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MTCC COURSE

07:0009:00

WORLD CUP RUSSIA 2018 -South Korea vs Germany & Mexico vs Sweden -We will be able to watch the game -

08:00 REGISTRATION IS OPEN FOR ATTENDEES

09:0009:15

WELCOME TO THE MONEY TRANSFER COMPLIANCE CERTIFICATION COURSE - Connie Fenchel, AML Experts - Laura Goldzung, AML Audits

09:1510:05

Session 1- Regulatory and Legal FrameworkUnderstanding the framework, application of laws/regulations & the compliance environment

10:0510:30

Session 2: Designing a Comprehensive AML/CFT Program: Components of a risk-based AML/CFT compliance program, requirements & responsibilities of the compliance officer.

11:0011:45

Coffee BreakSwitzerland vs Costa Rica & Serbia vs Brazil will be played at 21:00 local time in Russia, 11 AM PT -We will be able to watch the 1st half of the game

11:4512:20

Session 3: Risk Assessment: Laying the foundation by identifying high-risk products, services, customers, geographies & implementing controls.

12:2013:00

Session 4: Customer Identification & Enhanced Due Diligence; Essentials for effective KYC & EDD for high-risk customers and transactions.

13:0014:30 LUNCH

14:3014:50

Session 5 Correspondent Due Diligence: Requirements and practical application for managing correspondent relationships.

14:5015:10

Session 6: Best Practices on Transaction MonitoringEssentials of transaction monitoring, suspicious activity detection, and reporting.

15:1015:30

Session 7: Law Enforcement Requests, Information Sharing, and Recent Actions: Understanding the requirements for and tracking of government and other requests.

15:3016:00 Coffee Break

16:0016:30

Session 8: Regulatory Exams & Independent Reviews: Essentials and expectations for pre-exam preparation and post-exam actions.

16:3017:00

Session 9: The Challenges of Online, Mobile & Virtual Currencies: Emphasis on Fraud Prevention, Verifications, Geo-location, Data and other tools

17:0017:30 Questions and Answers - Exam Preparation Preparing for the online examination following completion of this Course

18:0020:00

WELCOME RECEPTIONAll attendees are invited to drinks & hors d‘oeuvres and great entertainment! at Trade Fair.All attendees are invited to drinks & hors d‘oeuvres and great entertainment! at Trade Fair.

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THE MONEY TRANSFER SYSTEMS COURSE

07:0009:00

WORLD CUP RUSSIA 2018 -South Korea vs Germany & Mexico vs Sweden -We will be able to watch the game -

08:00 REGISTRATION IS OPEN FOR ATTENDEES

09:0009:15 WELCOME TO THE MTSC - Salvador Velazquez, Mohr World Consulting

09:1509:45

Session 1: INTERNATIONAL PAYMENT & MONEY TRANSFER SYSTEMS – THE BASICSLarge & Small Value Payments Systems | Money Transfers: Remittances & International PaymentsFinancial Institutions (FIs), Banks & NBFIs | Money Transfer Operators (MTOs) & Remittance Service Providers (RSPs)

09:4510:15

Session 2: MONEY TRANSFERS – VOLUMESTrends & Estimates | Top MT Sending & Receiving Countries | Main Remittance Corridors

10:1511:00

Session 3: MONEY TRANSFERS – PRICINGFees & Forex | Global Pricing Database | The 5 x 5 Objective | Global Pricing Trends (Regional, Channels)

11:0011:45

Coffee Break - Networking Switzerland vs Costa Rica & Serbia vs Brazil will be played at 21:00 local time in Russia, 11 AM PT We will be able to watch the 1st half of the game

11:4512:10

Session 4: MONEY TRANSFER MARKET – ENTITIES INVOLVEDTraditional MTOs (Tiers 1, 2 & 3) | Banking Institutions| Newcomers & Disruptors | Challengers & Indirect Competitors | Retailers & Other Service Providers | Is the MT business commoditized? | What are the main Barriers to Entry?

12:1013:00

Session 5: MONEY TRANSFER INDUSTRY - BUSINESS MODELSThe Sending Side | The Receiving Side

13:0014:30 LUNCH

14:3015:00

Session 6: STATE OF THE INDUSTRYStock Performances of Public MT Companies | Analyzing W Union | M&As | Analyzing the Digital Disruption | De-Risking

15:0015:30

Session 7: CASE ANALYSIS: THE US-MEXICO CORRIDORA little history | Market Evolution in the US| Market Evolution in Mexico | Competition | What’s next?

