WELFARE MEASURES available to

GDS employees

Pay and allowances• Time related continuity allowance ( TRCA)• increment• DA• Other allowance ( Office allowance, FSC, CMA,

CDA & CCA)

LEAVE• 20 days paid leave per year• Maternity leave for 3 months for female GDS

Other benefits

• Service discharge benefit scheme (SDBS) Ex-Gratia Gratuity – Rs.60,000/- Severance amount- Rs.60,000/-• Productivity linked bonus• Group insurance scheme

Immediate relief to the family of an employee who dies while in service

• If an GDS employee dies while in service, his family will be eligible for immediate monetary relief equal to two month’s Basic pay of the deceased Government servant subject to a maximum of Rs.7,000/-

• No formal application from the bereaved family is necessary.

• The advance should be adjusted within six months against the arrears of pay and allowances, death gratuity or any other payment due in respect of the deceased official.

Group Insurance Scheme

• Twin benefits- Insurance coverage and Savings30% -- Insurance Fund70% Savings Fund

• Rate of subscription & Amount of Insurance cover are determined for GDS is

Rate of subscription is Rs.50/-Insurance cover is Rs.50,000/-

Promotions

• To MSE/ MTS based on seniority cum fitness• Through competitive departmental

examination for • MTS/ Postman/ PAs

Incentive/ Commission

• 1% commission on new TD accounts• SB annual incentive @ 2%• RPLI policy procurement @ Rs. 2.50/1000 or

10 % of the annual premium collected• 1% on RPLI premium colection

Incentive/Commission for GDS

• For the deposits made under SB/TD schemes BPMs can earn Commission/Incentive

• For SB, Commission may be claimed for each financial year

• Rate of commission is 2% on net deposit• Procedure to calculate net deposit is shown in

next slide

Calculation of net deposit

• Deposits made from April to February should be taken

• Deposits made in March not to be counted• Withdrawals made from 1st April to 31st

March should be taken into account• Withdrawals made from A.O. should be taken

in to account

Calculation of net deposit

• Deposits made at A.O. should not be taken into account

• Amount of interest should not be treated as deposit

• 2% of the net deposit arrived as said above may be claimed as commission

• Claim should be preferred in the month of April every year

Payment of SB Commission

• The Commission bill may be forwarded to A.O.

• A.O. will verify and sanction the bill• Commission amount can be charged at BO

with separate head in BODA as “Payment of Commission to BPM”.

Rate of Commission - TD

Sl Type of A/c Rate of Commission

01 1 year TD ½%

02 2 & 3 years TD 1%

03 5 years TD 2%

Procedure to claim TD commission

• Claim may be preferred once in a month• Bill should be submitted to A.O. for the

accounts opened during the month on 1st of next month

• Accounts opened through agents are not eligible to claim commission

• No commission for TD re-deposits• Forward commission bill to A.O. duly invoiced

in BODA

Payment of TD Commission

• A.O. will verify and sanction the bill• Commission amount can be charged at BO with separate head in BODA as “Payment of Commission to BPM”.• The charged bill should be sent back to A.O.

Payment of TD Commission

• Need not wait up to the end of financial year to claim commission on TD deposits