weekend balita april 9, 2016

40, was arrested by special agents of the Internal Revenue Services (IRS) Criminal Investigation and the US Treasury Inspector General for Tax Administration.

Cabuhat was charged with wire fraud, aggravated identity theft and “structuring fi nancial transactions to evade reporting requirements,” according to the US Department of Justice.

“Corrupt tax return preparers harm their clients, other taxpayers and the United States government,”

said United States Attorney Eileen M. Decker in a statement. “Mr. Cab-uhat’s clients entrusted him with an important duty that we all have at this time of year, and he abused that fundamental trust.”

Cabuhat is part-owner of Vision-Qwest Resource Group Inc., which operates VisionQwest Accountancy Group and Icon Tax Group Inc., both located in Glendale, California.

According to a 36-page affi davit, Cabuhat has defrauded clients by

VOL. XXIII, NO. 10 LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS April 9 - 15, 2016

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MANILA, Apr 7 (Mabuhay) – Presidential can-didate Davao City Mayor Rodrigo Duterte can only solve criminality in the country within six months if he would declare martial law, Senate Minority Leader Juan Ponce Enrile said on Thursday.

“He’s a good friend of mine, si Digong (Duterte’s nickname) and I must publicly thank him for hav-ing supported me in all my political battles,” Enrile said during a weekly forum at the Senate.

“But I can’t make a promise that I’ll be able to solve criminality in such a short period unless he will mobilize the entire organization including the police and the NBI (National Bureau of Investigation) and declare martial law then I believe him, if he’s going to declare martial law. My God, he’s only human being.”

Enrile said he has doubts whether Duterte could fulfi ll this promise once he gets elected president in the upcoming May elections.

“We’re talking of capability to do something. I don’t know, Members of different militant groups troop to the Philippine National Police headquarters in Camp Crame, Quezon City on Wednesday. The protesters condemned the bloody dispersal of drought-hit farmers and their supporters in Kidapawan, Cotabato province last Friday.(MNS photo)

MANILA, Apr 7 (Mabuhay) -- Filipino politicians named in the so-called “Panama Papers” must explain and should be held accountable if found to have committed any wrongdoing, vice presidential bet Francis “Chiz” Escudero said on Thursday.

The “Panama Papers” reportedly detailed transactions by a Panama-nian legal company showing an insider’s view of the massive offshore wealth of prominent politicians and public fi gures in different parts of the world, including offi cials from the Philippines.

“If a Filipino politician is named in the Panama Papers, he or she should be held accountable if he or she committed any wrongdoing,” Escudero said in a statement.

By Ferdinand G. PatinioMANILA, April 7 (PNA) -- The

Commission on Elections (Comelec) is ready for the conduct of the over-seas absentee voting (OAV) for Fili-pinos abroad, which is set to start on Saturday, April 9.

“All systems go for oversees ab-sentee voting,” said the head of the Comelec – Offi ce for Overseas Voting (OFOV) in a text message.

ENRILE: MARTIAL LAW NEEDEDFormer defense minister who served under dictator Marcos says martial rule will solve crimes in 6 months

Alleged Pacquiao ‘taxman’ arrested on fraud charges

One-month absentee voting overseas starts Saturday

Chiz: Filipino politicians in Panama papers must explainErap’s son Sen. JV Estrada, Imee Marcos and sons among those leaked

Michael Joseph Calalang Cabuhat

See ABSENTEE, page 8See PANAMA, page 8

Nimfa U. RuedaLOS ANGELES—A former tax

accountant of world boxing cham-pion Manny Pacquiao was arrested Thursday for pocketing his clients’ tax refunds, among other charges of fraud.

Michael Joseph Calalang Cabuhat,

2 Weekend Balita, Sat.-Fri., April 9 - 15, 2016 BalitaVisit www.Balita.com

By Joy MarinoRUMBEATS generated by the Sinulog Drum Corps aptly depicted the mood at the Mactan International Airport as we disembarked from the Philippine Air

Lines’ (PAL) Air Bus 340-300. Dancers wearing sparkling gold costumes recreated a traditional dance to honor the Pit Senor (Child Jesus). And each of us from the US media familiarization tour group, led by PAL-LA Senior Account Manager Maricel Wall and LA based Shangri-la Sales Di-rector Eldridge Mayor-Parry, got handcrafted leis around our necks.

Region VII Director of Tourism Rowena Lu Y. Monte-cillo was joined by her staff and Filipiniana-dressed PAL

staff in welcoming us, the fi rst batch of passengers to have ever fl ew directly from Los Angeles to Cebu.

DOT-LA Director Richmond Jimenez,on his message during the inaugural send off in LAX said, the LAX-Cebu would make it easier to access one of the Philippines’ famous tourist hubs which is a nice “jump off point to the region’s dive sites, beaches and world the renowned Cebu lechon.”

Fittingly, before the dreaded jet lag could set in, we were ushered to a fi ve-star accommodation at the 13-hectare Shangri-la Resort and Spa.

The seaside resort is a perfect venue for all types of occasions; ranging from intimate dinners to bigger and more elaborate gatherings as weddings and banquets.

A two-story high playroom would certainly give children enough space to be on their own. An array of activities that include parasail-ing, zip lining, jogging, fi sh feeding, snorkeling and jet skiing awaits one at the hotel grounds and the adjacent beach. Shangri-la Mactan holds the distinction as the #1 family friendly hotel in the country and is #11 in that category in Asia.

Cassandra Cuevas, the hotel’s communications director, said Shangri-la is the darling of local environmental groups for being “best in corporate social responsibility.”

Among the initiatives that earned the hotel accolades were its suc-cessful operation of environment-friendly bottling and desalination plants and sewage treatment plant.

It also has a marine sanctuary that nurtures damselfi sh and other sea crea-tures that also include rescued turtles.

The City of Cebu gave Shangri-la stewardship rights for its conservation efforts.

Shangri-la takes pride in having two in-house marine biologists who are at the heart of their “Scubasurero” project to protect and develop the sea sanctu-ary off the coast of Mactan.

Under the project, teams of divers conduct regular cleaning of the sea bed and create their own “plots” to grow their corals. “This is in addition to on-going coral plantation,” according to Shangri-la’s LA based Sales Director Eldridge Mayor-Parry.

Director of Sales and Marketing Albert Lafuente mentioned that the pro-tection and preservation of environment is vital not only for the hotel industry but for the entire tourism industry in the Philippines.

Experiencing Shangri-la from within its lavishly designed interior (halls and function rooms) is certainly worth an entry to one’s diary of unforgetta-bles. The room designs are certain to make one feel comfortable enough to get a touch of home yet remain in constant awe to the array of splendidness.

And Shangri-la strives to nourish its guests with locally-sourced food which could start with a sip of cup of hot chocolate made from our very own cacao to the smooth silky , sweet and juicy cebu mango.

The company and warmth of Shangri-la general manager Rene D. Egle made those meal times even more enjoyable for the Los Angeles contingent.

Forgive me for sounding cliché, but really, nothing beats the warmth of Filipino hospitality in every person who works at the Shangri-la.

For sure, most of us know that Shangri-la means an imaginary remote par-adise. Well, I guess some clichés are not outrightly awful to hear --- as when I say that Shangri-la is living up to its name, I’m sure many would agree.

Shangri-la is Mactan’s pride

D

Region VII DOT Director Rowena Montecillo , Staff and the US Media Fam Tour Group

(Top) Shangri-la’s Director of Communications Cassandra Cuevas. PAL-LA Sr Account Manager Maricel Wall, Shangri-la’s Director of Sales and Marketing Albert LaFuente, LA Shangri-la’s Director of Sales Eldridge Mayor-Parry. Photos by: JOY MARINO, JB ADKINS, VALERIE WILSON, VINCE SAMSON and IRWIN CHEE.

Shangri-la Mactan Resort and Spa General Manager Rene D. Egle (center), executives and staff.

3Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 9 - 15, 2016

MANILA, Apr 7 (Mabuhay) – The Philippines and Monaco on Thurs-day agreed to further expand their cooperation particularly in the areas of economic, scientifi c, humanitari-an and disaster risk reduction and management partnership and envi-ronmental protection.

The Framework Agreement for Cooperation was signed by Foreign Affairs Secretary Jose Rene Almen-dras on behalf of the Philippine government, and Minister of Foreign Affairs and Cooperation Gilles Tonel-li of the Principality of Monaco.

The signing was done after the bilateral talks between President Benigno Aquino III and Prince Albert II. The monarch is in the country for a two-day offi cial visit.

In his speech during the joint press conference, Aquino said the Philippines and Monaco “are one in agreeing on the need to further ex-pand cooperation in areas of mutual concern.” “The signing of the Frame-work Agreement for Cooperation (is) a concrete manifestation of this. The agreement will establish a fi rm foun-dation upon which further growth in our relations can be achieved, particularly in the areas of economic, scientifi c, and humanitarian partner-ships, and of course environmental protection,” he said.

He also expressed confi dence that the bilateral relations between the Philippines and Monaco “will con-tinue to grow and fl ourish, in light of our commitment to build upon the friendship, cooperation, and solidari-ty between our peoples.”

Aquino said Prince Albert II’s visit to the country came at a mean-ingful time as 2016 marks the 10th

anniversary of the establishment of formal diplomatic relations between the two countries.

“In November of 1999, the Prince visited our country in another capac-ity. This, however, is his fi rst visit as Head of State—which is another milestone in its own right,” he said.

He thanked the people of Monaco, Prince Albert II, and members of the Monegasque Royal Family for always extending a helping hand to underprivileged Filipinos through their charity work.

“In particular, you stood with Fil-ipinos in the aftermath of Typhoon Haiyan, which, at that point in time, was the strongest storm to make landfall in recorded history. You gave to my countrymen so willingly, and I am told that, in proportion to its size, the Principality of Monaco was one of the most generous states in terms of aid extended—and for this, you have the eternal gratitude of our country,” Aquino said. He also lauded the monarch’s advocacy for environmental protection and sustainable development.

“Despite the relatively small size of our nations, we have been advo-cates of climate risk mitigation. Both the Philippines and Monaco were actively involved in negotiations in crafting the Paris Agreement. As the Prince and I exchanged views on the outcome of last year’s COP21, I also took the opportunity to relate our progress in our nation’s con-tribution to realize the goals of the Paris Agreement,” he said. Aquino expressed hope Prince Albert II will enjoy his visit to the Tubbataha Reefs Natural Park—a UNESCO World Heritage Site, renowned for both for

By Azer N. ParrochaMANILA, April 7 (PNA) – Eighteen celebrity chefs are excited to teach and

at the same time learn new culinary talents to fellow chefs as well as delegates attending the ‘second helping’ of Madrid Fusion Manila, the biggest gastronomic event in the world, from April to 9 this week.

In a press conference, Inigo Canedo, Managing Director of Arum Societas Internacionalizacion assured that everyone will learn “new skills, taste new fl avors, and meet new culinary talents” in this second run of the most import-ant international gastronomy congress in the world which has been celebrated annually in Madrid since 2003.

Pig and Khao-New York’s Chef Leah Cohen, herself a half Filipina, said her parents were “extremely thrilled for her to have been invited”, hoping she would make them proud as she shares her version of Filipino cuisine and gives a sample of what she does in New York.While Chef Kevin Cherkas of Cuca Restaurant in Bali is not his fi rst time in the Philippines, having visited the country last year just to eat, he said MFM is one “good excuse to comeback” after a year.

Filipino Chef Tatung Sarthou of Alab, on the other hand, minced no words in telling guests that he is stepping up to the plate in telling the “story of Philippine cuisines”, in the hope to “deepen the discourse on what Filipino food is all about in the global context”, implying that he will not only talk about the Galleon Trade but also indigenous Filipino cookery, to “understand where we came from and to know where we are heading to in the next generations.”

2016 Asia’s Best Female Chef Margarita Fores also shared a few words about her brainchild to bring Madrid Fusion to Manila last year. “It is a dream come true to see Madrid Fusion in Manila; for allowing the Philippines enjoy it in our shores, and showing what we have learned from Spain”, an emotional Fores said, in reference to her hope to bring the country and Filipino cuisine forward.

PHL, Monaco sign agreement to further expand cooperationits natural beauty and high diversity of marine life.

“Let me express the hope that you will continue to enjoy and learn from this visit, as you did back in 1999. Furthermore, we likewise hope that, after your visit, you will fully under-stand why we assert that it’s more fun in the Philippines,” he said.

For his part, Prince Albert II believed that their discussions “will be rich, productive and help[ful] to bring our two countries even closer

together.”“Through our conversations, we

have shared and discussed the problems faced by both our nations and which transcend our borders. Our points of convergence concern environmental matters for future generations and the preservation of our planet based on a sustainable development model. We discussed the necessary concerted actions at international level to achieve these goals,” he said in his speech.

Celebrity chefs excited to teach and learn culinary talents in Madrid Fusion Manila


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MANILA, Apr 7 (Mabuhay) – Malacañang on Thursday belied Sen. Ferdinand “Bongbong” Marcos, Jr.’s claim that the Aquino administra-tion is behind the plunder charges against him over his alleged involve-ment on the multi-billion pork barrel scam.

In a statement, Communications Secretary Herminio Coloma, Jr. said Marcos should just respond to the complaint in the proper forum.

“Contrary to the claims of Senator Marcos, Government has no involve-ment in the reported case for plunder fi led against him by an anti-corrup-tion group,” Coloma said.

“If the good senator strongly be-lieves that he has nothing to do with the charges leveled against him, it is best that he respond in the proper forum,” he added.

Marcos, who is running for vice president, said the Aquino admin-

istration had a hand in the plunder complaint fi led against him before the Offi ce of the Ombudsman by an anti-corruption group calling itself as iBalik ang Bilyones ng Mamayan (iBBM).

Marcos said he was no longer surprised with the fi ling of the com-plaint as “the present administration has a long-standing tradition of se-lective justice.”

“Yun na nga ang problema sa atin. Everything is all about politics. Yung justice natin nagiging pulitika na rin. Iyan naman ang ginagawa, kapag hindi ka kaalyado ay kinaka-suhan. Pag kaalyado kahit sangkot [sa katiwalian] ay walang ginagawa. Kaya siguro naging biktima na tayo diyan,” he said.

Also named respondents in the complaint were Marcos’ former consultant, Catherine Mae “Maya” Santos, and alleged pork barrel scam

mastermind Janet Lim-Napoles.The complaint stemmed from Mar-

cos’ alleged allocation of P205-million worth of his Priority Development

Assistance Fund or pork barrel to six of the alleged fake non-government organizations allegedly owned by Napoles.(MNS)

Don’t look at us, Palace tells Marcos on plunder raps

MANILA, Apr 7 (Mabuhay) – With the Philippines in the midst of a money laundering scandal involving $81 million of stolen Bangladesh funds, the Bangko Sentral ng Pili-pinas (BSP) has ordered local banks to be more cautious and vigilant in processing foreign exchange trans-actions.

The scandal has compelled the BSP to issue a memorandum on April 5, 2016 to all banks: “Reminder on sound Risk Management Practices when Dealing with Foreign Exchange Dealers, Money Changers and Remit-tance Agents.”

In the memo, BSP Deputy Gover-nor Nestor A. Espenilla Jr. to issue a memorandum ordering that “...

banks dealing with foreign exchange dealers, money changers and re-mittance agents should take extra cautious and vigilance and shall perform enhanced due diligence, upon onboarding and during trans-action monitoring, consistent with regulations and the bank’s proce-dures as provided under its Money Laundering and Terrorist fi nancing Prevention Program (MLPP).”

