withsympathysm you talk about many things with your loved ones: from day-to-day details to big...

WithSympathyA special section dedicated toplanning the end of life for a loved one.

Presented by:Clear-Ridge Reporter & NewsHound • Desplaines Valley News

The Regional • The Reporter • Southwest News-Herald

2 2016With Sympathy

7300 W. Archer Ave., Summit12401 S. Archer Rd., Lemont

(708) 458-0208 www.ForanFuneralHome.comSharon & Andy Jeninga Rich Madej

ForanFamily Caring for Family ©

&Burial Cremation ServiCe

reSourCe Center

You talk about many things with your loved ones: from day-to-day details to big events. Sharing stories with those who matter most isn’t just important today; it will be especially significant when it’s time to honor and commemorate your lives. Memorialization at the end of life is more than it used to be. It can reflect a person’s life story and be transformative, healing and comforting. Meaningful memorialization starts when loved ones talk about what matters most: memories made, lessons learned and how they hope to be remembered. Download a free brochure and Have the Talk of a Lifetime today. It can make the difference of a lifetime. t a l k o f a l i f e t i m e . o r g

Have

theTalk

of a

LifetimeSM

You talk about many things with your loved ones: from day-to-day details to big events. Meaningful ceremonies starts when loved ones talk about what matters most: memories made, lessons learned and how they want to be remembered.

We Invite You to Join UsSaturday, June 11th, 2016 for a presentation on:

“Everything You Need to Know about Funerals, Burials

and Cremation”Please register by Monday, June 6th

Refreshments will be served.

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10% OffFuneral Luncheons

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Your rights as a funeral consumer

Funeral services are regulated at both the national and state levels. At the federal level, the Federal Trade Com-mission provides for price disclosure and consumer protection through the “Funeral Rule.” Some of the primary consumer rights that the Funeral Rule ensures are:

Upon request, you will be provided funeral price information over the tele-phone.

You will receive a copy of the funer-al home’s General Price List, for your retention, when making an in-person inquiry about funeral products and/or funeral services.

You will receive an itemized “State-ment of Funeral Goods and Services Se-lected” once all of your selections have been completed at the conclusion of the funeral arrangement conference.

Laws regulating funeral service are state specific. There is usually a state-level agency that regulates the activities of funeral establishments and funeral directors. Questions re-garding the practice of funeral ser-vice in your state or a particular state law may be directed to your funeral director or to the appropriate state agency.

In Illinois, the Department of Profes-sional Regulation governs funeral ser-vice providers.

2016 3With Sympathy

Preplan Todayfor the sake of your loved ones

We understand that the loss of a loved one brings about feelings of deep sorrow, confusion and grief. We also understand that grieving families are often left with a number of important decisions to make at a time of great emotional distress. At times like this, our understanding and professional staff is here to help guide you through the decisions and arrangements that must be made to honor the memory of your loved one. From traditional funerals to cremation, we offer a full range of quality services tailored to honor your faith and family customs.

Compassionate service and advice during the most difficult of times.

Ridge Funeral Home6620 W. Archer • Chicago773-586-7900

Edward A. Tylka, Director/ManagerAlyssa M. Kucia, Director

Veteran’s burial benefitsThe family of a veteran who was dis-

charged under conditions other than dishonorable may be eligible for cer-tain benefits at the time of his or her death. This may include:• Burial in a national cemetery• A Government headstone or marker• A burial flag• A Presidential Memorial Certificate • A burial allowance

Since gravesites in a national cem-etery cannot be arranged in advance, you should communicate your wishes to family or the person that would be responsible for your funeral arrange-ments. It is also important that this person know the location of your dis-charge papers (DD-214).

Burial benefits available for spous-es and dependents buried in a national cemetery include burial with the Vet-eran, perpetual care, and the spouse or dependent’s name and date of birth and death inscribed on the Veteran’s head-stone, at no cost to the family. Eligible spouses and dependents may be bur-ied, even if they predecease the Veter-an. Complete information on veteran’s burial benefits may be found at: http://www.cem.va.gov/

Honoring Those Who ServedThe Department of Defense is re-

sponsible for providing military fu-neral honors. “Honoring Those Who Served” is the title of the program for providing dignified military funeral honors to veterans who have defended

our nation.Upon the family’s request, Public

Law 106-65 requires that every eligi-ble Veteran receive a military funeral honors ceremony, to include folding and presenting the United States burial flag and the playing of “Taps.” The law defines a military funeral honors detail as consisting of two or more uniformed military persons, with at least one be-ing a member of the Veteran’s parent service of the armed forces. The pro-gram calls for funeral home directors to request military funeral honors on behalf of the Veteran’s family. Howev-er, the Department of Veterans Affairs National Cemetery Administration cemetery staff can also assist with ar-ranging military funeral honors at VA national cemeteries. Veterans organi-zations may assist in providing mili-tary funeral honors. When military fu-neral honors at a national cemetery are desired, they are arranged prior to the committal service by the funeral home.

