The Future is Tech Macomrades

We feature below comparisons of the most valuable

companies in USA in 1967 versus 2017.

Any lessons learnt? Yes and Yes-Techno based

companies are taking over and now occupy the top

5. In the next 20-30 years it will all be techno

relegating other industries to lower rungs of the

ladder. With the increase in electric cars, Exxon

Mobil will continue to decrease in value unless they

also join the techno band wagon.

Closer home the richest person in Zim is Dr Strive

Masiyiwa whose companies are techno based. So

technology is the most valuable sector and

entrepreneurs should embrace it. Follow

technological developments and find out how you

can benefit.

Who is pulling the most crowds in RSA?

It’s the Bitcoin! Everyone is into Bitcoins, looking

at ways to benefit from the crypto currency boom.

Of course some are approaching the Bitcoin with

caution especially after the currency shot up in

December last year before crushing and sending a

lot of investors into bankruptcy.

“The SME Newsletter Volume # 9”

Zim Business Ideas and Network No 34 Quendon Rd, Monavale, Harare | www.zbinworld.com info@zbinworld.com +2634339454 | +263774081808

Most Valuable Companies in the US,

1967

1) IBM

2) AT&T

3) Eastman Kodak

4) General Motors

5) Standard Oil of NJ

6) Texaco

7) Sears, Roebuck

8) General Electric

9) Polaroid

10) Gulf Oil

Most Valuable Companies in the US,

2017

1) Apple

2) Alphabet (Google)

3) Microsoft

4) Amazon

5) Facebook

6) Berkshire Hathaway

7) Johnson & Johnson

8) Exxon Mobil

9) JP Morgan Chase

10) Wells Fargo & Co.

The Bitcoins remains a viable business venture

provided you do not approach it with a get rich

mentality.

How can one participate in Bitcoin Revolution?

Bitcoin Question, Guys please advise. Is it wise to

invest in Bitcoin?

Swazi Very wise my friend I have shares.

Dube Yes invest in Bitcoin mining.

Masango A big NO.You are not even convinced

yourself, trust your gut feeling.

Latia I traded with Ava and it’s not happening. I'm in a

process of getting my money back. I would suggest you

just open a savings account and keep your there my

brother.

Lazarus Bitcoins are good investment I trade with crypto

currency since last year I started with R1000 January

2017 and I made a profit of R15 000 by December 2017

it worked for me.

Mthembu Bitcoin and Forex are all like gambling, you

can win big you and can lose big it's a gamble. I know

know someone who lost R180k 2 weeks ago with forex

to be specific and it was not his money now he is on the

run. These things are extremely unpredictable, they tell

you, you can predict the next move whether it will go up

or down but actually it's extremely hard to predict. If it

was not hard a lot of people would be millionares. Get

into it and invest what you can afford to lose, losing

money is guaranteed making money is not.

Brandon Dear friend crypto and forex is not a scam

when you trade it yourself, people are scammed when

they let others trade on their behalf. Forex is a $5,3

trillion a day market. You can earn from it

everyday. Learn the skill and it will feed you and build

you investment. I started recently and I can say it’s an

amazing way to earn money.

Dimpho My friend let me tell you a story about Bitcoin.

In December 2017 it rose from about $10 000 to $20 000.

A lot of people bought it, a week later it crashed to

$12000-

What is Bitcoin? - Bitcoin is the first decentralised digital currency that works peer-to-peer without needing a bank or central repository. - It’s a global currency that uses a public ledger to record transactions being sent from one person to another. - This all happens without the involvement of a bank and it’s not controlled by any government, regulating body or person. - All transactions are completely transparent and thousands of copies of the ledger are kept across a distributed network of computers

Why invest in Bitcoins? * Bitcoins are not affected by inflation. * Bitcoin value keeps growing high because of a special formula (Halving) that is used when issuing Bitcoins to circulation. The halving happens every 4 years.The next one will be in July 2020.

How and where can I spend my Bitcoin? * Use your Bitcoins everywhere. * Online Shopping * ATM withdrawals * Pay in Stores (Swipe). * Link to PayPal

1. Buy and hold Bitcoins. --You can buy them, Hold and when the price goes up sell & make profit.

2. *Bitcoin mining* --To be involved in the process of making Bitcoins by joining companies like *Bitclub Network.* --This is the best way coz you will keep accumulating more & more Bitcoins non stop.