This means that the MLPP should contain appropriate risk manage-ment practices to ensure that money laundering and terrorist fi nancing risks are mitigated.

Espenilla is the deputy governor in charge of the Supervision and Ex-amination Sector of the BSP.

Memorandum No. M-2016-004 was issued two months after the $81 million of stolen funds entered the Philippine banking system on February 5, 2016 through the Jupiter Street branch of Rizal Commercial Banking Corporation.

“To this end, banks should ensure the soundness and adequacy of their risk management policies and prac-tices,” the memorandum read.

Such practices include:*dealing only with parties regis-

tered with the BSP*exercising the “ultimate respon-

sibility” in dealing with remittance agents conducting risk assessment of customers of money changers, remit-tance agents, and foreign exchange

dealers“By nature of their business,

[forex dealers, money changer, and remittance agents] may inherently pose higher money laundering/ter-rorist fi nancing risk which should be appropriately identifi ed, monitored, and mitigated,” according to the memorandum.

The April 5 memorandum also co-incided with the fourth Senate hear-ing on the Bangladesh Bank heist.

RCBC was linked to the money laundering scheme, since four of the fi ve fi ctitious accounts opened at the Jupiter branch directly received the $81 million that was moved from the Bangladesh Bank account in New York.

Bangko Sentral orders banks to be more cautious and vigilant

5Visit www.Balita.comBalita Weekend Balita, Sat.-Fri., April 9 - 15, 2016 LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

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BAGUIO CITY, Apr 6 (Mabu-hay) – With fi nality, Sen. Grace Poe can run for president in the May 9 elections.

This, after the Supreme Court on Tuesday affi rmed its March 8 ruling that the Commission on Elections (Comelec) committed grave abuse of discretion when it canceled the lawmaker’s certifi cate of candidacy for president.

A court insider said “there is no reversal of the decision of the major-ity.” The source, however, said the minority requested to be given time to submit their respective dissenting opinions.

In its original decision on March 8, a majority of nine justices, including Chief Justice Maria Lourdes Sereno, outnumbered the minority of six magistrates in declaring that the poll body erred when it canceled Poe’s certifi cate of candidacy for president.

The source said the voting was unchanged: 9-6 in favor of Poe.

Now that it’s fi nal, the SC decision eliminates any legal obstacle against Poe’s presidential candidacy, said the same source.

The source said the tribunal voted in a timely manner “in consideration of the remaining days leading up to the elections.”

At a media briefing here, SC Public Information Offi ce chief and spokesman Theodore Te confi rmed that the en banc had already reached a decision on the motions for re-consideration on the SC’s March 8 ruling.

The justices, however, decided that the ruling will be released on Saturday, April 9, on Araw ng Kagit-ingan, exactly one month before the national elections.

It was still not clear where and in what manner the decision would be

released on Saturday.The motions for reconsideration

were fi led by the Comelec and the four private petitioners who moved for Poe’s disqualifi cation before the poll body. They are former Sen. Francisco Tatad, former University of the East law dean Amado Valdez, political science professor Antonio Contreras, and lawyer Estrella Elamparo.

In its 47-page decision penned by Associate Justice Jose Perez an-nounced on March 8 but released on March 11, the high tribunal said the Comelec’s twin rulings to disqualify Poe from the presidential race was “deadly diseased with grave abuse of discretion from root to fruits.”

The SC ruled that Poe is a natu-ral-born Filipino who has met the 10-year residency requirement for presidential candidates under the Philippine Constitution.(MNS)

GUIMARAS, Apr 7 (Mabuhay) – The ruling coalition is certain that administration standard bearer Manuel “Mar” Roxas II will prevail in the end as it rejected Senator Grace Poe’s camp that the presidential race is down to a two-way fi ght between her and Davao City Mayor Rodrigo Duterte.

In a statement, Akbayan Rep. Ibarra Gutierrez, the ruling coalition spokesperson, said only a “decent hero” will win the May elections.

“It seems like Senator Poe did not watch FPJ’s movies. Those who watch his movies know that the most powerful punch is always thrown at the end,” Gutierrez said, referring to Poe’s father, the late actor Fernando

Poe Jr. “Only villains laugh at the beginning. The decent hero always prevails in the end. FYI,” he added.

Poe’s spokesman Cebu Rep. Ace Durano earlier claimed that the fi ght for the presidency is down to Poe and Duterte as indicated in pre-election surveys. Poe and Duterte were sta-tistically tied for fi rst in the latest mobile survey conducted by the Social Weather Stations last March 30. Poe paced the poll at 34 percent, while Duterte was at 31 percent for the poll that had a margin of error of ±4.

Meanwhile, Vice President Je-jomar Binay and Roxas were both chosen by 17 percent of those polled, while one percent chose Sen. Miriam

Defensor-Santiago.In a chance interview here, Roxas

said Durano may have suffered a heat stroke for making such claim.

“Baka na-heat stroke at ‘yan na lang ba ang tingin niya sa mga ka-babayan natin? Hindi niya nababasa o hindi niya na-analyze ng mabuti yung takbo ng mga surveys, o takbo ng pulitika sa ating bansa,” Roxas said. Roxas said the presidential race is still a neck-and-neck fi ght down to May 9, election day.

“Siyempre ang mga kababayan natin pagpasok ng voting booths, pag-iisipan nila kung itataya ko ba ang aking bukas, ilalagay ko ba sa alanganin ang bukas ng ating mga anak?” he said.

MANILA, Apr 6 (Mabuhay) – Davao City Mayor Rodrigo Duterte is expecting more attacks from his rivals after his numbers continue to surge in recent surveys, his camp said on Wednesday.

“We have seen our numbers get-ting even bigger to validate what we are seeing on the ground: The rallies that are getting bigger and louder, the defection of forces from other fences to our side, the growing legions of volunteers–and of course, the thousands after thousands of people migrating to the cause of Real Change and Tapang at Malasakit, the campaign slogans of Duterte,” Leoncio Evasco, Duterte’s national campaign manager said in a state-ment.

But Evasco said their camp was bracing for more mudslinging as Duterte’s ratings continue to rise.

In the latest “The Standard Poll” conducted by Laylo Research Strat-egies, Duterte took the lead with 30 percent. He, however, was in a statistical tie with Sen. Grace Poe who had 27 percent.

“We believe that his popularity now is the reason why the Aquino administration has unleashed a string of attacks against Duterte, hoping that they can prevent his surge. That he is the presidential candidate to beat is becoming clear-er and clearer for his rivals now, a truth courtesy of the Filipino people whose overwhelming show of love for Rody is enough to drown even the most fi nely orchestrated of attacks,” Evasco said.

SC rules with fi nality, Grace Poe can run

LP, Roxas twit Poe camp over two-way race claim

Duterte expects more attacks from rivals amid steady survey surge


LOS ANGELES (March 4, 2016) – The 27th annual America’s Fam-ily Pet Expo returns, April 22, Sun-day,April 24, 2016 to the OC Fair & Event Center in Costa Mesa (88 Fair Drive, Costa Mesa 92626). Cats, dogs, miniature farm animals, birds, and exotic reptiles, will come together in this unique event giving show guests the opportunity to experience furry, feathered and scaled friends in a variety of different ways.

“The Pet Expo is excited and proud to once again bring responsible pet care, entertainment, and pet adop-tions to Orange County for the 27th year” said Doug Poindexter, Presi-dent of the World Pet Association, producers of the America’s Family Pet Expo. “As the years progress, so does the show, with a variety of educational presentations, product launches, amazing pet acts and our popular animal adoptions. The Pet Expo truly is the place for anything pet-related.”

Last year 45,000 guests visited the America’s Family Pet Expo showing a 5% increase from 2014. There were more than 600 animal adoptions in-cluding dogs, cats – and even a few guinea pigs –that were adopted into “forever homes” from the Pet Expo’s Southern California animal rescue partner organizations New to the Pet Expo, is an adorable collection of mini farm animals including mini donkeys, mini cattle, mini sheep, mini dairy goats, chickens, rabbits, and pot belly pigs. For equine lovers, horses from Camp Rusk Foundation for Retired Horses will make their debut.

Returning fan favorites include Splash Dogs, offering a wet-and-wild

canine competition, and the Police Dog & Protection Demonstrations, crime fi ghting dogs in action show-ing how they serve and protect our community.

The Free Flight Bird Show, where magnifi cent birds spread their wings and take fl ight, will perform through-out the weekend.

Kids can get in on the action by designing and creating a 10-gallon aquarium in the Kids Aquarium Contest. There will also be pony rides, face paintings, and The Great American Petting Zoo for the whole family to enjoy.

America’s Family Pet Expo Re-turns to Orange County, April 22-24, 2016

A “Petstravaganza” at the Orange County Fair and Event Center, Costa

The 27th Annual America’s Family Pet Expo Returns to OC Fair & Event Center

Mesa Pet Adoptions will be handled on site for those looking for that “purrfect” animal addition to the family. There will be hundreds of animals hoping to fi nd their forever home from local community partner organizations at the Pet Expo.

General Admission, $13.00; se-niors 60 and over, $11.00. Children 6-12, $8.00. 5 yrs and under, free. Active and retired military free with ID. Show hours: Friday 10am-6pm; Saturday 10am-7pm; Sunday 10am-

6pm. OC Fair & Event Center, 88 Fair

Drive, Costa Mesa 92626. Facility charges $7.00 parking. Kindly leave all pets at home.

For more information and to pur-chase tickets online visit www.PetEx-poOC.org . The America’s Family Pet Expo is created, produced and man-aged by World Pet Association, Inc., a 65-year-old nonprofi t organization dedicated to promoting responsible pet care.


all your savings, you will struggle to make ends meet due to your obliga-tion and at both your age level it is not feasible for your wife to get an-other job nor for you to actually start working again. You might actually be better off looking for another place to rent if you are not happy with your landlord but buying I believe is not your option. Sorry, but your debt to income ratios will not qualify for you to afford a home at this point.

Caller: I would like to check your refi nancing prices to see if you are competitive with some companies I check online. Please advise and send me a copy of the Estimated Closing Statements, GFE and APR rates?

Ken Go: I am impressed with your mortgage lingo but after con-versing with this person. I realize that this person is dealing with an out of state company that operates differently with California licensing guidelines. First, it’s good to ask for a Estimated Closing Statements that is usually provided once you have open and escrow for refi nancing a proper-ty. A GFE ( Good Faith Estimate) is no longer being used after Oct of last year due to government changes in disclosure, now we only use LE ( loan Estimate) which is much easier to un-derstand and compare. APR ( Annual Percentage Rate) is the rate for the fi rst years payment calculated with your initial cost of the fi nance not including reoccurring cost for taxes, interest and insurance. Now, how I

always like to quote my clients is to disclose all fee breakdown and dis-close the actual rate of interest for the term of the loan. Ever since I started this business I always thought that APR disclosures are confusing to a lay person and is a way for crooked loan brokers to manipulate upfront rate disclosures to clients. I always guarantee my fees ( if there is any, usually for refi nancing its zero) and actual rates in writing or in a form of an email. I will also confi rm once a loan is formally locked in to assure the clients that they won’t be subject to rate change if the market goes up.

I have been so far very happy with my system and have gotten numerous referrals due to my good practice. Be very careful with loan offi cer/lenders always check their BRE # and NMLS # for penalties or previous convic-tions. I have recently ran into some supposedly Loan Offi cers that are not licensed correctly but originating loans. There are websites for you to report fraud, deception or illegal ac-tivities pertaining to mortgage loans, feel free to call or write to me for more information.

Please call for special program that does not require Tax Returns and paystubs for purchase and refi nanc-ing. Thanks for your inquiries and comments, call Ken Go of 1st Inno-vative Finance for all your mortgage and real estate needs. Call Ken at 562-508-7048, BRE 01021223 NMLS 238636.

Caller: I am going to retire and would like to have some more equity and cash fl ow to retire comfortably. I was introduce to buy some stocks and precious metal to start a portfolio for retirement? How much do you think I can cash out and do you think this is a smart move as a person that will be retiring soon.

Ken Go: You currently are living very comfortably with a supplemental retirement income and a job that you have held for many years, therefore once you retire you will also re-ceive a descent pension to help with maintaining the same lifestyle you have. This stock and precious metal portfolio that was introduce to you will require you to take our about 35% of your equity from your house. That will in return increase you monthly mortgage and bring you back to a 30 year mortgage loan. When I ask you about your knowledge of stock, bonds, gold, silver etc. you cannot convince me that you know enough to stake your retirement savings into it! If you have not been involved in it prior and if you don’t understand PE ratios, you don’t understands what drives the metal prices up or down? How can you trust some guy that is going to take 35% of your equity to invest and play with as if it was their own money. I would strongly suggest you think twice and hard about this and make sure you take a very serious crash course in this subject. Last thing is to trust a unknown person

with your hard earned money. What I can see now and your future is that if everything remains the same, you should be plenty comfortable with your low mortgage balance and low mortgage payments. Don’t risk the many years you have tried to keep the your loan balance down just to be persuaded by something you know nothing about. That is my opinion, good luck with your decision.

Caller: Mr. Go, I would like to ask if I am able to buy a house with minimal to no money down, I am currently retired and my wife is a caregiver earning about $3,000.00 a month we both make close to 4K a month. I am fed up with my landlord and would like the option to buy a home and move into it. But I do have obligations and have very minimal cash for down payment. What is your best suggestion?

Ken Go: Your rent payment is fairly descent for the area that you live in, and you would not probably want to move to another county 150 miles away just to be able to afford a home that will be compared to your current rent payment. I believe that if you buy a home you will deplete

Should I cash out from my home to buy stocks or precious metals?

By Myrna Aquitania On Wednesday, April 5th, we were

one of the numerous media outlets in-vited to the private screening of their new attraction called “The Wizarding World of Harry Potter.”

Arriving at the red carpet event were “Harry Potter” actors such as: Tom Felton (Draco Malloy), Evan-na Lynch (Luna Lovegood), James and Oliver Phelps (Fred and George Weasley), Warwick Davis (Professor Fitwick) and Stuart Craig, Production Designer, ‘Harry Potter” fi lms.

Other prominent government offi -cials and entertainment personalites in attendance were: Los Angeles Mayor Eric Garcetti; Larry Kurzwell, President, Universal Studios Holly-wood; Tom Williams, Chairman/CEO, Universal Parks & Resorts; Ron Mey-er, Vice Chairman, NBC/Universal; Mark Woodbury.President, Universal Creative; Kevin Tsujihara, Chairman/CEO Warner Bros. and filmmaker Steven Spielberg.

Also in attendance were TV and movie actors including: Ed O’Neill

(All in the Family); Vanessa Hudgens (Grease Live); Jaimie Camil (Jane the Virgin); Anna Masterson (The Walk-ing Dead); Jennifer Jason Leigh (The Hateful Eight); Mindy Kaling (The Mindy Project); Golden Globe award winner Billy Bob Thornton; Travis Barker (Musician); Chris Hardwick ((Comedian/Host) and Emmy award winner Greg Nicotero (Executive Producer).

