workers’ compensation: health benefit programs for returned peace corps volunteers employees

8/20/2019 Workers’ Compensation: Health Benefit Programs for Returned Peace Corps Volunteers Employees

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Xfka 6 KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits

::6 K Rt. L.[.[fsdilktnl, JB ?81:4

Nbtnoar 28, ?861

Zda Dnlnrfoea Ono BnrmarBdfir`flBn`ìttaa nl Cnraikl _aeftinlsQlitaj Rtftas Ralfta

Zda Dnlnrfoea Gndlly IsfmsnlQlitaj Rtftas Ralfta

[nrmars’ Bn`palsftinl7 Dafetd Oalacit Xrnkrf`s cnr _aturlaj Xafba Bnrps Sneultaarsflj cnr A`penyaas nc Q.R. Fkalby cnr Iltarlftinlfe Javaenpàlt Bnltrfbtnrs

Xafba Bnrps vneultaars bn`ìt tn ?-yafr fssiklàlts il bn`ùlitias frnulj tda wnrej, wdara

tday suppnrt Xafba Bnrps’ ìssinl tn daep dnst bnultrias àat tdair laajs cnr trfilaj parsnllaewitd f knfe nc prn`ntilk ùtufe uljarstfljilk oatwaal tda Qlitaj Rtftas flj bitizals nc ntdarlftinls. 6 Sneultaars wnrm nl prngabts subd fs tafbdilk Alkeisd, stralktdalilk cfràrbnnparftivas, nr ouiejilk sflitftinl systa`s. Fs nc Raptaòar ?86:, `nra tdfl ?88,888 XafbaBnrps vneultaars dfva sarvaj il 6:8 bnultrias silba tda prnkrf` oakfl il 6936. Fctarbn`peatilk tdair sarviba witd Xafba Bnrps, vneultaars typibfeey raturl tn tda Qlitaj Rtftas. ?

_aturlaj vneultaars wdn sustfil ieelassas nr ilgurias nr fkkrfvfta praaxistilk ieelassas nrilgurias bnllabtaj tn tdair Xafba Bnrps sarviba fra aeikioea cnr dafetd flj ntdar oalacits uljartda Cajarfe A`penyaas’ Bn`palsftinl Fbt (CABF) prnkrf`‚f wnrmars’ bn`palsftinlprnkrf` fjìlistaraj oy tda Japfrtàlt nc Efonr (JNE). 2 Il bnltrfst, a`penyaas nc bnltrfbtnrscnr bartfil ntdar cajarfe fkalbias tdft bnljubt wnrm nvarsafs, subd fs tda Japfrtàlt nc Rtfta,

Japfrtàlt nc Jacalsa, flj tda Q.R. Fkalby cnr Iltarlftinlfe Javaenpàlt (QRFIJ), fraaeikioea cnr dafetd flj ntdar oalacits cnr sarviba-bnllabtaj ieelassas nr ilgurias nr tdafkkrfvftinl nc praaxistilk ieelassas nr ilgurias tdrnukd f sapfrfta wnrmars’ bn`palsftinlprnkrf` fjìlistaraj oy JNE, uljar tda Jacalsa Ofsa Fbt (JOF). : Qljar JOF, cajarfefkalbias pfy cnr ilsurflba oy raiòursilk tdair bnltrfbtnrs flj suobnltrfbtnrs cnr tda bnst nc

6Ntdar vneultaars, bfeeaj Xafba Bnrps _aspnlsa Sneultaars, ilbeuja prncassinlfes witd ft eafst 68 yafrs nc wnrmaxparialba flj àjibfe prncassinlfes wdn typibfeey vneultaar cnr sdnrt-tar` spabifeizaj fssiklàlts nvarsafs.

?_aturlaj Xafba Bnrps vneultaars fra tdnsa vneultaars wdn dfva bn`peataj tdair sarviba witd, nr nccibifeey sapfrftajcrn`, tda Xafba Bnrps.

21 Q.R.B. §§ 4686 at saq. Dafetd oalacits cnr vneultaars wdn fra stiee fbtiva witd Xafba Bnrps fra prnvijaj tdrnukd fsapfrfta àbdflis` oy Xafba Bnrps. Zdis rapnrt wiee nley cnbus nl flj jisbuss tda dafetd oalacits prnvijaj tnraturlaj vneultaars tdrnukd tda CABF prnkrf`.

: Fbt nc Fukust 63, 69:6, bd. 21;, 11 Rtft . 3??, fs fàljaj flj bnjiciaj ft :? Q.R.B. §§ 6316-6311. JOF ilsurflbais fl axtalsinl nc tda Enlksdnra`fl flj Dfronr [nrmars’ Bn`palsftinl Fbt flj is iltaljaj tn prnvija aquivfealtbnvarfka cnr parsnls wnrmilk nutsija nc tda Qlitaj Rtftas. Cnr purpnsas nc tdis rapnrt, wa usa tda tar` ―sarviba-bnllabtaj ieelassas nr ilgurias‐ tn jasbrioa tda kalarfe sbnpa nc bnvarfka uljar JOF flj CABF. Fetdnukd tda twnprnkrf`s usa jiccaralt jacilitinls, bnvarfka jatarìlftinls kalarfeey japalj nl wdatdar tda ilgury nr ieelass isbnllabtaj tn nla’s wnrm.


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Xfka ? KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits

praìu`s tn prnvija wnrmars’ bn`palsftinl oalacits tn tda a`penyaas nc tdasa bnltrfbtnrs fljsuobnltrfbtnrs wdn wnrm nutsija nc tda Qlitaj Rtftas. 1

Il ?86?, wa cnulj tdft raturlaj Xafba Bnrps vneultaars `fy cfba bdfeealkas il fppeyilk cnrflj rabaivilk CABF oalacits, subd fs ciljilk fvfiefoea àjibfe prnvijars. 3 [a fesn cnulj tdftraturlaj vneultaars fra f uliqua pnpueftinl bn`pfraj tn ntdars rabaivilk oalacits uljar CABF.Cnr axf`pea, Xafba Bnrps vneultaars wnrm nutsija nc tda Qlitaj Rtftas flj fra bnlsijaraj tnoa il tda parcnr`flba nc juty ?: dnurs par jfy jurilk tdair sarviba fornfj. Il fjjitinl, raturlajvneultaars fra `nra eimaey tdfl ntdar CABF oalacibifrias tn rabaiva oalacits cnr àltfe,a`ntinlfe, nr larvnus bnljitinls.

Ynu fsmaj us tn prnvija ilcnr`ftinl nl dnw tda oalacits prnvijaj tn raturlaj vneultaars uljarCABF bn`pfra tn tda oalacits prnvijaj tn a`penyaas nc QRFIJ bnltrfbtnrs uljar JOF tn daepijalticy wdatdar tdara `fy oa ntdar nptinls cnr prnvijilk dafetd oalacits tdft wnuej fjjrass tdadafetd bfra laajs nc raturlaj vneultaars witd sarviba-bnllabtaj ieelassas flj ilgurias. Il tdisrapnrt, wa ijalticy tda siìefritias flj jiccaralbas oatwaal tda wnrmars’ bn`palsftinl dafetdoalacit prnkrf` cnr raturlaj Xafba Bnrps vneultaars flj tda prnkrf` cnr a`penyaas nc QRFIJbnltrfbtnrs.

Zn fjjrass tdis nogabtiva, wa raviawaj raeavflt efws, rakueftinls, fkalby kuijflba, flj ntdarjnbuàltftinl raeftaj tn tda wnrmars’ bn`palsftinl dafetd oalacits prnvijaj tn raturlaj XafbaBnrps vneultaars uljar CABF flj tn a`penyaas nc QRFIJ bnltrfbtnrs uljar JOF, ilbeujilkjnbuàlts tdft jasbrioa aeikioieity raquiraàlts, oalacits ilcnr`ftinl, tda prnbass tn raviaw fljfjgujibfta fl fppeibftinl‚mlnwl fs f befi` cnr oalacits‚flj staps raquiraj tn notfil oalacits.[a fesn notfilaj flj raviawaj jftf bnvarilk afbd prnkrf`. JNE flj QRFIJ bneeabt jiccaraltjftf cnr afbd prnkrf`, bnvarilk jiccaralt parinjs nc tià. Zn feenw cnr tda oast bn`pfrisnlpnssioea, wa usaj tda `nst rabalt jftf fvfiefoea cnr fl fpprnxi`fta 1 yafr parinj cnr afbdprnkrf`. Rpabicibfeey, wa

• flfeyzaj jftf bneeabtaj oy JNE nl CABF-bnvaraj dafetd oalacits‚raiòursaàlts cnr

àjibfe axpalsas‚pfij nl oadfec nc Xafba Bnrps crn` Guey 6, ?889 tdrnukd Gula 28,?86:, ; tn ijalticy (6) tda luòar nc vneultaars tdft rabaivaj CABF oalacits, (?) tda tntfef`nult nc raiòursaàlts `fja cnr àjibfe axpalsas, flj (2) tda typas nc ieelassas fljilgurias cnr wdibd vneultaars rabaivaj dafetd oalacits= 4

1Cnr purpnsas nc tdis rapnrt, wa racar tn bnltrfbtnrs flj suobnltrfbtnrs fs bnltrfbtnrs.

3Raa KFN, _aturlaj Xafba Bnrps Sneultaars7 Efonr flj Xafba Bnrps Laaj Gnilt Fpprnfbd tn @nlitnr Fbbass tnflj Vufeity nc Dafetd Bfra Oalacits, KFN-62-?; ([fsdilktnl, J.B.7 Lnv. 69, ?86?).

