what is your planned legacy?leavealegacyvancouver.com/wp-content/uploads/2016/04/...didn t get a...

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WHAT IS YOUR PLANNED LEGACY? WEDNESDAY, APRIL 27, 2016 VANCOUVER SUN D1 We are very pleased to share with you this 17 th Annual LEAVE A LEGACY™ feature publication. As the only organization in Can- ada that brings together charitable representatives and advisors in one professional association, we are inspired by the heartfelt stories and quality information shared in this publication. Through philanthropy, many take a step forward year-after-year to foster and celebrate excellence and innovation in our communi- ties. Leaving a charitable legacy is one of the many ways to help our communities accomplish their am- bitious goals. We invite you to learn about the individuals, organizations, and professionals showcased in this publication. Within this publica- tion you will also find excellent tips and advice on how to create your own charitable legacy to benefit the causes closest to your heart. We hope you find inspiration in the stories that you will read in the next few pages and that will mo- tivate you to take the next step in creating your own legacy. Thank you for reading. Together we are creating stronger, caring communities. JOCELYN ANDERSON, PHILANTHROPY OFFICER ECOJUSTICE CANADA SOCIETY PAOLA CORONADO HASS, PLANNED GIVING DEVEOPMENT OFFICER BC CANCER FOUNDATION “The choices we make about the lives we live determine the kinds of legacies we leave.”- Tavis Smiley With my years of experience in the financial services industry, I have come to recognize the fi- nancial benefits, and even more so, the life importance of leaving a gift to charity. Fundamentally, I have learned that the charitable motivation and passion manifests for reasons other than tax benefits. People want to enrich their lives and to make a difference in their community. This leads us to of- ten support a cause or organiza- tion that we care about, to leave a legacy that reflects our values, and to hopefully inspire the next generation, to also leave a simple expression of gratitude. That is why I think it is so valuable to in- corporate philanthropy into the conversation when we as advisors help others build their financial and estate plans. I think the best way to describe a Charitable Legacy is to say that it is your life story as told through a well-planned estate. LEAVE A LEGACY TM is a public awareness initiative of the Cana- dian Association of Gift Planners (CAGP) that takes place in local communities across Canada. This initiative helps to promote the importance and benefits of leav- ing a bequest in your will or other planned giving strategy to support the charity or cause that means the most to you. The LEAVE A LEGA- CY TM initiative provides informa- tion on how easy it is for you to support charities through estate planning while still ensuring your loved ones will be cared for through your will. From the LEAVE A LEGACY TM initiative, people can also learn that their bequest to charity will be felt long after their death and that it will have an enormous im- pact on the future vibrancy of our communities. In this publication, you will find articles that motivate you, inspire you and help guide you in creating your own Legacy Plan that will be woven into the lives and causes of those you care about most. JULIA ROUDAKOVA, LEAD STRATEGIST FOR LEGACY GIVING AT FS FINANCIAL STRATEGIES CARY GAYMOND, ASSOCIATE DIRECTOR BC CANCER FOUNDATION Cecil Akrigg began adulthood giving the ultimate gift: service to Canada in the Second World War. Working with the British in northern Africa, he and his wartime colleagues would set up their radar systems and watch for incoming flights from allied forces. Today, at 99, Cecil still carries the pride of serving Canada — from the first day of war right up to the final day. Settling back home in Vancouver after the war, Cecil met his wife. They were married for many years and raised two children. Family ties are of great value to Cecil. Daughter Edith Fishlock re- members road trips to visit extend- ed family and many laughs shared over card games. When Cecil’s wife was diagnosed with breast cancer at 59, he was with her every step of the way, attending each appointment and ensuring she received the care she needed. After surgery and radiation, she was clear from the disease for a short time be- fore discovering another lump. “It was a big blow,” says Edith of her mother’s cancer recurrence, which took her life just months af- ter she turned 65. Edith describes her father as pragmatic. She says the respect- ful care her mother received at the BC Cancer Agency touched her father and was a driving force in his decision to leave a legacy gift in the form of life insurance to the BC Cancer Foundation. True to his nature of giving to the community, Cecil hopes his gift will play a part in helping to eradicate cancer and help others impacted by the disease. Always the planner, Cecil orga- nized his finances after the sale of his home and sought professional guidance to ensure his legacy gift was set up with the best tax benefits and maximum impact. Proud of her father’s life deci- sions, Edith says: “To me, he has been a community hero by mak- ing choices that will help others in a time of need. A really concrete way we can do this is by placing a bequest in your will. Dad has always been my hero for doing that.” Visit www.bccancerfoundation. com to learn more about legacy gifts and their life-saving impact. Community commitment at the heart of giving Cecil Akrigg delighting in a recent visit with daughter Edith Fishlock Message from Chair LEAVE A LEGACY TM Greater Vancouver Message from the Co- Chairs, CAGP Greater Vancouver Area Chapter “The choices we make about the lives we live determine the kinds of legacies we leave.” TAVIS SMILEY I think the best way to describe a Charitable Legacy is to say that it is your life story as told through a well-planned estate. JULIA ROUDAKOVA THESE STORIES WERE PROVIDED BY LEAVE A LEGACY TM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT. ADVERTISEMENT Planned GIVING Make a Difference in the Lives that Follow

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Page 1: WHAT IS YOUR PLANNED LEGACY?leavealegacyvancouver.com/wp-content/uploads/2016/04/...didn t get a chance to know the person that I knew. My challenge to all who are reading this article

WHAT IS YOUR PLANNED LEGACY?