It’s too volatile. That rise in December was to get people

into it. If you wanna risk with crypto get into etherium or

bitcoin cash. Also, unlike real stock investments when

Bitcoin or and other cryptos fall you are at risk of your

investment going from say $50 000 to zero instantly

because nobody will be willing to buy them. Everybody

in there will be looking to sell but there will be no

buyers. Back to the Bitcoin rise and fall earlier this year,

I know a guy who invested $300k when it was at $20k.

When it crashed a week later he had lost half his money

in a week and he was crying. So now he is hoping

someday it will hit $20k again so he can withdraw his

initial money.

Elaine Yes it is. Just do your research about it,

thoroughly and be level headed. Don't panic when it

drops! It always bounces back up. Like now, waiting for

a good rise.

Women in Business : Moloko Mohlama

The benefits of making solid relations are best illustrated

by entrepreneur Moloko Mohama who is one of our

trainees. Through building solid relations and networking

Moloko managed to secure a market for her hand made

carpets and used tyres which she redesigned into fancy

chairs. She shows that entrepreneurs need to do more on

networking and branding. There is an unknown market

for many products in South Africa and all you need to do

is to adopt a positive mindset, get your stuff ready and go

out and convince the sceptics.

Moloko’s hand crafted carpets success story

Her second success story involves making chairs from

used tyres and one of her biggest client is Sheraton hotel

in Pretoria.

So people will be getting this at Total Sports Sandton starting from the 1st March 2018. So Chiefs players has already received their 30 bathroom mats orders Yeeepy.... You can go far with tapestry ‘Moloko Mohama (Contact no +27847772379)

How to start a restaurant business Ekasi

Before you even think of where you will run your

business guys you must know the type of food that you

want to serve. Yaz in the townships where we grew up

in, there were only 3 types of businesses, spaza shops,

the shebeen and lamama who sells fish, amagwinya, tripe

and has an occasional stand se vegetables. When it comes

to… food people or customers are very loyal. That’s why

those fat cakes produced graduates.

Now we have all grown up and want to start businesses

ekasi but we forget times have changed. We want to sell

the same thing u makhelwane is selling and has spent

years perfecting and building relationships and loyalties

with her customers and remember I said customers are

very loyal. so you fail in the long run because you lack

what umakhelwane has.

As I said think carefully what services you want to offer

and be committed. Someone once said find out what

people need and offer that service. People that’s a lie! In

business you create the need. If you feel that cooking full

meals like me will work for you stick to it. Then start

with the mind games. Create menus and play with ideas.

If you sell an idea to customers and make them feel like

they really need these full meals, they will buy them. The

first rule about menus is branding your business first. The

more professional your business in paper looks, the more

believable it is in the eye. It must look and sound

professional. That’s how business plans get approved

Okay so you’re done with menus. Then it’s time to

identify business space. Always go for somewhere

central. meaning that when people come and go they see

you. It doesn’t matter if there’s already someone selling

there mntase put your stand, shack or container there.

This is business and business is competitive.

Marketing

We start marketing. Take only 3 menus and go around

taxi drivers, offices, those guys who work for the

municipal near the road etc. Those will always be our

first targets. Your confidence should be aced up your

sleeve by now because you’re selling the menu. What

I’ve noticed with people is that they look at you before

you even open your mouth! Be presentable even if you

are at ekasi be at your best and look respectably clean.

Your menus are on point-smile greet some people! I’ve

noticed that most people love the word ‘Hi’ when they

greet customers for the first time. I hate that word in

business. When you meet a person for the very first time

and you want them to listen and remember you say with

a genuine smile ‘Hello mama my name is Vee unjani

today’ smile, pause , wait for an answer and boom the

conversation is open.

Don’t ask questions, introduce yourself, your business,

tell them the location, when you’re starting, show them

the menu so they know what to expect, spice things up

and lie about how grateful you are for the support you

have been getting( you are not exactly lying but

prophesying) .Don’t overwhelming people, they get

bored easily- 2 minutes is enough. Thank them for their

time and move on to the next.

Start Small

Once you’re marketing rounds are done then

implementation starts. My advice is to always start small.

If you have R500 then uBosso. Remember food is daily

cash so you don’t need to break the bank to be in

business. And on your first day less is more-don’t cook

for a funeral. Cook for 15 to 20 people and test the

waters. Remember you also need validation as a cook

who cooks for profit. Our aim is to be sold out within the

first 2 hours in order for us to increase the number of

plates. If you struggle the first few days it’s okay. At the

end of the day when you start selling- your food should

speak for itself.

