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Top 5 Funeral QuestionsDale ClockPresident Clock Life Story Funeral Home

Husband, Father, Funeral Director, Pretty good singer

and piano player, lousy golfer, decent handyman, all around

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Top 5 Funeral Questions 1. What does a funeral cost?

2. What does a cremation cost?

3. What do we do when my mom, dad, husband, wife … dies

4. The nursing home told us we should get our funeral plans in order, how do we go about doing that so we can qualify for Medicaid?

5. How do I plan my own funeral so my children won’t have to?


Answer

Well …… That Depends

• What do you want to do?• What is important to you and your

family?• What is your budget?• What options are available? • And on and on and on


You don’t know What you don’t know.

The Funeral Home’s job is to

• Ask questions and Listen to the answers

• Educate You based on your answers • Show you the Options• Find the best Solution for you


Top Three Decisions

• Burial or Cremation

• Viewing The Body

• Visitation and Services


Burial or Cremation

• Where– Which Cemetery or Crematory

• When– Before or After Services,Visitations, &

Gatherings

• In What– Casket, Vault, Cremation Casket, Cremation Urn

• Will You Be Present– Graveside Service, Witness Burial, Witness the

Start of the Cremation


Viewing The Body

• No Viewing– Final Goodbyes at the Place of Death

• Private Family Viewing– Takes place at Funeral Home, Body not

embalmed, Limited Time, Limited Attendance, Final Good-Byes, for Burials & Cremations

• Public Visitation– At Funeral Home or Church, Body is

Embalmed, Dressed & Casketed, Times are published, Public is invited, for Burials & Cremations


Visitations & Services

• Where– Funeral Home, Church, Clubs, Parks, Home

• When– Which day, What time, How long

• What Type– Traditional, Religious, Life Story Celebration,

Farewell Party, Fraternal, Military or a Combination

• Who is Involved– Clergy, Speakers, Musicians, Family, Funeral

Home, Military, Fraternal, Clubs


Top Three Decisions

• Burial or Cremation– Where, When, In What, Will You

Be Present• Viewing The Body

– No Viewing, Private Family Viewing, Public Visitation

• Visitation and Services– Where, When, What Type, Who

is Involved


Choose a TopicBurial Costs Cremation Costs

Nursing Homes and Medicaid Qualification

When Death Occurs

Pre-Planning A Funeral Service


Burial Costs

There a 3 Basic Parts to the cost of any funeral plan

1. Services2. Merchandise3. Cash Advances


Burial CostsService Charges

• Professional Services– Basic Services, Embalming & Body

Preparation, Funeral Service Planning, Visitation & Funeral Directing, Administration and Filing, Follow-up, Insurance

• Facilities & Equipment– Offices, Visitation Rooms, Chapels,

Reception Areas, Display Equipment, Audio Visual

• Transportation– Initial Transfer, Hearse, Limousines,

Service Vehicle, Mileage


Burial Costs

Merchandise • Caskets

– Wood, Steel, Copper, Bronze• Burial Vaults

– Liners, Sealing Vaults, Solid Bronze• Life Story Products

– Life Story Folders, Life Panels, DVD’s, Cards, Life Story Books

• Printed Materials– Register Books, Folders, Cards

• Flowers


Burial CostsCash Advances

• Cemetery Costs– Spaces, Opening & Closing,

Equipment, Markers, Engraving

• Death Certificates & Permits• Newspaper Obituaries• Clergy, Musicians, Church Staff• Catering, Shipping Charges


Burial CostsIt Can Be Complicated

Lot’s of Options and ProductsPrices Vary

• Services $2800 - $6500• Caskets $500 - $5000• Vaults $950 - $3800• Grave Space $100 - $2000• Grave Opening $150 - $1250• Newspaper free - $1000