W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N D1

We are very pleased to share with you this 17thAnnual LEAVE A LEGACY™ feature publication.

As the only organization in Can-ada that brings together charitable representatives and advisors in one professional association, we are inspired by the heartfelt stories and quality information shared in this publication.

Through philanthropy, many take a step forward year-after-year to foster and celebrate excellence and innovation in our communi-ties. Leaving a charitable legacy is one of the many ways to help our communities accomplish their am-bitious goals.

We invite you to learn about the individuals, organizations, and professionals showcased in this publication. Within this publica-tion you will also fi nd excellent tips and advice on how to create your own charitable legacy to benefi t the causes closest to your heart.

We hope you fi nd inspiration in the stories that you will read in the next few pages and that will mo-tivate you to take the next step in creating your own legacy.

Thank you for reading. Together we are creating stronger, caring communities.

J O C E LY N A N D E R S O N, P H I L A N T H R O P Y O F F I C E RE C O J U S T I C E C A N A D A S O C I E T Y

PAO L A C O R O NA D O H A S S ,P L A N N E D G I V I N G D E V E O P M E N T O F F I C E RB C C A N C E R F O U N D AT I O N

“The choices we make about the lives we live determine the kinds of legacies we leave.”- Tavis Smiley

With my years of experience in the financial services industry, I have come to recognize the fi -nancial benefi ts, and even more so, the life importance of leaving a gift to charity. Fundamentally, I have learned that the charitable motivation and passion manifests for reasons other than tax benefi ts.

People want to enrich their lives and to make a di� erence in their community. This leads us to of-ten support a cause or organiza-tion that we care about, to leave a legacy that refl ects our values, and to hopefully inspire the next generation, to also leave a simple expression of gratitude. That is why I think it is so valuable to in-corporate philanthropy into the conversation when we as advisors help others build their fi nancial and estate plans.

I think the best way to describe a Charitable Legacy is to say that it is your life story as told through a well-planned estate.

LEAVE A LEGACYTM is a public awareness initiative of the Cana-dian Association of Gift Planners (CAGP) that takes place in local communities across Canada. This initiative helps to promote the importance and benefi ts of leav-ing a bequest in your will or other planned giving strategy to support the charity or cause that means the most to you. The LEAVE A LEGA-CYTM initiative provides informa-

tion on how easy it is for you to support charities through estate planning while still ensuring your loved ones will be cared for through your will.

From the LEAVE A LEGACYTM initiative, people can also learn that their bequest to charity will be felt long after their death and that it will have an enormous im-pact on the future vibrancy of our communities.

In this publication, you will fi nd articles that motivate you, inspire you and help guide you in creating your own Legacy Plan that will be woven into the lives and causes of those you care about most.

J U L I A R O U DA KOVA , L E A D S T R AT E G I S T F O R L E G A C Y G I V I N G AT F S F I N A N C I A L S T R AT E G I E S

C A RY G AY M O N D,A S S O C I AT E D I R E C T O R B C C A N C E R F O U N D AT I O N

Cecil Akrigg began adulthood giving the ultimate gift: service to Canada in the Second World War.

Working with the British in northern Africa, he and his wartime colleagues would set up their radar systems and watch for incoming fl ights from allied forces.

Today, at 99, Cecil still carries the pride of serving Canada — from the fi rst day of war right up to the fi nal day.

Settling back home in Vancouver

after the war, Cecil met his wife.They were married for many yearsand raised two children.

Family ties are of great value to Cecil. Daughter Edith Fishlock re-members road trips to visit extend-ed family and many laughs shared over card games.

When Cecil’s wife was diagnosed with breast cancer at 59, he was with her every step of the way, attending each appointment and ensuring she received the care she needed. After surgery and radiation, she was clear from the disease for a short time be-fore discovering another lump.

“It was a big blow,” says Edith of

her mother’s cancer recurrence, which took her life just months af-ter she turned 65.

Edith describes her father as pragmatic. She says the respect-ful care her mother received at the BC Cancer Agency touched her father and was a driving force in his decision to leave a legacy gift in the form of life insurance to the BC Cancer Foundation. True to his nature of giving to the community, Cecil hopes his gift will play a part in helping to eradicate cancer and help others impacted by the disease.

Always the planner, Cecil orga-nized his fi nances after the sale of

his home and sought professional guidance to ensure his legacy gift was set up with the best tax benefi ts and maximum impact.

Proud of her father’s life deci-sions, Edith says: “To me, he has been a community hero by mak-ing choices that will help others in a time of need. A really concrete way we can do this is by placing a bequest in your will. Dad has always been my hero for doing that.”

Visit www.bccancerfoundation.com to learn more about legacy gifts and their life-saving impact.

