195 Silas Deane Highway, Wethersfield, CT 06109 / 800-842-1778 / 860-563-2617 / www.dutchpoint.org

Spring 2016 Newsletter

What’s Your Drive...

Hit the road this spring with an auto loan from Dutch Point!

• New/Used vehicle (as low as) 1.99%APR • Flexible terms • Fast approval process • Apply 24/7 online or on the phone • Purchase or refinance

APR – Annual Percentage Rate. Rate available as low as and based on credit history and term selected. APR listed includes a .25% discount for a loan to value of less than 80%. A Used Auto loan of $20,000 with a 5-year term at 2.24% APR results in 60 monthly payments of approximately $17.64 per $1,000 borrowed. 2006 to 2010 model year rates and terms are available. Up to 125% loan to value financing is available on New and Used Auto loan purchases and refinances for model years 2011 and newer. Rate subject to change. Rate promotion available for a limited time only. Cannot be com-bined with any other CU promotions. Certain conditions and restrictions may apply. Existing DPCU loans do not qualify for refinance.

What’s better than a new car? Getting a great rate and fast approval.

DPCU vehicle loans offer better than bank rates, a fast and easy application process, and no pre-pay-ment penalty. Apply anytime online or on the phone and get pre-approved before you go to the dealer. Funds are available the same day in most cases.

Apply today at 800-842-1778 or

www.dutchpoint.org.

Apply today at 800-842-1778 or

www.dutchpoint.org.

When You’re Ready to Buy or Refinance Your Home, We’re Ready to Help!

• The online application process can provide you with a decision in minutes

• Mortgage professionals will help you secure competitive rates and terms that satisfy your needs

• Low down payment options and no hidden fees

• Customized solutions are available for first-time home buyers

Maybe it’s the front porch, the big yard, the pool out back or the spacious floor plan -- when you find your ideal home, we can help you make it your own. Perhaps you’re paying a higher rate on your mortgage vs. lower rates that are avail-able today -- this might be just the right time to refinance your mortgage.

Thanks to our partnership with Members Mortgage, you will experience a home financing process that is efficient, stress-free, and provides you with cost-effective solutions.

The equity you’ve worked so hard to earn can be turned into flexible financing for any need. With our fixed- and vari-able-rate loan options, you are empowered to achieve your goals thanks to a loan that’s tailored to your needs.

Our mortgage professionals are trained to provide you with the most reliable and efficient service possible, so you can stop worrying about your financing needs and get back to thinking about how you’ll make your new house a home. Visit www.dutchpoint.org to learn more or call 866-370-3910 to apply today! NMLS #466823.

Fixed Home Equity Loans offer the following:

• Stable monthly payment and fixed rate

• Proceeds to use for whatever need you may have

• No closing costs, no point requirements, flexible term options and competitive rates

• Interest-only payments

• Low variable rate

• No points or closing costs

You’ve Worked Hard, Now Let Your Home Work For You!

Home Equity Line of Credit offers the following:

Whatever your financial need may be, home improvements, unexpect-ed expenses, family wedding, or family vacation, you’ve done the hard work. Now let your home work for you with a DPCU Home Equity Fixed Loan or Line of Credit.

We love to say no... when it comes to our Always Free checking account.

• NO maintenance fee• NO minimum balance requirements• NO debit card fee• NO Bill Pay fee• NO eStatement fee• NO online or mobile banking fee

• Help you switch your direct deposit• Assist you with your automatic payments• Order your checks and debit card• Enroll you in online banking

We make it simple. Opening a checking account with Dutch Point is easy -- our staff will do all the work.

Plus, with a DPCU checking account you have surcharge-free access to over 55,000 ATMs in the Allpoint network, thousands world-wide in the SUM network and 87 ATMs in Connecticut Rite Aid stores.

Our checking account is simple to understand, with no strings

attached. NO KIDDING!

Call today to open your DPCU checking account: 800-842-1778.

WE LOVE TO SAY NO!

When it comes to our checking account!

Credit Union Branches and Contact Information

Call Center: 860-563-2617 / 800-842-1778 Website: www.dutchpoint.org Email: windmill@dutchpoint.org

Wethersfield: 195 Silas Deane Highway Newington: 465 Willard Avenue Niantic: 8 West Main Street West Hartford: 50 South Main Street (Town Hall) Bloomfield: 1 Wintonbury Mall Berlin: 107 Selden Street

Lost/Stolen Cards: DPCU Visa Card - 800-449-7728 -- Debit Card - 800-472-3272

Holiday Closings

Monday, May 30th - Memorial Day Monday, July 4th - Independence Day

For a complete list of 2016 Holiday closings visit our website.

IMPORTANT INFORMATIONDorothy J. Sullivan Scholarship - 2016

Dorothy J. Sullivan Scholarship applications for 2016 are now being accepted. The Scholarship was initiated to honor the vast accomplishments made by Dorothy J. Sullivan during her 43-year career at Dutch Point.

Requirements: The student must be the primary member of his or her own ac-count at Dutch Point Credit Union. The DJS Scholarship application is available at www.dutchpoint.org. Appli-cations must be completed, printed and mailed to the credit union by April 30, 2016. Dutch Point will be awarding up to 5 one-time $1,000 Scholarships to provide students entering their college freshman year with financial assistance toward a college education. Scholarship details, entry information, and any restrictions or conditions can be found online at www.dutchpoint.org.

If you are traveling for pleasure or business, it is always a good idea to bring at least two forms of payment to ensure you have access to your funds. Whether you are traveling in or outside of the United States, contact the credit union with your travel dates and location and provide us with the best way we can contact you should we need to verify card activity and transactions.

Need extra cash?? You can always ask about a Visa limit increase or a vacation loan.

Traveling Soon -- Call Us

Important information when traveling with your DPCU

Debit/Visa Card

Help protect your identity with our April Shred Day at our Newington branch. Old tax forms, bank statements or bills shouldn’t be thrown away or left around the house. Bring up to 5 file-size boxes for FREE shredding and help protect your identity. For details visit www.dutchpoint.org.

Newington Shred Day for Members and Our Community DATE: Saturday, April 30th

TIME: 9:00 am to Noon LOCATION: 465 Willard Avenue Newington, CT (rain or shine)