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WellFirst Discount WellFirst Discount Plans Plans

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Page 1: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

WellFirst Discount PlansWellFirst Discount Plans

Page 2: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

What are WellFirst Discount Plans?

The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs in the nation to individuals, employers and their employees. By aggregating the purchasing power of hundreds of thousands of consumers nationwide, we enable our clients to take advantage of deeply discounted rates typically reserved only for insurance companies and Fortune 500 employers

Page 3: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

The Benefits of Discount Plans

Easy to use with no health restrictions

Use immediately and begin saving as soon as you receive your card

No paperwork, you pay the discounted amount at the time of your visit

Use the card as many times as needed

One membership for the whole family

Avoid unnecessary trips to the doctor

This is not insurance nor is it intended to replace insurance.You do not need insurance to purchase these plans.

Plans only available in CT, NY, NJ, MA, NH, OH, IL, and TX

Page 4: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

Flexible Enrollment Options

Two ways to enroll:

Voluntary Employee paid through payroll deduction (after-tax only) Monthly list bill - List bill can be via mail or email List Bill has a $50 monthly minimum Direct Bill is available

Employer paid

Page 5: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

Free Rx Card

Discounts range from 10% to 85% on most medications

Over 56,000 participating locations

This card can be used by you and your entire family

Simply present your membership card to a participating pharmacy with your prescription and receive a discount at the time of purchase

Cannot be used concurrently with an existing medical insurance plan

Page 6: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

WellFirst Discount Plans

Total Wellness ($11.95* a month) Chiropractic Care - Members save 30% to 50% at over 3,000 participating

Chiropractors nationwide Dental Care - This dental network provides members with discounts of 15% to 50%

on dental services at over 92,500 available dental practice locations nationwide Vision Care - Members save on eyeglasses, contacts, eye exams and surgical

procedures by utilizing a national network of providers Consult A Doctor - Offers 24/7 access to its proprietary nationwide network of U.S.

licensed physicians for telephone and secure e-mail medical consultations Pharmacy - The neighborhood pharmacy program assures members the lowest

price on prescription drugs, saving 10% to 85% on most prescriptions. Hearing Aids - Enjoy access to a variety of hearing aid discounts of 15% to 58% in

retail locations nationwide and discounts of 40% to 60% through the mail order program

VIP Health and Wellness - Save on retail vitamins and nutritional supplements as well as diabetic supplies and skin care products through preferred vendors

*A $3.95 one time, non-refundable application fee not included

Page 7: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

WellFirst Discount Plans

Personal Wellness ($12.95* a month) LifeLock - If you become a victim of identity theft while a member of LifeLock due to

a failure in their service, they will spend up to $1 million to cover the cost for lawyers, investigators, case manager, but not any direct losses as a result of the theft

Legal Care Direct - Plan attorneys will either charge $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater 

Financial Helpline - Financial Helpline members have free access to experienced, accredited financial counselors

Pet Care - With the Pet Care Savings Program there is a 25% discount at network veterinarians on most procedures, plus savings of 10% to 30% on pet products and services at participating merchants

Tax Help Line - Members of the Tax Help Line will have access to unlimited tax advice, prior year tax return review and free tax return preparation for forms 1040 EZ, 1040A and standard 1040

Cash Back Saver - Enjoy great deals, huge savings, and Cash Back when you shop at your favorite online stores

*A $3.95 one time, non-refundable application fee not included

Page 8: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

WellFirst Discount Plans

Simple Wellness ($9.95* a month) Consult A Doctor - Offers 24/7 access to its proprietary nationwide network of U.S.

licensed physicians for telephone and secure e-mail medical consultations Long Term Elder Care - Program is designed to provide assistance and support to

members dealing with the aging of their parents and family members Pet Care - With the Pet Care Savings Program there is a 25% discount at network

veterinarians on most procedures, plus savings of 10% to 30% on pet products and services at participating merchants

VIP Health and Wellness - Save on retail vitamins and nutritional supplements as well as diabetic supplies and skin care products

Hearing Aids - Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program

Pharmacy - The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 85% on most prescriptions

*A $3.95 one time, non-refundable application fee not included

Page 9: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

Implementation

Implementation Prior to enrollment, the following information will need to be provided to

WellFirst: Application for Group Number Employer Agreement for List Billing (Recommend first of the month

effective dates as monthly fees are not prorated) WellFirst will provide:

Group number Group specific marketing materials

For ease of enrollment, we have developed a computer program that allows us to enroll your employees electronically

Signed employee payroll deduction forms Employee contributions are made on an after tax basis Since each discount card requires a one time, non-refundable application fee of

$3.95* the employer will need to set up a pre-funded account to cover the one time fees.

*This fee must be paid by the employer in order to activate the card.

Page 10: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

Administration

Administration The pre-funded account needed to pay the one time application fee will be

debited at each enrollment, so the employer will need to continue funding once the account is depleted.

New Benefits will mail or e-mail a list bill on a monthly basis

Terminations need to be communicated to WellFirst via email prior to the last business day of the month in order for the group not to be billed for that month (billed in arrears)

Page 11: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs

Website

www.well1st.com

Complete information on every benefit included in all three plans for Simple Wellness, Total Wellness and Personal Wellness Packages

Website contains RX Pricing information

Links to help locate a provider near you

Internet pricing is higher, do not enroll online

Page 12: WellFirst Discount Plans. What are WellFirst Discount Plans?  The WellFirst Discount Plans offer one of the most extensive consumer-driven savings programs