Community commitment at the heart of giving

Cecil Akrigg delighting in a recent visit with daughter Edith Fishlock

Message from Chair LEAVE A LEGACYTM Greater Vancouver

Message from the Co-Chairs, CAGP Greater Vancouver Area Chapter

“The choices we make about the lives we live determine the kinds of legacies we leave.”T AV I S S M I L E Y

I think the best way to describe a Charitable Legacy is to say that it is your life story as told through a well-planned estate.J U L I A R O U D A K O VA

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

A D V E R T I S E M E N T

PlannedGIVING

Make a Difference in the Lives that Follow

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D2 W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N A D V E R T I S E M E N T

J O H N H A R R I S O N, E C O J U S T I C E C A N A D A S O C I E T Y S U P P O R T E R

As someone who spends much time outdoors appreciating how our fragile environment sustains us, it seemed natural to make a gift in my will that paid tribute to the environment.

Giving back through chari-table support in the form of a bequest, regular donations, vol-unteering and participating in effecting positive change are all ways to leave the world a better place than we found it.

My primary motivation in supporting Ecojustice Canada Society through a legacy gift in my will is to recognize my loved

ones and those people who will inherit the planet. Protecting the environment from short-sighted actions that jeopardize our lim-ited and finite resources does a disservice to subsequent genera-tions and their quality of life.

Making an estate plan that closely reflects our personal values and interests is an inte-gral part of how we honour our heirs and what we leave behind for them.

I rewrote my will a few years back with input from a trusted professional. My intention was to make my will as succinct as possible to avoid any issues later, and to ensure my beneficiaries were left with a problem-free ex-perience in executing my wishes.

I also wanted my beneficiaries to understand that my bequests to environmental and social justice causes are directed at making Canada a better place for them and for all Canadians.

That’s the power of a legacy: it takes what is important to you and translates that into tangible results after you are gone.

The planet is our most sacred trust, and all forms of life, in-cluding humans, need a healthy habitat in which to thrive. I am proud to contribute to this mis-sion by including effective envi-ronmental organizations into my will and estate plans and encourage others to the same.

PLANNING FOR IMPACT

Make a Difference in the Lives that Follow

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

M I C H E L L E B E R NA R D,M A N A G E R O F P H I L A N T H R O P Y, U N I T E D W A Y O F T H E L O W E R M A I N L A N D

A will is an important docu-ment designed to fulfil your parent’s final wishes for you and the many other people who were important to them dur-ing their lifetime. Asking your parents about their will is not about you being nosy: it is about you honouring their decisions and letting them know that you understand and respect their choices.

In my role as a charitable gift planner I often speak with the family members who are sur-prised to learn that their loved one has named a charity in their will.

Often they may have had no idea that their parent support-ed the charity, or in some cases, many charities. When I speak to them about their parent’s giving history and of their vol-unteer role with the charitable organization, they are genuinely surprised. This is a side of their parent they never knew!

On more than one occasion, I’ve come away from these con-versations feeling sad that they didn’t get a chance to know the person that I knew.

My challenge to all who are reading this article is to have that conversation with your par-ents today. Ask your parents if they have left a gift in their will to any charities.

In addition to learning more about your parents and their interests, you can also suggest reviewing their will with them, and ask them questions about the decisions they have made. Perhaps their will hasn’t been updated for a long time and there may be new grandchil-dren or great grandchildren to consider.

A will is a living document and should be updated every five years, or whenever there has been a significant life event.

Learning more today about your parents’ wishes allows you to have a better understanding of why they have made the de-cisions they have so when the time does come there are no surprises.

P.S. This may also serve as a reminder of the value to you to write or review your own will.

Talking with your parents about their will

A will is a living document and should be updated every five years, or whenever there has been a significant life event.

Esme, Age 6, LeukemiaI wish to go to Maui!

We grant wishesbecause wisheschange lives.

MAKE-A-WISH®BC & YUKONwww.makeawishbc.ca

604.688.7944 [email protected]

LEAVE ALEGACYOF HOPE

Swimmingwithturtles

Is St. Paul’syour hospital?

CARING

FORTHEFUTURE

ST. PAUL’S HOSP

ITAL

Plan today to help St. Paul’s tomorrow.

To learn more about making anestate gift to St. Paul’s, contact:

Karen Brown, LLBDirector, Legacy & Estate [email protected]

Charitable Registration No. 11925 7939 RR0001.

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W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N D3A D V E R T I S E M E N T

BY V E R N O N F I S C H E R ,C F P, F E A , F I S C H E R F I N A N C I A L S E R V I C E S

You have a very successful pri-vate company, which you want to become a legacy for future genera-tions. You’re concerned that future generations may treat your success as their entitlement and not rec-ognize the hard work, sacrifi ce, skill and good fortune that have preceded them.

The good news is that if this sce-nario describes a concern of yours, a family enterprise best practice is to get future generations involved with philanthropy. They may or may not be able to participate in the family business as employees or owners, but they are part of the family. In creating a family tradi-tion of giving back to the communi-ty in a planned and deliberate way,

you can instill a valuable ethos for future generations. This could help achieve your wish for the family to be united and harmonious in the management of your family legacy.

In his book Leaving a Legacy, Da-vid Bental (founder of Next Step Advisors and former CEO of Do-minion Construction) discusses the many benefi ts of establishing charitable intentions within the family. Family members learn about charitable giving being something larger then themselves, good governance, fi nancial liter-acy, group decision making, how to collaborate and constructively deal with disagreements to fi nd consensus.

