vita birth date: april 4, 1945. b.a (economics), michigan ... · assignment, edited by paul j....

1

May 2018

VITA

Richard T. Curtin

BIRTH DATE: April 4, 1945.

EDUCATION:

B.A (Economics), Michigan State University, 1967.

PhD (Economics), The University of Michigan, 1975.

EMPLOYMENT:

Director, Surveys of Consumers, Survey Research Center, The University of Michigan, 1976

to present.

Associate Research Professor, Associate Research Scientist, Assistant Research Scientist,

Study Director, Assistant Study Director, Survey Research Center, The University of

Michigan, 1970 to present.

PROFESSIONAL

AFFILIATIONS:

Board of Directors, Journal of Behavioral Economics for Policy, 2017 to present.

Advisor, Consumer Payments Section, Boston Federal Reserve, 2010 to present.

Editorial Board, Journal of Business Cycle Measurement and Analysis, January 2003 to

present.

Editorial Board, Review of Income and Wealth, January 2001 to 2005.

Co-editor, Journal of Economic Psychology, Erasmus University, Rotterdam, Holland, 1980

to 1992.

Member, American Economic Association, 1974 to present.

Member, Association for Consumer Research, 1977 to present.

Member, National Association of Business Economists, 2002 to present

Member, International Association for Research in Economic Psychology, 1980 to present.

Member, Advisory Council, Association for Consumer Research, 1984 to 1990.

Member, Organizing Committee, Society for the Advancement of Behavioral Economics, 1984

to 1989.

Member, Editorial Board, Economic Outlook USA, The University of Michigan, 1976 to 1990.

Consultant, Center for Measurement of the Indian Economy.

Consultant, Federal Reserve Board, Washington, D.C.

2

Consultant, The People=s Bank of China, Beijing, China.

Consultant, Bank of Indonesia, Jakarta, Indonesia.

Consultant, Commission of the European Communities, Consumer Surveys, Brussels, Belgium.

Consultant, Consumer Surveys, Finance Ministry, Moscow, Russia.

Consultant, Consumer Surveys, University of Economic Sciences, Budapest, Hungary.

Consultant, Consumer Surveys, Kingston, Jamaica.

Consultant, Consumer Surveys, Port-of-Spain, Trinidad.

Consultant, Consumer Surveys, Saudi Arabia.

Consultant, President's Commission on Recreation, 1985 to 1986.

Reviewer for several journals, including American Economic Review, American Political

Science Review, Demography, International Journal of Public Opinion Research,

Journal of the American Statistical Association, Journal of Business and Economic

Statistics, Journal of Consumer Affairs, Journal of Money and Banking, Journal of

Official Statistics, National Science Foundation, Organisation for Economic

Co-operation and Development, Public Opinion Quarterly.

PUBLICATIONS

AGeorge Katona: A Founder of Behavioral Economic,@ in Routledge Handbook of Behavioral Economics, Roger Frantz, et al (editors),

Routledge Press: London, 2017.

AConsumer Optimism: Goldilocks and the Bear,@ in The Economic Outlook for

2017, George Fulton (editor), Ann Arbor, Michigan: Research Seminar

in Quantitative Economics, University of Michigan, 2017. ARandomized Experiments on Address-based Sampling Concurrent and

Web-intensive Web-Mail Surveys in a general population Survey.@ Tuba Suzer-Gurtekina, Mahmoud Elkasabib, James M. Lepkowski, Lingnan Liu,

Richard Curtin, and Rebecca McBee. In Experimental Methods in Survey

Research: Techniques that Combine Random Sampling with Random

Assignment, edited by Paul J. Lavrakas, Edith de Leeuw, Allyson

Holbrook, Courtney Kennedy, Michael W. Traugott, and Brady T. West,

New York: Wiley, 2017

AConsumer Optimism and Secular Stagnation,@ in The Economic Outlook for

2016, George Fulton (editor), Ann Arbor, Michigan: Research Seminar

in Quantitative Economics, University of Michigan, 2016. AA New Age Expansion,@ in The Economic Outlook for 2015, George Fulton

(editor), Ann Arbor, Michigan: Research Seminar in Quantitative

Economics, University of Michigan, 2015.

Mahmoud Elkasabi, Z. Tuba Suzer-Gurtekin, James M. Lepkowski, Uiyoung Kim,

Richard Curtin and Rebecca McBee, AA Comparison of ABS Mail and RDD

Surveys for Measuring Consumer Attitudes,@ International Journal of

Market Research, Vol. 56 No. 6, 2014 p.737B756

AConsumer Behavior Adapts to Fundamental Changes in Expectations,@ in The

3

Economic Outlook for 2014, George Fulton (editor), Ann Arbor,

Michigan: Research Seminar in Quantitative Economics, University of

Michigan, 2014.

AFace-off at the Fiscal Cliff: Consumer Optimism or Irrational Exuberance,@

in The Economic Outlook for 2013, George Fulton (editor), Ann Arbor,


Michigan, 2013.

AThe Stagnation Two-Step: Consumer Pessimism and Consumer Spending,@ in The

Economic Outlook for 2012, George Fulton (editor), Ann Arbor,


Michigan, 2012.

AForecasting Gasoline Prices Using Consumer Surveys,@ with Soren T.

Anderson, Ryan Kellogg, and James M. Sallee, American Economic

Review, 101:3, May 2011.

AConsumer Adaptation To Economic Limits,@ in The Economic Outlook for 2011,

Saul Hymans (editor), Ann Arbor, Michigan: Research Seminar in

Quantitative Economics, University of Michigan (2011), pp. 90-128.

AThe Relation Between Unit Nonresponse and Item Nonresponse: A Response

Continuum Perspective@ with Ting Yan. International Journal of

Public Opinion Research. 42:4, October 2010.

AANew Business Creation: An International Overview,@ with Paul D. Reynolds

(editors), International Studies in Entrepreneurship, New York :

Springer, (2010).

Trends in Income Nonresponse Over Two Decades,@ with Ting Yan and Matthew

Jans, Journal of Official Statistics, Vol. 26, No. 1. pp. 145-164

(2010).

AInflation Expectations and Empirical Tests: Theoretical Models and

Empirical Tests,@ in AInflation Expectations,@ P. Sinclair (editor),

Routledge International Studies in Money and Banking: London (2010)

pp. 34-75.

AFrom Leader to Laggard: Consumer Behavior in Transition,@ in The Economic

Outlook for 2010, Saul Hymans (editor), Ann Arbor, Michigan: Research

Seminar in Quantitative Economics, University of Michigan (2009), pp.

105-126.

AThe Demographic Threat to Detroit=s Automakers,@ with Walter McManus,

Richard Senter Jr., and Michael S. Garver, Journal of Targeting,

Measurement and Analysis for Marketing, Palgrave Macmillan (2009).

ABusiness Creation in the United States: Entry, Startup Activities, and the

Launch of New Ventures,@ with Paul D. Reynolds, U.S. Small Business

Administration. The Small Business Economy: A Report to the

President, Washington, D.C. U.S. Government Printing Office (2008)

Chapter 7, pp. 213-264.

4

AEconomic Discontent: Causes and Consequences,@ in The Economic Outlook for

2009, Saul Hymans (editor), Ann Arbor, Michigan: Research Seminar in

Quantitative Economics, University of Michigan (2008), pp. 90-112.

AThe University of Michigan=s Consumer Sentiment Index,@ Encyclopedia of

Survey Research Methods, Paul J. Lavrakas (editor), Sage (2008) pp.

135-137.

ANew Firm Creation in the United States: Initial Explorations with the PSED

II Data Set,@ with Paul D. Reynolds (editors), International Studies

in Entrepreneurship, Vol. 23, New York : Springer, (2009).

AWhat U.S. Consumers Know About Economic Conditions,@ in Statistics,

Knowledge and Policy 2007: Measuring and Fostering the Progress of

Societies, Enrico Giovannini (editor), Paris: OECD, (2008).

ABusiness Creation in the United States.: Panel Study of Entrepreneurial

Dynamics II Initial Assessment,@ with Paul D. Reynolds, Foundations

and Trends in Entrepreneurship, Now Publishers, Vol. 4, No. 3 (2008)

pp. 155-307.

AThe Outlook for Consumption in 2008: Testing the Limits of Resilient

Consumers,@ in The Economic Outlook for 2008, Saul Hymans (editor),

Ann Arbor, Michigan: Research Seminar in Quantitative Economics,

University of Michigan (2007), pp. 93-115.

AInflation Expectations,@ in AInflation and Monetary Policy,@ P. Sinclair

(editor), Routledge: London, 2007.

AConsumer Sentiment Surveys: Worldwide Review and Assessment,@ Journal of

Business Cycle Measurement and Analysis, Vol 4, No. 2, pp. 1-37,

2007.A

@Incentives in Random Digit Dial Telephone Surveys: A Replication and

Extension,@ with Eleanor Singer and Stanley Presser, Journal of

Official Statistics, Vol. 23, No. 1, 2007, pp. 91-105.

AThe Outlook for Consumption in 2007: Consumer Resilience Amid Adversity,@

in The Economic Outlook for 2007, Saul Hymans (editor), Ann Arbor,


Michigan (2006), pp. 83-101.

APrice Expectations: Theoretical Models and Empirical Tests,@ in The Role

of Inflation Expectations in Modeling and Monetary Policy, ed. Tomas

Lyziak, NBP: Poland, 2006.

AThe Outlook for Consumption in 2006: Back to the Future,@ in The Economic


Seminar in Quantitative Economics, University of Michigan (2005), pp.

90-116.

APrices at the Pump: Truth and Consequences,@ Op-Ed, Newsday, April 30, 2005.

AChanges in Telephone Survey Nonresponse over the Past Quarter Century,@

with Stanley Presser and Eleanor Singer, Public Opinion Quarterly,

5

Spring 2005, 69:1, pp. 87-98.

AThe Outlook for Consumption in 2005: Average Growth Eclipsed by High

Performance Standards,@ in The Economic Outlook for 2005, Saul Hymans


Economics, University of Michigan (2004), pp. 86-109.

APanel Study of Entrepreneurial Dynamics: Data Editing and Weights,@ with

Paul Reynolds, in Handbook of Entrepreneurial Dynamics: The Process

of Business Creation, Edited by William Gartner, Kelly Shaver, Nancy

Carter, and Paul Reynolds, Sage: Thousand Oaks, Ca, 2005.

APanel Study of Entrepreneurial Dynamics: Data Collection Methods,@ with

Paul Reynolds, in Handbook of Entrepreneurial Dynamics: The Process

of Business Creation, Edited by William Gartner, Kelly Shaver, Nancy


APanel Study of Entrepreneurial Dynamics: Data Analysis,@ with Paul

Reynolds, in Handbook of Entrepreneurial Dynamics: The Process of

Business Creation, Edited by William Gartner, Kelly Shaver, Nancy


APsychology and Macroeconomics,@ in A Telescope on Society: Survey Research

and Social Science at the University of Michigan & Beyond, edited by

R. Kahn, F. T. Juster, J. House, and E. Singer, Ann Arbor: University

of Michigan Press, 2004.

AA Tale of Two Economies: The Outlook for Consumption in 2004,@ in The

Economic Outlook for 2004, Saul Hymans (editor), Ann Arbor, Michigan:

Research Seminar in Quantitative Economics, University of Michigan

(2003), pp. 85-106.

AUnemployment Expectations: The Impact of Private Information on Income

Uncertainty,@ Review of Income and Wealth, 49:4, December 2003.

AAWhat Recession? What Recovery? The Arrival of the 21st Century Consumer,@

Business Economics, 39:2, April 2003.

AWhat Recession? What Recovery? The Arrival of the 21st Century Consumer,@

in The Economic Outlook for 2003, Saul Hymans (editor), Ann Arbor,

Michigan: Research Seminar in Quantitative Economics, The University

of Michigan (2002), pp. 85-107.

AConsumer Confidence and the Economy,@ Fathom, 2002

(www.fathom.com/feature/190151). AThe Impact of Nonresponse Bias on the Index of Consumer Sentiment,@ with

Stanley Presser and Eleanor Singer, in Gunter Poser (ed.), Economic

Surveys and Data Analysis, OECD: Paris, 2002.

AThe Consumer Outlook for 2002,@ in The Economic Outlook for 2002, Saul

Hymans (editor), Ann Arbor, Michigan: Research Seminar in

Quantitative Economics, The University of Michigan (2001), pp.

84-115.

6

AThe Effects of Response Rate Changes on the Index of Consumer Sentiment,@

with Stanley Presser and Eleanor Singer, Public Opinion Quarterly,

64:2, Winter 2000, pp 413-428.

AThe Formation and Accuracy of Unemployment Expectations,@ in Jozef Beracs

(ed.), Consumer Expectations and the Management of Retailing,

Budapest: BUESPA, 2001.

AThe Structure of Consumer Confidence: Comparisons Between the United States

and Russia,@ in Bernd Schips (ed.), Business Cycle Surveys, London:

Gower, 2001.




184-205.

AThe Impact of Uncertainty on the Measurement of Consumers Expectations,@

in Consumer Saving and Spending Trends in Russia, Moscow, Russia:

Ministry of Finance of the Russian Federation, 2000.

AConsumer Outlook for 2000,@ in The Economic Outlook for 2000, Saul Hymans


Economics, The University of Michigan (1999), pp. 88-111.


and Russia,@ in Standard of Living in Russia, Moscow, Russia: , 1998.

AConsumer Outlook for 1999,@ in The Economic Outlook for 1999, Saul Hymans



ASpotebitel Prognostikem@ (The Consumer as Forecaster), in Ekonom,

Praque, Czech Republic: Tydenik Hospodarskych Novin, April 1998




89-128.

