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penewation rates between difjerent types of insurers Standard —74% Hvhrid —4900 loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsusreader034viewer2022051919600b6937a579c671c41a801ahtml5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=west-virginia-insurance-commission-reportpdf-differences-in-automobile-physicalhtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: West Virginia Insurance Commission reportpdf · Differences in automobile physical damage market penewation rates between difjerent types of insurers Standard —74% Hvhrid —4900 loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsusreader034viewer2022051919600b6937a579c671c41a801ahtml5thumbnails3jpg width=140 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physical damage market penewation rates between difjerent types of insurers Standard —74% Hvhrid —4900 loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsusreader034viewer2022051919600b6937a579c671c41a801ahtml5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=west-virginia-insurance-commission-reportpdf-differences-in-automobile-physicalhtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: West Virginia Insurance Commission reportpdf · Differences in automobile physical damage market penewation rates between difjerent types of insurers Standard —74% Hvhrid —4900 loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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