Your Money Matters

Christine NoonRowanCard Administrator, Bursar’s Office

Pamela GordyInterim Associate Director of Financial Aid

Bursar services

Fall 2014 Tuition Bills due August 6Setup Authorized User Account Upon EnrollmentView Semester eBill Available on-lineStudent Health Insurance Waiver By September 19Make a Payment or Confirm Registration Due August 6Meal Plan Options Last day to adjust September 12Buy 'Boro Bucks via Credit Card Available 24/71098-T Form Available January 31, 2015

Before the August 6th due date

• Setup of Authorized User Account in e-Pay• Accept Financial Aid Awards• Complete the Direct Loan Requirements– Sign Master Promissory Note– Complete Entrance Counseling

• Complete Parent Plus Loan Applicationhttps://studentloans.gov

Student Health Insurance• Full-time matriculated students are automatically

charged for health insurance coverage for the academic year.

• If you are already individually covered, you may waive this policy through Banner Self-Service.

• The charge will be removed within 24 hours.• This must be done by September 19, 2014.• After the due date, THERE ARE NO REFUNDS.

How to pay your tuition bill• www.rowan.edu/epay• Login under Authorized Users • Pay your bill in full– Credit Card– Electronic Check

• Enroll in Deferred Payment Plan– $30 Enrollment Fee– Three Installments Due Aug 6, Oct 1, & Nov 5

ROWANCARD

• Official University ID• Door Access• Meal Plan – Dining Dollars & Boro Bucks• Copying• Printing• Laundry• Rec Center

RowanCard security• Student must present their RowanCard to complete a transaction• Delivery service will require the student to present their RowanCard at the

delivery location• Students should sign the merchant receipt so that their name is legible enough

to be read• Delivery drivers are required to print the student’s name from the RowanCard

underneath the student’s signature on the receipt• Manual entry of ID numbers is NOT allowed for any transactions made at a

merchant location• If a merchant believes that the photo on the RowanCard presented to them does

not match the customer, the merchant may request a second form of ID or confiscate the card and contact the university

• Be diligent and watch your transactions by logging onto https://myrowancard.rowan.edu. If you suspect fraudulent activity, report it to Public Safety immediately

Meal Plans /Boro Bucks/Dining dollars Students may reduce meal plan through Sept. 12

All-Access + $100 Dining Dollars & $100 ‘Boro Bucks 14 Meal Plan + $100 Dining Dollars & $200 ‘Boro Bucks

Add ‘Boro Bucks https://myrowancard.rowan.edu via credit card www.rowan.edu/selfservice via financial aid credit

Rowan Card Merchants

Program Eligibility Annual Amount Interest Rates/Lender Repayment

Subsidized Direct Student Loan

The federal government pays interest while borrower is in school

$3500-$5,500 Fixed rate of 3.86%. Between 10 and 25 yrs to repay.

Unsubsidized Direct Student Loan

The borrower is responsible for all interest; must be at least half-time; financial need not required

$5500 - $20,500 Fixed rate of 3.86%

Direct Plus Loan For parents of dependent undergraduate students

Maximum amount is cost of attendance minus financial aid

Fixed rate of 6.41%

Federal Education Loan Summary

Select award year

Award Overview

Student Requirements

NJGRANTS.ORG June 1st Deadline

http://www.rowan.edu/financialaid