In his welcoming speech, Larry Kurzwell, President of Universal Stu-dios Holllywood said “today is a very exciting and historically signifi cant day for us. This incredible event to celebrate the opening of “The Wizard-ing World of Harry Potter,” marks the pinnacle of years of hard work and the beginning of a new generation of our theme park. Almost 75 percent of Uni-versal Studios Hollywood is completely reimagined, making it an entirely new theme park destination for visitors around the world.”

On the other hand, in his commen-dation speech, Los Angeles Mayor Eric Garcetti said: “ in Los Angeles, tourism

is surging. We’ve set records for the last fi ve years and we’re just getting started. “The Wizarding World of Har-ry Potter,” at Universal Studios Holly-wood is monumental in expanding our city’s global reach. It sends a message to visitors across the world that LA is a place you and your family have to experience. I’m proud to see this game-changing world-class attraction open. Universal Studios Hollywood’s epic transformation will create new jobs, stimulate hospitality revenues and make our economy stronger.”

The media preview event surprised all of us with a spectacular fi reworks show along with Grammy-award win-ning composer John Williams, conduct-ing the LA Philharmonic Orchestra.

Inspired by author J. K. Rowling’s compelling stories and characters that were brought to life in the Warner Bros, fi lms, “The Wizarding World of Harry Potter,” has been “ masterfully recreated with impeccable detail as a real-world interpretation at Universal Studios Hollywood. The land is faithful to the visual landscape of the fi ction

and fi lms, including Hogworth’s castle which serves as the iconic focal point.

From its snow-capped roofs and cobblestone streets, to the historic British sensibilities that characterize the whimsical look and feel of the land, “The WIzarding World of Harry Potter, “transports guests of all ages to the very places they read about in the stories or watched on the silver screen. Upon entering the land through the archway, Hogsmeade bustles to life with the same vitality of a quaint local village, merchants hard at work, a train conductor welcoming new ar-rivals and a pub packed with hungry patrons, including the land’s signature ride “Harry Potter’s Forbidden Jour-ney,” and the family outdoor coaster “Flight of the Hippogriff.”

For those of you who have followed the Harry Potter series of books and wish to experience the mystical world of Harry Potter, the new attraction has offi cially opened its doors to the public on Thursday, April 7th. Go to Universal Studios Hollywood and get immersed in this magical world!

Universal Studios Hollywood Opens “The Wizarding World of Harry Potter”


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I don’t know his formula. That’s why I’m saying I have my doubt…pardon me for expressing my doubt but I hope he can do it,” he said.

“The only thing that I can think of as a formula to really stop criminality in the country like a passing storm is to declare martial law and use it

effectively and purposively.”“But the trouble is that even if

he’s the president now and he will declare martial law, Congress can disapprove it, unlike under the 1935 Constitution, once the president declares martial law, that’s it,” the senator added. Enrile was one of the key personalities during the martial law regime. (MNS)

diverting their tax refunds into his own bank accounts. He had stolen $1.2 million in refunds that should have gone to 144 clients from 2010 through 2015, the affi davit said.

Cabuhat was also charged with structuring a $29,700 cash deposit to evade the reporting requirement for transactions exceeding $10,000.

The day after the structured trans-actions were completed, Cabuhat wrote a $24,500 check to purchase a Ferrari 360 Spider, a photo of which he had posted on his Facebook page. The vehicle was seized yesterday by federal agents.

If convicted, Cabuhat would face a maximum sentence of 27 years in federal prison.

In his LinkedIn profi le, Cabuhat claimed he had represented high-pro-file clients like the Mandelas of South Africa and many celebrities in

entertainment and sports, including Pacquiao.

He referred to himself as the “celebritytaxguy” in social media postings.

Cabuhat, who was born and raised in the Philippines, lives in the swanky Hollywood Hills neighborhood, home to many celebrities.

He recently posted on Facebook and Instagram a photo of AiAi de las Alas signing what appeared to be a tax return form next to her passport and other identification cards, saying, “Yup. She’s doing her assignment. She’s fi lling it up and she’s excited to fi le. Newest member of the Icon family.”

A second photo showed Cabuhat posing with the comedian, who held a sign with the tax fi rm’s name, de-scribed as “your professional tax and accounting fi rm you can trust.”

With this, he urged the over 1.3 million registered Filipino overseas voters to participate during the one-month voting period and should not wait for the last minute to vote.

“We are expecting a good turnout from our 1,386,087 overseas voters even as we appeal that they come out and vote early starting April 9 to May 9 and not wait for the last day,” Lim said.

The poll body offi cial added, “Ma-halaga ang boto ng bawat isa sa atin at tayo’y makilahok para as kinabu-kasan ng ating bansa.”

According to the Comelec – OFOV, 30 posts will be utilizing the vote counting machines (VCMs). They are: Agana, Chicago, Honolulu, Los Angeles, New York, Ottawa, San Francisco, Toronto, Vancouver, Washington, London, Madrid, Milan, Rome, Hong Kong, Kuala Lumpur, Osaka, Seoul, Singapore, Tokyo, Abu Dhabi, Beirut, Doha, Dubai, Jeddah,

Kuwait, Manama, Al Khobar, Ri-yadh, and Tel Aviv.

A total of 26 posts will be using the personal manual voting system, or the manual casting of votes in the designated polling precincts. These are Lisbon, Bangkok, Brunei, Chongqing, Dhaka, Dili, Guangzhou, Islamabad, Jakarta, Macau, Mana-do, Kaohsiung, Taichung, Taipei, New Delhi, Phnom Penh, Shanghai, Vientiane, Xiamen, Abuja, Amman, Cairo, Muscat, Nairobi, Pretoria, and Tehran.

Another 26 posts overseas will adopt the postal manual voting system, wherein the ballots will be mailed directly to the registered vot-er, who will then mail it back to the polling center after accomplishing it.

They are Brasilia, Buenos Aires, Mexico, Santiago, Ankara, Athens, Berlin, Berne, Brussels, Budapest, Geneva, Holy See, Moscow, Oslo, Paris, Prague, The Hague, Vienna, Warsaw, Beijing, Canberra, Hanoi, Port Moresby, Sydney, Wellington, and Yangon.

“Filipinos named in the Panama Papers must explain why they opted to hide behind the veneer of questionable offshore companies,” he added.

Among those reportedly on the list of people linked to offshore fi nancial dealings of the rich and famous were Ilocos Norte Governor Imee Marcos and her three sons, and Senator Joseph Victor “JV” G. Ejercito, son of ousted President and now Manila Mayor Jo-seph Estrada.

Escudero, who is running against Marcos’ brother, Senator Ferdinand “Bongbong”Marcos Jr., said this exposé underpinned the lifting of the country’s bank secrecy law on bank deposits of public offi cials.

“The scandal surrounding the ille-gally amassed deposits of public offi -

cials from around the world, including some of our own public offi cials, kept in secret foreign accounts is a renewed reminder that we should pass a law compelling all our state workers – from the president down to the lowest clerk – to sign a waiver on their bank deposits in favor of the Ombudsman,” the vice presidential candidate said.

“We’ve been repeatedly told and warned: a public offi ce is a public trust. Every single peso of the people’s taxes should be handled with care, sincerity and honesty. Every peso paid by a taxpayer should be used to advance public good, not one’s private good,” he further said.

Escudero pointed out that since 2010, he has been submitting a written waiver on secrecy of his bank deposits

attached to the Statement of Assets, Liabilities and Net Worth (SALN) he fi les annually with the Offi ce of the Ombudsman.

In 2013, he fi led a bill, compelling people in government, except those who serve in honorary capacity, to submit a written permission or waiv-er in favor of the Ombudsman to look

into all deposits of whatever nature in banks within and outside the coun-try. He fi rst fi led the measure in 2007 when he was fi rst elected senator.

Escudero also recently called on all candidates to sign a waiver to assure the electorate that they would not enrich themselves once elected into offi ce. (MNS)


“Flutes Across The World,” an educational program/music mission brought by composer/musician John Zeretzke to the children in the Phil-ippines has been successful since the organization’s fi rst joint music mis-sion with Operation Smile in 2009 in the remote areas of Mindanao.

The basic concept of the program is for “ children in America to learn about children from other parts of the world.” The fl utes are made by children at the Circle V Ranch Camp and Retreat Center in Santa Barbara, California where they sand, shape make and decorate two fl utes: one to keep and the other, to give away. Each fl ute that is given away to underprivileged children across the world contains a note from the camper who made them, along with their photo attached through a string. By doing so, these children learn to “participate in the act of giving, to enable them to become better human beings, and to reach out to others across the globe.”

Born and raised by creative art-ist parents in the midwestern town of Rockford, Illinois, John grew up learning to play violin when he was in fourth grade of elementary school. Early on in his youth, he wanted to be a concert violinist, but that changed when his family moved to the West Coast, where he further learned East-ern European violin styles.

Though he performs as a stage soloist and a musician, he was always drawn by the excitement of staging elaborate productions, using sets, lights, high-quality sounds, or work-ing with choreographers in theatre productions.

To enhance his hands-on expe-rience, he also went to school at the University of California in Los Angeles (UCLA) and studied Ethno-musicology. He further focused his learning on theatre music composi-tion, contemporary ballet and movie and television productions.

Subsequently, for 12 years, he was the music director of the Aman Folk Ensemble, working on large theatre spaces and large-scale productions.

As a creative person, he was also interested in creating emotional and inspirational journeys for his audi-ence -viewer and listeners, which paved the way for him to compose his fi rst fi lm score for one of Paramount

Pictures’ vampire movie. In 1999, John Zeretzke was given

the Professional Artist Service Award (PASA), a lifetime achievement award for his work in arts education in the State of California. He has appeared as a guest composer and musical artist at numerous Ronald McDonald and American Cancer Society’s Summer Camps for Chil-dren with cancer in California and nationwide.

In 2010, he was given the Lifetime Achievement Award by the City of Ojai, California,for his work in the arts and art education.

Currently, Mr. Zeretzke’s ongoing educational program/music mission called “Flutes Across The World” continues to “inspire him in creating peace and understanding amongst different cultures across the globe, while at the same time help edu-cate and inspire young children in acquiring musical skills which will eventually put value in their lives.”

Though he now lives in Fillmore, California where he is based, he has brought his mission to various parts of the world including Haiti, Latin America, Southeast Asia and the Philippines.

His recent music mission in the Philippines was co-sponsored by the Rotary Club of Pag-Asa in Davao City, Seeds of Dignity Ministries, Philippine Auxiliary Coast Guard with Commodore Ramon Moreno, Chief of National Auxiliary Staff and the Together Ensemble, a foundation for the development and progress in the Philippines, founded by Hubert D’Aboville, President of Paris-Manila Techonolgy Corporation (PAMATEC). (On a side note: D’Aboville is a French national, who discovered living in the Philippines while backpacking around the world as a young man in 1977. He has since settled in the country). For those interested in learning more about the programs of “Flutes Across the World,” you may log on to their website at: www.zworldmusic.com.

Composer/musician John Zeretzke brings fl utes to PHL kids

John Zeretzke with the children in Mindanao.


Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations, pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job, and can’t pay anyone right now, where does that put me? The answers may surprise you:

Q: My wife recently lost her job. My in-come goes to food and rent. We haven’t paid our credit cards for several months, and one account is with a collection agency. What can we do?

A: That depends on how long you think it will take for your wife to fi nd a job, how much you owe, and whether your creditors will actually sue, and garnish your wages. Generally speaking, if payments to your credit card debts are more than 30% of your take home pay, you’re in trouble. There are several things you can do. (1) Do nothing – thats easy, but in the long run, does little to solve the issue that just gets bigger, in the sense that your credit report and fi co score continues to escalate downwards. (2) Call creditors, tell them your wife has lost her job, try to get them to forgive part of the debt. (3) Since your wife is unemployed, you could also consider fi ling bankruptcy. With only one wage coming in, you undoubtedly qualify, and the threat of a possible bankruptcy gives you and your attorney a lot of leaverage in negotiating with creditors. Also bear in mind, that when your wife fi nds a job, and contributes to household income, you become more vunerable to judge-ment lawsuits.

Q: Will filing for bankruptcy ruin my credit forever?

A: No, in fact it will actually start to im-prove it. If you cannot make ends meet, your debt to income ratio is too high. At that point your prospects of getting more credit is zero. A bankruptcy cures the debt to income problem, discharging debt and leaving income. This gives you access to a number of credit card providers and other lenders who literally target people with bankruptcy discharges. See next question!

Q: Will anyone issue me with a credit card, when I have a bankruptcy on my report?

A: Yes, there are many banks and other lenders who specialize in doing business with bankruptcy debtors. You can qualify for loans secured by collateral, such as auto loans, home loans, even credit cards, secured by a savings account. Their main motivation is targetting a niche martket for higher in-terest rates. They want to charge you a little extra, and there is no real risk involved. After bankruptcy, you cannot fi le again for eight years. You have no other debts, which gives an excellent debt to income ratio. Bottom line – you can afford to service a new loan.

Q: How long does it take to get unsecured credit at the same cost as before my bank-ruptcy?

A: Anywhere between 60 days and two years, depending on what you are looking for.

Several department stores will give you a store account, if you have a major credit card. You can easily start out with a secured visa card, then open a store account. Within a short period of time, your fi co score starts to climb. Mortgage companys are looking for two years of some credit history from the date of a bankruptcy discharge.

Q: How long does it take to get a bankrupt-cy off my credit report?

A: The law permits credit reporting agen-cies to report your bankruptcy for up to 10 years. This does not mean that is has to stay on for ten years though. By using special cred-it repair strategies, you is sometimes possible to get the credit reporting agencies to delete all reference to your prior bankruptcy, before the 10 years are up!

Q: We were just sued by our neighbors who are claiming $60,000 in compensatory damages. We just want to move away. Our house is up for sale, but I was wondering, if we don’t sell it on time, before the judgment, can I quitclaim the house to my mother. Will this protect our equity? (about $50,000.00).

A: No. You cannot give away your assets as a way of protecting them from a lawsuit. The court will rescind any such transfer, and you may end up in far worse trouble – accused of a fraudulent conveyance. Your best course of action is not to sell the house at all, at least not yet. The house is the best “bank” you have, because you can protect your equity as a homestead exemption. If you sell the house and get the money, it may be seized or attached by the plaintiffs. By keeping the house, you could fi le a bankruptcy on the judgment, and then sell the house. House sale proceeds that come in after the bankruptcy are all yours.

BANKRUPTCY OPTIONSAdmittedly, most people fi ling bankruptcy,

fi le under Chapter 7, (The real bankruptcy)

that discharges all unsecured debt. However, there are people with problems that are best resolved through Chapter 13. This chapter is used primarily by those who either have problems making payments on secured debt, and want to keep the collateral (House, Auto, other) , or perhaps, have plenty of assets that are very diffi cult to liquidate. Chapter 13 is also used by individuals who simply earn too much money to qualify for a chapter 7, (based on the cost of living index and other criteria, but not enough money to service their bill).

This type of bankruptcy can provide creditors with a partial payment plan over 60 months. Depending on the debtors dispos-able income after approved living expenses, the plan could provide a 5% or more, for the duration of the plan. The balance of the debt is then discharged, just like in a regular bankruptcy.

Most of the chapter 13’s fi led in my offi ce, are clients who are late on their mortgage, and want to avoid losing their home through foreclosure. Since the mortgage is a secured debt, they only two choices, pay the debt or give up the house, but there is help. Chapter 13, enables you to amortize the mortgage arrearages in a 60 month plan, and in most cases, discharge unsecured debt at the same time. By discharging unsecured debt, your ability to service the mortgage is improved, and hopefully, you can stay in your home.