; Zdasa jftas bnvar JNE’s bdfrkaofbm yafrs ?868 tdrnukd ?86:. Qljar tda CABF prnkrf`, JNE prnvijasraiòursaàlt tdrnukdnut tda yafr cnr dafetd bfra flj ntdar axpalsas cnr wnrm-raeftaj ieelassas, ilgurias, fljjaftds. _aiòursaàlt cnr àjibfe axpalsas ilbeujas pfyàlts `fja oy JNE jirabtey tn prnvijars nr jirabtey tnraturlaj vneultaars wdn dfva ferafjy pfij tda prnvijar. Fbbnrjilk tn JNE nccibifes, `nst pfyàlts fra `fja jirabteytn prnvijars. Fctar afbd yafr aljilk nl Gula 28, JNE fssikls tdasa bnsts tn tda a`penyilk fkalby‚il tdis bfsaXafba Bnrps‚usilk tda CABF bdfrkaofbm àbdflis`. Afbd yafr JNE curlisdas afbd fkalby witd f stftaàltsu``frizilk tda bnsts cnr ieelassas flj ilgurias sustfilaj oy its a`penyaas.

4[dal flfeyzilk tdasa jftf, wa saeabtaj fee fppeibftinls cnr CABF oalacits‚nr befi`s‚witd fl fjgujibftinl stftusnc bn`palsfoea, wdibd ijalticias tda luòar nc befi`s tdft wara fpprnvaj cnr CABF oalacits.

http://www.gao.gov/assets/660/650191.pdfhttp://www.gao.gov/assets/660/650191.pdfhttp://www.gao.gov/assets/660/650191.pdfhttp://www.gao.gov/assets/660/650191.pdf


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• raviawaj ilsurflba praìu` bnst su``fry rapnrts crn` QRFIJ tdft prnvijaj tda tntfef`nult QRFIJ ilburraj crn` @frbd 6, ?868 tdrnukd Caorufry ?4, ?861 tn bnvar tda bnst ncpraìu`s cnr a`penyaas nc its nvarsafs bnltrfbtnrs= flj

• flfeyzaj jftf bneeabtaj oy QRFIJ’s ilsurar cnr JOF ilsurflba befi`s jurilk tda cirst 1 yafrsnc tda bnltrfbt parinj‚@frbd 6, ?868 tdrnukd @frbd 26, ?861‚tn ijalticy (6) tda luòarnc a`penyaas nc QRFIJ bnltrfbtnrs rabaivilk àjibfe bfra flj ntdar oalacits, subd fsjisfoieity oalacits= (?) tda tntfe f`nult pfij oy QRFIJ’s ilsurar tn bnvar àjibfe bfra fljntdar oalacits= (2) tda typas nc ieelassas flj ilgurias cnr wdibd a`penyaas nc QRFIJbnltrfbtnrs rabaivaj àjibfe bfra flj ntdar oalacits= flj (:) tda bnultrias il wdibda`penyaas nc QRFIJ bnltrfbtnrs sustfilaj fl ieelass nr ilgury.

[a fssassaj tda raeifoieity nc tda JNE jftf flj QRFIJ befi`s jftf oy raviawilk raeftajjnbuàltftinl flj jisbussilk tda jftf witd mlnweajkafoea nccibifes. [a fesn parcnràj jftfqufeity bdabms tn ijalticy ìssilk nr ilbnrrabt altrias nr nuteiars. Cnr QRFIJ’s befi`s jftf‚wdibd fra bneeabtaj oy its ilsurar‚wa fssassaj tda raeifoieity nc tda jftf fs tday wara rapnrtajtn QRFIJ. [a jij lnt iljapaljaltey varicy tda raeifoieity nc tda nrikilfe jftf sat usaj oy tdailsurar. Nl tda ofsis nc tda ilcnr`ftinl wa notfilaj flj flfeysas wa bnljubtaj, wa

jatarìlaj tdft tda jftf wa usaj crn` ontd JNE flj QRFIJ wara succibialtey raeifoea cnr tdapurpnsas nc tdis rapnrt.

[a fesn iltarviawaj nccibifes crn` JNE, Xafba Bnrps, QRFIJ, flj QRFIJ’s ilsurar fonut tdadafetd oalacits prnvijaj tn raturlaj vneultaars flj a`penyaas nc QRFIJ bnltrfbtnrs, ilbeujilktda fkalbias’ rneas flj raspnlsioieitias cnr fjìlistarilk afbd prnkrf`. [a jij lnt bnljubt flfbtufrife flfeysis nc tda bnsts ilburraj oy Xafba Bnrps flj QRFIJ uljar CABF flj JOF,raspabtivaey, flj fs f rasuet, jij lnt jatarìla wdatdar nla prnkrf` is `nra bnst accabtiva tdfltda ntdar. 9

[a bnljubtaj tdis parcnr`flba fujit crn` Fprie ?861 tn Nbtnoar ?861 il fbbnrjflba witdkalarfeey fbbaptaj knvarlàlt fujitilk stfljfrjs. Zdnsa stfljfrjs raquira tdft wa pefl flj

parcnr` tda fujit tn notfil succibialt, fpprnprifta avijalba tn prnvija f rafsnlfoea ofsis cnr nurciljilks flj bnlbeusinls ofsaj nl nur fujit nogabtivas. [a oaeiava tdft tda avijalba notfilajprnvijas f rafsnlfoea ofsis cnr nur ciljilks flj bnlbeusinls ofsaj nl nur fujit nogabtivas.

Il su``fry, wa cnulj tdft Xafba Bnrps flj QRFIJ ontd prnvija dafetd oalacits tdrnukdwnrmars’ bn`palsftinl prnkrf`s. Riìefritias oatwaal tda prnkrf`s ilbeuja tda cneenwilk7

• Ontd Xafba Bnrps flj QRFIJ prnvija cnr dafetd oalacits tn iljivijufes wdn parcnr` wnrmnvarsafs nl oadfec nc tda cajarfe knvarlàlt.

• Zda wnrmars’ bn`palsftinl dafetd oalacits fra prnvijaj tn iljivijufes cnr sarviba-bnllabtajieelassas flj ilgurias nr tda fkkrfvftinl nc praaxistilk ilgurias sustfilaj wdiea parcnrìlktdair wnrm.

• Zda iljivijufes aeikioea cnr dafetd oalacits ̀ fy parcnr` siìefr wnrm, subd fs wnrm iljavaenpilk bnultrias raeftaj tn prnvijilk dafetd flj ajubftinl sarvibas.

F may jiccaralba oatwaal tda oalacits prnvijaj uljar tdasa prnkrf`s is tdft Xafba Bnrpsraiòursas cnr àjibfe axpalsas wdiea QRFIJ pfys cnr ilsurflba, wdibd rasuets il tda fkalbias

9 Fbbnrjilk tn JNE nccibifes, JNE bnljubts fl fbtufrife flfeysis afbd yafr nl its CABF prnkrf`s tdft ilbeujasilcnr`ftinl nl tda cutura bnst nc tda prnkrf` nvarfee fs waee fs tda bnsts spabicib tn raturlaj vneultaars.


4/17

Xfka : KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits

cfbilk jiccaralt cilflbife risms. (Raa tfoea 6 il tda albensura cnr `nra ilcnr`ftinl nl tda dafetdoalacits prnvijaj.) Rpabicibfeey,

• Fetdnukd JNE ilitifeey prnvijas raiòursaàlt cnr axpalsa s ilburraj cnr vneultaars’ àjibfebfra, Xafba Bnrps is ueti`ftaey raspnlsioea cnr tdasa bnsts. 68 Fs f rasuet, Xafba Bnrpsoafrs tda rism ic vneultaars’ àjibfe axpalsas fra dikdar tdfl axpabtaj.

• Il bnltrfst, QRFIJ is raspnlsioea cnr tda bnst nc ilsurflba praìu`s pfij cnr oy itsbnltrfbtnrs cnr tdair fbtiva a`penyaas flj tda JOF ilsurar is raspnlsioea cnr tda bnsts ncbnltrfbtnrs’ a`penyaas’ àjibfe axpalsas. 66 Fs f rasuet, QRFIJ’s ilsurar oafrs tda rism icbnltrfbtnrs’ a`penyaas’ àjibfe axpalsas fra dikdar tdfl axpabtaj, prnvijaj tdft tdabefi`s fra lnt wfr-rism dfzfrj bfsas, wdibd fra raiòursaj oy JNE. 6?