Cleanliness

Promote cleanliness. Never touch people’s food without

your hands and head covered. We take this for granted

but once a customer finds hair in your food automatically

they think ulixelegu. Precautions groom you in business

even where you operate keep it clean. The food business

is very unforgiving.

If you have a container or caravan and you will be

cooking from there do not be confused when it comes to

equipment. never ever buy new equipment. Remember

we need all the cash flow we can get. I bought all my

stuff second hand and they work like a charm. Rather

invest on making your space more business like signs

and stuff to make your space more identifiable.

The First Week

The first week will be hectic but in any business you lose

money to make money. Do not listen to friends or even

family when they ask you are you sure? Those words will

kill you in business and those two species should never

ever be involved in your business if they haven’t laid any

foundation to build that business. The reason why God

gave us a gut is so that we could hear him when he

guides us; learn to listen to your gut. I once lost R25 000

because something felt wrong but I ignored it. What you

call a gut feeling is actually God’s whisper and it will

save you many times.

Branding

Lastly branding goes hand in hand with marketing. Stop

posting selflies on Facebook and actually use that

platform as a Marketing tool. Your wall should be your

business. People need to search for you and find you

seriously busy and in business. If your business is food

then be committed to food because unlike other

relationships that one will stay loyal and will feed you.

Post your pictures and put your number there so that

people will order from you. Do deliveries. What I do

mina is I use a taxi to do deliveries and it’s cheap. If my

plate is normally R25 I will charge R30 a plate. I will

never ask a customer for a delivery fee because it will be

covered by those R5s. Learn reverse psychology-

Delivery fee turns customers off but they may not mind

paying the extra R5s if you hide them in the total price.

Siviwe Vava Melane is based in East London. Known as

Vava or Vee, her clan name is Mamhkhomazi, owner of

LLikwezi Trading, Mbokodo Indaba Foundation and

Hotplate Catering Deco and Events. She can be contacted

on +27 833 318 9 219.

Business Opportunities in India-Roselyn Marere

Interview

Tell us about yourself

Hello, I’m Nyasha Roselyn Marere born and bred in

Harare and I come from Buhera . Growing up I

stayed in Budiriro and when turned 5 s we moved to

Highfield New Canaan in Harare. I grew up staying

in the ghetto and I attended Mhofu Primary school.

In 2006 we moved to Mount Hampden better known

as Goodhope.

I attended Chindunduma High 1 School then

transferred to ZRP High School then to rounded up

A level at Elephant college. After school I

travelled to South Africa Port Elizabeth where I

worked as a cashier in a restaurant called Fishaways

before relocating to India. I came for studies (BA

Vocational Travelling and Tourism 2012-2015). I

have to admit India is not like America lol there are

some nice places yes but it’s overpopulated. A

billion plus people so anyone can relate with the

living standards. Unlike back home most houses are

flats therefore few playgrounds for the kids and

most of the flats can get up to 15 floors each.

Tell us about the weather in India

India is one of the hottest countries on earth and

temperatures can get up to 50 degrees and trust me

for someone who grew up in Zimbabwe you are

bound to get sick the first summer. However there’s

winter too between November and March and yes it

is cold I remember my first year got up to ~4

degrees and that was new for me haha. Some places

do snow but just a few. On the other hand India is

beautiful it has a lot of tourist attractions and I have

not finished visiting them.

How about Indian Food?

There’s wide variety of dishes in India, it is popular

because of the spice but there’s also non spicy food

and it’s delicious. I bet no one even the Indians have

not tasted all their dishes. I do like Indian food but

not every day, I usually eat it according to craves.

Business Opportunities in India

There are a lot of business opportunities in India

mostly in the medical field. Medicine is way cheap

in India judging with my experience one cannot be

ill for more than 3 days because a lot of hospitals

and pharmacies are all over in India. Unless one is

coming for serious ailments like kidney disease or

heart, the rest of the medicine costs very less. One

can also indulge in hair business because India is

where it all happens with the way ladies want to be

on fleek wearing Indian, Brazilian and Peruvian hair

this is the best place to get it and at a more

affordable price. Indians rarely employ foreigners

because they are still accommodating their people

first and they are a lot.

What you enjoy most about India

What I love about India in the business world is

there are a lot of SMEs. Anything is turned into

business here there are a lot of small shops

everywhere, whether selling groceries or maybe

cigarettes- they always have something on the side

generating cash for them no matter the size of

profits. Unlike in Zimbabwe one will be wondering

why they should put a table by the roadside and start

a side business. Here there is a lot of informal

business going on with a lot of people involved in it.

