welcome’to’the’europeanpaymentsummit4’aproven’track4record ... 2016/eps program...

Welcome to the EuropeanPaymentSummit -‐ a proven track-‐record of best content-‐driven program in the transac<on space.

For 15 years, EPS has been the most important event for payment professionals.

World-‐class networking with your key peers.

Sharpen your exper<se and build your professional network at the Plenary Mee<ngs, Round Table Luncheon, Lounge Breaks, Track Working Sessions, EPS-‐Dinner Party and via our professional Summit App!

Join EPS and connect with the right network of senior prac<<oners in payments who shape the industry.

Have you already registered?

08.00 Welcome & Registration - Breakfast

09.00 Welcome by Summit Chairman - Harry Smorenberg

09.05 Keynote Opening Vision on Trends & Disruptions in Payments and Transactionsby Gottfried Liebbrandt - CEO | SWIFT | Brussels

9.30 Plenary Panel: Change-Makers in Payments - Next Steps Ahead (Interactive discussion session)• PSD II – The implementation reality check • Access to Account• Instant Payments • API Strategies

Panelists:Helmut Wacket | Head of Division | Directorate General Payments & Market Infrastructure | ECB | FrankfurtGeoffroy Goffinet | Senior Retail Banking Expert | European Banking Authority | ParisPiet Mallekoote | CEO Dutch Payments Association | AmsterdamJohn Broxis | Managing Director MyBank | ParisGeorg Schardt | Payment Network AG - SOFORT | Gauting

Chair: Douwe Lycklama | CEO | Innopay | Amsterdam

10.30 Networking Break

11.00 Digital Bank - New Vision on Transaction Bankingby Wim Mijs - CEO | European Banking Federation

11.30 Blockchain Break-throughs: Sharing the latest case studies [ Panel Presentation ]

Panellists:Mark Buitenhek | Global Head Transaction Services | ING Bank | AmsterdamDr. Veronica Lange da Conceição | Global Head of Innovation | UBS

Chair: Dave Birch | Director | Consult Hyperion | London

12.15 Lunch

Room 1 Room 2 Room 3

13.30

Unlocking the True Value of Data for Payments and Finance• Applications of machine

learning • Challenging traditional

finance industry• Regulatory/ Privacy issues

Jane Zavalishina | CEO | Yandex Data Factory | Amsterdam

EU Regulatory Payments Update (interactive briefing session)• Re-shaping the payment

landscape in SEPA region• Pan-European instant

payment scheme• The re-emergence of

national debit schemes

Panellists:Geoffroy Goffinet | Snr Retail Banking Expert | EBA | ParisGijs Boudewijn | Chair Payment Systems Committee | EBF | Amsterdam

Chair: Ulf Geismar | Director | Edgar, Dunn & Company | Frankfurt

API developments… Getting ready for the next gen connection

EUROPEAN Payment Summit 2016 | Day 1 March 10th

A1 B1 C1


14.45

Biometrics Revealed: Revealing the truths and debugging the myths

• Real life examples of business integration

• Difference between different modalities

• Facing the distorted truths

Paul Burmester | CEO | ValidSoft | London

Total debrief on Cards

• Total value chain in cards• Changing consumer habits

and devices usage• New roles of market

parties/ intermediaries• Future positioning of

stakeholders

Chris Jones | Director | PSE Consulting | London

Social CommerceHype or here to stay?

Pending multi speaker panel


16.00

E-Payments in Europe: Are we ready to standardise?• 10 Year iDEAL success• MyBank and the European

Scale• Solutions and directions

Max Geerling | Executive Advisor e-Payments |Dutch Payments Association | AmsterdamJohn Broxis | Managing Director | MyBank | Paris

Faster Payments & Europe Why?Australia/ Asean/ EU

16.45Plenary closing topic:EPS selection of real disruptive Fintech Payments cases

Moderator:Antonia Imre | CEO | Invendor Ltd | BudapestDon Ginsel | Founder | Holland Fintech | Amsterdam

Fintech Cases: (pending - watch this space!)

18.15 Transportation for Dinner (buses)

18.45 Cocktails & Dinner @ SWIFT : “ 15 Years of EPS”

21.00 Transportation back to La Dolce


A2 B2 C2

A3 B3 C3


08.30 Welcome & Registration - Breakfast

09.30 Keynote by Javier Santamaría | Chairman | European Payments Council (EPC)

10.00 The Impact of Universal Access to BankingKeynote by Carol Realini | Co-Author of Financial Inclusion at the Bottom of the Pyramid | San Francisco


11.15 Mobile Digital Payments: the end for cards? New directions form a messy play fieldInteractive Panel Session

Joachim Brockmann | Chief Marketing Officer & Member of Executive Board | AirPlus International |FrankfurtThomas Harris | Head, European Commercial Products | MasterCardZilvinas Bareisis | Senior Analyst | Celent | London

12.00 Lunch

Room 1 Room 2 Room 3

13.15

Cybercrime & Payments- New fraud technologies &

prevention

Next Generation Identity Assurance

• How to use authentication as differentiator in an omnichannel world

• Key ingredients to a sound authentication strategy

• Roadmap towards realizing this strategy and the standards and technology that underpin it

• Live demo of omnichannel authentication (cases spanning online, mobile, branche and call center)

Hugo Löwinger | identity practice lead | Innopay | Amsterdam

14.00 Plenary Keynote Closing with top expertsE-Commerce: the next reality in transactions

Paul Alfing | Chairman of the e-Payments committee of E-commerce Europe

Rita Liu | Head of Alipay EMEA | Shanghai

14.45End of Program

A4 B4 C4

The Florin Award were created in 2010 to stimulate innovation in the transaction services industry by providing the nominees and the winners with substantial benefits to assist the promotion of their innovative products. This year, there are three 'Florins' to be won! The Florins 2016 are brought to you by European Payment Summit and The Paypers.

Award Categories• Best Blockchain Breakthrough Application • Best Customer Centric Excellence • Best Fraud Prevention Innovation

Call for CandidatesThe "Call for Candidates" for the Florins 2016 is now open and will close on 30 January 2016. For more information, visit www.europeanpaymentsummit.com

Introducing the EPS 2016 ProgramMAR.

10th

Harry SmorenbergCEO of Smorenberg Corporate Consultancy

Dear Delegate,

As Chairman I'd like to invite you to participate and enjoy our 15th edition of the EuropeanPaymentSummit 2016. Apart from a brief overview of our program, we offer you a detailed program insight. Key topics will be discussed in detail in our tracks of choice, where plenary keynote introductions will deepen your expertise on new strategic directions in the transaction space.

We are very happy to welcome great speakers and thought-leaders from Europe. A great meeting place for senior professionals and practitioners involved in (aspects of) payments, e-commerce, regulatory, security, legal, ICT and marketing.

Please join our 15th edition and experience top quality program, essential networking and steep learning!

Harry SmorenbergChairman

EUROPEAN Payment Summit 2016

Keynote 09:00 09:05

MAR.

10th

Gottfried Leibbrandt

Chief Executive Officer | SWIFT

Gottfried Leibbrandt became CEO of SWIFT in July 2012. He joined SWIFT in 2005 to focus on the development of the SWIFT2010 strategy. Upon completion of the strategy, he was appointed Head of Standards, and then in 2007 he was promoted to Head of Marketing. Gottfried was a key architect behind the SWIFT2015 strategy, which is now nearing its successful completion. Prior to joining SWIFT, Gottfried worked at McKinsey & Company for 18 years.


Vision on Trends & Disruptions in Payments and Transactions

Keynote 09:05 09:30

MAR.

10th

Piet Mallekoote

CEO | Dutch Payments Association

Speaker Bios

Helmut Wacket has a degree in Business Administration and has a broad background in central banking. Having joined the ECB in 1999 he has worked in different functions in the Directorate Market Infrastructures and Payments as well as in Market Operations. He has long experience in T2S as well as in the oversight of financial market infrastrucsrures and is now the Head of the Oversight Division in the Directorate Market Infrastructure and Payments.

Geoffroy Goffinet is a senior Retail Banking Expert at the European Banking Authority, a position he assumed in November 2014. He is particularly in charge of the upcoming initiatives for the regulation of retail payments such as the revised Payments Services Directive 2 (PSD2) and the Regulation on Interchange Fees (IFR).

After his study macro-economics at the Amsterdam University, Piet Mallekoote joined the Dutch Central Bank (DNB). He held several senior management positions in economic research, economic policy and payments. Mallekoote joined Currence, owner of the Dutch payment products, including iDEAL, in 2004. Since 2006 he is also CEO of the Dutch Payments Association.

John Broxis has been working in payments and banking systems since 1997 with Logica in London and Saudi Arabia.He moved to EBA CLEARING in 2002 to support the development and launch of STEP2, thepan-European ACH. In 2007, he became Director of STEP2 taking the platform through SEPA migration to be the largest clearing system in Europe, and one of the most sophisticated globally.In 2010, John created MyBank, a pan-European e-authorisation solution for online payments, which went live in 2013. In 2014, MyBank was moved to a separate company, PRETA S.A.S. with John as Managing Director.

Georg Schardt, Deputy CEO of SOFORT AG, joined SOFORT AG in 2009. Prior to this he was member of the Board of Conrad Electronic SE from 2000 to 2009. In this role he was responsible for the mail-order and e-commerce business. Together with his colleagues he developed SOFORT AG to one of the leading e-payment solutions in Europe with more than 30.000 merchants in 13 countries.

Douwe Lycklama is founding partner of Innopay (www.innopay.com) an independent consulting firm specialised in payments and transaction services. Douwe is thought leader in e-payments, e-invoicing, e-identity, m-payments, cards and SEPA, shaping breakthrough business and market innovations, standards and schemes. As such he actively contributes to strategic developments in this field, such as online payment scheme iDEAL and MyBank, identity Trust Framework ‘eRecognition’ and e-invoicing initiatives FinBox and Acceptemail. Innopay works for major international financial institutions, collaborative bodies, government and corporates.


Plenary PanelChange-Makers in Payments - Next Steps Ahead

Keynote 09:30 10:30

John Broxis

Managing Director | MyBank

Georg Schardt

Deputy CEO | SOFORT AG

Douwe Lycklama

Director and co-founder | Innopay

Helmut Wacket

Head of Oversight Division, DG Market Infrastructure and Payments European Central Bank

Geoffroy Goffinet

Senior Retail Banking Expert | European Banking Authority

MAR.

9th

Wim Mijs

Chief Executive of the European Banking Federation

Wim Mijs (1964) was appointed Chief Executive of the European Banking Federation in September 2014.

Between 2007 and 2014 Wim served as CEO of the Dutch banking association NVB. During this time he transformed the NVB into a modern industry association, positioning it as the keyrepresentative of the banking sector in the midst of the financial crisis.

Wim studied law at the University of Leiden in the Netherlands, specialising in European and International law. After his studies he worked for one year at the International Court of Arbitration at the Peace Palace in The Hague. In 1993 he joined ABN AMRO in Amsterdam before moving to Brussels to head up the bank’s EU liaison office. Wim moved back to TheHague in 2002 where he became the Head of Government Affairs for ABN AMRO.

Between 2011 and 2015 Wim served as Chairman of the International Banking Federation. From 2012 to 2014 he was Chairman of the Executive Committee of the EBF. From 2013 to2015 he was President of the Board of Euribor, now known as the European Money Market Institute.

Wim is married and has two children.


Digital Bank - New Vision on Transaction BankingKeynote

11:00 11:30

MAR.

10th

Speaker Bios

Mark Buitenhek (1966, Dutch nationality) joined ING in 1988 and is Global Head of Transaction Services, with overall responsibility for payments, cash management, trade finance, working capital solutions and commercial cards for Wholesale Banking. He has more than 25 years of international experience across retail and wholesale banking. Mark is also a member of ING’s Leadership Council and the Wholesale Banking Innovation Board. Additionally, he is head of the ING Payments Centre (across Wholesale Banking and Retail Banking).

He has led many strategic and change projects across ING’s Retail and Wholesale divisions. Recently, he supervised the complex SEPA migration process, the development and implementation of the omnichannel strategy for Wholesale Banking, the launch of predictive data analytics, and the repositioning of the trade finance business model.

David G.W. Birch is an internationally-recognised thought leader in digital money and digital identity. One of the 2014 “Power 50” in European digital financial services and a NextBank Fintech “titan”, in 2013 he was named one of WIRED magazine’s global top 15 favourite sources of news from the world of business and finance and was ranked the no.1 influencer in European emerging payments by Total Payments magazine.

Dave is a Director of Consult Hyperion, the technical and strategic consultancy that specialises in electronic transactions. Here he provides consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, governments bodies and international organisations including the Bill & Melinda Gates Foundation. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America.


Plenary PanelBlockchain Breakthroughs - Sharing the latest case studies

Keynote 11:30 12:15

Mark Buitenhek

Global Head Transaction Services | ING Bank

David BirchDirector of Consult Hyperion

MAR.

10th

Deep diving into global cases, we are planning a Interactive workshop for professionals to engage and discuss the developments of big data. What are the potential applications of machine learning for payments and finance?