AThe Measurement and Use of Consumer Expectations As a Leading Economic

Indicator,@ Consumer Sentiment in Russia, Moscow, Russia: Finance

Ministry of the Russian Federation, 1997.

AThe Consumer Outlook for 1997," in The Economic Outlook for 1997, Saul



91-132.

"The Consumer Outlook for 1996," in The Economic Outlook for 1996, Saul Hymans



"The Outlook for Consumption in 1995," in The Economic Outlook for 1995, Saul


7


137-174.

"The 1995 Outlook for Consumer Spending,@ in 1995 Outlook for Travel and

Tourism, Washington, D.C.: U.S. Travel Data Center, 1995.




89-137.




116-158.




162-199.

"The Index of Consumer Sentiment at Forty," American Enterprise, Washington,

D.C.: American Enterprise Institute, vol. 3, no. 2, May/June 1992.

Washington, D.C.




115-155.

"The Outlook for Consumption in 1990: Coasting into the Eighth Year of

Expansion," in The Economic Outlook for 1990, Saul Hymans (editor),

Ann Arbor, Michigan: Research Seminar in Quantitative Economics, The



Expansion," Economic Outlook USA, 16, 1, Winter 1990.

"U.S. Consumer Confidence Cools: When Bad News is Good," Japan Economic

Journal, Tokyo, Japan, August 1989.

"U.S. Consumer Confidence Posts Small Gain: Cautious Optimism Prevails,"

Japan Economic Journal, Tokyo, Japan, July 1989.

"U.S. Consumer Confidence Continues On Soft landing Approach," Japan

Economic Journal, Tokyo, Japan, June 1989.

"U.S. Consumers Voice Cautious Optimism," Japan Economic Journal, Tokyo,

Japan, May 1989.

"Damage from Rising U.S. Interest Rates Limited to Housing," Japan Economic

Journal, Tokyo, Japan, April 1989.

"Survey Estimates of Wealth: An Assessment of Quality," (with F. Thomas

Juster and James N. Morgan) in Robert Lipsey and Helen Stone Tice (ed),

Measurement of Saving, Investment, and Wealth. New York : National

8

Bureau of Economic Research, 1989.

"U.S. Consumers Remain Confident Despite Rising Interest Rates," Japan

Economic Journal, Tokyo, Japan, March 1989.

"Prosperity and Remembrance: The Virtues of Economic Stability," Economic

Outlook USA, 15, 3, Winter 1989.

"Strong Rebound in U.S. Consumer Confidence," Japan Economic Journal, Tokyo,

Japan, February 1989.

"Prosperity and Remembrance: The Virtues of Economic Stability," in The

Economic Outlook for 1989, Saul Hymans (editor), Ann Arbor,

Michigan: Research Seminar in Quantitative Economics, The


"U.S. Consumers Concerned About Interest Rates," Japan Economic Journal,

Tokyo, Japan, January 1989.

"Cautious Optimism Among Consumers," in 1989 Outlook For Travel & Tourism.

Washington, D.C.: U.S. Travel Data Center, 1988.

"U.S. Consumer: Persistent Confidence," Japan Economic Journal, Tokyo,

Japan, September

1988.

"Surveys of Consumers: The Human Factor in Economic Affairs," ICPSR

Bulletin, September 1988.

"U.S. Consumer: Cautiously Optimistic," Japan Economic Journal, Tokyo,

Japan, August 1988.

"U.S. Drought and Consumer Confidence," Japan Economic Journal, Tokyo,

Japan, July 1988.

"Cautious Optimism Among Consumers," Economic Outlook USA, 15, 1, Summer

1988.

"U.S. Consumers Remain Confident," Japan Economic Journal, Tokyo, Japan,

June 1988.

"U.S. Consumer Confidence," Japan Economic Journal, Tokyo, Japan, May 1988.

"Rebound in U.S. Consumer Confidence: Sigh of Relief More than Sign of

Optimism", Japan Economic Journal, Tokyo, Japan, April 1988.

"Rebound in U.S. Consumer Confidence," Japan Economic Journal, Tokyo, Japan,

March 1988.

"The U.S. Vehicle Buyer," Japan Economic Journal, Tokyo, Japan, February

1988.

"The Crash and the U.S. Consumer," Japan Economic Journal, Tokyo, Japan,

January 1988.

"The Stock Market Crash & Consumer Confidence," Boardroom Reports, New

York, January 1988.

"The Crash and the Consumer," Economic Outlook USA, 14, 3, Winter 1987/88.

"Consumer Confidence," American Credit Union News, Dublin, Ohio, December

1987.

9

"Household Income and Wealth: Sample Design and Estimation for the 1983

Survey of Consumer Finances," (with Steven Heeringa). In:

Statistics of Income and Related Administrative Record Research:

1986-1987, Washington, D.C.: Department of the Treasury, Internal

Revenue Division, November 1987.

"The Crash and the Consumer," The Economic Outlook for 1988, Saul Hymans


Economics, The University of Michigan (1987).

"Consumer Confidence/Buying Plans Split After Market Crash," Research Alert,

Long Island City, New York: Alert Publishing, Inc., November 1987.

"The Outlook for Consumer Demand in 1987" Tsai Forum, New York: G. Tsai and

Company, Inc., April 1987.

"Consumer Confidence Remains Favorable Amid Growing Apprehensions,"

Economic Outlook USA, 14, 1, Winter/Spring 1987.

"The Index of Consumer Sentiment," Social Indicators Network News, Atlanta,

GA.: Emory University, February 1987.

"The Discount Waiting Game," Economic Outlook USA, 13, 4, Fourth quarter,

1986.

"The Outlook for Consumer Demand: The Discount Waiting Game," The Economic

Outlook for 1987, Saul Hymans (editor), Ann Arbor, Michigan:

Research Seminar in Quantitative Economics, The University of

Michigan (1986), pp. 91-130.

"A Discount that Consumers Couldn't Refuse," Economic Outlook USA, 13, 3,

Third Quarter, 1986.

"Buying Attitudes Set New Records--Yet Again," Economic Outlook USA, 13, 2,

Second quarter, 1986.

"The Outlook for Consumer Demand in 1986" Tsai Forum, New York: G. Tsai and

Company, Inc., 1986

"Prospects for Consumer Demand," The Economic Road to the Twenty-First

Century, Research Bulletin 198, New York: The Conference Board,

1986.

"Long Term Trends in Recreational Demand," President's Commission on

Americans Outdoors, Washington, D.C.: Government Printing Office,

1986.

"Favorable Buying Attitudes Reach New Peak," Economic Outlook USA, 13, 1,

First quarter, 1986.

"Buyer's Market: Discounts Become the Norm,"in 1985-86 Outlook for Travel

and Tourism, Washington, D.C.: US Travel Data Center, 1986.

"Improved Finances Sustain Consumer Optimism," Economic Outlook USA, 12, 1,

Winter 1985.

"Consumer Prospects for Growth During 1985,"Tsai Forum, New York: G. Tsai

and Company, Inc., 1985.

"Consumer Optimism Maintained," Economic Outlook USA, 12, 2, Spring 1985.

10

"Buyer's Market: Discounts Become the Norm," Economic Outlook USA,12, 3,

Summer 1985.

"A Psychological Approach to Understanding the Economy: The Survey of

Consumer Attitudes," The Research News, August-September 1985.

"Consumer Confidence at Record Levels." Temple Stuart Times, Vol. IV, No.4,

October 1985.

"Consumers Remain Confident: Real Estate, Auto Industries Benefit."

Gannett Retail Newsletter," October 1985.

"The Outlook for Consumer Demand: Prospects Diminished But Still

favorable," The Economic Outlook For 1986, Saul Hymans (editor), Ann

Arbor, Michigan: Research Seminar in Quantitative Economics, The

University of Michigan (1985).

"1986 Prospects for Consumer Demand: Diminished But Still Favorable,"

Economic Outlook USA, 12, 4, Fall 1985.

"Curtin on Katona." In William Briet and Kenneth G. Elzinga, Eds., Political

Economy and Public Policy: Contemporary Economists in Perspective,

Vol. 1, New York: Jai Press, 1985.

AConsumer Outlook: Early Vigor to Mature Recovery,@ The Economic Outlook

for 1985, Saul Hymans (editor), Ann Arbor, Michigan: Research Seminar

in Quantitative Economics, The University of Michigan (1984), pp.

238-273.

"The Making of a Recovery: Consumers Strut the 'Right Stuff'," The

Economic Outlook for 1984, Saul Hymans (editor), Ann Arbor,

Michigan: Research Seminar in Quantitative Economics, The University

of Michigan (1983), pp. 63-101.

"Optimism Rides High Plateau." Economic Outlook USA, 11, 1, Winter 1984.

"The Reign of Optimism." Economic Outlook USA, 11, 2, Spring 1984.

"Consumer Attitudes for Forecasting."In Thomas C. Kinnear (ed), Advances in

Consumer Research Vol. XI. Association for Consumer Research, 1984.

"Consumer Investments." In B. Gilad and S. Kaish (eds),Handbook Of

Behavioral Economics, 1984.

"Consumer demand In 1984: Strength tempered by Deficits." Tsai Forum. New

York: G. Tsai and Company, Inc., 1984.

"The Development of Behavioral Economics." First Annual Conference On

Behavioral Economics. Newark, N.J.: Rutgers, May 1984.

"Consumer Confidence Withstands Interest Rate Gremlins." Economic Outlook

USA, 1, 3, Summer 1984.

"Financial Gains Bolster Consumer Confidence." Economic Outlook USA, 11, 4,

Fall 1984.

Review: W. Molt, H. A. Hartmann, and P. Stringer, Eds., Advances in Economic

Psychology: Third European Colloquium on Economic Psychology,

Heidelberg: Edition Meyn, 1981. In Journal of Consumer Policy, Vol.

6, 1983.

11

"Spending Plans Remain Cautious: Income Uncertainty Counters Lower

Interest Rates," The Economic Outlook for 1983, Saul Hymans (editor),



"Consumer Spending and Saving: Emerging Trends in 1983." Tsai Forum, New

York: G. Tsai and Company, Inc., 1983.

"Buying Attitudes Improve." Economic Outlook USA, 10, 1, Winter 1983.

"Consumer Views on the Coming Recovery." 1983 Outlook for Travel and Tourism,

Proceedings of the 1983 Travel Outlook Forum, Washington: U.S. Travel

Data Center and The Travel and Tourism Research Association, 1983.

"Surge in Consumer Optimism." Economic Outlook USA, 10, 2, Spring 1983.

"Coping with Economic Adversity," (with Christopher J. Gordon). In R. P.

Bagozzi and A. M. Tybout, Eds., Advances in Consumer Research, Vol.

X, 175-181. Ann Arbor, Michigan: Association for Consumer Research,

1983.

"Consumer Optimism Reaches Decade Peak." Economic Outlook USA, 10, 3, Summer

1983.

"Consumer Optimism Maintained at Record Level." Economic Outlook USA, 10,

4, Autumn 1983.

"Unemployment Adds to Interest Rate Distress." Economic Outlook USA, 9, 1,

Winter 1982.

"Spreading Unemployment Clouds Confidence in Government." Economic Outlook

USA, 9, 2, Spring 1982.

"The Consumer Outlook: Interest Rates Dominate Behavior," The Economic


Seminar in Quantitative Economics, The University of Michigan (1981),

pp. 81-111.

"Indicators of Consumer Behavior: The University of Michigan Surveys of

Consumers." Public Opinion Quarterly, 46, 340-352, 1982.

"Determinants of Price Expectations: Evidence from a Panel Study." In H.

Laumer and M. Ziegler, Eds., International Research on Business Cycle

Surveys. Hampshire, England: Gower, 1982.

"Persistent Unemployment Drains Confidence in Government." Economic

Outlook USA, 9, 3, Summer, 1982.

"Selling Government Programs." Journal of Macromarketing, 2, 2, Fall,

38-42, 1982.

"Consumer Spending Plans Remain Cautious." Economic Outlook USA, 9, 4,

Autumn 1982.

"Divergent Trends Slow Improvement in Consumer Sentiment." Economic

Outlook USA, 8, 1, Winter 1981.

"Slow Economic Progress Dims Consumer Optimism." Economic Outlook USA, 8,

2,

Spring 1981.

12

ACoping with Unemployment Among American Households," (with Christopher

Gordon and Michael Ponza). Economic Outlook USA, 8, 2, Spring 1981.

AConfidence in Government Raises Consumer Optimism." Economic Outlook USA,

8, 3, Summer 1981.

"Price Expectations," Brooklyn College Studies on Society in Change,

Conference on Inflation. New York: Columbia University Press,

1981.

"Substantial Increase in Consumer Sentiment Improves Consumption Outlook for

1981," The Economic Outlook for 1981, Saul Hymans (editor),



"Consumer Sentiment and Retail Sales." NATA Conference on Revenue

Estimating, Research National Association of Tax Administrators,

Washington: Federation of Tax Administrators, 1981.

"Consumers Discouraged by High Interest Rates." Economic Outlook USA, 8,4,

Fall 1981.

"Buying Attitudes Decline." Economic Outlook USA, 7, 1, Winter 1980.

"Consumers Remain Pessimistic." Economic Outlook USA, 7, 2, Spring 1980.

"Coping with Inflation," (with M. Converse and M. Kallick). Economic

Outlook, USA, 7, 2, Spring 1980.

"Facing Adversity with a Smile." Public Opinion, April/May 1980.

"Consumer Confidence at Record Low," Economic Outlook USA,7, 3, Summer 1980.

"Attitudes Toward and Experience With Unemployment Compensation Among

American Households," Unemployment Compensation: Studies and

Research, Vol. 3, National Commission on Unemployment Compensation,

1980.

"Significant Improvement in Consumer Sentiment, Economic Outlook USA), 7,4,

Autumn 1980.