Q: Can I make lower house payments if I fi le a Chapter 13 repayment plan?

A: If you have a second mortgage, we might be able to strip that off the property, which would lower your monthly payments. As far as the fi rst mortgage is concerned, you may also be eligible for one of several loan modifi cation plans that we work with. If you are not eligible for a loan modifi cation, you must make the regular scheduled payments.

However, as mentioned above, the de-linquent portion can be spread out over the chapter 13 plan that gives you 60 months at a nominal interest rate.

Q: What does Chapter 13 do to my credit card debts?

A: That depends on your income level. For most people, their unsecured debt, like credit card debt is wiped out. This in turn helps to pay the mortgage arrears.

Q: Can a Chapter 13 stop lenders repos-sessing my automobile?

A: Yes, it will stop the repossession, and your monthly payments can be lowered, based on the depreciated value of the automobile.

Q: Can a Chapter 13 help me with debts to the IRS or student loans?

A: A Chapter 13 can be very helpful with debts that are not dischargeable in a regular Chapter 7. These types of debts can only be discharged if they are past their respective statute of limitations. A chapter 13 will allow you to pay these debts over a period of time, and limit future interest accruing on the debt.

Q: What’s the main difference between Chapter 13 and Chapter 7?

A: Chapter 7 will discharge all unsecured debts, but does not resolve problems associ-ated with arrears on secured debts. (Such as late payments on the mortgage or car).

Q: I fi led Chapter 7 last year, can I fi le Chapter 13 now?

A: Yes. Although Chapter 7 bars you from re-fi ling again for eight years, a Chapter 13 can be fi led every three years.

Q: I own a house together with my brother. We want to fi le a Chapter 13 to stop a foreclo-sure, do we both have to fi le?

A: No, only one of you need fi le, preferable the party that owes the most in unsecured debt, and thereby has the most to gain.

Q: I have no equity in my home. I just want to stay here as long as possible. What can be done to stop a trust deed sale and prolong my occupancy?

A: There are several good seasoned strat-egies available. Consider a Short Sale or bankruptcy as a possible solution, but talk to an experienced bankruptcy lawyer fi rst.

FREE CONSULTATION – BUT ACT NOW!

Need advice on a financial problem? Don’t let creditors intimidate you. For im-mediate help, call my offi ce and schedule an appointment. Three offi ces to serve you. Glendale, Cerritos and La Palma. Call now at 818-552-4500. Consultations are free, but by appointment only.

Reestablish your credit


cases, they were forced out of their homes after the bank foreclosed. Millions went to the bankruptcy courts seeking relief and hoping to fi nd a way to get their fi nances back in order.

Debt is a very personal matter so most people don’t even talk about it. You may not realize this but chances are that someone close to you, per-haps a family member, a friend or a co-worker is seriously struggling with debt at this moment and have not told anyone about it. They seriously need help but don’t even know where to begin.

Like most people, you’ve worked hard, paid your taxes and have done your best to pay all your bills on time. But at some stage in life, all of us get

into debt. Money problems can easily overlap into other areas of our lives. Many people feel hopeless and power-less over their debt problems. I have seen marriages become unstable and relationships destroyed forever.

If you are currently in debt, rather than allowing your money problems to affect your life in such a dramatic way, fi ling for bankruptcy protection may help you get your life back on track.

If your liabilities exceed your total assets, you’ve suffered a job loss, are facing foreclosure or have bills you can no longer afford to pay, Congress has enacted bankruptcy laws that can help you get your fi nances in order. I know that the mere thought of bankruptcy makes most people

nervous so they avoid exploring their options until it’s too late. I fi nd this unfortunate because in a lot of cases, people could have turned their situ-ation around much sooner had they taken the time to fi nd out what their legal rights are.

Some people wait too long to fi le bankruptcy even when it is their only option. In the process, they use up hard-earned assets like their re-tirement plan, savings accounts, etc. but in the end they realize that this was nothing more than a temporary fi x to a lingering problem.

If you’ve come to the end of your fi nancial rope and don’t know what else to do, it is time to face your debt problems with dignity and do what your situation calls for.

I am not saying that bankruptcy is for everyone but after being a bankruptcy attorney for 15 years now and having represented thousands of clients in bankruptcy, what I have seen is that oftentimes, bankruptcy is THE ONLY WAY for most people in debt to get a fresh start when

they are in over their heads in debt. If bankruptcy is the best option for you, you don’t need to keep living paycheck to paycheck while digging a deeper fi nancial hole every single month.

Yes, bankruptcy may be a scary thing for a lot of people who don’t understand the process but once you’ve taken the time to fi nd out how it works and how it could help you get out of debt, you may realize that it’s actually not as diffi cult as you fi rst may have thought.

If you are in debt and feeling hope-less about your situation, I would like to help you. Call my offi ce for a free confi dential consultation at Toll-Free 1-866-477-7772. We have offi ces in Glendale, Cerritos and Valencia.

(None of the information herein is intended to give legal advice for any specifi c situation. Atty. Ray Bulaon has successfully helped over 5,000 cli-ents in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offi ces at TOLL FREE 1-866-477-7772).

Filing bankruptcy when no other options are availableThe last few years have been fi -

nancially diffi cult for a lot of people. When the real estate marked crashed a few years ago, millions of people found themselves with a mortgage they could not afford. A lot of peo-ple simply walked away from their homes out of desperation in some

MANILA, Apr 7 (Mabuhay) – The Bureau of Internal Revenue (BIR) on Thursday fi led with the Department of Justice (DOJ) tax evasion com-plaint against real estate developer Delfi n Lee.

Lee is an accused in a syndicated estafa case in connection with the 2008 housing project with the Pag-Ibig Fund worth over P6-billion.

In the recent complaint fi led by BIR, G.A. Concrete Mix Inc. (GACMI) and its corporate offi cers Delfi n Lee,

and President and Treasurer Dexter Lee (Delfi n’s son) allegedly violated the National Internal Revenue Code (NIRC) for willful attempt to evade or defeat tax and deliberate failure to supply correct and accurate infor-mation in their corporate income tax returns for 2009 to 2010.

Records from the BIR’s Informa-tion Systems Development and Oper-ations Service (ISDOS) showed that Globe Asiatique Realty Holdings Cor-poration (GARHC) made income pay-

ments to GACMI worth P34.06-mil-lion in 2009 and P15.31-million in 2010.

However, GACMI only declared sales worth P13.40-million in 2009 and P10.63-million in 2010, under-declaring its taxable sales by 154 percent or P20.66-million in 2009 and by 44 percent or P4.68-million in 2010.

The BIR said GACMI’s tax liability is P20.50 million inclusive of sur-charges and interests.(MNS)

MEXICO CITY, April 8 (PNA/Sputnik) – Argentina President Mauricio Macri will address a civil court on Friday over Panama Papers allegations claiming that he was the director of an offshore company in the Bahamas.

Macri said as quoted by Buenos Aires Herald on Thursday that he will present “a statement of assur-ance” on Friday declaring his assets to demonstrate that he acted in ac-cordance with the law.

“I have nothing to hide,” the Ar-gentina president said speaking at

the presidential palace.On Sunday, the German newspa-

per Sueddeutsche Zeitung exposed the alleged involvement of a number of former and current world leaders in offshore schemes by publishing materials it claimed came from Mos-sack Fonseca, a Panama fi rm selling offshore companies.

A federal prosecutor requested an investigation into Macri’s activities in connection with the allegations on Thursday. The Argentina leader has denied any wrongdoing.

Mossack Fonseca has refused to

validate the information contained in the leaks and accused reporters of gaining unauthorized access to its proprietary documents. It warned that using unlawfully-obtained data was a crime that it would not hesi-tate to punish by legal means. (PNA/Sputnik)

MANILA, Apr 4 (Mabuhay) – Pres-ident Benigno Aquino III on Monday met with offi cials of the Department of Transportation and Communica-tions (DOTC) following the fi ve-hour power outage that hit the Ninoy Aquino International Airport Ter-minal 3 (NAIA-3) over the weekend.

The meeting held at the Presi-dent’s Hall was added to the Presi-dent’s schedule past 10 p.m. Sunday.

The blackout hit NAIA-3 late Saturday and power was not re-stored until before dawn on Sunday, prompting the cancellation of fl ights and leaving passengers stranded at the terminal.

The Manila International Airport Authority (MIAA) said the power outage at the NAIA-3 happened after a substation of the Manila Electric Company (Meralco) tripped at around 8:45 p.m. Saturday.

Meralco, meanwhile, said that the glitch was restored in less than a minute.

Aquino calls for meeting with DOTC following airport power outage

BIR fi les tax evasion rap vs real estate mogul Delfi n Lee

Argentina president to stand before civil court over Panama Papers


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MANILA, April 6 (PNA) – Labor and Employment Secretary Rosalin-da Dimapilis-Baldoz reiterated the warning issued by the Philippine Overseas Employment Administra-tion (POEA) that cautions job appli-cants not to be duped by a recurring employment scam using the name of a hotel company.

“We were informed that in addi-tion to the previous modus operandi of these unscrupulous scammers, which include sending e-mails to un-suspecting job seekers, they are now prowling for victims in social media. I advise our jobseekers to be extra cau-tious, and apply only at recruitment agencies licensed by POEA, and deal with licensed agencies with legal job orders,” said Baldoz.

POEA Administrator Hans Leo J. Cacdac said that in a Facebook post, the scammer alleged that the management of Marriott Hotel Can-ada needs new workers for diverse positions such as stewards, nurses, technicians, fashion designers, co-medians and entertainers, models, actors, dancers, medical doctor, ar-tisans, mechanics, waiter, waitress and other hotel job category.

Cacdac said a new email doing the rounds, is offering jobs with Marriott Hotel in the United Kingdom.

He said scammers use legitimate company names, such as Marriott, to make false offers of employment but telltale signs of it being a scam can be easily detected.

Usually, job scammers use e-mail and social media to advertise fake job openings. Big companies such as Marriott Hotels have a dedicated job

vacancy page and do not use e-mail and Facebook to recruit employees.

Scammers request applicants to send application, resume, and other documents to a fraudulent e-mail address. Marriott Hotel do not use free e-mail service providers such as yahoo.com, gmail.com, hotmail.com, live.com, etc.

Swindlers ask victims to transfer money directly to a bank account or through a money remittance compa-ny as payment for processing, im-migration and visa fees. Legitimate companies do not require payment of fees in order to be considered for employment.

Cacdac said another revealing sign that an employment ad is a scam is the glaring spelling and grammatical mistakes.

The POEA lists down the following precautionary measures on how to avoid illegal recruitment:

*Do not apply at recruitment agen-cies not licensed by POEA.

*Do not deal with licensed agen-cies without job orders.

*Do not deal with any person who is not an authorized representative of a licensed agency.

*Do not transact business outside the registered address of the agency. If recruitment is conducted in the province, check if the agency has a provincial recruitment authority.

*Do not pay more than the allowed placement fee. It should be equiva-lent to one month salary, exclusive of documentation and processing costs.

*Do not pay any placement fee unless you have a valid employment contract and an offi cial receipt.

DOLE chief warns jobseekers of a recurring job scam in social media using hotel company

the caphas been reached. However, for those immigrants that have either a business in their home country, or have the capital or can raise the capital to establish a business in the US, there is another option for obtaining long term status in the US. This is either through the E-1 “treaty traders” or the E-2 “treaty investors.”

Both classifi cations required that 1) the alien seeking E status is a national of a country with an appro-priate treaty; 2) the US business to

employ the alien is owned at least 50% by nationals of the same coun-try as the E alien; 3) the trade or investment by the treaty nationals is “substantial”; and 4) the alien seeking E status either is an actual investor in the US business, has an executive or supervisory position in the US business, or possesses skills essential to the US business.

The major distinction between the two is that under the E-1, the US business must conduct “substantial

trade” with and for which over 50% of the substantial trade conducted with the treaty country. On the other hand, the E-2 requires “substantial investment” in the US business.

The E classifi cation offers several advantages over other employment based non-immigrant classifi cations such as the H-1b and the L-1. First, no prior preapproved petition is required from the CIS. The immi-grant may apply directly with the US Consulate. Second, there is no time limit an alien may stay in the US under an E classifi cation. Third, there is no required affi liation with a foreign company as long as the US business is owned by at least 50% by nationals of the alien’s treaty coun-try. Fourth, there is no requirement that the alien worked with a foreign affi liate. Fifth, the Alien’s dependent Spouse may legally work in the Unit-ed States. The major disadvantage of the E is that either substantial investment or substantial trade with the treaty country is required. Also, this is not an option is the alien’s country does not have a treaty with the United States.

Alien investors can come to the US on a B-1 to evaluate business and investment opportunities. For more conservative investors, a safer option for maximizing success from both an immigration angle and a business angle is to purchase an existing business. Purchasing an existing and profi table business is more likely to satisfy the “substantial investment” requirement. Preparing an E case requires presenting legal and fi nan-cial documents which reflects the ownership structure of the business

as well as its fi nancial condition. In the case of a new business, a well put together business plan should be pre-pared. It may be necessary to employ the services of other experts such as a CPA in addition to the immigration attorney. Due to the complexity of the E classifi cation, aliens should seek the assistance of an experienced immigration attorney.

Please note that this article is not legal advice and is not intended as legal advice.

The article is intended to provide only general, non-specifi c legal infor-mation. This article is not intended to cover all the issues related to the topic discussed. The specifi c facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relation-ship between you and the Law Offi ces of Kenneth U. Reyes, APLC. This article is not a solicitation.

Attorney Kenneth Ursua Reyes was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar As-sociation.

He is a graduate of Southwestern University Law School in Los Ange-les and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law prac-tice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Ange-les, CA, 90010. Tel. (213) 388-1611 or e-mail [email protected]. Web: Kenreyeslaw.com

The e visa classifi cation as an immigration option for the business savvy immigrantFor most professional immigrants

that seek long term immigration status in the US, the key to success is fi nding an employer that would Petition them for an H-1b visa. The problem recently though is the re-duction in the visa numbers for this classifi cation that makes this visa unavailable most of the year after


MOSCOW, April 6 (PNA/Sputnik) – Ford, joining at least six other com-panies in the auto industry expand-ing existing sites or building new manufacturing plants in Mexico, has announced that they are investing some USD 1.6 billion on a new plant in San Luis Potosí, as the company’s corporate home in Detroit, Michigan, struggles with deep unemployment.

Construction of the new foreign plant is set to begin this summer and will start producing cars by 2018. The new plant will bring Mexico at least 2,800 new jobs by the year 2020, the Detroit Free Press report-ed, and the move has left many with a bad taste in their mouth.

“Today’s announcement…is a disappointment and very troubling,” UAW President Dennis Williams said in a statement. “For every in-vestment in Mexico it means jobs that could have and should have been available right here in the USA.” In response, the company claims that they will also be invest-ing in the United States and creating jobs here as well, despite the eco-nomic gift to Mexico. The company claims to have hired 25,000 people in the US over the past fi ve years.

“We have to make decisions on a global scale because we compete globally,” Joe Hinrichs, a Ford vice president told the Free Press. “But let’s be clear: We are a proud Ameri-

can company and the majority of our investment happens here in the US.”

