.6 15.21995 8.5 9.0 13.5 11.4 11.5 15.01998 8.3 8.0 10.5 9.9 8.7 11.52001 6.2 10.2 9.9 9.2 10.8 12.52004 7.1 9.9 9.3 11.2 11.4 13.42007 6.6 8.7 10.2 8.4 9.7 15.32010 7.0 6.7 9.6 7.3 8.5 10.32013 6.7 7.5 8.4 5.2 5.9 7.92016 7.8 8.0 9.4 6.5 7.5 9.9
Three-year change (percentage points)1992 -0.3 -3.8 -4.1 -2.8 -1.6 -5.81995 -0.1 -0.8 3.2 -0.6 -0.1 -0.21998 -0.2 -1.0 -3.0 -1.5 -2.8 -3.52001 -2.1 2.2 -0.6 -0.7 2.1 1.02004 0.9 -0.3 -0.6 2.0 0.6 0.92007 -0.5 -1.2 0.9 -2.8 -1.7 1.92010 0.4 -2.0 -0.6 -1.1 -1.2 -5.02013 -0.3 0.8 -1.2 -2.1 -2.6 -2.42016 1.1 0.5 1.0 1.3 1.6 2.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other financial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 1.5 2.1 3.7 4.7 4.7 28.01992 1.9 3.4 4.2 3.4 5.0 33.51995 3.1 2.8 3.9 4.7 3.8 20.41998 0.9 1.9 3.7 7.4 8.4 36.92001 2.3 4.1 4.1 4.1 9.5 20.32004 3.2 2.5 3.2 5.1 6.4 25.42007 1.7 3.5 4.6 11.6 11.6 52.12010 2.5 3.0 5.5 7.7 11.1 30.92013 2.1 2.1 3.5 10.3 9.3 25.82016 2.0 5.0 2.5 9.2 10.0 35.0
Three-year change (percent)1992 26.7 61.9 13.5 -27.7 6.4 19.61995 63.2 -17.6 -7.1 38.2 -24.0 -39.11998 -71.0 -32.1 -5.1 57.4 121.1 80.92001 155.6 115.8 10.8 -44.6 13.1 -45.02004 39.1 -39.0 -22.0 24.4 -32.6 25.12007 -46.9 40.0 43.8 127.5 81.2 105.12010 47.1 -14.3 19.6 -33.6 -4.3 -40.72013 -16.0 -30.0 -36.4 33.8 -16.2 -16.52016 -4.8 138.1 -28.6 -10.7 7.5 35.7
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other financial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 25.6 10.1 10.6 37.4 25.8 155.81992 5.4 23.2 18.4 17.3 29.4 174.61995 23.2 18.3 18.5 30.8 50.8 151.31998 14.5 15.4 15.1 21.1 51.2 142.42001 31.8 14.2 31.7 30.4 25.7 229.52004 16.1 17.6 16.6 21.0 30.3 246.62007 8.1 17.5 25.2 30.8 48.7 228.52010 17.4 12.7 40.3 50.3 86.0 291.92013 75.3 30.3 11.8 41.2 15.6 223.22016 15.7 34.0 15.4 28.3 35.9 264.5
Three-year change (percent)1992 -78.9 129.7 73.6 -53.7 14.0 12.11995 329.6 -21.1 0.5 78.0 72.8 -13.31998 -37.5 -15.8 -18.4 -31.5 0.8 -5.92001 119.3 -7.8 109.9 44.1 -49.8 61.22004 -49.4 23.9 -47.6 -30.9 17.9 7.52007 -49.7 -0.6 51.8 46.7 60.7 -7.32010 114.8 -27.4 59.9 63.3 76.6 27.72013 332.8 138.6 -70.7 -18.1 -81.9 -23.52016 -79.2 12.2 30.5 -31.3 130.1 18.5
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other financial assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 14.7 14.6 15.4 14.0 11.8 8.01992 12.6 11.0 11.3 10.7 10.1 5.91995 13.8 10.9 12.9 9.3 10.0 5.41998 10.1 11.8 9.1 8.4 7.3 6.42001 10.5 9.7 8.5 10.6 8.5 7.72004 11.6 10.0 12.1 7.2 8.1 8.12007 10.0 9.4 10.5 9.2 9.4 5.32010 9.0 8.4 7.7 8.9 7.5 5.02013 9.1 5.1 8.2 6.5 7.3 3.72016 9.3 6.8 7.8 8.8 7.5 7.8
Three-year change (percentage points)1992 -2.1 -3.6 -4.1 -3.3 -1.7 -2.11995 1.2 -0.1 1.6 -1.4 -0.1 -0.51998 -3.7 0.9 -3.8 -0.9 -2.7 1.02001 0.4 -2.1 -0.6 2.2 1.2 1.32004 1.1 0.3 3.6 -3.4 -0.4 0.42007 -1.6 -0.6 -1.6 2.0 1.3 -2.82010 -1.0 -1.0 -2.8 -0.3 -1.9 -0.32013 0.1 -3.3 0.5 -2.4 -0.2 -1.32016 0.2 1.7 -0.4 2.3 0.2 4.1
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other financial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 1.3 3.9 5.6 9.3 14.9 18.71992 1.7 5.0 8.4 8.4 11.7 8.41995 1.6 3.1 7.8 15.7 14.1 54.81998 1.5 3.7 8.9 14.8 8.9 12.12001 2.2 2.7 6.8 13.5 10.8 24.42004 1.3 4.5 6.4 8.9 12.7 28.02007 1.7 9.3 6.9 23.2 11.6 17.42010 2.2 3.0 7.7 12.2 16.6 17.72013 2.1 3.1 5.2 5.2 10.3 13.42016 1.5 4.0 6.1 10.0 9.0 15.0
Three-year change (percent)1992 30.8 28.2 50.0 -9.7 -21.5 -55.11995 -5.9 -38.0 -7.1 86.9 20.5 552.41998 -6.2 19.4 14.1 -5.7 -36.9 -77.92001 46.7 -27.0 -23.6 -8.8 21.3 101.72004 -40.9 66.7 -5.9 -34.1 17.6 14.82007 30.8 106.7 7.8 160.7 -8.7 -37.92010 29.4 -67.7 11.6 -47.4 43.1 1.72013 -4.5 3.3 -32.5 -57.4 -38.0 -24.32016 -28.6 29.0 17.3 92.3 -12.6 11.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other financial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 34.1 24.0 52.7 39.9 74.8 66.61992 9.9 26.9 44.8 99.3 66.9 48.91995 16.5 27.1 53.5 67.9 92.2 75.21998 22.9 18.0 46.5 52.6 75.1 44.52001 20.2 23.4 85.2 95.6 79.8 58.82004 8.2 21.2 86.9 85.9 83.4 60.52007 7.1 57.7 46.1 96.2 117.2 97.42010 16.9 54.4 64.0 101.6 147.8 113.12013 14.0 39.8 53.1 78.3 148.9 27.92016 10.1 13.6 76.2 71.6 97.6 75.6
Three-year change (percent)1992 -71.0 12.1 -15.0 148.9 -10.6 -26.61995 66.7 0.7 19.4 -31.6 37.8 53.81998 38.8 -33.6 -13.1 -22.5 -18.5 -40.82001 -11.8 30.0 83.2 81.7 6.3 32.12004 -59.4 -9.4 2.0 -10.1 4.5 2.92007 -13.4 172.2 -47.0 12.0 40.5 61.02010 138.0 -5.7 38.8 5.6 26.1 16.12013 -17.2 -26.8 -17.0 -22.9 0.7 -75.32016 -27.9 -65.8 43.5 -8.6 -34.5 171.0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other financial assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 13.9 20.0 12.5 11.9 13.21992 11.2 16.0 7.9 9.0 11.51995 11.0 18.2 8.6 9.4 10.41998 8.8 16.2 7.3 8.0 8.22001 12.6 14.1 8.4 7.0 8.72004 12.4 14.7 7.9 7.7 10.02007 11.5 11.6 7.9 8.6 8.72010 8.3 11.3 7.7 7.6 6.72013 8.9 9.7 5.9 4.8 7.72016 10.5 11.4 9.8 5.8 6.6
Three-year change (percentage points)1992 -2.7 -4.0 -4.6 -2.9 -1.71995 -0.2 2.2 0.7 0.4 -1.11998 -2.2 -2.0 -1.3 -1.4 -2.22001 3.8 -2.1 1.1 -1.0 0.52004 -0.2 0.6 -0.5 0.7 1.32007 -0.9 -3.1 0.0 0.9 -1.32010 -3.2 -0.3 -0.2 -1.0 -2.02013 0.6 -1.6 -1.8 -2.8 1.02016 1.6 1.7 3.9 1.0 -1.1
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other financial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 3.7 1.9 11.2 4.7 8.41992 2.7 2.9 6.7 5.0 8.41995 4.7 3.1 14.1 3.1 10.21998 3.0 2.2 5.3 5.9 7.42001 3.3 2.7 12.2 6.1 9.52004 3.8 1.9 12.7 6.4 7.62007 4.6 3.5 4.2 5.8 17.42010 8.8 2.2 11.1 5.5 9.92013 4.2 1.5 3.6 7.2 8.22016 5.0 2.0 10.0 6.0 9.0
Three-year change (percent)1992 -27.0 52.6 -40.2 6.4 0.01995 74.1 6.9 110.4 -38.0 21.41998 -36.2 -29.0 -62.4 90.3 -27.52001 10.0 22.7 130.2 3.4 28.42004 15.2 -29.6 4.1 4.9 -20.02007 21.1 84.2 -66.9 -9.4 128.92010 91.3 -37.1 164.3 -5.2 -43.12013 -52.3 -31.8 -67.6 30.9 -17.22016 19.0 33.3 177.8 -16.7 9.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other financial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 20.8 36.9 26.6 47.4 60.11992 14.9 15.8 48.3 58.5 51.01995 24.3 22.0 71.3 35.0 69.51998 45.1 9.9 43.4 40.8 51.92001 24.1 23.7 42.9 56.8 96.42004 26.0 13.6 43.8 83.4 67.82007 15.4 28.2 48.8 55.5 112.62010 107.6 43.1 26.9 55.9 124.32013 35.9 27.3 95.6 62.5 64.92016 27.9 19.6 43.2 90.7 77.3
Three-year change (percent)1992 -28.4 -57.2 81.6 23.4 -15.11995 63.1 39.2 47.6 -40.2 36.31998 85.6 -55.0 -39.1 16.6 -25.32001 -46.6 139.4 -1.2 39.2 85.72004 7.9 -42.6 2.1 46.8 -29.72007 -40.8 107.4 11.4 -33.5 66.12010 598.7 52.8 -44.9 0.7 10.42013 -66.6 -36.7 255.4 11.8 -47.82016 -22.3 -28.2 -54.8 45.1 19.1
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other financial assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 8.3 13.0 13.9 20.51992 5.9 10.9 14.7 11.31995 6.2 9.8 14.1 13.51998 7.0 7.9 10.5 11.62001 7.0 7.7 10.7 11.62004 5.2 8.4 13.3 11.12007 7.1 8.2 9.8 11.12010 5.3 7.2 7.9 10.02013 4.2 6.0 8.3 7.62016 5.3 8.3 8.9 8.3
Three-year change (percentage points)1992 -2.4 -2.1 0.8 -9.21995 0.3 -1.1 -0.6 2.21998 0.8 -1.9 -3.6 -1.92001 0.0 -0.2 0.2 0.02004 -1.8 0.7 2.6 -0.52007 1.9 -0.2 -3.5 0.02010 -1.8 -1.0 -1.9 -1.12013 -1.1 -1.2 0.4 -2.42016 1.1 2.3 0.6 0.7
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other financial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 3.7 2.8 3.7 5.61992 2.0 3.4 3.4 11.71995 4.7 3.1 4.7 10.21998 2.7 1.9 4.4 8.92001 4.1 4.1 4.1 9.52004 2.5 3.8 5.1 8.92007 1.7 5.8 4.6 15.12010 1.4 4.0 5.5 12.22013 4.1 3.1 2.6 9.32016 3.0 5.0 4.0 10.0
Three-year change (percent)1992 -45.9 21.4 -8.1 108.91995 135.0 -8.8 38.2 -12.81998 -42.6 -38.7 -6.4 -12.72001 51.9 115.8 -6.8 6.72004 -39.0 -7.3 24.4 -6.32007 -32.0 52.6 -9.8 69.72010 -17.6 -31.0 19.6 -19.22013 192.9 -22.5 -52.7 -23.82016 -26.8 61.3 53.8 7.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other financial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 12.9 24.0 58.6 59.91992 30.4 24.1 36.5 64.51995 18.4 34.7 33.8 68.21998 17.8 13.6 42.2 53.72001 14.8 29.5 40.4 94.02004 13.8 26.6 27.0 98.62007 11.8 38.2 31.5 108.92010 13.4 33.3 53.0 122.02013 9.7 50.7 29.6 94.32016 10.5 21.0 39.7 100.6
Three-year change (percent)1992 135.7 0.4 -37.7 7.71995 -39.5 44.0 -7.4 5.71998 -3.3 -60.8 24.9 -21.32001 -16.9 116.9 -4.3 75.02004 -6.8 -9.8 -33.2 4.92007 -14.5 43.6 16.7 10.42010 13.6 -12.8 68.3 12.02013 -27.6 52.3 -44.2 -22.72016 8.2 -58.6 34.1 6.7
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other financial assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 14.5 10.0 11.8 15.21992 11.8 9.5 7.1 5.11995 11.7 9.7 7.6 9.11998 9.7 10.2 5.1 8.62001 9.4 9.8 9.6 8.92004 10.2 11.5 6.1 9.82007 9.7 5.8 6.9 12.82010 8.2 8.6 4.9 8.92013 6.8 7.7 6.2 7.32016 7.9 9.9 6.5 8.2
Three-year change (percentage points)1992 -2.7 -0.5 -4.7 -10.11995 -0.1 0.2 0.5 4.01998 -2.0 0.5 -2.5 -0.52001 -0.3 -0.4 4.5 0.32004 0.8 1.7 -3.5 0.92007 -0.5 -5.7 0.8 3.02010 -1.5 2.8 -2.0 -3.92013 -1.4 -0.9 1.3 -1.62016 1.1 2.2 0.3 0.9
0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other financial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 5.6 0.4 1.9 1.91992 5.0 1.2 1.3 8.41995 6.3 2.6 0.8 2.31998 6.6 0.9 1.6 7.42001 6.8 1.6 3.4 3.02004 6.4 2.5 4.5 5.32007 11.1 1.7 5.8 3.52010 8.3 2.7 1.1 4.42013 5.2 1.0 2.1 2.12016 8.0 3.0 3.5 4.0
Three-year change (percent)1992 -10.7 200.0 -31.6 342.11995 26.0 116.7 -38.5 -72.61998 4.8 -65.4 100.0 221.72001 3.0 77.8 112.5 -59.52004 -5.9 56.2 32.4 76.72007 73.4 -32.0 28.9 -34.02010 -25.2 58.8 -81.0 25.72013 -37.3 -63.0 90.9 -52.32016 53.8 200.0 66.7 90.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other financial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 46.3 43.7 10.6 10.31992 43.3 9.8 43.7 66.31995 47.8 15.8 19.3 40.01998 42.5 2.8 14.4 16.42001 64.7 22.9 11.1 25.52004 54.9 15.5 120.7 14.22007 67.7 9.7 9.6 56.12010 87.7 26.3 16.0 48.82013 74.7 32.8 9.4 17.02016 71.4 16.3 40.8 21.0
Three-year change (percent)1992 -6.5 -77.6 312.3 543.71995 10.4 61.2 -55.8 -39.71998 -11.1 -82.3 -25.4 -59.02001 52.2 717.9 -22.9 55.52004 -15.1 -32.3 987.4 -44.32007 23.3 -37.4 -92.0 295.12010 29.5 171.1 66.7 -13.02013 -14.8 24.7 -41.2 -65.22016 -4.4 -50.3 334.0 23.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other financial assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 14.6 20.2 9.8 10.61992 10.5 18.9 7.0 14.81995 11.8 16.8 7.1 11.71998 9.4 14.2 6.8 11.02001 9.5 12.4 8.1 6.62004 9.5 15.1 8.4 11.52007 9.2 14.8 7.0 10.42010 7.7 11.1 7.3 8.32013 6.6 10.2 5.9 9.82016 7.5 12.9 7.4 7.8
Three-year change (percentage points)1992 -4.1 -1.3 -2.8 4.21995 1.3 -2.1 0.1 -3.11998 -2.4 -2.6 -0.3 -0.72001 0.1 -1.8 1.3 -4.42004 0.0 2.7 0.3 4.92007 -0.3 -0.3 -1.4 -1.12010 -1.5 -3.7 0.3 -2.12013 -1.1 -0.9 -1.4 1.52016 0.9 2.7 1.5 -2.0
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other financial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 2.8 9.3 14.9 1.11992 3.4 11.7 10.1 3.01995 3.1 6.3 15.7 7.81998 2.7 10.3 10.3 0.72001 3.4 16.3 13.5 2.72004 3.8 7.6 12.7 3.82007 5.8 18.5 11.6 3.52010 3.3 11.1 11.1 3.92013 2.6 10.3 9.3 2.42016 5.0 10.0 9.0 1.1
Three-year change (percent)1992 21.4 25.8 -32.2 172.71995 -8.8 -46.2 55.4 160.01998 -12.9 63.5 -34.4 -91.02001 25.9 58.3 31.1 285.72004 11.8 -53.4 -5.9 40.72007 52.6 143.4 -8.7 -7.92010 -43.1 -40.0 -4.3 11.42013 -21.2 -7.2 -16.2 -38.52016 92.3 -2.9 -3.2 -54.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other financial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 21.1 90.7 67.9 39.91992 21.9 74.5 78.5 9.51995 29.9 69.8 74.7 25.21998 19.6 54.2 75.3 18.32001 33.4 113.2 74.8 15.62004 26.4 149.5 39.0 11.92007 54.7 82.3 57.2 26.12010 41.1 132.7 97.5 73.92013 20.6 122.9 97.2 66.22016 37.6 68.7 86.1 6.3
Three-year change (percent)1992 3.8 -17.9 15.6 -76.21995 36.5 -6.3 -4.8 165.31998 -34.4 -22.3 0.8 -27.42001 70.4 108.9 -0.7 -14.82004 -21.0 32.1 -47.9 -23.72007 107.2 -44.9 46.7 119.32010 -24.9 61.2 70.5 183.12013 -49.9 -7.4 -0.3 -10.42016 82.5 -44.1 -11.4 -90.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other financial assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 19.7 13.3 13.8 10.01992 13.6 11.7 10.0 8.91995 12.6 13.5 11.7 8.01998 12.1 9.9 8.4 7.52001 11.1 10.2 8.4 7.82004 13.2 8.6 8.5 8.92007 11.0 9.1 9.8 7.52010 10.2 7.5 6.2 7.52013 7.6 7.6 5.7 6.62016 9.2 8.4 7.0 7.4
Three-year change (percentage points)1992 -6.1 -1.6 -3.8 -1.11995 -1.0 1.8 1.7 -0.91998 -0.5 -3.6 -3.3 -0.52001 -1.0 0.3 0.0 0.32004 2.1 -1.6 0.1 1.12007 -2.2 0.5 1.3 -1.42010 -0.8 -1.6 -3.6 0.02013 -2.6 0.1 -0.5 -0.92016 1.6 0.8 1.3 0.8
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other financial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 4.7 1.9 3.7 11.01992 8.4 3.4 3.4 5.01995 6.3 3.1 2.5 11.01998 4.4 4.4 2.5 8.92001 6.8 3.7 2.7 10.82004 7.6 3.8 2.5 8.92007 11.6 5.8 5.8 6.42010 9.9 2.8 3.1 7.72013 5.2 2.1 2.1 5.22016 8.0 4.0 4.8 6.0
Three-year change (percent)1992 78.7 78.9 -8.1 -54.51995 -25.0 -8.8 -26.5 120.01998 -30.2 41.9 0.0 -19.12001 54.5 -15.9 8.0 21.32004 11.8 2.7 -7.4 -17.62007 52.6 52.6 132.0 -28.12010 -14.7 -51.7 -46.6 20.32013 -47.5 -25.0 -32.3 -32.52016 53.8 90.5 128.6 15.4
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other financial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 59.8 15.0 24.0 61.71992 50.7 32.1 18.6 51.11995 53.2 41.0 21.0 60.01998 48.4 17.3 8.1 60.92001 74.4 37.5 24.0 66.72004 94.1 24.9 10.3 33.62007 105.8 31.7 22.6 50.52010 94.0 19.1 42.7 91.82013 76.8 15.4 8.2 88.52016 69.9 24.3 22.7 73.0
Three-year change (percent)1992 -15.2 114.0 -22.5 -17.21995 4.9 27.7 12.9 17.41998 -9.0 -57.8 -61.4 1.52001 53.7 116.8 196.3 9.52004 26.5 -33.6 -57.1 -49.62007 12.4 27.3 119.4 50.32010 -11.2 -39.7 88.9 81.82013 -18.3 -19.4 -80.8 -3.62016 -9.0 57.8 176.8 -17.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other financial assets
RegionYear Northeast Midwest South West
Level (percent)1989 12.5 11.2 13.1 19.21992 8.2 10.8 9.6 15.51995 10.0 10.4 9.8 15.31998 9.8 7.0 9.6 11.32001 8.2 7.4 8.3 14.42004 8.6 10.7 9.5 11.02007 5.4 9.3 8.5 13.92010 7.1 7.3 7.2 10.82013 6.6 8.4 5.9 7.52016 7.1 9.0 7.7 8.6
Three-year change (percentage points)1992 -4.3 -0.4 -3.5 -3.71995 1.8 -0.4 0.2 -0.21998 -0.2 -3.4 -0.2 -4.02001 -1.6 0.4 -1.3 3.12004 0.4 3.3 1.2 -3.42007 -3.2 -1.4 -1.0 2.92010 1.7 -2.0 -1.3 -3.12013 -0.5 1.1 -1.3 -3.32016 0.5 0.6 1.8 1.1
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other financial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 9.3 5.6 2.8 3.71992 8.4 4.2 4.2 3.41995 4.7 6.3 3.4 6.31998 6.6 1.9 4.4 5.92001 6.8 5.4 4.1 6.82004 5.1 5.1 4.7 6.42007 11.6 6.9 4.6 6.92010 7.2 3.3 5.5 8.82013 3.3 3.5 4.6 5.22016 5.0 6.5 5.5 5.0
Three-year change (percent)1992 -9.7 -25.0 50.0 -8.11995 -44.0 50.0 -19.0 85.31998 40.4 -69.8 29.4 -6.32001 3.0 184.2 -6.8 15.32004 -25.0 -5.6 14.6 -5.92007 127.5 35.3 -2.1 7.82010 -37.9 -52.2 19.6 27.52013 -54.2 6.1 -16.4 -40.92016 51.5 85.7 19.6 -3.8
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other financial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 64.5 33.8 27.6 48.81992 43.8 37.1 45.5 35.21995 49.2 50.3 37.4 39.11998 28.5 42.5 36.0 34.92001 104.3 41.9 39.3 47.62004 44.0 46.5 37.2 77.12007 85.8 64.1 50.9 52.82010 87.6 51.4 49.6 97.92013 23.6 69.2 54.3 69.92016 39.1 44.7 46.9 82.7
Three-year change (percent)1992 -32.1 9.8 64.9 -27.91995 12.3 35.6 -17.8 11.11998 -42.1 -15.5 -3.7 -10.72001 266.0 -1.4 9.2 36.42004 -57.8 11.0 -5.3 62.02007 95.0 37.8 36.8 -31.52010 2.1 -19.8 -2.6 85.42013 -73.1 34.6 9.5 -28.62016 65.7 -35.4 -13.6 18.3
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other financial assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 14.3 11.51992 11.6 7.41995 11.5 9.21998 9.8 6.72001 9.7 7.92004 10.4 7.92007 9.5 8.52010 8.1 7.52013 7.1 6.12016 8.3 6.7
Three-year change (percentage points)1992 -2.7 -4.11995 -0.1 1.81998 -1.7 -2.52001 -0.1 1.22004 0.7 0.02007 -0.9 0.62010 -1.4 -1.02013 -1.0 -1.42016 1.2 0.6
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other financial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 3.9 3.71992 4.2 5.91995 4.9 3.11998 4.4 2.72001 6.1 4.72004 6.1 2.52007 9.3 2.82010 5.5 4.42013 4.1 4.12016 5.5 3.0
Three-year change (percent)1992 7.7 59.51995 16.7 -47.51998 -10.2 -12.92001 38.6 74.12004 0.0 -46.82007 52.5 12.02010 -40.9 57.12013 -25.5 -6.82016 34.1 -26.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other financial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 46.3 18.41992 38.6 50.31995 45.6 23.01998 37.5 16.52001 58.5 13.72004 56.7 9.92007 64.3 25.52010 79.5 25.12013 49.6 112.72016 55.3 39.7
Three-year change (percent)1992 -16.6 173.41995 18.1 -54.31998 -17.8 -28.32001 56.0 -17.02004 -3.1 -27.72007 13.4 157.62010 23.6 -1.62013 -37.6 349.02016 11.5 -64.8
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other financial assets
Housing statusYear Owner Renter or other
Level (percent)1989 13.2 14.71992 9.7 12.91995 9.5 14.01998 8.7 10.82001 8.8 10.62004 9.6 10.92007 9.4 9.12010 7.6 8.72013 5.8 9.12016 7.5 9.1
Three-year change (percentage points)1992 -3.5 -1.81995 -0.2 1.11998 -0.8 -3.22001 0.1 -0.22004 0.8 0.32007 -0.2 -1.82010 -1.8 -0.42013 -1.8 0.42016 1.7 0.0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other financial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 7.5 1.91992 8.4 2.51995 7.8 2.51998 7.4 1.52001 8.1 2.72004 7.6 2.52007 11.6 2.32010 8.8 3.32013 10.3 2.12016 9.5 2.0
Three-year change (percent)1992 12.0 31.61995 -7.1 0.01998 -5.1 -40.02001 9.5 80.02004 -6.2 -7.42007 52.6 -8.02010 -24.1 43.52013 17.0 -36.42016 -7.8 -4.8
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other financial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 54.9 21.21992 60.7 12.71995 58.7 23.21998 45.5 19.22001 67.0 29.62004 68.7 14.22007 77.8 14.42010 96.9 23.32013 73.6 37.12016 74.2 24.0
Three-year change (percent)1992 10.6 -40.11995 -3.3 82.71998 -22.5 -17.22001 47.3 54.22004 2.5 -52.02007 13.2 1.42010 24.6 61.82013 -24.0 59.22016 0.8 -35.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other financial assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 9.3 15.7 10.5 15.0 26.51992 7.5 10.4 11.8 11.4 16.91995 9.1 10.4 11.6 10.8 17.31998 7.9 10.0 8.2 10.3 13.02001 7.8 8.8 8.6 9.8 16.22004 6.9 9.5 10.2 11.2 16.42007 7.4 8.9 8.6 9.4 16.62010 5.9 8.5 7.2 8.0 13.72013 6.9 6.2 6.8 7.1 9.12016 6.1 9.4 7.1 8.8 10.9
Three-year change (percentage points)1992 -1.8 -5.3 1.3 -3.6 -9.61995 1.6 0.0 -0.2 -0.6 0.41998 -1.2 -0.4 -3.4 -0.5 -4.32001 -0.1 -1.2 0.4 -0.5 3.22004 -0.9 0.7 1.6 1.4 0.22007 0.5 -0.6 -1.6 -1.8 0.22010 -1.5 -0.4 -1.4 -1.4 -2.92013 1.0 -2.3 -0.4 -0.9 -4.62016 -0.8 3.2 0.3 1.7 1.8
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other financial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.1 2.8 5.6 9.3 28.01992 1.1 3.4 4.9 9.2 50.31995 1.3 2.3 7.5 15.7 47.01998 0.7 2.6 8.9 10.0 29.52001 1.4 3.1 6.1 13.5 44.72004 0.9 2.5 6.4 8.9 50.92007 1.4 3.5 11.6 23.2 57.92010 1.1 3.3 5.5 11.1 77.42013 1.0 2.6 6.2 13.4 30.92016 0.7 3.5 6.1 15.0 45.0
Three-year change (percent)1992 0.0 21.4 -12.5 -1.1 79.61995 18.2 -32.4 53.1 70.7 -6.61998 -46.2 13.0 18.7 -36.3 -37.22001 100.0 19.2 -31.5 35.0 51.52004 -35.7 -19.4 4.9 -34.1 13.92007 55.6 40.0 81.2 160.7 13.82010 -21.4 -5.7 -52.6 -52.2 33.72013 -9.1 -21.2 12.7 20.7 -60.12016 -30.0 34.6 -1.6 11.9 45.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other financial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.0 7.7 17.3 29.9 161.81992 2.1 7.4 17.5 31.3 180.41995 2.8 6.1 21.8 47.8 181.41998 3.0 8.6 25.6 31.6 155.62001 3.1 7.4 14.1 41.3 239.82004 2.6 10.2 19.6 23.0 234.22007 2.7 11.9 24.2 68.2 217.62010 3.7 9.9 17.2 44.9 331.32013 2.1 5.7 14.5 69.0 313.72016 2.5 11.6 22.0 46.1 276.8
Three-year change (percent)1992 5.0 -3.9 1.2 4.7 11.51995 33.3 -17.6 24.6 52.7 0.61998 7.1 41.0 17.4 -33.9 -14.22001 3.3 -14.0 -44.9 30.7 54.12004 -16.1 37.8 39.0 -44.3 -2.32007 3.8 16.7 23.5 196.5 -7.12010 37.0 -16.8 -28.9 -34.2 52.32013 -43.2 -42.4 -15.7 53.7 -5.32016 19.0 103.5 51.7 -33.2 -11.8
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with stock holdings
Year All familiesLevel (percent)
1989 31.81992 36.91995 40.51998 48.92001 53.02004 50.32007 53.22010 49.92013 48.82016 51.9
Three-year change (percentage points)1992 5.11995 3.61998 8.42001 4.12004 -2.72007 2.92010 -3.32013 -1.12016 3.1
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of stock holdings for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 15.91992 17.61995 22.71998 36.92001 47.42004 41.72007 39.32010 32.12013 37.12016 40.0
Three-year change (percent)1992 10.71995 29.01998 62.62001 28.52004 -12.02007 -5.82010 -18.32013 15.62016 7.8
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of stock holdings for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 105.81992 106.11995 141.71998 218.92001 277.72004 246.12007 261.92010 235.42013 278.32016 344.5
Three-year change (percent)1992 0.31995 33.61998 54.52001 26.92004 -11.42007 6.42010 -10.12013 18.22016 23.8
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with stock holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 3.6 15.2 28.6 44.2 57.6 76.91992 7.4 20.2 34.0 51.4 66.1 77.31995 6.5 24.7 41.7 54.5 69.7 80.11998 10.0 30.8 50.2 69.4 77.9 90.42001 13.3 34.9 53.7 76.3 82.9 90.22004 11.7 29.8 51.9 69.9 83.9 92.72007 14.3 36.5 52.9 73.3 86.3 91.52010 12.5 30.5 51.7 68.1 82.6 90.62013 11.4 26.4 49.7 69.5 81.6 93.02016 11.6 32.5 51.8 73.6 85.3 94.7
Three-year change (percentage points)1992 3.8 5.0 5.4 7.2 8.5 0.41995 -0.9 4.5 7.7 3.1 3.6 2.81998 3.5 6.1 8.5 14.9 8.2 10.32001 3.3 4.1 3.5 6.9 5.0 -0.22004 -1.6 -5.1 -1.8 -6.4 1.0 2.52007 2.6 6.7 1.0 3.4 2.4 -1.22010 -1.8 -6.0 -1.2 -5.2 -3.7 -0.92013 -1.1 -4.1 -2.0 1.4 -1.0 2.42016 0.2 6.1 2.1 4.1 3.7 1.7
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of stock holdings for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 28.0 11.2 8.6 11.0 17.7 73.71992 13.4 6.7 8.4 13.6 23.6 78.81995 5.9 9.9 9.7 19.6 39.2 94.31998 7.4 14.8 17.7 28.3 66.4 201.42001 9.6 11.8 20.3 42.0 88.1 338.72004 9.5 12.7 18.6 33.8 71.9 260.62007 6.9 9.7 20.2 38.9 73.1 259.42010 5.9 7.8 13.2 24.6 64.0 295.72013 6.2 10.7 14.4 28.9 71.1 290.42016 6.0 10.0 15.0 32.4 81.2 363.4
Three-year change (percent)1992 -52.1 -40.2 -2.3 23.6 33.3 6.91995 -56.0 47.8 15.5 44.1 66.1 19.71998 25.4 49.5 82.5 44.4 69.4 113.62001 29.7 -20.3 14.7 48.4 32.7 68.22004 -1.0 7.6 -8.4 -19.5 -18.4 -23.12007 -27.4 -23.6 8.6 15.1 1.7 -0.52010 -14.5 -19.6 -34.7 -36.8 -12.4 14.02013 5.1 37.2 9.1 17.5 11.1 -1.82016 -3.2 -6.5 4.2 12.1 14.2 25.1
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of stock holdings for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 51.9 25.5 33.1 44.7 60.1 301.01992 22.9 27.1 33.8 46.9 72.8 334.21995 38.2 50.1 44.2 69.3 113.0 440.31998 42.5 54.8 57.3 95.1 161.3 789.02001 69.7 60.1 95.1 140.7 223.0 1006.82004 64.7 51.5 76.1 111.1 179.8 869.72007 74.5 50.6 66.3 137.2 161.0 1010.22010 110.1 45.3 65.8 93.8 173.2 861.02013 73.3 52.9 66.6 104.4 205.8 1005.92016 84.8 47.1 68.2 112.8 241.2 1367.3
Three-year change (percent)1992 -55.9 6.3 2.1 4.9 21.1 11.01995 66.8 84.9 30.8 47.8 55.2 31.71998 11.3 9.4 29.6 37.2 42.7 79.22001 64.0 9.7 66.0 47.9 38.3 27.62004 -7.2 -14.3 -20.0 -21.0 -19.4 -13.62007 15.1 -1.7 -12.9 23.5 -10.5 16.22010 47.8 -10.5 -0.8 -31.6 7.6 -14.82013 -33.4 16.8 1.2 11.3 18.8 16.82016 15.7 -11.0 2.4 8.0 17.2 35.9
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with stock holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 22.6 39.0 42.1 36.2 26.7 25.91992 28.8 42.6 46.9 45.4 30.2 25.71995 36.7 46.6 49.0 40.1 34.4 27.91998 40.8 56.7 58.7 56.0 42.7 29.42001 49.7 60.6 60.2 58.7 40.0 35.72004 40.8 54.5 56.6 63.2 46.9 34.82007 41.6 55.9 63.1 60.8 53.1 40.22010 39.8 50.1 58.0 59.7 45.6 42.02013 38.6 53.9 54.9 57.2 49.2 34.52016 41.1 55.7 57.4 57.5 50.4 48.9
Three-year change (percentage points)1992 6.2 3.6 4.8 9.2 3.5 -0.21995 7.9 4.0 2.1 -5.3 4.2 2.21998 4.1 10.1 9.7 15.9 8.3 1.52001 8.9 3.9 1.5 2.7 -2.7 6.32004 -8.9 -6.1 -3.6 4.5 6.9 -0.92007 0.8 1.4 6.5 -2.4 6.2 5.42010 -1.8 -5.8 -5.1 -1.1 -7.5 1.82013 -1.2 3.8 -3.1 -2.5 3.6 -7.52016 2.5 1.8 2.5 0.3 1.2 14.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of stock holdings for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 5.6 9.6 25.2 34.3 37.9 46.61992 5.7 12.6 25.2 41.9 27.7 41.91995 7.8 15.7 40.6 48.5 53.2 31.31998 10.3 29.5 56.1 69.3 82.6 88.52001 9.5 38.8 67.7 110.0 203.7 149.02004 10.2 25.4 63.6 89.0 89.0 109.22007 7.5 28.4 52.1 90.3 64.2 52.12010 7.7 21.9 41.8 61.9 85.0 60.82013 7.3 24.2 45.4 61.1 121.1 82.72016 7.8 21.9 50.8 80.0 94.5 100.0
Three-year change (percent)1992 1.8 31.2 0.0 22.2 -26.9 -10.11995 36.8 24.6 61.1 15.8 92.1 -25.31998 32.1 87.9 38.2 42.9 55.3 182.72001 -7.8 31.5 20.7 58.7 146.6 68.42004 7.4 -34.5 -6.1 -19.1 -56.3 -26.72007 -26.5 11.8 -18.1 1.5 -27.9 -52.32010 2.7 -22.9 -19.8 -31.5 32.4 16.72013 -5.2 10.5 8.6 -1.3 42.5 36.02016 6.8 -9.5 11.9 30.9 -22.0 20.9
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of stock holdings for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 24.8 62.3 125.1 148.2 197.5 207.61992 22.4 51.9 136.8 181.5 188.1 167.81995 24.2 71.0 174.8 271.7 254.6 293.91998 50.1 131.8 223.5 395.6 426.2 365.22001 63.7 140.3 309.8 488.9 591.6 517.82004 32.1 135.1 259.1 415.7 450.7 351.22007 36.1 126.5 253.9 428.0 524.1 368.32010 29.9 115.7 229.7 366.8 418.1 355.62013 44.0 142.1 249.5 366.5 569.4 458.32016 41.5 112.9 299.4 561.2 539.4 597.7
Three-year change (percent)1992 -9.7 -16.7 9.4 22.5 -4.8 -19.21995 8.0 36.8 27.8 49.7 35.4 75.11998 107.0 85.6 27.9 45.6 67.4 24.32001 27.1 6.4 38.6 23.6 38.8 41.82004 -49.6 -3.7 -16.4 -15.0 -23.8 -32.22007 12.5 -6.4 -2.0 3.0 16.3 4.92010 -17.2 -8.5 -9.5 -14.3 -20.2 -3.42013 47.2 22.8 8.6 -0.1 36.2 28.92016 -5.7 -20.5 20.0 53.1 -5.3 30.4
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with stock holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 16.2 24.9 20.5 37.5 42.81992 19.6 29.3 26.2 44.3 46.81995 24.2 36.4 25.1 48.6 48.51998 30.8 43.5 32.9 59.0 56.02001 32.1 48.0 34.7 65.5 58.52004 28.2 43.4 37.0 59.4 60.92007 33.8 47.6 40.0 60.1 63.92010 34.0 40.6 38.5 57.5 59.62013 26.6 42.0 38.1 57.7 59.22016 32.0 42.6 40.3 61.5 62.4
Three-year change (percentage points)1992 3.4 4.4 5.7 6.8 4.01995 4.6 7.1 -1.1 4.3 1.71998 6.6 7.1 7.8 10.4 7.52001 1.3 4.5 1.8 6.5 2.52004 -3.9 -4.6 2.3 -6.1 2.42007 5.6 4.2 3.0 0.7 3.02010 0.2 -7.0 -1.5 -2.6 -4.32013 -7.4 1.4 -0.4 0.2 -0.42016 5.4 0.6 2.2 3.8 3.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of stock holdings for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 7.5 9.3 28.0 13.1 29.51992 7.4 10.1 26.0 15.1 28.51995 9.4 12.5 31.3 23.5 34.61998 18.4 17.7 56.5 37.6 63.42001 13.5 19.6 78.6 43.4 85.42004 12.7 16.5 76.3 35.6 69.92007 15.6 18.5 54.7 37.2 57.92010 10.6 13.4 45.0 30.9 59.52013 10.3 12.4 49.5 36.1 67.22016 15.0 15.0 60.0 35.2 73.8
Three-year change (percent)1992 -1.3 8.6 -7.1 15.3 -3.41995 27.0 23.8 20.4 55.6 21.41998 95.7 41.6 80.5 60.0 83.22001 -26.6 10.7 39.1 15.4 34.72004 -5.9 -15.8 -2.9 -18.0 -18.12007 22.8 12.1 -28.3 4.5 -17.22010 -32.1 -27.6 -17.7 -16.9 2.82013 -2.8 -7.5 10.0 16.8 12.92016 45.6 21.0 21.2 -2.5 9.8
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of stock holdings for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 45.6 58.2 102.0 86.6 165.91992 34.0 67.5 125.7 86.1 154.41995 49.0 50.4 242.4 116.8 206.31998 130.7 91.5 273.3 167.9 353.92001 67.5 134.5 329.0 231.5 425.02004 88.1 91.8 232.2 221.4 377.52007 126.0 100.4 243.6 226.8 401.62010 82.6 80.9 235.0 229.9 339.82013 77.8 103.0 219.2 246.2 444.82016 103.7 114.7 315.1 276.6 557.6
Three-year change (percent)1992 -25.4 16.0 23.2 -0.6 -6.91995 44.1 -25.3 92.8 35.7 33.61998 166.7 81.5 12.7 43.8 71.52001 -48.4 47.0 20.4 37.9 20.12004 30.5 -31.7 -29.4 -4.4 -11.22007 43.0 9.4 4.9 2.4 6.42010 -34.4 -19.4 -3.5 1.4 -15.42013 -5.8 27.3 -6.7 7.1 30.92016 33.3 11.4 43.8 12.3 25.4
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with stock holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 10.0 26.5 37.3 57.21992 10.9 29.8 41.6 60.31995 15.4 32.9 43.3 66.01998 17.9 41.2 55.2 71.42001 16.8 44.9 56.3 79.52004 14.4 41.1 52.4 74.82007 20.1 42.3 55.7 78.62010 15.0 39.1 50.3 74.32013 13.3 35.3 47.5 75.52016 19.6 39.7 48.9 75.6
Three-year change (percentage points)1992 0.9 3.3 4.3 3.11995 4.5 3.1 1.7 5.71998 2.5 8.3 11.9 5.42001 -1.1 3.7 1.1 8.12004 -2.4 -3.8 -3.9 -4.72007 5.7 1.2 3.3 3.82010 -5.1 -3.2 -5.4 -4.32013 -1.7 -3.8 -2.8 1.22016 6.3 4.4 1.4 0.1
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of stock holdings for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 14.0 14.0 13.1 28.01992 8.4 10.1 15.8 30.81995 7.8 15.7 16.9 41.91998 15.5 22.9 26.6 78.92001 13.5 21.7 33.9 108.42004 11.5 22.5 25.4 89.12007 11.6 19.4 26.6 86.92010 8.3 14.6 22.1 76.72013 7.2 20.6 23.7 82.52016 15.6 18.8 19.0 87.0
Three-year change (percent)1992 -40.0 -27.9 20.6 10.01995 -7.1 55.4 7.0 36.01998 98.7 45.9 57.4 88.32001 -12.9 -5.2 27.4 37.42004 -14.8 3.7 -25.1 -17.82007 0.9 -13.8 4.7 -2.52010 -28.4 -24.7 -16.9 -11.72013 -13.3 41.1 7.2 7.62016 116.7 -8.7 -19.8 5.5
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of stock holdings for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 50.0 46.5 66.9 176.61992 38.3 53.2 65.8 166.11995 39.8 70.8 110.9 224.71998 47.4 106.0 128.8 388.52001 79.8 98.3 157.9 486.02004 60.9 85.3 128.5 417.42007 76.5 97.4 114.7 471.62010 43.8 73.6 89.5 419.92013 44.7 82.1 131.5 456.42016 114.7 102.8 120.0 579.9
Three-year change (percent)1992 -23.4 14.4 -1.6 -5.91995 3.9 33.1 68.5 35.31998 19.1 49.7 16.1 72.92001 68.4 -7.3 22.6 25.12004 -23.7 -13.2 -18.6 -14.12007 25.6 14.2 -10.7 13.02010 -42.7 -24.4 -22.0 -11.02013 2.1 11.5 46.9 8.72016 156.6 25.2 -8.7 27.1
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with stock holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 38.2 10.6 12.4 18.81992 43.4 17.3 11.7 26.81995 45.1 19.6 24.5 39.21998 54.7 30.2 21.4 42.62001 58.7 35.8 28.9 47.12004 58.7 27.7 20.2 43.12007 60.0 33.5 27.0 49.82010 58.2 30.2 25.0 43.12013 57.4 31.8 21.1 40.72016 61.0 31.4 28.1 47.1
Three-year change (percentage points)1992 5.2 6.7 -0.7 8.01995 1.7 2.3 12.8 12.41998 9.6 10.6 -3.1 3.42001 4.0 5.6 7.5 4.52004 0.0 -8.1 -8.7 -4.02007 1.3 5.8 6.8 6.72010 -1.8 -3.3 -2.0 -6.72013 -0.8 1.6 -3.9 -2.42016 3.6 -0.4 7.0 6.4
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of stock holdings for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 18.3 7.5 2.3 9.31992 19.3 9.7 7.3 22.61995 25.1 7.0 8.0 18.81998 44.3 10.9 14.0 29.52001 58.3 13.5 11.8 40.62004 51.6 14.6 10.9 28.02007 46.3 17.4 13.2 23.22010 39.4 9.7 5.9 24.22013 50.3 8.7 8.2 27.22016 51.6 12.0 11.0 27.2
Three-year change (percent)1992 5.5 29.3 217.4 143.01995 30.1 -27.8 9.6 -16.81998 76.5 55.7 75.0 56.92001 31.6 23.9 -15.7 37.62004 -11.5 8.1 -7.6 -31.02007 -10.3 19.2 21.1 -17.12010 -14.9 -44.3 -55.3 4.32013 27.7 -10.3 39.0 12.42016 2.6 37.9 34.1 0.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of stock holdings for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 113.5 28.8 14.9 74.51992 113.6 34.8 19.9 96.81995 154.6 25.8 41.2 129.11998 240.9 46.7 74.4 163.52001 316.4 56.5 64.4 159.92004 276.1 58.6 66.6 138.02007 307.7 56.4 73.4 106.62010 268.9 49.8 57.7 198.32013 325.2 37.3 51.8 196.12016 407.9 59.3 119.3 232.5
Three-year change (percent)1992 0.1 20.8 33.6 29.91995 36.1 -25.9 107.0 33.41998 55.8 81.0 80.6 26.62001 31.3 21.0 -13.4 -2.22004 -12.7 3.7 3.4 -13.72007 11.4 -3.8 10.2 -22.82010 -12.6 -11.7 -21.4 86.02013 20.9 -25.1 -10.2 -1.12016 25.4 59.0 130.3 18.6
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with stock holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 37.2 36.2 23.9 7.61992 44.0 46.9 25.3 13.51995 48.7 41.7 28.2 11.91998 57.1 55.2 32.9 17.12001 60.9 57.2 34.3 29.52004 55.4 60.8 36.0 28.82007 60.0 58.5 39.5 26.42010 57.0 55.6 37.9 24.72013 57.4 55.6 33.5 27.42016 59.3 56.0 40.7 22.8
Three-year change (percentage points)1992 6.8 10.7 1.4 5.91995 4.7 -5.2 2.9 -1.61998 8.4 13.5 4.7 5.22001 3.8 2.0 1.4 12.42004 -5.5 3.6 1.7 -0.72007 4.6 -2.3 3.5 -2.42010 -3.0 -2.9 -1.6 -1.72013 0.4 0.0 -4.4 2.72016 1.9 0.4 7.2 -4.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of stock holdings for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 11.8 37.3 37.3 9.31992 14.3 28.5 29.7 12.61995 17.5 45.6 43.1 15.71998 26.9 87.1 77.5 22.12001 32.4 135.5 155.8 43.42004 28.6 76.1 101.0 19.12007 33.0 92.6 47.3 9.32010 23.2 83.4 57.6 11.12013 25.8 94.9 87.4 19.62016 26.0 80.0 98.5 28.4
Three-year change (percent)1992 21.2 -23.6 -20.4 35.51995 22.4 60.0 45.1 24.61998 53.7 91.0 79.8 40.82001 20.4 55.6 101.0 96.42004 -11.7 -43.8 -35.2 -56.02007 15.4 21.7 -53.2 -51.32010 -29.7 -9.9 21.8 19.42013 11.2 13.8 51.7 76.62016 0.8 -15.7 12.7 44.9
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of stock holdings for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 64.4 259.1 151.7 75.11992 71.2 228.0 147.5 55.11995 100.1 265.8 239.8 83.91998 129.2 478.9 397.9 190.42001 166.7 608.3 518.7 285.32004 159.2 446.4 416.5 239.22007 172.4 652.6 367.2 91.02010 162.4 532.1 300.5 163.62013 170.6 722.2 426.9 152.72016 224.3 729.7 518.2 118.0
Three-year change (percent)1992 10.6 -12.0 -2.8 -26.61995 40.6 16.6 62.6 52.31998 29.1 80.2 65.9 126.92001 29.0 27.0 30.4 49.82004 -4.5 -26.6 -19.7 -16.22007 8.3 46.2 -11.8 -62.02010 -5.8 -18.5 -18.2 79.82013 5.0 35.7 42.1 -6.72016 31.5 1.0 21.4 -22.7
20
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with stock holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 53.3 31.1 27.9 20.51992 61.3 38.6 33.0 22.51995 65.1 42.0 39.0 24.91998 71.8 49.6 48.4 30.22001 73.7 51.6 53.3 33.52004 71.9 46.9 45.6 34.92007 75.7 51.9 47.2 37.52010 72.4 45.5 46.8 35.02013 71.7 47.2 44.9 32.42016 74.5 48.1 46.0 37.9
Three-year change (percentage points)1992 8.0 7.5 5.1 2.01995 3.8 3.4 6.0 2.41998 6.7 7.6 9.4 5.32001 1.9 2.0 4.9 3.32004 -1.8 -4.7 -7.7 1.42007 3.8 5.0 1.6 2.62010 -3.3 -6.4 -0.4 -2.52013 -0.7 1.7 -1.9 -2.62016 2.8 0.9 1.1 5.5
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of stock holdings for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 23.7 8.4 10.3 33.61992 27.2 11.7 9.0 26.21995 38.4 17.2 11.0 34.41998 64.9 22.4 16.2 73.82001 81.3 24.0 16.3 135.52004 62.6 25.4 18.1 82.72007 69.0 27.2 17.4 41.12010 59.1 15.9 14.9 49.72013 57.3 18.2 15.4 72.52016 52.5 20.0 17.0 86.1
Three-year change (percent)1992 14.8 39.3 -12.6 -22.01995 41.2 47.0 22.2 31.31998 69.0 30.2 47.3 114.52001 25.3 7.1 0.6 83.62004 -23.0 5.8 11.0 -39.02007 10.2 7.1 -3.9 -50.32010 -14.3 -41.5 -14.4 20.92013 -3.0 14.5 3.4 45.92016 -8.4 9.9 10.4 18.8
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of stock holdings for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 147.9 65.0 37.3 145.81992 149.8 74.3 27.8 134.41995 205.9 92.0 40.3 224.71998 304.6 124.9 61.6 377.72001 391.3 133.9 69.8 485.22004 318.5 133.1 67.8 393.82007 393.7 128.1 55.7 336.82010 349.9 112.3 57.3 279.72013 375.5 134.8 58.6 382.72016 450.2 164.7 77.9 480.8
Three-year change (percent)1992 1.3 14.3 -25.5 -7.81995 37.4 23.8 45.0 67.21998 47.9 35.8 52.9 68.12001 28.5 7.2 13.3 28.52004 -18.6 -0.6 -2.9 -18.82007 23.6 -3.8 -17.8 -14.52010 -11.1 -12.3 2.9 -17.02013 7.3 20.0 2.3 36.82016 19.9 22.2 32.9 25.6
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with stock holdings
RegionYear Northeast Midwest South West
Level (percent)1989 36.3 34.8 25.0 34.91992 40.3 43.2 31.5 35.51995 46.4 43.8 36.3 38.01998 49.3 50.6 45.8 51.92001 50.8 60.0 48.6 54.82004 57.4 57.3 42.6 49.82007 55.6 57.1 48.9 54.12010 54.3 52.6 45.3 51.22013 52.5 52.4 43.9 50.72016 56.5 56.8 47.7 50.5
Three-year change (percentage points)1992 4.0 8.4 6.5 0.61995 6.1 0.6 4.8 2.51998 2.9 6.8 9.5 13.92001 1.5 9.4 2.8 2.92004 6.6 -2.7 -6.0 -5.02007 -1.8 -0.2 6.3 4.32010 -1.3 -4.5 -3.6 -2.92013 -1.8 -0.2 -1.4 -0.52016 4.0 4.4 3.8 -0.2
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of stock holdings for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 16.6 18.7 15.4 14.01992 16.8 20.5 12.7 23.11995 31.3 22.7 18.8 20.71998 47.6 32.5 35.4 38.72001 74.5 46.1 40.0 43.42004 56.9 46.4 30.5 35.02007 46.9 34.7 34.7 39.82010 38.3 23.2 30.5 35.22013 50.3 35.7 28.9 43.32016 60.4 38.5 30.8 43.0
Three-year change (percent)1992 1.2 9.6 -17.5 65.01995 86.3 10.7 48.0 -10.41998 52.1 43.2 88.3 87.02001 56.5 41.8 13.0 12.12004 -23.6 0.7 -23.8 -19.42007 -17.6 -25.2 13.8 13.72010 -18.3 -33.1 -12.1 -11.62013 31.3 53.9 -5.2 23.02016 20.1 7.8 6.6 -0.7
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of stock holdings for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 107.1 103.3 109.8 102.41992 109.6 89.9 107.0 124.21995 159.1 129.6 134.2 149.71998 237.7 180.5 230.5 227.02001 373.5 228.0 267.9 272.22004 299.6 219.0 240.2 234.32007 321.8 241.1 247.6 255.32010 300.8 193.9 213.7 253.62013 303.2 257.6 241.8 331.72016 430.1 258.2 356.1 344.4
Three-year change (percent)1992 2.3 -13.0 -2.6 21.31995 45.2 44.2 25.4 20.51998 49.4 39.3 71.8 51.62001 57.1 26.3 16.2 19.92004 -19.8 -3.9 -10.3 -13.92007 7.4 10.1 3.1 9.02010 -6.5 -19.6 -13.7 -0.72013 0.8 32.9 13.1 30.82016 41.9 0.2 47.3 3.8
25
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with stock holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 33.3 25.11992 39.1 27.61995 42.6 28.21998 50.9 37.22001 54.0 46.42004 52.8 38.42007 55.7 41.02010 52.0 39.92013 49.8 42.72016 52.9 44.7
Three-year change (percentage points)1992 5.8 2.51995 3.5 0.61998 8.3 9.02001 3.1 9.22004 -1.2 -8.02007 2.9 2.62010 -3.7 -1.12013 -2.2 2.82016 3.1 2.0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of stock holdings for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 15.9 18.71992 18.4 13.41995 23.5 16.41998 39.1 27.32001 51.5 25.12004 47.2 19.12007 41.7 23.82010 35.1 16.62013 38.7 25.82016 42.5 24.3
Three-year change (percent)1992 15.7 -28.31995 27.7 22.41998 66.4 66.52001 31.7 -8.12004 -8.3 -23.92007 -11.7 24.62010 -15.8 -30.32013 10.3 55.42016 9.8 -5.8
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of stock holdings for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 111.5 73.31992 116.1 44.11995 151.0 60.81998 236.6 77.62001 298.5 126.72004 271.6 76.02007 285.6 105.92010 261.3 74.22013 299.1 114.92016 371.4 120.3
Three-year change (percent)1992 4.1 -39.81995 30.1 37.91998 56.7 27.62001 26.2 63.32004 -9.0 -40.02007 5.2 39.32010 -8.5 -29.92013 14.5 54.92016 24.2 4.7
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with stock holdings
Housing statusYear Owner Renter or other
Level (percent)1989 42.0 13.61992 45.9 21.21995 48.8 25.11998 59.8 27.52001 63.2 31.52004 61.0 26.52007 64.6 28.12010 61.3 26.32013 60.0 28.02016 64.6 29.6
Three-year change (percentage points)1992 3.9 7.61995 2.9 3.91998 11.0 2.42001 3.4 4.02004 -2.2 -5.02007 3.6 1.62010 -3.3 -1.82013 -1.3 1.72016 4.6 1.6
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of stock holdings for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 18.7 5.61992 21.8 8.01995 28.2 9.91998 50.2 11.12001 67.7 9.52004 57.3 11.12007 46.4 9.02010 44.1 6.62013 54.5 8.22016 57.8 8.6
Three-year change (percent)1992 16.6 42.91995 29.4 23.81998 78.0 12.12001 34.9 -14.42004 -15.4 16.82007 -19.0 -18.92010 -5.0 -26.72013 23.6 24.22016 6.1 4.9
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of stock holdings for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 113.9 61.31992 122.7 42.71995 163.8 63.31998 254.2 68.12001 325.4 77.02004 282.7 57.52007 298.0 80.42010 272.0 60.42013 327.4 81.22016 408.4 99.4
Three-year change (percent)1992 7.7 -30.31995 33.5 48.21998 55.2 7.62001 28.0 13.12004 -13.1 -25.32007 5.4 39.82010 -8.7 -24.92013 20.4 34.42016 24.7 22.4
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with stock holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 3.7 24.6 35.9 54.5 75.61992 8.5 28.6 45.3 58.5 75.71995 12.5 35.8 44.9 61.1 80.11998 16.2 42.9 55.4 76.4 88.32001 19.8 44.2 63.2 80.2 91.42004 13.5 42.0 59.4 83.2 91.12007 18.5 46.5 61.6 83.3 90.12010 18.9 39.8 57.9 77.4 91.42013 15.8 38.4 57.0 79.3 91.62016 17.5 40.1 63.4 81.7 93.7
Three-year change (percentage points)1992 4.8 4.0 9.4 4.0 0.11995 4.0 7.2 -0.4 2.6 4.41998 3.7 7.1 10.5 15.3 8.22001 3.6 1.3 7.8 3.8 3.12004 -6.3 -2.2 -3.8 3.0 -0.32007 5.0 4.5 2.2 0.1 -1.02010 0.4 -6.7 -3.7 -5.9 1.32013 -3.1 -1.4 -0.9 1.9 0.22016 1.7 1.7 6.4 2.4 2.1
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of stock holdings for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.1 4.3 10.8 36.9 105.41992 1.6 5.0 14.1 40.2 150.91995 1.6 7.8 17.9 47.0 203.71998 2.7 9.6 36.9 101.7 350.42001 2.5 9.5 40.6 155.8 633.12004 2.5 10.2 34.3 120.8 495.32007 2.3 9.7 35.9 108.6 513.62010 2.6 6.6 25.6 100.4 485.22013 2.6 6.4 28.9 108.3 512.12016 2.1 8.0 29.1 122.4 654.0
Three-year change (percent)1992 45.5 16.3 30.6 8.9 43.21995 0.0 56.0 27.0 16.9 35.01998 68.8 23.1 106.1 116.4 72.02001 -7.4 -1.0 10.0 53.2 80.72004 0.0 7.4 -15.5 -22.5 -21.82007 -8.0 -4.9 4.7 -10.1 3.72010 13.0 -32.0 -28.7 -7.6 -5.52013 0.0 -3.0 12.9 7.9 5.52016 -19.2 25.0 0.7 13.0 27.7
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of stock holdings for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2.4 8.8 18.7 67.6 341.91992 2.7 8.9 24.1 63.0 399.91995 4.8 12.2 31.3 73.5 573.01998 5.2 15.7 50.4 129.4 944.82001 4.8 17.5 57.8 195.8 1227.82004 4.9 16.1 49.9 156.3 1042.02007 6.4 17.2 55.1 153.1 1212.82010 7.5 12.5 41.6 138.6 1025.22013 6.6 11.8 46.1 153.3 1197.82016 7.6 14.5 47.9 167.2 1586.5
Three-year change (percent)1992 12.5 1.1 28.9 -6.8 17.01995 77.8 37.1 29.9 16.7 43.31998 8.3 28.7 61.0 76.1 64.92001 -7.7 11.5 14.7 51.3 30.02004 2.1 -8.0 -13.7 -20.2 -15.12007 30.6 6.8 10.4 -2.0 16.42010 17.2 -27.3 -24.5 -9.5 -15.52013 -12.0 -5.6 10.8 10.6 16.82016 15.2 22.9 3.9 9.1 32.5
89
90
91
92
93
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with nonfinancial assets
Year All familiesLevel (percent)
1989 89.31992 90.81995 90.91998 89.92001 90.72004 92.52007 92.02010 91.32013 91.02016 90.8
Three-year change (percentage points)1992 1.51995 0.11998 -1.02001 0.82004 1.82007 -0.52010 -0.72013 -0.32016 -0.2
120
140
160
180
200
220
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of nonfinancial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 125.91992 115.81995 130.11998 144.22001 153.82004 188.02007 205.42010 170.82013 153.02016 158.9
Three-year change (percent)1992 -8.01995 12.31998 10.82001 6.72004 22.22007 9.32010 -16.82013 -10.42016 3.9
250
300
350
400
450
500
550
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of nonfinancial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 307.81992 275.51995 270.61998 320.72001 390.12004 465.92007 543.82010 448.22013 419.82016 498.1
Three-year change (percent)1992 -10.51995 -1.81998 18.52001 21.62004 19.42007 16.72010 -17.62013 -6.32016 18.7
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with nonfinancial assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 64.8 87.4 97.4 97.3 99.0 99.61992 67.8 91.0 97.1 98.7 99.6 99.11995 70.0 91.4 95.9 97.7 99.2 99.61998 68.7 89.5 95.4 97.3 98.5 99.02001 67.7 93.1 95.6 97.8 99.4 99.52004 76.4 92.0 96.7 98.4 99.1 99.32007 73.5 91.2 97.2 98.5 99.6 99.72010 72.0 90.7 96.0 98.6 99.4 99.42013 71.8 90.8 95.0 98.2 99.0 99.82016 71.6 89.9 95.6 98.0 98.7 99.2
Three-year change (percentage points)1992 3.0 3.6 -0.3 1.4 0.6 -0.51995 2.2 0.4 -1.2 -1.0 -0.4 0.51998 -1.3 -1.9 -0.5 -0.4 -0.7 -0.62001 -1.0 3.6 0.2 0.5 0.9 0.52004 8.7 -1.1 1.1 0.6 -0.3 -0.22007 -2.9 -0.8 0.5 0.1 0.5 0.42010 -1.5 -0.5 -1.2 0.1 -0.2 -0.32013 -0.2 0.1 -1.0 -0.4 -0.4 0.42016 -0.2 -0.9 0.6 -0.2 -0.3 -0.6
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of nonfinancial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 16.0 70.4 95.7 157.8 254.6 548.01992 35.2 61.7 83.9 155.5 210.6 479.71995 26.0 67.5 101.5 163.3 234.9 394.41998 32.9 77.1 115.6 182.3 242.7 488.82001 46.4 77.3 124.9 205.4 304.2 649.72004 28.5 90.4 168.2 250.7 358.4 828.22007 46.3 89.4 160.9 285.2 417.0 926.22010 26.1 82.1 145.0 219.2 343.8 836.02013 23.4 63.2 113.1 202.7 313.8 726.72016 22.7 66.1 126.9 209.6 337.3 896.4
Three-year change (percent)1992 120.0 -12.4 -12.3 -1.5 -17.3 -12.51995 -26.1 9.4 21.0 5.0 11.5 -17.81998 26.5 14.2 13.9 11.6 3.3 23.92001 41.0 0.3 8.0 12.7 25.3 32.92004 -38.6 16.9 34.7 22.1 17.8 27.52007 62.5 -1.1 -4.3 13.8 16.4 11.82010 -43.6 -8.2 -9.9 -23.1 -17.6 -9.72013 -10.3 -23.0 -22.0 -7.5 -8.7 -13.12016 -3.0 4.6 12.2 3.4 7.5 23.4
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of nonfinancial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 56.9 112.0 168.8 232.7 375.4 1328.91992 76.2 100.6 153.6 215.5 324.8 1177.91995 88.1 107.6 140.1 223.9 321.8 1117.81998 87.1 121.7 167.5 259.8 357.5 1382.32001 85.7 135.4 172.6 290.1 441.5 1842.72004 111.6 154.4 239.3 374.6 501.9 2172.62007 154.9 151.9 239.8 397.1 646.8 2612.62010 172.3 149.6 217.2 299.9 495.0 2086.52013 115.2 118.5 161.9 294.4 504.4 2061.02016 118.0 129.7 184.7 306.0 538.0 2657.7
Three-year change (percent)1992 33.9 -10.2 -9.0 -7.4 -13.5 -11.41995 15.6 7.0 -8.8 3.9 -0.9 -5.11998 -1.1 13.1 19.6 16.0 11.1 23.72001 -1.6 11.3 3.0 11.7 23.5 33.32004 30.2 14.0 38.6 29.1 13.7 17.92007 38.8 -1.6 0.2 6.0 28.9 20.32010 11.2 -1.5 -9.4 -24.5 -23.5 -20.12013 -33.1 -20.8 -25.5 -1.8 1.9 -1.22016 2.4 9.5 14.1 3.9 6.7 29.0
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with nonfinancial assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 83.9 91.8 93.2 91.2 92.7 85.41992 85.6 92.3 94.4 92.7 91.6 91.31995 87.1 90.6 93.6 93.9 92.6 89.91998 83.3 92.1 92.9 93.8 92.0 87.22001 83.0 93.2 95.2 95.4 91.6 86.42004 88.6 93.0 94.7 92.6 95.6 92.52007 88.2 91.3 95.0 95.6 94.5 87.32010 82.8 92.7 94.7 94.4 92.6 93.02013 84.9 92.8 91.8 92.9 95.9 89.62016 84.2 91.3 93.6 91.4 93.6 93.2
Three-year change (percentage points)1992 1.7 0.5 1.2 1.5 -1.1 5.91995 1.5 -1.7 -0.8 1.2 1.0 -1.41998 -3.8 1.5 -0.7 -0.1 -0.6 -2.72001 -0.3 1.1 2.3 1.6 -0.4 -0.82004 5.6 -0.2 -0.5 -2.8 4.0 6.12007 -0.4 -1.7 0.3 3.0 -1.1 -5.22010 -5.4 1.4 -0.3 -1.2 -1.9 5.72013 2.1 0.1 -2.9 -1.5 3.3 -3.42016 -0.7 -1.5 1.8 -1.5 -2.3 3.6
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of nonfinancial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 32.0 157.3 201.4 175.2 119.1 96.41992 29.1 138.2 158.3 178.5 132.4 117.01995 34.5 150.7 176.9 169.1 148.5 123.71998 33.4 152.6 187.1 187.3 162.1 141.82001 40.3 159.6 191.8 200.3 202.2 166.12004 41.1 192.4 234.6 287.8 204.9 174.42007 35.8 211.4 260.4 269.9 245.7 181.92010 37.8 157.8 211.6 228.3 220.9 185.92013 22.7 140.0 180.4 195.5 213.3 163.02016 24.0 144.6 182.7 210.0 200.3 201.1
Three-year change (percent)1992 -9.1 -12.1 -21.4 1.9 11.2 21.41995 18.6 9.0 11.7 -5.3 12.2 5.71998 -3.2 1.3 5.8 10.8 9.2 14.62001 20.7 4.6 2.5 6.9 24.7 17.12004 2.0 20.6 22.3 43.7 1.3 5.02007 -12.9 9.9 11.0 -6.2 19.9 4.32010 5.6 -25.4 -18.7 -15.4 -10.1 2.22013 -39.9 -11.3 -14.7 -14.4 -3.4 -12.32016 5.7 3.3 1.3 7.4 -6.1 23.4
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of nonfinancial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 127.5 296.2 456.4 463.7 360.0 281.71992 112.0 254.3 394.1 427.3 351.2 218.41995 96.3 243.1 379.6 442.7 349.8 226.01998 123.9 272.6 432.2 515.7 400.7 285.02001 150.6 332.8 473.6 601.1 582.3 336.22004 160.5 407.2 595.3 770.9 539.5 419.32007 212.6 434.1 654.5 781.1 801.0 513.52010 143.6 290.0 543.1 676.9 632.2 479.22013 125.9 375.3 469.5 564.8 621.1 418.82016 120.4 324.3 587.8 765.3 631.2 606.3
Three-year change (percent)1992 -12.2 -14.1 -13.7 -7.8 -2.4 -22.51995 -14.0 -4.4 -3.7 3.6 -0.4 3.51998 28.7 12.1 13.9 16.5 14.6 26.12001 21.5 22.1 9.6 16.6 45.3 18.02004 6.6 22.4 25.7 28.2 -7.4 24.72007 32.5 6.6 9.9 1.3 48.5 22.52010 -32.5 -33.2 -17.0 -13.3 -21.1 -6.72013 -12.3 29.4 -13.6 -16.6 -1.8 -12.62016 -4.4 -13.6 25.2 35.5 1.6 44.8
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with nonfinancial assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 71.1 78.1 80.4 97.7 98.51992 75.1 83.7 84.9 97.3 97.61995 75.4 85.1 87.4 96.8 96.01998 77.1 80.0 84.8 96.7 95.92001 79.5 82.5 83.0 96.9 96.22004 85.4 85.1 88.4 97.0 97.12007 85.0 83.6 85.0 97.4 97.02010 84.5 80.6 86.8 97.0 96.32013 86.2 78.5 85.6 97.0 96.42016 82.8 80.0 86.0 96.4 97.0
Three-year change (percentage points)1992 4.0 5.6 4.5 -0.4 -0.91995 0.3 1.4 2.5 -0.5 -1.61998 1.7 -5.1 -2.6 -0.1 -0.12001 2.4 2.5 -1.8 0.2 0.32004 5.9 2.6 5.4 0.1 0.92007 -0.4 -1.5 -3.4 0.4 -0.12010 -0.5 -3.0 1.8 -0.4 -0.72013 1.7 -2.1 -1.2 0.0 0.12016 -3.4 1.5 0.4 -0.6 0.6
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of nonfinancial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 54.9 19.3 86.6 158.1 164.91992 50.2 26.5 92.2 163.4 148.41995 68.6 32.3 95.1 166.2 170.11998 59.0 26.4 110.7 185.1 192.52001 79.9 34.5 121.0 202.5 205.62004 88.1 51.2 136.1 241.8 265.32007 94.1 62.6 156.3 275.6 266.02010 87.3 62.9 127.7 213.8 231.02013 46.9 23.5 109.9 194.8 216.02016 65.7 22.6 141.9 204.4 214.5
Three-year change (percent)1992 -8.6 37.3 6.5 3.4 -10.01995 36.7 21.9 3.1 1.7 14.61998 -14.0 -18.3 16.4 11.4 13.22001 35.4 30.7 9.3 9.4 6.82004 10.3 48.4 12.5 19.4 29.02007 6.8 22.3 14.8 14.0 0.32010 -7.2 0.5 -18.3 -22.4 -13.22013 -46.3 -62.6 -13.9 -8.9 -6.52016 40.1 -3.8 29.1 4.9 -0.7
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of nonfinancial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 157.5 151.3 178.9 354.8 446.61992 113.0 119.6 196.8 335.7 383.81995 136.4 120.9 191.5 302.9 395.11998 148.7 130.5 229.5 379.2 450.02001 146.2 168.0 248.1 481.1 524.92004 200.0 208.1 311.9 573.6 653.52007 231.7 257.5 323.8 646.6 780.22010 185.2 158.8 309.4 537.1 652.22013 153.0 160.3 278.5 519.4 603.92016 192.6 164.1 326.1 586.5 753.1
Three-year change (percent)1992 -28.3 -21.0 10.0 -5.4 -14.11995 20.7 1.1 -2.7 -9.8 2.91998 9.0 7.9 19.8 25.2 13.92001 -1.7 28.7 8.1 26.9 16.62004 36.8 23.9 25.7 19.2 24.52007 15.9 23.7 3.8 12.7 19.42010 -20.1 -38.3 -4.4 -16.9 -16.42013 -17.4 0.9 -10.0 -3.3 -7.42016 25.9 2.4 17.1 12.9 24.7
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with nonfinancial assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 83.7 87.4 91.3 95.81992 80.2 90.8 92.9 96.91995 80.9 90.8 92.4 96.91998 77.3 90.1 92.6 95.12001 77.4 91.6 92.1 96.12004 81.9 92.4 93.5 97.02007 80.9 92.2 92.4 96.62010 82.2 90.5 91.0 96.12013 82.3 89.1 91.5 95.62016 80.9 89.1 91.4 95.4
Three-year change (percentage points)1992 -3.5 3.4 1.6 1.11995 0.7 0.0 -0.5 0.01998 -3.6 -0.7 0.2 -1.82001 0.1 1.5 -0.5 1.02004 4.5 0.8 1.4 0.92007 -1.0 -0.2 -1.1 -0.42010 1.3 -1.7 -1.4 -0.52013 0.1 -1.4 0.5 -0.52016 -1.4 0.0 -0.1 -0.2
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of nonfinancial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 76.7 106.4 134.2 230.81992 60.8 91.6 132.2 201.61995 75.9 119.1 124.9 223.41998 73.8 121.6 156.8 229.42001 92.2 120.2 154.9 284.42004 69.4 138.8 182.0 344.82007 97.7 159.4 189.1 370.02010 65.2 135.0 154.4 317.02013 62.1 110.7 128.5 289.22016 68.0 115.8 128.4 285.9
Three-year change (percent)1992 -20.7 -13.9 -1.5 -12.71995 24.8 30.0 -5.5 10.81998 -2.8 2.1 25.5 2.72001 24.9 -1.2 -1.2 24.02004 -24.7 15.5 17.5 21.22007 40.8 14.8 3.9 7.32010 -33.3 -15.3 -18.4 -14.32013 -4.8 -18.0 -16.8 -8.82016 9.5 4.6 -0.1 -1.1
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of nonfinancial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 158.0 202.0 317.2 571.81992 122.6 175.1 264.9 480.31995 139.0 191.2 241.7 474.91998 130.8 202.0 279.9 587.32001 153.7 212.6 293.3 764.92004 194.2 236.3 351.8 881.82007 197.8 296.2 406.8 1055.12010 156.5 249.2 297.2 857.32013 139.0 208.6 293.0 793.62016 169.2 239.9 295.5 941.9
Three-year change (percent)1992 -22.4 -13.3 -16.5 -16.01995 13.4 9.2 -8.8 -1.11998 -5.9 5.6 15.8 23.72001 17.5 5.2 4.8 30.22004 26.4 11.1 19.9 15.32007 1.9 25.3 15.6 19.72010 -20.9 -15.9 -26.9 -18.72013 -11.2 -16.3 -1.4 -7.42016 21.7 15.0 0.9 18.7
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with nonfinancial assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 94.1 66.6 80.6 88.01992 95.0 74.2 78.0 87.91995 95.1 69.8 82.2 88.91998 93.9 72.6 78.4 84.62001 94.7 76.8 79.3 81.52004 95.8 79.7 86.9 89.32007 94.6 80.0 87.4 91.72010 94.9 80.6 86.3 86.22013 94.9 79.4 84.4 87.22016 94.6 81.2 84.4 87.5
Three-year change (percentage points)1992 0.9 7.6 -2.6 -0.11995 0.1 -4.4 4.2 1.01998 -1.2 2.8 -3.8 -4.32001 0.8 4.2 0.9 -3.12004 1.1 2.9 7.6 7.82007 -1.2 0.3 0.5 2.42010 0.3 0.6 -1.1 -5.52013 0.0 -1.2 -1.9 1.02016 -0.3 1.8 0.0 0.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of nonfinancial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 139.9 58.5 32.8 87.81992 134.1 57.3 36.5 88.31995 146.7 50.5 54.5 66.61998 159.1 69.9 61.7 158.82001 179.8 79.9 57.8 171.22004 209.6 77.7 60.3 165.32007 236.4 115.3 104.4 148.62010 202.9 79.1 76.5 141.72013 184.3 58.8 46.0 88.02016 193.5 62.4 68.0 145.6
Three-year change (percent)1992 -4.1 -2.1 11.3 0.61995 9.4 -11.9 49.3 -24.61998 8.5 38.4 13.2 138.42001 13.0 14.3 -6.3 7.82004 16.6 -2.8 4.3 -3.42007 12.8 48.4 73.1 -10.12010 -14.2 -31.4 -26.7 -4.62013 -9.2 -25.7 -39.9 -37.92016 5.0 6.1 47.8 65.5
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of nonfinancial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 346.0 116.0 125.9 333.21992 304.6 112.0 137.6 341.11995 300.1 101.7 116.2 286.91998 357.6 111.3 153.5 330.92001 445.5 118.5 147.5 441.22004 540.2 188.3 211.8 412.62007 620.6 224.9 309.6 497.52010 540.6 157.4 186.8 367.42013 502.0 147.6 167.2 384.02016 618.1 167.2 213.5 392.0
Three-year change (percent)1992 -12.0 -3.4 9.3 2.41995 -1.5 -9.2 -15.6 -15.91998 19.2 9.4 32.1 15.32001 24.6 6.5 -3.9 33.32004 21.3 58.9 43.6 -6.52007 14.9 19.4 46.2 20.62010 -12.9 -30.0 -39.7 -26.22013 -7.1 -6.2 -10.5 4.52016 23.1 13.3 27.7 2.1
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with nonfinancial assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 92.1 98.5 87.1 57.51992 93.6 98.2 89.1 67.01995 93.9 96.0 88.2 65.81998 92.4 98.1 85.2 66.12001 92.5 97.1 86.7 70.02004 93.8 97.5 89.8 76.32007 94.4 97.6 87.2 74.82010 92.8 96.4 89.2 78.62013 93.3 95.5 87.8 78.12016 92.7 96.2 88.0 74.1
Three-year change (percentage points)1992 1.5 -0.3 2.0 9.51995 0.3 -2.2 -0.9 -1.21998 -1.5 2.1 -3.0 0.32001 0.1 -1.0 1.5 3.92004 1.3 0.4 3.1 6.32007 0.6 0.1 -2.6 -1.52010 -1.6 -1.2 2.0 3.82013 0.5 -0.9 -1.4 -0.52016 -0.6 0.7 0.2 -4.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of nonfinancial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 126.1 346.5 111.5 22.81992 109.5 300.8 109.9 30.21995 127.4 271.0 123.7 29.71998 132.2 373.4 144.4 39.72001 138.1 453.9 142.3 102.52004 180.4 426.5 167.5 76.32007 193.6 526.9 180.7 34.02010 157.7 409.0 172.3 62.62013 140.2 419.1 155.8 24.12016 143.9 350.4 168.5 22.0
Three-year change (percent)1992 -13.2 -13.2 -1.4 32.51995 16.3 -9.9 12.6 -1.71998 3.8 37.8 16.7 33.72001 4.5 21.6 -1.5 158.22004 30.6 -6.0 17.7 -25.62007 7.3 23.5 7.9 -55.42010 -18.5 -22.4 -4.6 84.12013 -11.1 2.5 -9.6 -61.52016 2.6 -16.4 8.2 -8.7
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of nonfinancial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 210.4 1011.7 222.3 120.91992 193.4 870.6 218.2 121.21995 184.1 931.6 218.2 117.91998 203.1 1060.7 266.2 135.02001 233.0 1300.1 340.5 228.62004 312.5 1488.9 357.6 206.52007 362.5 1890.6 438.6 199.42010 278.9 1596.0 349.0 176.42013 261.1 1757.6 308.4 160.02016 301.8 1865.1 400.9 137.6
Three-year change (percent)1992 -8.1 -13.9 -1.8 0.21995 -4.8 7.0 0.0 -2.71998 10.3 13.9 22.0 14.52001 14.7 22.6 27.9 69.32004 34.1 14.5 5.0 -9.72007 16.0 27.0 22.7 -3.42010 -23.1 -15.6 -20.4 -11.52013 -6.4 10.1 -11.6 -9.32016 15.6 6.1 30.0 -14.0
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with nonfinancial assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 97.6 87.2 94.6 80.91992 97.8 91.7 93.9 83.91995 96.9 90.6 95.5 83.61998 96.1 88.1 94.9 81.92001 96.3 89.2 93.9 84.02004 97.0 90.9 94.7 87.72007 97.2 91.6 95.2 85.22010 95.7 90.1 93.8 86.92013 95.2 90.0 95.0 86.02016 95.3 90.2 93.9 85.9
Three-year change (percentage points)1992 0.2 4.5 -0.7 3.01995 -0.9 -1.1 1.6 -0.31998 -0.8 -2.5 -0.6 -1.72001 0.2 1.1 -1.0 2.12004 0.7 1.7 0.8 3.72007 0.2 0.7 0.5 -2.52010 -1.5 -1.5 -1.4 1.72013 -0.5 -0.1 1.2 -0.92016 0.1 0.2 -1.1 -0.1
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of nonfinancial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 218.3 120.0 104.5 100.81992 205.0 105.0 90.7 97.31995 224.2 121.6 111.9 109.61998 215.0 122.1 124.8 132.82001 268.5 128.1 116.6 137.92004 308.3 141.2 146.6 161.62007 323.0 179.5 157.0 170.72010 287.3 118.9 138.1 154.62013 268.1 95.9 114.2 138.62016 259.3 104.0 109.9 153.9
Three-year change (percent)1992 -6.1 -12.5 -13.2 -3.51995 9.4 15.8 23.4 12.61998 -4.1 0.4 11.5 21.22001 24.9 4.9 -6.6 3.82004 14.8 10.2 25.7 17.22007 4.8 27.1 7.1 5.62010 -11.1 -33.8 -12.0 -9.42013 -6.7 -19.3 -17.3 -10.32016 -3.3 8.4 -3.8 11.0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of nonfinancial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 592.3 248.6 209.1 207.31992 526.4 223.9 164.0 199.91995 509.5 240.2 180.3 202.21998 574.5 265.1 190.3 248.62001 739.1 238.5 175.2 325.32004 888.5 305.3 212.2 337.22007 1011.8 368.0 270.2 405.92010 895.1 243.7 210.7 315.42013 806.0 261.4 201.1 282.72016 967.7 279.2 206.0 365.6
Three-year change (percent)1992 -11.1 -9.9 -21.6 -3.61995 -3.2 7.3 9.9 1.21998 12.8 10.4 5.5 22.92001 28.7 -10.0 -7.9 30.92004 20.2 28.0 21.1 3.72007 13.9 20.5 27.3 20.42010 -11.5 -33.8 -22.0 -22.32013 -10.0 7.3 -4.6 -10.42016 20.1 6.8 2.4 29.3
82
84
86
88
90
92
94
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with nonfinancial assets
RegionYear Northeast Midwest South West
Level (percent)1989 87.4 88.2 89.5 92.11992 83.5 93.3 92.5 92.11995 87.2 92.7 90.5 92.91998 84.6 91.6 91.7 90.02001 82.6 93.5 92.9 91.22004 90.3 94.2 92.1 93.42007 84.2 93.4 93.8 94.12010 85.6 93.8 92.1 92.42013 84.9 92.5 92.3 92.52016 85.2 91.8 91.3 93.5
Three-year change (percentage points)1992 -3.9 5.1 3.0 0.01995 3.7 -0.6 -2.0 0.81998 -2.6 -1.1 1.2 -2.92001 -2.0 1.9 1.2 1.22004 7.7 0.7 -0.8 2.22007 -6.1 -0.8 1.7 0.72010 1.4 0.4 -1.7 -1.72013 -0.7 -1.3 0.2 0.12016 0.3 -0.7 -1.0 1.0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of nonfinancial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 192.8 122.3 96.4 162.91992 185.3 108.2 81.0 164.91995 169.8 130.9 109.2 148.11998 177.1 144.6 121.3 167.42001 185.8 171.0 135.5 172.72004 264.1 191.1 152.2 221.92007 289.5 182.3 168.8 291.32010 243.6 157.0 148.4 209.02013 235.5 125.4 132.7 181.42016 228.6 137.2 137.4 193.7
Three-year change (percent)1992 -3.9 -11.5 -16.0 1.21995 -8.4 21.0 34.8 -10.21998 4.3 10.5 11.1 13.02001 4.9 18.3 11.7 3.22004 42.1 11.8 12.3 28.52007 9.6 -4.6 10.9 31.32010 -15.9 -13.9 -12.1 -28.32013 -3.3 -20.1 -10.6 -13.22016 -2.9 9.4 3.5 6.8
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of nonfinancial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 341.9 295.4 224.3 425.81992 333.8 240.5 195.3 399.31995 314.1 245.3 234.7 319.01998 345.8 277.0 288.7 402.92001 430.1 321.4 368.7 469.22004 561.8 422.5 355.2 613.12007 641.4 418.0 476.0 712.52010 544.9 352.4 399.5 554.22013 508.1 308.7 364.3 557.62016 540.9 434.9 420.1 656.5
Three-year change (percent)1992 -2.4 -18.6 -12.9 -6.21995 -5.9 2.0 20.2 -20.11998 10.1 12.9 23.0 26.32001 24.4 16.0 27.7 16.52004 30.6 31.5 -3.7 30.72007 14.2 -1.1 34.0 16.22010 -15.0 -15.7 -16.1 -22.22013 -6.8 -12.4 -8.8 0.62016 6.5 40.9 15.3 17.7
88
90
92
94
96
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with nonfinancial assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 88.3 93.31992 90.3 93.11995 90.2 94.61998 89.2 94.42001 90.1 94.32004 92.1 94.62007 91.5 94.32010 90.6 95.02013 90.6 94.02016 90.6 92.4
Three-year change (percentage points)1992 2.0 -0.21995 -0.1 1.51998 -1.0 -0.22001 0.9 -0.12004 2.0 0.32007 -0.6 -0.32010 -0.9 0.72013 0.0 -1.02016 0.0 -1.6
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of nonfinancial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 130.6 101.61992 132.4 77.51995 140.9 88.21998 150.2 116.92001 162.8 118.92004 206.6 120.52007 224.6 137.32010 185.7 123.32013 162.7 102.22016 169.7 110.6
Three-year change (percent)1992 1.4 -23.71995 6.4 13.81998 6.6 32.52001 8.4 1.72004 26.9 1.32007 8.7 13.92010 -17.3 -10.22013 -12.4 -17.12016 4.3 8.2
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of nonfinancial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 331.9 210.91992 309.9 128.91995 287.5 176.71998 347.3 174.52001 420.0 212.12004 521.7 203.02007 604.8 256.22010 492.0 248.22013 450.8 219.52016 537.7 225.9