Burial Costs

Three Types of Funerals

1. Immediate Burial2. Basic Funeral Service with

Same Day visitation3. Standard Funeral Service

with Separate Day of Visitation


Immediate Burial

• Basic Professional Services and Facilities

• No Embalming, No Service or Visitation• Cloth Covered Casket & Grave Liner• Free Newspaper option• Average Grave Opening (space

provided by family)• No flowers, No printed materials

$5000.00


• Professional Services, Funeral Planning, Administration, Permits

• Transportation, Facilities and Equipment• Embalming, Body Preparation, Dressing,

Cosmetics, Casketing• Basic Steel Casket, Grave Liner, Flowers• Standard Register Book, Cards & Folders• Newspaper obituaries• Average Grave Opening (grave space

provided by family)

$8400.00

Basic Funeral Service with Same Day

visitation 1 hour prior to service


• Professional Services, Funeral Planning, Administration, Permits

• Transportation, Facilities and Equipment

• Embalming, Body Preparation, Dressing, Cosmetics, Casketing

• Unlimited Visitation• Funeral Service at Funeral Home

or Church

Standard Funeral Service with Separate Day

Visitation and Catered Reception following Service


• Procession to the Cemetery• Mid Range Steel or Wooden Casket• Top Sealing Burial Vault, Flowers• Life Story Package; Life Panel,

Memory Folders, Custom Book & Cards, DVD’s

• Reception After Service & Catering• Newspaper & Online obituaries• Average Grave Opening (grave

space provided by family)

$11,000

Standard Funeral Service with Separate Day

Visitation


Burial Costs

• Immediate Burial$5000

• Basic Funeral Service with Same Day visitation

$8500• Standard Funeral Service

Separate Day of Visitation Catered Reception Following

$11,000


Cremation CostsThere a 4 Basic Parts to the

cost of any cremation plan1. Services2. Merchandise3. Cremation 4. Cash Advances


Cremation CostsService Charges

• Professional Services– Basic Services, Body Preparation,

Funeral Service Planning, Visitation & Funeral Directing, Administration and Filing, Follow-up, Insurance

• Facilities & Equipment– Offices, Visitation Rooms, Chapels,

Reception Areas, Display Equipment, Audio Visual

• Transportation– Initial Transfer, Limousines, Service

Vehicle


Cremation Costs

Merchandise • Cremation Caskets &

Containers– Cardboard, Fiberboard, Wood,

Rental Caskets• Cremation Urns

– Hundreds of Choices, Metal, Ceramic, Wood, Marble, Biodegradable, Custom, Sharing, Engraveable


Cremation Costs

Merchandise• Cremation Jewelry

– Necklaces, Bracelets, Thumbies• Life Story Products

– Life Story Folders, Life Panels, DVD’s, Cards, Life Story Books Life Story To-Go Kit

• Printed Materials– Register Books, Folders, Cards


Cremation Costs

Cash Advances

• Newspaper Obituaries• Death Certificates & Permits• Clergy, Musicians, Church

Staff• Catering, Hall Rental• Cemetery Costs


When Death Occurs


Nursing Homes & Medicaid Qualifications


Pre-Planning a Service

There are 4 basic parts to pre-planning a service

1. Vital Statistics & Life History2. Type of Services3. Merchandise4. Pre-Funding



• Vital Statistics and Life History– Names, Parents, Dates, Numbers,

Family members– Schools, Churches, Organizations– Work, Hobbies, Vacations, Sports– Great Stories and Significant

Moments



• Type of Services– Burial or Cremation– Viewing The Body– Visitations and Gatherings– Funerals, Memorial Services,

Farewell Parties, Receptions– Processions & Graveside

Services



• Merchandise– Burial Caskets, Cremation

Caskets– Burial Vaults, Urn Vaults– Cremation Urns & Jewelry– Life Story Suite of Products– Register Books, Folders, Cards– Video and Webcasting



• Pre-Funding a Service– Funeral Insurance– Final Expense Insurance– Trusting Options– Nursing Home & Medicaid– Asset Protection

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