zipping around ventura county august 14, 2011
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8/6/2019 Zipping Around Ventura County August 14, 2011
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By LisaStrickland-MeadeSpecial to VCSHomes.com
Tucked up against theSantaSusana
mountainsand surrounded by picturesque
rolling hills is thescenic community of
Simi Valley. Located just 40 minutes from
downtown Los Angeles and mereminutes
from the San FernandoValley, SimiValley,
with itseasy accessto several major freeways
and Metrolink service, is centrally located
for work or play.Wideopen spaces, rolling
hills and valley views, fabulous weather andfantasticdining, shopping and recreational
opportunities all
welcomeprospective
residentsto a place they
will surelywant to call
home.
SimiValley offers
a littlesomething for
everyone. Outdoor
enthusiasts can enjoy
the milesof dedicated
biking, hiking and
walking trails. Golfers will appreciate Simi
Valleys six golf courses and horseenthusiasts
will be impressedby thenetworkof
equestrian trailsand facilities. Food lovers
will delight in thevariety of dining options in
SimiValley, ranging from formal and eclectic
to family friendly. Shoppers will be pleased
by theassortmentof storesin town,with
offerings from largechain retailers to smaller,boutique local businesses.
Family living just cant
be beat in Simi Valley.The
city repeatedly appears on
theSafest Citiesin America lists. Simi
Valley schools aretop notch andstudents
consistently score above state and national
averages on achievement tests. SimiValley
High Schoolhas been featured as oneof
thetop 1,000 high schools in thecountry.
Thereare many collegesand higherlearningfacilities nearby for those wishing to proceed
with higher education, which 80 percent
of SimiValley studentsdo. Well-keptsports
fieldsand organizedsports activities abound
andwith 35 parks,playgrounds anda dog
park,everyonein the family issure tobe
pleased.
Residentsalso can enjoy the cultural
and entertainment offerings unique to Simi
Valley.The beautifully restored SimiValley
Cultural Arts Center offerslive, local theatre
eventsand a variety of other performances.
Sinceits opening in 1995,it has beenhost to
hundreds of performances and patrons have
cometo enjoythe quality entertainmentoffered at reasonable
prices. The Ronald Reagan
Presidential Library and
Museum, besides providing
touring opportunities, also hosts numerous
exhibitions, lectures and family-oriented
events.
Current residentsof Simi Valley may be
wondering just what their home is worth or
about their options for refinancing. People
looking to relocate to Simi Valley may needhelp finding that perfectloan fortheir dream
home. JoeEngle, of LoanSmart in Simi Valley,
is here to help. LoanSmart is a brokerage
agency runby real estate brokerEngle. He
hasbeen a resident of Simi Valley for11 years
andhas been veryactive in thecommunity.
His extensive personal knowledgeof Simi
Valley and surrounding communities,
combined with his13 years mortgage
industry experience, make him an excellent
resource when shopping fora loan.
Mortgage rates areat thelowest level
in over 50 years, so anyone thinking of
refinancing or buyingshould call to seewhat
rates areavailable andif they qualify,saidEngle.
In particular, the refinancemarket has
really openedup andthere arelots of
programs and new opportunities available.
Refinancerates are unbelievably low right
now,said Engle.You cancall me to see
if you qualifyfor theHomeAffordability
RefinancePlan sponsoredby Fannie Maeand
Freddie Mac.
Homeowners looking to refinance might
be curious about thevalueof their currenthome. Engle invites them to give hima call
andhe will provide a complimentaryupdate
on theestimated current value of a property.
Engleis happy to educate prospective clients
aboutthis andother refinance options in this
rapidly changing market.
LoanSmart works with clients to match
their needs to theloan services that best
work forthem.Senior citizens might be
interested in the reverse mortgage, which
can be a great tool to receive tax-free cash
in a lump sum or in monthly installments.
Reverse mortgagescan be used to pay off
existing mortgage debt for seniors 62 and
older.Lenders have morereverse mortgagetype programs available right now andthe
feesfor these mortgages have recently come
down quitedramatically, saidEngle.
Engle believes in educating his clientele
on all thedifferent products that might help
them reach their goals of findinga better
loan or home ownership. In fact, Engle
offers complimentary consultations over the
phone, in hisoffice or in hisclients home.
Thisattention to detail and personal service
is why people choose LoanSmart.For more information,checkout its
website at http://www.loansmartinc.com or
call Engle at hisoffice, 915-2600, or on hiscell
phone, 490-0009.
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ZIPPINGaroundventuracounty
SimiValley93063
ENGLE
LoanSmart offers local experience, personal serviceTheSimi ValleyCulturalArtsCenterhas servedthe communitysince themid-1920swhen itoriginally was theSimiCommunityMethodistEpiscopal Church.Since then ithasserved asa mortuary,Jewish temple,a residenceandeven a temporaryhigh school.Thecity acquiredtheproperty in 1991andrestored it.
Lisa Strickland-Meade / Special to VCSHomes.com
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