welcome to the connecticut real estate investors … · the current real estate ... insert from the...

We're So Glad You Found Us. The CT REIA is the largest apartment owners and real

estate investors association in the Northeast. Our mission is to provide educational, networking, and business-to-business opportunities for entrepreneurs in the real estate

investment community. We're firmly committed to promoting a sound understanding of ethical investing principles and to help further develop our members' abilities.

Whether you are just starting out in real estate investing, or are working on your

hundredth investment property deal, the CT REIA can help you learn more, make more, and have more fun doing it. Our real estate investment coaches will teach you

about the most effective investing strategies for today's market. The current real estate market in Connecticut is presenting investors with many opportunities to profit and

expand their business. Let our coaches and expert trainers show you how.

Welcome To The Connecticut Real Estate Investors Association

Make Your Plan To Attend The # 1 Real Estate Education and Networking Event of the Year!

Thousands have attended, networked and empowered

their financial goals at this event over the past 8 years..

2

Page 3 Real Estate Starting Tips

Page 4 Getting Your Apartment Ready for Showing

Page 5-6-7 Flipping houses

Page 8 Avoid Top 10 Mistakes Made By Real Estate Investors

Page 9-10 Taking Smart Risk

Page 11-12 Rehabbing properties and managing contractors is a fast game.

Page 13 Should friends or family purchase rental property together?

Page 14 What CT REIA Members Are Saying …

Page 15 New England Real Estate Investors Conference and Tradeshow

The first real estate event that I

attended was the CT REIA Real

Estate Conference and

Tradeshow. That event opened

more doors than you can ever imagine! Fast

Forward...4-years later my partner and I own

1400+ apartments. Previously I was an art

teacher in Northwestern CT. My husband and I

have three children and we still live in

Northwestern, CT. We recently purchased our

dream home. “Thank You CT REIA” Sue

860.265.4414 WWW.CTREIA.COM

3

You must have noticed… America is on Sale….

The “Deals” have not been this great since 1991-1995!

1. Get involved with a real estate investors group

2. Organize your day… this will take time

3. Check your credit score…

4. Call your bank and find out how much of a loan you will qualify for.

5. Work with a local real estate agent if you are buying your first home…

6. Investors… Work with a seasoned agent that is affiliated with a real estate investors association.

7. You will need to build your team: Attorneys, Accountants, Contractors

8. Network, attend auctions, and learn about foreclosures, wholesaling, managing tenants, managing your time.

9. Be patient… No sane business will make you rich overnight, therefore you should learn to be patient and rational about your investment.

10. Learn the basics of investing in real estate: wholesaling, rehabbing, selling quickly, and holding for long-term at CT REIA events.

Real Estate Starting Tips


4

First impressions count! You want your renters to walk away with a

good impression. There are several easy, quick, and low-cost things you can do to increase

your chances of getting your apartment rented quickly.

If you are showing in the spring or summer, make sure the lawn and landscaping is looking

nice. Mowing the lawn, pruning and weeding cost very little, but can make a big difference

by making your property look like it is kept up and cared for. Most people assume that if

you take care of the yard, chances are, you take care of the building inside and out.

Making sure that there is no chipped paint can make a big difference too. If your house

was built before 1978, there is a federal law that requires the seller to complete a lead-

based paint disclosure statement.

Make sure the apartment is really clean before you show it. It‟s a simple step, and it can

make all the difference in the world. It‟s imperative to make the building/apartment look

as clean as possible. The bathroom, in particular, is an area where people seem to make

judgments, so make sure your bathrooms are spotless! Before showing the rental unit,

make sure the cleaning basics are covered.

Clean all furnishings and rooms – floors, walls, ceilings. Once again, it is especially

important that the bathroom and kitchen are spotless.

Re-paint and re-finish floors when necessary.

Take care of any insect or rodent infestations. Remove any mousetraps, glue-boards

or other pest-control devices, as they are sure to turn prospects off.

