Your guide to overcoming cyberthreats

Personal Risk Services

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Social media

More than

Facebook accounts are compromised every day.2

social network users have fallen victim to a scam or fake link on social network platforms.2

1 in 10

600,000

1 Digital in 2017: Global Overview, We Are Social, https://wearesocial.com/special-reports/digtal-in-2017-global-overview

2 https://www.go-gulf.com/blog/cyber-crime/3 “Social Media Prevention Tips,” CyberScout4 Bruce Schneier

With over 2.7 billion people actively using social media—that’s 37% of the world’s population1—it’s no wonder cybercriminals are targeting these networks.

How to protect yourself 3

Only share information, posts, and pictures with your inner circle—actual friends and family.

Remove yourself from public searches.

Be wary of third-party apps. While they can provide entertainment and functionality, some will also install malware and viruses on your system.

Use strong passwords. Try turning a sentence into a password4, by using the first letter of each word in a sentence you can remember. i.e.: If your sentence is "When I was 7, my sister threw my stuffed rabbit in the toilet," your password would be "WIw7,mstmsritt"

Six common cyber vulnerabilities and how to help protect the online you

Whether you’re running a household or a business, you may be susceptible to cybercrime if you use the internet, computers, or other digital media. At Chubb, we look for ways to do more for our clients, like helping you prevent issues from happening in the first place. That’s why we’ve highlighted six of the most common cyber vulnerabilities and provided tips for how you can protect your identity, your money, and your family.

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Cyberbullying

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With 90% of teens online and 73% using a social network, it’s not surprising that bullies have taken to cyberspace.

online 5

Over ½ of teens have

of teens have engaged in cyberbullying.5

been bullied

Over ½

5 “The TeenSafe Parenting Guide to Tech Safety,” https://www.teensafe.com/blog/teensafe-parenting-guide-tech-safety/

How to protect your kids from cyberbullies

Monitor your kids’ cell phone activity with an app like TeenSafe.

Help them understand your perspective—that you are keeping them safe, not invading their privacy.

Set limits and boundaries on their use of mobile devices.

Lead by example—disconnect and give them your full attention.

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4

6 “U.S. Workers Spend 6.3 Hours A Day Checking Email: Survey,” HuffPost, May 13, 2016 7 https://blog.sonicwall.com/2018/03/phishing-emails-the-spear-of-the-cyber-attack/8 Proofpoint 2017 Human Factor Report9 Symantec 2017 Internet Security Threat Report (ISTR)10 IRS Return Integrity Compliance Services11 “Phishing Protection Tips,” CyberScout

of all cyberattacks start from phishing emails.7

for credential theft emails.8

Apple IDs are the

90%

#1 target

U.S. workers spend an average of 6.3 hours a day checking email.6 You might be surprised to learn how many of those emails are phishing scams, tricking you into clicking on a malicious attachment or website.

Phishing scams How to protect yourself 11

When it comes to phishing emails, don’t click the link or email itself if:

It seems urgent for no reason.

It is a request from someone you don’t know personally or you don’t do business with currently.

You spot poor grammar, spelling or syntax—which means it’s not coming from a reliable or professional source.

You hover over the link and the URL doesn’t match the description of the link.

It asks for sensitive information.

of phishing lure.9 in 2017.10

Fake invoice messages are the

Reports of W-2 phishing emails increased

#1 type 870%

3

5

A laptop is stolen every

53 seconds 12

of the cost of a lost laptop is from data breach.12

80%

These days, nearly everyone is online. That means computers and networks are a great way for cybercriminals to access your personal information or sensitive data.

12 “Mobile Device Security: Startling Statistics on Data Loss and Data Breaches,” Channel ProNetwork, http://www.channelpronetwork.com/article/mobile-device-security-startling-statistics-data-loss-and-data-breaches

13 “System Protection Tips,” CyberScout

Crimes involving electronics

How to protect your devices13

How to protect your network13

Password protect every device you have.

Install and regularly update antivirus and anti-malware security software.

Power down when you’re not using your computer.

Physically remove all storage drives before disposing of your computer.

Always use encryption (WPA or WEP) to secure your network and your wireless router.

Set wireless to no-broadcast.

Avoid using public networks and disable Wi-Fi access on your device when not in use.

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614 “The Dark Side of Smart Toys,” CyberScout15 Symantec 2018 Internet Security Threat Report

of parents would pay more for a smart toy, even though smart toys can be targets for hackers.14

65%

Attacks on Internet of Things (IoT) devices such as webcams, DVRs, and connected thermostats, increased by

600% in 2017 15

Smart toys and homesAs our world becomes more interconnected, we need to look beyond the obvious cyber targets to things in our everyday lives, such as smart gadgets for the home and smart toys for the kids.

How to protect yourself 14

Do your research—Google the product to look for red flags about security or privacy.

Teach your children what types of information are okay to share with their smart toys—and turn the toys off if they’re not in use.

Keep an eye on how your child uses the smart toy. Turn it off during private discussions.

Be sure to change the default password and update the software regularly.

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7

16 Kaspersky Lab Malware Report for Q1, 2017, https://usa.kaspersky.com/about/press-releases/2017_kaspersky-lab-re-ports-mobile-ransomware-dramatically-increased-in-q1-2017

17 Ransomware Damage Report, 2017 Edition, Cybersecurity Ventures, https://cybersecurityventures.com/ransom-ware-damage-report-2017-5-billion/

Damage costs from global ransomware are predicted to be

Mobile ransomware rose by

in 2017, up from $325 million in 2015.17

in the first few months of 2017. 16250%

$5 billion

RansomwareRansomware is an attack on your computer or network that locks up or encrypts your data unless you pay a “ransom.” Experts agree that you should never pay, because you probably won’t get your data back anyway. Your best bet is prevention.

How to protect your yourself

Back up your data.

Install antivirus software and update your system regularly.

Never pay—you will be giving the hackers additional information.

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