Cost of Living in India

The costs of living in India depends with a persons’

taste. If you want to live at crowded places then

obviously the costs will be low but if you are

looking for a quieter and a little bit fancy place then

the costs will also be high.

How did you end up in the modelling industry?

I started modelling in 2013 after the death of my

father because I was going through a hard time and

needed to move on which we all know that’s

impossible. However despite my dreams of wanting

to be a pilot/ governor/ air hostess I told myself I

want to partake on something I never imagined or

that I think I cannot do and boom I decided to be a

model. It wasn’t easy I must admit with the fake

agencies etc I had to be strong but somehow I made

it. I was juggling both studies and modelling and am

proud of my achievements to date.

Benefits derived from Modelling

Modelling has helped me believe in myself, gain

confidence and make very important connections

because in India one definately needs a few

connections to survive.

Do you have any business ventures back home?

I do buying and selling sometimes of hair for mostly

my friends but I believe very soon I will start

something related to modelling.

Zimbo Community in India

Honestly I’m not really sure about the Zimbabwean

community in India. In New Delhi there are a few I

have come across but I hear that there could be

plenty in places like Hyderabad and Bangalore. I

would have talked about religion and culture but

that’s a topic for another day haha. I encourage

Zimbabweans who mostly want to send their kids

for school to send them here as the education

system in India is good. For those who want to visit

they are also welcome there are a lot of tourist

attractions in India and you cannot finish them all.

Ko Mutupo? Mambano

Any other business you are involved in apart

from modelling?

I have started new work as a fitness trainer. You

know how much people are fighting diseases that

come with overweight so I do train clients and this

includes making diet plans. I’m also a model

advisor working with young women interested in

the industry.

Your Contact Details

I’m glad to be a part of this interview and to those

who wish to connect with me on social network

here are my usernames Facebook: Roselyn Marere

,Twitter: Roselyn Marere , Instagram:

roselyn_marere , snapchat: rosiemre

Any creative ideas on how recruit more kids in a

day care?

Leboko First impressions last so it’s always how your

day care looks, feels and cares like. Clean comfortable

playing areas, basically your learning area and play

ground should attract clients.

Mpho I think you just need to give the best service and

the rest will follow.

Ayanda Research on the competition and their standards.

Kanye 1. Register you day care with social

development.

2. follow healthy and safety plans.

3. Have trained personnel's. Recruit right people who

have passion for kids.

4. Create a clean and organized environment.

5. Invite your potential clients to observe the place.

6. Create marketing materials with clear service offering.

7. Include safe playing activities for children.

8. Include some learning lessons for kids, of course will

depends on their age group.

9. Run your day care with honesty and integrity.

10. Google must be your friend.

Ray Have a fun day make it as cheap as you can and

make sure it’s a kids thing. Mind you kids don’t always

come alone they will come with parents the idea is to

make sure that your local community is involved thereby

getting free publicity.

Lebo Add technological aspects, sports and creative

activities for kids.

Msimelelo Your creativity comes with being a people’s

person build trust and the rest will follow, they will trust

you with their kids.

Sipho Old school door to door. Know your clients and

allow them to trust you.

Siphesihle Offer a small discount to existing parents for

successful referrals (bringing you a new learner).

Tiny Be involved in child development programs in that

way parents will be like oh our kids will have these

certain skills if attending your crèche.

Business Idea Hijack

I feel betrayed by my so called friends who went behind

my back to hijack my business plan, I met the guy on this

group (name withheld) who is service provider and it was

a huge business opportunity for 3 of us as we were

working and we were not happy.

We we're suppose to meet the guy for the second time, as

I was very busy I left everything with them , rescheduled

meetings so they managed to meet the guy and signed a

contract with the guy without my knowledge, so I only

found out in town selling the product and I was furious.

So fellow entrepreneurs how are going to grow if act like

this?

Alec I had the same problem bro twice from now on I

don't share any idea with anyone.

Themba Sorry for that leader, my leader in business we

don't trust anyone hope you've learned your lesson

because you cannot just give anyone your important

documents and just sit back, worse of all you only met

this person here on social media and you don’t know his

background, if the plan was really yours l think you still

stand a better chance of starting it over by just twisting 2

or 3 things in it then commence with it.#wiseupbro.

Mary It's so hectic these days’ people trying to build by

oppressing others the day they fall eeish booomshakalala.

Martha Start that business, you are the one with the

original idea and brain for it nothing can stop you.

Uzie Don’t worry they will fail, so I suggest you come

up with something bigger and make sure you succeed.