Oabfusa nc tdis jiccaralba il oalacits flj oabfusa Xafba Bnrps vneultaars wdn dfva raturlajtn tda Qlitaj Rtftas rabaiva oalacits uljar CABF wdiea fbtiva a`penyaas nc bnltrfbtnrs wnrmilknvarsafs cnr QRFIJ kalarfeey rabaiva JOF ilsurflba oalacits, tda prnbassas oy wdibdoalacibifrias notfil tdair àjibfe bfra fra fesn jiccaralt. (Raa tfoea ? il tda albensura cnr `nrailcnr`ftinl nl tdasa prnbassas.) Cnr axf`pea,

• _aturlaj Xafba Bnrps vneultaars wdn sustfil f sarviba-bnllabtaj ieelass nr ilgury suoìtfppeibftinls cnr oalacits‚mlnwl fs befi`s‚tn JNE cnr raviaw flj fjgujibftinl. 62 Cnr tdnsabefi`s tdft fra fpprnvaj, JNE futdnrizas tda àjibfe traftàlt flj sarvibas cnr tdavneultaar’s fbbaptaj bnljitinl. Zda vneultaar is foea tn notfil àjibfe bfra tdrnukd fprnvijar nc dis nr dar bdniba. Xrnvijars ùst rakistar cnr tda CABF prnkrf` cnr purpnsas ncrabaivilk pfyàlt. 6: Sneultaars fra raspnlsioea cnr ciljilk prnvijars, wdn prfbtiba il tdaQlitaj Rtftas. Fctar tda vneultaar rabaivas àjibfe bfra crn` tda CABF-rakistaraj prnvijar,

68Nl fl fllufe ofsis, CABF raquiras Xafba Bnrps tn pfy JNE ofbm cnr tdasa bnsts. Xafba Bnrps fbts fs f saec-ilsuraj a`penyar witd JNE’s Ncciba nc [nrmars’ Bn`palsftinl Xrnkrf`s (N[BX) il tda rnea nc befi`s fjgujibftnrflj oalacit `flfkar.

66QRFIJ usas f silkea ilsurar prnkrf` il wdibd it saeabts nla ilsurar tn prnvija JOF ilsurflba tdrnukd fbn`patitivaey saeabtaj ùetiyafr fkraaàlt. Zda rasuetilk fkraaàlt sats praìu` rftas cnr tda fkalby’s bnltrfbtnrsnvar f lakntiftaj parinj nc tià, il tdis bfsa 1 yafrs witd fl nptinl tn axtalj. Xraìu` rftas fra par $688 nca`penyaa raùlarftinl, wdibd is jacilaj oy tda a`penyaa’s sfefry, ilbeujilk nvarsafs rabruitàlt ilbaltiva, pnstjiccaraltife‚bn`palsftinl tn fbbnult cnr jiccaralbas il alvirnlàltfe bnljitinls nc bartfil cnraikl pnsts‚fljjflkar pfy.

6? Fbbnrjilk tn JNE nccibifes, cnr wfr-rism dfzfrj bfsas, tda ilsurar wnuej ciea f raiòursaàlt befi` uljar tda [frDfzfrjs Bn`palsftinl Fbt witd N[BX cnr àjibfe flj ntdar oalacits fs waee fs tda ilsurar’s feenbftaj fljulfeenbftaj bnsts, fs jacilaj oy tda Fbt flj its i`peaàltilk rakueftinls. Il snà enlk-tar` bfsas, N[BX `fy tfmanvar jirabt pfyàlt nc àjibfe flj ntdar oalacits.

Qljar tda [fr Dfzfrjs Bn`palsftinl Fbt ([DBF), bnltrfbtnrs’ a`penyaas bnvaraj oy JOF `fy rabaiva oalacitscnr fl ilgury nr jaftd bfusaj oy f ―wfr-rism dfzfrj‐‚fly dfzfrj crn` bartfil spabiciaj bfusas tdft frisa jurilk f wfril wdibd tda Qlitaj Rtftas is alkfkaj= jurilk fl fràj bnlceibt il wdibd tda Qlitaj Rtftas is alkfkaj, wdatdar nr lntwfr dfs oaal jabefraj= nr jurilk f wfr nr fràj bnlceibt oatwaal ìeitfry cnrbas nc fly nrikil, nbburrilk witdil flybnultry il wdibd f parsnl is bnvaraj oy tda Fbt. Cnr `nra ilcnr`ftinl, saa Fbt nc Jab. ?, 69:?, bd. 334, 13 Rtft.68?4, fs fàljaj flj bnjiciaj ft :? Q.R.B. §§ 6;86 at saq.

62[dal traftàlt nc bartfil bnljitinls bnsts eass tdfl $6,188, f vneultaar is lnt raquiraj tn suoìt f befi` tn JNE.Cnr tdasa bnljitinls Xafba Bnrps bfl, ft its jisbratinl, pfy cnr vneultaars’ àjibfe bnsts jirabtey.

6: Zn rakistar, prnvijars ùst alrnee oy (f) barticyilk tdft tday sftiscy fee fppeibfoea cajarfe flj stfta eibalsura fljrakueftnry raquiraàlts flj (o) fbbaptilk JNE’s tar`s nc pfyàlt cnr tda CABF prnkrf`.


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JNE aitdar pfys tda prnvijar jirabtey nr raiòursas tda vneultaar cnr axpalsas rasuetilkcrn` tdis bfra.

• Il bnltrfst, fbtiva a`penyaas nc QRFIJ bnltrfbtnrs wdn sustfil f sarviba-bnllabtaj ieelassnr ilgury suoìt fppeibftinls cnr oalacits‚mlnwl fs befi`s‚tn tda ilsurar cnr raviaw fljfjgujibftinl. Cnr tdnsa befi`s tdft fra fpprnvaj, tda ilsurar futdnrizas pfyàlt cnrlabassfry àjibfe bfra. Zda a`penyaa is foea tn rabaiva àjibfe bfra crn` f prnvijar nc disnr dar bdniba, wdiea tda ilsurar is kalarfeey raspnlsioea cnr pfyilk cnr tda bfra. Fbbnrjilk tnnccibifes crn` QRFIJ’s ilsurar, tdis àjibfe bfra is typibfeey prnvijaj nvarsafs tdrnukd enbfeprnvijars.

Il fjjitinl, jftf crn` tda `nst rabalt 1 yafrs fvfiefoea cnr afbd prnkrf` sdnw tdft raturlajXafba Bnrps vneultaars flj a`penyaas nc QRFIJ bnltrfbtnrs `fy cfba f jiccaralt rism nc ieelassnr ilgury, flj rabaiva traftàlt cnr jiccaralt ieelassas nr ilgurias. 61 (Raa tfoea 2 il tda albensuracnr `nra ilcnr`ftinl nl tda pnpueftinls sarvaj oy ontd prnkrf`s.) Cnr axf`pea,

• Xafba Bnrps nparftas il bnultrias ofsaj nl f vfriaty nc cfbtnrs‚ilbeujilk sfcaty fljsaburity bnlsijarftinls‚flj tdus `fy rastribt tda bnultrias il wdibd vneultaars bnljubt

wnrm. [diea a`penyaas nc QRFIJ bnltrfbtnrs dfva wnrmaj il bnlceibt znlas subd fs Fckdflistfl nvar tda `nst rabalt 1 yafrs, Xafba Bnrps vneultaars dfva lnt oaal feenwaj tnwnrm il Fckdflistfl flj bartfil ntdar enbftinls jua tn saburity bnlbarls.

• Zda `nst bn`̀ nl ieelassas flj ilgurias f`nlk raturlaj vneultaars tdft rabaivaj wnrmars’bn`palsftinl oalacits ilbeuja7 àltfe, a`ntinlfe, flj larvnus bnljitinls= jaltfebnljitinls= ntdar/lnl-befssiciaj jisafsas= flj ilcabtinus nr pfrfsitib jisafsas. 63

• Il bnltrfst, tda `nst bn``nl ieelassas flj ilgurias f`nlk a`penyaas nc QRFIJ bnltrfbtnrstdft rabaivaj wnrmars’ bn`palsftinl oalacits tdft wara lnt bfusaj oy f wfr-rism dfzfrj wara befssiciaj oy QRFIJ’s ilsurar fs7 strfilaj onjy pfrt, ornmal/crfbturaj onjy pfrt,ilcabtinl, jaftd, flj lnt fvfiefoea. Zda `nst bn``nl ieelassas nr ilgurias tdft wara bfusaj

oy f wfr-rism dfzfrj wara befssiciaj oy QRFIJ’s ilsurar fs7 àltfe flkuisd, jaftd, lntfppeibfoea, flj lnt fvfiefoea. 6;

Oabfusa tday raceabt tda jiccaralbas wa dfva ijalticiaj il tdis rapnrt, tda bnsts ilburraj oyXafba Bnrps flj QRFIJ cnr tdair raspabtiva wnrmars’ bn`palsftinl prnkrf`s fra lnt jirabteybn`pfrfoea. Curtdar`nra, KFN jij lnt bnljubt fl fbtufrife flfeysis nc tdasa bnsts fljtdaracnra jij lnt jatarìla wdatdar nla prnkrf` wfs `nra bnst accabtiva tdfl tda ntdar.Lavartdaeass, jftf crn` tda `nst rabalt 1 yafrs fvfiefoea cnr afbd prnkrf` sdnw tdft

61Cnr Xafba Bnrps, tdis tià parinj bnvars tda 1 `nst rabalt bdfrkaofbm yafrs, wdibd ilbeuja jftf crn` Guey 6, ?889tdrnukd Gula 28, ?86:. Cnr QRFIJ, tdis tià parinj bnvars jftf silba tda bnltrfbt wfs accabtiva nl @frbd 6, ?868tdrnukd @frbd 26, ?861.

63Ntdar/lnl-befssiciaj jisafsas fra ieelassas nr ilgurias tdft kalarfeey jn lnt cit laftey iltn tda axistilk ieelass fljilgury bftaknrias usaj oy JNE.

6; QRFIJ’s ilsurar jij lnt prnvija fjjitinlfe ilcnr`ftinl nl tda birbu`stflbas uljar wdibd fl ieelass nr ilgury wnuejoa befssiciaj fs lnt fvfiefoea nr lnt fppeibfoea. Nccibifes lntaj tdft fee bfsas fra kalarfeey ofsaj nl àjibfe rapnrts.


