winter 2016 new year, new car! - towpath credit union · rates and terms based on prior credit...

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A publication for members of Towpath Credit Union Winter 2016 Call us today at 330.664.4700 or apply online at towpathcu.com Call us today at 330.664.4700 or apply online at towpathcu.com NEW YEAR, NEW CAR! NEW YEAR, NEW CAR! By using your tax refund as your down payment, you could have equity in your car and payments you can afford!* PUT YOUR TAX REFUND TO WORK FOR YOU! PUT YOUR TAX REFUND TO WORK FOR YOU! NEW YEAR, NEW CAR! NEW YEAR, NEW CAR! Have you had credit problems or been turned down for a loan in the past? Have you had credit problems or been turned down for a loan in the past? Deposit your tax refund with us and we’ll help you buy a car!* TAX DOCUMENTS ENCLOSED *Towpath Credit Union account required. Applies to new and used cars. Rates and terms based on prior credit performance, age of car/collateral, and may vary based on mileage, additional credit union services and/ or percentage of down payment. Loan document fee may apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral condition. All loans subject to approval. New Towpath Credit Union loans only. Offer is subject to change without notice.

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Page 1: Winter 2016 NEW YEAR, NEW CAR! - Towpath Credit Union · Rates and terms based on prior credit performance, age of car/collateral, and may vary based on mileage, additional credit

A publication for members of Towpath Credit UnionWinter 2016

Call us today at 330.664.4700 or apply online at towpathcu.comCall us today at 330.664.4700 or apply online at towpathcu.com

NEW YEAR, NEW CAR!NEW YEAR, NEW CAR!

By using your tax refund as your down payment, you could have equity in your car and payments you can afford!*

PUT YOUR TAX REFUND TO WORK FOR YOU!PUT YOUR TAX REFUND TO WORK FOR YOU!NEW YEAR, NEW CAR!NEW YEAR, NEW CAR!

Have you had credit problems or been turned down for a loan in the past? Have you had credit problems or been turned down for a loan in the past?

Deposit your tax refund with us and we’ll help you buy a car!*

TAX DOCUMENTS ENCLOSED

*Towpath Credit Union account required. Applies to new and used cars. Rates and terms based on prior credit performance, age of car/collateral, and may vary based on mileage, additional credit union services and/or percentage of down payment. Loan document fee may apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral condition. All loans subject to approval. New Towpath Credit Union loans only. Offer is subject to change without notice.

Page 2: Winter 2016 NEW YEAR, NEW CAR! - Towpath Credit Union · Rates and terms based on prior credit performance, age of car/collateral, and may vary based on mileage, additional credit

AN IMPORTANT REMINDERTowpath Credit Union will never ask you for your account information through an email or text message. If you have any questions please do not hesitate to contact the credit union.

[email protected]

330.664.4700866.634.4700

EQUAL HOUSING

OPPORTUNITY

2016 Annual Meeting Saturday, March 19, 9:00 a.m.

Fairlawn Office2969 Smith Rd., 44333

TAX DOCUMENTS ENCLOSEDFairlawn Branch unveils new lobby

On Friday, December 18, Towpath Credit Union held a ribbon cutting ceremony to officially launch the new lobby in the Fairlawn branch. The event was attended by Towpath staff and several staff members of the Ohio Credit Union League. Also attending were Fairlawn May-or William Roth, Senator Frank La Rose, Representative Steve Hambly and former Representative Vernon Sykes.

L to R: John Szeszack, Towpath VP of Operations; John Crockett, Towpath Board member; Ernest Steele, Towpath Board member; Rose Bartolomucci, President/CEO; Fairlawn Mayor William Roth: Board Chairman, Rick Hager; Carole Orosz, Towpath Board member and Judi Hill, Towpath Board member.

Above: Fairlawn Mayor William Roth and Senator Frank La Rose.Right: Rose Bartolomucci and former Representative Vernon Sykes.

Balance Transfer as low as

NO ANNUAL FEE!**NO CASH ADVANCE FEE!**NO BALANCETRANSFER FEE!**

*8.88% APPLYTODAY!APPLYTODAY!

*APR=Annual Percentage Rate, 8.88%, 9.99% or 14.99%. Your �nal rate will depend on your credit history and underwriting criteria. Rates, terms and conditions are subject to change and vary based on credit worthiness, quali�cations and collateral conditions. **Does not include Late Payment or Returned Payment fee of up to $35. All loans subject to approval. All rates are subject to change without notice.

Move your balance to our lower rate credit card. Paying less interest and fees is a smart way to send debt packing.