INVESTORUPDATEIn light of the recent Equifax data security breach, and as part of Oppenheimer & Co. Inc.’s commitment to serving you, we are providing you with information and resources to help protect you, your family, and your assets. SEPTEMBER

2017

On September 7, consumer credit reporting agency Equifax announced that the company experienced a data security breach that potentially compromised sensitive information for 143 million consumers, including Social Security numbers, driver’s license numbers, and credit card numbers.

Because of the incident, we are providing you with tips and resources to help you determine what you need to do to help protect your identity:

Visit the Federal Trade Commission (FTC) site. The FTC shared a link that helps people affected by the Equifax data breach. You can check if your information was actually breached and, if you were, the “what to do” recommendations are highlighted in this list. Here is the link: https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

Monitor your own personal information and be on the lookout for identity theft

Sign up for fraud alerts: You can establish fraud alerts with the three major credit reporting agencies. This will alert you if someone tries to apply for credit in your name. You can also

set up fraud alerts for your credit and debit cards.

Freeze your credit: A credit freeze will lock your credit fi les so that only companies you already do business with will have access to them. This means that if a thief shows up at a faraway bank and tries to apply for credit in your name using your address and Social Security number, the bank won’t be able to access your credit report.

Routinely check your credit report: You can get a free copy of your credit report from each of the major credit agencies once every 12 months by requesting the reports at annualcreditreport.com or by calling 877-322-8228. Because the Equifax breach could have long-term consequences, it’s a good idea to start checking your report as part of your regular fi nancial routine for the next few years.

Regularly review your bank and credit card statements: Review your fi nancial statements and look for any transaction that seems amiss. Take advantage of any alert features so that you are notifi ed when suspicious activity is detected.

Your vigilance is an essential tool in fi ghting identity theft.

Special EditionImportant Information about the Equifax Hack

©2017 Oppenheimer & Co. Inc. All Rights Reserved. Oppenheimer Transacts Business on All Principal Exchanges and Member SIPC. This brochure is for informational purposes only. All information provided and opinions expressed are subject to change without notice. This newsletter is not and is under no circumstances to be construed as an offer to sell or buy any securities. No part of this brochure may be reproduced in any manner without the written permission of Oppenheimer & Co. Inc. Oppenheimer & Co. Inc., nor any of its employees or affi liates, does not provide legal or tax advice. However, your Oppenheimer Financial Advisor will work with clients, their attorneys and their tax professionals to help ensure all of their needs are met and properly executed.

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Cybersecurity is Our Priority

Cyber threats are an unfortunate reality in to-day’s world. At Oppenheimer, safeguarding your information is something we take seriously, and we take great measures to ensure that we handle your sensitive data with care and diligence.

Here is how we help protect your information:

• Encryption Technologies. Any online trans-action with Oppenheimer is protected by the best available technologies that are designed to prevent any unauthorized access or cyber attack.

• 24/7 Monitoring. Our trained professionals monitor online activities day and night, and use advanced detection tools to help identify anomalies and stop threats.

• Testing. We regularly conduct system tests and software vulnerability scans so we’re ready for any potential danger.

• Training. We regularly conduct awareness training with our employees and contractors to teach and update the skills needed to help protect sensitive information.

1. Keep your operating system up-to-date.

2. Back up your data on an offl ine hard drive.

3. Use reputable security software to prevent attacks.

4. Beware of suspicious e-mails and don’t click on documents or links in them.

Protection TipsThere are simple things you can do to help guard against cyber threats: