year end holidays. special privileges for hsbc credit ... · special privileges for hsbc credit...

HSBC Credit CardThe One Card for Home and Away

Year End Holidays.Special Privileges for HSBC Credit Cardholders

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POLLIWALKSSHOPPING

Enjoy Additional 5% OFF*for the 2nd pair purchased with your HSBC Credit Card

Offer is valid from 10 November 2012 to 30 November 2012

Get a Complimentary Brick Set** with purchase of 1 pair of Polliwalks Clogs

Offer is valid from 1 December 2012 to 31 December 2012Polliwalks outlet, 1st Floor, Lot 1F-29, Paradigm Mall, Petaling Jaya, Selangor.

* Offer is not applicable with promotional items. ** Offer is not applicable with other promotional items. Offer is not exchangeable for cash and is subject to availability, while stocks last. Polliwalks reserves the right to replace the Complimentary gift with any item of an equivalent value in the event of shortage of the actual item. Polliwalks Terms & Conditions apply.

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PANDORASHOPPING

* Offer is not valid with any other on-going promotions, offers or discounts. Offer is not exchangeable for cash or any other items and is subject to availability, while stocks last. Pandora reserves the right to replace the Complimentary gifts with any item of equivalent value in the event of shortage of the actual item. Pandora Terms & Conditions apply.

Get a ComplimentarySilver Charm* (worth RM124) + Murano Glass* (worth RM169)with a minimum spend of RM1,500 and above in a single receipt

Offer valid from 1 November 2012 to 31 January 2013

Offer is valid at all Pandora outlets nationwide.Habib Ampang Point, Kuala Lumpur | 1 Mont’ Kiara, Kuala Lumpur | Bangsar Village II, Kuala Lumpur | Empire Shopping Gallery, Subang | Mid Valley Megamall, Kuala Lumpur | Pavilion KL, Kuala Lumpur | Paradigm Mall, Kelana Jaya, Petaling Jaya | Setia City Mall, Shah Alam | Suria KLCC, Kuala Lumpur | Tangs, 1 Utama, Petaling Jaya | Tropicana City Mall, Petaling Jaya | Gurney Plaza, Penang | Suria Sabah, Kota Kinabalu, Sabah | The Spring Shopping Mall, Kuching | KLIA (opening soon)

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HOUSE OF LEATHERSHOPPING

Enjoy 20% OFF* on all Normal Priced Items

Offer is valid from 1 December 2012 to 28 February 2013

* Offer is not valid with any other on-going promotions, offers or discounts. Offer is only applicable during any NON-Grand Sale period.House of Leather Terms & Conditions apply.

Plaza Low Yat, Bukit Bintang, Kuala Lumpur | Sungei Wang Plaza, Bukit Bintang, Kuala Lumpur | Berjaya Times Square, Kuala Lumpur | Parkson Pavilion Kuala Lumpur | The Mall, Kuala Lumpur | The MINES Shopping Centre, Seri Kembangan, Selangor | Mid Valley Megamall, Kuala Lumpur | Sunway Pyramid Shopping Mall, Petaling Jaya | Subang Parade, Subang | Mahkota Parade, Melaka | Queensbay Mall, Penang | Johor Bahru City Square, Johor Bahru | AEON Bukit Tinggi, Klang | Palm Square, Kota Kinabalu, Sabah | KL Festival City, Setapak, Kuala Lumpur

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HOL

Enjoy 20% OFF* on all Normal Priced Items


* Offer is not valid with any other on-going promotions, offers or discounts. Offer is only applicable during any NON-Grand Sale period.HOL Terms & Conditions apply.

SHOPPING

AEON Cheras Selatan Shopping Centre, Balakong, Selangor | AEON Seberang Prai City Shopping Centre, Penang | Gurney Plaza, Penang

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COUNTRY HIDESHOPPING

Enjoy 20% OFF*on all Normal Priced Items


* Offer is not valid with any other on-going promotions, offers or discounts. Offer is only applicable during any NON-Grand Sale period.Country Hide Terms & Conditions apply.

Gurney Plaza, Penang | Queensbay Mall, Penang | Lot 10, Kuala Lumpur | Berjaya Times Square, Kuala Lumpur | KL Festival City Mall, Setapak, Kuala Lumpur | Parkson 1 Borneo, Kota Kinabalu, Sabah

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H2O+

Enjoy 10% OFF*on all Normal Priced Items

Offer is valid from 1 December 2012 to 30 November 2013

SHOPPING

* Offer is not valid with any other on-going promotions, offers, discounts and other promotional items. H20+ Terms & Conditions apply.

Sunway Pyramid Shopping Mall, Petaling Jaya | Pavilion KL | 1 Utama, Petaling Jaya | Subang Parade Shopping Mall, Subang | The Gardens, Mid Valley City, Kuala Lumpur | Setia City Mall, Shah Alam | Paradigm Mall, Kelana Jaya, Petaling Jaya | The MINES Shopping Centre, Seri Kembangan, Selangor | Gurney Plaza, Penang | AEON Tebrau City Shopping Centre, Johor Bahru | AEON Bandaraya Melaka Shopping Centre, Melaka | Suria Sabah Shopping Mall, Kota Kinabalu, Sabah | Boulevard Commercial Centre, Miri, Sarawak| Mahkota Parade Shopping Centre, Melaka

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ANNICK GOUTALSHOPPING

Receive a ComplimentaryLimited Edition Pre-Perfumed Pillow Set* with any purchase ofAnnick Goutal Fragrances or Coffret Sets


* The Complimentary Gifts are not exchangeable for cash and are subject to availability, while stocks last. Offers are valid during the offer period and at the outlets listed above only. Offers are not applicable with any other promotions, discounts and offers. Annick Goutal reserves the right to replace the gifts with any item of an equivalent value in the event of shortage of the actual item. Annick Goutal Terms & Conditions apply.

Annick Goutal Boutique Bangsar Shopping Centre | Annick Goutal Boutique Pavilion KL

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Receive a ComplimentaryFull Size Annick Goutal Body Cream (150ml)* worth RM269with purchase of RM750 and above in a single receipt on Annick Goutal items

Offer is valid from 1 December 2012 to 31 December 2012Annick Goutal Boutique Bangsar Shopping Centre | Annick Goutal Boutique Pavilion KL

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Get these Annick Goutal Christmas Gift Setsat exclusive prices from Petite Cherie & Eau d’HadrienDiscover gift set: EDT 50ml + Travel spray EDT 10ml - RM385Deluxe gift set: EDT 100ml + Travel spray EDT 10ml - RM519

Offer is valid from 1 December 2012 to 31 December 2012Annick Goutal Boutique Bangsar Shopping Centre | Annick Goutal Boutique Pavilion KL

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Get the latest Annick Goutal Fragrancesat exclusive pricesNew EDP Ribbed Bottle: EDP 100ml - RM629 EDP 50ml - RM519EDT Refill - Limited Edition: EDT 450ml - RM1,099Butterfly Bottle - Limited Edition: EDP 100ml - RM1,099


Annick Goutal Boutique Bangsar Shopping Centre | Annick Goutal Boutique Pavilion KL

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DR BRANDTSHOPPING

* The complimentary cash voucher and deluxe size Dr Brandt® Signature Flexitone® BB Cream are not exchangeable for cash and are subject to availability, while stocks last. Offers are valid during the offer period and at all Dr Brandt stores and Kensapothecary stores in Malaysia. Offers are not applicable with any other promotions, discounts and offers. Dr Brandt reserves the right to replace the gifts with any item of an equivalent value in the event of shortage of the actual item. Dr Brandt Terms & Conditions apply.

Receive a Complimentary RM50* cash voucherwith purchase of RM350 and above on any Dr Brandt® products in a single receipt

Offer is valid from 15 November 2012 to 31 December 2012Dr Brandt Bangsar Shopping Centre | Dr Brandt 1 Utama | Dr Brandt The Gardens Mall | Kensapothecary Empire Subang Gallery

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DR BRANDTSHOPPING

* The complimentary cash voucher and deluxe size Dr Brandt® Signature Flexitone® BB Cream are not exchangeable for cash and are subject to availability, while stocks last. Offers are valid during the offer period and at all Dr Brandt stores and Kensapothecary stores in Malaysia. Offers are not applicable with any other promotions, discounts and offers. Dr Brandt reserves the right to replace the gifts with any item of an equivalent value in the event of shortage of the actual item. Dr Brandt Terms & Conditions apply.

Be among the first 30 HSBC Credit Cardholders to

receive a Complimentary Deluxe Size Dr Brandt® Signature Flexitone® BB Cream worth RM67* with purchase of any Dr Brandt® Christmas Sets

Offer is valid from 15 November 2012 to 31 December 2012Dr Brandt Bangsar Shopping Centre | Dr Brandt 1 Utama | Dr Brandt The Gardens Mall | Kensapothecary Empire Subang Gallery

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SK JEWELLERYSHOPPING

Enjoy Special Price up to 5% discount on our Christmas Gift Items below:

• SkarletDiamondPendant(SDP 02923) at only RM332 (Normal Price: RM349)

• FloralGemPendant(SP 1180) at only RM265 (Normal Price: RM279)

• FloralGemPendant(SP 1178) at only RM284 (Normal Price: RM299)

Offer is valid from 1 December 2012 to 31 January 2013

* Offers are not applicable with other promotional programmes, offers, discounts, vouchers or privilege cards. Pictures are for illustration purposes only. SK Jewellery Terms & Condition apply.

AEON Bukit Tinggi, Selangor | Sunway Pyramid, Selangor | City Square, Johor Bahru | AEON Bukit Indah Shopping Centre, Johor Bahru | KSL City, Johor Bahru | AEON Seberang Prai City, Penang | 1Borneo Hypermall, Kota Kinabalu, Sabah | AEON Bandaraya Melaka, Melaka | Mahkota Parade, Melaka |AEON Ipoh Station 18, Ipoh | Gurney Plaza, Penang

SDP 02923

SP 1178

SP 1180

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REEBONZSHOPPING

* Now sign-ups will receive RM68 Reebonz shopping credits valid for 30 days only. ** A minimum order of RM800 (after deductions & credit usage) is required to qualify for the RM108 rebate for the next purchase. RM108 rebate will be deposited in Reebonz members accounts on 15 December 2012 and 16 January 2013. *** Every minimum order of RM500 (after deduction of discounts and credits usage) will entitle a member a chance to win RM500 Reebonz shopping credits every week. Reebonz will announce the weekly winner every Thursday and credits will be credited into the winner’s account the following Monday. For more information please call Reebonz at 03-22021393. Reebonz Lifestyle Sdn Bhd Terms & Conditions apply.

Reebonz online shopping credits when you sign-up as a Reebonz member at http://www.REEBONZ.com/invite_code/HSBCNOVE12JAN13

Offer is valid from 28 November 2012 to 22 January 2013

Enjoy RM68*

on your nett purchase when you make a minimum spend of RM800 with your HSBC Credit Card

Reebonz online shopping credits every week with a minimum spend of RM500

Enjoy a rebate of RM108**

Stand a chance to win RM500***

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SHOPPING TIMES BOOKSTORES

Enjoy 25% OFFon selected titles featured in Times Bookstores’ Christmas Catalogue 2012, with more than 300 titles to choose from


Offers cannot be exchanged or refunded for cash, voucher or other products. Offers are not applicable with purchases of magazines, DVD/VCD, greeting cards, gift items, accessories, gift vouchers, promotional vouchers, nett and promotional items. Times Bookstores Terms & Conditions apply

Pavilion KL | Bangsar Shopping Centre, Kuala Lumpur | Hartamas Shopping Centre, Kuala Lumpur | Sunway Giza Shopping Mall, Petaling Jaya | SStwo Mall, Petaling Jaya | CITTA Mall, Ara Damansara | Suria Sabah Shopping Mall, Kota Kinabalu, Sabah | Warisan Square, Kota Kinabalu, Sabah | 1 Borneo, Kota Kinabalu, Sabah | Hills Shopping Mall, Kuching, Sarawak

Enjoy 10% OFF on Normal Priced Items (for books and stationery items)

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LUXASIA (BREMENN, EVE LOM, PERRICONE M.D, TALIKA & STRIVECTIN)

For all HSBC Cardholders Get a Complimentary RM50 cash voucher with purchase of RM350 and above in a single receipt

For all Premier World Mastercard Cardholders and Visa Signature CardholdersGet a Complimentary Christmas Gift worth RM150 with purchases of RM600 and above in a single receipt

Offer valid from 1 November 2012 to 31 December 2012

SHOPPING

Isetan KLCC, Kuala Lumpur | Isetan 1 Utama, Petaling Jaya | Isetan The Gardens, Kuala Lumpur | Parkson KLCC, Kuala Lumpur | Parkson Pavilion KL | Parkson 1 Utama, Petaling Jaya | Parkson Gurney Plaza, Penang | Metrojaya Mid Valley, Kuala Lumpur

Offer is not valid with a combination of receipts. The complimentary Cash Voucher and Christmas Gift is not exchangeable for cash or other items and subject to availability,while stocks last. Offer is not valid with other promotions, offers and discounts. Offers are valid during the offer period and participating brand counters listed above. Bremenn, Eve Lom, Perricone MD, Strivectin and Talika (Luxasia (M) Sdn Bhd) reserves the right to replace the gifts with any item of equivalent value in the event of a shortage of the actual item. Bremenn, Eve Lom, Perricone MD, Strivectin and Talika (Luxasia (M) Sdn Bhd) Terms & Conditions apply.

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TAMAN SARI BRASSERIE, HOTEL ISTANA KUALA LUMPUR CITY CENTRE

DINING

Enjoy 20% OFF*on Buffet Lunch or Dinner

Offer is valid from 1 October 2012 to 30 September 2013

* Offer is valid for Dine-in only. Offer is not applicable on purchase of beverages, alcohol and tobacco products. Offer is not valid on the eve and during any festive periods (eg. Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day, etc), on the eve of Public Holidays and on Public Holidays. Offer is not applicable with other ongoing promotions and offers. Prior reservation is required and subject to availability. For reservations, please call Taman Sari Brasserie, Hotel Istana Kuala Lumpur at 03-2141 9988 ext 3667. Taman Sari Brasserie, Hotel Istana Kuala Lumpur Terms & Conditions apply.

Taman Sari Brasserie Lobby Level, East Wing, Hotel Istana Kuala Lumpur City Centre No. 73 Jalan Raja Chulan 50200 Kuala Lumpur

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Enjoy 20% OFF*on a la carte menu for Dinner only

Enjoy a complimentary corkage charge on Wine when you bring your own bottle of wine

Offer is valid from 1 October 2012 to 30 September 2013

DINING URBAN RESTAURANT, HOTEL ISTANA KUALA LUMPUR

*Offer is valid for Dine-in only. Offer is not applicable on purchase of beverages, alcohol and tobacco products. Offer is not valid on the eve and during any festive periods (eg. Christmas Eve, Christmas Day, New Year’s Eve, New Year’s Day, etc), on the eve of Public Holidays and on Public Holidays. Offer is not applicable with other ongoing promotions and offers. Prior reservations is required and subject to availability. For reservations, please call Urban Restaurant, Hotel Istana Kuala Lumpur at 03-2141 9988 ext 3691. Urban Restaurant, Hotel Istana Kuala Lumpur Terms & Conditions apply.

Urban Restaurant Lobby Level, East Wing, Hotel Istana Kuala Lumpur City Centre No. 73 Jalan Raja Chulan 50200 Kuala Lumpur

20


PALM HILL CAFÉ, PUTRAJAYA SHANGRI-LADINING

Enjoy 15% OFF when you spend RM100 and above on food only for Lunch and Dinner

Offer is valid from 17 September 2012 to 31 March 2013

* To enjoy this offer, a minimum spend of RM100 is required. Offer is valid for Dine-in only and is not applicable for drinks or alcohol. Offer is not valid with other discounts, on-going promotions or festive discounts. Offer is valid from Monday to Sunday and public holidays. Offer is not applicable on Valentine’s Day (14 February 2013). Offer is valid for one Credit Card per reservation with a maximum of 9 persons. Prior reservation is required and subject to availability. For Reservations, please call Palm Hill Cafe, Putrajaya Shangri-La at 03- 8887 8882. Palm Hill Cafe, Putrajaya Shangri-La Terms and Conditions apply.

Palm Hill Café Level 1, Putrajaya Shangri-La,Taman Putra Perdana Prescint 1,62000 Wilayah Persekutuan PutrajayaTel: 03- 8887 8882

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AZUR, PUTRAJAYA SHANGRI-LADINING

Enjoy 15% OFF* when you spend RM100 and above on food only for Lunch and Dinner


* To enjoy this offer, a minimum spend of RM100 is required. Offer is valid for Dine-in only and is not applicable for drinks or alcohol. Offer is not valid with other discounts, on-going promotions or festive discounts. Offer is valid from Monday to Sunday and public holidays. Offer is not applicable on Valentine’s Day (14 February 2013). Offer is valid for one Credit Card per reservation with a maximum of 9 persons. Prior reservation is required and subject to availability. For Reservations, please call Azur, Putrajaya Shangri-La at 03- 8887 8881. Azur, Putrajaya Shangri-La Terms and Conditions apply.

Azur Level 2, Putrajaya Shangri-La,Taman Putra Perdana Prescint 1,62000 Wilayah Persekutuan Putrajaya Tel: 03- 8887 8881

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LOBBY LOUNGE, PUTRAJAYA SHANGRI-LADINING

Enjoy 15% OFF*when you spend RM100 and above on food only for Lunch and Dinner


* To enjoy this offer, a minimum spend of RM100 is required. Offer is valid for Dine-in only and is not applicable for drinks or alcohol. Offer is not valid with other discounts, on-going promotions or festive discounts. Offer is valid from Monday to Sunday and public holidays. Offer is not applicable on Valentine’s Day (14 February 2013). Offer is valid for one Credit Card per reservation with a maximum of 9 persons. Prior reservation is required and subject to availability. For Reservations, please call Lobby Lounge, Putrajaya Shangri-La at 03- 8887 8888. Lobby Lounge, Putrajaya Shangri-La Terms and Conditions apply.

Lobby Lounge Level 3, Putrajaya Shangri-La,Taman Putra Perdana Prescint 1,62000 Wilayah Persekutuan Putrajaya Tel: 03- 8887 8888

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POOLSIDE BAR, PUTRAJAYA SHANGRI-LADINING

Enjoy 15% OFF* when you spend RM100 and above on food only for Lunch and Dinner

Offer is vaild from 17 September 2012 to 31 March 2013

* To enjoy this offer, a minimum spend of RM100 is required. Offer is valid for Dine-in only and is not applicable for drinks or alcohol. Offer is not valid with other discounts, on-going promotions or festive discounts. Offer is valid from Monday to Sunday and public holidays. Offer is not applicable on Valentine’s Day (14 February 2013). Offer is valid for one Credit Card per reservation with a maximum of 9 persons. Prior reservation is required and subject to availability. For Reservations, please call Poolside Bar, Putrajaya Shangri-La at 03- 8887 8862. Poolside Bar, Putrajaya Shangri-La Terms and Conditions apply.