These are the points for discussion:

• What are the potential applications of machine learning for payments and finance? Which solutions are already being implemented, and what are about to come soon and bring real disruption? (Discuss transaction risk management and fraud prevention, customer relationship management, scoring etc.)

• Where are the limits of these technologies? How to divide mathematics from magic? Data first, or – what are the requirements for successful project implementation? A realistic and concrete analyses for next steps implementation in your payments practice.

• How to include machine learning into business practice? What are the changes needed to happen in organizational culture, structure and managerial approach, in order to unlock the real value of machine learning?

• What are the barriers and challenges to implementation of predictive solutions? How does it affect such conservative industries as payments and finance, given the regulations and privacy concerns? Is it a blocker to the application of the new technologies? Will the traditional players be able to accommodate the change? Are we going to see a radical transformation of the industry?

Leading the panel discussion is Jane Zavalishina, Chief Executive Officer of a new Yandex business, called Yandex Data Factory. The mission of Yandex Data Factory is utilizing Yandex’s data processing and Machine Learning technologies and capabilities outside their core applications and markets. Before taking up the leadership of the company’s new business unit, Jane was serving as Chief Executive Officer of Yandex’s e-commerce payment service Yandex.Money, which she joined in 2005. Under Jane’s leadership Yandex.Money produced a major impact on the e-commerce industry of Russia; it became one of the strongest players on the country’s e-commerce market and one of the most recognized e-payment brands in this country.

Prior to becoming head of Yandex.Money, Jane served as Chief Product Officer at Yandex, having joined the company in 2000. During her time in this role, she strongly contributed to the company’s business success and helped to take Yandex to the leading position on the internet market in Russia, where the company gained popularity not only because of the quality of its search, but also because of a wide range of web-based products and services it offered to users.


Unlocking the True Value of Data forPayments and Finance

TRACK A1 13:3014:15

Jane Zavalishina

CEO | Yandex Data Factor and the board of directors of Yandex Money

How current regulatory developments in theSEPA region might re-shape the future payment landscape in Europe

MAR.

10th

Ulf Geismar

Director | Edgar, Dunn & Company

There are fundamental regulatory changes happening in the European payment service industry expressing the EU commission´s and EU regulator´s desire to reshape the European payment industry for years to come.

Main objectives are to increase pan-European competition and participation in the payments industry from banks and non-banks and at the same to provide for a level playing field by harmonizing consumer protection and the rights and obligations for payment providers and users.While the MIF regulation will strongly decrease the income stream generated by banks from card based payments in most markets, the upcoming implementation of PSD2 has the power to fundamentally change the role of non-banks in the payment space as well as the influence of merchants and consumers to influence the payment methods in use, also by fostering the use of ACH based payment methodsPushing the needle even further from card-based payments to ACH based payments, the European Retail Payment Board (ERPB) has adopted in late November, the EPC´s proposal for the development of a framework for a pan-European instant payment scheme.

Parallel to these developments, the European shareholders of VISA Europe sold the firm to VISA Inc. for a considerable amount of cash and future earn-out.

While this puts a considerable amount of cash to the more than 3,000 members of VISA Europe, mostly banks and payment firms, the sale will result in the pan-European card payment systems being controlled by American Express, MasterCard, and VISA Inc .

Will this be the end of creating a “third” European owned and operated payment scheme as desired by the European Commission and the ECB for many years? And will this strengthen domestic debit schemes, like IDEAL, GiroCard, Cartes Bancaire and others, and foster current European initiatives for the development of a pan-European instant payment infrastructure

Takeaways:• Do you see a European controlled, pan-European payment systems still

as a “necessity” or will a bank owned infrastructure together with a variety of regulated pan-European Payment Service Providers be better positioned to tackle the challenges of the digital payment revolution?

• Where do you see the major challenges in the transposition of PSD2 into national law, eg transposition of interchange caps, oversight on TPPs , surcharging,

• Have the European regulators been successful in forming future EU payments region or are they just trying to keep up with the digital payment revolution.

• How can the success of the current and upcoming regulatory changes be measured, and where do you already see need for improvement

• What will be the next regulatory challenges?• Will we see the IC caps for debit fall to 0%?• Will all commercial card payments fall within the MIF regulation?• Will there be a PSD3 ? How will it look?


TRACK B113:3014:15

Geoffroy Goffinet

Senior Retail Banking Expert | European Banking Authority

Gijs Boudewijn

ChairmanPayment Systems Committee of the European Banking Federation

Biometrics: Revealing the truths anddebugging the myths

MAR.

