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The value of Stobart Group

Through advances in transport, logistics, aviation, rail construction and energy, our mission as a group is to make business operations and people’s working lives run more smoothly.

This important business value permeates each division of Stobart Group and has allowed us to expand to the internationally recognised brand that we are today.

Customer service and growth have been two constants since Stobart Group’s establishment in 2007 and it’s no coincidence that these two factors go hand in hand.

InTroducInG STobarT InSuranCe ServICeSas part of Stobart Group, Stobart Insurance Services has inherited this ethos and it’s something we continue to uphold. Whatever your business needs, we will work with you to identify the right level of insurance protection.

our team deliver advice and guidance you know you can trust, as well as niche expertise that only comes from being part of a pioneering and well managed organisation.

We support our Group’s activities as it continues to grow and develop and we want to offer this very same dedication to those operating outside of Stobart.

There will always be changes in the market that impact on insurance. With Stobart Insurance Services, you can always be sure that while we’ll adapt with these changes and offer solutions that are pertinent to the circumstances of both your business and your industry, our commitment to making sure you’re supported in your own progression remains a constant.

www.stobartinsurance.com

MeeT The teaM

paul DooleyDIreCtor of InSuranCe0161 819 347207515 558737 [email protected]

MIke brIerley SenIor aCCount HanDler0161 819 [email protected]

antony DunleavyaCCount HanDler0161 819 [email protected]

GabrIelle HenryCoMplIanCe & ClaIMS Support aSSIStant0161 819 [email protected]

the Stobart Insurance Services team is proud of the personal insurance service offered by maintaining the Stobart Group’s core values. In turn, we bring to you our own dedication in helping you protect your business with the best possible cover.

MattHeW ClarkeClaIMS ManaGer0161 819 [email protected]

GraeMe GroGanSenIor ClaIMS HanDler0161 819 [email protected]

ClaIre leatHeraDMInIStratIon aSSIStant0161 819 [email protected]

Stobart Insurance Services is a trading name of Stobart business Services limited. authorised and regulated by the financial conduct authority. no 570663

Stobart business Services limited is a company registered in england. no 07843178.

STobarT avIaTIonInSuranCeIf you want to place your trust with an insurance broker for the protection of your aircraft, airport operations and any associated aviation businesses, why not place it with those who operate in your industry?

There is no margin for error in this sector and the complexities surrounding safety measures can be overwhelming for all involved, including airline operatives, cargo planes and GA airfields.

With two airports, a fleet of aircraft and the opportunity to place cover for aircraft on a daily basis within our own group, Stobart Insurance Services has an understanding of such complexities and one which we can use to your advantage.

variations on jurisdictions, physical location of the aircraft and the whereabouts of your business premises can all have a bearing on your risk profile for the simplest of reasons, which means that one single aircraft can have multiple risk locations. for example, if the airport where you’re based does not have environmental liability cover in place and de-icer from your aircrafts pollutes the surrounding area, you could be liable for any action taken by the environment agency.

for reasons such as these, we work off your unique situation, not past aviation trends, to determine your risk profile. Our non-conventional claims management operation allows for a larger policy excess, which can help reduce your premium.

We’ll also offer well-founded advice on how to avoid claims, from the position of a company which operates in your area and the peace of mind that should you need to claim, this is fully managed by our team. depending on your needs, an aviation Insurance policy arranged by Stobart Insurance Services can include the following cover:

• aircraft hull

• Public liability

• Passenger and crew Personal liability and accident cover

• aviation cargo

• aviation Products liability

• loss of licence

• Property Insurance

• liability – airside and non-airside

(including automatic cover for contractors)

• environmental Impairment liability

We will only provide you with a quote when your requirements have been fully established by an on-site risk assessment carried out by one of our knowledgeable advisers.

The aviation industry is growing – in passenger numbers, in average fleet value and in cargo operations. at Stobart Insurance Services we want to make sure that insurance protection grows with it, without compromising on attention to detail.

for more information please contact Stobart Insurance Services paul Dooley : Director of Insurance

3rd floor | 1 King Street | Manchester | M2 6aW | united Kingdom

Tel: +44(0)161 819 3472 | M: 07515 558737 | email: [email protected]


STobarT enerGYInSuranCeexpertise in construction and operational risksassociated with the renewable energy sector.find out how Stobart Insurance Services can help.

