Where Can I Go to Fix My Credit?

When your credit is damaged you start looking for advice from people on how to repair it. The Internet

is full of companies that say they can help you repair your damaged credit, but the truth is that you can do much of the credit repair yourself. If talking

to someone about credit repair makes you feel better, then there are organizations you can speak to and ask questions like "how to fix my credit?” or

"how to repair my credit?”.

• In order to Contact With the Credit Agencies• A credit repair service will take all your credit information,

and then contact the credit reporting agencies to seek various negative factors in your credit report. You can take these actions on your own and save the fees associated with a credit repair service. To clean up your credit report, you will need to order copies of your report from the three major credit bureaus, review the reports for inaccuracies or old information, and then ask the credit bureaus to correct the information. Contact each of the three major credit reporting agencies--Experian, Equifax and TransUnion--and request a copy of your credit report. If you have been denied credit in the past thirty days then they will supply you with a credit report for free, if you’ve not been denied credit then you’ll need to buy a report. When you get the report then you look it over for accuracy. If you see any information that you don’t recognize, or that appears incorrect, follow the dispute instructions on the credit report to send a dispute letter to the credit reporting agencies. If the agencies are able to confirm that there is an error, then they will fix it.

• Review Your Reports Once you have initiated the cleanup of your bad

credit reports, you will continue monitoring or repairing credit report to confirm the changes were made and that nothing new has come up. You can get a subscription through the credit reporting agencies that will allow you to get a new report when needed, or you can just buy a new report every three months. If you see something that seems inappropriate, send in a dispute letter.

• Get Help• If you would like to consult with someone

about credit repair try to find a reputable local attorney that deals with credit repair and consult with them. Remember that credit repair is a long process that involves to restore credit, and keeping incorrect information off your credit report. You are looking for advice on how to repair your credit, and not a loan to help repair credit. Avoid credit repair companies that try to get you involved in a program that requires a loan, or any kind of installment payment on your part.

Contact us

Address: The Credit Bar 200 Centennial Ave Suite 200 Piscataway,

NJ 08854 Phone:888-322-3302 Email: info@thecreditbar.com