volume 14, no. 22, july 1-15 2014 rf}w/l u|'ksf cwoifnfo ... · “ratan tata classic strong...

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INSIDE ;Ddfg sfo{qmdsf s]xL dmns MD Article Intelligent Risk Taking 1 2 3 Birthday 4 Brain Teasers 5 Volume 14, No. 22, July 1-15 2014 rf}w/L u|'ksf cWoIf ljgf]b rf}w/Ln] g]kfnn] ef]lu/x]sf] nf]8;]l8ª cGTosf nflu ^ ;o d]ufjf6sf] hnljB't\ cfof]hgf g]kfnnfO{ pkxf/ lbg ef/tLo k|wfgdGqL g/]Gb| df]bL;dIf cfu|x ug'{ePsf] 5 . ;Qf?9 ef/tLo hgtf kf6L{ -lah]kL_ sf jl/i7 g]tfåo ljho hf]nL / d\'s]z u'Ktf4f/f ;f]daf/ /ftL gofF lbNnLdf cfof]lht ;Ddfg sfo{qmddf af]Nb} cWoIf rf}w/Ln] ef/t ;/sf/n] hnljB't\ cfof]hgfdf s]lGb|t /x]/ g]kfnnfO{ ;xof]u ug{ cfj:os /x]sf] atfpg'eof] . ef/tLo k|wfgdGqL df]bLsf] ;ky u|x0fdf ;xefuL aGg] qmddf g]kfnsf k|wfgdGqL z'l;n sf]O{/fnf;Fusf] låklIfo e]6jftf{df df]bLn] ef/taf6 ck]lIFt ;xof]u k|fKt ug{sf nflu vf; cfof]hgf k]z ug{ cfu|x u/]sf] k[i7e'lddf cWoIf rf}w/Ln] tTsfn ^ ;o d]ufjf6 Ifdtfsf] hnljB't\ cfof]hgf pkxf/ lbg cfu|x ug'{ ePsf] xf] . ef/tdf df]bL g]t[Tjsf] gofF ;/sf/ u7gkl5 g]kfn–ef/t ;DjGwdf s]lGb|t /x]/ pRr:t/df cfof]hgf ul/Psf] of] klxnf] sfo{qmd xf] . sfo{qmddf ef/tLo ;Qf?9 kf6L{sf jl/i7 g]tfx?, pRr kb:y ;/sf/L clwsf/L / pBdL Joj;foLx? ;xefuL lyP . …of] pkxf/n] g]kfnL hgtfnfO{ ljsf;sf] cWof/f]sfn v08af6 pHofnf]df k|j]z u/fPsf] cg'e'lt lbnfpg]5Ú, cWoIf rf}w/Ln] eGg'eof], … of] cfkm}df Pp6f cfof]hgf dfq} xf]Og . o;n] g]kfndf cfly{s ljsf; / ;d[l4sf] gofF ljZjf; >[hgf ug]{5 .Ú ef/tLo k|wfgdGqL df]bL cfufdL ;fpg dlxgfdf g]kfn e|d0fdf cfpg] ljZjf; ul/Psf] 5 . g]kfnL hgtf ef/tLo k|wfgdGqLnfO{ g]kfn :jfut ug{ cft'/ /x]sf] hfgsf/L klg u/fpg' eof] . ef/tLo k|wfgdGqL df]bL cfly{s ljsf;sf] k|ofosf ?kdf :yflkt x'g'ePsf] :d/0f ub} { cWoIf rf}w/Ln] pxfFsf] g]t[Tjdf ef/t / lrgaLrdf cfly{s ljsf;sf] gofF cWofo z'? x'g nfu]sf] cg'ej cfkm'n] ul//x]sf] atfpg'eof] . …ef/t / lrgaLr yk cfly{s 3lgi7tf :yflkt ug{ g]kfnn] lgs} 7'nf] e'ldsf lgjf{x ug{ ;S5 eGg] s'/fnfO{ b'j} b]zsf ;/sf/n] ljl;{g]5}gg\Ú, cWoIf rf}w/Ln] eGg'eof], …cfly{s ;d[l4sf] o; cleofgdf g]kfn klg cfj4 x'g rfxfG5 . g]kfn, ef/t / lrg aLrsf] cfly{s ljsf;sf nflu b'O{ b]z aLrsf] alnof] k'n aGg]5 .Ú cWoIf rf}w/Ln] ef/tLo nufgLstf{x?nfO{ g]kfnsf d]uf k|f]h] S6x?df nufgL ug{ klg cfJxfg ug' {eof] . g]kfnsf] /fhgLltdf cfPsf] ;"wf/ / cfly{s ljsf;k|lt /fhgLlts bnx?sf] k|ltj4tfn] g]kfn nufgLsf nfuL ljZjs} pQd uGTfJosf ?kdf kl/0ft eO/x]sf]n] ef/tLo nufgLstf{n] o; cj;/nfO{ gu'dfpg] ljZjf; cWoIf rf}w/Ln] AoQm ug' {eof] . …g]kfndf nf]stflGqs ;/sf/ 5 . s]xL ;doleq} gofF ;+ljwfg hf/L x'g] jftfj/0f tof/ eO{/x]sf] 5 . o;n] g]kfndf nufgLsf gofF 9f]sfx? v'Nb}5g\Ú, cWoIf rf}w/Ln] eGg'eof], …of] ef/tLo nufgLstf{x?sf nflu :jl0f{d cj;/ ;fljt x'g]5 .Ú cfly{s ljsf;sf] k|f/lDes cj:yfdf /x]sf g]kfn h:tf b]zx?df ;fdfGo l/S; x'g] eP klg oxfF ul/g] nufgLaf6 pRr d'gfkmf k|fKt x'g] pxfFn] atfpg'eof] . g]kfnsf] k'jf{wf/sf If]qdf ;+o'Qm nufgLsf k|z:t cj;/ /x]sf] pNn]v ub}{ pxfFn] lo kl/of]hgfx?df g]kfn / ef/tsf nufgLstf{x?n] ;+o'Qm nufgLsf] ;Defjgf /x]sf] atfpg"eof] . df]bL ;/sf/n] k|i6 ?kdf cfly{s ;d[l4sf] /0fgLlt sfof{Gjog z'? ul/;s]sf]df v'zL JoQm ub}{ cWoIf rf}w/Ln] pxfFsf] sfo{sfndf blIf0f Pl;ofnL If]qn] g} cfly{s If]qdf gofF prfO{ 5'g] ljZjf; AoQm ug{‘eof] . rf}w/L u|'ksf cWoIfnfO{ ljh]kL sf] ;Ddfg