Tlhogi A while ago I touched an issue of partnership in

here saying I would rather go solo. People came with

fancy words trying to pretend this world is covered with

trust. Dont ever go there again. If your idea was yours

originally: then don’t let it slide: Do it and develop it

better.

Mervin I am really sorry for your loss. But before you

show anybody anything in future let them sign an

agreement with you. This is business you can only

protect yourself with pen and paper and not word of

mouth- people change when they see money. Show that

person you are better. He won’t get far mark my words.

Mosa Love them all "but trust no one please.

Louisa Never ever share your idea until you have

ownership on it. Rather share the skeleton of the business

not the whole idea.

Gift Your best enemies are your friends.

Danie These things happen... Don't take it personal, it

comes with the territory. Shape up and come up with

something 10x better.

Kabelo My brother. They haven’t taken anything away

from you. They might have it signed off. But you got the

power and influence to make it work 10 times more than

them. Eventually it will catch up with them. However my

piece of advice is that take a step back analyse your

mistakes, learn from them and keep on going. Instead of

this breaking u it should build u. To do even greater. As

painful it is. You just have to bounce back and push

harder.

Pindiwe If it will this will make you relieved, Few years

ago I had business idea. Not being robbed once but twice,

By different people different ideas

Because I did not have money then for start up.

I was so pained tjoooo

But guess what? none of those business for both of them

lasted for more than 3 months because they not have plan

B.

Thato Just because they doing it doesn't mean you can't,

no one can ever run with your vision like u do or you

would run with it your passion will set u apart from the

rest if need be get a new crew to work with but don’t let

go of your dream because now the is a competitor

Priscilla They stole your ideas. Your genius is still deep

within you. You will excel. Don't give up.

Melusi Sorry my guy. Trick next time is to sign a

contract. Nothing wrong with partnerships or trusting

people, just ensure you have something signed next time

in case things go south. It is business after all.

Kelvin This is a sorry story it happens all the time before

you enter in anything you should consult find out legal

advice etc but when we tell people about consulting and

the charges people come out guns blazing you cry over

6000 rands consultation charges but your business can

possible earn you millions see the big picture it's a lesson

Ungapheli moya boy dust yourself up run with your

vision don't worry about them

Nomandla Businesses is business, a hungry man is very

dangerous and if you want something done correctly do it

yourself, how did you manage to partner using your plan

with someone you met on social media and left them to

do the groundwork escapes me, always associate with

people who will take you to the next level wenzani

ngomuntu ozifanelayo nawe naye ofuna I break, I hope

you really learned your lesson my brother,luchithekile

ubisi.

Tebogo For patents consult CIPC for only R60, they will

protect your idea for 12 months while you market it.

Godfrey Entrepreneurs! here on board be wise as a

serpent, always before you share your idea first let your

partners sign 'NDA!' non-disclosure agreement or Patent,

NDA you download it on Google .patent it’s done by

attorneys, when one of your allies steal it .you have all

the proof to claim loss of business from court from them,

be informed otherwise its rough out there, you will

always be the one crying

Jabu Sorry Lucky mfowethu, pick yourself up and

continue. Don't let this terrible thing defeat u, but get up

again and continue. Those who stole from u are already

cursed, because that was your gift! So learn from this n

develop an even better business that will overshadow

what those thieves stole from u. All the best! You can do

it!

ZBIN Board Chair: Martha Tholanah

Our Board of 10 members is chaired by a great woman,

Ms Martha Tholanah who has won several international

awards in the HIV and Aids and Human Rights sector.

Voted one of the most influential Zimbabweans, she has

done a great amount of work within Zim, the region and

on the international scale. This helps to explain why we

cover a lot of women issues in our programs.

Board Member Feature: Tavaziva Machigidi

Our board has 3 qualified Accountants and one of the

accountants is Mr Tavaziva Machigidi who is a

Chartered Accoutant(SA). He is a risk manager and

operates own fintech companies in RSA. Does is it now

make sense why we incorporate a lot of risk management

in our programmes, books and newsletters? We will

feature more board members in future newsletters as you

get to know our board better.

What happened to Waterworld?

Neil Chamisa Zimdancehall happened.

Neil Chamisa But a new development is coming up soon

heard it could be a hotel by the Chinese 😁 😁

Mai Ruerue Bad location. plus its not the kind of

entertainment that interests veganda dema. if u want

kukwezva mabhoyi, isa a chisa nyama joint , they will

come in droves. as for that water sport type of thing,

location is key. inoda Kunana Brooke, Chisipite , Mt

Pleasant. those areas.