Three-year change (percent)1992 -6.6 -38.91995 -7.2 37.11998 20.8 -1.22001 20.9 21.52004 24.2 -4.32007 15.9 26.22010 -18.7 -3.12013 -8.4 -11.62016 19.3 2.9
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with nonfinancial assets
Housing statusYear Owner Renter or other
Level (percent)1989 100.0 70.21992 100.0 74.51995 100.0 74.11998 100.0 70.12001 100.0 71.32004 100.0 75.92007 100.0 74.52010 100.0 73.62013 100.0 74.32016 100.0 74.7
Three-year change (percentage points)1992 0.0 4.31995 0.0 -0.41998 0.0 -4.02001 0.0 1.22004 0.0 4.62007 0.0 -1.42010 0.0 -0.92013 0.0 0.72016 0.0 0.4
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of nonfinancial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 181.2 9.31992 173.7 8.61995 181.3 11.61998 192.5 10.62001 212.7 11.92004 256.4 10.72007 293.6 11.72010 239.8 10.72013 220.0 10.72016 237.4 11.7
Three-year change (percent)1992 -4.1 -7.51995 4.4 34.91998 6.2 -8.62001 10.5 12.32004 20.5 -10.12007 14.5 9.32010 -18.3 -8.52013 -8.3 0.02016 7.9 9.3
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of nonfinancial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 403.9 65.61992 367.8 56.21995 362.9 42.41998 419.8 43.42001 506.1 49.12004 604.7 57.82007 705.6 69.02010 589.9 52.02013 562.9 59.82016 682.6 64.5
Three-year change (percent)1992 -8.9 -14.31995 -1.3 -24.61998 15.7 2.42001 20.6 13.12004 19.5 17.72007 16.7 19.42010 -16.4 -24.62013 -4.6 15.02016 21.3 7.9
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with nonfinancial assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 61.6 96.1 99.6 99.5 99.91992 67.1 97.0 99.3 99.7 99.91995 68.4 96.3 99.0 99.8 99.91998 65.2 96.0 99.1 99.2 99.62001 68.2 96.4 98.7 99.6 99.72004 73.7 97.5 99.0 99.8 99.92007 71.6 97.7 99.5 99.0 99.62010 69.7 96.8 99.2 99.6 99.92013 68.8 96.6 99.3 99.4 99.52016 67.6 96.5 99.5 99.5 100.0
Three-year change (percentage points)1992 5.5 0.9 -0.3 0.2 0.01995 1.3 -0.7 -0.3 0.1 0.01998 -3.2 -0.3 0.1 -0.6 -0.32001 3.0 0.4 -0.4 0.4 0.12004 5.5 1.1 0.3 0.2 0.22007 -2.1 0.2 0.5 -0.8 -0.32010 -1.9 -0.9 -0.3 0.6 0.32013 -0.9 -0.2 0.1 -0.2 -0.42016 -1.2 -0.1 0.2 0.1 0.5
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of nonfinancial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.9 48.2 160.5 339.1 946.01992 6.0 57.1 148.5 274.7 745.01995 9.2 64.5 159.2 265.4 621.01998 9.4 76.2 172.8 322.3 763.82001 11.2 85.8 196.9 381.8 965.32004 9.4 92.1 239.7 458.8 1153.62007 9.9 111.0 266.1 508.6 1343.32010 10.4 66.3 200.7 398.7 1231.72013 8.7 50.5 185.6 369.1 1036.82016 9.2 60.6 200.0 408.7 1207.0
Three-year change (percent)1992 22.4 18.5 -7.5 -19.0 -21.21995 53.3 13.0 7.2 -3.4 -16.61998 2.2 18.1 8.5 21.4 23.02001 19.1 12.6 13.9 18.5 26.42004 -16.1 7.3 21.7 20.2 19.52007 5.3 20.5 11.0 10.9 16.42010 5.1 -40.3 -24.6 -21.6 -8.32013 -16.3 -23.8 -7.5 -7.4 -15.82016 5.7 20.0 7.8 10.7 16.4
0
500
1000
1500
2000
2500
3000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of nonfinancial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 15.5 63.2 176.3 347.2 1615.61992 17.1 71.1 162.3 296.6 1455.01995 23.6 82.7 171.7 282.3 1373.31998 28.3 90.8 186.5 343.1 1653.82001 26.2 96.0 219.7 424.1 2092.42004 29.2 112.3 276.5 520.5 2520.82007 37.0 133.1 296.7 550.3 3067.42010 63.4 97.6 222.9 455.3 2517.82013 47.6 84.5 205.3 419.1 2412.42016 35.3 88.3 222.5 470.8 2993.7
Three-year change (percent)1992 10.3 12.5 -7.9 -14.6 -9.91995 38.0 16.3 5.8 -4.8 -5.61998 19.9 9.8 8.6 21.5 20.42001 -7.4 5.7 17.8 23.6 26.52004 11.5 17.0 25.9 22.7 20.52007 26.7 18.5 7.3 5.7 21.72010 71.4 -26.7 -24.9 -17.3 -17.92013 -24.9 -13.4 -7.9 -8.0 -4.22016 -25.8 4.5 8.4 12.3 24.1
64
65
66
67
68
69
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with primary residence
Year All familiesLevel (percent)
1989 63.91992 63.91995 64.71998 66.22001 67.72004 69.12007 68.62010 67.32013 65.22016 63.7
Three-year change (percentage points)1992 0.01995 0.81998 1.52001 1.52004 1.42007 -0.52010 -1.32013 -2.12016 -1.5
120
140
160
180
200
220
240
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of primary residence for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 130.61992 134.21995 140.91998 147.52001 166.62004 203.52007 231.62010 187.92013 175.32016 185.0
Three-year change (percent)1992 2.81995 5.01998 4.72001 12.92004 22.12007 13.82010 -18.92013 -6.72016 5.5
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of primary residence for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 197.61992 183.91995 180.31998 204.62001 245.02004 313.92007 350.22010 288.92013 270.82016 301.1
Three-year change (percent)1992 -6.91995 -2.01998 13.52001 19.72004 28.12007 11.62010 -17.52013 -6.32016 11.2
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with primary residence
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 32.9 54.9 65.4 76.4 86.2 93.51992 38.9 56.4 61.8 75.9 83.2 90.11995 39.7 55.4 62.6 77.3 85.9 91.31998 38.8 55.3 67.3 79.1 88.2 93.12001 40.6 57.3 66.0 81.8 90.9 94.42004 40.3 56.9 71.6 83.1 91.9 94.72007 41.4 55.2 69.3 83.9 92.6 94.32010 37.2 55.9 71.1 80.7 90.6 92.42013 37.0 53.8 63.0 81.1 88.2 93.62016 34.6 51.5 63.8 79.0 87.7 91.5
Three-year change (percentage points)1992 6.0 1.5 -3.6 -0.5 -3.0 -3.41995 0.8 -1.0 0.8 1.4 2.7 1.21998 -0.9 -0.1 4.7 1.8 2.3 1.82001 1.8 2.0 -1.3 2.7 2.7 1.32004 -0.3 -0.4 5.6 1.3 1.0 0.32007 1.1 -1.7 -2.3 0.8 0.7 -0.42010 -4.2 0.7 1.8 -3.2 -2.0 -1.92013 -0.2 -2.1 -8.1 0.4 -2.4 1.22016 -2.4 -2.3 0.8 -2.1 -0.5 -2.1
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of primary residence for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 56.0 93.3 110.1 139.9 186.6 373.21992 67.1 83.9 110.7 142.6 167.7 301.91995 70.5 101.8 117.5 148.8 187.9 274.11998 81.2 110.7 125.4 162.3 202.1 332.02001 88.1 108.4 128.7 176.1 237.1 406.52004 89.0 127.2 171.7 222.6 286.2 572.32007 115.8 139.0 173.7 249.0 347.4 579.02010 98.4 121.6 149.2 193.4 276.3 525.02013 82.5 109.2 128.9 175.3 257.8 489.82016 86.0 120.0 150.0 190.4 275.0 550.0
Three-year change (percent)1992 19.8 -10.1 0.5 1.9 -10.1 -19.11995 5.1 21.3 6.1 4.3 12.0 -9.21998 15.2 8.7 6.7 9.1 7.6 21.12001 8.5 -2.1 2.6 8.5 17.3 22.42004 1.0 17.3 33.4 26.4 20.7 40.82007 30.1 9.3 1.2 11.9 21.4 1.22010 -15.0 -12.5 -14.1 -22.3 -20.5 -9.32013 -16.2 -10.2 -13.6 -9.4 -6.7 -6.72016 4.2 9.9 16.4 8.6 6.7 12.3
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of primary residence for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 72.1 118.3 144.8 176.7 236.7 450.81992 88.9 111.5 135.6 170.1 218.2 413.81995 88.1 122.5 138.3 169.7 217.3 371.41998 101.7 130.0 147.8 192.3 239.3 449.32001 101.4 148.5 165.0 221.5 281.7 602.72004 130.9 167.0 224.6 285.1 364.9 782.32007 160.2 180.0 224.5 313.7 440.8 877.12010 150.9 162.7 188.6 237.4 337.0 749.82013 127.4 142.1 161.5 225.0 326.5 705.52016 122.7 153.4 189.5 239.8 347.6 819.9
Three-year change (percent)1992 23.3 -5.7 -6.4 -3.7 -7.8 -8.21995 -0.9 9.9 2.0 -0.2 -0.4 -10.21998 15.4 6.1 6.9 13.3 10.1 21.02001 -0.3 14.2 11.6 15.2 17.7 34.12004 29.1 12.5 36.1 28.7 29.5 29.82007 22.4 7.8 -0.0 10.0 20.8 12.12010 -5.8 -9.6 -16.0 -24.3 -23.5 -14.52013 -15.6 -12.7 -14.4 -5.2 -3.1 -5.92016 -3.7 8.0 17.3 6.6 6.5 16.2
30
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with primary residence
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 39.4 66.1 76.5 80.1 77.7 69.91992 36.8 64.5 75.4 77.5 79.3 77.21995 37.9 64.7 75.3 82.0 79.5 72.81998 38.9 67.1 74.4 80.3 81.5 77.02001 39.9 67.8 76.2 83.2 82.5 76.22004 41.6 68.3 77.3 79.1 81.3 85.22007 40.6 66.1 77.3 81.0 85.5 77.02010 37.5 63.8 75.2 78.1 82.6 81.92013 35.6 61.7 69.1 74.2 85.8 80.22016 33.1 57.8 68.8 73.7 79.1 83.1
Three-year change (percentage points)1992 -2.6 -1.6 -1.1 -2.6 1.6 7.31995 1.1 0.2 -0.1 4.5 0.2 -4.41998 1.0 2.4 -0.9 -1.7 2.0 4.22001 1.0 0.7 1.8 2.9 1.0 -0.82004 1.7 0.5 1.1 -4.1 -1.2 9.02007 -1.0 -2.2 0.0 1.9 4.2 -8.22010 -3.1 -2.3 -2.1 -2.9 -2.9 4.92013 -1.9 -2.1 -6.1 -3.9 3.2 -1.72016 -2.5 -3.9 -0.3 -0.5 -6.7 2.9
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of primary residence for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 113.8 149.3 158.6 139.9 102.6 102.51992 115.7 150.9 150.9 142.4 115.7 117.41995 119.0 148.8 156.6 136.2 133.1 125.31998 123.9 149.0 177.1 162.3 140.2 125.42001 128.7 169.4 182.9 176.1 174.8 150.42004 171.7 203.5 216.2 254.4 190.8 159.02007 202.7 237.4 266.3 243.2 231.6 173.72010 154.7 187.9 221.1 204.5 182.4 165.82013 144.4 175.3 185.6 190.8 180.4 149.52016 160.0 200.0 200.0 200.0 180.0 175.0
Three-year change (percent)1992 1.7 1.1 -4.9 1.8 12.8 14.51995 2.9 -1.4 3.8 -4.4 15.0 6.71998 4.1 0.1 13.1 19.2 5.3 0.12001 3.9 13.7 3.3 8.5 24.7 19.92004 33.4 20.1 18.2 44.5 9.2 5.72007 18.1 16.7 23.2 -4.4 21.4 9.22010 -23.7 -20.9 -17.0 -15.9 -21.2 -4.52013 -6.7 -6.7 -16.1 -6.7 -1.1 -9.82016 10.8 14.1 7.8 4.8 -0.2 17.1
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of primary residence for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 154.9 215.0 240.0 211.9 171.6 170.31992 152.1 192.6 213.2 199.7 170.4 154.41995 130.8 184.5 215.4 198.0 168.6 160.91998 150.2 199.9 232.7 236.8 205.0 183.02001 172.8 243.4 274.9 270.5 252.2 227.52004 218.7 301.0 348.1 405.3 291.5 270.32007 270.5 333.5 389.1 370.5 398.5 299.42010 188.3 263.2 325.3 338.4 300.0 257.82013 173.1 281.3 285.7 306.4 305.0 216.42016 195.4 285.2 342.1 343.7 294.8 281.3
Three-year change (percent)1992 -1.8 -10.4 -11.2 -5.8 -0.7 -9.31995 -14.0 -4.2 1.0 -0.9 -1.1 4.21998 14.8 8.3 8.0 19.6 21.6 13.72001 15.0 21.8 18.1 14.2 23.0 24.32004 26.6 23.7 26.6 49.8 15.6 18.82007 23.7 10.8 11.8 -8.6 36.7 10.82010 -30.4 -21.1 -16.4 -8.7 -24.7 -13.92013 -8.1 6.9 -12.2 -9.5 1.7 -16.12016 12.9 1.4 19.7 12.2 -3.3 30.0
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with primary residence
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 42.7 28.2 59.2 77.5 80.81992 43.0 35.4 65.8 74.6 76.91995 46.8 37.9 65.2 74.6 76.51998 46.9 34.6 67.3 79.1 78.02001 48.5 37.5 68.6 78.7 78.52004 54.5 41.1 70.1 77.8 80.92007 48.9 43.4 67.5 78.1 80.12010 52.0 40.1 66.7 75.6 79.72013 48.9 35.2 66.8 72.9 78.62016 46.1 31.0 67.3 70.1 79.2
Three-year change (percentage points)1992 0.3 7.2 6.6 -2.9 -3.91995 3.8 2.5 -0.6 0.0 -0.41998 0.1 -3.3 2.1 4.5 1.52001 1.6 2.9 1.3 -0.4 0.52004 6.0 3.6 1.5 -0.9 2.42007 -5.6 2.3 -2.6 0.3 -0.82010 3.1 -3.3 -0.8 -2.5 -0.42013 -3.1 -4.9 0.1 -2.7 -1.12016 -2.8 -4.2 0.5 -2.8 0.6
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of primary residence for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 102.6 141.8 93.3 145.5 135.31992 109.0 109.0 105.7 157.6 134.21995 117.5 125.3 109.6 156.6 148.81998 110.7 118.0 110.7 169.7 162.32001 115.2 121.9 121.9 189.7 176.12004 148.4 165.3 152.6 228.9 241.62007 173.7 179.5 167.9 277.9 243.22010 148.1 149.4 143.7 210.0 199.02013 118.6 144.4 128.9 206.2 191.82016 150.0 130.0 150.0 220.0 200.0
Three-year change (percent)1992 6.2 -23.1 13.3 8.3 -0.81995 7.8 15.0 3.7 -0.6 10.91998 -5.8 -5.8 1.0 8.4 9.12001 4.1 3.3 10.1 11.8 8.52004 28.8 35.6 25.2 20.7 37.22007 17.0 8.6 10.0 21.4 0.72010 -14.7 -16.8 -14.4 -24.4 -18.22013 -19.9 -3.3 -10.3 -1.8 -3.62016 26.5 -10.0 16.4 6.7 4.3
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of primary residence for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 148.6 190.9 147.7 215.2 209.81992 142.6 147.0 137.2 213.5 192.11995 143.2 142.3 139.6 201.1 195.31998 151.0 144.6 150.4 226.1 232.92001 151.8 167.4 171.9 281.0 276.92004 190.9 225.2 240.3 363.5 356.52007 279.2 264.4 240.8 395.9 392.72010 206.9 198.2 217.7 333.2 322.32013 167.8 188.2 201.2 319.3 304.72016 204.6 206.6 214.1 369.1 327.4
Three-year change (percent)1992 -4.0 -23.0 -7.1 -0.8 -8.41995 0.4 -3.2 1.7 -5.8 1.71998 5.4 1.6 7.7 12.4 19.32001 0.5 15.8 14.3 24.3 18.92004 25.8 34.5 39.8 29.4 28.72007 46.3 17.4 0.2 8.9 10.22010 -25.9 -25.0 -9.6 -15.8 -17.92013 -18.9 -5.0 -7.6 -4.2 -5.52016 21.9 9.8 6.4 15.6 7.4
50
55
60
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with primary residence
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 61.8 59.8 63.0 72.51992 56.7 62.7 63.2 71.21995 58.9 65.3 61.7 71.31998 54.6 66.2 66.0 73.72001 58.8 65.4 64.0 78.32004 56.3 65.8 66.5 80.42007 52.8 68.9 64.9 78.82010 54.3 64.7 64.1 77.72013 51.9 64.0 58.4 76.32016 50.5 61.8 58.4 74.4
Three-year change (percentage points)1992 -5.1 2.9 0.2 -1.31995 2.2 2.6 -1.5 0.11998 -4.3 0.9 4.3 2.42001 4.2 -0.8 -2.0 4.62004 -2.5 0.4 2.5 2.12007 -3.5 3.1 -1.6 -1.62010 1.5 -4.2 -0.8 -1.12013 -2.4 -0.7 -5.7 -1.42016 -1.4 -2.2 0.0 -1.9
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of primary residence for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 84.0 112.0 139.9 223.91992 75.5 109.0 150.1 201.21995 89.3 117.5 148.8 211.41998 95.9 125.4 154.9 221.32001 101.6 128.7 169.4 257.42004 95.4 159.0 200.9 317.92007 141.9 173.7 220.0 347.42010 105.0 143.7 171.3 304.02013 99.6 128.9 154.7 268.12016 100.0 140.0 160.0 298.8
Three-year change (percent)1992 -10.1 -2.7 7.3 -10.11995 18.3 7.8 -0.9 5.11998 7.4 6.7 4.1 4.72001 5.9 2.6 9.4 16.32004 -6.1 23.5 18.6 23.52007 48.7 9.2 9.5 9.32010 -26.0 -17.3 -22.1 -12.52013 -5.1 -10.3 -9.7 -11.82016 0.4 8.6 3.4 11.5
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of primary residence for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 116.9 152.6 212.5 310.21992 98.7 139.7 180.6 278.81995 108.1 141.9 173.9 275.21998 115.7 150.7 198.4 308.42001 122.4 165.1 212.2 393.92004 180.9 200.9 271.6 478.82007 196.0 231.5 302.3 548.62010 139.1 186.6 236.1 453.92013 143.0 165.8 217.2 419.72016 145.1 183.9 227.3 461.4
Three-year change (percent)1992 -15.6 -8.5 -15.0 -10.11995 9.5 1.6 -3.7 -1.31998 7.0 6.2 14.1 12.12001 5.8 9.6 7.0 27.72004 47.8 21.7 28.0 21.62007 8.3 15.2 11.3 14.62010 -29.0 -19.4 -21.9 -17.32013 2.8 -11.1 -8.0 -7.52016 1.5 10.9 4.7 9.9
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with primary residence
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 70.5 42.4 41.9 54.11992 70.3 43.4 39.9 54.61995 70.6 42.7 42.9 51.81998 72.0 46.1 44.3 54.92001 74.3 47.5 44.0 52.92004 76.1 50.8 47.3 56.42007 75.6 49.2 50.1 57.22010 75.3 48.5 49.1 54.92013 73.8 45.9 44.4 52.12016 72.5 44.7 45.5 53.6
Three-year change (percentage points)1992 -0.2 1.0 -2.0 0.51995 0.3 -0.7 3.0 -2.81998 1.4 3.4 1.4 3.12001 2.3 1.4 -0.3 -2.02004 1.8 3.3 3.3 3.52007 -0.5 -1.6 2.8 0.82010 -0.3 -0.7 -1.0 -2.32013 -1.5 -2.6 -4.7 -2.82016 -1.3 -1.2 1.1 1.5
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of primary residence for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 139.9 84.0 102.6 139.91992 142.4 77.1 105.7 134.21995 142.5 90.8 128.4 164.41998 147.5 103.3 140.2 177.12001 176.1 108.4 134.1 243.92004 209.8 132.6 162.8 317.92007 231.6 173.7 208.4 277.92010 193.4 132.6 145.9 221.12013 185.6 113.4 154.7 216.52016 200.0 124.0 158.0 240.0
Three-year change (percent)1992 1.8 -8.2 3.0 -4.11995 0.1 17.8 21.5 22.51998 3.5 13.8 9.2 7.72001 19.4 4.9 -4.4 37.72004 19.1 22.3 21.4 30.32007 10.4 31.0 28.0 -12.62010 -16.5 -23.7 -30.0 -20.42013 -4.0 -14.5 6.0 -2.12016 7.8 9.3 2.1 10.9
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of primary residence for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 206.9 115.2 154.5 238.71992 192.6 110.3 141.8 211.41995 186.3 110.0 152.2 240.61998 213.1 121.3 158.5 254.62001 259.1 129.0 163.6 326.82004 332.4 178.4 238.6 376.12007 362.5 241.6 312.1 377.22010 309.4 168.4 206.1 308.92013 285.6 152.7 190.8 334.42016 319.0 172.8 228.3 361.2
Three-year change (percent)1992 -6.9 -4.3 -8.2 -11.41995 -3.3 -0.3 7.3 13.81998 14.4 10.3 4.1 5.82001 21.6 6.3 3.2 28.42004 28.3 38.3 45.8 15.12007 9.1 35.4 30.8 0.32010 -14.6 -30.3 -34.0 -18.12013 -7.7 -9.3 -7.4 8.32016 11.7 13.2 19.7 8.0
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with primary residence
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 62.1 73.1 72.8 30.31992 61.3 76.7 73.5 33.31995 63.8 74.5 70.7 33.51998 63.5 81.3 72.4 35.42001 64.7 80.3 73.9 43.12004 66.5 79.1 75.8 40.02007 67.2 82.4 72.9 33.12010 64.8 78.4 74.6 43.02013 62.6 77.7 72.9 35.82016 60.6 71.9 72.4 34.3
Three-year change (percentage points)1992 -0.8 3.6 0.7 3.01995 2.5 -2.2 -2.8 0.21998 -0.3 6.8 1.7 1.92001 1.2 -1.0 1.5 7.72004 1.8 -1.2 1.9 -3.12007 0.7 3.3 -2.9 -6.92010 -2.4 -4.0 1.7 9.92013 -2.2 -0.7 -1.7 -7.22016 -2.0 -5.8 -0.5 -1.5
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of primary residence for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 139.9 186.6 102.6 65.31992 142.6 209.6 109.0 93.91995 140.9 187.9 119.0 101.81998 144.6 215.4 131.3 132.82001 162.6 271.0 135.5 135.52004 203.5 315.4 165.3 165.32007 231.6 347.4 179.5 185.32010 187.9 298.4 165.8 149.22013 176.3 257.8 154.7 170.12016 189.0 270.0 163.2 165.0
Three-year change (percent)1992 1.9 12.3 6.2 43.81995 -1.2 -10.4 9.2 8.41998 2.6 14.6 10.3 30.52001 12.4 25.8 3.2 2.02004 25.2 16.4 22.0 22.02007 13.8 10.1 8.6 12.12010 -18.9 -14.1 -7.6 -19.52013 -6.2 -13.6 -6.7 14.02016 7.2 4.7 5.5 -3.0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of primary residence for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 198.8 300.9 158.0 119.91992 177.0 297.0 151.9 145.51995 172.8 280.7 155.7 155.61998 185.5 332.6 182.0 174.82001 214.0 428.8 217.7 221.92004 294.0 499.5 266.2 265.92007 329.0 555.6 304.9 295.12010 265.1 495.3 248.2 215.82013 252.6 500.8 220.8 229.12016 290.6 487.6 256.0 214.2
Three-year change (percent)1992 -11.0 -1.3 -3.9 21.41995 -2.4 -5.5 2.5 6.91998 7.3 18.5 16.9 12.32001 15.4 28.9 19.6 26.92004 37.4 16.5 22.3 19.82007 11.9 11.2 14.5 11.02010 -19.4 -10.9 -18.6 -26.92013 -4.7 1.1 -11.0 6.22016 15.0 -2.6 15.9 -6.5
55
60
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with primary residence
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 73.8 53.6 64.5 63.91992 71.3 59.9 60.4 64.01995 72.4 59.9 65.2 63.11998 71.8 57.6 68.3 66.02001 75.8 58.7 65.8 68.92004 78.1 58.2 66.6 70.32007 78.2 61.5 66.3 66.72010 76.1 56.0 66.6 67.82013 72.9 53.5 64.6 65.82016 71.3 53.0 59.2 66.4
Three-year change (percentage points)1992 -2.5 6.3 -4.1 0.11995 1.1 0.0 4.8 -0.91998 -0.6 -2.3 3.1 2.92001 4.0 1.1 -2.5 2.92004 2.3 -0.5 0.8 1.42007 0.1 3.3 -0.3 -3.62010 -2.1 -5.5 0.3 1.12013 -3.2 -2.5 -2.0 -2.02016 -1.6 -0.5 -5.4 0.6
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of primary residence for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 214.6 150.3 106.4 102.61992 209.6 125.8 109.0 109.01995 211.4 139.4 117.5 119.01998 206.6 135.7 131.3 132.82001 243.9 155.8 120.6 135.52004 304.7 190.8 165.3 165.32007 312.7 231.6 182.9 179.52010 276.3 169.1 143.7 165.82013 257.8 154.7 123.7 154.72016 265.0 165.0 140.0 165.0
Three-year change (percent)1992 -2.3 -16.3 2.4 6.21995 0.9 10.8 7.8 9.21998 -2.3 -2.7 11.7 11.62001 18.1 14.8 -8.1 2.02004 24.9 22.5 37.1 22.02007 2.6 21.4 10.6 8.62010 -11.6 -27.0 -21.4 -7.62013 -6.7 -8.5 -13.9 -6.72016 2.8 6.7 13.2 6.7
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of primary residence for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 307.5 201.4 139.2 154.31992 272.5 174.0 139.7 151.11995 274.2 175.5 131.1 155.71998 290.2 192.2 152.3 182.32001 367.9 201.7 146.6 218.12004 464.3 264.2 193.1 266.22007 487.7 314.8 238.4 304.12010 429.1 240.0 177.3 243.72013 407.7 225.8 158.5 221.72016 449.1 247.5 170.9 252.7
Three-year change (percent)1992 -11.4 -13.6 0.4 -2.11995 0.6 0.9 -6.2 3.01998 5.8 9.5 16.2 17.12001 26.8 4.9 -3.7 19.62004 26.2 31.0 31.7 22.12007 5.0 19.2 23.5 14.22010 -12.0 -23.8 -25.6 -19.92013 -5.0 -5.9 -10.6 -9.02016 10.2 9.6 7.8 14.0
55
60
65
70
75
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with primary residence
RegionYear Northeast Midwest South West
Level (percent)1989 61.3 69.1 65.6 57.41992 64.3 67.0 64.0 59.71995 62.0 70.6 64.8 60.51998 65.6 71.8 67.4 58.72001 62.3 75.1 71.9 57.42004 69.8 73.5 68.9 64.02007 66.1 71.3 70.1 65.42010 65.0 73.3 67.6 62.52013 64.1 69.3 66.9 59.02016 64.1 68.2 64.2 58.3
Three-year change (percentage points)1992 3.0 -2.1 -1.6 2.31995 -2.3 3.6 0.8 0.81998 3.6 1.2 2.6 -1.82001 -3.3 3.3 4.5 -1.32004 7.5 -1.6 -3.0 6.62007 -3.7 -2.2 1.2 1.42010 -1.1 2.0 -2.5 -2.92013 -0.9 -4.0 -0.7 -3.52016 0.0 -1.1 -2.7 -0.7
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of primary residence for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 233.2 108.2 98.9 223.91992 192.9 109.0 100.6 209.61995 187.9 123.7 115.9 195.81998 184.4 132.8 125.4 209.52001 203.2 162.6 128.7 250.62004 317.9 184.4 165.3 286.22007 318.5 179.5 185.3 347.42010 287.4 149.2 156.6 254.22013 257.8 134.0 143.3 257.82016 250.0 140.0 160.0 300.0
Three-year change (percent)1992 -17.3 0.7 1.7 -6.41995 -2.6 13.5 15.2 -6.61998 -1.9 7.4 8.2 7.02001 10.2 22.4 2.6 19.62004 56.4 13.4 28.4 14.22007 0.2 -2.7 12.1 21.42010 -9.8 -16.9 -15.5 -26.82013 -10.3 -10.2 -8.5 1.42016 -3.0 4.5 11.7 16.4
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of primary residence for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 285.3 147.2 133.5 298.31992 226.6 146.7 132.6 279.11995 222.7 145.4 146.5 245.81998 232.1 173.7 164.8 295.12001 301.2 197.1 197.0 357.72004 405.5 237.5 244.5 444.32007 442.1 257.8 283.3 496.62010 393.0 208.1 237.0 389.52013 363.3 183.4 213.4 400.42016 387.1 194.3 241.8 458.4
Three-year change (percent)1992 -20.6 -0.3 -0.7 -6.41995 -1.7 -0.9 10.5 -11.91998 4.2 19.5 12.5 20.12001 29.8 13.5 19.5 21.22004 34.6 20.5 24.1 24.22007 9.0 8.5 15.9 11.82010 -11.1 -19.3 -16.3 -21.62013 -7.6 -11.9 -10.0 2.82016 6.6 5.9 13.3 14.5
60
65
70
75
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with primary residence
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 61.6 73.51992 63.1 67.71995 63.8 70.21998 64.9 74.02001 66.3 76.02004 68.0 74.02007 68.1 71.12010 65.9 73.92013 64.4 70.02016 62.6 71.5
Three-year change (percentage points)1992 1.5 -5.81995 0.7 2.51998 1.1 3.82001 1.4 2.02004 1.7 -2.02007 0.1 -2.92010 -2.2 2.82013 -1.5 -3.92016 -1.8 1.5
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of primary residence for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 149.3 84.01992 154.3 75.51995 150.3 90.81998 162.3 103.32001 176.1 108.42004 228.9 114.52007 254.8 133.22010 200.1 110.52013 185.6 97.52016 200.0 100.0
Three-year change (percent)1992 3.3 -10.11995 -2.6 20.31998 8.0 13.82001 8.5 4.92004 30.0 5.62007 11.3 16.32010 -21.5 -17.02013 -7.2 -11.82016 7.8 2.6
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of primary residence for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 224.6 101.41992 206.9 89.31995 194.4 105.91998 221.5 118.62001 264.7 137.92004 351.4 147.62007 386.3 182.42010 318.6 161.62013 292.3 137.42016 327.4 139.8
Three-year change (percent)1992 -7.9 -11.91995 -6.0 18.61998 13.9 12.02001 19.5 16.32004 32.8 7.02007 9.9 23.62010 -17.5 -11.42013 -8.3 -15.02016 12.0 1.7
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with primary residence
Housing statusYear Owner Renter or other
Level (percent)1989 100.0 0.01992 100.0 0.01995 100.0 0.01998 100.0 0.02001 100.0 0.02004 100.0 0.02007 100.0 0.02010 100.0 0.02013 100.0 0.02016 100.0 0.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.02013 0.0 0.02016 0.0 0.0
120
140
160
180
200
220
240
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of primary residence for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 130.6 .1992 134.2 .1995 140.9 .1998 147.5 .2001 166.6 .2004 203.5 .2007 231.6 .2010 187.9 .2013 175.3 .2016 185.0 .
Three-year change (percent)1992 2.8 .1995 5.0 .1998 4.7 .2001 12.9 .2004 22.1 .2007 13.8 .2010 -18.9 .2013 -6.7 .2016 5.5 .
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of primary residence for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 197.6 .1992 183.9 .1995 180.3 .1998 204.6 .2001 245.0 .2004 313.9 .2007 350.2 .2010 288.9 .2013 270.8 .2016 301.1 .
Three-year change (percent)1992 -6.9 .1995 -2.0 .1998 13.5 .2001 19.7 .2004 28.1 .2007 11.6 .2010 -17.5 .2013 -6.3 .2016 11.2 .
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with primary residence
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 8.6 61.1 92.2 94.0 93.31992 10.7 64.4 87.0 93.1 94.11995 13.6 64.3 88.2 92.3 93.51998 14.0 67.3 89.3 94.0 95.12001 14.2 69.7 91.4 95.0 95.92004 15.1 71.2 93.4 96.2 96.92007 13.7 72.2 92.8 95.2 96.82010 21.8 61.3 90.1 95.3 97.12013 18.5 57.7 89.8 93.2 96.62016 11.9 58.3 90.1 94.6 94.6
Three-year change (percentage points)1992 2.1 3.3 -5.2 -0.9 0.81995 2.9 -0.1 1.2 -0.8 -0.61998 0.4 3.0 1.1 1.7 1.62001 0.2 2.4 2.1 1.0 0.82004 0.9 1.5 2.0 1.2 1.02007 -1.4 1.0 -0.6 -1.0 -0.12010 8.1 -10.9 -2.7 0.1 0.32013 -3.3 -3.6 -0.3 -2.1 -0.52016 -6.6 0.6 0.3 1.4 -2.0
0
200
400
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of primary residence for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 14.9 63.4 130.6 233.2 373.21992 47.8 67.1 127.5 201.2 320.31995 42.3 78.3 133.1 200.4 289.71998 59.0 88.5 140.2 206.6 368.92001 65.7 94.8 162.6 271.0 474.22004 82.7 108.1 203.4 317.9 572.32007 98.6 115.8 231.6 364.8 650.52010 129.3 105.6 165.8 276.3 587.52013 103.1 87.6 154.7 257.8 515.62016 110.0 90.0 169.0 298.0 600.0
Three-year change (percent)1992 220.8 5.8 -2.4 -13.7 -14.21995 -11.5 16.7 4.4 -0.4 -9.61998 39.5 13.0 5.3 3.1 27.32001 11.4 7.1 16.0 31.2 28.52004 25.9 14.0 25.1 17.3 20.72007 19.2 7.1 13.9 14.8 13.72010 31.1 -8.8 -28.4 -24.3 -9.72013 -20.3 -17.0 -6.7 -6.7 -12.22016 6.7 2.7 9.2 15.6 16.4
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of primary residence for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 54.0 72.8 148.2 255.8 469.31992 54.6 81.9 142.9 221.3 434.31995 67.8 93.3 149.8 212.1 395.81998 79.1 98.5 159.6 239.6 492.22001 68.4 103.0 180.9 301.1 637.52004 90.9 123.1 235.2 374.2 851.42007 128.9 144.3 254.2 409.4 954.92010 153.6 121.1 191.9 322.1 805.62013 123.3 108.2 178.5 308.6 743.42016 124.5 111.2 192.9 346.2 839.3
Three-year change (percent)1992 1.1 12.5 -3.6 -13.5 -7.51995 24.2 13.9 4.8 -4.2 -8.91998 16.7 5.6 6.5 13.0 24.42001 -13.5 4.6 13.3 25.7 29.52004 32.9 19.5 30.0 24.3 33.62007 41.8 17.2 8.1 9.4 12.22010 19.2 -16.1 -24.5 -21.3 -15.62013 -19.7 -10.7 -7.0 -4.2 -7.72016 1.0 2.8 8.1 12.2 12.9
83
84
85
86
87
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with owned vehicles
Year All familiesLevel (percent)
1989 83.81992 86.11995 84.11998 82.82001 84.82004 86.32007 87.02010 86.72013 86.32016 85.2
Three-year change (percentage points)1992 2.31995 -2.01998 -1.32001 2.02004 1.52007 0.72010 -0.32013 -0.42016 -1.1
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of owned vehicles for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 12.91992 11.41995 15.51998 15.92001 18.32004 18.02007 17.92010 16.92013 16.32016 17.3
Three-year change (percent)1992 -11.61995 36.01998 2.62001 15.12004 -1.62007 -0.62010 -5.62013 -3.62016 6.1
16
18
20
22
24
26
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of owned vehicles for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 18.31992 16.61995 20.81998 22.52001 24.82004 25.62007 25.52010 24.52013 23.32016 25.3
Three-year change (percent)1992 -9.31995 25.31998 8.22001 10.22004 3.22007 -0.42010 -3.92013 -4.92016 8.6
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with owned vehicles
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 51.6 81.3 94.9 95.0 96.9 95.21992 56.3 86.2 93.9 96.6 97.9 96.91995 58.2 85.3 91.1 92.8 93.8 92.31998 58.7 81.9 89.2 93.0 92.8 90.02001 56.8 86.7 91.6 94.8 95.4 92.82004 65.0 85.3 91.6 95.3 95.9 93.12007 64.4 85.9 94.3 95.4 95.6 94.82010 64.9 85.4 91.8 95.4 96.4 95.72013 61.7 85.6 92.6 95.7 96.4 95.42016 64.2 83.1 91.5 93.5 94.2 93.5
Three-year change (percentage points)1992 4.7 4.9 -1.0 1.6 1.0 1.71995 1.9 -0.9 -2.8 -3.8 -4.1 -4.61998 0.5 -3.4 -1.9 0.2 -1.0 -2.32001 -1.9 4.8 2.4 1.8 2.6 2.82004 8.2 -1.4 0.0 0.5 0.5 0.32007 -0.6 0.6 2.7 0.1 -0.3 1.72010 0.5 -0.5 -2.5 0.0 0.8 0.92013 -3.2 0.2 0.8 0.3 0.0 -0.32016 2.5 -2.5 -1.1 -2.2 -2.2 -1.9
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of owned vehicles for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 3.6 7.7 11.2 16.1 22.7 28.71992 4.3 7.0 10.0 15.3 18.2 25.41995 6.0 9.7 14.4 20.2 25.8 35.01998 6.1 9.3 14.3 20.7 27.3 37.62001 7.2 11.4 17.1 23.8 30.8 40.62004 5.8 9.9 16.7 25.2 32.8 42.02007 6.5 10.6 16.9 23.7 29.4 39.22010 6.4 10.3 15.3 22.2 30.9 39.62013 6.8 9.6 14.4 22.2 28.5 36.12016 7.3 10.7 15.9 23.5 30.2 37.9
Three-year change (percent)1992 19.4 -9.1 -10.7 -5.0 -19.8 -11.51995 39.5 38.6 44.0 32.0 41.8 37.81998 1.7 -4.1 -0.7 2.5 5.8 7.42001 18.0 22.6 19.6 15.0 12.8 8.02004 -19.4 -13.2 -2.3 5.9 6.5 3.42007 12.1 7.1 1.2 -6.0 -10.4 -6.72010 -1.5 -2.8 -9.5 -6.3 5.1 1.02013 6.2 -6.8 -5.9 0.0 -7.8 -8.82016 7.4 11.5 10.4 5.9 6.0 5.0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of owned vehicles for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 7.3 9.9 14.0 20.3 26.0 41.51992 6.9 9.7 12.9 18.5 23.2 36.41995 8.6 12.3 17.5 24.2 30.9 41.71998 9.3 13.0 18.1 24.6 30.4 52.72001 10.7 15.1 19.9 28.2 35.6 52.02004 10.0 13.9 20.2 30.4 36.8 57.82007 9.8 14.6 20.0 28.8 34.6 61.72010 12.0 13.3 19.8 26.1 34.4 56.82013 10.1 13.4 18.8 26.2 33.5 50.92016 10.3 14.3 19.5 28.9 36.9 58.2
Three-year change (percent)1992 -5.5 -2.0 -7.9 -8.9 -10.8 -12.31995 24.6 26.8 35.7 30.8 33.2 14.61998 8.1 5.7 3.4 1.7 -1.6 26.42001 15.1 16.2 9.9 14.6 17.1 -1.32004 -6.5 -7.9 1.5 7.8 3.4 11.22007 -2.0 5.0 -1.0 -5.3 -6.0 6.72010 22.4 -8.9 -1.0 -9.4 -0.6 -7.92013 -15.8 0.8 -5.1 0.4 -2.6 -10.42016 2.0 6.7 3.7 10.3 10.1 14.3
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with owned vehicles
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 81.4 88.9 90.8 86.3 81.5 66.11992 83.7 88.7 92.9 87.1 86.1 73.01995 83.8 84.7 88.2 88.4 82.5 72.21998 78.3 85.8 87.5 88.7 83.4 69.82001 78.8 88.9 90.5 90.7 81.3 73.92004 82.9 89.4 88.8 88.6 89.1 76.92007 85.4 87.5 90.3 92.2 90.6 71.52010 79.4 88.9 91.0 90.3 86.5 83.42013 82.7 89.9 87.7 89.2 89.4 76.02016 80.2 86.7 89.1 86.1 86.8 82.2
Three-year change (percentage points)1992 2.3 -0.2 2.1 0.8 4.6 6.91995 0.1 -4.0 -4.7 1.3 -3.6 -0.81998 -5.5 1.1 -0.7 0.3 0.9 -2.42001 0.5 3.1 3.0 2.0 -2.1 4.12004 4.1 0.5 -1.7 -2.1 7.8 3.02007 2.5 -1.9 1.5 3.6 1.5 -5.42010 -6.0 1.4 0.7 -1.9 -4.1 11.92013 3.3 1.0 -3.3 -1.1 2.9 -7.42016 -2.5 -3.2 1.4 -3.1 -2.6 6.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of owned vehicles for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 10.3 15.1 17.6 13.2 10.1 7.41992 10.0 12.6 14.2 13.9 8.3 7.51995 13.9 16.7 20.2 18.0 12.8 8.21998 13.1 16.8 18.8 20.0 15.9 10.42001 15.4 20.1 21.2 20.5 18.4 11.92004 14.4 19.9 23.8 23.7 15.7 10.72007 15.4 20.2 21.7 20.1 16.9 10.92010 13.7 18.2 20.4 19.6 17.7 11.72013 12.9 17.3 19.7 17.7 16.9 10.92016 14.0 19.5 19.3 19.8 17.7 13.6
Three-year change (percent)1992 -2.9 -16.6 -19.3 5.3 -17.8 1.41995 39.0 32.5 42.3 29.5 54.2 9.31998 -5.8 0.6 -6.9 11.1 24.2 26.82001 17.6 19.6 12.8 2.5 15.7 14.42004 -6.5 -1.0 12.3 15.6 -14.7 -10.12007 6.9 1.5 -8.8 -15.2 7.6 1.92010 -11.0 -9.9 -6.0 -2.5 4.7 7.32013 -5.8 -4.9 -3.4 -9.7 -4.5 -6.82016 8.5 12.7 -2.0 11.9 4.7 24.8
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of owned vehicles for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 13.8 20.2 25.2 21.0 16.9 10.91992 14.0 17.7 18.8 20.9 14.9 11.51995 17.4 21.6 26.3 23.4 19.9 14.21998 16.8 23.4 25.9 29.0 22.5 15.82001 19.7 25.0 28.8 29.4 26.0 18.02004 18.4 26.8 29.3 33.8 25.0 17.42007 20.3 25.4 28.8 30.2 28.9 16.12010 18.5 23.3 29.6 28.4 27.5 16.32013 17.4 24.4 26.2 25.6 26.3 18.52016 19.1 25.7 27.9 31.8 25.8 18.9
Three-year change (percent)1992 1.4 -12.4 -25.4 -0.5 -11.8 5.51995 24.3 22.0 39.9 12.0 33.6 23.51998 -3.4 8.3 -1.5 23.9 13.1 11.32001 17.3 6.8 11.2 1.4 15.6 13.92004 -6.6 7.2 1.7 15.0 -3.8 -3.32007 10.3 -5.2 -1.7 -10.7 15.6 -7.52010 -8.9 -8.3 2.8 -6.0 -4.8 1.22013 -5.9 4.7 -11.5 -9.9 -4.4 13.52016 9.8 5.3 6.5 24.2 -1.9 2.2
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with owned vehicles
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 62.2 73.6 61.2 96.3 96.81992 66.4 79.4 70.6 95.8 96.21995 69.1 77.5 70.1 92.8 91.51998 67.9 73.8 69.4 91.6 91.22001 72.6 76.3 69.2 93.9 91.32004 77.9 77.9 75.3 93.2 92.92007 77.3 78.4 73.7 94.9 94.02010 79.1 74.6 76.3 94.8 93.22013 79.8 74.9 73.9 94.4 93.62016 76.8 72.4 76.3 93.0 92.8
Three-year change (percentage points)1992 4.2 5.8 9.4 -0.5 -0.61995 2.7 -1.9 -0.5 -3.0 -4.71998 -1.2 -3.7 -0.7 -1.2 -0.32001 4.7 2.5 -0.2 2.3 0.12004 5.3 1.6 6.1 -0.7 1.62007 -0.6 0.5 -1.6 1.7 1.12010 1.8 -3.8 2.6 -0.1 -0.82013 0.7 0.3 -2.4 -0.4 0.42016 -3.0 -2.5 2.4 -1.4 -0.8
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of owned vehicles for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 7.7 7.9 6.8 16.2 16.81992 6.6 7.1 6.0 14.8 14.81995 9.1 11.7 7.3 20.2 20.01998 9.0 10.8 7.3 20.0 22.52001 11.0 11.7 9.1 24.2 22.62004 9.7 11.4 8.4 25.8 24.02007 9.9 11.4 8.9 25.0 22.32010 10.7 10.6 8.3 23.6 22.42013 9.2 10.3 8.6 23.0 22.22016 10.4 10.0 10.2 24.0 22.6
Three-year change (percent)1992 -14.3 -10.1 -11.8 -8.6 -11.91995 37.9 64.8 21.7 36.5 35.11998 -1.1 -7.7 0.0 -1.0 12.52001 22.2 8.3 24.7 21.0 0.42004 -11.8 -2.6 -7.7 6.6 6.22007 2.1 0.0 6.0 -3.1 -7.12010 8.1 -7.0 -6.7 -5.6 0.42013 -14.0 -2.8 3.6 -2.5 -0.92016 13.0 -2.9 18.6 4.3 1.8
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of owned vehicles for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 10.6 11.0 10.4 21.6 22.91992 10.6 10.6 10.0 19.9 20.31995 11.9 14.7 12.3 24.9 25.41998 12.6 14.6 11.7 26.3 29.12001 15.3 15.2 13.6 29.9 30.32004 14.0 14.8 13.6 32.2 32.62007 14.9 14.1 13.4 31.6 32.42010 14.0 16.6 13.7 29.9 30.52013 12.4 14.5 12.9 29.1 29.82016 14.4 14.4 14.7 31.8 32.2
Three-year change (percent)1992 0.0 -3.6 -3.8 -7.9 -11.41995 12.3 38.7 23.0 25.1 25.11998 5.9 -0.7 -4.9 5.6 14.62001 21.4 4.1 16.2 13.7 4.12004 -8.5 -2.6 0.0 7.7 7.62007 6.4 -4.7 -1.5 -1.9 -0.62010 -6.0 17.7 2.2 -5.4 -5.92013 -11.4 -12.7 -5.8 -2.7 -2.32016 16.1 -0.7 14.0 9.3 8.1
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with owned vehicles
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 71.8 83.3 88.0 93.31992 70.2 86.4 88.8 95.31995 71.8 85.7 86.1 89.21998 69.4 84.7 85.5 86.32001 66.0 87.0 88.5 89.82004 70.1 87.6 87.9 91.52007 73.7 87.5 88.3 91.62010 76.2 85.8 87.3 91.22013 75.5 84.4 87.4 91.02016 73.8 84.0 87.2 88.8
Three-year change (percentage points)1992 -1.6 3.1 0.8 2.01995 1.6 -0.7 -2.7 -6.11998 -2.4 -1.0 -0.6 -2.92001 -3.4 2.3 3.0 3.52004 4.1 0.6 -0.6 1.72007 3.6 -0.1 0.4 0.12010 2.5 -1.7 -1.0 -0.42013 -0.7 -1.4 0.1 -0.22016 -1.7 -0.4 -0.2 -2.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of owned vehicles for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 7.7 12.8 13.7 16.01992 7.0 10.1 12.3 15.11995 10.1 15.8 15.3 19.31998 9.9 14.3 17.5 20.82001 11.6 16.7 17.9 24.12004 9.4 15.7 17.6 24.72007 12.1 15.3 17.6 23.42010 10.7 14.7 16.9 22.12013 10.2 14.1 15.5 21.72016 13.3 15.0 15.9 21.2
Three-year change (percent)1992 -9.1 -21.1 -10.2 -5.61995 44.3 56.4 24.4 27.81998 -2.0 -9.5 14.4 7.82001 17.2 16.8 2.3 15.92004 -19.0 -6.0 -1.7 2.52007 28.7 -2.5 0.0 -5.32010 -11.6 -3.9 -4.0 -5.62013 -4.7 -4.1 -8.3 -1.82016 30.4 6.4 2.6 -2.3
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of owned vehicles for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 12.0 18.8 18.7 22.71992 10.9 14.2 16.7 21.81995 14.3 20.6 20.2 25.71998 14.5 19.3 23.3 29.32001 16.9 21.7 23.7 32.52004 15.8 22.7 24.1 33.02007 16.8 21.5 25.5 33.12010 15.4 20.6 23.4 31.92013 14.7 20.4 22.2 29.32016 20.0 21.5 22.8 31.7
Three-year change (percent)1992 -9.2 -24.5 -10.7 -4.01995 31.2 45.1 21.0 17.91998 1.4 -6.3 15.3 14.02001 16.6 12.4 1.7 10.92004 -6.5 4.6 1.7 1.52007 6.3 -5.3 5.8 0.32010 -8.3 -4.2 -8.2 -3.62013 -4.5 -1.0 -5.1 -8.22016 36.1 5.4 2.7 8.2
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with owned vehicles
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 89.2 56.9 77.0 81.31992 90.9 66.0 72.9 84.11995 88.2 61.6 79.0 82.61998 87.4 60.9 71.1 80.62001 89.2 70.1 72.5 73.62004 90.3 70.0 80.7 82.52007 89.6 72.4 84.4 88.52010 90.9 72.7 81.8 81.42013 90.3 73.7 81.3 80.72016 89.6 73.1 80.0 80.4
Three-year change (percentage points)1992 1.7 9.1 -4.1 2.81995 -2.7 -4.4 6.1 -1.51998 -0.8 -0.7 -7.9 -2.02001 1.8 9.2 1.4 -7.02004 1.1 -0.1 8.2 8.92007 -0.7 2.4 3.7 6.02010 1.3 0.3 -2.6 -7.12013 -0.6 1.0 -0.5 -0.72016 -0.7 -0.6 -1.3 -0.3
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of owned vehicles for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 14.0 9.6 7.0 13.11992 12.3 7.7 6.7 11.01995 16.8 11.0 11.2 13.91998 17.5 11.8 11.1 13.52001 19.8 13.7 12.5 17.82004 20.0 10.7 11.5 17.82007 19.8 11.5 13.9 16.22010 18.5 11.7 13.6 16.82013 18.0 11.2 13.1 14.22016 18.4 13.0 15.2 17.9
Three-year change (percent)1992 -12.1 -19.8 -4.3 -16.01995 36.6 42.9 67.2 26.41998 4.2 7.3 -0.9 -2.92001 13.1 16.1 12.6 31.92004 1.0 -21.9 -8.0 0.02007 -1.0 7.5 20.9 -9.02010 -6.6 1.7 -2.2 3.72013 -2.7 -4.3 -3.7 -15.52016 2.2 16.1 16.0 26.1
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of owned vehicles for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 19.4 13.2 11.6 19.91992 17.6 12.0 11.0 14.91995 22.0 13.9 15.1 20.21998 23.8 14.2 15.9 22.42001 26.4 18.1 17.3 23.02004 27.7 16.6 19.1 23.82007 27.8 16.2 20.1 21.72010 26.3 17.3 20.6 22.42013 25.7 15.5 17.7 20.32016 27.6 18.2 19.9 23.8
Three-year change (percent)1992 -9.3 -9.1 -5.2 -25.11995 25.0 15.8 37.3 35.61998 8.2 2.2 5.3 10.92001 10.9 27.5 8.8 2.72004 4.9 -8.3 10.4 3.52007 0.4 -2.4 5.2 -8.82010 -5.4 6.8 2.5 3.22013 -2.3 -10.4 -14.1 -9.42016 7.4 17.4 12.4 17.2
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with owned vehicles
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 89.8 94.2 74.6 49.21992 91.2 95.4 78.7 62.91995 89.9 86.1 76.1 59.11998 87.6 89.5 73.4 58.32001 88.5 88.6 77.1 63.42004 89.7 91.2 79.0 66.92007 91.3 90.6 78.6 69.32010 89.9 88.5 82.4 72.82013 90.8 88.6 79.1 72.72016 88.9 87.3 80.4 67.8
Three-year change (percentage points)1992 1.4 1.2 4.1 13.71995 -1.3 -9.3 -2.6 -3.81998 -2.3 3.4 -2.7 -0.82001 0.9 -0.9 3.7 5.12004 1.2 2.6 1.9 3.52007 1.6 -0.6 -0.4 2.42010 -1.4 -2.1 3.8 3.52013 0.9 0.1 -3.3 -0.12016 -1.9 -1.3 1.3 -4.9
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of owned vehicles for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 14.0 19.5 8.9 4.41992 12.4 18.9 7.6 7.01995 17.0 19.8 11.6 9.71998 16.6 22.8 12.6 10.62001 18.6 26.0 13.7 13.92004 18.9 27.9 12.8 13.62007 19.7 25.6 13.1 8.02010 18.0 24.0 12.9 11.92013 17.1 24.1 13.2 11.22016 18.2 22.3 14.6 9.9
Three-year change (percent)1992 -11.4 -3.1 -14.6 59.11995 37.1 4.8 52.6 38.61998 -2.4 15.2 8.6 9.32001 12.0 14.0 8.7 31.12004 1.6 7.3 -6.6 -2.22007 4.2 -8.2 2.3 -41.22010 -8.6 -6.2 -1.5 48.82013 -5.0 0.4 2.3 -5.92016 6.4 -7.5 10.6 -11.6
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of owned vehicles for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 17.5 31.7 14.9 8.21992 16.2 26.9 13.3 11.71995 21.2 28.2 17.8 13.31998 21.4 34.3 20.6 13.22001 23.8 38.0 21.2 19.42004 24.7 39.8 20.9 18.52007 25.4 40.4 20.3 14.82010 24.0 37.2 21.3 16.02013 23.0 39.3 19.6 14.92016 25.4 35.7 22.3 16.1
Three-year change (percent)1992 -7.4 -15.1 -10.7 42.71995 30.9 4.8 33.8 13.71998 0.9 21.6 15.7 -0.82001 11.2 10.8 2.9 47.02004 3.8 4.7 -1.4 -4.62007 2.8 1.5 -2.9 -20.02010 -5.5 -7.9 4.9 8.12013 -4.2 5.6 -8.0 -6.92016 10.4 -9.2 13.8 8.1
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with owned vehicles
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 95.1 84.3 92.2 69.31992 94.8 89.2 92.0 75.01995 90.0 85.0 93.0 72.71998 88.8 82.5 91.5 70.82001 90.7 83.9 90.8 74.92004 92.0 85.1 92.1 77.22007 93.1 87.4 92.6 77.12010 91.0 86.7 91.1 80.32013 91.3 86.7 93.5 77.92016 88.6 86.3 91.4 78.4
Three-year change (percentage points)1992 -0.3 4.9 -0.2 5.71995 -4.8 -4.2 1.0 -2.31998 -1.2 -2.5 -1.5 -1.92001 1.9 1.4 -0.7 4.12004 1.3 1.2 1.3 2.32007 1.1 2.3 0.5 -0.12010 -2.1 -0.7 -1.5 3.22013 0.3 0.0 2.4 -2.42016 -2.7 -0.4 -2.1 0.5
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of owned vehicles for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 16.5 12.4 14.5 8.31992 15.9 11.6 12.0 7.51995 19.6 15.1 17.8 11.01998 20.1 15.0 16.6 12.02001 23.2 17.4 18.0 13.72004 24.6 16.2 18.5 12.92007 23.4 16.7 19.4 12.12010 23.0 14.0 19.0 12.72013 22.8 13.5 16.8 12.62016 22.0 15.0 19.1 13.9
Three-year change (percent)1992 -3.6 -6.5 -17.2 -9.61995 23.3 30.2 48.3 46.71998 2.6 -0.7 -6.7 9.12001 15.4 16.0 8.4 14.22004 6.0 -6.9 2.8 -5.82007 -4.9 3.1 4.9 -6.22010 -1.7 -16.2 -2.1 5.02013 -0.9 -3.6 -11.6 -0.82016 -3.5 11.1 13.7 10.3
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of owned vehicles for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 23.7 17.0 18.9 13.91992 22.7 15.2 16.2 13.01995 26.7 19.6 21.2 17.11998 28.2 20.3 21.4 19.52001 31.4 22.4 23.2 20.92004 32.9 22.9 23.9 20.52007 33.9 22.2 24.7 19.52010 32.4 20.2 23.7 20.32013 30.4 19.6 23.3 18.72016 32.4 21.4 25.0 21.5
Three-year change (percent)1992 -4.2 -10.6 -14.3 -6.51995 17.6 28.9 30.9 31.51998 5.6 3.6 0.9 14.02001 11.3 10.3 8.4 7.22004 4.8 2.2 3.0 -1.92007 3.0 -3.1 3.3 -4.92010 -4.4 -9.0 -4.0 4.12013 -6.2 -3.0 -1.7 -7.92016 6.6 9.2 7.3 15.0
75
80
85
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with owned vehicles
RegionYear Northeast Midwest South West
Level (percent)1989 79.2 83.2 83.1 90.31992 76.9 89.8 87.9 87.61995 78.6 87.0 83.9 86.31998 74.7 84.2 86.7 82.32001 74.2 89.3 86.2 87.02004 80.4 89.4 84.9 90.62007 75.4 89.5 89.2 90.52010 78.5 90.1 87.5 88.82013 79.1 87.7 87.5 88.72016 75.6 86.2 86.8 89.2
Three-year change (percentage points)1992 -2.3 6.6 4.8 -2.71995 1.7 -2.8 -4.0 -1.31998 -3.9 -2.8 2.8 -4.02001 -0.5 5.1 -0.5 4.72004 6.2 0.1 -1.3 3.62007 -5.0 0.1 4.3 -0.12010 3.1 0.6 -1.7 -1.72013 0.6 -2.4 0.0 -0.12016 -3.5 -1.5 -0.7 0.5
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of owned vehicles for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 13.5 13.6 12.5 11.51992 11.7 12.5 10.6 11.21995 15.7 17.1 15.9 13.01998 15.6 16.7 17.3 13.92001 18.3 19.1 19.7 15.62004 19.9 17.7 17.5 18.12007 16.7 16.8 18.0 19.82010 17.9 15.0 17.0 18.02013 16.3 15.4 16.6 16.82016 17.4 16.8 17.4 17.4
Three-year change (percent)1992 -13.3 -8.1 -15.2 -2.61995 34.2 36.8 50.0 16.11998 -0.6 -2.3 8.8 6.92001 17.3 14.4 13.9 12.22004 8.7 -7.3 -11.2 16.02007 -16.1 -5.1 2.9 9.42010 7.2 -10.7 -5.6 -9.12013 -8.9 2.7 -2.4 -6.72016 6.7 9.1 4.8 3.6
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of owned vehicles for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 19.7 19.5 17.3 17.51992 16.0 17.4 15.5 17.81995 20.8 21.9 21.2 19.11998 21.3 22.3 23.7 21.32001 24.6 24.6 26.5 22.62004 26.1 25.6 25.3 25.62007 24.6 23.1 25.2 29.02010 25.4 22.7 24.7 25.22013 22.7 22.6 23.4 24.32016 25.3 23.9 25.7 26.0
Three-year change (percent)1992 -18.8 -10.8 -10.4 1.71995 30.0 25.9 36.8 7.31998 2.4 1.8 11.8 11.52001 15.5 10.3 11.8 6.12004 6.1 4.1 -4.5 13.32007 -5.7 -9.8 -0.4 13.32010 3.3 -1.7 -2.0 -13.12013 -10.6 -0.4 -5.3 -3.62016 11.5 5.8 9.8 7.0
82
84
86
88
90
92
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with owned vehicles
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 83.1 86.81992 85.2 89.91995 83.7 86.61998 81.6 90.32001 84.5 86.92004 85.9 88.32007 86.2 90.92010 86.0 90.22013 85.7 90.22016 84.8 87.9
Three-year change (percentage points)1992 2.1 3.11995 -1.5 -3.31998 -2.1 3.72001 2.9 -3.42004 1.4 1.42007 0.3 2.62010 -0.2 -0.72013 -0.3 0.02016 -0.9 -2.3
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of owned vehicles for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 12.6 14.21992 11.9 9.61995 15.7 14.61998 15.9 16.72001 18.5 17.72004 18.3 16.62007 18.3 16.72010 17.1 15.92013 16.3 16.32016 17.3 16.9
Three-year change (percent)1992 -5.6 -32.41995 31.9 52.11998 1.3 14.42001 16.4 6.02004 -1.1 -6.22007 0.0 0.62010 -6.6 -4.82013 -4.7 2.52016 6.1 3.7
14
16
18
20
22
24
26
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of owned vehicles for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 18.1 19.21992 17.1 14.21995 21.1 19.61998 22.8 20.62001 25.2 22.62004 26.4 21.62007 26.0 23.32010 25.0 21.92013 23.4 22.82016 25.4 24.7
Three-year change (percent)1992 -5.5 -26.01995 23.4 38.01998 8.1 5.12001 10.5 9.72004 4.8 -4.42007 -1.5 7.92010 -3.8 -6.02013 -6.4 4.12016 8.5 8.3
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with owned vehicles
Housing statusYear Owner Renter or other
Level (percent)1989 92.9 67.61992 93.5 73.01995 90.9 71.61998 90.6 67.62001 92.2 69.32004 92.3 73.02007 93.8 72.32010 93.9 71.92013 93.6 72.62016 92.9 71.8
Three-year change (percentage points)1992 0.6 5.41995 -2.6 -1.41998 -0.3 -4.02001 1.6 1.72004 0.1 3.72007 1.5 -0.72010 0.1 -0.42013 -0.3 0.72016 -0.7 -0.8
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of owned vehicles for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 15.8 7.21992 13.9 7.11995 18.7 9.91998 19.5 9.12001 21.9 10.32004 22.2 9.12007 21.3 9.92010 20.8 9.42013 20.1 9.62016 21.4 10.1
Three-year change (percent)1992 -12.0 -1.41995 34.5 39.41998 4.3 -8.12001 12.3 13.22004 1.4 -11.72007 -4.1 8.82010 -2.3 -5.12013 -3.4 2.12016 6.5 5.2
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of owned vehicles for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 21.4 11.01992 19.2 10.51995 24.1 13.21998 26.2 12.62001 28.8 13.72004 29.9 13.32007 29.4 14.52010 28.6 13.32013 27.4 13.42016 30.0 14.8
Three-year change (percent)1992 -10.3 -4.51995 25.5 25.71998 8.7 -4.52001 9.9 8.72004 3.8 -2.92007 -1.7 9.02010 -2.7 -8.32013 -4.2 0.82016 9.5 10.4
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with owned vehicles
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 58.5 87.2 94.7 95.1 93.81992 65.6 89.1 93.2 96.6 96.21995 65.3 87.8 91.0 92.1 92.41998 62.3 87.4 90.3 90.8 92.02001 64.8 86.7 94.2 93.0 94.12004 69.8 89.2 92.0 95.2 93.12007 69.5 91.2 93.3 94.5 93.62010 67.4 91.6 93.2 94.3 95.22013 66.3 91.0 92.9 95.4 94.32016 65.0 89.6 92.3 94.3 93.5
Three-year change (percentage points)1992 7.1 1.9 -1.5 1.5 2.41995 -0.3 -1.3 -2.2 -4.5 -3.81998 -3.0 -0.4 -0.7 -1.3 -0.42001 2.5 -0.7 3.9 2.2 2.12004 5.0 2.5 -2.2 2.2 -1.02007 -0.3 2.0 1.3 -0.7 0.52010 -2.1 0.4 -0.1 -0.2 1.62013 -1.1 -0.6 -0.3 1.1 -0.92016 -1.3 -1.4 -0.6 -1.1 -0.8
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of owned vehicles for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.3 10.4 15.7 17.4 26.81992 4.9 9.6 13.8 16.0 25.21995 7.0 13.4 17.8 22.2 31.71998 7.3 12.6 18.6 22.9 34.42001 8.5 15.9 20.6 25.8 39.02004 7.1 15.0 22.1 28.7 38.92007 8.0 15.2 20.2 25.3 36.42010 7.6 13.0 19.6 25.1 36.22013 7.4 13.9 18.0 24.8 33.92016 8.1 13.7 20.0 24.8 36.5
Three-year change (percent)1992 14.0 -7.7 -12.1 -8.0 -6.01995 42.9 39.6 29.0 38.8 25.81998 4.3 -6.0 4.5 3.2 8.52001 16.4 26.2 10.8 12.7 13.42004 -16.5 -5.7 7.3 11.2 -0.32007 12.7 1.3 -8.6 -11.8 -6.42010 -5.0 -14.5 -3.0 -0.8 -0.52013 -2.6 6.9 -8.2 -1.2 -6.42016 9.5 -1.4 11.1 0.0 7.7
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of owned vehicles for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 7.5 13.0 18.4 21.6 42.41992 7.2 12.1 16.9 19.6 37.21995 9.9 16.2 21.2 26.0 42.51998 10.1 16.2 22.2 28.2 50.42001 11.2 18.7 24.8 31.0 52.92004 10.7 18.1 26.2 34.7 55.42007 12.1 18.7 24.8 31.0 60.42010 11.9 16.8 23.8 30.3 57.92013 11.3 17.0 22.4 30.3 51.22016 12.5 17.6 25.3 32.2 55.9
Three-year change (percent)1992 -4.0 -6.9 -8.2 -9.3 -12.31995 37.5 33.9 25.4 32.7 14.21998 2.0 0.0 4.7 8.5 18.62001 10.9 15.4 11.7 9.9 5.02004 -4.5 -3.2 5.6 11.9 4.72007 13.1 3.3 -5.3 -10.7 9.02010 -1.7 -10.2 -4.0 -2.3 -4.12013 -5.0 1.2 -5.9 0.0 -11.62016 10.6 3.5 12.9 6.3 9.2
11.5
12
12.5
13
13.5
14
14.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other
residential real estate
Year All familiesLevel (percent)
1989 13.11992 12.71995 11.81998 12.82001 11.32004 12.52007 13.82010 14.32013 13.22016 13.8
Three-year change (percentage points)1992 -0.41995 -0.91998 1.02001 -1.52004 1.22007 1.32010 0.52013 -1.12016 0.6
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other residential realestate for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 93.31992 83.91995 78.31998 95.92001 108.42004 127.22007 170.22010 132.62013 127.62016 145.7
Three-year change (percent)1992 -10.11995 -6.71998 22.52001 13.02004 17.32007 33.82010 -22.12013 -3.82016 14.2
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other residential realestate for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 170.61992 167.11995 166.21998 191.12001 252.42004 339.92007 389.42010 319.42013 326.12016 358.2
Three-year change (percent)1992 -2.11995 -0.51998 15.02001 32.12004 34.72007 14.62010 -18.02013 2.12016 9.8
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with otherresidential real estate
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 3.7 6.6 11.4 15.4 20.4 36.81992 2.9 6.9 11.9 13.7 20.0 35.81995 4.0 7.7 9.1 12.6 16.7 34.51998 1.9 6.8 11.8 17.0 17.7 35.52001 3.1 5.4 7.9 14.2 19.7 32.82004 3.6 6.9 10.0 14.0 19.4 37.22007 5.4 6.5 9.9 15.4 21.0 42.22010 4.4 7.4 11.6 16.0 22.8 42.12013 2.1 5.8 9.8 16.1 25.1 39.52016 3.1 5.4 10.0 16.1 25.8 43.2
Three-year change (percentage points)1992 -0.8 0.3 0.5 -1.7 -0.4 -1.01995 1.1 0.8 -2.8 -1.1 -3.3 -1.31998 -2.1 -0.9 2.7 4.4 1.0 1.02001 1.2 -1.4 -3.9 -2.8 2.0 -2.72004 0.5 1.5 2.1 -0.2 -0.3 4.42007 1.8 -0.4 -0.1 1.4 1.6 5.02010 -1.0 0.9 1.7 0.6 1.8 -0.12013 -2.3 -1.6 -1.8 0.1 2.3 -2.62016 1.0 -0.4 0.2 0.0 0.7 3.7
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other residential realestate for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 25.2 46.6 84.0 74.6 112.0 177.31992 41.9 38.6 67.1 67.1 97.3 159.31995 47.0 41.1 65.2 78.3 100.2 156.61998 118.0 88.5 70.1 95.9 78.6 178.12001 33.9 101.6 67.7 94.8 84.7 271.02004 42.0 82.7 69.9 127.2 124.6 332.32007 69.5 66.6 115.8 139.0 202.7 376.42010 90.6 77.4 90.6 78.5 132.6 353.72013 51.6 81.5 72.2 83.5 126.8 309.32016 55.0 70.0 70.0 88.0 150.0 350.0
Three-year change (percent)1992 66.3 -17.2 -20.1 -10.1 -13.1 -10.21995 12.2 6.5 -2.8 16.7 3.0 -1.71998 151.1 115.3 7.5 22.5 -21.6 13.72001 -71.3 14.8 -3.4 -1.1 7.8 52.22004 23.9 -18.6 3.2 34.2 47.1 22.62007 65.5 -19.5 65.7 9.3 62.7 13.32010 30.4 16.2 -21.8 -43.5 -34.6 -6.02013 -43.0 5.3 -20.3 6.4 -4.4 -12.62016 6.6 -14.1 -3.0 5.4 18.3 13.2
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other residential realestate for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 52.1 66.0 133.9 99.4 195.6 300.41992 80.1 66.3 108.1 116.1 141.8 312.51995 88.4 68.2 108.1 135.5 161.4 283.51998 197.5 124.3 109.2 143.1 173.6 325.12001 50.5 133.7 140.0 140.4 175.1 526.22004 152.8 146.8 137.1 244.1 217.5 691.82007 161.0 130.1 177.1 260.6 294.4 768.22010 253.7 138.2 159.9 175.8 223.5 644.32013 204.3 135.1 141.8 168.1 280.1 645.12016 189.9 111.7 174.1 167.6 260.9 729.7
Three-year change (percent)1992 53.7 0.5 -19.3 16.8 -27.5 4.01995 10.4 2.9 0.0 16.7 13.8 -9.31998 123.4 82.3 1.0 5.6 7.6 14.72001 -74.4 7.6 28.2 -1.9 0.9 61.92004 202.6 9.8 -2.1 73.9 24.2 31.52007 5.4 -11.4 29.2 6.8 35.4 11.02010 57.6 6.2 -9.7 -32.5 -24.1 -16.12013 -19.5 -2.2 -11.3 -4.4 25.3 0.12016 -7.0 -17.3 22.8 -0.3 -6.9 13.1
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with otherresidential real estate
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 3.8 12.3 20.4 20.4 19.5 12.21992 4.6 11.8 15.9 21.9 17.8 11.31995 4.2 9.7 16.3 19.9 16.1 12.21998 3.5 12.2 16.2 20.4 18.4 13.62001 3.4 9.2 14.7 18.3 13.7 15.22004 5.1 9.4 16.3 19.5 19.9 9.72007 5.6 12.0 15.7 20.9 18.9 13.42010 4.5 9.7 17.0 22.1 22.8 14.62013 4.7 9.2 15.8 18.4 21.3 12.82016 4.0 12.0 13.2 19.2 21.4 16.3
Three-year change (percentage points)1992 0.8 -0.5 -4.5 1.5 -1.7 -0.91995 -0.4 -2.1 0.4 -2.0 -1.7 0.91998 -0.7 2.5 -0.1 0.5 2.3 1.42001 -0.1 -3.0 -1.5 -2.1 -4.7 1.62004 1.7 0.2 1.6 1.2 6.2 -5.52007 0.5 2.6 -0.6 1.4 -1.0 3.72010 -1.1 -2.3 1.3 1.2 3.9 1.22013 0.2 -0.5 -1.2 -3.7 -1.5 -1.82016 -0.7 2.8 -2.6 0.8 0.1 3.5
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other residential realestate for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 58.8 93.3 116.6 93.3 65.3 93.31992 53.7 59.5 109.0 83.9 75.5 96.41995 53.2 73.6 94.0 86.1 89.3 42.31998 62.7 66.4 109.2 103.3 110.7 152.02001 101.6 101.6 88.1 108.4 196.5 108.42004 104.9 101.7 114.5 171.7 101.7 190.82007 98.4 173.7 173.7 181.8 173.7 115.82010 79.6 82.9 114.3 182.4 138.2 138.22013 105.7 110.3 103.1 154.7 141.3 123.72016 85.0 115.0 150.0 200.0 130.0 170.8
Three-year change (percent)1992 -8.7 -36.2 -6.5 -10.1 15.6 3.31995 -0.9 23.7 -13.8 2.6 18.3 -56.11998 17.9 -9.8 16.2 20.0 24.0 259.32001 62.0 53.0 -19.3 4.9 77.5 -28.72004 3.2 0.1 30.0 58.4 -48.2 76.02007 -6.2 70.8 51.7 5.9 70.8 -39.32010 -19.1 -52.3 -34.2 0.3 -20.4 19.32013 32.8 33.1 -9.8 -15.2 2.2 -10.52016 -19.6 4.3 45.5 29.3 -8.0 38.1
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other residential realestate for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 108.7 130.6 197.3 215.6 173.6 128.11992 127.7 117.2 211.8 183.7 165.5 187.11995 100.3 129.4 180.0 195.1 189.3 160.61998 92.5 144.8 183.8 225.6 214.6 260.12001 214.1 158.7 228.9 268.6 477.6 204.82004 189.8 301.7 356.2 424.3 287.4 385.62007 186.6 364.7 391.4 450.0 438.9 377.22010 133.8 191.9 311.4 378.6 356.3 384.62013 147.0 252.0 295.9 384.3 390.1 332.72016 283.8 208.0 349.0 413.0 373.0 434.4
Three-year change (percent)1992 17.5 -10.3 7.3 -14.8 -4.7 46.11995 -21.5 10.4 -15.0 6.2 14.4 -14.21998 -7.8 11.9 2.1 15.6 13.4 62.02001 131.5 9.6 24.5 19.1 122.6 -21.32004 -11.3 90.1 55.6 58.0 -39.8 88.32007 -1.7 20.9 9.9 6.1 52.7 -2.22010 -28.3 -47.4 -20.4 -15.9 -18.8 2.02013 9.9 31.3 -5.0 1.5 9.5 -13.52016 93.1 -17.5 17.9 7.5 -4.4 30.6
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with otherresidential real estate
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 6.3 6.2 11.5 13.3 22.31992 4.3 8.3 9.8 13.1 20.51995 5.8 5.6 8.9 13.1 18.21998 6.2 7.2 10.3 13.1 20.32001 6.4 5.6 9.8 13.0 15.22004 5.2 8.4 11.4 12.6 18.92007 7.4 6.2 12.1 15.5 19.42010 6.2 6.3 11.8 15.5 22.62013 5.3 4.7 9.9 14.9 21.52016 5.8 5.2 11.3 14.8 22.1
Three-year change (percentage points)1992 -2.0 2.1 -1.7 -0.2 -1.81995 1.5 -2.7 -0.9 0.0 -2.31998 0.4 1.6 1.4 0.0 2.12001 0.2 -1.6 -0.5 -0.1 -5.12004 -1.2 2.8 1.6 -0.4 3.72007 2.2 -2.2 0.7 2.9 0.52010 -1.2 0.1 -0.3 0.0 3.22013 -0.9 -1.6 -1.9 -0.6 -1.12016 0.5 0.5 1.4 -0.1 0.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other residential realestate for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 93.3 58.8 56.0 97.0 112.01992 75.5 41.9 83.9 85.5 83.91995 89.3 69.7 39.2 86.1 89.31998 70.1 132.8 103.3 73.8 126.82001 61.0 139.5 115.2 94.8 115.22004 25.4 104.9 108.1 117.6 159.02007 57.9 173.7 92.6 173.7 208.42010 110.5 77.4 166.9 132.6 132.62013 92.3 81.5 103.1 139.2 140.22016 100.0 60.0 130.0 150.0 180.0
Three-year change (percent)1992 -19.1 -28.7 49.8 -11.9 -25.11995 18.3 66.3 -53.3 0.7 6.41998 -21.5 90.5 163.5 -14.3 42.02001 -13.0 5.0 11.5 28.5 -9.12004 -58.4 -24.8 -6.2 24.1 38.02007 128.0 65.6 -14.3 47.7 31.12010 90.8 -55.4 80.2 -23.7 -36.42013 -16.5 5.3 -38.2 5.0 5.72016 8.3 -26.4 26.1 7.8 28.4
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other residential realestate for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 122.2 122.5 150.4 177.2 187.81992 137.6 101.8 160.5 166.1 190.41995 135.0 118.0 157.8 160.7 186.31998 97.3 156.8 206.7 171.0 223.82001 138.0 229.8 209.1 239.1 300.42004 124.3 211.3 251.2 403.7 379.12007 186.7 334.4 288.7 423.9 435.72010 253.6 151.1 280.3 350.0 340.22013 168.2 136.2 214.9 332.8 392.62016 228.5 344.8 244.4 319.7 436.5
Three-year change (percent)1992 12.6 -16.9 6.7 -6.3 1.41995 -1.9 15.9 -1.7 -3.3 -2.21998 -27.9 32.9 31.0 6.4 20.12001 41.8 46.6 1.2 39.8 34.22004 -9.9 -8.1 20.1 68.8 26.22007 50.2 58.3 14.9 5.0 14.92010 35.8 -54.8 -2.9 -17.4 -21.92013 -33.7 -9.9 -23.3 -4.9 15.42016 35.9 153.2 13.7 -3.9 11.2
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with otherresidential real estate
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 8.7 12.6 10.3 21.01992 4.9 9.0 15.0 20.51995 7.4 10.9 10.1 17.91998 5.9 10.0 14.2 19.22001 5.4 7.6 11.0 19.22004 5.6 8.3 12.3 20.32007 5.8 10.0 13.4 22.02010 5.0 10.0 13.3 23.42013 5.6 9.0 11.5 21.42016 6.4 8.7 11.3 22.5
Three-year change (percentage points)1992 -3.8 -3.6 4.7 -0.51995 2.5 1.9 -4.9 -2.61998 -1.5 -0.9 4.1 1.32001 -0.5 -2.4 -3.2 0.02004 0.2 0.7 1.3 1.12007 0.2 1.7 1.1 1.72010 -0.8 0.0 -0.1 1.42013 0.6 -1.0 -1.8 -2.02016 0.8 -0.3 -0.2 1.1
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other residential realestate for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 63.4 65.3 97.0 122.61992 67.1 67.1 83.9 83.91995 54.8 66.6 70.5 129.21998 69.1 79.7 95.9 132.82001 67.7 66.4 115.2 139.52004 109.4 89.0 101.7 222.62007 75.3 88.0 115.8 246.12010 82.9 69.1 82.9 221.12013 72.2 77.3 102.1 206.22016 90.0 100.0 80.0 200.0
Three-year change (percent)1992 5.8 2.8 -13.5 -31.61995 -18.3 -0.7 -16.0 54.01998 26.1 19.7 36.0 2.82001 -2.0 -16.7 20.1 5.02004 61.6 34.0 -11.7 59.62007 -31.2 -1.1 13.9 10.62010 10.1 -21.5 -28.4 -10.22013 -12.9 11.9 23.2 -6.72016 24.7 29.4 -21.6 -3.0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other residential realestate for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 105.0 122.1 203.8 225.71992 97.0 119.2 147.3 214.11995 97.7 118.9 135.7 240.81998 135.6 123.7 161.8 263.92001 107.7 199.1 203.7 322.22004 285.0 171.7 255.8 457.02007 285.2 224.5 288.2 538.52010 205.6 144.3 196.2 463.82013 134.4 155.5 243.9 449.02016 186.9 201.4 282.3 453.7
Three-year change (percent)1992 -7.6 -2.4 -27.7 -5.11995 0.7 -0.3 -7.9 12.51998 38.8 4.0 19.2 9.62001 -20.6 61.0 25.9 22.12004 164.6 -13.8 25.6 41.82007 0.1 30.8 12.7 17.82010 -27.9 -35.7 -31.9 -13.92013 -34.6 7.8 24.3 -3.22016 39.1 29.5 15.7 1.0
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with otherresidential real estate
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 14.8 7.6 5.4 14.11992 14.5 6.5 4.9 11.21995 13.2 7.0 5.2 10.11998 14.0 8.7 6.9 13.62001 13.0 6.0 6.0 8.02004 14.0 8.1 6.7 13.92007 15.3 7.8 9.9 13.02010 16.5 11.2 6.8 11.42013 15.9 7.0 6.0 10.82016 16.3 8.3 6.3 13.3
Three-year change (percentage points)1992 -0.3 -1.1 -0.5 -2.91995 -1.3 0.5 0.3 -1.11998 0.8 1.7 1.7 3.52001 -1.0 -2.7 -0.9 -5.62004 1.0 2.1 0.7 5.92007 1.3 -0.3 3.2 -0.92010 1.2 3.4 -3.1 -1.62013 -0.6 -4.2 -0.8 -0.62016 0.4 1.3 0.3 2.5
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other residential realestate for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 93.3 58.8 112.0 46.61992 83.9 67.1 117.4 50.31995 86.1 39.2 43.8 78.31998 103.3 73.8 144.6 88.52001 108.4 81.3 33.9 252.02004 133.5 63.6 101.7 108.12007 158.1 61.4 243.2 246.12010 154.7 77.4 49.7 96.22013 139.2 81.5 62.9 123.72016 180.0 50.0 100.0 141.2
Three-year change (percent)1992 -10.1 14.1 4.8 7.91995 2.6 -41.6 -62.7 55.71998 20.0 88.3 230.1 13.02001 4.9 10.2 -76.6 184.72004 23.2 -21.8 200.0 -57.12007 18.4 -3.5 139.1 127.72010 -2.2 26.1 -79.6 -60.92013 -10.0 5.3 26.6 28.62016 29.3 -38.7 59.0 14.2
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other residential realestate for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 176.5 100.3 161.8 181.71992 165.5 121.2 163.9 278.01995 173.5 80.3 79.5 234.81998 201.6 99.6 175.7 170.22001 266.1 134.8 99.2 327.22004 357.2 235.3 240.9 335.92007 406.2 234.1 397.3 348.82010 350.2 192.3 126.5 290.62013 353.7 143.8 161.1 297.52016 392.6 194.4 239.1 294.8
Three-year change (percent)1992 -6.2 20.8 1.3 53.01995 4.8 -33.7 -51.5 -15.51998 16.2 24.0 121.0 -27.52001 32.0 35.3 -43.5 92.22004 34.2 74.6 142.8 2.72007 13.7 -0.5 64.9 3.82010 -13.8 -17.9 -68.2 -16.72013 1.0 -25.2 27.4 2.42016 11.0 35.2 48.4 -0.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with otherresidential real estate
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 11.6 22.2 14.8 5.01992 11.2 22.5 13.9 5.21995 10.3 21.3 13.1 5.01998 10.6 25.3 14.4 4.02001 10.0 19.5 12.0 4.92004 10.4 25.8 12.8 5.42007 11.9 26.5 14.6 3.82010 11.9 28.3 15.0 8.72013 12.0 25.1 13.5 4.62016 11.6 25.9 15.0 5.9
Three-year change (percentage points)1992 -0.4 0.3 -0.9 0.21995 -0.9 -1.2 -0.8 -0.21998 0.3 4.0 1.3 -1.02001 -0.6 -5.8 -2.4 0.92004 0.4 6.3 0.8 0.52007 1.5 0.7 1.8 -1.62010 0.0 1.8 0.4 4.92013 0.1 -3.2 -1.5 -4.12016 -0.4 0.8 1.5 1.3
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other residential realestate for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 93.3 149.3 72.8 56.01992 75.5 125.8 75.5 50.31995 73.6 125.3 70.5 66.61998 73.8 125.4 132.8 66.42001 94.8 203.2 115.2 149.02004 111.9 180.0 127.2 109.42007 139.0 347.4 115.8 151.12010 106.1 276.3 110.5 66.32013 103.1 206.2 108.3 206.22016 120.0 238.0 132.9 105.0
Three-year change (percent)1992 -19.1 -15.7 3.7 -10.21995 -2.5 -0.4 -6.6 32.41998 0.3 0.1 88.4 -0.32001 28.5 62.0 -13.3 124.42004 18.0 -11.4 10.4 -26.62007 24.2 93.0 -9.0 38.12010 -23.7 -20.5 -4.6 -56.12013 -2.8 -25.4 -2.0 211.02016 16.4 15.4 22.7 -49.1
