your finance center webinar
TRANSCRIPT
YOUR FINANCIAL EMPOWERMENT OPPORTUNITY
GLOBAL OPPORTUNITIES NETWORK
• Make important purchases
• Own a home or refinance
• Get a new car• Get a new job• Pay off debt• Get a low interest
rate loan• Save money
It’s harder than ever to:
So How Did All Of This Happen?
A Lack of Financial
Education!
WHAT IS A GOOD CREDIT SCORE?
Believe it or not, most
people don’t know!
5
If your FICO score is:
Your score is considered:
And you will pay:
720 – 850 Excellent The lowest interest rates on loans.
690 – 719 Good to Excellent Low or high rates: shop around.
660 – 689 Good High rates: shop around.
625 – 659 Fair Very high rates: shop around.
590 – 624 Poor The highest interest rates on loans.
300 – 589 Very Poor You might not qualify for a loan.
*National Average692
Owning Your Restoration
Center
Your Credit CenterRestoration Center
OUR PROVIDERS
Provides Credit Restoration
Services For Our CustomersAccredited: NACSO
Provides Financial Education
Services For Our Customers
BBB: A- Rating
Provides Business Building Training For Our Distributors
A synergy of companies providing essential services for the financial well being of all
Legal Disclaimer- United Credit Education Services and Financial Education are separate business entities with no business affiliation. Global Opportunities Network (GON) is a dba of Netwealth Partners, LLC which has distribution contracts with both companies.
• Founded in 2004• Headquarters in Farmington Hills,
Michigan• Over 50 million dollars in sales• Non-Profit (501-c3) • Debt free• Almost 200 employees worldwide
OUR PROVIDERS
CREDIT SCORES
ARE CREDIT REPORTS ACCURATE WHO REGULATES THE CRA’S
Accuracy problems affect many consumers credit scores
Studies have revealed that MILLIONS OF AMERICANS have significant ERRORS on their credit profilesThese errors affects peoples score by 50 points or more
The Fair Credit Reporting Act (FCRA) is designed to promote the accuracy of information in the consumer’s credit profile
The Federal Trade Commission is the government agency responsible for enforcing the FCRA Laws
CREDIT REPAIR VS CREDIT RESTORATION
CREDIT REPAIR CREDIT RESTORATION
Involves the CLIENT writing letters to creditors
Require the client to provide the information they need to assist in the dispute process, which can be time consuming and a nerve wracking experience for the client.
Credit repair companies best financial interest to draw the process out as long as possible
Credit Repair is often successful in having some items removed, only to have it re-report in a different reporting cycle. Thus, it is not a permanent removal of the information
Force the credit bureaus to comply with the FCRA, by making them produce verifiable proof they can legally report your private financial information
If the credit bureaus do not remove or change an item they are in violation of federal law and subject themselves to a $1,000.00 fine for each item they report.
Deals directly with the credit bureaus
TRUE CREDIT RESTORATION IS PERMANENT
OUR SERVICES
Nationwide Distribution of Financial Products!
OUR SERVICES
• Money Back Guarantee• Outstanding Deletion Ratio• Superb Customer Service
• An educational tool designed To help you understand and Maximize your credit score
Credit Restoration Services
We RESTORE Credit
OUR SERVICES
We ESTABLISH & BUILD Credit
•Pay off Debt Fast•Save Money in Interest•Create Discretionary Income
• Last Will• Living Trust• Power of Attorney Health & Financial
Debt Zero FES
OUR SERVICES
We PROTECT Credit
• Identity Theft Protection• $1 Million Guarantee
FES PROTECTION PLAN• Credit Restoration• Ultra Score• My Care Plan• Debt Zero• Identity Theft• Financial Lock Box
• Been in Debt?
• Applied For Credit
• Applied for A Mortgage Loan?
• Filed Bankruptcy?
• Been Denied A Loan or Credit Card?
• Had Your Identity Stolen?
• Been A Party In Probate Court?
• Prepared A Will or Trust
• Had A Credit Check For Employment?
• Had Errors Or Mistakes On Your Credit Report?
• Had A Higher Interest Rate Due To A Poor Credit Score?
• Wanted To Have A Higher Credit Score?
Been Denied Credit?
HAVE YOU EVER…
For you get:$499CREDIT RESTORATION
(Stand Alone Product)
REMEMBER YOU GET
A WRITTEN MONEY-BACK GUARANTEE!