Family enterprise succession planning involves getting future generations ready to take on the responsibility of managing the family enterprise and integrating

a successful philanthropic strat-egy that may help future genera-tions. Through various structures — from something as simple as a family meeting/counsels to a for-malized family foundation — you can best serve the needs and goals of the family.

In utilizing best practices, you can achieve amazing results that further defi ne your legacy, both within the family and community.

Thoughtfully planned gifts form the fi nancial foundation for the fu-ture of education programs, sup-port services and research funded by the Alzheimer Society of B.C. Make sure you consult your fi nan-cial advisor, along with a tax or legal professional, about this and other ideas to increase the impact of your donations now and in the future .

CREATING A LASTING FAMILY LEGACY

Make a Difference in the Lives that Follow

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

J I M PA N,C F P, L E A D S T R AT E G I S T , I N S U R A N C E A N A LY S TF S F I N A N C I A L S T R AT E G I E S

Like me, you are in your 20’s or early 30’s. Even though your name may be Alisa or Kyle, we have been lumped together with millions of other Canadians and tagged as “Millennials”.

Probably in debt from post-secondary education, entering into a serious relationship, trying to establish a career, and wait-ing for someone to retire to get your fi rst big break (hurry up and move on you Boomers!).

But at the same time you are generous… you care… you vol-unteer. Like millions of other Canadians at all age groups you contribute to the over $12 billion donated to charities because you are passionate about causes that matter to you.

You may have started by raising money to help an animal shelter by selling lemonade in your par-ents’ front yard and now you do-nate weekly to your faith. Or per-haps, your grandmother recently died of cancer and you want to make a bigger contribution in the fi ght against cancer; so it begs the question how can I do it?

At the same time you are be-ing asked to contribute to RRSPs and TFSAs, to save for a home or retirement, and you’re paying o� debt… noise is coming from all sides and on all fronts. I’d recom-mend that you stop and pause for a moment, because the best way

to deal with the noise and voices is to think strategically and to develop a plan.

This is exactly what I did. I looked at all of my fi nancial needs today and my plans for building my future and decided that for a very small monthly amount I could still create a very large charitable gift by leveraging my money now. How? By taking out a small life insurance policy today and donating it.

This solution can be a real win-win situation for both the young donor who often times has a lim-ited b udget but a big heart, and the charity which will receive a substantial benefi t down the road.

You are nevertoo young to...

We’ve been changing lives here for 85 years.Local giving gets local results. We create hope, change lives, andbuild strong communities. Consider adding a gift to United Way of theLower Mainland in your will.

For information, contact Michelle Bernard604.268.1300 ext. [email protected]

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D4 W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N A D V E R T I S E M E N T

Adoptive Families Association of BCSaskia [email protected] www.bcadopt.com

Alexander Holburn Beaudin & Lang LLPEmily Clough [email protected]

ALS Society of BCRena [email protected]

Alzheimer Society of BCLeona Gonczy [email protected] www.alzheimerbc.org

BC Cancer FoundationAlyson Meehan [email protected] www.bccancerfoundation.com

BC Children’s Hospital FoundationVanessa [email protected] www.bcchf.ca

BC Schizophrenia Society FoundationJane [email protected] bcss.org/category/aboutbcss/foundation

BC Wildlife FederationSuzie MacMillan [email protected]

BC Women’s Hospital & Health Centre Foundation James Carruthers [email protected]

Big Brothers of Greater Vancouver FoundationTracey [email protected] www.bigbrothersvancouver.com

Big Sisters of BC Lower MainlandLisa Rosales [email protected]

Boys and Girls Clubs of South Coast B.C.Marcie Mark [email protected] www.bgcbc.ca

British Columbia Guide Dog ServicesWilliam Thornton william.thornton@bcguidedog comwww.bcguidedog.com

British Columbia Lung AssociationScott McDonald [email protected]

British Columbia Society for the Prevention of Cruelty to AnimalsYolanda [email protected]

Burnaby Hospital FoundationSylvia Zylla [email protected]

Canuck Place Children’s HospiceDenise [email protected]

Child Development Foundation of British Columbia Judy Krawchuckjudy@centreforchilddevelopment.cawww.centreforchilddevelopment.ca

Clark Wilson LLPRichard [email protected] www.cwilson.com

Crisis Intervention & Suicide Prevention Centre of British Columbia Kyle [email protected]

Crossroads Hospice SocietyAnna Wilczewski [email protected]

Decoda Literacy SolutionsGail Hanney [email protected]

Ecojustice Canada SocietyJocelyn [email protected]

Family Support Institute of BC SocietyAngela [email protected]

Fraser Valley Estate Planning CouncilYolanda Benoit [email protected]

FS Financial Strategies Inc.Julia [email protected]

Heart and Stroke Foundation Canada Jane [email protected]

Knowledge Network CorporationDonna Robinson [email protected]

Langley Memorial Hospital Foundation Kate Ludlam [email protected]

L’Arche Foundation of Greater VancouverSig Stark [email protected]

Make-A-Wish Foundation of BC & Yukon Ross Hetherington [email protected]