"Consumer Pessimism Nears Record Level," The Economic Outlook for 1980, Saul



83-114.

"The Use and Potential of Consumer Anticipations Data in the Member Countries

of the European Communities," (with Burkhard Strumpel and Alfred

Kuss), Anticipations Data, Brussels: Commission of the European

Communities, 1980.

"The Short-Term Outlook for Consumption," The Economic Outlook for 1979, Saul


Quantitative Economics, The University of Michigan (1978), pp. 55-80.

"Heightened Consumer Pessimism." Economic Outlook USA,6, 1, Winter 1979.

"Gatreaux Housing Demonstration: An Evaluation on its Impact on

Participating Households", Washington: U.S. Department of Housing

and Urban Development, 1979.

13

"Mounting Fear of Double-Digit Inflation." Economic Outlook USA,6, 2,

Spring 1979.

"Impact of Inflation on the Economy," Hearings before the task force on

Inflation, Committee on the Budget, vol 2, House of Representatives:

Washington D.C., June 1979.

"Inflation and Energy Problems Heighten Pessimism." Economic Outlook USA,

6, 3, Summer 1979.

"Pessimism Nears Record Level." Economic Outlook USA, 6, 4, Autumn 1979.

"Social Psychological Impact of Stagflation: An Overview." Annual

Conference Proceedings, Division of Consumer Psychology, American

Psychological Association, 1979.

"Problem-Oriented Rather Than Discipline-Oriented Research," (with George

Katona), Advances in Consumer Research, Volume VII, Provo, Utah:

Association for Consumer Research, 1979.

"The Use and Potential of Consumer Anticipations Data in the Member Countries

of the European Community" (with Burkhard Strumpel and Alfred Kuss),

Brussels: Commission of the European Communities, 1979.

"Consumer Confidence at Two-Year Low." Chicago Tribune, January 9, 1978.

"Diminished Confidence in Government Lowers Optimism." Economic Outlook USA,

5,1, Winter 1978.

"The 1978 Consumer Outlook," The Economic Outlook for 1978, Saul Hymans



"Consumer Moods Subject to Fast Shifts." Chicago Tribune, May 29, 1978.

"Rising Pessimism Among Consumers." Economic Outlook USA, 5, 2, Spring 1978.

"Consumer Attitudes: Retailing in the 80's." Automotive Marketing, June

1978.

"Consumer Markets." Business Outlook 1979, Information Bulletin No. 41. New

York: The Conference Board Economic Forum, July 1978.

"Heightened Fear of Inflation Undermines Consumer Confidence." Economic

Outlook USA, 5, 3, Summer 1978.

"Decline in Confidence Remains Slow." Economic Outlook USA, 5, 4, Autumn

1978.

Review of Beyond Economic Man: A New Foundation for Microeconomics, by

Harvey Leibenstein. Cambridge: Harvard University Press, 1976.

Appeared in Journal of Consumer Affairs, Summer 1978.

Income Equity Among U.S. Workers: The Bases and Consequences of

Deprivation. New York: Praeger, 1977.

"The Consumer Outlook: Optimistic But Vulnerable," The Economic Outlook for

1977, Saul Hymans and Harold Shapiro (editors), Ann Arbor, Michigan:

Research Seminar in Quantitative Economics, The University of

Michigan (1976), pp. 61-76.

14

"Consumers Remain Cautiously Optimistic." Economic Outlook USA, 4, 1, Winter

1977.

"Consumer Confidence Weathers Storm." Economic Outlook USA, 4, 2, Spring

1977.

"Consumers Still Optimistic Despite Harsh Winter." Chicago Tribune, April

4 1977.

"Consumers Remain Cautiously Optimistic." Southern Market Preview, April

1977.

"Improving Economy Maintains Optimism," Assessment of Public Opinion and

Public Expectations Concerning the Government and the Economy,

Subcommittee on Economic Growth and Stabilization, Joint Economic

Committee, U.S. Congress, Washington, D.C.: U.S. Government

Printing Office, 1977.

"Improving Economy Maintains Optimism." Economic Outlook USA, 4, 3, Summer

1977.

"Improved Economy Maintains Consumer Confidence." Chicago Tribune, August

8 1977.

"Uncertain Business Outlook Clouds Consumer Confidence." Economic Outlook

USA, 4, 4, Autumn 1977.

"Continued Improvement in Consumer Buying Attitudes." Furniture Today,

September 1977.

"Confidence Clouded: Survey Finds." Chicago Tribune, October 17 1977.

"Patterns of Income and Fertility Among American Households, 1967-1973," in

Greg J. Duncan and James N. Morgan, eds., Five Thousand American

Families: Patterns of Economic Progress, Vol. IV. Ann Arbor:

Institute for Social Research, 1976.

Surveys of Consumers 1974-75: Contributions to Behavioral Economics,

editor, Ann Arbor: Institute for Social Research, 1976.

"Well-Being, Goals, and Motivations for Economic Advancement," in B.

Strumpel, ed., Economic Means for Human Needs. Ann Arbor: Institute

for Social Research, 1976.

"Consumer Adaptation to Energy Shortages." Journal of Energy and

Development, 2, 1, 38-59, Autumn 1976.

"Recovery in Consumer Sentiment Resumes." Economic Outlook USA, 3, 4, Autumn

1976.

"Public Attitudes Toward Fiscal Programs" (with C. D. Cowan), in B. Strumpel,

C. D. Cowan, F. T. Juster and J. W. Schmiedeskamp, Surveys of Consumers

1972-73: Contributions to Behavioral Economics, Ann Arbor: Institute

for Social Research, 1975.

"Actitudes de los Americanos Hacia el Gasto Publico y su Financiacion."

Hacienda Publica Espanola, No. 34. Madrid: Instituto de Estudios

Fiscales, 1975. (Spanish translation of above article)

15

"Sensed Interpersonal Equity as an Incomes Policy Indicator," 1974

Proceedings of the American Statistical Association, Washington:

American Statistical Association, 1975.

"Recent Fertility Trends in the United States." Economic Outlook USA, 2,

3, November 1975.

"Index Construction: An Appraisal of the Index of Consumer

Sentiment," in L. Mandell, G. Katona, J. Morgan, and J. Schmiedeskamp,

Surveys of Consumers 1971-72: Contributions to Behavioral Economics,

Ann Arbor: Institute for Social Research, 1973.

16

SURVEYS OF CONSUMERS

REPORT SERIES

[In addition to the reports listed below, 24

reports on recent trends have been sent twice a

month and a monthly formal press release since

1990. In 2016-17, 15 special topic reports were

also issued. All these reports are available on

www.umich/~umsurvey.