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other residential realestate for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 151.0 268.8 145.7 112.81992 143.1 274.1 143.5 96.11995 139.4 285.9 137.1 146.71998 148.4 254.6 220.7 99.82001 172.1 390.2 308.6 351.82004 262.5 530.4 310.0 299.32007 318.6 630.1 349.3 307.42010 248.7 547.2 277.2 158.62013 250.2 657.9 254.1 247.12016 286.2 561.8 350.4 173.3
Three-year change (percent)1992 -5.2 2.0 -1.5 -14.81995 -2.6 4.3 -4.5 52.71998 6.5 -10.9 61.0 -32.02001 16.0 53.3 39.8 252.52004 52.5 35.9 0.5 -14.92007 21.4 18.8 12.7 2.72010 -21.9 -13.2 -20.6 -48.42013 0.6 20.2 -8.3 55.82016 14.4 -14.6 37.9 -29.9
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with otherresidential real estate
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 20.5 10.3 9.7 12.81992 19.6 9.8 9.9 11.81995 18.7 8.7 9.8 11.41998 17.5 10.7 10.4 12.62001 18.7 6.7 7.9 10.82004 19.6 8.2 9.0 11.62007 20.7 10.2 9.6 12.92010 22.9 9.7 8.4 13.72013 19.6 9.1 10.4 11.82016 20.9 9.7 7.5 13.6
Three-year change (percentage points)1992 -0.9 -0.5 0.2 -1.01995 -0.9 -1.1 -0.1 -0.41998 -1.2 2.0 0.6 1.22001 1.2 -4.0 -2.5 -1.82004 0.9 1.5 1.1 0.82007 1.1 2.0 0.6 1.32010 2.2 -0.5 -1.2 0.82013 -3.3 -0.6 2.0 -1.92016 1.3 0.6 -2.9 1.8
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other residential realestate for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 124.1 80.2 74.6 65.31992 117.4 83.9 58.7 67.11995 117.5 78.3 62.6 70.51998 118.0 88.5 59.0 132.82001 135.5 101.6 54.2 115.22004 152.6 133.5 106.8 119.52007 231.6 144.8 104.2 115.82010 221.1 77.4 63.0 108.32013 180.4 95.4 71.1 116.52016 200.0 110.0 83.0 130.0
Three-year change (percent)1992 -5.4 4.6 -21.3 2.81995 0.1 -6.7 6.6 5.11998 0.4 13.0 -5.8 88.42001 14.8 14.8 -8.1 -13.32004 12.6 31.4 97.0 3.72007 51.8 8.5 -2.4 -3.12010 -4.5 -46.5 -39.5 -6.52013 -18.4 23.3 12.9 7.62016 10.9 15.3 16.7 11.6
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other residential realestate for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 231.9 145.9 127.3 143.01992 221.2 165.5 108.9 138.61995 221.1 175.4 115.6 138.01998 233.2 185.8 95.6 214.02001 271.7 208.7 133.7 311.82004 435.0 298.9 158.4 309.22007 508.3 308.6 221.8 347.42010 447.3 207.4 115.2 260.82013 455.0 269.4 147.0 253.62016 459.8 240.4 151.2 338.4
Three-year change (percent)1992 -4.6 13.4 -14.5 -3.11995 -0.0 6.0 6.2 -0.41998 5.5 5.9 -17.3 55.12001 16.5 12.3 39.9 45.72004 60.1 43.2 18.5 -0.82007 16.9 3.2 40.0 12.42010 -12.0 -32.8 -48.1 -24.92013 1.7 29.9 27.6 -2.82016 1.1 -10.8 2.9 33.4
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with otherresidential real estate
RegionYear Northeast Midwest South West
Level (percent)1989 11.7 14.6 12.6 13.81992 10.8 13.0 11.1 16.61995 12.9 11.3 11.6 11.51998 12.5 12.2 12.8 13.82001 12.3 10.0 12.1 10.72004 12.6 12.6 10.2 16.32007 13.3 13.7 11.3 18.32010 15.3 11.0 14.1 17.42013 14.9 12.5 11.9 14.82016 14.3 13.5 12.4 16.2
Three-year change (percentage points)1992 -0.9 -1.6 -1.5 2.81995 2.1 -1.7 0.5 -5.11998 -0.4 0.9 1.2 2.32001 -0.2 -2.2 -0.7 -3.12004 0.3 2.6 -1.9 5.62007 0.7 1.1 1.1 2.02010 2.0 -2.7 2.8 -0.92013 -0.4 1.5 -2.2 -2.62016 -0.6 1.0 0.5 1.4
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other residential realestate for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 116.6 78.4 74.6 121.31992 83.9 67.1 75.5 117.41995 90.8 70.5 78.3 94.01998 73.8 81.2 95.9 163.82001 101.6 115.2 81.3 154.52004 133.5 127.2 114.5 139.92007 220.0 127.4 139.0 249.02010 170.2 95.6 110.5 187.92013 127.6 87.6 108.3 237.22016 200.0 100.0 125.0 200.0
Three-year change (percent)1992 -28.0 -14.4 1.2 -3.21995 8.2 5.1 3.7 -19.91998 -18.7 15.2 22.5 74.32001 37.7 41.9 -15.2 -5.72004 31.4 10.4 40.8 -9.42007 64.8 0.2 21.4 78.02010 -22.6 -25.0 -20.5 -24.52013 -25.0 -8.4 -2.0 26.22016 56.7 14.2 15.4 -15.7
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other residential realestate for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 199.1 147.2 121.3 251.61992 203.7 132.6 134.3 212.11995 185.1 124.4 147.5 224.11998 193.7 158.4 160.0 269.42001 262.9 265.2 216.5 296.82004 401.5 285.8 294.0 390.32007 473.9 276.9 363.1 452.22010 395.9 271.9 244.8 395.92013 342.7 193.3 256.5 518.42016 438.4 264.6 318.0 430.4
Three-year change (percent)1992 2.3 -9.9 10.7 -15.71995 -9.1 -6.2 9.8 5.71998 4.6 27.3 8.5 20.22001 35.7 67.4 35.3 10.22004 52.7 7.8 35.8 31.52007 18.0 -3.1 23.5 15.92010 -16.5 -1.8 -32.6 -12.52013 -13.4 -28.9 4.8 30.92016 27.9 36.9 24.0 -17.0
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with otherresidential real estate
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 12.6 15.51992 13.3 9.91995 12.2 9.61998 13.1 11.22001 11.4 11.02004 13.3 8.72007 14.2 11.72010 14.9 11.92013 13.5 11.42016 14.1 11.6
Three-year change (percentage points)1992 0.7 -5.61995 -1.1 -0.31998 0.9 1.62001 -1.7 -0.22004 1.9 -2.32007 0.9 3.02010 0.7 0.22013 -1.4 -0.52016 0.6 0.2
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other residential realestate for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 97.0 59.71992 85.5 58.71995 86.1 54.81998 106.2 48.02001 115.2 67.72004 139.9 85.82007 173.7 110.02010 149.2 82.92013 136.6 94.92016 160.0 63.0
Three-year change (percent)1992 -11.9 -1.71995 0.7 -6.61998 23.3 -12.42001 8.5 41.02004 21.4 26.72007 24.2 28.22010 -14.1 -24.62013 -8.4 14.52016 17.1 -33.6
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other residential realestate for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 195.0 86.91992 179.3 95.81995 176.8 88.11998 204.3 101.22001 274.1 112.22004 366.7 142.92007 421.6 199.32010 345.5 163.82013 345.3 174.02016 381.9 155.6
Three-year change (percent)1992 -8.1 10.21995 -1.4 -8.01998 15.6 14.92001 34.2 10.92004 33.8 27.42007 15.0 39.52010 -18.1 -17.82013 -0.1 6.22016 10.6 -10.6
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with otherresidential real estate
Housing statusYear Owner Renter or other
Level (percent)1989 17.4 5.71992 16.6 5.71995 15.1 5.71998 16.8 5.12001 14.9 3.92004 15.7 5.42007 17.5 5.62010 19.1 4.62013 17.8 4.82016 18.5 5.6
Three-year change (percentage points)1992 -0.8 0.01995 -1.5 0.01998 1.7 -0.62001 -1.9 -1.22004 0.8 1.52007 1.8 0.22010 1.6 -1.02013 -1.3 0.22016 0.7 0.8
60
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other residential realestate for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 93.3 72.81992 80.9 83.91995 81.4 58.71998 95.9 95.32001 108.4 81.32004 127.2 101.72007 173.7 98.42010 132.6 132.62013 125.8 136.12016 150.0 115.0
Three-year change (percent)1992 -13.3 15.21995 0.6 -30.01998 17.8 62.42001 13.0 -14.72004 17.3 25.12007 36.6 -3.22010 -23.7 34.82013 -5.1 2.62016 19.2 -15.5
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other residential realestate for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 178.1 129.91992 168.2 161.71995 170.5 145.01998 197.9 147.32001 259.8 192.62004 360.9 203.82007 406.2 273.72010 328.5 241.02013 337.6 246.32016 369.4 292.7
Three-year change (percent)1992 -5.6 24.51995 1.4 -10.31998 16.1 1.62001 31.3 30.82004 38.9 5.82007 12.6 34.32010 -19.1 -11.92013 2.8 2.22016 9.4 18.8
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with otherresidential real estate
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 1.2 5.3 12.5 26.0 44.71992 1.0 5.5 11.7 23.4 45.81995 0.9 5.4 11.1 21.2 42.61998 1.3 5.9 11.8 26.2 41.72001 0.9 4.5 12.8 19.5 38.82004 0.4 5.0 12.6 23.1 45.62007 1.2 7.1 11.9 26.4 47.52010 2.8 4.6 13.0 27.1 51.72013 2.5 4.2 12.9 25.6 44.92016 1.1 4.4 13.6 26.2 51.3
Three-year change (percentage points)1992 -0.2 0.2 -0.8 -2.6 1.11995 -0.1 -0.1 -0.6 -2.2 -3.21998 0.4 0.5 0.7 5.0 -0.92001 -0.4 -1.4 1.0 -6.7 -2.92004 -0.5 0.5 -0.2 3.6 6.82007 0.8 2.1 -0.7 3.3 1.92010 1.6 -2.5 1.1 0.7 4.22013 -0.3 -0.4 -0.1 -1.5 -6.82016 -1.4 0.2 0.7 0.6 6.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other residential realestate for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 56.0 23.3 46.6 101.4 242.61992 26.8 21.8 58.7 83.9 177.81995 26.6 43.8 47.8 78.3 195.81998 59.0 55.3 51.6 118.0 223.52001 20.3 32.5 59.6 115.2 287.92004 4.5 33.1 76.3 130.7 413.32007 13.9 34.7 69.5 169.1 463.22010 66.3 27.6 53.1 132.6 386.92013 15.5 25.8 72.2 136.1 386.72016 10.0 35.0 65.0 160.0 375.5
Three-year change (percent)1992 -52.1 -6.4 26.0 -17.3 -26.71995 -0.7 100.9 -18.6 -6.7 10.11998 121.8 26.3 7.9 50.7 14.12001 -65.6 -41.2 15.5 -2.4 28.82004 -77.8 1.8 28.0 13.5 43.62007 208.9 4.8 -8.9 29.4 12.12010 377.0 -20.5 -23.6 -21.6 -16.52013 -76.6 -6.5 36.0 2.6 -0.12016 -35.5 35.7 -10.0 17.6 -2.9
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other residential realestate for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 55.6 31.6 61.9 121.0 338.91992 41.1 44.4 67.9 106.5 321.01995 40.6 48.5 61.0 100.5 327.61998 61.0 59.8 68.1 143.9 378.42001 39.5 39.5 94.6 158.8 526.62004 16.9 50.6 96.5 186.3 711.32007 19.2 64.6 150.6 204.1 836.82010 89.1 48.7 85.8 179.4 668.62013 63.6 47.9 89.9 173.7 727.62016 41.4 62.9 91.3 187.3 745.2
Three-year change (percent)1992 -26.1 40.5 9.7 -12.0 -5.31995 -1.2 9.2 -10.2 -5.6 2.11998 50.2 23.3 11.6 43.2 15.52001 -35.2 -33.9 38.9 10.4 39.22004 -57.2 28.1 2.0 17.3 35.12007 13.6 27.7 56.1 9.6 17.62010 364.1 -24.6 -43.0 -12.1 -20.12013 -28.6 -1.6 4.8 -3.2 8.82016 -34.9 31.3 1.6 7.8 2.4
6
7
8
9
10
11
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with net equity innon−residential real estate
Year All familiesLevel (percent)
1989 11.11992 9.51995 9.21998 8.52001 8.22004 8.32007 8.12010 7.72013 7.22016 6.2
Three-year change (percentage points)1992 -1.61995 -0.31998 -0.72001 -0.32004 0.12007 -0.22010 -0.42013 -0.52016 -1.0
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of net equity in non−residentialreal estate for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 37.31992 50.31995 50.11998 56.12001 67.12004 76.32007 86.92010 71.82013 61.92016 70.0
Three-year change (percent)1992 34.91995 -0.41998 12.02001 19.62004 13.72007 13.92010 -17.42013 -13.82016 13.1
200
250
300
350
400
450
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of net equity in non−residentialreal estate for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 273.51992 288.91995 210.71998 261.32001 352.62004 379.12007 358.32010 355.42013 276.32016 475.2
Three-year change (percent)1992 5.61995 -27.11998 24.02001 34.92004 7.52007 -5.52010 -0.82013 -22.32016 72.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with net equity innon−residential real estate
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.3 7.9 9.8 13.2 17.1 27.71992 3.1 6.6 7.5 10.8 13.3 25.61995 3.7 5.6 7.3 11.0 15.5 22.01998 2.1 6.1 7.7 9.4 14.0 21.02001 2.8 6.7 6.7 7.0 12.1 23.92004 2.7 3.8 7.6 10.5 12.9 20.82007 2.5 3.9 7.5 9.4 13.6 21.02010 3.9 5.2 6.3 7.9 11.4 18.82013 2.3 3.4 6.3 9.4 11.0 17.82016 2.3 3.8 4.8 6.8 10.0 16.5
Three-year change (percentage points)1992 0.8 -1.3 -2.3 -2.4 -3.8 -2.11995 0.6 -1.0 -0.2 0.2 2.2 -3.61998 -1.6 0.5 0.4 -1.6 -1.5 -1.02001 0.7 0.6 -1.0 -2.4 -1.9 2.92004 -0.1 -2.9 0.9 3.5 0.8 -3.12007 -0.2 0.1 -0.1 -1.1 0.7 0.22010 1.4 1.3 -1.2 -1.5 -2.2 -2.22013 -1.6 -1.8 0.0 1.5 -0.4 -1.02016 0.0 0.4 -1.5 -2.6 -1.0 -1.3
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of net equity in non−residentialreal estate for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 18.7 22.4 28.0 18.7 46.6 177.31992 33.5 15.1 31.9 50.3 41.9 134.21995 18.5 23.8 31.3 54.8 26.6 126.81998 14.8 35.4 40.6 44.3 44.3 168.22001 44.0 40.6 40.6 67.7 62.3 198.12004 14.0 38.2 45.8 54.7 76.3 240.42007 75.3 69.5 46.3 82.2 83.4 202.72010 39.8 66.3 66.3 55.3 64.1 221.12013 16.5 30.9 41.2 51.6 72.2 206.22016 7.0 75.0 25.0 40.0 131.0 300.0
Three-year change (percent)1992 79.1 -32.6 13.9 169.0 -10.1 -24.31995 -44.8 57.6 -1.9 8.9 -36.5 -5.51998 -20.0 48.7 29.7 -19.2 66.5 32.62001 197.3 14.7 0.0 52.8 40.6 17.82004 -68.2 -5.9 12.8 -19.2 22.5 21.42007 437.9 81.9 1.1 50.3 9.3 -15.72010 -47.1 -4.6 43.2 -32.7 -23.1 9.12013 -58.5 -53.4 -37.9 -6.7 12.6 -6.72016 -57.6 142.7 -39.3 -22.5 81.4 45.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of net equity in non−residentialreal estate for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 74.7 53.6 65.4 118.0 194.5 776.41992 112.5 78.8 199.6 135.5 223.6 654.41995 115.4 77.9 84.1 127.9 126.9 535.71998 152.0 140.3 103.3 126.5 132.8 674.22001 85.4 113.8 118.6 226.6 208.4 826.72004 142.6 166.2 196.5 181.7 201.6 959.72007 194.1 229.9 118.0 178.1 232.0 857.62010 440.5 149.3 187.9 142.1 269.8 777.42013 81.5 88.1 117.0 166.0 229.2 658.72016 223.2 237.2 106.1 264.8 216.6 1203.6
Three-year change (percent)1992 50.6 47.0 205.2 14.8 15.0 -15.71995 2.6 -1.1 -57.9 -5.6 -43.2 -18.11998 31.7 80.1 22.8 -1.1 4.6 25.92001 -43.8 -18.9 14.8 79.1 56.9 22.62004 67.0 46.0 65.7 -19.8 -3.3 16.12007 36.1 38.3 -39.9 -2.0 15.1 -10.62010 126.9 -35.1 59.2 -20.2 16.3 -9.42013 -81.5 -41.0 -37.7 16.8 -15.0 -15.32016 173.9 169.2 -9.3 59.5 -5.5 82.7
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with net equity innon−residential real estate
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 4.3 12.3 15.4 17.4 15.4 6.81992 4.2 7.2 13.6 18.7 11.5 6.91995 3.6 7.0 14.3 13.4 15.7 6.11998 2.7 7.5 12.1 10.4 15.1 8.12001 2.8 7.4 10.0 12.3 12.9 8.32004 3.3 6.4 11.4 12.8 10.6 7.72007 3.2 7.5 9.5 11.5 12.3 6.82010 2.3 3.9 7.5 12.6 11.0 13.42013 1.8 5.7 7.0 8.9 14.1 8.92016 2.3 3.8 5.5 9.3 8.7 9.9
Three-year change (percentage points)1992 -0.1 -5.1 -1.8 1.3 -3.9 0.11995 -0.6 -0.2 0.7 -5.3 4.2 -0.81998 -0.9 0.5 -2.2 -3.0 -0.6 2.02001 0.1 -0.1 -2.1 1.9 -2.2 0.22004 0.5 -1.0 1.4 0.5 -2.3 -0.62007 -0.1 1.1 -1.9 -1.3 1.7 -0.92010 -0.9 -3.6 -2.0 1.1 -1.3 6.62013 -0.5 1.8 -0.5 -3.7 3.1 -4.52016 0.5 -1.9 -1.5 0.4 -5.4 1.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of net equity in non−residentialreal estate for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 28.0 29.9 65.3 59.7 28.0 74.61992 42.6 50.3 41.9 58.7 69.6 31.01995 18.8 31.3 31.3 99.9 67.3 9.41998 36.9 29.5 69.3 79.7 66.4 79.72001 45.1 53.5 76.7 106.4 67.7 37.92004 69.9 53.7 54.7 95.4 99.2 109.22007 57.9 57.9 92.6 104.2 86.9 127.42010 26.5 55.3 55.3 112.7 66.3 71.82013 46.4 55.9 38.2 99.0 99.5 56.72016 13.0 32.0 100.0 121.0 45.0 125.0
Three-year change (percent)1992 52.1 68.2 -35.8 -1.7 148.6 -58.41995 -55.9 -37.8 -25.3 70.2 -3.3 -69.71998 96.3 -5.8 121.4 -20.2 -1.3 747.92001 22.2 81.4 10.7 33.5 2.0 -52.42004 55.0 0.4 -28.7 -10.3 46.5 188.12007 -17.2 7.8 69.3 9.2 -12.4 16.72010 -54.2 -4.5 -40.3 8.2 -23.7 -43.62013 75.1 1.1 -30.9 -12.2 50.1 -21.02016 -72.0 -42.8 161.8 22.2 -54.8 120.5
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of net equity in non−residentialreal estate for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 98.4 112.2 374.4 401.8 250.9 493.81992 96.3 151.0 356.0 273.9 473.8 373.11995 56.3 103.5 160.3 346.0 304.9 271.61998 120.0 119.8 250.3 469.4 313.7 256.82001 84.9 186.1 254.1 484.5 696.7 304.62004 170.0 351.8 273.7 445.3 650.5 387.32007 160.2 149.5 311.8 490.1 452.6 580.82010 129.8 146.1 266.0 458.5 461.8 384.32013 129.7 135.8 235.0 332.7 320.3 357.72016 92.2 118.9 723.0 424.2 594.0 566.8
Three-year change (percent)1992 -2.1 34.6 -4.9 -31.8 88.8 -24.41995 -41.5 -31.5 -55.0 26.3 -35.6 -27.21998 113.1 15.7 56.1 35.7 2.9 -5.42001 -29.2 55.3 1.5 3.2 122.1 18.62004 100.2 89.0 7.7 -8.1 -6.6 27.22007 -5.8 -57.5 13.9 10.1 -30.4 50.02010 -19.0 -2.3 -14.7 -6.4 2.0 -33.82013 -0.1 -7.0 -11.7 -27.4 -30.6 -6.92016 -28.9 -12.4 207.7 27.5 85.5 58.5
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with net equity innon−residential real estate
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.1 6.0 7.4 12.7 17.81992 2.7 6.4 8.4 9.9 14.81995 4.4 5.1 7.3 9.7 14.41998 4.0 4.9 5.2 8.2 15.12001 3.5 2.9 8.3 9.2 11.72004 4.0 4.3 6.9 8.9 12.72007 4.3 3.2 7.1 9.8 10.92010 4.0 2.4 8.2 7.1 12.82013 2.7 2.8 4.8 6.6 13.72016 1.9 2.7 6.2 6.1 10.0
Three-year change (percentage points)1992 -2.4 0.4 1.0 -2.8 -3.01995 1.7 -1.3 -1.1 -0.2 -0.41998 -0.4 -0.2 -2.1 -1.5 0.72001 -0.5 -2.0 3.1 1.0 -3.42004 0.5 1.4 -1.4 -0.3 1.02007 0.3 -1.1 0.2 0.9 -1.82010 -0.3 -0.8 1.1 -2.7 1.92013 -1.3 0.4 -3.4 -0.5 0.92016 -0.8 -0.1 1.4 -0.5 -3.7
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of net equity in non−residentialreal estate for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 29.9 26.1 33.6 44.8 50.41992 36.2 26.8 63.7 57.0 41.91995 23.8 25.1 86.1 45.7 54.81998 22.1 23.6 66.4 56.1 62.02001 64.4 135.5 54.2 62.1 69.82004 25.4 45.8 104.3 76.3 89.02007 49.8 57.9 86.9 75.3 115.82010 55.3 82.9 55.3 66.3 82.92013 41.2 10.3 50.5 61.9 89.72016 39.5 10.0 121.0 60.0 81.0
Three-year change (percent)1992 21.1 2.7 89.6 27.2 -16.91995 -34.3 -6.3 35.2 -19.8 30.81998 -7.1 -6.0 -22.9 22.8 13.12001 191.4 474.2 -18.4 10.7 12.62004 -60.6 -66.2 92.4 22.9 27.52007 96.1 26.4 -16.7 -1.3 30.12010 11.0 43.2 -36.4 -12.0 -28.42013 -25.5 -87.6 -8.7 -6.6 8.22016 -4.1 -2.9 139.6 -3.1 -9.7
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of net equity in non−residentialreal estate for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 331.4 88.3 233.9 259.3 337.71992 131.4 131.4 326.2 263.2 357.01995 130.1 111.5 301.7 172.3 249.81998 173.8 91.4 407.4 238.1 295.72001 201.4 206.5 273.9 334.8 429.02004 384.3 219.0 425.4 364.5 408.12007 167.1 154.1 349.5 295.4 493.42010 234.8 232.8 321.6 330.6 413.82013 151.7 185.5 298.2 254.4 304.82016 245.8 477.0 443.1 421.1 539.1
Three-year change (percent)1992 -60.4 48.8 39.5 1.5 5.71995 -1.0 -15.1 -7.5 -34.5 -30.01998 33.6 -18.0 35.0 38.2 18.42001 15.9 125.9 -32.8 40.6 45.12004 90.8 6.1 55.3 8.9 -4.92007 -56.5 -29.6 -17.8 -19.0 20.92010 40.5 51.1 -8.0 11.9 -16.12013 -35.4 -20.3 -7.3 -23.0 -26.32016 62.0 157.1 48.6 65.5 76.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with net equity innon−residential real estate
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 7.3 8.4 12.3 17.91992 5.0 9.3 8.9 13.51995 6.8 8.0 8.6 13.21998 4.8 8.5 8.0 11.52001 5.8 7.1 7.1 11.92004 4.0 6.1 8.6 12.32007 2.6 7.3 7.1 12.52010 3.3 6.9 6.5 11.22013 3.7 5.7 6.5 10.42016 3.7 5.1 5.2 8.8
Three-year change (percentage points)1992 -2.3 0.9 -3.4 -4.41995 1.8 -1.3 -0.3 -0.31998 -2.0 0.5 -0.6 -1.72001 1.0 -1.4 -0.9 0.42004 -1.8 -1.0 1.5 0.42007 -1.4 1.2 -1.5 0.22010 0.7 -0.4 -0.6 -1.32013 0.4 -1.2 0.0 -0.82016 0.0 -0.6 -1.3 -1.6
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of net equity in non−residentialreal estate for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 18.7 26.1 56.0 73.41992 13.4 50.3 50.3 67.11995 12.5 23.5 54.8 78.31998 66.4 36.9 73.8 73.82001 40.6 45.1 68.2 101.62004 20.3 31.8 76.3 109.22007 144.8 57.9 66.6 115.82010 33.2 64.1 38.7 132.62013 46.3 48.5 36.1 113.42016 30.0 25.5 55.0 123.8
Three-year change (percent)1992 -28.3 92.7 -10.2 -8.61995 -6.7 -53.3 8.9 16.71998 431.2 57.0 34.7 -5.72001 -38.9 22.2 -7.6 37.72004 -50.0 -29.5 11.9 7.52007 613.3 82.1 -12.7 6.02010 -77.1 10.7 -41.9 14.52013 39.5 -24.3 -6.7 -14.52016 -35.2 -47.4 52.4 9.2
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of net equity in non−residentialreal estate for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 205.3 123.8 274.6 400.01992 187.7 177.8 308.1 390.21995 144.5 129.3 206.2 301.91998 153.2 133.9 259.6 402.22001 189.2 183.7 331.6 519.92004 279.9 255.2 307.6 496.02007 437.6 206.2 255.5 499.42010 462.5 227.3 193.4 501.92013 114.7 168.2 191.7 396.92016 236.8 212.4 331.6 697.3
Three-year change (percent)1992 -8.6 43.6 12.2 -2.51995 -23.0 -27.3 -33.1 -22.61998 6.0 3.6 25.9 33.22001 23.5 37.2 27.7 29.32004 47.9 38.9 -7.2 -4.62007 56.3 -19.2 -16.9 0.72010 5.7 10.2 -24.3 0.52013 -75.2 -26.0 -0.9 -20.92016 106.5 26.3 73.0 75.7
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with net equity innon−residential real estate
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 12.6 4.8 5.9 13.51992 10.8 4.8 4.1 10.21995 10.3 4.6 4.2 11.21998 9.3 4.9 4.8 11.32001 9.6 4.9 2.1 4.32004 9.2 4.9 6.3 7.32007 9.0 5.1 4.9 7.92010 9.4 5.2 1.9 5.02013 8.7 3.4 2.5 6.32016 7.5 4.1 2.3 5.2
Three-year change (percentage points)1992 -1.8 0.0 -1.8 -3.31995 -0.5 -0.2 0.1 1.01998 -1.0 0.3 0.6 0.12001 0.3 0.0 -2.7 -7.02004 -0.4 0.0 4.2 3.02007 -0.2 0.2 -1.4 0.62010 0.4 0.1 -3.0 -2.92013 -0.7 -1.8 0.6 1.32016 -1.2 0.7 -0.2 -1.1
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of net equity in non−residentialreal estate for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 41.0 23.3 44.8 35.01992 52.9 50.3 54.5 66.31995 52.5 15.4 23.5 103.41998 63.4 22.1 35.4 36.92001 67.7 24.7 16.3 300.82004 83.9 31.8 26.7 95.42007 86.9 55.3 69.5 96.02010 82.9 44.2 44.2 71.82013 74.2 25.8 29.4 46.42016 89.6 12.0 50.0 50.0
Three-year change (percent)1992 29.0 115.9 21.7 89.41995 -0.8 -69.4 -56.9 56.01998 20.8 43.5 50.6 -64.32001 6.8 11.8 -54.0 715.22004 23.9 28.7 63.8 -68.32007 3.6 73.9 160.3 0.62010 -4.6 -20.1 -36.4 -25.22013 -10.5 -41.6 -33.5 -35.42016 20.8 -53.5 70.1 7.8
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of net equity in non−residentialreal estate for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 289.3 135.9 201.9 221.91992 289.6 130.0 235.9 519.51995 224.9 81.5 53.6 212.81998 267.5 46.5 215.9 450.12001 364.4 78.2 156.3 990.72004 423.8 103.0 180.6 353.92007 364.7 173.6 336.7 470.22010 387.4 97.2 408.8 276.52013 299.4 78.1 62.5 286.32016 537.3 164.6 484.0 262.0
Three-year change (percent)1992 0.1 -4.3 16.8 134.11995 -22.3 -37.3 -77.3 -59.01998 18.9 -42.9 302.8 111.52001 36.2 68.2 -27.6 120.12004 16.3 31.7 15.5 -64.32007 -13.9 68.5 86.4 32.92010 6.2 -44.0 21.4 -41.22013 -22.7 -19.7 -84.7 3.52016 79.5 110.8 674.4 -8.5
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with net equity innon−residential real estate
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 9.4 26.5 10.5 2.11992 8.4 20.2 9.3 3.01995 8.0 21.9 8.3 3.61998 6.6 17.6 10.1 3.62001 6.7 17.9 8.2 3.82004 6.8 18.7 7.9 2.72007 7.0 17.3 7.7 4.72010 5.5 17.5 9.6 2.82013 5.4 16.3 8.4 4.02016 4.5 12.0 7.8 4.6
Three-year change (percentage points)1992 -1.0 -6.3 -1.2 0.91995 -0.4 1.7 -1.0 0.61998 -1.4 -4.3 1.8 0.02001 0.1 0.3 -1.9 0.22004 0.1 0.8 -0.3 -1.12007 0.2 -1.4 -0.2 2.02010 -1.5 0.2 1.9 -1.92013 -0.1 -1.2 -1.2 1.22016 -0.9 -4.3 -0.6 0.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of net equity in non−residentialreal estate for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 32.7 104.5 31.7 26.11992 35.6 100.6 33.5 83.91995 26.6 82.4 54.8 78.31998 35.4 123.9 73.8 154.92001 53.5 138.8 78.6 44.72004 50.9 159.0 76.3 71.22007 61.1 176.6 86.9 56.52010 55.3 145.9 69.1 51.62013 41.2 154.7 61.9 58.82016 49.3 220.0 75.0 8.7
Three-year change (percent)1992 8.9 -3.7 5.7 221.51995 -25.3 -18.1 63.6 -6.71998 33.1 50.4 34.7 97.82001 51.1 12.0 6.5 -71.12004 -4.9 14.6 -2.9 59.32007 20.0 11.1 13.9 -20.62010 -9.5 -17.4 -20.5 -8.72013 -25.5 6.0 -10.4 14.02016 19.7 42.2 21.2 -85.2
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of net equity in non−residentialreal estate for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 129.3 587.1 229.9 30.11992 177.9 520.3 271.1 471.11995 105.8 426.8 224.0 102.91998 134.7 557.0 233.6 141.82001 153.6 597.3 521.1 253.62004 218.0 736.2 321.6 182.02007 251.2 594.0 392.7 150.02010 165.7 728.3 294.9 323.02013 160.7 541.4 255.3 209.82016 191.0 1176.1 438.9 56.2
Three-year change (percent)1992 37.6 -11.4 17.9 1465.11995 -40.5 -18.0 -17.4 -78.21998 27.3 30.5 4.3 37.82001 14.0 7.2 123.1 78.82004 41.9 23.3 -38.3 -28.22007 15.2 -19.3 22.1 -17.62010 -34.0 22.6 -24.9 115.32013 -3.0 -25.7 -13.4 -35.02016 18.9 117.2 71.9 -73.2
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with net equity innon−residential real estate
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 17.3 8.7 11.0 8.71992 13.9 8.6 8.7 7.81995 15.3 7.2 8.7 7.41998 10.6 6.0 8.1 9.12001 12.0 6.2 6.7 7.52004 11.3 6.9 7.4 7.12007 10.8 7.3 6.7 7.22010 10.7 5.1 5.6 8.12013 9.4 5.2 5.1 7.62016 7.8 3.7 4.7 7.3
Three-year change (percentage points)1992 -3.4 -0.1 -2.3 -0.91995 1.4 -1.4 0.0 -0.41998 -4.7 -1.2 -0.6 1.72001 1.4 0.2 -1.4 -1.62004 -0.7 0.7 0.7 -0.42007 -0.5 0.4 -0.7 0.12010 -0.1 -2.2 -1.1 0.92013 -1.3 0.1 -0.5 -0.52016 -1.6 -1.5 -0.4 -0.3
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of net equity in non−residentialreal estate for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 56.0 31.7 37.3 28.01992 67.1 33.5 33.5 50.31995 68.5 31.3 23.5 62.61998 73.8 55.3 36.9 73.82001 74.2 67.7 40.6 78.62004 114.1 76.3 28.0 76.32007 121.6 98.4 42.8 86.92010 110.5 55.3 55.3 68.52013 103.1 53.6 36.4 61.92016 130.0 75.0 25.5 50.0
Three-year change (percent)1992 19.8 5.7 -10.2 79.61995 2.1 -6.6 -29.9 24.51998 7.7 76.7 57.0 17.92001 0.5 22.4 10.0 6.52004 53.8 12.7 -31.0 -2.92007 6.6 29.0 52.9 13.92010 -9.1 -43.8 29.2 -21.22013 -6.7 -3.1 -34.2 -9.62016 26.1 39.9 -29.9 -19.2
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of net equity in non−residentialreal estate for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 424.5 302.6 96.4 220.11992 409.6 249.9 120.9 289.51995 293.3 213.7 90.0 211.81998 448.9 262.9 73.4 225.62001 420.6 236.1 111.8 498.82004 561.8 332.9 139.8 313.42007 523.0 250.2 122.2 368.22010 515.3 206.0 208.8 297.02013 356.7 245.8 145.5 250.72016 658.8 508.8 164.9 401.4
Three-year change (percent)1992 -3.5 -17.4 25.4 31.51995 -28.4 -14.5 -25.6 -26.81998 53.1 23.0 -18.4 6.52001 -6.3 -10.2 52.3 121.12004 33.6 41.0 25.0 -37.22007 -6.9 -24.8 -12.6 17.52010 -1.5 -17.7 70.9 -19.32013 -30.8 19.3 -30.3 -15.62016 84.7 107.0 13.3 60.1
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with net equity innon−residential real estate
RegionYear Northeast Midwest South West
Level (percent)1989 8.2 11.0 13.3 10.61992 8.1 8.2 10.5 10.61995 6.7 8.5 11.4 8.91998 6.0 8.3 9.9 8.92001 4.8 8.6 10.0 7.92004 6.0 8.2 8.8 9.62007 5.6 8.4 8.8 8.72010 5.9 7.6 9.4 6.42013 6.0 6.4 8.5 6.72016 3.9 7.6 6.5 6.3
Three-year change (percentage points)1992 -0.1 -2.8 -2.8 0.01995 -1.4 0.3 0.9 -1.71998 -0.7 -0.2 -1.5 0.02001 -1.2 0.3 0.1 -1.02004 1.2 -0.4 -1.2 1.72007 -0.4 0.2 0.0 -0.92010 0.3 -0.8 0.6 -2.32013 0.1 -1.2 -0.9 0.32016 -2.1 1.2 -2.0 -0.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of net equity in non−residentialreal estate for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 93.3 24.9 35.0 60.61992 67.1 67.1 26.8 67.11995 50.1 62.6 23.5 78.31998 69.3 73.8 44.3 62.72001 67.7 47.4 67.7 78.62004 76.3 74.7 44.5 159.02007 129.7 61.1 82.8 104.22010 71.8 77.4 55.3 176.22013 82.5 57.7 51.6 77.32016 60.0 80.0 55.0 101.2
Three-year change (percent)1992 -28.1 169.5 -23.4 10.71995 -25.3 -6.7 -12.3 16.71998 38.3 17.9 88.5 -19.92001 -2.3 -35.8 52.8 25.42004 12.7 57.6 -34.3 102.32007 70.0 -18.2 86.1 -34.52010 -44.6 26.7 -33.2 69.12013 14.9 -25.5 -6.7 -56.12016 -27.3 38.6 6.6 30.9
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of net equity in non−residentialreal estate for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 268.5 190.9 171.6 596.31992 244.6 237.6 133.9 623.51995 205.4 182.5 162.8 346.31998 172.7 253.1 205.3 427.52001 419.4 215.2 336.3 509.62004 406.7 384.6 227.7 588.22007 390.6 159.6 337.0 575.12010 287.7 319.9 282.7 626.92013 214.4 208.8 244.2 454.52016 253.5 470.9 418.8 684.5
Three-year change (percent)1992 -8.9 24.5 -22.0 4.61995 -16.0 -23.2 21.6 -44.51998 -15.9 38.7 26.1 23.42001 142.8 -15.0 63.8 19.22004 -3.0 78.7 -32.3 15.42007 -4.0 -58.5 48.0 -2.22010 -26.3 100.4 -16.1 9.02013 -25.5 -34.7 -13.6 -27.52016 18.2 125.5 71.5 50.6
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with net equity innon−residential real estate
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 10.2 15.01992 9.7 8.61995 9.1 10.11998 8.2 10.32001 7.8 11.02004 8.0 9.82007 7.6 10.72010 7.2 10.12013 6.9 9.22016 5.6 10.4
Three-year change (percentage points)1992 -0.5 -6.41995 -0.6 1.51998 -0.9 0.22001 -0.4 0.72004 0.2 -1.22007 -0.4 0.92010 -0.4 -0.62013 -0.3 -0.92016 -1.3 1.2
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of net equity in non−residentialreal estate for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 41.0 31.11992 55.0 26.81995 62.6 18.51998 55.3 73.82001 67.7 44.72004 89.0 31.82007 95.5 57.92010 77.4 66.32013 72.2 41.22016 90.0 30.0
Three-year change (percent)1992 34.1 -13.81995 13.8 -31.01998 -11.7 298.92001 22.4 -39.42004 31.5 -28.92007 7.3 82.12010 -19.0 14.52013 -6.7 -37.92016 24.7 -27.2
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of net equity in non−residentialreal estate for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 327.3 117.21992 325.1 108.61995 230.9 104.51998 296.5 97.62001 394.2 169.32004 435.9 153.82007 426.6 124.52010 395.2 218.62013 312.3 96.82016 557.7 162.1
Three-year change (percent)1992 -0.7 -7.31995 -29.0 -3.81998 28.4 -6.62001 33.0 73.52004 10.6 -9.22007 -2.1 -19.12010 -7.4 75.62013 -21.0 -55.72016 78.6 67.5
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with net equity innon−residential real estate
Housing statusYear Owner Renter or other
Level (percent)1989 14.7 4.81992 12.1 4.81995 12.0 4.21998 11.2 3.32001 10.9 2.52004 11.0 2.42007 10.8 2.12010 10.5 1.92013 10.0 1.82016 8.4 2.3
Three-year change (percentage points)1992 -2.6 0.01995 -0.1 -0.61998 -0.8 -0.92001 -0.3 -0.82004 0.1 -0.12007 -0.2 -0.32010 -0.3 -0.22013 -0.5 -0.12016 -1.6 0.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of net equity in non−residentialreal estate for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 41.0 35.01992 53.7 41.91995 54.8 18.81998 66.4 22.12001 67.7 44.02004 78.9 71.22007 92.6 44.02010 77.4 24.92013 67.0 20.62016 90.0 12.0
Three-year change (percent)1992 31.0 19.71995 2.0 -55.11998 21.2 17.62001 2.0 99.12004 16.5 61.82007 17.4 -38.22010 -16.4 -43.42013 -13.4 -17.32016 34.3 -41.7
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of net equity in non−residentialreal estate for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 304.9 103.61992 325.6 126.31995 234.7 86.41998 277.4 152.72001 380.1 104.12004 382.8 341.02007 369.0 237.72010 376.2 124.92013 282.9 209.62016 512.1 239.7
Three-year change (percent)1992 6.8 21.91995 -27.9 -31.61998 18.2 76.72001 37.0 -31.82004 0.7 227.62007 -3.6 -30.32010 2.0 -47.52013 -24.8 67.82016 81.0 14.4
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with net equity innon−residential real estate
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.9 5.2 13.5 16.7 37.11992 0.8 3.5 9.5 16.9 35.21995 0.8 4.7 8.5 15.7 33.91998 0.6 3.5 7.8 16.9 30.22001 0.1 3.6 7.8 15.6 29.92004 0.2 4.1 8.3 15.1 28.82007 0.4 3.7 7.6 16.5 27.22010 0.8 2.1 7.8 14.9 27.92013 0.4 2.2 8.0 13.9 24.22016 1.0 2.2 5.5 11.2 23.5
Three-year change (percentage points)1992 -0.1 -1.7 -4.0 0.2 -1.91995 0.0 1.2 -1.0 -1.2 -1.31998 -0.2 -1.2 -0.7 1.2 -3.72001 -0.5 0.1 0.0 -1.3 -0.32004 0.1 0.5 0.5 -0.5 -1.12007 0.2 -0.4 -0.7 1.4 -1.62010 0.4 -1.6 0.2 -1.6 0.72013 -0.4 0.1 0.2 -1.0 -3.72016 0.6 0.0 -2.5 -2.7 -0.7
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of net equity in non−residentialreal estate for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.6 18.7 20.5 46.6 217.71992 5.0 15.1 31.9 50.3 207.71995 4.7 11.0 18.8 62.0 156.61998 3.7 14.8 33.9 66.4 177.12001 3.0 12.2 40.6 68.4 286.82004 3.2 18.9 31.1 93.9 317.92007 17.8 29.0 46.3 95.5 308.82010 3.3 11.1 33.2 71.8 276.32013 1.0 7.2 25.8 77.3 244.02016 3.0 6.0 23.5 80.0 319.5
Three-year change (percent)1992 -10.7 -19.3 55.6 7.9 -4.61995 -6.0 -27.2 -41.1 23.3 -24.61998 -21.3 34.5 80.3 7.1 13.12001 -18.9 -17.6 19.8 3.0 61.92004 6.7 54.9 -23.4 37.3 10.82007 456.2 53.4 48.9 1.7 -2.92010 -81.5 -61.7 -28.3 -24.8 -10.52013 -69.7 -35.1 -22.3 7.7 -11.72016 200.0 -16.7 -8.9 3.5 30.9
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of net equity in non−residentialreal estate for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 -53.6 20.6 24.0 93.7 730.01992 8.0 20.4 42.6 77.1 689.61995 -32.4 15.0 34.1 77.9 496.01998 1.1 19.4 43.7 98.8 622.22001 5.3 18.7 51.5 137.6 822.82004 4.6 21.6 51.7 178.6 905.72007 18.1 36.0 63.3 151.1 873.12010 -37.9 19.2 51.5 141.7 831.62013 13.8 14.3 40.0 127.8 670.32016 3.8 11.8 40.4 139.5 1132.1
Three-year change (percent)1992 -114.9 -1.0 77.5 -17.7 -5.51995 -505.0 -26.5 -20.0 1.0 -28.11998 -103.4 29.3 28.2 26.8 25.42001 381.8 -3.6 17.8 39.3 32.22004 -13.2 15.5 0.4 29.8 10.12007 293.5 66.7 22.4 -15.4 -3.62010 -309.4 -46.7 -18.6 -6.2 -4.82013 -136.4 -25.5 -22.3 -9.8 -19.42016 -72.5 -17.5 1.0 9.2 68.9
11.5
12
12.5
13
13.5
14
14.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with business equity
Year All familiesLevel (percent)
1989 13.31992 14.31995 12.81998 12.72001 13.52004 13.32007 13.62010 13.32013 11.72016 13.0
Three-year change (percentage points)1992 1.01995 -1.51998 -0.12001 0.82004 -0.22007 0.32010 -0.32013 -1.62016 1.3
50
60
70
80
90
100
110
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of business equity for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 93.31992 67.11995 47.01998 73.82001 94.82004 95.42007 106.82010 87.02013 69.62016 79.9
Three-year change (percent)1992 -28.11995 -30.01998 57.02001 28.52004 0.62007 11.92010 -18.52013 -20.02016 14.8
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of business equity for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 552.21992 458.21995 523.91998 649.02001 764.92004 837.32007 1095.82010 871.32013 1004.22016 1190.7
Three-year change (percent)1992 -17.01995 14.31998 23.92001 17.92004 9.52007 30.92010 -20.52013 15.32016 18.6
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with business equity
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.9 9.1 10.5 14.3 22.0 37.31992 4.6 8.3 11.1 16.5 21.9 40.71995 5.0 7.3 10.6 15.5 19.1 31.91998 4.1 6.1 10.6 15.2 20.6 34.22001 2.6 8.6 10.1 14.1 22.9 41.82004 4.2 7.8 10.8 15.2 18.7 38.52007 3.3 5.3 10.6 18.1 20.0 40.92010 5.1 6.6 10.6 15.5 19.3 37.62013 4.1 5.4 8.8 13.3 18.3 35.42016 4.4 7.1 8.9 13.9 23.2 38.1
Three-year change (percentage points)1992 1.7 -0.8 0.6 2.2 -0.1 3.41995 0.4 -1.0 -0.5 -1.0 -2.8 -8.81998 -0.9 -1.2 0.0 -0.3 1.5 2.32001 -1.5 2.5 -0.5 -1.1 2.3 7.62004 1.6 -0.8 0.7 1.1 -4.2 -3.32007 -0.9 -2.5 -0.2 2.9 1.3 2.42010 1.8 1.3 0.0 -2.6 -0.7 -3.32013 -1.0 -1.2 -1.8 -2.2 -1.0 -2.22016 0.3 1.7 0.1 0.6 4.9 2.7
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of business equity for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 20.5 22.4 65.3 65.3 98.0 279.91992 44.8 29.3 50.3 55.7 33.5 251.61995 70.5 40.7 31.3 23.5 54.8 156.61998 33.2 51.5 29.5 63.4 45.7 258.22001 70.1 33.9 67.6 67.7 67.7 304.82004 31.8 25.4 47.4 66.1 89.0 337.02007 57.9 22.6 35.6 63.8 83.5 439.52010 27.6 27.9 49.4 55.3 91.1 502.92013 18.2 19.1 26.6 38.2 56.7 515.62016 15.0 25.0 35.0 50.0 100.0 500.0
Three-year change (percent)1992 118.5 30.8 -23.0 -14.7 -65.8 -10.11995 57.4 38.9 -37.8 -57.8 63.6 -37.81998 -52.9 26.5 -5.8 169.8 -16.6 64.92001 111.1 -34.2 129.2 6.8 48.1 18.02004 -54.6 -25.1 -29.9 -2.4 31.5 10.62007 82.1 -11.0 -24.9 -3.5 -6.2 30.42010 -52.3 23.5 38.8 -13.3 9.1 14.42013 -34.1 -31.5 -46.2 -30.9 -37.8 2.52016 -17.6 30.9 31.6 30.9 76.4 -3.0
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of business equity for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 169.6 154.7 309.1 235.3 291.5 1339.31992 149.5 115.6 210.9 198.6 253.4 1122.61995 264.0 129.1 135.7 188.6 265.3 1525.41998 183.2 127.1 196.5 249.8 286.8 1798.02001 240.3 134.2 176.0 266.4 368.4 1927.92004 373.7 226.3 176.1 297.7 287.9 2251.62007 795.2 153.4 277.9 218.1 525.8 2866.92010 598.9 207.1 206.3 229.7 341.2 2352.12013 532.6 139.6 140.4 267.5 428.5 2656.12016 513.3 126.9 154.6 260.7 424.3 3371.9
Three-year change (percent)1992 -11.9 -25.3 -31.8 -15.6 -13.1 -16.21995 76.6 11.7 -35.7 -5.0 4.7 35.91998 -30.6 -1.5 44.8 32.4 8.1 17.92001 31.2 5.6 -10.4 6.6 28.5 7.22004 55.5 68.6 0.1 11.7 -21.9 16.82007 112.8 -32.2 57.8 -26.7 82.6 27.32010 -24.7 35.0 -25.8 5.3 -35.1 -18.02013 -11.1 -32.6 -31.9 16.5 25.6 12.92016 -3.6 -9.1 10.1 -2.5 -1.0 26.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with business equity
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 10.2 19.4 18.2 13.4 9.4 5.41992 10.6 19.5 18.1 18.9 10.4 4.61995 9.6 16.7 18.0 13.3 9.9 5.01998 7.8 15.5 19.2 16.2 10.6 3.02001 8.1 15.5 19.4 18.8 13.1 3.42004 8.5 15.4 18.2 17.8 10.3 6.52007 8.0 18.2 17.2 18.1 11.2 4.52010 8.4 11.2 16.8 19.6 15.9 6.02013 6.5 15.6 14.6 15.5 11.0 4.42016 5.6 15.0 17.3 17.3 13.3 8.5
Three-year change (percentage points)1992 0.4 0.1 -0.1 5.5 1.0 -0.81995 -1.0 -2.8 -0.1 -5.6 -0.5 0.41998 -1.8 -1.2 1.2 2.9 0.7 -2.02001 0.3 0.0 0.2 2.6 2.5 0.42004 0.4 -0.1 -1.2 -1.0 -2.8 3.12007 -0.5 2.8 -1.0 0.3 0.9 -2.02010 0.4 -7.0 -0.4 1.5 4.7 1.52013 -1.9 4.4 -2.2 -4.1 -4.9 -1.62016 -0.9 -0.6 2.7 1.8 2.3 4.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of business equity for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 37.3 102.6 98.0 200.6 89.6 166.21992 32.3 50.3 117.4 116.7 98.5 100.61995 21.9 47.0 48.5 78.3 156.6 47.01998 44.3 82.6 73.8 82.6 73.8 59.02001 48.8 115.2 118.5 98.2 88.7 108.42004 30.5 109.9 101.4 181.9 63.6 63.62007 40.5 68.3 88.9 115.8 347.4 260.62010 33.2 55.3 88.4 110.5 110.5 244.12013 24.5 51.6 96.1 113.4 103.1 162.42016 20.0 40.0 100.0 100.0 57.4 235.8
Three-year change (percent)1992 -13.4 -51.0 19.8 -41.8 9.9 -39.51995 -32.2 -6.6 -58.7 -32.9 59.0 -53.31998 102.3 75.7 52.2 5.5 -52.9 25.52001 10.2 39.5 60.6 18.9 20.2 83.72004 -37.5 -4.6 -14.4 85.2 -28.3 -41.32007 32.8 -37.9 -12.3 -36.3 446.2 309.72010 -18.0 -19.0 -0.6 -4.6 -68.2 -6.32013 -26.2 -6.7 8.7 2.6 -6.7 -33.52016 -18.4 -22.5 4.1 -11.8 -44.3 45.2
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of business equity for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 226.2 377.2 613.5 830.2 1145.6 1130.31992 162.3 339.5 571.9 673.8 808.9 468.41995 119.2 354.8 614.8 1035.6 865.2 639.91998 306.9 437.7 710.1 1015.0 834.0 1206.52001 361.0 588.9 757.2 1077.1 1060.9 1328.02004 235.7 622.3 944.6 1193.0 1161.9 974.22007 532.5 531.5 1125.6 1436.1 2124.3 2438.02010 275.6 488.5 989.8 1007.3 1072.5 1757.52013 330.2 760.8 981.9 1075.1 1522.2 2459.52016 123.1 522.1 1160.7 1692.3 1421.9 2125.9
Three-year change (percent)1992 -28.2 -10.0 -6.8 -18.8 -29.4 -58.61995 -26.6 4.5 7.5 53.7 7.0 36.61998 157.5 23.4 15.5 -2.0 -3.6 88.52001 17.6 34.5 6.6 6.1 27.2 10.12004 -34.7 5.7 24.7 10.8 9.5 -26.62007 125.9 -14.6 19.2 20.4 82.8 150.32010 -48.2 -8.1 -12.1 -29.9 -49.5 -27.92013 19.8 55.7 -0.8 6.7 41.9 39.92016 -62.7 -31.4 18.2 57.4 -6.6 -13.6
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with business equity
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.4 10.4 5.1 18.2 16.91992 5.1 12.0 4.4 20.6 18.01995 5.0 10.9 5.3 17.8 15.31998 3.1 7.7 3.9 19.4 16.12001 5.8 6.8 3.9 19.7 17.82004 5.8 9.1 5.3 18.5 17.52007 7.5 8.8 3.6 18.5 18.42010 5.1 7.4 6.6 17.0 19.52013 5.8 7.2 5.7 16.7 14.82016 5.6 7.2 8.7 17.9 16.7
Three-year change (percentage points)1992 -0.3 1.6 -0.7 2.4 1.11995 -0.1 -1.1 0.9 -2.8 -2.71998 -1.9 -3.2 -1.4 1.6 0.82001 2.7 -0.9 0.0 0.3 1.72004 0.0 2.3 1.4 -1.2 -0.32007 1.7 -0.3 -1.7 0.0 0.92010 -2.4 -1.4 3.0 -1.5 1.12013 0.7 -0.2 -0.9 -0.3 -4.72016 -0.2 0.0 3.0 1.2 1.9
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of business equity for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 50.8 28.0 94.3 93.3 113.41992 29.3 25.2 83.9 83.9 83.91995 15.7 28.2 54.8 47.0 70.51998 59.0 40.6 88.5 82.6 73.82001 70.1 70.1 4.1 135.5 81.32004 31.8 63.6 133.5 103.8 101.72007 57.9 37.6 289.5 104.2 115.82010 22.1 47.5 88.8 82.9 120.52013 25.8 26.6 15.5 80.2 109.32016 85.0 30.0 50.0 100.0 89.0
Three-year change (percent)1992 -42.3 -10.0 -11.0 -10.1 -26.01995 -46.4 11.9 -34.7 -44.0 -16.01998 275.8 44.0 61.5 75.7 4.72001 18.8 72.7 -95.4 64.0 10.22004 -54.6 -9.3 3156.1 -23.4 25.12007 82.1 -40.9 116.9 0.4 13.92010 -61.8 26.3 -69.3 -20.4 4.12013 16.7 -44.0 -82.5 -3.3 -9.32016 229.5 12.8 222.6 24.7 -18.6
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of business equity for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 288.9 385.4 237.5 504.4 818.71992 118.8 169.3 569.7 464.1 603.41995 248.2 205.3 514.7 432.8 828.31998 663.7 319.4 1016.4 597.4 778.82001 239.1 624.3 800.7 758.6 863.72004 527.2 474.6 606.8 844.6 1023.62007 320.0 686.5 1102.6 1024.5 1423.32010 201.4 266.6 684.6 935.5 1049.02013 450.6 480.8 921.7 1041.8 1210.12016 609.8 340.9 757.2 1121.8 1671.7
Three-year change (percent)1992 -58.9 -56.1 139.9 -8.0 -26.31995 108.9 21.3 -9.7 -6.7 37.31998 167.4 55.6 97.5 38.0 -6.02001 -64.0 95.5 -21.2 27.0 10.92004 120.5 -24.0 -24.2 11.3 18.52007 -39.3 44.6 81.7 21.3 39.02010 -37.1 -61.2 -37.9 -8.7 -26.32013 123.7 80.3 34.6 11.4 15.42016 35.3 -29.1 -17.8 7.7 38.1
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with business equity
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 7.7 11.5 14.9 20.31992 5.1 11.2 14.7 24.31995 6.0 10.3 12.8 20.91998 5.5 8.9 14.5 20.02001 5.7 9.5 12.3 23.52004 5.0 11.5 11.3 20.72007 5.9 9.5 13.5 21.82010 5.2 10.9 11.1 20.72013 3.2 8.2 10.8 18.82016 6.2 9.4 11.5 19.5
Three-year change (percentage points)1992 -2.6 -0.3 -0.2 4.01995 0.9 -0.9 -1.9 -3.41998 -0.5 -1.4 1.7 -0.92001 0.2 0.6 -2.2 3.52004 -0.7 2.0 -1.0 -2.82007 0.9 -2.0 2.2 1.12010 -0.7 1.4 -2.4 -1.12013 -2.0 -2.7 -0.3 -1.92016 3.0 1.2 0.7 0.7
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of business equity for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 46.6 74.6 84.0 170.21992 100.6 55.3 50.3 83.91995 125.3 62.6 39.2 31.31998 44.3 88.5 59.0 73.82001 40.6 77.2 70.1 135.52004 32.5 63.6 89.0 127.22007 68.3 104.2 57.9 122.32010 30.7 70.9 71.5 110.52013 34.6 47.0 51.6 103.12016 30.0 70.0 40.0 125.0
Three-year change (percent)1992 115.9 -25.9 -40.1 -50.71995 24.6 13.2 -22.1 -62.71998 -64.6 41.4 50.5 135.82001 -8.4 -12.8 18.8 83.62004 -20.0 -17.6 27.0 -6.12007 110.2 63.8 -34.9 -3.92010 -55.1 -32.0 23.5 -9.62013 12.7 -33.7 -27.8 -6.72016 -13.3 48.9 -22.5 21.2
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of business equity for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 343.1 359.1 507.0 817.81992 391.4 273.8 438.6 571.61995 347.3 373.2 470.9 688.51998 211.5 455.6 424.3 977.92001 331.9 404.8 521.5 1094.12004 352.1 300.2 575.0 1308.72007 251.9 590.6 709.0 1650.22010 299.0 509.1 507.9 1283.72013 524.5 461.9 722.3 1393.22016 436.6 563.0 568.0 1806.0
Three-year change (percent)1992 14.1 -23.8 -13.5 -30.11995 -11.3 36.3 7.4 20.51998 -39.1 22.1 -9.9 42.02001 56.9 -11.2 22.9 11.92004 6.1 -25.8 10.3 19.62007 -28.5 96.7 23.3 26.12010 18.7 -13.8 -28.4 -22.22013 75.4 -9.3 42.2 8.52016 -16.8 21.9 -21.4 29.6
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with business equity
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 15.5 5.5 4.8 14.11992 16.4 5.3 6.7 18.41995 14.7 3.8 8.1 10.61998 14.6 5.4 4.0 13.12001 16.1 3.2 5.3 14.42004 15.7 6.1 4.4 13.82007 15.8 6.1 6.1 13.02010 15.6 5.6 6.0 14.22013 13.9 6.1 5.4 10.32016 15.5 6.6 5.8 13.4
Three-year change (percentage points)1992 0.9 -0.2 1.9 4.31995 -1.7 -1.5 1.4 -7.81998 -0.1 1.6 -4.1 2.52001 1.5 -2.2 1.3 1.32004 -0.4 2.9 -0.9 -0.62007 0.1 0.0 1.7 -0.82010 -0.2 -0.5 -0.1 1.22013 -1.7 0.5 -0.6 -3.92016 1.6 0.5 0.4 3.1
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of business equity for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 102.6 3.7 3.4 37.31992 73.5 19.3 50.3 75.51995 54.8 11.7 7.8 47.01998 73.8 7.4 59.0 41.32001 101.6 67.7 61.0 69.82004 103.8 37.8 77.0 31.82007 115.8 29.0 79.4 96.12010 107.4 33.2 27.9 55.62013 92.8 14.1 30.9 51.62016 100.0 27.2 30.0 67.5
Three-year change (percent)1992 -28.4 421.6 1379.4 102.41995 -25.4 -39.4 -84.5 -37.71998 34.7 -36.8 656.4 -12.12001 37.7 814.9 3.4 69.02004 2.2 -44.2 26.2 -54.42007 11.6 -23.3 3.1 202.22010 -7.3 14.5 -64.9 -42.12013 -13.6 -57.5 10.8 -7.22016 7.8 92.9 -2.9 30.8
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of business equity for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 591.4 72.6 116.3 629.71992 476.8 222.6 363.5 430.61995 555.8 130.2 140.6 538.51998 702.8 84.4 391.6 347.12001 801.4 126.8 435.2 692.22004 906.3 381.5 568.1 443.52007 1171.0 314.1 672.7 1045.52010 989.4 99.1 437.2 564.22013 1101.4 361.2 567.9 852.52016 1397.6 316.0 573.7 569.4
Three-year change (percent)1992 -19.4 206.6 212.6 -31.61995 16.6 -41.5 -61.3 25.11998 26.4 -35.2 178.5 -35.52001 14.0 50.2 11.1 99.42004 13.1 200.9 30.5 -35.92007 29.2 -17.7 18.4 135.72010 -15.5 -68.4 -35.0 -46.02013 11.3 264.5 29.9 51.12016 26.9 -12.5 1.0 -33.2
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with business equity
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 7.7 69.3 4.4 1.41992 8.6 75.7 4.4 2.31995 8.2 66.6 3.6 3.71998 6.3 68.7 3.9 5.12001 7.3 67.4 4.1 5.82004 7.2 64.1 4.5 7.52007 7.7 74.9 3.8 3.72010 6.6 71.1 4.5 4.12013 6.7 70.0 3.3 3.32016 7.7 67.2 4.7 3.6
Three-year change (percentage points)1992 0.9 6.4 0.0 0.91995 -0.4 -9.1 -0.8 1.41998 -1.9 2.1 0.3 1.42001 1.0 -1.3 0.2 0.72004 -0.1 -3.3 0.4 1.72007 0.5 10.8 -0.7 -3.82010 -1.1 -3.8 0.7 0.42013 0.1 -1.1 -1.2 -0.82016 1.0 -2.8 1.4 0.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of business equity for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 46.6 112.0 126.9 141.71992 25.2 100.6 100.6 27.31995 23.5 78.3 86.1 23.51998 29.5 118.0 56.5 5.22001 50.8 135.5 37.3 149.02004 28.0 183.1 37.8 31.82007 23.2 121.6 173.7 108.42010 27.6 110.5 138.7 41.62013 13.1 139.2 103.1 92.82016 25.0 125.0 100.0 5.0
Three-year change (percent)1992 -45.9 -10.2 -20.7 -80.71995 -6.7 -22.2 -14.4 -13.91998 25.5 50.7 -34.4 -77.92001 72.2 14.8 -34.0 2765.42004 -44.9 35.1 1.3 -78.72007 -17.1 -33.6 359.5 240.92010 19.0 -9.1 -20.1 -61.62013 -52.5 26.0 -25.7 123.12016 90.8 -10.2 -3.0 -94.6
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of business equity for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 265.4 729.0 414.8 1169.61992 272.5 556.5 566.5 130.01995 193.2 734.4 781.1 121.51998 365.7 815.5 527.8 189.92001 347.4 1008.3 804.7 427.82004 416.9 1134.4 626.7 206.02007 505.7 1408.8 1471.4 566.12010 367.1 1146.0 732.0 239.32013 342.5 1401.6 976.5 349.62016 479.7 1650.8 1179.9 94.2
Three-year change (percent)1992 2.7 -23.7 36.6 -88.91995 -29.1 32.0 37.9 -6.51998 89.3 11.0 -32.4 56.32001 -5.0 23.6 52.5 125.32004 20.0 12.5 -22.1 -51.82007 21.3 24.2 134.8 174.82010 -27.4 -18.7 -50.3 -57.72013 -6.7 22.3 33.4 46.12016 40.1 17.8 20.8 -73.1
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with business equity
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 22.3 13.6 17.6 3.71992 28.2 16.2 14.7 3.91995 25.0 11.6 15.8 3.61998 22.9 10.6 14.7 4.12001 30.3 9.7 8.5 4.42004 24.6 11.3 11.5 4.92007 25.4 10.8 14.7 3.82010 25.9 9.6 13.8 4.42013 23.3 11.0 9.6 3.32016 24.5 12.1 11.3 4.5
Three-year change (percentage points)1992 5.9 2.6 -2.9 0.21995 -3.2 -4.6 1.1 -0.31998 -2.1 -1.0 -1.1 0.52001 7.4 -0.9 -6.2 0.32004 -5.7 1.6 3.0 0.52007 0.8 -0.5 3.2 -1.12010 0.5 -1.2 -0.9 0.62013 -2.6 1.4 -4.2 -1.12016 1.2 1.1 1.7 1.2
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of business equity for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 121.3 50.8 74.6 126.91992 105.7 33.5 55.7 67.11995 47.0 54.8 47.0 47.01998 88.5 73.8 53.1 44.32001 135.5 54.2 81.3 75.22004 127.2 63.6 48.3 31.82007 131.4 29.0 68.3 173.72010 112.7 29.8 56.9 90.22013 103.1 30.9 38.8 93.12016 100.0 50.0 40.0 100.0
Three-year change (percent)1992 -12.9 -34.1 -25.3 -47.11995 -55.5 63.6 -15.6 -30.01998 88.3 34.7 13.0 -5.72001 53.1 -26.6 53.1 69.82004 -6.1 17.3 -40.6 -57.72007 3.3 -54.4 41.4 446.22010 -14.2 2.8 -16.7 -48.12013 -8.5 3.7 -31.8 3.22016 -3.0 61.8 3.1 7.4
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of business equity for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 872.0 336.0 365.9 471.61992 672.7 278.9 219.3 505.11995 687.9 517.2 284.6 643.81998 962.3 617.4 264.6 451.52001 957.0 453.6 327.8 722.62004 1252.4 474.2 210.6 527.72007 1556.7 649.4 311.2 1331.82010 1286.3 366.9 258.3 631.92013 1329.7 526.6 446.8 856.12016 1699.4 479.3 432.4 1047.7
Three-year change (percent)1992 -22.9 -17.0 -40.1 7.11995 2.3 85.4 29.8 27.51998 39.9 19.4 -7.0 -29.92001 -0.6 -26.5 23.9 60.02004 30.9 4.5 -35.8 -27.02007 24.3 36.9 47.8 152.42010 -17.4 -43.5 -17.0 -52.62013 3.4 43.5 73.0 35.52016 27.8 -9.0 -3.2 22.4
8
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with business equity
RegionYear Northeast Midwest South West
Level (percent)1989 12.2 13.8 12.7 14.91992 13.7 14.7 12.1 18.31995 13.2 12.4 12.7 13.01998 12.2 12.3 12.6 13.62001 11.4 13.6 13.9 14.72004 13.6 14.1 11.7 15.12007 9.1 15.4 12.6 16.92010 11.1 13.0 12.5 16.62013 11.5 10.9 11.3 13.32016 11.8 13.7 12.0 14.9
Three-year change (percentage points)1992 1.5 0.9 -0.6 3.41995 -0.5 -2.3 0.6 -5.31998 -1.0 -0.1 -0.1 0.62001 -0.8 1.3 1.3 1.12004 2.2 0.5 -2.2 0.42007 -4.5 1.3 0.9 1.82010 2.0 -2.4 -0.1 -0.32013 0.4 -2.1 -1.2 -3.32016 0.3 2.8 0.7 1.6
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of business equity for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 51.1 139.9 74.6 112.01992 41.9 83.9 50.3 67.11995 38.4 61.1 54.8 37.21998 59.0 73.8 73.8 59.02001 67.7 121.9 105.7 67.72004 79.5 105.6 63.6 127.22007 115.8 115.8 69.5 110.02010 77.4 110.5 88.8 58.32013 86.3 103.1 58.2 51.62016 61.9 91.0 100.0 60.0
Three-year change (percent)1992 -18.0 -40.0 -32.6 -40.11995 -8.4 -27.2 8.9 -44.61998 53.6 20.8 34.7 58.62001 14.7 65.2 43.2 14.72004 17.4 -13.4 -39.8 87.92007 45.7 9.7 9.3 -13.52010 -33.2 -4.6 27.8 -47.02013 11.5 -6.7 -34.5 -11.52016 -28.3 -11.7 71.8 16.3
400
600
800
1000
1200
1400
1600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of business equity for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 445.0 696.6 432.8 651.41992 537.8 480.7 410.2 431.51995 577.0 584.4 457.8 515.41998 696.2 540.7 682.1 668.22001 800.8 596.6 809.2 835.62004 894.5 872.8 717.3 912.22007 1535.7 855.4 1163.2 1043.02010 963.0 778.6 958.4 784.32013 962.9 887.5 1031.1 1089.12016 979.9 1248.5 1116.6 1371.6
Three-year change (percent)1992 20.9 -31.0 -5.2 -33.81995 7.3 21.6 11.6 19.41998 20.7 -7.5 49.0 29.62001 15.0 10.3 18.6 25.12004 11.7 46.3 -11.4 9.22007 71.7 -2.0 62.2 14.32010 -37.3 -9.0 -17.6 -24.82013 -0.0 14.0 7.6 38.92016 1.8 40.7 8.3 25.9
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with business equity
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 12.2 17.91992 14.5 13.71995 12.5 14.21998 12.5 13.52001 13.3 15.42004 13.7 11.72007 13.9 11.82010 13.4 12.32013 12.0 9.92016 13.0 12.8
Three-year change (percentage points)1992 2.3 -4.21995 -2.0 0.51998 0.0 -0.72001 0.8 1.92004 0.4 -3.72007 0.2 0.12010 -0.5 0.52013 -1.4 -2.42016 1.0 2.9
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of business equity for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 74.6 130.61992 67.1 75.51995 47.0 78.31998 73.8 73.82001 94.8 88.72004 95.4 95.42007 108.4 104.22010 81.3 115.52013 61.9 124.32016 75.0 85.0
Three-year change (percent)1992 -10.1 -42.21995 -30.0 3.71998 57.0 -5.72001 28.5 20.22004 0.6 7.62007 13.6 9.22010 -25.0 10.82013 -23.9 7.62016 21.2 -31.6
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of business equity for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 607.6 390.81992 513.8 199.21995 551.7 381.41998 723.0 250.92001 855.2 280.52004 935.4 285.12007 1213.2 420.62010 957.9 419.22013 1055.4 586.92016 1303.5 383.5
Three-year change (percent)1992 -15.4 -49.01995 7.4 91.51998 31.0 -34.22001 18.3 11.82004 9.4 1.62007 29.7 47.52010 -21.0 -0.32013 10.2 40.02016 23.5 -34.7
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with business equity
Housing statusYear Owner Renter or other
Level (percent)1989 16.7 7.21992 18.2 7.51995 15.8 7.31998 15.9 6.32001 17.5 5.22004 17.0 5.12007 17.5 5.02010 17.0 5.52013 15.4 4.72016 17.0 6.0
Three-year change (percentage points)1992 1.5 0.31995 -2.4 -0.21998 0.1 -1.02001 1.6 -1.12004 -0.5 -0.12007 0.5 -0.12010 -0.5 0.52013 -1.6 -0.82016 1.6 1.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of business equity for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 102.6 18.71992 83.9 25.21995 55.2 23.51998 84.6 29.52001 128.7 20.32004 103.7 38.22007 115.8 38.22010 105.0 27.62013 103.1 18.42016 100.0 30.0
Three-year change (percent)1992 -18.2 34.81995 -34.2 -6.71998 53.3 25.52001 52.1 -31.22004 -19.4 88.22007 11.7 0.02010 -9.3 -27.72013 -1.8 -33.32016 -3.0 63.0
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of business equity for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 617.7 283.91992 514.2 218.31995 627.5 114.71998 755.3 125.72001 838.0 252.52004 913.8 269.82007 1190.5 369.52010 967.1 261.02013 1108.2 369.62016 1377.8 253.5
Three-year change (percent)1992 -16.8 -23.11995 22.0 -47.51998 20.4 9.62001 10.9 100.92004 9.0 6.92007 30.3 37.02010 -18.8 -29.42013 14.6 41.62016 24.3 -31.4
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with business equity
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 1.7 7.3 12.0 20.2 50.11992 2.2 8.0 15.7 20.4 47.91995 1.9 7.4 14.6 18.6 40.21998 2.0 7.6 11.4 19.8 44.62001 1.7 5.7 13.4 24.1 47.32004 1.6 7.4 13.1 22.5 44.52007 2.3 7.5 13.4 19.6 48.32010 2.9 6.1 12.9 20.8 46.62013 3.4 5.1 10.8 17.8 41.72016 2.4 6.2 13.6 20.3 43.9
Three-year change (percentage points)1992 0.5 0.7 3.7 0.2 -2.21995 -0.3 -0.6 -1.1 -1.8 -7.71998 0.1 0.2 -3.2 1.2 4.42001 -0.3 -1.9 2.0 4.3 2.72004 -0.1 1.7 -0.3 -1.6 -2.82007 0.7 0.1 0.3 -2.9 3.82010 0.6 -1.4 -0.5 1.2 -1.72013 0.5 -1.0 -2.1 -3.0 -4.92016 -1.0 1.1 2.8 2.5 2.2
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of business equity for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 0.2 5.6 46.6 102.6 559.81992 3.4 12.6 29.3 99.8 452.81995 1.6 11.7 23.5 117.5 422.81998 2.1 10.3 54.2 110.7 368.92001 4.2 8.1 55.8 135.5 541.92004 2.5 8.9 54.1 127.2 635.92007 0.6 13.3 57.9 115.8 706.42010 1.3 12.8 44.2 138.2 663.22013 4.5 10.3 28.9 103.1 721.82016 2.0 10.0 30.5 100.0 700.0
Three-year change (percent)1992 1600.0 125.0 -37.1 -2.7 -19.11995 -52.9 -7.1 -19.8 17.7 -6.61998 31.2 -12.0 130.6 -5.8 -12.72001 100.0 -21.4 3.0 22.4 46.92004 -40.5 9.9 -3.0 -6.1 17.32007 -76.0 49.4 7.0 -9.0 11.12010 116.7 -3.8 -23.7 19.3 -6.12013 246.2 -19.5 -34.6 -25.4 8.82016 -55.6 -2.9 5.5 -3.0 -3.0
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of business equity for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 9.7 14.1 67.0 154.9 1326.01992 11.7 20.4 46.2 134.6 1237.11995 7.8 18.8 44.8 127.5 1526.71998 6.0 21.7 75.1 157.9 1681.92001 17.5 20.9 75.3 212.4 1968.22004 5.1 19.7 86.9 220.3 2270.62007 4.5 26.9 82.4 210.4 2878.22010 13.7 27.6 66.9 210.3 2280.72013 19.7 18.0 57.1 189.9 2641.72016 11.5 20.0 59.9 204.5 3319.4
Three-year change (percent)1992 20.6 44.7 -31.0 -13.1 -6.71995 -33.3 -7.8 -3.0 -5.3 23.41998 -23.1 15.4 67.6 23.8 10.22001 191.7 -3.7 0.3 34.5 17.02004 -70.9 -5.7 15.4 3.7 15.42007 -11.8 36.5 -5.2 -4.5 26.82010 204.4 2.6 -18.8 -0.0 -20.82013 43.8 -34.8 -14.6 -9.7 15.82016 -41.6 11.1 4.9 7.7 25.7
6
7
8
9
10
11
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other nonfinancial assets
Year All familiesLevel (percent)
1989 12.41992 8.31995 9.01998 8.52001 7.52004 7.82007 7.22010 7.02013 7.32016 6.5
Three-year change (percentage points)1992 -4.11995 0.71998 -0.52001 -1.02004 0.32007 -0.62010 -0.22013 0.32016 -0.8
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other nonfinancial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 14.01992 11.71995 13.81998 14.82001 16.32004 19.12007 16.22010 16.62013 13.42016 13.0
Three-year change (percent)1992 -16.41995 17.91998 7.22001 10.12004 17.22007 -15.22010 2.52013 -19.32016 -3.0
50
60
70
80
90
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other nonfinancial assets for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 55.31992 49.21995 62.91998 59.52001 76.62004 84.72007 93.52010 73.52013 74.52016 81.4
Three-year change (percent)1992 -11.01995 27.81998 -5.42001 28.72004 10.62007 10.42010 -21.42013 1.42016 9.3
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other nonfinancial assets
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 5.3 8.1 11.9 16.1 17.0 23.81992 4.6 4.3 9.9 7.3 12.0 19.11995 3.7 6.4 7.2 12.2 10.0 21.11998 2.3 7.4 8.9 10.5 9.4 17.02001 2.9 5.8 6.2 8.7 9.4 17.92004 3.9 4.3 7.6 10.4 8.4 16.72007 3.9 5.7 7.4 7.2 9.0 14.12010 2.7 4.4 7.3 9.3 10.8 12.32013 5.3 4.7 5.9 8.2 10.2 14.32016 4.7 4.3 6.6 6.7 9.7 11.0
Three-year change (percentage points)1992 -0.7 -3.8 -2.0 -8.8 -5.0 -4.71995 -0.9 2.1 -2.7 4.9 -2.0 2.01998 -1.4 1.0 1.7 -1.7 -0.6 -4.12001 0.6 -1.6 -2.7 -1.8 0.0 0.92004 1.0 -1.5 1.4 1.7 -1.0 -1.22007 0.0 1.4 -0.2 -3.2 0.6 -2.62010 -1.2 -1.3 -0.1 2.1 1.8 -1.82013 2.6 0.3 -1.4 -1.1 -0.6 2.02016 -0.6 -0.4 0.7 -1.5 -0.5 -3.3
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other nonfinancial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 1.9 9.3 11.2 13.1 18.7 46.61992 3.2 11.7 8.4 8.4 21.8 41.91995 9.4 9.1 7.8 12.5 31.3 26.61998 7.4 7.4 8.9 14.8 14.8 44.32001 8.1 8.1 13.5 13.5 27.1 67.72004 5.7 8.9 12.7 12.7 22.3 63.62007 3.5 6.9 11.6 17.4 23.2 86.92010 5.9 5.5 11.1 14.4 24.3 38.72013 4.1 10.3 7.2 12.4 20.6 51.62016 5.0 10.0 8.5 15.0 20.0 50.0
Three-year change (percent)1992 68.4 25.8 -25.0 -35.9 16.6 -10.11995 193.8 -22.2 -7.1 48.8 43.6 -36.51998 -21.3 -18.7 14.1 18.4 -52.7 66.52001 9.5 9.5 51.7 -8.8 83.1 52.82004 -29.6 9.9 -5.9 -5.9 -17.7 -6.12007 -38.6 -22.5 -8.7 37.0 4.0 36.62010 68.6 -20.3 -4.3 -17.2 4.7 -55.52013 -30.5 87.3 -35.1 -13.9 -15.2 33.32016 22.0 -2.9 18.1 21.0 -2.9 -3.1
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other nonfinancial assets for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 14.5 27.7 19.2 47.0 32.1 155.91992 8.5 25.8 20.5 33.8 47.0 122.21995 19.4 16.0 20.8 38.6 62.8 164.01998 15.4 20.5 29.7 32.7 48.9 176.22001 17.0 24.2 19.6 30.0 48.3 229.42004 17.9 24.1 60.2 43.1 54.8 235.92007 28.7 22.5 39.4 58.4 58.3 300.92010 27.6 38.4 58.2 46.3 57.4 192.22013 18.6 29.1 19.4 41.8 49.4 245.92016 35.9 35.2 23.5 33.8 41.7 318.1
Three-year change (percent)1992 -41.4 -6.9 6.8 -28.1 46.4 -21.61995 128.2 -38.0 1.5 14.2 33.6 34.21998 -20.6 28.1 42.8 -15.3 -22.1 7.42001 10.4 18.0 -34.0 -8.3 -1.2 30.22004 5.3 -0.4 207.1 43.7 13.5 2.82007 60.3 -6.6 -34.6 35.5 6.4 27.62010 -3.8 70.7 47.7 -20.7 -1.5 -36.12013 -32.6 -24.2 -66.7 -9.7 -13.9 27.92016 93.0 21.0 21.1 -19.1 -15.6 29.4
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other nonfinancial assets
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 9.8 14.0 15.6 13.9 12.9 8.01992 8.2 9.4 9.8 6.4 6.5 8.81995 7.2 10.0 11.4 10.2 9.0 5.61998 7.3 8.8 9.2 8.5 10.3 7.02001 6.8 7.8 7.2 7.9 9.7 5.82004 5.5 6.0 9.7 9.2 9.0 8.52007 5.8 5.5 8.7 8.5 9.1 5.82010 6.1 4.2 6.6 9.6 11.1 6.02013 5.2 4.7 7.9 8.2 11.3 7.82016 5.2 3.9 6.4 7.2 9.9 7.8
Three-year change (percentage points)1992 -1.6 -4.6 -5.8 -7.5 -6.4 0.81995 -1.0 0.6 1.6 3.8 2.5 -3.21998 0.1 -1.2 -2.2 -1.7 1.3 1.42001 -0.5 -1.0 -2.0 -0.6 -0.6 -1.22004 -1.3 -1.8 2.5 1.3 -0.7 2.72007 0.3 -0.5 -1.0 -0.7 0.1 -2.72010 0.3 -1.3 -2.1 1.1 2.0 0.22013 -0.9 0.5 1.3 -1.4 0.2 1.82016 0.0 -0.8 -1.5 -1.0 -1.4 0.0
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other nonfinancial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 9.3 13.1 14.9 18.7 15.5 15.51992 6.7 13.4 21.8 16.8 15.1 10.91995 7.8 15.7 15.7 15.7 21.9 12.51998 7.4 11.8 20.7 41.3 14.8 14.82001 13.5 12.2 14.9 40.6 27.1 16.32004 6.4 12.7 25.4 31.8 38.2 14.02007 9.6 11.6 17.4 23.2 23.2 29.02010 5.5 11.1 16.6 22.1 31.0 28.72013 5.2 16.5 15.5 19.6 20.6 10.32016 7.5 6.0 12.0 25.0 20.0 15.0
Three-year change (percent)1992 -28.0 2.3 46.3 -10.2 -2.6 -29.71995 16.4 17.2 -28.0 -6.5 45.0 14.71998 -5.1 -24.8 31.8 163.1 -32.4 18.42001 82.4 3.4 -28.0 -1.7 83.1 10.12004 -52.6 4.1 70.5 -21.7 41.0 -14.12007 50.0 -8.7 -31.5 -27.0 -39.3 107.12010 -42.7 -4.3 -4.6 -4.7 33.6 -1.02013 -5.5 48.6 -6.6 -11.3 -33.5 -64.12016 44.2 -63.6 -22.6 27.6 -2.9 45.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other nonfinancial assets for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 34.5 66.3 59.4 69.7 50.2 47.21992 12.6 42.7 77.3 66.2 96.0 40.91995 29.1 34.2 62.9 94.5 103.5 139.31998 17.5 28.1 101.0 103.5 74.1 56.22001 23.1 35.5 125.3 142.7 106.3 47.12004 13.0 34.0 79.5 118.8 125.8 166.32007 31.0 37.2 121.9 103.1 157.5 117.62010 19.8 31.2 54.8 109.3 105.5 115.62013 8.0 66.1 48.0 99.7 124.6 83.72016 18.9 21.3 59.8 93.3 149.6 103.4
Three-year change (percent)1992 -63.5 -35.6 30.1 -5.0 91.2 -13.31995 131.0 -19.9 -18.6 42.7 7.8 240.61998 -39.9 -17.8 60.6 9.5 -28.4 -59.72001 32.0 26.3 24.1 37.9 43.5 -16.22004 -43.7 -4.2 -36.6 -16.7 18.3 253.12007 138.5 9.4 53.3 -13.2 25.2 -29.32010 -36.1 -16.1 -55.0 6.0 -33.0 -1.72013 -59.6 111.9 -12.4 -8.8 18.1 -27.62016 136.2 -67.8 24.6 -6.4 20.1 23.5
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other nonfinancial assets