Maple Ridge/Pitt Meadows Community ServicesVicki Kipps [email protected]

McLaren Housing Society of British ColumbiaKim Stacey [email protected]

Miller Thomson LLPSandra Enticknap [email protected]

NightShift Street Ministries MaryAnne Connor [email protected]

Pacific Parkinsons Research InstituteKathryn [email protected]

Pat McGuire, Rogers Group FinancialPat [email protected]

Peace Arch Hospital & Community Health FoundationStephanie [email protected]

PLEA Community Services Society of BCJenny Graham [email protected]

Public Guardian and Trustee Bryce Somerville [email protected]

Richmond Cares, Richmond Gives Ed [email protected]

Ridge Meadows Hospital FoundationLaura [email protected]

Ronald McDonald House BCRichard [email protected] www.rmhbc.ca

Royal Columbian Hospital FoundationCatherine [email protected]

Simon Fraser UniversityDoug Puffer [email protected]

Solus Trust Company LimitedJohn Blackmer [email protected] www.solustrust.com

St. Paul’s Hospital FoundationKaren Brown [email protected] www.helpstpauls.com

Surrey Hospital & Outpatient Centre FoundationYolanda [email protected]

The Dance CentreSheri Urquhart [email protected]

The Kettle SocietyNancy Keough [email protected] www.thekettle.ca

The Nature Trust of British Columbia Deb [email protected]

The Salvation Army Kathy Mannas [email protected]

Trinity Western UniversityInga [email protected]/giving

Union Gospel MissionChristiane [email protected]

United Way of the Lower Mainland Michelle [email protected]

Vancity Community FoundationJacqueline [email protected]/vcf

Vancouver FoundationKristin Helgason [email protected] www.vancouverfoundation.ca

Variety - The Children’s Charity of BC Peter Chipman [email protected]

VGH & UBC Hospital FoundationCharlene [email protected]

Westcoast Wills & EstatesMike [email protected]

WRA Wildlife Rescue Association of BC Coleen Doucette [email protected]

York House SchoolPriscilla Clark [email protected]

Make a Difference in the Lives that Follow

More kisses.More hugs.More laughter.This is what your legacywill make possible.

For more information about leaving agift to the Heart and Stroke Foundationin your Will, call Jane Westheuser1 (888) 473-4636 Ext. 8020 or visitheartandstroke.ca/legacygiving

By including the Heart andStroke Foundation in yourWill, you’ll supportlife-saving heart diseaseand stroke research.

You Can Createa LastingLegacyfor DanceSupporting the future of dance in our

community is an extraordinary legacy. Please

consider a planned gist to The Dance Centre.

For more information, please

contact 604.606.6407 or email

[email protected].

www.thedancecentre.ca

You can add life to their days.Your Legacy Gift to Canuck Place Children’sHospice will make a difference for familieslike the Gilkysons - providing clinical carewhen they need it the most.

Create a legacy of love and courage.

Contact Linda Ashton:[email protected]

The Gilkyson family: Greg andKaren with son Kairo and daughterStella Marie.

canuckplace.org

Seniors Abuse & Information Line (SAIL)604 437-1940 | 1 866 437-1940 (toll free)

[email protected] Charity # 898 281597RR0001

150 – 900 Howe St,Vancouver, BCV6Z 2M4

Older adults in BC can live withdignity safe from abuse of any kind.When you leave a legacy, older adults in BC…

• get legal assistance when they are being abusedor neglected

• are supported in situations of abuse and neglect• are connected to appropriate support systems• and learn about elder abuse awareness and

prevention programs

www.bcceas.caVAN01228902_1_1

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W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N D5A D V E R T I S E M E N T

V G H & U B C H O S P I TA L F O U N DAT I O N

Over a decade ago, Annema-rie and Bruno Locher were discussing worthy community causes to support. The couple was deeply philanthropic, sup-porting charities rather than spending on themselves.

Annemarie, a retired medical assistant to Dr. Paul Champion, who established VGH’s pulmo-nary rehab program, had an idea. Why not support respira-tory medicine? She had seen the profound impact of Dr. Cham-pion’s work on patients during her five years working with him.

So the couple made a gener-ous contribution over 10 years to the program, the only one of its kind in B.C. It helps patients improve exercise tolerance and endurance, increase muscle strength and address physical limitations.

They also arranged that, should one of them die within that decade, they would hon-

our their commitment through their will – one of the first do-nors to VGH & UBC Hospital Foundation to arrange this.

Sadly, Bruno died in 2012, ironically of lung cancer.

In addition to their personal philanthropy, the Locher fam-ily makes ongoing annual do-nations through the family’s logistics business, Locher Evers International.

“The donations in Bruno’s name keep my husband’s mem-ory alive,” she says, and reminds her of his generous nature. “He had four suits and four pairs of shoes. He didn’t need anything for himself. He was a giver.”

Annemarie urges others to give. “If you can contribute to the common good, then do it. It’s the most worthwhile thing to help your neighbour, your friends, your community.”