Questions or comments concerning the military funeral honors program may be sent to:

Office of the Assistant Secretary of Defense For Public Affairs Communi-ty Relations and Public Liaison 1400 Defense Pentagon, Room 2D982 Wash-ington, DC 20301-1400

The military funeral honors Web site is located at: www.militaryfuneralhon-ors.osd.mil.

To arrange military funeral honors, contact your funeral home.

4 2016With Sympathy

Where to begin the funeral processIt can be hard to know where to begin when planning

a funeral. Many questions may run through your mind. Who should I contact first? Who contacts the clergy? Who contacts the cemetery? What are my options for funeral services? How much does a funeral cost?

Know that you are not alone.When you need to make funeral arrangements, know

that your funeral director is prepared to help you with all of the important details. He or she will outline the

entire funeral arrangement process for you, explain your options, contact all of the parties involved in the arrangements on your behalf and will make sure that everything is coordinated to your specifications.

Making ArrangementsThere are many services that your funeral director

can provide for you. First and foremost, they want to make this time as easy as possible. The following is a partial list of the items your funeral director can assist

you with:Creating a personalized and meaningful funeral hon-

oring your loved one’s lifeExplaining your full range of service and merchan-

dise options• Coordinating a newspaper or online obituary• Preparing and filing the death certificate• Coordinating with the clergy and/or your church• Arranging for a funeral celebrant or clergy if you do not have one• Coordinating cemetery arrangements• Coordinating crematory arrangements• Securing musicians• Securing flowers• Coordinating memorial contributions to your favorite charity• Notifying the Social Security Administration of your loved one’s death• Providing information on Veterans benefits and military honors• Arranging or assisting with meals and receptions

Prior to your making any decisions regarding funer-al services or merchandise, your funeral director will provide you with a copy of the funeral home's General Price List. This document will help you understand all of your options with regard to funeral services and re-lated merchandise. He or she will provide guidance and assist you in making decisions that are most appropriate for you and your family.

Information provided by National Funeral Directors Association

Planning the funeral luncheon

One way many families get through the grieving pro-cess after losing a loved one is to gather with friends and family after the funeral service for a funeral lunch.

Although this is obviously not a traditional family gathering, the funeral luncheon can be a time of great celebration.

This is an ideal time to share happy memories and funny stories of the deceased, and to play music he or she loved. If you have had a chance to funeral preplan because of a terminal illness, you might even be able to incorporate the direct wishes of the deceased, who might have helped to select the venue or events.

No one is expecting a five-course, sit-down meal, and there is no wrong way to host a funeral luncheon. But there are some necessary arrangements that have to be made.

The biggest arrangement is to decide on a venue. There are three traditional choices: the home of the de-ceased or another family member; a restaurant or ban-quet hall; the church community room. You can also bring food into most funeral homes, which usually have rooms set aside for food and beverages. Each has its own pluses and minuses.

Holding the lunch at a home is often the least expen-sive option. A family member can cook, you can hire a caterer or ask family members and friends to bring a dish potluck-style. This option can often ensure left-overs for the family and is the most intimate setting that has no time limit. The gathering can go on as long as family and friends want to remember the loved one. You could also make sure that a special favorite of the loved one is available, in his or her honor.

A restaurant or banquet hall is more expensive and you may be limited to what food options are available. But many establishments are located close to funeral homes and cemeteries, so the location is more conve-nient to those who attended the funeral. Many estab-lishments also have funeral luncheon packages avail-able for the family.

Depending on your faith, the loved one may have be-longed to a church that has a community or social room and it may offer a funeral package. The food at a church luncheon is often home-made by members of the con-gregation but catering is also an option.

The funeral luncheon is less about the food and more about the companionship of friends and family gather-ing together to memorialize the loved one.

2016 5With Sympathy

Let Les Brothers and Prime Time Restaurants Host Your SpecialOccasionLuncheonIf you are looking for a restaurant to hold a special occasion luncheon, Les Brothers & Prime Time Restaurants are the right solution for you. We have a variety of delicious menu options to choose from and our commitment to excellent service.

Les Brothers Restaurant8705 S. Ridgeland Ave. • Oak Lawn • 708-599-7990

Breakfast • Lunch • Dinner

Prime Time Restaurant & Bar7750 W. 95th St. • Hickory Hills • 708-599-2333

Lunch & Dinner 11am to 2 am

BURIAL OPTIONS:Time-honored tradition comes with choicesThe idea of honoring our loved ones

at their permanent resting place is a time-honored tradition. Whether it was the ancient Egyptians constructing the pyramids, the erection of a grand private mausoleum, the Tomb of the Unknown Soldier at Arlington Cemetery, or a sim-ple burial space with a marker, the idea of a dignified burial and remembering our deceased loved ones is an important tradition. We care for these places and visit them to remember and feel connect-ed to this special person in our lives. A cemetery provides a peaceful environ-ment for our loved ones to rest and for us to honor their memory.

Cemetery Property OptionsLike funeral homes, cemeteries can

provide many dignified options for a family, depending on their personal taste and budget. You can select individual burial spaces for a casket or urn (if se-lecting cremation) or a group of spac-es for multiple family members. The options are varied and will depend on the individual cemetery’s offerings and available inventory.