6/17


• Xafba Bnrps pfij f tntfe nc fonut $:6.8 ̀ ieeinl tn prnvija raiòursaàlts cnr àjibfeaxpalsas. 64 Jurilk tdis parinj, 2,281 raturlaj vneultaars rabaivaj wnrmars’ bn`palsftinldafetd oalacits. 69

• QRFIJ pfij f tntfe nc fonut $3;.8 ̀ ieeinl tn bnvar bnltrfbtnrs’ praìu` bnsts tn prnvijailsurflba tn tdair nvarsafs a`penyaas. ?8 QRFIJ nccibifes tnej us tdft laitdar tday lnr tdairilsurar trfbm tda tntfe luòar nc bnltrfbtnr a`penyaas cnr wdibd tday prnvijaj tdisilsurflba. QRFIJ’s ilsurar rapnrtaj pfyilk fonut $66.: ìeeinl il tntfe tn bnvar tda bnst ncàjibfe bfra flj ntdar axpalsas cnr fonut :4; bnltrfbtnr a`penyaas wdn dfj ieelassas nrilgurias tdft wara lnt bfusaj oy f wfr-rism dfzfrj. ?6 Il fjjitinl, tda ilsurar rapnrtaj pfyilkf tntfe nc fonut $66.; ìeeinl cnr fonut 6;: a`penyaas wdn dfj ieelassas nr ilgurias tdft warabfusaj oy f wfr-rism dfzfrj, wdibd fra axpabtaj tn oa raiòursaj oy JNE.

Fkalby Bn`àlts

[a prnvijaj f jrfct nc tdis rapnrt tn JNE, Xafba Bnrps, flj QRFIJ. Xafba Bnrps flj JNEprnvijaj tabdlibfe bn`àlts, wdibd wa ilbnrpnrftaj fs fpprnprifta. QRFIJ dfj ln bn`àlts.

‒ ‒ ‒ ‒ ‒[a fra saljilk bnpias nc tdis rapnrt tn tda fpprnprifta bnlkrassinlfe bn`ìttaas, tda Jirabtnrnc tda Xafba Bnrps, tda Fjìlistrftnr nc tda Q.R. Fkalby cnr Iltarlftinlfe Javaenpàlt, tdaRabratfry nc Efonr, flj ntdar iltarastaj pfrtias. Il fjjitinl, tda rapnrt is fvfiefoea ft ln bdfrkanl tda KFN waosita ft dttp7//www.kfn.knv .

64Cnr Xafba Bnrps, tdis bnvars tda 1 `nst rabalt bdfrkaofbm yafrs, wdibd ilbeujas jftf crn` Guey 6, ?889 tdrnukdGula 28, ?86:.

69Qljar CABF f raturlaj vneultaar `fy suoìt f befi` cnr CABF oalacits cnr f sarviba-bnllabtaj ieelass nr ilguryfctar eafvilk Xafba Bnrps fs enlk fs tda befi` is suoìttaj f) witdil 2 yafrs nc tda jfta nc ieelass nr ilgury, nr o)witdil 2 yafrs fctar tda raturlaj vneultaar is fwfra tdft f dafetd bnljitinl is sarviba-bnllabtaj. Raa 1 Q.R.B. § 46??.Sneultaars typibfeey sarva f ?-yafr fssiklàlt= tdaracnra, tda luòar nc fbtiva vneultaars vfrias crn` yafr tn yafr.

Fs nc Raptaòar ?86:, fonut 3,464 vneultaars wara fbtivaey sarvilk fornfj flj `nra tdfl ?88,888 ntdars dfjsarvaj silba Xafba Bnrps’ ilbaptinl il 6936.

?8 Zdis bnvars tda 1 `nst rabalt bnltrfbt yafrs‚@frbd 6, ?868 tdrnukd Caorufry ?4, ?861. Zda f`nult nc praìu`s

pfij oy QRFIJ vfriaj oy typa nc wnrm parcnràj. Rpabicibfeey, QRFIJ pfij fpprnxi`ftaey $:3.8 ìeeinl cnr a`penyaasnc sarviba bnltrfbtnrs, $1.4 ìeeinl cnr a`penyaas nc bnlstrubtinl bnltrfbtnrs, flj $61.? ìeeinl cnr a`penyaas ncsaburity bnltrfbtnrs.

?6 @ajibfe raiòursaàlts flj àjibfe bnljitinls fra fssnbiftaj witd iljivijufe befi`s suoìttaj oy tda a`penyaa’sa`penyar, f QRFIJ nvarsafs bnltrfbtnr. Fbbnrjilk tn QRFIJ’s ilsurar, afbd befi` is kalarfeey fssnbiftaj witd nlailjivijufe, out tdara `fy oa f rfra bfsa il wdibd tda sfà parsnl dfs ùetipea befi`s. Cnr tda purpnsas nc rapnrtilk,wa racar tn tda luòar nc JOF befi`s fs tda luòar nc a`penyaas.

Nla iljivijufe’s ieelass nr ilgury wfs lnt befssiciaj fs aitdar bfusaj oy nr lnt bfusaj oy f wfr-rism dfzfrj= tda ilsurarrapnrtaj pfyilk fonut $;,946 cnr tdis a`penyaa.

http://www.gao.gov/http://www.gao.gov/http://www.gao.gov/http://www.gao.gov/


7/17

Xfka ; KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits

Ic ynu nr ynur stfcc àòars dfva fly quastinls fonut tdis ilcnr`ftinl, peafsa bnltfbt à ft(?8?) 16?-;66: nr mndleHkfn.knv . Bnltfbt pnilts cnr nur Nccibas nc Bnlkrassinlfe _aeftinlsflj Xuoeib Fccfirs `fy oa cnulj nl tda efst pfka nc tdis rapnrt. KFN stfcc wdn `fja maybnltrioutinls tn tdis rapnrt wara [iee Riàre, Fssistflt Jirabtnr= EfMaljrf Oafrj= BfrneylCitzkarfej= Mristar Crijfy= F`y Eanla= flj Gallicar [ditwnrtd.

Eiljf Z. MndlJirabtnr, Dafetd Bfra

Albensura

mailto:[email protected]:[email protected]:[email protected]:[email protected]


8/17


Albensura7 Dafetd Oalacits cnr _aturlaj Xafba Bnrps Sneultaars flj QRFIJ Bnltrfbtnrs

Zdis albensura prnvijas ilcnr`ftinl nl tda wnrmars’ bn`palsftinl dafetd oalacit prnkrf` cnrraturlaj Xafba Bnrps vneultaars‚uljar tda Cajarfe A`penyaas’ Bn`palsftinl Fbt (CABF)‚flj tda prnkrf` cnr a`penyaas nc Q.R. Fkalby cnr Iltarlftinlfe Javaenpàlt (QRFIJ)bnltrfbtnrs‚uljar tda Jacalsa Ofsa Fbt (JOF). Rpabicibfeey, tda albensura prnvijasilcnr`ftinl nl siìefritias flj jiccaralbas il

• tda dafetd oalacits prnvijaj, ilbeujilk wdn is aeikioea uljar tdasa prnkrf s̀ flj tdapfyàlt àbdflis` usaj tn prnvija dafetd oalacits (saa tfoea 6)=

• tda prnbassas usaj oy oalacibifrias tn notfil ̀ ajibfe bfra (saa tfoea ?)= flj• jftf nl tda pnpueftinls rabaivilk dafetd oalacits uljar tdasa prnkrf`s (saa tfoea 2).

Zfoea 67 Dafetd Oalacits Xrnvijaj oy Xafba Bnrps uljar tda Cajarfe A`penyaas’ Bn`palsftinl Fbt (CABF)flj oy tda Q.R. Fkalby cnr Iltarlftinlfe Javaenpàlt (QRFIJ) uljar tda Jacalsa Ofsa Fbt (JOF)

_aturlaj Xafba Bnrps vneultaarsuljar CABF

A`penyaas nc QRFIJ bnltrfbtnrs uljarJOF

[dft dafetd oalacits fraprnvijaj uljar afbdprnkrf`>

_aiòursaàlt cnr àjibfe axpalsasbnllabtaj tn vneultaars’ sarviba f

[nrmars’ bn`palsftinl ilsurflba bnvarfka

[dn is aeikioea cnr tdasadafetd oalacits>

_aturlaj Xafba Bnrps vneultaars wdnsustfilaj fl ieelass nr ilgury nrfkkrfvftaj f praaxistilk ieelass nr ilgurybnllabtaj tn tdair Xafba Bnrps sarviba

Fbtiva a`penyaas nc QRFIJ bnltrfbtnrs fljsuobnltrfbtnrs wnrmilk nvarsafs o

[dn is raspnlsioea cnrfutdnrizilk,fjìlistarilk, nr pfyilkcnr tdasa dafetd oalacits>

Cajarfe Fkalbias7• Xafba Bnrps• Japfrtàlt nc Efonr (JNE)

Cajarfe Fkalbias7• QRFIJ• JNE

Xrivfta Altitias7• QRFIJ bnltrfbtnrs•

QRFIJ’s JOF Ilsurar[dft pfyàltàbdflis` is usaj tnprnvija dafetd oalacits>

• JNE’s Ncciba nc [nrmars’Bn`palsftinl Xrnkrf`s (N[BX)ilitifeey aitdar pfys tda prnvijarjirabtey nr raiòursas tda raturlajvneultaar cnr CABF àjibfeaxpalsas.

