welcome to bwc tina kielmeyer, chief, customer services division abe tarawneh, ph.d, superintendent,...
TRANSCRIPT
![Page 1: Welcome to BWC Tina Kielmeyer, Chief, Customer Services Division Abe Tarawneh, Ph.D, Superintendent, DSH](https://reader035.vdocuments.us/reader035/viewer/2022081519/56649c9c5503460f9495b42a/html5/thumbnails/1.jpg)
Welcome to BWC
Tina Kielmeyer, Chief, Customer Services Division
Abe Tarawneh, Ph.D, Superintendent, DSH
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April 8, 2010 2
Drug-Free Safety Program (DFSP)
Effective July 1, 2010!
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April 8, 2010 3
Key points
o Wider reaching and with expanded benefits
o Benefits not limited to five years•Simpler and easier to implement: one program with two levels, Basic and Advanced•Streamlined application process
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April 8, 2010 4
Key points
o Effective with measurable results• Streamlined safety components• Better reporting data• Continuous measurement and evaluation
o Actuarially sound
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April 8, 2010 5
Key points
o Unlimited years of participationo Continuous participation not requiredo Better reporting datao Online safety reviewo Online accident-analysis training
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April 8, 2010 6
Summary of benefits
o Benefit levels• Basic – 4% discount• Advanced – 7% discount
o Group-experience rated – 3% discount up to max group credit – Advanced only
o Reduced education and training
o Drug-Free grants program redesigned
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April 8, 2010 7
DFSP program elements oSafety processesoWritten DFSP policyoEmployee educationoSupervisor trainingoAlcohol and other drug testingoEmployee assistance
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DFSP: Required elements
DFWP/DF-EZ: Required elements
Safetyo Safety reviewo Accident-analysis training o Accident reporting o Safety action plan –
Advanced
Written DFSP policy
Safetyo Variety of steps from the
10-Step Business Plan for Safety depending upon program level and whether DWSP or DF-EZ
Written DFWP policy
April 8, 2010 8
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April 8, 2010 9
DFSP: Required elements
DFWP/DF-EZ: Required elements
Employee educationo One hour initiallyo One-hour annual refresher
Supervisor trainingo Two hours initiallyo One-hour annual refresher
Employee education
o DFWP: Two hours annuallyo DF-EZ: One hour annually
Supervisor training
o DFWP: Four hours initially Two-hour annual refresher
o DF-EZ: Two hours initiallyOne-hour annual refresher
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DFSP: Required elements
DFWP/DF-EZ: Required elements
Alcohol/other drug testing
o Basic• Pre-employment/new hire• Reasonable suspicion• Post accident• Return to duty• Follow up
o Advanced: Basic plus random drug testing of at least 15%
Alcohol/other drug testing
o Level 1: Same as DFSP Basic
o Levels 2 & 3: Level 1 plus • Level 2 – Random drug
testing at 10% • Level 3 – Random drug
testing at 25%
April 8, 2010 10
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DFSP: Required elements
DF-EZ: Required elements
Employee assistance
Basico Provide list of community
resources
o May terminate on first positive
Employee assistance
DF-EZo Levels 1, 2, 3: Provide list of local
community helping resources
o May terminate on first positive
April 8, 2010 11
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April 8, 2010 12
DFSP: Required Elements
DFWP: Required Elements
Employee assistance
Advanced
o Provide for assessment, no termination on first positive test
o Exceptions articulated in BWC policy (case-by-case consideration)
Employee assistance
DFWP
o Level 1: List of helping resources
o Level 2: Add referral for an assessment
o Level 3: Add health care coverage with chemical dependency counseling
o Levels 2 and 3: No termination on first positive, exceptions exist
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Details
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Compatibility
When participating in another BWC rating plan, can employer stack DFSP discount on top of other program benefit?
April 8, 2010 14
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April 8, 2010 15
Compatibility
YES
o Group-experience rating and Advanced level of DFSP (additional 3%, but may not exceed cap)
o Safety council
o Salary continuation (claims with DOI prior to Jan. 1, 2011 can continue to have salary continuation paid AND be eligible for DFSP discount)
o Small deductible
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April 8, 2010 16
Compatibility
NO
o100-percent Experience Modifier cap
o$15,000 medical only
oGroup-experience rating and Basic level of DFSP
oGroup-retrospective rating
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April 8, 2010 17
Compatibility
NO
oLarge deductible
oOne claim
oPaid-loss retrospective rating
oSalary continuation (if applied to claims with dates of injury on or after Jan. 1, 2011)
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Written DFSP policy
o BWC provides outline rather than a sample policy. • Avoids liability • Avoids copying
o Employers now customize policy to operations.
o There is strong support from external and internal parties.
April 8, 2010 18
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April 8, 2010 19
Employee education
oBWC stipulates required content.• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.
oEmployers have a range of educational options.
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Supervisor training
o BWC requires the content.• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.
o There are a number of options for supervisor training. • There are liability issues to consider.
o BWC offers online accident-analysis training for supervisors.
April 8, 2010 20
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Alcohol and other drug testing
o Same testing is required as for DFWP/DF-EZ.
o Accident analysis determines cause or contribution.
o Employer “generally” pays for cost of testing.
o Federal testing model:• Split specimen not required on a pre-employment
drug test.
April 8, 2010 21
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April 8, 2010 22
Alcohol and other drug testing Post-accident testing not required when all of
the following occur:
o Injury is minor even if off-site medical attention required;
o No violation of work rules;
o Injury is normal to employee’s job functions;
o Accident analysis shows no reasonable suspicion.
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Alcohol and other drug testing No changes
oRebuttable presumption (HB223)
o State construction drug-free mandate (Sec. 153.03 ORC)
o Public employers variances per constitutional constraints (pre-employment, new-hire, post-accident tests)
oMay choose to test for additional drugsApril 8, 2010 23
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April 8, 2010 24
Employee assistance oRequired commitment to employee health and
wellness
oEncouraged to offer highest assistance possible
oCompile list of helping resources
oAdvanced-level – Pre-arranged relationship with assistance professional to facilitate assessment referral
oTermination issues
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April 8, 2010 25
Changes to federal testing
o As of Oct. 1, 2010:• Six-panel drug screen;• Ecstasy/MDMA added;• Adds six-acetylmorphine (6-AM) test; o Verifies heroin.
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April 8, 2010 26
Changes to federal testing
o Lower cut-off level – preliminary and confirmation• Cocaine• Amphetamines
o New chain-of-custody form
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Additional benefits
oAccident reduction makes employers attractive to group.
oPreventing accidents helps retain group rating.
oLong-range benefits include lower EM.
oCommunity benefits from a more employable work force.
April 8, 201027