When selecting a cemetery, you may want to seek personal recommendations from friends, business associates, your clergy or a funeral director. Be sure to inquire with the cemetery representative as to their maintenance practices, wheth-er it is a “perpetual care” cemetery (a

portion of the purchase price is placed into a fund for the upkeep of the cem-etery) and any other pertinent rules or regulations regarding: flower placement, allowing upright monument and/or flat markers, special seasonal decorations on graves, etc.

Depending on the individual ceme-tery’s design and availability, some of your property options may include:

Single-Depth Burial Space – Uti-lized for one person. The cemetery will have a policy regarding the type of grave marker (flat, or upright) that can be placed to identify the grave.

Double-Depth Buri-al Space – Utilized for two persons. The space appears to be the same size as a single buri-al space, but the grave is deeper than normal. The first person is placed at a deeper than normal depth and the second per-son is buried at a normal depth on top of the first.

Family Lot – An area designat-ed for multiple family members. The cemetery can provide options as to the number of burial spaces con-tained within the family lot.

Lawn Crypt – This is similar to a typ-ical burial space and may be single or double depth. There is a concrete grave liner (crypt) already placed in the ground

where the casket will rest.Mausoleum – A building designed

for above-ground placement of the cas-ket. The casket is placed into a crypt that may be designed for one or two persons. The mausoleum may be outdoors or in-side a climate-controlled building.

Private Estates – Available in a wide variety of offerings, depending on the cemetery. This would typically be a pri-

vate mausoleum building or a private grouping of burial spaces contained within a designated area. Some ceme-teries offer custom-designed family estates built to your specifications.

Casket OptionsCaskets are typically

crafted of either wood or metal. The cost of a casket is

most influenced by the type of ma-terial used in construction and the grade of interior fabric. There are many dig-nified options available in a broad price spectrum to suit your individual needs.

The selection of casket is a very per-sonal one and will be determined based on the deceased’s wishes, economic considerations and personal taste. There are many options because each family’s needs are different.

Interior fabric used in casket construc-tion can range from simple crepe fabric to

a more luxurious look using plush velvet. In addition, some caskets are designed to be “protective,” meaning they are designed to withstand the entrance of outside ele-ments and other gravesite substances.

Your funeral director is committed to ensuring you understand your choic-es and helping you select the casket that best suits your family's needs.

Outer Burial Container OptionsMany cemeteries have a requirement

that an outer burial container be placed around the casket in the ground. The pri-mary reason for this is that the casket is not designed to withstand the weight of the grave and the heavy equipment used in routine maintenance of the cemetery. An outer burial container helps support the weight of the grave, helps protect the integ-rity of the casket and can aid in keeping the grave level, which contributes to the over-all positive appearance of the cemetery.

Like caskets, there are options in out-er burial containers from which you can choose based on your personal needs, taste and budget. Some of the materials that are commonly utilized in manufac-turing outer burial containers include concrete and various types of metal.

Your funeral director will advise you as to the outer burial container options that are available in your area and are most widely utilized in the cemetery of your choice.

6 2016With Sympathy

Peaches & Pears is here tosupport you and your loved ones

in your time of need.

Contact our experienced staff toplan your memorial gathering.

PEACHES & PEARS RESTAURANT

6435 W. Archer • 773-229-92087020 W. 127th Street | Palos Heights708.361.4235 office708.793.2295 cell

Mike and Kari OrricoProud Owners & Operators

[email protected]

www.facebook.com/kerryfuneral

We strive to Define the Moments that matter most to you

“The tools I have learned and the experience gained have taught me how to take care of each family as if they were my own family.”

We provide personalized service

and meaningful experiences to the families and friends directly affected by the loss of a loved one, in a place that feels comfortable with warm and modern styles, delivering the demands of technology today.

From simple to detailed arrangements, Kerry

Funeral Home will provide support and assistance to the families we service, at a time when service is needed the most. We arrange different types of funerals to meet individual needs. We will meet with you personally to discuss any concerns.

Damar-Kaminski has area’s only on-site crematorium

Cremation has become a more acceptable and common funeral ritu-al within the past decade and Damar-Kamins-ki Funeral Home in Justice has the only on-site cremato-rium in the near southwest suburbs.

Recognizing the increasing call for cremation services, D a m a r- K a m i n s -ki opened its cre-matorium in 2007 and offers families the peace of mind of knowing that their loved ones are under our care at all times. While other funeral homes may offer crema-tion services, they use fa-cilities owned and operated by others within the funeral industry and outside that of your chosen funeral director. Your loved one is under our care at all times.

Our comprehensive funeral and cre-

mation services handle every aspect of the pro-cess.Memorial services are available in English,

Spanish and Polish. Our elegantly de-signed facilities provide a homelike atmosphere for cre-mation memorial services. We offer you a full range of cremation products to meet every bud-get. Cremation is a final and irreversible

act that we take se-riously. Our state of

the art facility offers you the peace of mind

knowing that your loved one is under our care at

all times, no third party suppliers or undesignat-

ed funeral directors are in-volved.

Most recently, Damar-Kaminski has also branched out to offer cremation services for pets.

“I have found that services for pets can often be more emotional than for people,” said Laura Kaminski. “The grief seems more intense.”

