we have a rescue plan! we have a rescue plan! the strategy is simple. you can explain it in 10...
TRANSCRIPT
We have arescue plan!
The strategy is simple.You can explain it in 10 minutes or less.
Secondary group insurance planthat helps reduce the cost of group medical
coverage.
What is the Premium Saver?
• We often save employers 10-20%
• Maintains or improves benefits
• No dangerous exclusions
We’re not a typical “GAP” Plan!
Deductible
Coinsurance
CoinsuranceOut-of-Pocket
Doctor Visit Co-Pay
Drug CardCo-Pay
Drug Deductible
BC/BS Plan $2,000 70/30% $2,000 $25/50 $8/35/50/85 $50
Number of Employees
Medical Rates
Total Monthly Premium*
Total Annual Premium
Employee 59 $422.14 $24,906.26$298,875.12
EE + Spouse
4 $864.54 $3,458.16 $41,497.92
EE + Children
3 $799.11 $2,397.33 $28,767.96
Family 2 $1,295.54 $2,591.08 $31,092.96
Totals 68 $33,352.83$400,233.96
Example
Renewal Plan
Deductible
Coinsurance
CoinsuranceOut-of-Pocket
Doctor Visit Co-Pay
Drug CardCo-Pay
Drug Deductible
BC/BS Plan $2,000 70/30% $2,000 $25/50 $8/35/50/85 $50
Number of Employees
Medical Rates
Total Monthly Premium*
Total Annual Premium
Employee 59 $504.14 $29,744.26$356,931.12
EE + Spouse
4 $1,032.47 $4,129.88 $49,558.56
EE + Children
3 $954.33 $2,862.99 $34,355.88
Family 2 $1,547.30 $3,094.60 $37,135.20
Totals 68 $39,831.73$477,980.76
Number of Employees
Employee 59
EE + Spouse
4
EE + Children
3
Family 2
Totals 68
Premium Saver(High Deductible Plan + Premium Saver to $5,000 Deductible/40% to $1,350
Total Monthly Savings: $4,181.78
Total Annual Savings: $50,181.36
Medical Rates
PremiumSaver Rates
Combined Rates
Total Monthly Premium*
Total Annual Premium
$409.85 $41.44 $451.29 $26,626.11 $319,513.32
$839.37 $88.77 $928.14 $3,712.56 $44,550.72
$775.84 $75.52 $851.36 $2,554.08 $30,648.96
$1,257.82 $120.78 $1,378.60 $2,757.20 $33,086.40
$35,649.95 $427,799.40
• Works with large and small groups with as few as 5 employees
• NO RATE UP for industry, age or location
Great strategy for any group
• Covers the same expenses as the underlying major medical plan
• Designed to wrap around your major medical plan like a glove
What does Premium Saver cover?
Want to save even more?Combine an HDHP, the Premium Saver with copay coverage for professional fees of a physician and
outpatient prescription drugs
Complies with the ACA
Saves premium
Maintains or improves benefits
Safe for Employer and Agent
HDHP
Fully Insured PPO’s
Self-Insured Groups
Works with…
•Groups that prefer richer benefits can select deductibles as low as $250
• Those looking to maximize savings can select alower cost high deductible PremiumSaver Plan
•Wide range of deductible and coinsurance options
Custom plans that fit
• Access the Premium Saver RFP on our website
• Most proposals will be sent to you in less than 24 hours
How to get a Premium Saver Quote
Save money
Maintain benefits
ACA compliant
Level commissions
Summary
Contact UsBefore you renew any group,
before you see your next prospect,consider the MWG Premium Saver!
omwww.PremiumSaverPlan.com