AStock Prices and Consumer Confidence,@ February 2018

AConfidence in Financial Institutions,@ January 2018

APartisan Impact on Economic Expectations,@ September 2017

ASize of Demographic versus Political Party Divergences,@ April 2017

AHousing Market: Buying and Selling,@ March 2017

AOptimism, Uncertainty, and Volatility,@ March 2017

ALong Term Income Trends,@ March 2017

APartisan Impact on Sentiment,@ February 2017

AStock Price Expectations and Stock Ownership,@ February 2017

AEconomic Policy Expectations,@ January 2017

APresidential Honeymoons,@ January 2017

AHome Price Expectations,@ December 2016

AReal Income Dominates Evaluations,@ December 2016

AEconomic Policy Preferences,@ November 2016

AStock Price Expectations and Stock Ownership,@ October 2016

APresidential Race and Consumer Sentiment,@ October 2016

AEconomic Policy Preferences,@ September 2016

APresidential Race and Consumer Sentiment,@ August 2016

AConfidence in Financial Institutions,@ February 2015

AStock Price Expectations and Stock Ownership,@ March 2015

ATrends in Household Income and Wealth,@ March 2015

ARising Home Values Heightens Confidence,@ June 2013

AStock Price Expectations and Stock Ownership,@ June 2013

AStock Price Expectations and Stock Ownership,@ May 6, 2011

AHousing Slump Continues@ April 1, 2011

ASpending Slowdown@ March 18, 2011

AGas Prices and Consumer Confidence@ March 4, 2011

ADifferential Impact of Inflation@ February 18, 2011

17

AHousing Will Remain Weak@ February 4, 2011

AExpected Trends in Inflation@ January 21, 2011

AJob and Income Prospects@ January 7, 2011

AStock Price Expectations and Stock Ownership@ December 17, 2010

AConsumer Adaptation to Economic Limits@ December 3, 2010

AHousing Remains Weak@ November 19, 2010

AConfidence in the Federal Reserve@ November 5, 2010

APurchase Motivations@ October 22, 2010

AInflation and Deflation Prospects@ October 8, 2010

AImpact of Health Care Legislation on consumer Confidence@ September 24,

2010

ATaxes and Consumer Expectations@ September 10, 2010

ADouble Dip is Double Trouble@ September 3, 2010

AHousing Construction Expected to Remain Weak@ August 20, 2010

AFading Fears of Deflation?@ August 6, 2010

AJob Uncertainty and Spending@ July 23, 2010

AStock Price Expectations and Stock Ownership@ July 9, 2010

ASummer of Discontent@ July 2, 2010

ADouble Dip? Possible but Unlikely@ June 18. 2010

ASlow Financial Gains Among Upper Income Households@ June 4, 2010

ALackluster Outlook for Housing Market@ May 21, 2010

AHealth Care Reform and Economic Expectations@ May 7, 2010

AStock Price Expectations and Stock Ownership@ April 23, 2010

AOngoing Changes in Employment Trends@ April 9, 2010

AOngoing Changes in Vehicle Demand@ April 2, 2010

AUpdate on Home Prices@ March 19, 2010

ADistress Lessens Among Upper Income Households@ March 5, 2010

ARecord Declines in Jobs, Incomes, and Assets@ February 19, 2010

AUpdate on Home Prices@ February 5, 2010

AStock Price Expectations and Stock Ownership@ January 22, 2010

AUnemployment News and Job Uncertainty@ January 8, 2010

AUnemployment Expectations Improve@ December 18, 2009

AWill Obama Support a Consumer Makeover?@ December 4, 2009

AUpdate on Home Prices@ November 20, 2009

AStock Price Expectations and Stock Ownership@ November 6, 2009

ARecent Changes in Debt and Saving Intentions@ October 23, 2009

AConsumer Confidence in Financial Institutions@ October 9, 2009

AImpact of Government Economic Policies@ October 2, 2009

AChanging Reactions to Inflation and Deflation@ September 18, 2009

AStock Price Expectations and Stock Ownership@ September 4, 2009

AUpdate on Home Prices@ August 21, 2009

ARecord Declines in Income and Wealth@ August 7, 2009

18

AGreen Shoots Amid Continued Job Losses@ July 30, 2009

ADistress among Upper Income Households@ July 17, 2009

AUpdate on Home Prices@ June 19, 2009

AInflation or Unemployment?@ June 5, 2009

APrecautionary and Retirement Saving Motives@ May 22, 2009

AUpdate on Home Prices@ April 24, 2009

ARecent Changes in Debt and Saving Intentions@ April 10, 2009

AVehicle Market Psychology@ April 2, 2009


AStock Price Expectations and Stock Ownership@ March 20, 2009

AWhat Made the Great Depression >Great=?@ March 6, 2009


AGreat Depression II?@ February 6, 2009

AUpdate on Home Prices@ January 23, 2009

ARecord Increase in Pessimism During 2008" January 9, 2009

AUpdate on Home Prices@ December 19, 2008

AFifth Degree of Economic Discontent@ December 5, 2008

AUnemployment Expectations@ November 21, 2008

APresidential Honeymoons and Consumer Confidence@ November 7, 2008

ALoss of Confidence in Financial Institutions@ November 2008

AConsumer Sentiment and Presidential Elections@ October 24, 2008

AStock Price Expectations and Stock Ownership@ October 24, 2008

AUpdate on Home Prices@ October 23, 2008

ALoss of Confidence in Financial Institutions@ October 10, 2008

AThe Near and Longer Term Impact of the Financial Crisis@ October 3, 2008

AFinancial Crisis and Consumer Confidence@ September 19, 2008

AConsumer Sentiment and Presidential Elections@ September 5, 2008


AStock Price Expectations and Stock Ownership@ August 8, 2008

AImpact of Tax Rebate on Spending Intentions@ August 1, 2008

ARecent Changes in Debt and Saving Intentions@ July 22, 2008

AUpdate on Home Prices@ July 18, 2008

AUpdate on Home Prices@ June 20, 2008

AStock Price Expectations and Stock Ownership@ June 6, 2008

ARecent Changes in Debt and Saving Intentions@ June 4, 2008

AUpdate on Home Prices@ May 23, 2008

AMicro Recessions@ May 9, 2008

AImpact of Tax Rebate on Spending Intentions@ May 2, 2008

AUpdate on Home Prices@ April 18, 2008

ANew Inflation Era@ April 4, 2008


AImpact of Tax Rebate on Spending Intentions@ March 7, 2008

19


AThe Recession and Longer Term Prospects@ February 8, 2008

AUpdate on Home Prices@ January 25, 2008

AImpact of Job Losses on Consumer Spending@ January 11, 2008

AStock Price Expectations and Stock Ownership@ January 4, 2008

AUpdate on Home Prices@ December 14, 2007

AStock Price Expectations and Stock Ownership@ November 30, 2007

AUpdate on Home Prices@ November 16, 2007

AImpact of Home Price Declines on Confidence@ November 2, 2007

AUpdate on Home Prices@ October 19, 2007

AImpact of Jobs on Consumer Spending@ October 5, 2007

AUpdate on Home Prices@ September 21, 2007

APotential Tipping Point@ September 7, 2007


AImportance of Employment and Wage Growth@ August 10, 2007

AUpdate on Changes in Home Values@ August 10, 2007

AStock Price Expectations and Stock Ownership@ July 20, 2007

AUpdate on Changes in Home Values@ July 6, 2007

AUpdate on Impact of Gas Prices@ June 22, 2007

AUpdate on Expected Changes in Home Prices@ June 8, 2007

AConsumers= Reactions to Gas Prices@ May 25, 2007

AStock Ownership Among U.S. Households@ May 11, 2007

AExpected Change in Home Prices@ May 9, 2007

ARising Gas Prices and Falling Home Prices Create Unusual Divergences Among

Subgroups@ March 2007

AExpected Change in Home Prices@ February 2007

AConfidence Eases Due to Economic Slowdown: Divergence Between Income Groups

Widens@ February 2007

AConfidence Jumps to Two Year High Due to Improved Job and Wage Prospects@

January 2007

AConfidence Remains Relatively High Despite Concerns about Weak Housing

Market@ December 2006

AThe Resilient Consumer: Shopping for Discounts@ November 2006

AThe Resilient Consumer: Widespread Gains in Confidence@ October 2006

AConsumer Outlook Improves: Gas Prices Dominate Trends@ September 2006

AInflation Drains Personal Financial Optimism as Housing Market Slump

Deepens@ August 2006

ARecord Divergence in Confidence: Gap Widens Between Rich and Poor@ July

2006

AConsumer Confidence Rebounds: Variations in Gas Prices Dominate Trends@

June 2006

AConsumer Confidence Sinks Under Weight of High Gas Prices and Rising

20

Interest Rates@ May 2006

AConsumers Reactions to $3 Gasoline: New Era Stability or Calm Before the

Storm@ April 2006

AConsumer Confidence Inches Upward Amid Record Divergences Across Income

Groups@ March 2006

AConfidence Retreats Amid Concerns About Rising Interest Rates and Slower

Growth in Late 2006@ February 2006

AConfidence Rides Gas Price Waves: When Up Means Down@ January 2006

AConsumer Confidence Rebounds, but Slower Growth in Economy Still Expected@

December 2005

ASlowdown in Economic Growth Anticipated: Higher Unemployment and Interest

Rates Expected@ November 2005

ASlower Economic Growth Anticipated: Higher Inflation, Unemployment and

Interest Rates@ October 2005

ARecord Plunge in Consumer Confidence: High Gas Prices Have Devastating

Impact@ September 2005

ASignificant Decline in Consumer Confidence Due to Pre-Katrina Surge in Gas

Prices@ August 2005

ARising Gas Prices and Higher Interest Rates Weaken Personal Finances and

Shift Spending Plans@ July 2005

ASurge in Consumer Confidence Reflects Renewed Strength in Economy@ June

2005

AHousing Boom Driver: Price or Interest Rate Bubble?@ May 2005

AConsumers Anticipate Higher Inflation, Rising Interest Rates and Slower

Job Growth@ April2 005

ARising Gas Prices and Higher Interest Rates Weaken Personal Finances and

Shift Spending Plans@ March 2005

AConsumers View Economic Prospect Favorably Despite Anticipated Slowdown

in Growth@ February 2005

AExpected Slowdown in Expansion Raises Concerns About Job Growth@ January

2005

AConsumers Expect Expansion to Slow Due to Rising Interest Rates@ December

2004

AThe Outlook for Consumption in 2005: Average Growth Eclipsed by High

Performance Standards@ November 004

AEnergy Prices Strain Budgets but Consumers Remain Confident@ October 2004

AEconomic and Political Cycles@ September 2004

ALackluster Job Growth Worries Consumers: Divergent Implications for

Election@ August 2004

AConsumer Expect Robust Job Growth and Higher Interest Rates@ July 2004

AConsumer Focus on Job Growth: Fears of Rising Inflation Fade@ June 2004

AChanging Partners, Same Middling Results: Reverse Impact of Employment and

21

Inflation@ May 2004

AFavorable Employment Growth Dominates; Rising Concerns About Inflation,@

April 2004

AHigh Anxiety: More Optimistic and More Worried,@ March 2004

AApprehensions About Employment Growth Dominate Consumer Expectations,@

February 2004

AConsumers Adopt Renewed Sense of Optimism Based on Anticipated Job Growth,@

January 2004

AFavorable Economic News Dominates: Consumers Expect More Jobs in 2004,@

December 2004

AConsumers Voice Cautious Optimism in Response to Surge in Economic Growth,@

November 2003

AConsumers More Optimistic About Outlook for National Economy,@ October 2003

AAs Jobless Recovery Lengthens, Confidence in Economic Policies Falls,@

September 2003

AConsumers Express Cautious Optimism: Widespread Recognition of Ongoing

Expansion,@ August 2003

AConsumers Remain Cautiously Optimistic: Unemployment Still Dominant

Concern,@ July 2003

AConsumers Temper Optimism About Future: Unemployment Still Dominant

Concern,@June 2003

ASurge in Consumer Confidence Based on Optimistic Expectations Not Current

Conditions,@ May 2003

AConsumer Confidence Springs Ahead: Gains Depend on Revival in Jobs and

Wages,@ April 2003

ADecline in Consumer Confidence Slows: Sustained Gains Depend on Revival

of Jobs and Wages, March 2003

AWar and Unemployment: Twin Fears of Consumers,@ February 2003

AConsumer Uncertainty Rises Due To Darkening Clouds of War and

Unemployment,@ January 2003

AConsumers Anticipate Improved Economy in 2003: Slow Job Growth Primary

Concern,@ December 2002

ARebound in Consumer Confidence Eases Concerns About Renewed Downturn,@

November 2002

AEconomic Slowdown Widely Anticipated: October Plunge Marks Sixth

Consecutive Monthly Decline,@ October 2002

ASlower Pace of Growth in Spending Ahead: Largest Cutbacks for Non Interest

Sensitive Purchases,@ September 2002

AThe Precautionary Strategy of Consumers: Purchase Homes and Cars, but

Limit Smaller Purchases,@ August 2002

AScandals Diminish Consumer Confidence: Consumers Increase Emphasis on

22

Saving, July 2002

AConfidence Falls Due To Anticipated Slowdown: Jobs Expected to Remain

Scarce,@ June 2002

AConsumers Anticipate Slower Economic Growth: Jobs are Expected to Remain

Scarce as a Result,@ May 2002

AConsumers Retain Optimistic Outlook Despite Widely Anticipated Hikes in

Interest Rates,@ April 2002

AConsumer Confidence Soars Based on Anticipated Strength in Economy Will

Boost Job Prospects,@ March 2002

ARecession is Over But Consumers Expect Slow Gains in Employment,@ February

2002

AEconomic Conditions Expected to Improve But No Actual Gains Are Reported

As Yet,@ January 2002

AConsumer Confidence Begins to Rebound: Anticipate New Life in Weakened

Economy,@ December 2001

AConsumer Confidence Edges Upward: Increases in Unemployment Still

Expected,@ November 2001

AConsumers Anticipated Downturn in Economy: Slow Recovery Expected to Begin

by Mid 2002,@ October 2001

AConsumer Confidence Plunges: Already Weakened Economy Pushed into

Recession,@ September 2001

AConfidence Unchanged By Tax Rebates and Lower Interest Rates: Weakened Job

Prospects Remain Top Concern of Consumers,@ August 2001

AOffsetting Shifts Leave Confidence Unchanged: Lower Inflation Countered

By Slumping Stocks and Job Losses,@ July 2001

AConfidence Improves Among Upper Income Households: Slowly Improving

Economy Anticipated,@ June 2001

ALower Interest Rates and Rebound in Stock Prices Offset Concerns About

Rising Energy Prices,@ May 2001

AWidespread Financial Distress Among Consumers: Slow Growth and Rising

Unemployment Expected,@ April 2001

AConsumer Confidence Stabilizes Amid Concerns About Falling Stock Prices

and Rising Unemployment,@ March 2001

ADecline in Consumer Confidence Slows: Is the Worst Over?,@ February 2001

AConsumer Voice Heightened Concerns About Future Job and Income Prospects,@

January 2001

AConsumer Confidence Plunges Due to Concerns About Rising Unemployment,@

December 2000

AStock Decline Diminish Confidence Among Upper Income Households,@ November

1999

AConsumer Confidence Slips to Lowest Level in 2000: But It Is Still Higher

Than in Any Prior Year,@ October 2000

AConsumer Confidence Slips Due to Concerns About Personal Finances,@

23

September 2000

AConsumer Confidence Slips Due to Slowdown in Income Growth,@ August 2000

AConsumer Confidence Improves Due to Lessening Concerns with Rising Gas

Prices,@ July 2000

AConsumer Confidence Dampened Due to Rising Gas Prices and Higher Interest

Rates,@ June 2000

AOverall Confidence Unshaken by Rate Hike: Large Impact on Prospects for

Home Sales,@ May 2000

AWhat Me Worry? Consumer Calm Amid Stock Market Jitters,@ April 2000

AFifth Rate Hike Has Little Impact: Confidence Remains Near All-Time High,@

March 2000

AConsumer Optimism Persists Despite Soaring Gas Prices, Rising Interest

Rates, and Falling Stock Prices,@ February 2000

AY2K Boot-Up in Consumer Confidence: Optimism Soars to New Record Peak,@

January 2000

AThe Century=s Last Hurrah: Confidence Sets New All Time Record in 1999,@

December 1999

ARate Hikes: Overall Confidence Undiminished Home Buying Attitudes Post

Significant Losses,@ November 1999

ASlowdown in Economic Growth Rate Not Expected to Diminish Favorable Job

and Income Prospects,@ October 1999

AOverall Consumer Confidence Remains at Record Level: Entire Impact of Rate

Hike on Housing Market,@ September 1999

AWidely Anticipated Interest Rate Hike Expected to Have Only Minor Impact,@

August 1999

AFavorable Job and Income Prospects Dominate Concerns About Interest Rate

Hikes,@ July 1999

AGoldilocks= Summer Forecast: Hot Economy, Cool Inflation,@ June 1999

AConsumers Remain Confident Even Though Inflation and Interest Rates Are

Expected to Edge Upward,@ May 1999

AConsumer Confidence Remains at Record Level: Greater Inclination to Spend

Some Recent Wealth Gains,@ April 1999.

AConsumers View Economic Prospects with Confidence: Slower Growth, But No

End to Expansion in Sight,@ March

1999.

AConsumer Confidence Surges Back Toward Record 1998 Peak,@ February 1999.

AConsumer Confidence In Rebounds in Early 1999: Continued Economic Strength

Eases Job Concerns,@ January 1999.

AConsumer Confidence in 1998: Record Setting Year,@ December 1998.

AConsumer Confidence Rebounds: Interest Rate Cuts Propel Buying Attitudes

to Record Levels,@ November 1998.

AGlobal Economic Turmoil Top Concern: Rate Cuts Boosts Buying But Job

Concerns Continue to Rise,@

24

October 1998.

ARising Apprehensions Diminish Optimism: Global Economic Turmoil Threaten

Job Prospects,@ September 1998.

AConsumers React to Spreading Economic Turmoil: Threat to Job Prospects

Greatest Concern,@ August 1998.

AConsumer Confidence Retreats from Peak: Slowdown in Employment Gains

Expected,@ July 1998.

AConsumer Confidence Eases Off Peak: Slower Pace of Economic Gains

Expected,@ June 1998.

AConsumer Confidence Remains Near Record Level: Pace of Economic Gains

Expected to Ease,@ May 1998.

AConsumers Dismiss Asian Threat to Domestic Economy: Robust Growth and Low

Unemployment Expected,@ April 1998.

ADespite Quick Reversal of Unusual Gains Consumer Confidence Remains

Substantial,@ March 1998.

AConsumer Confidence Reaches New Record Level Due to Widespread

Reassessments of Past Economic Gains,@ February 1998.

AConsumer Confidence Rebounds Declines in Inflation Boost Financial

Prospects,@ January 1998.

ASmall Decline in Consumer Confidence Sparked by Concerns About Job

Prospects,@ December 1997.

ARecord Consumer Confidence Level Sparked by Low Unemployment and Low

Inflation,@ November 1997.

ARecord Levels of Consumer Confidence Widespread Among All Population

Groups,@ October 1997.

AGains in Income and Employment Prompt Record Levels of Consumer

Confidence,@ September 1997.

AConsumers Base Confidence on Misery-Free Prospects: Low Inflation, Low

Unemployment, and No Recession in Sight,@August 1997.

ASummer of Contentment: When No Bad News is Good News,@ July 1997.

AConsumer Confidence Reaches New Record Peak,@ June 1997.

AConsumer Confidence Reaches Thirty Year High,@ May 1997.

AEmployment and Income Gains Propel Consumer Confidence to New Peak,@ April

1997.

AIndex of Consumer Sentiment Reaches 100: Only Fourth Time in 30 Years,@

March 1997

AConsumer Confidence Reaches New Cyclical Peak Due to Diminished

Unemployment Concerns,@ February 1997

AConsumer Confident Expansion Will Continue: Low Inflation and Low

Unemployment Expected,@ January 1997

AConsumer Confidence Ends 1996 at Highest Level Since the Start of the

Expansion,@ December 1996

ABounce in Consumer Confidence Following Re-Election of President Clinton,@

25

November 1996

AConsumer Confidence Remains at High Level: Gains Incorporate Expected

Reelection of President Clinton,@ October 1996

AStrong Economy Expected to Push Interest Rates Higher,@ September 1996

AImproved Long Term Outlook Boosts Consumer Confidence,@ August 1996

AConsumer Confidence Displays Persistent Strength Despite Setbacks,@ July

1996

AConsumer Confidence Displays Persistent Strength Despite Setbacks,@ June

1996

ARise in Gasoline Prices Had Little Impact on Consumer Confidence,@ May 1996

AConsumers Remain Confident Despite Expected Increases in Interest Rates,@

April 1996.