Damar-Kaminski also offers tradi-tional funeral services with a visita-tion, memorial service and burial.

11041 Menard Ave. | Chicago Ridge, IL 60415(708) 229-2272

[email protected] us on Facebook ~ Jennys Steak House and Pub

wFamily Style Roasted or Fried Chicken, Slice Beef Au Jus, Rigatoni & Sausage $11.95wFamily Style Roasted or Fried Chicken, BBQ Back Ribs, Rigatoni & Sausage $13.95wJenny’s Filet Mignon $19.95wGrilled Chicken Breast $10.95wSlow Roasted Prime Rib Au Jus $16.95wFresh Grilled Atlantic Salmon $16.95

Remember your loved ones with a memorial luncheon

Choose from a variety of menu options:

Let us take care of your family and friends at Jenny’s Steakhouse & Pub

Price per person. Minimum 25. Additional charge for tax/gratuity.

Special pricing for memorials

2016 7With Sympathy

The Mayor’s Mansion(A European Chalet, Inc. Company)

5445 S. Harlem Ave.Chicago, IL 60638

(773) 229-9440The New Neighborhood Favorite

Memorial Luncheon Place

Same Great FoodSame Great

FamilyServing

Your Family

$780Service for 30

$1040Service for 40

$1300Service for 50

Includes:• Full Family Style

Dinner. Choose from three different menus, call us for details

• Open Bar• 3 Hour Private Room• Sales Taxes

That’s Only$26 Per Person Out The Door

$600Service for 30

$800Service for 40

$1000Service for 50

Includes:• Full Family Style Din-

ner. Choose from three different menus, call us for details

• 3 Hour Private Room• Sales Taxes• Cash Bar or Bar Tab

($75 bartender charge)

That’s Only$20 Per Person Out The Door

Tell your family and funeral director that you want your Memorial Luncheon at the Mayor’s Mansion

Prices are valid until 12-31-2016 Prices are valid until 12-31-2016

8 2016With Sympathy

Caring CompassionDamar - KaminskiFuneral Home& Crematorium7861 S. 88th Ave., Justice, Il 60458Mark A. Kaminski Sr. - Owner/Director

The areas only traditional full service funeral home with its own onsite crematorium. We provide you and

your family peace in knowing your loved one is under our care at all times. To learn more about our family owned/operated

funeral home please call 708-496-0200 or visit us at:KaminskiFamilyFuneralHomes.com

Providing a healing experience is what we’re trying to do for families. Music seem to be the best elixir when dealing with loss, grief or mental suffering. Sometimes a song or a phrase can take us to a better place in our minds without the need of prescribed medication, drugs or alcohol. At the funeral home we encourage families to bring in music that represents their loved one. Music transforms the spirit. It’s a natural healer. For more information, www.palosgaidasfh.com or 708-974-4410.

11028 Southwest Highway Palos Hills, IL 60465

David Gaidas, Jr. Director708-974-4410Palos-Gaidas

FUNERAL HOME

“It’s really about healing,” says Dave Gaidas, of the Palos-Gaidas Funeral Home in Palos Hills.

“Take a sad song, and make it better”

Palos Home Health & HospiceWhen you or a loved one receive a diagnosis of end-stage illness, you can find medical, emotional and spiritual support through Palos Hospice. In your home or in an extended-care facility, Palos Hospice helps you live a more comfortable life with peace and dignity.

We serve Cook, Will, Kendall and DuPage counties.

For more information call (630) 257-1111 or visit PalosCommunityHospital.org/Hospice

2016 9With Sympathy

Advance Funeral Planning

By Nancy Wolniak Cook

Many people are confused as to what is involved in a ‘prearranged’ or advance funeral plan. Moreover, different funeral homes may vary in their opinions and approaches when discussing prearranged funerals. At the Wolniak Funeral Home, our staff discuss advance funeral planning by explaining the following two parts:Part One includes:Recording biographical information;Discussing the types and costs of services and merchandise;Listing relatives and legal representatives; andDocumenting all requests and instructions.

Part Two includes:Determining whether or not the funeral should be funded in

advance;Explaining the contents of the Illinois Consumers Guide to Preneed

Funeral and Burial Purchases;Presenting the funding options available; andDispersiment of the documents.

It is important to emphasize that funeral plans can be kept on file at the funeral home without paying for them in advance. If you have sufficient assets available, (i.e. personal insurance, trust funds, etc.) and most essential, good communication between family members, then it may not be necessary to pre-fund your funeral. The non-funded funeral plan’s purpose then serves as a guideline to the family and/or legal representative at the time of death; however, it would be up to them whether or not to proceed with the requests on file.There are circumstances when paying for the funeral in advance is definitely the right decision. The following are some examples where funding in advance make sense:If a person is applying for state assistance, as in the case of nursing

home care; (If properly funded, the State of Illinois allows such prepayment for a long-term care patient.)

If a person does not have any family member able to handle funeral decisions;

If a person does not want to burden a family member with financial decisions;

If a person is concerned with the inflationary rise of costs.Each person’s funeral plan should be considered on an individual basis, especially when determining if the funeral will be pre-funded. It is important to plan with a qualified person. The plan should be coordinated and overseen by a certified preplanning consultant or funeral director with preplanning experience. A funeral home must be licensed by the State of Illinois, Office of the Comptroller, to do advance funeral planning. All legal requirements by the state and federal government should be discussed. If you have a prearranged funeral, it is important for your family to know. Your plan will be of no assistance to your loved ones or legal representative if they are not aware that you have a plan in place. We are available to talk with you on the telephone or meet with you, either at our funeral home or in the comfort of your home. We are also available to review existing prearranged funeral plans. For more information, to schedule an appointment, or to inquire about a presentation for your association, call us at 773-767-4500.

WOLNIAK FUNERAL HOME5700 S. Pulaski Rd - Chicago, IL

773-767-4500www.wolniakfuneralhome.com

Suburban FacilitiesAvailable Upon Request

There are many advantages to pre-arranging your interment orentombment needs. The choices made will be your own decisions,

you are protected from future price increases, and affordable paymentplans are available with 0% interest. You will have peace of mind and there

will be no need for your family to wonder what you may have wanted.

C A T H O L I CC E M E T E R I E S

Pre-plan forpeace of mind.

FOR INFORMATION ABOUT PRE-PLANNING YOUR BURIAL ARRANGEMENTS AT ANY CATHOLIC CEMETERY LOCATION, COMPLETE AND MAIL THIS FORM.

Name __________________________________________________Address _________________________________________________City/State/Zip ______________________________________________Telephone ________________________________________________Cemetery of Interest __________________________________________E-mail Address _____________________________________________Personal information will be kept confidential and used only for responding to inquiries.

Catholic Cemeteries • 1400 South Wolf Road • Hillside, IL 60162-2197708-449-6100 • 708-449-2340 Español • 708-236-5446 Po Polsku

www.CatholicCemeteriesChicago.orgSNG-PRE1

ASSUMPTIONGlenwood

GOOD SHEPHERDOrland Park

HOLY CROSSCalumet City

HOLY SEPULCHREAlsip

MOUNT CARMELHillside

MOUNT OLIVET111th Street

Chicago

QUEEN OFHEAVEN

Hillside

RESURRECTIONJustice

ST. BENEDICTCrestwood

ST. CASIMIRChicago

ST. MARYEvergreen Park

C R E M AT I O N N I C H E S

I N G R O U N D B U R I A L

M A U S O L E U M S

10 2016With Sympathy

7947 1/2 W. Ogden Ave. Lyons, ILgalafloraldesign.com

708-442-3900

f l o r a l d e s i g n

Contact us for all of your funeral floral needs

Enjoy a variety of homemade specialty entrees like pasta, chicken vesuvio, sausage and peppers and more served with salad, potatoes, unlimited coffee, and soft drinks.

Memorial Luncheons

12231 S. Harlem Avenue | Palos Heights(708) 361-1226 | sambucasrestaurant.com

Family Style Luncheon ChoicesCustomized Menus Our Specialty (Many selections available)Full Bar ServiceGuests from 20-100 Welcome

Palos Hospice provides peace and dignity at end of life

Receiving a diagnosis of end-stage illness is never easy. A range of varying emotions are involved at a time when important decisions need to be made, not the least of which is how you or a loved one will obtain care. Hospice pro-grams have helped many patients face the end of life in a comfortable and meaningful way in the warmth and pri-vacy of a home or care facility.

“Hospice is designed to focus on the comfort and care of the patient,” said Maureen Fitzgibbons, Hospice Director for Palos Home Health. “We not only provide medical support during the fi-nal phase of a terminal illness, but also emotional and spiritual support to pa-tients and their families.”

In fact, hospice care usually in-volves an entire team devoted to en-suring the patient enjoys days that are as full and pain-free as possible. At Palos Hospital, the hospice team is overseen by the medical director and may include the patient’s prima-ry physician, registered nurses, cer-tified nurse aides, social workers, dietitians, a chaplain and a bereave-ment coordinator as well as physical, occupational and speech therapists. This team is responsive to the special needs of each individual and family, coordinating all services, including

obtaining medications and medical equipment and supplies, assistance with nursing and personal care, pro-cessing paperwork, respite for family members and grief support. The en-tire support system is designed to be there every step of the way, helping to ease the journey.

“Hospice should not be looked at as a

last resort,” said Michele Glenn, Hospice Manager at Palos, “but as a wonderful opportunity to surround themselves with the people they love and the things that bring them joy at the end of life. Often reduced emotional and physical pain helps to enhance those experiences for everyone involved.”

Residents of Will, DuPage, Cook

and Kendall counties are eligible for hospice through Palos Hospital. In order to enter the Palos program, the patient must have a life expectancy of six months or less as determined by the attending physician and the hos-pice medical director. At this time the patient, along with his or her family, must agree that the focus of medical care will shift from curative to pal-liative. “Everyone is involved in the decision process,” said Fitzgibbons. “Medical interventions are no longer used to cure the disease, but rather all efforts are focused on managing the patient’s symptoms for optimal well-being.”

Palos Hospital’s hospice program is accredited by the Joint Commission, the nation’s largest health care ac-crediting agency, which means it has undergone rigorous scrutiny. State-li-censed and Medicare-certified, all staff members have received special

training in end-of-life care. The cost of hospice is covered in Illinois by Medi-care or Medicaid. Many insurance companies offer hospice coverage as well. For more information about Palos Hospital, visit www.paloscommunity-hospital.org or call 708-923-4000. For more information about Palos Hospice, call 630-257-1111.


Foran will hold ‘Talk of a Lifetime’ on June 11Join us at Foran Funeral Home on Saturday, June 11,

at 1 p.m. for a “talk” on what everyone needs to know when planning a celebration of a loved one's life.

We will discuss the all of the options someone has regarding prices, choice of caskets, burials, cremations and much more so that you can make intelligent deci-sions regarding final wishes.

What exactly is “The talk of a Lifetime?" It’s a na-tional program to get family members and friends to sit down with each other and talk about their lives. Learning about the memorable events and people, plac-es and favorite activities, values and lessons they have learned can help bring us closer to those we care about most. The Talk helps us reaffirm to our loved ones how much they have impacted to help families talk about what matters most in their lives and how they made a difference.

These discussions can help families make important decisions about how they wish to remember and honor the lives of their loved ones.

Recognizing our loved one's fundamental need to re-member, honor and celebrate our life and achievements is the key to understanding why the Talk is extremely

important.Our loved ones need to understand about all of our

lives and especially how we want to be remembered. Ultimately, their final tribute to us allows them to begin

their grief journey. In a way, the Talk is the most unself-ish gift we can give to those we love.

Please call Foran Funeral Home at 708-458-0208 by June 6 to reserve space.


Who you are matters.And how your memory lives on matters, too.Meaningful memorialization starts when you talk with loved ones about what matters most in your life: memories made, lessons learned, and how you want to be remembered.

Download a free brochure and Have the Talk of a Lifetime today. It can make the difference of a lifetime.ZarzyckiManorChapels.com

®

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Czarnik is ready to help memorialize loved onesThe Czarnik family would like to ex-

tend our sympathy to your family. We know and understand the overwhelming loss you are experiencing. When you and your family are ready, the Czarnik fam-ily will be here to help you memorialize your loved one in a way that is fitting and proper.

The Czarnik family has been serv-ing Chicago-land families since 1920. We have always felt a sense of pride in assisting our families. For the past 30 years, our mother guided the busi-ness, and it was her passion and goal to provide an everlasting service to our families. It is this belief that we wish to continue and dedicate in her memory.

It is our belief that choosing a me-morial must be a family's personal choice. When you are ready to select

a memorial, we welcome you to visit our showroom. We offer indoors as well as outdoor display of memorials, traditional to modern, with the ut-most attention to detail and design. If it would desirable or more convenient for us to visit with you in your home, please feel free to contact our office to schedule an appointment. The Czarnik family goal is to provide helpful and courteous service to your family, just as our great-grandparents and mother did, when they began serving the needs of the bereaved.

Rest assured that there is no rush to make your decision. We will be here to serve your needs whenever you are prepared to make your selection of the memorial that will serve to honor your loved one.

We look forward to serving you soon.

Zarzycki urges having the Talk of a Lifetime

In a recent study by the National Fu-neral Directors Association, 46 percent of adults over the age of 40 have had conversations with family or friends about how they want to be remembered during their funeral or memorial ser-vice. So, less than half of people sur-veyed have had that important discus-sion. And yet, in that same survey, 89 percent indicated that they feel a dis-cussion about their end-of-life wishes would be meaningful.

At Zarzycki Manor Chapels, we see

that there is a clear disconnect between the value of that conversation and taking the actual step to talk with loved ones. Families struggle when we ask them to articulate how their loved one mattered and how he or she wants to be remem-bered.

We urge everyone to Have the Talk of a Lifetime. This educational effort is a natural extension of the emotional sup-port that funeral professionals provide to their communities when it comes to having these very important discussions.


COUNTRY Financial® presents Tom Hegna

“Don’t Worry, Retire Happy. 7 steps to Retirement Security”At COUNTRY Financial® we care about keeping our customers informed when it comes to their future. That’s

why we’d like to invite you to learn about planning for a secure retirement with Tom Hegna, a bestselling author

and retirement expert. Tom’s message is about understanding retirement risks and setting a path to a secure

financial future.

You’re Invited

No cost to attend. No purchase necessary. This seminar is hosted for informational purposes and is not intended to promote any product or service. By reserving a place in this seminar, we may contact you about insurance or financial products in the future. The views and opinions of Tom Hegna are his own and are not adopted or endorsed by the COUNTRY Financial family of companies or their representatives.

Kim Garback 10615 Professional Circle Suite 200Reno, NV 89521775-829-1011775-750-8821 cell

Robert Sweiss6415 W 63rd StChicago, IL 60638773-498-7339

Where The Grove at South Creek (www.thegrovereno.com)95 Foothill Road Reno, NV 89511

When Monday May 4th 5:00-7:30 Food and Wine Served




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RSVP To reserve a place in Tom Hegna’s seminar, call today!