Make sure that the appliances and fixtures work. Repair leaky faucets and running toi-

lets, and check the unit for anything that might cause injury or violate health and safety

codes, such as a broken heater or leaking roof.

Consider updating old fixtures and appliances.

If the previous tenant left the place in good shape, you may not need to do much cleaning

before showing it to prospective tenants. To make this more likely, be sure to send out-

going tenants a move-out inspection form. Show the property to and accept applica-

tions from everyone who‟s interested.

Insert from the Connecticut Apartment Owners Manual

A DO-IT YOURSELF REFERENCE GUIDE to RULES, GUIDELINE, CT FORMS

AND MUCH MUCH MORE. [SOLD EXCLUSIVELY BY CT REIA]

Available on line at: www.CTREIA.com and www.AOACT.org.

Getting Your Apartment

Ready for Showing


5

Flipping houses

Flipping simply means buying a property and

reselling it quickly, as opposed to holding on to a

property long term as a rental. Flipping comes in

several varieties, most of which are legal and

profitable, some of which are not.

Flip Strategy #1: Buy, Fix and Flip

Let‟s start with the most common form - the good, old “fix „n flip”. This process involves

buying a property that needs work, fixing it up, then selling on the “retail” market, that is,

to a person who will live in the property. This method is tried and true, and works very

well. You can easily make $15k - $50k on one deal, depending on your market and how

good you are at finding bargains.

The danger in fix and flips is either paying too much or underestimating repairs. Be very

conservative in your fix-up costs and length of time it may take to resell. Also, make sure

you include in your analysis the cost of paying a real estate agent to sell the property.

Flip Strategy #2: Buy, Refi & Lease/Option

Rather than sell the fixed up property for all cash, sell for terms. Once you have

completed the rehab, refinance the property at its new appraised value. If you did the

math correctly, you should have little or no money in the deal. Sell the property on

a lease with option to buy. The rent payment from your tenant/buyer should cover your

mortgage payment (if not, consider an interest-only or adjustable rate loan that is fixed

for 3 years). When your tenant exercises his option to purchase, you reap a larger profit,

since you don‟t have to pay a broker‟s fee. If the tenant exercises his option after 12

months, you benefit from a lower capital gains tax rate.

Flip Strategy #3: Buy & Flip “As Is”

Don‟t like to do fix-up work? Consider selling the property “as is” as a light fixer upper. If

the local real estate market is hot, you should be able to sell the property in poor

condition just a little below market. This is especially the case with houses in

“transitioning” neighborhoods. Make sure, of course, that you acquire the property

sufficiently cheap enough that you can sell it below market quickly and still profit.

Page 1 of 3


http://www.legalwiz.com/morearticles/Seven_Ways_to_Flip_a_Property/products/leaseopt.htm

6

Flip Strategy #4: Wholesale

Strategy #1, the fix and flip, is very popular, which means there are a lot of inves-

tors looking for rehabs. You can buy the property cheap and sell it for just a few

thousand dollars more to another investor without doing any work. You won‟t make

nearly as much as the rehabber, but you will realize your profit quickly.

Flip Strategy #5: Pre-Construction

In very hot real estate markets, prices are appreciating as much as 2% per month.

If you time things right, you can put a contract on a pre-construction house or con-

dominium, then flip it to someone else when the development is complete. If it

takes 12 months for the development to be complete, and the condo price is

$500,000, you could make $100,000 or more in one year! Of course, the opposite

is also true - you could end up losing money if the local economy tanks and you

end up with a worthless condo that you can‟t sell for more than you paid. Use this

approach very carefully...