AConsumer Confidence Rebounds Stronger Growth Prospects Anticipated,@ March

1996.

AInterest Rates Declines Improves Outlook for Economy: Apprehensions about

Future Job Prospects Persist,@ February 1996.

ASlowdown in Economic Growth Increases Apprehensions about Future Job

Prospects,@ January 1996.

AConsumer Confidence Edges Back Towards Bottom of Expansion Plateau,@

December 1995.

AApprehension about Future Incomes Diminish 1996 Spending Prospects,@

November 1995.

AConsumer Confidence Displays Resilience,@ October 1995.

AConsumer Confidence Falls from Top to Bottom of Favorable Range,@ September

1995.

APersonal Finances Improve: Income Gains Preserved by Low Inflation,@ August

1995.

ALower Interest Rates Spark More Favorable Buying Attitudes,@ July 1995.

AExpected Declines in Interest Rates Renews Consumer Confidence,@ June 1995.

AGrowing Apprehensions about Economic Prospects,@ May 1995.

ASharp Decline in Vehicle Buying Attitudes,@ April 1995.

ASharp Decline in Consumer Confidence,@ March 1995.

AConsumers Expect Slower Economic Growth During Year Ahead,@ February 1995.

"Employment Gains and Low Inflation Propel Confidence to Five Year High,@

January 1995.

"Low Unemployment and Low Inflation Keep Consumer Confidence at High Levels

in 1994,@ December 1994.

AEmployment and Income Gains Sustain Consumer Confidence,@ November 1994.

AConsumer Confidence Remains High Despite Rising Interest Rates,@ October

1994.

AConsumers Remain Upbeat Despite Rising Interest Rates,@ September 1994.

ARising Interest Rates Expected to Slow Economic Growth,@ August 1994.

AHigher Interest Rates Diminish Consumer Optimism,@ July 1994.

"Overall Consumer Confidence Remains at High Levels Despite Declines Among

26

Higher Income Households,@ June 1994.

AConfidence Declines Among Higher Income Households,@ May 1994.

AInterest Rates Expected to Increase by Record Numbers of Consumers,@ April

1994.

AConsumer Buying Attitudes Reach Cyclical Peak Levels,@ March 1994.

AExpected Interest Rate Increases Accelerate Spending Plans,@ February

1994.

AConsumers Optimistic about Future: More Jobs and Continued Low Inflation,@

January 1994.

AIncrease in Consumer Confidence Based on Improved Economic Conditions,@

December 1993.

AConsumer Spending Bolstered by Improved Income and Employment Prospects,@

November 1993.

ASentiment Improves Due to Diminished Apprehensions about Economic

Prospects,@ October 1993.

"Overall Level of Confidence Unchanged Amid Growing Apprehensions among

Higher Income Households,@ September 1993.

"Consumer Confidence Unchanged at Diminished Level: Widespread

Apprehensions about Outlook for Economy,@ August 1993.

"Consumer Confidence Weakens amid Rising Concerns about Outlook for Economy

and Economic Policies,@ July 1993.

AHigher Income Households Voice Rising Concerns about Personal Financial

Prospects,@ June 1993.

AConsumers Voice Rising Apprehensions about Government Economic Policies,@

May 1993.

"Rising Concerns Voiced by Consumers About Future Economic Prospects," April

1993.

"Current Economy Viewed Favorably Amid Rising Concerns About Future

Prospects," March 1993.

"Small February Decline Still Leaves Confidence at Improved Level," February

1993.

"Widespread Gains in Confidence Indicate Improved Spending Prospects,"

January 1993.

"Improved Economic Prospects for 1993," December 1992.

"Surge in Consumer Optimism," November 1992.

"Widespread Economic Apprehensions Benefitted President-Elect Clinton,"

October 1992.

"Economic Cycle Time: Spring Ahead, Fall Back," September 1992.

"Uncertainty About Economic Prospects Slows Rate of Recovery," August 1992.

"Apprehensions Rise as Recovery Falters: No Confidence in Government

Economic Policies," July 1992.

"Recovery Slows, But Still On Track," June 1992.

"Expansion Wannabe," May 1992.

"Near Term Prospects for Economy Improve; Longevity of Recovery Still Concern

27

of Consumers, April 1992.

"Consumer Sentiment Posts Substantial Improvement," March 1992.

"Confidence in Government Economic Policies Remains at Record Low," February

1992.

"Consumer Sentiment Languishes at Low Levels," January 1992.

"Widespread Apprehension with Income and Job Prospects," December 1991.

"Widespread and Substantial Decline in Consumer Sentiment," November 1991.

"Consumer Sentiment Declines," October 1991.

"Consumer Sentiment Stalled," September 1991.

"Consumer Spending Remains on Slow Growth Track," August 1991.

"Inflation Expectations Tumble: Disinflationary Psychology Dominates Buying

Decisions," July 1991.

"The End of the Recession: Let the Good Times Crawl," June 1991.

"Slower Pace of Recovery Expected; Lagging Incomes Curtail Ability to Buy,"

May 1991.

"Euphoria Fades, Recession Endures," April 1991

"End of War Prompts Substantial Improvement in Outlook for Economy," March

1991

"Consumer Confidence Inches Upward," February 1991

"Consumer Confidence Reflects Changing Tides of War," January 1991

"Confidence Unchanged At Low Levels," December 1990

"Consumer Confidence Remains Low," November 1990

"Consumer Confidence Tumbles: Record three-Month Decline," October 1990

"Decline in Consumer Confidence Continues: Recession Widely Expected By

Consumers," September 1990

"Crisis In Consumer Confidence: Temporary Plunge or Prelude to Further

Declines?" August 1990

"Prospects for Economy Dim in July Survey: Sentiment Vulnerable to Further

Declines," July 1990

"Rising Concerns Over Sluggish Expansion: 'It Ain't Over Till Its Over,"

June 1990

"Near Term Outlook Remains Positive: Longer Term Prospects Weaken," May

1990

"Improved Financial Prospects," April 1990

"Record Awareness of Price Reductions," March 1990

"Consumer Sentiment Weakens: December Freeze Strains Personal Finances,"

February 1990

"Sentiment Posts Uneven Changes: Price Discounts Improve Buying

Attitudes," January 1990

"Overall Sentiment Remains Unchanged: Buying Attitudes Weaken," December

1989

"Slow Growth But No Recession: Consumers Wait for Larger Discounts,"

November 1989

"The Confident Consumer," October 1989

28

"Surge in Consumer Confidence: Prospects for Economy Brighten," September

1989

"Consumer Confidence Slips Amid Shifting Cross-Currents," August 1989

"Consumer Confidence Posts Small Gains: Cautious Optimism Prevails," July

1989

"Consumer Confidence Maintained: Spending Plans Remain Cautious," June

1989

"Consumer Confidence Continues On Soft Landing Approach," May 1989

"Consumer Confidence Cools: When Bad News Is Good," April 1989

"Inflation And Interest Rates Expected To Increase, Housing Market Bears

Greatest Burden," March 1989

"Consumer Sentiment Remains Favorable Despite Record Concerns With Rising

Interest Rates," February 1989

"Strong Rebound In Consumer Sentiment," January 1989

"Interest Rate Concerns Reach Record Level," December 1988

"Decline In Confidence Weakens Sales Prospects," November 1988

"Confidence Traces Sawtooth Pattern At High Level," October 1988

"Confidence Remains At High Level," September 1988

"Income Growth Boosts Sentiment," August 1988

"Cautious Optimism," July 1988

"Drought Heightens Price Expectations, Overall Confidence Remains Strong,"

June

"Consumer Confidence Rises," May 1988

"Rebound From Crash Wanes," April 1988

"Rebound In Confidence Continues, Personal Finances Set Pace," March 1988

"Confidence Rebounds: Sigh Of Relief More Than Sign Of Optimism," February

1988

"Rebound In Consumer Confidence Continues," January 1988

"Small Rebound In Confidence," December 1987

"Decline In Confidence Weakens Sales Prospects," November 1987

"The Crash And The Consumer," October 1987

"Rising Interest Rates Diminish Spending Plans," September 1987

"Consumer Sentiment Edges Upward," August 1987

"Personal Financial Concerns Weaken Spending Plans," July 1987

"Interest Rate Increases Dominate Concerns," June 1987

"Interest Rate Expectations Jump," May 1987

"Overall Sentiment Maintained Amid Rising Concerns," April 1987

"Overall Sentiment Maintained Despite Divergent Trends," March 1987

"Overall Sentiment Maintained Despite Weak Domestic Economy," February

1987

"Favorable Vehicle Buying Attitudes Plunge Overall Consumer Remains

Positive," January 1987

"Growing Uncertainty About Prospects For Domestic Economy," December 1986

"Consumer Confidence Slips," November 1986

29

"Consumer Confidence Maintained," October 1986

"Auto Incentives Offset Rising Concerns With Economy," September 1986

"Consumer Sentiment Slips But Still Favorable," August 1986

"Consumers Enjoy Calm Economic Seas," July 1986

"Buying Attitudes Continue Record Setting Trend," June 1986

"Consumer Sentiment Remains On High Plateau," May 1986

"Favorable Home Buying Attitudes Reach New Peak," April 1986

"Favorable Buying Attitudes Reach New Peak--Yet Again," March 1986

"Favorable Buying Attitudes Reach New Peak--Again," February 1986

"Favorable Buying Attitudes Reach New Peak," January 1986

"Consumers Maintain Positive Outlook For 1986," December 1985

"Sentiment Posts Small Gain," November 1985

"Optimism Fades, But Pessimism Held In Abeyance," October 1985

"The Seven Percent Solution: Auto Market Reaches New High," September 1985

"Buyers Delight In Interest Rate Discounts," August 1985

"Confidence Maintained At High Levels," July 1985

"Optimism Persists," June 1985

"Optimism Fades, Confidence Remains High," May 1985

"Spring Fever," April 1985

"Index Unchanged," March 1985

"Optimism Maintained," February 1985

"Widespread Price Discounts Boost Sentiment," January 1985

"Personal Finances Source Of Confidence," December 1984

"Consumer Confidence: Basking In The Mid 90's," November 1984

"The 21 Month Solution," October 1984

"Optimism Still Tall In The Saddle: Nary A Cloud In The Sky," September 1984

"Optimism Endures," August 1984

"Consumer Resilience: "Gloom Busters"," July 1984

"Consumer Confidence Withstands Interest Rate Gremlins," June 1984

"Consumer Confidence Maintained All Eyes On Interest Rates," May 1984

"Interest Rate Concerns Mount," April 1984

"Consumer Confidence Reaches 20 Year Peak," March 1984

"Willingness To Spend Escalates," February 1984

"The Reign Of Optimism," January 1984

"Consumer Confidence New Cyclical Peak," December 1983

"Optimism Rides High Plateau," November 1983

"Consumer Optimism Maintained," October 1983

"Consumers Remain Optimistic," September 1983

"Sentiment Recedes From peak Due To Interest Rate Concerns," August 1983

"Optimism Grows Despite Interest Rate Concerns," July 1983

"Optimism Reigns," June 1983

"Consumers Optimistic," May 1983

"Surge In Consumer Optimism," April 1983

"Consumer Optimism Rising," March 1983

30

"Consumers Respond To Lower Prices And Interest Rates," February 1983

"Sentiment Rise Wavers As Interest Rate Declines Slow," January 1983

"Buying Attitudes Improve," December 1982

"Unemployment Weakens Interest Rate Stimulus," November 1982

"Sentiment Improves As Interest Rates Decline," October 1982

"Interest Declines Improve Spending Prospects: Turning The Corner On A Still

Winding Road," September 1982

"Sentiment Stalled At Low Levels: Consumers Await Improvement In Economy,"

August 1982

"Tax Cut Stimulus Fades," July 1982

"Confidence In Government Economic Policy Declines," June 1982

"Lower Prices Affect Personal Finances And Buying Attitudes," May 1982

"Taxes Not Deficits Worry Consumers," April 1982

"Spreading Unemployment Clouds Confidence In Government," March 1982

"Improved Buying Conditions Blocked By Interest Rates," February 1982

"Price Discounts Bring Respite From Bleak Economy," January 1982

"Unemployment Adds To Interest Rate Distress," November 1981

"High Interest Rates Overwhelm Consumers," October 1981

"Buying Attitudes Worsen," September 1981

"Rising Optimism Offset By Rising Interest Rates," August 1981

"Interest Rates Cloud Optimism," July 1981

"Crosscurrents Erode Recent Gains," June 1981

"Confidence In Government Raises Optimism," May 1981

"Favorable Sentiment Grows Cautiously," April 1981

"Consumer Sentiment Unchanged," March 1981

"Small Decline In Consumer Sentiment," February 1981

"Small Improvement In Consumer Sentiment," January 1981

"Sharp Decline In Consumer Sentiment," December 1980

"Divergent Trends Slow Improvement In Consumer Sentiment," November 1980

"Consumer Sentiment Records Fourth Consecutive Monthly Improvement,"

September 1980

"Significant Improvement In Consumer Sentiment," August 1980

"July Survey Records Second Monthly Improvement," July 1980

"June Survey Marks Modest Improvement From Record Lows," June 1980

"Unfavorable Altitudes Continue To Mount," May 1980

"Sharp Decline In Buying Attitudes Leaves Sentiment At New Record Low Level,"

April 1980

"Consumer Sentiment Falls To New record Low Level," March 1980

"Small Rebound In Consumer Sentiment," February 1980

"Divergent Trends Yield Net Improvement," January 1980

31

"Consumer Pessimism Continues," December 1979

"Substantial Declines In Buying Attitudes," November 1979

"Record Interest Rates Lower Favorable Buying Attitudes," October 1979

"Modest Improvement In Consumer Sentiment," September 1979

"Limited Rebound Following Gasoline Shortages," August 1979

"Pessimism Nears Record Level," July 1979

"Consumer Pessimism Continues To Mount," June 1979

"Consumer Sentiment Continues To Slide," April 1979

"Pessimistic Business Expectations Mount," March 1979

"Double Digit Inflation Expected," February 1979

"Zig-Zag Downward Trend," January 1979

"Sharp Declines In Sentiment Further Weaken Prospects For 1979," December

1978

"Heightened Consumer Pessimism," November 1978

"Decline In Confidence Remains Slow. October 1978

"Decline In Confidence Slows," September 1978

"Decline In Sentiment Continues," August 1978

"Favorable Conditions Slow Decline In Sentiment," July 1978

"Slide In Optimism Continues," June 1978

"Heighten Fear Of Inflation Undermines Confidence," May 1978

"Decline In Sentiment Moderates," April 1978

"Rising Pessimism Among Consumers," March 1978

"Slide In Consumer Optimism Arrested," February 1978

"Consumer Confidence Unchanged From Diminished Year-end Levels," January

1978

32

SURVEYS OF CONSUMERS: WORKING PAPER SERIES

1. Shifts in Financial Portfolios of American Households. November 1978,

by Richard T. Curtin.

