women, the workplace and money: how to take action today and plan for tomorrow ft. cary carbonaro
TRANSCRIPT
![Page 1: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/1.jpg)
Place Image
Cary Carbonaro, CFP, MBA
@CaryCarbonaro
Women, the Workplace & Money: How to Take Action Today & Plan for Tomorrow
#LCW2016
#WomenInMoney Cary Carbonaro is not a representative of Experian. United Capital is not endorsed, retained nor affiliated with Experian.
![Page 2: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/2.jpg)
2 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Women have a unique relationship with money
![Page 3: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/3.jpg)
3 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Women make decisions differently
![Page 4: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/4.jpg)
4 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Compared to their male colleagues, women are LESS
likely to…
Plan for their financial future
Negotiate benefits and compensation
Advocate for a promotion and personal accomplishments
Feel comfortable/confident making financial decisions
Have a backup plan
![Page 5: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/5.jpg)
5 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Compared to their male colleagues, women are MORE
likely to…
Invest conservatively or not all
Save less
Live longer
Have shorter careers
Live in poverty during retirement
Rely on social security
![Page 6: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/6.jpg)
6 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Many studies highlight the gender gap in the workplace
![Page 7: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/7.jpg)
7 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
More studies point to the growing problem of “work/life balance”
![Page 8: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/8.jpg)
8 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
The Money Queen is here to help you do something about it!
![Page 9: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/9.jpg)
© 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential. 9
10 things you can start doing today
![Page 10: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/10.jpg)
10 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
Commitment
#1 know your money personality
Fear Happiness
![Page 11: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/11.jpg)
11 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#2 Know your worth #2 know your net worth
![Page 12: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/12.jpg)
12 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#3 inflation hurts
![Page 13: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/13.jpg)
13 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#4 maximize your employee benefits
Experian Sharesave – Employee stock purchase plan
401k – Experian matches 100% of your pre-tax contributions up to 4%
Wellness reimbursement & health screenings
Tuition reimbursement program
Pre-tax commuter & parking benefits
Pet insurance, legal insurance, business travel accident insurance
![Page 14: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/14.jpg)
14 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#5 know how to improve your credit
Experian Credit Tracker – free for Experian employees!
ProtectMyID – free for Experian employees!
Discounted for family members of Experian employees
![Page 15: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/15.jpg)
15 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#6 know your budget
![Page 16: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/16.jpg)
16 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#7 be honest
![Page 17: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/17.jpg)
17 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
#8 get a plan
![Page 18: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/18.jpg)
18 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.
School
#9 teach your children financial
literacy
![Page 19: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/19.jpg)
Place Image
#10 don’t be afraid – start now!
#10 conquer the fear - start now!
![Page 20: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/20.jpg)
Place Image
Resources
Digital Resources
www.MoneyQueensGuide.com
www.UnitedCp.com - Retirement Checklist
![Page 21: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/21.jpg)
Place Image
© 2015 Experian Information Solutions, Inc. All rights reserved. Experian and the marks used
herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other
product and company names mentioned herein are the trademarks of their respective owners.
No part of this copyrighted work may be reproduced, modified, or distributed in any form or
manner without the prior written permission of Experian. Experian Confidential.
Save the date: March 16 #CreditChat Cary Carbonaro - Experian’s #CreditChat
“Women & Money- How to Build Wealth & Banish Fear”
3:00pm ET
The chat will take place on Twitter and Blab.im.
![Page 22: Women, the Workplace and Money: How to Take Action Today and Plan for Tomorrow ft. Cary Carbonaro](https://reader033.vdocuments.us/reader033/viewer/2022051709/587191131a28ab2c198b76af/html5/thumbnails/22.jpg)
Place Image
Questions? Send in your questions via Twitter or Periscope using #LCW2016
Connect with me!
@CaryCarbonaro
#LCW2016
#WomenInMoney