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A complimentary meal will be provided. Admission is free; however, onsite parking fees may apply.


Kim Garback10615 Professional Circle Suite 200Reno, NV 89521775-829-1011775-750-8821 cell

June 3rd – Tinley Park Convention Center 6:30 p.m.18451 Convention Center Drive Tinley Park, Illinois 60477

June 4th – Drury Lane 6:30 PM100 Drury Lane Oakbrook Terrace, IL 60181


Please RSVP by May 25, 2015The first 10 people to register to attend will receive a free copy of Tom Hegna’s book “Don’t Worry, Retire Happy”. One copy per household, no purchase necessary.





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financial future.

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financial future.


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financial future.

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financial future.

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financial future.


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financial future.

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Robert Sweiss6415 W 63rd StChicago, IL 60638773-498-7339Please RSVP by June 10, 2016The first 10 people to register to attend will receive a free copy of Tom Hegna’s book “Don’t Worry, Retire Happy”.One copy per household, no purchase necessary.

June 15 – Schaumburg Marriott Renaissance Hotel and Convention Center 6:30 p.m.1551 Thoreau Dr. N • Schaumburg, IL 60173 June 16 – The Marriott Burr Ridge 6:30 p.m.1200 Burr Ridge Parkway • Burr Ridge, IL 60527A complimentary meal will be provided. Admission is free, however, on-site parking fee may or may not apply.

0516-177

Cremation gains acceptance and comes with choices

Persons selecting cremation for themselves or a loved one have the same options for

services and merchandise as those who select casket burial.

What many people do not realize is that crema-tion is a process and is not the final disposition of the human remains. A determi-

nation will need to be made as to the person’s final resting

place. This important place will be used to memorialize the life lived and will serve as a place for family and friends to

visit and honor the memory of their loved one.Some of the most commonly chosen options for the

final resting place for cremated remains include:Earth Burial – Some cemeteries have a designated

area with burial spaces specifically designed for the placement of cremated remains. In addition, arrange-ments can sometimes be made to place an urn in the family lot where other persons in caskets may have their final resting place.

Indoor/Outdoor Columbarium – A columbari-um is similar to a mausoleum for caskets. The small-er spaces or niches are used to place the urn and may have a glass or a granite front. Some niches may have additional room for personal items to be placed with the urn. Like a mausoleum, a columbarium may be out-doors or within a climate-controlled building.

Scattering – Some people choose to scatter all or a portion of their loved one’s cremated remains in a spe-cial location. It is important to check with your funeral director to ensure that this act is permitted in the loca-tion of your choosing. Caution should also be exercised when scattering as it is a final irrevocable act. Be cer-tain that this is what you want to do before proceeding.

Other Options – Determining the final resting place of your loved one is a personal decision. Some people chose to keep the urn at their home for a period of time. This is ultimately your decision but it is recommended that you give consideration as to your long-term plans for the urn or multiple urns you have in your home. A trusted advisor or family member should have clear in-structions as to what should happen to the urn or urns after your death.

Selecting a Cremation Casket or ContainerThe crematory that is utilized will usually have a re-

quirement that the deceased be placed in a rigid con-tainer for the cremation process. Either a cremation cas-ket or container will fulfill this requirement.

Cremation caskets and containers are both typically made of wood, fiberboard or a composite of materials. A cremation casket has a finished interior and closely resembles a casket used for earth burial. A cremation container is designed to fulfill the crematories’ mini-mum requirements and typically does not have an inte-rior lining or has a minimally finished interior.

A person who chooses to have viewing, visitation and/or funeral services in their church or funeral home prior to cremation will typically select a cremation cas-ket. Some funeral directors also have a ceremonial or rental cremation caskets available as an option.

Your funeral director can assist you in making a se-lection of a cremation casket or container that is appro-priate for the arrangements you have chosen.

Selecting an UrnThere are many urn options available in a broad price

spectrum. Metal, glass, wood, granite, marble and oth-er materials are commonly utilized in urn construction. There are also specialty urns available that reflect a per-sonal statement on a person’s life, hobbies, etc.

Your funeral director will explain all of your urn op-tions and any special considerations at the final resting place you have selected that should be part of your de-

cision making process.

Selecting an Outer Burial ContainerShould you select earth burial for a final resting place

for your loved one, the cemetery may require an outer

burial container to surround the urn or container in the ground. This would be a smaller version of those uti-lized for caskets.

Your funeral director will inform you if this ceme-tery requirement exists and describe your options.


Several service options now availableWhether you select casket

burial, placement in a mausole-um or cremation, your options for funeral services and merchandise selections are very similar. Ulti-mately, after receiving informa-tion regarding your options, you can determine the type of funeral arrangements that are most ap-propriate.

Here are some of the most common elements of a funeral service:

Visitation or viewing: A viewing or visitation typically at the funeral home, is a gathering with or without the casket pres-ent. Generally, this event is less formal than a funeral service and is time for the family and friends to come together, express their grief and draw support from one another. There may or may not be viewing of the deceased, de-pending upon the circumstances or personal wishes. Viewing is encouraged by grief experts as it presents an opportunity to con-front the reality of death and begin the healing process.