Monthly Option: $199.00 down $39 PER MONTH
Or For You Get$499
LAST WILL/LIVING TRUST(Stand Alone Product)
UCES ONLINE: www.united-credit.org
• Login: Customer’s Social Security number• Password: The last 4 digits of the customer’s SSN
UCES ONLINE: www.united-credit.org
UCES ONLINE: www.united-credit.org
The Progress Report tab will show the client’s accounts and the current status of each.
Imagine, If YOU were my Financial Adviser…
You get:• Online customer progress reports
available for viewing 24/7• Customer Service Call Center
available Mon-Fri from 9am-5pm, EST
• Online educational series that helps me take control of my personal credit and finances
• Five challenge cycles, initial credit reports, credit scores and reminder letters.
United Credit Education
Services
Credit Restoration• Customer Progress Reports• Superb Customer Service• Written Guarantee
Credit Restoration
You Get:• Comprehensive analysis of the
positive and negative items impacting your credit.
• A personalized action plan to improve your credit file.
• Customized recommendations to build and maintain good credit.
• An Education Library, Resource Center and mortgage, college fund and insurance calculators.
• The option to dispute inaccurate accounts. POSITIVE
Credit Builder
Ultra Score Service
You Get: • A Last Will, Living Trust and a
Financial & Health Care Power of Attorney
• Unlimited changes and revisions
• Electronically stored data• Peace of mind in case of an
unexpected circumstance Will & Trust
My-Care Plan
You Get: • The most effective and efficient
user friendly debt payoff software program available today
• Mathematical algorithms that create a professional budget to adhere to:• Pay off debt fast• Save thousands • Increase savings while creating
extra discretionary income
FES DebtZero
Debt Analyzer
You get: Identity Alert$1 million service
guarantee Wallet LockPeace of mind that your
identity is secured
Identity Theft Protection
Financial Lock Box Is An Online Solution That Enables You To Store Financial Data In A Single, Secure, Password-protected Location For
Easy Access By Your Or Your Loved Ones That You Select And Authorized.
Virtual Lock Box
HOW MUCH WOULD YOU CHARGE FOR
THESE SERVICES?
Small monthly fee of $87 per month
FES Protection Plan Membership
Partnership Opportunity
TWO DIVISIONS
• Retail Sales And Developing Corporate Accounts
• Business Development: Recruit, Train & Manage Sales Organizations
There are 2 Partner Packages to Choose From:
GLOBAL OPPORTUNITIES NETWORK
AgentMarket FES Services-Direct Commissions Only
Full Partner- FES Protection Plan
THERE ARE 2 PACKAGES TO CHOOSE FROM:
FULL PARTNEREverything for Agent PLUS
Credit Restoration Ultra Score My Care Plan Debt Zero Identity Theft Financial Lock Box
AGENT
Market all FES Services Direct Commissions On-Line Business Center Mentorship Program (LIVE) Global Distribution (Eligible) Full Corporate IT Support
Agent -$249Black Card Protection Plan- $87 per mthDistributor-$199
$286/$87 per month package
Term Life InsurancePolicy
• Term Life Policy• $30,000• $50,000 Accidental
Life Insurance
FULL PARTNER Added Benefit
• Online Bill Pay• Direct Deposit• Instant BC To BC Transfers• Debt & Interest Free• Budget Your Money• Protect Your Cash• ATM/Bank Cash Access
* FES Is The Membership Provider * Debit Card Is Included In FES Membership
Personalized Debit Card
FULL PARTNER Added Benefit
Pharmacy Discount Card
FULL PARTNER Added Benefit
RX Discount Drug Card today and begin saving on your prescription drugs immediately. One card may be used by the whole family,
regardless of age.