In November, the automaker reportedly agreed to invest USD 9 billion in plants in the US, with USD 4.8 billion going into Michigan, as part of a deal with the UAW.

Ford Motor Company has been a hot topic during the 2016 presi-dential race, as GOP frontrunner Donald Trump has specifi cally said he would stop the publicly-traded multinational corporation from producing cars in Mexico, and slap a 35% tax on everything imported to the US.

“Within 24 to 48 hours I will get a call from the head of Ford and he will say, ‘Mr. President, we have decided we’re going to build our new plant in the United States.’… That’s 100% sure,” Trump said during a campaign stop last month. “They’re going to say, ‘We’re moving back. You want us to move to Michigan?’ And I’ll say, ‘Yeah.’” Many blame the migration of auto jobs to Mexico from the US on the North American Free Trade Agreement of 1993, which was ratifi ed by President Bill Clinton.

“This is another example of what’s wrong with NAFTA and why the TPP would be a disaster for the citi-zens of the United States,” Williams stated. “Companies continue to run to low-wage countries and import back into the United States.” (PNA)

Never mind Michigan’s unemployment, Ford to open massive Mexico plant

The one true GOD YAHWEH, created man and woman with free will. He gave us free will to choose what we want to do, because our GOD doesn’t force us to do anything that we do not want to. If we love Him, He wants our love for Him to be a free choice on our part, a love freely given, not forced. Indeed, what a great and wonderful creator we have! He could have made us into drones and robots with no free will, then the whole world right now, all 6 billion people would be worshipping Him without any free will; a world without

All throughout our lives here on earth, we have to make choices. Therefore, we are responsible for our own choices and the consequences of those choices. Even when you drive to work every day, you have to decide which freeway to take. When its time for lunch, you have to decide, what you want to eat. So it is, life is full of choices to make. Will you vote for Hilary, or will you vote for Trump. That’s the choice you have to make. I’m voting for Hilary. That’s the choice I make.

Client no. 1 is 64. He is single and has never married. But he has several dependents. He works in the health care industry and makes a good salary of $80K a year. He has never owned a house because he has a number of dependents. He takes care of his brothers and sisters as well as his nieces and nephews, here and abroad. One niece is now a registered nurse because of him. He paid for his nursing degree. Another nephew is an accountant. He paid for his business degree. Without client’s help, his brothers and sisters, nieces and nephews would not be able to provide a roof over the heads much less pay for their children’s college expenses. In short, without the help given by client, his loved ones, his dependents here and abroad will not be able to get out of poverty. Client

is actually the main breadwinner for his extended family. So this is why he never married. His priority was to help his family. If he had his own family, then obviously, he would have to give his wife and children fi rst priority, leaving a small amount as help for his extended family.

Client actually spends $2K a month for his extended family. Even with his $80K gross income a year, he still has to budget carefully. He rents a house, not an apartment, because two nieces and brother live with him.

He takes care of them, and he is really happy to be able to provide that help. And he still sends his sister and her children who live abroad, a signifi cant sum every month. The problem is that client also has $40K of credit card debt. He allocates $1,500 a month to keep those cards current. But with his age now, he would rather use the $1,500 to save up to buy a house for his extended family, and to be able to continue providing for his extended family. The choice he is faced with is to keep on paying $1,500 a month for $40K of credit card debt for the next 20 years, or get ride of those credit cards now with a Chapter 7 discharge and use the savings of $20K a year to buy a house and to continue providing help to his extended family. If you were him what would your choice be? It makes client happy to help his extended family and to save up for a house for them. His choice is to get rid of his $40K cards now with a Chapter 7 discharge. Smart choice.

Client no. 2 is 70. She owns and lives in a condo. She still owes a

hefty sum on the condo. Her equity in the condo is about $100K. She stopped working last year and now gets social security of $1,800. Her mortgage is $1,400, leaving her $600 for the other necessities. The problem is that she owes $30K of credit card debt, which she has been paying $1K a month for the last 10 years, just to keep them current. Having paid $120K of minimum payments for 10 years, it’s really sad to say that she still owes the very same $30K! She did not think about this situation when she was still working and when her husband was still around. But with her husband gone and with her now retired and receiving just social security, she had to decide if she wanted to keep her house or keep her credit cards. Let’s see. You can live in your house; it provides you shelter from the elements and a nice place to sleep in. You can’t live in your credit cards, can you? Needless to say, client decided quickly to fi le for Chapter 7 to discharge $30K of credit card debt so that she could keep paying her house. She chose to keep her house over her credit cards. It’s a matter of choice, is it not? But the choice you make should be the correct one. Otherwise, you will suf-

fer the consequences. On my way to court his morning, a homeless man was all wrapped up in rags in really fi lthy blankets, sleeping right there on the sidewalk. I felt bad for him. But that’s his choice. Our God gave him the free will to make that choice.

I hope you make the right choice in your situation. If client had dis-charged her cards ten years ago, she would $120K save up right now, instead of $30K of cards that need to get discharged. “Guide me in your truth and teach me, for you are god my savior, and my hope is in you all day long.” psalm 25:5

Lawrence Bautista Yang is a grad-uate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil liti-gation and has handled more than fi ve thousand successful bankruptcy cases in California.

He speaks Tagalog and looks for-ward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

Both clients seek chapter 7 relief to discharge credit cards

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OPINIONTOKYO, April 6 (PNA/Kyodo) – Hundreds of banks and

their subsidiaries set up thousands of shell companies for their wealthy clients to hide assets through offshore foreign tax havens, a massive data leak showed Tuesday.

Leaked internal fi les from Panama-based law fi rm Mos-sack Fonseca & Co. found that more than 500 banks, their subsidiaries and branches including Swiss banking giant UBS registered almost 15,600 shell companies with the law fi rm.

The leaked fi les, containing information on 214,488 off-shore entities connected to people in more than 200 countries and territories, were obtained by the German newspaper Sueddeutsche Zeitung and shared with the International Consortium of Investigative Journalists, with which Kyodo News and other media outlets are in partnership.

The massive data leak of the law fi rm’s internal fi les—dubbed the “Panama Papers”—revealed that the majority of offshore shell companies which registered with Mossack Fonseca had been created since the 1990s.

The leaked records showed that UBS created about 1,100 companies, and Credit Suisse, another Swiss bank, did so for an estimated 1,100 fi rms.

Other banks included French bank Societe Generale, which registered about 1,000 companies, while British bank-ing giant HSBC and its subsidiaries alone registered about 2,300 companies.

The records provide a view into how major global banks have helped rich clients conceal their fi nances through shell companies.

The fi les also found there were spats between the banks and those in the shell company business after the US gov-ernment stepped up efforts to uncover information on the identity of the accounts and the banks sought to minimize their involvement in the shell company scheme.

Faced with a threat of US criminal prosecution for tax evasion and money laundering, UBS changed its policy in 2010 and said it stopped setting up offshore companies for its customers.

According to the leaked fi les, UBS said it is not the bank but Mossack Fonseca which is responsible for identifying the owners of the shell fi rms behind the accounts.

A UBS executive was quoted in the papers as saying that he was “seriously” thinking of reporting the law fi rm to the authorities.

It infuriated Mossack Fonseca, with e-mail records show-ing one executive saying that “UBS has totally changed and because of the problems they had to face they are now re-acting in an outrageous way,” and another saying that UBS looks like “they just want to push their responsibility away.”

In the end, UBS and Mossack Fonseca reconciled in 2010, working out a deal in which the law fi rm will take over ad-ministration of UBS’s shell fi rms and the bank’s customers will retain their UBS bank accounts. (PNA/Kyodo)

Will Filipino boxing superstar Man-ny Pacquiao end his illustrious boxing career with a big bang or will he fall fl at on his face in the canvas? We will know the answer this Saturday when Pacquiao and his one-time “conqueror”, Timothy Bradley, square off at the MGM Grand Hotel and Casino in Las Vegas, Nevada.Pacquiao gave assurances that he will try to end his career with a knockout win against Bradley. The boxer from Palm Springs, however, has never been stopped in all his fi ghts since he became a professional boxer.Millions of Filipinos around the globe are expected to take time out from their usual busy schedules to watch Pacquiao, perhaps for the last time, showcase his boxing skills inside the ring for 12 rounds against Bradley.Pacquiao is expected to hang up his gloves af-ter the fi ght with Bradley. This is Pacquiao’s 66th career fi ght since he turned pro in boxing.Out of 66 fi ghts, Pacquiao won 57 times, 38 of them either by knockout or TKO. The boxer from the province of Saran-gani has been known as an explosive fighter, capable of throwing dozens of punches in combinations from all angles.I have doubts regarding Pacquiao’s retirement announcement from boxing. I am sure that if he wins against Bradley either by knockout of TKO, he will fi ght again, maybe, two more before he fi nally hangs up his gloves for good.With all the money he has made through-out his boxing career, I see no reason for him to go back to the ring. It is time for him to retire from boxing and spend more time sharpening his skills as a politician.Not a bad idea. As a matter of fact, Pac-quiao is a much better person compared to our present crop of corrupt politicians.While Pacquiao spends his own hard-earned money to alleviate the lives of destitute Filipinos, our politicians are spending their time finding out how they could

make millions of pesos from “kickbacks.”What a big difference, huh. No wonder, de-spite being pilloried or castigated by the media for being truant in attending congressional sessions, Pacquiao remains in the winning circle for next month’s senatorial elections.If President Aquino was head of the Philippine government for doing practically nothing as a Congressman and a Senator, Pacquiao, by all means, deserves to be elected as a SenatorSo, whatever happens this Saturday, by knock-out or decision, win or loss, millions of Filipinos will still love and respect Pacquiao from what he has accomplished that no other boxer has achieved – winning titles in eight divisions.Pacquiao will also serve as an inspiration to millions of Filipinos around the globe with his rags to riches story. When Pac-quiao fi nally retires, you, me and the rest of the boxing world will surely miss him.While millions of Filipinos and boxing fans will mourn the retirement of Pacquiao from boxing, this cannot be said on the forth-coming retirement of President Aquino from politics when his term ends in June.I am sure that millions of Filipinos, includ-ing myself, cannot wait until he steps down from offi ce. This arrogant, self righteous and insensitive persons is the most inutile and incompetent politician I have ever known.I think he is even worse than Senator Lito Lapid. At least Senator Lapid was able to fi le several bills during his stint as a Senator, compared to President Aquino who had none.

IBA, Zambales, April 6 (PNA) – President Benigno S. Aquino III on Tuesday called on the electorate to exercise their power to vote to put in position new leaders who could give Filipinos more opportunities to better their lives.

“Pakiusap ko lang ho, gamitin natin ang karapatan..., ‘yung kapangyarihan para ta-laga naman pong pagtulungan natin lalong isagad ang oportunidad sa bawat Pilipino,” the President said in his speech before local leaders and the community here.

Reporting on what his administration has done for Zambales, he noted that the province was only given a budget of Php 2.19 billion for infrastructure from 2005 to 2010.

“Tayo naman po mula 2011 hanggang 2016, ang inilagay nating infrastructure – sa highways pa lang ho, highways, bridges, roads – Php 6.05 billion. Maliwanag pong napakalayo,” he said.

“Kasama po diyan, nakumpleto na po na ang Gapan-San Fernando-Olongapo Road Project Phase 2. Matatapos na po ang Olon-gapo-Bugallon Road at ang Dampay-Salaza Access Road.”

The President further said that to support farmers, the government had allocated from 2011 to 2016 some Php 230 million for farm-to-market roads, and Php 362.95 million for irrigation systems.

“Mula 2011 hanggang 2015, nagpagawa tayo ng production and post-harvest facili-ties na nagkakahalaga ng Php 57 million. Nasa Php 22.83 million naman ang inilaan natin sa pagpapaunlad ng inyong Subic fi sh port, na target po nating matapos ngayong Oktubre,” he said.

“Sa ating National Greening Program,

ang pagbabalik ng ating mga kagubatan... 7.19 milyong binhi na ang naitanim sa halos 12,000 ektarya sa Zambales. Isipin mo kapag tumubo na po itong mga punong ito..., tal-agang isipin niyo ang Zambales na marami na naman pong kagubatan. Sa buong bansa po, ang target ng ating National Greening Program, 1.5 bilyon na binhi ang maitanim sa 1.5 milyong ektarya. Sa kasalukuyan po, ang nalikha na nito ay 3.18 milyong traba-ho,” he added.

The Chief Executive also mentioned the 9,631 people in Zambales who have graduat-ed from TESDA’s Training for Work Schol-arship Program from 2010 to 2015.

“Sa Zambales ho, sa larangan naman ng kuryente, ang sabi po ng NEA sa atin – National Electrifi cation Administration – itinala noong 2011, 87 sitios ninyo walang kuryente. Nitong Marso po natapos na 100 percent, energized na po lahat ng nailista noong 2011,” he said.

All these, he said, are just some of the gains enjoyed by the country in the past six years, under his government’s Daang Matu-wid advocacy.

As election draws near, many promises are being bandied around, he said, urging voters to scrutinize each candidate’s plat-form.

President Aquino enjoined the electorate to vote for the Liberal Party’s candidates when they go to the polls in May, as they would continue the government’s reform program.

“Anim na taon natin ginawa, anong pag-babago ang nangyari sa Pilipinas? Kung may nangyari e sabihin natin siguro – Ituloy ang Daang Matuwid,” he said. (PNA)

‘Panama Papers’ show hidden wealth Will this be the last one for Manny?

Aquino to voters: Use your power to vote to pick right leaders


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Daniel Matsunaga is the newest actor to join the Star Magic family.

This was announced during a press conference for “Be My Lady” with his girlfriend Erich Gonzales.

Matsunaga said he did not have any hesitations when he signed the contract because he knows that the talent management arm of ABS-CBN can only bring him to “better places.”

“I’m very happy that I’m being co-managed now by Star Magic es-pecially because I really want to be closer to Erich and by having the same management, everything goes

better. I am very blessed,” he said.Matsunaga said he considers Star

Magic the “best way I could go.”“I guess for my future as an actor,

[Star Magic can help me] improve myself. I am looking forward to that. I know I can improve myself a hundred times more,” he said. “I know I am in very hands with Mr. M (Johnny Manahan) and Ms. Mariole (Alberto). It’s a great opportunity.” Prior to “Be My Lady,” Matsunaga’s fi rst TV series with ABS-CBN after winning the reality show “Pinoy Big Brother” was “Two Wives.” (MNS)

Before becoming one of the most talked about celebrities today, Coleen Garcia had to go through a lot of hardships.

In an interview, Garcia addressed misconceptions by some people that life has always been easy for her.

“It’s because I’m mestiza… That’s really all it is. ‘Pag maputi ka, mayaman ka. Alam mo ‘yun?” she said, noting Filipinos’ common notion of fair-skinned people like her.

She shared some of her struggles growing up, from acting as a co-parent to her two younger brothers at age nine after her parents separated, to fending for herself without a diploma or a steady job at 19 years old.

Her savings from her modeling and showbiz gigs covered the rent of her apartment which, she said, had no furniture and air conditioning. So, she slept on the fl oor.

She took a cab from Quezon City to Alabang during her hosting stints without any personal assistant, and even had a distressing experience with dubious drivers.

“I said [to myself], ‘you know what, God will provide for me. God will take me wherever I’m meant to be,” she said, recalling her hardships.

Three months later, Garcia became a regular host on “It’s Showtime,” and eventually entered into a relationship with co-host Billy Crawford.