Flip Strategy #6: Scouting The Scout is an information gatherer, so not techni-

cally a property flipper. He is the “bird dog” who finds potential deals and sells the

information to other investors. Many people get started as a Scout for other inves-

tors because it does not take any cash or prior knowledge to look for distressed

properties. The Scout finds a property for sale, gathers the necessary information,

and then provides this information to investors for a fee. The fee will vary depend-

ing on the price of the property and the profit potential. The Scout can expect to

make five hundred to one thousand dollars each time he provides information that

leads to a purchase by another investor.

lip Strategy #7: Illegal Flipping OK, I am not advocating this approach, because

it is illegal. Illegal property-flipping schemes work as follows: unscrupulous inves-

tors buy cheap, run-down properties in mostly low-income neighborhoods. They do

shoddy renovations to the properties and sell them to unsophisticated buyers at in-

flated prices. In most cases, the investor, appraiser and mortgage broker conspire

by submitting fraudulent loan documents and a bogus appraisal. The end result is a

buyer that paid too much for a house and cannot afford the loan. Since many of

these loans are federally insured, the government authorities have investigated this

practice and arrested many of the parties involved. As a result, the public perceives

is flipping to be illegal.

Flipping houses Page 2 of 3


7

The Federal Housing Administration (FHA). The FHA has announced that it will extend its

“anti-flipping waiver” through December 31, 2011 in order to “accelerate the resale of foreclosed homes

in neighborhoods overrun with abandoned properties and blight.” David Stevens, FHA commissioner,

hopes that the continued waiver will help stabilize market conditions in areas that are currently teetering

on the edge of another downward slide due to a plethora of distressed, foreclosed and REO homes[1].

Under normal conditions, the FHA will not make loans on homes that are purchased and then resold in a

span of less than 90 days. Officially, the FHA has taken this stance in order to “discourage people from

buying properties, performing minimal or shoddy repairs, and reselling them at inflated prices”[2].The

anti-flipping waiver, which has been in place for a year already, has resulted in more than 21,000 sales

on homes that would have otherwise been ineligible for FHA loans according to FHA reports. While the

FHA does not actually lend money to home buyers, it does insure lenders against default on loans. With

the waiver in place, more lenders are likely to make loans on properties that have been purchased in the

last 90 days and are now being resold. Stevens believes that this will help FHA borrowers avoid “being

shut out from buying affordable properties” and to take advantages of homes that have recently been

renovated

Flipping house pg. 3 of 3


8

Avoid Top 10 Mistakes Made By

Real Estate Investors Real estate investment is perhaps one of the most lucrative forms of in-

vestment today. But it is also equally risk bound especially when one is not well

versed with the trends and nuances of the real estate market. So if you are con-

templating on investing in real estate, it is best to avoid costly mistakes in real estate investment espe-

cially when you invest your hard earned money into it. Knowing the most common mistakes made by

real estate investors helps one steer away from making such mistakes in the future and ensures good

return on investment.

Here are the top ten mistakes made by real estate investors, according to bankrate.com. Bank

rate has put together the top ten mistakes after speaking to established, full -time real estate inves-

tors and other professionals involved in real estate investment such as bankers. Read on to know them

and avoid them.

1. Not planning up ahead. Lack of a proper plan is the biggest mistake made by novice investors.

Finding a house after forming a proper investment strategy is the right way instead of looking for a

house to fit the plan. Many make the mistake of buying a house because it seems to be a good deal

and then trying to see how they can fit it into their plan. Instead of buying a house and thinking one

can plan in due course, investors should rather concentrate on the numbers and try to make offers on

multiple properties. This will ensure a good property that not only matches their investment mode but

also works out well with the numbers they had planned for.

2. To believe you can make money quickly. The second major mistake that real estate investors make

is to think it is very easy to get rich in real estate. This is only a myth and the reality is that investing

in real estate is a long term project.

3. Doing it single-handedly. For becoming a successful real estate investor one needs to build a team of

professionals who would assist the investor in his deals. This would ideally include a real estate agent,

an appraiser, a home inspector, a closing attorney and a lende.