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 8.6 12.7 10.7 11.7 16.21992 3.3 9.9 6.4 8.3 11.01995 4.9 11.4 6.2 9.4 10.51998 6.7 10.0 6.7 7.7 10.12001 4.2 10.5 5.7 6.7 8.82004 4.5 7.9 8.0 6.5 10.52007 5.4 7.6 5.9 6.3 9.32010 3.9 5.7 8.0 5.9 10.02013 4.4 4.6 9.1 6.7 9.52016 3.1 6.8 7.5 4.6 9.3
Three-year change (percentage points)1992 -5.3 -2.8 -4.3 -3.4 -5.21995 1.6 1.5 -0.2 1.1 -0.51998 1.8 -1.4 0.5 -1.7 -0.42001 -2.5 0.5 -1.0 -1.0 -1.32004 0.3 -2.6 2.3 -0.2 1.72007 0.9 -0.3 -2.1 -0.2 -1.22010 -1.5 -1.9 2.1 -0.4 0.72013 0.5 -1.1 1.1 0.8 -0.52016 -1.3 2.2 -1.6 -2.1 -0.2
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other nonfinancial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 7.5 9.3 18.3 18.7 14.91992 10.1 8.4 8.4 16.8 16.81995 12.5 10.2 15.7 12.5 15.71998 10.3 7.4 11.8 17.7 29.52001 11.5 13.5 20.3 13.5 27.12004 12.7 12.7 12.7 19.1 28.62007 11.6 9.6 11.6 17.4 27.22010 16.6 7.7 16.6 13.3 22.12013 10.3 9.3 15.5 15.5 12.42016 8.5 7.5 10.0 20.0 17.0
Three-year change (percent)1992 34.7 -9.7 -54.1 -10.2 12.81995 23.8 21.4 86.9 -25.6 -6.51998 -17.6 -27.5 -24.8 41.6 87.92001 11.7 82.4 72.0 -23.7 -8.12004 10.4 -5.9 -37.4 41.5 5.52007 -8.7 -24.4 -8.7 -8.9 -4.92010 43.1 -19.8 43.1 -23.6 -18.82013 -38.0 20.8 -6.6 16.5 -43.92016 -17.5 -19.4 -35.5 29.0 37.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other nonfinancial assets for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 20.5 25.7 31.5 89.9 50.71992 24.4 25.0 27.2 62.1 62.11995 33.2 26.1 78.6 55.3 96.51998 23.8 30.6 44.2 77.4 76.42001 42.0 24.9 66.6 80.2 115.02004 77.0 32.0 79.8 72.5 120.62007 70.4 40.1 55.9 107.1 124.52010 58.1 25.2 97.5 63.0 88.12013 23.4 50.4 72.9 56.6 107.02016 69.5 19.2 61.9 77.8 117.6
Three-year change (percent)1992 19.0 -2.7 -13.7 -30.9 22.51995 36.1 4.4 189.0 -11.0 55.41998 -28.3 17.2 -43.8 40.0 -20.82001 76.5 -18.6 50.7 3.6 50.52004 83.3 28.5 19.8 -9.6 4.92007 -8.6 25.3 -29.9 47.7 3.22010 -17.5 -37.2 74.4 -41.2 -29.22013 -59.7 100.0 -25.2 -10.2 21.52016 197.0 -61.9 -15.1 37.5 9.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other nonfinancial assets
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 6.0 11.0 14.3 19.31992 2.3 5.4 10.6 14.21995 3.1 6.0 10.0 16.41998 3.7 6.9 7.2 14.52001 1.9 5.0 8.9 12.12004 1.9 5.3 8.9 12.12007 2.2 5.1 7.7 11.22010 1.3 5.5 7.3 10.72013 2.5 4.8 8.2 10.62016 3.4 3.9 6.6 9.6
Three-year change (percentage points)1992 -3.7 -5.6 -3.7 -5.11995 0.8 0.6 -0.6 2.21998 0.6 0.9 -2.8 -1.92001 -1.8 -1.9 1.7 -2.42004 0.0 0.3 0.0 0.02007 0.3 -0.2 -1.2 -0.92010 -0.9 0.4 -0.4 -0.52013 1.2 -0.7 0.9 -0.12016 0.9 -0.9 -1.6 -1.0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other nonfinancial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 5.6 7.8 18.7 22.41992 5.9 8.4 8.4 16.81995 12.5 7.8 15.7 15.71998 7.4 7.4 10.3 22.12001 8.1 10.8 13.5 27.12004 6.4 12.7 12.7 28.92007 15.3 8.4 17.4 29.02010 5.5 8.8 13.8 24.32013 8.8 9.4 10.3 25.82016 10.0 5.0 13.0 20.0
Three-year change (percent)1992 5.4 7.7 -55.1 -25.01995 111.9 -7.1 86.9 -6.51998 -40.8 -5.1 -34.4 40.82001 9.5 45.9 31.1 22.62004 -21.0 17.6 -5.9 6.62007 139.1 -33.9 37.0 0.32010 -64.1 4.8 -20.7 -16.22013 60.0 6.8 -25.4 6.22016 13.6 -46.8 26.2 -22.5
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other nonfinancial assets for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 15.4 22.2 63.6 89.11992 18.2 21.9 29.2 76.21995 18.3 28.4 67.7 82.61998 27.8 23.4 44.6 91.82001 9.9 26.0 36.7 130.92004 74.6 34.6 41.7 132.82007 67.6 26.0 68.2 145.72010 21.1 33.0 53.3 109.12013 30.7 29.7 40.0 119.42016 22.1 23.0 47.1 126.5
Three-year change (percent)1992 18.2 -1.4 -54.1 -14.51995 0.5 29.7 131.8 8.41998 51.9 -17.6 -34.1 11.12001 -64.4 11.1 -17.7 42.62004 653.5 33.1 13.6 1.52007 -9.4 -24.9 63.5 9.72010 -68.8 26.9 -21.8 -25.12013 45.5 -10.0 -25.0 9.42016 -28.0 -22.6 17.8 5.9
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other nonfinancial assets
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 14.6 5.1 6.0 7.51992 9.7 2.8 1.7 11.61995 10.6 1.8 3.7 9.11998 10.0 3.0 3.2 3.92001 8.9 2.0 1.7 8.82004 9.3 3.1 2.2 8.02007 8.3 4.1 1.9 6.82010 8.8 2.1 1.5 6.62013 8.5 4.1 1.5 9.12016 8.5 1.8 2.2 5.2
Three-year change (percentage points)1992 -4.9 -2.3 -4.3 4.11995 0.9 -1.0 2.0 -2.51998 -0.6 1.2 -0.5 -5.22001 -1.1 -1.0 -1.5 4.92004 0.4 1.1 0.5 -0.82007 -1.0 1.0 -0.3 -1.22010 0.5 -2.0 -0.4 -0.22013 -0.3 2.0 0.0 2.52016 0.0 -2.3 0.7 -3.9
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other nonfinancial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 14.9 9.3 14.9 7.51992 11.7 8.4 25.2 15.11995 15.7 5.5 15.7 5.51998 14.8 5.2 14.8 7.42001 20.3 6.1 6.8 8.12004 21.0 3.6 12.7 14.02007 17.4 9.3 11.6 6.92010 16.6 12.2 5.5 11.12013 15.5 10.3 10.3 9.32016 15.0 6.8 10.0 10.3
Three-year change (percent)1992 -21.5 -9.7 69.1 101.31995 34.2 -34.5 -37.7 -63.61998 -5.7 -5.5 -5.7 34.52001 37.2 17.3 -54.1 9.52004 3.4 -41.0 86.8 72.82007 -17.1 158.3 -8.7 -50.72010 -4.6 31.2 -52.6 60.92013 -6.6 -15.6 87.3 -16.22016 -3.2 -34.0 -2.9 10.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other nonfinancial assets for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 56.8 56.2 24.8 47.51992 48.0 45.0 27.8 74.31995 62.7 56.7 15.0 101.01998 62.4 24.5 15.9 61.32001 81.8 54.7 22.1 16.72004 90.8 10.1 136.8 38.32007 101.8 73.5 25.3 47.72010 81.2 19.6 49.2 32.52013 83.2 20.3 17.6 61.42016 88.8 79.6 42.3 24.1
Three-year change (percent)1992 -15.5 -19.9 12.1 56.41995 30.6 26.0 -46.0 35.91998 -0.5 -56.8 6.0 -39.32001 31.1 123.3 39.0 -72.82004 11.0 -81.5 519.0 129.32007 12.1 627.7 -81.5 24.52010 -20.2 -73.3 94.5 -31.92013 2.5 3.6 -64.2 88.92016 6.7 292.1 140.3 -60.7
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other nonfinancial assets
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 12.4 21.2 9.5 8.41992 9.4 12.0 5.6 5.11995 9.6 15.5 5.8 6.01998 8.8 13.3 6.4 3.42001 7.3 14.0 5.3 4.12004 7.1 12.9 7.1 6.42007 7.1 11.0 5.4 8.22010 6.4 12.0 6.8 4.82013 5.6 13.1 9.0 5.82016 5.3 12.9 7.2 3.6
Three-year change (percentage points)1992 -3.0 -9.2 -3.9 -3.31995 0.2 3.5 0.2 0.91998 -0.8 -2.2 0.6 -2.62001 -1.5 0.7 -1.1 0.72004 -0.2 -1.1 1.8 2.32007 0.0 -1.9 -1.7 1.82010 -0.7 1.0 1.4 -3.42013 -0.8 1.1 2.2 1.02016 -0.3 -0.2 -1.8 -2.2
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other nonfinancial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 11.2 28.0 13.1 3.71992 10.1 26.8 11.7 12.61995 15.7 12.5 15.7 11.01998 10.3 73.8 14.8 8.42001 13.5 40.6 27.1 2.72004 12.7 38.2 31.8 25.42007 11.6 57.9 15.3 2.92010 11.1 33.2 27.6 11.12013 10.3 36.1 14.4 10.32016 13.0 15.0 13.0 9.5
Three-year change (percent)1992 -9.8 -4.3 -10.7 240.51995 55.4 -53.4 34.2 -12.71998 -34.4 490.4 -5.7 -23.62001 31.1 -45.0 83.1 -67.92004 -5.9 -5.9 17.3 840.72007 -8.7 51.6 -51.9 -88.62010 -4.3 -42.7 80.4 282.82013 -7.2 8.7 -47.8 -7.22016 26.2 -58.4 -9.7 -7.8
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other nonfinancial assets for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 35.3 125.4 38.2 85.21992 33.7 118.4 37.8 63.91995 49.5 112.5 67.9 34.51998 39.7 127.4 65.0 23.82001 39.7 155.9 115.3 6.12004 45.5 145.4 136.2 38.12007 49.9 230.6 136.5 16.22010 40.5 156.1 86.5 33.22013 50.0 161.6 70.6 13.62016 48.5 136.1 96.7 38.5
Three-year change (percent)1992 -4.5 -5.6 -1.0 -25.01995 46.9 -5.0 79.6 -46.01998 -19.8 13.2 -4.3 -31.02001 0.0 22.4 77.4 -74.42004 14.6 -6.7 18.1 524.62007 9.7 58.6 0.2 -57.52010 -18.8 -32.3 -36.6 104.92013 23.5 3.5 -18.4 -59.02016 -3.0 -15.8 37.0 183.1
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other nonfinancial assets
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 19.0 10.9 11.9 9.21992 13.6 7.5 8.5 5.51995 15.2 9.4 7.9 5.81998 12.7 8.0 7.8 5.92001 13.0 6.7 4.4 5.12004 10.4 7.2 5.9 7.02007 9.9 7.7 4.9 5.82010 9.6 5.1 6.7 6.32013 8.9 4.8 5.3 8.42016 7.7 6.1 5.0 6.6
Three-year change (percentage points)1992 -5.4 -3.4 -3.4 -3.71995 1.6 1.9 -0.6 0.31998 -2.5 -1.4 -0.1 0.12001 0.3 -1.3 -3.4 -0.82004 -2.6 0.5 1.5 1.92007 -0.5 0.5 -1.0 -1.22010 -0.3 -2.6 1.8 0.52013 -0.7 -0.3 -1.4 2.12016 -1.2 1.3 -0.3 -1.8
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other nonfinancial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 18.7 11.2 9.3 12.11992 16.8 11.7 5.0 11.71995 18.8 14.1 9.1 12.51998 17.7 12.9 14.8 14.82001 27.1 13.5 10.8 21.72004 22.3 12.7 12.7 31.82007 23.2 17.4 11.6 14.52010 25.4 8.8 8.8 24.32013 20.6 10.3 9.8 12.42016 23.0 10.0 10.0 13.0
Three-year change (percent)1992 -10.2 4.5 -46.2 -3.31995 11.9 20.5 82.0 6.81998 -5.9 -8.5 62.6 18.42001 53.1 4.7 -27.0 46.62004 -17.7 -5.9 17.6 46.52007 4.0 37.0 -8.7 -54.42010 9.5 -49.4 -24.1 67.62013 -18.9 17.0 11.4 -49.02016 11.7 -2.9 2.0 4.8
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other nonfinancial assets for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 70.3 71.9 28.1 47.11992 65.8 59.4 15.3 43.61995 87.1 55.7 35.7 60.91998 76.9 62.7 28.9 60.82001 96.3 44.2 22.4 100.82004 107.0 43.4 26.1 122.32007 131.4 56.6 26.4 109.92010 111.3 39.6 16.8 77.72013 114.5 47.0 28.0 63.12016 123.6 31.5 23.6 91.8
Three-year change (percent)1992 -6.4 -17.4 -45.6 -7.41995 32.4 -6.2 133.3 39.71998 -11.7 12.6 -19.0 -0.22001 25.2 -29.5 -22.5 65.82004 11.1 -1.8 16.5 21.32007 22.8 30.4 1.1 -10.12010 -15.3 -30.0 -36.4 -29.32013 2.9 18.7 66.7 -18.82016 7.9 -33.0 -15.7 45.5
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other nonfinancial assets
RegionYear Northeast Midwest South West
Level (percent)1989 13.1 12.2 10.4 15.11992 9.7 6.3 6.5 12.41995 8.0 9.4 8.1 11.11998 9.8 7.3 7.7 10.02001 5.7 7.2 6.4 11.12004 6.4 8.8 7.1 8.92007 5.5 6.4 7.2 9.32010 5.5 5.8 6.6 10.22013 8.7 7.8 5.0 9.42016 6.1 7.4 5.9 7.1
Three-year change (percentage points)1992 -3.4 -5.9 -3.9 -2.71995 -1.7 3.1 1.6 -1.31998 1.8 -2.1 -0.4 -1.12001 -4.1 -0.1 -1.3 1.12004 0.7 1.6 0.7 -2.22007 -0.9 -2.4 0.1 0.42010 0.0 -0.6 -0.6 0.92013 3.2 2.0 -1.6 -0.82016 -2.6 -0.4 0.9 -2.3
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other nonfinancial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 18.7 10.3 11.2 18.31992 16.8 11.7 8.4 13.51995 15.7 11.0 15.7 15.71998 12.9 10.3 16.2 14.82001 27.1 13.5 13.5 14.92004 19.1 19.1 19.1 19.12007 23.2 11.6 17.4 16.22010 33.2 11.1 16.6 16.62013 10.3 10.3 15.5 15.52016 10.0 13.0 10.0 20.0
Three-year change (percent)1992 -10.2 13.6 -25.0 -26.21995 -6.5 -6.0 86.9 16.31998 -17.8 -6.4 3.2 -5.72001 110.1 31.1 -16.7 0.72004 -29.5 41.5 41.5 28.22007 21.5 -39.3 -8.9 -15.22010 43.1 -4.3 -4.6 2.52013 -69.0 -7.2 -6.6 -6.62016 -2.9 26.2 -35.5 29.0
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other nonfinancial assets for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 69.6 30.9 55.9 65.41992 50.8 46.3 54.6 45.11995 67.7 40.2 72.5 69.91998 49.9 41.6 80.2 56.22001 100.8 62.9 83.4 68.52004 101.8 110.5 54.3 87.52007 101.6 45.7 104.1 110.32010 128.9 40.2 74.6 67.22013 70.7 58.7 108.7 59.52016 87.1 44.6 102.6 85.2
Three-year change (percent)1992 -27.0 49.8 -2.3 -31.01995 33.3 -13.2 32.8 55.01998 -26.3 3.5 10.6 -19.62001 102.0 51.2 4.0 21.92004 1.0 75.7 -34.9 27.72007 -0.2 -58.6 91.7 26.12010 26.9 -12.0 -28.3 -39.12013 -45.2 46.0 45.7 -11.52016 23.2 -24.0 -5.6 43.2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other nonfinancial assets
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 12.7 11.01992 9.1 4.81995 9.6 5.41998 8.7 7.42001 8.0 4.22004 8.3 5.12007 7.6 5.12010 6.9 7.82013 6.8 10.42016 6.6 6.1
Three-year change (percentage points)1992 -3.6 -6.21995 0.5 0.61998 -0.9 2.02001 -0.7 -3.22004 0.3 0.92007 -0.7 0.02010 -0.7 2.72013 -0.1 2.62016 -0.2 -4.3
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other nonfinancial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 15.9 7.81992 12.6 5.41995 14.1 11.71998 14.8 12.92001 16.3 8.12004 19.1 12.72007 15.6 25.52010 16.6 13.82013 15.5 8.22016 15.0 10.0
Three-year change (percent)1992 -20.8 -30.81995 11.9 116.71998 5.0 10.32001 10.1 -37.22004 17.2 56.82007 -18.3 100.82010 6.4 -45.92013 -6.6 -40.62016 -3.2 22.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other nonfinancial assets for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 57.4 44.61992 53.5 13.41995 64.1 51.21998 62.4 39.92001 80.2 34.12004 88.9 51.62007 93.9 90.72010 80.5 44.22013 85.4 26.62016 85.2 52.6
Three-year change (percent)1992 -6.8 -70.01995 19.8 282.11998 -2.7 -22.12001 28.5 -14.52004 10.8 51.32007 5.6 75.82010 -14.3 -51.32013 6.1 -39.82016 -0.2 97.7
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other nonfinancial assets
Housing statusYear Owner Renter or other
Level (percent)1989 14.5 8.51992 9.4 6.51995 10.5 6.31998 9.5 6.42001 8.7 4.92004 9.2 4.62007 8.0 5.32010 8.4 4.22013 8.6 4.72016 8.0 4.0
Three-year change (percentage points)1992 -5.1 -2.01995 1.1 -0.21998 -1.0 0.12001 -0.8 -1.52004 0.5 -0.32007 -1.2 0.72010 0.4 -1.12013 0.2 0.52016 -0.6 -0.7
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other nonfinancial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 14.9 11.21992 13.4 8.41995 15.7 7.81998 19.2 7.42001 20.3 8.12004 22.3 10.22007 23.2 6.22010 22.1 5.92013 15.5 6.72016 20.0 6.8
Three-year change (percent)1992 -10.1 -25.01995 17.2 -7.11998 22.3 -5.12001 5.7 9.52004 9.9 25.92007 4.0 -39.22010 -4.7 -4.82013 -29.9 13.62016 29.0 1.5
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other nonfinancial assets for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 51.1 67.91992 54.4 35.81995 74.9 26.61998 72.6 21.72001 85.2 44.72004 97.7 27.22007 109.1 42.52010 86.6 20.42013 86.1 35.02016 100.0 16.9
Three-year change (percent)1992 6.5 -47.31995 37.7 -25.71998 -3.1 -18.42001 17.4 106.02004 14.7 -39.12007 11.7 56.22010 -20.6 -52.02013 -0.6 71.62016 16.1 -51.7
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other nonfinancial assets
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 3.3 10.6 13.1 17.8 29.21992 3.1 5.4 9.2 12.1 21.01995 3.1 7.0 10.5 12.3 20.41998 2.7 7.9 8.9 11.4 18.82001 3.0 5.0 6.7 10.1 22.72004 2.9 5.4 7.8 12.4 18.72007 2.4 6.4 7.8 7.3 19.02010 2.5 4.9 7.3 9.2 19.72013 2.8 4.7 7.6 11.3 18.12016 2.8 5.2 6.2 9.2 15.7
Three-year change (percentage points)1992 -0.2 -5.2 -3.9 -5.7 -8.21995 0.0 1.6 1.3 0.2 -0.61998 -0.4 0.9 -1.6 -0.9 -1.62001 0.3 -2.9 -2.2 -1.3 3.92004 -0.1 0.4 1.1 2.3 -4.02007 -0.5 1.0 0.0 -5.1 0.32010 0.1 -1.5 -0.5 1.9 0.72013 0.3 -0.2 0.3 2.1 -1.62016 0.0 0.5 -1.4 -2.1 -2.4
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other nonfinancial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.1 7.5 12.1 18.7 39.21992 2.1 7.5 10.1 16.8 41.91995 3.9 7.8 13.1 15.7 39.21998 1.5 7.4 12.9 22.1 81.22001 5.4 13.5 13.5 24.4 54.22004 3.8 7.6 12.7 31.8 101.72007 1.5 8.7 15.1 34.7 75.32010 5.5 5.5 14.4 22.8 55.32013 3.1 6.2 15.5 11.3 77.32016 1.8 7.5 13.0 20.0 50.0
Three-year change (percent)1992 90.9 0.0 -16.5 -10.2 6.91995 85.7 4.0 29.7 -6.5 -6.41998 -61.5 -5.1 -1.5 40.8 107.12001 260.0 82.4 4.7 10.4 -33.32004 -29.6 -43.7 -5.9 30.3 87.62007 -60.5 14.5 18.9 9.1 -26.02010 266.7 -36.8 -4.6 -34.3 -26.62013 -43.6 12.7 7.6 -50.4 39.82016 -41.9 21.0 -16.1 77.0 -35.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other nonfinancial assets for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.5 10.4 19.8 35.5 168.51992 3.4 12.0 19.4 44.3 127.01995 6.9 10.2 22.7 38.7 203.31998 7.2 11.8 26.0 36.2 189.62001 6.0 16.7 27.1 37.6 195.62004 5.7 15.2 28.2 54.6 254.32007 3.3 15.2 31.2 74.1 264.02010 5.8 9.1 31.6 51.0 190.12013 5.5 9.5 22.2 35.6 234.72016 5.0 9.0 23.0 47.6 263.6
Three-year change (percent)1992 -24.4 15.4 -2.0 24.8 -24.61995 102.9 -15.0 17.0 -12.6 60.11998 4.3 15.7 14.5 -6.5 -6.72001 -16.7 41.5 4.2 3.9 3.22004 -5.0 -9.0 4.1 45.2 30.02007 -42.1 0.0 10.6 35.7 3.82010 75.8 -40.1 1.3 -31.2 -28.02013 -5.2 4.4 -29.7 -30.2 23.52016 -9.1 -5.3 3.6 33.7 12.3
67
68
69
70
71
72
73
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with unrealized capital gains
Year All familiesLevel (percent)
1989 68.81992 69.41995 69.81998 71.02001 72.12004 73.02007 72.42010 70.22013 67.62016 67.4
Three-year change (percentage points)1992 0.61995 0.41998 1.22001 1.12004 0.92007 -0.62010 -2.22013 -2.62016 -0.2
30
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of unrealized capital gains for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 56.61992 45.31995 40.71998 45.72001 54.22004 68.72007 86.92010 41.12013 34.12016 42.5
Three-year change (percent)1992 -20.01995 -10.21998 12.32001 18.62004 26.82007 26.52010 -52.72013 -17.02016 24.6
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of unrealized capital gains for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 201.41992 173.41995 153.31998 205.22001 248.62004 287.12007 378.92010 230.72013 232.32016 307.6
Three-year change (percent)1992 -13.91995 -11.61998 33.92001 21.22004 15.52007 32.02010 -39.12013 0.72016 32.4
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with unrealized capital gains
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 35.4 62.2 71.2 80.9 90.7 98.21992 43.1 61.8 69.1 80.7 89.4 95.21995 42.0 61.3 68.5 83.9 91.9 95.11998 40.8 59.6 74.9 84.4 93.1 98.02001 42.6 61.8 71.3 87.6 95.1 99.62004 43.0 60.5 76.6 87.7 95.5 99.22007 44.4 57.6 74.8 88.1 96.2 97.72010 40.0 58.6 73.3 84.7 92.0 96.62013 38.7 55.2 66.9 82.5 92.6 97.22016 36.7 53.9 69.1 82.7 92.1 97.1
Three-year change (percentage points)1992 7.7 -0.4 -2.1 -0.2 -1.3 -3.01995 -1.1 -0.5 -0.6 3.2 2.5 -0.11998 -1.2 -1.7 6.4 0.5 1.2 2.92001 1.8 2.2 -3.6 3.2 2.0 1.62004 0.4 -1.3 5.3 0.1 0.4 -0.42007 1.4 -2.9 -1.8 0.4 0.7 -1.52010 -4.4 1.0 -1.5 -3.4 -4.2 -1.12013 -1.3 -3.4 -6.4 -2.2 0.6 0.62016 -2.0 -1.3 2.2 0.2 -0.5 -0.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of unrealized capital gains for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 28.0 42.9 46.6 53.2 75.6 201.91992 34.1 33.5 32.5 42.7 53.7 169.41995 23.5 32.0 32.9 34.4 48.0 109.61998 30.9 37.0 33.3 42.8 62.0 147.52001 33.9 34.9 36.6 51.5 82.6 217.02004 35.3 44.8 50.9 75.0 101.7 292.62007 53.3 56.7 57.9 85.0 153.2 413.22010 27.1 33.1 29.8 34.3 63.0 173.72013 17.5 22.7 20.1 35.1 45.4 190.72016 18.5 28.0 31.0 35.0 65.0 245.0
Three-year change (percent)1992 21.8 -21.9 -30.3 -19.7 -29.0 -16.11995 -31.1 -4.5 1.2 -19.4 -10.6 -35.31998 31.5 15.6 1.2 24.4 29.2 34.62001 9.7 -5.7 9.9 20.3 33.2 47.12004 4.1 28.4 39.1 45.6 23.1 34.82007 51.0 26.6 13.8 13.3 50.6 41.22010 -49.2 -41.6 -48.5 -59.6 -58.9 -58.02013 -35.4 -31.4 -32.6 2.3 -27.9 9.82016 5.7 23.3 54.2 -0.3 43.2 28.5
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of unrealized capital gains for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 52.6 80.4 111.8 118.6 176.0 751.91992 62.0 69.2 98.9 102.0 156.8 654.11995 61.1 64.8 75.1 82.5 115.5 623.01998 68.3 75.1 86.9 116.7 151.5 861.32001 55.5 91.3 87.8 134.7 203.1 1082.82004 92.2 110.8 123.9 176.2 210.4 1192.72007 135.5 117.0 133.9 191.2 321.4 1679.22010 124.6 85.2 91.6 95.2 164.0 1007.22013 78.6 63.9 58.3 103.8 160.7 1071.42016 70.8 82.4 87.0 117.9 199.4 1476.4
Three-year change (percent)1992 17.9 -13.9 -11.5 -14.0 -10.9 -13.01995 -1.5 -6.4 -24.1 -19.1 -26.3 -4.81998 11.8 15.9 15.7 41.5 31.2 38.32001 -18.7 21.6 1.0 15.4 34.1 25.72004 66.1 21.4 41.1 30.8 3.6 10.12007 47.0 5.6 8.1 8.5 52.8 40.82010 -8.0 -27.2 -31.6 -50.2 -49.0 -40.02013 -36.9 -25.0 -36.4 9.0 -2.0 6.42016 -9.9 29.0 49.2 13.6 24.1 37.8
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with unrealized capital gains
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 46.9 71.4 81.9 82.2 79.2 74.21992 44.7 70.7 77.7 83.7 83.1 81.41995 47.8 69.6 78.5 84.2 81.7 77.71998 48.5 71.1 79.8 81.9 83.1 79.02001 48.1 73.7 78.2 85.9 85.1 78.42004 50.1 71.9 80.1 82.5 82.6 86.32007 47.0 71.5 79.7 83.1 87.2 79.82010 43.4 66.8 77.0 80.2 84.5 83.22013 40.6 64.3 72.2 75.8 86.1 80.62016 39.0 63.0 73.4 75.9 80.2 84.9
Three-year change (percentage points)1992 -2.2 -0.7 -4.2 1.5 3.9 7.21995 3.1 -1.1 0.8 0.5 -1.4 -3.71998 0.7 1.5 1.3 -2.3 1.4 1.32001 -0.4 2.6 -1.6 4.0 2.0 -0.62004 2.0 -1.8 1.9 -3.4 -2.5 7.92007 -3.1 -0.4 -0.4 0.6 4.6 -6.52010 -3.6 -4.7 -2.7 -2.9 -2.7 3.42013 -2.8 -2.5 -4.8 -4.4 1.6 -2.62016 -1.6 -1.3 1.2 0.1 -5.9 4.3
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of unrealized capital gains for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 15.9 51.9 85.8 81.2 73.0 70.21992 12.6 31.6 62.0 72.1 73.9 60.21995 7.8 30.2 51.7 70.5 82.2 78.91998 11.8 32.5 51.6 72.4 89.3 81.92001 13.5 39.3 65.7 81.3 83.0 99.02004 19.1 57.2 82.7 119.0 97.9 97.92007 20.8 57.9 111.2 115.8 129.5 120.02010 2.8 16.0 49.7 64.4 88.4 88.52013 5.2 14.4 30.9 54.3 65.0 80.22016 10.1 21.8 39.0 66.0 67.0 88.0
Three-year change (percent)1992 -20.8 -39.1 -27.7 -11.2 1.2 -14.21995 -38.1 -4.4 -16.6 -2.2 11.2 31.11998 51.3 7.6 -0.2 2.7 8.6 3.82001 14.4 20.9 27.3 12.3 -7.1 20.92004 41.5 45.5 25.9 46.4 18.0 -1.12007 8.9 1.2 34.5 -2.7 32.3 22.62010 -86.5 -72.4 -55.3 -44.4 -31.7 -26.22013 85.7 -10.0 -37.8 -15.7 -26.5 -9.42016 94.2 51.4 26.2 21.5 3.1 9.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of unrealized capital gains for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 64.3 142.8 252.5 298.0 266.5 250.11992 48.6 130.9 232.6 270.0 224.7 143.11995 32.2 81.9 192.3 247.2 239.3 178.41998 47.7 132.4 240.3 349.2 297.9 213.32001 80.3 171.3 269.5 363.4 394.4 265.72004 71.3 216.2 325.0 455.0 369.4 286.42007 132.2 212.9 417.1 533.4 560.1 422.62010 37.5 91.0 250.6 347.4 316.2 304.32013 58.1 158.3 202.9 302.3 339.5 293.12016 43.7 132.4 330.3 444.2 350.9 428.5
Three-year change (percent)1992 -24.4 -8.3 -7.9 -9.4 -15.7 -42.81995 -33.7 -37.4 -17.3 -8.4 6.5 24.71998 48.1 61.7 25.0 41.3 24.5 19.62001 68.3 29.4 12.2 4.1 32.4 24.62004 -11.2 26.2 20.6 25.2 -6.3 7.82007 85.4 -1.5 28.3 17.2 51.6 47.62010 -71.6 -57.3 -39.9 -34.9 -43.5 -28.02013 54.9 74.0 -19.0 -13.0 7.4 -3.72016 -24.8 -16.4 62.8 46.9 3.4 46.2
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with unrealized capital gains
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 44.6 40.6 63.6 81.0 84.51992 47.7 47.1 71.4 77.0 82.71995 50.2 49.6 71.2 77.6 80.71998 50.1 46.9 70.3 80.4 84.12001 48.7 50.0 72.3 81.0 83.22004 55.3 51.5 73.3 80.4 84.72007 52.2 52.2 72.1 79.8 83.32010 53.6 46.4 69.7 77.3 82.72013 49.8 41.4 68.4 75.1 80.52016 48.8 42.2 68.9 73.3 81.3
Three-year change (percentage points)1992 3.1 6.5 7.8 -4.0 -1.81995 2.5 2.5 -0.2 0.6 -2.01998 -0.1 -2.7 -0.9 2.8 3.42001 -1.4 3.1 2.0 0.6 -0.92004 6.6 1.5 1.0 -0.6 1.52007 -3.1 0.7 -1.2 -0.6 -1.42010 1.4 -5.8 -2.4 -2.5 -0.62013 -3.8 -5.0 -1.3 -2.2 -2.22016 -1.0 0.8 0.5 -1.8 0.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of unrealized capital gains for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 54.1 27.4 55.0 53.2 81.21992 25.2 17.6 54.2 45.3 60.41995 31.3 11.1 59.5 36.0 61.11998 23.6 17.7 52.2 41.1 76.82001 30.5 17.6 61.4 53.2 77.82004 34.3 31.8 73.8 72.5 101.72007 62.6 29.7 93.7 85.9 111.72010 21.0 8.8 57.5 33.3 65.52013 17.5 6.1 43.8 23.7 66.52016 23.0 14.5 50.0 40.0 62.7
Three-year change (percent)1992 -53.4 -35.8 -1.5 -14.8 -25.61995 24.2 -36.9 9.8 -20.5 1.21998 -24.6 59.5 -12.3 14.2 25.72001 29.2 -0.6 17.6 29.4 1.32004 12.5 80.7 20.2 36.3 30.72007 82.5 -6.6 27.0 18.5 9.82010 -66.5 -70.4 -38.6 -61.2 -41.42013 -16.7 -30.7 -23.8 -28.8 1.52016 31.4 137.7 14.2 68.8 -5.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of unrealized capital gains for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 141.0 122.0 133.2 190.3 297.81992 68.7 80.7 147.5 184.5 236.11995 68.9 61.4 149.5 126.4 243.11998 108.0 81.0 165.2 195.7 303.82001 87.7 117.3 169.2 273.2 331.92004 136.2 151.2 216.3 314.7 383.02007 174.3 202.6 248.1 382.1 552.62010 89.7 45.3 191.8 246.0 331.62013 84.4 90.4 169.3 241.2 336.62016 126.5 113.2 210.7 294.4 468.0
Three-year change (percent)1992 -51.3 -33.9 10.7 -3.0 -20.71995 0.3 -23.9 1.4 -31.5 3.01998 56.7 31.9 10.5 54.8 25.02001 -18.8 44.8 2.4 39.6 9.22004 55.3 28.9 27.8 15.2 15.42007 28.0 34.0 14.7 21.4 44.32010 -48.5 -77.6 -22.7 -35.6 -40.02013 -5.9 99.6 -11.7 -2.0 1.52016 49.9 25.2 24.5 22.1 39.0
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with unrealized capital gains
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 63.0 64.3 70.8 79.51992 58.0 66.7 71.1 79.51995 60.6 68.2 67.3 81.41998 54.5 69.3 71.5 82.92001 57.7 67.8 70.7 86.22004 56.5 68.4 71.9 86.42007 54.1 70.6 69.3 85.52010 53.9 67.2 66.5 82.72013 51.6 64.4 61.5 81.22016 52.0 64.0 61.6 80.4
Three-year change (percentage points)1992 -5.0 2.4 0.3 0.01995 2.6 1.5 -3.8 1.91998 -6.1 1.1 4.2 1.52001 3.2 -1.5 -0.8 3.32004 -1.2 0.6 1.2 0.22007 -2.4 2.2 -2.6 -0.92010 -0.2 -3.4 -2.8 -2.82013 -2.3 -2.8 -5.0 -1.52016 0.4 -0.4 0.1 -0.8
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of unrealized capital gains for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 46.4 52.1 58.0 89.61992 37.0 33.5 42.8 69.11995 31.3 41.5 39.2 48.51998 42.8 41.2 43.4 60.52001 38.5 45.6 51.3 84.82004 41.8 58.5 59.4 112.12007 62.5 74.1 77.6 142.42010 32.9 42.0 28.2 56.62013 30.9 26.8 24.7 52.72016 30.0 36.2 31.0 65.0
Three-year change (percent)1992 -20.3 -35.7 -26.2 -22.91995 -15.4 23.9 -8.4 -29.81998 36.7 -0.7 10.7 24.72001 -10.0 10.7 18.2 40.22004 8.6 28.3 15.8 32.22007 49.5 26.7 30.6 27.02010 -47.4 -43.3 -63.7 -60.32013 -6.1 -36.2 -12.4 -6.92016 -2.9 35.4 25.5 23.3
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of unrealized capital gains for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 125.3 122.3 205.7 350.71992 90.4 103.8 158.2 293.01995 96.6 102.3 145.3 245.71998 87.4 124.7 163.7 366.82001 105.7 128.6 171.0 461.72004 155.9 145.6 204.5 494.72007 143.8 193.0 288.6 682.82010 76.8 135.2 140.4 409.62013 88.7 101.6 167.9 404.32016 107.1 130.1 177.4 543.8
Three-year change (percent)1992 -27.9 -15.1 -23.1 -16.51995 6.9 -1.4 -8.2 -16.11998 -9.5 21.9 12.7 49.32001 20.9 3.1 4.5 25.92004 47.5 13.2 19.6 7.12007 -7.8 32.6 41.1 38.02010 -46.6 -29.9 -51.4 -40.02013 15.5 -24.9 19.6 -1.32016 20.7 28.1 5.7 34.5
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with unrealized capital gains
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 75.4 45.6 45.6 65.51992 76.2 46.3 43.8 63.31995 75.9 45.9 47.5 60.31998 76.7 51.1 46.5 64.52001 79.2 50.8 44.8 59.92004 80.4 52.2 49.6 64.62007 79.7 50.8 52.8 62.02010 78.2 51.5 50.1 59.92013 76.4 47.8 44.6 56.92016 76.0 48.6 48.8 58.9
Three-year change (percentage points)1992 0.8 0.7 -1.8 -2.21995 -0.3 -0.4 3.7 -3.01998 0.8 5.2 -1.0 4.22001 2.5 -0.3 -1.7 -4.62004 1.2 1.4 4.8 4.72007 -0.7 -1.4 3.2 -2.62010 -1.5 0.7 -2.7 -2.12013 -1.8 -3.7 -5.5 -3.02016 -0.4 0.8 4.2 2.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of unrealized capital gains for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 65.3 31.7 31.7 44.81992 50.2 34.4 36.9 36.51995 43.8 24.2 18.8 26.11998 52.0 19.9 35.4 38.32001 61.0 25.7 31.2 79.92004 74.3 43.2 45.8 72.52007 95.0 53.8 46.5 74.12010 48.2 27.6 18.8 36.52013 41.2 14.4 22.7 22.22016 48.3 21.0 30.0 47.3
Three-year change (percent)1992 -23.1 8.5 16.4 -18.51995 -12.7 -29.7 -49.1 -28.51998 18.7 -17.8 88.3 46.72001 17.3 29.1 -11.9 108.62004 21.8 68.1 46.8 -9.32007 27.9 24.5 1.5 2.22010 -49.3 -48.7 -59.6 -50.72013 -14.5 -47.8 20.7 -39.22016 17.2 45.8 32.2 113.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of unrealized capital gains for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 223.6 71.7 95.1 164.21992 185.9 79.3 117.0 179.21995 167.3 50.8 54.6 171.31998 228.6 48.4 95.6 173.92001 277.5 51.2 97.1 277.12004 318.7 130.8 155.4 237.52007 417.6 143.0 228.1 362.42010 269.8 76.5 90.6 171.22013 265.6 59.1 93.6 229.62016 367.5 101.4 123.0 215.9
Three-year change (percent)1992 -16.9 10.6 23.0 9.11995 -10.0 -35.9 -53.3 -4.41998 36.6 -4.7 75.1 1.52001 21.4 5.8 1.6 59.32004 14.8 155.5 60.0 -14.32007 31.0 9.3 46.8 52.62010 -35.4 -46.5 -60.3 -52.82013 -1.6 -22.7 3.3 34.12016 38.4 71.6 31.4 -6.0
30
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with unrealized capital gains
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 67.6 87.0 73.5 31.41992 67.4 89.4 76.1 34.41995 69.1 84.4 73.7 38.01998 69.3 88.4 74.0 38.62001 69.4 89.4 75.7 45.62004 70.4 88.2 77.0 46.52007 71.0 90.2 74.3 39.02010 67.1 87.9 75.3 47.62013 65.1 87.5 72.8 37.62016 64.2 83.7 73.2 37.3
Three-year change (percentage points)1992 -0.2 2.4 2.6 3.01995 1.7 -5.0 -2.4 3.61998 0.2 4.0 0.3 0.62001 0.1 1.0 1.7 7.02004 1.0 -1.2 1.3 0.92007 0.6 2.0 -2.7 -7.52010 -3.9 -2.3 1.0 8.62013 -2.0 -0.4 -2.5 -10.02016 -0.9 -3.8 0.4 -0.3
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of unrealized capital gains for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 46.6 148.2 68.3 16.81992 31.2 121.6 59.4 23.51995 27.7 104.6 64.9 23.51998 30.2 147.5 76.3 27.32001 34.2 199.8 74.2 40.62004 54.7 184.4 92.0 30.52007 63.8 277.9 107.1 33.12010 22.9 132.6 73.5 16.02013 20.6 123.7 57.7 15.52016 30.0 126.5 62.1 13.4
Three-year change (percent)1992 -33.0 -17.9 -13.0 39.91995 -11.2 -14.0 9.3 0.01998 9.0 41.0 17.6 16.22001 13.2 35.5 -2.8 48.72004 59.9 -7.7 24.0 -24.92007 16.6 50.7 16.4 8.52010 -64.1 -52.3 -31.4 -51.72013 -10.0 -6.7 -21.5 -3.12016 45.6 2.3 7.6 -13.5
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of unrealized capital gains for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 109.1 675.2 158.4 94.11992 99.6 541.1 141.7 89.41995 78.5 529.6 150.0 74.01998 99.3 694.6 189.3 79.52001 113.8 833.7 236.5 146.02004 162.0 921.8 232.3 118.72007 205.2 1322.4 319.5 152.52010 97.9 855.6 193.8 77.92013 90.9 1008.6 182.2 89.32016 141.6 1174.4 247.0 49.9
Three-year change (percent)1992 -8.7 -19.9 -10.5 -5.01995 -21.2 -2.1 5.9 -17.21998 26.5 31.2 26.2 7.42001 14.6 20.0 24.9 83.62004 42.4 10.6 -1.8 -18.72007 26.7 43.5 37.5 28.52010 -52.3 -35.3 -39.3 -48.92013 -7.2 17.9 -6.0 14.62016 55.8 16.4 35.6 -44.1
55
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with unrealized capital gains
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 79.9 61.6 70.9 64.71992 79.7 66.0 67.6 66.21995 80.5 66.2 69.2 66.41998 81.2 63.8 71.1 67.92001 84.3 64.3 67.3 70.82004 83.5 64.1 69.5 72.32007 84.0 66.1 68.8 68.82010 81.1 58.9 68.6 69.42013 77.4 57.0 66.8 66.12016 78.3 57.2 61.8 67.6
Three-year change (percentage points)1992 -0.2 4.4 -3.3 1.51995 0.8 0.2 1.6 0.21998 0.7 -2.4 1.9 1.52001 3.1 0.5 -3.8 2.92004 -0.8 -0.2 2.2 1.52007 0.5 2.0 -0.7 -3.52010 -2.9 -7.2 -0.2 0.62013 -3.7 -1.9 -1.8 -3.32016 0.9 0.2 -5.0 1.5
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of unrealized capital gains for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 89.6 57.1 37.3 62.51992 69.6 33.5 25.2 55.11995 54.8 23.5 31.3 58.21998 52.1 32.2 35.4 70.82001 80.1 34.9 31.2 71.22004 101.7 50.9 47.1 84.52007 113.5 74.1 60.2 101.92010 46.4 26.0 26.0 62.02013 44.6 20.3 13.9 52.02016 53.0 30.0 26.5 56.0
Three-year change (percent)1992 -22.3 -41.3 -32.4 -11.81995 -21.3 -29.9 24.2 5.61998 -4.9 37.0 13.1 21.62001 53.7 8.4 -11.9 0.62004 27.0 45.8 51.0 18.72007 11.6 45.6 27.8 20.62010 -59.1 -64.9 -56.8 -39.22013 -3.9 -21.9 -46.5 -16.12016 18.8 47.8 90.6 7.7
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of unrealized capital gains for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 370.2 172.4 114.5 151.91992 332.1 131.2 80.5 135.31995 263.2 121.6 95.0 141.11998 369.9 155.6 91.3 178.92001 441.2 143.3 87.1 227.02004 526.6 179.3 101.3 221.02007 663.3 242.7 165.6 304.72010 438.1 108.9 82.1 176.72013 419.5 145.3 79.6 172.12016 560.7 167.0 102.4 230.1
Three-year change (percent)1992 -10.3 -23.9 -29.7 -10.91995 -20.7 -7.3 18.0 4.31998 40.5 28.0 -3.9 26.82001 19.3 -7.9 -4.6 26.92004 19.4 25.1 16.3 -2.62007 26.0 35.4 63.5 37.92010 -34.0 -55.1 -50.4 -42.02013 -4.2 33.4 -3.0 -2.62016 33.7 14.9 28.6 33.7
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with unrealized capital gains
RegionYear Northeast Midwest South West
Level (percent)1989 67.4 72.1 70.4 63.71992 68.4 72.5 69.8 66.21995 68.7 74.3 69.1 67.01998 71.9 75.1 70.6 66.52001 67.6 78.4 74.2 66.02004 74.1 75.8 72.1 70.72007 69.1 73.8 72.8 73.02010 68.2 73.9 70.3 67.92013 67.6 70.0 68.4 63.92016 67.9 70.9 67.2 64.0
Three-year change (percentage points)1992 1.0 0.4 -0.6 2.51995 0.3 1.8 -0.7 0.81998 3.2 0.8 1.5 -0.52001 -4.3 3.3 3.6 -0.52004 6.5 -2.6 -2.1 4.72007 -5.0 -2.0 0.7 2.32010 -0.9 0.1 -2.5 -5.12013 -0.6 -3.9 -1.9 -4.02016 0.3 0.9 -1.2 0.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of unrealized capital gains for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 112.1 47.6 37.3 92.51992 78.5 40.3 26.0 89.51995 65.8 41.5 28.2 53.21998 45.2 51.6 39.8 57.52001 71.7 54.2 40.6 78.62004 110.6 59.8 48.3 113.22007 133.2 60.3 64.5 153.22010 85.1 26.0 33.2 55.32013 65.0 20.9 27.5 50.72016 67.5 25.3 32.0 80.0
Three-year change (percent)1992 -30.0 -15.3 -30.3 -3.21995 -16.2 3.0 8.5 -40.61998 -31.3 24.3 41.1 8.12001 58.6 5.0 2.0 36.72004 54.3 10.3 19.0 44.02007 20.4 0.8 33.5 35.32010 -36.1 -56.9 -48.5 -63.92013 -23.6 -19.6 -17.2 -8.32016 3.8 21.1 16.4 57.8
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of unrealized capital gains for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 226.6 185.8 125.0 338.01992 215.7 136.6 109.3 290.21995 194.9 136.1 123.3 186.21998 207.1 158.8 198.2 273.72001 292.6 195.9 219.9 329.22004 374.8 245.0 195.6 410.12007 452.7 264.6 325.9 528.02010 297.3 165.7 203.2 294.72013 263.6 148.8 206.1 343.42016 315.8 235.4 258.7 465.0
Three-year change (percent)1992 -4.8 -26.5 -12.6 -14.11995 -9.6 -0.4 12.8 -35.81998 6.3 16.7 60.7 47.02001 41.3 23.4 10.9 20.32004 28.1 25.1 -11.1 24.62007 20.8 8.0 66.6 28.72010 -34.3 -37.4 -37.6 -44.22013 -11.3 -10.2 1.4 16.52016 19.8 58.2 25.5 35.4
66
68
70
72
74
76
78
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with unrealized capital gains
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 67.1 76.21992 68.9 71.81995 69.0 74.81998 70.1 76.42001 71.2 77.82004 72.7 74.62007 72.0 74.22010 69.2 74.82013 66.9 72.72016 66.5 73.8
Three-year change (percentage points)1992 1.8 -4.41995 0.1 3.01998 1.1 1.62001 1.1 1.42004 1.5 -3.22007 -0.7 -0.42010 -2.8 0.62013 -2.3 -2.12016 -0.4 1.1
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of unrealized capital gains for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 65.3 39.21992 52.0 28.51995 43.8 28.21998 48.1 36.92001 56.4 44.02004 80.1 39.92007 94.6 54.12010 42.0 36.82013 37.1 20.62016 47.4 23.0
Three-year change (percent)1992 -20.4 -27.31995 -15.8 -1.11998 9.8 30.92001 17.3 19.22004 42.0 -9.32007 18.1 35.62010 -55.6 -32.02013 -11.7 -44.02016 27.8 11.7
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of unrealized capital gains for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 228.2 101.01992 199.5 63.11995 167.6 76.51998 226.3 92.32001 271.1 120.72004 324.5 110.42007 425.8 157.62010 254.1 126.92013 252.1 109.92016 339.9 103.5
Three-year change (percent)1992 -12.6 -37.51995 -16.0 21.21998 35.0 20.72001 19.8 30.82004 19.7 -8.52007 31.2 42.82010 -40.3 -19.52013 -0.8 -13.42016 34.8 -5.8
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with unrealized capital gains
Housing statusYear Owner Renter or other
Level (percent)1989 98.3 16.61992 97.8 19.21995 97.5 19.11998 97.2 19.72001 97.6 18.82004 98.0 17.52007 98.0 16.22010 97.2 14.72013 96.5 13.62016 96.9 15.6
Three-year change (percentage points)1992 -0.5 2.61995 -0.3 -0.11998 -0.3 0.62001 0.4 -0.92004 0.4 -1.32007 0.0 -1.32010 -0.8 -1.52013 -0.7 -1.12016 0.4 2.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of unrealized capital gains for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 63.4 8.21992 50.3 7.71995 46.2 6.31998 51.6 5.92001 61.0 2.12004 76.3 2.72007 95.5 8.12010 44.8 4.12013 38.9 3.92016 47.0 7.0
Three-year change (percent)1992 -20.7 -6.11995 -8.2 -18.21998 11.7 -6.32001 18.2 -64.42004 25.1 28.62007 25.2 200.02010 -53.1 -49.42013 -13.2 -4.92016 20.8 79.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of unrealized capital gains for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 209.1 121.01992 180.6 108.31995 163.6 57.31998 219.9 62.32001 263.3 89.42004 302.0 99.92007 398.2 123.12010 239.9 104.92013 240.4 124.22016 324.8 119.6
Three-year change (percent)1992 -13.6 -10.51995 -9.4 -47.11998 34.4 8.72001 19.7 43.52004 14.7 11.72007 31.9 23.22010 -39.8 -14.82013 0.2 18.42016 35.1 -3.7
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with unrealized capital gains
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 11.2 69.5 96.1 97.8 99.41992 13.4 72.1 94.2 97.1 99.31995 16.8 71.9 93.0 96.5 99.51998 16.7 74.3 94.6 98.3 99.02001 17.8 76.7 95.0 98.7 99.32004 17.7 78.5 96.9 99.0 99.32007 16.8 78.2 96.2 98.0 98.82010 23.6 64.2 94.2 98.0 99.82013 21.3 59.6 92.0 96.5 99.02016 14.3 62.7 94.0 98.1 99.6
Three-year change (percentage points)1992 2.2 2.6 -1.9 -0.7 -0.11995 3.4 -0.2 -1.2 -0.6 0.21998 -0.1 2.4 1.6 1.8 -0.52001 1.1 2.4 0.4 0.4 0.32004 -0.1 1.8 1.9 0.3 0.02007 -0.9 -0.3 -0.7 -1.0 -0.52010 6.8 -14.0 -2.0 0.0 1.02013 -2.3 -4.6 -2.2 -1.5 -0.82016 -7.0 3.1 2.0 1.6 0.6
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of unrealized capital gains for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 -1.0 13.1 62.5 147.4 474.91992 -0.4 11.7 50.3 131.6 364.01995 0.2 11.0 47.0 101.8 253.61998 0.7 14.8 50.9 118.0 367.52001 0.0 17.6 62.3 145.7 464.72004 1.3 20.1 85.2 184.4 620.92007 1.2 26.6 94.8 223.2 781.52010 -6.1 7.7 47.0 138.2 442.02013 -6.2 6.2 36.1 95.9 392.12016 0.9 9.5 42.6 110.8 520.2
Three-year change (percent)1992 -60.0 -10.7 -19.5 -10.7 -23.41995 -150.0 -6.0 -6.6 -22.6 -30.31998 250.0 34.5 8.3 15.9 44.92001 -100.0 18.9 22.4 23.5 26.42004 . 14.2 36.8 26.6 33.62007 -7.7 32.3 11.3 21.0 25.92010 -608.3 -71.1 -50.4 -38.1 -43.42013 1.6 -19.5 -23.2 -30.6 -11.32016 -114.5 53.2 18.0 15.5 32.7
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of unrealized capital gains for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 -6.3 15.9 65.1 161.4 972.71992 -7.6 15.7 54.7 130.0 865.81995 1.4 15.3 50.9 116.5 759.41998 2.1 19.4 58.1 139.2 1088.42001 -0.0 20.2 75.4 184.4 1311.32004 7.9 26.6 99.2 221.7 1481.42007 6.7 37.1 111.4 255.6 2046.22010 -21.7 11.2 56.5 158.6 1250.42013 -18.9 7.2 47.6 134.4 1277.92016 0.4 13.5 58.1 157.7 1689.1
Three-year change (percent)1992 20.6 -1.3 -16.0 -19.5 -11.01995 -118.4 -2.5 -6.9 -10.4 -12.31998 50.0 26.8 14.1 19.5 43.32001 -100.0 4.1 29.8 32.5 20.52004 . 31.7 31.6 20.2 13.02007 -15.2 39.5 12.3 15.3 38.12010 -423.9 -69.8 -49.3 -37.9 -38.92013 -12.9 -35.7 -15.8 -15.3 2.22016 -102.1 87.5 22.1 17.3 32.2
72
73
74
75
76
77
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with debt
Year All familiesLevel (percent)
1989 72.31992 73.21995 74.51998 74.12001 75.12004 76.42007 77.02010 74.92013 74.52016 77.1
Three-year change (percentage points)1992 0.91995 1.31998 -0.42001 1.02004 1.32007 0.62010 -2.12013 -0.42016 2.6
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 28.01992 28.71995 33.91998 47.92001 52.52004 70.32007 78.02010 78.22013 62.32016 59.8
Three-year change (percent)1992 2.51995 18.11998 41.32001 9.62004 33.92007 11.02010 0.32013 -20.32016 -4.0
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 66.91992 72.21995 76.21998 93.52001 98.22004 131.52007 145.92010 144.42013 126.12016 123.4
Three-year change (percent)1992 7.91995 5.51998 22.72001 5.02004 33.92007 11.02010 -1.02013 -12.72016 -2.1
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with debt
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 47.1 59.5 78.1 86.2 93.7 87.61992 48.9 65.8 79.1 84.8 87.5 87.41995 49.2 68.6 79.4 87.4 90.2 86.11998 47.3 66.8 79.9 87.3 89.6 88.12001 49.3 70.2 82.1 85.6 91.4 85.32004 52.6 69.8 84.0 86.6 91.9 86.32007 51.7 70.2 83.8 90.9 89.6 87.62010 52.5 66.8 81.8 86.9 88.9 84.52013 52.1 66.5 81.0 87.2 87.2 84.52016 57.9 70.4 84.3 88.2 89.0 80.6
Three-year change (percentage points)1992 1.8 6.3 1.0 -1.4 -6.2 -0.21995 0.3 2.8 0.3 2.6 2.7 -1.31998 -1.9 -1.8 0.5 -0.1 -0.6 2.02001 2.0 3.4 2.2 -1.7 1.8 -2.82004 3.3 -0.4 1.9 1.0 0.5 1.02007 -0.9 0.4 -0.2 4.3 -2.3 1.32010 0.8 -3.4 -2.0 -4.0 -0.7 -3.12013 -0.4 -0.3 -0.8 0.3 -1.7 0.02016 5.8 3.9 3.3 1.0 1.8 -3.9
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.7 9.3 22.0 52.1 73.4 137.21992 3.6 8.7 19.2 52.0 91.6 157.31995 4.7 13.2 23.7 65.7 100.2 154.71998 6.5 14.9 37.7 85.3 125.9 186.12001 7.0 15.6 39.4 84.4 131.2 198.32004 8.9 20.4 56.5 118.8 173.0 265.82007 10.4 20.8 63.1 128.9 211.0 272.12010 11.2 22.3 67.8 117.8 181.1 295.32013 11.0 22.0 41.1 103.2 184.9 278.42016 10.2 23.5 42.4 102.9 172.2 299.3
Three-year change (percent)1992 33.3 -6.5 -12.7 -0.2 24.8 14.71995 30.6 51.7 23.4 26.3 9.4 -1.71998 38.3 12.9 59.1 29.8 25.6 20.32001 7.7 4.7 4.5 -1.1 4.2 6.62004 27.1 30.8 43.4 40.8 31.9 34.02007 16.9 2.0 11.7 8.5 22.0 2.42010 7.7 7.2 7.4 -8.6 -14.2 8.52013 -1.8 -1.3 -39.4 -12.4 2.1 -5.72016 -7.3 6.8 3.2 -0.3 -6.9 7.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 9.8 23.5 41.0 73.1 95.5 191.01992 17.0 25.6 45.0 73.6 104.2 218.61995 19.4 30.5 48.9 82.5 117.9 207.61998 21.6 35.8 60.7 104.3 134.6 254.22001 22.6 37.6 63.7 102.5 150.0 287.62004 31.2 53.2 88.9 138.5 198.9 377.12007 36.9 50.7 93.2 161.9 239.2 399.12010 55.0 57.6 97.0 143.1 210.1 418.02013 38.8 50.3 73.1 126.8 208.2 368.62016 33.9 48.3 73.0 124.3 199.2 402.4
Three-year change (percent)1992 73.5 8.9 9.8 0.7 9.1 14.51995 14.1 19.1 8.7 12.1 13.1 -5.01998 11.3 17.4 24.1 26.4 14.2 22.42001 4.6 5.0 4.9 -1.7 11.4 13.12004 38.1 41.5 39.6 35.1 32.6 31.12007 18.3 -4.7 4.8 16.9 20.3 5.82010 49.1 13.6 4.1 -11.6 -12.2 4.72013 -29.5 -12.7 -24.6 -11.4 -0.9 -11.82016 -12.6 -4.0 -0.1 -2.0 -4.3 9.2
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with debt
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 80.0 88.6 85.3 70.8 49.6 21.01992 81.5 86.3 85.4 70.1 51.4 31.61995 83.5 87.0 86.3 73.7 53.4 28.41998 81.2 87.6 87.0 76.4 51.4 24.62001 82.7 88.6 84.6 75.4 56.8 29.22004 79.8 88.6 88.4 76.3 58.8 40.32007 83.6 86.2 86.8 81.8 65.5 31.42010 77.8 86.0 84.1 77.7 65.2 38.52013 77.1 84.8 82.3 78.7 66.4 41.42016 81.0 86.2 86.6 77.1 70.1 49.8
Three-year change (percentage points)1992 1.5 -2.3 0.1 -0.7 1.8 10.61995 2.0 0.7 0.9 3.6 2.0 -3.21998 -2.3 0.6 0.7 2.7 -2.0 -3.82001 1.5 1.0 -2.4 -1.0 5.4 4.62004 -2.9 0.0 3.8 0.9 2.0 11.12007 3.8 -2.4 -1.6 5.5 6.7 -8.92010 -5.8 -0.2 -2.7 -4.1 -0.3 7.12013 -0.7 -1.2 -1.8 1.0 1.2 2.92016 3.9 1.4 4.3 -1.6 3.7 8.4
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 21.3 56.1 44.1 17.9 9.3 5.21992 17.5 60.3 45.3 32.1 8.1 3.91995 23.5 58.0 61.3 32.9 11.0 3.01998 28.4 82.1 71.0 50.4 17.6 11.92001 33.7 83.4 73.5 46.9 17.7 6.82004 42.7 110.9 105.9 61.0 31.8 19.62007 41.9 122.9 111.0 69.8 46.5 15.12010 43.8 119.4 101.5 85.0 49.8 33.22013 32.1 99.5 103.1 65.3 45.4 20.62016 39.2 93.7 89.9 69.0 42.0 20.6
Three-year change (percent)1992 -17.8 7.5 2.7 79.3 -12.9 -25.01995 34.3 -3.8 35.3 2.5 35.8 -23.11998 20.9 41.6 15.8 53.2 60.0 296.72001 18.7 1.6 3.5 -6.9 0.6 -42.92004 26.7 33.0 44.1 30.1 79.7 188.22007 -1.9 10.8 4.8 14.4 46.2 -23.02010 4.5 -2.8 -8.6 21.8 7.1 119.92013 -26.7 -16.7 1.6 -23.2 -8.8 -38.02016 22.4 -5.8 -12.8 5.7 -7.5 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 59.1 89.6 77.9 59.5 28.0 22.91992 55.8 95.5 89.2 70.8 39.8 29.81995 58.5 90.6 103.9 79.4 42.6 17.71998 67.2 110.6 114.8 101.4 66.7 41.12001 75.0 115.8 121.1 101.4 71.1 40.02004 101.6 151.3 163.8 144.5 81.6 68.62007 116.7 171.3 172.0 152.2 124.7 52.22010 99.0 166.2 184.3 154.3 121.1 79.52013 85.0 156.7 155.4 136.4 112.2 59.32016 83.5 154.5 155.4 140.5 94.3 74.4
Three-year change (percent)1992 -5.6 6.6 14.5 19.0 42.1 30.11995 4.8 -5.1 16.5 12.1 7.0 -40.61998 14.9 22.1 10.5 27.7 56.6 132.22001 11.6 4.7 5.5 0.0 6.6 -2.72004 35.5 30.7 35.3 42.5 14.8 71.52007 14.9 13.2 5.0 5.3 52.8 -23.92010 -15.2 -3.0 7.2 1.4 -2.9 52.32013 -14.1 -5.7 -15.7 -11.6 -7.3 -25.42016 -1.8 -1.4 0.0 3.0 -16.0 25.5
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with debt
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 71.0 70.7 37.2 91.5 66.71992 75.6 72.7 39.9 91.0 69.61995 74.4 78.6 41.5 89.2 71.61998 70.9 76.3 38.2 91.0 71.72001 73.6 76.7 43.3 90.4 72.92004 77.9 77.8 47.9 90.1 74.32007 78.0 76.9 48.2 91.1 76.02010 73.5 73.3 52.2 87.5 74.52013 73.6 70.0 53.8 87.6 75.32016 80.1 73.6 58.8 88.8 76.7
Three-year change (percentage points)1992 4.6 2.0 2.7 -0.5 2.91995 -1.2 5.9 1.6 -1.8 2.01998 -3.5 -2.3 -3.3 1.8 0.12001 2.7 0.4 5.1 -0.6 1.22004 4.3 1.1 4.6 -0.3 1.42007 0.1 -0.9 0.3 1.0 1.72010 -4.5 -3.6 4.0 -3.6 -1.52013 0.1 -3.3 1.6 0.1 0.82016 6.5 3.6 5.0 1.2 1.4
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 12.0 11.9 5.1 53.9 26.71992 12.2 14.3 6.9 62.7 28.61995 19.4 18.0 6.0 76.0 34.01998 15.1 19.2 15.1 90.7 50.42001 27.6 20.2 13.8 104.2 50.12004 44.5 27.6 20.7 127.2 69.92007 34.4 35.9 17.5 140.1 82.02010 33.4 38.5 30.9 124.7 80.12013 22.7 30.9 25.8 124.8 64.82016 27.7 29.3 21.2 110.5 70.3
Three-year change (percent)1992 1.7 20.2 35.3 16.3 7.11995 59.0 25.9 -13.0 21.2 18.91998 -22.2 6.7 151.7 19.3 48.22001 82.8 5.2 -8.6 14.9 -0.62004 61.2 36.6 50.0 22.1 39.52007 -22.7 30.1 -15.5 10.1 17.32010 -2.9 7.2 76.6 -11.0 -2.32013 -32.0 -19.7 -16.5 0.1 -19.12016 22.0 -5.2 -17.8 -11.5 8.5
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 38.3 43.7 21.1 86.0 74.31992 39.6 43.1 30.6 102.5 70.41995 43.2 45.1 33.6 107.6 77.61998 51.1 55.6 57.6 123.4 99.52001 59.2 51.5 51.1 137.4 99.72004 79.5 78.3 61.7 176.9 147.62007 89.3 86.3 59.0 200.9 156.32010 94.3 92.9 74.9 195.0 152.12013 68.0 75.8 74.7 180.8 126.62016 77.3 64.3 61.6 180.8 133.3
Three-year change (percent)1992 3.4 -1.4 45.0 19.2 -5.21995 9.1 4.6 9.8 5.0 10.21998 18.3 23.3 71.4 14.7 28.22001 15.9 -7.4 -11.3 11.3 0.22004 34.3 52.0 20.7 28.7 48.02007 12.3 10.2 -4.4 13.6 5.92010 5.6 7.6 26.9 -2.9 -2.72013 -27.9 -18.4 -0.3 -7.3 -16.82016 13.7 -15.2 -17.5 0.0 5.3
55
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with debt
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 55.6 70.3 83.4 82.81992 52.7 73.8 79.2 82.91995 54.6 74.7 82.4 81.21998 52.9 69.7 83.7 83.32001 55.8 73.9 80.7 82.72004 53.4 73.2 85.2 83.52007 55.5 75.1 83.3 84.02010 56.4 70.6 82.0 80.92013 53.7 70.2 80.8 80.92016 62.6 71.5 81.8 83.0
Three-year change (percentage points)1992 -2.9 3.5 -4.2 0.11995 1.9 0.9 3.2 -1.71998 -1.7 -5.0 1.3 2.12001 2.9 4.2 -3.0 -0.62004 -2.4 -0.7 4.5 0.82007 2.1 1.9 -1.9 0.52010 0.9 -4.5 -1.3 -3.12013 -2.7 -0.4 -1.2 0.02016 8.9 1.3 1.0 2.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 9.8 20.6 33.6 76.91992 8.6 18.6 32.1 72.11995 13.0 28.7 33.3 84.11998 14.3 35.6 59.0 100.92001 16.3 34.8 50.7 115.22004 15.3 39.4 65.4 148.72007 22.6 46.3 68.7 161.92010 19.4 47.3 66.3 159.72013 17.9 36.2 49.5 135.12016 15.9 35.9 43.7 122.0
Three-year change (percent)1992 -12.2 -9.7 -4.5 -6.21995 51.2 54.3 3.7 16.61998 10.0 24.0 77.2 20.02001 14.0 -2.2 -14.1 14.22004 -6.1 13.2 29.0 29.12007 47.7 17.5 5.0 8.92010 -14.2 2.2 -3.5 -1.42013 -7.7 -23.5 -25.3 -15.42016 -11.2 -0.8 -11.7 -9.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 28.7 47.9 67.8 115.71992 26.8 47.1 70.0 119.71995 32.7 57.7 69.6 126.51998 34.3 61.9 90.8 150.72001 39.0 63.9 85.6 165.42004 52.8 82.0 111.9 214.72007 66.1 99.8 122.2 236.62010 55.4 89.9 118.6 239.52013 48.3 81.0 96.2 206.32016 50.2 78.0 88.1 201.7
Three-year change (percent)1992 -6.6 -1.7 3.2 3.51995 22.0 22.5 -0.6 5.71998 4.9 7.3 30.5 19.12001 13.7 3.2 -5.7 9.82004 35.4 28.3 30.7 29.82007 25.2 21.7 9.2 10.22010 -16.2 -9.9 -2.9 1.22013 -12.8 -9.9 -18.9 -13.92016 3.9 -3.7 -8.4 -2.2
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with debt
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 73.3 65.1 72.4 76.51992 74.3 69.2 69.3 73.91995 75.4 71.1 75.4 67.71998 74.8 68.2 72.3 79.22001 75.8 73.9 71.1 73.92004 78.0 71.2 69.9 79.42007 76.8 76.8 73.5 82.82010 75.9 71.2 72.5 75.92013 75.3 75.9 70.5 71.42016 77.5 77.1 74.0 77.9
Three-year change (percentage points)1992 1.0 4.1 -3.1 -2.61995 1.1 1.9 6.1 -6.21998 -0.6 -2.9 -3.1 11.52001 1.0 5.7 -1.2 -5.32004 2.2 -2.7 -1.2 5.52007 -1.2 5.6 3.6 3.42010 -0.9 -5.6 -1.0 -6.92013 -0.6 4.7 -2.0 -4.52016 2.2 1.2 3.5 6.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 34.5 9.1 16.4 19.61992 36.5 9.5 15.0 24.01995 41.5 9.7 24.3 44.31998 58.6 17.7 22.1 51.52001 60.7 26.3 21.0 52.82004 88.4 38.2 34.2 48.32007 88.5 35.2 61.8 60.82010 93.9 34.4 33.9 75.72013 84.8 27.0 25.8 44.32016 74.1 31.1 30.0 56.7
Three-year change (percent)1992 5.8 4.4 -8.5 22.41995 13.7 2.1 62.0 84.61998 41.2 82.5 -9.1 16.32001 3.6 48.6 -5.0 2.52004 45.6 45.2 62.9 -8.52007 0.1 -7.9 80.7 25.92010 6.1 -2.3 -45.1 24.52013 -9.7 -21.5 -23.9 -41.52016 -12.6 15.2 16.3 28.0
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 72.9 31.9 53.1 79.01992 79.2 35.0 51.1 85.51995 82.2 40.4 53.7 102.61998 102.1 52.2 55.5 102.12001 108.1 57.6 61.9 103.02004 142.6 77.9 96.7 151.12007 154.1 101.7 134.6 149.52010 160.8 81.7 97.6 153.42013 141.9 69.7 79.0 138.82016 138.5 72.1 86.6 134.7
Three-year change (percent)1992 8.6 9.7 -3.8 8.21995 3.8 15.4 5.1 20.01998 24.2 29.2 3.4 -0.52001 5.9 10.3 11.5 0.92004 31.9 35.2 56.2 46.72007 8.1 30.6 39.2 -1.12010 4.3 -19.7 -27.5 2.62013 -11.8 -14.7 -19.1 -9.52016 -2.4 3.4 9.6 -3.0
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with debt
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 86.4 80.1 40.2 59.91992 85.6 85.1 45.1 64.31995 87.4 81.2 44.9 62.91998 86.8 84.6 39.9 65.52001 86.5 81.7 44.1 62.52004 86.1 81.5 50.7 70.42007 86.2 86.8 52.3 69.92010 83.9 82.0 51.0 75.12013 82.8 82.2 55.4 70.42016 86.1 80.8 60.0 64.1
Three-year change (percentage points)1992 -0.8 5.0 4.9 4.41995 1.8 -3.9 -0.2 -1.41998 -0.6 3.4 -5.0 2.62001 -0.3 -2.9 4.2 -3.02004 -0.4 -0.2 6.6 7.92007 0.1 5.3 1.6 -0.52010 -2.3 -4.8 -1.3 5.22013 -1.1 0.2 4.4 -4.72016 3.3 -1.4 4.6 -6.3
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 36.4 48.9 9.3 5.61992 35.4 72.1 9.2 7.61995 44.9 62.6 9.4 12.11998 51.8 95.0 15.5 18.62001 57.6 104.2 13.3 45.82004 91.4 118.8 19.6 26.82007 95.1 142.1 23.2 25.32010 94.0 130.4 33.2 23.32013 79.3 109.5 28.0 25.82016 72.3 92.7 23.8 30.0
Three-year change (percent)1992 -2.7 47.4 -1.1 35.71995 26.8 -13.2 2.2 59.21998 15.4 51.8 64.9 53.72001 11.2 9.7 -14.2 146.22004 58.7 14.0 47.4 -41.52007 4.0 19.6 18.4 -5.62010 -1.2 -8.2 43.1 -7.92013 -15.6 -16.0 -15.7 10.72016 -8.8 -15.3 -15.0 16.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 68.9 118.0 28.0 27.51992 72.8 139.9 30.9 39.31995 80.4 123.9 34.7 39.41998 89.7 162.7 58.3 56.22001 95.0 178.8 44.0 79.42004 132.4 223.0 64.5 90.12007 147.2 261.3 75.4 86.62010 144.1 263.9 82.2 83.52013 131.4 217.8 71.8 89.62016 132.1 191.3 71.1 84.3
Three-year change (percent)1992 5.7 18.6 10.4 42.91995 10.4 -11.4 12.3 0.31998 11.6 31.3 68.0 42.62001 5.9 9.9 -24.5 41.32004 39.4 24.7 46.6 13.52007 11.2 17.2 16.9 -3.92010 -2.1 1.0 9.0 -3.62013 -8.8 -17.5 -12.7 7.32016 0.5 -12.2 -1.0 -5.9
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with debt
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 90.9 82.1 83.5 44.31992 88.7 85.8 81.7 49.71995 87.7 85.2 86.6 48.61998 90.1 82.8 86.0 44.42001 88.4 83.6 84.6 47.12004 89.3 81.5 84.0 53.72007 90.9 81.8 84.9 55.02010 87.4 79.6 82.7 56.22013 86.1 79.1 81.4 58.32016 88.2 84.4 81.6 60.6
Three-year change (percentage points)1992 -2.2 3.7 -1.8 5.41995 -1.0 -0.6 4.9 -1.11998 2.4 -2.4 -0.6 -4.22001 -1.7 0.8 -1.4 2.72004 0.9 -2.1 -0.6 6.62007 1.6 0.3 0.9 1.32010 -3.5 -2.2 -2.2 1.22013 -1.3 -0.5 -1.3 2.12016 2.1 5.3 0.2 2.3
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 74.6 22.0 29.2 7.51992 78.6 29.5 29.9 8.51995 95.5 36.1 33.3 9.71998 97.4 44.4 42.8 15.52001 109.5 44.1 44.4 14.62004 147.4 55.1 65.4 20.52007 159.3 76.2 74.3 23.22010 151.4 62.7 70.2 31.12013 136.9 51.6 54.4 27.52016 125.0 44.6 50.0 25.0
Three-year change (percent)1992 5.4 34.1 2.4 13.31995 21.5 22.4 11.4 14.11998 2.0 23.0 28.5 59.82001 12.4 -0.7 3.7 -5.82004 34.6 24.9 47.3 40.42007 8.1 38.3 13.6 13.22010 -5.0 -17.7 -5.5 34.12013 -9.6 -17.7 -22.5 -11.62016 -8.7 -13.6 -8.1 -9.1
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 113.1 61.2 54.5 27.91992 124.4 64.7 59.8 33.51995 133.5 73.8 60.6 36.01998 140.3 88.7 71.5 58.32001 159.4 82.9 67.9 51.62004 210.9 104.5 99.2 69.72007 223.3 132.6 113.3 77.62010 232.6 118.6 106.6 82.62013 203.8 101.6 88.5 75.92016 204.3 97.5 83.9 73.3
Three-year change (percent)1992 10.0 5.7 9.7 20.11995 7.3 14.1 1.3 7.51998 5.1 20.2 18.0 61.92001 13.6 -6.5 -5.0 -11.52004 32.3 26.1 46.1 35.12007 5.9 26.9 14.2 11.32010 4.2 -10.6 -5.9 6.42013 -12.4 -14.3 -17.0 -8.12016 0.2 -4.0 -5.2 -3.4
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with debt
RegionYear Northeast Midwest South West
Level (percent)1989 69.0 68.3 73.4 78.61992 70.5 72.5 73.3 76.61995 71.9 73.3 76.2 75.61998 69.8 71.9 74.3 79.82001 67.0 77.5 76.8 76.92004 76.3 75.4 75.0 79.92007 73.3 78.3 75.3 81.62010 74.8 76.4 73.6 75.92013 72.2 76.9 74.2 74.72016 75.4 77.3 77.4 77.8
Three-year change (percentage points)1992 1.5 4.2 -0.1 -2.01995 1.4 0.8 2.9 -1.01998 -2.1 -1.4 -1.9 4.22001 -2.8 5.6 2.5 -2.92004 9.3 -2.1 -1.8 3.02007 -3.0 2.9 0.3 1.72010 1.5 -1.9 -1.7 -5.72013 -2.6 0.5 0.6 -1.22016 3.2 0.4 3.2 3.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 27.9 30.8 22.2 52.01992 40.4 28.7 23.5 32.21995 32.9 37.7 29.1 44.41998 67.0 52.2 40.7 46.82001 49.8 55.2 48.5 52.82004 69.6 87.3 51.3 98.72007 77.2 70.9 70.5 110.62010 80.7 77.9 65.8 102.02013 87.6 56.0 52.9 89.42016 75.2 50.1 55.0 79.9
Three-year change (percent)1992 44.8 -6.8 5.9 -38.11995 -18.6 31.4 23.8 37.91998 103.6 38.5 39.9 5.42001 -25.7 5.7 19.2 12.82004 39.8 58.2 5.8 86.92007 10.9 -18.8 37.4 12.12010 4.5 9.9 -6.7 -7.82013 8.6 -28.1 -19.6 -12.42016 -14.2 -10.5 4.0 -10.6
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 77.9 55.6 52.4 91.71992 80.4 66.3 57.5 94.71995 85.1 67.8 62.8 99.71998 97.7 83.5 82.9 116.52001 103.9 89.5 85.1 124.92004 139.5 123.6 106.0 172.22007 150.1 116.7 128.9 197.82010 157.3 124.8 121.7 190.82013 154.6 99.9 103.3 168.62016 147.8 92.7 105.0 165.2
Three-year change (percent)1992 3.2 19.2 9.7 3.31995 5.8 2.3 9.2 5.31998 14.8 23.2 32.0 16.92001 6.3 7.2 2.7 7.22004 34.3 38.1 24.6 37.92007 7.6 -5.6 21.6 14.92010 4.8 6.9 -5.6 -3.52013 -1.7 -20.0 -15.1 -11.62016 -4.4 -7.2 1.6 -2.0
66
68
70
72
74
76
78
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with debt
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 73.8 65.91992 74.4 67.91995 75.7 67.41998 75.4 66.12001 75.8 70.92004 76.8 74.72007 77.4 75.12010 75.8 70.72013 74.8 72.82016 77.9 71.8
Three-year change (percentage points)1992 0.6 2.01995 1.3 -0.51998 -0.3 -1.32001 0.4 4.82004 1.0 3.82007 0.6 0.42010 -1.6 -4.42013 -1.0 2.12016 3.1 -1.0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 30.9 19.81992 32.3 18.11995 37.8 20.71998 51.7 36.92001 54.4 33.92004 87.8 33.42007 90.5 34.52010 88.6 44.22013 71.0 30.92016 64.2 35.0
Three-year change (percent)1992 4.5 -8.61995 17.0 14.41998 36.8 78.32001 5.2 -8.12004 61.4 -1.52007 3.1 3.32010 -2.1 28.12013 -19.9 -30.12016 -9.6 13.3
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 71.4 45.71992 79.3 38.01995 81.5 41.81998 98.9 57.52001 104.1 59.12004 144.9 64.92007 159.5 77.72010 156.0 84.72013 134.9 65.42016 131.2 63.5
Three-year change (percent)1992 11.1 -16.81995 2.8 10.01998 21.3 37.62001 5.3 2.82004 39.2 9.82007 10.1 19.72010 -2.2 9.02013 -13.5 -22.82016 -2.7 -2.9
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with debt
Housing statusYear Owner Renter or other
Level (percent)1989 78.3 61.81992 78.5 64.01995 79.6 65.31998 79.4 63.52001 79.9 65.02004 82.3 63.42007 82.4 65.42010 81.4 61.62013 80.4 63.72016 82.5 67.7
Three-year change (percentage points)1992 0.2 2.21995 1.1 1.31998 -0.2 -1.82001 0.5 1.52004 2.4 -1.62007 0.1 2.02010 -1.0 -3.82013 -1.0 2.12016 2.1 4.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 58.4 5.71992 60.7 5.91995 71.3 7.51998 89.0 8.92001 93.9 8.12004 121.8 9.92007 128.6 10.62010 122.4 10.62013 117.5 11.02016 107.0 13.3
Three-year change (percent)1992 3.9 3.51995 17.5 27.11998 24.8 18.72001 5.5 -9.02004 29.7 22.22007 5.6 7.12010 -4.8 0.02013 -4.0 3.82016 -8.9 20.9
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 90.8 13.41992 98.2 15.71995 102.1 18.21998 123.5 19.82001 129.0 19.02004 169.4 21.72007 188.9 27.32010 187.0 28.52013 166.6 30.62016 166.0 32.2
Three-year change (percent)1992 8.1 17.21995 4.0 15.91998 21.0 8.82001 4.5 -4.02004 31.3 14.22007 11.5 25.82010 -1.0 4.42013 -10.9 7.42016 -0.4 5.2
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with debt
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 60.7 78.1 77.3 76.0 68.71992 64.8 79.3 77.3 71.3 72.01995 66.5 81.4 79.5 70.5 70.81998 65.6 81.3 76.8 70.1 76.02001 68.7 80.9 78.0 75.0 69.72004 64.9 83.8 83.2 74.6 72.72007 68.8 82.5 80.3 76.8 76.12010 69.2 78.8 80.3 72.2 70.42013 69.9 77.3 78.9 72.5 71.52016 71.1 80.4 84.3 74.7 69.5
Three-year change (percentage points)1992 4.1 1.2 0.0 -4.7 3.31995 1.7 2.1 2.2 -0.8 -1.21998 -0.9 -0.1 -2.7 -0.4 5.22001 3.1 -0.4 1.2 4.9 -6.32004 -3.8 2.9 5.2 -0.4 3.02007 3.9 -1.3 -2.9 2.2 3.42010 0.4 -3.7 0.0 -4.6 -5.72013 0.7 -1.5 -1.4 0.3 1.12016 1.2 3.1 5.4 2.2 -2.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.9 21.3 52.7 59.1 93.31992 7.3 24.7 50.8 55.0 127.71995 9.7 33.2 57.7 54.7 115.91998 12.1 42.5 67.9 95.9 140.72001 11.8 52.2 81.0 108.4 168.02004 14.4 56.0 114.9 139.9 242.62007 13.7 74.4 113.7 146.9 238.22010 22.5 61.1 95.0 111.3 257.32013 23.0 34.0 85.6 125.1 216.52016 20.9 41.5 83.4 113.0 222.2
Three-year change (percent)1992 23.7 16.0 -3.6 -6.9 36.91995 32.9 34.4 13.6 -0.5 -9.21998 24.7 28.0 17.7 75.3 21.42001 -2.5 22.8 19.3 13.0 19.42004 22.0 7.3 41.9 29.1 44.42007 -4.9 32.9 -1.0 5.0 -1.82010 64.2 -17.9 -16.4 -24.2 8.02013 2.2 -44.4 -9.9 12.4 -15.92016 -9.1 22.1 -2.6 -9.7 2.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 20.6 42.5 73.4 94.9 174.31992 22.3 50.6 75.3 94.5 202.31995 29.2 60.8 83.1 90.4 190.31998 38.1 67.7 91.8 129.9 235.72001 30.8 68.5 103.1 137.6 273.22004 40.7 84.3 142.0 174.3 373.72007 48.4 105.5 152.5 188.1 394.32010 91.7 90.8 127.3 175.8 424.32013 72.4 78.2 115.0 173.1 345.72016 57.3 74.3 116.4 171.7 377.2
Three-year change (percent)1992 8.3 19.1 2.6 -0.4 16.11995 30.9 20.2 10.4 -4.3 -5.91998 30.5 11.3 10.5 43.7 23.92001 -19.2 1.2 12.3 5.9 15.92004 32.1 23.1 37.7 26.7 36.82007 18.9 25.1 7.4 7.9 5.52010 89.5 -13.9 -16.5 -6.5 7.62013 -21.0 -13.9 -9.7 -1.5 -18.52016 -20.9 -5.0 1.2 -0.8 9.1
38
40
42
44
46
48
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with home−secured debt
Year All familiesLevel (percent)
1989 39.51992 39.11995 41.01998 43.12001 44.62004 47.92007 48.72010 47.02013 42.92016 41.9
Three-year change (percentage points)1992 -0.41995 1.91998 2.12001 1.52004 3.32007 0.82010 -1.72013 -4.12016 -1.0
60
70
80
90
100
110
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of home−secured debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 59.71992 72.11995 80.11998 91.52001 94.82004 120.82007 123.92010 121.22013 118.62016 111.0
Three-year change (percent)1992 20.81995 11.11998 14.22001 3.62004 27.42007 2.62010 -2.22013 -2.12016 -6.4
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of home−secured debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 84.61992 97.51995 101.31998 114.72001 124.22004 157.82007 172.62010 170.62013 161.62016 157.7
Three-year change (percent)1992 15.21995 3.91998 13.22001 8.32004 27.12007 9.42010 -1.22013 -5.32016 -2.4
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with home−secured debt
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.6 23.4 37.8 56.4 70.0 74.21992 10.4 21.2 36.1 56.8 67.3 74.71995 10.4 25.9 38.2 59.1 69.8 72.91998 11.2 23.9 43.7 63.5 73.6 73.02001 13.8 27.0 44.4 61.8 76.9 75.42004 15.9 29.6 51.6 65.8 76.8 76.22007 14.9 29.6 50.5 69.7 80.8 76.42010 14.8 29.6 51.6 65.4 74.5 72.82013 13.1 26.3 39.8 63.3 71.5 72.62016 14.1 26.1 40.7 59.3 70.9 67.3
Three-year change (percentage points)1992 2.8 -2.2 -1.7 0.4 -2.7 0.51995 0.0 4.7 2.1 2.3 2.5 -1.81998 0.8 -2.0 5.5 4.4 3.8 0.12001 2.6 3.1 0.7 -1.7 3.3 2.42004 2.1 2.6 7.2 4.0 -0.1 0.82007 -1.0 0.0 -1.1 3.9 4.0 0.22010 -0.1 0.0 1.1 -4.3 -6.3 -3.62013 -1.7 -3.3 -11.8 -2.1 -3.0 -0.22016 1.0 -0.2 0.9 -4.0 -0.6 -5.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of home−secured debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 13.1 24.3 39.2 69.0 78.4 130.61992 24.6 33.8 52.0 73.8 94.4 140.01995 29.0 43.1 57.9 89.3 101.8 142.51998 36.9 54.6 64.9 95.9 118.7 172.62001 37.9 54.2 76.0 102.4 123.2 181.62004 47.1 68.7 98.2 123.4 169.1 235.32007 46.3 59.1 102.7 133.2 189.9 232.82010 60.3 72.4 99.5 128.9 174.6 266.42013 43.3 73.2 87.4 116.5 179.4 262.92016 50.0 63.0 89.0 114.0 159.6 268.0
Three-year change (percent)1992 87.8 39.1 32.7 7.0 20.4 7.21995 17.9 27.5 11.3 21.0 7.8 1.81998 27.2 26.7 12.1 7.4 16.6 21.12001 2.7 -0.7 17.1 6.8 3.8 5.22004 24.3 26.8 29.2 20.5 37.3 29.62007 -1.7 -14.0 4.6 7.9 12.3 -1.12010 30.2 22.5 -3.1 -3.2 -8.1 14.42013 -28.2 1.1 -12.2 -9.6 2.7 -1.32016 15.5 -13.9 1.8 -2.1 -11.0 1.9