Faith Kus Poor management, that business with the right

location bigger space and bigger slides like other world

renowed waterparks has the potential to make millions.

Harry Nyakatonje What I heard last from the news was

a prominent business man bought it to construct a hotel.

Nyashadzaishe Nhapi I wonder too ..lets bring it back.

Defnate Matsotse Lack of innovation.

Tawanda Mutukwa They wanted to build a new hotel.

MaCoy Nyathi water world was in fact doing well by

Zim standards but was closed down along with East 24

restaurant and the golf course overlooking it to pave way

for the construction of Hilton Hotel and shopping

mall...its still in the pipe though... I personally know the

guy who owned east 24 and had a stake in the deal. . just

that the deal was brokered during Chombo tenure as

Minister of Local gvt back in 2014-15.

Dudzai Chakauya Lack on innovation,their equipment

was too outdated which could not attract people...Its a

good business that need someone with heavy capital

investment to purchase and construct proper

structures,,,,,someone said ‘location’ it doesn't matter at

all,be unique people will come alone.

Mindsets and learning

There exists an entire neuroscience research community

that’s focused on mindsets. This community is studying

how brains learn, and trying to understand the possible

levels of future intelligence malleability. Results in this

field

have revealed that the adoption of certain mindsets can

drive greater motivation and achievement.

The work of Dr Carol Dweck has defined two mindsets –

a

fixed mindset and a growth mindset. A fixed mindset is

one

where intelligence is considered static and ‘qualities are

carved in stone’, which ‘creates an urgency to prove

yourself over and over’.iv A person with a fixed mindset

is likely to avoid challenges, give up easily when faced

with obstacles and ignore useful feedback.

A growth mindset, on the other hand, is where

‘intelligence

can be developed and leads to a desire to learn’.

It is about ‘a zest for teaching and learning, an openness

to

giving and receiving feedback, and an ability to confront

and surmount obstacles’.

As technology increasingly disrupts the world in which

we

work, the ability to continually learn, unlearn and relearn,

while operating at speed and scale, is a key challenge for

the finance professional. Author Matthew Syed explains.

In a complex world, the only way to learn is from our

mistakes, failures and errors – in science, in business,

in technology, in politics. It’s a process that applies to

the evolution of our species, the dynamism of our

economies and the growth that we either enjoy or

thwart in our own lives.

A growth mindset is also linked to our own curiosity and

our ability to continue to question long-held assumptions.

Thiel,in Zero to One, talks about the case for secrets in a

world where we believe all the great questions have been

solved. For the finance professional, these ‘secrets’ are

the creation and preservation of organisational value.

Thiel explains:

'The actual truth is that there are many more secrets left

to find, but they will yield only to relentless searches.

There is more to do in science, medicine, engineering,

and in technology of all kinds… But we will never learn

any of these secrets unless we demand to know them and

force ourselves to look'

Flash Back: Sack potato growing

Catherine Shava Mondipa bp mdala.faith

yandaiva.nayo.so ka faith like potatoes but.kukohwa

hapana hapana.

Baba Ian Handina remuromo.

Patie Kutadza kkk we tried that as well kukohwa

mavhu.

Mdala Wa Rue. Panofanira kusungiswa vanhu for fraud

kkk whoever misrepresented kuvanhu kuti masaga

in potatoes zvine mari should be arrested lol

Andrew Taurai Manyonda Ko zvainzi kuHarare

madzimai vari kuita mari. Hanzi vamwe vakatenga

dzimba nawo magwiri eku back yard. Ko winter maize

yeChiredzi goho rakanga rakamira sei?

Brian Troy I sniffed this one out from a mile away,

ndikati regai timboona.

VaMunyavi Shingex Ndaitobuda paZBC tichito boaster

kuti 2014 tichaenda nenyika bt takawana mabwe basi

basi.

Tinashe Maruta kkkk, aya ndeekuita uchigara pa flat

ongoitawo 2 masaga oisa pa balcony, kwete kutogobora

munda, lol, kunyura kwega kwega.

Yemurai Nhongo-Thepe My mom vakaita a

few sacks tikatonzwa nekubika...hoo nhai, zvakaramba

for vamwe?

Runyararo Primrose Chandiwana-Munjoma Amwene

vangu took a loan vakati vaone machengetere evazukuru

haa vakamzwa nyaya iyi vanochema nekuti kana rekuisa

mupoti mavo vakarishaya kkk

Tariro Kutadza This method please isai

ma potatoes muvhu pasi no no no.