Up to 80% off generic medications*Up to 15% off name brand prescriptions*
Free Discount Drug Card Save 10%-85% prescription costs
*This is NOT an insurance program or membership club, your FREE discount drug card simply entitles you to a discount off the purchase price of prescription drugs
RX Bin# 1234567RX Pcn # 7654321Rx Group # 555555556Member ID# 333333333
Small monthly fee of $87 per month
Full Partner Benefit Plan
Personalized Debit Card FREE DISCOUNT DRUG CARD
Up to 80% off generic medications*Up to 15% off name brand prescriptions*
NAVIGATE THROUGH YOUR WEBSITEwww.vrtmg.com/log name
Owning Your Center Allows You To:
• Process Customers Quickly
• 24 hr. Access to Business and Marketing Tools to Help You Build Your Business
• Daily Updates on the Total Number of Negative Items Deleted Company Wide
• View Your Commissions
Your Contact Info Here
INCOME OPPORTUNITY
We Get Paid Several Ways:• Direct Commissions
• Revenue Sharing• Customer Acquisition Bonus (CAB)
• Residual Income
• Field Training Bonus• Monthly Production Bonus
DIRECT COMMISSION
Credit Restoration(Initial Deposit)
Monthly Fee
Credit Restoration or My Care
Plan
Life Lock Yearly Rate
FES Protection
Plan
ProtectionPlan
(Black)
$199 $39 $499 $99.00 $87 $87$70.00 $6.00 *$60.00 $22.00 $12.00 $12.75
Agents Only
* $150 start on your 4th Sale
Direct Commission & Revenue Sharing Program
$199 $87 $499 $149 $99 $499
Direct $70.00 $12.00 $150.00 $40.00 $22.00 $150.00
Level 1 ---------- $3.00 $24.00 $5.00 $3.50 $24.00
Level 2 ---------- $3.00 $19.00 $4.00 $3.00 $19.00
Level 3 ---------- $3.00 $14.00 $3.00 $2.00 $14.00
Level 4 ---------- $3.00 $9.00 $3.00 $1.00 $9.00
Level 5 ---------- $2.50 $9.00 $3.00 $1.00 $9.00
Credit Restoratio
n(Monthly Set
Up)
FESProtection
Plan
Credit Restoration Service
Ultra Score
Life LockIdentity
Theft Protection
My Care Plan
Will/Living Trust
*Each Level is a qualifying position
Level 6 ---------- $2.25 $5.00 $2.00 $.75 $5.00
Global Revenue Sharing ProgramFull Partners Only
Customer Acquisition BonusCAB
Agent $40.00 $60.00 $100.00
FT $ 60.00 $100.00 $160.00
SFT $90.00 $150.00 $240.00
SD $140.00 $240.00 $380.00
RSD $160.00 $240.00 $430.00
ESD $177.50 $302.50 $480.00
InitialCAB
Payout
Remaining CAB
Payout
Total CAB
Payout
VP $187.50 $322.50 $510.00
$10,000½% of
GV
$25,000 ¾ % of GV
$50,000Executive Sales Director
1% of GV
Vice President $100,0001 1/2 % of
GV
Regional VicePresident
$250,000 2% of GV
Executive VicePresident
$500,0002 ½% of
GV
Senior VicePresident
$1,000,000 TBA
Senior RegionalVice President
$2,500,000 TBA
Sr ExecutiveVice President
$5,000,000 TBA
For each of the Vice President positions, you must meet the minimum group sales volume requirement and must be active to receive these bonuses
How Do You See Yourself Being A Part
of Global Opportunities Network?
A Customer?
As An Agent?
As A Full Partner?
Thank You For Viewing
WEBINAR If are ready to get started :
- Get back to the person who invited you on the WEBINAR
- If you have question please email them to
GLOBAL TRAINING
We Get Paid Several Ways:• Direct Commissions
• Revenue Sharing• Customer Acquisition Bonus (CAB)
• Residual Income
• Field Training Bonus• Monthly Production Bonus
Customer Acquisition BonusCAB
Agent $40.00 $60.00 $100.00
FT $ 60.00 $100.00 $160.00
SFT $90.00 $150.00 $240.00
SD $140.00 $240.00 $380.00
RSD $160.00 $240.00 $430.00
ESD $177.50 $302.50 $480.00
InitialCAB
Payout
Remaining CAB
Payout
Total CAB
Payout
VP $187.50 $322.50 $510.00
QFT 1$40
2$40
3$40
4$40
You WIDE OR DIE!1: Total Initial CAB pay out $2002: Remaining CAB pay out $300 Total Pay Out $500
5$40
1$60
2$60
3$60
4$60
5$60
$399 BV Within 30 days
Next Week Training
- Review of CAB Bonus
- Business Volume/Getting Promoted
SEE YOU NEXT WEDNESDAY!