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of home−secured debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 24.3 37.5 52.6 80.0 92.7 158.51992 45.9 50.1 63.7 84.1 106.6 183.31995 48.6 54.1 69.4 94.6 118.9 177.21998 49.3 64.4 76.3 104.1 127.0 219.72001 50.0 62.8 85.2 110.2 141.4 247.22004 63.7 86.8 111.0 144.0 192.9 303.82007 78.0 79.1 118.9 160.5 212.2 332.82010 99.8 90.6 117.1 150.2 196.3 350.42013 73.6 87.2 104.0 134.2 199.4 321.02016 74.1 79.4 100.9 133.3 185.5 335.6
Three-year change (percent)1992 88.9 33.6 21.1 5.1 15.0 15.61995 5.9 8.0 8.9 12.5 11.5 -3.31998 1.4 19.0 9.9 10.0 6.8 24.02001 1.4 -2.5 11.7 5.9 11.3 12.52004 27.4 38.2 30.3 30.7 36.4 22.92007 22.4 -8.9 7.1 11.5 10.0 9.52010 27.9 14.5 -1.5 -6.4 -7.5 5.32013 -26.3 -3.8 -11.2 -10.7 1.6 -8.42016 0.7 -8.9 -3.0 -0.7 -7.0 4.5
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with home−secured debt
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 34.9 57.9 58.3 37.0 21.7 6.31992 30.9 55.5 61.4 40.8 18.5 8.61995 33.0 54.3 61.8 45.2 24.7 6.81998 33.2 58.7 58.8 49.4 26.0 11.52001 35.7 59.6 59.8 49.0 32.0 9.52004 37.7 62.8 64.6 51.0 32.1 18.72007 37.3 59.5 65.5 55.3 42.9 13.92010 34.0 57.6 60.4 53.6 40.5 24.22013 28.6 53.5 56.1 48.9 42.2 19.92016 28.3 50.1 53.5 49.0 38.8 26.5
Three-year change (percentage points)1992 -4.0 -2.4 3.1 3.8 -3.2 2.31995 2.1 -1.2 0.4 4.4 6.2 -1.81998 0.2 4.4 -3.0 4.2 1.3 4.72001 2.5 0.9 1.0 -0.4 6.0 -2.02004 2.0 3.2 4.8 2.0 0.1 9.22007 -0.4 -3.3 0.9 4.3 10.8 -4.82010 -3.3 -1.9 -5.1 -1.7 -2.4 10.32013 -5.4 -4.1 -4.3 -4.7 1.7 -4.32016 -0.3 -3.4 -2.6 0.1 -3.4 6.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of home−secured debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 82.1 74.6 48.5 37.3 17.0 13.11992 85.5 92.2 67.1 50.3 28.5 47.01995 97.1 94.0 76.7 57.9 29.8 18.31998 104.8 103.3 98.9 70.8 38.4 31.32001 104.3 108.4 101.6 74.5 52.8 60.72004 136.1 139.9 123.4 105.6 64.9 39.42007 156.7 148.2 127.4 98.4 79.9 46.32010 132.6 154.6 126.0 107.2 77.4 57.52013 123.7 144.4 124.8 105.5 83.8 56.22016 119.0 140.0 125.0 96.1 79.0 50.1
Three-year change (percent)1992 4.1 23.6 38.4 34.9 67.6 258.81995 13.6 2.0 14.3 15.1 4.6 -61.11998 7.9 9.9 28.9 22.3 28.9 71.02001 -0.5 4.9 2.7 5.2 37.5 93.92004 30.5 29.1 21.5 41.7 22.9 -35.12007 15.1 5.9 3.2 -6.8 23.1 17.52010 -15.4 4.3 -1.1 8.9 -3.1 24.22013 -6.7 -6.6 -1.0 -1.6 8.3 -2.32016 -3.8 -3.0 0.2 -8.9 -5.7 -10.9
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of home−secured debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 100.9 100.0 73.3 69.5 30.8 37.01992 106.5 116.6 90.8 75.4 56.3 57.61995 104.0 115.0 106.2 88.2 57.2 37.71998 111.0 127.3 123.0 106.6 75.4 53.72001 123.3 134.6 136.0 109.1 88.2 70.12004 162.1 172.9 171.8 150.3 97.7 78.42007 192.8 190.8 176.4 158.4 135.6 84.22010 158.9 197.5 190.3 162.9 135.8 88.02013 146.5 192.0 173.0 160.1 134.8 87.72016 142.3 190.3 186.6 153.9 114.9 89.9
Three-year change (percent)1992 5.6 16.6 23.9 8.5 82.8 55.71995 -2.3 -1.4 17.0 17.0 1.6 -34.51998 6.7 10.7 15.8 20.9 31.8 42.42001 11.1 5.7 10.6 2.3 17.0 30.52004 31.5 28.5 26.3 37.8 10.8 11.82007 18.9 10.4 2.7 5.4 38.8 7.42010 -17.6 3.5 7.9 2.8 0.1 4.52013 -7.8 -2.8 -9.1 -1.7 -0.7 -0.32016 -2.9 -0.9 7.9 -3.9 -14.8 2.5
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with home−secured debt
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 30.8 19.6 15.0 63.3 35.71992 29.0 25.9 13.6 63.7 35.51995 32.2 27.2 12.4 63.5 40.91998 29.2 25.0 18.4 67.1 43.52001 35.5 25.8 19.3 67.8 44.72004 43.7 32.8 22.2 68.4 48.22007 38.3 35.0 22.0 69.0 51.32010 36.0 31.8 29.0 64.9 49.52013 31.6 26.3 26.8 61.0 46.22016 32.9 21.4 28.5 58.9 46.8
Three-year change (percentage points)1992 -1.8 6.3 -1.4 0.4 -0.21995 3.2 1.3 -1.2 -0.2 5.41998 -3.0 -2.2 6.0 3.6 2.62001 6.3 0.8 0.9 0.7 1.22004 8.2 7.0 2.9 0.6 3.52007 -5.4 2.2 -0.2 0.6 3.12010 -2.3 -3.2 7.0 -4.1 -1.82013 -4.4 -5.5 -2.2 -3.9 -3.32016 1.3 -4.9 1.7 -2.1 0.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of home−secured debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 46.6 76.5 17.2 67.5 61.61992 52.0 67.1 43.6 88.9 56.91995 62.6 78.9 32.9 94.0 70.51998 66.4 84.1 59.0 103.3 84.12001 74.1 81.3 67.7 115.2 88.12004 94.9 113.2 61.0 139.9 124.62007 107.7 113.5 59.1 150.5 113.52010 106.1 121.6 70.7 145.9 111.62013 89.7 106.2 66.0 146.4 112.42016 100.0 95.0 64.0 140.0 101.0
Three-year change (percent)1992 11.6 -12.3 153.5 31.7 -7.61995 20.4 17.6 -24.5 5.7 23.91998 6.1 6.6 79.3 9.9 19.32001 11.6 -3.3 14.7 11.5 4.82004 28.1 39.2 -9.9 21.4 41.42007 13.5 0.3 -3.1 7.6 -8.92010 -1.5 7.1 19.6 -3.1 -1.72013 -15.5 -12.7 -6.6 0.3 0.72016 11.5 -10.5 -3.0 -4.4 -10.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of home−secured debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 58.5 98.0 33.8 90.6 88.11992 72.5 80.8 55.8 114.1 84.91995 74.2 90.3 71.5 115.6 93.41998 93.1 98.5 75.5 127.4 111.02001 89.6 95.1 82.1 145.2 118.02004 111.4 137.0 93.2 181.0 162.32007 142.9 137.3 92.9 204.4 163.62010 146.8 144.8 100.1 202.0 162.32013 114.2 136.2 111.0 197.7 147.62016 126.9 125.8 92.8 201.7 141.5
Three-year change (percent)1992 23.9 -17.6 65.1 25.9 -3.61995 2.3 11.8 28.1 1.3 10.01998 25.5 9.1 5.6 10.2 18.82001 -3.8 -3.5 8.7 14.0 6.32004 24.3 44.1 13.5 24.7 37.52007 28.3 0.2 -0.3 12.9 0.82010 2.7 5.5 7.8 -1.2 -0.82013 -22.2 -5.9 10.9 -2.1 -9.12016 11.1 -7.6 -16.4 2.0 -4.1
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with home−secured debt
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 22.6 35.4 48.6 54.91992 18.4 36.5 42.9 54.31995 23.5 40.1 42.2 53.81998 21.8 39.8 48.2 55.42001 26.3 40.5 44.8 59.42004 24.8 42.2 50.8 62.22007 26.0 45.0 50.1 62.02010 27.3 42.0 47.3 59.62013 21.7 37.6 42.2 56.02016 25.1 36.6 39.1 54.4
Three-year change (percentage points)1992 -4.2 1.1 -5.7 -0.61995 5.1 3.6 -0.7 -0.51998 -1.7 -0.3 6.0 1.62001 4.5 0.7 -3.4 4.02004 -1.5 1.7 6.0 2.82007 1.2 2.8 -0.7 -0.22010 1.3 -3.0 -2.8 -2.42013 -5.6 -4.4 -5.1 -3.62016 3.4 -1.0 -3.1 -1.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of home−secured debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 28.0 46.6 57.8 91.41992 36.9 50.3 76.9 100.61995 36.0 62.6 87.7 119.01998 39.5 64.2 95.9 127.32001 40.6 71.8 94.8 132.82004 56.0 89.0 111.9 166.62007 57.9 97.3 111.2 179.52010 66.3 91.7 117.2 177.82013 65.0 92.8 110.3 165.02016 65.0 87.2 98.0 155.0
Three-year change (percent)1992 31.8 7.9 33.0 10.11995 -2.4 24.5 14.0 18.31998 9.7 2.6 9.4 7.02001 2.8 11.8 -1.1 4.32004 37.9 24.0 18.0 25.52007 3.4 9.3 -0.6 7.72010 14.5 -5.8 5.4 -0.92013 -2.0 1.2 -5.9 -7.22016 0.0 -6.0 -11.2 -6.1
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of home−secured debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 46.5 62.3 83.2 122.21992 52.7 70.9 93.7 130.61995 50.7 75.5 100.3 143.11998 55.2 79.3 111.5 162.12001 59.8 86.2 113.9 175.92004 85.4 107.3 140.0 217.42007 96.3 127.6 150.1 239.62010 86.4 114.5 155.1 236.82013 86.5 114.1 133.5 219.92016 84.4 108.6 124.1 214.9
Three-year change (percent)1992 13.3 13.8 12.6 6.91995 -3.8 6.5 7.0 9.61998 8.9 5.0 11.2 13.32001 8.3 8.7 2.2 8.52004 42.8 24.5 22.9 23.62007 12.8 18.9 7.2 10.22010 -10.3 -10.3 3.3 -1.22013 0.1 -0.3 -13.9 -7.12016 -2.4 -4.8 -7.0 -2.3
25
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with home−secured debt
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 43.0 24.8 31.0 36.81992 42.8 27.4 25.2 33.21995 44.1 26.1 33.9 37.91998 46.8 29.6 28.0 40.02001 47.6 36.4 31.9 40.52004 51.9 36.1 34.9 44.32007 52.1 38.7 37.5 45.32010 51.8 32.2 39.1 41.52013 48.4 31.9 29.0 33.82016 46.4 31.9 31.5 37.8
Three-year change (percentage points)1992 -0.2 2.6 -5.8 -3.61995 1.3 -1.3 8.7 4.71998 2.7 3.5 -5.9 2.12001 0.8 6.8 3.9 0.52004 4.3 -0.3 3.0 3.82007 0.2 2.6 2.6 1.02010 -0.3 -6.5 1.6 -3.82013 -3.4 -0.3 -10.1 -7.72016 -2.0 0.0 2.5 4.0
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of home−secured debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 63.4 28.0 78.4 50.41992 75.5 37.5 87.2 67.01995 84.6 39.2 78.3 109.61998 91.5 75.4 76.7 122.52001 101.6 71.8 100.3 108.42004 124.6 86.5 123.4 136.12007 122.7 112.3 133.2 148.52010 123.8 94.0 98.4 160.32013 121.7 92.8 128.9 159.82016 115.0 78.9 99.0 150.0
Three-year change (percent)1992 19.1 33.9 11.2 32.91995 12.1 4.5 -10.2 63.61998 8.2 92.3 -2.0 11.82001 11.0 -4.8 30.8 -11.52004 22.6 20.5 23.0 25.62007 -1.5 29.8 7.9 9.12010 0.9 -16.3 -26.1 7.92013 -1.7 -1.3 31.0 -0.32016 -5.5 -15.0 -23.2 -6.1
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of home−secured debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 85.9 50.8 87.2 119.11992 98.9 61.2 103.6 141.41995 102.9 72.6 93.3 139.61998 116.5 87.1 98.6 149.42001 130.2 83.5 106.2 134.82004 161.7 108.3 149.8 201.72007 170.5 151.6 185.9 204.62010 175.3 115.4 139.9 214.92013 162.2 115.2 150.0 224.32016 161.3 109.9 142.5 198.9
Three-year change (percent)1992 15.1 20.5 18.8 18.71995 4.0 18.6 -9.9 -1.31998 13.2 20.0 5.7 7.02001 11.8 -4.1 7.7 -9.82004 24.2 29.7 41.1 49.62007 5.4 40.0 24.1 1.42010 2.8 -23.9 -24.7 5.02013 -7.5 -0.2 7.2 4.42016 -0.6 -4.6 -5.0 -11.3
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with home−secured debt
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 49.8 49.8 16.7 19.91992 48.6 58.9 16.9 20.11995 51.2 51.6 18.7 17.91998 50.8 63.1 18.7 26.42001 52.5 59.1 19.6 28.32004 56.1 59.5 24.6 30.32007 56.7 64.8 27.0 25.52010 54.4 58.6 29.1 31.12013 49.4 54.4 28.9 26.82016 48.1 50.0 29.6 23.6
Three-year change (percentage points)1992 -1.2 9.1 0.2 0.21995 2.6 -7.3 1.8 -2.21998 -0.4 11.5 0.0 8.52001 1.7 -4.0 0.9 1.92004 3.6 0.4 5.0 2.02007 0.6 5.3 2.4 -4.82010 -2.3 -6.2 2.1 5.62013 -5.0 -4.2 -0.2 -4.32016 -1.3 -4.4 0.7 -3.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of home−secured debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 67.5 65.3 20.5 24.31992 77.1 100.7 32.2 41.91995 87.7 94.0 36.0 64.21998 97.4 109.0 54.6 84.12001 100.3 135.5 42.7 97.52004 127.2 152.4 53.4 99.22007 135.5 156.3 54.5 104.22010 128.2 160.3 67.2 102.52013 123.7 155.5 75.3 134.02016 121.5 130.0 70.0 100.0
Three-year change (percent)1992 14.2 54.2 57.1 72.41995 13.7 -6.7 11.8 53.21998 11.1 16.0 51.7 31.02001 3.0 24.3 -21.8 15.92004 26.8 12.5 25.1 1.72007 6.5 2.6 2.1 5.02010 -5.4 2.6 23.3 -1.62013 -3.5 -3.0 12.1 30.72016 -1.8 -16.4 -7.0 -25.4
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of home−secured debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 86.4 118.1 37.6 55.61992 96.6 136.1 49.0 89.31995 102.8 134.3 55.6 95.81998 112.6 152.8 73.5 99.92001 119.1 184.0 68.0 127.92004 159.2 212.2 86.6 145.52007 174.3 242.3 95.3 162.92010 170.8 251.5 102.7 144.92013 162.3 241.6 103.2 170.52016 165.0 212.5 100.9 140.1
Three-year change (percent)1992 11.8 15.2 30.3 60.61995 6.4 -1.3 13.5 7.31998 9.5 13.8 32.2 4.32001 5.8 20.4 -7.5 28.02004 33.7 15.3 27.4 13.82007 9.5 14.2 10.0 12.02010 -2.0 3.8 7.8 -11.02013 -5.0 -3.9 0.5 17.72016 1.7 -12.0 -2.2 -17.8
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with home−secured debt
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 61.2 43.0 46.0 17.31992 59.8 45.4 45.8 17.61995 61.0 46.3 48.3 18.61998 61.1 44.2 51.8 20.12001 63.0 45.7 50.3 21.02004 67.7 45.7 53.4 25.52007 67.6 49.7 53.6 26.72010 64.6 43.8 54.1 29.62013 59.4 40.7 46.1 28.52016 58.6 38.6 43.8 28.6
Three-year change (percentage points)1992 -1.4 2.4 -0.2 0.31995 1.2 0.9 2.5 1.01998 0.1 -2.1 3.5 1.52001 1.9 1.5 -1.5 0.92004 4.7 0.0 3.1 4.52007 -0.1 4.0 0.2 1.22010 -3.0 -5.9 0.5 2.92013 -5.2 -3.1 -8.0 -1.12016 -0.8 -2.1 -2.3 0.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of home−secured debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 89.6 59.7 52.2 21.71992 109.0 75.0 55.8 36.91995 118.7 86.1 62.6 39.91998 118.0 97.4 72.3 58.32001 130.9 93.5 76.5 59.62004 164.1 113.2 105.2 63.62007 171.4 116.8 108.9 61.42010 165.8 121.6 99.5 75.22013 165.0 105.2 100.0 85.62016 155.0 110.0 90.0 74.0
Three-year change (percent)1992 21.7 25.6 6.9 70.01995 8.9 14.8 12.2 8.11998 -0.6 13.1 15.5 46.12001 10.9 -4.0 5.8 2.22004 25.4 21.1 37.5 6.72007 4.4 3.2 3.5 -3.52010 -3.3 4.1 -8.6 22.52013 -0.5 -13.5 0.5 13.82016 -6.1 4.6 -10.0 -13.6
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of home−secured debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 120.3 82.1 65.6 41.91992 134.4 90.0 77.9 59.91995 143.4 100.2 78.1 63.51998 153.6 114.3 86.5 80.62001 172.2 109.9 86.4 81.12004 212.8 139.8 119.8 97.42007 224.7 168.8 137.7 105.42010 231.3 159.3 128.2 112.32013 220.2 140.9 114.8 115.22016 216.8 144.4 106.5 105.9
Three-year change (percent)1992 11.7 9.6 18.8 43.01995 6.7 11.3 0.3 6.01998 7.1 14.1 10.8 26.92001 12.1 -3.8 -0.1 0.62004 23.6 27.2 38.7 20.12007 5.6 20.7 14.9 8.22010 2.9 -5.6 -6.9 6.52013 -4.8 -11.6 -10.5 2.62016 -1.5 2.5 -7.2 -8.1
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with home−secured debt
RegionYear Northeast Midwest South West
Level (percent)1989 37.8 40.2 37.4 43.91992 42.0 39.7 36.7 39.61995 37.3 44.9 39.5 42.41998 45.5 45.5 40.3 43.02001 38.1 50.9 46.6 40.42004 47.4 51.9 45.2 48.72007 48.4 51.0 46.6 49.92010 46.9 52.8 43.6 46.92013 43.2 46.1 41.5 41.92016 43.5 43.8 40.2 41.5
Three-year change (percentage points)1992 4.2 -0.5 -0.7 -4.31995 -4.7 5.2 2.8 2.81998 8.2 0.6 0.8 0.62001 -7.4 5.4 6.3 -2.62004 9.3 1.0 -1.4 8.32007 1.0 -0.9 1.4 1.22010 -1.5 1.8 -3.0 -3.02013 -3.7 -6.7 -2.1 -5.02016 0.3 -2.3 -1.3 -0.4
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of home−secured debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 63.4 46.6 49.4 87.71992 83.9 60.4 58.7 92.51995 101.8 68.6 64.6 119.01998 88.5 76.7 85.6 131.32001 105.7 84.7 81.3 135.52004 141.9 109.4 100.5 163.02007 123.9 108.7 114.6 174.62010 126.0 105.0 105.0 174.22013 152.7 98.3 100.5 178.42016 135.0 83.5 100.0 163.0
Three-year change (percent)1992 32.3 29.6 18.8 5.51995 21.3 13.6 10.1 28.61998 -13.1 11.8 32.5 10.32001 19.4 10.4 -5.0 3.22004 34.2 29.2 23.6 20.32007 -12.7 -0.6 14.0 7.12010 1.7 -3.4 -8.4 -0.22013 21.2 -6.4 -4.3 2.42016 -11.6 -15.1 -0.5 -8.6
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of home−secured debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 101.7 62.6 67.5 118.31992 100.8 85.6 79.5 135.51995 115.8 81.3 85.3 138.11998 112.9 93.6 103.5 158.62001 136.4 103.1 103.1 182.92004 174.2 132.5 132.7 210.82007 176.2 135.9 152.3 239.82010 190.2 134.4 147.8 231.22013 194.4 118.2 133.9 227.72016 187.5 107.9 133.3 223.9
Three-year change (percent)1992 -0.9 36.7 17.8 14.51995 14.9 -5.0 7.3 1.91998 -2.5 15.1 21.3 14.82001 20.8 10.1 -0.4 15.32004 27.7 28.5 28.7 15.32007 1.1 2.6 14.8 13.82010 7.9 -1.1 -3.0 -3.62013 2.2 -12.1 -9.4 -1.52016 -3.5 -8.7 -0.4 -1.7
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with home−secured debt
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 41.0 33.01992 41.2 29.91995 41.9 35.81998 44.1 37.52001 45.5 39.42004 49.0 42.52007 49.7 43.52010 47.8 43.32013 43.6 38.12016 42.5 37.2
Three-year change (percentage points)1992 0.2 -3.11995 0.7 5.91998 2.2 1.72001 1.4 1.92004 3.5 3.12007 0.7 1.02010 -1.9 -0.22013 -4.2 -5.22016 -1.1 -0.9
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of home−secured debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 65.7 34.51992 80.5 42.51995 90.8 36.01998 98.9 47.22001 103.6 65.02004 133.5 63.62007 136.8 70.22010 131.5 70.72013 126.8 65.02016 120.0 59.0
Three-year change (percent)1992 22.5 23.21995 12.8 -15.31998 8.9 31.12001 4.8 37.72004 28.9 -2.22007 2.5 10.42010 -3.9 0.72013 -3.6 -8.12016 -5.4 -9.2
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of home−secured debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 91.4 48.91992 104.9 52.21995 108.1 54.81998 121.9 65.52001 131.2 74.42004 172.1 77.62007 187.0 92.62010 184.5 96.82013 172.2 79.92016 168.2 73.1
Three-year change (percent)1992 14.8 6.71995 3.1 5.01998 12.8 19.52001 7.6 13.62004 31.2 4.32007 8.7 19.32010 -1.3 4.52013 -6.7 -17.52016 -2.3 -8.5
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with home−secured debt
Housing statusYear Owner Renter or other
Level (percent)1989 61.8 0.01992 61.2 0.01995 63.3 0.01998 65.1 0.02001 66.0 0.02004 69.4 0.02007 70.9 0.02010 69.9 0.02013 65.9 0.02016 65.7 0.0
Three-year change (percentage points)1992 -0.6 0.01995 2.1 0.01998 1.8 0.02001 0.9 0.02004 3.4 0.02007 1.5 0.02010 -1.0 0.02013 -4.0 0.02016 -0.2 0.0
60
70
80
90
100
110
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of home−secured debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 59.7 .1992 72.1 .1995 80.1 .1998 91.5 .2001 94.8 .2004 120.8 .2007 123.9 .2010 121.2 .2013 118.6 .2016 111.0 .
Three-year change (percent)1992 20.8 .1995 11.1 .1998 14.2 .2001 3.6 .2004 27.4 .2007 2.6 .2010 -2.2 .2013 -2.1 .2016 -6.4 .
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of home−secured debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 84.6 .1992 97.5 .1995 101.3 .1998 114.7 .2001 124.2 .2004 157.8 .2007 172.6 .2010 170.6 .2013 161.6 .2016 157.7 .
Three-year change (percent)1992 15.2 .1995 3.9 .1998 13.2 .2001 8.3 .2004 27.1 .2007 9.4 .2010 -1.2 .2013 -5.3 .2016 -2.4 .
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with home−secured debt
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 5.3 39.7 57.7 60.1 47.81992 7.9 42.8 52.8 51.1 55.61995 9.4 47.6 55.5 49.3 54.61998 11.2 47.4 56.2 56.8 59.12001 11.1 49.6 59.3 60.9 55.02004 12.3 52.8 66.1 61.6 58.52007 11.0 56.2 64.4 63.7 62.22010 20.0 48.9 61.5 56.9 58.62013 16.9 41.0 57.4 55.4 57.82016 10.7 42.4 59.8 53.8 55.8
Three-year change (percentage points)1992 2.6 3.1 -4.9 -9.0 7.81995 1.5 4.8 2.7 -1.8 -1.01998 1.8 -0.2 0.7 7.5 4.52001 -0.1 2.2 3.1 4.1 -4.12004 1.2 3.2 6.8 0.7 3.52007 -1.3 3.4 -1.7 2.1 3.72010 9.0 -7.3 -2.9 -6.8 -3.62013 -3.1 -7.9 -4.1 -1.5 -0.82016 -6.2 1.4 2.4 -1.6 -2.0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of home−secured debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 69.0 53.6 57.8 70.9 85.81992 50.3 57.9 73.8 75.5 117.41995 74.7 70.5 82.3 78.3 117.51998 83.4 81.2 87.1 103.3 147.52001 77.2 77.2 90.8 117.9 182.92004 90.3 95.4 123.4 146.3 236.62007 123.9 97.5 120.4 148.2 208.42010 155.9 100.6 110.9 116.1 239.32013 124.8 101.0 103.1 136.0 226.82016 105.0 82.0 106.0 143.9 200.0
Three-year change (percent)1992 -27.1 8.0 27.7 6.5 36.81995 48.5 21.8 11.5 3.7 0.11998 11.6 15.2 5.8 31.9 25.52001 -7.4 -4.9 4.2 14.1 24.02004 17.0 23.6 35.9 24.1 29.42007 37.2 2.2 -2.4 1.3 -11.92010 25.8 3.2 -7.9 -21.7 14.82013 -19.9 0.4 -7.0 17.1 -5.22016 -15.9 -18.8 2.8 5.8 -11.8
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of home−secured debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 84.8 58.7 76.4 91.5 150.01992 59.2 71.8 89.5 105.4 168.21995 86.2 81.3 97.7 100.2 162.11998 90.7 87.9 99.5 124.8 201.32001 80.3 87.0 108.1 140.1 247.62004 97.0 107.7 147.3 176.0 303.52007 149.3 122.6 151.0 185.5 331.32010 188.9 117.9 135.9 173.2 352.22013 153.1 114.3 126.9 181.0 309.92016 134.4 100.6 127.4 185.1 318.5
Three-year change (percent)1992 -30.2 22.3 17.1 15.2 12.11995 45.6 13.2 9.2 -4.9 -3.61998 5.2 8.1 1.8 24.6 24.22001 -11.5 -1.0 8.6 12.3 23.02004 20.8 23.8 36.3 25.6 22.62007 53.9 13.8 2.5 5.4 9.22010 26.5 -3.8 -10.0 -6.6 6.32013 -19.0 -3.1 -6.6 4.5 -12.02016 -12.2 -12.0 0.4 2.3 2.8
38
40
42
44
46
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families with mortgagesor home−equity loans
Year All familiesLevel (percent)
1989 38.61992 38.51995 40.41998 42.02001 43.42004 45.92007 46.32010 45.22013 41.52016 40.0
Three-year change (percentage points)1992 -0.11995 1.91998 1.62001 1.42004 2.52007 0.42010 -1.12013 -3.72016 -1.5
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of mortgages or home−equityloans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 57.81992 69.01995 79.91998 91.52001 97.52004 122.12007 127.42010 121.62013 119.62016 114.0
Three-year change (percent)1992 19.41995 15.81998 14.52001 6.62004 25.22007 4.32010 -4.62013 -1.62016 -4.7
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of mortgages or home−equityloans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 82.11992 95.21995 100.81998 114.82001 123.92004 155.02007 173.12010 167.82013 161.32016 159.5
Three-year change (percent)1992 16.01995 5.91998 13.92001 7.92004 25.12007 11.72010 -3.12013 -3.92016 -1.1
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with mortgagesor home−equity loans
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.5 22.2 37.3 55.5 69.5 71.51992 10.4 20.7 35.4 56.2 66.1 73.21995 10.4 25.2 37.7 58.2 68.3 72.41998 10.8 22.4 42.5 62.4 72.4 71.12001 12.8 25.9 43.1 60.5 74.6 74.62004 14.6 28.9 50.0 62.9 74.0 72.72007 13.7 26.3 48.7 67.8 77.0 72.42010 13.7 27.9 49.8 63.6 71.8 70.32013 12.8 25.3 38.7 61.1 69.1 70.02016 13.2 24.7 39.2 56.8 68.5 63.6
Three-year change (percentage points)1992 2.9 -1.5 -1.9 0.7 -3.4 1.71995 0.0 4.5 2.3 2.0 2.2 -0.81998 0.4 -2.8 4.8 4.2 4.1 -1.32001 2.0 3.5 0.6 -1.9 2.2 3.52004 1.8 3.0 6.9 2.4 -0.6 -1.92007 -0.9 -2.6 -1.3 4.9 3.0 -0.32010 0.0 1.6 1.1 -4.2 -5.2 -2.12013 -0.9 -2.6 -11.1 -2.5 -2.7 -0.32016 0.4 -0.6 0.5 -4.3 -0.6 -6.4
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of mortgages or home−equityloans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 13.1 24.1 39.2 69.0 76.5 112.01992 24.6 33.9 50.3 73.8 92.5 134.21995 29.0 43.8 57.9 89.3 104.9 140.91998 38.4 56.1 63.4 95.9 115.1 173.42001 40.5 56.8 77.2 103.0 121.9 181.62004 47.2 67.4 99.2 123.4 165.3 234.02007 49.8 67.2 103.6 133.2 189.9 231.62010 65.2 73.5 99.5 128.1 174.6 248.72013 46.4 74.2 85.6 117.5 179.4 264.02016 52.0 65.0 88.4 117.0 160.0 270.0
Three-year change (percent)1992 87.8 40.7 28.3 7.0 20.9 19.81995 17.9 29.2 15.1 21.0 13.4 5.01998 32.4 28.1 9.5 7.4 9.7 23.12001 5.5 1.2 21.8 7.4 5.9 4.72004 16.5 18.7 28.5 19.8 35.6 28.92007 5.5 -0.3 4.4 7.9 14.9 -1.02010 30.9 9.4 -4.0 -3.8 -8.1 7.42013 -28.8 1.0 -14.0 -8.3 2.7 6.22016 12.1 -12.4 3.3 -0.4 -10.8 2.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of mortgages or home−equityloans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 24.6 37.3 52.1 78.0 90.5 151.71992 45.9 50.7 61.7 83.4 104.7 176.51995 48.4 55.0 69.4 94.7 118.5 173.71998 50.3 66.0 76.5 103.7 126.3 219.02001 52.4 63.9 86.2 110.5 140.7 238.92004 66.8 85.9 109.1 143.8 190.7 291.32007 81.6 84.2 120.6 158.3 212.3 329.22010 98.4 90.3 116.1 147.9 195.0 337.62013 74.1 88.1 104.2 135.6 198.5 317.12016 76.8 80.1 101.6 135.1 186.2 342.2
Three-year change (percent)1992 86.6 35.9 18.4 6.9 15.7 16.31995 5.4 8.5 12.5 13.5 13.2 -1.61998 3.9 20.0 10.2 9.5 6.6 26.12001 4.2 -3.2 12.7 6.6 11.4 9.12004 27.5 34.4 26.6 30.1 35.5 21.92007 22.2 -2.0 10.5 10.1 11.3 13.02010 20.6 7.2 -3.7 -6.6 -8.1 2.62013 -24.7 -2.4 -10.2 -8.3 1.8 -6.12016 3.6 -9.1 -2.5 -0.4 -6.2 7.9
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with mortgagesor home−equity loans
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 34.9 57.5 56.9 34.1 20.6 5.81992 30.9 55.4 59.4 39.9 17.2 8.61995 32.9 54.0 61.1 44.1 23.9 4.91998 32.9 58.1 57.6 47.1 24.7 9.12001 35.6 58.7 58.7 45.3 30.2 8.42004 37.7 62.2 62.5 46.3 29.1 15.72007 37.2 59.3 63.8 50.2 35.5 11.02010 33.9 57.3 58.5 50.6 36.6 21.22013 28.6 52.7 55.3 45.8 38.9 18.62016 28.1 49.6 52.1 45.8 35.2 23.2
Three-year change (percentage points)1992 -4.0 -2.1 2.5 5.8 -3.4 2.81995 2.0 -1.4 1.7 4.2 6.7 -3.71998 0.0 4.1 -3.5 3.0 0.8 4.22001 2.7 0.6 1.1 -1.8 5.5 -0.72004 2.1 3.5 3.8 1.0 -1.1 7.32007 -0.5 -2.9 1.3 3.9 6.4 -4.72010 -3.3 -2.0 -5.3 0.4 1.1 10.22013 -5.3 -4.6 -3.2 -4.8 2.3 -2.62016 -0.5 -3.1 -3.2 0.0 -3.7 4.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of mortgages or home−equityloans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 82.1 71.8 45.9 37.3 17.2 20.51992 85.2 87.2 62.1 47.0 28.5 47.01995 97.1 94.0 76.7 57.9 29.8 11.61998 104.8 103.3 97.4 73.8 41.0 36.92001 104.3 108.4 101.6 79.9 58.3 61.02004 128.4 139.9 120.8 108.1 72.8 50.72007 154.0 144.8 123.9 104.2 98.1 57.92010 132.6 150.6 123.8 105.0 87.3 64.12013 123.7 144.4 123.7 110.3 89.7 60.82016 119.6 140.0 125.0 100.0 80.0 57.0
Three-year change (percent)1992 3.8 21.4 35.3 26.0 65.7 129.31995 14.0 7.8 23.5 23.2 4.6 -75.31998 7.9 9.9 27.0 27.5 37.6 218.12001 -0.5 4.9 4.3 8.3 42.2 65.32004 23.1 29.1 18.9 35.3 24.9 -16.92007 19.9 3.5 2.6 -3.6 34.8 14.22010 -13.9 4.0 -0.1 0.8 -11.0 10.72013 -6.7 -4.1 -0.1 5.0 2.7 -5.12016 -3.3 -3.0 1.1 -9.3 -10.8 -6.2
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of mortgages or home−equityloans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 99.9 97.2 68.4 64.1 30.0 39.31992 105.1 114.1 89.1 70.0 51.4 57.61995 103.5 113.9 104.7 87.6 57.6 39.01998 111.3 126.4 122.1 106.8 77.0 56.52001 121.7 134.5 132.6 112.2 89.0 76.42004 157.7 167.5 166.6 148.8 98.9 84.62007 188.7 185.7 171.8 162.3 154.6 92.82010 157.5 193.3 182.6 159.5 137.3 91.72013 145.9 189.8 171.3 160.3 136.4 88.72016 142.2 190.0 186.3 156.3 117.9 91.8
Three-year change (percent)1992 5.2 17.4 30.3 9.2 71.3 46.61995 -1.5 -0.2 17.5 25.1 12.1 -32.31998 7.5 11.0 16.6 21.9 33.7 44.92001 9.3 6.4 8.6 5.1 15.6 35.22004 29.6 24.5 25.6 32.6 11.1 10.72007 19.7 10.9 3.1 9.1 56.3 9.72010 -16.5 4.1 6.3 -1.7 -11.2 -1.22013 -7.4 -1.8 -6.2 0.5 -0.7 -3.32016 -2.5 0.1 8.8 -2.5 -13.6 3.5
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with mortgagesor home−equity loans
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 30.8 19.5 13.6 62.2 34.51992 28.3 25.3 13.3 63.2 34.41995 32.0 27.2 12.0 63.0 39.51998 28.9 24.7 16.7 65.5 42.42001 34.1 24.9 18.4 67.0 42.62004 41.3 32.6 20.0 66.5 45.52007 36.8 34.4 19.8 67.8 45.92010 35.5 30.9 26.8 63.6 46.32013 30.1 26.1 25.7 60.0 43.52016 31.6 21.1 25.9 57.7 43.6
Three-year change (percentage points)1992 -2.5 5.8 -0.3 1.0 -0.11995 3.7 1.9 -1.3 -0.2 5.11998 -3.1 -2.5 4.7 2.5 2.92001 5.2 0.2 1.7 1.5 0.22004 7.2 7.7 1.6 -0.5 2.92007 -4.5 1.8 -0.2 1.3 0.42010 -1.3 -3.5 7.0 -4.2 0.42013 -5.4 -4.8 -1.1 -3.6 -2.82016 1.5 -5.0 0.2 -2.3 0.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of mortgages or home−equityloans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 45.9 76.5 13.1 65.3 61.61992 50.8 67.1 41.9 83.0 53.71995 62.6 79.9 29.8 92.4 70.51998 66.4 82.6 65.0 103.3 84.12001 78.6 82.9 67.7 113.8 90.82004 95.6 113.2 63.6 138.6 124.62007 108.7 114.1 67.2 149.4 121.62010 105.0 121.6 73.5 143.7 112.72013 92.8 103.1 67.0 144.4 115.92016 104.4 95.0 68.0 140.0 105.0
Three-year change (percent)1992 10.7 -12.3 219.8 27.1 -12.81995 23.2 19.1 -28.9 11.3 31.31998 6.1 3.4 118.1 11.8 19.32001 18.4 0.4 4.2 10.2 8.02004 21.6 36.6 -6.1 21.8 37.22007 13.7 0.8 5.7 7.8 -2.42010 -3.4 6.6 9.4 -3.8 -7.32013 -11.6 -15.2 -8.8 0.5 2.82016 12.5 -7.9 1.5 -3.0 -9.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of mortgages or home−equityloans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 57.7 97.6 31.9 86.6 87.31992 72.2 80.6 54.0 111.5 81.11995 74.1 89.3 71.0 114.3 94.41998 92.0 98.2 80.0 127.1 111.12001 91.8 96.0 84.3 142.3 119.52004 110.7 133.6 85.0 175.9 162.82007 142.5 134.6 97.6 198.5 173.12010 142.1 143.6 101.1 194.8 163.52013 115.3 135.6 114.3 195.1 147.72016 129.3 124.0 94.4 201.8 143.8
Three-year change (percent)1992 25.1 -17.4 69.3 28.8 -7.11995 2.6 10.8 31.5 2.5 16.41998 24.2 10.0 12.7 11.2 17.72001 -0.2 -2.2 5.4 12.0 7.62004 20.6 39.2 0.8 23.6 36.22007 28.7 0.7 14.8 12.8 6.32010 -0.3 6.7 3.6 -1.9 -5.52013 -18.9 -5.6 13.1 0.2 -9.72016 12.1 -8.6 -17.4 3.4 -2.6
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with mortgagesor home−equity loans
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 21.8 34.6 47.9 53.61992 18.1 36.4 41.5 53.41995 23.3 39.2 42.0 52.91998 20.4 38.5 47.4 54.42001 24.9 38.9 43.9 58.42004 22.5 40.4 49.4 59.82007 24.5 42.4 47.3 60.02010 25.8 40.2 45.9 57.52013 21.3 36.4 40.6 54.12016 24.0 35.1 37.5 51.7
Three-year change (percentage points)1992 -3.7 1.8 -6.4 -0.21995 5.2 2.8 0.5 -0.51998 -2.9 -0.7 5.4 1.52001 4.5 0.4 -3.5 4.02004 -2.4 1.5 5.5 1.42007 2.0 2.0 -2.1 0.22010 1.3 -2.2 -1.4 -2.52013 -4.5 -3.8 -5.3 -3.42016 2.7 -1.3 -3.1 -2.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of mortgages or home−equityloans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 28.0 44.8 56.0 86.91992 36.9 49.3 73.8 100.61995 36.0 62.6 86.1 119.01998 42.0 64.9 95.9 126.92001 42.1 73.2 94.8 132.52004 60.2 89.0 110.6 165.32007 66.5 99.6 115.0 176.02010 66.3 94.0 116.1 176.92013 65.0 92.8 111.4 165.02016 69.0 89.0 99.0 158.0
Three-year change (percent)1992 31.8 10.0 31.8 15.81995 -2.4 27.0 16.7 18.31998 16.7 3.7 11.4 6.62001 0.2 12.8 -1.1 4.42004 43.0 21.6 16.7 24.82007 10.5 11.9 4.0 6.52010 -0.3 -5.6 1.0 0.52013 -2.0 -1.3 -4.0 -6.72016 6.2 -4.1 -11.1 -4.2
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of mortgages or home−equityloans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 46.8 59.2 78.9 120.41992 52.2 69.0 92.5 127.31995 50.8 75.2 99.3 142.71998 56.4 80.0 111.1 160.92001 62.1 87.5 113.2 172.72004 83.9 107.4 137.7 211.42007 99.5 129.7 152.6 235.42010 87.7 113.6 153.5 230.52013 86.6 113.2 133.3 220.02016 86.4 109.6 125.1 218.1
Three-year change (percent)1992 11.5 16.6 17.2 5.71995 -2.7 9.0 7.4 12.11998 11.0 6.4 11.9 12.82001 10.1 9.4 1.9 7.32004 35.1 22.7 21.6 22.42007 18.6 20.8 10.8 11.42010 -11.9 -12.4 0.6 -2.12013 -1.3 -0.4 -13.2 -4.62016 -0.2 -3.2 -6.2 -0.9
25
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with mortgagesor home−equity loans
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 42.0 24.7 30.8 35.51992 42.1 26.8 25.2 32.21995 43.3 26.1 33.9 37.91998 45.5 28.4 27.4 40.02001 46.1 35.4 31.9 40.52004 49.7 34.3 34.4 43.82007 49.2 37.6 37.1 43.22010 49.5 31.6 38.2 40.62013 46.6 31.7 28.6 32.72016 43.9 31.5 30.2 37.2
Three-year change (percentage points)1992 0.1 2.1 -5.6 -3.31995 1.2 -0.7 8.7 5.71998 2.2 2.3 -6.5 2.12001 0.6 7.0 4.5 0.52004 3.6 -1.1 2.5 3.32007 -0.5 3.3 2.7 -0.62010 0.3 -6.0 1.1 -2.62013 -2.9 0.1 -9.6 -7.92016 -2.7 -0.2 1.6 4.5
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of mortgages or home−equityloans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 61.6 26.1 76.5 50.41992 72.1 38.3 87.2 76.21995 84.6 39.2 78.3 109.61998 91.5 77.6 76.7 122.52001 101.6 72.4 100.3 95.32004 124.6 91.6 122.1 136.12007 126.2 115.8 130.9 151.72010 123.8 94.0 101.7 152.62013 121.7 92.8 128.9 159.82016 119.0 79.0 107.0 145.0
Three-year change (percent)1992 17.0 46.7 14.0 51.21995 17.3 2.3 -10.2 43.81998 8.2 98.0 -2.0 11.82001 11.0 -6.7 30.8 -22.22004 22.6 26.5 21.7 42.82007 1.3 26.4 7.2 11.52010 -1.9 -18.8 -22.3 0.62013 -1.7 -1.3 26.7 4.72016 -2.2 -14.9 -17.0 -9.3
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of mortgages or home−equityloans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 83.2 49.5 86.4 119.61992 96.2 60.8 103.6 143.81995 102.6 72.0 93.2 136.41998 116.7 88.8 98.6 146.12001 129.9 84.8 105.9 131.82004 157.9 111.8 148.6 197.42007 171.5 152.5 179.3 206.12010 173.0 115.5 138.5 204.82013 161.9 115.0 149.2 225.62016 164.0 110.1 145.5 196.3
Three-year change (percent)1992 15.6 22.8 19.9 20.21995 6.7 18.4 -10.0 -5.11998 13.7 23.3 5.8 7.12001 11.3 -4.5 7.4 -9.82004 21.6 31.8 40.3 49.82007 8.6 36.4 20.7 4.42010 0.9 -24.3 -22.8 -0.62013 -6.4 -0.4 7.7 10.22016 1.3 -4.3 -2.5 -13.0
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with mortgagesor home−equity loans
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 48.8 49.5 15.8 19.01992 47.9 58.0 16.2 20.11995 50.8 51.0 17.5 17.41998 49.8 61.2 17.4 26.42001 51.5 56.9 18.0 28.32004 54.8 57.1 21.2 28.62007 55.2 61.5 22.3 25.52010 53.1 55.0 26.9 29.72013 48.3 51.8 27.1 26.62016 46.9 47.9 26.4 21.9
Three-year change (percentage points)1992 -0.9 8.5 0.4 1.11995 2.9 -7.0 1.3 -2.71998 -1.0 10.2 -0.1 9.02001 1.7 -4.3 0.6 1.92004 3.3 0.2 3.2 0.32007 0.4 4.4 1.1 -3.12010 -2.1 -6.5 4.6 4.22013 -4.8 -3.2 0.2 -3.12016 -1.4 -3.9 -0.7 -4.7
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of mortgages or home−equityloans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 67.0 57.8 20.5 24.31992 75.5 100.6 29.2 39.41995 86.1 92.4 39.0 70.51998 97.4 109.2 54.6 84.12001 100.3 135.5 47.4 97.52004 126.0 149.8 56.0 108.12007 134.3 162.1 67.2 95.02010 127.7 160.3 69.6 104.32013 124.8 155.5 78.8 133.02016 123.0 130.0 77.0 95.0
Three-year change (percent)1992 12.7 74.0 42.4 62.11995 14.0 -8.2 33.6 78.91998 13.1 18.2 40.0 19.32001 3.0 24.1 -13.2 15.92004 25.6 10.6 18.1 10.92007 6.6 8.2 20.0 -12.12010 -4.9 -1.1 3.6 9.82013 -2.3 -3.0 13.2 27.52016 -1.4 -16.4 -2.3 -28.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of mortgages or home−equityloans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 84.1 110.9 36.1 58.21992 95.0 131.7 46.1 85.71995 101.7 133.3 57.0 96.61998 112.5 153.1 73.8 99.22001 118.4 182.1 71.5 127.42004 155.7 201.7 88.2 152.62007 172.1 240.2 106.8 151.82010 168.0 242.9 104.7 139.62013 162.5 236.8 103.0 170.52016 165.3 213.0 104.7 141.8
Three-year change (percent)1992 13.0 18.8 27.7 47.31995 7.1 1.2 23.6 12.71998 10.6 14.9 29.5 2.72001 5.2 18.9 -3.1 28.42004 31.5 10.8 23.4 19.82007 10.5 19.1 21.1 -0.52010 -2.4 1.1 -2.0 -8.02013 -3.3 -2.5 -1.6 22.12016 1.7 -10.1 1.7 -16.8
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with mortgagesor home−equity loans
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 60.1 42.1 45.2 16.51992 58.7 44.7 45.5 17.11995 60.5 46.0 47.9 17.51998 60.1 43.5 50.2 19.02001 61.7 45.0 48.6 19.72004 66.1 44.3 51.9 22.42007 65.8 47.7 52.2 22.82010 62.4 42.7 52.5 27.52013 57.4 39.6 45.4 27.02016 56.6 37.8 42.9 25.7
Three-year change (percentage points)1992 -1.4 2.6 0.3 0.61995 1.8 1.3 2.4 0.41998 -0.4 -2.5 2.3 1.52001 1.6 1.5 -1.6 0.72004 4.4 -0.7 3.3 2.72007 -0.3 3.4 0.3 0.42010 -3.4 -5.0 0.3 4.72013 -5.0 -3.1 -7.1 -0.52016 -0.8 -1.8 -2.5 -1.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of mortgages or home−equityloans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 82.1 59.7 50.4 22.41992 105.6 73.8 53.7 35.21995 117.5 85.3 62.6 40.61998 118.0 97.4 75.2 57.82001 131.2 94.8 77.2 61.02004 161.5 113.2 101.7 69.92007 162.1 115.8 110.0 79.92010 165.8 117.2 99.5 77.42013 165.0 107.2 100.0 88.72016 155.6 108.1 90.0 78.0
Three-year change (percent)1992 28.6 23.6 6.5 57.11995 11.3 15.6 16.6 15.31998 0.4 14.2 20.1 42.42001 11.2 -2.7 2.7 5.52004 23.1 19.4 31.7 14.62007 0.4 2.3 8.2 14.32010 2.3 1.2 -9.5 -3.12013 -0.5 -8.5 0.5 14.62016 -5.7 0.8 -10.0 -12.1
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of mortgages or home−equityloans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 116.5 79.2 63.5 41.41992 131.1 88.8 76.5 57.11995 141.2 99.6 77.7 65.01998 152.1 114.1 87.7 81.12001 169.8 108.2 87.5 84.62004 203.3 138.2 119.3 101.02007 218.7 170.2 137.0 114.62010 224.6 157.0 126.9 112.82013 219.8 140.1 114.2 115.72016 217.9 144.1 106.8 109.6
Three-year change (percent)1992 12.5 12.1 20.5 37.91995 7.7 12.2 1.6 13.81998 7.7 14.6 12.9 24.82001 11.6 -5.2 -0.2 4.32004 19.7 27.7 36.3 19.42007 7.6 23.2 14.8 13.52010 2.7 -7.8 -7.4 -1.62013 -2.1 -10.8 -10.0 2.62016 -0.9 2.9 -6.5 -5.3
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with mortgagesor home−equity loans
RegionYear Northeast Midwest South West
Level (percent)1989 36.0 39.3 36.6 43.71992 40.9 38.9 36.2 39.41995 36.4 44.2 38.9 42.11998 43.1 44.3 39.4 42.72001 35.6 48.7 45.9 40.42004 44.4 49.5 43.4 47.82007 45.6 48.2 44.6 47.62010 44.1 50.9 42.2 45.52013 41.1 43.9 40.4 41.32016 40.7 41.7 38.6 40.2
Three-year change (percentage points)1992 4.9 -0.4 -0.4 -4.31995 -4.5 5.3 2.7 2.71998 6.7 0.1 0.5 0.62001 -7.5 4.4 6.5 -2.32004 8.8 0.8 -2.5 7.42007 1.2 -1.3 1.2 -0.22010 -1.5 2.7 -2.4 -2.12013 -3.0 -7.0 -1.8 -4.22016 -0.4 -2.2 -1.8 -1.1
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of mortgages or home−equityloans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 61.6 43.1 49.4 85.81992 83.0 58.7 57.9 86.51995 98.7 67.3 65.8 118.81998 90.0 76.7 85.6 131.32001 109.7 85.4 79.9 135.52004 139.9 109.4 101.7 160.22007 127.4 109.8 115.8 171.62010 124.6 108.3 105.0 174.62013 152.6 101.0 100.0 175.32016 136.0 85.0 101.0 170.0
Three-year change (percent)1992 34.7 36.2 17.2 0.81995 18.9 14.7 13.6 37.31998 -8.8 14.0 30.1 10.52001 21.9 11.3 -6.7 3.22004 27.5 28.1 27.3 18.22007 -8.9 0.4 13.9 7.12010 -2.2 -1.4 -9.3 1.72013 22.5 -6.7 -4.8 0.42016 -10.9 -15.8 1.0 -3.0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of mortgages or home−equityloans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 97.6 60.2 66.3 115.11992 99.1 82.6 78.0 132.21995 115.8 80.0 85.3 137.31998 114.6 92.6 103.4 158.22001 139.8 103.3 101.7 180.12004 169.8 128.6 132.8 205.32007 174.7 138.0 154.9 237.02010 188.1 133.1 145.5 225.52013 196.7 120.0 131.8 224.72016 191.4 110.2 133.8 225.5
Three-year change (percent)1992 1.5 37.2 17.6 14.91995 16.9 -3.1 9.4 3.91998 -1.0 15.8 21.2 15.22001 22.0 11.6 -1.6 13.82004 21.5 24.5 30.6 14.02007 2.9 7.3 16.6 15.42010 7.7 -3.6 -6.1 -4.92013 4.6 -9.8 -9.4 -0.42016 -2.7 -8.2 1.5 0.4
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with mortgagesor home−equity loans
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 40.1 32.41992 40.6 29.11995 41.3 35.21998 43.1 35.72001 44.3 37.92004 46.9 41.12007 47.3 41.02010 46.2 40.42013 42.3 35.92016 40.7 35.3
Three-year change (percentage points)1992 0.5 -3.31995 0.7 6.11998 1.8 0.52001 1.2 2.22004 2.6 3.22007 0.4 -0.12010 -1.1 -0.62013 -3.9 -4.52016 -1.6 -0.6
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of mortgages or home−equityloans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 65.3 34.51992 77.1 44.41995 89.3 36.01998 98.9 47.22001 104.3 65.02004 132.6 63.62007 137.8 71.82010 130.4 71.82013 127.4 67.02016 122.0 60.0
Three-year change (percent)1992 18.1 28.71995 15.8 -18.91998 10.8 31.12001 5.5 37.72004 27.1 -2.22007 3.9 12.92010 -5.4 0.02013 -2.3 -6.72016 -4.2 -10.4
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of mortgages or home−equityloans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 88.5 48.71992 102.2 52.41995 107.6 55.01998 121.9 65.82001 130.7 74.62004 169.0 77.62007 187.2 94.22010 180.3 98.92013 171.3 82.02016 170.1 73.7
Three-year change (percent)1992 15.5 7.61995 5.3 5.01998 13.3 19.62001 7.2 13.42004 29.3 4.02007 10.8 21.42010 -3.7 5.02013 -5.0 -17.12016 -0.7 -10.1
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with mortgagesor home−equity loans
Housing statusYear Owner Renter or other
Level (percent)1989 60.4 0.01992 60.2 0.01995 62.4 0.01998 63.4 0.02001 64.1 0.02004 66.5 0.02007 67.4 0.02010 67.2 0.02013 63.7 0.02016 62.8 0.0
Three-year change (percentage points)1992 -0.2 0.01995 2.2 0.01998 1.0 0.02001 0.7 0.02004 2.4 0.02007 0.9 0.02010 -0.2 0.02013 -3.5 0.02016 -0.9 0.0
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of mortgages or home−equityloans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 57.8 .1992 69.0 .1995 79.9 .1998 91.5 .2001 97.5 .2004 122.1 .2007 127.4 .2010 121.6 .2013 119.6 .2016 114.0 .
Three-year change (percent)1992 19.4 .1995 15.8 .1998 14.5 .2001 6.6 .2004 25.2 .2007 4.3 .2010 -4.6 .2013 -1.6 .2016 -4.7 .
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of mortgages or home−equityloans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 82.1 .1992 95.2 .1995 100.8 .1998 114.8 .2001 123.9 .2004 155.0 .2007 173.1 .2010 167.8 .2013 161.3 .2016 159.5 .
Three-year change (percent)1992 16.0 .1995 5.9 .1998 13.9 .2001 7.9 .2004 25.1 .2007 11.7 .2010 -3.1 .2013 -3.9 .2016 -1.1 .
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with mortgagesor home−equity loans
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 5.3 39.7 56.3 58.3 45.41992 7.9 42.3 52.4 49.7 53.51995 9.4 47.4 54.8 47.7 52.91998 11.2 46.5 54.1 55.8 56.32001 11.0 48.8 58.0 57.7 52.72004 11.7 52.1 64.4 57.3 53.02007 11.0 54.8 60.9 59.5 56.62010 20.0 47.8 59.7 51.9 55.32013 16.9 40.5 55.8 52.1 53.62016 10.5 41.6 57.5 50.2 50.7
Three-year change (percentage points)1992 2.6 2.6 -3.9 -8.6 8.11995 1.5 5.1 2.4 -2.0 -0.61998 1.8 -0.9 -0.7 8.1 3.42001 -0.2 2.3 3.9 1.9 -3.62004 0.7 3.3 6.4 -0.4 0.32007 -0.7 2.7 -3.5 2.2 3.62010 9.0 -7.0 -1.2 -7.6 -1.32013 -3.1 -7.3 -3.9 0.2 -1.72016 -6.4 1.1 1.7 -1.9 -2.9
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of mortgages or home−equityloans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 69.0 52.2 56.0 59.7 85.81992 50.3 57.9 72.1 72.1 113.91995 74.7 70.5 82.3 79.3 117.51998 83.4 81.2 88.5 103.3 147.52001 77.2 78.3 93.5 121.9 189.72004 95.4 95.4 123.4 148.8 237.82007 123.9 98.4 126.2 140.8 231.62010 150.3 100.6 110.5 116.1 233.22013 124.8 101.0 103.1 142.3 226.82016 107.0 82.9 108.0 149.0 238.0
Three-year change (percent)1992 -27.1 10.9 28.8 20.8 32.81995 48.5 21.8 14.1 10.0 3.21998 11.6 15.2 7.5 30.3 25.52001 -7.4 -3.6 5.6 18.0 28.62004 23.6 21.8 32.0 22.1 25.42007 29.9 3.1 2.3 -5.4 -2.62010 21.3 2.2 -12.4 -17.5 0.72013 -17.0 0.4 -6.7 22.6 -2.72016 -14.3 -17.9 4.8 4.7 4.9
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of mortgages or home−equityloans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 78.4 58.4 74.7 88.5 145.91992 59.2 71.6 88.1 102.9 162.21995 85.0 81.1 97.5 100.9 160.71998 90.2 87.8 100.8 123.1 204.52001 79.3 87.2 108.7 142.1 244.42004 100.0 106.6 145.6 176.5 298.12007 146.3 123.4 152.8 185.5 341.92010 183.7 117.5 134.7 173.2 343.52013 152.2 113.9 126.8 185.5 312.32016 134.3 101.4 128.4 190.5 334.1
Three-year change (percent)1992 -24.5 22.6 17.9 16.3 11.21995 43.6 13.3 10.7 -1.9 -0.91998 6.1 8.3 3.4 22.0 27.32001 -12.1 -0.7 7.8 15.4 19.52004 26.1 22.2 33.9 24.2 22.02007 46.3 15.8 4.9 5.1 14.72010 25.6 -4.8 -11.8 -6.6 0.52013 -17.1 -3.1 -5.9 7.1 -9.12016 -11.8 -11.0 1.3 2.7 7.0
3
4
5
6
7
8
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Percent of families withhome−equity lines of credit
Year All familiesLevel (percent)
1989 3.11992 4.31995 2.91998 4.52001 4.82004 8.62007 8.52010 7.22013 5.02016 4.4
Three-year change (percentage points)1992 1.21995 -1.41998 1.62001 0.32004 3.82007 -0.12010 -1.32013 -2.22016 -0.6
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of home−equity lines ofcredit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 33.61992 20.11995 18.81998 19.22001 20.32004 28.02007 27.82010 29.22013 25.82016 31.0
Three-year change (percent)1992 -40.21995 -6.51998 2.12001 5.72004 37.92007 -0.72010 5.02013 -11.62016 20.2
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of home−equity lines ofcredit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 54.51992 34.41995 28.01998 27.62001 35.32004 50.62007 45.42010 60.32013 49.42016 49.8
Three-year change (percent)1992 -36.91995 -18.61998 -1.42001 27.92004 43.32007 -10.32010 32.82013 -18.12016 0.8
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families withhome−equity lines of credit
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.1 1.2 2.4 4.1 3.8 11.91992 0.0 0.6 3.7 5.2 8.5 15.31995 0.0 0.8 1.4 4.6 6.9 8.11998 0.5 2.7 3.3 5.6 9.8 10.72001 1.0 2.5 3.0 6.6 11.5 10.12004 1.3 2.5 7.1 13.2 17.4 20.02007 1.9 5.6 6.9 11.1 14.2 20.02010 2.1 3.0 6.8 9.3 12.9 16.42013 0.4 1.7 3.7 6.8 11.7 12.62016 1.3 2.0 3.5 5.7 8.6 10.5
Three-year change (percentage points)1992 -0.1 -0.6 1.3 1.1 4.7 3.41995 0.0 0.2 -2.3 -0.6 -1.6 -7.21998 0.5 1.9 1.9 1.0 2.9 2.62001 0.5 -0.2 -0.3 1.0 1.7 -0.62004 0.3 0.0 4.1 6.6 5.9 9.92007 0.6 3.1 -0.2 -2.1 -3.2 0.02010 0.2 -2.6 -0.1 -1.8 -1.3 -3.62013 -1.7 -1.3 -3.1 -2.5 -1.2 -3.82016 0.9 0.3 -0.2 -1.1 -3.1 -2.1
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of home−equity lines ofcredit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.0 46.6 14.9 28.0 50.4 41.01992 67.1 20.1 16.8 15.1 23.5 33.51995 94.0 3.1 23.5 15.7 26.6 29.81998 11.1 19.2 17.7 17.7 14.8 32.52001 10.8 14.9 16.3 13.5 21.7 35.22004 25.4 24.8 18.4 24.2 25.4 50.92007 12.2 17.4 17.4 23.2 34.7 55.62010 21.0 24.3 17.7 32.1 23.2 60.02013 25.8 29.9 21.7 18.6 28.9 34.42016 15.0 27.5 22.0 28.0 40.0 50.0
Three-year change (percent)1992 . -56.9 12.8 -46.1 -53.4 -18.31995 40.1 -84.6 39.9 4.0 13.2 -11.01998 -88.2 519.4 -24.7 12.7 -44.4 9.12001 -2.7 -22.4 -7.9 -23.7 46.6 8.32004 135.2 66.4 12.9 79.3 17.1 44.62007 -52.0 -29.8 -5.4 -4.1 36.6 9.22010 72.1 39.7 1.7 38.4 -33.1 7.92013 22.9 23.0 22.6 -42.1 24.6 -42.72016 -41.9 -8.0 1.4 50.5 38.4 45.3
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of home−equity lines ofcredit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.0 40.8 21.3 46.0 53.4 77.61992 67.1 24.6 29.8 18.4 30.3 50.61995 78.6 14.7 25.0 16.5 30.9 41.71998 19.3 22.2 23.6 24.1 20.7 43.62001 17.5 18.0 22.1 18.6 31.6 81.12004 30.0 35.1 37.4 33.3 40.5 98.52007 22.3 22.6 17.7 40.4 56.1 79.62010 62.9 51.6 36.8 45.6 48.5 108.12013 34.1 39.5 28.8 31.3 45.9 87.92016 25.2 46.8 34.3 39.9 47.4 80.1
Three-year change (percent)1992 . -39.7 39.9 -60.0 -43.3 -34.81995 17.1 -40.2 -16.1 -10.3 2.0 -17.61998 -75.4 51.0 -5.6 46.1 -33.0 4.62001 -9.3 -18.9 -6.4 -22.8 52.7 86.02004 71.4 95.0 69.2 79.0 28.2 21.52007 -25.7 -35.6 -52.7 21.3 38.5 -19.22010 182.1 128.3 107.9 12.9 -13.5 35.82013 -45.8 -23.4 -21.7 -31.4 -5.4 -18.72016 -26.1 18.5 19.1 27.5 3.3 -8.9
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families withhome−equity lines of credit
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 0.8 4.4 6.2 5.8 1.3 0.51992 1.1 5.5 8.3 7.4 3.4 0.01995 1.4 3.4 5.1 3.7 1.6 1.91998 1.4 5.3 7.9 6.5 2.0 3.12001 2.9 4.8 7.2 7.2 4.4 1.12004 3.5 10.5 13.1 11.7 6.4 4.02007 4.0 8.8 11.7 12.6 9.6 3.42010 2.3 5.6 10.9 10.6 8.7 4.92013 0.7 5.2 5.7 8.8 6.8 2.32016 0.3 2.9 5.4 7.5 6.5 4.8
Three-year change (percentage points)1992 0.3 1.1 2.1 1.6 2.1 -0.51995 0.3 -2.1 -3.2 -3.7 -1.8 1.91998 0.0 1.9 2.8 2.8 0.4 1.22001 1.5 -0.5 -0.7 0.7 2.4 -2.02004 0.6 5.7 5.9 4.5 2.0 2.92007 0.5 -1.7 -1.4 0.9 3.2 -0.62010 -1.7 -3.2 -0.8 -2.0 -0.9 1.52013 -1.6 -0.4 -5.2 -1.8 -1.9 -2.62016 -0.4 -2.3 -0.3 -1.3 -0.3 2.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of home−equity lines ofcredit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 35.3 28.0 39.2 35.5 13.1 0.01992 15.1 16.8 23.5 16.8 27.1 53.81995 10.2 16.0 26.6 11.7 21.9 45.41998 14.8 14.8 19.2 23.6 22.2 17.72001 17.6 21.7 23.0 13.5 20.3 18.32004 38.2 30.5 25.4 28.6 19.1 19.12007 27.8 23.2 29.0 23.2 17.4 29.02010 16.6 33.2 33.2 23.2 32.1 22.12013 7.2 25.8 20.6 27.8 30.9 16.52016 90.0 25.0 41.0 21.4 40.0 28.0
Three-year change (percent)1992 -57.2 -40.0 -40.1 -52.7 106.9 .1995 -32.5 -4.8 13.2 -30.4 -19.2 -15.61998 45.1 -7.5 -27.8 101.7 1.4 -61.02001 18.9 46.6 19.8 -42.8 -8.6 3.42004 117.0 40.6 10.4 111.9 -5.9 4.42007 -27.2 -23.9 14.2 -18.9 -8.9 51.82010 -40.3 43.1 14.5 0.0 84.5 -23.82013 -56.6 -22.3 -38.0 19.8 -3.7 -25.32016 1150.0 -3.1 99.0 -23.0 29.4 69.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of home−equity lines ofcredit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 41.5 45.0 61.6 66.6 39.8 10.41992 43.4 25.3 34.4 38.5 46.2 58.21995 13.7 26.7 31.1 34.0 23.2 34.41998 15.1 25.1 25.9 36.5 29.3 33.62001 24.3 25.6 48.5 36.9 31.4 21.02004 46.1 42.5 53.3 66.0 40.9 34.12007 45.7 38.9 51.1 49.3 34.4 45.52010 27.8 53.9 74.5 63.6 54.7 38.02013 22.8 49.9 42.8 54.0 56.1 39.42016 76.9 36.5 50.5 51.7 49.0 54.0
Three-year change (percent)1992 4.6 -43.8 -44.2 -42.2 16.1 459.61995 -68.4 5.5 -9.6 -11.7 -49.8 -40.91998 10.2 -6.0 -16.7 7.4 26.3 -2.32001 60.9 2.0 87.3 1.1 7.2 -37.52004 89.7 66.0 9.9 78.9 30.3 62.42007 -0.9 -8.5 -4.1 -25.3 -15.9 33.42010 -39.2 38.6 45.8 29.0 59.0 -16.52013 -18.0 -7.4 -42.6 -15.1 2.6 3.72016 237.3 -26.9 18.0 -4.3 -12.7 37.1
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families withhome−equity lines of credit
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 0.8 0.7 1.9 5.5 2.91992 1.3 0.8 1.4 7.0 6.21995 0.9 1.7 0.7 4.7 3.41998 2.7 1.6 2.5 7.4 4.42001 2.0 2.9 0.9 7.3 5.92004 5.6 4.6 4.1 13.6 8.72007 6.5 6.0 4.0 11.0 10.42010 2.9 3.3 5.1 10.1 9.02013 2.5 1.5 2.3 7.1 7.22016 2.3 1.4 4.1 5.1 6.4
Three-year change (percentage points)1992 0.5 0.1 -0.5 1.5 3.31995 -0.4 0.9 -0.7 -2.3 -2.81998 1.8 -0.1 1.8 2.7 1.02001 -0.7 1.3 -1.6 -0.1 1.52004 3.6 1.7 3.2 6.3 2.82007 0.9 1.4 -0.1 -2.6 1.72010 -3.6 -2.7 1.1 -0.9 -1.42013 -0.4 -1.8 -2.8 -3.0 -1.82016 -0.2 -0.1 1.8 -2.0 -0.8
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of home−equity lines ofcredit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 46.6 29.9 33.6 35.5 35.31992 15.1 30.2 13.4 20.1 23.51995 16.2 15.7 62.6 23.5 17.41998 22.1 14.8 17.7 22.2 14.82001 16.3 20.3 25.7 24.4 13.52004 30.5 22.1 21.6 31.8 24.22007 20.8 23.2 17.4 38.2 27.82010 30.9 24.3 19.9 33.2 22.12013 8.2 17.5 16.0 25.8 28.92016 24.1 27.5 21.0 30.0 39.5
Three-year change (percent)1992 -67.6 1.0 -60.1 -43.4 -33.41995 7.3 -48.0 367.2 16.9 -26.01998 36.4 -5.7 -71.7 -5.5 -14.92001 -26.2 37.2 45.2 9.9 -8.82004 87.1 8.9 -16.0 30.3 79.32007 -31.8 5.0 -19.4 20.1 14.92010 48.6 4.7 14.4 -13.1 -20.52013 -73.5 -28.0 -19.6 -22.3 30.82016 193.9 57.1 31.2 16.3 36.7
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of home−equity lines ofcredit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 30.0 32.9 40.1 61.5 46.41992 45.2 64.4 29.0 32.1 35.21995 24.8 18.2 55.1 30.1 25.21998 22.3 23.9 22.2 29.7 27.22001 24.3 21.9 37.9 42.5 30.52004 51.7 30.3 88.1 50.0 47.72007 35.8 27.5 27.4 57.2 42.62010 82.1 54.1 38.4 70.8 51.42013 54.0 23.8 20.4 51.6 54.82016 43.7 52.4 46.8 44.5 56.1
Three-year change (percent)1992 50.7 95.7 -27.7 -47.8 -24.11995 -45.1 -71.7 90.0 -6.2 -28.41998 -10.1 31.3 -59.7 -1.3 7.92001 9.0 -8.4 70.7 43.1 12.12004 112.8 38.4 132.5 17.6 56.42007 -30.8 -9.2 -68.9 14.4 -10.72010 129.3 96.7 40.1 23.8 20.72013 -34.2 -56.0 -46.9 -27.1 6.62016 -19.1 120.2 129.4 -13.8 2.4
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families withhome−equity lines of credit
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 0.8 3.2 3.9 4.71992 0.6 2.4 5.3 8.21995 0.4 2.5 2.3 5.71998 1.9 3.5 4.6 7.12001 2.1 4.0 4.8 7.12004 3.0 6.4 8.0 13.72007 3.1 7.6 9.1 11.72010 3.8 5.7 6.3 10.82013 1.1 4.1 4.5 7.52016 2.4 2.8 3.7 6.9
Three-year change (percentage points)1992 -0.2 -0.8 1.4 3.51995 -0.2 0.1 -3.0 -2.51998 1.5 1.0 2.3 1.42001 0.2 0.5 0.2 0.02004 0.9 2.4 3.2 6.62007 0.1 1.2 1.1 -2.02010 0.7 -1.9 -2.8 -0.92013 -2.7 -1.6 -1.8 -3.32016 1.3 -1.3 -0.8 -0.6
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of home−equity lines ofcredit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 9.3 33.6 46.6 29.91992 31.9 20.1 17.3 22.71995 26.6 18.8 30.5 17.41998 22.2 21.4 11.8 22.12001 9.5 16.3 23.0 23.02004 25.4 20.3 28.0 33.12007 23.2 20.8 23.2 34.72010 21.0 24.3 21.8 33.22013 16.5 23.7 25.8 28.92016 16.0 24.1 26.0 40.0
Three-year change (percent)1992 243.0 -40.2 -62.9 -24.11995 -16.6 -6.5 76.3 -23.31998 -16.5 13.8 -61.3 27.02001 -57.2 -23.8 94.9 4.12004 167.4 24.5 21.7 43.92007 -8.7 2.5 -17.1 4.82010 -9.5 16.8 -6.0 -4.32013 -21.4 -2.5 18.3 -13.02016 -3.0 1.7 0.8 38.4
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of home−equity lines ofcredit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 36.0 50.0 66.4 53.41992 34.5 32.2 33.5 35.61995 28.5 30.8 26.4 27.01998 28.9 22.4 23.0 33.42001 14.6 20.7 29.1 51.62004 75.3 29.2 38.8 63.62007 22.7 33.4 34.2 64.42010 25.3 43.8 45.1 81.32013 29.4 40.2 48.9 55.62016 21.2 46.0 39.8 59.1
Three-year change (percent)1992 -4.2 -35.6 -49.5 -33.31995 -17.4 -4.3 -21.2 -24.21998 1.4 -27.3 -12.9 23.72001 -49.5 -7.6 26.5 54.52004 415.8 41.1 33.3 23.32007 -69.9 14.4 -11.9 1.32010 11.5 31.1 31.9 26.22013 16.2 -8.2 8.4 -31.62016 -27.9 14.4 -18.6 6.3
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families withhome−equity lines of credit
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 3.8 1.2 0.1 3.01992 5.2 1.9 0.2 1.71995 3.3 0.6 0.8 4.91998 5.0 2.8 2.0 3.32001 5.7 2.0 0.8 3.62004 10.5 2.6 3.5 5.82007 9.8 3.1 6.7 7.52010 8.7 2.4 3.0 7.02013 6.5 1.5 1.6 2.52016 5.9 1.1 2.0 2.4
Three-year change (percentage points)1992 1.4 0.7 0.1 -1.31995 -1.9 -1.3 0.6 3.21998 1.7 2.2 1.2 -1.62001 0.7 -0.8 -1.2 0.32004 4.8 0.6 2.7 2.22007 -0.7 0.5 3.2 1.72010 -1.1 -0.7 -3.7 -0.52013 -2.2 -0.9 -1.4 -4.52016 -0.6 -0.4 0.4 -0.1
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of home−equity lines ofcredit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 32.7 33.6 298.5 65.31992 20.1 20.1 3.4 13.41995 19.2 15.7 7.8 16.21998 19.2 18.3 14.0 32.52001 20.3 8.4 8.1 9.52004 28.0 22.9 45.8 38.22007 23.2 29.0 34.7 27.82010 27.6 21.0 33.2 58.72013 25.8 8.8 26.8 63.92016 32.0 19.2 25.0 60.0
Three-year change (percent)1992 -38.5 -40.2 -98.9 -79.51995 -4.5 -21.9 129.4 20.91998 0.0 16.6 79.5 100.62001 5.7 -54.1 -42.1 -70.82004 37.9 172.6 465.4 302.12007 -17.1 26.6 -24.2 -27.22010 19.0 -27.6 -4.3 111.22013 -6.5 -58.1 -19.3 8.92016 24.0 118.2 -6.7 -6.1
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of home−equity lines ofcredit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 55.4 31.8 261.7 44.81992 35.0 27.0 4.3 35.91995 28.6 30.1 7.9 24.71998 27.8 20.0 27.0 39.82001 36.7 18.1 14.9 33.22004 52.5 28.7 32.6 46.42007 45.1 41.3 48.9 47.92010 58.6 31.5 59.9 87.02013 48.7 16.6 56.2 83.52016 48.1 32.5 44.8 91.0
Three-year change (percent)1992 -36.8 -15.1 -98.4 -19.91995 -18.3 11.5 83.7 -31.21998 -2.8 -33.6 241.8 61.12001 32.0 -9.5 -44.8 -16.62004 43.1 58.6 118.8 39.82007 -14.1 43.9 50.0 3.22010 29.9 -23.7 22.5 81.62013 -16.9 -47.3 -6.2 -4.02016 -1.2 95.8 -20.3 9.0
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families withhome−equity lines of credit
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 4.2 3.9 1.0 1.01992 4.9 7.7 2.6 1.21995 3.4 4.4 1.7 0.51998 5.3 6.7 2.2 0.72001 5.3 8.0 2.6 0.62004 9.3 13.2 5.6 1.82007 9.3 11.0 6.5 3.62010 7.4 13.1 4.7 4.22013 5.3 8.8 3.9 0.62016 4.0 6.9 4.6 2.2
Three-year change (percentage points)1992 0.7 3.8 1.6 0.21995 -1.5 -3.3 -0.9 -0.71998 1.9 2.3 0.5 0.22001 0.0 1.3 0.4 -0.12004 4.0 5.2 3.0 1.22007 0.0 -2.2 0.9 1.82010 -1.9 2.1 -1.8 0.62013 -2.1 -4.3 -0.8 -3.62016 -1.3 -1.9 0.7 1.6
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of home−equity lines ofcredit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 35.3 35.5 13.1 3.71992 20.1 22.7 16.8 45.31995 16.2 28.2 20.4 64.21998 17.3 25.1 23.4 26.32001 20.3 27.8 9.5 23.02004 27.3 38.2 22.9 1.92007 25.2 52.6 15.1 57.92010 24.3 55.3 21.0 48.62013 20.3 41.2 30.9 34.32016 28.0 44.0 39.0 100.0
Three-year change (percent)1992 -43.1 -36.1 28.2 1124.31995 -19.4 24.2 21.4 41.71998 6.8 -11.0 14.7 -59.02001 17.3 10.8 -59.4 -12.52004 34.5 37.4 141.1 -91.72007 -7.7 37.7 -34.1 2947.42010 -3.6 5.1 39.1 -16.12013 -16.5 -25.5 47.1 -29.42016 37.9 6.8 26.2 191.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of home−equity lines ofcredit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 46.8 103.6 57.1 3.71992 30.1 47.9 30.9 59.71995 27.4 30.2 25.9 64.21998 22.5 39.8 40.1 27.92001 30.3 65.2 15.9 23.02004 43.0 82.7 46.7 18.62007 41.1 84.4 29.0 78.42010 49.1 104.7 37.6 84.82013 34.0 102.2 51.0 44.22016 45.0 62.6 46.9 96.4
Three-year change (percent)1992 -35.7 -53.8 -45.9 1513.51995 -9.0 -37.0 -16.2 7.51998 -17.9 31.8 54.8 -56.52001 34.7 63.8 -60.3 -17.62004 41.9 26.8 193.7 -19.12007 -4.4 2.1 -37.9 321.52010 19.5 24.1 29.7 8.22013 -30.8 -2.4 35.6 -47.92016 32.4 -38.7 -8.0 118.1
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families withhome−equity lines of credit
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 6.3 3.7 2.6 1.01992 9.5 3.6 2.9 2.31995 5.9 2.6 2.5 1.41998 8.6 3.5 4.2 2.02001 6.9 4.9 5.1 2.32004 14.6 6.6 7.2 5.02007 12.7 8.6 6.5 6.02010 11.9 5.4 6.7 4.62013 8.2 4.3 3.6 3.32016 6.8 2.6 3.1 4.2
Three-year change (percentage points)1992 3.2 -0.1 0.3 1.31995 -3.6 -1.0 -0.4 -0.91998 2.7 0.9 1.7 0.62001 -1.7 1.4 0.9 0.32004 7.7 1.7 2.1 2.72007 -1.9 2.0 -0.7 1.02010 -0.8 -3.2 0.2 -1.42013 -3.7 -1.1 -3.1 -1.32016 -1.4 -1.7 -0.5 0.9
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of home−equity lines ofcredit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 35.5 35.3 31.7 7.51992 18.4 23.5 20.1 20.11995 26.6 11.8 18.8 21.91998 19.2 22.1 16.2 26.12001 25.7 21.7 16.3 9.52004 34.3 33.1 20.3 21.62007 31.3 23.2 29.0 17.42010 33.2 24.3 18.8 22.12013 25.8 20.6 17.5 30.92016 35.0 41.0 17.0 39.0
Three-year change (percent)1992 -48.2 -33.4 -36.6 168.01995 44.6 -49.8 -6.5 9.01998 -27.8 87.3 -13.8 19.22001 33.9 -1.8 0.6 -63.62004 33.5 52.5 24.5 127.42007 -8.7 -29.9 42.9 -19.42010 6.1 4.7 -35.2 27.02013 -22.3 -15.2 -6.9 39.82016 35.7 99.0 -2.9 26.2
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of home−equity lines ofcredit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 56.7 52.8 56.0 46.01992 36.7 32.9 28.3 34.61995 34.3 23.6 20.3 28.41998 28.6 26.7 20.1 39.42001 54.5 30.5 19.0 16.22004 65.1 39.1 28.0 45.12007 62.6 31.8 35.7 33.62010 76.9 50.1 41.6 47.02013 56.5 42.0 31.0 50.82016 55.0 51.9 26.6 50.9
Three-year change (percent)1992 -35.3 -37.7 -49.5 -24.81995 -6.5 -28.3 -28.3 -17.91998 -16.6 13.1 -1.0 38.72001 90.6 14.2 -5.5 -58.92004 19.4 28.2 47.4 178.42007 -3.8 -18.7 27.5 -25.52010 22.8 57.5 16.5 39.92013 -26.5 -16.2 -25.5 8.12016 -2.7 23.6 -14.2 0.2
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families withhome−equity lines of credit
RegionYear Northeast Midwest South West
Level (percent)1989 5.3 4.0 1.8 2.21992 6.1 5.0 3.3 3.31995 3.9 4.2 2.0 1.91998 6.8 5.7 3.5 2.62001 6.2 7.1 3.8 2.72004 12.0 11.7 5.5 7.42007 10.7 9.2 5.5 11.02010 10.4 6.9 5.9 6.92013 8.1 5.5 4.0 3.52016 7.3 4.5 3.3 3.9
Three-year change (percentage points)1992 0.8 1.0 1.5 1.11995 -2.2 -0.8 -1.3 -1.41998 2.9 1.5 1.5 0.72001 -0.6 1.4 0.3 0.12004 5.8 4.6 1.7 4.72007 -1.3 -2.5 0.0 3.62010 -0.3 -2.3 0.4 -4.12013 -2.3 -1.4 -1.9 -3.42016 -0.8 -1.0 -0.7 0.4
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of home−equity lines ofcredit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 37.3 24.3 28.0 65.31992 23.5 20.1 17.3 30.21995 23.5 14.1 20.4 31.31998 22.1 14.8 19.2 16.22001 19.6 20.3 16.3 27.12004 38.2 27.3 23.7 35.62007 29.0 19.7 22.6 46.32010 24.3 21.0 22.1 53.12013 24.7 20.3 25.8 46.42016 40.0 20.0 41.0 27.2
Three-year change (percent)1992 -37.0 -17.3 -38.2 -53.81995 0.0 -29.9 17.9 3.61998 -6.0 5.0 -5.9 -48.22001 -11.3 37.2 -15.1 67.32004 94.9 34.5 45.4 31.42007 -24.1 -27.8 -4.6 30.12010 -16.2 6.6 -2.2 14.72013 1.6 -3.3 16.7 -12.62016 61.9 -1.5 58.9 -41.4
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of home−equity lines ofcredit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 62.7 37.1 52.1 76.31992 30.3 38.2 27.3 47.11995 24.8 26.7 27.1 38.91998 27.5 28.9 26.4 27.52001 35.0 30.5 35.6 48.52004 60.0 43.0 41.9 61.02007 51.6 30.2 34.1 63.02010 60.2 47.5 51.1 86.72013 39.9 32.9 58.5 75.62016 51.1 29.0 58.7 58.9
Three-year change (percent)1992 -51.7 3.0 -47.6 -38.31995 -18.2 -30.1 -0.7 -17.41998 10.9 8.2 -2.6 -29.32001 27.3 5.5 34.8 76.42004 71.4 41.0 17.7 25.82007 -14.0 -29.8 -18.6 3.32010 16.7 57.3 49.9 37.62013 -33.7 -30.7 14.5 -12.82016 28.1 -11.9 0.3 -22.1
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families withhome−equity lines of credit
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 3.6 1.31992 4.8 1.81995 3.1 1.71998 4.4 4.92001 4.9 4.02004 9.3 5.02007 9.0 6.42010 7.4 6.22013 4.9 5.12016 4.4 4.9
Three-year change (percentage points)1992 1.2 0.51995 -1.7 -0.11998 1.3 3.22001 0.5 -0.92004 4.4 1.02007 -0.3 1.42010 -1.6 -0.22013 -2.5 -1.12016 -0.5 -0.2
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of home−equity lines ofcredit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 35.3 14.91992 23.0 15.11995 20.2 7.11998 19.2 18.32001 20.3 16.32004 29.3 16.52007 27.8 16.22010 32.1 17.72013 26.8 12.52016 38.0 18.6
Three-year change (percent)1992 -34.8 1.31995 -12.2 -53.01998 -5.0 157.72001 5.7 -10.92004 44.3 1.22007 -5.1 -1.82010 15.5 9.32013 -16.5 -29.42016 41.8 48.8
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of home−equity lines ofcredit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 56.4 31.81992 35.6 20.21995 29.0 17.41998 28.6 22.72001 36.5 26.12004 53.9 21.12007 48.3 25.72010 65.4 31.32013 53.8 20.72016 53.9 24.4
Three-year change (percent)1992 -36.9 -36.51995 -18.5 -13.91998 -1.4 30.52001 27.6 15.02004 47.7 -19.22007 -10.4 21.82010 35.4 21.82013 -17.7 -33.92016 0.2 17.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families withhome−equity lines of credit
Housing statusYear Owner Renter or other
Level (percent)1989 4.9 0.01992 6.7 0.01995 4.4 0.01998 6.7 0.02001 7.1 0.02004 12.4 0.02007 12.4 0.02010 10.7 0.02013 7.6 0.02016 6.9 0.0
Three-year change (percentage points)1992 1.8 0.01995 -2.3 0.01998 2.3 0.02001 0.4 0.02004 5.3 0.02007 0.0 0.02010 -1.7 0.02013 -3.1 0.02016 -0.7 0.0
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of home−equity lines ofcredit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 33.6 .1992 20.1 .1995 18.8 .1998 19.2 .2001 20.3 .2004 28.0 .2007 27.8 .2010 29.2 .2013 25.8 .2016 31.0 .