We have an understanding of the biomass energy industry that comes from frequently placing the kind of multifaceted policies in this area which would likely faze other insurance intermediaries.

an example of such a risk would be the construction of a 22MWe power plant. With a construction phase spanning 26 months, and a contract value of £75million, a project of this scale is likely to face rigorous controls unknown to other, more clear-cut construction projects.

It takes the knowledge of a broker who has a strong nucleus of expertise in this area to present such a project to insurers, in order to successfully secure adequate upper limits and allow the project the robust insurance support it needs.

You’ll find this level of expertise with Stobart Insurance Services. We can provide you, your project, your business, or your investment with the invaluable assurance that your protection can be as well-managed as every other step towards your success, with every detail accounted for by our diligent team of advisers.

With the variances in both biomass sources, such as forestry, agriculture and industry by-products, and innovative processes joining more mature techniques in the biomass market, insurance protection will differ, but can include:

ConStruCtIon pHaSe

• construction and erection - all risks

• failure during Testing

• delay in Start-up

• Public, employers and Pollution liability

• Marine cargo / Transit

operatIonal pHaSe

• all risks of Physical damage

• electrical and Mechanical breakdown

• business Interruption

• Public, employers and Pollution liability

• Directors and Officers Liability

operating within the biomass energy industry ourselves as part of the Stobart entity, any changes in the sector that are likely to have an impact on insurance will be on our radar. consequently, you can be sure of an insurance solution that’s not only pertinent to the needs of your business or project, but will also offer flexibility in a rapidly developing field.

We already support Stobart energy and our ever-expanding logistics arm of Stobart Group in a chain that works in perfect synergy. now Stobart Insurance Services want to channel this well-formed expertise for the benefit of others working within the biomass industry, including plant directors, investors, landowners and project managers, who like Stobart, are committed to meeting the uk’s renewable energy objectives.





STobarT raIl & conSTrucTIon

InSuranCeExpertise in rail and other fields of industry construction requires specialist protection to match. find out how Stobart Insurance Services can help.

for more information on energy Insurance, please contact:

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Modern expectations of rail services being faster, safer and more frequent create added pressure on what are already carefully monitored and maintained tracks.

rail construction contractors are instrumental in helping this national facility realise the standards of service and safety that those involved work tirelessly to achieve.

operations such as earthworks, structures, lineside infrastructure, drainage, permanent way, geotechnical and civil engineering all require close observation around potential risks, and special considerations for when more hazardous scenarios are unavoidable, such as working in a red zone.

because we work closely with Stobart rail, and regularly place insurance protection on their behalf, the team at Stobart Insurance Services know how these projects and their associated risks should be managed.

This solid grounding in the rail construction industry means we’re able to present insurers with a strong case, negotiating an effective protection solution for a fair premium. This is something we can offer to those outside Stobart Group, with both short and longer term contracts. cover can include:

• rail contractors employers and Public liability Insurance

• Trackside cover up to £155m to comply with the requirements of the Office of the Rail Regulator

• rail contractors contract Works / contractors all risks Insurance

• Professional Indemnity Insurance

• legal expenses cover

• Directors and Officers Liability Insurance

• own Plant and Tools Insurance

• hired-In Plant Insurance

• Personal accident Insurance

• delay in Start-up


Through a combination of experience and industry connections, we work to support those charged with keeping the country’s pivotal mode of transport moving. With a view to keeping protection around this work at a high level while keeping costs low, our aim is to absorb the insurance concerns of those working within the rail construction industry, including investors, contractors and developers.

our guidance and experience extends beyond rail to all manner of construction projects. After first establishing the needs of our client, whether they are a contractor, developer or funder, we can then look at tailoring a solution that will provide complete protection for the project from start to finish.

from house building to major commercial projects or machinery installation contracts, talk to us and we will help find the right solution to protect your needs.

proven to be faster and safer than road travel, our rail infrastructure in the uk has a dedicated host of engineers and construction workers using precise techniques and materials to ensure it remains an efficient and safe way not only to travel, but to transport goods.