2. Housing Status of American Families. January 1979, by Richard T Curtin.

3. Asset Ownership. March 1979, by Richard T. Curtin and Thomas S. Neubig.

4. Outstanding Debt Among American Households. April 1979, by Richard T.

Curtin.

5. Consumer Evaluations of Credit Transactions. May 1979, by Richard T.

Curtin.

6. Credit Card Use Among American Households. June 1979, by Richard T.

Curtin.

7. Origins of Inflationary Expectations. July 1979, by Richard T. Curtin.

8. Reverse Annuity Mortgages - A Potential Dissaving Mechanism for Elderly

Homeowners. June 1979, by Richard T. Curtin and Thomas Neubig.

9. Vehicle Ownership and Purchases Among American Families. November

1979.

10. The RV Consumer: Current Trends and Future Prospects. November 1979,


11. Household Durable and Recreation and Hobby Expenditures. January

1980, by Richard T. Curtin and Michael Ponza.

12. Changes in Credit Card Use During 1978. March 1980, by Richard T. Curtin

and Thomas S. Neubig.

13. Social Psychological Impact of Stagflation: An Overview. June 1980,


14. Coping with Unemployment Among American Households. May 1981, by

Richard T. Curtin, Christopher J. Gordon and Michael Ponza.

15. Consumer Saving and Spending: Prospects for the Decade Ahead. May

1982, by Richard T. Curtin.

16. The RV Consumer: Current and Future Prospects. May 1982, by Richard

T. Curtin and Lisa Poole.

17. Spending Plans Remain Cautious:Income Uncertainty Counters Lower

Interest Rates. November, 1982, by Richard T. Curtin.

18. Payment Method Costs: Assessments by Retailers. September 1983, by

Richard T. Curtin.

19. The Making of a Recovery: Consumers Strut the "Right Stuff." November


20. Consumer Outlook: Early Vigor to Mature Recovery. November 1984, by

Richard T. Curtin.

21. The RV Consumer: Current Trends and Future prospects. April 1985, by

Richard T. Curtin.

22. 1986 Outlook for Consumer Demand: Prospects Diminished but Still

Favorable. November 1985, by Richard T. Curtin.

33

23. 1987 Outlook for Consumer Demand: The Discount Waiting Game. November


24. The RV Consumer: Prospects for the 1990s. March 1989, by Richard T.

Curtin.

25. Home Equity Loans. April 1989, by Richard T. Curtin.

26. The Outlook for Consumption in 1990: Coasting into the Eighth Year of

Expansion. November 1989, by Richard T. Curtin.

27. The Outlook for Consumption in 1991: Cutbacks in Consumer Sending.

November 1990, by Richard T. Curtin.

28. The Outlook for Consumption in 1992. November 1991, by Richard T.

Curtin.


Curtin.

30. Savings and Investment Intentions: An Assessment of Predictive

Performance. September 1992, by Richard T. Curtin.

31. Ownership of Financial Assets by U.S. Households. January 1993, by

Richard T. Curtin.

32. Ownership of Mutual Funds by U.S. Households. February 1993, by Richard

T. Curtin.

33. Ownership of Money Market Mutual Funds by U.S. Households. March 1993,


34. Ownership of Bond Mutual Funds by U.S. Households. April 1993, by

Richard T. Curtin.

35. Ownership of Stock Mutual Funds by U.S. Households. April 1993, by Richard

T. Curtin.


Curtin.

37. The RV Consumer: Current Trends and Future Prospects. January 1994, by

Richard T. Curtin.


Richard T. Curtin.

39. Ownership of Mutual Funds by U.S. Households. March 1994, by Richard

T. Curtin.

40. Ownership of Money Market Mutual Funds by U.S. Households. March1994,


41. Ownership of Bond Mutual Funds by U.S. Households. March 1994, by

Richard T. Curtin.

42. Ownership of Stock Mutual Funds by U.S. Households. March 1994, by

Richard T. Curtin.

43. Home Equity Loans. April 1994, by Richard T. Curtin.


Curtin.


Richard T. Curtin.

34


T. Curtin.

47. Ownership of Money Market Mutual Funds by U.S. Households.

February1995, by Richard T. Curtin.

48. Ownership of Bond Mutual Funds by U.S. Households. February 1995, by

Richard T. Curtin.

49. Ownership of Stock Mutual Funds by U.S. Households. February 1995, by

Richard T. Curtin.

50. The Outlook for Consumption in 1996. November 1995 by Richard T. Curtin.


Richard T. Curtin.


T. Curtin.

53. Ownership of Money Market Mutual Funds by U.S. Households.

February1996, by Richard T. Curtin.

54. Ownership of Bond Mutual Funds by U.S. Households. February 1996, by

Richard T. Curtin.

55. Ownership of Stock Mutual Funds by U.S. Households. February 1996, by

Richard T. Curtin.


Richard T. Curtin.

57. Ownership of Mutual Funds by U.S. Households. January 1997, by Richard

T. Curtin.

58. Ownership of Money Market Mutual Funds by U.S. Households. January 1997,


59. Ownership of Bond Mutual Funds by U.S. Households. January 1997, by

Richard T. Curtin.

60. Ownership of Stock Mutual Funds by U.S. Households. January 1997, by

Richard T. Curtin.


Richard T. Curtin.

62. Ownership of Mutual Funds by U.S. Households. January 1998, by Richard

T. Curtin.

63. Ownership of Money Market Mutual Funds by U.S. Households. January 1998,


64. Ownership of Bond Mutual Funds by U.S. Households. January 1998, by

Richard T. Curtin.

65. Ownership of Stock Mutual Funds by U.S. Households. January 1998, by

Richard T. Curtin.

66. The RV Consumer. March 1998, by Richard T. Curtin.

67. National Survey of Home Equity Loans. October 1998, by Richard T.

Curtin.

68. Vehicle Ownership Among U.S. Households, 1980-1999, March 2000, by

Richard T. Curtin.

35

69. Age of Vehicles in U.S. Household Fleets, 1980-2000, February 2001, by

Richard T. Curtin.

70. Car and Truck Ownership in U.S. Household Fleets, 1980-2000, March 2001,


71. Vehicle Leasing Rates and Shares in U.S. Household Fleets, March 2001,


72. Age of Vehicles in U.S. Household Fleets, February 2002, by Richard T.

Curtin.

73. Car and Truck Ownership Rates and Shares in U.S. Household Fleets,

February 2002, by Richard T. Curtin.

74. Vehicle Leasing Rates and Shares in U.S. Household Fleets, February 2002,


75. Vehicle Ownership Rates and Shares in U.S. Household Fleets, February


76. The RV Consumer. March 2002, by Richard T. Curtin.

77. The RV Consumer in 2005. December, 2005, by Richard T. Curtin.

36

PRESENTATIONS

AConsumer Economic Expectations: Persistent Partisan Differences@ OECD

Conferences, Brussels, November 14, 2017.

AConsumer Expectations: Politics Trumps Economics,@ Economics Club, Ann

Arbor, MI, May 22, 2017.

AEconomic Expectations: A New Interdisciplinary Paradigm,@ 33rd

International CIRET Conference, Copenhagen, Demark, September 14,

2016.

AConsumer Optimism: Goldilocks and the Bear,@ Economic Outlook Conference,

Ann Arbor, November 21, 2016.

APanel Study of Entrepreneurial Dynamics,@ Academy of Management

Conference, Anaheim California, August 5, 2016.

AUniversity of Michigan=s Surveys of Consumers: Measuring and Interpreting

Economic Expectations,@ 7th Joint EU/OECD Conference on Consumer and

Business Surveys, Paris, France, November 30, 2015.

AConsumer Optimism and Secular Stagnation,@ Economic Outlook Conference,

Ann Arbor, November 21, 2015.

AConsumer Behavior Adapts to Fundamental Changes in Expectations,@ Economic

Outlook Conference, November 21, 2014.

AConsumer Expectations and Behavior: Did the Great Recession Cause a

Fundamental Shift?@ Economic Outlook Conference, Georgia State

University, Atlanta GA, May 21, 2013.

Consumer Financial Behavior: Sources of Information and Financial

Literacy,@ Federal Reserve Bank of Boston, April 4, 2013.

AConsumer Expectations and Behavior: Great Recession Caused Fundamental

Changes,@ Federal Reserve Bank of Richmond, February 7, 2013.

AFace-off at the Fiscal Cliff: Consumer Optimism or Irrational

Exuberance,@ Economic Outlook Conference, Ann Arbor, MI, November 18,

2012.

AIs this as good as it gets? Consumers confront a new economic era.@

Testimony before Michigan House Committee on the Budget, May 15, 2012.

AThe Stagnation Two-Step: Consumer Pessimism and Consumer Spending,@

Economic Outlook Conference, Ann Arbor, MI, November 18, 2011.

AConsumer Adaptation to Economic Limits@ Governor=s Economic Outlook

Briefing, Lansing, MI, November 23, 2010.

AConsumer Adaptation to Economic Limits@ Economic Outlook Conference, Ann

Arbor, MI, November 18, 2010.

AReviewing Survey Methodology and Questionnaire,@ RVIA Marketing

Sub-Committee Meeting, Ann Arbor, MI, November 11, 2010.

ASurvey of Consumer Payment Choice@ Advisory Board Meeting, Boston, MA,

37

October 26, 2010.

AThe Impact of Long Term Expectations on the Cyclical Performance of the

Economy,@ 30th CIRET Conference, New York, NY, October 13-16,

2010.

AThe Impact of Long Term Expectations on the Cyclical Performance of the

Economy@ National Association for Business Economists Economic

Policy Conference, Denver, CO, October 9-12, 2010.

APresent Findings from Panel Study of Entrepreneurial Dynamics II Study@

AOM, Montreal, Canada, August 6-10, 2010


March 25-26, 2010.

Presentation to General Motors Corporation, Detroit, MI, March 22, 2010.

ARoad To Full Economic Recovery: A Long and Hazardous Journey@ Detroit

Association for Business Economics, Detroit, MI, March 18, 2010.

AThe Financial Crisis@ National Association for Business Economists

Economic Policy Conference, Arlington, VA, March 7-9, 2010.

Presentation to General Motors Corporation, Detroit, MI, February 22, 2010.

ARoad to Economic Recovery: A Long and Hazardous Journey,@ Economic Dinner

Group, Ann Arbor, MI, February 15, 2010.

Presentation to General Motors Corporation, Detroit, MI, January 25, 2010.

APresent at Real Estate Economics Editorial Breakfast and other AREUEA

events@ American Real Estate and Urban Economics Association Annual

Conference, American Economic Association, Atlanta, Georgia, January

3-5, 2010.

Presentation to General Motors Corporation, Detroit, MI, December 14, 2009.


December 9, 2009.

AFrom Leader to Laggard: Consumer Behavior in Transition@ Governor=s

Economic Outlook Briefing, Lansing, MI, November 24, 2009.

Presentation to General Motors Corporation, Detroit, MI, November 23, 2009.

AFrom Leader to Laggard: Consumer Behavior in Transition@ Economic Outlook

Conference, Ann Arbor, MI, November 19, 2009.

AWhat U.S. Consumers Know About The Economy: Impact of Economic Crisis on

Knowledge@ Organization for Economic Cooperation and Development

World Forum, Busan, Korea, October 27-30, 2009.

ARecent Findings from the Panel Study of Entrepreneurial Dynamics II Study@

Business Creation Research Global Workshop and Symposium, Arlington,

VA, October 23-25, 2009.

AWhen we Build it, Will They Come?@ The Business of Plugging In, Detroit,

MI, October 21, 2009.

Presentation to General Motors Corporation, Detroit, MI, October 19, 2009.

ASurveys of Consumers: Mixed Mode Experiments@ Fourth Joint European

Commission (EC) B OECD Workshop on Business and Consumer Opinion

Surveys, Brussels, Belgium, October 12-13, 2009.

38

AThe University of Michigan=s Index of Consumer Sentiment@ to Andre Barbosa

Coutinho Marquez, Banco Central do Brasil (Central Bank of Brazil),

Ann Arbor, MI, September 23, 2009.

Presentation to General Motors Corporation, Detroit, MI, September 21, 2009.

AThe Consumer Outlook@ University of Michigan Institute of Social Research

60th Anniversary Event, Washington D.C., September 15-17, 2009.

ADetermining the Impact of the Economic and Financial Crisis on Business

Start-ups@ PSED2 Advisory Meeting, Washington D.C., September 11-12,

2009.

Presentation to General Motors Corporation, Detroit, MI, August 24, 2009.