Three-year change (percent)1992 -40.2 .1995 -6.5 .1998 2.1 .2001 5.7 .2004 37.9 .2007 -0.7 .2010 5.0 .2013 -11.6 .2016 20.2 .
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of home−equity lines ofcredit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 54.5 .1992 34.4 .1995 28.0 .1998 27.6 .2001 35.3 .2004 50.6 .2007 45.4 .2010 60.3 .2013 49.4 .2016 49.8 .
Three-year change (percent)1992 -36.9 .1995 -18.6 .1998 -1.4 .2001 27.9 .2004 43.3 .2007 -10.3 .2010 32.8 .2013 -18.1 .2016 0.8 .
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families withhome−equity lines of credit
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.0 0.8 5.1 7.0 6.01992 0.1 2.1 4.7 9.1 11.81995 0.4 1.2 3.2 5.1 8.91998 0.3 3.6 6.4 7.1 8.42001 0.7 2.8 6.1 9.8 9.12004 1.1 4.5 11.9 16.3 17.52007 0.6 5.4 12.4 15.0 16.52010 1.6 4.3 8.6 15.4 12.52013 0.5 1.8 6.6 9.4 12.92016 0.4 2.0 5.8 8.4 11.0
Three-year change (percentage points)1992 0.1 1.3 -0.4 2.1 5.81995 0.3 -0.9 -1.5 -4.0 -2.91998 -0.1 2.4 3.2 2.0 -0.52001 0.4 -0.8 -0.3 2.7 0.72004 0.4 1.7 5.8 6.5 8.42007 -0.5 0.9 0.5 -1.3 -1.02010 1.0 -1.1 -3.8 0.4 -4.02013 -1.1 -2.5 -2.0 -6.0 0.42016 -0.1 0.2 -0.8 -1.0 -1.9
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of home−equity lines ofcredit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 2239.0 15.4 35.3 33.6 50.41992 2.7 15.1 17.3 21.1 33.51995 16.2 11.0 18.8 18.0 23.51998 7.4 17.7 16.2 29.5 26.62001 14.9 16.3 13.5 25.7 25.72004 19.1 30.5 21.5 29.3 48.32007 39.4 16.2 22.0 34.7 48.62010 61.9 21.0 21.8 27.6 82.92013 41.2 25.8 20.6 25.8 34.02016 20.0 17.0 31.0 30.0 50.0
Three-year change (percent)1992 -99.9 -1.9 -51.0 -37.2 -33.51995 500.0 -27.2 8.7 -14.7 -29.91998 -54.3 60.9 -13.8 63.9 13.22001 101.4 -7.9 -16.7 -12.9 -3.42004 28.2 87.1 59.3 14.0 87.92007 106.3 -46.9 2.3 18.4 0.62010 57.1 29.6 -0.9 -20.5 70.62013 -33.4 22.9 -5.5 -6.5 -59.02016 -51.5 -34.1 50.5 16.3 47.1
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of home−equity lines ofcredit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1363.1 17.3 40.3 49.6 91.61992 2.7 21.0 24.5 29.5 56.91995 30.6 15.2 23.6 24.5 39.01998 20.4 21.2 20.9 30.8 43.92001 18.4 22.3 17.5 33.5 80.92004 18.1 31.4 29.7 44.3 112.32007 52.0 23.1 33.5 51.9 76.82010 68.2 33.8 35.6 56.7 129.52013 28.5 39.5 32.0 38.2 89.62016 39.6 27.9 40.7 47.5 75.4
Three-year change (percent)1992 -99.8 21.4 -39.2 -40.5 -37.91995 1033.3 -27.6 -3.7 -16.9 -31.51998 -33.3 39.5 -11.4 25.7 12.62001 -9.8 5.2 -16.3 8.8 84.32004 -1.6 40.8 69.7 32.2 38.82007 187.3 -26.4 12.8 17.2 -31.62010 31.2 46.3 6.3 9.2 68.62013 -58.2 16.9 -10.1 -32.6 -30.82016 38.9 -29.4 27.2 24.3 -15.8
4
4.5
5
5.5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other
residential real estate debt
Year All familiesLevel (percent)
1989 5.11992 5.71995 4.71998 5.02001 4.62004 4.02007 5.52010 5.32013 5.22016 5.6
Three-year change (percentage points)1992 0.61995 -1.01998 0.32001 -0.42004 -0.62007 1.52010 -0.22013 -0.12016 0.4
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other residential realestate debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 46.61992 41.91995 47.01998 60.52001 54.22004 110.62007 115.82010 108.32013 92.82016 100.0
Three-year change (percent)1992 -10.11995 12.21998 28.72001 -10.42004 104.12007 4.72010 -6.52013 -14.32016 7.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other residential realestate debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 72.91992 95.91995 91.51998 103.92001 100.32004 212.02007 205.32010 198.52013 160.92016 160.6
Three-year change (percent)1992 31.61995 -4.61998 13.62001 -3.52004 111.42007 -3.22010 -3.32013 -18.92016 -0.2
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with otherresidential real estate debt
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.8 1.0 3.3 5.5 10.7 19.31992 0.5 1.9 4.0 5.7 9.8 22.41995 1.3 1.6 3.1 5.1 7.9 17.21998 0.7 2.0 4.1 6.7 7.8 15.32001 0.4 1.8 3.2 5.3 10.3 14.22004 0.3 1.5 2.6 4.1 7.6 15.42007 1.1 1.9 2.6 6.9 8.5 21.92010 1.3 1.7 3.5 6.0 9.1 19.42013 0.6 2.1 3.9 5.6 9.4 18.62016 0.7 1.6 2.5 7.0 12.2 19.9
Three-year change (percentage points)1992 -0.3 0.9 0.7 0.2 -0.9 3.11995 0.8 -0.3 -0.9 -0.6 -1.9 -5.21998 -0.6 0.4 1.0 1.6 -0.1 -1.92001 -0.3 -0.2 -0.9 -1.4 2.5 -1.12004 -0.1 -0.3 -0.6 -1.2 -2.7 1.22007 0.8 0.4 0.0 2.8 0.9 6.52010 0.2 -0.2 0.9 -0.9 0.6 -2.52013 -0.7 0.4 0.4 -0.4 0.3 -0.82016 0.1 -0.5 -1.4 1.4 2.8 1.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other residential realestate debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 6.7 23.3 26.1 26.8 50.4 78.41992 43.6 6.7 25.6 30.2 42.1 78.81995 12.5 31.3 33.8 47.0 47.0 54.81998 73.8 48.7 28.0 44.3 62.9 103.32001 13.5 40.6 52.6 56.9 42.2 105.72004 10.2 41.3 83.9 78.9 99.2 202.22007 81.1 48.6 79.7 96.1 144.8 170.82010 79.6 66.3 69.1 73.9 97.3 199.02013 116.5 43.3 56.7 71.7 87.1 175.32016 36.0 50.0 65.0 50.8 103.0 199.0
Three-year change (percent)1992 550.7 -71.2 -1.9 12.7 -16.5 0.51995 -71.3 367.2 32.0 55.6 11.6 -30.51998 490.4 55.6 -17.2 -5.7 33.8 88.52001 -81.7 -16.6 87.9 28.4 -32.9 2.32004 -24.4 1.7 59.5 38.7 135.1 91.32007 695.1 17.7 -5.0 21.8 46.0 -15.52010 -1.8 36.4 -13.3 -23.1 -32.8 16.52013 46.4 -34.7 -17.9 -3.0 -10.5 -11.92016 -69.1 15.5 14.6 -29.1 18.3 13.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other residential realestate debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 17.8 40.5 43.3 38.5 69.0 112.81992 37.9 16.9 72.1 64.9 75.3 145.31995 40.4 50.2 61.5 65.1 82.8 137.31998 89.5 67.6 57.2 87.5 99.0 156.42001 20.9 42.3 67.2 70.2 75.3 174.82004 298.5 92.8 94.3 125.6 111.4 368.22007 118.7 79.2 99.9 168.8 197.4 286.92010 194.1 143.9 90.3 114.2 145.1 324.22013 125.8 56.3 100.6 113.8 127.1 257.72016 90.5 68.3 78.4 76.9 126.9 281.3
Three-year change (percent)1992 112.9 -58.3 66.5 68.6 9.1 28.81995 6.6 197.0 -14.7 0.3 10.0 -5.51998 121.5 34.7 -7.0 34.4 19.6 13.92001 -76.6 -37.4 17.5 -19.8 -23.9 11.82004 1328.2 119.4 40.3 78.9 47.9 110.62007 -60.2 -14.7 5.9 34.4 77.2 -22.12010 63.5 81.7 -9.6 -32.3 -26.5 13.02013 -35.2 -60.9 11.4 -0.4 -12.4 -20.52016 -28.1 21.3 -22.1 -32.4 -0.2 9.2
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with otherresidential real estate debt
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 1.6 7.0 10.7 7.4 4.0 0.71992 3.0 7.1 9.3 9.9 3.1 0.71995 2.1 4.9 8.4 8.3 3.5 1.01998 1.8 6.6 6.7 7.8 5.1 1.82001 2.7 4.9 6.4 7.4 3.4 2.02004 2.1 4.0 6.3 5.9 3.2 1.52007 3.3 6.5 8.0 7.8 5.0 0.62010 2.9 5.1 7.6 7.6 5.0 2.92013 2.4 4.9 7.8 7.8 4.8 2.72016 2.3 6.7 6.4 8.8 5.8 2.7
Three-year change (percentage points)1992 1.4 0.1 -1.4 2.5 -0.9 0.01995 -0.9 -2.2 -0.9 -1.6 0.4 0.31998 -0.3 1.7 -1.7 -0.5 1.6 0.82001 0.9 -1.7 -0.3 -0.4 -1.7 0.22004 -0.6 -0.9 -0.1 -1.5 -0.2 -0.52007 1.2 2.5 1.7 1.9 1.8 -0.92010 -0.4 -1.4 -0.4 -0.2 0.0 2.32013 -0.5 -0.2 0.2 0.2 -0.2 -0.22016 -0.1 1.8 -1.4 1.0 1.0 0.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other residential realestate debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 29.9 65.3 37.3 63.4 23.3 10.31992 28.5 45.3 57.0 33.5 28.5 402.01995 39.2 49.8 47.0 51.7 51.7 12.51998 81.2 59.0 59.0 60.5 82.6 43.92001 70.5 66.4 45.4 52.6 104.3 56.92004 79.5 95.4 110.6 138.4 127.2 49.62007 90.3 117.6 95.0 150.5 144.8 57.92010 98.4 94.0 127.1 108.3 138.2 82.72013 85.6 103.1 92.8 87.1 56.7 61.92016 37.0 127.5 85.0 110.0 96.0 100.0
Three-year change (percent)1992 -4.7 -30.6 52.8 -47.2 22.3 3802.91995 37.5 9.9 -17.5 54.3 81.4 -96.91998 107.1 18.5 25.5 17.0 59.8 251.22001 -13.2 12.5 -23.1 -13.1 26.3 29.62004 12.8 43.7 143.6 163.1 22.0 -12.82007 13.6 23.3 -14.1 8.7 13.8 16.72010 9.0 -20.1 33.8 -28.0 -4.6 42.82013 -13.0 9.7 -27.0 -19.6 -59.0 -25.22016 -56.8 23.7 -8.4 26.3 69.3 61.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other residential realestate debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 67.0 81.4 63.9 94.7 43.0 23.71992 78.4 78.1 105.6 95.6 126.1 358.41995 68.0 84.5 100.9 96.7 88.6 110.51998 85.1 102.2 106.5 110.0 116.3 72.02001 95.0 96.8 85.3 110.3 166.5 64.52004 128.8 162.9 254.6 266.0 191.1 109.02007 139.4 228.9 176.2 242.0 237.1 209.72010 112.1 145.3 249.0 196.9 273.2 131.42013 130.4 182.9 172.0 156.9 168.2 94.52016 90.7 167.1 157.5 177.5 166.8 144.4
Three-year change (percent)1992 17.0 -4.1 65.3 1.0 193.3 1412.21995 -13.3 8.2 -4.5 1.2 -29.7 -69.21998 25.1 20.9 5.6 13.8 31.3 -34.82001 11.6 -5.3 -19.9 0.3 43.2 -10.42004 35.6 68.3 198.5 141.2 14.8 69.02007 8.2 40.5 -30.8 -9.0 24.1 92.42010 -19.6 -36.5 41.3 -18.6 15.2 -37.32013 16.3 25.9 -30.9 -20.3 -38.4 -28.12016 -30.4 -8.6 -8.4 13.1 -0.8 52.8
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with otherresidential real estate debt
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 3.5 2.4 1.9 6.4 8.01992 2.5 4.3 1.7 7.1 8.61995 1.8 3.1 1.9 6.6 6.21998 2.0 4.4 2.6 5.6 7.22001 2.4 2.7 3.0 6.8 4.82004 1.6 3.6 2.5 5.1 5.02007 2.7 3.5 1.9 8.4 6.62010 2.6 2.7 3.2 7.3 6.92013 2.5 2.5 2.7 7.2 7.42016 2.4 2.1 3.5 7.4 8.2
Three-year change (percentage points)1992 -1.0 1.9 -0.2 0.7 0.61995 -0.7 -1.2 0.2 -0.5 -2.41998 0.2 1.3 0.7 -1.0 1.02001 0.4 -1.7 0.4 1.2 -2.42004 -0.8 0.9 -0.5 -1.7 0.22007 1.1 -0.1 -0.6 3.3 1.62010 -0.1 -0.8 1.3 -1.1 0.32013 -0.1 -0.2 -0.5 -0.1 0.52016 -0.1 -0.4 0.8 0.2 0.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other residential realestate debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 50.4 72.8 20.5 56.0 45.01992 23.5 25.2 46.1 43.6 42.71995 39.2 67.3 15.7 47.0 49.81998 22.1 90.0 76.8 58.3 45.22001 23.0 70.5 47.9 54.2 54.22004 40.0 95.7 101.7 120.8 127.22007 98.4 90.9 156.3 107.7 144.82010 105.0 109.4 79.6 117.5 107.22013 100.5 65.1 87.1 103.1 82.52016 75.2 44.0 83.0 110.0 102.0
Three-year change (percent)1992 -53.4 -65.4 124.9 -22.1 -5.11995 66.8 167.1 -65.9 7.8 16.61998 -43.6 33.7 389.2 24.0 -9.22001 4.1 -21.7 -37.6 -7.0 19.92004 73.9 35.7 112.3 122.9 134.72007 146.0 -5.0 53.7 -10.8 13.82010 6.7 20.4 -49.1 9.1 -26.02013 -4.3 -40.5 9.4 -12.3 -23.02016 -25.2 -32.4 -4.7 6.7 23.6
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other residential realestate debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 60.9 94.2 40.6 73.0 76.41992 104.3 61.2 124.5 96.3 102.21995 72.0 66.8 71.9 100.9 92.51998 43.0 101.7 142.4 117.3 91.52001 72.4 100.1 59.0 99.2 119.12004 81.0 129.2 146.9 258.1 227.62007 125.4 175.0 207.9 208.5 223.22010 112.5 146.1 143.6 230.2 199.02013 118.7 93.3 114.9 196.3 150.22016 125.1 82.2 99.4 169.8 182.3
Three-year change (percent)1992 71.3 -35.0 206.7 31.9 33.81995 -31.0 9.2 -42.2 4.8 -9.51998 -40.3 52.2 98.1 16.3 -1.12001 68.4 -1.6 -58.6 -15.4 30.22004 11.9 29.1 149.0 160.2 91.12007 54.8 35.4 41.5 -19.2 -1.92010 -10.3 -16.5 -30.9 10.4 -10.82013 5.5 -36.1 -20.0 -14.7 -24.52016 5.4 -11.9 -13.5 -13.5 21.4
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with otherresidential real estate debt
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 1.4 4.3 4.5 10.71992 1.6 2.8 6.2 11.41995 2.8 3.9 3.9 7.91998 1.1 3.7 6.1 7.92001 1.4 2.9 4.7 8.22004 0.3 2.2 4.6 7.12007 1.9 3.2 5.8 9.72010 1.1 2.8 5.4 9.62013 2.2 3.4 4.6 8.62016 2.7 2.9 4.7 9.5
Three-year change (percentage points)1992 0.2 -1.5 1.7 0.71995 1.2 1.1 -2.3 -3.51998 -1.7 -0.2 2.2 0.02001 0.3 -0.8 -1.4 0.32004 -1.1 -0.7 -0.1 -1.12007 1.6 1.0 1.2 2.62010 -0.8 -0.4 -0.4 -0.12013 1.1 0.6 -0.8 -1.02016 0.5 -0.5 0.1 0.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other residential realestate debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 20.5 26.1 44.8 65.31992 25.2 36.9 60.4 45.31995 12.5 54.8 44.5 51.71998 21.9 41.3 73.8 81.22001 34.7 50.8 56.9 62.32004 101.7 59.8 99.2 133.52007 61.7 95.0 92.6 147.12010 44.2 69.1 68.5 151.02013 34.2 61.9 52.7 154.72016 75.0 64.0 65.0 134.0
Three-year change (percent)1992 22.9 41.4 34.8 -30.61995 -50.4 48.5 -26.3 14.11998 75.2 -24.6 65.8 57.12001 58.4 23.0 -22.9 -23.32004 193.1 17.7 74.3 114.32007 -39.3 58.9 -6.7 10.22010 -28.4 -27.3 -26.0 2.72013 -22.6 -10.4 -23.1 2.52016 119.3 3.4 23.3 -13.4
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other residential realestate debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 43.2 48.6 79.9 88.11992 42.7 68.4 92.9 110.01995 33.4 89.7 76.0 115.61998 30.0 52.1 93.5 146.82001 65.1 75.8 79.5 123.42004 278.3 118.0 178.9 257.02007 242.4 145.0 147.9 253.32010 162.6 113.0 131.9 256.42013 79.1 110.6 86.5 219.72016 106.2 106.8 109.9 198.9
Three-year change (percent)1992 -1.2 40.7 16.3 24.91995 -21.8 31.1 -18.2 5.11998 -10.2 -41.9 23.0 27.02001 117.0 45.5 -15.0 -15.92004 327.5 55.7 125.0 108.32007 -12.9 22.9 -17.3 -1.42010 -32.9 -22.1 -10.8 1.22013 -51.4 -2.1 -34.4 -14.32016 34.3 -3.4 27.1 -9.5
2
3
4
5
6
7
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with otherresidential real estate debt
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 5.7 2.7 3.3 5.21992 6.4 2.4 2.1 7.91995 5.1 3.6 2.1 5.31998 5.3 3.8 3.2 5.72001 5.3 2.0 2.6 3.42004 4.4 2.3 2.3 5.42007 5.8 3.2 5.9 5.92010 6.1 4.5 2.8 3.92013 6.1 3.4 2.6 4.62016 6.5 2.7 3.3 6.2
Three-year change (percentage points)1992 0.7 -0.3 -1.2 2.71995 -1.3 1.2 0.0 -2.61998 0.2 0.2 1.1 0.42001 0.0 -1.8 -0.6 -2.32004 -0.9 0.3 -0.3 2.02007 1.4 0.9 3.6 0.52010 0.3 1.3 -3.1 -2.02013 0.0 -1.1 -0.2 0.72016 0.4 -0.7 0.7 1.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other residential realestate debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 48.4 13.8 63.4 100.61992 43.6 17.6 98.9 29.61995 51.7 29.8 13.0 47.01998 62.9 59.0 30.6 110.72001 54.2 50.8 36.6 187.02004 110.6 51.0 190.8 56.62007 105.2 159.9 107.7 132.92010 121.6 42.0 44.2 125.22013 102.1 53.6 85.6 94.92016 116.0 19.2 55.8 78.5
Three-year change (percent)1992 -9.9 27.5 56.0 -70.61995 18.6 69.3 -86.9 58.81998 21.7 98.0 135.4 135.52001 -13.8 -13.9 19.6 68.92004 104.1 0.4 421.3 -69.72007 -4.9 213.5 -43.6 134.82010 15.6 -73.7 -59.0 -5.82013 -16.0 27.6 93.7 -24.22016 13.6 -64.2 -34.8 -17.3
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other residential realestate debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 72.9 28.9 85.5 121.11992 97.2 54.6 116.6 104.91995 98.0 58.7 25.7 80.21998 110.2 58.1 66.8 114.92001 100.0 76.8 74.8 184.72004 208.0 152.0 214.1 310.82007 198.7 206.9 231.4 229.52010 212.9 119.8 96.0 237.62013 172.9 74.2 94.9 176.62016 180.7 49.2 111.3 123.6
Three-year change (percent)1992 33.3 88.9 36.4 -13.41995 0.8 7.5 -78.0 -23.51998 12.4 -1.0 159.9 43.32001 -9.3 32.2 12.0 60.72004 108.0 97.9 186.2 68.32007 -4.5 36.1 8.1 -26.22010 7.1 -42.1 -58.5 3.52013 -18.8 -38.1 -1.1 -25.72016 4.5 -33.7 17.3 -30.0
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with otherresidential real estate debt
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 5.8 8.6 2.8 2.41992 6.2 12.8 2.6 2.61995 5.4 8.1 2.4 2.01998 5.1 10.7 3.1 0.62001 5.3 7.3 1.9 2.42004 4.1 10.2 1.2 1.72007 5.4 15.1 2.6 1.82010 5.3 12.4 2.9 2.82013 5.5 10.9 3.3 2.72016 5.8 11.5 3.4 3.3
Three-year change (percentage points)1992 0.4 4.2 -0.2 0.21995 -0.8 -4.7 -0.2 -0.61998 -0.3 2.6 0.7 -1.42001 0.2 -3.4 -1.2 1.82004 -1.2 2.9 -0.7 -0.72007 1.3 4.9 1.4 0.12010 -0.1 -2.7 0.3 1.02013 0.2 -1.5 0.4 -0.12016 0.3 0.6 0.1 0.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other residential realestate debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 51.7 74.6 26.1 11.21992 37.1 72.1 30.2 45.31995 45.4 65.8 51.7 31.31998 54.6 79.7 50.2 130.02001 50.8 118.5 59.2 40.62004 105.6 127.2 100.5 178.02007 103.0 175.5 115.8 266.32010 101.7 154.7 68.5 103.92013 95.7 123.2 48.4 103.12016 99.0 110.0 59.3 119.0
Three-year change (percent)1992 -28.2 -3.4 15.7 304.51995 22.4 -8.7 71.2 -30.91998 20.3 21.1 -2.9 315.32001 -7.0 48.7 17.9 -68.82004 107.9 7.3 69.8 338.42007 -2.5 38.0 15.2 49.62010 -1.3 -11.9 -40.8 -61.02013 -5.9 -20.4 -29.3 -0.82016 3.4 -10.7 22.5 15.4
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other residential realestate debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 70.2 111.8 40.6 38.21992 73.9 160.6 90.1 37.61995 85.3 132.2 76.4 50.71998 90.9 137.4 101.0 130.02001 80.7 171.8 119.9 39.72004 172.7 296.3 197.9 191.02007 163.5 274.7 237.4 254.52010 167.9 308.1 132.7 117.02013 154.8 247.6 89.1 116.92016 158.7 193.6 128.7 135.5
Three-year change (percent)1992 5.3 43.6 121.9 -1.61995 15.4 -17.7 -15.2 34.81998 6.6 3.9 32.2 156.42001 -11.2 25.0 18.7 -69.52004 114.0 72.5 65.1 381.12007 -5.3 -7.3 20.0 33.22010 2.7 12.2 -44.1 -54.02013 -7.8 -19.6 -32.9 -0.12016 2.5 -21.8 44.4 15.9
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with otherresidential real estate debt
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 10.9 4.7 3.5 2.71992 11.4 5.3 5.0 2.61995 9.2 3.7 5.1 2.31998 7.7 5.7 4.7 2.62001 9.2 3.5 3.3 2.02004 7.8 3.4 3.2 1.32007 10.0 4.5 5.1 2.52010 9.8 4.1 4.4 2.92013 9.4 4.0 3.8 3.22016 9.8 4.8 3.9 3.4
Three-year change (percentage points)1992 0.5 0.6 1.5 -0.11995 -2.2 -1.6 0.1 -0.31998 -1.5 2.0 -0.4 0.32001 1.5 -2.2 -1.4 -0.62004 -1.4 -0.1 -0.1 -0.72007 2.2 1.1 1.9 1.22010 -0.2 -0.4 -0.7 0.42013 -0.4 -0.1 -0.6 0.32016 0.4 0.8 0.1 0.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other residential realestate debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 65.3 65.3 24.9 26.11992 63.3 25.7 57.0 31.01995 62.6 39.2 39.4 36.01998 69.3 76.8 41.2 79.72001 70.2 56.9 36.6 47.42004 117.0 133.5 99.2 123.42007 150.5 121.6 69.5 115.82010 154.7 95.4 57.5 79.62013 127.7 67.0 52.6 50.82016 134.0 90.0 45.0 69.7
Three-year change (percent)1992 -3.1 -60.6 128.9 18.81995 -1.1 52.5 -30.9 16.11998 10.7 95.9 4.6 121.42001 1.3 -25.9 -11.2 -40.52004 66.7 134.6 171.0 160.32007 28.6 -8.9 -29.9 -6.22010 2.8 -21.5 -17.3 -31.32013 -17.5 -29.8 -8.5 -36.22016 4.9 34.3 -14.4 37.2
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other residential realestate debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 92.0 80.5 44.4 40.11992 112.9 94.8 70.6 77.71995 122.0 90.0 59.6 71.91998 127.4 111.4 60.6 102.02001 117.6 97.5 42.0 104.22004 261.9 162.0 118.1 196.52007 240.3 183.3 111.1 239.42010 262.7 177.6 84.7 129.42013 198.8 156.6 122.7 93.62016 200.5 134.9 84.9 129.8
Three-year change (percent)1992 22.7 17.8 59.0 93.81995 8.1 -5.1 -15.6 -7.51998 4.4 23.8 1.7 41.92001 -7.7 -12.5 -30.7 2.22004 122.7 66.2 181.2 88.62007 -8.2 13.1 -5.9 21.82010 9.3 -3.1 -23.8 -45.92013 -24.3 -11.8 44.9 -27.72016 0.9 -13.9 -30.8 38.7
3
4
5
6
7
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with otherresidential real estate debt
RegionYear Northeast Midwest South West
Level (percent)1989 3.6 4.7 5.3 6.91992 4.4 5.9 4.7 8.21995 5.5 3.8 4.5 5.31998 5.5 3.6 5.0 6.12001 4.9 4.5 4.3 4.82004 3.5 4.1 3.2 5.82007 4.9 5.2 4.6 8.12010 5.5 4.2 4.8 7.32013 5.4 5.0 4.6 6.52016 5.5 5.0 4.7 7.6
Three-year change (percentage points)1992 0.8 1.2 -0.6 1.31995 1.1 -2.1 -0.2 -2.91998 0.0 -0.2 0.5 0.82001 -0.6 0.9 -0.7 -1.32004 -1.4 -0.4 -1.1 1.02007 1.4 1.1 1.4 2.32010 0.6 -1.0 0.2 -0.82013 -0.1 0.8 -0.2 -0.82016 0.1 0.0 0.1 1.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other residential realestate debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 74.6 27.6 35.1 65.31992 47.0 25.2 57.0 34.71995 54.8 35.7 39.2 94.01998 81.2 29.5 50.2 100.82001 63.7 43.5 54.2 62.32004 127.2 101.7 105.6 110.62007 110.0 95.6 92.6 185.32010 131.3 94.0 97.3 138.22013 102.1 74.2 75.3 176.32016 112.0 69.7 84.0 150.0
Three-year change (percent)1992 -37.0 -8.7 62.4 -46.91995 16.6 41.7 -31.2 170.91998 48.2 -17.4 28.1 7.22001 -21.6 47.5 8.0 -38.22004 99.7 133.8 94.8 77.52007 -13.5 -6.0 -12.3 67.52010 19.4 -1.7 5.1 -25.42013 -22.2 -21.1 -22.6 27.62016 9.7 -6.1 11.6 -14.9
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other residential realestate debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 92.6 49.6 55.7 103.91992 128.2 63.5 86.8 114.91995 87.9 54.7 89.1 128.41998 99.4 82.6 87.7 143.32001 120.5 82.8 86.2 120.72004 254.4 168.3 159.8 270.12007 191.0 139.9 190.5 269.62010 213.8 146.8 177.3 242.02013 201.4 112.0 122.1 217.02016 203.2 112.0 133.0 196.4
Three-year change (percent)1992 38.4 28.0 55.8 10.61995 -31.4 -13.9 2.6 11.71998 13.1 51.0 -1.6 11.62001 21.2 0.2 -1.7 -15.82004 111.1 103.3 85.4 123.82007 -24.9 -16.9 19.2 -0.22010 11.9 4.9 -6.9 -10.22013 -5.8 -23.7 -31.1 -10.32016 0.9 0.0 8.9 -9.5
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with otherresidential real estate debt
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 5.0 5.51992 6.2 3.11995 5.0 3.11998 5.3 3.42001 4.7 3.62004 4.4 2.02007 6.1 2.92010 5.7 3.72013 5.3 4.62016 5.9 3.7
Three-year change (percentage points)1992 1.2 -2.41995 -1.2 0.01998 0.3 0.32001 -0.6 0.22004 -0.3 -1.62007 1.7 0.92010 -0.4 0.82013 -0.4 0.92016 0.6 -0.9
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other residential realestate debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 56.0 37.31992 41.1 67.11995 49.8 26.61998 70.8 25.42001 54.2 70.52004 111.9 80.12007 117.0 81.12010 115.0 69.12013 95.9 52.62016 101.0 34.4
Three-year change (percent)1992 -26.6 79.91995 21.2 -60.41998 42.2 -4.52001 -23.4 177.62004 106.5 13.62007 4.6 1.22010 -1.7 -14.82013 -16.6 -23.92016 5.3 -34.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other residential realestate debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 80.4 43.61992 96.6 89.21995 97.2 37.61998 111.4 35.62001 103.5 74.52004 222.6 100.22007 212.2 135.52010 211.6 102.52013 167.4 110.12016 168.9 67.6
Three-year change (percent)1992 20.1 104.61995 0.6 -57.81998 14.6 -5.32001 -7.1 109.32004 115.1 34.52007 -4.7 35.22010 -0.3 -24.42013 -20.9 7.42016 0.9 -38.6
2
3
4
5
6
7
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with otherresidential real estate debt
Housing statusYear Owner Renter or other
Level (percent)1989 6.7 2.31992 6.9 3.41995 5.8 2.71998 6.2 2.72001 5.8 2.02004 5.1 1.72007 6.9 2.62010 6.9 2.22013 6.6 2.82016 7.0 3.1
Three-year change (percentage points)1992 0.2 1.11995 -1.1 -0.71998 0.4 0.02001 -0.4 -0.72004 -0.7 -0.32007 1.8 0.92010 0.0 -0.42013 -0.3 0.62016 0.4 0.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other residential realestate debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 50.4 32.71992 45.3 30.51995 47.0 76.71998 62.9 40.62001 54.2 50.92004 114.5 105.62007 115.8 92.62010 107.2 116.52013 85.6 116.52016 102.0 80.0
Three-year change (percent)1992 -10.1 -6.71995 3.8 151.51998 33.8 -47.12001 -13.8 25.42004 111.3 107.52007 1.1 -12.32010 -7.4 25.82013 -20.1 0.02016 19.2 -31.3
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other residential realestate debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 76.5 53.91992 97.1 91.51995 87.8 105.91998 111.2 70.62001 100.7 98.22004 226.1 119.42007 206.0 200.92010 198.9 195.72013 159.4 167.52016 170.2 121.9
Three-year change (percent)1992 26.9 69.81995 -9.6 15.71998 26.7 -33.32001 -9.4 39.12004 124.5 21.62007 -8.9 68.32010 -3.4 -2.62013 -19.9 -14.42016 6.8 -27.2
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with otherresidential real estate debt
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 0.8 1.6 4.4 9.4 20.11992 0.8 2.7 4.9 9.8 20.71995 0.7 2.5 3.3 8.0 18.71998 0.7 3.2 4.8 8.9 14.82001 0.6 2.0 5.5 7.6 14.22004 0.0 1.4 4.5 5.8 16.62007 0.4 3.2 4.9 8.5 21.82010 1.8 2.0 4.6 9.7 17.82013 1.5 1.9 5.8 9.1 15.92016 0.9 2.1 4.8 11.3 19.5
Three-year change (percentage points)1992 0.0 1.1 0.5 0.4 0.61995 -0.1 -0.2 -1.6 -1.8 -2.01998 0.0 0.7 1.5 0.9 -3.92001 -0.1 -1.2 0.7 -1.3 -0.62004 -0.6 -0.6 -1.0 -1.8 2.42007 0.4 1.8 0.4 2.7 5.22010 1.4 -1.2 -0.3 1.2 -4.02013 -0.3 -0.1 1.2 -0.6 -1.92016 -0.6 0.2 -1.0 2.2 3.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other residential realestate debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 32.7 22.4 26.1 45.9 84.01992 20.1 21.0 31.0 37.1 92.21995 15.7 29.8 39.2 41.1 93.21998 98.1 42.8 32.5 73.8 106.22001 10.8 27.1 63.7 52.7 105.72004 31.8 33.5 61.6 125.9 188.22007 42.8 85.7 83.4 108.9 185.32010 121.6 28.3 58.8 101.7 215.52013 77.3 27.8 61.9 82.5 202.12016 10.0 39.0 64.0 100.0 175.0
Three-year change (percent)1992 -38.5 -6.2 18.8 -19.2 9.81995 -21.9 41.9 26.5 10.8 1.11998 524.8 43.6 -17.1 79.6 13.92001 -89.0 -36.7 96.0 -28.6 -0.52004 194.4 23.6 -3.3 138.9 78.12007 34.6 155.8 35.4 -13.5 -1.52010 184.1 -67.0 -29.5 -6.6 16.32013 -36.4 -1.8 5.3 -18.9 -6.22016 -87.1 40.3 3.4 21.2 -13.4
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other residential realestate debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 56.0 33.0 41.8 52.4 113.91992 90.7 47.7 47.2 63.0 164.51995 61.4 45.2 51.3 65.6 144.71998 117.7 55.7 44.9 95.6 183.92001 29.2 30.9 75.9 73.6 177.62004 31.8 69.1 86.0 139.8 367.02007 43.5 78.5 181.9 138.1 309.72010 158.6 62.9 87.7 150.0 359.12013 118.2 69.8 87.6 119.7 300.22016 40.2 79.8 96.2 124.9 266.7
Three-year change (percent)1992 62.0 44.5 12.9 20.2 44.41995 -32.3 -5.2 8.7 4.1 -12.01998 91.7 23.2 -12.5 45.7 27.12001 -75.2 -44.5 69.0 -23.0 -3.42004 8.9 123.6 13.3 89.9 106.62007 36.8 13.6 111.5 -1.2 -15.62010 264.6 -19.9 -51.8 8.6 16.02013 -25.5 11.0 -0.1 -20.2 -16.42016 -66.0 14.3 9.8 4.3 -11.2
44
45
46
47
48
49
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with installment loans
Year All familiesLevel (percent)
1989 49.51992 46.01995 46.01998 43.72001 45.22004 46.02007 46.92010 46.32013 47.22016 50.2
Three-year change (percentage points)1992 -3.51995 0.01998 -2.32001 1.52004 0.82007 0.92010 -0.62013 0.92016 3.0
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 9.61992 7.81995 9.51998 12.92001 13.12004 14.72007 15.12010 14.02013 15.12016 17.1
Three-year change (percent)1992 -18.81995 21.81998 35.82001 1.62004 12.22007 2.72010 -7.32013 7.92016 13.2
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 16.51992 13.11995 14.81998 20.72001 20.22004 24.02007 24.32010 26.02013 26.02016 30.3
Three-year change (percent)1992 -20.61995 13.01998 39.92001 -2.42004 18.82007 1.22010 7.02013 0.02016 16.5
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with installment loans
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 32.9 40.4 54.1 63.8 63.7 48.61992 31.2 42.2 54.7 54.0 55.1 40.71995 27.4 40.3 49.5 60.2 60.4 44.51998 27.3 36.7 51.2 51.6 58.4 45.42001 25.5 43.2 51.9 56.7 55.7 41.22004 26.9 39.8 52.5 57.9 60.0 45.72007 27.8 42.4 53.9 59.2 57.4 45.02010 34.1 40.8 49.9 56.6 58.8 41.82013 32.7 40.9 52.8 56.4 61.0 44.92016 35.8 44.4 57.1 60.3 61.3 45.5
Three-year change (percentage points)1992 -1.7 1.8 0.6 -9.8 -8.6 -7.91995 -3.8 -1.9 -5.2 6.2 5.3 3.81998 -0.1 -3.6 1.7 -8.6 -2.0 0.92001 -1.8 6.5 0.7 5.1 -2.7 -4.22004 1.4 -3.4 0.6 1.2 4.3 4.52007 0.9 2.6 1.4 1.3 -2.6 -0.72010 6.3 -1.6 -4.0 -2.6 1.4 -3.22013 -1.4 0.1 2.9 -0.2 2.2 3.12016 3.1 3.5 4.3 3.9 0.3 0.6
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.6 5.8 11.0 13.0 15.7 15.21992 3.3 4.9 6.8 10.9 12.4 17.31995 4.7 5.6 10.1 11.3 15.1 15.31998 5.9 9.1 11.8 17.6 16.9 21.42001 6.2 8.9 13.1 16.2 19.6 18.22004 7.1 10.2 13.7 17.6 19.2 22.92007 7.5 11.4 14.9 18.9 20.0 21.22010 8.4 9.3 13.3 16.6 21.0 24.82013 8.2 10.6 12.6 17.7 21.2 22.92016 10.0 12.0 16.3 21.1 25.1 27.7
Three-year change (percent)1992 26.9 -15.5 -38.2 -16.2 -21.0 13.81995 42.4 14.3 48.5 3.7 21.8 -11.61998 25.5 62.5 16.8 55.8 11.9 39.92001 5.1 -2.2 11.0 -8.0 16.0 -15.02004 14.5 14.6 4.6 8.6 -2.0 25.82007 5.6 11.8 8.8 7.4 4.2 -7.42010 12.0 -18.4 -10.7 -12.2 5.0 17.02013 -2.4 14.0 -5.3 6.6 1.0 -7.72016 22.0 13.2 29.4 19.2 18.4 21.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 6.1 9.4 16.3 19.7 18.0 31.91992 7.0 10.2 12.3 13.7 15.1 25.91995 8.8 10.2 14.1 15.5 19.9 23.21998 11.5 13.6 17.3 24.6 23.3 39.22001 11.9 14.4 17.3 20.4 24.9 42.82004 13.8 18.2 20.3 25.9 29.2 42.32007 16.3 18.7 20.5 27.3 27.4 42.42010 25.2 16.7 24.0 24.6 30.6 47.42013 26.9 18.4 20.9 26.2 34.2 39.32016 19.7 23.0 27.2 33.9 39.3 47.0
Three-year change (percent)1992 14.8 8.5 -24.5 -30.5 -16.1 -18.81995 25.7 0.0 14.6 13.1 31.8 -10.41998 30.7 33.3 22.7 58.7 17.1 69.02001 3.5 5.9 0.0 -17.1 6.9 9.22004 16.0 26.4 17.3 27.0 17.3 -1.22007 18.1 2.7 1.0 5.4 -6.2 0.22010 54.6 -10.7 17.1 -9.9 11.7 11.82013 6.7 10.2 -12.9 6.5 11.8 -17.12016 -26.8 25.0 30.1 29.4 14.9 19.6
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with installment loans
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 60.8 67.6 59.3 38.5 21.5 9.81992 61.7 57.8 49.9 38.8 22.9 8.31995 62.5 59.8 53.3 34.8 16.5 8.81998 60.0 53.3 51.2 37.9 20.2 4.22001 63.8 57.1 45.9 39.3 21.1 9.52004 59.4 55.7 50.2 42.8 27.5 13.92007 65.2 56.2 51.9 44.6 26.1 7.02010 61.9 60.0 49.8 40.7 30.3 12.32013 63.5 58.1 52.8 43.3 29.3 15.72016 67.5 64.2 55.2 44.9 33.7 19.3
Three-year change (percentage points)1992 0.9 -9.8 -9.4 0.3 1.4 -1.51995 0.8 2.0 3.4 -4.0 -6.4 0.51998 -2.5 -6.5 -2.1 3.1 3.7 -4.62001 3.8 3.8 -5.3 1.4 0.9 5.32004 -4.4 -1.4 4.3 3.5 6.4 4.42007 5.8 0.5 1.7 1.8 -1.4 -6.92010 -3.3 3.8 -2.1 -3.9 4.2 5.32013 1.6 -1.9 3.0 2.6 -1.0 3.42016 4.0 6.1 2.4 1.6 4.4 3.6
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 8.9 12.9 13.0 6.7 6.1 5.61992 7.6 8.4 7.9 7.4 6.7 5.21995 11.1 8.7 11.3 7.8 7.7 5.31998 13.4 11.4 14.8 12.2 9.5 13.12001 12.9 15.0 13.1 12.1 9.5 7.92004 15.1 15.3 15.2 16.4 10.5 8.52007 17.4 15.7 14.9 12.6 11.9 9.32010 15.5 16.2 13.3 12.5 11.1 8.62013 18.6 16.9 14.9 12.9 10.5 10.92016 21.0 20.5 17.8 13.8 12.4 9.8
Three-year change (percent)1992 -14.6 -34.9 -39.2 10.4 9.8 -7.11995 46.1 3.6 43.0 5.4 14.9 1.91998 20.7 31.0 31.0 56.4 23.4 147.22001 -3.7 31.6 -11.5 -0.8 0.0 -39.72004 17.1 2.0 16.0 35.5 10.5 7.62007 15.2 2.6 -2.0 -23.2 13.3 9.42010 -10.9 3.2 -10.7 -0.8 -6.7 -7.52013 20.0 4.3 12.0 3.2 -5.4 26.72016 12.9 21.3 19.5 7.0 18.1 -10.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 14.7 18.4 19.0 16.0 9.8 14.81992 13.1 14.2 11.9 13.5 11.4 10.51995 15.4 13.3 18.4 11.9 12.3 8.01998 21.6 20.0 21.4 22.2 15.2 13.12001 18.8 23.1 21.0 18.6 12.6 18.42004 23.4 23.7 21.6 23.7 17.7 60.32007 26.7 23.5 24.7 23.7 19.3 12.22010 28.2 26.8 26.2 24.1 18.1 26.52013 29.6 29.2 22.9 27.4 15.7 15.52016 34.4 35.1 32.0 25.2 20.4 13.9
Three-year change (percent)1992 -10.9 -22.8 -37.4 -15.6 16.3 -29.11995 17.6 -6.3 54.6 -11.9 7.9 -23.81998 40.3 50.4 16.3 86.6 23.6 63.82001 -13.0 15.5 -1.9 -16.2 -17.1 40.52004 24.5 2.6 2.9 27.4 40.5 227.72007 14.1 -0.8 14.4 0.0 9.0 -79.82010 5.6 14.0 6.1 1.7 -6.2 117.22013 5.0 9.0 -12.6 13.7 -13.3 -41.52016 16.2 20.2 39.7 -8.0 29.9 -10.3
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with installment loans
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 50.5 51.8 16.8 66.1 42.51992 51.5 48.6 15.3 60.6 41.41995 46.4 48.4 15.2 63.6 39.01998 43.2 46.1 11.6 59.0 40.32001 48.7 46.2 15.3 60.9 40.02004 44.4 45.6 20.3 61.0 43.22007 50.2 44.1 18.9 62.9 43.62010 49.4 48.0 20.4 59.6 43.02013 51.6 47.0 21.1 60.5 46.12016 56.5 53.0 24.7 63.3 48.0
Three-year change (percentage points)1992 1.0 -3.2 -1.5 -5.5 -1.11995 -5.1 -0.2 -0.1 3.0 -2.41998 -3.2 -2.3 -3.6 -4.6 1.32001 5.5 0.1 3.7 1.9 -0.32004 -4.3 -0.6 5.0 0.1 3.22007 5.8 -1.5 -1.4 1.9 0.42010 -0.8 3.9 1.5 -3.3 -0.62013 2.2 -1.0 0.7 0.9 3.12016 4.9 6.0 3.6 2.8 1.9
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 4.1 8.2 3.7 12.3 13.51992 4.4 6.4 5.9 8.9 10.01995 5.6 7.8 6.1 11.5 11.81998 9.4 11.8 7.6 14.1 16.22001 9.3 12.2 6.8 15.3 14.12004 10.8 11.4 10.2 17.2 17.42007 11.4 11.6 7.6 17.2 18.02010 10.9 13.1 8.4 16.6 14.62013 9.8 15.2 7.2 18.9 15.12016 14.4 17.2 8.5 22.1 16.7
Three-year change (percent)1992 7.3 -22.0 59.5 -27.6 -25.91995 27.3 21.9 3.4 29.2 18.01998 67.9 51.3 24.6 22.6 37.32001 -1.1 3.4 -10.5 8.5 -13.02004 16.1 -6.6 50.0 12.4 23.42007 5.6 1.8 -25.5 0.0 3.42010 -4.4 12.9 10.5 -3.5 -18.92013 -10.1 16.0 -14.3 13.9 3.42016 46.9 13.2 18.1 16.9 10.6
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 10.3 13.0 7.9 19.2 18.31992 8.9 10.9 9.2 15.0 14.21995 9.1 11.7 8.9 16.4 18.21998 13.8 18.8 13.2 22.6 23.22001 15.4 19.9 10.9 21.7 21.72004 18.6 17.6 15.8 24.7 31.22007 16.0 20.3 9.2 26.7 30.42010 21.2 31.0 15.2 26.4 27.72013 16.9 27.1 26.3 30.8 22.82016 26.5 31.1 15.7 35.9 28.7
Three-year change (percent)1992 -13.6 -16.2 16.5 -21.9 -22.41995 2.2 7.3 -3.3 9.3 28.21998 51.6 60.7 48.3 37.8 27.52001 11.6 5.9 -17.4 -4.0 -6.52004 20.8 -11.6 45.0 13.8 43.82007 -14.0 15.3 -41.8 8.1 -2.62010 32.5 52.7 65.2 -1.1 -8.92013 -20.3 -12.6 73.0 16.7 -17.72016 56.8 14.8 -40.3 16.6 25.9
30
35
40
45
50
55
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with installment loans
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 38.7 50.4 57.3 52.51992 32.4 48.6 50.7 49.41995 32.6 46.7 54.1 46.81998 30.6 43.0 49.8 47.12001 29.2 47.5 50.9 46.72004 28.0 44.3 55.1 48.92007 33.3 46.0 55.3 47.22010 34.7 44.0 56.1 45.32013 31.9 43.9 54.6 49.62016 36.4 44.4 57.9 53.4
Three-year change (percentage points)1992 -6.3 -1.8 -6.6 -3.11995 0.2 -1.9 3.4 -2.61998 -2.0 -3.7 -4.3 0.32001 -1.4 4.5 1.1 -0.42004 -1.2 -3.2 4.2 2.22007 5.3 1.7 0.2 -1.72010 1.4 -2.0 0.8 -1.92013 -2.8 -0.1 -1.5 4.32016 4.5 0.5 3.3 3.8
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 5.6 7.8 11.2 13.41992 3.4 6.8 8.0 12.51995 5.8 9.4 9.1 13.31998 8.3 10.3 13.1 17.72001 8.4 10.6 13.3 17.62004 8.9 11.5 14.6 21.12007 10.2 11.8 14.8 20.72010 8.4 11.1 14.1 20.92013 9.6 11.1 14.4 21.22016 9.6 14.0 16.4 23.5
Three-year change (percent)1992 -39.3 -12.8 -28.6 -6.71995 70.6 38.2 13.8 6.41998 43.1 9.6 44.0 33.12001 1.2 2.9 1.5 -0.62004 6.0 8.5 9.8 19.92007 14.6 2.6 1.4 -1.92010 -17.6 -5.9 -4.7 1.02013 14.3 0.0 2.1 1.42016 0.0 26.1 13.9 10.8
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 10.1 14.9 15.8 24.01992 7.9 9.8 11.6 20.31995 10.0 13.3 14.2 19.91998 13.7 14.2 22.9 28.52001 12.4 14.5 18.8 30.62004 14.8 18.7 19.5 35.22007 14.8 18.5 23.6 34.62010 12.8 18.3 22.5 41.22013 12.7 18.1 24.9 36.82016 15.7 23.0 26.4 42.0
Three-year change (percent)1992 -21.8 -34.2 -26.6 -15.41995 26.6 35.7 22.4 -2.01998 37.0 6.8 61.3 43.22001 -9.5 2.1 -17.9 7.42004 19.4 29.0 3.7 15.02007 0.0 -1.1 21.0 -1.72010 -13.5 -1.1 -4.7 19.12013 -0.8 -1.1 10.7 -10.72016 23.6 27.1 6.0 14.1
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with installment loans
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 49.4 47.4 52.1 51.81992 46.3 42.5 49.6 45.01995 46.1 46.4 45.2 41.71998 44.2 39.1 44.8 46.62001 45.4 46.8 43.0 39.92004 47.0 46.5 37.8 44.22007 46.1 50.0 47.4 48.92010 45.8 48.3 45.7 47.92013 46.2 56.0 42.2 46.32016 49.3 54.2 46.0 53.8
Three-year change (percentage points)1992 -3.1 -4.9 -2.5 -6.81995 -0.2 3.9 -4.4 -3.31998 -1.9 -7.3 -0.4 4.92001 1.2 7.7 -1.8 -6.72004 1.6 -0.3 -5.2 4.32007 -0.9 3.5 9.6 4.72010 -0.3 -1.7 -1.7 -1.02013 0.4 7.7 -3.5 -1.62016 3.1 -1.8 3.8 7.5
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 11.1 5.9 5.4 6.01992 8.5 5.6 4.3 6.11995 10.1 6.3 12.0 9.21998 13.6 8.4 11.2 14.22001 13.5 10.8 8.6 16.32004 15.8 12.2 12.9 11.02007 15.5 11.6 15.5 15.22010 15.0 12.7 10.8 12.02013 15.8 13.4 12.0 13.82016 17.0 18.6 15.7 16.3
Three-year change (percent)1992 -23.4 -5.1 -20.4 1.71995 18.8 12.5 179.1 50.81998 34.7 33.3 -6.7 54.32001 -0.7 28.6 -23.2 14.82004 17.0 13.0 50.0 -32.52007 -1.9 -4.9 20.2 38.22010 -3.2 9.5 -30.3 -21.12013 5.3 5.5 11.1 15.02016 7.6 38.8 30.8 18.1
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 17.9 11.9 11.3 15.11992 14.0 10.4 8.5 11.81995 15.0 12.4 13.3 21.01998 22.2 13.0 17.3 19.32001 20.9 16.8 13.3 29.82004 25.0 21.6 19.5 21.22007 25.5 18.3 21.6 26.72010 25.9 26.2 23.5 28.42013 28.3 21.2 17.6 26.22016 30.3 31.3 25.9 32.3
Three-year change (percent)1992 -21.8 -12.6 -24.8 -21.91995 7.1 19.2 56.5 78.01998 48.0 4.8 30.1 -8.12001 -5.9 29.2 -23.1 54.42004 19.6 28.6 46.6 -28.92007 2.0 -15.3 10.8 25.92010 1.6 43.2 8.8 6.42013 9.3 -19.1 -25.1 -7.72016 7.1 47.6 47.2 23.3
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with installment loans
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 61.7 54.0 21.9 41.11992 58.2 47.9 21.1 41.31995 58.6 45.6 18.3 40.31998 55.2 46.3 15.9 38.72001 57.0 39.8 17.1 41.92004 55.7 43.5 22.8 45.62007 57.5 43.9 23.6 42.92010 56.0 42.4 24.6 51.82013 57.3 45.9 26.1 48.22016 61.6 47.1 29.2 45.8
Three-year change (percentage points)1992 -3.5 -6.1 -0.8 0.21995 0.4 -2.3 -2.8 -1.01998 -3.4 0.7 -2.4 -1.62001 1.8 -6.5 1.2 3.22004 -1.3 3.7 5.7 3.72007 1.8 0.4 0.8 -2.72010 -1.5 -1.5 1.0 8.92013 1.3 3.5 1.5 -3.62016 4.3 1.2 3.1 -2.4
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 10.7 14.8 6.5 3.61992 8.4 10.7 5.8 4.31995 10.7 9.3 6.4 7.71998 13.1 16.2 8.9 10.02001 13.5 13.8 9.4 13.22004 15.3 19.6 9.3 9.52007 15.7 17.9 10.0 12.42010 15.3 16.9 8.9 9.22013 16.5 17.5 9.4 10.32016 18.6 18.0 10.6 17.2
Three-year change (percent)1992 -21.5 -27.7 -10.8 19.41995 27.4 -13.1 10.3 79.11998 22.4 74.2 39.1 29.92001 3.1 -14.8 5.6 32.02004 13.3 42.0 -1.1 -28.02007 2.6 -8.7 7.5 30.52010 -2.5 -5.6 -11.0 -25.82013 7.8 3.6 5.6 12.02016 12.7 2.9 12.8 67.0
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 15.1 31.7 12.6 8.71992 12.9 18.5 10.1 11.21995 15.4 16.7 10.0 12.11998 19.7 32.8 14.1 18.92001 19.2 34.3 11.9 20.92004 22.6 30.2 25.9 25.82007 23.6 37.4 18.2 25.12010 25.4 39.0 21.9 20.82013 28.3 26.2 16.0 24.62016 31.9 34.7 20.1 31.7
Three-year change (percent)1992 -14.6 -41.6 -19.8 28.71995 19.4 -9.7 -1.0 8.01998 27.9 96.4 41.0 56.22001 -2.5 4.6 -15.6 10.62004 17.7 -12.0 117.6 23.42007 4.4 23.8 -29.7 -2.72010 7.6 4.3 20.3 -17.12013 11.4 -32.8 -26.9 18.32016 12.7 32.4 25.6 28.9
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with installment loans
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 60.9 59.1 61.4 25.91992 55.3 55.0 59.5 25.91995 54.0 54.2 61.1 22.71998 51.2 52.4 57.3 19.82001 49.6 56.3 57.6 21.22004 52.4 52.5 56.6 26.32007 56.2 52.2 57.8 26.62010 51.4 55.0 55.6 30.52013 56.4 53.4 56.9 30.32016 60.2 60.6 56.1 31.8
Three-year change (percentage points)1992 -5.6 -4.1 -1.9 0.01995 -1.3 -0.8 1.6 -3.21998 -2.8 -1.8 -3.8 -2.92001 -1.6 3.9 0.3 1.42004 2.8 -3.8 -1.0 5.12007 3.8 -0.3 1.2 0.32010 -4.8 2.8 -2.2 3.92013 5.0 -1.6 1.3 -0.22016 3.8 7.2 -0.8 1.5
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 14.1 8.1 10.9 5.61992 10.1 7.9 8.1 5.01995 12.0 11.3 8.7 7.01998 17.0 12.1 12.4 8.92001 15.6 13.1 12.2 10.52004 19.1 14.2 13.1 9.52007 18.9 14.1 13.9 11.32010 18.8 14.1 12.2 9.02013 20.6 16.0 13.4 9.52016 22.7 17.3 16.0 11.8
Three-year change (percent)1992 -28.4 -2.5 -25.7 -10.71995 18.8 43.0 7.4 40.01998 41.7 7.1 42.5 27.12001 -8.2 8.3 -1.6 18.02004 22.4 8.4 7.4 -9.52007 -1.0 -0.7 6.1 18.92010 -0.5 0.0 -12.2 -20.42013 9.6 13.5 9.8 5.62016 10.2 8.1 19.4 24.2
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 22.3 12.9 17.2 11.31992 18.5 11.7 11.0 10.51995 18.3 15.5 13.6 10.81998 28.2 19.3 17.5 15.72001 27.4 18.8 16.4 14.82004 29.0 21.1 19.3 25.92007 32.0 21.7 19.9 20.02010 35.5 23.5 19.9 21.52013 34.8 25.2 20.3 18.62016 39.3 27.1 26.9 22.7
Three-year change (percent)1992 -17.0 -9.3 -36.0 -7.11995 -1.1 32.5 23.6 2.91998 54.1 24.5 28.7 45.42001 -2.8 -2.6 -6.3 -5.72004 5.8 12.2 17.7 75.02007 10.3 2.8 3.1 -22.82010 10.9 8.3 0.0 7.52013 -2.0 7.2 2.0 -13.52016 12.9 7.5 32.5 22.0
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with installment loans
RegionYear Northeast Midwest South West
Level (percent)1989 45.2 45.5 55.5 48.51992 38.3 49.0 48.5 45.61995 44.5 48.4 47.2 42.51998 36.1 44.2 48.7 41.82001 35.0 48.2 49.7 43.32004 42.4 49.9 44.2 47.92007 40.7 47.9 48.5 48.42010 42.6 48.5 48.2 44.22013 44.3 49.7 49.7 42.62016 42.7 53.2 54.2 46.4
Three-year change (percentage points)1992 -6.9 3.5 -7.0 -2.91995 6.2 -0.6 -1.3 -3.11998 -8.4 -4.2 1.5 -0.72001 -1.1 4.0 1.0 1.52004 7.4 1.7 -5.5 4.62007 -1.7 -2.0 4.3 0.52010 1.9 0.6 -0.3 -4.22013 1.7 1.2 1.5 -1.62016 -1.6 3.5 4.5 3.8
6
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 11.1 9.8 8.1 11.01992 8.0 8.7 7.7 6.71995 9.0 11.0 9.2 9.31998 13.5 12.5 12.4 13.92001 13.3 12.2 13.3 13.42004 15.0 14.0 14.2 16.32007 14.0 12.8 15.2 16.42010 15.1 14.5 12.4 15.92013 17.0 14.3 14.7 15.12016 18.2 14.9 17.8 17.0
Three-year change (percent)1992 -27.9 -11.2 -4.9 -39.11995 12.5 26.4 19.5 38.81998 50.0 13.6 34.8 49.52001 -1.5 -2.4 7.3 -3.62004 12.8 14.8 6.8 21.62007 -6.7 -8.6 7.0 0.62010 7.9 13.3 -18.4 -3.02013 12.6 -1.4 18.5 -5.02016 7.1 4.2 21.1 12.6
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 21.6 15.9 14.6 15.71992 13.3 14.6 12.4 12.11995 16.8 15.7 13.1 14.71998 20.9 20.5 19.1 24.12001 19.1 19.1 20.3 22.02004 23.7 25.9 22.0 25.02007 24.3 20.4 25.5 26.52010 26.9 25.9 24.6 28.02013 28.4 27.0 24.1 26.72016 31.6 27.4 30.0 33.2
Three-year change (percent)1992 -38.4 -8.2 -15.1 -22.91995 26.3 7.5 5.6 21.51998 24.4 30.6 45.8 63.92001 -8.6 -6.8 6.3 -8.72004 24.1 35.6 8.4 13.62007 2.5 -21.2 15.9 6.02010 10.7 27.0 -3.5 5.72013 5.6 4.2 -2.0 -4.62016 11.3 1.5 24.5 24.3
42
44
46
48
50
52
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with installment loans
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 49.0 51.61992 46.2 45.11995 46.5 42.81998 43.0 48.22001 44.6 48.42004 45.4 48.62007 46.0 51.32010 46.2 46.92013 46.6 50.82016 50.2 50.3
Three-year change (percentage points)1992 -2.8 -6.51995 0.3 -2.31998 -3.5 5.42001 1.6 0.22004 0.8 0.22007 0.6 2.72010 0.2 -4.42013 0.4 3.92016 3.6 -0.5
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 9.5 10.21992 7.9 7.31995 10.1 7.31998 12.7 13.32001 13.3 11.32004 15.3 12.72007 15.4 13.52010 14.2 13.32013 15.5 11.82016 17.7 14.6
Three-year change (percent)1992 -16.8 -28.41995 27.8 0.01998 25.7 82.22001 4.7 -15.02004 15.0 12.42007 0.7 6.32010 -7.8 -1.52013 9.2 -11.32016 14.2 23.7
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 16.4 16.81992 13.3 11.91995 15.2 12.51998 21.0 19.62001 21.1 15.12004 24.9 19.62007 25.6 19.02010 27.3 19.92013 27.2 19.22016 31.0 25.5
Three-year change (percent)1992 -18.9 -29.21995 14.3 5.01998 38.2 56.82001 0.5 -23.02004 18.0 29.82007 2.8 -3.12010 6.6 4.72013 -0.4 -3.52016 14.0 32.8
42
44
46
48
50
52
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with installment loans
Housing statusYear Owner Renter or other
Level (percent)1989 50.8 47.01992 44.3 48.91995 45.4 46.91998 44.3 42.72001 45.5 44.52004 46.6 44.62007 46.1 48.62010 46.0 46.92013 46.4 48.52016 49.0 52.2
Three-year change (percentage points)1992 -6.5 1.91995 1.1 -2.01998 -1.1 -4.22001 1.2 1.82004 1.1 0.12007 -0.5 4.02010 -0.1 -1.72013 0.4 1.62016 2.6 3.7
6
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 12.3 6.11992 9.4 6.01995 10.7 7.71998 14.1 11.32001 14.2 9.52004 16.4 11.12007 16.4 11.92010 15.1 11.32013 16.2 12.72016 18.0 15.7
Three-year change (percent)1992 -23.6 -1.61995 13.8 28.31998 31.8 46.82001 0.7 -15.92004 15.5 16.82007 0.0 7.22010 -7.9 -5.02013 7.3 12.42016 11.1 23.6
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 19.4 10.81992 14.7 10.41995 16.0 12.61998 21.7 18.72001 22.1 15.92004 26.1 19.02007 26.7 19.42010 27.1 23.72013 25.9 26.32016 31.4 28.5
Three-year change (percent)1992 -24.2 -3.71995 8.8 21.21998 35.6 48.42001 1.8 -15.02004 18.1 19.52007 2.3 2.12010 1.5 22.22013 -4.4 11.02016 21.2 8.4
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with installment loans
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 49.1 58.2 52.9 41.2 32.31992 52.1 56.6 44.8 33.7 25.51995 48.8 54.9 47.3 36.2 27.91998 47.2 49.9 46.3 34.4 27.32001 48.9 51.1 48.3 37.2 25.12004 47.5 52.4 49.0 40.4 27.22007 54.2 52.2 46.2 39.7 28.22010 57.1 51.1 47.7 34.4 21.92013 56.5 51.9 45.4 39.1 28.32016 58.8 54.3 51.2 40.4 30.4
Three-year change (percentage points)1992 3.0 -1.6 -8.1 -7.5 -6.81995 -3.3 -1.7 2.5 2.5 2.41998 -1.6 -5.0 -1.0 -1.8 -0.62001 1.7 1.2 2.0 2.8 -2.22004 -1.4 1.3 0.7 3.2 2.12007 6.7 -0.2 -2.8 -0.7 1.02010 2.9 -1.1 1.5 -5.3 -6.32013 -0.6 0.8 -2.3 4.7 6.42016 2.3 2.4 5.8 1.3 2.1
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.4 8.9 12.6 14.0 14.91992 6.2 6.5 9.6 10.4 13.61995 8.3 9.4 9.3 11.2 12.21998 11.7 11.6 13.1 15.1 21.72001 11.2 12.7 13.5 16.0 15.32004 13.4 11.8 16.8 16.9 22.32007 13.2 15.1 16.2 13.9 19.82010 14.9 11.6 14.0 15.0 19.62013 16.7 12.4 14.3 17.5 18.12016 22.0 14.8 16.1 15.8 22.3
Three-year change (percent)1992 14.8 -27.0 -23.8 -25.7 -8.71995 33.9 44.6 -3.1 7.7 -10.31998 41.0 23.4 40.9 34.8 77.92001 -4.3 9.5 3.1 6.0 -29.52004 19.6 -7.1 24.4 5.6 45.82007 -1.5 28.0 -3.6 -17.8 -11.22010 12.9 -23.2 -13.6 7.9 -1.02013 12.1 6.9 2.1 16.7 -7.72016 31.7 19.4 12.6 -9.7 23.2
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 12.1 12.8 16.2 22.5 38.81992 13.3 10.3 13.0 13.2 27.21995 15.7 12.6 13.7 15.8 24.61998 20.6 15.8 19.5 20.3 50.12001 18.1 16.8 18.1 22.1 53.02004 24.5 16.6 24.2 22.6 58.82007 24.2 21.1 23.4 22.6 47.82010 33.6 18.2 20.7 22.2 59.82013 35.5 18.9 20.6 26.9 31.72016 40.8 23.0 25.4 26.3 40.5
Three-year change (percent)1992 9.9 -19.5 -19.8 -41.3 -29.91995 18.0 22.3 5.4 19.7 -9.61998 31.2 25.4 42.3 28.5 103.72001 -12.1 6.3 -7.2 8.9 5.82004 35.4 -1.2 33.7 2.3 10.92007 -1.2 27.1 -3.3 0.0 -18.72010 38.8 -13.7 -11.5 -1.8 25.12013 5.7 3.8 -0.5 21.2 -47.02016 14.9 21.7 23.3 -2.2 27.8
30
31
32
33
34
35
36
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with vehicle installment loans
Year All familiesLevel (percent)
1989 34.71992 29.81995 31.71998 31.42001 35.02004 35.62007 34.92010 30.22013 30.92016 33.8
Three-year change (percentage points)1992 -4.91995 1.91998 -0.32001 3.62004 0.62007 -0.72010 -4.72013 0.72016 2.9
9
10
11
12
13
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of vehicle installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 10.61992 8.91995 10.71998 12.42001 12.42004 13.82007 13.42010 11.12013 12.32016 12.8
Three-year change (percent)1992 -16.01995 20.21998 15.92001 0.02004 11.32007 -2.92010 -17.22013 10.82016 4.1
11
12
13
14
15
16
17
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of vehicle installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 13.91992 11.41995 12.91998 15.82001 15.22004 17.22007 16.92010 15.72013 15.02016 17.2
Three-year change (percent)1992 -18.01995 13.21998 22.52001 -3.82004 13.22007 -1.72010 -7.12013 -4.52016 14.7
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with vehicle installment loans
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 11.5 22.6 41.5 50.9 55.4 38.81992 10.0 24.4 33.5 42.3 44.7 32.81995 11.2 23.4 34.3 46.9 48.8 36.51998 12.4 25.0 37.1 42.3 44.7 36.12001 12.3 30.8 42.0 48.5 49.8 32.52004 12.8 26.7 43.6 48.7 53.6 38.92007 13.0 27.0 41.1 51.4 46.7 37.62010 11.7 22.3 33.4 43.4 46.0 34.32013 9.6 23.4 36.5 42.6 48.3 37.02016 13.5 26.8 38.2 46.8 49.7 38.1
Three-year change (percentage points)1992 -1.5 1.8 -8.0 -8.6 -10.7 -6.01995 1.2 -1.0 0.8 4.6 4.1 3.71998 1.2 1.6 2.8 -4.6 -4.1 -0.42001 -0.1 5.8 4.9 6.2 5.1 -3.62004 0.5 -4.1 1.6 0.2 3.8 6.42007 0.2 0.3 -2.5 2.7 -6.9 -1.32010 -1.3 -4.7 -7.7 -8.0 -0.7 -3.32013 -2.1 1.1 3.1 -0.8 2.3 2.72016 3.9 3.4 1.7 4.2 1.4 1.1
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of vehicle installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 3.4 6.0 10.4 11.5 15.4 13.01992 3.5 5.7 7.1 10.7 12.4 13.61995 5.3 6.5 11.2 11.5 13.8 13.11998 6.7 8.9 11.9 13.4 16.7 18.52001 6.8 9.0 11.9 14.8 15.8 16.72004 7.8 9.8 11.7 16.2 17.9 21.72007 6.3 10.7 13.5 14.9 14.6 19.92010 6.4 8.5 10.6 12.2 13.9 19.52013 5.5 8.1 11.0 13.6 15.7 19.12016 7.9 9.9 11.7 15.5 16.8 19.0
Three-year change (percent)1992 2.9 -5.0 -31.7 -7.0 -19.5 4.61995 51.4 14.0 57.7 7.5 11.3 -3.71998 26.4 36.9 6.2 16.5 21.0 41.22001 1.5 1.1 0.0 10.4 -5.4 -9.72004 14.7 8.9 -1.7 9.5 13.3 29.92007 -19.2 9.2 15.4 -8.0 -18.4 -8.32010 1.6 -20.6 -21.5 -18.1 -4.8 -2.02013 -14.1 -4.7 3.8 11.5 12.9 -2.12016 43.6 22.2 6.4 14.0 7.0 -0.5
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of vehicle installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 5.6 8.1 12.5 15.9 17.2 18.91992 6.1 8.3 8.7 11.8 14.0 19.81995 7.6 8.6 11.6 13.9 16.0 17.01998 8.8 10.5 13.7 16.9 17.9 27.32001 9.8 10.7 13.6 16.6 19.8 21.22004 9.9 11.0 13.9 18.9 21.1 28.32007 8.5 12.9 14.7 18.7 18.9 25.92010 21.3 9.9 12.3 15.0 17.4 25.22013 9.2 10.4 12.6 15.4 19.1 22.62016 10.0 11.0 13.6 19.3 21.8 27.0
Three-year change (percent)1992 8.9 2.5 -30.4 -25.8 -18.6 4.81995 24.6 3.6 33.3 17.8 14.3 -14.11998 15.8 22.1 18.1 21.6 11.9 60.62001 11.4 1.9 -0.7 -1.8 10.6 -22.32004 1.0 2.8 2.2 13.9 6.6 33.52007 -14.1 17.3 5.8 -1.1 -10.4 -8.52010 150.6 -23.3 -16.3 -19.8 -7.9 -2.72013 -56.8 5.1 2.4 2.7 9.8 -10.32016 8.7 5.8 7.9 25.3 14.1 19.5
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with vehicle installment loans
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 37.8 50.5 47.6 27.7 14.0 5.01992 36.6 37.7 34.6 29.2 14.8 4.61995 40.1 41.6 37.9 28.1 11.8 4.61998 36.9 39.2 40.1 29.2 16.6 4.12001 45.0 46.0 37.8 31.9 15.0 7.92004 41.3 45.5 39.0 34.7 24.2 10.52007 44.3 42.6 39.1 35.2 21.6 6.12010 32.2 40.8 35.9 28.2 22.8 8.12013 35.2 37.0 36.5 30.8 24.4 10.72016 38.7 44.3 37.8 32.4 27.2 13.7
Three-year change (percentage points)1992 -1.2 -12.8 -13.0 1.5 0.8 -0.41995 3.5 3.9 3.3 -1.1 -3.0 0.01998 -3.2 -2.4 2.2 1.1 4.8 -0.52001 8.1 6.8 -2.3 2.7 -1.6 3.82004 -3.7 -0.5 1.2 2.8 9.2 2.62007 3.0 -2.9 0.1 0.5 -2.6 -4.42010 -12.1 -1.8 -3.2 -7.0 1.2 2.02013 3.0 -3.8 0.6 2.6 1.6 2.62016 3.5 7.3 1.3 1.6 2.8 3.0
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of vehicle installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 9.5 12.3 11.9 9.1 6.8 6.21992 8.3 10.7 8.7 8.8 7.0 5.71995 11.3 10.2 11.8 9.9 9.4 7.81998 12.2 11.5 14.4 12.5 10.1 13.12001 11.8 14.4 12.6 11.1 12.0 8.42004 12.4 14.2 14.9 16.8 11.6 8.42007 13.4 14.3 13.4 12.5 13.8 10.22010 10.9 12.3 10.8 10.4 10.9 11.22013 11.3 12.9 12.5 12.0 10.8 13.82016 12.7 14.1 13.9 11.6 12.2 10.1
Three-year change (percent)1992 -12.6 -13.0 -26.9 -3.3 2.9 -8.11995 36.1 -4.7 35.6 12.5 34.3 36.81998 8.0 12.7 22.0 26.3 7.4 67.92001 -3.3 25.2 -12.5 -11.2 18.8 -35.92004 5.1 -1.4 18.3 51.4 -3.3 0.02007 8.1 0.7 -10.1 -25.6 19.0 21.42010 -18.7 -14.0 -19.4 -16.8 -21.0 9.82013 3.7 4.9 15.7 15.4 -0.9 23.22016 12.4 9.3 11.2 -3.3 13.0 -26.8
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of vehicle installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 12.1 14.9 15.6 15.9 9.3 7.61992 9.9 12.6 11.8 12.7 10.1 5.71995 13.0 12.4 15.0 11.3 9.1 12.01998 14.6 15.4 16.9 19.6 12.2 12.92001 14.4 16.2 16.7 13.8 13.3 9.62004 15.5 17.8 17.6 20.0 14.5 15.52007 16.2 18.0 17.5 16.2 17.0 12.42010 14.0 14.8 18.7 14.9 15.4 15.52013 14.2 16.9 15.3 15.5 11.9 14.62016 16.3 18.5 17.9 17.7 16.3 12.3
Three-year change (percent)1992 -18.2 -15.4 -24.4 -20.1 8.6 -25.01995 31.3 -1.6 27.1 -11.0 -9.9 110.51998 12.3 24.2 12.7 73.5 34.1 7.52001 -1.4 5.2 -1.2 -29.6 9.0 -25.62004 7.6 9.9 5.4 44.9 9.0 61.52007 4.5 1.1 -0.6 -19.0 17.2 -20.02010 -13.6 -17.8 6.9 -8.0 -9.4 25.02013 1.4 14.2 -18.2 4.0 -22.7 -5.82016 14.8 9.5 17.0 14.2 37.0 -15.8
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with vehicle installment loans
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 26.9 30.1 8.8 50.7 33.51992 25.1 23.6 9.2 44.1 29.81995 24.0 27.7 8.9 47.6 30.21998 27.1 26.7 9.0 44.2 32.12001 34.5 29.5 10.7 50.9 31.92004 30.9 25.7 14.9 51.1 36.22007 28.4 27.5 13.4 50.4 35.42010 26.7 23.3 12.2 43.1 30.52013 25.8 21.3 13.0 44.1 34.62016 30.8 24.2 15.4 47.8 36.9
Three-year change (percentage points)1992 -1.8 -6.5 0.4 -6.6 -3.71995 -1.1 4.1 -0.3 3.5 0.41998 3.1 -1.0 0.1 -3.4 1.92001 7.4 2.8 1.7 6.7 -0.22004 -3.6 -3.8 4.2 0.2 4.32007 -2.5 1.8 -1.5 -0.7 -0.82010 -1.7 -4.2 -1.2 -7.3 -4.92013 -0.9 -2.0 0.8 1.0 4.12016 5.0 2.9 2.4 3.7 2.3
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of vehicle installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 7.5 9.5 6.0 11.8 11.31992 5.9 9.6 8.8 8.9 9.91995 6.3 10.2 7.8 11.4 11.51998 10.5 11.0 8.9 13.2 14.42001 9.6 10.2 7.9 13.7 13.62004 10.6 10.4 11.8 15.0 16.22007 10.8 9.4 6.9 14.9 15.22010 8.8 9.9 7.9 12.1 12.22013 7.3 10.3 8.8 14.4 13.12016 10.0 11.5 9.2 14.7 13.8
Three-year change (percent)1992 -21.3 1.1 46.7 -24.6 -12.41995 6.8 6.2 -11.4 28.1 16.21998 66.7 7.8 14.1 15.8 25.22001 -8.6 -7.3 -11.2 3.8 -5.62004 10.4 2.0 49.4 9.5 19.12007 1.9 -9.6 -41.5 -0.7 -6.22010 -18.5 5.3 14.5 -18.8 -19.72013 -17.0 4.0 11.4 19.0 7.42016 37.0 11.7 4.5 2.1 5.3
8
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of vehicle installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 11.2 10.6 8.0 15.2 15.01992 8.4 10.9 9.3 11.7 12.51995 9.4 11.5 9.9 13.8 13.51998 11.3 11.7 12.9 16.7 18.72001 12.1 12.0 9.8 16.7 16.42004 11.8 12.1 13.1 18.7 19.72007 13.8 11.2 8.9 18.4 19.42010 10.7 20.3 11.3 15.6 16.82013 9.3 12.7 10.3 17.5 15.22016 12.6 13.3 12.5 19.2 18.7
Three-year change (percent)1992 -25.0 2.8 16.2 -23.0 -16.71995 11.9 5.5 6.5 17.9 8.01998 20.2 1.7 30.3 21.0 38.52001 7.1 2.6 -24.0 0.0 -12.32004 -2.5 0.8 33.7 12.0 20.12007 16.9 -7.4 -32.1 -1.6 -1.52010 -22.5 81.2 27.0 -15.2 -13.42013 -13.1 -37.4 -8.8 12.2 -9.52016 35.5 4.7 21.4 9.7 23.0
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with vehicle installment loans
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 23.4 37.5 40.3 37.81992 19.6 32.7 30.6 33.61995 21.6 35.4 35.6 30.61998 21.7 33.0 36.7 30.62001 20.0 38.3 39.8 35.52004 20.8 36.5 41.0 37.42007 23.5 35.7 39.9 35.22010 22.1 29.9 35.9 28.92013 23.1 29.5 34.1 32.62016 25.0 31.1 38.6 35.5
Three-year change (percentage points)1992 -3.8 -4.8 -9.7 -4.21995 2.0 2.7 5.0 -3.01998 0.1 -2.4 1.1 0.02001 -1.7 5.3 3.1 4.92004 0.8 -1.8 1.2 1.92007 2.7 -0.8 -1.1 -2.22010 -1.4 -5.8 -4.0 -6.32013 1.0 -0.4 -1.8 3.72016 1.9 1.6 4.5 2.9
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of vehicle installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 9.9 9.5 11.0 11.91992 5.0 7.6 11.4 10.81995 8.1 11.0 9.7 11.71998 12.0 11.8 12.4 13.52001 11.1 10.9 13.3 14.12004 11.1 11.7 14.2 16.52007 11.9 12.6 13.6 14.72010 9.6 11.1 10.2 12.82013 9.0 11.3 11.8 14.42016 10.7 12.5 12.6 14.1
Three-year change (percent)1992 -49.5 -20.0 3.6 -9.21995 62.0 44.7 -14.9 8.31998 48.1 7.3 27.8 15.42001 -7.5 -7.6 7.3 4.42004 0.0 7.3 6.8 17.02007 7.2 7.7 -4.2 -10.92010 -19.3 -11.9 -25.0 -12.92013 -6.2 1.8 15.7 12.52016 18.9 10.6 6.8 -2.1
8
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of vehicle installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 11.9 15.1 13.6 13.91992 8.0 9.5 12.3 14.01995 11.3 13.0 12.4 14.11998 14.3 14.5 16.5 17.52001 12.8 13.5 16.7 16.82004 13.9 16.0 17.0 19.32007 15.0 16.6 17.2 17.62010 11.9 14.4 13.4 20.42013 10.8 14.4 14.1 17.32016 14.9 16.3 16.7 18.8
Three-year change (percent)1992 -32.8 -37.1 -9.6 0.71995 41.2 36.8 0.8 0.71998 26.5 11.5 33.1 24.12001 -10.5 -6.9 1.2 -4.02004 8.6 18.5 1.8 14.92007 7.9 3.8 1.2 -8.82010 -20.7 -13.3 -22.1 15.92013 -9.2 0.0 5.2 -15.22016 38.0 13.2 18.4 8.7
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with vehicle installment loans
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 36.6 27.2 29.6 34.51992 31.4 23.8 24.5 28.81995 32.9 24.8 30.6 32.41998 32.0 26.4 32.5 32.42001 35.9 34.7 30.4 27.42004 37.4 30.9 30.7 31.22007 35.6 30.4 34.7 35.92010 31.2 28.1 28.8 27.42013 32.1 29.0 28.5 28.12016 34.4 33.0 31.7 33.9
Three-year change (percentage points)1992 -5.2 -3.4 -5.1 -5.71995 1.5 1.0 6.1 3.61998 -0.9 1.6 1.9 0.02001 3.9 8.3 -2.1 -5.02004 1.5 -3.8 0.3 3.82007 -1.8 -0.5 4.0 4.72010 -4.4 -2.3 -5.9 -8.52013 0.9 0.9 -0.3 0.72016 2.3 4.0 3.2 5.8
6
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of vehicle installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 10.6 10.1 9.2 13.21992 8.9 11.5 7.4 8.21995 10.7 10.7 12.5 6.91998 12.9 8.4 11.2 13.12001 12.4 12.9 9.2 18.12004 14.2 10.8 14.0 13.82007 13.5 9.6 14.2 14.32010 11.3 10.3 10.7 11.12013 12.5 11.2 11.7 12.12016 12.7 13.5 12.0 12.2
Three-year change (percent)1992 -16.0 13.9 -19.6 -37.91995 20.2 -7.0 68.9 -15.91998 20.6 -21.5 -10.4 89.92001 -3.9 53.6 -17.9 38.22004 14.5 -16.3 52.2 -23.82007 -4.9 -11.1 1.4 3.62010 -16.3 7.3 -24.6 -22.42013 10.6 8.7 9.3 9.02016 1.6 20.5 2.6 0.8
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of vehicle installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 14.1 13.6 12.1 14.21992 11.4 11.2 10.9 10.91995 12.9 11.9 13.7 12.61998 16.4 12.0 13.5 17.52001 15.4 14.6 12.7 18.12004 17.7 13.9 17.4 15.82007 17.2 12.9 19.3 16.92010 15.2 13.6 23.1 14.02013 15.6 13.0 13.6 14.92016 17.5 16.6 15.8 17.3
Three-year change (percent)1992 -19.1 -17.6 -9.9 -23.21995 13.2 6.2 25.7 15.61998 27.1 0.8 -1.5 38.92001 -6.1 21.7 -5.9 3.42004 14.9 -4.8 37.0 -12.72007 -2.8 -7.2 10.9 7.02010 -11.6 5.4 19.7 -17.22013 2.6 -4.4 -41.1 6.42016 12.2 27.7 16.2 16.1
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with vehicle installment loans
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 46.8 36.2 13.1 10.61992 39.9 31.3 12.1 16.61995 42.2 27.4 12.2 19.31998 40.3 34.0 11.0 19.92001 45.1 28.7 13.0 25.42004 43.7 36.3 17.6 20.22007 43.5 35.4 16.8 20.82010 38.2 26.9 15.8 21.42013 38.9 30.6 18.0 15.02016 42.6 32.5 19.4 19.1
Three-year change (percentage points)1992 -6.9 -4.9 -1.0 6.01995 2.3 -3.9 0.1 2.71998 -1.9 6.6 -1.2 0.62001 4.8 -5.3 2.0 5.52004 -1.4 7.6 4.6 -5.22007 -0.2 -0.9 -0.8 0.62010 -5.3 -8.5 -1.0 0.62013 0.7 3.7 2.2 -6.42016 3.7 1.9 1.4 4.1
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of vehicle installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 10.4 14.5 9.6 5.01992 9.5 10.0 6.1 7.61995 11.1 11.3 9.4 6.01998 12.3 15.3 11.2 8.92001 12.6 13.5 10.3 9.32004 14.2 17.7 9.8 9.32007 13.6 16.6 11.3 11.62010 11.5 11.4 9.9 8.72013 12.4 15.9 10.4 10.12016 13.0 15.5 11.1 11.8
Three-year change (percent)1992 -8.7 -31.0 -36.5 52.01995 16.8 13.0 54.1 -21.11998 10.8 35.4 19.1 48.32001 2.4 -11.8 -8.0 4.52004 12.7 31.1 -4.9 0.02007 -4.2 -6.2 15.3 24.72010 -15.4 -31.3 -12.4 -25.02013 7.8 39.5 5.1 16.12016 4.8 -2.5 6.7 16.8