Poolside Bar Level 3, Putrajaya Shangri-La,Taman Putra Perdana Prescint 1,62000 Wilayah Persekutuan Putrajaya Tel: 03- 8887 8862

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PUTRAJAYA SHANGRI-LATRAVEL & LEISURE

Enjoy 15% OFF*Best Available Room Rates


* Offer is not valid with any other promotions or discounts. Prior reservation is required and subject to availability. Reservations are valid for a maximum of 2 rooms per card at a time. For reservations, please call Putrajaya Shangri-La at 03-8887 8888 or email: [email protected]. Rates quoted are subject to 10% service charge and 6% government tax. Offer is not applicable on Valentine’s Day (14 February 2013) and during the Formula 1 (from 21 March 2013 till 25 March 2013). Presentation of an HSBC Credit Card is required upon check-in. Putrajaya Shangri-La Terms & Conditions apply.

Putrajaya Shangri-La, Taman Putra Perdana, Prescint 1, 62000 Wilayah Persekutuan Putrajaya

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GURNEY PENANGTRAVEL & LEISURE

* Offer is not valid with other on-going promotions, vouchers and offers. The Room rates quoted is infclusive of 10% service charge and 6% Government tax and is non-commissionable. Prior reservations is required and subject to availability. For reservations, please call the Gurney Resort Hotel & Residences at 604 370 7000. An additional of RM50.00 nett per room per night is imposed during the peak season ie. 16 August 2012 to 23 August 2012 and 20 December 2012 to 31 December 2012. The Gurney Resort Hotel & Residences Terms and Conditions apply.

Get Studio Suite @ RM210.00 nett* (Normal Price: RM500++) per room per night inclusive of breakfast for 2 persons at Coffee House

Offer is valid now until 31 December 2012

18 Persiaran Gurney,10250 Georgetown,Penang, Malaysia

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Terms & Conditions for HSBC SmartPrivileges/HSBC VIP SmartPrivileges

Every mention of “HSBC Bank” refers to HSBC Bank Malaysia Berhad (Company No. 127776-V).

(A) HSBC SmartPrivileges are available to all holders of HSBC Premier World MasterCard Credit Card, HSBC Visa Signature Credit Card, HSBC Advance Visa Platinum Credit Card, HSBC Visa Platinum Credit Card, HSBC Gold Visa/MasterCard Credit Card (“HSBC Credit Cards”); and

(B) HSBC VIP SmartPrivileges are available to all holders of HSBC Premier World MasterCard Credit Card and HSBC Visa Signature Credit Card (“HSBC VIP Credit Cards”).

1. All offers are valid from 1 January 2012 until 31 March 2013 unless stated otherwise and payment must be made with the respective HSBC Credit Cards.

2. HSBC SmartPrivileges/HSBC VIP SmartPrivileges Terms & Conditions and offers are available at www.hsbc.com.my/sp.

3. To enjoy the offers, the HSBC Credit Cardholders (“Cardholders”) must specify the HSBC SmartPrivileges/HSBC VIP SmartPrivileges offer for shopping, dining, health & beauty, and hotel. Prior reservation is to be made for dining, hotel & golf offers. All payments must be made with HSBC Visa or MasterCard Credit Card.

4. Unless otherwise specified, offers stated in the HSBC SmartPrivileges/HSBC VIP SmartPrivileges microsite and/or any other communication material(s) are not valid for use with other ongoing promotions and discounts of the respective establishments.

5. Offers in relation to dining at the respective establishments apply to dine-in only.6. Prior reservation is to be made for hotel offers and is subject to availability of rooms and

the offer is not valid during peak periods as determined by the respective participating hotels.