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Page 1: Volume 14, No. 22, July 1-15 2014 rf}w/L u|'ksf cWoIfnfO ... · “Ratan Tata classic strong founda-tion diversified growth model to Warren Buffet style of investing in purely people

INSIDE;Ddfg sfo{qmdsf s]xL dmns

MD Article

Intelligent Risk Taking

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2

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Birthday4

Brain Teasers5

Volume 14, No. 22, July 1-15 2014

rf}w/L u|'ksf cWoIf ljgf]b rf}w/Ln] g]kfnn] ef]lu/x]sf] nf]8;]l8ª cGTosf nflu ̂ ;o d]ufjf6sf] hnljB't\ cfof]hgf g]kfnnfO{ pkxf/ lbg ef/tLo k|wfgdGqL g/]Gb| df]bL;dIf cfu|x ug'{ePsf] 5 . ;Qf?9 ef/tLo hgtf kf6L{ -lah]kL_ sf jl/i7 g]tfåo ljho hf]nL / d\'s]z u'Ktf4f/f ;f]daf/ /ftL gofF lbNnLdf cfof]lht ;Ddfg sfo{qmddf af]Nb} cWoIf rf}w/Ln] ef/t ;/sf/n] hnljB't\ cfof]hgfdf s]lGb|t /x]/ g]kfnnfO{ ;xof]u ug{ cfj:os /x]sf] atfpg'eof] . ef/tLo k|wfgdGqL df]bLsf] ;ky u|x0fdf ;xefuL aGg] qmddf g]kfnsf k|wfgdGqL z'l;n sf]O{/fnf;Fusf] låklIfo e]6jftf{df df]bLn] ef/taf6 ck]lIFt ;xof]u k|fKt ug{sf nflu vf; cfof]hgf k]z ug{ cfu|x u/]sf] k[i7e'lddf cWoIf rf}w/Ln] tTsfn ^ ;o d]ufjf6 Ifdtfsf] hnljB't\ cfof]hgf pkxf/ lbg cfu|x ug'{ ePsf] xf] . ef/tdf df]bL g]t[Tjsf] gofF ;/sf/ u7gkl5 g]kfn–ef/t ;DjGwdf s]lGb|t /x]/ pRr:t/df cfof]hgf ul/Psf] of] klxnf] sfo{qmd xf] . sfo{qmddf ef/tLo ;Qf?9 kf6L{sf jl/i7 g]tfx?, pRr kb:y ;/sf/L clwsf/L / pBdL Joj;foLx? ;xefuL lyP . …of] pkxf/n] g]kfnL hgtfnfO{ ljsf;sf] cWof/f]sfn v08af6 pHofnf]df k|j]z u/fPsf] cg'e'lt lbnfpg]5Ú, cWoIf rf}w/Ln] eGg'eof], …of] cfkm}df Pp6f cfof]hgf dfq} xf]Og . o;n] g]kfndf cfly{s ljsf; / ;d[l4sf] gofF ljZjf; >[hgf ug]{5 .Ú ef/tLo k|wfgdGqL df]bL cfufdL ;fpg dlxgfdf g]kfn e|d0fdf cfpg] ljZjf; ul/Psf] 5 . g]kfnL hgtf ef/tLo k|wfgdGqLnfO{ g]kfn :jfut ug{ cft'/ /x]sf] hfgsf/L klg u/fpg' eof] . ef/tLo k|wfgdGqL df]bL cfly{s ljsf;sf] k|ofosf ?kdf :yflkt x'g'ePsf] :d/0f ub}{ cWoIf rf}w/Ln] pxfFsf] g]t[Tjdf ef/t

