First National Bank - a division of FirstRand Bank Limited.An Authorised Financial Services and Credit Provider (NCRCP20).

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Your business is expanding

Global Business Banking.That’s how we help.

its global footprint.

Contents

A portfolio of leading franchises

Banking – Make our expertise your advantage

If your business is going places, we can help you get there

FNB global footprint

Exchange control – Playing by the rules

Trade and investment corridors

Contact us

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A portfolio of leading franchises FirstRand Limited is listed on the JSE and is one of the most innovative financial services groups on the African continent.

RMB Private Bank became one of South Africa’s leading investment banks through its commitment to traditional values and innovative ideas.

A full-service, Pan-African retail bank with a focus on rewarding, enduring relationships.

South Africa’s leading expert in asset-based finance solutions.

An Africa-based, new-generation investment manager.

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Banking – Make our expertise your advantageOur Global Business Banking unit provides you with seamless solutions so that your company can take full advantage of the growing trade inside of Africa as well as the Indo-Africa and Africa-China trade corridors.

Our diverse set of financial products ensures that we are able to support your endeavours no matter if you are a small business with a rural, corporate market, a large or medium-sized corporate, a financial institution, a parastatal or even a government entity.

Who benefits from our services?

• Companies expanding into other African countries where FNB has representation.• Foreign companies looking to enter South Africa.• Clients with trade links between Africa, India and/or China.

Our range of products is supported by FNB International in Namibia, Botswana, Swaziland, Lesotho, Mozambique, Zambia, Tanzania and Ghana.

As part of the FirstRand Group, we are able to bring the resources of one of Africa’s leading financial services groups together to answer this question and provide you with the support and solutions your business needs to grow globally.

Global Business Banking provides banking and financial services, advice and solutions specifically focused on the needs of companies that have business interests and connections in Africa, India and China.

How can we help you?

• With expertise that will help your company do business internationally in line with exchange control regulations.

• With investing in a company or partnering with companies in Africa.• With entering into the South African market and all of the associated Black Economic

Empowerment (BEE) and tax facilitation needs.• With internationally dedicated teams (including our Chinese team who are fluent in Mandarin and

Cantonese) focused on providing banking and financial services to clients in South Africa.• With specialist knowledge on the trade corridors between Africa, India and China.• With Business Bankers who will partner you in realising your ambitions.

Global Business Banking has a philosophy that is wrapped up in one question:

How can we help you?

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Investment solutions• Local money market deposits• Foreign currency deposits• Term investments• Treasury bills and bonds• Structured notes• Liquidity management (income or liability)• Corporate bonds• Certificates of deposit• Repos and reverse repos

Trade• Letters of Credit• Cross-border payments• Bills for collection• Guarantees• Risk management• Cash-in-Transit• Instant Payroll • Fleet management• Employee financial services• Private banking• Mobile personal banking• Employee product and system training• Custodial services

At FNB Business, we believe in helping you, the business owner, reach your financial potential through our people, financial solutions and service ethics. Our specialist business knowledge and support provide tailored solutions for your increasingly complex needs in order to liberate your business’ potential and put you in control.

We believe in developing long-standing business relationships that are nurtured to help you leave your mark on the world and create lasting legacies. We offer an end-to-end business banking solution, from transactional banking to highly innovative and structured financing and investment solutions.

Banking• Local currency cheque accounts• Foreign currency accounts Payments and receipting solutions• Online Banking• Electronic account administration• Email statements• Electronic payments and receipts• Referenced cash deposits• Bank-issued payments• Cheque printing and encashment• Corporate cards• Merchant Services• inContact Pro• Traveller’s cheques

Financial solutions• Working Capital Finance• Commercial Property Finance• Vehicle and Asset-based Finance• Leveraged and Acquisition Finance• Project Finance• Structured Trade and Commodity Finance• Syndicated loans• Equity transactions

*Please note that these services may differ between countries.

When we work together, you’ll discover Africa as the true land of opportunity. The numerous laws, customs and policies make it different and sometimes challenging, but nonetheless exciting. Our experience on this beautiful continent is guaranteed to enhance yours.

If your business is going places, we can help you get there

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FNB global footprint

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Future expansion target countries

Indo-Africa Trade

Africa

Africa-China Trade

With FirstRand as an authorised dealer in terms of South African Reserve Bank (SARB) regulations, we’re able to assist you with exchange control applications and approvals, allowing us to provide you with sound guidance and a competitive advantage in today’s business environment.

Exchange control – Playing by the rules

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India-Africa

We are passionate about bringing banking opportunities to life in the Indo-African corridor. A key focus is to advise Indian companies on their investments in Africa. Our strong African roots provide a distinct advantage to you in the corridor.

China-Africa

We are focused on facilitating inward investment from China into South Africa and the rest of Africa. We support Chinese companies in all aspects to help ease the process, ensuring that they understand both South African and other African countries’ banking rules and regulations. Our China Desk acts as cultural ambassador and facilitates a soft landing for our Chinese clients entering South Africa and the rest of the continent, bridging language barriers and closing the cultural gap between East and West.

We also assist South African businesses looking to invest or trade in China by providing the expertise needed to expedite the process, such as offering guidance on how to mitigate risk on international trade settlements, and more.

FirstRand Bank Ltd has a representative office in Shanghai, China.

Trade and investment corridors

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Disclaimer

This document has been prepared by the FNB Business Global Business Banking unit at FirstRand Bank Limited (acting through its FNB Business division) (“the Bank”). Whilst all care has been taken by the Bank in the preparation of information contained in this document, the Bank does not make any representations or give any warranties as to their correctness, accuracy or completeness, nor does the Bank assume liability for any losses arising from errors or omissions in the opinions, forecasts or information irrespective of whether there has been any negligence by the Bank, its affiliates or any officers or employees of the Bank, and whether such losses be direct or consequential. Nothing contained in this document is to be construed as guidance, a proposal or a recommendation or advice to enter into, or to refrain from entering into any transaction. This document contains information which is confidential and may be subject to legal privilege. It is for intended recipients only. If you are not the intended recipient you must not copy, distribute, publish, rely on or otherwise use it without our consent. Some of our communications may contain confidential information which could be a criminal offence for you to disclose or use without authority. If you have received this document in error, please notify us and destroy the communication immediately. This communication is not intended to nor should it be taken to create any legal relations or contractual relationships.

The Bank is an Authorised Financial Services Provider under South African law.

Contact us

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Africa and Indo-Africa corridor

Lisa XieHead: FNB Business China DeskOffice: +27 87 328 0255Cell: +27 79 504 1853Email: