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FACTS WHAT DOES COMMUNITY BANK OF BERGEN COUNTY, NJDO WITH YOUR PERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law gives consumersthe right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share,and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have withus. This information can include:

Social Security number and incomeAccount balances and payment historyCredit history and credit scores

When you are no longer our customer, we continue to share your information as described in thisnotice.

How?

All financial companies need to share customers' personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers' personalinformation; the reasons Community Bank of Bergen County, NJ chooses to share; and whether you canlimit this sharing.

Reasons we can share your personal informationDoes Community Bank ofBergen County, NJ share?

Can you limitthis sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond tocourt orders and legal investigations, or report to credit bureaus

YES NO

For our marketing purposes - to offer our products and services to you

YES NO

For joint marketing with other financial companies NOWE DO NOT

SHARE

For our affiliates' everyday business purposes - information about your transactions and experiences

NOWE DO NOT

SHARE

For our affiliates' everyday business purposes - information about your creditworthiness

NOWE DO NOT

SHARE

For affiliates to market to you NOWE DO NOT

SHARE

For nonaffiliates to market to you NOWE DO NOT

SHARE

Questions? Call 201-587-1333 or go to www.cbbcnj.com

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Who we areWho is providing this notice? Community Bank of Bergen County, NJ

What we doHow does Community Bank ofBergen County, NJ protect mypersonal information?

To protect your personal information from unauthorized access and use, we use securitymeasures that comply with federal law. These measures include computer safeguards andsecured files and buildings.

How does Community Bank ofBergen County, NJ collect mypersonal information?

We collect your personal information, for example, when you Open an account or deposit moneyPay your bills or apply for a loanUse your debit card

We also collect your personal information from others, such as credit bureaus, affiliates,or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit onlysharing for affiliates' everyday business purposes - information about yourcreditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions Affiliates Companies related by common ownership or control.

Community Bank of Bergen County, NJ does not share personal information with ouraffiliate GFR Maywood LLC.

Nonaffiliates Companies not related by common ownership or control. They can be financial andnonfinancial companies.

Community Bank of Bergen County, NJ does not share with nonaffiliates so they canmarket to you.

Joint Marketing A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you.

Community Bank of Bergen County, NJ does not jointly market.

I HAVE READ THE ABOVE POLICY

AND WISH TO CONTINUE

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Careers Privacy & Security Education

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