7. These offers cannot be exchanged for cash or other products.8. HSBC Bank gives no representation or warranty with respect to any goods or services

provided under HSBC SmartPrivileges/HSBC VIP SmartPrivileges. In particular, HSBC Bank gives no warranty with respect to the quality of goods or services redeemed or their suitability for any purpose. Notwithstanding any provisions to the contrary herein contained, any dispute concerning goods or services received as a Reward under HSBC SmartPrivileges/HSBC VIP SmartPrivileges shall be settled between the Cardholder and the participating merchant/ supplier/establishment involved. HSBC Bank will bear no responsibility for resolving such disputes or for the dispute itself.

9. The offers are subject to the Terms and Conditions of the respective merchants/establishments.

10. In the case of any dispute relating to HSBC SmartPrivileges/HSBC VIP SmartPrivileges, the decision of HSBC Bank shall be final.

11. All offers for goods and services featured in the HSBC SmartPrivileges/HSBC VIP SmartPrivileges microsite and/or any other communication material(s) are valid for credit cards issued by HSBC Bank Malaysia Berhad only.

12. HSBC Bank reserves the right at its absolute discretion to vary, delete or add to any of these Terms & Conditions with 3 days prior notice.

13. These Terms and Conditions, as the same may be amended from time to time pursuant to Clause 12, shall prevail over any provisions or representations contained in any other promotional materials advertising the HSBC SmartPrivileges/HSBC VIP SmartPrivileges.

14. HSBC Bank may use any of the following modes to communicate notices in relation to this HSBC SmartPrivileges/HSBC VIP Smart Privileges to the Cardholders:i) individual notice to the Cardholders (whether by written notice or via electronic

means) sent to the Cardholders’ latest address/email address as maintained in the HSBC Bank’s records;

ii) press advertisements;iii) notice in the Cardholders’ credit card statement(s);iv) display at its business premises; orv) notice on HSBC Bank’s internet website(s);where such notices shall be deemed to be effective on and from the 4th day after its delivery/publication/display as per the manner described herein.Save and except notices sent via ordinary mail which will be deemed delivered on the 3rd day after posting, notices sent via other modes as described herein are deemed delivered immediately after posting/publication/display.

15. HSBC Bank reserves the right to withdraw, substitute or vary any of the offers stated herein from time to time with 3 days prior notice. Any substitution or variation by HSBC Bank of any offer contained herein shall not entitle the Cardholder to any claims against or compensation from HSBC Bank for any and all losses or damages suffered or incurred by the Cardholder, whether directly or indirectly caused.

16. The Reward Points given out are subject to the Reward Points Terms and Conditions which are available at www.hsbc.com.my/personal-banking/credit-cards/hsbc-rewards.

17. The Reward Points are not exchangeable for cash or credit or in kind. Cardholders are not allowed to transfer or sell their Reward Points to any other person.

18. HSBC Bank reserves the right, at its absolute discretion, in the allocation of the Reward Points to the Cardholders. Exclusive for HSBC VIP SmartPrivileges

19. All offers under the HSBC VIP SmartPrivileges are open only to holders of HSBC VIP Credit Cards only.

20. Where applicable, Reward Points and/or Cash Back to be given out are based on monthly basis and the amount to be given out are subjected to the terms and conditions as stated in the HSBC SmartPrivileges/HSBC VIP SmartPrivileges microsite and/or any other communication material(s), unless stated otherwise.

21. The Reward Points and/or Cash Back for a specific offer may be capped for a specified period. In the event that such Reward Points and/or Cash Back are not given out by HSBC Bank in the specified period, such Reward Points and/or Cash Back will be forfeited.

22. Reward Points and/or Cash Back given out will be credited into the respective primary Cardholder’s HSBC VIP SmartPrivileges Credit Card account which incurred the spend within 4 weeks after the end of each month and will be reflected in the credit card statement for the month after the crediting period, unless stated otherwise.

23. HSBC Bank will not entertain any request from any HSBC Credit Cardholders or any other person to credit the Reward Points and/or Cash Back to the HSBC Credit Cardholders’ other or any third party’s HSBC Credit Card account.

Terms & Conditions

year end holidays. special privileges for hsbc credit ... · special privileges for hsbc credit...

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