Memz Achihoro Mandishona Musatondikwidze bp

nazvo izviiii...ndakanyura imiii

James Munowenyu Usadherere ini ndakarova

commercial scale ndikuudza kwese kumabakery vaiva

vondiziva kuti mudhara wekutenga masaga auya

ndikavhura rimwe branch repotatoe musaga paMutare

apa ! Ndakapinda mu 15 000 masaga apa kumba ma 50

kg ndichida ma90 kg chete.

Calculator yakapera pakanyorwa ndichiprojector income,

kkkkkk iwe kudyirwa munda nembwa setakarima nyama

shuwa! Ndofunga ndoopandakakwira bp shuwa,kana

maschool fees evana payment plan dzanga dzakazembera

sack potatoe harvest kkkkk kutorova sprinkler irrigation

uzozwa!

Rudo Mataranyika-Chaza Kkkk ini mascheme ekuzim

ndinongotarisawo. Too many matsotsi paHarare kkk

Poem by Sakhile Mcambi

The only part they told us about entrepreneurship was

that we would be our own bosses.

They never told us that we would fail many times before

we succeed.

They never told us that we would work 5 times more

than our employees and not get anything sometimes.

They never told us that this would cripple our credit

score. That we will be in debt and owe a lot of people

money.

No one said anything about the sleepless nights trying to

figure out a way forward.

No one told us about the stress and anxiety.

No one told us that this will cause conflict between us

and or relatives and family members.

No one told us that we would be jokes to the society

especially when we start changing from one business to

another.

No one told us that sometimes we will go six months

without any income. Living in the edge and surviving

through borrowing money from different people.

No one told us that our doors would be shut down due

failure to pay staff, they can’t get to work.

No one told us we would be hobos at some point.

No one told us that our wife's and girlfriend's would

leave us because they will not understand our journey.

No one told us that we will have to be more than patient.

That we would make so many mistakes end up losing a

lot of money.

That at some point we would have to risk our lives in

order to move forward.

We had to figure this out all by ourselves.

Many gave up on the journey.

Some died on the journey.

But some of us after going through so much pain we

decided that we were going to succeed or die trying.

Some of us we are never giving up on this no matter

what. We are now doing it and very aware of the

circumstances.

Its win or nothing for us and it's too late to go back now.

We are entrepreneurs!!

Vikizithazikazulu This is a prayer 😌

Dineo No one told us that our husbands or boyfriends

would leave us because they would not understand our

journey! Female entrepreneurs also deal with such. NB

this is a very profound message thank you.

Liberty Reality check. Not everyone is cut-out to be an

entrepreneur.

Rubi Red No one told us we'll be a laughing stock to our

friend/ family on dry season *no customers*

Gregory True but we would not change it for anything

else. Love this post. So true. If don't go through all of

that and more you are a tenderpreneur and not an

entrepreneur.

Njabulo Truth at its best nevertheless we are not going to

give up, soldiering on is what we always do, thank you

author.

NomaChule So touching and powerful! I am so much

motivated now as sometimes when the going get tougher

I think of quitting...Forward I go! Thanks to you.

Theodore Victory is sure though. Never give up. We in

it together.

Lebo No one told us we would need triple the investment

money to make it. No one told us you actually need lots

and lots of money to start a business!

Aaron Forth we go comrades Amandla! Power! Matla!

Derrick They never taught us how to swim, they just

pushed us into the sea and we had to figure it out, so true.

Ste. This made me teary eyed. Amen...forward we go

comrades. Forward we go!

Sechaba People don't even know the half of what we go

through.

Nodumiso Business goes with passion; if you are

passionate about what you do will be patient. Another

thing a business without God it's like building a house

without foundation. The fact that I have failed does not

mean I won't win. When you a have problem call God

and he will rescuer you and when things are going well

say thank you Lord by paying Tithes. You will see your

business BOOM.

Ncumisa Eish as I was reading through every line I kept

thinking, who is writing my storyline?

❤ ❤ 😊 😊 forward ever backwards

never.

Majoroi Very few people are entrepreneurs & they don't

understand our journey, this country is full of

businessmen/women, passion & determination is the way

forward.

Freeman You cannot fake entrepreneurship if it in you,

it's in you.

Xolisa! Passion; Perseverance; Persistence; Preparation;

Punctuality and lastly Humility I believe if one follows

this then room for discouragement ultimately failure will

be greatly diminished.