ABusiness Creation in the United States: Panel Study of Entrepreneurial

Dynamics II Initial Assessment@ Chicago, IL, August 7-11, 2009.

Presentation to General Motors Corporation, Detroit, MI, July 20, 2009.

Presentation to General Motors Corporation, Detroit, MI, June 22, 2009.

Presentation to General Motors Corporation, Detroit, MI, May 27, 2009.

AThe Use and Abuse of Credit Instruments by Consumers,@ Federal Reserve

Bank of Boston, Boston, MA, May 8, 2009.

Presentation to General Motors Corporation, Detroit, MI, April 27, 2009.

ARise in Consumer and Business Pessimism,@ Jamaican Conference Board, April

6, 2009.

AUse of Sentiment Data by Hedge Funds,@ Stifel Nicolaus, New York, April

3, 2009.

AHeightened Consumer Price Sensitivity: Temporary or Long Term Change,@

PLMA, San Francisco, March 27, 2009.


AGreen Shoots and Scores: Initial Signals from the Consumer Sector,@

Fidelity Investments, Boston, MA, February 24, 2009.


AEconomic Outlook,@ Economic Dinner Group, Ann Arbor, MI, February 16, 2009.

AThe Use and Interpretation of Sentiment Data,@ Goldman Sachs, New York,

NY, February 11, 2009.

AConsumer Responses to a Deepening Recession,@ Gerson Lehrman, Chicago, IL,

January 28, 2009.


AGovernment Policies, the Economic Outlook, and Remittances,@ Jamaican

Conference Board, January 12, 2009.

AThe Behavior of Home Buyers in Boom and Post-boom Markets 1988-2008,@

Discussant of paper by Karl E. Case and Robert J. Shiller,@ American

Economic Association, San Francisco, January 3, 2009.


AEconomic Discontent: Causes and Consequences,@ Governor=s Economic

Outlook Briefing, Lansing, MI, November 25, 2008.


APanel Study of Entrepreneurial Dynamics: Initial Findings,@ Kauffman

39

Foundation Conference, DC November 21, 2008.

AEconomic Discontent: Causes and Consequences,@ Research Seminar in

Quantitative Economics, Ann Arbor, MI, November 20, 2008.

ASpending on Recreation During Recessions,@ ERB Holdings, New York, November

19, 2008.

AConsumer Saving and Spending Decisions,@ Wells Fargo, San Francisco,

November 17, 2008.

AConsumer Payment Systems,@ Federal Reserve Bank of Boston, Boston, MA,

November 13, 2008.

AEconomic Discontent: Causes and Consequences,@ Boston Economic Club,

Boston, MA, November 12, 2008.

ACharacteristics of Recessions and Depressions,@ Fidelity Investments,

Boston, MA, November 11, 2008.Presentation to General

Motors Corporation, Detroit, MI, October 27, 2008.


AWhen Will the Recession End?@ Gerson Lehrman, New York, September 19, 2008.


ADemand for Hybrid Vehicles,@ Plug-In Hybrid Electrical Vehicle Conference,

Ann Arbor, MI, August 20, 2008.

APanel Study of Entrepreneurial Dynamics: Resource for Understanding

Business Creation,@ Academy of Management, Anaheim, CA, August 9,

2008.


AConsumer and Business Sentiment Weaken,@ Jamaican Conference Board, June

30, 2008.


AThe Economic Outlook and Demand for Recreation Products,@ Recreational

Vehicle Industry Association, Washington, DC, June 10, 2008.


AThe Relationship between Unit Nonresponse and Item Nonresponse: A Response

Continuum Perspective,@ with Ting Yang, American Association for

Public Opinion Research 63rd Annual Conference, New Orleans, LA, May

14-18, 2008.

AWhat=s Next for the Economy,@ Fidelity Investments, Boston, MA, May 5,

2008.


ANew Economic Policies: the Response among Consumers and Businesses,@

Conference Board, March 31, 2008.


ARecession Ahead,@ National Association for Business Economics, March 3,

2008.

AThe Outlook for Consumption: Resilient and Retrenchment,@ Economic

Forecasting Conference, Georgia State University, February 27, 2008.


40


AWhat U.S. Consumers Know about Economic Conditions,@ Economic Dinner Group,

Ann Arbor, MI, January 14, 2008.

AElections and Confidence,@ Jamaican Conference Board, January 7, 2008.


AThe Limits of Resilience: Recession Ahead,@ Federal Reserve Bank of Chicago

21st Annual Economic Outlook Symposium, Chicago, IL, November 30,

2007.


AThe Outlook for Consumption in 2008: Testing the Limits of the Resilient

Consumer,@ Governor=s Economic Outlook Briefing, Lansing, MI,

November 20, 2007.

AThe 2008 Outlook for Consumption,@ Research Seminar in Quantitative

Economics, Ann Arbor, MI, November 15, 2007.

AThe Sources of People=s Economic Knowledge,@ Organization for Economic

Co-Operation and Development, Brussels, Belgium, November 12, 2007.

ASecond Panel Study of Entrepreneurial Dynamics: Research Opportunities

with PSED II,@ Kauffman Symposium on Entrepreneurship and Innovation

Data, Kansas City, MO, November 2, 2007.


ASurveys of Consumers: Lessons for Mayflower,@ The Mayflower Group, Ann

Arbor, MI, October 11, 2007.


AThe Resilient Consumer and Economic Growth,@ National Association for

Business Economics, September 10, 2007.


ASecond Panel Study of Entrepreneurial Dynamics: Research Opportunities

with PSED II,@ Professional Development Workshop, Academy of

Management Annual Meeting, Philadelphia, PA, August 3, 2007.


AThe Link Between Confidence and Spending,@ Jamaican Conference Board, July

2, 2007.

AWhat U.S. Consumers Know about Economic Conditions,@Organization for

Economic Co-Operation

and Development, Istanbul, Turkey, June 25, 2007.


AThe Tipping Point has Been Reached,@ Goldman Sachs, New York, NY, October

10, 2007.

AConsumer Demand for Recreation,@ Recreational Vehicle National

Association, Washington, DC, June 11, 2007.


AUsing Measures of Data Quality, Interviewer Assessments, and Paradata to

Predict Wave Nonresponse,@ with Ting Yan, American Association for

Public Opinion Research, May 15, 2007.

41



AImpact of Home and Stock Prices on Consumption,@ National Association for

Business Economics, March 10, 2007.


AThreats to the Current Economic Expansion: Record Debt, Falling Home Prices

and Slower Job Growth,@ Economic Dinner Group, Ann Arbor, MI, February

19, 2007.

AFactors Influencing Consumer Adoption of Hybrid Electric Vehicles,@

Secretary of Energy, Samuel Bodman, February 13, 2007.


AEconomic Statistics and Capacity Building: Island Economies,@ with Paul

Courant, James Jackson, Margaret Levenstein, Sela Panapasa and

Matthew Shapiro, U.S. Department of Interior Office of Insular

Affairs, January 29, 2007.

Presentation to Ford Motor Company, Dearborn, MI, December 4, 2006.

AThe Outlook for Consumption in 2007: Resilience Amid Adversity,@

Governor=s Economic Outlook Briefing, Lansing, MI, November 21, 2006.

AThe Outlook for Consumption in 2007: Consumer Resilience Amid Adversity,@

Annual Economic Outlook Conference, Lansing, MI, November 16, 2005.

AProspects for Saving Rates,@ Putnam Investments, Boston, MA, November 2,

2006.

Presentation to Ford Motor Company, Dearborn, MI, September 28 , 2006.

ASensitivity of Consumer Demand to Gas Prices,@ Recreational Vehicle

National Association, Washington, DC, June 13, 2006.

ASurveys of Consumers: Theory, Methods, and Interpretation,@ National

Association for Business Economics 3rd Annual Professional

Development Seminars, College Park, MD, May 23, 2006.

AChanges in Nonresponse to Income Questions,@ with Matthew Jans and Ting

Yan, American Association for Public Opinion Research, Montreal, May

19, 2006.



ARemittances and the Jamaican Consumer,@ Jamaican Conference Board, April

3, 2006.


AConsumer Surveys and Strategic Management,@ King Fahd University of

Petroleum & Minerals Visit Program, Saudi Arabia, March 22, 2006.

AThe Measurement and Use of Consumer Expectations Data in Saudi Arabia,@

King Fahd University of Petroleum & Minerals, Saudi Arabia, March 21,

2006.

AThe Blue State of Confidence: Resilience and Angst,@ Economic Dinner Group,

Ann Arbor, MI,

March 13, 2006.

42

AThe RV Consumer in 2006,@ Recreational Vehicle National Association, Miami,

Florida,

March 3, 2006.

Presentation to Ford Motor Company, Dearborn, MI, February 28, 2005.


AConsumer Perceptions of Risk and Uncertainty,@ National Association of Risk

Management, February 13, 2006.

APrice Expectations: Theoretical Models and Empirical Tests,@ Conference

on the Role of Inflation Expectations in Monetary Policy Making,

National Bank of Poland, Warsaw, February 9, 2006.


AIncentives in Telephone Surveys: A Replication and Extension,@Second

International Conference on Telephone Survey Methodology, Miami, FL,

January 12, 2006.

AOutlook for Consumer Demand,@ Jamaican Conference Board, January 9, 2006.


Presentation to Ford Motor Company, Dearborn, MI, November 30, 2005.

AUnderstanding Consumer Spending Trends,@ Gerson Lehrman Group Education

Seminar, New York, NY, November 29, 2005.

AThe 2006 Outlook for Consumption,@ Governor=s Economic Outlook Briefing,

Lansing, MI,

November 22, 2005.


AThe Outlook for Consumption in 2006: Back to the Future,@ Annual Economic

Outlook Conference, Lansing, MI, November 17, 2005.

AEfficient Sample Design and Weighting Methodologies,@ European Commission

and the Organization for Economic Cooperation, Brussels, Belgium,

November 11, 2005.

AHarmonization of Survey Operations and Technical Designs,@ European

Commission and the Organization for Economic Cooperation, Brussels,

Belgium, November 10, 2005.


ADistinguishing Between Permanent and Temporary Changes in Consumer

Expectations,@ Detroit Association for Business Economics, Royal

Oak, MI, October 14, 2005.

AThe Impact of the Hurricanes on the Jamaican Economy,@ Jamaican Conference

Board, October 10, 2005.

AOutlook for Recreational Vehicles," Citizen=s Bank, Phoenix, AZ, October

5, 2005.

AThe Impact of Katrina on Consumer Confidence,@ National Association of

Business Economists, Chicago, IL, September 26, 2005.


"Surveys of Consumers: Research Objectives, Methods, and Results," 2005

Michigan Seminars, The University of Michigan, Ann Arbor, MI,

43

September 9, 2005.

"Consumer Driven Economy: Will Demand Sputter or Shift into Overdrive,"

Kohler Co., Kohler, WI, September 8, 2005.

Presentation to Ford Motor Company, Dearborn, MI, August 31, 2005.

"Consumer Driven Economy: Will Demand Sputter or Shift into Overdrive,"

Economic Forecasting Conference, Georgia State University, Atlanta,

GA, August 24, 2005.


AConsumer Expectations and Reactions to Employment, Inflation, and Interest

Rates,@Legg Mason, Charlotte, NC, July 21, 2005.


AEmerging Optimism Among Jamaican Consumers,@ Jamaican Conference Board,

July 4, 2005.


AThe Outlook for RV Sales and Preliminary Report on the 2005 RV Study,@

Recreational Vehicle Industry Association committee, Washington, DC,

June 6, 2005.

Presentation to Ford Motor Company, Dearborn, MI, June 1, 2005.



AConsumer Confidence and Spending Among Jamaican Consumers,@ Jamaican

Conference Board, April 4, 2004.


AThe Impact of the Macro economy on Direct Marketing,@ Direct Marketing

Association Leader=s Forum, Miami, FL, March 15, 2005.

AEnergy and the Consumer: What Me Worry?@ Energy Conference, Federal

Reserve Board, March 14, 2005.

AShifting Influences of Economic and Psychological Factors on Consumer

Behavior,@ National Economics Club, Washington, DC, March 3, 2005.



AThe Macroeconomic Outlook and Sales in 2005,@ Motorcycle Industry Council,

Indianapolis, IN, February 18, 2005.

AThe Outlook for Retail Sales@, Birmingham-Bloomfield Chamber of Commerce,

Bloomfield, MI, February 9, 2005.



AAbove Average Economic Growth Eclipsed by Even Higher Performance

Standards, Economic Dinner Group, Ann Arbor, MI, December 13, 2004.

Presentation to Ford Motor Company, Dearborn, MI, December 1, 2004

AThe 2005 Outlook for Consumption,@ Governors Annual Economic Briefing, Ann


AThe Outlook for Consumption in 2005,@ Annual Economic Outlook Conference,

Ann Arbor, MI, November 18, 2004.

44


APotential Demand for Recreational Boats During the Decade Ahead,@ National

Marine Manufacturers Association, Miami, FL, October 26, 2004.


AConsumer Sentiment in Economic and Political Cycles,@ National Association

of Business Economists, Philadelphia, PA, October 4, 2004.



Conference Board, September 13, 2004.

Presentation to Recreational Vehicle Industry Association, Detroit, MI,

October 7, 2004.

AConsumer Sentiment Surveys: Worldwide Review and Assessment,@ 27th CIRET

Conference, Warsaw, Poland, September 12, 2004.

Presentation to Ford Motor Company, Dearborn, MI, September 1, 2004




Presentation to Recreational Vehicle Industry Association, Washington, DC,

June 6, 2004.

Presentation to Ford Motor Company, Dearborn, MI, June 2, 2004

AEconomic Uncertainty and Consumer Behavior,@ National Association of

Business Economists, Detroit, MI, May 20, 2004



AAn Introduction to Sample Design,@ Statistical Institute of Jamaica,

Kingston, Jamaica, April 7-8, 2004.

