what is a health fund preferred provider
TRANSCRIPT
All You Need to Know about Health Funds and your Dentist
Introduction to health funds and dentistry
Health funds or health insurance is a subscription based insurance that
can protect your dental and general health. You will usually pay
monthly and then receive benefits like:
• General appointment coverage
• X-rays
• Extractions
• And more
What is a preferred provider?
Your dentist will either be a preferred provider or a general provider. So what’s the difference?
• A preferred provider is in a business agreement with
your health insurance
• They will be forced to charge a specific amount with
fixed rebates
Do I need to see a ‘preferred provider’?
No there is no requirement to see a preferred provider
REMEMBER: There is NO difference in quality
Most dentists support more than one health fund.
Some Australian health funds or health insurance companies include:
• Bupa
• Mediabank Private
• HCF
• NIB
• Private Health
• And MANY more
What is HICAPS?
HICAPS is the technology used to
process your standard health fund
claim and it makes it easier on
everyone involved as you don’t have to
leave the practice to claim.
How do I find out if my dentist is a preferred partner or has HICAPS?
The easiest way is to just give them a call or
check their website.
Your dentist should always help you
when it comes to health insurance
information.
