Common CentsJuly 2020

Superior Savings CU offers loans and savings accounts to anyone who lives, works, worships or attends school in Stark County.

We’re Glad to See You Again!The past few months have been challenging for everyone. Even though our lobby was closed at Superior Savings CU, we were happy to be able to continue to serve you remotely and through the drive-thru.

We are glad to finally be open again. Because of COVID-19, you’ll notice a few changes we’ve made with the health and well-being of our members and our staff in mind. We’ve installed glass shields in front of Tellers to protect you and them. We’ll sanitize and clean work areas regularly. We will close loans at the sit-down desk in the lobby. That area, too, will be cleaned and sanitized regularly.

We’re also here for your financial health. If you’ve lost a job or had your work hours decreased, give us a call and we’ll see what we can do. We’ve worked with other members to help them overcome the financial challenges of COVID-19. And we’re here to help you, too.

Manage Your Money Remotely!Easy Account Access When You Can’t Visit Us

We love to see you! But we know sometimes, coming to see us might be difficult. That’s why we offer a variety of tools that make it easy to access your accounts when it’s convenient for you!

• Online Banking - Access your accounts from your home computer• Mobile Banking - Access your accounts from your smartphone• Online Bill Pay - Pay bills electronically using your SSCU Checking Account• E-statements - Access your statements online any time

Best of all, these services are FREE! Sound good? We thought so! To enroll or learn more about these services, visit us online or call us.

Watch for Our

FOOTBALLPROMOTION

*Annual Percentage Rate. A sample monthly payment for a loan of $10,000 for 60 months at 3.59% APR would be approximately $182.88. All rates and promotions are subject to change without notice.

Rates as low as

3.59% No payment for 60 days!

Refinance Your Vehicle Loan

APR*

COMING THIS FALL

MAIN OFFICE1807 Lincoln Way East • Massillon, OH 44646

Phone: 330-833-0751 • Fax: 330-833-2159

Hours of OperationMonday - Thursday: 9am-5pm

Friday: 9am-6pm • Saturday: 9am-noon

Drive-up opens at 8:30am Monday - Friday

HARMONT BRANCH1600 Harmont Ave. NE • Canton, OH 44705

Phone: 330-430-7662

Hours of OperationMonday - Friday: 9am-5pm

www.superiorsavingscu.com

Loan Rates as of 6-2-20New & Used Cars, Trucks & SUVsYear Term As Low As

2018-2020 60 months 3.59% APR*2015-2017 60 months 3.84% APR*2013-2014 60 months 3.94% APR* 2012 and older 60 months 7.64% APR*

New & Used Motorcycles, Boats & RVsYear Max Term Starting atVaries 60 months 6.50% APR*

Signature Loan$5000 48 months 8.50% APR*

*APR=Annual Percentage Rate. All rates are subject to change without notice due to market conditions. All interest rates are based on credit history and the term financed. All loans subject to credit approval. Additional discounts may apply for cars, trucks, SUVs, RVs, and motorcycles with down payment or trade equity. Call the credit union today. Our application process is quick and easy. We’ll have a lending decision to you within 24 hours of application.

Qualified members can skip your June, July or August loan payment!

Auto Insurance Coverage Just in Case... Let Us Help Cover the GAP!Protect your wallet and your vehicle with GAP insurance coverage, a special type of auto insurance that is taken out in addition to your standard insurance policy. We all know that new cars depreciate in value quickly. In fact, the minute you drive away from the dealership, your loan may be greater than the worth of the car. If your new vehicle is a total loss because it is stolen or wrecked, your insurance company covers the car’s value, less any deductible. GAP insurance covers the difference between the amount you OWE on the car and the book VALUE of the car. Even if the car is totaled, you still have to pay the loan off, though you may no longer have the car.

Here’s a quick example. The loan on your car is $25,000. The car is worth $20,000, and it becomes a total loss. Standard car insurance pays the book value of $20,000. GAP insurance pays the missing $5000 so you don’t have to. If a new car is in your future or you’d like to learn more about GAP coverage, give us a call.

Holiday ClosingsLabor Day - Monday, September 7

Columbus Day - Monday, October 12

Sugardale CU Post Office Box

Is Cancelled!Please be aware that the post office box for Sugardale Credit

Union has been cancelled. All correspondence and loan payments should be sent to:

Superior Savings CU1807 Lincoln Way EastMassillon, OH 44646

Extended WarrantyRoute 66 Extended Warranty has a complete line of vehicle coverage designed to keep your vehicle on the road. Avoid the dealer warranty program and check out ours!

Use Groove Car toShop for Vehicles!

Our online tool, Groove Car, provides tools when you’re shopping for cars & trucks. Visit our website and click the Groove Car Link, and you can:

•Searchforneworusedcars•Comparevehicles•Requestaquote•Getpre-approvedonline•Getyourtrade-invalue•Researchvehiclespecifications