4. Making excess payment. One another reason that investors in real estate goof up in their investment

is by paying too much for the properties they buy. Paying too much and locking up all the funds in the

erred property deal will leave you with no money to redeem yourself.

5. Leaving out the groundwork. Not doing your homework could be a costly mistake if you were a real

estate investor. Every field of business needs sufficient amount of homework to be done, and real estate

investment is no exception. Learn the fundamentals and then venture into investing in properties.

6. Throwing caution to the winds. Investors have to exercise a certain degree of caution and

take earnest efforts while making a deal. New investors often fail in this regard and sign a

deal without doing adequate research on the property.

7. Miscalculating money flow. Investors whose strategy is to buy, hold and rent properties

need to ensure sufficient cash flow for maintenance. Property managers could be expensive

and the owner has to incur more expenses such as mortgag, taxes, insurance, advertising

costs etc. Investors have to allocate their budget such that all these expenses are taken care

of, or end up having their asset turn into a liability.

8. Lowering the volume. A larger volume of deals or transactions helps in increasing the

profits by reducing the impacts of marginal deals.

9. Getting trapped in your own deal. Having more number of options at hand for the property

you buy is a wise strategy. This helps one to be prepared for fluctuations in the real estate

market. Plans to rent out the house could go awry when the rental market slumps. Having al-

ternative plans helps you cut down losses and tackle unexpected situations.

10. Making incorrect estimates. People who plan to rehab their house need to check if they

will still reap the benefits at double the time that they had estimated. This ensures they do

not miscalculate and lose money on the deal.

860.265.4414 WWW.CTREIA.COM 8

9

Taking Smart Risk

By Brian Tracy

All of life is a risk of some kind. Whenever you engage in any action where the outcome is uncer-

tain,

for any reason, you are taking a risk. You take a small risk when you drive to work or walk across

the street. You take a larger risk when you start a business or invest a sum of money. You take a

risk whenever you venture into the unknown, where your possibilities and probabilities cannot be

determined to an exact degree. From the time you get up in the morning until you go

to bed at night, and even when you are sleeping, you are facing risk to some degree.

The issue, then, is not whether or not you take risks. The issue is how skillful you are and,

therefore, how confident you are in taking the right risks for the right reasons in pursuit of the

right goals or objectives.

It is a fact that every great leap forward in human life begins with a giant step of faith into the

unknown. Men and women who accomplish wonderful things are invariably men and women of

great faith and confidence in themselves and their abilities. The better you become at analyzing

and assessing risk, and then avoiding as much of the risk as possible, the more competent and

more capable you will become, and the more successful you will be.

There are basically five types of risk for you to consider. The first type is the simplest. It is the

risk that is not yours to take. It is the decision that you do not have to make or the gamble that you

do not have to engage in. Every action has a consequence and often creates the need for further

actions, either to follow up on or to remedy what happened. Whenever you can delegate an act

entailing uncertainty, you can reduce your risk of losing time and money and can increase your

likelihood of long-term success.

The second type of risk is the risk that is unnecessary. You engage in an unnecessary risk when

you act precipitously, without sufficient information or without taking time to think it through

carefully in advance. Peter Drucker said, "Action without thinking is the cause of every

failure." Many of the mistakes that you have made have occurred because you acted without

thinking-that is, you acted without taking the time to minimize the risks involved.

The third type of risk is the risk that you can afford to take. Calling on a new prospect, following

up on a lead, and exploring a new opportunity all are risks that you can afford to take. In these cas-

es, the cost of failure is very low, while the rewards of success can be very great. Buying an

inexpensive product or service, trying a new restaurant, and going out with a new person all are

risks entailing uncertainty that you can afford to take because the down side is limited. Perhaps the

worst that could happen is that you would experience a little bruise to your ego.

Page 1 of 2


10

Many salespeople make the mistake of working on one very large prospect and gradually curtail-

ing their efforts to develop a series of smaller prospects. From everything that I've heard and

seen, whenever a salesperson does that, the large prospect always fails to materialize, and the

salesperson is left with empty hands and an empty pocketbook.