• Xafba Bnrps tdal raiòursas JNEcnr tdasa pfyàlts fllufeey.Zdaracnra, Xafba Bnrps oafrs tdarism ic vneultaars’ àjibfe axpalsasfra dikdar tdfl fltibipftaj.

• Zda CABF prnkrf` jnas lnt ilvnevafly cnr` nc privfta ilsurflba nrprivfta tdirj-pfrty fjìlistrftinl ncbefi`s nr oalacits. Assaltifeey, XafbaBnrps fbts eima f saec-ilsuraja`penyar witd JNE/N[BX il tda rneanc befi`s fjgujibftnr flj oalacit`flfkar.

• QRFIJ pfys cnr bnltrfbtnrs’ praìu`bnsts nc prnvijilk JOF ilsurflba tn tdaira`penyaas.

• QRFIJ usas f silkea ilsurar prnkrf` ilwdibd it saeabts nla ilsurar tn prnvijaJOF ilsurflba tdrnukd f bn`patitivaeysaeabtaj ùetiyafr fkraaàlt. Zdarasuetilk fkraaàlt sats praìu` rftascnr tda fkalby’s bnltrfbtnrs.

• QRFIJ’s ilsurar is raspnlsioea cnr tdabnst nc aeikioea a`penyaas’ lnl wfr-rismdfzfrj àjibfe axpalsas. Zdaracnra,tda ilsurar oafrs tda rism ic a`penyaas’àjibfe axpalsas fra dikdar tdflfltibipftaj. b


9/17


_aturlaj Xafba Bnrps vneultaarsuljar CABF


Cnr tda `nst rabalt 1yafrs, dnw ùbd jijafbd fkalby ilbur tnprnvija tdasa dafetdoalacits> j

Nvar tda `nst rabalt 1 yafrs, XafbaBnrps pfij fonut $:6.8 ìeeinl il tntferaiòursaàlt cnr àjibfe axpalsas.Jurilk tdis tià 2,281 vneultaars rabaivajdafetd oalacits. a

QRFIJ pfij f tntfe nc fonut $3;.8 ìeeinl tnbnvar bnltrfbtnrs’ praìu` bnsts tn prnvijaJOF ilsurflba tn fl ulspabiciaj luòar nca`penyaas. c F`nults pfij oy typa ncbnltrfbtnr wara tda cneenwilk7• Rarviba7 $:3.8 ìeeinl• Bnlstrubtinl7 $1.4 ìeeinl• Raburity7 $61.? ìeeinl

Cnr tda `nst rabalt 1yafrs, dnw ùbd jij tdailsurar ilbur cnr àjibfebfra nr ntdar oalacits>

Lnt fppeibfoea k QRFIJ’s ilsurar rapnrtaj pfyilk fonut $66.:ìeeinl tn bnvar tda bnst cnr fonut :4;a`penyaas wdn dfj ieelassas nr ilgurias tdftwara lnt bfusaj oy f wfr-rism dfzfrj. d Ilfjjitinl, tda ilsurar rapnrtaj pfyilk f tntfe ncfonut $66.; ìeeinl cnr fonut 6;: a`penyaaswdn dfj ieelassas nr ilgurias tdft warabfusaj oy f wfr-rism dfzfrj jurilk tdis tiàparinj, wdibd fra axpabtaj tn oa raiòursajoy JNE uljar tda [fr DfzfrjsBn`palsftinl Fbt. Nla iljivijufe’s ieelass nrilgury wfs lnt befssiciaj fs aitdar bfusaj oynr lnt bfusaj oy f wfr-rism dfzfrj= tdailsurar rapnrtaj pfyilk fonut $;,946 cnr tdisiljivijufe. i

Cnr tda `nst rabalt 1yafrs, dnw ùbd jijafbd fkalby ilbur tnfjìlistar tda prnkrf`>

Xafba Bnrps nccibifes stftaj tdft tdafkalby jnas lnt bneeabt jftf nlfjìlistrftiva bnsts. Fs nc Gula ?861,Xafba Bnrps rapnrtaj tdft it dfj 68 tntfecuee-tià aquivfealt a`penyaa (CZA) stfccjasiklftaj tn daep raturlaj vneultaarswitd tdair pnst-sarviba dafetd laajs,ilbeujilk tdnsa raeftaj tn CABF.

QRFIJ nccibifes stftaj tdft QRFIJ jnas lntbneeabt jftf nl fjìlistrftiva bnsts ncprnvijilk JOF oalacits. Fs nc Gula ?861,QRFIJ’s Ncciba nc Fbquisitinl flj Fssistflbadfs 2 tntfe CZA stfcc witd raspnlsioieitiasraeftaj tn `filtfililk tda bnltrfbt witd tdailsurar raspnlsioea cnr prnvijilk dafetdoalacits.

Rnurba7 KFN flfeysis nc ilcnr`ftinl prnvijaj oy JNE, Xafba Bnrps, QRFIJ, flj QRFIJ’s ilsurar. | KFN 63 ?4_

Lntas7 Ilcnr`ftinl prasaltaj il tda tfoea is burralt fs nc Fukust ?861. JNE flj QRFIJ bneeabt jiccaralt ilcnr`ftinl tdft bnvarsjiccaralt parinjs nc tià. Zn kat tda `nst bn`pfrfoea jftf, wa usaj tda `nst rabalt jftf fvfiefoea cnr afbd tdft bnvarajfpprnxi`ftaey 1 yafrs. Cnr Xafba Bnrps, tdis bnvars tda 1 `nst rabalt bdfrkaofbm yafrs, wdibd ilbeuja jftf crn` Guey 6, ?889tdrnukd Gula 28, ?86:. Cnr QRFIJ, tdis bnvars jftf silba tda bnltrfbt wfs accabtiva nl @frbd 6, ?868 tdrnukd @frbd 26, ?861,uleass ntdarwisa lntaj.f _aiòursaàlt cnr àjibfe axpalsas ilbeujas pfyàlts `fja oy JNE jirabtey tn prnvijars nr jirabtey tn raturlaj vneultaars wdndfva ferafjy pfij f prnvijar. Fbbnrjilk tn nccibifes, `nst pfyàlts fra `fja jirabtey tn prnvijars. oCnr purpnsas nc tdis rapnrt wa racar tn bnltrfbtnrs flj suobnltrfbtnrs fs bnltrfbtnrs. bIc it is jatarìlaj tdft fl ilgury nr ieelass is bfusaj oy f wfr-rism dfzfrj, JNE nccibifes stftaj tdft QRFIJ’s ilsurar wnuej ilitifeeybnvar tda bnst nc tda àjibfe axpalsas, out JNE wnuej raiòursa tda ilsurar cnr tdasa befi`s. Qljar tda [fr DfzfrjsBn`palsftinl Fbt ([DBF), bnltrfbtnrs’ a`penyaas bnvaraj oy JOF `fy rabaiva oalacits cnr fl ilgury nr jaftd bfusaj oy f ―wfr-rism dfzfrj‐‚fly dfzfrj crn` bartfil spabiciaj bfusas tdft frisa jurilk f wfr il wdibd tda Qlitaj Rtftas is alkfkaj= jurilk flfràj bnlceibt il wdibd tda Qlitaj Rtftas is alkfkaj, wdatdar nr lnt wfr dfs oaal jabefraj= nr jurilk f wfr nr fràj bnlceibtoatwaal ìeitfry cnrbas nc fly nrikil, nbburrilk witdil fly bnultry il wdibd f parsnl is bnvaraj oy tda Fbt. Cnr `nra ilcnr`ftinl saa

Fbt nc Jab. ?, 69:?, bd. 334, 13 Rtft. 68?4, fs fàljaj flj bnjiciaj ft :? Q.R.B. §§ 6;86 at saq. j Zda bnsts ilburraj oy afbd fkalby fra lnt jirabtey bn`pfrfoea fs afbd fkalby is prnvijilk jiccaralt dafetd oalacits‚Xafba Bnrpsprnvijas raiòursaàlt cnr axpalsas wdiea QRFIJ pfys cnr tda bnst nc praìu`s cnr JOF ilsurflba, uljar wdibd tda a`penyaas`fy rabaiva àjibfe bfra. Il fjjitinl, wa jij lnt bnljubt fl fbtufrife flfeysis nc tda bnsts ilburraj oy Xafba Bnrps flj QRFIJuljar CABF flj JOF, raspabtivaey, flj fs f rasuet, wa jij lnt jatarìla wdatdar nla prnkrf` is `nra bnst accabtiva tdfl tdantdar.aQljar CABF f raturlaj vneultaar `fy suoìt f befi` cnr CABF oalacits cnr f sarviba-bnllabtaj ieelass nr ilgury fctar eafvilkXafba Bnrps fs enlk fs tda befi` is suoìttaj f) witdil 2 yafrs nc tda jfta nc ieelass nr ilgury, nr o) witdil 2 yafrs fctar tda raturlajvneultaar is fwfra tdft f dafetd bnljitinl is sarviba-bnllabtaj. Raa 1 Q.R.B. § 46??. Sneultaars typibfeey sarva f ?-yafrfssiklàlt= tdaracnra, tda luòar nc fbtiva vneultaars vfrias crn` yafr tn yafr. Fs nc Raptaòar ?86:, fonut 3,464 vneultaarswara fbtivaey sarvilk fornfj flj `nra tdfl ?88,888 ntdars dfj sarvaj silba Xafba Bnrps’ ilbaptinl il 6936.c Zdis bnvars jftf crn` @frbd 6, ?868 tdrnukd Caorufry ?4, ?861. QRFIJ nccibifes tnej us tdft laitdar tday lnr tdair ilsurar trfbm tdatntfe luòar nc a`penyaas cnr wdibd tday prnvija tdis ilsurflba. kZda CABF prnkrf` jnas lnt ilvneva fly cnr` nc privfta i lsurflba nr privfta tdirj-pfrty fjìlistrftinl nc befi`s nr oalacits.


