Your financial inspiration ... is it in hiding?

YOUR FINANCIAL INSPIRATION

The road of life

YOUR FINANCIAL INSPIRATION

Did you know…

Life expectancy in 1900 was 42 years

Today…?

YOUR FINANCIAL INSPIRATION

Lifestyle related diseases

One in 4 women in SA will have heart disease before the age of 60

Women develop heart disease later than men

One heart attack every 8 minutes in SA

One in seven women worldwide will get breast cancer

Asian, White and Coloured women four times more at risk than Black women

Source: SA Heart Foundation

YOUR FINANCIAL INSPIRATION

The threat of old age….

Probability of a pensioner aged 60 surviving to different ages (Based on life expectancy in 2006)

0%10%20%30%40%50%60%70%80%

80 85 90

Male

Female

40%+ of women aged 60 will make it to 90

20%+ of men aged 60 will make it to 90

People don’t realise this because they hear about HIV etc

YOUR FINANCIAL INSPIRATION

Why is retirement such a problem…?

Ignorance

False sense of security

Someone else is taking care of it

Waking up too late

No money for retirement planning

Approximately 94% of South Africans retire with NOT ENOUGH

MONEY – there is clearly a problem!

YOUR FINANCIAL INSPIRATION

Do you control your money, or does your money control you…???

A simple question

YOUR FINANCIAL INSPIRATION

Take control of your money!

YOUR FINANCIAL INSPIRATION

STEP 1:

Face your realities

YOUR FINANCIAL INSPIRATION

STEP 2:

Stop waiting for Prince Charming

YOUR FINANCIAL INSPIRATION

STEP 3:

Plug the holes

YOUR FINANCIAL INSPIRATION

STEP 4:

Tackle your debt

YOUR FINANCIAL INSPIRATION

STEP 5:

Seek professional advice and draw up a financial plan

YOUR FINANCIAL INSPIRATION

Your financial plan should include…

A valid Will

Medical cover

Emergency fund

Protecting your income (death, disability, dread disease, business assurance)

Saving and investing

YOUR FINANCIAL INSPIRATION

7

Change is not the result of

spontaneous combustion –

you must set yourself on

fire!