People in the world of investing talk about the importance of spreading one's risks. No individual

and no company should be dependent upon one or two people for their financial well-being. One

of the best ways to minimize risks is to develop alternatives to what you are currently doing. The

more alternatives you have, the lower your risk, and the higher your likelihood of success.

The fifth type of risk is the risk that you can't afford not to take. The down side may be costly,

but the up side is so exciting that it is very much worth taking a chance to go after it. If you are

working on a big prospect whose headquarters are a long way from your main office, it's certain-

ly a risk to travel all the way there and back several times, but it's a risk that you can't afford not

to take. If the prospect materializes, it can make a major difference to both you and your com-

pany.

Page 2 of 2

The fourth type of risk is the risk that you cannot afford to take. The consequences of making

a mistake would be too enormous. You cannot afford to bet your whole company or your whole

bankroll on a speculation of any kind. You cannot afford to commit all your resources to a single

project and have your entire success or failure hinge on the outcome of that project.


11

Rehabbing properties and managing

contractors is a fast game. If you can't figure out your head from your bottom, you will lose your shirt or worse yet your

shirt will be ripped off your back while rehabbing your first house. First and foremost we must

become experts at locating and prescreening contractors, quality mature adult contractors. If this

is done right, the probability of the rest of your rehabbing project being a success increases ten-

fold. When you work with competent people you are able to utilize your time and leverage your

ability while rehabbing.

To truly become an expert in real estate rehabbing one must have a reference point to every as-

pect of the house in order to manage the rehab effectively and efficiently. Having a reference

point to find out essential knowledge, terms and definitions, contractor management, and most

importantly labor and material cost will protect against bad and/or stupid decisions during the

course of your real estate rehabbing career. Remember, the goal for us as successful real estate

rehabbing investors is to understand and manage the rehab process, not to teach ourselves to

install toilets so that you can save $50 in labor on each job. That's right, by no means do I want

people to do work themselves, I want them to understand how to do the work so they can man-

age others to make them money.

Would Donald Trump be where he is today if he actually installed the toilets in his high rise de-

velopment projects so he could save on some $$$ on labor cost, of course not. Donald Trump is

smarter than that, so let's hope you are too.

You will not buy, renovate, and sell 100 properties a year by doing the job yourself to save a

couple of bucks. The more rehabs you can manage, (notice the key word manage) the more

money you will make. So let me ask you, do you want more money? Or do you want more work?

Obviously more money, it's all about working smarter not harder!

In my first year we bought and sold 30 properties; the second year we multiplied that by two,

plus some, and reached 70 projects. By our third year we had bought and sold 104 properties!!

What was the change you ask? The change occurred with the creation of systems, working

smarter not harder, understanding the three key components that we had to leverage in order to

meet out goals. Understanding the value of time, utilizing each decision on rehabbing to leverage

your money, and investing in continual education is the key to your real estate rehabbing suc-

cess.

Remember real estate investing is for anyone who is willing to learn, however, if you learn the

wrong strategies or focus on areas that do not make you money you will never make it. It's true,

the first million is always the hardest, after that it becomes easy to replicate the steps and deci-

sions that worked and avoid the ones that didn't work. Once we know where our time is best

spent, then every decision is optimized and your ROI (Return on Investment) is always high.

The first key component is time. If I hired an immature and inexperienced contractor then it

would inevitably cost me more time per project. The more time per project, the fewer projects I

could complete, the fewer completed projects translates into fewer dollars earned each year. I

don't know about you, but if I am going to be working, then I want each hour of my time to be

worth as much as possible. By understanding that I should not be installing a toilet, I took the

first step of respecting my time and more importantly increasing what I was worth per hour. This

is where our systematic approach took hold. If I could design a system for everything in the re-

hab process, and then outsource and/or manage this system, then I could create more time

throughout my day. This seems like common sense, yet look around and observe how many in-

vestors are getting dirty at their own job sites!