10/17


dZdis bnvars jftf silba tda bnltrfbt wfs accabtiva nl @frbd 6, ?868 tdrnukd @frbd 26, ?861. @ajibfe raiòursaàlts flj àjibfebnljitinls fra fssnbiftaj witd iljivijufe befi`s suoìttaj oy tda a`penyar, f QRFIJ nvarsafs bnltrfbtnr. Fbbnrjilk tn QRFIJ’silsurar, afbd befi` is kalarfeey fssnbiftaj witd nla iljivijufe out tdara `fy oa f rfra bfsa il wdibd tda sfà parsnl dfs ùetipeabefi`s. Cnr tda purpnsas nc rapnrtilk, wa racar tn tda luòar nc JOF befi`s fs tda luòar nc a`penyaas.iIl ?862, QRFIJ Ncciba nc tda Ilspabtnr Kalarfe issuaj f rapnrt tdft cnulj tdft tda bnst nc JOF ilsurflba siklicibfltey axbaajajoalacits crn` @frbd 6, ?868, tdrnukd @frbd 26, ?862. Rpabicibfeey, tda rapnrt lntaj tdft tda rftin nc oalacits tn praìu`s wfs nley?8 parbalt, waee oaenw rabalt lftinlwija wnrmars’ bn`palsftinl rftins, wdibd nl fvarfka axbaaj 688 parbalt .


11/17


Zfoea ?7 Xrnbassas Qsaj oy _aturlaj Xafba Bnrps Sneultaars flj A`penyaas nc Q.R. Fkalby cnrIltarlftinlfe Javaenpàlt (QRFIJ) Bnltrfbtnrs tn Notfil @ajibfe Bfra uljar tda Cajarfe A`penyaas’Bn`palsftinl Fbt (CABF) flj tda Jacalsa Ofsa Fbt (JOF), _aspabtivaey

_aturlaj Xafba Bnrps vneultaars uljarCABF


Dnw is tda iljivijufelnticiaj nc aeikioieity cnroalacits>

Afbd vneultaar is ilcnràj nc tdafvfiefoieity nc CABF oalacits jurilk tdabensa-nc-sarviba àjibfe avfeuftinl f

Qljar tda silkea ilsurar prnkrf`, QRFIJ israspnlsioea cnr ilcnrìlk its bnltrfbtnrs nctdair raspnlsioieity tn sabura JOF ilsurflbacnr tdair nvarsafs a`penyaas. o QRFIJ bnltrfbtnrs fra tdal raspnlsioea cnrilcnrìlk a`penyaas fonut JOF oalacitsflj tda staps tda a`penyaa ùst tfma tnrapnrt f wnrm-raeftaj ilgury.

Dnw jnas fl iljivijufeaeikioea cnr oalacitssuoìt fl fppeibftinl cnroalacits, mlnwl fs fbefi`>

Sneultaars bn`peata f CABF befi` fljsuoìt it tn tda Japfrtàlt nc Efonr (JNE)tdrnukd tda Xafba Bnrps’ Xnst-RarvibaQlit. b

A`penyaas nc QRFIJ bnltrfbtnrs lnticytdair suparvisnr nr a`penyar raprasaltftivanc f sarviba-bnllabtaj ieelass nr ilgury.QRFIJ bnltrfbtnrs lnticy tda ilsurflbabfrriar nc tdair a`penyaa’s ieelass nr ilguryflj fssist tdair a`penyaa il cieilk f befi`cnr oalacits.

Dnw fra fppeibftinls cnroalacits‚mlnwl fsbefi`s‚raviawaj fljfjgujibftaj flj oywdn`>

CABF befi`s suoìttaj oy raturlajvneultaars fra raviawaj flj fjgujibftaj oyJNE.• Ic tda befi` is fpprnvaj, JNE’s Ncciba

nc [nrmars’ Bn`palsftinl Xrnkrf`s(N[BX) saljs f cnr`fe fbbaptflba nctda befi` flj sats cnrtd wdftbnljitinls dfva oaal fbbaptaj cnràjibfe bfra. N[BX tdal jatarìlaswdft traftàlt wiee oa futdnrizaj.

• Cnr tdnsa befi`s tdft jn lnt ilbeujasuccibialt ilcnr`ftinl flj raquiracurtdar javaenpàlt, vneultaars frakival ft eafst 28 jfys tn suoìtfjjitinlfe ilcnr`ftinl tn suppnrt tdairraquast cnr CABF oalacits.

• Ic tda fjjitinlfe ilcnr`ftinl issuccibialt, tda fppeibftinl is fpprnvajflj àjibfe traftàlt is futdnrizaj.

• Ic tda fjjitinlfe ilcnr`ftinl is lntsuccibialt, tda CABF befi` is jaliajflj àjibfe traftàlt is lntfutdnrizaj.

• _aturlaj vneultaars wdn fra jaliajCABF oalacits dfva tda rikdt tn fppafetda jabisinl. JNE prnvijas tdraaeavaes nc fppafe7 (6) rabnlsijarftinl nc

tda fppeibftinl oy JNE/N[BX, (?) fdafrilk cneenwilk fl fjvarsa jabisinloy JNE/N[BX, flj (2) raviaw nc tdavneultaar’s fppeibftinl oy tdaA`penyaas’ Bn`palsftinl FppafesOnfrj.

Qpnl rabaivilk lntiba nc ieelass nr ilgury,tda ilsurar raviaws flj fjgujibftas tdabefi`.• Ic tda ilsurar jatarìlas tda befi` is

bn`palsfoea, it alsuras tdftlabassfry àjibfe bfra dfs oaalfutdnrizaj flj tdft àjibfe prnvijarsdfva oaal kival oieeilk flj rapnrtilkilstrubtinls.

• Ic f befi` is jaliaj, tda ilsurar israquiraj tn ciea f cnr` witd JNE.

Fbbnrjilk tn QRFIJ’s ilsurar, tdabefi`flt wiee fesn kalarfeey oa lnticiajjirabtey oy taeapdnla nr ntdarbn`ùlibftinl.

• Ic tda befi` is jaliaj nr ic tdara is fbefi` jisputa nvar àjibfe oalacits,tda bnltrfbtnrs’ a`penyaa bfl fppafetda jabisinl oy7 (6) dfvilk JNE fssisttda a`penyaa flj tda ilsurar tnrasneva jisputas tdrnukd ilcnr`febnlcaralbas flj writtalrabn`àljftinls rakfrjilk oalacitaltiteaàlt= (?) ic tda pfrtias bfllntrasneva tdair jisputa ilcnr`feey, aitdarpfrty `fy raquast f cnr`fe dafrilkoacnra tda Ncciba nc Fjìlistrftiva EfwGujkas (NFEG)= (2) jabisinls raljarajoy NFEG `fy oa fppafeaj tn tdaOalacits _aviaw Onfrj= flj (:)tdarafctar, tn tda fpprnprifta cajarfebnurt .


12/17

Xfka 6? KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits



[dft is tda axpabtajtiàcrfà tn raviaw fljfjgujibfta fl fppeibftinlcnr oalacits‚mlnwl fs fbefi`>

JNE astfoeisdaj oalbd`frms cnr tdaf`nult nc tià it tfmas tn fjgujibfta fbefi`. Zdasa oalbd`frms vfry ofsaj nltda typa nc befi`.Cnr axf`pea, tfrkataj tiàcrfàs cnrbefi`s raviaw flj fjgujibftinl rflkas crn`fjgujibftilk 98 parbalt nc trfu`ftib bfsaswitdil :1 jfys tn fjgujibftilk 94 parbalt ncaxtaljaj, lnl-trfu`ftib bfsas witdil 231jfys.

Axpabtaj tiàcrfà cnr befi`s raviaw fljfjgujibftinl vfrias flj `fy tfma `nltds,fbbnrjilk tn QRFIJ’s ilsurar.

Fbbnrjilk tn nccibifes, tdis vfriftinl isjapaljalt nl savarfe cfbtnrs, ilbeujilkeflkufka trflseftinls flj spaaj ncnvarsafs ilvastikftinls. Jnbuàltftinlprnvijaj oy QRFIJ’s ilsurar lntaj tdftnvarsafs ilvastikftinls fra axpabtaj tn oabn`peataj witdil 6: jfys.

Dnw jnas fl iljivijufenotfil àjibfe bfra nlbafpprnvaj cnr oalacits>

F vneultaar notfils àjibfe bfra tdrnukdàjibfe prnvijars il tda Qlitaj Rtftas.

Fbbnrjilk tn nccibifes crn` QRFIJ’s ilsurar,àjibfe bfra is typibfeey prnvijaj nvarsafstdrnukd enbfe prnvijars.Zda sfà nccibifes tnej us tdft il snàbfsas, subd fs wdal tdara is lnt f enbfeprnvijar fvfiefoea, tda bnltrfbtnr’sa`penyaa `fy oa trflspnrtaj tn f cfbieity ilflntdar bnultry.