/ lrgaLrdf cfly{s ljsf;sf] gofF cWofo z'? x'g nfu]sf] cg'ej cfkm'n] ul//x]sf] atfpg'eof] . …ef/t / lrgaLr yk cfly{s 3lgi7tf :yflkt ug{ g]kfnn] lgs} 7'nf] e'ldsf lgjf{x ug{ ;S5 eGg] s'/fnfO{ b'j} b]zsf ;/sf/n] ljl;{g]5}gg\Ú, cWoIf rf}w/Ln] eGg'eof], …cfly{s ;d[l4sf] o; cleofgdf g]kfn klg cfj4 x'g rfxfG5 . g]kfn, ef/t / lrg aLrsf] cfly{s ljsf;sf nflu b'O{ b]z aLrsf] alnof] k'n aGg]5 .Ú cWoIf rf}w/Ln] ef/tLo nufgLstf{x?nfO{ g]kfnsf d]uf k|f]h]S6x?df nufgL ug{ klg cfJxfg ug'{eof] . g]kfnsf] /fhgLltdf cfPsf] ;"wf/ / cfly{s ljsf;k|lt /fhgLlts bnx?sf] k|ltj4tfn] g]kfn nufgLsf nfuL ljZjs} pQd uGTfJosf ?kdf kl/0ft eO/x]sf]n] ef/tLo nufgLstf{n] o; cj;/nfO{ gu'dfpg] ljZjf; cWoIf rf}w/Ln] AoQm ug'{eof] . …g]kfndf nf]stflGqs ;/sf/ 5 . s]xL ;doleq} gofF ;+ljwfg hf/L x'g] jftfj/0f tof/ eO{/x]sf] 5 . o;n] g]kfndf nufgLsf gofF 9f]sfx? v'Nb}5g\Ú, cWoIf rf}w/Ln] eGg'eof], …of] ef/tLo nufgLstf{x?sf nflu :jl0f{d cj;/ ;fljt x'g]5 .Ú cfly{s ljsf;sf] k|f/lDes cj:yfdf /x]sf g]kfn h:tf b]zx?df ;fdfGo l/S; x'g] eP klg oxfF ul/g] nufgLaf6 pRr d'gfkmf k|fKt x'g] pxfFn] atfpg'eof] . g]kfnsf] k'jf{wf/sf If]qdf ;+o'Qm nufgLsf k|z:t cj;/ /x]sf] pNn]v ub}{ pxfFn] lo kl/of]hgfx?df g]kfn / ef/tsf nufgLstf{x?n] ;+o'Qm nufgLsf] ;Defjgf /x]sf] atfpg"eof] . df]bL ;/sf/n] k|i6 ?kdf cfly{s ;d[l4sf] /0fgLlt sfof{Gjog z'? ul/;s]sf]df v'zL JoQm ub}{ cWoIf rf}w/Ln] pxfFsf] sfo{sfndf blIf0f Pl;ofnL If]qn] g} cfly{s If]qdf gofF prfO{ 5'g] ljZjf; AoQm ug{‘eof] .

