Welcome to the

3-YEAR PROGRAM!

The State of Financial Literacy Reality Check

45% of college students are in credit card debt, the average balance being $3,000.

University administrators state that they lose more students to credit card debt than to academic failure.

The number of 18-24 year olds declaring bankruptcy has increased by 96% in 10 years.

In 2002, more people filed for bankruptcy than graduated from college.

Which are you?When it comes to managing money,

there are three types of people…

$ People Who Just Get By

$ The Big Spenders

$ People Who “Get It”

FA MissionThe mission of the Finance Academy is to

ensure students “get it!”

Students will graduate from high school with a strong understanding of financial literacy that will help them both in their

personal and professional lives.

Program Highlights

Three-Year Program Students will apply Freshman year Cohort Group Networking at Advisory Board Meetings Ropes Adventure Course Financial Literacy Certifications Junior Achievement Integration Bank Tours Stock Market Challenges Senior Trip to Chicago

FA MANDATORYCourse Requirements

Course Year UnitApplication & Selection 9th Grade N/A

Banking & Credit - FA 10th Grade .5

Accounting - FA 11th Grade 1

Mandatory Internship(Unpaid) 11th / 12th Grade .5

Financial Planning – FA 12th Grade .5

BEEP - FA 12th Grade .5

10th Grade Ropes Experience

College Credit Opportunities

BEEP / College Success SkillsAdvance Studies – 3 ECC Credits

Financial Planning Advance Studies – 3 ECC Credits

Bryant and StrattonSaturday morning class at Bryant and Stratton during your Junior and/or Senior year. Free just buy the book! (ex. Web Design and/or Marketing)

A Finance Academy Partnership

Meridia has partnered with Hamburg High School to build a

student-run credit union in the foyer.

HHS Student Credit UnionHighlights

Mr. Mike Hoffman, Meridia CEO This can count as your internship! Mrs. Lawrence is the Internship Coordinator of the

building! Mrs. Bolin is the liason for the credit union. Location Services Offered

Deposits Only ATM Machine

Operations – 100% student run Purpose

For students of the building to gain financial literacy skills Open checking / savings accounts Begin to save…prom accounts, Christmas accounts

Meridia Student PositionsSophomore Positions Available: Assistant Manager Tellers Marketing Team

These interviews will take place throughout this semester

Interested candidates must be willing to give up lunch and/or study hall during open periods (lunches)

Credit Union to officially opens towards the end of September

Banking & Credit- FAWhat to Expect? Internship Preparation & Training

Career Planning Workplace Skills and Employee Characteristics Professionalism

Creating a budget: income & expenses Banking products & services Credit Complete a banking research project Ropes Course, Local Bank Tour Networking / Wardrobe Wednesdays Junior Achievement Integration Fundraising Meridia Credit Union Internship

But I don’t want to be a “Business” person…

Everything is “Business!” FA teaches employability Avoid future financial pitfalls Be smart with your money Earn college credit Build your resume with credentials only

available to Finance Academy students! Build lasting friendships!

High Expectations

All Business Teachers

will have an active role

in the Finance Academy Mrs. LawrenceMrs. Sampson

Mrs. Bolin

You and your parents must sign the contract!