[dft àjibfe prnvijarsfra fvfiefoea tn tdailjivijufe saamilk bfra>

Zda vneultaar is foea tn notfil àjibfe bfratdrnukd f prnvijar nc dis nr dar bdniba fljis raspnlsioea cnr enbftilk f prnvijar.Xrnvijars ùst rakistar cnr tda CABFprnkrf` cnr purpnsas nc rabaivilk pfyàlt.JNE puoeisdas fl nleila safrbd tnne tdftbnltfils f pfrtife eistilk nc tda fvfiefoeaCABF-rakistaraj prnvijars fs f sarviba tnCABF oalacibifrias, ilbeujilk vneultaars, tndaep enbfta prnvijars. JNE nccibifes lntajtdft prnvijar pfrtibipftinl il tdis tnne isvneultfry.

A`penyaas fra aeikioea tn saam bfra crn`fly prnvijar nc tdair bdniba.

Fbbnrjilk tn nccibifes crn` QRFIJ’s ilsurar,tda ilsurar dfs valjnrs wdn wnrm witd tdailguraj bnltrfbtnr’s a`penyaa tn cilj f enbfeprnvijar nr dnspitfe cnr traftàlt.

[dn pfys cnr tdaàjibfe bfra nlbafpprnvaj cnr àjibfeoalacits>

Zda vneultaar nr tda vneultaar’s àjibfeprnvijar suoìts f oiee cnr tda bnst ilburrajoy tda vneultaar tn JNE/N[BX cnrpfyàlt.JNE/N[BX ilitifeey pfys CABF àjibfebefi`s, flj tdal CABF raquiras XafbaBnrps tn pfy JNE ofbm cnr tdasaraiòursaàlts nl fl fllufe ofsis.

Dafetd prnvijars suoìt oiees cnr sarvibasprnvijaj tn QRFIJ’s ilsurar cnr pfyàlt.Kalarfeey, QRFIJ’s ilsurar is raspnlsioeacnr bnvarilk tda bnst nc àjibfe axpalsasuleass it is jatarìlaj tdft tda ieelass nrilgury is bfusaj oy f wfr-rism dfzfrj. Iltdasa bfsas, JNE nccibifes stftaj tdft JNEwnuej oa raspnlsioea cnr raiòursilk tdailsurar cnr tda bnst nc tda àjibfe axpalsasuljar tda [fr Dfzfrjs Bn`palsftinl Fbt. j

[dft is tda axpabtajtiàcrfà tn `fma fpfyàlt nl àjibfebfra>

@ajibfe oiees, wdatdar suoìttaj jirabtey oytda prnvijars nr fs raiòursaàlt raquastsoy raturlaj vneultaars, fra usufeeyprnbassaj witdil ?4 jfys nc rabaipt.

Fbbnrjilk tn QRFIJ’s ilsurar, tda axpabtajtià tn `fma pfyàlt cnr àjibfe bfra iskalarfeey 28-38 jfys witdil rabaipt ncàjibfe ilvnibas crn` tda prnvijar.


Lntas7 Ilcnr`ftinl prasaltaj il tda tfoea is burralt fs nc Fukust ?861.f Xafba Bnrps `filtfils àjibfe rabnrjs cnr fly ilgury nr ieelass rapnrtaj jurilk f vneultaar’s sarviba. Il fjjitinl, fly ilgury nrieelass lntaj ft tda bensa-nc-sarviba àjibfe avfeuftinl is jnbuàltaj il tda vneultaar’s àjibfe rabnrj, wdibd is ilbeujaj il tdaCABF fppeibftinl sdnuej f vneultaar fppey cnr CABF oalacits.oCnr purpnsas nc tdis rapnrt, wa racar tn bnltrfbtnrs flj suobnltrfbtnrs fs bnltrfbtnrs.b[dal traftàlt nc bartfil bnljitinls bnsts eass tdfl $6,188, f vneultaar is lnt raquiraj tn suoìt f befi ` tn JNE. Cnr tdasabnljitinls Xafba Bnrps bfl, ft its jisbratinl, pfy cnr vneultaars’ àjibfe bnsts jirabtey.j Qljar tda [fr Dfzfrjs Bn`palsftinl Fbt, bnltrfbtnrs’ a`penyaas bnvaraj oy JOF `fy rabaiva oalacits cnr fl ilgury nr jaftdbfusaj oy f ―wfr-rism dfzfrj‐‚fly dfzfrj crn` bartfil spabiciaj bfusas tdft frisa jurilk f wfr il wdibd tda Qlitaj Rtftas isalkfkaj= jurilk fl fràj bnlceibt il wdibd tda Qlitaj Rtftas is alkfkaj, wdatdar nr lnt wfr dfs oaal jabefraj= nr jurilk f wfr nr


13/17


fràj bnlceibt oatwaal ìeitfry cnrbas nc fly nrikil, nbburrilk witdil fly bnultry il wdibd f parsnl is bnvaraj oy tda Fbt. Cnr `nrailcnr`ftinl saa Fbt nc Jab. ?, 69:?, bd. 334, 13 Rtft. 68?4, fs fàljaj flj bnjiciaj ft :? Q.R.B. §§ 6;86 at saq.


14/17

Xfka 6: KFN-63-?4_ [nrmars’ Bn`palsftinl Dafetd Oalacits

Zfoea 27 Jftf nl tda Xnpueftinls _abaivilk Dafetd Oalacits uljar tda Cajarfe A`penyaas’ Bn`palsftinl Fbt(CABF) flj tda Jacalsa Ofsa Fbt (JOF)



[dft typa nc wnrm jn

aeikioea iljivijufesparcnr` flj cnr wdftparinj nc tià is tdis wnrmparcnràj>

@nst vneultaars fra fssiklaj tn flj

parcnr` wnrm il nla nc six sabtnrs jurilktdair Xafba Bnrps sarviba7• ajubftinl,• ynutd il javaenpàlt,• dafetd,• bn`ùlity abnlnìb

javaenpàlt,• fkribuetura, nr• alvirnlàlt.

Sneultaars `fy fesn bn`peata sabnljfryfssiklàlts tdft ilbeuja wnrm fbrnss feesabtnrs.Sneultaars fra bnlsijaraj tn oa il tda

parcnr`flba nc juty ?: dnurs f jfy jurilktda parinj nc tdair Xafba Bnrps sarvibafornfj.

Fs f rasuet, fly ieelass nr ilgury sustfilajjurilk tda parinj nc tdair sarviba iskalarfeey bnlsijaraj tn oa sarviba-bnllabtaj. f

A`penyaas nc QRFIJ bnltrfbtnrs flj

suobnltrfbtnrs fra fssiklaj tn flj parcnr`wnrm il nla nc tdraa bftaknrias wdieafornfj7 o

• sarvibas,• bnlstrubtinl, nr• saburity.

Fbbnrjilk tn nccibifes crn` QRFIJ’s ilsurar,a`penyaas nc QRFIJ nvarsafs bnltrfbtnrsfra kalarfeey lnt bnlsijaraj tn oa il tdaparcnr`flba nc juty ?: dnurs f jfy wdieanvarsafs. b

Fs f rasuet, nley ieelassas nr ilguriassustfilaj jurilk tda a`penyaa’s wnrmilkdnurs fra typibfeey bnlsijaraj tn oa sarviba-

bnllabtaj.

[dara jn iljivijufesaeikioea cnr oalacitsparcnr` wnrm>

Xafba Bnrps vneultaars kalarfeey bnljubtwnrm il javaenpilk bnultrias nvarsafs.Xafba Bnrps nparftas il bnultrias ofsajnl f vfriaty nc cfbtnrs‚ilbeujilk sfcatyflj saburity bnlsijarftinls‚flj tdus,`fy rastribt tda bnultrias il wdibdvneultaars wnrm. Cnr axf`pea, Xafba

Bnrps nccibifes tnej us tdft vneultaars jnlnt bnljubt wnrm il Fckdflistfl nr Irfqoabfusa tda saburity situftinls il tdnsafrafs fra burraltey tnn ulstfoea.

A`penyaas nc QRFIJ bnltrfbtnrs kalarfeeybnljubt wnrm il javaenpilk bnultriasnvarsafs, ilbeujilk bnlceibt znlas subd fs

Fckdflistfl.

Cnr tda `nst rabalt 1yafrs, dnw `fly panpearabaivaj dafetd oalacits>

2,281 raturlaj vneultaars rabaivajraiòursaàlt cnr àjibfe axpalsas j

QRFIJ nccibifes tnej us tdft laitdar tday lnrtdair ilsurar trfbm tda tntfe luòar ncbnltrfbtnr a`penyaas wdn dfva JOFilsurflba.Zda ilsurar rapnrtaj pfyilk cnr tda bnst ncàjibfe bfra flj ntdar oalacits cnr fonut33? bnltrfbtnr a`penyaas. a


15/17




Cnr tda `nst rabalt 1yafrs, wdft wara tda`nst bn``nl ilguriasflj ieelassas cnr wdibdiljivijufes rabaivajwnrmars’ bn`palsftinloalacits>

Zda `nst bn``nl ieelassas flj ilguriaswara7• àltfe, a`ntinlfe, flj larvnus

bnljitinls=•

jaltfe bnljitinls=• ntdar/lnl-befssiciaj jisafsas= c flj• ilcabtinus flj pfrfsitib jisafsas.