Nomty Nicely put.... @times I find myself crying under

d bed covers coz I don't know what 2 pull n plug

where! Motivated with tears in my eyes.

Tumi Also Doubt kills more dreams than failure ever

will....my compatriots 👊 I refuse to give up!

Terry Get it or die trying ✊ haya phambeni... You

are a soldier at war trying to survive; it's a live or die

situation. You will need a working strategy and a

different mindset that will put you on an advantage

position. Don't fight with your gun only, see the

opportunities, listen to other people's advice "generals

will never fail you at war" listen to your heart, your mind

and your soul. Tomorrow it's not promised but faith will

get us there... Salute!

Jabulani Very true sir. Also what I have seen with other

nations and nationalities of various races is the art of

doing it together. We are just a bunch of individual in

competition and struggling alone.

Where is the money in RSA? : Tourism

▪ South Africa welcomed 10,29 million foreign

tourists in 2017. This is up only 2,4% over 2016.

▪ Ranked sixth out of the world's seventeen mega

diverse countries

▪ Key tourist destination and the industry accounts

for a substantial amount of the country's revenue.

▪ The Kruger National Park, one of the largest

game reserves in Africa, one of the most visited

national parks in the country, with a total of 1

659 793 visitors in the 2014/15 period.

▪ The top five overseas countries with the largest

number of tourists visiting South Africa in 2017

were the USA, UK, Germany,

the Netherlands and France.

How do entrepreneurs benefit?

Research on the Tourism Value Chain and Start-ups in

the tourism sector.

Where is the money in Malawi? : Turkey

Products

Research on importing products for sale from Turkey,

clothing, shoes, carpets, hair products and jewellery. Use

digital marketing for promoting your business. There is a

growing middle income in Malawi which is demanding

luxurious goods. The construction industry is also

experiencing a boom so also consider housing materials

and furnishings. Most entrepreneurs are importing

products from Tanzania and Kenya.

We however still emphasise the fact that Malawi is sittng

on GOLD…Malawi Rice or Kilombero! Promote the

brand and open distribution centres across the region.

Where is the money in Zim? : Construction

Harare’s housing backlog stands at 500.000. Does this

mean anything to you? Yes it should because we need

more houses. So think about forming own construction

companies, hard ware shops, furniture shops and more.

Meanwhile, did you see the Nash Paints Franchise

advert?

Where is the money in Zambia? : Agric

equipment

There is a lot of noise about Chinese investors who are

covering every sector. Should we be worried about the

Chinese? Not really, lets learn from them especially their

business models. Chinese investors get support from their

government and we should also lobby for government

support to venture into export markets.

The good news about Zambia is that the agriculture

sector is expanding and more investors are eyeing the

sector bringing in the latest machinery and equipment. A

great chance for investors to get into franchise and

distribution arrangements with foreign investors.

Zim gets a new cabinet

New brooms sweep clean? Hopefully so for we have a

fresh cabinet in place and we are looking forward to fresh

ideas that will drive the country forward. Top marks for a

lean cabinet and new faces such as Prof Mthuli Ncube,

Kirsty Coventry and Dr Sekesayi Nzenza.

We also look forward to a strong SME department that

will put the small businesses at the centre of economic

growth. We are often last with big businesses taking

centre stage despite our sector being the biggest in the

country employing more than 5.7m people and

accounting for more than 60% of the GDP.

Kenya Innovation

In Southern Africa they sell milk in plastic containers

right? Well, you are still behind as in Kenya they now

have Milk ATMs! You swipe and get the milk quantities

you desire. Get inspired and find out how to introduce

this to your local area.

Ama Statistics

Our forums continue to grow with ZBIN Facebook

platform now standing at 38.000 and the SABIN at

10.000. Our Whatsapp forums stand at 8.000 and our

Website unique visitors at 6.000. We are growing with

every 20 minutes a new member being added to our

forums. This newsletter is distributed to more than 5.000

direct email addresses. We thank everyone for the

support especially our admin team. For addition to our

forums contact Catherine Shava on 263 776196 313 or

Victor on +263774081808

Whats Up in September?

We launch our SA Business Opportunities Book end of

month and we believe that we have authored arguably

Africa’s best book on entrepreneurship. A compilation of

inspirational stories and experiences from more than

1.000 entrepreneurs across Mzantsi.

We also have a number of regional activities going on in

SA, Botswana and Lesotho. We will also host another

ZBIN Meeting at our offices situated at No 34 Quendon

Rd in Monavale, Harare.

Wishing you a blessed and productive month.