Learn about the benefits of leaving a gift in your will at vghfoundation.ca/ legacy

Legacy giving keeps husband’s memory alive

PLANNING FOR THE NEXT GENERATIONVA N E S S A W O Z N OW,V O L U N T E E R S T U D Y B U D D Y M E N T O R B I G S I S T E R S O F B C L O W E R M A I N L A N D

Shelley Parker thought about becoming a Big Sister for a long time before signing up for an infor-mation session. There’s no doubt she’s glad she made the move.

“I have only reaped extraordi-nary rewards from my decision to volunteer with this organization,” she says. “Witnessing the trans-formation of a child into a confi-dent, aware, and motivated young woman is a remarkable thing.”

Like other supporters of Big Sisters of BC, Shelley is making plans to help the organization in the long term, by including the organization in her will.

“With planned funds they can count on, Big Sisters can plan for growth, and with growth they can serve more girls. It makes sense,” says Shelley.

“It’s so emotionally meaningful and satisfying to know that mak-ing a bequest to Big Sisters will help provide other young women with mentors for years to come. By donating in my will, I will be helping sponsor a new generation of Big and Little Sister matches.”

Shelley was also attracted by how easy it is to plan a gift.

“One simple sentence in your will can impact a lifetime of change.”

Shelley truly believes that the effect of her donation – and other similar donations – will spill over to other areas, and will be felt for years to come.

“Big Sisters strives to build a sense of extended family: women helping younger women who are at risk or facing specific challeng-

es. My gift to Big Sisters will make sure that this goal continues to be a reality for many extraordinary young women.”

Securing your future is an im-portant part of your life. After you have created your will, planned your intentions and taken care of your loved ones, consider making a planned gift to your favourite charitable organization. In addi-tion to certain tax advantages that a planned gift brings, it is a philan-

thropic means to support a cause that you value.

There are many ways to make planned gifts to Big Sisters of BC Lower Mainland. To find out how you can create or add to a legacy, contact Lisa Rosales, Individual Giving Officer, 604-873-4525 extension 316 or [email protected]

Shelley Parker and Little Sister Heidi Photo by Brandon Elliot

Shelley Parker and Little Sister Heidi P H O T O BY B R A N D O N E L L I O T

Make a Difference in the Lives that Follow

Annemarie and Bruno Locher

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

After having a procedure at the Vancouver General Hospital,Martin Glynn has first-hand experience of the excellent careVGH provides. And as a VGH & UBC Foundation board member,Martin understands the impact legacy gifts have on the hospitals’most urgent needs.

Legacy gifts can be made in several ways: leaving a bequest in yourwill, giving a gift of life insurance, or designating the Foundation asthe beneficiary of your RRSP, RRIF or TFSA.

Whichever type of legacy you leave, know your gift will helpour health care teams save lives now, and well into the future.

Contact Charlene Taylor today to learn moreor visit vghfoundation.ca/legacy

“I found it easy to get a life insurance policy andname VGH & UBC Hospital Foundation in my will.”

Charlene Taylor, Associate Director,Gift and Estate [email protected] 875 4917 1 877 875 4676

Whatwillyourlegacybe?

A Legacy Gift to the BC Wildlife Federationallows you to contribute to a sustainable futurethrough conservation and rehabilitation of B.C.’sprecious fish and wildlife habitats and ecosystems.

The Future is in your hands. Help us protect,enhance and promote the wise use of theenvironment for present and future generations.

Contact us today to leave your Conservation Legacy!

BCWF Development Coordinator1-888-881-2293 ext. 223

[email protected] Charity # 11880 1315 RR0001

Give the Gift of the Future

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Legacy donor inspires a friend to give

E L L E N S C H A P P E RT, P H I L A N T H R O P Y C O O R D I N AT O R , G I F T & E S TAT E P L A N N I N G , B C C H I L D R E N ’ S H O S P I TA L F O U N D AT I O N

Annelie Bloch and Noella Neale are a generation apart, but their friendship and common values tie them closely to one another. Noella, a realtor, describes the vivacious 90-year-old Annelie as an “amazing lady” and mentor. It was in part to honour Annelie that Noella made BC Children’s Hos-pital Foundation a beneficiary of her RRSP.

Annelie is one of the original legacy donors to BC Children’s Hospital Foundation. More than 20 years ago, she and her late husband Harry included a gift to

the foundation in their wills. “I’ve always known Annelie was leav-ing a portion of her estate to BC Children’s Hospital,” says Noella. “It’s one of the things she’s quite proud of.”

A few years after Harry’s passing, Annelie began sharing her passion for helping sick children with No-ella, inviting Noella to join her at recognition events for donors.

When Noella heard 15-year-old Andrew Westerlund describe his heart transplant and cancer di-agnosis at an event in December 2015, she decided to act.

“It inspired me, this young boy and all the battles he fought. He was so courageous and posi-tive about his experiences,” she enthuses. Noella contacted the foundation to find a way to leave a legacy gift to BC Children’s with-out changing her will.

After reviewing her options, No-ella decided to make the founda-tion a beneficiary of her RRSP. This

meant she could leave her will in-tact, and had two other important advantages:

■ Her estate would receive a tax receipt; and

■ Her RRSP would not be included in her estate, so would not incur probate fees.