While she had a stable job, her name was always dragged into con-troversy. Fans were saying she is the reason behind the breakup of Crawford and his then girlfriend of fi ve years, singer Nikki Gil, who is now married to businessman BJ Albert.

“It was frustrating because there were so many things I could have said to erase all of it, but I couldn’t because I wanted to protect Billy,” Garcia said.

She added: “I believed I wasn’t what they were calling me, what they were telling me I was, so I just kept proving it to myself… I am someone brave, someone who cares about other people, but does not care about what the people who step all over me have to say.”

Garcia is no longer part of “It’s Showtime” but her relationship with Crawford remains stronger than ever. The two recently fl ew to the United States for a much-deserved break.

Erich Gonzales admitted that she was initially worried about starring with boyfriend Daniel Matsunaga on the ABS-CBN daytime series “Be My Lady” since this means being togeth-er almost all the time.

“First time ko makatrabaho ang karelasyon ko so parang iniisip ko na baka hindi mag-work kasi siyempre iba ang personal life sa trabaho,” she said.

But it seems she has nothing to worry about.

“Everything is going well. Mas nakikilala po namin ang isa’t isa and we get to spend more time with each other. We make more memories,” she said.

In fact, Matsunaga shared that they haven’t had any major fight since they offi cially became together last year.

“Narinig namin from friends na it’s really hard to have a relationship and a show at the same time. Well, I guess, God is really good. He is real-ly at the center of our relationship. Lahat ng opportunities na binigay sa amin, we are doing good. It’s such a blessing because we are getting to

know each other better and better and we are going stronger,” he said.

But in case they encounter misun-derstandings in the future, the two said they promised to resolve things immediately so as not to affect their work.

“I guess, just by talking and under-standing each other, [we can resolve things]. Trust is important as well,” said Matsunaga.

Meanwhile, Matsunaga and Gon-zales shared that they recently marked their fi rst anniversary as a couple.

Asked how they celebrated it, Gonzales said: “We celebrate it every day po, every time we are together. Every day is special with him. We just had a very simple dinner. Those simple things, ‘yun po talaga ang nagma-matter sa amin. Hindi na ‘yung mga material things.”

Matsunaga, however, revealed plans of bringing Gonzales to Brazil.

“I want to bring her around and to get to see the rest of family there. That’s my priority right now. Siyem-pre we want to travel everywhere,” he said. (MNS)

Daniel Matsunaga now a Star Magic artist

Erich Gonzales Daniel Matsunaga

How Daniel, Erich balance work, relationship

Coleen recalls hardships before getting big break


Kore 2016 Pro-Am comes back to Journey at Pechanga on April 3 and 4, 2016. Pechanga is holding the tourna-ment at their resort for the fourth year as the proud offi cial sponsor. Journey at Pechanga is Pechanga Resort & Casino’s premiere championship golf course, already well known among many Asian golfers. This year, 26 talented LPGA golfers were invited to participate in this highly anticipated tournament with the Pro-Am’s tee sponsors.

The night before the tournament, sponsors will fi nd out which LPGA Pro golfers they will be playing with, at the pairings party in the resort’s Ea-gle’s Nest. The pairing party features gourmet hors d’oeuvres, premium beverages and live entertainment, creating a relaxing atmosphere for all players to get to know their LPGA Pro

partners and prepare for the next day’s tournament.

Kore 2016 Pro-Amfeatures many professional golfers including MiHy-ang Lee (LPGA ranking 34),Chella Choi, Ilhee Lee and Jenny Shin. Mi-Hyang Lee, who started playing golf at the age of 3, came into the spotlight when she became Rolex fi rst-time win-ner after winning Mizuno Classic 2014. Lee tallied four top-10 fi nishes at the Evian Championship in 2015, which was her best fi nish in a major. Chella Choi earned her 2009 LPGA Tour card at the LPGA Final Qualifying Tourna-ment. She has several Top-10 fi nishes in many major golf championships and won Rolex for the fi rst time at the 2015 Marathon Classic. Debuted in 2010, Ilhee Lee became a Rolex fi rst-time winner at the Pure Silk Bahamas LPGA Classic. With Rolex ranking

Journey at Pechanga hosts for the 4th time the exclusive Kore 2016 Pro-Am

TV Media interview with Pechanga Resort & Casino Chief Marketing Offi cer (CMO) Mr. Lee Torres

38, Ilhee boasts career earnings of over $2.2M. Jenny Shin, like many Ko-reans, started playing golf at a very young age and be-gan competing in USGA golf championships at age 13.She had severa l strong majors and recorded career-best T13 fi nish at the Cambia Portland Classic in 2015.

This annual tournament, being the fourth year held at Journey, consisted of many other LPGA superstars such as Jennifer Song, Kelly Shon, Tiffany Joh, Haeji Kang, Soo Bin Kim, Vicky Hurst, Jenny Suh, Julie Yang, Rebecca Lee-Bentham, Birdie Kim, Christine Song, Grace Na, Irene Choe-Coe, Mindy Kim, Victoria Elizabeth, Emily Tubert, Jing Yan, Jennie Lee, Min Lee, Stephanie Kono, Demi Runas and Brianna Do. This elite group of 26 pro golfers will challenge each other on the stimulating and demanding course, along with their fans and golf partners.

Through the tournament, tee spon-sors will not only be able to get up close and personal with these golf elites, but also swing their clubs alongside these talented athletes. They will also be provided with a great networking opportunity with celebrities, corporate leaders and pro golfers at the Awards Ceremony and Dinner that will imme-diately follow the tournament.

About Journey at PechangaJourney at Pechanga championship golf course, one of the many high-end amenities at Pechanga Resort & Ca-

sino, is consistently rated among the top public courses in California. When golfers partner their rounds with a luxury stay at the adjacent resort, the value of the experience rises.

Hotel guests receive complimentary access to the course’s award-winning practice facility, even if they do not have a tee time. The course’s clubhouse is home to spacious men’s and women’s locker rooms, an extensive pro shop and the Journey’s End restaurant serving breakfast, lunch and evening appetizers and cocktails.

Nestled in the foothills of the scenic Southern California wine country in Temecula Valley on the Pechanga Indian Reservation, adja-cent to Pechanga Resort & Casino, Journey at Pechanga winds along a boulder-strewn mountain. Journey at Pechanga’s par-72, 18-hole golf course winds across 7,219 yards. A challenging and rewarding course, it presents a range of topography – canyons, ravines, open fairways and even a tee shot with a 175-foot drop.Just across a small walkway sits the state’s largest resort/casino with all the luxuries a traveler would expect from a high-end casino property. Rated

See PECHANGA, page 19


A spirited sedan with style, value, agility and connectivity

Mitsubishi Motors North America, Inc. (MMNA) has unveiled the all-new 2017 Mitsubishi Mirage G4. A sibling to the well-established and popular Mirage hatchback, the all-new Mirage G4 brings consumers a fresh dose of clean style, environmen-tal consciousness, agility, connec-tivity, affordability and value. The Mirage G4 goes on sale this spring at Mitsubishi showrooms across the country.

“A few years ago we entered the subcompact segment with the Mirage hatchback and its popularity with consumers has grown every year with its combination of top fuel economy, attractive pricing and one of the in-dustry’s best new car warranties. The new Mirage G4 repeats that value equation in a four-door sedan pack-age,” said MMNA executive vice pres-ident, Don Swearingen. “The Mirage hatchback and now the Mirage G4 sedan will form a formidable one-two punch in the subcompact segment.”

The Mirage G4 will utilize the same powertrain of the 2017 hatch-back, a revised 1.2-liter three-cylin-der engine. The small displacement engine provides a harmonious blend of lively acceleration and effi ciency. The Mirage G4 will be at the top of its class in combined fuel effi ciency and C02 emissions.

Inside, the Mirage G4’s long wheelbase provides for a spacious interior cabin and trunk.

Adding an element of surprise and delight to the subcompact segment, the Mirage G4 will come equipped with available smartphone integra-tions, features typically reserved for higher priced vehicles. Support for Apple CarPlay, the smarter, safer way to use your iPhone in the car, lets drivers make calls, get directions optimized for traffi c conditions, lis-

ten to music, and access messages. Android Auto extends the Android™ platform into the car in a way that’s purpose-built for driving.

Staying true to its value-driven roots, the Mirage G4 is supported by Mitsubishi’s phenomenal warranties: fully transferable 5-year/60,000 mile new vehicle limited warranty; 10-year/100,000 mile powertrain lim-ited warranty; 7-year/100,000 mile anti-corrosion perforation limited warranty and a 5-year/unlimited mile roadside assistance.

For more information on the all-new Mirage G4 sedan please visit media.mitsubishicars.com and be sure to visit us onFacebook, Twit-ter, Google+ and YouTube.

Android and Android Auto are trademarks of Google Inc. iPhone and Apple CarPlay are trade-marks of Apple Inc., registered in the U.S. and other countries.

For a closer look at the new 2017 Mirage G$ SE, or any other Mit-subishi vehicle, Come and visit our kababayans at Cerritos Mitsubishi, where kababayans are always treat-ed as special customers.

Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price. Call Eugene C. and Marcial T., who leads the sales oper-ation for the Filipino market.

Call now toll free at 1-888-835-6136 to get the same Number 1 customer service from our very own kababayans.

2017 Mirage G4 SE

Mitsubishi unveils all-new 2017 Mirage G4

a AAA Four Diamond property for 14 years running, the resort recently un-derwent a major makeover of its hotel lobby, four restaurants, Jacuzzi suites and VIP lounge.

The resort offers 517 hotel rooms and suites, a full-service spa and salon, pool and cabanas, A-list entertain-ment, more than 200,000-square feet of fl exible event and meeting space, 11 restaurants, plus extras like free WiFi, no resort fees, complimentary concierge and valet parking and 24-hour room service.

The resort also offers a dedicated group sales, catering and banquet team to handle any room blocks or events. Pechanga will soon be add-ing more resort amenities such as a 70,000-square foot events center with an ecologically responsible green roof, an additional 568-room and suite hotel wing, resort-style pool complex, two-story luxury spa and two new restaurants.

For more information or to make reservations at Pechanga Resort & Ca-sino, please visit www.Pechanga.com or call (877) 711-2946. Pechanga Re-sort & Casino is located in Temecula, Calif. just two minutes off Interstate 15, less than one hour from San Diego and Ontario International airports,

and less than one and one-half hours from Los Angeles and Orange County. With an average of 276 sunny days per year, Temecula and Journey at Pechanga offer an ideal golfer’s retreat year round.

About Pechanga Resort & CasinoPechanga Resort & Casino offers one of the largest and most expansive resort/casino experiences anywhere in the United States. Rated a Four Diamond property by AAA since 2002, Pechanga Resort & Casino provides an unparal-leled getaway, whether for the day or for an extended luxury stay. Offering more than 3,000 of the hottest slots, ta-ble games, world-class entertainment, 517 hotel rooms, dining, spa and cham-pionship golf at Journey at Pechanga, Pechanga Resort & Casino features a destination that meets and exceeds the needs of its guests and the community. Pechanga Resort & Casino is owned and operated by the Pechanga Band of Luiseño Indians. For more informa-tion, call toll free 1-888-PECHANGA or visit www.Pechanga.com.

Follow Pechanga Resort & Casino on Facebook.com/Pechanga and on Twitter @PechangaCasino. Pechanga Resort & Casino is open 24-hours. Guests must be 21 years old and older to enter the casino.

PECHANGAFrom page 18


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By Ivan CouronneW a s h i n g t o n , U n i t e d

States | AFP | Friday 4/1/2016 – New York, Seattle, California: in the battle over the US minimum wage, cities and states are taking their own initiative, making region-al advances toward the goal of a $15 an hour fl oor.

Some cities have voted through spectacular increases, making the dream of better pay a reality for hundreds of thousands of employ-ees in a country where the federal minimum wage level has remained unchanged at $7.25 an hour since 2009.

New York was the latest state to

act. State lawmakers reached a deal Thursday with Governor Andrew Cuomo to raise the minimum wage in New York City to $15 an hour by the end of 2018.

Under the deal, the minimum will go up more slowly in the rest of the state, hitting $12.50 an hour by the end of 2020.

To close the deal, Cuomo needed to get the state’s Republican-con-trolled senate on board.

Republicans and Democrats have generally split on the need for a national wage hike.

Democratic presidential candi-dates Hillary Clinton and Bernie Sanders both support an increase,

differing only on the scale and tim-ing of such a move.

The former secretary of state calls for a smaller, slower raise while the Vermont senator wants the minimum doubled.

With rare exceptions such as Mitt Romney, the presidential nominee in 2012, Republicans have generally resisted calls for an increase, citing potential job losses.

Republican control of Congress over the past fi ve years has ensured that the federal level remained unchanged.

It’s now a third below the mini-mum wage in France, Belgium and other wealthy European countries, taking into account the relative pur-chasing power in those countries, the Organization for Economic Cooperation and Development says.

Like many other progressive causes in a country polarized be-tween left and right, action is taking place at the state and municipal levels.

Minimum wages in 29 states and the capital Washington have surpassed the federal level. New York has instituted $9 an hour and California, $10.

Major companies in Seattle have paid $13 an hour since January 1. In New York City, fast food employ-ees earn at least $10.50.

A total of 18 states have volun-tarily increased their minimum wages since 2013, some after hold-ing referenda on the issue, accord-ing to the White House.

A new wave is expected in 2016.The most signifi cant change is

brewing in California, the most populous US state, where local officials have recently agreed to progressively reach $15 an hour by 2023, a target large companies will hit even earlier.

More than a third of California’s workforce would benefi t from wage increases, according to a study from Berkeley University.

Clinton hailed the plan on Mon-day, tweeting a “big win for work-ers.”

Sanders parried, also on Twitter.

“But here’s the difference,” he said. “I support a $15 federal minimum wage. @HillaryClinton does not.”

Her proposal calls for raising the federal level from $7.25 to $12.

Regional Differences -A sudden minimum wage in-

crease would be felt differently in various regions.

In the relatively poor South, the cost of living is far lower than on the country’s wealthy coasts.

Doubling restaurant employees’ salaries in Mississippi would have greater effect than in San Fran-cisco, where salaries are already higher.

New York’s high cost of living also makes raising the current minimum wage more urgent there.

“You’re going to have higher leg-islated minimum wages in urban areas versus rural areas, Northeast and California versus the deep South,” Jacob Kirkegaard of Wash-ington’s Peterson Institute said.

He believes those variations will only grow.

Unions and activists are pushing for a nationwide increase never-theless.

In real value, the federal mini-mum wage has fallen to around a third of its peak level in 1968.

“The $7.25 minimum wage is only about $15,000 a year for a worker, and that’s not enough to support a family anywhere in the country,” said Laura Huizar of the National Employment Law Project.

The government sets the poverty line for a family of three at $20,160.

It’s an issue that is almost never raised in the Republican primary campaign.

Texas Senator Ted Cruz has come out against any minimum wage increase.

Ohio Governor John Kasich fl irt-ed with a “reasonable” increase in September before changing tack during a debate earlier this month.

“Well, well, wait a minute, fi rst of all, I didn’t say I was for an increase in the federal minimum wage,” he said in response to a question in apparent alarm.

Raising the US minimum wage to $15 an American dreamCOMMUNITY

ROSEMEAD, Calif., April 4, 2016 — Edison International, the parent company of Southern Cal-ifornia Edison, congratulates 30 high school seniors who have been named 2016 Edison Scholars, each winning a $40,000 scholarship.