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of vehicle installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 13.3 20.9 11.8 6.81992 11.2 15.0 8.8 10.31995 13.2 14.5 10.3 8.51998 15.2 20.4 16.0 13.62001 15.1 20.7 11.9 11.62004 16.9 23.2 13.1 15.02007 16.7 22.9 13.6 14.22010 14.5 18.9 21.1 11.02013 15.2 20.2 11.8 11.92016 17.1 21.2 15.6 14.8
Three-year change (percent)1992 -15.8 -28.2 -25.4 51.51995 17.9 -3.3 17.0 -17.51998 15.2 40.7 55.3 60.02001 -0.7 1.5 -25.6 -14.72004 11.9 12.1 10.1 29.32007 -1.2 -1.3 3.8 -5.32010 -13.2 -17.5 55.1 -22.52013 4.8 6.9 -44.1 8.22016 12.5 5.0 32.2 24.4
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with vehicle installment loans
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 46.6 42.5 46.1 12.61992 37.7 36.2 42.2 13.11995 37.5 36.2 45.6 13.71998 34.5 39.4 43.9 12.62001 37.9 43.3 47.3 15.02004 41.2 40.6 46.1 18.02007 43.2 37.0 46.5 17.42010 35.5 33.6 40.6 17.02013 39.3 33.1 40.5 17.42016 42.1 39.1 41.6 19.3
Three-year change (percentage points)1992 -8.9 -6.3 -3.9 0.51995 -0.2 0.0 3.4 0.61998 -3.0 3.2 -1.7 -1.12001 3.4 3.9 3.4 2.42004 3.3 -2.7 -1.2 3.02007 2.0 -3.6 0.4 -0.62010 -7.7 -3.4 -5.9 -0.42013 3.8 -0.5 -0.1 0.42016 2.8 6.0 1.1 1.9
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of vehicle installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 12.3 8.2 11.4 8.21992 9.6 10.3 8.7 6.31995 11.6 11.7 10.5 7.71998 13.8 12.1 12.5 10.72001 13.2 13.6 12.0 9.82004 16.3 13.7 12.5 9.82007 14.9 13.2 13.3 11.42010 12.7 10.4 11.1 9.42013 13.8 12.0 11.6 10.22016 14.0 12.6 12.6 11.1
Three-year change (percent)1992 -22.0 25.6 -23.7 -23.21995 20.8 13.6 20.7 22.21998 19.0 3.4 19.0 39.02001 -4.3 12.4 -4.0 -8.42004 23.5 0.7 4.2 0.02007 -8.6 -3.6 6.4 16.32010 -14.8 -21.2 -16.5 -17.52013 8.7 15.4 4.5 8.52016 1.4 5.0 8.6 8.8
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of vehicle installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 15.0 12.0 15.7 10.91992 13.0 11.3 10.9 9.31995 14.6 13.5 12.3 9.81998 17.8 15.2 15.0 15.32001 17.2 15.4 14.5 11.82004 19.8 16.9 16.3 13.42007 18.2 16.1 17.7 13.72010 17.2 13.6 13.8 18.42013 16.8 14.7 15.2 11.82016 19.0 16.0 17.2 15.5
Three-year change (percent)1992 -13.3 -5.8 -30.6 -14.71995 12.3 19.5 12.8 5.41998 21.9 12.6 22.0 56.12001 -3.4 1.3 -3.3 -22.92004 15.1 9.7 12.4 13.62007 -8.1 -4.7 8.6 2.22010 -5.5 -15.5 -22.0 34.32013 -2.3 8.1 10.1 -35.92016 13.1 8.8 13.2 31.4
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with vehicle installment loans
RegionYear Northeast Midwest South West
Level (percent)1989 32.1 34.5 38.4 31.31992 23.5 35.4 32.6 24.81995 27.2 35.2 33.6 28.81998 22.6 31.7 38.7 27.02001 25.1 38.1 39.6 32.52004 31.7 39.4 34.1 37.52007 26.3 35.9 37.0 37.52010 26.4 32.1 31.6 29.02013 28.6 31.3 34.6 26.42016 26.0 34.4 38.7 31.2
Three-year change (percentage points)1992 -8.6 0.9 -5.8 -6.51995 3.7 -0.2 1.0 4.01998 -4.6 -3.5 5.1 -1.82001 2.5 6.4 0.9 5.52004 6.6 1.3 -5.5 5.02007 -5.4 -3.5 2.9 0.02010 0.1 -3.8 -5.4 -8.52013 2.2 -0.8 3.0 -2.62016 -2.6 3.1 4.1 4.8
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of vehicle installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 11.4 9.2 10.3 11.41992 8.8 8.5 9.8 8.71995 10.5 11.0 11.4 8.91998 13.0 12.3 12.3 11.82001 11.5 11.4 13.5 12.52004 14.7 12.5 13.9 14.42007 13.2 11.5 13.9 14.52010 12.0 11.0 10.9 11.62013 12.5 11.1 12.2 13.22016 13.5 10.9 14.0 12.4
Three-year change (percent)1992 -22.8 -7.6 -4.9 -23.71995 19.3 29.4 16.3 2.31998 23.8 11.8 7.9 32.62001 -11.5 -7.3 9.8 5.92004 27.8 9.6 3.0 15.22007 -10.2 -8.0 0.0 0.72010 -9.1 -4.3 -21.6 -20.02013 4.2 0.9 11.9 13.82016 8.0 -1.8 14.8 -6.1
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of vehicle installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 17.0 12.1 13.6 13.71992 10.8 10.8 12.0 11.21995 12.5 13.0 13.2 12.41998 15.1 16.3 16.2 14.92001 13.9 13.7 16.6 15.22004 17.4 16.1 18.0 17.02007 16.9 13.7 17.6 18.92010 15.3 14.6 16.6 15.32013 15.7 13.5 15.1 16.22016 17.7 15.0 18.0 17.6
Three-year change (percent)1992 -36.5 -10.7 -11.8 -18.21995 15.7 20.4 10.0 10.71998 20.8 25.4 22.7 20.22001 -7.9 -16.0 2.5 2.02004 25.2 17.5 8.4 11.82007 -2.9 -14.9 -2.2 11.22010 -9.5 6.6 -5.7 -19.02013 2.6 -7.5 -9.0 5.92016 12.7 11.1 19.2 8.6
30
32
34
36
38
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with vehicle installment loans
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 33.7 39.11992 29.8 30.01995 31.9 30.71998 30.7 35.42001 34.4 38.42004 35.0 38.62007 33.8 40.22010 29.5 33.72013 30.3 35.42016 33.5 36.0
Three-year change (percentage points)1992 -3.9 -9.11995 2.1 0.71998 -1.2 4.72001 3.7 3.02004 0.6 0.22007 -1.2 1.62010 -4.3 -6.52013 0.8 1.72016 3.2 0.6
8
9
10
11
12
13
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of vehicle installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 10.5 11.21992 9.5 7.81995 11.0 8.41998 12.4 12.12001 12.7 11.22004 14.3 11.42007 13.6 12.82010 11.2 10.72013 12.5 10.22016 13.0 11.5
Three-year change (percent)1992 -9.5 -30.41995 15.8 7.71998 12.7 44.02001 2.4 -7.42004 12.6 1.82007 -4.9 12.32010 -17.6 -16.42013 11.6 -4.72016 4.0 12.7
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of vehicle installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 14.0 13.71992 11.7 9.81995 13.1 11.31998 16.1 14.32001 15.6 13.32004 17.6 15.12007 17.1 15.92010 16.0 14.22013 15.3 13.42016 17.4 15.6
Three-year change (percent)1992 -16.4 -28.51995 12.0 15.31998 22.9 26.52001 -3.1 -7.02004 12.8 13.52007 -2.8 5.32010 -6.4 -10.72013 -4.4 -5.62016 13.7 16.4
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with vehicle installment loans
Housing statusYear Owner Renter or other
Level (percent)1989 38.7 27.61992 31.8 26.31995 34.1 27.31998 34.6 25.22001 37.4 29.82004 39.2 27.52007 37.5 29.22010 33.8 22.72013 35.1 23.12016 37.8 26.8
Three-year change (percentage points)1992 -6.9 -1.31995 2.3 1.01998 0.5 -2.12001 2.8 4.62004 1.8 -2.32007 -1.7 1.72010 -3.7 -6.52013 1.3 0.42016 2.7 3.7
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of vehicle installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 12.1 7.71992 9.8 7.61995 11.0 9.71998 13.2 10.52001 13.5 9.32004 15.1 10.32007 14.0 10.82010 12.1 8.82013 13.4 9.12016 14.0 11.0
Three-year change (percent)1992 -19.0 -1.31995 12.2 27.61998 20.0 8.22001 2.3 -11.42004 11.9 10.82007 -7.3 4.92010 -13.6 -18.52013 10.7 3.42016 4.5 20.9
10
12
14
16
18
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of vehicle installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 15.2 10.71992 12.2 9.51995 13.4 11.61998 16.9 12.92001 16.4 12.22004 18.8 12.12007 18.2 13.32010 17.0 11.62013 16.2 11.62016 18.7 13.5
Three-year change (percent)1992 -19.7 -11.21995 9.8 22.11998 26.1 11.22001 -3.0 -5.42004 14.6 -0.82007 -3.2 9.92010 -6.6 -12.82013 -4.7 0.02016 15.4 16.4
15
20
25
30
35
40
45
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with vehicle installment loans
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 24.2 41.4 43.2 33.9 24.41992 26.0 38.6 31.8 25.9 18.01995 25.3 39.9 35.1 30.2 20.71998 27.1 37.3 35.9 27.7 22.12001 31.1 41.1 41.2 31.0 19.62004 28.2 42.4 41.3 34.8 24.02007 30.6 41.8 38.2 32.5 23.62010 26.5 35.0 36.5 26.7 16.82013 24.3 37.4 33.8 31.4 23.62016 27.7 38.4 38.8 33.7 25.6
Three-year change (percentage points)1992 1.8 -2.8 -11.4 -8.0 -6.41995 -0.7 1.3 3.3 4.3 2.71998 1.8 -2.6 0.8 -2.5 1.42001 4.0 3.8 5.3 3.3 -2.52004 -2.9 1.3 0.1 3.8 4.42007 2.4 -0.6 -3.1 -2.3 -0.42010 -4.1 -6.8 -1.7 -5.8 -6.82013 -2.2 2.4 -2.7 4.7 6.82016 3.4 1.0 5.0 2.3 2.0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of vehicle installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.6 10.3 12.2 12.4 13.71992 6.7 7.6 11.5 9.9 11.41995 9.7 10.1 11.3 10.9 11.51998 10.3 12.0 13.3 14.8 16.92001 9.5 12.5 12.5 15.5 15.72004 11.3 10.8 16.2 15.7 20.72007 11.0 13.8 13.6 13.6 18.02010 9.9 9.9 12.6 12.8 17.52013 9.9 10.4 13.1 16.4 16.02016 12.3 11.3 12.7 14.0 18.5
Three-year change (percent)1992 19.6 -26.2 -5.7 -20.2 -16.81995 44.8 32.9 -1.7 10.1 0.91998 6.2 18.8 17.7 35.8 47.02001 -7.8 4.2 -6.0 4.7 -7.12004 18.9 -13.6 29.6 1.3 31.82007 -2.7 27.8 -16.0 -13.4 -13.02010 -10.0 -28.3 -7.4 -5.9 -2.82013 0.0 5.1 4.0 28.1 -8.62016 24.2 8.7 -3.1 -14.6 15.6
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of vehicle installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 11.3 12.9 14.2 14.1 22.61992 8.7 9.6 13.2 12.0 20.61995 12.0 11.8 13.4 13.6 17.01998 12.9 14.0 16.1 17.5 28.22001 11.9 15.2 15.4 17.3 23.32004 13.6 13.9 19.3 19.1 28.92007 13.9 16.0 17.1 18.2 27.22010 11.8 12.5 15.3 16.8 46.72013 12.6 13.0 14.9 19.1 21.52016 14.7 14.9 17.7 19.1 26.7
Three-year change (percent)1992 -23.0 -25.6 -7.0 -14.9 -8.81995 37.9 22.9 1.5 13.3 -17.51998 7.5 18.6 20.1 28.7 65.92001 -7.8 8.6 -4.3 -1.1 -17.42004 14.3 -8.6 25.3 10.4 24.02007 2.2 15.1 -11.4 -4.7 -5.92010 -15.1 -21.9 -10.5 -7.7 71.72013 6.8 4.0 -2.6 13.7 -54.02016 16.7 14.6 18.8 0.0 24.2
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with
education installment loans
Year All familiesLevel (percent)
1989 8.91992 10.71995 11.91998 11.42001 11.82004 13.52007 15.22010 19.22013 20.02016 22.4
Three-year change (percentage points)1992 1.81995 1.21998 -0.52001 0.42004 1.72007 1.72010 4.02013 0.82016 2.4
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of education installmentloans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 5.61992 5.51995 6.11998 10.32001 10.72004 11.42007 13.92010 14.42013 16.52016 19.0
Three-year change (percent)1992 -1.81995 10.91998 68.92001 3.92004 6.52007 21.92010 3.62013 14.62016 15.2
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of education installmentloans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 10.11992 11.81995 12.51998 19.12001 18.52004 21.22007 24.92010 28.32013 29.82016 34.2
Three-year change (percent)1992 16.81995 5.91998 52.82001 -3.12004 14.62007 17.52010 13.72013 5.32016 14.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families witheducation installment loans
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 8.4 8.4 7.7 12.1 8.0 8.31992 10.6 7.9 14.1 11.3 12.5 6.41995 9.5 11.5 11.4 15.0 14.3 9.51998 9.9 9.4 11.7 13.0 15.5 10.22001 7.7 10.6 13.6 15.4 11.9 10.92004 10.9 10.4 15.8 17.2 14.4 12.02007 10.7 13.0 16.6 19.0 21.2 12.62010 16.0 15.2 19.8 23.4 27.2 15.62013 17.5 17.0 21.6 23.0 26.8 15.42016 17.9 20.1 25.5 25.8 28.7 16.5
Three-year change (percentage points)1992 2.2 -0.5 6.4 -0.8 4.5 -1.91995 -1.1 3.6 -2.7 3.7 1.8 3.11998 0.4 -2.1 0.3 -2.0 1.2 0.72001 -2.2 1.2 1.9 2.4 -3.6 0.72004 3.2 -0.2 2.2 1.8 2.5 1.12007 -0.2 2.6 0.8 1.8 6.8 0.62010 5.3 2.2 3.2 4.4 6.0 3.02013 1.5 1.8 1.8 -0.4 -0.4 -0.22016 0.4 3.1 3.9 2.8 1.9 1.1
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of education installmentloans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 4.7 5.4 7.4 6.2 4.3 5.21992 4.8 4.9 5.5 6.6 4.7 10.61995 6.3 6.3 5.5 4.7 7.7 11.51998 8.9 9.1 7.8 11.8 7.7 14.82001 7.5 9.5 10.2 10.8 18.3 13.02004 8.0 12.7 12.7 10.2 13.2 12.72007 10.1 11.2 11.6 19.7 13.9 18.82010 9.9 9.9 14.9 14.4 20.3 27.12013 12.4 15.5 17.7 17.5 19.3 27.22016 15.0 17.2 18.5 20.0 21.0 33.7
Three-year change (percent)1992 2.1 -9.3 -25.7 6.5 9.3 103.81995 31.2 28.6 0.0 -28.8 63.8 8.51998 41.3 44.4 41.8 151.1 0.0 28.72001 -15.7 4.4 30.8 -8.5 137.7 -12.22004 6.7 33.7 24.5 -5.6 -27.9 -2.32007 26.2 -11.8 -8.7 93.1 5.3 48.02010 -2.0 -11.6 28.4 -26.9 46.0 44.12013 25.3 56.6 18.8 21.5 -4.9 0.42016 21.0 11.0 4.5 14.3 8.8 23.9
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of education installmentloans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 9.5 6.3 13.1 11.9 6.7 11.91992 7.3 12.0 16.1 9.3 11.0 18.11995 10.0 11.0 14.8 10.5 16.7 15.81998 14.2 17.8 20.9 19.9 16.2 29.92001 12.3 16.7 17.7 16.3 22.4 35.32004 19.1 21.4 19.7 20.8 21.0 30.72007 20.0 18.2 22.4 27.8 28.4 38.52010 21.8 19.8 32.7 25.4 33.5 47.42013 25.0 23.7 26.8 31.4 36.6 46.32016 25.5 29.1 34.0 36.0 42.0 47.0
Three-year change (percent)1992 -23.2 90.5 22.9 -21.8 64.2 52.11995 37.0 -8.3 -8.1 12.9 51.8 -12.71998 42.0 61.8 41.2 89.5 -3.0 89.22001 -13.4 -6.2 -15.3 -18.1 38.3 18.12004 55.3 28.1 11.3 27.6 -6.2 -13.02007 4.7 -15.0 13.7 33.7 35.2 25.42010 9.0 8.8 46.0 -8.6 18.0 23.12013 14.7 19.7 -18.0 23.6 9.3 -2.32016 2.0 22.8 26.9 14.6 14.8 1.5
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families witheducation installment loans
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 17.1 10.9 7.3 4.1 0.9 0.01992 24.3 12.7 5.4 3.0 2.0 0.01995 24.4 13.0 11.3 4.1 1.4 1.71998 23.6 12.9 10.3 5.6 1.7 0.12001 26.1 12.5 11.0 5.2 0.6 0.12004 28.6 14.6 12.6 8.7 0.8 1.02007 33.8 14.9 14.5 10.6 1.7 0.32010 40.1 26.5 17.6 9.3 4.2 1.22013 41.7 28.7 18.6 12.0 3.1 1.02016 44.8 34.4 23.8 12.9 3.6 1.3
Three-year change (percentage points)1992 7.2 1.8 -1.9 -1.1 1.1 0.01995 0.1 0.3 5.9 1.1 -0.6 1.71998 -0.8 -0.1 -1.0 1.5 0.3 -1.62001 2.5 -0.4 0.7 -0.4 -1.1 0.02004 2.5 2.1 1.6 3.5 0.2 0.92007 5.2 0.3 1.9 1.9 0.9 -0.72010 6.3 11.6 3.1 -1.3 2.5 0.92013 1.6 2.2 1.0 2.7 -1.1 -0.22016 3.1 5.7 5.2 0.9 0.5 0.3
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of education installmentloans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 5.6 3.7 6.3 4.7 7.7 .1992 5.5 4.5 6.1 12.3 10.2 2.11995 6.3 4.9 8.1 6.3 7.6 1.61998 14.8 6.8 8.9 10.7 4.4 19.82001 10.8 10.8 8.1 10.8 2.4 7.22004 11.7 12.3 8.8 11.4 2.5 6.42007 15.1 13.9 13.9 8.2 20.8 23.22010 14.4 14.9 13.3 16.6 13.3 13.32013 17.7 17.5 13.6 17.7 17.5 5.22016 18.5 20.0 20.0 18.0 15.0 3.1
Three-year change (percent)1992 -1.8 21.6 -3.2 161.7 32.5 .1995 14.5 8.9 32.8 -48.8 -25.5 -23.81998 134.9 38.8 9.9 69.8 -42.1 1137.52001 -27.0 58.8 -9.0 0.9 -45.5 -63.62004 8.3 13.9 8.6 5.6 4.2 -11.12007 29.1 13.0 58.0 -28.1 732.0 262.52010 -4.6 7.2 -4.3 102.4 -36.1 -42.72013 22.9 17.4 2.3 6.6 31.6 -60.92016 4.5 14.3 47.1 1.7 -14.3 -40.4
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of education installmentloans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 10.8 9.1 11.6 5.8 9.7 .1992 11.2 13.6 8.2 17.9 11.7 2.11995 12.7 10.7 15.9 12.1 8.5 1.81998 22.0 14.3 18.5 22.7 5.7 19.82001 16.5 27.1 13.4 20.4 2.0 8.32004 20.8 23.8 20.4 18.6 3.5 44.22007 27.4 21.7 24.0 21.6 22.8 23.22010 28.6 29.2 26.8 31.5 17.4 24.12013 30.8 32.2 24.8 29.7 23.0 40.32016 33.0 34.7 36.8 33.8 33.5 24.7
Three-year change (percent)1992 3.7 49.5 -29.3 208.6 20.6 .1995 13.4 -21.3 93.9 -32.4 -27.4 -14.31998 73.2 33.6 16.4 87.6 -32.9 1000.02001 -25.0 89.5 -27.6 -10.1 -64.9 -58.12004 26.1 -12.2 52.2 -8.8 75.0 432.52007 31.7 -8.8 17.6 16.1 551.4 -47.52010 4.4 34.6 11.7 45.8 -23.7 3.92013 7.7 10.3 -7.5 -5.7 32.2 67.22016 7.1 7.8 48.4 13.8 45.7 -38.7
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families witheducation installment loans
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 17.0 15.2 1.3 8.9 5.91992 15.0 15.5 0.2 13.5 8.21995 13.7 14.0 1.6 17.3 8.61998 13.6 16.5 0.4 14.4 9.22001 14.3 16.2 0.9 14.9 10.02004 14.4 19.7 1.8 18.0 10.52007 20.2 18.7 1.3 20.7 12.52010 23.2 24.3 2.9 27.0 14.42013 26.8 27.2 3.0 28.5 14.12016 30.5 32.8 3.9 31.4 15.5
Three-year change (percentage points)1992 -2.0 0.3 -1.1 4.6 2.31995 -1.3 -1.5 1.4 3.8 0.41998 -0.1 2.5 -1.2 -2.9 0.62001 0.7 -0.3 0.5 0.5 0.82004 0.1 3.5 0.9 3.1 0.52007 5.8 -1.0 -0.5 2.7 2.02010 3.0 5.6 1.6 6.3 1.92013 3.6 2.9 0.1 1.5 -0.32016 3.7 5.6 0.9 2.9 1.4
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of education installmentloans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 3.0 5.4 4.7 6.8 6.51992 4.5 5.5 3.3 6.0 6.21995 4.7 6.3 1.6 6.0 7.41998 4.4 11.8 3.5 10.0 15.52001 6.6 12.2 2.6 10.4 12.02004 8.9 10.2 16.5 12.7 10.22007 8.1 13.5 4.6 13.9 18.62010 10.9 16.6 11.6 14.4 16.12013 10.6 18.6 20.6 18.6 17.52016 17.0 22.0 9.0 20.0 18.0
Three-year change (percent)1992 50.0 1.9 -29.8 -11.8 -4.61995 4.4 14.5 -51.5 0.0 19.41998 -6.4 87.3 118.8 66.7 109.52001 50.0 3.4 -25.7 4.0 -22.62004 34.8 -16.4 534.6 22.1 -15.02007 -9.0 32.4 -72.1 9.4 82.42010 34.6 23.0 152.2 3.6 -13.42013 -2.8 12.0 77.6 29.2 8.72016 60.4 18.3 -56.3 7.5 2.9
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of education installmentloans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 6.2 11.4 4.9 12.3 8.81992 6.6 10.5 3.3 14.9 11.21995 8.4 10.6 2.8 11.9 19.71998 11.7 19.3 4.5 18.5 25.52001 16.6 20.2 10.3 15.6 23.12004 21.0 19.1 18.7 20.9 24.72007 13.7 25.6 9.7 26.4 30.32010 22.9 32.3 20.5 27.0 32.42013 20.1 31.8 24.5 33.6 28.22016 31.7 36.5 21.0 34.3 35.8
Three-year change (percent)1992 6.5 -7.9 -32.7 21.1 27.31995 27.3 1.0 -15.2 -20.1 75.91998 39.3 82.1 60.7 55.5 29.42001 41.9 4.7 128.9 -15.7 -9.42004 26.5 -5.4 81.6 34.0 6.92007 -34.8 34.0 -48.1 26.3 22.72010 67.2 26.2 111.3 2.3 6.92013 -12.2 -1.5 19.5 24.4 -13.02016 57.7 14.8 -14.3 2.1 27.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families witheducation installment loans
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 1.5 7.0 12.6 16.21992 2.4 7.4 13.4 18.21995 2.4 8.6 16.6 18.41998 2.6 5.7 15.0 20.22001 2.8 8.5 15.2 17.62004 3.4 6.7 19.1 20.62007 5.7 8.8 20.3 22.72010 5.5 13.0 26.7 24.82013 4.8 12.6 26.9 27.12016 6.0 15.2 29.0 28.6
Three-year change (percentage points)1992 0.9 0.4 0.8 2.01995 0.0 1.2 3.2 0.21998 0.2 -2.9 -1.6 1.82001 0.2 2.8 0.2 -2.62004 0.6 -1.8 3.9 3.02007 2.3 2.1 1.2 2.12010 -0.2 4.2 6.4 2.12013 -0.7 -0.4 0.2 2.32016 1.2 2.6 2.1 1.5
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of education installmentloans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 4.3 4.7 6.3 6.11992 4.2 4.4 4.5 7.01995 7.2 3.9 6.1 7.81998 5.7 5.0 7.6 16.92001 3.7 6.8 7.5 15.92004 6.4 6.4 8.3 19.12007 6.9 7.2 12.7 23.22010 6.8 8.8 13.3 22.12013 8.8 10.3 13.8 23.72016 10.0 12.0 15.0 30.0
Three-year change (percent)1992 -2.3 -6.4 -28.6 14.81995 71.4 -11.4 35.6 11.41998 -20.8 28.2 24.6 116.72001 -35.1 36.0 -1.3 -5.92004 73.0 -5.9 10.7 20.12007 7.8 12.5 53.0 21.52010 -1.4 22.2 4.7 -4.72013 29.4 17.0 3.8 7.22016 13.6 16.5 8.7 26.6
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of education installmentloans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 5.2 6.6 8.4 13.91992 4.4 6.7 7.3 17.51995 6.1 6.8 12.0 17.01998 8.7 8.2 16.0 25.92001 5.9 11.1 11.5 28.82004 9.9 15.6 14.1 29.32007 10.9 14.5 17.9 36.32010 10.0 14.2 23.3 42.02013 12.5 20.4 21.5 41.82016 18.6 22.5 25.2 47.6
Three-year change (percent)1992 -15.4 1.5 -13.1 25.91995 38.6 1.5 64.4 -2.91998 42.6 20.6 33.3 52.42001 -32.2 35.4 -28.1 11.22004 67.8 40.5 22.6 1.72007 10.1 -7.1 27.0 23.92010 -8.3 -2.1 30.2 15.72013 25.0 43.7 -7.7 -0.52016 48.8 10.3 17.2 13.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families witheducation installment loans
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 8.3 12.3 9.9 8.11992 10.8 12.6 8.3 7.31995 11.6 13.7 11.7 11.11998 11.4 11.3 9.1 15.72001 11.2 15.3 11.9 11.32004 13.7 16.6 8.2 11.62007 13.9 22.5 14.0 17.52010 19.0 24.4 14.5 18.22013 18.4 31.6 14.3 20.82016 20.3 30.7 19.3 26.3
Three-year change (percentage points)1992 2.5 0.3 -1.6 -0.81995 0.8 1.1 3.4 3.81998 -0.2 -2.4 -2.6 4.62001 -0.2 4.0 2.8 -4.42004 2.5 1.3 -3.7 0.32007 0.2 5.9 5.8 5.92010 5.1 1.9 0.5 0.72013 -0.6 7.2 -0.2 2.62016 1.9 -0.9 5.0 5.5
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of education installmentloans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 6.0 3.7 6.9 5.61992 5.9 4.9 5.9 2.91995 6.1 5.4 6.3 7.81998 11.1 5.9 7.4 7.62001 10.8 6.5 6.8 12.22004 12.7 10.5 6.4 6.42007 14.5 10.7 11.6 11.62010 14.9 14.0 11.9 12.22013 18.6 15.5 12.4 16.52016 19.1 20.0 17.5 19.0
Three-year change (percent)1992 -1.7 32.4 -14.5 -48.21995 3.4 10.2 6.8 169.01998 82.0 9.3 17.5 -2.62001 -2.7 10.2 -8.1 60.52004 17.6 61.5 -5.9 -47.52007 14.2 1.9 81.2 81.22010 2.8 30.8 2.6 5.22013 24.8 10.7 4.2 35.22016 2.7 29.0 41.1 15.2
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of education installmentloans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 11.6 5.7 7.0 10.91992 13.1 7.5 7.7 8.71995 12.2 11.1 9.6 28.61998 21.1 11.7 14.8 12.02001 19.6 14.8 11.6 27.52004 22.2 20.6 17.8 13.32007 27.1 19.9 20.6 22.72010 27.5 30.5 20.1 37.02013 32.6 23.7 19.6 32.52016 33.8 35.2 31.9 36.4
Three-year change (percent)1992 12.9 31.6 10.0 -20.21995 -6.9 48.0 24.7 228.71998 73.0 5.4 54.2 -58.02001 -7.1 26.5 -21.6 129.22004 13.3 39.2 53.4 -51.62007 22.1 -3.4 15.7 70.72010 1.5 53.3 -2.4 63.02013 18.5 -22.3 -2.5 -12.22016 3.7 48.5 62.8 12.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families witheducation installment loans
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 11.9 8.4 1.4 13.21992 14.2 10.1 2.3 14.81995 15.6 12.3 2.0 16.01998 15.1 9.5 1.8 18.32001 15.7 9.6 0.8 20.42004 17.8 9.4 2.0 27.72007 20.1 11.1 3.7 24.02010 25.0 17.2 4.3 27.92013 26.8 17.5 4.6 29.32016 30.7 19.2 5.4 29.8
Three-year change (percentage points)1992 2.3 1.7 0.9 1.61995 1.4 2.2 -0.3 1.21998 -0.5 -2.8 -0.2 2.32001 0.6 0.1 -1.0 2.12004 2.1 -0.2 1.2 7.32007 2.3 1.7 1.7 -3.72010 4.9 6.1 0.6 3.92013 1.8 0.3 0.3 1.42016 3.9 1.7 0.8 0.5
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of education installmentloans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 6.2 5.9 4.6 3.21992 5.5 5.8 6.0 5.01995 5.9 6.0 4.1 8.81998 10.3 7.8 5.2 11.82001 9.5 12.2 22.9 10.82004 11.4 19.1 6.4 9.52007 13.9 15.1 11.6 11.62010 16.0 12.2 9.9 11.12013 18.0 14.4 15.5 12.72016 20.0 18.0 12.0 16.0
Three-year change (percent)1992 -11.3 -1.7 30.4 56.21995 7.3 3.4 -31.7 76.01998 74.6 30.0 26.8 34.12001 -7.8 56.4 340.4 -8.52004 20.0 56.6 -72.1 -12.02007 21.9 -20.9 81.2 22.12010 15.1 -19.2 -14.7 -4.32013 12.5 18.0 56.6 14.42016 11.1 25.0 -22.6 26.0
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of education installmentloans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 9.8 13.0 12.2 8.71992 12.3 12.3 8.1 10.41995 12.6 13.1 6.4 13.71998 19.4 17.7 9.3 22.92001 17.5 28.0 20.5 17.02004 20.6 26.5 8.5 26.72007 24.6 34.9 15.8 24.42010 28.1 38.0 22.2 23.72013 30.5 27.6 24.6 29.32016 35.1 32.5 27.6 32.8
Three-year change (percent)1992 25.5 -5.4 -33.6 19.51995 2.4 6.5 -21.0 31.71998 54.0 35.1 45.3 67.22001 -9.8 58.2 120.4 -25.82004 17.7 -5.4 -58.5 57.12007 19.4 31.7 85.9 -8.62010 14.2 8.9 40.5 -2.92013 8.5 -27.4 10.8 23.62016 15.1 17.8 12.2 11.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families witheducation installment loans
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 14.1 13.2 7.2 3.81992 17.8 12.0 10.5 5.31995 17.9 16.8 11.2 4.91998 19.0 13.5 10.2 4.72001 16.5 15.6 11.4 4.02004 19.7 13.8 14.8 6.02007 22.6 17.9 14.7 6.92010 25.4 27.4 17.0 9.42013 28.3 26.4 19.7 9.32016 32.2 30.5 21.3 9.2
Three-year change (percentage points)1992 3.7 -1.2 3.3 1.51995 0.1 4.8 0.7 -0.41998 1.1 -3.3 -1.0 -0.22001 -2.5 2.1 1.2 -0.72004 3.2 -1.8 3.4 2.02007 2.9 4.1 -0.1 0.92010 2.8 9.5 2.3 2.52013 2.9 -1.0 2.7 -0.12016 3.9 4.1 1.6 -0.1
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of education installmentloans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 5.9 5.9 6.8 3.21992 5.5 4.8 6.0 5.41995 7.0 5.5 5.4 7.81998 14.8 8.9 5.6 7.42001 12.2 9.2 7.8 10.82004 17.8 8.9 8.8 8.92007 19.7 11.6 9.3 11.62010 20.3 13.3 10.9 10.92013 20.6 17.7 11.3 12.82016 24.0 18.5 15.0 15.0
Three-year change (percent)1992 -6.8 -18.6 -11.8 68.81995 27.3 14.6 -10.0 44.41998 111.4 61.8 3.7 -5.12001 -17.6 3.4 39.3 45.92004 45.9 -3.3 12.8 -17.62007 10.7 30.3 5.7 30.32010 3.0 14.7 17.2 -6.02013 1.5 33.1 3.7 17.42016 16.5 4.5 32.7 17.2
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of education installmentloans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 12.8 8.3 8.9 9.71992 16.9 9.1 8.1 9.61995 16.6 10.7 10.4 11.31998 26.3 14.8 11.5 18.52001 23.6 16.6 12.8 17.62004 25.8 18.4 15.7 21.62007 32.8 21.5 16.2 20.52010 39.5 23.2 18.3 23.22013 36.1 27.6 20.6 27.52016 42.2 29.4 26.3 30.2
Three-year change (percent)1992 32.0 9.6 -9.0 -1.01995 -1.8 17.6 28.4 17.71998 58.4 38.3 10.6 63.72001 -10.3 12.2 11.3 -4.92004 9.3 10.8 22.7 22.72007 27.1 16.8 3.2 -5.12010 20.4 7.9 13.0 13.22013 -8.6 19.0 12.6 18.52016 16.9 6.5 27.7 9.8
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families witheducation installment loans
RegionYear Northeast Midwest South West
Level (percent)1989 10.8 7.9 8.7 8.71992 11.7 11.3 10.0 10.01995 16.4 12.0 8.7 12.71998 11.8 11.0 9.4 14.62001 11.6 12.9 10.5 12.82004 14.3 14.6 11.7 14.72007 17.4 15.4 13.9 15.52010 19.0 21.1 18.2 18.92013 21.8 23.7 17.8 18.62016 19.9 25.2 22.6 21.1
Three-year change (percentage points)1992 0.9 3.4 1.3 1.31995 4.7 0.7 -1.3 2.71998 -4.6 -1.0 0.7 1.92001 -0.2 1.9 1.1 -1.82004 2.7 1.7 1.2 1.92007 3.1 0.8 2.2 0.82010 1.6 5.7 4.3 3.42013 2.8 2.6 -0.4 -0.32016 -1.9 1.5 4.8 2.5
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of education installmentloans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 5.3 6.8 5.1 4.71992 5.0 6.7 6.1 4.51995 5.6 6.3 6.7 5.91998 8.4 10.3 10.3 10.32001 11.6 10.8 7.5 12.02004 13.2 14.7 8.9 10.52007 13.9 17.1 13.1 15.12010 15.4 14.4 13.3 15.02013 17.4 18.6 15.6 15.52016 24.0 17.0 17.2 20.1
Three-year change (percent)1992 -5.7 -1.5 19.6 -4.31995 12.0 -6.0 9.8 31.11998 50.0 63.5 53.7 74.62001 38.1 4.9 -27.2 16.52004 13.8 36.1 18.7 -12.52007 5.3 16.3 47.2 43.82010 10.8 -15.8 1.5 -0.72013 13.0 29.2 17.3 3.32016 37.9 -8.6 10.3 29.7
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of education installmentloans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 13.3 10.6 8.8 7.81992 11.3 17.6 10.1 7.71995 17.6 11.7 10.6 9.51998 21.2 18.4 16.9 20.72001 19.2 17.9 15.2 23.22004 24.9 22.9 18.4 20.22007 21.9 25.6 25.6 25.72010 29.0 28.5 27.6 28.82013 29.6 33.1 25.8 32.22016 38.5 30.5 32.8 38.0
Three-year change (percent)1992 -15.0 66.0 14.8 -1.31995 55.8 -33.5 5.0 23.41998 20.5 57.3 59.4 117.92001 -9.4 -2.7 -10.1 12.12004 29.7 27.9 21.1 -12.92007 -12.0 11.8 39.1 27.22010 32.4 11.3 7.8 12.12013 2.1 16.1 -6.5 11.82016 30.1 -7.9 27.1 18.0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families witheducation installment loans
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 9.8 5.41992 10.9 9.61995 12.4 8.81998 11.5 10.92001 12.2 9.02004 13.9 11.62007 15.9 12.02010 20.4 13.32013 20.6 16.12016 23.2 16.7
Three-year change (percentage points)1992 1.1 4.21995 1.5 -0.81998 -0.9 2.12001 0.7 -1.92004 1.7 2.62007 2.0 0.42010 4.5 1.32013 0.2 2.82016 2.6 0.6
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of education installmentloans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 5.4 6.81992 5.5 5.01995 6.3 4.71998 10.0 12.22001 10.8 7.52004 11.7 8.92007 14.5 9.32010 14.4 10.92013 17.5 15.02016 20.0 15.6
Three-year change (percent)1992 1.9 -26.51995 14.5 -6.01998 58.7 159.62001 8.0 -38.52004 8.3 18.72007 23.9 4.52010 -0.7 17.22013 21.5 37.62016 14.3 4.0
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of education installmentloans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 10.3 8.41992 12.0 11.01995 12.5 12.51998 19.3 18.22001 19.0 14.92004 21.7 18.82007 26.2 16.12010 29.5 19.72013 30.7 22.22016 34.9 27.6
Three-year change (percent)1992 16.5 31.01995 4.2 13.61998 54.4 45.62001 -1.6 -18.12004 14.2 26.22007 20.7 -14.42010 12.6 22.42013 4.1 12.72016 13.7 24.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families witheducation installment loans
Housing statusYear Owner Renter or other
Level (percent)1989 6.7 12.81992 7.3 16.61995 9.3 16.61998 9.2 15.62001 9.6 16.32004 11.0 19.12007 12.8 20.62010 16.8 24.12013 16.2 27.22016 18.2 29.7
Three-year change (percentage points)1992 0.6 3.81995 2.0 0.01998 -0.1 -1.02001 0.4 0.72004 1.4 2.82007 1.8 1.52010 4.0 3.52013 -0.6 3.12016 2.0 2.5
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of education installmentloans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 5.7 5.61992 6.1 5.41995 5.5 6.31998 9.1 11.82001 10.8 9.52004 12.3 10.82007 17.1 11.62010 15.5 12.72013 17.8 15.52016 20.0 18.0
Three-year change (percent)1992 7.0 -3.61995 -9.8 16.71998 65.5 87.32001 18.7 -19.52004 13.9 13.72007 39.0 7.42010 -9.4 9.52013 14.8 22.02016 12.4 16.1
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of education installmentloans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 9.6 10.61992 15.1 9.31995 12.3 12.61998 17.2 21.32001 20.0 16.72004 22.2 20.02007 28.0 20.72010 29.9 26.12013 31.7 27.82016 35.2 33.2
Three-year change (percent)1992 57.3 -12.31995 -18.5 35.51998 39.8 69.02001 16.3 -21.62004 11.0 19.82007 26.1 3.52010 6.8 26.12013 6.0 6.52016 11.0 19.4
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families witheducation installment loans
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 14.4 9.3 6.8 6.4 3.31992 20.2 10.5 6.9 5.7 4.01995 19.7 12.7 9.5 6.3 4.61998 20.5 11.7 8.4 5.4 4.32001 19.7 11.5 10.6 7.4 2.02004 23.3 14.2 10.6 6.7 4.52007 25.7 15.2 13.1 7.9 5.72010 33.9 19.7 14.9 10.1 5.32013 36.2 19.6 14.6 12.3 5.72016 39.6 22.3 18.6 10.7 6.5
Three-year change (percentage points)1992 5.8 1.2 0.1 -0.7 0.71995 -0.5 2.2 2.6 0.6 0.61998 0.8 -1.0 -1.1 -0.9 -0.32001 -0.8 -0.2 2.2 2.0 -2.32004 3.6 2.7 0.0 -0.7 2.52007 2.4 1.0 2.5 1.2 1.22010 8.2 4.5 1.8 2.2 -0.42013 2.3 -0.1 -0.3 2.2 0.42016 3.4 2.7 4.0 -1.6 0.8
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of education installmentloans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 5.6 4.6 6.3 6.5 3.71992 6.0 4.4 4.3 4.2 9.61995 7.8 5.6 4.5 7.5 5.51998 14.8 6.6 10.0 5.6 11.82001 12.2 6.8 10.8 11.4 19.02004 12.7 8.9 12.7 10.2 9.52007 13.9 13.9 11.6 13.9 22.02010 17.7 11.1 12.7 13.7 15.52013 20.6 12.4 13.6 16.0 18.82016 25.0 16.0 15.0 15.0 26.6
Three-year change (percent)1992 7.1 -4.3 -31.7 -35.4 159.51995 30.0 27.3 4.7 78.6 -42.71998 89.7 17.9 122.2 -25.3 114.52001 -17.6 3.0 8.0 103.6 61.02004 4.1 30.9 17.6 -10.5 -50.02007 9.4 56.2 -8.7 36.3 131.62010 27.3 -20.1 9.5 -1.4 -29.52013 16.4 11.7 7.1 16.8 21.32016 21.4 29.0 10.3 -6.2 41.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of education installmentloans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 12.2 6.4 8.2 16.1 6.71992 14.7 8.1 9.2 8.3 19.21995 15.8 8.9 9.0 16.0 12.41998 25.2 12.6 16.8 10.0 19.82001 19.2 12.8 15.7 26.5 76.92004 22.6 16.6 24.0 25.7 13.82007 24.4 22.0 24.9 29.0 40.22010 37.1 19.3 22.5 23.5 28.02013 36.6 20.7 22.9 33.6 31.92016 43.0 24.9 27.0 32.0 38.4
Three-year change (percent)1992 20.5 26.6 12.2 -48.4 186.61995 7.5 9.9 -2.2 92.8 -35.41998 59.5 41.6 86.7 -37.5 59.72001 -23.8 1.6 -6.5 165.0 288.42004 17.7 29.7 52.9 -3.0 -82.12007 8.0 32.5 3.8 12.8 191.32010 52.0 -12.3 -9.6 -19.0 -30.32013 -1.3 7.3 1.8 43.0 13.92016 17.5 20.3 17.9 -4.8 20.4
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other installment loans
Year All familiesLevel (percent)
1989 22.01992 19.11995 16.01998 12.22001 11.02004 8.52007 10.12010 11.52013 10.12016 11.2
Three-year change (percentage points)1992 -2.91995 -3.11998 -3.82001 -1.22004 -2.52007 1.62010 1.42013 -1.42016 1.1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 2.71992 1.81995 2.31998 2.52001 2.72004 3.22007 3.22010 3.72013 3.42016 3.4
Three-year change (percent)1992 -33.31995 27.81998 8.72001 8.02004 18.52007 0.02010 15.62013 -8.12016 0.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other installment loans for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 10.91992 7.11995 7.71998 15.72001 14.72004 23.82007 17.12010 16.42013 16.42016 15.4
Three-year change (percent)1992 -34.91995 8.51998 103.92001 -6.42004 61.92007 -28.22010 -4.12013 0.02016 -6.1
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other installment loans
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 20.2 23.5 23.4 26.6 19.5 13.31992 17.3 20.5 25.3 19.4 15.3 10.31995 11.2 17.1 18.9 18.9 18.2 9.81998 10.3 11.1 15.6 12.0 13.6 10.82001 10.2 13.6 11.5 10.4 10.0 8.42004 7.3 11.5 10.0 8.5 7.1 3.72007 9.8 12.5 12.6 8.9 8.3 5.32010 13.3 13.3 14.3 9.7 8.7 4.72013 11.9 12.4 10.0 8.9 10.3 3.82016 11.6 11.9 15.0 11.1 7.5 4.9
Three-year change (percentage points)1992 -2.9 -3.0 1.9 -7.2 -4.2 -3.01995 -6.1 -3.4 -6.4 -0.5 2.9 -0.51998 -0.9 -6.0 -3.3 -6.9 -4.6 1.02001 -0.1 2.5 -4.1 -1.6 -3.6 -2.42004 -2.9 -2.1 -1.5 -1.9 -2.9 -4.72007 2.5 1.0 2.6 0.4 1.2 1.62010 3.5 0.8 1.7 0.8 0.4 -0.62013 -1.4 -0.9 -4.3 -0.8 1.6 -0.92016 -0.3 -0.5 5.0 2.2 -2.8 1.1
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.9 2.0 2.8 3.7 3.1 15.81992 1.6 1.7 1.7 2.3 2.2 8.41995 1.1 1.6 2.5 2.3 3.4 7.81998 1.6 1.6 2.1 2.8 3.5 14.62001 1.9 2.4 2.8 2.7 4.3 4.12004 1.8 2.3 3.3 3.3 6.4 5.92007 2.6 1.9 3.3 3.7 4.9 7.32010 2.6 3.3 3.4 4.6 4.4 13.32013 3.1 3.1 4.0 2.8 5.2 7.72016 2.1 2.4 3.8 4.0 6.0 16.0
Three-year change (percent)1992 77.8 -15.0 -39.3 -37.8 -29.0 -46.81995 -31.2 -5.9 47.1 0.0 54.5 -7.11998 45.5 0.0 -16.0 21.7 2.9 87.22001 18.8 50.0 33.3 -3.6 22.9 -71.92004 -5.3 -4.2 17.9 22.2 48.8 43.92007 44.4 -17.4 0.0 12.1 -23.4 23.72010 0.0 73.7 3.0 24.3 -10.2 82.22013 19.2 -6.1 17.6 -39.1 18.2 -42.12016 -32.3 -22.6 -5.0 42.9 15.4 107.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other installment loans for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.8 6.2 11.0 11.6 7.2 54.51992 4.5 6.6 6.2 6.9 4.4 28.01995 5.6 4.8 6.9 6.4 10.0 26.71998 6.1 6.2 8.6 24.7 22.8 45.02001 8.6 8.5 7.6 9.9 13.5 82.12004 5.3 18.2 15.0 26.7 44.8 125.82007 13.3 16.6 10.3 14.3 10.5 84.22010 19.6 12.1 9.8 15.3 9.8 80.42013 29.6 8.5 6.9 10.7 18.2 56.62016 9.7 11.7 11.2 19.1 16.4 69.0
Three-year change (percent)1992 60.7 6.5 -43.6 -40.5 -38.9 -48.61995 24.4 -27.3 11.3 -7.2 127.3 -4.61998 8.9 29.2 24.6 285.9 128.0 68.52001 41.0 37.1 -11.6 -59.9 -40.8 82.42004 -38.4 114.1 97.4 169.7 231.9 53.22007 150.9 -8.8 -31.3 -46.4 -76.6 -33.12010 47.4 -27.1 -4.9 7.0 -6.7 -4.52013 51.0 -29.8 -29.6 -30.1 85.7 -29.62016 -67.2 37.6 62.3 78.5 -9.9 21.9
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other installment loans
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 30.7 30.1 21.5 12.3 11.3 6.21992 26.8 24.6 20.7 13.3 8.5 3.71995 22.8 22.8 17.6 8.7 4.9 3.31998 19.1 15.9 12.5 7.6 6.2 0.32001 17.9 13.8 8.8 8.5 6.7 1.52004 13.2 10.3 8.4 6.4 4.6 2.62007 13.5 14.3 10.7 8.7 6.0 1.02010 12.6 14.5 12.1 12.5 8.3 4.32013 11.5 11.3 11.2 11.3 6.5 5.32016 15.5 14.6 11.3 8.8 7.2 6.8
Three-year change (percentage points)1992 -3.9 -5.5 -0.8 1.0 -2.8 -2.51995 -4.0 -1.8 -3.1 -4.6 -3.6 -0.41998 -3.7 -6.9 -5.1 -1.1 1.3 -3.02001 -1.2 -2.1 -3.7 0.9 0.5 1.22004 -4.7 -3.5 -0.4 -2.1 -2.1 1.12007 0.3 4.0 2.3 2.3 1.4 -1.62010 -0.9 0.2 1.4 3.8 2.3 3.32013 -1.1 -3.2 -0.9 -1.2 -1.8 1.02016 4.0 3.3 0.1 -2.5 0.7 1.5
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 1.9 3.6 4.3 1.8 1.6 3.31992 1.5 1.7 2.3 2.5 3.2 5.21995 1.6 2.6 3.0 1.4 1.8 1.11998 1.7 3.3 3.3 1.5 2.8 0.62001 2.0 3.0 3.4 4.3 3.8 6.82004 1.9 5.7 3.7 4.6 3.1 23.52007 2.0 3.5 4.3 4.0 6.4 2.32010 2.4 4.5 3.5 5.0 4.4 3.52013 3.1 3.3 4.4 3.2 4.1 3.32016 2.4 3.7 4.0 4.0 4.7 4.4
Three-year change (percent)1992 -21.1 -52.8 -46.5 38.9 100.0 57.61995 6.7 52.9 30.4 -44.0 -43.8 -78.81998 6.2 26.9 10.0 7.1 55.6 -45.52001 17.6 -9.1 3.0 186.7 35.7 1033.32004 -5.0 90.0 8.8 7.0 -18.4 245.62007 5.3 -38.6 16.2 -13.0 106.5 -90.22010 20.0 28.6 -18.6 25.0 -31.2 52.22013 29.2 -26.7 25.7 -36.0 -6.8 -5.72016 -22.6 12.1 -9.1 25.0 14.6 33.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other installment loans for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 8.2 13.1 13.7 12.7 6.4 17.31992 6.5 6.9 6.8 7.4 10.4 16.41995 5.7 6.3 13.2 5.6 17.2 3.51998 12.5 17.2 18.4 18.9 15.2 2.02001 6.9 17.2 21.3 21.8 9.6 63.22004 12.1 15.7 16.8 24.8 29.0 238.72007 7.2 16.5 23.2 29.9 16.0 2.52010 12.0 16.0 13.6 21.2 15.2 39.22013 8.0 12.9 16.8 31.4 15.2 8.92016 13.9 16.7 18.8 13.8 17.0 10.0
Three-year change (percent)1992 -20.7 -47.3 -50.4 -41.7 62.5 -5.21995 -12.3 -8.7 94.1 -24.3 65.4 -78.71998 119.3 173.0 39.4 237.5 -11.6 -42.92001 -44.8 0.0 15.8 15.3 -36.8 3060.02004 75.4 -8.7 -21.1 13.8 202.1 277.72007 -40.5 5.1 38.1 20.6 -44.8 -99.02010 66.7 -3.0 -41.4 -29.1 -5.0 1468.02013 -33.3 -19.4 23.5 48.1 0.0 -77.32016 73.8 29.5 11.9 -56.1 11.8 12.4
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other installment loans
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 25.2 21.0 8.3 30.5 16.81992 27.1 22.7 6.7 23.4 14.81995 19.8 19.0 5.5 21.3 11.71998 12.9 13.0 2.8 17.5 9.82001 12.9 13.7 4.5 14.3 8.12004 8.3 13.6 5.5 9.4 6.32007 13.5 11.9 6.7 12.7 6.62010 13.9 12.8 8.6 12.7 9.82013 13.8 10.8 7.8 10.4 9.02016 13.5 12.1 8.2 13.8 8.7
Three-year change (percentage points)1992 1.9 1.7 -1.6 -7.1 -2.01995 -7.3 -3.7 -1.2 -2.1 -3.11998 -6.9 -6.0 -2.7 -3.8 -1.92001 0.0 0.7 1.7 -3.2 -1.72004 -4.6 -0.1 1.0 -4.9 -1.82007 5.2 -1.7 1.2 3.3 0.32010 0.4 0.9 1.9 0.0 3.22013 -0.1 -2.0 -0.8 -2.3 -0.82016 -0.3 1.3 0.4 3.4 -0.3
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 0.9 1.9 1.7 3.1 3.21992 1.5 1.5 4.4 1.8 2.51995 1.4 2.4 1.7 2.4 2.51998 1.7 2.2 1.5 3.0 2.02001 1.9 2.7 1.4 2.7 2.82004 1.7 2.5 3.7 3.3 5.12007 2.8 2.5 3.2 3.1 5.62010 3.9 2.8 3.7 4.2 4.32013 2.6 5.2 3.6 4.1 2.72016 2.5 3.2 3.7 3.4 4.0
Three-year change (percent)1992 66.7 -21.1 158.8 -41.9 -21.91995 -6.7 60.0 -61.4 33.3 0.01998 21.4 -8.3 -11.8 25.0 -20.02001 11.8 22.7 -6.7 -10.0 40.02004 -10.5 -7.4 164.3 22.2 82.12007 64.7 0.0 -13.5 -6.1 9.82010 39.3 12.0 15.6 35.5 -23.22013 -33.3 85.7 -2.7 -2.4 -37.22016 -3.8 -38.5 2.8 -17.1 48.1
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other installment loans for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 4.4 8.8 6.7 12.9 13.31992 5.5 5.0 8.0 8.2 8.21995 4.1 5.2 7.7 8.3 11.51998 10.2 18.1 12.4 18.8 10.22001 7.6 17.3 12.0 16.6 13.82004 19.4 8.4 17.0 18.6 58.62007 9.7 9.1 6.3 15.9 40.12010 16.4 18.3 13.0 13.5 21.32013 6.8 13.1 44.8 13.2 14.22016 10.5 10.6 13.9 20.1 15.5
Three-year change (percent)1992 25.0 -43.2 19.4 -36.4 -38.31995 -25.5 4.0 -3.8 1.2 40.21998 148.8 248.1 61.0 126.5 -11.32001 -25.5 -4.4 -3.2 -11.7 35.32004 155.3 -51.4 41.7 12.0 324.62007 -50.0 8.3 -62.9 -14.5 -31.62010 69.1 101.1 106.3 -15.1 -46.92013 -58.5 -28.4 244.6 -2.2 -33.32016 54.4 -19.1 -69.0 52.3 9.2
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other installment loans
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 23.1 21.3 25.3 19.11992 17.6 19.9 21.2 17.61995 15.1 16.4 18.4 13.81998 10.3 13.4 13.6 10.92001 10.9 12.2 11.2 9.42004 8.5 10.1 9.9 5.92007 10.9 11.5 11.0 7.52010 15.2 13.5 12.3 7.22013 9.8 12.7 11.5 6.42016 12.5 12.0 13.3 8.3
Three-year change (percentage points)1992 -5.5 -1.4 -4.1 -1.51995 -2.5 -3.5 -2.8 -3.81998 -4.8 -3.0 -4.8 -2.92001 0.6 -1.2 -2.4 -1.52004 -2.4 -2.1 -1.3 -3.52007 2.4 1.4 1.1 1.62010 4.3 2.0 1.3 -0.32013 -5.4 -0.8 -0.8 -0.82016 2.7 -0.7 1.8 1.9
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 1.5 1.5 3.1 5.11992 1.7 1.7 1.7 2.61995 1.3 2.2 2.2 4.51998 1.2 2.0 3.0 5.22001 2.5 2.3 3.0 4.32004 2.2 2.6 3.5 5.92007 2.3 2.9 4.8 2.82010 2.4 3.2 3.8 5.52013 4.8 2.6 3.5 5.22016 2.2 3.0 3.0 6.0
Three-year change (percent)1992 13.3 13.3 -45.2 -49.01995 -23.5 29.4 29.4 73.11998 -7.7 -9.1 36.4 15.62001 108.3 15.0 0.0 -17.32004 -12.0 13.0 16.7 37.22007 4.5 11.5 37.1 -52.52010 4.3 10.3 -20.8 96.42013 100.0 -18.8 -7.9 -5.52016 -54.2 15.4 -14.3 15.4
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other installment loans for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 4.5 6.5 10.0 26.91992 5.0 5.9 5.3 12.11995 4.5 6.3 6.9 13.51998 8.4 6.4 21.7 26.62001 8.1 6.3 10.8 34.92004 10.7 13.7 11.1 67.72007 7.1 11.3 23.6 25.62010 8.2 14.2 12.8 32.52013 9.8 8.9 26.5 20.02016 7.1 14.7 11.4 26.1
Three-year change (percent)1992 11.1 -9.2 -47.0 -55.01995 -10.0 6.8 30.2 11.61998 86.7 1.6 214.5 97.02001 -3.6 -1.6 -50.2 31.22004 32.1 117.5 2.8 94.02007 -33.6 -17.5 112.6 -62.22010 15.5 25.7 -45.8 27.02013 19.5 -37.3 107.0 -38.52016 -27.6 65.2 -57.0 30.5
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other installment loans
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 20.9 22.9 29.9 24.41992 17.9 19.6 29.8 18.61995 15.8 18.3 16.1 12.41998 12.3 10.7 14.5 11.52001 10.6 10.2 13.0 15.42004 8.3 10.8 8.2 6.82007 9.3 12.7 13.2 10.82010 10.6 11.1 14.8 14.72013 9.7 11.7 8.9 11.62016 10.8 11.6 10.8 12.9
Three-year change (percentage points)1992 -3.0 -3.3 -0.1 -5.81995 -2.1 -1.3 -13.7 -6.21998 -3.5 -7.6 -1.6 -0.92001 -1.7 -0.5 -1.5 3.92004 -2.3 0.6 -4.8 -8.62007 1.0 1.9 5.0 4.02010 1.3 -1.6 1.6 3.92013 -0.9 0.6 -5.9 -3.12016 1.1 -0.1 1.9 1.3
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 3.3 1.3 1.3 1.51992 2.2 1.1 1.7 1.61995 2.6 1.1 1.3 2.31998 2.5 1.7 2.1 4.42001 3.0 1.9 1.5 5.42004 3.7 1.6 3.2 4.32007 4.1 2.1 1.6 3.92010 4.2 3.3 2.4 3.32013 3.7 2.1 3.1 5.22016 4.0 2.9 2.6 3.0
Three-year change (percent)1992 -33.3 -15.4 30.8 6.71995 18.2 0.0 -23.5 43.81998 -3.8 54.5 61.5 91.32001 20.0 11.8 -28.6 22.72004 23.3 -15.8 113.3 -20.42007 10.8 31.2 -50.0 -9.32010 2.4 57.1 50.0 -15.42013 -11.9 -36.4 29.2 57.62016 8.1 38.1 -16.1 -42.3
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other installment loans for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 12.9 5.5 5.3 8.31992 8.3 4.0 3.1 8.31995 7.9 6.9 4.3 12.11998 17.4 5.5 13.8 12.52001 16.8 5.1 3.7 24.92004 25.2 21.3 7.1 42.92007 20.2 5.9 4.7 27.92010 18.1 12.3 8.0 20.62013 21.4 5.1 8.2 9.72016 19.1 5.9 7.1 14.9
Three-year change (percent)1992 -35.7 -27.3 -41.5 0.01995 -4.8 72.5 38.7 45.81998 120.3 -20.3 220.9 3.32001 -3.4 -7.3 -73.2 99.22004 50.0 317.6 91.9 72.32007 -19.8 -72.3 -33.8 -35.02010 -10.4 108.5 70.2 -26.22013 18.2 -58.5 2.5 -52.92016 -10.7 15.7 -13.4 53.6
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other installment loans
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 25.4 23.5 13.1 24.51992 22.6 21.0 10.1 21.81995 20.5 15.8 6.1 14.61998 14.9 14.1 5.2 11.02001 12.5 11.9 5.3 16.02004 10.0 7.1 5.5 9.32007 11.8 7.1 6.4 14.92010 12.3 11.7 8.8 13.42013 10.8 7.8 8.6 13.12016 12.5 10.4 8.5 12.0
Three-year change (percentage points)1992 -2.8 -2.5 -3.0 -2.71995 -2.1 -5.2 -4.0 -7.21998 -5.6 -1.7 -0.9 -3.62001 -2.4 -2.2 0.1 5.02004 -2.5 -4.8 0.2 -6.72007 1.8 0.0 0.9 5.62010 0.5 4.6 2.4 -1.52013 -1.5 -3.9 -0.2 -0.32016 1.7 2.6 -0.1 -1.1
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 2.8 8.2 1.7 0.91992 1.7 3.4 2.5 1.61995 2.3 2.5 1.3 2.71998 2.2 11.8 1.5 1.82001 2.6 4.7 2.7 2.72004 2.5 6.4 3.9 2.12007 2.9 13.1 3.4 2.02010 3.5 7.0 2.7 3.52013 3.6 6.4 3.1 3.12016 3.0 3.7 4.0 4.6
Three-year change (percent)1992 -39.3 -58.5 47.1 77.81995 35.3 -26.5 -48.0 68.81998 -4.3 372.0 15.4 -33.32001 18.2 -60.2 80.0 50.02004 -3.8 36.2 44.4 -22.22007 16.0 104.7 -12.8 -4.82010 20.7 -46.6 -20.6 75.02013 2.9 -8.6 14.8 -11.42016 -16.7 -42.2 29.0 48.4
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other installment loans for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 7.4 36.0 8.0 7.11992 5.7 13.8 8.7 6.31995 7.1 13.0 7.1 7.11998 12.3 46.8 5.8 3.92001 11.0 42.4 6.1 14.72004 15.1 31.1 62.8 14.12007 11.5 61.9 22.4 13.32010 13.2 42.1 12.5 13.52013 19.7 13.2 10.7 11.42016 12.7 30.9 16.0 16.4
Three-year change (percent)1992 -23.0 -61.7 8.8 -11.31995 24.6 -5.8 -18.4 12.71998 73.2 260.0 -18.3 -45.12001 -10.6 -9.4 5.2 276.92004 37.3 -26.7 929.5 -4.12007 -23.8 99.0 -64.3 -5.72010 14.8 -32.0 -44.2 1.52013 49.2 -68.6 -14.4 -15.62016 -35.5 134.1 49.5 43.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other installment loans
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 23.0 23.1 28.8 15.51992 20.7 23.1 23.1 12.91995 17.4 19.3 22.1 7.81998 12.8 13.9 17.5 6.22001 10.7 13.3 13.7 7.12004 7.3 11.3 10.6 6.12007 10.1 11.7 11.9 7.72010 7.7 14.5 16.3 9.82013 8.6 11.2 12.2 9.52016 9.4 13.9 14.6 9.1
Three-year change (percentage points)1992 -2.3 0.0 -5.7 -2.61995 -3.3 -3.8 -1.0 -5.11998 -4.6 -5.4 -4.6 -1.62001 -2.1 -0.6 -3.8 0.92004 -3.4 -2.0 -3.1 -1.02007 2.8 0.4 1.3 1.62010 -2.4 2.8 4.4 2.12013 0.9 -3.3 -4.1 -0.32016 0.8 2.7 2.4 -0.4
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 5.1 2.6 2.1 1.51992 2.5 1.9 1.3 1.71995 3.0 2.3 1.8 1.61998 4.4 2.4 2.2 1.82001 4.1 2.7 2.6 2.72004 5.4 2.6 2.5 3.62007 4.1 3.5 2.8 2.32010 5.9 3.3 4.2 3.12013 4.3 3.2 3.5 3.12016 4.0 2.6 3.0 4.0
Three-year change (percent)1992 -51.0 -26.9 -38.1 13.31995 20.0 21.1 38.5 -5.91998 46.7 4.3 22.2 12.52001 -6.8 12.5 18.2 50.02004 31.7 -3.7 -3.8 33.32007 -24.1 34.6 12.0 -36.12010 43.9 -5.7 50.0 34.82013 -27.1 -3.0 -16.7 0.02016 -7.0 -18.8 -14.3 29.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other installment loans for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 20.9 6.3 9.4 7.71992 11.1 5.3 4.8 7.81995 8.1 8.8 6.8 7.11998 25.7 15.5 13.1 5.22001 30.1 9.9 8.2 9.32004 27.2 14.9 10.2 51.22007 27.4 13.1 7.4 19.72010 28.1 14.1 14.4 12.82013 32.5 11.8 11.1 10.92016 22.2 8.2 16.0 16.0
Three-year change (percent)1992 -46.9 -15.9 -48.9 1.31995 -27.0 66.0 41.7 -9.01998 217.3 76.1 92.6 -26.82001 17.1 -36.1 -37.4 78.82004 -9.6 50.5 24.4 450.52007 0.7 -12.1 -27.5 -61.52010 2.6 7.6 94.6 -35.02013 15.7 -16.3 -22.9 -14.82016 -31.7 -30.5 44.1 46.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other installment loans
RegionYear Northeast Midwest South West
Level (percent)1989 16.2 16.3 27.3 25.91992 13.7 17.5 21.3 22.41995 12.3 16.5 18.4 15.01998 10.4 11.9 12.9 13.22001 7.1 9.9 12.5 13.02004 6.1 9.6 8.1 10.12007 7.7 12.1 10.3 9.82010 8.7 10.9 13.7 10.52013 7.6 12.4 10.6 8.82016 8.9 10.4 12.8 11.0
Three-year change (percentage points)1992 -2.5 1.2 -6.0 -3.51995 -1.4 -1.0 -2.9 -7.41998 -1.9 -4.6 -5.5 -1.82001 -3.3 -2.0 -0.4 -0.22004 -1.0 -0.3 -4.4 -2.92007 1.6 2.5 2.2 -0.32010 1.0 -1.2 3.4 0.72013 -1.1 1.5 -3.1 -1.72016 1.3 -2.0 2.2 2.2
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 3.0 3.7 1.8 3.11992 1.8 1.9 1.7 2.11995 3.2 2.3 1.6 2.61998 3.9 3.0 2.0 2.62001 5.4 2.7 2.4 2.72004 4.5 3.4 2.0 3.92007 4.1 2.3 3.3 3.02010 5.4 2.8 3.2 7.22013 5.2 3.4 3.1 3.62016 5.0 3.4 2.9 3.7
Three-year change (percent)1992 -40.0 -48.6 -5.6 -32.31995 77.8 21.1 -5.9 23.81998 21.9 30.4 25.0 0.02001 38.5 -10.0 20.0 3.82004 -16.7 25.9 -16.7 44.42007 -8.9 -32.4 65.0 -23.12010 31.7 21.7 -3.0 140.02013 -3.7 21.4 -3.1 -50.02016 -3.8 0.0 -6.5 2.8
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other installment loans for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 17.7 13.6 7.7 10.21992 9.1 7.7 5.1 8.71995 10.0 9.7 4.6 9.91998 15.7 15.8 11.1 23.02001 13.8 16.9 15.1 12.72004 16.0 34.0 18.0 25.62007 20.9 7.5 22.1 17.92010 22.4 16.6 11.3 23.42013 21.5 11.0 20.5 12.22016 13.7 16.5 14.6 17.2
Three-year change (percent)1992 -48.6 -43.4 -33.8 -14.71995 9.9 26.0 -9.8 13.81998 57.0 62.9 141.3 132.32001 -12.1 7.0 36.0 -44.82004 15.9 101.2 19.2 101.62007 30.6 -77.9 22.8 -30.12010 7.2 121.3 -48.9 30.72013 -4.0 -33.7 81.4 -47.92016 -36.3 50.0 -28.8 41.0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other installment loans
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 21.2 25.41992 19.2 18.41995 16.0 16.21998 11.5 16.52001 10.9 11.52004 8.0 11.02007 9.6 12.62010 10.8 14.72013 9.3 15.22016 10.8 13.7
Three-year change (percentage points)1992 -2.0 -7.01995 -3.2 -2.21998 -4.5 0.32001 -0.6 -5.02004 -2.9 -0.52007 1.6 1.62010 1.2 2.12013 -1.5 0.52016 1.5 -1.5
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 2.7 2.31992 1.8 1.51995 2.3 1.81998 2.5 2.42001 2.7 3.42004 3.3 2.32007 3.3 2.92010 3.8 3.42013 3.6 2.62016 3.8 2.3
Three-year change (percent)1992 -33.3 -34.81995 27.8 20.01998 8.7 33.32001 8.0 41.72004 22.2 -32.42007 0.0 26.12010 15.2 17.22013 -5.3 -23.52016 5.6 -11.5
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other installment loans for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 10.8 11.11992 7.1 7.51995 8.2 4.81998 16.0 14.52001 16.0 7.22004 26.7 13.82007 18.6 11.42010 17.4 13.12013 18.1 9.42016 14.8 18.8
Three-year change (percent)1992 -34.3 -32.41995 15.5 -36.01998 95.1 202.12001 0.0 -50.32004 66.9 91.72007 -30.3 -17.42010 -6.5 14.92013 4.0 -28.22016 -18.2 100.0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other installment loans
Housing statusYear Owner Renter or other
Level (percent)1989 22.1 21.81992 17.1 22.51995 15.1 17.71998 11.5 13.72001 10.3 12.42004 7.2 11.62007 8.5 13.82010 9.7 15.12013 9.1 11.92016 10.1 13.0
Three-year change (percentage points)1992 -5.0 0.71995 -2.0 -4.81998 -3.6 -4.02001 -1.2 -1.32004 -3.1 -0.82007 1.3 2.22010 1.2 1.32013 -0.6 -3.22016 1.0 1.1
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 3.7 1.31992 2.9 1.11995 3.1 1.41998 3.6 1.32001 4.0 1.62004 3.3 2.52007 4.1 2.32010 4.2 3.32013 4.1 2.42016 4.0 2.3
Three-year change (percent)1992 -21.6 -15.41995 6.9 27.31998 16.1 -7.12001 11.1 23.12004 -17.5 56.22007 24.2 -8.02010 2.4 43.52013 -2.4 -27.32016 -2.4 -4.2
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other installment loans for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 15.0 3.51992 8.9 4.71995 10.2 3.81998 19.0 10.22001 19.9 5.62004 32.8 11.52007 22.8 9.32010 17.9 14.52013 13.2 21.02016 18.9 10.7
Three-year change (percent)1992 -40.7 34.31995 14.6 -19.11998 86.3 168.42001 4.7 -45.12004 64.8 105.42007 -30.5 -19.12010 -21.5 55.92013 -26.3 44.82016 43.2 -49.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other installment loans
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 29.4 27.5 18.9 14.0 9.91992 25.8 24.8 17.1 9.9 6.61995 22.2 20.2 14.4 6.8 8.31998 16.2 13.8 12.2 6.7 7.02001 16.6 12.5 8.4 6.2 6.62004 13.5 9.7 7.6 4.0 2.42007 16.4 12.6 6.6 5.4 4.32010 18.6 13.7 9.7 5.1 1.92013 16.6 11.7 8.2 4.3 2.82016 17.1 13.1 10.1 5.0 3.3
Three-year change (percentage points)1992 -3.6 -2.7 -1.8 -4.1 -3.31995 -3.6 -4.6 -2.7 -3.1 1.71998 -6.0 -6.4 -2.2 -0.1 -1.32001 0.4 -1.3 -3.8 -0.5 -0.42004 -3.1 -2.8 -0.8 -2.2 -4.22007 2.9 2.9 -1.0 1.4 1.92010 2.2 1.1 3.1 -0.3 -2.42013 -2.0 -2.0 -1.5 -0.8 0.92016 0.5 1.4 1.9 0.7 0.5
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.5 1.9 3.7 5.5 18.71992 1.7 1.7 1.7 5.2 10.81995 1.6 2.0 2.8 2.6 4.71998 1.6 2.4 2.4 10.1 37.92001 1.9 2.7 3.0 4.1 8.12004 3.2 2.0 3.3 8.5 25.02007 2.3 2.3 5.8 4.8 10.72010 4.2 2.7 4.1 4.6 16.32013 3.1 3.3 3.5 4.1 6.22016 3.1 2.5 3.9 4.5 35.0
Three-year change (percent)1992 13.3 -10.5 -54.1 -5.5 -42.21995 -5.9 17.6 64.7 -50.0 -56.51998 0.0 20.0 -14.3 288.5 706.42001 18.8 12.5 25.0 -59.4 -78.62004 68.4 -25.9 10.0 107.3 208.62007 -28.1 15.0 75.8 -43.5 -57.22010 82.6 17.4 -29.3 -4.2 52.32013 -26.2 22.2 -14.6 -10.9 -62.02016 0.0 -24.2 11.4 9.8 464.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other installment loans for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 4.9 5.5 9.7 24.8 68.81992 6.6 5.1 5.7 8.7 37.21995 6.8 5.2 6.3 9.1 33.41998 6.4 8.6 15.3 23.8 94.42001 8.1 7.1 9.3 14.8 108.82004 18.8 4.5 17.6 19.1 354.12007 15.7 7.6 15.4 13.8 111.12010 18.9 8.0 9.8 15.2 198.22013 22.5 7.4 11.4 8.7 74.52016 16.9 9.3 11.0 15.6 91.4
Three-year change (percent)1992 34.7 -7.3 -41.2 -64.9 -45.91995 3.0 2.0 10.5 4.6 -10.21998 -5.9 65.4 142.9 161.5 182.62001 26.6 -17.4 -39.2 -37.8 15.32004 132.1 -36.6 89.2 29.1 225.52007 -16.5 68.9 -12.5 -27.7 -68.62010 20.4 5.3 -36.4 10.1 78.42013 19.0 -7.5 16.3 -42.8 -62.42016 -24.9 25.7 -3.5 79.3 22.7
38
40
42
44
46
48
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with credit card balances
Year All familiesLevel (percent)
1989 39.71992 43.71995 47.31998 44.12001 44.42004 46.22007 46.12010 39.42013 38.12016 43.9
Three-year change (percentage points)1992 4.01995 3.61998 -3.22001 0.32004 1.82007 -0.12010 -6.72013 -1.32016 5.8
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of credit card balances for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 1.71992 1.71995 2.31998 2.52001 2.62004 2.72007 3.52010 2.92013 2.42016 2.3
Three-year change (percent)1992 0.01995 35.31998 8.72001 4.02004 3.82007 29.62010 -17.12013 -17.22016 -4.2
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of credit card balances for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 3.51992 3.91995 4.71998 6.12001 5.62004 6.52007 8.52010 7.82013 5.92016 5.7
Three-year change (percent)1992 11.41995 20.51998 29.82001 -8.22004 16.12007 30.82010 -8.22013 -24.42016 -3.4
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with credit card balances
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 15.3 27.6 48.9 57.3 58.3 40.51992 23.4 41.9 51.9 55.6 53.6 37.91995 26.0 43.2 52.9 60.0 61.0 47.31998 24.5 40.9 50.1 57.4 53.1 42.12001 30.3 44.5 52.8 52.6 50.3 33.12004 28.8 42.9 55.1 56.1 57.6 38.52007 25.7 39.5 54.8 62.1 55.8 40.62010 23.2 33.4 45.0 53.1 51.0 33.62013 19.6 34.2 46.9 49.8 48.2 32.22016 29.0 41.7 53.0 52.8 51.5 34.4
Three-year change (percentage points)1992 8.1 14.3 3.0 -1.7 -4.7 -2.61995 2.6 1.3 1.0 4.4 7.4 9.41998 -1.5 -2.3 -2.8 -2.6 -7.9 -5.22001 5.8 3.6 2.7 -4.8 -2.8 -9.02004 -1.5 -1.6 2.3 3.5 7.3 5.42007 -3.1 -3.4 -0.3 6.0 -1.8 2.12010 -2.5 -6.1 -9.8 -9.0 -4.8 -7.02013 -3.6 0.8 1.9 -3.3 -2.8 -1.42016 9.4 7.5 6.1 3.0 3.3 2.2
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of credit card balances for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.6 1.1 1.5 1.9 2.6 3.91992 0.8 1.3 1.5 2.4 2.5 3.81995 1.1 1.9 2.3 2.4 3.1 4.41998 1.4 1.8 2.8 3.2 3.0 4.42001 1.4 1.7 2.7 3.1 5.1 3.82004 1.3 2.4 2.7 3.8 3.4 5.12007 1.2 2.1 2.8 4.6 6.4 8.72010 1.1 1.7 2.4 3.4 6.5 8.82013 1.0 1.4 2.2 3.1 4.6 4.12016 0.8 1.8 2.0 3.1 4.8 6.0
Three-year change (percent)1992 33.3 18.2 0.0 26.3 -3.8 -2.61995 37.5 46.2 53.3 0.0 24.0 15.81998 27.3 -5.3 21.7 33.3 -3.2 0.02001 0.0 -5.6 -3.6 -3.1 70.0 -13.62004 -7.1 41.2 0.0 22.6 -33.3 34.22007 -7.7 -12.5 3.7 21.1 88.2 70.62010 -8.3 -19.0 -14.3 -26.1 1.6 1.12013 -9.1 -17.6 -8.3 -8.8 -29.2 -53.42016 -20.0 28.6 -9.1 0.0 4.3 46.3
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of credit card balances for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 1.0 2.2 3.0 3.5 4.0 7.21992 2.2 2.7 3.2 4.6 4.7 7.31995 3.2 3.3 4.5 4.3 5.6 8.81998 3.0 4.4 6.3 6.8 6.6 9.92001 2.8 3.8 5.0 6.4 9.8 8.92004 3.5 4.8 6.6 7.0 8.3 10.92007 4.0 5.1 6.5 9.9 13.3 15.22010 4.1 4.9 6.4 7.6 12.8 16.12013 3.1 4.0 5.1 6.0 8.5 11.62016 2.1 3.8 4.4 6.8 8.7 12.5
Three-year change (percent)1992 120.0 22.7 6.7 31.4 17.5 1.41995 45.5 22.2 40.6 -6.5 19.1 20.51998 -6.2 33.3 40.0 58.1 17.9 12.52001 -6.7 -13.6 -20.6 -5.9 48.5 -10.12004 25.0 26.3 32.0 9.4 -15.3 22.52007 14.3 6.2 -1.5 41.4 60.2 39.42010 2.5 -3.9 -1.5 -23.2 -3.8 5.92013 -24.4 -18.4 -20.3 -21.1 -33.6 -28.02016 -32.3 -5.0 -13.7 13.3 2.4 7.8
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with credit card balances
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 44.5 50.5 49.3 32.9 27.2 10.11992 51.8 50.9 48.9 37.2 32.1 20.11995 54.7 55.9 56.4 43.2 30.5 17.51998 50.7 51.3 52.5 45.7 29.2 11.22001 49.6 54.1 50.4 41.6 30.0 18.42004 47.5 58.8 54.0 42.1 31.9 23.52007 48.5 51.7 53.6 49.9 37.0 18.82010 38.7 45.7 46.2 41.3 31.9 21.72013 36.8 41.7 44.3 43.4 32.8 21.12016 45.4 49.1 52.3 41.4 42.1 26.2
Three-year change (percentage points)1992 7.3 0.4 -0.4 4.3 4.9 10.01995 2.9 5.0 7.5 6.0 -1.6 -2.61998 -4.0 -4.6 -3.9 2.5 -1.3 -6.32001 -1.1 2.8 -2.1 -4.1 0.8 7.22004 -2.1 4.7 3.6 0.5 1.9 5.12007 1.0 -7.1 -0.4 7.8 5.1 -4.72010 -9.8 -6.0 -7.4 -8.6 -5.1 2.92013 -1.9 -4.0 -1.9 2.1 0.9 -0.62016 8.6 7.4 8.0 -2.0 9.3 5.1
0
1
2
3
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of credit card balances for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 1.9 2.1 1.9 1.9 1.0 0.41992 1.5 2.0 2.6 1.7 1.3 0.81995 2.0 3.0 3.1 2.0 1.3 0.51998 2.2 3.0 2.7 3.0 1.6 1.02001 2.7 2.7 3.1 2.6 1.3 1.02004 1.9 3.2 3.7 2.8 2.8 1.32007 2.1 4.1 4.2 4.2 3.5 0.92010 1.8 3.9 3.9 3.1 2.4 2.02013 1.5 2.6 2.7 3.1 2.4 2.02016 1.4 2.5 2.8 2.8 2.5 2.1
Three-year change (percent)1992 -21.1 -4.8 36.8 -10.5 30.0 100.01995 33.3 50.0 19.2 17.6 0.0 -37.51998 10.0 0.0 -12.9 50.0 23.1 100.02001 22.7 -10.0 14.8 -13.3 -18.8 0.02004 -29.6 18.5 19.4 7.7 115.4 30.02007 10.5 28.1 13.5 50.0 25.0 -30.82010 -14.3 -4.9 -7.1 -26.2 -31.4 122.22013 -16.7 -33.3 -30.8 0.0 0.0 0.02016 -6.7 -3.8 3.7 -9.7 4.2 5.0
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of credit card balances for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 3.4 3.7 4.0 3.4 2.3 1.11992 3.2 4.6 5.0 3.6 2.5 3.21995 4.5 5.1 5.7 4.5 2.9 1.71998 4.8 6.9 6.2 7.4 5.7 3.82001 5.4 5.9 5.7 5.5 7.0 2.62004 4.7 6.6 7.9 7.2 6.8 5.52007 6.0 8.8 9.6 10.1 9.8 4.52010 4.7 9.5 9.9 8.2 6.7 5.02013 3.5 6.3 6.1 6.9 6.8 6.52016 3.7 5.8 7.1 6.7 5.5 4.9
Three-year change (percent)1992 -5.9 24.3 25.0 5.9 8.7 190.91995 40.6 10.9 14.0 25.0 16.0 -46.91998 6.7 35.3 8.8 64.4 96.6 123.52001 12.5 -14.5 -8.1 -25.7 22.8 -31.62004 -13.0 11.9 38.6 30.9 -2.9 111.52007 27.7 33.3 21.5 40.3 44.1 -18.22010 -21.7 8.0 3.1 -18.8 -31.6 11.12013 -25.5 -33.7 -38.4 -15.9 1.5 30.02016 5.7 -7.9 16.4 -2.9 -19.1 -24.6
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with credit card balances
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 35.6 34.9 19.9 53.8 35.51992 43.3 41.0 25.2 56.0 40.81995 43.9 48.4 25.1 60.9 43.31998 38.0 46.9 21.1 55.8 42.42001 48.1 47.8 27.1 52.4 40.52004 48.6 47.6 27.8 56.7 41.82007 45.3 42.9 30.2 54.7 46.72010 35.3 37.2 26.9 47.4 40.12013 32.5 33.6 30.0 46.6 38.52016 43.5 41.3 36.8 51.0 42.4
Three-year change (percentage points)1992 7.7 6.1 5.3 2.2 5.31995 0.6 7.4 -0.1 4.9 2.51998 -5.9 -1.5 -4.0 -5.1 -0.92001 10.1 0.9 6.0 -3.4 -1.92004 0.5 -0.2 0.7 4.3 1.32007 -3.3 -4.7 2.4 -2.0 4.92010 -10.0 -5.7 -3.3 -7.3 -6.62013 -2.8 -3.6 3.1 -0.8 -1.62016 11.0 7.7 6.8 4.4 3.9
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of credit card balances for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 1.5 1.7 0.9 2.3 1.51992 1.7 1.6 1.0 2.2 1.61995 2.3 2.0 1.3 2.8 2.01998 2.2 2.2 2.1 3.0 2.72001 2.3 2.2 1.3 3.4 2.32004 2.5 2.4 2.3 3.2 2.82007 1.8 2.2 2.7 4.6 3.82010 2.2 1.8 1.9 3.8 3.42013 1.2 2.2 2.1 2.8 2.62016 1.3 1.7 2.0 2.8 2.8