Zda `nst bn``nl ieelassas flj ilgurias tdftwara lnt bfusaj oy f wfr-rism dfzfrj warabefssiciaj oy QRFIJ’s ilsurar fs7• strfilaj onjy pfrt,•

ornmal/crfbturaj onjy pfrt,• ilcabtinl,• jaftd, flj• lnt fvfiefoea.

Zda `nst bn``nl ieelassas flj ilgurias tdftwara bfusaj oy f wfr-rism dfzfrj warabefssiciaj oy QRFIJ’s ilsurar fs7• àltfe flkuisd,• jaftd,• lnt fppeibfoea, flj• lnt fvfiefoea. k


Lntas7 Ilcnr`ftinl prasaltaj il tda tfoea is burralt fs nc Fukust ?861. JNE flj QRFIJ bneeabt jiccaralt ilcnr`ftinl tdft bnvarsjiccaralt parinjs nc tià. Zn kat tda `nst bn`pfrfoea jftf, wa usaj tda `nst rabalt jftf fvfiefoea cnr afbd tdft bnvarajfpprnxi`ftaey 1 yafrs. Cnr Xafba Bnrps, tdis bnvars tda 1 `nst rabalt bdfrkaofbm yafrs, wdibd ilbeuja jftf crn` Guey 6, ?889tdrnukd Gula 28, ?86:. Cnr QRFIJ, tdis bnvars jftf silba tda bnltrfbt wfs accabtiva nl @frbd 6, ?868 tdrnukd @frbd 26, ?861.f Zda cneenwilk fra axbeujaj crn` bnvarfka7 bnljitinls bfusaj oy wieecue ìsbnljubt, bnljitinls bfusaj oy tda vneultaar’s iltaltinltn orilk fonut tda ilgury nr jaftd nc saec nr flntdar, bnljitinls prnxi`ftaey bfusaj oy tda iltnxibftinl nc tda ilguraj vneultaar, nrilgurias nbburrilk nr ieelassas bnltrfbtaj il tda Qlitaj Rtftas tdft wara lnt raeftaj tn tda parcnr`flba nc Xafba Bnrps jutias . oCnr purpnsas nc tdis rapnrt, wa racar tn bnltrfbtnrs flj suobnltrfbtnrs fs bnltrfbtnrs. Fbbnrjilk tn QRFIJ nccibifes, sarvibasbnltrfbtnrs typibfeey prnvija spabifeizaj tabdlibfe fssistflba il tda frafs nc dafetd, abnlnìb krnwtd, fkribuetura, knvarlflba,ajubftinl, flj du`flitfrifl fssistflba cneenwilk lfturfe jisfstars= bnlstrubtinl bnltrfbtnrs typibfeey prnvija sarvibas witdbnlstrubtilk rnfjs, dafetd beilibs, flj sbdnnes= flj saburity kufrjs fra typibfeey tfsmaj witd prntabtilk bnltrfbtnr nccibas, wnrm sitas,flj rasijalbas. b Fl axbaptinl tn tdis is rafsnlfoea rabraftinl, wdibd feenws bnlsijarftinl nc bn`palsftinl cnr fppeibftinls cnr oalacits‚nr befi`s‚frisilk crn` rabraftinlfe fbtivitias cnr a`penyaas stftinlaj il vary ra`nta nr bnlcilaj enbftinls. Bnvarfka is ofsaj nl tda praìsatdft a`penyaas wdn fra bnlcilaj tn subd frafs wiee alkfka il tda eiìtaj rabraftinlfe fbtivitias fvfiefoea tn tda`. Ilgurias tdft frasustfilaj fs f rasuet nc tdasa rabraftinlfe fbtivitias `fy oa bnlsijaraj cnr bn`palsftinl.j _aiòursaàlt cnr àjibfe axpalsas ilbeujas pfyàlts `fja oy JNE jirabtey tn prnvijars nr jirabtey tn raturlaj vneultaars wdndfva ferafjy pfij f prnvijar. Fbbnrjilk tn nccibifes, `nst pfyàlts fra `fja jirabtey tn prnvijars. a Fbbnrjilk tn QRFIJ’s ilsurar, afbd befi` is kalarfeey fssnbiftaj witd nla iljivijufe out tdara `fy oa f rfra bfsa il wdibd tdasfà parsnl dfs ùetipea befi`s. Cnr tda purpnsas nc rapnrtilk, wa racar tn tda luòar nc JOF befi`s fs tda luòar nc bnltrfbtnra`penyaas.c Ntdar/lnl-befssiciaj jisafsas fra ieelassas nr ilgurias tdft kalarfeey jn lnt cit laftey iltn tda axistilk ieelass flj ilgury bftaknriasusaj oy JNE.kQRFIJ’s ilsurar jij lnt prnvija fjjitinlfe ilcnr`ftinl nl tda birbu`stflbas uljar wdibd fl ieelass nr ilgury wnuej oa befssiciaj fslnt fvfiefoea nr lnt fppeibfoea. Nccibifes lntaj tdft fee bfsas fra kalarfeey ofsaj nl àjibfe rapnrts.

(?96?48)


16/17

Zdis is f wnrm nc tda Q.R. knvarlàlt flj is lnt suogabt tn bnpyrikdt prntabtinl il tdaQlitaj Rtftas. Zda puoeisdaj prnjubt ̀ fy oa raprnjubaj flj jistrioutaj il its altiratywitdnut curtdar parìssinl crn` KFN. Dnwavar, oabfusa tdis wnrm ̀ fy bnltfilbnpyrikdtaj i`fkas nr ntdar ̀ ftarife, parìssinl crn` tda bnpyrikdt dnejar `fy oalabassfry ic ynu wisd tn raprnjuba tdis `ftarife sapfrftaey.


17/17

Zda Knvarlàlt Fbbnultfoieity Ncciba, tda fujit, avfeuftinl, fljilvastikftiva fr` nc Bnlkrass, axists tn suppnrt Bnlkrass il àatilk itsbnlstitutinlfe raspnlsioieitias flj tn daep i`prnva tda parcnr`flba fljfbbnultfoieity nc tda cajarfe knvarlàlt cnr tda Fàribfl panpea. KFNaxfìlas tda usa nc puoeib culjs= avfeuftas cajarfe prnkrf`s fljpneibias= flj prnvijas flfeysas, rabn`àljftinls, flj ntdar fssistflbatn daep Bnlkrass `fma ilcnràj nvarsikdt, pneiby, flj culjilk jabisinls.KFN’s bn`ìtàlt tn knnj knvarlàlt is raceabtaj il its bnra vfeuas ncfbbnultfoieity, iltakrity, flj raeifoieity.

Zda cfstast flj afsiast wfy tn notfil bnpias nc KFN jnbuàlts ft ln

bnst is tdrnukd KFN’s waosita (www.kfn.knv ). Afbd waamjfy fctarlnnl,KFN pnsts nl its waosita lawey raeafsaj rapnrts, tasti`nly, fljbnrraspnljalba. Zn dfva KFN a-`fie ynu f eist nc lawey pnstaj prnjubts,kn tn www.kfn.knv flj saeabt ―A-`fie Qpjftas.‐

Zda priba nc afbd KFN puoeibftinl raceabts KFN’s fbtufe bnst ncprnjubtinl flj jistrioutinl flj japaljs nl tda luòar nc pfkas il tdapuoeibftinl flj wdatdar tda puoeibftinl is priltaj il bnenr nr oefbm fljwdita. Xribilk flj nrjarilk ilcnr`ftinl is pnstaj nl KFN’s waosita,dttp7//www.kfn.knv/nrjarilk.dt` .

Xefba nrjars oy bfeeilk (?8?) 16?-3888, tnee craa (433) 486-;8;;, nrZJJ (?8?) 16?-?12;.

Nrjars `fy oa pfij cnr usilk Fàribfl Axprass, Jisbnvar Bfrj,@fstarBfrj, Sisf, bdabm, nr `nlay nrjar. Bfee cnr fjjitinlfe ilcnr`ftinl.

Bnllabt witd KFN nl Cfbaonnm , Ceibmr, Zwittar , flj YnuZuoa. Ruosbrioa tn nur _RR Caajs nr A-`fie Qpjftas. Eistal tn nur Xnjbfsts. Sisit KFN nl tda wao ft www.kfn.knv .

Bnltfbt7

[aosita7 www.kfn.knv/crfujlat/crfujlat.dtÀ-`fie7 crfujlatHkfn.knv

Futn`ftaj flswarilk systa`7 (488) :?:-1:1: nr (?8?) 16?-;:;8

Mftdarila Rikkaruj, @flfkilk Jirabtnr, sikkarujmHkfn.knv , (?8?) 16?-::88, Q.R. Knvarlàlt Fbbnultfoieity Ncciba, ::6 K Rtraat L[, _nn`;6?1, [fsdilktnl, JB ?81:4

Bdubm Ynulk, @flfkilk Jirabtnr, ynulkb6Hkfn.knv , (?8?) 16?-:488Q.R. Knvarlàlt Fbbnultfoieity Ncciba, ::6 K Rtraat L[, _nn` ;6:9[fsdilktnl, JB ?81:4

KFN’s @issinl

Notfililk Bnpias ncKFN _apnrts fljZasti`nly

Nrjar oy Xdnla

Bnllabt witd KFN

Zn _apnrt Crfuj,[fsta, flj Fousa ilCajarfe Xrnkrf`s

Bnlkrassinlfe_aeftinls

Xuoeib Fccfirs
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workers’ compensation: health benefit programs for returned peace corps volunteers employees

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