Students will learn of their schol-arship award April 11-15 when SCE staffers make notifications that will include surprise visits to some schools.

“Congratulations to these deserv-ing Edison Scholars,” said Janet Clayton, senior vice president of Corporate Communications for Ed-ison International and SCE. “Their academic excellence has earned each of them a $40,000 scholarship. We wish them continued success as they pursue studies in science, technology, engineering or math.”

Each year, the $1.2 million Ed-ison Scholars Program awards $40,000 scholarships paid over four years to 30 high school seniors who want to become engineers – elec-

trical, mechanical, civil, computer, industrial, computer sciences/info system, environmental or environ-mental sciences — and plan to pur-sue studies in science, technology, engineering or math, the STEM fi elds, full time at a four-year col-lege or university.

Since 2006, Edison International has awarded $5.3 million in schol-arships to520 students in its service territory.

Edison Scholars are also eligible to apply for summer internships at SCEafter completing their second year of college.

Edison International’s support of charitable causes such as the Edison Scholars Program is funded entirely by Edison International shareholders.

SCE customers’ utility bill pay-ments do not fund company do-nations. In addition, dependents of Edison International and SCE employees are not eligible for the Edison Scholars Program.

30 Edison scholars to receive $1.2-M; Each scholar gets $40,000


I never liked boxing. I still don’t. Even if a fellow Filipino like Manny triumphed over it.

I don’t watch his fi ghts. Even if Las Vegas is just a 5-hour drive away from L.A. Even if close friends who are avid boxing fans invite to watch the pay-per-view matches on their giant screens.

But, my like (or lack of it) is im-material to a sport that brought fame and honor to the Philippines.

Through sheer talent, discipline and hard work, Manny inspired Fil-ipinos into believing that no dream is too big nor too far not to be achieved by any Filipino willing to pay the price to achieve it.

During his fights, crime in the Philippines was reported to be at 0 rate. Even passionate criminals had to take a break to watch his fi ghts. A sign that Manny’s infl uence has been extensive.

His victories, and sometimes even his defeats (specially to that bragga-docio of a sprinter who he recently fought in a “boxing” match) put the Filipino in the center stage, dwarfi ng the nation’s ignominy by producing leaders (and their families) who bleed the country’s coffers dry.

A hero, Manny truly is.But, even heroes are humans and

they are not immune from commit-ting mistakes. Some make many and big mistakes, including Manny.

His recent mistake of note was his remark that made a lot of the LGBT community unhappy. While I consid-er his remark in bad taste (his later apology notwithstanding), I will give it to Manny for being honest about his views and beliefs. And, despite what happened, I believe that Man-ny will not discriminate against, nor

withhold his assistance to, anyone who will seek his help, because one belongs to the LGBT community.

And now, Manny wants to join the Philippine Senate?

Bestowing to Manny this gift is, to me, just a small price to pay for a grateful nation to one who brought the country fame and honor of world-class proportion. Manny need not do anything anymore to deserve this.

Nothing in the Philippine Consti-tution states that the Senate should be populated only by lawyers. (God forbid this disaster befall the country. Ha!Ha!Ha!)

Filipinos bestowed this honor to actors, basketball players, soldiers and others before.

And, given that, survey after sur-vey, Filipinos express their frustra-tion over their leaders’ performance in the Philippine Congress, it may not be farfetched to conclude that Filipinos will not mind much, nor feel the difference, if their legisla-tors go on vacation for a year or two (or permanently?). So, Manny, win your fi ght with Bradley! After which, march victorious to the Philippine Senate, and support, nay author, laws that will improve the lives of Filipinos! About the author: Leo Monsalud regularly contributes ar-ticles on Medicare and Obamacare to Balita Media. He may be reached at 323-535-7373 or, e-mail at: [email protected].

In support of Manny Pacquiao

WASHINGTON, D.C. — In line with the economic diplomacy strat-egy of the Philippine Embassy that aims to diversify stakeholder profi le in the Philippine economy, the Philippine Overseas Labor and Overseas Workers Welfare Admin-istration Offices (POLO-OWWA) in Washington, D.C. conducted the fi rst-ever seminar on Options for Livelihood and Development for overseas Filipinos on 31 March 2016 at the Embassy’s Romulo Hall.

Commercial Counselor Raymond Batac shared the presentation from the Philippine Franchise Authority (PFA) that gave an overview on franchising, including the benefi ts to and obligations of both franchisor and franchisee.

“The primary advantage of a franchise is that it draws from the brand strength and business model of an already established enterprise. However, these factors also create responsibilities for the franchisee, particularly in meeting standards of quality and preserving the repu-tation of the business,” he explained to the participants.

Dr. Josyline Javelosa, Philip-pine Agricultural Attaché for the Americas, presented investment opportunities in the agriculture and agribusiness sectors, ranging from the more traditional activities of rice and crop farming and fi shing, to the increasingly lucrative agri-tourism and organic farming businesses.

“Agriculture remains a top driver of the Philippine economy. Innova-tions in technology and services are changing the face of agriculture in the Philippines, and more and more

avenues are being opened to those interested in entering the sector,” Dr. Javelosa said.

The Embassy’s Economic Offi cer, Minister Jose Victor Chan-Gonza-ga, assured the participants of the Embassy’s willingness to provide advice and appropriate referrals to US-based Filipinos who are looking into establishing businesses in the Philippines.

“We want you to be a part of the Philippine story. All of us in the Embassy, including our colleagues in the Commercial, Agriculture and Labor offices, will be more than happy to start a dialogue with you to review the full range of options that are currently available to our more enterprising kababayans in the US,” Minister Chan Gonzaga stated.

This was appreciated by the par-ticipants, many of whom are mainly employed by foreign embassies and business owners in the US.

“This seminar presented some viable options for OFWs in the US who would like to contribute to the economic growth of the Philippines. Apart from the knowledge itself, the network of government offi ces that are willing to assist potential investors in the franchising and agribusiness sectors is a highly use-ful resource for us. Specifi cally as a teachers’ organization participating in the seminar, we also fi nd this to be in line with our ‘Teacherpreneur-ship’ project in which we are encour-aging our fellow Filipino teachers to venture in business back home,” said Ms. Malou Cadacio, Public Re-lations Offi cer of the United Federa-tion of Fil-Am Educators-Maryland.

US-based Pinoys presented with livelihood options


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Shoppers continue to appreciate value proposition offered by Hon-da’s lineup family cars and light trucks

TORRANCE, Calif., Mar 22, 2016 – New-car shoppers have once again recognized the Honda brand (automobiles.honda.com) as the ‘Best Value Brand’ in Kelley Blue Book’s 2016 Brand Image Study. This marks the fifth year that Honda has received the award, as decided by non-luxury shoppers.

“This Best Value Brand award from KBB validates the efforts of Honda engineers and our dealers to offer our customers products with high levels of quality, reliability and value,” said Jeff Conrad, senior vice president and general manager of the Honda automobile division for American Honda.

The 2016 Brand Image Awards are based on consumer automotive perception data from Kelley Blue Book Strategic Insights’ (previous-ly Market Intelligence’s) Brand Watch study. Brand Watch is an online brand and model perception tracking study tapping into 12,000+ in-market new-vehicle shoppers

annually on Kelley Blue Book’s KBB.com. The highly comprehen-sive study offers insight into how shoppers perceive important factors driving their purchase decisions, and captures brand/model famil-iarity and loyalty among new-car shoppers.

“Our Kelley Blue Book expert ve-hicle reviewers consistently praise Hondas for their overall excellence and strong value story, so it is not surprising that car shoppers feel the same way, naming Honda as Kelley Blue Book’s Best Value Brand again this year,” said Jack R. Nerad, executive editorial director and executive market analyst for Kel-ley Blue Book’s KBB.com. “Based on the brand’s legendary quality and reliability, Honda previously won that title in 2015, as well as 2011 - 2013.”

Meanwhile, the next-generation Civic Hatchback, with its strik-ing design and the promise of a sporty, European-inspired driving experience, today made its North American debut in prototype form just a day before the 2016 New York International Auto Show. American Honda Motor Co., Inc. also con-

2017 Civic Hatchback Prototypefi rmed that it will marry the all-new 1.5-liter turbo engine to its 6-speed manual transmission for more sporty and dynamic performance. The arrival of the production 2017 Civic Hatchback later this year marks the continued rollout of the 10th-generation Civic lineup, the sportiest and most expansive family of Civics in the car’s 44-year histo-ry. The Civic Sedan was recently named the 2016 North American Car of the Year, and sales of Civic are up 37 percent through the fi rst two months of 2016.

Being built on the same world-class platform as the 10th-gener-

ation Civic Sedan, the 2017 Civic Hatchback will be defi ned by an unparalleled combination of sport-iness, effi ciency and utility, with distinctive styling and premium features that enthusiasts demand. The fi ve-door hatchback will feature one powertrain for the U.S. market, a 1.5-liter DOHC direct-injected Turbo engine that can be mated to either a sporty CVT or a slick-shift-ing 6-speed manual transmission.

“The Civic Hatchback wraps the 10-generation Civic platform and fi ve-door hatchback utility in emotional, Euro-inspired styling,” said Jeff Conrad, senior vice pres-ident and general manager of the Honda Division of American Honda Motor Co., Inc. “Offered with the first application of the 1.5-liter turbo engine paired with a manual transmission, this sportiest Civic to date will attract a whole new set of enthusiasts buyers to the model and Honda brand.”

The Civic Hatchback will launch later this year as the third new Civic variant, joining the 2016 Civic Sedan and Civic Coupe. The 10th-generation Civic lineup will be rounded out in 2017 with the arrival of Civic Si variants and the radical new Civic Type R.

The 2017 Civic Hatchback was developed by the joint efforts of Honda R&D teams in Europe and Japan and is expected to bring new buyers into the Honda showroom here in the U.S.

Although a Honda is a Honda wherever you see one, Filipinos fl ock to Carson Honda because of the friendly Filipino staff at the dealership and of course because of the service our kababayans provide.

One of them, Rohmer Manalese, has even earned the “Best in Cus-tomer Satisfaction,”an honor he keeps consistently, along with the three other Filipino sales staff in the persons of Ricky Agagas, Terzo Pallen and Christian Reyes, all of whom are veterans in the car sales industry. “We have a great staff and this is a great dealership,” Carson Honda General Manager Krisztian Kratky said. “We have a friendly at-mosphere.” Carson Honda is located at 1435 E. 223rd Street, Carson, CA 90745. They can be reached toll free at 1-800- 503-2321.

Honda named ‘Best Value Brand’ for Fifth Time in KBB.com’s 2016 Brand Image Awards


Penske Mercedes-Benz of West Covina2010 East Garvey Avenue SouthWest Covina, CA 91791 Tel. (626) 732-1474 penskemercedes.com

by

Innovation • Performance • Design • Safety

Nash Jimenez | Fleet ManagerCell : (909) [email protected]

Penske Mercedez-Benz of West Covina A SoCal Penske Dealership

"Let me show you how easy to drive or own one. Call Now"

Go for your dream car... get your Mercedes-Benz today...

"The best or nothing." Enjoy life. Drive a Mercedes-Benz.

By Jon LinkovConsumer Reports

Not everyone enjoys poring over used-car classifi ed ads to fi nd that hidden gem. Even our experts fi nd the hunt through bad cars to be the worst part of the buying experience.

An easier solution: Simply de-termine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-refer-enced those metrics with the avail-ability of electronic stability control, a lifesaving safety feature.

The best of the best used car models can be accessed at consumer-reports.org.. Each model performed well in our road tests when it was new and had above-average reliabil-ity for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature.

We also included a list of used cars you should avoid considering because they proved to be particularly trou-blesome and unreliable.

Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough in-spection by a certifi ed mechanic, so there are no surprises down the road.

But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot.

Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealer-ships that specializes in pre-owned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve!

Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

Best used cars now available in the market for less

By Angel Tahimik “Everyone is expecting for a better

car but they are not willing to put their reservations aside and consider getting a car that may be pricey, but with exceptional benefits that far outweigh its cost.”

This was Nash Jimenez’s first statement. He just started as a Fleet Sales Manager of Penske Mer-cedes-Benz in West Covina.

“I just started a recently. But I have been selling cars half my life. I started in 1993 but it still feels

Fil-Am Nash Jimenez: Mercedes-Benz of West Covina’s new ‘driving force’l ike yesterday . Mercedez-Benz is a different breed altogether since it is a luxury car but that it is worth the price. Unfortu-nately, everybody has misconceptions about owning a lux-ury car. And that is where I come in,” says Nash.

As a car enthusi-ast, Nash considers his job at Penske Mercedez-Benz as a challenge. He says dealing with fami-ly cars has been a fruitful experience for his clients as his customer service never waned, but his transition to a luxury line (of cars) would be like proving to himself that he can still arrange great deals regardless of the type of car.

According to Nash, he wants to offer the same level of expertise and customer service in making great deals for his clients to get them – this time – a luxury car. He said, “It’s like giving back to my customers by changing their impression about lux-

ury cars. You will be paying almost the same for a top-of-the-line car of another make, but getting the most advanced technology. I want my loyal clients to experience that. They de-serve to know the truth about owning a luxury car.”

It was an eye-opener for this au-thor as I get a crash course on luxury cars from an empathetic car expert who’s been highly recognized in car sales and dealership.

His reputation in arranging the best car deals and converting a “car window-shopper” into a car owner is his legacy. When asked, “what makes

him good a salesman”, he said: “Sell-ing is easy. It is serving your custom-ers that makes a lasting impression. I take it upon me to educate them and make their buying experience a memorable one.”

Buying a car is one of the major de-cisions one will make in his lifetime. If he’s lucky, he will meet someone who is willing to break misconcep-tions to serve his customers. Someone like Nash Jimenez. Nash Jimenez, Fleet Manager of Penske Mercedes Benz of West Covina 2010 E Garvey Ave West Covina, CA 91791. You may reach him at (909) 225-9983


‘14 MITSUBISHI MIRAGE DE 1.2LL I-3 CYL, HATCHBACK

NOWStk: P1708R | 010570

$11,290

ALL NEW 2015 MITSUBISHI MIRAGE AND 2015 MITSHUBISHI LANCER ES ON SALE

All EVOLUTION Final Edition in Stock NOW!!!

OUTLANDER SPORT ES OUTLANDER SPORT SE

NEW 2015 MITSUBISHI

LEASE FOR 35 Payments of

MSRP $21,995 + TAX 12K MI/YR

2 At This Lease Payment (Stock# 50449,50456)

15 IN STOCK Stock# 50038/50082

15 IN STOCK Stock# 50121

$219*LEASE FOR 35 Payments of

MSRP $23,645 + TAX 12K MI/YR

1 At This Lease Payment 15 in Stock

(Stock# 50448)

$239*

NET PRICE

$14,649*

Drive off ................................. $999 Holiday Bonus Cash ...............-$500

Drive off ................................. $999 Holiday Bonus Cash ...............-$500

MSRP ...................................$19,500 Manufacture Rebate .............$1,500 Loyalty Rabate .......................$500** Military Rebate ....................... $500

MSRP ...................................$14,015 Manufacture Rebate .............$1,250 Loyalty Rabate .......................$250**

SALE PRICE ..........................$17,000 Glendale Mitsubishi Discount $2,351 Holiday Bonus Cash................ $250

Military Rebate ....................... $500 SALE PRICE ..........................$12,015 Glendale Mitsubishi Discount $1,316 Holiday Bonus Cash................ $250

$499 TOTAL DRIVE OFF

$499 TOTAL DRIVE OFF

*All special leases are based on A-Tier Credit through Ally Bank. *All special leases are based on A-Tier Credit through Ally Bank.