10th

Data breaches are at an all-time high. TalkTalk, Target, Sony and Anthem all examples of the scale and growing variety of vulnerable targets to be hit. Yet the worse is still yet to come.

No longer can businesses simply accept fraud losses as just another line on the balance sheet. Brand’s reputations are being damaged beyond repair. In response, today’s passwords and PINs have been proven wholly unfit for purpose. Customer experience is now king. As a result MasterCard, Visa, Apple, and a growing number of leading global banks and large enterprises are now deploying biometrics as the answer, to deliver stronger security and great user experience. In this track we discuss the merits of some of the modalities being deployed today, give real life examples of how businesses are to successfully integrating biometrics in their business, and debunk the myths that’s still remain in the market today. Paul Burmester, CEO of ValidSoft will be sharing his experience and insights in biometrics with key takeaways • Why are so many businesses now deploying biometrics?• What are the differences between the different modalities?• Real life examples of how businesses have successfully deployed

biometrics.• Why are many of the commonly held views on the industry in fact

untrue?

About Paul Burmester

With over 30 years’ experience in the technology industry, Paul still continues to be amazed & excited by the latest developments. Paul has driven 6 successful exits during his career & has focused on building up early stage privately funded technology businesses to the point of market success & profitable exit through IPO or acquisition.

The most recent of these being four in the mobile industry with SpinVox, a leading developer of “Speech to Text” technology being sold to Nuance for $103M; ViAir, the first company to develop real time mobile access to Exchange & Notes, was acquired by Visto for $65M; Paragon Software, the inventors of SyncML, was sold to Phone.com for $515M & Mobile Systems International, the leading designer of mobile networks, sold to Marconi for $618M. Currently based in London, Paul has lived & worked in various countries across Europe, Asia & the Americas


Paul Burmester CEO | ValidSoft

TRACK A214:4515:30

Total de-brief on CardsMAR.

10th

Chris Jones

Director | PSE Consulting

Chris Jones, Director, with over 16 years’ experience working for PSE Consulting and Accenture. Chris has worked across the telecoms and payments industry helping develop innovative product strategies. He has worked across Europe for major institutions assessing topics such as: mobile NFC payments, virtual prepaid products, mPOS, credit transfer payments at the POS, omni-channel transaction handling, and tablet based POS


TRACK B214:4515:30

E-Payments in Europe: Are we ready to standardise?

MAR.

10th

Max is a business expert in digital payments. Currently in the role of Executive Advisor at the Dutch Payments Association in the area of PSD2 / access-to-the-account and e-payments method iDEAL. He has a broad work background in cards payments and online / mobile payments, with prior experience in management positions and as a business consultant. Max holds a PhD in Computing Science from the University of Nijmegen.

John Broxis has been working in payments and banking systems since 1997 with Logica in London and Saudi Arabia.He moved to EBA CLEARING in 2002 to support the development and launch of STEP2, thepan-European ACH. In 2007, he became Director of STEP2 taking the platform through SEPA migration to be the largest clearing system in Europe, and one of the most sophisticated globally.In 2010, John created MyBank, a pan-European e-authorisation solution for online payments, which went live in 2013. In 2014, MyBank was moved to a separate company, PRETA S.A.S. with John as Managing Director.


TRACK A316:0016:45

Max Geerling

Executive Advisor e-Payments | Dutch Payments Association

John Broxis

Managing Director | MyBank

MAR.

10th

Don Ginsel

Founder | Holland Fintech

Speaker Bios

Antonia Imre is a serial entrepreneur / management advisor specialized in fintech and other high added value IT intensive verticals. She has gained experience in various positions at companies such as McKinsey&Co, Wizz Air, IBM Global Financing, and leading commercial banks. Antonia is a partner at Hungarian EPCA member eBIT since 2007 and runs startup and M&A advisory InVendor Ltd.

Don Ginsel is an Amsterdam based Entrepreneur and Investor in early stage startups and an expert in banking, M&A, investment management and strategy consulting. He is passionate about mentoring startup teams and helping them shape their business model, get connected to clients and get funded. Don founded several companies such as Holland FinTech, a membership organization that supports FinTech startups and the broader financial innovation ecosystem, Capital Waters, providing free standardised deal documents for investor and startups, and Principe Management, an early stage investment firm.


Plenary PanelEPS Selection of real disruptive FintechPayments Cases

Keynote 16:4517:45

Antonia Imre

CEO | Invendor Ltd

MAR.