Three-year change (percent)1992 13.3 -5.9 11.1 -4.3 6.71995 35.3 25.0 30.0 27.3 25.01998 -4.3 10.0 61.5 7.1 35.02001 4.5 0.0 -38.1 13.3 -14.82004 8.7 9.1 76.9 -5.9 21.72007 -28.0 -8.3 17.4 43.8 35.72010 22.2 -18.2 -29.6 -17.4 -10.52013 -45.5 22.2 10.5 -26.3 -23.52016 8.3 -22.7 -4.8 0.0 7.7
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of credit card balances for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 2.5 4.2 1.9 3.7 3.41992 3.4 3.4 2.3 4.5 3.91995 3.8 4.1 3.0 5.6 4.41998 4.9 4.8 4.4 6.7 6.82001 4.2 5.3 4.8 6.6 5.42004 5.4 5.5 4.6 7.1 7.52007 5.2 6.2 6.5 10.1 9.52010 6.3 5.3 5.5 9.3 8.62013 5.5 4.7 4.6 6.5 6.52016 3.7 4.0 4.8 6.8 6.6
Three-year change (percent)1992 36.0 -19.0 21.1 21.6 14.71995 11.8 20.6 30.4 24.4 12.81998 28.9 17.1 46.7 19.6 54.52001 -14.3 10.4 9.1 -1.5 -20.62004 28.6 3.8 -4.2 7.6 38.92007 -3.7 12.7 41.3 42.3 26.72010 21.2 -14.5 -15.4 -7.9 -9.52013 -12.7 -11.3 -16.4 -30.1 -24.42016 -32.7 -14.9 4.3 4.6 1.5
25
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with credit card balances
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 23.7 40.8 50.5 45.51992 27.4 46.7 49.8 47.61995 32.4 49.8 55.8 46.51998 28.5 43.0 54.3 45.52001 30.0 46.4 53.9 42.22004 29.5 48.2 55.9 44.32007 26.9 46.8 53.4 48.02010 27.7 36.9 47.6 39.92013 27.4 36.3 45.3 37.82016 35.2 44.3 50.8 41.3
Three-year change (percentage points)1992 3.7 5.9 -0.7 2.11995 5.0 3.1 6.0 -1.11998 -3.9 -6.8 -1.5 -1.02001 1.5 3.4 -0.4 -3.32004 -0.5 1.8 2.0 2.12007 -2.6 -1.4 -2.5 3.72010 0.8 -9.9 -5.8 -8.12013 -0.3 -0.6 -2.3 -2.12016 7.8 8.0 5.5 3.5
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of credit card balances for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 1.1 1.7 1.9 2.21992 1.2 1.7 1.7 2.31995 1.6 1.9 2.3 3.21998 1.7 2.1 3.0 3.02001 1.3 2.3 2.7 3.72004 1.5 2.4 2.8 3.72007 1.7 2.6 3.2 5.82010 1.6 2.3 2.6 4.62013 1.3 1.8 2.3 3.62016 1.3 2.0 2.0 3.7
Three-year change (percent)1992 9.1 0.0 -10.5 4.51995 33.3 11.8 35.3 39.11998 6.2 10.5 30.4 -6.22001 -23.5 9.5 -10.0 23.32004 15.4 4.3 3.7 0.02007 13.3 8.3 14.3 56.82010 -5.9 -11.5 -18.8 -20.72013 -18.8 -21.7 -11.5 -21.72016 0.0 11.1 -13.0 2.8
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of credit card balances for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 2.6 2.9 3.5 4.51992 2.4 3.3 3.6 5.41995 3.7 3.7 5.2 5.91998 4.0 5.0 6.4 7.72001 2.7 4.9 5.5 7.72004 4.6 5.7 6.2 8.42007 5.0 6.9 6.7 12.82010 4.0 6.5 6.7 11.22013 3.6 4.5 5.7 8.12016 3.8 4.6 4.7 8.2
Three-year change (percent)1992 -7.7 13.8 2.9 20.01995 54.2 12.1 44.4 9.31998 8.1 35.1 23.1 30.52001 -32.5 -2.0 -14.1 0.02004 70.4 16.3 12.7 9.12007 8.7 21.1 8.1 52.42010 -20.0 -5.8 0.0 -12.52013 -10.0 -30.8 -14.9 -27.72016 5.6 2.2 -17.5 1.2
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with credit card balances
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 41.5 33.4 34.7 36.61992 44.2 43.3 39.8 42.91995 47.1 45.3 56.1 44.81998 44.3 42.0 46.1 43.42001 43.3 52.3 43.3 41.52004 46.0 46.8 47.3 45.62007 45.1 50.3 45.4 48.82010 39.3 39.1 42.1 38.02013 38.5 37.3 41.5 33.62016 42.1 47.8 49.6 44.1
Three-year change (percentage points)1992 2.7 9.9 5.1 6.31995 2.9 2.0 16.3 1.91998 -2.8 -3.3 -10.0 -1.42001 -1.0 10.3 -2.8 -1.92004 2.7 -5.5 4.0 4.12007 -0.9 3.5 -1.9 3.22010 -5.8 -11.2 -3.3 -10.82013 -0.8 -1.8 -0.6 -4.42016 3.6 10.5 8.1 10.5
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of credit card balances for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 1.8 1.1 2.1 1.11992 1.8 1.2 2.9 1.31995 2.3 1.6 2.2 2.71998 3.0 1.3 1.8 3.12001 2.7 2.0 2.2 2.72004 3.2 1.8 2.2 3.32007 3.8 2.3 3.0 2.92010 3.4 2.1 1.8 2.42013 2.8 1.5 1.6 2.12016 2.7 1.4 1.7 2.3
Three-year change (percent)1992 0.0 9.1 38.1 18.21995 27.8 33.3 -24.1 107.71998 30.4 -18.8 -18.2 14.82001 -10.0 53.8 22.2 -12.92004 18.5 -10.0 0.0 22.22007 18.8 27.8 36.4 -12.12010 -10.5 -8.7 -40.0 -17.22013 -17.6 -28.6 -11.1 -12.52016 -3.6 -6.7 6.2 9.5
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of credit card balances for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 3.3 3.9 3.3 4.91992 4.1 2.9 3.9 3.01995 5.0 3.2 3.0 5.41998 6.6 3.5 4.3 5.92001 6.0 4.2 5.0 5.72004 7.1 4.4 4.8 7.12007 9.3 6.0 6.9 7.32010 8.7 5.7 4.6 8.22013 6.6 3.7 4.2 5.62016 6.5 3.8 3.8 5.7
Three-year change (percent)1992 24.2 -25.6 18.2 -38.81995 22.0 10.3 -23.1 80.01998 32.0 9.4 43.3 9.32001 -9.1 20.0 16.3 -3.42004 18.3 4.8 -4.0 24.62007 31.0 36.4 43.8 2.82010 -6.5 -5.0 -33.3 12.32013 -24.1 -35.1 -8.7 -31.72016 -1.5 2.7 -9.5 1.8
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with credit card balances
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 53.4 29.4 18.3 20.61992 53.9 47.5 25.3 29.21995 58.0 45.3 25.9 36.81998 53.5 47.5 21.0 38.72001 53.2 42.8 24.0 32.62004 54.9 44.3 25.9 41.02007 53.7 48.9 28.2 36.92010 45.8 40.4 25.4 35.52013 43.9 42.6 27.9 23.82016 50.4 46.1 32.7 28.9
Three-year change (percentage points)1992 0.5 18.1 7.0 8.61995 4.1 -2.2 0.6 7.61998 -4.5 2.2 -4.9 1.92001 -0.3 -4.7 3.0 -6.12004 1.7 1.5 1.9 8.42007 -1.2 4.6 2.3 -4.12010 -7.9 -8.5 -2.8 -1.42013 -1.9 2.2 2.5 -11.72016 6.5 3.5 4.8 5.1
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of credit card balances for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 1.9 1.9 1.0 1.01992 1.7 2.9 1.2 1.31995 2.5 3.9 1.3 1.31998 2.9 3.0 1.5 1.82001 2.7 3.4 1.2 2.72004 2.9 3.4 1.8 3.22007 3.5 5.0 1.7 2.12010 3.3 4.4 2.2 1.72013 2.6 3.1 1.7 1.52016 2.4 3.2 1.8 2.0
Three-year change (percent)1992 -10.5 52.6 20.0 30.01995 47.1 34.5 8.3 0.01998 16.0 -23.1 15.4 38.52001 -6.9 13.3 -20.0 50.02004 7.4 0.0 50.0 18.52007 20.7 47.1 -5.6 -34.42010 -5.7 -12.0 29.4 -19.02013 -21.2 -29.5 -22.7 -11.82016 -7.7 3.2 5.9 33.3
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of credit card balances for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 3.6 4.6 1.8 3.61992 3.9 5.7 2.7 2.81995 4.7 7.8 3.0 3.41998 6.1 7.7 5.0 4.82001 5.6 7.6 3.0 7.72004 6.4 9.0 5.2 6.92007 8.4 12.8 6.3 7.32010 7.7 11.9 5.8 6.72013 5.5 7.5 6.0 7.12016 5.7 8.0 4.6 5.6
Three-year change (percent)1992 8.3 23.9 50.0 -22.21995 20.5 36.8 11.1 21.41998 29.8 -1.3 66.7 41.22001 -8.2 -1.3 -40.0 60.42004 14.3 18.4 73.3 -10.42007 31.2 42.2 21.2 5.82010 -8.3 -7.0 -7.9 -8.22013 -28.6 -37.0 3.4 6.02016 3.6 6.7 -23.3 -21.1
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with credit card balances
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 53.6 49.8 45.4 18.81992 51.3 54.1 53.0 26.21995 51.8 56.3 59.3 28.11998 53.3 52.2 52.0 24.02001 47.3 55.7 52.3 25.42004 50.8 54.2 55.2 28.22007 52.7 53.2 53.2 29.62010 44.6 44.6 45.7 27.62013 42.1 45.1 44.7 27.12016 48.7 52.9 47.5 32.1
Three-year change (percentage points)1992 -2.3 4.3 7.6 7.41995 0.5 2.2 6.3 1.91998 1.5 -4.1 -7.3 -4.12001 -6.0 3.5 0.3 1.42004 3.5 -1.5 2.9 2.82007 1.9 -1.0 -2.0 1.42010 -8.1 -8.6 -7.5 -2.02013 -2.5 0.5 -1.0 -0.52016 6.6 7.8 2.8 5.0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of credit card balances for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 2.7 1.7 1.5 1.01992 2.5 1.7 1.7 1.31995 3.4 2.5 2.2 1.31998 3.1 3.0 2.2 1.52001 3.4 2.7 2.3 1.42004 3.8 2.5 2.9 1.92007 5.2 3.5 2.9 1.72010 4.4 2.5 2.8 2.02013 3.6 2.1 2.1 1.62016 3.2 1.9 2.0 1.8
Three-year change (percent)1992 -7.4 0.0 13.3 30.01995 36.0 47.1 29.4 0.01998 -8.8 20.0 0.0 15.42001 9.7 -10.0 4.5 -6.72004 11.8 -7.4 26.1 35.72007 36.8 40.0 0.0 -10.52010 -15.4 -28.6 -3.4 17.62013 -18.2 -16.0 -25.0 -20.02016 -11.1 -9.5 -4.8 12.5
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of credit card balances for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 4.4 3.8 2.8 2.21992 4.9 3.9 3.8 2.71995 6.3 4.6 4.5 3.11998 7.3 5.8 5.7 4.92001 6.4 6.6 4.6 4.02004 8.2 6.1 5.6 5.62007 11.5 6.7 8.0 6.52010 11.0 7.0 6.1 6.02013 7.6 4.5 4.6 6.22016 7.2 5.1 5.2 4.7
Three-year change (percent)1992 11.4 2.6 35.7 22.71995 28.6 17.9 18.4 14.81998 15.9 26.1 26.7 58.12001 -12.3 13.8 -19.3 -18.42004 28.1 -7.6 21.7 40.02007 40.2 9.8 42.9 16.12010 -4.3 4.5 -23.8 -7.72013 -30.9 -35.7 -24.6 3.32016 -5.3 13.3 13.0 -24.2
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with credit card balances
RegionYear Northeast Midwest South West
Level (percent)1989 38.1 37.5 38.5 46.01992 41.7 42.1 45.2 45.01995 43.9 46.4 48.0 50.21998 38.7 40.2 46.1 49.92001 39.7 43.9 44.7 48.42004 46.6 44.7 46.0 47.52007 44.3 45.5 43.5 52.42010 39.9 37.4 38.2 43.02013 37.9 40.3 35.9 40.02016 43.7 43.6 43.9 44.3
Three-year change (percentage points)1992 3.6 4.6 6.7 -1.01995 2.2 4.3 2.8 5.21998 -5.2 -6.2 -1.9 -0.32001 1.0 3.7 -1.4 -1.52004 6.9 0.8 1.3 -0.92007 -2.3 0.8 -2.5 4.92010 -4.4 -8.1 -5.3 -9.42013 -2.0 2.9 -2.3 -3.02016 5.8 3.3 8.0 4.3
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of credit card balances for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 1.7 1.3 1.7 2.11992 1.9 1.5 1.7 1.71995 2.6 2.5 2.0 2.31998 2.7 2.2 2.3 3.02001 2.3 2.7 2.6 2.42004 3.2 2.5 2.5 3.22007 3.5 3.5 3.2 3.52010 2.6 2.8 3.1 3.32013 2.6 2.5 2.1 2.62016 2.5 2.0 2.0 2.5
Three-year change (percent)1992 11.8 15.4 0.0 -19.01995 36.8 66.7 17.6 35.31998 3.8 -12.0 15.0 30.42001 -14.8 22.7 13.0 -20.02004 39.1 -7.4 -3.8 33.32007 9.4 40.0 28.0 9.42010 -25.7 -20.0 -3.1 -5.72013 0.0 -10.7 -32.3 -21.22016 -3.8 -20.0 -4.8 -3.8
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of credit card balances for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 3.6 2.9 3.1 4.31992 4.0 3.6 3.8 4.21995 6.0 4.3 3.9 5.31998 6.0 5.9 5.9 6.52001 4.9 5.1 5.7 6.62004 6.9 6.3 5.7 7.72007 9.2 8.4 8.2 8.52010 8.4 6.7 7.5 8.92013 6.4 5.1 5.4 7.12016 6.3 5.3 5.1 6.6
Three-year change (percent)1992 11.1 24.1 22.6 -2.31995 50.0 19.4 2.6 26.21998 0.0 37.2 51.3 22.62001 -18.3 -13.6 -3.4 1.52004 40.8 23.5 0.0 16.72007 33.3 33.3 43.9 10.42010 -8.7 -20.2 -8.5 4.72013 -23.8 -23.9 -28.0 -20.22016 -1.6 3.9 -5.6 -7.0
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with credit card balances
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 41.6 31.41992 44.0 42.51995 48.5 39.91998 44.7 40.42001 44.8 41.92004 46.9 42.82007 46.3 44.82010 40.3 35.02013 38.5 35.92016 44.1 42.5
Three-year change (percentage points)1992 2.4 11.11995 4.5 -2.61998 -3.8 0.52001 0.1 1.52004 2.1 0.92007 -0.6 2.02010 -6.0 -9.82013 -1.8 0.92016 5.6 6.6
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of credit card balances for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 1.9 1.11992 1.8 1.31995 2.3 1.71998 2.7 2.22001 2.7 2.02004 2.8 2.52007 3.5 2.32010 3.1 2.32013 2.3 3.12016 2.3 2.2
Three-year change (percent)1992 -5.3 18.21995 27.8 30.81998 17.4 29.42001 0.0 -9.12004 3.7 25.02007 25.0 -8.02010 -11.4 0.02013 -25.8 34.82016 0.0 -29.0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of credit card balances for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 3.7 2.31992 4.0 3.21995 4.9 3.31998 6.3 4.92001 5.9 3.72004 6.8 5.42007 8.9 6.72010 8.1 6.32013 6.0 5.42016 5.7 5.5
Three-year change (percent)1992 8.1 39.11995 22.5 3.11998 28.6 48.52001 -6.3 -24.52004 15.3 45.92007 30.9 24.12010 -9.0 -6.02013 -25.9 -14.32016 -5.0 1.9
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with credit card balances
Housing statusYear Owner Renter or other
Level (percent)1989 43.9 32.21992 46.6 38.61995 51.1 40.31998 46.2 40.02001 44.4 44.32004 48.8 40.42007 50.1 37.32010 43.1 31.82013 42.0 30.92016 46.4 39.5
Three-year change (percentage points)1992 2.7 6.41995 4.5 1.71998 -4.9 -0.32001 -1.8 4.32004 4.4 -3.92007 1.3 -3.12010 -7.0 -5.52013 -1.1 -0.92016 4.4 8.6
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of credit card balances for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 1.9 1.51992 1.8 1.51995 2.3 1.91998 3.0 1.92001 2.8 1.62004 3.2 1.92007 4.2 1.52010 3.8 1.42013 2.9 1.52016 3.0 1.3
Three-year change (percent)1992 -5.3 0.01995 27.8 26.71998 30.4 0.02001 -6.7 -15.82004 14.3 18.82007 31.2 -21.12010 -9.5 -6.72013 -23.7 7.12016 3.4 -13.3
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of credit card balances for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 3.7 2.91992 4.1 3.41995 4.8 4.31998 6.5 5.12001 6.1 4.62004 7.1 5.12007 9.7 5.02010 9.2 4.12013 6.7 4.02016 6.7 3.6
Three-year change (percent)1992 10.8 17.21995 17.1 26.51998 35.4 18.62001 -6.2 -9.82004 16.4 10.92007 36.6 -2.02010 -5.2 -18.02013 -27.2 -2.42016 0.0 -10.0
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with credit card balances
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 27.6 48.2 49.3 43.4 19.11992 38.7 52.6 49.6 39.3 25.91995 41.5 55.4 57.3 39.5 27.91998 39.5 54.8 48.7 36.7 28.42001 45.4 54.9 44.9 39.0 22.12004 40.3 58.0 52.9 40.3 23.52007 41.0 52.9 51.7 44.1 30.52010 36.9 44.5 46.2 36.1 20.92013 33.4 44.3 45.5 35.1 20.92016 40.0 52.1 53.1 37.5 19.8
Three-year change (percentage points)1992 11.1 4.4 0.3 -4.1 6.81995 2.8 2.8 7.7 0.2 2.01998 -2.0 -0.6 -8.6 -2.8 0.52001 5.9 0.1 -3.8 2.3 -6.32004 -5.1 3.1 8.0 1.3 1.42007 0.7 -5.1 -1.2 3.8 7.02010 -4.1 -8.4 -5.5 -8.0 -9.62013 -3.5 -0.2 -0.7 -1.0 0.02016 6.6 7.8 7.6 2.4 -1.1
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of credit card balances for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.9 1.3 1.7 1.9 2.81992 1.5 1.8 1.7 1.8 2.71995 2.5 2.2 2.3 2.2 2.31998 2.3 2.7 2.7 2.2 2.82001 2.2 2.6 2.7 2.7 2.72004 2.2 2.5 3.2 3.8 3.92007 1.7 3.2 4.2 4.6 5.82010 2.1 2.2 3.4 3.8 5.52013 2.1 1.5 3.0 2.6 4.12016 1.5 2.0 3.0 3.0 4.3
Three-year change (percent)1992 -21.1 38.5 0.0 -5.3 -3.61995 66.7 22.2 35.3 22.2 -14.81998 -8.0 22.7 17.4 0.0 21.72001 -4.3 -3.7 0.0 22.7 -3.62004 0.0 -3.8 18.5 40.7 44.42007 -22.7 28.0 31.2 21.1 48.72010 23.5 -31.2 -19.0 -17.4 -5.22013 0.0 -31.8 -11.8 -31.6 -25.52016 -28.6 33.3 0.0 15.4 4.9
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of credit card balances for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 3.4 2.9 3.2 4.4 5.61992 3.6 3.5 4.1 3.9 5.91995 5.0 3.7 4.9 5.3 5.61998 6.1 5.8 5.4 6.6 9.22001 5.3 4.6 6.1 6.0 9.72004 5.3 5.8 7.4 7.4 9.62007 6.6 7.6 9.0 9.5 14.32010 7.1 6.1 7.6 9.7 16.32013 6.2 4.5 5.9 6.7 10.22016 4.0 5.0 6.2 7.4 11.2
Three-year change (percent)1992 5.9 20.7 28.1 -11.4 5.41995 38.9 5.7 19.5 35.9 -5.11998 22.0 56.8 10.2 24.5 64.32001 -13.1 -20.7 13.0 -9.1 5.42004 0.0 26.1 21.3 23.3 -1.02007 24.5 31.0 21.6 28.4 49.02010 7.6 -19.7 -15.6 2.1 14.02013 -12.7 -26.2 -22.4 -30.9 -37.42016 -35.5 11.1 5.1 10.4 9.8
1.5
2
2.5
3
3.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other lines of credit
Year All familiesLevel (percent)
1989 3.21992 2.31995 1.91998 2.32001 1.52004 1.62007 1.72010 2.12013 1.92016 1.8
Three-year change (percentage points)1992 -0.91995 -0.41998 0.42001 -0.82004 0.12007 0.12010 0.42013 -0.22016 -0.1
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other lines of credit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 3.71992 3.41995 5.51998 3.72001 5.32004 3.82007 4.42010 6.62013 4.52016 3.0
Three-year change (percent)1992 -8.11995 61.81998 -32.72001 43.22004 -28.32007 15.82010 50.02013 -31.82016 -33.3
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other lines of credit for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 21.71992 17.31995 17.11998 10.02001 24.42004 46.52007 28.72010 54.32013 36.32016 55.7
Three-year change (percent)1992 -20.31995 -1.21998 -41.52001 144.02004 90.62007 -38.32010 89.22013 -33.12016 53.4
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other lines of credit
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.9 1.9 1.6 4.3 8.5 5.81992 0.6 1.5 2.2 2.9 5.0 4.31995 0.0 1.1 2.2 2.4 3.8 3.91998 0.8 1.7 2.7 2.9 4.5 2.52001 1.3 1.5 1.5 1.5 2.6 1.42004 0.2 1.5 1.8 1.8 2.6 2.52007 1.1 1.8 1.5 2.1 2.4 2.12010 1.2 2.2 2.1 1.9 2.0 3.72013 0.7 1.6 1.4 2.3 3.6 3.22016 1.2 1.4 2.1 2.4 1.7 2.3
Three-year change (percentage points)1992 -0.3 -0.4 0.6 -1.4 -3.5 -1.51995 -0.6 -0.4 0.0 -0.5 -1.2 -0.41998 0.8 0.6 0.5 0.5 0.7 -1.42001 0.5 -0.2 -1.2 -1.4 -1.9 -1.12004 -1.1 0.0 0.3 0.3 0.0 1.12007 0.9 0.3 -0.3 0.3 -0.2 -0.42010 0.1 0.4 0.6 -0.2 -0.4 1.62013 -0.5 -0.6 -0.7 0.4 1.6 -0.52016 0.5 -0.2 0.7 0.1 -1.9 -0.9
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other lines of credit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.2 1.7 0.9 3.7 3.4 8.81992 1.3 5.0 4.4 2.5 3.0 6.71995 1.6 2.2 4.7 3.6 6.0 7.81998 1.0 1.6 2.2 4.1 4.4 9.42001 0.7 1.4 0.9 5.4 10.6 13.52004 0.6 0.4 1.3 8.9 17.8 50.92007 0.5 1.5 4.1 5.9 10.4 20.12010 1.1 3.0 5.5 3.5 16.0 22.12013 1.2 1.0 1.0 4.8 13.1 46.42016 0.5 1.7 1.9 6.2 4.5 50.0
Three-year change (percent)1992 -40.9 194.1 388.9 -32.4 -11.8 -23.91995 23.1 -56.0 6.8 44.0 100.0 16.41998 -37.5 -27.3 -53.2 13.9 -26.7 20.52001 -30.0 -12.5 -59.1 31.7 140.9 43.62004 -14.3 -71.4 44.4 64.8 67.9 277.02007 -16.7 275.0 215.4 -33.7 -41.6 -60.52010 120.0 100.0 34.1 -40.7 53.8 10.02013 9.1 -66.7 -81.8 37.1 -18.1 110.02016 -58.3 70.0 90.0 29.2 -65.6 7.8
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other lines of credit for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 2.6 3.4 3.1 5.6 19.1 77.41992 1.5 17.8 6.6 5.8 6.1 60.91995 1.6 3.1 12.7 6.7 12.5 47.01998 1.6 4.2 6.3 6.4 6.8 45.42001 8.4 9.1 4.0 24.2 16.3 150.52004 34.0 8.4 3.8 20.2 43.0 194.92007 23.9 6.3 18.6 22.9 15.4 113.32010 131.6 23.3 14.5 16.9 62.3 118.42013 13.4 6.2 6.6 22.5 20.7 140.62016 0.8 9.4 9.3 12.7 7.0 377.8
Three-year change (percent)1992 -42.3 423.5 112.9 3.6 -68.1 -21.31995 6.7 -82.6 92.4 15.5 104.9 -22.81998 0.0 35.5 -50.4 -4.5 -45.6 -3.42001 425.0 116.7 -36.5 278.1 139.7 231.52004 304.8 -7.7 -5.0 -16.5 163.8 29.52007 -29.7 -25.0 389.5 13.4 -64.2 -41.92010 450.6 269.8 -22.0 -26.2 304.5 4.52013 -89.8 -73.4 -54.5 33.1 -66.8 18.82016 -94.0 51.6 40.9 -43.6 -66.2 168.7
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other lines of credit
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 4.4 4.7 4.0 1.5 0.7 0.11992 2.8 3.3 2.6 1.6 1.0 1.11995 2.7 2.1 2.2 1.7 1.3 0.01998 2.4 3.6 3.6 1.6 0.3 0.02001 1.7 1.7 1.5 3.1 0.2 0.42004 2.2 1.5 2.9 0.7 0.4 0.12007 2.1 2.2 1.9 1.2 1.5 0.82010 1.8 2.2 2.7 3.0 1.2 0.52013 2.1 2.6 1.7 1.7 2.1 0.72016 1.9 2.6 2.2 1.9 1.1 0.6
Three-year change (percentage points)1992 -1.6 -1.4 -1.4 0.1 0.3 1.01995 -0.1 -1.2 -0.4 0.1 0.3 -1.11998 -0.3 1.5 1.4 -0.1 -1.0 0.02001 -0.7 -1.9 -2.1 1.5 -0.1 0.42004 0.5 -0.2 1.4 -2.4 0.2 -0.32007 -0.1 0.7 -1.0 0.5 1.1 0.72010 -0.3 0.0 0.8 1.8 -0.3 -0.32013 0.3 0.4 -1.0 -1.3 0.9 0.22016 -0.2 0.0 0.5 0.2 -1.0 -0.1
0
2000
4000
6000
8000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other lines of credit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 2.6 5.6 2.4 3.7 3.7 2.11992 2.0 3.0 8.4 6.7 6.7 1.71995 2.2 3.1 9.4 5.3 6.0 783.01998 1.5 2.1 4.4 7.2 36.9 8115.02001 0.7 0.9 7.2 27.8 338.7 5.32004 1.3 2.5 8.9 17.8 5.1 57.12007 1.2 5.3 6.9 11.6 34.7 0.62010 2.2 2.8 6.6 12.2 8.9 165.82013 1.2 4.1 10.3 12.4 15.5 51.62016 0.6 5.0 5.0 3.5 1.2 15.0
Three-year change (percent)1992 -23.1 -46.4 250.0 81.1 81.1 -19.01995 10.0 3.3 11.9 -20.9 -10.4 45958.81998 -31.8 -32.3 -53.2 35.8 515.0 936.42001 -53.3 -57.1 63.6 286.1 817.9 -99.92004 85.7 177.8 23.6 -36.0 -98.5 977.42007 -7.7 112.0 -22.5 -34.8 580.4 -98.92010 83.3 -47.2 -4.3 5.2 -74.4 27533.32013 -45.5 46.4 56.1 1.6 74.2 -68.92016 -50.0 22.0 -51.5 -71.8 -92.3 -70.9
0
2000
4000
6000
8000
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other lines of credit for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 3.6 15.5 32.5 22.6 280.3 82.91992 3.9 3.4 25.4 61.8 71.4 20.01995 10.4 6.7 28.9 21.5 37.1 1545.61998 5.1 6.8 10.4 15.4 144.6 8115.02001 6.2 6.6 22.2 43.6 386.2 24.42004 24.5 21.5 31.3 148.6 322.8 409.62007 6.0 23.6 24.4 27.1 105.6 59.62010 9.4 17.7 51.7 77.0 169.3 148.72013 4.9 18.6 72.2 48.7 42.5 86.62016 7.6 23.4 76.4 54.1 73.3 390.4
Three-year change (percent)1992 8.3 -78.1 -21.8 173.5 -74.5 -75.91995 166.7 97.1 13.8 -65.2 -48.0 7628.01998 -51.0 1.5 -64.0 -28.4 289.8 425.02001 21.6 -2.9 113.5 183.1 167.1 -99.72004 295.2 225.8 41.0 240.8 -16.4 1578.72007 -75.5 9.8 -22.0 -81.8 -67.3 -85.42010 56.7 -25.0 111.9 184.1 60.3 149.52013 -47.9 5.1 39.7 -36.8 -74.9 -41.82016 55.1 25.8 5.8 11.1 72.5 350.8
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other lines of credit
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 2.2 4.7 0.4 3.7 3.71992 1.8 2.3 0.6 2.8 3.11995 1.7 2.7 0.7 2.2 1.81998 1.7 2.2 0.4 2.9 2.92001 2.0 2.6 1.3 1.3 1.32004 1.1 1.9 0.1 2.1 1.72007 2.6 2.1 0.5 2.0 1.52010 1.2 2.3 1.0 2.8 2.12013 1.4 2.0 1.2 2.2 2.12016 2.2 1.5 0.9 2.0 2.2
Three-year change (percentage points)1992 -0.4 -2.4 0.2 -0.9 -0.61995 -0.1 0.4 0.1 -0.6 -1.31998 0.0 -0.5 -0.3 0.7 1.12001 0.3 0.4 0.9 -1.6 -1.62004 -0.9 -0.7 -1.2 0.8 0.42007 1.5 0.2 0.4 -0.1 -0.22010 -1.4 0.2 0.5 0.8 0.62013 0.2 -0.3 0.2 -0.6 0.02016 0.8 -0.5 -0.3 -0.2 0.1
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other lines of credit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 3.7 3.7 3.7 3.4 4.31992 1.7 3.4 2.0 3.0 6.71995 3.1 2.2 6.0 7.8 5.71998 1.5 3.0 8.3 4.1 4.42001 5.4 0.7 10.6 4.1 5.42004 12.7 0.4 57.1 5.1 14.02007 2.9 0.5 0.6 5.8 4.42010 8.9 3.3 3.6 6.6 14.42013 4.1 1.0 0.9 3.9 20.62016 0.5 1.9 2.3 6.2 3.5
Three-year change (percent)1992 -54.1 -8.1 -45.9 -11.8 55.81995 82.4 -35.3 200.0 160.0 -14.91998 -51.6 36.4 38.3 -47.4 -22.82001 260.0 -76.7 27.7 0.0 22.72004 135.2 -42.9 438.7 24.4 159.32007 -77.2 25.0 -98.9 13.7 -68.62010 206.9 560.0 500.0 13.8 227.32013 -53.9 -69.7 -75.0 -40.9 43.12016 -87.8 90.0 155.6 59.0 -83.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other lines of credit for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 7.5 14.5 35.8 18.6 36.51992 2.0 14.2 9.2 12.7 29.81995 4.9 10.5 25.4 17.9 25.11998 5.1 12.8 52.0 8.4 8.62001 12.0 4.9 48.9 33.2 32.02004 10.1 1.8 68.2 42.4 90.72007 7.2 7.3 10.3 36.9 52.42010 37.5 10.4 44.0 32.2 123.42013 20.7 9.5 14.4 39.6 59.22016 5.7 12.4 14.4 77.6 81.9
Three-year change (percent)1992 -73.3 -2.1 -74.3 -31.7 -18.41995 145.0 -26.1 176.1 40.9 -15.81998 4.1 21.9 104.7 -53.1 -65.72001 135.3 -61.7 -6.0 295.2 272.12004 -15.8 -63.3 39.5 27.7 183.42007 -28.7 305.6 -84.9 -13.0 -42.22010 420.8 42.5 327.2 -12.7 135.52013 -44.8 -8.7 -67.3 23.0 -52.02016 -72.5 30.5 0.0 96.0 38.3
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other lines of credit
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 1.2 2.6 5.1 4.31992 0.6 1.5 3.1 4.01995 0.7 1.2 2.2 3.41998 1.1 1.9 2.9 3.02001 0.4 1.4 2.3 1.72004 0.3 1.8 1.7 1.82007 1.9 1.4 2.2 1.62010 1.6 1.7 2.1 2.62013 0.7 1.5 2.3 2.32016 1.0 1.7 2.1 2.1
Three-year change (percentage points)1992 -0.6 -1.1 -2.0 -0.31995 0.1 -0.3 -0.9 -0.61998 0.4 0.7 0.7 -0.42001 -0.7 -0.5 -0.6 -1.32004 -0.1 0.4 -0.6 0.12007 1.6 -0.4 0.5 -0.22010 -0.3 0.3 -0.1 1.02013 -0.9 -0.2 0.2 -0.32016 0.3 0.2 -0.2 -0.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other lines of credit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 2.8 3.7 2.8 3.41992 2.7 2.3 3.7 4.21995 5.9 7.8 2.3 6.01998 1.6 3.7 4.1 4.42001 0.3 10.6 4.7 5.42004 133.5 1.9 3.8 5.12007 2.3 1.6 4.4 7.42010 0.6 3.5 3.0 17.32013 5.4 2.5 1.0 20.62016 3.0 2.5 0.6 10.0
Three-year change (percent)1992 -3.6 -37.8 32.1 23.51995 118.5 239.1 -37.8 42.91998 -72.9 -52.6 78.3 -26.72001 -81.2 186.5 14.6 22.72004 44400.0 -82.1 -19.1 -5.62007 -98.3 -15.8 15.8 45.12010 -73.9 118.8 -31.8 133.82013 800.0 -28.6 -66.7 19.12016 -44.4 0.0 -40.0 -51.5
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other lines of credit for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 7.4 5.8 20.7 40.31992 13.5 6.5 8.8 27.51995 6.5 16.5 11.9 22.31998 12.4 6.2 6.5 15.72001 0.9 20.9 12.3 45.42004 101.3 22.0 24.5 82.02007 19.3 24.9 16.5 51.62010 3.4 76.3 12.5 79.72013 31.2 11.6 14.2 71.52016 18.4 7.8 7.7 130.7
Three-year change (percent)1992 82.4 12.1 -57.5 -31.81995 -51.9 153.8 35.2 -18.91998 90.8 -62.4 -45.4 -29.62001 -92.7 237.1 89.2 189.22004 11155.6 5.3 99.2 80.62007 -80.9 13.2 -32.7 -37.12010 -82.4 206.4 -24.2 54.52013 817.6 -84.8 13.6 -10.32016 -41.0 -32.8 -45.8 82.8
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other lines of credit
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 3.0 2.8 3.8 5.21992 2.6 1.5 1.4 1.91995 2.1 0.8 1.2 3.21998 2.5 1.6 2.4 1.42001 1.7 0.6 1.2 2.92004 1.7 1.0 0.8 1.82007 1.6 1.2 2.3 2.92010 2.4 1.0 0.9 2.22013 2.0 1.6 1.3 2.12016 1.8 2.5 1.1 1.9
Three-year change (percentage points)1992 -0.4 -1.3 -2.4 -3.31995 -0.5 -0.7 -0.2 1.31998 0.4 0.8 1.2 -1.82001 -0.8 -1.0 -1.2 1.52004 0.0 0.4 -0.4 -1.12007 -0.1 0.2 1.5 1.12010 0.8 -0.2 -1.4 -0.72013 -0.4 0.6 0.4 -0.12016 -0.2 0.9 -0.2 -0.2
0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other lines of credit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 4.7 3.2 1.7 2.21992 3.4 3.7 5.0 1.71995 6.0 1.3 4.1 0.81998 4.1 1.0 1.0 5.92001 5.4 2.7 0.3 0.92004 5.1 0.4 0.3 0.52007 5.8 5.3 2.3 0.82010 6.6 1.4 1.1 6.62013 8.8 0.8 0.9 3.92016 3.0 0.9 12.9 1.1
Three-year change (percent)1992 -27.7 15.6 194.1 -22.71995 76.5 -64.9 -18.0 -52.91998 -31.7 -23.1 -75.6 637.52001 31.7 170.0 -70.0 -84.72004 -5.6 -85.2 0.0 -44.42007 13.7 1225.0 666.7 60.02010 13.8 -73.6 -52.2 725.02013 33.3 -42.9 -18.2 -40.92016 -65.9 12.5 1333.3 -71.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other lines of credit for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 28.5 5.0 3.4 4.41992 19.1 5.6 16.4 4.31995 19.6 3.7 3.4 3.01998 11.1 3.0 7.6 5.12001 28.0 27.0 4.4 1.92004 52.6 2.3 42.0 33.22007 37.2 3.5 25.3 8.52010 65.9 18.1 4.3 11.22013 46.8 3.4 2.3 21.72016 73.1 5.4 129.3 7.4
Three-year change (percent)1992 -33.0 12.0 382.4 -2.31995 2.6 -33.9 -79.3 -30.21998 -43.4 -18.9 123.5 70.02001 152.3 800.0 -42.1 -62.72004 87.9 -91.5 854.5 1647.42007 -29.3 52.2 -39.8 -74.42010 77.2 417.1 -83.0 31.82013 -29.0 -81.2 -46.5 93.82016 56.2 58.8 5521.7 -65.9
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other lines of credit
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 4.6 4.4 0.3 0.01992 3.1 3.7 0.5 1.51995 2.3 3.6 0.3 1.91998 2.7 3.7 0.6 2.22001 1.4 3.5 0.7 2.52004 1.9 3.0 0.3 0.22007 1.9 3.6 0.8 0.02010 2.4 3.2 0.9 1.72013 2.3 2.8 1.1 0.32016 2.1 2.6 0.7 3.1
Three-year change (percentage points)1992 -1.5 -0.7 0.2 1.51995 -0.8 -0.1 -0.2 0.41998 0.4 0.1 0.3 0.32001 -1.3 -0.2 0.1 0.32004 0.5 -0.5 -0.4 -2.32007 0.0 0.6 0.5 -0.22010 0.5 -0.4 0.1 1.72013 -0.1 -0.4 0.2 -1.42016 -0.2 -0.2 -0.4 2.8
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other lines of credit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 3.4 18.3 0.7 .1992 2.7 5.9 6.7 2.01995 3.9 11.0 6.0 3.61998 4.1 5.6 2.2 0.32001 4.1 20.3 5.3 0.52004 5.1 2.8 0.4 258.22007 3.4 5.8 7.4 .2010 6.6 17.3 3.6 3.02013 3.8 20.6 3.9 8.22016 4.0 6.0 1.8 0.8
Three-year change (percent)1992 -20.6 -67.8 857.1 .1995 44.4 86.4 -10.4 80.01998 5.1 -49.1 -63.3 -91.72001 0.0 262.5 140.9 66.72004 24.4 -86.2 -92.5 51540.02007 -33.3 107.1 1750.0 .2010 94.1 198.3 -51.4 .2013 -42.4 19.1 8.3 173.32016 5.3 -70.9 -53.8 -90.2
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other lines of credit for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 8.9 75.0 132.4 .1992 7.4 58.8 30.7 3.51995 12.8 33.2 33.4 5.51998 6.6 22.9 18.0 0.52001 11.2 57.7 24.9 5.22004 26.2 91.8 112.4 258.22007 15.5 53.7 55.6 .2010 19.5 172.7 97.6 9.52013 22.8 95.0 36.9 93.62016 53.6 99.6 51.4 2.3
Three-year change (percent)1992 -16.9 -21.6 -76.8 .1995 73.0 -43.5 8.8 57.11998 -48.4 -31.0 -46.1 -90.92001 69.7 152.0 38.3 940.02004 133.9 59.1 351.4 4865.42007 -40.8 -41.5 -50.5 .2010 25.8 221.6 75.5 .2013 16.9 -45.0 -62.2 885.32016 135.1 4.8 39.3 -97.5
0
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other lines of credit
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 4.7 6.4 2.8 0.21992 4.7 2.7 2.1 0.81995 4.1 2.2 1.5 0.61998 4.2 1.8 2.7 0.92001 1.9 2.4 0.9 1.02004 1.8 2.4 2.1 0.32007 1.8 2.7 2.1 0.72010 2.9 2.4 2.1 1.12013 2.6 1.9 2.4 1.02016 2.1 2.4 2.0 1.1
Three-year change (percentage points)1992 0.0 -3.7 -0.7 0.61995 -0.6 -0.5 -0.6 -0.21998 0.1 -0.4 1.2 0.32001 -2.3 0.6 -1.8 0.12004 -0.1 0.0 1.2 -0.72007 0.0 0.3 0.0 0.42010 1.1 -0.3 0.0 0.42013 -0.3 -0.5 0.3 -0.12016 -0.5 0.5 -0.4 0.1
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other lines of credit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 5.6 3.4 2.6 0.71992 5.9 2.5 1.7 6.71995 6.3 6.1 3.4 6.01998 4.1 4.4 3.2 1.02001 6.8 5.4 1.4 0.82004 10.2 1.9 1.9 28.02007 10.4 4.1 4.6 7.42010 11.1 2.2 6.1 3.32013 10.6 0.8 3.1 3.92016 6.2 3.5 2.9 1.2
Three-year change (percent)1992 5.4 -26.5 -34.6 857.11995 6.8 144.0 100.0 -10.41998 -34.9 -27.9 -5.9 -83.32001 65.9 22.7 -56.2 -20.02004 50.0 -64.8 35.7 3400.02007 2.0 115.8 142.1 -73.62010 6.7 -46.3 32.6 -55.42013 -4.5 -63.6 -49.2 18.22016 -41.5 337.5 -6.5 -69.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other lines of credit for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 25.2 9.5 31.7 132.41992 25.4 11.0 6.8 18.01995 19.2 21.8 6.5 16.11998 13.3 10.2 4.8 10.62001 33.1 26.9 6.3 16.92004 78.2 15.3 31.2 124.92007 59.7 9.1 8.1 55.62010 89.7 22.2 12.3 66.92013 55.0 26.3 9.5 40.72016 131.6 12.4 16.2 30.1
Three-year change (percent)1992 0.8 15.8 -78.5 -86.41995 -24.4 98.2 -4.4 -10.61998 -30.7 -53.2 -26.2 -34.22001 148.9 163.7 31.2 59.42004 136.3 -43.1 395.2 639.12007 -23.7 -40.5 -74.0 -55.52010 50.3 144.0 51.9 20.32013 -38.7 18.5 -22.8 -39.22016 139.3 -52.9 70.5 -26.0
0
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other lines of credit
RegionYear Northeast Midwest South West
Level (percent)1989 2.1 2.6 2.5 6.01992 2.2 1.7 1.8 4.11995 1.9 1.6 1.8 2.41998 2.2 2.0 2.4 2.72001 0.6 1.7 1.3 2.52004 1.1 1.6 1.6 1.82007 0.4 1.9 1.7 2.72010 1.6 2.3 2.0 2.42013 1.9 1.9 1.5 2.42016 1.3 1.7 1.8 2.3
Three-year change (percentage points)1992 0.1 -0.9 -0.7 -1.91995 -0.3 -0.1 0.0 -1.71998 0.3 0.4 0.6 0.32001 -1.6 -0.3 -1.1 -0.22004 0.5 -0.1 0.3 -0.72007 -0.7 0.3 0.1 0.92010 1.2 0.4 0.3 -0.32013 0.3 -0.4 -0.5 0.02016 -0.6 -0.2 0.3 -0.1
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other lines of credit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 3.7 3.4 2.8 4.71992 2.3 4.4 1.7 8.41995 5.9 5.9 4.7 5.51998 4.4 1.6 3.0 5.92001 2.4 6.8 7.9 4.12004 0.4 3.8 10.2 5.12007 5.2 5.8 3.7 4.42010 6.6 3.3 8.9 6.62013 9.5 3.1 4.9 6.32016 6.0 2.9 1.5 4.0
Three-year change (percent)1992 -37.8 29.4 -39.3 78.71995 156.5 34.1 176.5 -34.51998 -25.4 -72.9 -36.2 7.32001 -45.5 325.0 163.3 -30.52004 -83.3 -44.1 29.1 24.42007 1200.0 52.6 -63.7 -13.72010 26.9 -43.1 140.5 50.02013 43.9 -6.1 -44.9 -4.52016 -36.8 -6.5 -69.4 -36.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other lines of credit for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 8.9 24.9 6.2 35.71992 30.5 15.9 6.7 18.91995 17.3 15.7 21.6 12.21998 9.6 7.5 12.4 8.92001 12.3 35.3 19.1 23.72004 42.2 34.1 50.9 53.92007 56.6 23.8 24.8 33.42010 30.5 96.4 33.6 55.82013 42.4 28.2 40.9 33.62016 65.2 44.7 76.1 32.4
Three-year change (percent)1992 242.7 -36.1 8.1 -47.11995 -43.3 -1.3 222.4 -35.41998 -44.5 -52.2 -42.6 -27.02001 28.1 370.7 54.0 166.32004 243.1 -3.4 166.5 127.42007 34.1 -30.2 -51.3 -38.02010 -46.1 305.0 35.5 67.12013 39.0 -70.7 21.7 -39.82016 53.8 58.5 86.1 -3.6
1
1.5
2
2.5
3
3.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other lines of credit
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 3.5 1.51992 2.6 1.01995 2.0 1.41998 2.2 3.22001 1.3 2.92004 1.6 1.62007 1.8 1.62010 2.1 1.92013 2.0 1.02016 1.8 1.7
Three-year change (percentage points)1992 -0.9 -0.51995 -0.6 0.41998 0.2 1.82001 -0.9 -0.32004 0.3 -1.32007 0.2 0.02010 0.3 0.32013 -0.1 -0.92016 -0.2 0.7
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other lines of credit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 3.7 3.71992 4.0 1.71995 5.7 4.51998 4.1 3.22001 4.7 9.52004 2.8 25.42007 4.1 6.92010 5.5 16.02013 5.7 1.02016 3.0 2.3
Three-year change (percent)1992 8.1 -54.11995 42.5 164.71998 -28.1 -28.92001 14.6 196.92004 -40.4 167.42007 46.4 -72.82010 34.1 131.92013 3.6 -93.82016 -47.4 130.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other lines of credit for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 16.8 69.91992 18.7 1.81995 17.8 11.01998 11.1 5.62001 28.4 13.02004 46.8 44.92007 27.6 35.02010 45.2 103.22013 38.2 10.92016 61.7 9.2
Three-year change (percent)1992 11.3 -97.41995 -4.8 511.11998 -37.6 -49.12001 155.9 132.12004 64.8 245.42007 -41.0 -22.02010 63.8 194.92013 -15.5 -89.42016 61.5 -15.6
1
1.5
2
2.5
3
3.5
4
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other lines of credit
Housing statusYear Owner Renter or other
Level (percent)1989 2.8 3.91992 2.0 2.91995 1.5 2.61998 1.8 3.42001 1.0 2.82004 1.3 2.12007 1.3 2.82010 2.0 2.12013 1.7 2.32016 1.2 3.0
Three-year change (percentage points)1992 -0.8 -1.01995 -0.5 -0.31998 0.3 0.82001 -0.8 -0.62004 0.3 -0.72007 0.0 0.72010 0.7 -0.72013 -0.3 0.22016 -0.5 0.7
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other lines of credit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 5.6 2.21992 4.7 2.01995 7.5 2.21998 3.2 4.12001 20.3 1.42004 10.2 0.62007 8.7 1.22010 11.1 1.72013 12.4 1.12016 8.5 1.2
Three-year change (percent)1992 -16.1 -9.11995 59.6 10.01998 -57.3 86.42001 534.4 -65.92004 -49.8 -57.12007 -14.7 100.02010 27.6 41.72013 11.7 -35.32016 -31.5 9.1
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other lines of credit for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 31.6 9.21992 28.4 3.31995 24.2 9.31998 13.2 6.72001 41.5 11.92004 62.8 23.42007 45.6 12.12010 75.7 12.62013 52.7 14.02016 102.2 24.4
Three-year change (percent)1992 -10.1 -64.11995 -14.8 181.81998 -45.5 -28.02001 214.4 77.62004 51.3 96.62007 -27.4 -48.32010 66.0 4.12013 -30.4 11.12016 93.9 74.3
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other lines of credit
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 3.3 3.4 2.6 2.6 4.41992 2.4 1.9 2.2 2.8 3.21995 2.4 2.1 1.3 0.9 3.21998 2.8 2.5 1.7 2.0 2.62001 2.5 1.2 0.7 1.6 2.12004 1.3 1.7 1.9 1.3 1.52007 2.6 1.3 1.6 1.5 1.52010 2.3 1.5 2.2 1.8 3.02013 2.1 1.8 1.8 1.3 2.62016 2.6 1.3 1.5 1.8 2.1
Three-year change (percentage points)1992 -0.9 -1.5 -0.4 0.2 -1.21995 0.0 0.2 -0.9 -1.9 0.01998 0.4 0.4 0.4 1.1 -0.62001 -0.3 -1.3 -1.0 -0.4 -0.52004 -1.2 0.5 1.2 -0.3 -0.62007 1.3 -0.4 -0.3 0.2 0.02010 -0.3 0.2 0.6 0.3 1.52013 -0.2 0.3 -0.4 -0.5 -0.42016 0.5 -0.5 -0.3 0.5 -0.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other lines of credit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 3.2 2.4 3.7 5.6 18.71992 2.0 1.7 3.0 10.1 30.21995 4.1 4.7 3.6 15.7 12.51998 1.5 4.4 4.4 1.9 14.82001 0.7 2.4 10.6 16.6 27.82004 0.4 1.3 10.0 28.0 63.62007 1.2 2.3 4.9 11.9 49.82010 2.1 1.4 5.5 12.2 33.22013 0.9 3.8 8.8 27.9 30.92016 0.8 1.9 2.5 12.5 75.0
Three-year change (percent)1992 -37.5 -29.2 -18.9 80.4 61.51995 105.0 176.5 20.0 55.4 -58.61998 -63.4 -6.4 22.2 -87.9 18.42001 -53.3 -45.5 140.9 773.7 87.82004 -42.9 -45.8 -5.7 68.7 128.82007 200.0 76.9 -51.0 -57.5 -21.72010 75.0 -39.1 12.2 2.5 -33.32013 -57.1 171.4 60.0 128.7 -6.92016 -11.1 -50.0 -71.6 -55.2 142.7
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other lines of credit for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 3.8 4.3 11.0 5.8 118.91992 3.1 2.9 3.7 18.7 87.01995 5.6 7.5 13.4 18.6 57.51998 3.2 5.6 7.1 4.7 49.82001 5.4 5.9 12.0 27.9 115.52004 11.7 9.3 14.4 54.2 324.12007 4.9 6.8 25.7 36.5 177.22010 8.7 11.4 19.7 95.0 221.12013 6.0 10.2 18.3 41.1 168.32016 7.4 6.1 5.9 23.8 418.1
Three-year change (percent)1992 -18.4 -32.6 -66.4 222.4 -26.81995 80.6 158.6 262.2 -0.5 -33.91998 -42.9 -25.3 -47.0 -74.7 -13.42001 68.8 5.4 69.0 493.6 131.92004 116.7 57.6 20.0 94.3 180.62007 -58.1 -26.9 78.5 -32.7 -45.32010 77.6 67.6 -23.3 160.3 24.82013 -31.0 -10.5 -7.1 -56.7 -23.92016 23.3 -40.2 -67.8 -42.1 148.4
5
6
7
8
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016
Year
For all families
Percent of families with other debt
Year All familiesLevel (percent)
1989 6.71992 8.41995 8.51998 8.82001 7.22004 7.62007 6.82010 6.42013 6.62016 5.4
Three-year change (percentage points)1992 1.71995 0.11998 0.32001 -1.62004 0.42007 -0.82010 -0.42013 0.22016 -1.2
3
3.5
4
4.5
5
5.5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Median value of other debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 3.71992 4.21995 3.11998 4.42001 4.12004 5.12007 5.82010 5.02013 4.12016 5.0
Three-year change (percent)1992 13.51995 -26.21998 41.92001 -6.82004 24.42007 13.72010 -13.82013 -18.02016 22.0
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
For all families
Mean value of other debt for families with holdings
Year All familiesLevel (thousands of 2016 dollars)
1989 15.91992 14.71995 19.11998 29.52001 23.92004 21.72007 17.92010 18.52013 15.12016 26.8
Three-year change (percent)1992 -7.51995 29.91998 54.52001 -19.02004 -9.22007 -17.52010 3.42013 -18.42016 77.5
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other debt
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 5.9 5.2 4.9 5.9 7.9 14.91992 4.5 6.0 9.2 9.6 9.2 16.01995 6.8 7.9 7.8 9.0 8.2 13.51998 5.5 6.2 7.8 11.3 12.1 13.92001 5.9 5.6 7.7 7.7 9.3 8.82004 4.6 5.8 8.0 8.3 12.2 10.62007 3.9 6.8 6.4 8.7 9.6 7.02010 4.2 4.2 6.8 7.8 11.8 6.62013 4.0 5.2 5.4 9.2 10.5 7.92016 2.5 3.3 5.3 7.0 8.4 9.0
Three-year change (percentage points)1992 -1.4 0.8 4.3 3.7 1.3 1.11995 2.3 1.9 -1.4 -0.6 -1.0 -2.51998 -1.3 -1.7 0.0 2.3 3.9 0.42001 0.4 -0.6 -0.1 -3.6 -2.8 -5.12004 -1.3 0.2 0.3 0.6 2.9 1.82007 -0.7 1.0 -1.6 0.4 -2.6 -3.62010 0.3 -2.6 0.4 -0.9 2.2 -0.42013 -0.2 1.0 -1.4 1.4 -1.3 1.32016 -1.5 -1.9 -0.1 -2.2 -2.1 1.1
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 0.9 1.9 1.7 2.2 7.5 9.31992 1.8 1.3 3.4 4.9 5.0 10.11995 3.1 1.6 3.1 3.0 5.8 7.81998 1.5 2.5 3.0 4.4 7.4 14.82001 1.4 4.1 2.7 4.1 5.4 28.52004 2.5 3.4 2.9 4.5 6.4 12.02007 3.5 4.6 4.6 6.1 5.8 8.72010 2.2 2.2 3.9 6.6 5.5 19.92013 3.1 2.1 3.1 3.3 5.5 15.52016 2.6 2.0 3.0 5.0 9.0 24.0
Three-year change (percent)1992 100.0 -31.6 100.0 122.7 -33.3 8.61995 72.2 23.1 -8.8 -38.8 16.0 -22.81998 -51.6 56.2 -3.2 46.7 27.6 89.72001 -6.7 64.0 -10.0 -6.8 -27.0 92.62004 78.6 -17.1 7.4 9.8 18.5 -57.92007 40.0 35.3 58.6 35.6 -9.4 -27.52010 -37.1 -52.2 -15.2 8.2 -5.2 128.72013 40.9 -4.5 -20.5 -50.0 0.0 -22.12016 -16.1 -4.8 -3.2 51.5 63.6 54.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other debt for families with holdings
Percentile of incomeYear Less than
2020-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2016 dollars)1989 7.4 6.0 6.8 14.5 22.1 33.51992 14.1 3.2 12.7 8.7 10.3 35.61995 10.8 6.9 9.8 8.2 10.1 72.71998 3.9 6.1 8.7 21.3 17.2 118.12001 2.9 11.9 8.2 8.5 15.6 130.72004 11.5 9.8 8.7 7.4 22.9 83.92007 7.6 9.1 9.1 10.5 26.0 69.92010 10.2 5.7 9.7 13.0 13.6 84.92013 7.5 6.0 7.3 10.2 13.5 58.92016 37.1 7.0 7.2 11.7 17.3 90.7
Three-year change (percent)1992 90.5 -46.7 86.8 -40.0 -53.4 6.31995 -23.4 115.6 -22.8 -5.7 -1.9 104.21998 -63.9 -11.6 -11.2 159.8 70.3 62.42001 -25.6 95.1 -5.7 -60.1 -9.3 10.72004 296.6 -17.6 6.1 -12.9 46.8 -35.82007 -33.9 -7.1 4.6 41.9 13.5 -16.72010 34.2 -37.4 6.6 23.8 -47.7 21.52013 -26.5 5.3 -24.7 -21.5 -0.7 -30.62016 394.7 16.7 -1.4 14.7 28.1 54.0
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other debt
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (percent)1989 6.1 8.5 9.4 8.1 3.3 1.91992 6.4 11.5 10.4 9.6 6.0 4.41995 7.4 10.5 13.0 7.8 5.4 2.91998 9.6 11.4 11.1 8.3 4.1 2.02001 8.8 8.0 7.4 7.4 5.0 3.62004 6.2 11.3 9.4 8.4 4.0 2.52007 5.9 7.5 9.8 8.7 4.4 1.32010 5.5 8.6 9.7 6.7 2.3 2.02013 5.7 7.7 9.7 7.7 4.2 2.02016 4.0 5.9 8.2 7.0 3.7 1.5
Three-year change (percentage points)1992 0.3 3.0 1.0 1.5 2.7 2.51995 1.0 -1.0 2.6 -1.8 -0.6 -1.51998 2.2 0.9 -1.9 0.5 -1.3 -0.92001 -0.8 -3.4 -3.7 -0.9 0.9 1.62004 -2.6 3.3 2.0 1.0 -1.0 -1.12007 -0.3 -3.8 0.4 0.3 0.4 -1.22010 -0.4 1.1 -0.1 -2.0 -2.1 0.72013 0.2 -0.9 0.0 1.0 1.9 0.02016 -1.7 -1.8 -1.5 -0.7 -0.5 -0.5
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 1.5 2.2 5.6 5.0 3.7 9.31992 2.3 5.0 5.0 5.0 2.5 4.51995 2.3 3.1 4.7 6.3 3.1 6.31998 2.5 4.4 7.4 7.4 6.6 2.52001 2.7 4.2 6.8 6.8 3.4 3.42004 3.8 5.1 5.1 7.0 6.4 2.52007 5.2 5.8 5.2 6.9 5.8 5.22010 2.2 4.9 5.5 6.6 6.6 14.42013 2.1 4.1 5.1 5.2 5.8 2.42016 2.0 4.0 7.0 8.0 5.0 9.0
Three-year change (percent)1992 53.3 127.3 -10.7 0.0 -32.4 -51.61995 0.0 -38.0 -6.0 26.0 24.0 40.01998 8.7 41.9 57.4 17.5 112.9 -60.32001 8.0 -4.5 -8.1 -8.1 -48.5 36.02004 40.7 21.4 -25.0 2.9 88.2 -26.52007 36.8 13.7 2.0 -1.4 -9.4 108.02010 -57.7 -15.5 5.8 -4.3 13.8 176.92013 -4.5 -16.3 -7.3 -21.2 -12.1 -83.32016 -4.8 -2.4 37.3 53.8 -13.8 275.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other debt for families with holdings
Age of headYear Less than
3535-44 45-54 55-64 65-74 75 or older
Level (thousands of 2016 dollars)1989 6.7 9.5 24.7 22.1 28.4 32.31992 5.2 13.7 15.9 18.5 33.4 8.61995 10.8 12.4 14.2 52.9 38.8 8.71998 5.6 9.0 52.8 49.8 87.8 79.12001 6.5 14.7 37.0 50.9 20.4 41.42004 7.8 12.3 17.3 45.2 50.7 50.42007 9.0 14.7 13.5 22.4 32.1 104.12010 4.6 12.9 21.8 31.3 25.3 23.92013 5.8 16.0 13.8 13.7 44.9 6.62016 4.4 12.1 18.1 29.8 50.7 201.3
Three-year change (percent)1992 -22.4 44.2 -35.6 -16.3 17.6 -73.41995 107.7 -9.5 -10.7 185.9 16.2 1.21998 -48.1 -27.4 271.8 -5.9 126.3 809.22001 16.1 63.3 -29.9 2.2 -76.8 -47.72004 20.0 -16.3 -53.2 -11.2 148.5 21.72007 15.4 19.5 -22.0 -50.4 -36.7 106.52010 -48.9 -12.2 61.5 39.7 -21.2 -77.02013 26.1 24.0 -36.7 -56.2 77.5 -72.42016 -24.1 -24.4 31.2 117.5 12.9 2950.0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other debt
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.6 4.9 1.6 8.8 8.41992 7.7 7.7 3.7 10.7 9.01995 9.6 10.6 4.3 9.8 7.31998 7.8 10.0 2.4 11.9 7.82001 7.6 7.9 5.8 8.8 5.62004 6.1 8.4 5.1 10.2 6.22007 10.1 7.0 3.7 7.9 5.72010 6.7 5.7 2.5 8.8 6.22013 5.9 5.2 4.2 9.9 5.42016 5.8 3.3 2.7 7.7 5.4
Three-year change (percentage points)1992 2.1 2.8 2.1 1.9 0.61995 1.9 2.9 0.6 -0.9 -1.71998 -1.8 -0.6 -1.9 2.1 0.52001 -0.2 -2.1 3.4 -3.1 -2.22004 -1.5 0.5 -0.7 1.4 0.62007 4.0 -1.4 -1.4 -2.3 -0.52010 -3.4 -1.3 -1.2 0.9 0.52013 -0.8 -0.5 1.7 1.1 -0.82016 -0.1 -1.9 -1.5 -2.2 0.0
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 1.3 1.5 0.8 3.7 6.81992 1.6 5.0 2.2 4.5 5.01995 3.1 2.8 4.2 3.1 6.31998 2.7 2.8 7.4 5.5 7.42001 2.7 2.7 4.5 5.4 8.12004 2.5 3.8 2.5 6.4 5.12007 5.8 3.5 4.6 6.1 5.82010 3.1 5.5 2.3 4.7 6.42013 2.6 2.6 4.6 4.1 5.22016 2.5 2.0 3.5 6.8 9.0
Three-year change (percent)1992 23.1 233.3 175.0 21.6 -26.51995 93.8 -44.0 90.9 -31.1 26.01998 -12.9 0.0 76.2 77.4 17.52001 0.0 -3.6 -39.2 -1.8 9.52004 -7.4 40.7 -44.4 18.5 -37.02007 132.0 -7.9 84.0 -4.7 13.72010 -46.6 57.1 -50.0 -23.0 10.32013 -16.1 -52.7 100.0 -12.8 -18.82016 -3.8 -23.1 -23.9 65.9 73.1
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other debt for families with holdings
Family structureYear Single with
child(ren)Single, no
child,age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2016 dollars)1989 13.4 10.3 6.7 15.9 20.41992 2.9 9.6 11.8 17.0 19.41995 10.3 8.2 33.2 18.2 30.91998 4.8 20.5 71.3 24.7 50.42001 3.4 5.2 16.2 23.7 52.72004 16.0 8.2 12.4 25.2 32.22007 9.6 7.4 10.2 20.5 29.82010 6.3 16.2 22.1 20.1 22.22013 5.0 8.9 6.4 11.2 35.62016 7.4 13.6 23.2 20.5 50.3
Three-year change (percent)1992 -78.4 -6.8 76.1 6.9 -4.91995 255.2 -14.6 181.4 7.1 59.31998 -53.4 150.0 114.8 35.7 63.12001 -29.2 -74.6 -77.3 -4.0 4.62004 370.6 57.7 -23.5 6.3 -38.92007 -40.0 -9.8 -17.7 -18.7 -7.52010 -34.4 118.9 116.7 -2.0 -25.52013 -20.6 -45.1 -71.0 -44.3 60.42016 48.0 52.8 262.5 83.0 41.3
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other debt
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (percent)1989 3.1 5.5 7.5 11.21992 6.2 7.9 7.0 11.61995 5.4 8.3 10.2 9.41998 6.9 8.5 9.3 9.82001 5.7 7.9 6.7 7.72004 5.7 5.9 10.0 8.42007 5.3 6.4 8.8 6.32010 4.8 6.4 7.7 6.02013 3.7 7.0 8.2 6.02016 2.6 5.5 5.2 6.4
Three-year change (percentage points)1992 3.1 2.4 -0.5 0.41995 -0.8 0.4 3.2 -2.21998 1.5 0.2 -0.9 0.42001 -1.2 -0.6 -2.6 -2.12004 0.0 -2.0 3.3 0.72007 -0.4 0.5 -1.2 -2.12010 -0.5 0.0 -1.1 -0.32013 -1.1 0.6 0.5 0.02016 -1.1 -1.5 -3.0 0.4
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 1.3 2.2 4.7 3.71992 3.4 3.4 5.0 5.01995 2.3 3.1 2.2 4.71998 1.9 3.7 4.4 10.32001 1.4 3.5 4.1 7.52004 5.1 3.8 3.8 8.92007 4.6 5.2 5.8 6.92010 2.5 3.3 3.4 11.12013 2.4 2.8 4.6 5.22016 3.0 3.5 4.5 10.0
Three-year change (percent)1992 161.5 54.5 6.4 35.11995 -32.4 -8.8 -56.0 -6.01998 -17.4 19.4 100.0 119.12001 -26.3 -5.4 -6.8 -27.22004 264.3 8.6 -7.3 18.72007 -9.8 36.8 52.6 -22.52010 -45.7 -36.5 -41.4 60.92013 -4.0 -15.2 35.3 -53.22016 25.0 25.0 -2.2 92.3
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other debt for families with holdings
Education of headYear No high school
diplomaHigh school
diplomaSome college College degree
Level (thousands of 2016 dollars)1989 8.1 11.5 8.7 25.61992 7.7 7.9 22.2 18.91995 8.5 12.9 11.8 38.61998 4.3 14.5 16.1 67.82001 11.4 8.7 20.9 49.12004 7.5 13.5 13.3 40.12007 10.0 12.4 11.3 35.22010 5.4 7.9 9.5 43.92013 5.3 6.7 10.2 31.92016 5.6 9.5 12.7 50.8
Three-year change (percent)1992 -4.9 -31.3 155.2 -26.21995 10.4 63.3 -46.8 104.21998 -49.4 12.4 36.4 75.62001 165.1 -40.0 29.8 -27.62004 -34.2 55.2 -36.4 -18.32007 33.3 -8.1 -15.0 -12.22010 -46.0 -36.3 -15.9 24.72013 -1.9 -15.2 7.4 -27.32016 5.7 41.8 24.5 59.2
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Percent of families with other debt
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (percent)1989 7.2 3.4 6.8 7.11992 8.2 9.5 7.2 11.21995 8.5 8.7 8.2 8.41998 8.8 10.0 6.8 7.52001 7.4 5.0 7.4 9.32004 7.8 8.1 6.3 6.82007 6.7 8.1 7.0 5.62010 6.1 7.9 5.3 8.12013 6.5 8.1 5.5 6.22016 5.1 5.9 4.7 7.1
Three-year change (percentage points)1992 1.0 6.1 0.4 4.11995 0.3 -0.8 1.0 -2.81998 0.3 1.3 -1.4 -0.92001 -1.4 -5.0 0.6 1.82004 0.4 3.1 -1.1 -2.52007 -1.1 0.0 0.7 -1.22010 -0.6 -0.2 -1.7 2.52013 0.4 0.2 0.2 -1.92016 -1.4 -2.2 -0.8 0.9
0
2
4
6
8
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Median value of other debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 3.7 0.5 4.7 0.91992 5.0 2.3 8.4 3.41995 3.9 2.0 1.6 4.91998 4.9 1.9 2.5 5.62001 5.0 1.6 2.7 2.42004 5.1 4.1 1.3 5.72007 5.8 3.5 6.1 5.82010 5.7 2.3 5.5 3.32013 5.2 1.3 5.2 4.12016 7.5 2.5 2.0 7.0
Three-year change (percent)1992 35.1 360.0 78.7 277.81995 -22.0 -13.0 -81.0 44.11998 25.6 -5.0 56.2 14.32001 2.0 -15.8 8.0 -57.12004 2.0 156.2 -51.9 137.52007 13.7 -14.6 369.2 1.82010 -1.7 -34.3 -9.8 -43.12013 -8.8 -43.5 -5.5 24.22016 44.2 92.3 -61.5 70.7
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
White, non−Hispanic Black, non−Hispanic
Hispanic Other
By race or ethnicity of respondent
Mean value of other debt for families with holdings
Race or ethnicity of respondentYear White,
non-HispanicBlack,
non-HispanicHispanic Other
Level (thousands of 2016 dollars)1989 16.6 8.2 21.8 6.31992 17.3 3.9 12.9 11.31995 22.8 4.7 6.6 11.71998 33.8 11.0 7.7 39.42001 29.0 7.2 3.4 8.92004 26.3 8.7 6.3 13.02007 19.9 7.8 21.6 13.52010 23.7 6.9 10.9 12.22013 19.4 3.6 9.7 9.12016 35.1 5.5 5.4 29.0
Three-year change (percent)1992 4.2 -52.4 -40.8 79.41995 31.8 20.5 -48.8 3.51998 48.2 134.0 16.7 236.82001 -14.2 -34.5 -55.8 -77.42004 -9.3 20.8 85.3 46.12007 -24.3 -10.3 242.9 3.82010 19.1 -11.5 -49.5 -9.62013 -18.1 -47.8 -11.0 -25.42016 80.9 52.8 -44.3 218.7
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other debt
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (percent)
1989 7.5 10.7 3.3 5.51992 9.4 12.4 5.2 6.41995 9.9 8.8 4.6 9.71998 10.8 10.7 3.3 7.52001 8.2 8.1 4.4 6.22004 9.8 5.8 3.9 2.32007 8.7 4.7 3.2 7.52010 7.7 7.0 3.1 6.62013 8.4 5.5 3.4 6.02016 7.1 4.4 2.8 2.5
Three-year change (percentage points)1992 1.9 1.7 1.9 0.91995 0.5 -3.6 -0.6 3.31998 0.9 1.9 -1.3 -2.22001 -2.6 -2.6 1.1 -1.32004 1.6 -2.3 -0.5 -3.92007 -1.1 -1.1 -0.7 5.22010 -1.0 2.3 -0.1 -0.92013 0.7 -1.5 0.3 -0.62016 -1.3 -1.1 -0.6 -3.5
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 3.7 9.3 1.9 0.51992 4.2 8.4 3.4 4.21995 3.1 7.8 4.7 2.31998 4.4 9.6 2.8 1.62001 2.8 16.1 4.5 3.42004 4.5 8.9 3.8 10.22007 5.8 11.6 5.2 9.32010 4.4 11.1 3.3 5.52013 4.1 10.3 4.3 2.12016 5.0 9.0 6.0 6.0
Three-year change (percent)1992 13.5 -9.7 78.9 740.01995 -26.2 -7.1 38.2 -45.21998 41.9 23.1 -40.4 -30.42001 -36.4 67.7 60.7 112.52004 60.7 -44.7 -15.6 200.02007 28.9 30.3 36.8 -8.82010 -24.1 -4.3 -36.5 -40.92013 -6.8 -7.2 30.3 -61.82016 22.0 -12.6 39.5 185.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other debt for families with holdings
Current work status of headYear Employee Self-employed Retired Other not
workingLevel (thousands of 2016 dollars)
1989 11.1 39.1 13.6 2.11992 10.8 37.2 7.2 13.71995 10.2 92.8 14.0 3.71998 16.5 63.3 93.6 6.72001 15.9 71.7 20.3 17.32004 11.0 92.8 34.1 51.22007 11.0 80.2 26.7 13.02010 13.1 53.6 15.1 15.22013 11.2 47.5 19.5 6.62016 21.6 78.4 25.3 10.3
Three-year change (percent)1992 -2.7 -4.9 -47.1 552.41995 -5.6 149.5 94.4 -73.01998 61.8 -31.8 568.6 81.12001 -3.6 13.3 -78.3 158.22004 -30.8 29.4 68.0 196.02007 0.0 -13.6 -21.7 -74.62010 19.1 -33.2 -43.4 16.92013 -14.5 -11.4 29.1 -56.62016 92.9 65.1 29.7 56.1
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other debt
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (percent)
1989 10.8 5.0 8.3 3.71992 12.4 7.7 9.8 5.51995 10.3 10.5 8.6 5.61998 10.9 10.1 11.2 4.02001 7.7 7.9 9.0 4.72004 10.2 7.5 9.6 3.62007 7.0 7.9 9.7 3.92010 6.5 7.0 9.9 3.92013 6.8 8.1 9.6 3.92016 6.7 6.4 6.8 2.8
Three-year change (percentage points)1992 1.6 2.7 1.5 1.81995 -2.1 2.8 -1.2 0.11998 0.6 -0.4 2.6 -1.62001 -3.2 -2.2 -2.2 0.72004 2.5 -0.4 0.6 -1.12007 -3.2 0.4 0.1 0.32010 -0.5 -0.9 0.2 0.02013 0.3 1.1 -0.3 0.02016 -0.1 -1.7 -2.8 -1.1
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 5.6 3.7 3.7 1.61992 5.0 5.0 4.2 3.41995 5.5 2.3 2.8 3.11998 7.4 5.9 3.0 2.52001 10.2 2.7 2.7 4.12004 6.4 3.8 3.8 5.12007 8.1 4.6 5.6 5.82010 6.6 4.2 4.4 4.42013 6.1 4.1 3.1 3.62016 10.0 2.7 4.0 6.0
Three-year change (percent)1992 -10.7 35.1 13.5 112.51995 10.0 -54.0 -33.3 -8.81998 34.5 156.5 7.1 -19.42001 37.8 -54.2 -10.0 64.02004 -37.3 40.7 40.7 24.42007 26.6 21.1 47.4 13.72010 -18.5 -8.7 -21.4 -24.12013 -7.6 -2.4 -29.5 -18.22016 63.9 -34.1 29.0 66.7
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other debt for families with holdings
Current occupation of headYear Managerial or
professionalTechnical, sales,
or servicesOther
occupationRetired or other
not workingLevel (thousands of 2016 dollars)
1989 19.6 20.0 12.9 10.01992 24.7 10.9 9.9 9.01995 42.8 15.9 7.5 10.41998 36.1 32.3 6.4 65.32001 55.9 8.6 7.6 19.72004 30.7 13.1 9.0 35.82007 27.2 16.0 8.3 22.52010 36.2 11.2 9.5 15.12013 25.9 10.8 6.3 15.82016 52.4 9.1 8.6 23.2
Three-year change (percent)1992 26.0 -45.5 -23.3 -10.01995 73.3 45.9 -24.2 15.61998 -15.7 103.1 -14.7 527.92001 54.8 -73.4 18.8 -69.82004 -45.1 52.3 18.4 81.72007 -11.4 22.1 -7.8 -37.22010 33.1 -30.0 14.5 -32.92013 -28.5 -3.6 -33.7 4.62016 102.3 -15.7 36.5 46.8
5
6
7
8
9
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Percent of families with other debt
RegionYear Northeast Midwest South West
Level (percent)1989 5.8 8.0 6.1 7.01992 6.8 9.7 7.3 10.31995 9.8 7.4 8.5 8.41998 7.9 10.0 8.8 8.12001 6.7 7.4 6.5 8.72004 7.8 8.6 6.5 8.42007 5.6 7.0 6.9 7.52010 6.6 5.4 7.3 5.92013 7.6 6.9 5.9 6.72016 5.3 5.1 5.2 5.9
Three-year change (percentage points)1992 1.0 1.7 1.2 3.31995 3.0 -2.3 1.2 -1.91998 -1.9 2.6 0.3 -0.32001 -1.2 -2.6 -2.3 0.62004 1.1 1.2 0.0 -0.32007 -2.2 -1.6 0.4 -0.92010 1.0 -1.6 0.4 -1.62013 1.0 1.5 -1.4 0.82016 -2.3 -1.8 -0.7 -0.8
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Median value of other debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 3.7 3.7 3.7 3.71992 3.4 5.0 3.4 5.01995 5.5 3.1 3.1 2.61998 3.0 4.4 3.7 7.42001 6.1 4.1 3.4 4.12004 6.4 5.1 5.1 3.82007 7.5 5.8 5.2 6.92010 6.6 4.4 3.8 5.52013 4.3 4.1 3.6 5.22016 5.8 5.0 4.0 9.0
Three-year change (percent)1992 -8.1 35.1 -8.1 35.11995 61.8 -38.0 -8.8 -48.01998 -45.5 41.9 19.4 184.62001 103.3 -6.8 -8.1 -44.62004 4.9 24.4 50.0 -7.32007 17.2 13.7 2.0 81.62010 -12.0 -24.1 -26.9 -20.32013 -34.8 -6.8 -5.3 -5.52016 34.9 22.0 11.1 73.1
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Northeast Midwest South
West
By region
Mean value of other debt for families with holdings
RegionYear Northeast Midwest South West
Level (thousands of 2016 dollars)1989 11.0 18.6 14.4 18.81992 18.6 14.1 15.2 12.31995 27.5 17.6 20.2 9.61998 17.1 28.4 36.5 29.42001 45.5 15.1 10.3 34.52004 17.7 15.9 20.4 32.82007 21.4 11.7 16.4 24.12010 23.3 16.6 16.7 19.72013 12.9 8.5 18.0 19.42016 29.9 22.3 29.4 24.5
Three-year change (percent)1992 69.1 -24.2 5.6 -34.61995 47.8 24.8 32.9 -22.01998 -37.8 61.4 80.7 206.22001 166.1 -46.8 -71.8 17.32004 -61.1 5.3 98.1 -4.92007 20.9 -26.4 -19.6 -26.52010 8.9 41.9 1.8 -18.32013 -44.6 -48.8 7.8 -1.52016 131.8 162.4 63.3 26.3
5
6
7
8
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other debt
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (percent)1989 6.6 6.91992 8.3 8.81995 8.5 8.21998 9.0 7.32001 6.9 9.22004 7.9 6.42007 6.6 8.02010 6.5 6.32013 6.4 7.92016 5.3 5.9
Three-year change (percentage points)1992 1.7 1.91995 0.2 -0.61998 0.5 -0.92001 -2.1 1.92004 1.0 -2.82007 -1.3 1.62010 -0.1 -1.72013 -0.1 1.62016 -1.1 -2.0
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 3.7 5.01992 4.7 3.41995 3.1 3.11998 4.4 4.42001 4.1 3.42004 5.1 5.12007 5.8 5.82010 5.5 3.32013 4.8 2.12016 5.0 5.0
Three-year change (percent)1992 27.0 -32.01995 -34.0 -8.81998 41.9 41.92001 -6.8 -22.72004 24.4 50.02007 13.7 13.72010 -5.2 -43.12013 -12.7 -36.42016 4.2 138.1
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other debt for families with holdings
UrbanicityYear Metropolitan Statistical Area
(MSA)Non-MSA
Level (thousands of 2016 dollars)1989 15.9 16.31992 16.5 7.21995 21.0 7.41998 32.4 8.52001 27.4 7.62004 22.9 14.32007 20.0 9.62010 19.9 11.72013 17.1 3.82016 29.5 9.9
Three-year change (percent)1992 3.8 -55.81995 27.3 2.81998 54.3 14.92001 -15.4 -10.62004 -16.4 88.22007 -12.7 -32.92010 -0.5 21.92013 -14.1 -67.52016 72.5 160.5
5
6
7
8
9
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Percent of families with other debt
Housing statusYear Owner Renter or other
Level (percent)1989 6.8 6.41992 9.1 7.11995 8.0 9.41998 9.3 7.82001 6.9 7.82004 7.7 7.32007 6.8 6.92010 6.5 6.42013 6.5 6.92016 5.7 4.7
Three-year change (percentage points)1992 2.3 0.71995 -1.1 2.31998 1.3 -1.62001 -2.4 0.02004 0.8 -0.52007 -0.9 -0.42010 -0.3 -0.52013 0.0 0.52016 -0.8 -2.2
1
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Median value of other debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 5.0 1.31992 5.0 2.51995 4.7 2.31998 5.9 1.92001 5.4 2.72004 5.1 3.82007 5.8 5.72010 5.7 2.92013 5.2 2.62016 7.0 3.0
Three-year change (percent)1992 0.0 92.31995 -6.0 -8.01998 25.5 -17.42001 -8.5 42.12004 -5.6 40.72007 13.7 50.02010 -1.7 -49.12013 -8.8 -10.32016 34.6 15.4
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
6 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Owner Renter or other
By housing status
Mean value of other debt for families with holdings
Housing statusYear Owner Renter or other
Level (thousands of 2016 dollars)1989 18.8 10.51992 18.7 5.71995 24.1 11.31998 39.8 5.72001 30.1 12.42004 27.1 8.92007 20.2 12.92010 23.1 9.02013 19.7 6.82016 29.2 21.8
Three-year change (percent)1992 -0.5 -45.71995 28.9 98.21998 65.1 -49.62001 -24.4 117.52004 -10.0 -28.22007 -25.5 44.92010 14.4 -30.22013 -14.7 -24.42016 48.2 220.6
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other debt
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (percent)1989 7.6 3.5 5.1 8.7 12.91992 7.7 8.3 7.2 7.9 14.11995 9.6 9.4 7.0 8.2 7.31998 9.3 9.2 7.7 7.6 10.82001 8.3 7.2 7.1 4.9 8.22004 6.2 9.4 6.9 7.2 9.12007 6.7 8.2 7.4 3.8 6.82010 6.6 7.3 6.7 5.4 4.52013 6.3 7.4 7.1 5.8 5.52016 3.8 5.3 6.8 5.0 6.1
Three-year change (percentage points)1992 0.1 4.8 2.1 -0.8 1.21995 1.9 1.1 -0.2 0.3 -6.81998 -0.3 -0.2 0.7 -0.6 3.52001 -1.0 -2.0 -0.6 -2.7 -2.62004 -2.1 2.2 -0.2 2.3 0.92007 0.5 -1.2 0.5 -3.4 -2.32010 -0.1 -0.9 -0.7 1.6 -2.32013 -0.3 0.1 0.4 0.4 1.02016 -2.5 -2.1 -0.3 -0.8 0.6
0
10
20
30
40
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 1.1 1.7 2.2 6.2 13.11992 1.8 2.2 4.2 8.4 10.11995 2.3 2.5 3.1 4.7 14.91998 2.2 3.0 7.4 8.9 29.52001 2.7 1.6 5.4 9.5 40.62004 5.1 2.5 5.1 6.4 25.42007 5.8 4.5 5.8 5.8 17.42010 2.8 2.8 6.6 11.1 27.62013 2.6 2.1 4.1 10.3 17.52016 2.0 2.5 7.0 10.0 40.0
Three-year change (percent)1992 63.6 29.4 90.9 35.5 -22.91995 27.8 13.6 -26.2 -44.0 47.51998 -4.3 20.0 138.7 89.4 98.02001 22.7 -46.7 -27.0 6.7 37.62004 88.9 56.2 -5.6 -32.6 -37.42007 13.7 80.0 13.7 -9.4 -31.52010 -51.7 -37.8 13.8 91.4 58.62013 -7.1 -25.0 -37.9 -7.2 -36.62016 -23.1 19.0 70.7 -2.9 128.6
0
50
100
150
Th
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1989 1992 1995 1998 2001 2004 2007 2010 2013 2016Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other debt for families with holdings
Percentile of net worthYear Less than 25 25-49.9 50-74.9 75-89.9 90-100
Level (thousands of 2016 dollars)1989 7.3 7.9 8.3 9.4 48.41992 8.0 4.7 9.3 10.5 48.91995 10.7 5.9 9.9 12.7 122.21998 18.9 4.9 8.6 28.8 142.32001 8.4 5.5 7.5 25.9 137.82004 8.4 6.4 12.2 11.4 113.62007 12.4 7.0 7.4 24.3 87.82010 11.8 6.0 12.4 17.4 119.12013 10.5 4.6 6.9 14.8 90.22016 7.9 4.3 12.4 18.4 155.8
Three-year change (percent)1992 9.6 -40.5 12.0 11.7 1.01995 33.8 25.5 6.5 21.0 149.91998 76.6 -16.9 -13.1 126.8 16.42001 -55.6 12.2 -12.8 -10.1 -3.22004 0.0 16.4 62.7 -56.0 -17.62007 47.6 9.4 -39.3 113.2 -22.72010 -4.8 -14.3 67.6 -28.4 35.62013 -11.0 -23.3 -44.4 -14.9 -24.32016 -24.8 -6.5 79.7 24.3 72.7