**Loyalty rebate extends to an immediate family member or domestic partner living at the same address as current registered Mitsubishi, Saturn or Suzuki owner. Proof of the same residency required.

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURER’S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

NEW 2015 MITSUBISHI

AUTOMATIC

NEW 2015 MITSUBISHI

AUTOMATIC

NEW 2015 MITSUBISHI

MIRAGE DE

$10,699*NET PRICE

LANCER ESIncludes

hands-free bluetooth

Includes hands-free bluetooth

Looking for great deals?...

Available here!!!

‘11 HYUNDAI ELANTRA TOURING 2.0LL I-4 CYL, HATCHBACK

NOWStk: P1732S | 111347

‘14 MITSUBISHI MIRAGE ES 1.2LL I-3 CYL, HATCHBACK

NOWStk: 50460A | 012960

‘08 HYUNDAI ACCENT GLS 1.6LL I-4 CYL, SEDAN

NOW $5,590Stk: 50331B | 229269

‘12 KIA OPTIMA LX (A6) 2.4LL I-4 CYL, SEDAN

‘14 TOYOTA YARIS 5DR 1.5LL I-4 CYL, LIFTBACK

‘14 KIA SOUL 2.0LL I-4 CYL, HATCHBACK

‘14 KIA SOUL BASE 1.6LL I-4 CYL, HATCHBACK

‘13 MITSUBISHI OUTLANDER SPORT ES 2.0LL I-4 CYL, SUV

‘08 HONDA ACCORD 2.4 2.4LL I-4 CYL, SEDAN

‘12 MITSUBISHI OUTLANDER GT (6ST) 3.0LL V-6 CYL, SUV

NOW NOW NOW NOW NOW NOW NOWStk: S61104DA | 037298 Stk: P1707R | 009845 Stk: P1688R | 714491 Stk: P1790 | 014075 Stk: P1752 | 010599 Stk: 60155A | 078364 Stk: 60097A | 012477

TEST DRIVE TODAY!MENTION THIS AD

-AND-GET 3 DAY/2 NIGHTS LAS VEGAS VOUVHER

$10,690 $11,090

‘14 NISSAN VERSA 1.6LL I-4 CYL, SEDAN

NOWStk: 60084A | 843054

$12,190

‘15 NISSAN VERSA 1.6 1.6LL I-4 CYL, SEDAN

NOWStk: P1734 | 827561

$13,190

$13,690 $14,090 $14,190 $14,490 $14,590 $14,690 $16,690

‘16 HYUNDAI ELANTRA 1.8LL I-4 CYL, SEDAN

NOWStk: P1802 | 714772

$17,690

‘12 KIA SOUL BASE (M6) 1.6LL I-4 CYL, HATCHBACK

Stk: P1788S | 744861

$11,790$9,290

Sales Event

PRE-OWNED SUPER CENTER

L o s A n g e l e s • S a n G a b r i e l V a l l e y • S a n F e r n a n d o V a l l e yGlendale Mitsubishi


Driving People Happy

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204

www.SubaruofGlendale.net

855-230-1547

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first).

See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether

it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

LEASE OFFER

$2,299 Down Payment

$0 Security Deposit

$0 First Months Lease Payment

$2,299 Total Due Lease Signing

(tax, title, license & doc fees extra)

Model Code GRC - 12

Offer Expires 04/30/16FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks in stock

197$ PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

2016 SUBARU CROSSTREK 2.0iPremium CVT

NTH LEASE/0

SIGN AND DRIVE

$0 Down Payment

$0 Security Deposit


$0 Total Due Lease Signing


Model Code GFI-21

Offer Expires 04/30/16FINANCE OFFER 0% limited term financing on ALL NEW 2016 Foresters in stock


2016 SUBARU FORESTER 2.5i Limited

ONTH LEASE/0

LEASE OFFER

$1,199 Down Payment

$0 Security Deposit




Model Code GJF - 11

Offer Expires 04/30/16FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Imprezas in stock


2016 SUBARU IMPREZA 2.0i Premium CVT

NTH LEASE/

NOW SERVING SMILES AT SUBARU OF GLENDALE

“Tawag na!”Christian Marilla Finance Manager

$1,799 Down Payment

$0 Security Deposit




Model Code GFF-13

Offer Expires 04/30/16


2016 SUBARU FORESTER 2.5i PREMIUM CVT

2 LEASE OFFERS

Model Code GFF-13

NTH LEASE/

$0 Down Payment

$0 Security Deposit


$0 Total Due Lease Signing


Model Code GAF - 23

Offer Expires 04/30/16FINANCE OFFER 0% limited term financing on ALL NEW 2016 Legacy’s in stock


SIGN & DRIVE

2016 SUBARU LEGACY 2.5i Limited CVTwith Navigation & Eyesight

C G

NTH LEASE/

FINANCE OFFER 2.9% limited term financing on ALL NEW 2016 WRX & WRX STIs in stock

LEASE OFFER

$1,999 Down Payment

$0 Security Deposit




Model Code GUN - 01

Offer Expires 04/30/16


2016 SUBARU WRX

Model Code GUN 01

ONTH LEASE/0


NEW CAR SPECIALS

Big Spring Sale!

Nissan of Mission HillsOut to be the #1 Nissan Dealer in the Nation*

Serving the Filipino Community for more than 20 years.

“Tawagan or hanapin nyo

lang ako”Ikaw ba ay problematic dahil sa Bad Credit/ No Credit?.

No Driver’s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

Manuel Lava Internet | Fleet Manager

661-644-0944

“Kayang-kaya nyo ang down at mababa lang ang monthly payment!”

222222222222222222222222000000000000000000000000111111111111111111111111666666666666666666666666 NNNNNNNNNNNNNNNNNNNNNNNIIIIIIIIIIIIIIIIIIIIISSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSAAAAAAAAAAAAAAAAAAAAANNNNNNNNNNNNNNNNNNNNN 2222222222222222222222200000000000000000000000111111111111111111111115555555555555555555555 NNNNNNNNNNNNNNNNNNNNNNIIIIIIIIIIIIIIIIIIIIIISSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSAAAAAAAAAAAAAAAAAAAAAANNNNNNNNNNNNNNNNNNNNNN

for 36 Months

2 or more at this offer1 or more at this offer

S FWD S

/////////////////MMMMMMMMMMMMMMMMooooooooooonnnnnnnnnnn...for 36 Months$$$$333,,,222999999 iiinnniiitttiiiaaalll

pppppaaaayyyyymmmmeeeennnnttttt

///MMoonn..for 33666 MMMMonttthhhhhhs

//////////M////////////////////////////MMMM

Model# 22116

restrictions. to residency restrictions.

RRRRROOOOOGGGGGUUUUUEEEEE QQQQQUUUUUEEEEESSSSSTTTTT

Model# 55115

Model# 12065Mod

POWER WINDOWS/POWER DOOR LOCKS/AM/FM

2 at this net cost (FY268974, FY264455)

PRE-OWNED CARS AVAILABLE

‘12 NISSAN LEAF HB SL

$13,995Stock#: U4014 | Vin: 025039

‘14 NISSAN SENTRA I4 CVT SV

$14,995Stock#: U4194 | Vin: 672190

‘14 NISSAN SENTRA I4 CVT SV

$14,995Stock#: U4097 | Vin: 854320

‘14 NISSAN SENTRA I4 CVT S

$15,995Stock#: G16871 | Vin: 687571

‘15 NISSAN VERSA NOTE HB MANUAL 1.6 S

$10,887Stock#: L85521 | Vin: 371300

‘07 NISSAN ALTIMA I4 CVT 2.5 S

$8,995Stock#: U39951 | Vin: 161777

‘14 HYUNDAI ACCENT AUTO GLS

$12,995Stock#: U4214 | Vin: 699783

‘12 NISSAN VERSA CVT 1.6 SV

$10,995Stock#: L82211 | Vin: 905665

‘14 NISSAN VERSA MANUAL 1.6 S

$11,995Stock#: L89511 | Vin: 837135

‘12 NISSAN LEAF HB SL

$12,995Stock#: U4027 | Vin: 022155

Model# 22116

AUTOMATIC/POWER WINDOWS/POWER DOOR LOCKS/AM/FM/CD!

2 at this net cost (GP606254, GP606579)

Sale Price ......................................................................................... $22,238 ***College Grad Dealer Cash ................................................................ $500 *Nissan Customer Cash ...................................................................... $1,000 **NMAC APR CASH................................................................................ $250 FEB-MAR RETAIL OWNER COMM PROGRAM ....................................... $500

.

888-588-7635www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

®

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

2015 NISSAN VVVVVVVVVVEEEEEEEEEERRRRRRRRRRSSSSSSSSSSSAAAAAAAAAA 2016 NISSAN RRRRRRRRRROOOOOOOOOOOGGGGGGGGGGGUUUUUUUUUUUEEEEEEEEEE222222000000111111555555 NNNNNNIIIIIISSSSSSSSSSSSAAAAAANNNNNN SSSSSSSSSSSEEEEEEEEEENNNNNNNNNNTTTTTTTTTTRRRRRRRRRRAAAAAAAAAA

2 at this net cost (FL914749, FL95865)

4CYL 4CYL

NET COST TO YOUNET COST TO YOU

$$$$$$$$$$$$$ NET COST TO YOU

$$$$$$$$$$$$$$

Model# 11155

Sale Price ..........................................................................................$12,238 ***College Grad Dealer Cash .................................................................$500 *Nissan Customer Cash Incentive .......................................................$1,250 MY15 Customer Cash Incentive ............................................................$500

AIR CONDITIONING/ABS/AM/FM/CD & MORE!

$$$$2222,,999999999999 iinininititititiiaiaiallll papapap ymymymy enenentttt

+$2,000 cash incentive

Sale Price ..........................................................................................$16,238 *Nissan Customer Cash .......................................................................$1,000 **NMAC APR CASH.................................................................................$250 ***College Grad Dealer Cash .................................................................$500 FEB-MAR RETAIL OWNER COMM PROGRAM ........................................$500 MY15 Customer Cash Incentive ............................................................$500 NISSAN CUSTOMER Cash Incentive .......................................................$500


‘14 HYUNDAI ACCENT 4DR SDN MAN GLS

$10,475VIN: KMHCT4AE3EU696709 STOCK: X60612

‘13 HYUNDAI ELANTRA 4DR SDN MAN GLS

$11,777VIN: 5NPDH4AE8DH298916 STOCK: X50514

‘15 HYUNDAI SONATA 4DR SDN 2.4L SE

$14,448VIN: 5NPE24AF7FH001815 STOCK: X60458

‘12 TOYOTA CAMRY 4DR SDN V6 AUTO SE (NATL)

$18,995VIN: 4T1BK1FK1CU506740 STOCK: X60471

‘14 NISSAN VERSA 4DR SDN MANUAL 1.6 S

$12,495VIN: 3N1CN7AP1EL859467 STOCK: X60496

‘08 MERCEDES-BENZ C300 4MATIC SPORT SEDAN

$12,877VIN: WDDGF81X88F059576 STOCK: X50159

‘13 NISSAN ROGUE AWD 4DR S

$13,995VIN: JN8AS5MV3DW648036 STOCK: X60326

‘13 TOYOTA PRIUS 5DR HB ONE (NATL)

$12,995JTDKN3DU7D5583619 STOCK: X60544

‘12 TOYOTA COROLLA 4DR SDN AUTO LE (NATL)

$10,995VIN: 2T1BU4EE8CC874227 STOCK: X50568

‘08 HONDA CIVIC COUPE 2-DOOR MAN LX

$8,495VIN: 2HGFG11678H547600 STOCK: X60548

‘13 SCION XD 5DR HB MAN (NATL)

$11,495VIN: JTKKUPB43D1039227 STOCK: X60356

For Car Emergency, Call:

2244 N. San Fernando Road, Los Angeles, CA 90065(323) 222-2400

‘07 MAZDA CX-7 FWD 4DR GRAND TOURING

$7,495‘13 TOYOTA COROLLA

4DR SDN AUTO LE (NATL)

$11,995VIN: 5YFBU4EE0DP117212 STOCK: X60357

‘12 NISSAN LEAF 4DR HB SL

$8,222VIN: JN1AZ0CP9CT022183 STOCK: X50485

‘06 NISSAN FRONTIER 2WD KING CAB I4 AUTOMATIC XE

$9,995VIN: 1N6BD06T56C472391 STOCK: X60253

“Tawag na sa Filipino Department. Hanapin nyo lang po kami! “

Joel Paguio Cell: (323) 547-5394

Jose Villanueva Cell: (213) 500 -1260

Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394

Over 500 Pre-owned to choose from!We’ll help you

get a car!

We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

More than 25 banks are ready to approve! Bad Credit! No Credit! Fair Prices!

*$250 Off SPECIAL!FOR WEEKEND BALITA READERS!

Spring Savings Sale

2007 SUZUKI XL7 FWD 4DR W/3RD ROW

$6,995VIN: 2S3DB217076102615 STOCK: X51219

‘13 LEXUS CT 200H 5DR SDN HYBRID

$19,777VIN: JTHKD5BH0D2165116 STOCK: X60525

‘13 MERCEDES-BENZ C250 SPORT SEDAN

$20,995VIN: WDDGF4HB4DA762568 STOCK: X60524

‘12 TOYOTA CAMRY 4DR SDN I4 AUTO L (NATL)

$17,995VIN: 4T1BF1FK6CU153786 STOCK: X60342

‘12 TOYOTA CAMRY HYBRID 4DR SDN XLE (NATL)

$18,495VIN: 4T1BD1FK1CU052256 STOCK: X60354


Raymond Orosa Filipino Sales

Email: [email protected]

*MSRP $51,315 at 36 month lease on approved average credit, $4,563 plus tax and license due at signing.

No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires April 12, 2016

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz

Financial Services (where applicable to advertised lease) through April 12, 2016. Advertised lease rate based on a gross capitalized cost of $49,231. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $16,884. Cash due at signing includes $3,299 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $469. Total payments equal $20,978. Subject to credit approval. No security deposit required.”

Mercedes-Benz 2016 SLK300

LEASE FOR

+TAX/MO. for 36 MOS.$469





Mercedes-Benz 2016 E350

LEASE FOR






Mercedes-Benz 2016 C300

LEASE FOR


E FORR

+TAX/MO.




Financial Services (where applicable to advertised lease) through April 12, 2016. Advertised lease rate based on a gross capitalized cost of $34,026. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, becker MAP PILOT® and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.”

LEASE FOR


Mercedes-Benz 2016 CLA250

RR

Discover something new this

Mercedes-Benz 2016

GLA250LEASE FOR +TAX/MO.

for 36 MOS.$329

*MSRP $35,825 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on

excess mileage. Expires April 12, 2016

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through

April 12, 2016. Advertised lease rate based on a gross capitalized cost of $34,726. Includes destination charge, premium package, and transportation charge. Excludes title, taxes,

registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction,

$795 acquisition fee, and first month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.”

weekend balita april 9, 2016

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