11th

Carol Realini

Entrepreneur, CEO and Author at Realini & Co.

The conditions are now in place to transform financial services from its traditional state of “banking is a privilege” to Universal Access to banking. Communications has made that transformation; financial services can and should follow.

The key to success to this transformation is to make financial services accessible, simple, relevant and reliable. Harnessing new technologies and learning from around the world on what is already working is key. Universal Access will not only change the landscape of the industry (think disruption, new actors, big changes) - it will also enable all people to fully participate in the fast growing online economy. The future is here – it is just not evenly distributed. This keynote will expose the audience to innovations around the world which give us a view into the future which looks very different than the one we live in today.

Board Member, Serial Entrepreneur, Mobile Payments and Banking Pioneer, & Co-Author of Financial Inclusion at the Bottom of the Pyramid, Carol Realini is a successful Silicon Valley executive whose foresight and business acumen have changed the landscape of technology, and whose global vision is providing a better future for developing countries. In 2011, as a Technology Pioneer attending the World Economic Forum in Davos, she led discussions on alternative banking. She has been recognized as one of the 50 Top Women in Technology by Corporate Board Member magazine. Carol is a huge believer in the potential of mobile banking and payments to create financial inclusion—where everyone with a mobile phone has access to affordable financial services that empower their life and work


The Impact of Universal Access to Banking

Keynote 10:0010:30

MAR.

11th

Joachim V. Brockmann

Executive Director Marketing (CMO)

Speaker Bios

Joachim V. Brockmann (49) has been Executive Director Marketing (CMO) of AirPlus International since June 2015. He came to AirPlus in 2001 as Associate Director Strategic Business Development, then joined Cooperation Management. Brockmann transferred to Hong Kong as Executive Director Business Development Asia Pacific where from 2004 to 2006 he played an essential role in AirPlus’ entry into the Chinese market. Back in Germany, he assumed the position of Director Global Solutions where he developed AirPlus’ Global Reach strategy. Another station in Brockmann’s career at AirPlus was that of Director AirPlus Purchasing Card. From 2012 onward he worked in the Marketing Division as Director Strategic Marketing. Brockmann started his professional career in diverse marketing and sales functions at Goldwell and was Vice President Data Management at Deutsche Telekom AG.

Zilvinas Bareisis is a Senior Analyst at Celent, global research and advisory firm specialising in Financial Services. His research focuses on payments, covering a broad range of topics, from cards to digital payments to emerging technologies such as Blockchain. Zilvinas is a regular speaker, chairman, and panel moderator at the leading payments industry events and has been widely quoted in the press. He joined Celent from Oliver Wyman where as a management consultant he has been advising senior executives at the leading financial institutions around the world on strategic issues. Zilvinas has an MBA from Carnegie Mellon University and MSc in Applied Mathematics from Kaunas University of Technology.


Plenary PanelMobile Digital Payments: the end for cards?New directions from a messy playing field

Keynote 16:4517:45

Zilvinas Bareisis

Senior Analyst at Celent

Thomas Harris

Head of European Commercial Products | MasterCard

MAR.

11th

Paul Alfing MA

Chairman of the e-Payments committee of Ecommerce Europe

Speaker Bios

Paul Alfing MA is chairman of the e-Payments committee of Ecommerce Europe, the Brussels' based association representing 25.000+ companies selling products and/or services online to consumers in Europe. For Ecommerce Europe, Alfing is technical expert in the Euro Retail Payments Board, chaired by the European Central Bank, and member of the Scheme End-User Forum of the European Payments Council. Next to this is Alfing senior advisor Payments at Thuiswinkel.org, the association for the B2C e-commerce industry in The Netherlands. In this role, Alfing is secretary of the working committee payments of Thuiswinkel.org.

Ms. Rita Liu has been with Alipay for 5 years, in the first years she was responsible for partnerships with major Chinese banks. And then was one of the founding member of Alipay international business dept when it was established in 2012. She then since has been on different roles, responsible for business development and partnerships in various regions including Asia, U.S and Europe. Her recent role includes director of strategic partnerships in EMEA region, and has recently been promoted to be Head of Alipay EMEA, responsible for Alipay's business development in this region.


Plenary PanelE-Commerce: the next reality in transactions

Keynote 14:0014:45

Rita Liu

Head of Alipay EMEA

welcome’to’the’europeanpaymentsummit4’aproven’track4record ... 2016/eps program...

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