what's on the cards for credit cards

What’s on The Cards - for Credit Cards ?

Peter Cochrane

COCHRANE a s s o c i a t e s

cochrane.org.ukca-global.org

Wednesday, 15 June 2011

•Provides our raw tools of understanding•Enhances our lives and experiences•Provides us with everything•Sustains our society•Fuels our advance•Is speeding up

•Isn’t going to go away!

Technology!


“…can be almost impossible, and it is generally far easier to build a new one”

Changing an established company !

Niccolò Machiavelli 1469 - 1527





This is what you have





This is what you haveThis is what you need


~800~700~400~3000 ~1940

BC AD

Trading and Transaction


~800~700~400~3000 ~1940

BC AD

Atoms Bits



~800~700~400~3000 ~1940

BC AD

~2010

Atoms Bits



~800~700~400~3000 ~1940

BC AD

~2010

Atoms Bits


Hands On Hands Off


~800~700~400~3000 ~1940

BC AD

~2010

Atoms Bits


Hands On Hands OffReal Virtual

<10years


…and now entering the workforce…

-Any platform

- Any device

- Any OS

- Any Application

- An entirely different expectation!

~20 years of living on line…


I like social networking...because...

* Read* Search* Think* Work* Model* Solve Problems

Other people:

So I don’t have to !


Creativity is now at the edge, out of control, open, & distributed...


Already Dead !


Definitely on their way !

It is only a question of time !


Old and New


Old and New

< 25 years


Incrementalism

Resisting change is futile...


Unequals


Unequals

Worlds apart - a completely new paradigm!


Mobile migration

“Hardwear”

It hurts when I sit down!


Mobile migration

“Hardwear”

It hurts when I sit down!

Chunky technology

PrettyJewelry


Incramentalism ?

This really isn’t the next step - it really isn’t !!


Let’s address the wider problem !


Cards galore!

IDPass

DebitCreditGuidesLoyaltyMedical

LicencesInsurancesInstitutions

Quick NotesMemberships

++++++++++

How many more can you cope with?


Cards galore!

IDPass

DebitCreditGuidesLoyaltyMedical

LicencesInsurancesInstitutions

Quick NotesMemberships

++++++++++

Just manage my life for me!


Cards galore!



Cards galore!


iCards


How can a mobile phone ever manage our lives ?


What does it know

about you?


What does it know

about you?

Where you are ?Where you have been ?Where you are likely to be going to ?Who you have met ?Who you are going to meet ?Who you call ?Who calls you ?Who you TXT - IM - Link ?All your contactsAll your urlsAll you passwordsWhat you are doing now ?What have you done in the past ?What games you play ?What apps you use ?What music you listen to...?What you watch...?What you read...?++++++++++


Social networking leads to social shopping and consumer leverage taking out the middleman...

...adding value that card companies do not...and cannot ?


Tagging for life


Tagging for life

Chunky technology

PrettyJewelry

Limited information

Cradleto Grave

Data

Chips and tags on and in everythingincluding goods, animals & people


If cards go from swipe to contactless...and that is all, then there will be another...


If cards go from swipe to contactless...and that is all, then there will be another...

...only this time it will really hurt!


Final Word


Final Word

The £ $ € is in the ʻMeta Dataʼ


Thank You

ca-global.orgcochrane.org.uk

COCHRANE a s s o c i a t e s

1995