Funeral or Memorial service: While many persons may use these terms inter-changeably, the term “funeral service” is usually used to indicate a gathering with the casket of the deceased present, con-ducted prior to burial or cremation. The casket will be open or closed depending on the venue for the services and/or the

family’s wishes. The term “memorial service” is typi-

cally used to describe a service where the casket is not present. As this service is “in memory” of the person, there may be a focal point such as an urn, a picture or a floral arrangement in place of the casket. A memorial service can take place at any time prior to or after the burial, crema-tion or other form of disposition.

There are considerations to be made when determining the type of funeral service that would be most appropriate to honor your loved one. For many peo-ple, their religious preference may be the most important factor. If this is the case, your priest, rabbi or minister will be a good source of information for how the ritual should be followed.

Some persons may desire a religious

service but do not currently be-long to a church. Your funeral director can assist you by helping you locate a clergy or lay person of your preferred denomination to officiate at the service.

Just because a person did not belong to an organized religion does not mean they should not have a funeral. The most import-ant component of the funeral is to honor the life lived and for friends and family to have their opportunity to mourn and draw strength from one another.

A non-religious funeral ser-vice can be a very formal or in-formal event and can be held in a funeral home or other venue the family finds appropriate. A friend or close acquaintance who is familiar with the deceased and is comfortable functioning as the master of ceremonies can be chosen to lead the service.

In addition, many persons have received training as a fu-neral celebrant, including some

members of funeral home staffs. Your funeral director may be familiar with someone in your community.

The Committal or Graveside Ser-vice: This type of funeral service is held at the final resting place. It typically follows the funeral service held at the church or funeral home. In some instanc-es, a family may elect to have the entire funeral service at the place of committal.


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Central Chapel, new but still old-fashioned

Central Chapel - Funeral & Cre-mation, having been built in 1985 is, in fact, the newest funeral home on the southwest side of Chicago. Yet, it was intentionally founded to be old, old-fashioned, that is, a throwback to a time when neighborhood funer-al parlors only served one family at a time.

Donald Feeley founded Central Fu-neral Chapel in 1985 and operated it with his wife and daughter. Feeley built the funeral home at a time when many other funeral homes were sell-ing to a national chain, SCI Dignity, with one concept: ONE FAMILY AT A TIME. That mission enabled Feeley and his family to offer a uniquely per-sonal service to families and afford a level of privacy no other firm could.

Feeley died in 2004. In 2010, his wife, Regina, sold the funeral home to Robert Moynihan, who grew up in Evergreen Park. Moynihan knew a thing or two about the neighborhood funeral parlor concept, having owned the Kelly-Carroll Funeral Home in Brighton Park for years. He had also managed Lain-Sullivan Funeral Homes for years just prior to his purchase of

Central Funeral Chapel.The first thing Moynihan did when

he bought Central was to slightly edit the name to Central Chapel -Funeral & Cremation, a nod to the increasing trend toward cremation. The second

thing he did, on the second day, was to hire longtime Garfield Ridge resident, Ann Jedlowski, as Office Administra-tor and Tribute Coordinator. Ann is a friendly and familiar face in the com-munity.

Central Chapel has been complete-ly renovated and redecorated on the inside over the last 5 ½ years, includ-ing an greatly expanded lounge and reception center. At present, an exte-rior renovation project, including new doors, windows, awnings and a cano-py, is almost finished.

Moynihan acknowledges that the biggest change is that Central Chap-el now serves approximately 140 families each year, which is about 3 ½ times the number of families pri-or to 2010. While Feeley’s concept was ONE FAMILY AT A TIME, Moynihan believes that ONE FAM-ILY TELLS ANOTHER. He attri-butes the growth of the firm to the best kind of advertising: word of mouth. And the story Bob Moyni-han and Ann Jedlowski tell is that their service is unique because it is both DISTINCTIVE AND AF-FORDABLE. While Central Chapel

offers complete, inclusive packages that are among the most affordable in the city, Moynihan says, “Anyone can charge less. It is the giving more in value and treatment of people–that makes the difference.”


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At Central Chapel, we’re proud of our elegant, homelike facilities and our reasonable costs are among the least expensive in the city. But the real difference when dealing with Central Chapel is our compassion for those we serve and our willingness to take the extra steps. • Completely renovated and redecorated• We serve only one family at a time• The most inclusive funeral packages Included with every funeral...

• Permanent online Book of Memories• Life Tribute DVD Tribute• Online obituary package• Flowers taken to church & cemetery• Family sedan

Please contact us if you have any questions about the services we provide or would like to discuss preplanning your funeral or cremation services.

that separates us from the rest.

Robert Moynihan Funeral Director/ Resident Owner

Preplanning takes care of the decisions so your family doesn’t have to.

You’ve always said you wouldn’t be caught dead in that dress.

You’d better tell them now.

Ann Jedlowski, Office Administrator/

Garfield Ridge resident

WE HONOR FUNERALS PREARRANGED AT OTHER FUNERAL HOMESEspecially Blake-Lamb, Ridge and Egan Chapels.

withsympathysm you talk about many things with your loved ones: from day-to-day details to big...

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