wap + affordable housing leveraging housing partnerships & using weatherization to enhance...
TRANSCRIPT
WAP +AFFORDABLE HOUSING
LEVERAGING HOUSING PARTNERSHIPS & USING WEATHERIZATION TO ENHANCE HOUSING QUALITY AND
AFFORDABILITY
“He that will not apply new remedies, must expect new evils; for time is the greatest innovator.”
Francis Bacon
Bob JonesHousing & Energy DirectorWisconsin Community Action Program Association (WISCAP)
NCAF Leveraging Conference October 2006
WAP + Affordable Housing
• Growing Problem of Affordability• Combining Weatherization &
Housing1. combining activities2. combining eligibility criteria3. combining competencies4. combining resources
• Housing Trust Funds• Models of Innovation
WAP + Affordable Housing
Growing Problem of Affordability• The Impact of Housing and Energy
Costs on Low-Income Budgets• What Is Affordability?• Unique Case of Shelter Housing• Rental Costs: Out of Reach• Hidden Costs of Affording to Own• Dangers of Predatory Lending
WAP + Affordable Housing
• Affordability vs. Ownership
Housing affordability has dropped to its lowest level since the early 1990s, though the homeownership rate remains near record levels.
© Wall Street Journal
WAP + Affordable Housing
Combining Weatherization and Housing
Combining Activities
• Two Sides of the Same Coin• Housing Development• Financial Assistance• Housing Rehabilitation
WAP + Affordable Housing
Combining Weatherization and Housing
Combining Activities
• Using Wx to Increase Value/Equity in Housing
• Transferable Skills• Allows ‘Whole House’ Approach• A Caution About Mobile Homes
WAP + Affordable Housing
Combining Weatherization and Housing
Combining Eligibility Criteria
• Different Criteria for Doe/LIHEAP and Housing
• Multiple Intakes• Going w/the More Restrictive
WAP + Affordable Housing
Combining Weatherization and Housing
Combining Competencies
• Need to ‘Mix and Match’• Opens New Opportunities• Ability to Better Address Deferrals• Crew Expertise: Decisions On-Site
WAP + Affordable Housing
Combining Weatherization and Housing
Combining Resources
• Using Weatherization with Other Federal Sources
• Layering with Private Sources1. foundations2. federal home loan banks3. private industry4. utilities
WAP + Affordable Housing
Housing Trust Funds
• What Are They?• What Can They Do?• How Are They Funded?
WAP + Affordable Housing
Housing Trust FundsWhat Are They?
• Dedicated Source of Revenue• Over 400 in Nation1. 38 statewide HTFs2. 45 city HTFs in 23 states… 3. 17 county-wide HTFs – outside of
Pennsylvania, Missouri, Iowa and Washington
4. these 4 counties … 90 HTFs thru enabling legislation
WAP + Affordable Housing
Housing Trust FundsWhat Can They Do?
• Flexible in Allowable Activities1. acquisition, new construction, rehabilitation,
capacity building, predevelopment costs, housing related services, operating costs
• Grants or Loans• Operated by Non-Profits, Governments,
Private Sector, Tribes, Housing Authorites, Other
WAP + Affordable Housing
Housing Trust FundsHow Are They Funded?
• Real Estate Transfer Tax (9 states)• Interest from Escrow Accounts (5
states)• Document Recording Fees (4 states)• Lottery Earnings (Oregon)
WAP + Affordable Housing
Housing Trust FundsHow Are They Funded?
• Interest from Unclaimed Property (Arizona)
• Bond and Fee Revenues (3 states)• Capital Budget fund (Washington)
WAP + Affordable Housing
Models of Innovation
• Targeted Home Performance• WRAP• Habitat for Humanity• Lead Abatement
WAP + Affordable Housing
Models of InnovationTargeted Home Performance
• Serving 150%-200% of Poverty• Provides Weatherization Services• Links with HOME, CDBG for Rehab
WAP + Affordable Housing
Models of InnovationWRAP
(Weatherization, Rehab and Asset Preservation)
• Pilot Funded by Ford Foundation• Case Management• Weatherization and Rehab1. DoE, CDBG, Utility Contributions
WAP + Affordable Housing
Models of InnovationWRAP
(Weatherization, Rehab and Asset Preservation)
• Repairs for Code Violations, Health & Safety
• Conservation Training• Linking Wx to Refinancing
WAP + Affordable Housing
Models of InnovationHabitat for Humanity
• Building Homes for Low-Income• Using Public Benefits for Weatherization• Utility Contributions• Going Beyond Wap
WAP + Affordable Housing
Models of InnovationLead Abatement
• 90% of Lead Paint Problem in Windows• Pre-1950s Housing• Energy Efficiency thru Window
Replacement• Removal of Lead Problem• Milwaukee Utility Contribution
WAP + Affordable Housing
Resources
www.nlihc.orgwww.hud.govwww.ncrc.org
www.weccusa.org
WAP + Affordable Housing
Discussion
What Resources Do We Have?Who Are the Players In Our Area?
How Do We Overcome Narrow Vision?How Do Bring Divergent Programs into
Alignment?
WAP + Affordable Housing
Contact Information
Bob JonesHousing & Energy DirectorWisconsin Community Action Program Association
(WISCAP)1310 Mendota Street, Suite #107Madison, Wisconsin 53714Phone: 608.244.0466Fax: 608.244.4064E-mail: [email protected]