15:3016:00 Coffee Break - Networking

16:0016:30

Session 8: FINTECHs, BLOCKCHAIN & NEW BUSINESS PARTNERSHIPSA little history | Market Evolution in the US| Market Evolution in Mexico | Competition | What’s next?

16:3017:30

OPEN FORUM: The panelists, moderators and sponsors will be available for small group Q&As in an informal setting to promote dialogue and allow participants to meet them.

18:0020:00

WELCOME RECEPTIONAll attendees are invited to drinks & hors d‘oeuvres and great entertainment! at Trade Fair.All attendees are invited to drinks & hors d‘oeuvres and great entertainment! at Trade Fair.

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THE BLOCKCHAIN SERIES SEMINAR

07:0009:00

WORLD CUP RUSSIA 2018 -South Korea vs Germany & Mexico vs Sweden -We will be able to watch the game -

08:00 REGISTRATION IS OPEN FOR ATTENDEES

09:00 WELCOME TO TBS - Hugo Cuevas-Mohr , Mohr World Consulting - Olivia Chow, Yokip Consulting

09:2510:00

Distributed Ledger Technology (DLT):Brief introduction to the technology from the MT industry standpoint, where is the biggest need, what is missing from the crypto cross-border payments ecosystem, what are the barriers, who we need to get involved. Olivia Chow, Yokip Consulting

10:0010:35

Status of the Distributed Ledger Technology (DLT) Industry in the World - Jonathan Chester, CEO of Bitwage, who took his US company to Europe with great success will discuss his views on where are we now where are the new trends moving the space to, what solutions are being implemented and who is who in the DLT world?

10:3511:00

Blockchain Solutions: RIPPLE- Moderator: Hugo Cuevas-Mohr - Panelist: Welly Sculley - Ripple labels itself “One Fric-tionless Experience To Send Money Globally: Connecting banks, payment providers, digital asset exchanges and corpo-rates” and we are going to hear how the MT industry can benefit from RippleNet.

11:0011:45

Coffee Break - Networking Switzerland vs Costa Rica & Serbia vs Brazil will be played at 21:00 local time in Russia, 11 AM PT -We will be able to watch the 1st half of the game -

11:4512:05

Blockchain Solutions: STELLAR- Moderator: Hugo Cuevas-Mohr - Panelist: Lisa Nestor - Stellar labels itself an “open platform for building financial products that connect people everywhere, connecting banks, payments systems, and people to move money quickly, reliably, and at almost no cost.” and we are going to hear how the MT industry can benefit from Stellar

12:0512:30

Blockchain Solutions & Regulations: Andrew Ittleman, Attorney at Fuerst, Ittleman, will discuss where is the US in terms of regulation of VCs, Blockchain solutions, ICOs, fintechs, who needs to be licensed, why is critical that you make sure every state understands your business model, how to partner cross-border and what precautions foreign MTOs should take.

12:3013:00

Blockchain Solutions & Financial Inclusion: In a fireside chat, Hugo Cuevas-Mohr will interview Anton Mozgovoy from Humaniq, a new generation financial services with its own cryptocurrency, labeled as the simplest route to financial inclusion for billions of people.

13:0014:30 LUNCH

14:3015:30

BLOCKCHAIN COMPANY PRESENTATIONS Moderators Hugo Cuevas-Mohr & Olivia Chow will introduce companies and their delegates to explain what the company does, its products & services, the technology behind it and the partnerships & clients they seek. Q&A will follow each brief presentation: - BitAML - Compliance advisory services and consultation for regulated cryptocurrency companies - Joe Ciccolo - SWYCH - One of the leading Gift Card Companies ill discuss its Blockchain Cross-Border Gifting Platform - Deepak Jain- REMITR - Global payments fintech-to-watch will discuss its B2B and P2P business models - Kanchan Kumar - AFBIT - This Start-Up, winner of a RemTech Award, will discuss its journey and what lies ahead - Brahima Fofana

15:3016:00 Coffee Break - Networking

16:0017:30

ROUND TABLE & OPEN FORUM: Moderator: Hugo Cuevas-Mohr - Olivia Chow - We will choose issues during the day so all panelists & participants can express their own opinions giving room to an open discussion of points of view, dissent-ing opinions, potentialities not considered, and creative potential uses.