Page 1 of 2


12

Page 2 of 2

The second key component is to leverage money. By investing and leveraging your money in re-

habs, you can watch it grow exponentially. More importantly, if you are aware of the smart choic-

es on where to spend your money and how it will return to you on your rehabs then you can out-

lay one dollar in order to get two, three, four or even more in return. When we talk about in-

stalling overhead microwaves and standardizing dishwashers in all of your single family kitchens,

we know that those features will help sell your property in a shorter holding time while demanding

the top price in your marketplace.

We refer to houses as products, that's because our business is to provide the American Dream. I

want to be product conscious at every stage and in every market. I will not install granite counter

tops in my product that will only market for $169,000 once completed. This is not a smart choice

for my money. I do not want to put in four dollars in order to get one dollar in return. If you do

not pay attention to the after repaired value of the house you are renovating and proceed to over-

fix your property, then you will not be leveraging your money appropriately. Fix to your neighbor-

hood standards, and always ask yourself how much money this particular decision, material, or

feature will return in dollar value when you begin to market the house for sale. This is how you

effectively leverage your money on every decision you make in the rehab process.

Finally, the third component I want each and every one of you to utilize and leverage in your real

estate rehabbing career and specifically your rehab projects is knowledge. The knowledge that we

are providing to you throughout our teachings and throughout this article is to be leveraged. When

you manage and oversee your first contractor, you are leveraging this knowledge. When you iden-

tify specific materials, create, and standardized the scope of work I teach you to use and then

hand it off to a general contractor to implement and fulfill, you are leveraging this knowledge.

When you clearly explain the value of getting all the contractors vendors and materials delivered

to each job site, while also showing the contractor how much time he can save, you are leveraging

this knowledge. Finally, when showing the contractor that if he can save his time and complete

your job quicker, ultimately he makes more money, you are once again, leveraging this

knowledge.

There is a clear pattern for success. Leverage the information I share with you, implement the

systems, and begin to routinely take action and you will find that success and luck have nothing in

common. By leveraging the knowledge acquired from your investment in real estate education,

you will see that luck is not something that happens randomly but rather it's the acquisition of

knowledge, followed with proven and true systems that are put into motion with routine, con-

sistent action. Luck is merely when preparation meets opportunity! With that said, I wish each and

every one of you good luck in your real estate rehabbing endeavors. Paul Esajian is a regular

guest speaker at CT REIA.


13

Should friends or family

purchase rental property together?

It is not unusual, real estate lawyers and brokers say, for people to consider pooling resources

with friends or family members when buying property.

I try to advise people to stay away from partnering with friends or family, because more

times

then not, the relationship changes and not in a good way. With that in mind, if you are plan-

ning

on a partnership,

there are a few things I‟d recommend you do.

Questions to Discuss:

1. How you‟ll purchase the property

2. Who will make payments on the mortgage? Utilities?

3. How will you split up any monthly profits?

4. Who will manage the books?

5. Will you manage the property or will you hire a management company?

If there is NO management company

6. Who will be the point person for contact with the tenants?

7. Who will handle repairs or maintenance issues?

If there IS a management company

8. Who will be the point person with the manager?

9. How much can one person authorize or spend without the other partner‟s consent?

10. What happens if one partner dies? Is incapacitated?

11. If the property is sold, how will the profits (if any) be split?

Once you‟ve talked about these questions and have agreed upon the answers, you need to

have a sit

down with a real estate lawyer. Draft up a partnership agreement and be sure you are both

comfortable with EVERYTHING in it.

