what gives
TRANSCRIPT
WhatGivesTool for the Microfinance Institutions:
PREDICTION: Probability a loan will be funded on Kiva
ACTION: Tailor terms of loan to maximize funding success
!
*A product that Kiva is building internally
Collect 27000 loans Kiva API
2012-2013
Clean and visualize data. Select Features 26 features: loan terms,
borrower information, posting data
Implement Random Forest Algorithm
Collect 27000 loans Kiva API
2012-2013
Clean and visualize data. Select Features 26 features: loan terms,
borrower information, posting data
Implement Random Forest AlgorithmWhy Random Forest?"
!Better performance than logistic regression !Good for categorical and continuous data !Yields probabilities
Obtain 86% success rate on test set.
Explore
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Loan Amount Repayment Term Posted Month Gender
Top Features
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0.25
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0.75
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Month
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Sep Oc
tNov
Dec
Monthly Funding Probability