18:0020:00

WELCOME RECEPTIONAll attendees are invited to drinks & hors d‘oeuvres and great entertainment! at Trade Fair.

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07:0009:00

WORLD CUP RUSSIA 2018 - Japan vs Poland & Senegal vs Colombia-We will be able to watch the games

08:00 REGISTRATION IS OPEN FOR CONFERENCE ATTENDEES

09:0009:15 WELCOME TO IMTC USA 2018 - Paulina Randmets, IMTC - Hugo Cuevas-Mohr, Mohr World Consulting

NETWORKING AREA

IS OPEN

09:1510:00

State of the Money Transfer Industry, Fintech Investment & Innovation The payments world is in a constant evolution where customers are being presented with choices, from cash to digital, that are producing shifts in the way companies are introducing ideas to the market-place, especially in the challenging world of cross-border transfers. Hugo Cuevas-Mohr will shares his views & opinions.

10:0010:30

PANEL: Banking Fintechs, MTOs and MSBs Is the Bank-MSB relationships in the US changing? We feel that the panorama has been changing lately. In a panel moderated by Rob Ayers, Founder of Fintech Advisors, he has invited US Banks that are partnering with MSBs and Fintechs to discuss the challenges, trends and opportunities of develop-ing win-win strategiesPanelists: Justin Guilder, Reserve Trust.

10:3011:00

PANEL: Current Regulatory Issues in the Fintech - Money Transfer SectorA panel of US regulation experts, that are advising money transfer & fintech firms, have been invited by Connie Fenchel, AML Experts, to discuss the regulatory challenges & trends in the US for Fintechs - Panelists: Deb Thoren-Peden, Pillsbury ; Andrew Ittleman, Fuerst Ittleman, Rick St. Onge, WA Dept. of Fin. Institutions; Jean-Jacques (J) Cabou, Perkins Coie

11:0011:45

Coffee Break - Networking England vs Belgium & Panama vs Tunisia - We will be able to watch the 1st half

11:4512:10

Money Transfer Protocols & Aggregators We are inviting Blockchain Protocols to discuss the new opportunities available for stakeholders in the money transfer, foreign exchange & financial services sectors. This will be a great opportunity for the industry to understand and realize the great potential these protocols have for the industry.Moderator: Hugo Cuevas-Mohr - Panelists: Welly Sculley, Ripple; Lisa Nestor, Stellar

NETWORKING AREA

IS OPEN

12:1012:35

Money Transfer, Prepaid Cards & Mobile WalletsIn this “fireside” chat we will discuss prepaid card/mobile wallet solutions and how they are partnering with Money Transfer Companies & Non-profit organizations - Moderator: Hugo Cuevas-Mohr, Mohr World Consulting - Panelists: Andrew Siden, Prepaid Ventures, Joe Greaves, Groundswell Card

12:3513:00

The RemTech Awards: Remittance Innovation The 2018 RemTech Awards were presented in the Global Forum of Remittances, Investment & Deve-lopment in Kuala Lumpur, Malaysia on May 8 and the winners that were able to come were given their trophies. We have invited the winners that chose to come to San Francisco to discuss their winning propositions and to receive their awards. Moderator: Hugo Cuevas-Mohr, Olivia Chow, Co-Chair of the Awards will make the presentations. Panelists: Zac Cohen, Trulioo; Brahima Fofana, AFBIT

13:0014:30 LUNCH

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13:0014:30 LUNCH

Concurrent Round Table AModerators Hugo Cuevas-Mohr, Mohr World -

Greta Geankoplis, Stratus

Concurrent Round Table BModerator Olivia Chow, Yokip Consulting -

Rob Ayers, Fintech Advisors

14:3016:00

Cash & Digital: Are we getting wrong?

We are inviting Fintechs & Money Transfer In-dustry delegates to discuss the opportunities & challenges of developing cash-distribution part-nerships using innovative technology solutions

Moderator Hugo Cuevas-Mohr, Panelists: Logan Lemberger, WireCash, Andrew Siden, Prepaid Ventures

Regulation of Fintechs in the US?

We are inviting Fintechs & Money Transfer In-dustry delegates to discuss the future of money transmission in the US. Are we seeing any pro-gress? Will licensing get easier? Will develop-ments in other jurisdictions (Canada, Mexico, Eu-rope) influence the US? Are sandboxes a reality?