Noella is delighted with her legacy gift. “I’ve been very lucky in my life. It’s nice that, at my age, I’m able to give back,” she reflects. Her legacy donation is also No-ella’s way of thanking Annelie for the gifts of her friendship and guid-ance.If you want to make a legacy gift, but aren’t ready to change your will, consider taking Noella’s approach.* When you name your charity of choice as a beneficiary of your RRSP, RRIF or TFSA, you support a cause that will benefit future generations.

*Please remember to talk to your plan holder before you begin, as the process for designating a charity as a beneficiary of your RRSP, RRIF or TFSA varies by financial institution.

PAT R I C K M C G U I R E ,C F P, C L U , C H . F . C F I N A N C I A L A D V I S O R R O G E R S G R O U P F I N A N C I A L

This past year I took the trip of a lifetime to South Africa. I went on a safari, toured vineyards, made it to the southernmost tip of the continent and snuck in a few rounds of golf.

In deciding what to do on this holiday I consulted with several people before leaving. I chatted with friends and family who had been there before. I spoke with a travel agent to learn about the types of tours available. I spoke with my doctor to make sure that all of my immunizations were up to date.

I put in time and energy be-fore leaving and it was that dis-ciplined process that set me up for the holiday of my dreams.

More and more when making decisions, big or small, we are taking the time to consult with friends, family and professionals with experience. We are setting out our goals and objectives in an effort to develop a plan that will lead us to a successful outcome.

The same is true in developing an Estate Plan. An Estate Plan is the groundwork laid out to clearly define the legacy that you would like to leave to your family and favorite charities.

The development of an Estate Plan requires consultation from financial planners, lawyers, ac-countants, charities and your

family. In working with all of these individuals, you will end up with a plan, in writing, that spells out the causes you care for, how your family is taken care of and the financial and tax benefits that implementing the Estate Plan will have. Each of these parts will play a role in ensuring that your goals and dreams are going to be met.

Much like my trip, you have the ability to adapt the plan as time goes on. It has several moving parts and pieces and you con-trol how they all fit together; if at any point you feel a change is necessary a well-developed plan allows those changes to occur.

If you would like to develop your Estate Plan or if it is time for your existing plan to be re-viewed, speak with one of your trusted advisors or charities.

Not ready to change your will? Consider donating your RRSP, RRIF or TFSA instead

The Importance of a Plan

Make a Difference in the Lives that Follow

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

Your gift to Ronald McDonald House BC and Yukonwill provide safe, affordable accommodation and

support for 2,000 families with seriously ill childreneach year at our 73-bedroom House.

Contact us for information:604-736-2957

[email protected]

www.rmhbc.ca

Leave a Legacy for BC children and families

KeepingFamiliesClose

Your legacy. His life.

[email protected]

Give a second chance at a happy life… there is no bettergift you can give an animal in need. Include a gift in yourWill or designate a life insurance policy to the BC SPCA toset tails wagging!

Visit us today at spca.bc.ca/support or contact

Yolanda [email protected]

You canalways bethere for

them.

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W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N D7A D V E R T I S E M E N T

D R . M I T R A M A H A R A J, C H I E F O F S U R G E R Y, L A N G L E Y M E M O R I A L H O S P I TA L

In 1965, Doris McQuarrie moved to the Fraser Valley and with her close friend and business partner Frances Pendleton, bought a 4.4 acre farm in Langley.  Togeth-er, they built the modern and fully auto-mated “Henny Penny” poultry farm.  This enterprise drew national media attention because Doris and Frances were “women farmers”, a rarity of the times.

In her later years, Doris had numerous health concerns and she passed away peacefully at home.  Doris chose to re-member Langley Memorial Hospital in her will as a way to express her gratitude for the care and support she received dur-ing her life.  Doris’ legacy gift has made a meaningful difference—strengthening our hospital and improving the lives of

those who turn to us for care.One of the areas of the hospital to benefit

from Doris’ gift was our Surgical Depart-ment. Cutting-edge surgical equipment makes it possible for the surgeons at our hospital to perform procedures in more effective ways. With the advancement of technology, less invasive endoscopic surgeries can be performed. For our pa-tients, this means they will have smaller incisions, less risk of bleeding and post-operative infections, shortened recovery times, reduced pain after surgery, and shorter hospital stays. In short, patients are able to return to their regular lives much quicker after surgeries.

Surgical techniques are evolving every day. In order to provide our patients with the best possible care we need to keep pace with those advances in technology. We want every patient who walks through our doors to receive the best care possible.

The Impact of a Legacy Gift

It’s a common misconception that only wealthy people leave money to charity when they die. The reality is that most legacy gifts are made by ordinary, hardworking people who want to make a positive difference to their community after they’re gone.

The simple fact is without the generosity of these normal, everyday citizens, many of the charities we know and support would not be able to do their important work. In-cluding a legacy gift in your will can make a significant difference to your charity, your community and society. An estate gift is much more than a financial decision. It’s a personal statement about who you are, what you care about, and what your legacy will be.

Thank you, Doris, for providing us with the tools to ensure our patients receive the best care possible.

Dr. Mitra Maharaj P H O T O C R E D I T : K E E P S A K E P O RT R A I T S

An estate gift is much more than a financial decision. It’s a personal statement about who you are, what you care about, and what your legacy will be.