STobarT TranSPorTInSuranCeStobart Insurance Services provides protection for the HGV fleet and millions of square feet of warehousing in operation by the Group and we would like to offer our expertise to you.


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because we place business regularly for our own sizeable fleet within Stobart Group, we’re in tune with any changes and developments within this sector and can therefore adapt our approach to the protection of your business accordingly.

a policy arranged by Stobart Insurance Services can feature immediate measures to implement following an accident such as recovery, cargo damage and trauma counselling, as well as remedying the potential longer term implications of damage to reputation and business loss.

Your policy will vary depending on what you transport, the location of your warehouses and your routes, among other factors. but you can expect a policy to include:

• risk Management

• fleet cover

• Goods in Transit

• buildings and contents for Warehouses


• Public, employers’ and Product liability

• legal fees

Preliminary assessments including driver profiling, legal compliance and data gathered through tracking technology allow us to anticipate risks to help you avoid claims wherever possible.

our experience in transport and logistics insurance is diverse and applicable to most divisions. With areas covered through Stobart Insurance Services, including automotive both in the uK and europe, fMcG, fuel, and large, awkward items transported by bespoke mega trailers, you can be sure that whatever your specialism, it’ll most likely be known to our team at Stobart Insurance Services.

You’ll be given the flexibility of choice with guidance from our own well-informed professionals, for a policy that makes the most sense to us as insurance experts working independently on your behalf. and after a clear explanation of what protection you have, why you have it, and how it’s working specifically for your company, you will understand how we are protecting you and your business.

We can also manage the claims process for any policies placed on a non-conventional basis with large self-insured retentions. recovery of uninsured losses, managing the Portal and providing up to date management information on claims activity to support risk management and claims defensibility actions and strategies.

fluctuations in fuel costs, staff shortages and international sanctions have all put added pressure onto those in the transport and logistics industry who are trying to keep overheads in check and business moving fluently. Even when success leads to expansions into european and worldwide markets, this progression brings with it multi-national jurisdictions and, inevitably, further risks.





STobarT real eSTaTe & hIGh neT WorTh

InSuranCeThe same confidence you have in Stobart Insurance Services to protect your business can be applied to your portfolio of properties whether commercial, residential or both.


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Property owner, managing agent, investor, or simply multiple homeowner – whichever property role occupies the time outside your business commitments, our team have the expertise and resources to help you protect your properties and assets with real estate and high net Worth Insurance.

each circumstance and portfolio warrants a unique approach so that a compatible and therefore effective insurance solution can be sourced. Your property portfolio may be predominantly commercial - comprising of retail and industrial premises, warehouses and offices - residential, or a combination of both. Or perhaps you own a number of properties abroad which have low levels of occupancy.

These factors needn’t create additional complications in securing the right real estate solution, as our professionals at Stobart Insurance Services have risk knowledge that spans a wide geographical area and a range of situations. along with our access to market leading insurers, whose products are dedicated to property owners, both commercial and residential, and high net worth individuals, we have the ability to provide the right protection for your circumstances.

You’ll be assigned your own dedicated adviser from Stobart Insurance Services who will consider your needs before selecting policy covers that are going to be the most compatible, which can include:

• loss of rent

• building and contents

• legal expenses

• Public and employers’ liability

claims service is critical and should the unfortunate circumstances of a loss arise, our team of professionals will be on hand to guide you through the process, managing the relationship with your insurer and/or loss adjuster so that a speedy resolution can be obtained.

risk management also plays a key part in protecting your assets and can have a positive impact on the final premium you pay. With access to a range of modern risk management techniques, we’ll do everything we can to help find the best preventative solution, advising you on the most appropriate course of action according to your needs.

by choosing Stobart Insurance Services to take care of your real estate and high net Worth Insurance, you can have the same positive interaction with a people-focused independent broker for those important assets outside your working life, as well as those within it.

from our small beginnings at Stobart Insurance Services it’s been very clear that the one key constant that has driven our success has been our people. this recognition is what fuels the people-focused values that we hold today across the Group, and why we make ourselves available to help you protect other areas of your life - not just your business.





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