173044 11/23/2016

Voya.com

*Rates as of 11/23/2016 and are subject to change at any time.

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

Annuities are issued by Voya Insurance and Annuity Company, (Des Moines, IA), member of the Voya® family of companies.

Contract Form Series IU-IA-3128 with contract schedule IU-IA-3128(8SC)-A and Minimum Guaranteed Withdrawal Benefit Riders ICC14 VI-RA-3141, VI-RA-3141, ICC14 VI-RA-3142, VI-RA-3142;. May vary by state and may not be available in all states.

©2016 Voya Services Company. All rights reserved. CN0815-16219-0917

The right combination to help grow your Orange Money® for retirement.

One part annuity.

Three parts solution.

All parts backed by an industry-leading Point-to-Point Cap Index Strategy Rate:

Voya Wealth Builder Plus Annuity

7.00%*

Downside protectionProtect your retirement savings against a market downturn.

Upside potentialBenefit from potential increases to a market index or benchmark.

Tax deferralGrow your retirement savings tax-deferred.