rf}w/L u|'ksf cWoIfnfO{ ljh]kL sf] ;Ddfg

Page 2: Volume 14, No. 22, July 1-15 2014 rf}w/L u|'ksf cWoIfnfO ... · “Ratan Tata classic strong founda-tion diversified growth model to Warren Buffet style of investing in purely people

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Nirvana chaudhary MD Chaudhary Group

Now age 32. Where I am? Where I will be in the next 18 years? How do I get to being the intelligent in-vestor? The learnings, the strategy, the goals and finding contentment. There are many successful en-trepreneur, Richard Branson, the rebel and adventurer who just trimmed the fancy hidden costs and provided products and ser-vices which were transparent, cool and yet trendy. Steve Jobs, who cre-ated Apple without having back-ground information in technology and capitalized on a well-designed strong product. Carlos Helu Slim, who saw a huge opportunity in a classic way in the telecom in-dustry and capitalized on it. They were all different as individuals, but saw opportunities and execut-ed them in their own unique styles and approaches. As for me, I am going through a phase of business which continues to evolve from the “Ratan Tata classic strong founda-tion diversified growth model to Warren Buffet style of investing in

purely people business prospect and future potentials.” I really feel Warren Buffet has created the epit-ome of what an intelligent investor truly is. I see myself learning and aspiring to operate my business in a similar manner. I recently attended an executive program for ‘Building My Business’ at the London Business School. There were over 100 entrepreneurs packed in a classroom and we shared our stories and learnt from each other’s’ experience.

Some of the lessons I learnt during the program at London Business School:• Correct pricing to create emotional bonding with your customers-people looking for discounts/bargains/great deals.• Better to be an ant and eat sugar than be an elephant and eat grass.• Hire for attitude—train people on skills.• We’ll always try new ideas! We’ll try anything!• Define career path through the organizations.• When you want concession—bun dle them. When you give conces sions—give them one by one.• Business is an art not science.• Growing and building a sustain able business of significant value is like running a team marathon.• If you only have one hour to save the world, spend 55 minutes un derstanding the problem and only five minutes to identify the solu tion. • Focus on opportunities if you want to be successful leader.• We have neither the time nor the management to grow any faster.

I want to be Warren Buffet when I am 50

“The happiest people do not necessarily have the best thing they simply appreciate the things they have.” - Warren Buffet

;Ddfg sfo{qmdsf s]xL dmnsx?

Page 3: Volume 14, No. 22, July 1-15 2014 rf}w/L u|'ksf cWoIfnfO ... · “Ratan Tata classic strong founda-tion diversified growth model to Warren Buffet style of investing in purely people

Intelligent Risk Taking

culated risk is not always way to Success, it may turn out to be suicidal .Big Decision are taken in a second may be even less than that time frame, and no excel is there faster than mind which can turn suicidal risk to success. One of the reasons I’m so enthusiastic about personal development is that I see such pursuits as a very intelligent risk-taking. I might waste a lot of time reading bad books, listening to lousy audio programs, and go-ing to lame seminars, but every once in a while, I hit a huge breakthrough

that leaves me permanently changed. Most of the books, audio programs, and seminars I devour are indeed a waste of time. Maybe I get a temporary rah rah boost from them, but usually they’re forgotten soon afterwards. However, those few gems that help me create permanent change make the entire pursuit worth-while. These gems, however, are different for everyone. One per-son’s lump of coal is another person’s diamond. The key to intelligent risk-taking is to look far enough ahead.

Coming from a family business ground, Almost after 3 year of job ex perience was trying to understand what differentiates job from a busi-ness. Why AIIMS/ Best B –School graduates mostly opt for Entrepreneur. Most of the answers are behind scary yet opportunistic word” Risk”. Risk taking is an integral part of business and life, but so few people know how to manage it properly. The word risk has a slightly negative connotation to it — it implies danger, tension, and possible loss. But risk also has a positive side, the chance of hitting a big win, of getting more on

the back side than you invest on the front side. This planet has enough total and complete idiots. Please don’t be one of them. You will lose a lot more by missing big opportunities like this than you ever will from making mistakes.

. Let’s understand what this Intelligent Risk is with some examples.

. Go and ask for a date: worst case scenario, may be one time embar rassing rejection, but can also turn out the best one with life long relationship.

