why do you really need a smartphone insurance plans
TRANSCRIPT
Visit: www.egranary.net
Why do you really need a Smartphone Insurance Plan? In last five years, the innovation in mobile technology has made the usage of smartphones very common.Smartphones with their advanced features have made handsets expensive. iPhone and Android handsets can costhundreds of dollars.
But unfortunately any mishap can happen with the smartphone. It can slip out of your hand or fall into the swimmingpool or may be left behind somewhere never to be found again. Also there are chances of the smartphone gettingstolen or being misplaced. The number of victims of smartphone theft in America is every increasing. There are alsochances that you might have dropped it accidentally and now living with a cracked screen or a damaged device. Ifany of this happens, one needs to buy a new phone which might cost hundreds of dollars. Phone insurance is theonly option in such a scenario. One important thing to note, these insurance policies cover mechanical breakdownsand accidental damages but generally do not cover theft.
One solution is to sign up for Cell Phone Insurance. Paying a minimum amount every month adds to a smallamount at the end of the year. But that accident might have caused you expensive! Taking advantage of theinsurance and getting a brand new phone is advisable. But on the other hand if your phone gets displaced it is notnecessary that you get a better phone in return. When you get your phone replaced you also need to pay adeductible amount something around couple of dollars. Personal Article Insurance Policy is another option forinsuring your mobile. A regular insurance company can offer to cover your phone at even half the cost. Moreover youneed not pay the deductible amount with this policy.
In case you don’t want to waste your hard earned money on a new expensive smartphone and the monthly fee youpay over a period of two years, then a second hand phone is a good option. Another alternative is to save themonthly insurance cost and use the money to replace your smartphone when there is an emergency. Oneseriously needs to rethink, whether the insurance policy is necessary for expensive smartphones we use every day.
For Any Query E-mail Us: [email protected]
Visit: www.egranary.net
The personal article insurance policy might give you peace of mind, as it has a reasonable cost. But if one is carefulwith his possessions and has never lost a mobile, then think again if insurance is actually required.
Research has shown that decision to get a cell phone insurance truly depends on the type of person. Some peopleare too clumsy and accident prone and tend to drop their handset more frequently. For these people insurance isreally worth paying. On the other hand there are customers who appreciate the peace of mind and enjoy the security,these insurance plans provide.
These priced insurance plans are worth the money for those customers who own highly expensive smartphones likeiPhone 6 or the Samsung Galaxy S5. One of the cheapest protection plans provided by any of these companiescan cost around $300 over 24 months to protect an iPhone 6 or the Samsung Galaxy S5 against physical damage,loss or theft.
Carriers like AT&T, T-Mobile, Verizon and Sprint follow similar smartphone insurance plan. Each of them have amonthly fee, a deductible amount for each claim made, and a claim amount for each mobile. The deductibleamount will change with each provider and also with the type of mobile being covered. Some carriers like AT&T havedeductible pricing, categorized into three tiers depending on the price of the smartphone. Apart from manufacturer’sinsurance plan and carrier’s insurance plan, there are also third party insurance providers that cover yoursmartphone and eGranary is a prominent name in this space. Based in the heart of Silicon Valley, eGraneryprovides the best ‘Protection Plans’ to protect customer’s valued smartphones.
In a nutshell, mobile phone insurance can save hundreds of dollars and give peace of mind knowing that the handsetis protected no matter how carelessly it is handled. There are plenty of protection plan options in the market but onehas to choose judiciously and eGranary is a good choice. Picking the right plan can be a complicated process!
For Any Query E-mail Us: [email protected]