Make a Difference in the Lives that Follow

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

Your Will CanChange Liveswww.bhfoundation.ca

Let usshowyou how

Leaving a gift in your Will helps thousands of

women and newborns each year. With a legacy to

BC Women’s Hospital Foundation you transform

the lives of others for generations to come.

To make a donation or learn more:

bcwomensfoundation.orgJames Carruthers 604.875.2798

The difference you makecould be life itself

I SEE ANEIGHBOURHOODFESTIVAL THATBRINGS DIFFERENTCULTURESTOGETHER.

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D8 W E D N E S D AY, A P R I L 2 7, 2 0 1 6 VA N C O U V E R S U N A D V E R T I S E M E N T

J E S S I C A V E S T E R G A A R DF U N D R A I S I N G A N D E V E N T S C O O R D I N AT O R B R I T I S H C O L U M B I A S C H I Z O P H R E N I A S O C I E T Y

For over 25 years, Caroline Cook has been a dedicated supporter of families caring for loved ones with severe mental illness.

Her interest in philanthropy developed shortly after her daughter was diagnosed with schizo-phrenia. As a family, the Cooks were perplexed by the diagnosis and found little guidance or in-formation about the severity and impact of the illness. In an effort to find help for their daughter and for themselves, they reached out to the BC Schizophrenia Society (BCSS).

Caroline immediately joined a family support group through the BCSS Vancouver branch, and was able to find answers. She met other families who experienced similar challenges and was con-nected to resources in her community that would help her navigate the mental health system and obtain care for her loved one.

Caroline also learned that the illness was much more prevalent than she had thought, and of-ten met families that were affected in some way by severe mental illness. Due to the associated stigma, people were isolated and reluctant to speak out. She saw that changes were needed to develop funding for long-term projects such as public education, support and advocacy for family members and research.

This motivated Caroline to become involved with the fundraising committee at BCSS.

She was instrumental in establishing the soci-ety’s first planned giving program. This created a way for donors to leave a gift in their will for the future generation of families in need. In 1993, in order to unite fundraising with effective business practices and to build a high level of donor trust, Caroline started the BC Schizophrenia Society Foundation. This recognizes the stability and longevity that planned gifts can provide for a non-profit organization. Having advocated for the cause, Caroline made the decision to support BCSS by leaving a gift in her own will.

Through the BC Schizophrenia Society, planned givers like Caroline provide funding for support, education, advocacy and research. They raise the bar. They not only help their own families, but also have a huge impact on the lives of those suffering from severe mental illnesses such as schizophrenia.

Visit http:// bcssfoundation.blogspot.ca/ or contact the BC Schizophrenia Society at 604-270-7841 to learn more about the impact a legacy gift can have on families in need.

R EV. M A RYA N N E C O N N O RF O U N D E R P R E S I D E N T , N I G H T S H I F T S T R E E T M I N I S T R I E S S O C I E T Y

NightShift Street Ministries has given me the privilege to meet many amazing people. Hans Luk-ing is one of them.

Never have I met a more loving and generous man, one who lived life with overflowing joy and a mis-chievous twinkle in his eye.

Sadly, he lost his battle with can-cer three years ago, but not before leaving a huge impact on many lives.

Hans discovered the secret to a happy life. He was grateful and accepted the portion given to him, however challenging. He realized that there was always someone else who suffered more than him.

He generously supported Third World efforts, but also saw tremen-dous value in supporting the poor in our own back yard. Hans looked to NightShift for a way to give back in his own community. He saw peo-ple who were not as fortunate as him, who struggled with life’s chal-lenges and desperately needed love and a hand-up just like all of us do

from time to time. He left behind a family legacy

that supports NightShift’s vision in a tangible way and is a shining example of the transfer of wealth between generations. More spe-cifically, his ‘heart’ transfers. His family, children and grandchildren have joined our front-line serving teams many times in helping to provide food, clothing and much-needed love.

Hans was a humble man. He was never comfortable with receiving recognition for his giving. But I believe he would want to inspire other families to make the commit-ment like his family has to give to the poor for generations to come.

The Luking family has discov-ered that every hour you commit, every hug you give, every cheque you write, every act of service you make – big or small — makes a dif-ference, a shift in someone’s life. And it helps NightShift ease some of the burden of carrying out our programs and operations.

Hans, with a twinkle in my eye, I doff my hat to you and your big-hearted family! Generosity does beget generosity!

Make a Difference in the Lives that Follow

Generosity begets generosity

Planned gifts raise the bar for families living with severe mental illness

THESE STORIES WERE PROVIDED BY LEAVE A LEGACYTM FOR COMMERCIAL PURPOSES. POSTMEDIA HAD NO INVOLVEMENT IN THE CREATION OF THIS CONTENT.

Does disability touch your life?

THERE ARE A GROWING NUMBEROF CANADIANS WITH DISABILITIES –AND WE’RE NOT READY.The team at the Rick Hansen Foundation is championing andcreating programs to create universal accessibility in the build-ings and places where we all live, work and play.

Let’s build a world that’s accessible for everyone!

To learn more visithttp://www.rickhansen.com/Get-Involved

or call Renee Eatonat 1-800-213-2131 ext 1550.

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