. Active on Social Media: worst case scenario, may be waste you valu able time, but can also turn out the best one with changing your life and the world for the better. Successful people never settle with comfort life. No one climbs such a risky Mount Everest for comfort, but they believe such risk is worthy enough for them. May be it is Intelligent Risk. During MBA classes we were taught massive excel file to arrive at Cal-culated Risk values to know whether project is feasible or not. Giant worksheet with multiple colour (yellow, red, blue and what not) to give us the feel that we are successful in calculating risk, but wait! Is that what really intelligent risk which I learned? If So I missed the most important part during my learning. Excel and formula do not work everywhere. Cal-

When thinking about personal growth, I don’t just think a year ahead or five years ahead. I think across the span of my whole lifetime (sometimes even thinking beyond the grave… seriously). I ask myself, “What differ-ence might this make over the span of the next several decades?” Over that time span even small changes you might make today can create huge long-term payoffs. May be especially every religion use this intelligent risk to avoid crimes and bad evils”. If you do wrong now, this will hamper your life, maybe cause trouble even in next life as well. And the decisions to do nothing today means you are automatically denying yourself any long-term benefits. Doing nothing isn’t neutral. Doing nothing is way, way negative. There’ve been a lot of people in my life who didn’t understand my long-term thinking. But just before you go for a sleep tonight once again think what you missed out the most in life when you avoid taking risk. Most beautiful example I see is our Honorable President of Chaud-harygroup, who have just took countless number of intelligent risk which makes CG stands far beyond imagination. When everyone was counting only on home market, Mr. President took company /brand to other mar-ket/Country against all odds. This is definitely not the proven fact, but definitely something really to think about. Job Professionals fails when there is no intelligent risk, always decision based on Calculation, formu-

las and excels. It has been proven fact that business class/ Entrepreneur are having high risk taking ability compared to Job Professionals. So, if Job Profes-sionals can combine high intelligent risk in their job life, it can do wonders. Find an intelligent risk you can take today. Most likely it won’t pan out. But what if it does? Celebrate either way because no matter what the outcome, you’ll gain courage just by making the attempt.

Arjun PokhrelExecutive | Sales

5th

Garima AgarwalExecutive| Corporate Affair

Kumudini AcharyaGraduate Trainee| HR

11th

Hira Kaji ShresthaSecurity Guard | GSD

Suraj Shakya Manager | Corporate Finance

2nd

Rupak AkauliyaExecutive| IT

7th

Umesh RanjitkarManager| Sales

12th

Lalit Kumar JainSenior Manager| Accounts

1stDinanath NepalDriver| GSD

3rd

Kamlesh Kumar SharmaManager | After Sales Service

8th

Anil Kumar SinghManager | Sales

13th

Kumar Ghimire Senior Assistant | Marketing

4th

Samjhana MainaliJunior Executive | After Sales Service

10th

7

Hira Lal ShresthaExecutive| Accounts

July

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14th

15th

Bachu Ram Pandit Senior Executive | Sales

Basanta Raj Shrestha Executive| Sales

Sudheer Kumar GhimireSenior Executive| Sales

Pramod Kumar K. C.Junior Executive| Sales

Vikas SrivastavaSenior Manager| After Sales Service

Pramod Kumar UpadhyayAGM| Commercial

Swarn Kumar BistaAssistant Manager| Sales

Sanjay BasnetDeputy Manager | Corporate Affair

Bajrang Mittal|CG Electronics

Photo source: Google.com

Photo source: Google.com

Page 4: Volume 14, No. 22, July 1-15 2014 rf}w/L u|'ksf cWoIfnfO ... · “Ratan Tata classic strong founda-tion diversified growth model to Warren Buffet style of investing in purely people

BrainTeasers• ;'uf}nL ;lGwdf g]kfnsf tkm{af6 s;n] x:tfIf/ u/]sf lyP <• /fwf pkGof;sf n]vs sf] x'g\ <• ADSL sf] k"/f ?k s] xf]<

answers for Brain Teasers (Volume 14, no. 21)• dfgb]j• @)• ck0f{ yfkf

Brain Teasers Winner (Volume 14, No. 21) Lila Sapkota

CG|Electronics

Postal Address Corporate Communications/Public RelationsChaudhary Group, Head Office, Sanepa, Lalitpur P.O.Box: 1073, Kathmandu, Nepal

Tel: 01-5525039, 5525041 (Ext. No 644)

Email us your articles, poems, jokes, photos and feedbacks to [email protected]

Color : GreenFood : NepaliMovie : Jeevan RekhaDress : Formal DressSinger : Narayan GopalGadget : Lava mobileIdeal Person : Anuradha KoiralaLike to visit : PokharaUnforgettable moment : When my daughter was bornSomething that no one knows about you : I am a spiritual man and love reading such books

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Questions10

Anirudra ThapaAsst. Manager | GSD