Inserts from the CT REIA Team Coaching Program


14

Last October, I bought a $30,000 2 bedroom, 1 bath condo in Hartford that is rented for $675 a

month. I put down $7,000 and got owner financing for the rest at 4% interest, 30 year amortization, 3

1/2 year balloon. This condo cash flows $350 per month after PITI. The cash on cash return is over

50%. The cash on cash return is great. I feel more confident now. The knowledge I gained through

the coaching class enabled me to do this deal. I'd recommend the CT REIA coaching course to everyone.

Thanks Wai CT REIA Team Coaching Student

Thanks... yes, I did go to all of the sessions of the New Investors workshop. I found them to be very

helpful in bringing things together for me as far as information that I picked up in other courses. It was

not only the information that was useful, but also being there with others who were also just starting

out. It was valuable in that you challenged us to take action - I realized that just taking small steps will

lead you to where you want to go if you are consistent. There was something about being in that class

that made me realize, "I can really do this." Without that conviction, no matter how good the infor-

mation you have, nothing will happen. The relaxed, non-intimidating atmosphere certainly contributed

to a feeling of confidence that I did not have before. Because of this class, I decided to take action

which led to the call from the woman with the house in Naugatuck. Whether anything will come of this

I don't know, but I do know that this is the first time I ever spoke to a motivated seller. In the past,

I would not have had the nerve to even return her call... Thanks to you and Joanne and Lou... you guys

are the BEST. It is so obvious that you sincerely want to help others be successful. That means every-

thing. We are lucky to have you - I mean that Sincerely! L. Brown CT REIA Member

Wow. I'm so impressed with this organization. I attended my first meeting on July 16th, with the

anticipation of maybe 50 or so people in attendance. I'm guessing there was at least 300. Standing

room only. Where have I been? I've been too busy attending those high priced seminars. I made sever-

al very good contacts, the vendors were very helpful, the speaker had a wealth of information and the

staff was very helpful with my membership. If you have not joined, what are you waiting for?

your future is at risk. Carrie Cyr CT REIA Member

I just wanted to say I really LOVED the Mastermind meeting last night. It was both inspiring and

informative for me. It was great to be able hear other people's stories and situations. Great to meet

new people doing the same thing as myself. Thanks again to you, my biggest source of information and

inspiration. Talk to you soon. Mike Fennell CT REIA Member

I attended my first CT REIA meeting 3 1/2 years ago and I have seen the likes of CT Homes, the Flip

this House guys and many others that have moved on to the likes that I wanted to go. Time was a seri-

ous issue for me as I was between jobs, and kids and family seems to take up all of my spare time.

However after attending several CT REIA meetings I found that I really could make the time. Today I

maintain a part-time job, my wife got involved and we now have a total of 18 apartments

that we have updated and improved our neighborhood. I see CT REIA as helping change our city landscape. We are

providing better housing in our city one neighborhood at a time N. Garcia CT REIA Member

My husband and I recently decided to enter the exciting field of Real Estate Investing. Having stum-

bled upon one of CT REIA's monthly meeting notices online, we attended. It didn't take us long to real-

ize the value of the organization. Filled with assorted events (Rehabbed Property walk thru's, Women

Real Estate Investors Group dinners), regular meetings (Deal or No Deal, Apartment Investing, Tax Re-

duction Strategies), teleseminars (How to buy a house for the price of a car) and weekend workshops

(Wholesale and Pre-Foreclosure and the Annual Investor's Retreat), I can't imagine trying to learn the

ins and outs of this industry without them. The amount of time they've saved us is invaluable and the

networking opportunities afforded us priceless. (We met our money lender and window supplier at a

monthly meeting.) Imagine being in a room with a bunch of like minded folks at all stages of their busi-

ness development; it's truly energizing. The caliber of speakers is impressive. Linda & Dave Packard

Davlin Homes. Guilford, CT

What CT REIA Members Are Saying


15

The # 1 Real Estate Education

-and– Networking Event of the Year!

Thousands have attended, networked and empowered their finan-cial goals at this event over the past 8 years…

Will you be one them this year?

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