Moderator Connie FenchelPanelists: Dan Woods, Pillsbury, Andrew Ittleman, Fuerst Ittleman, Joe Ciccolo, BitAML

NETWORKING AREA

IS OPEN

16:0016:30 Coffee Break - Networking – Meetings

16:3017:30

Data Breaches, Cybersecurity & Fintechs: How safe is the Money Transfer Industry?The payment world has been rattled by data breaches, fraud liabilities, data privacy issues and new regulations such as the European GDPR regulations now in effect. This wave of attacks will impact every business and our industry is vulnerable. Cybersecurity & fraud experts, will discuss the issues in an open discussion to address the sector’s challenges.Moderator: Greta Geankoplis, StratusPanelists: Gene Libov, Planet 9 Security; Josh Orwig, Sift Science

NETWORKING AREA

IS OPEN

18:3021:30

On our 2-hour California Sunset cocktail cruise, you will witness panoramic views of the sunset on San Francisco Bay. On this cruise, the spectacular views of the Bay and San Francisco skyline are accompanied by live music, drinks, and light appetizers. In addition to the sunset you will also see these SF Bay landmarks: The Golden Gate Bridge, Sausalito, Tiburon, Angel Island and Alcatraz.Your ticket includes transportation to Pier 43 1/2, appetizers and 1 complimentary drink.

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No World Cup games are played today

08:00 REGISTRATION IS OPEN FOR CONFERENCE ATTENDEES

09:0009:15 WELCOME TO IMTC USA 2018 Conference Day two - Announcements -

NETWORKING AREA

IS OPEN

09:1510:00

What the industry has been monitoring in the state legislatureAre you aware of the many bills introduced in the state´s legislatures concerning the industry? If not, you should. The Money Service Business Association (MSBA) recounts the regulations & the many attempts that US States have tackled regarding money transfer taxes, virtual currencies, cybersecurity, lenders, brokers, check cashing, etc.: Kathy Tomasofsky MSBA; Paul Dwyer, Viamericas; Aurora Garza, BTS ,

10:0010:30

Money Transfers: MTOs, Banks & Fintechs: it is about to get interesting While no real “Disruption” has happened yet, Fintechs are finally reaching at-scale size while main-taining 50-100% growth rates. Yakov Kofner, Managing Partner at Gartner Consulting and Founder of SaveOnSend, shares research on competitive trends to date and milestones to track going forward

10:3011:00

PANEL: Current Compliance Issues in the Fintech-Money Transfer SectorWe are inviting experts in the field that are advising money transfer & fintech firms to discuss the com-pliance challenges & trends that we need to be aware to avoid costly mistakes and develop successful business plans - Moderator: Connie Fenchel, AML Experts - Panelists: Carolyn Dicharry, Ripple; Megan Monroe, Intuit, Peter Singer, Coinme

11:0011:45

Coffee Break - Networking

No World Cup games are played today

11:4512:05

Payment Rails: Payment Processors, Open Banking, Fintechs & Derisking In Europe PSD2 is an answer to open payment rails for all types of money service companies as an answer to derisking and opening the bank’s monopolies on payments and fintechs are taking advan-tage of the new opportunities presented. Is the US moving in that direction? Are International Financial Entities (IFEs) in Puerto Rico step in more open Banking Rails? Hugo Cuevas-Mohr asks the questions. Who has the answers?

NETWORKING AREA

CLOSES AT NOON

12:0512:25

Online Foreign Exchange & Money Transfer CompaniesOnline Foreign Exchange companies serving the US Market, mostly coming from the UK are very active and they are providing money transfer services. They provide services to Fintechs, Liquidity for Blockchain Market Makers as well as partnering possibilities & integrations - Hugo Cuevas-Mohr and Salvador Velazquez, Mohr World Consulting, will lead an open discussion on the subject.

12:2512:45

The rise of Business Money Transfer Services (B2B, B2P, P2B )Business Money Transfer Services are a service that few MTOs in the US are venturing into and this creates a large opportunities for fintechs as well as partnering possibilities. Hugo Cuevas-Mohr, Mohr World Consulting, will lead an open discussion on the subject.

12:4513:00

RAFFLE- END OF THE CONFERENCENeed to be present to win a Samsung Tablet!

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