Welcome to Yale New Haven Health System! As a new employee, you can ensure you have the right combination of coverages to protect yourself financially from any unexpected expenses by enrolling in the voluntary plans available to you. These plans are offered at competitive rates, which could save you money compared to purchasing them on your own.

Make the most of your benefits.Call or go online to learn more. YNHHSVoluntaryBenefits.com 1-866-874-2837

Choice Auto and Home Program1

• Save on your auto, home and renter’s insurance • Comparison-shopping benefits, rates, and discounts from up to 5 top-rated carriers2

• Quick, real-time quotes – all from one phone call • 15% associate discounts that are typically lower than anything you can find on your own. • Additional discounts available

Enroll anytime throughout the year

Group Critical Illness Insurance • Pays a lump sum cash benefit of $15,000 or $30,000 • Your benefit is paid directly to you (unless otherwise assigned), and is in addition to your medical insurance • You’re guaranteed acceptance provided you enroll during the enrollment period • Coverage is portable, which means you can take it with you if you change jobs or retire (certain stipulations apply)

Enroll during your 31-day new hire period or annual enrollment

Auto and Home Insurance Program1

• Save on your auto, home and renters insurance

• Comparison-shop coverages, prices, and discounts from up to 5 top-rated carriers2

• Quick, real-time quotes – all from one phone call

• Employee discount of up to 15% which may be greater than anything you can find on your own

• Additional discounts available

Apply anytime throughout the year

Flip to the back for more

Group Hospital Indemnity Insurance • Pays a daily benefit amount of $100/day/hospital stay up to 31 days when an insured is admitted to a hospital and confined as an in-patient because of a covered accidental injury or covered sickness. • Paid in addition to your medical insurance • Flexibility to use the benefit money to address out-of-pocket- expenses, like transportation and meals for family members, help with child care, or lost income from missing work

Enroll during your 31-day new hire period or annual enrollment

Legal Plan• Address your covered legal situations with a network attorney

for legal help and representation with such matters as: – Wills and Estate Planning – Family Law Matters – Traffic Tickets (No DUI) and More!

• 100% paid-in-full coverage on attorney fees for covered legal matters when you work with a network attorney

Enroll during your 31-day new hire period or annual enrollment

1Home insurance is not available in FL from the carriers offered in this program and may not be part of MetLife Auto & Home’s benefit offering in MA.2Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts, and billing options are subject to state availability, individual qualifications, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.3Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions. Reimbursement options may not be available in all states.

Each carrier operates independently and is not responsible for the others’ financial obligations.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company. Met P&C®, MetCasSM, and MetGenSM, are licensed in MN. For certain insurance coverage, including MetLife Auto & Home insurance products, an employee does not enroll, but must apply. © 2021 MetLife Services and Solutions, LLC. L0619515873 [exp0522][AllStates][DC]

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6521, State of Domicile: Connecticut. In FL: Homeowners insurance is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2021 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX, coverage provided and underwritten by one or more of the following companies: Liberty Insurance Corporation, Liberty Lloyds of Texas Insurance Company, Liberty Mutual Fire Insurance Company, and Liberty County Mutual Insurance Company. Liberty Mutual Insurance products are not available through Mercer in California. Learn more about our privacy policy at libertymutual.com/privacy. ©2021 Liberty Mutual Insurance

Auto insurance is provided and serviced by Progressive Casualty Ins. Co. & its affiliates, Mayfield Village, OH, and in Texas by Progressive County Mutual Ins. Co., Austin, TX. Home and renters policies are provided and serviced by Progressive’s affiliates, American Strategic Insurance Corp. & its affiliates, St. Petersburg, FL and in Texas by ASI Lloyds, Dallas, TX. Progressive does not offer insurance premium payroll deduction.

Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2019); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2019). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2020 Nationwide.

Actual coverage, programs, services, discounts, and credits vary by state. Not all options and coverages are available in all states; terms and conditions apply. Coverage is provided and underwritten by Electric Insurance Company®, located at 75 Sam Fonzo Drive, Beverly, MA 01915. If there are discrepancies between this information and the policy, the terms of the policy apply. For additional information please contact Electric Insurance Company at 800.227.2757. © 2021 Electric Insurance Company.

The Aflac coverage described here is subject to plan limitations, exclusions, definitions, and provisions. For detailed information, please see the plan brochures, as this material is intended to provide general summaries of the coverage. Hospital Indemnity Insurance and Critical Illness Insurance are underwritten by Continental American Insurance Company, a proud member of the Aflac family. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. AGC2002655 EXP 11/21

MetLife Legal Plans. This document is intended to provide you with general information. It is not intended to provide, and should not be relied upon for, legal advice. If you require legal advice, please consult with your attorney. Program Offered and Administered by Mercer Health & Benefits Administration LLCIn CA d/b/a Mercer Health & Benefits Insurance Services LLC • AR Insurance License #100102691 CA Insurance License #0G3970993373 M6808 (1/21) Copyright 2021 Mercer LLC. All rights reserved.

Employee Perks• Get fantastic travel deals, entertainment

tickets, great gifts, fitness items and practical everyday necessities

• Shop 24/7, 365 days a year from work, home, or on your mobile device

• Enjoy thousands of new and updated discounts daily

• Create your own “Favorites” list• Search for discounts in your neighborhood• No membership fee

Enroll anytime throughout the year

Pet Insurance • Receive up to 90% reimbursement for each vet bill3

• Access to a 24-hour vetHelpline (a $150 value) for all members • Freedom to use your own vet for services (no networks) • Same price for pets of all ages • Get premium discounts for enrolling multiple pets

Enroll anytime throughout the year

Identity Protection • Full-service identity theft remediation, credit monitoring, dark web monitoring, and more • Pre-existing identity theft situations accepted with no additional fee • $1,000,000 identity theft insurance policy • Discounted employee pricing is $7.95 per month • Protect your entire family for only $13.95 per month

Enroll anytime throughout the year

Student Loan RefinancingRefinancing student debt to a lower interest rate allows employees to save money each month or pay off their student debt faster. • You and your family can receive a $200 cash bonus when refinancing• Leading protections including 24 months of hardship forbearance—32 months of academic deferment and forgiveness in the event of death or permanent disability• No origination fees, no application fees and no prepayment penalties

Enroll anytime throughout the year

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