AConsumer Confidence and the Jamaican Consumer,@ Jamaican Conference Board,

April 6, 2004.


AConsumer Confidence: The Impact of Unemployment and Inflation on Investment

Intentions,@ Leggs Mason, New York, March 16, 2003.

Presentation to Ford Motor Company, Dearborn, MI, March 2, 2004



AConsumer Confidence and New Reactions to Unemployment and Inflation,@

Robinson-Humphrey Investments, New York, January 12, 2004.


Conference Board, January 6, 2004.



ACurrent Research and Development Agenda for the US Consumer Surveys,@ OECD,

Brussels, November 24, 2004.

AThe Analytic Use and Interpretation of Consumer Survey Data: The US

Perspective,@ OECD, Brussels, November 21, 2004.

45

"Tale of Two Economies: The Outlook for Consumption in 2004,@ 51st Annual

Economic Outlook Conference, The University of Michigan, Ann Arbor,

MI, November 20, 2003.


ATravel and the Terrorist Threat: The 2004 Outlook,@ keynote address at

Travel Industry Association Annual Conference, October 20, 2003.



AThe Consumer and The Investor: Implications for the Macroeconomy,@

ProQuest, September 2003.

Presentation to Ford Motor Company, Dearborn, MI, September 2, 2003.



AConsumer Confidence in Jamaica,@ Jamaica Conference Board, Kingston,

Jamaica, July 8, 2003.


AConsumer Confidence and the Macroeconomy,@ Economic Dinner Group, Ingliss

House, June 16, 2003.

ARV Consumer and Terrorism,@ Recreational Vehicle Industry Annual

Conference, June 9, 2003.



ARecent Response Rate Changes on the Michigan Survey of Consumer Attitudes,@

58th Annual AAPOR Conference, Nashville, Tennessee, May 16, 2003.

AOutlook for Consumption: The Good, The Bad, and the Ugly,@ testimony

before Michigan State House Appropriations Committee on Consensus

Revenue Estimates, May 13, 2003.


ATerrorist Attacks: Immediate Impact and Prospects for Year Ahead,@

Robinson-Humphrey Investments, Washington, DC, March 26, 2001.


Presentation to Ford Motor Company, Dearborn, MI, March 3, 2003.


AConsumer Saving and Spending: Theory and Evidence,@ School of Business,

University of Michigan, February 11, 2003.


AJamaica Consumer and Business Confidence: Impact of Terrorism on Tourism,@

Jamaica Conference Board, Jamaica, January 6, 2003.

AThe Measurement of Consumer Confidence in Trinidad,@ Bank of Trinidad,

Port-of-Spain, Trinidad, January 8, 2003.

AConsumer Confidence: Unemployment and Potential War,@ Robinson-Humphrey

Investments, New York, December 11, 2003.



46

"Outlook for Consumer Spending in 2003,@ Governor=s Annual Economic

Outlook, Ann Arbor, MI, November 26, 2002.

"Outlook for Consumer Spending in 2003,@ 50th Annual Economic Outlook

Conference, The University of Michigan, Ann Arbor, MI, November 21,

2002.


AConsumer Confidence in the 21st Century: Changing Sources of Economic

Uncertainty,@ Keynote address at 26th CIRET Conference, Taipei,

Taiwan, October 14, 2002.


AWhat Recession? What Recovery? The Arrival of the 21st Century

Consumer,@44th Annual Meeting of the National Association of Business

Economists, Washington DC, September 30, 2002.

ASurveys of Consumers: Theory, Methods, and Interpretation,@ 44th Annual

Meeting of the National Association of Business Economists,

Washington, DC, September 29, 2002.




APanel Study of Entrepreneurial Dynamics: Sample Design and Measurement

Issues,@ Academy of Management, Denver, Colorado, August 10, 2002.

AUnemployment Dominates Consumer Confidence,@ Robinson-Humphrey

Investments, New York, August 6, 2001.

APanel Study of Entrepreneurial Dynamics,@ Kauffman Foundation, July 23,

2002.


AConsumer Confidence and Employment Policy in Jamaica,@ Kingston, Jamaica,

July 1, 2002.

AConsumer Responses to Economic and Non-economic Events,@ Washington

Analysis, Washington, DC, June 14, 2002.


APanel Study of Entrepreneurial Dynamics,@ University of Colorado, Boulder,

Colorado, June 7, 2002.


AIndex of Consumer Sentiment: Theory and Measurement,@ Economic Department,

Princeton University, Princeton, New Jersey, May 10, 2002.


AConsumer Expectations, Profit Margins, and Stock Prices,@

Robinson-Humphrey Investments, New York, May 2, 2001.

AAn Unusual Recession: Business Investment and Consumer Spending,@

Peninsula Capital Partners, Ritz-Carlton, Dearborn, MI, April 22,

2002.

AJamaica Consumer and Business Confidence: Initial Findings and

Implications,@ Jamaica Conference Board, Jamaica, April 18, 2002.

47



AConsumer Saving and Spending: Theory and Evidence,@ School of Business,

University of Michigan, March 4 & 6, 2002.



AA Consumer Perspective on the Economy,@ Credit Union Economic Summit,

Ypsilanti, MI, February 1, 2002.

AEffective Survey Design: Samples, Questionnaires, and Analysis,@ National

Association for Business Economics, Washington, DC, January 23 - 25,

2002.

AThe Impact of the Terrorist Attacks on Consumer Confidence,@ Economic

Dinner Group, Inglis House, Ann Arbor, MI, December 17, 2001.

AA New Economic Era? The Impact of Terrorist Attacks, Tax Cuts, and

Deflation,@ Ann Arbor Economics Club, Ann Arbor, MI, December 13,

2001.

AConsumer Confidence in Jamaica: Interdependent Economy,@ Jamaica

Conference Board, Jamaica, December 10, 2001.

AHow Consumer Responses To The Terrorist Attacks Will Shape the Future

Economy,@ Wharton School, University of Pennsylvania, December 4,

2001.


AResearch Based on the Surveys of Consumers,@ Undergraduate Research Club,

University of Michigan, November 28, 2001.

"Fear and Spending: Consumer Outlook for 2002,@ Governor=s Annual Economic

Outlook, Ann Arbor, MI, November 20, 2001.

"Fear and Spending: Consumer Outlook for 2002,@ 49th Annual Economic

Outlook Conference, The University of Michigan, Ann Arbor, MI,

November 16, 2001.


AUsing Consumer Expectations Data to Predict Economic Growth,@ Conference

Board of Jamaica, October 19, 2001.

AThe Measurement of Consumer Attitudes and Expectations,@ University of the

West Indies, Jamaica, October 18, 2001.

AConsumer Adjustments To New Economic Era During the Decade Ahead,@

Washington Analysis, Washington, DC, October 10, 2001.


ATerrorist Attacks: Immediate Impact and Prospects for Year Ahead,@

Robinson-Humphrey Investments, New York, October 3, 2001.

Presentation to Ford Motor Company, Dearborn, MI, October 1, 2002.

Presentation to Doner Research, Detroit, MI, September 26, 2001.



AReliability of Measures of Entrepreneurial Activity,@ Kauffman Foundation,

48

Kansas City, July 20, 2001.


AThe Outlook for Consumer Spending and Preliminary Report on RV Ownership

Study,@ Recreational Vehicle Industry Association, Washington, DC,

June 11, 2001.

AEconomy in Recession, But Consumer Spending Remains Robust,@

Robinson-Humphrey Investments, New York, June 5, 2001.


AConsumer Expectations: Rational Forecasts, Self-fulfilling Prophecies,

or Irrational Pessimism,@ Detroit Association of Business

Economists, Dearborn, MI, May 10, 2001.

AThe Formation and Accuracy of Unemployment Expectations ,@

Conference on the Measurement of Consumer Attitudes and

Expectations, Budapest, Hungary, May 4, 2001.

Presentation to General Motors Corporation, Detroit, MI, April 27,

2001.

Presentation to Ford Motor Company, Dearborn, MI, April 17, 2001.



Presentation to Merrill Lynch Investments, New York, February 5, 2001.

Presentation to Robinson-Humphrey Investments, New York, February 2, 2001.

Presentation to Ford Motor Company, Dearborn, MI, January 29, 2001.

Presentation to General Motors Corporation, Detroit, MI, December 19,2000.

Presentation to Robinson-Humphrey Investments, New York, November 28, 2000.


Presentation to Governor's Annual Economic Outlook Conference, Ann Arbor,


"Consumer Outlook for 2001,@ 48th Annual Economic Outlook Conference, The

University of Michigan, Ann Arbor, MI, November 16, 2000.

ASample Design and Survey Methodology,@ presentation to Entrepreneurial

Research Council, Los Angeles, November 3, 2001.


October 23, 2000.


and Russia,@ 25th CIRET Conference, Paris, France, October 2000.

AThe Impact of Nonresponse Bias on the Index of Consumer Sentiment,@ 25th

CIRET Conference, Paris, France, October 2000.

Presentation to Bank of Indonesia, Ann Arbor, MI, October 2, 2000.


Presentation to Robinson-Humphrey Investments, New York, August 21, 2000.

49

AInternet Access to the Data from the Entrepreneurial Research Project,@

presentation to American Academy of Management, Toronto, Canada,

August 6, 2000.

Presentation to Ford Motor Company, Dearborn, MI, July 31, 2000.

Presentation to Conference on Savings, Intergenerational Transfers, and the

Distribution of Wealth, Jerome Levy Economics Institute of Bard

College, New York, New York, June 8, 2000.

Presentation to Robinson-Humphrey Investments, New York, May 16, 2000.

Presentation to Ford Motor Company, Dearborn, MI, May 1, 2000.

AConsumers at the Crossroad: Driving Changes in the Automotive Industry,@

Society of Automotive Analysts, Javits Convention Center, New York,

April 18, 2000


Presentation to Buick Motor Company, Detroit MI, March 24, 2000.


Presentation to Robinson-Humphrey Investments, Ann Arbor, MI, February 10,

2000.

Presentation to Buick Motor Company, Detroit, MI, February 10, 2000.



Presentation to Buick Motor Company, Detroit MI, January 18, 2000.

AAging Baby-Boomers and Information Age Profits: Goldilocks An Updated

Tale,@ American Marketing Association, Dearborn, MI, December 16,

1999.



Presentation to Buick Motor Company, Detroit, MI, December 8, 1999.






ADeterminants of the Use of Debt,@ Credit Research Center=s 25th Anniversary

Conference, Georgetown University, Washington, D.C., November 4,

1999.


AThe Impact of Uncertainty on the Measurement of Consumers Expectations,@

Moscow, Russia, October 17, 1999.



Presentation to Buick Motor Company, Detroit MI, July 26, 1999.


AGoldilocks and the Three Bears@, Quest Futures Group, Atlanta, Georgia,

June 25, 1999.

50

AThe Effects of Changes in Response Rate on the Index of Consumer Sentiment,@

with Stanley Presser and Eleanor Singer, paper presented at AAPOR

annual conference, St. Petersburg, Florida, May 14, 1999.

Presentation to Ford Motor Company, Detroit, MI, May 3, 1999.

Presentation to Buick Motor Company, Detroit, MI, April 26, 1999.


"Life on an Oasis of ProspertyCConsumers= New Age Mantra: What me worry?@

National Association of Business Economists, Dearborn, MI, February

11, 1999.

Presentation to Ford Motor Company, Detroit, MI, February 1, 1999.

Presentation to Buick Motor Company, Detroit, MI, December 3, 1998.






AOptimism and Uncertainty: U.S. Consumers Confront Global Economic

Turmoil,@ Investment Analysts Society of Detroit, Detroit, MI,

November 4, 1998.

Presentation to Ford Motor Company, Detroit, MI, November 3, 1998.

AEconomic Outlook for 1999,@ Economic Club of Sheboygan, Sheboygan,

Wisconsin, September 29, 1998.

AExpectations and Demographic Trends: Booms and Busts,@ Kohler Company,

Kohler, Wisconsin, September 28, 1998.

Presentation to Buick Motor Company, Flint, MI, September 4, 1998.

AConsumer Expectations and Consumer Spending and Saving Behavior,@ Lehman

Brothers, Ann Arbor, MI, September 1, 1998.


AConsumer Expectations among Age Cohorts: The Transition Ahead,@ Affinity

Group, Denver, Colorado, August 20, 1998.

Presentation to Ford Motor Company, Detroit, MI, August 6, 1998.

AConsumer Expectations: Links to the Macroeconomy,@ National Business

Issues Council, Dearborn, MI, August 4, 1998.

AThe Structure of Consumer Confidence in the United States and Russia,@

Conference on Issues of Economic Transition, Finance Ministry of the

Russian Federation, St. Petersburg, Russia, May 20, 1998.


Presentation to Buick Motor Company, Flint, MI, May 8, 1998.

AThe Russian Consumer Survey Program,@ Keenan Institute, Woodrow Wilson

Center, Washington D.C., March 26, 1998.

Presentation to Ford Motor Company, Detroit, MI, March 3, 1998.


Presentation to Buick Motor Company, Flint, MI, February 10, 1998.


51

"The 1998 Outlook for Consumer Demand,@ 11th Annual Economic Outlook

Symposium, Federal Reserve Bank of Chicago, December 5, 1997.

Presentation to Ford Motor Company, Detroit, MI, December 1, 1997.



"Consumer Demand and ProsperityCThree Decades Later,@ 45th Annual Economic

Outlook Conference, The University of Michigan, Ann Arbor, MI,

November 20, 1997.


Presentation to Buick Motor Company, Flint, MI, November 10, 1997.

AThe Measurement of Consumer Expectations: Sample Design, Measurement and

Analytic Strategies,@ People=s Bank of China, Beijing China, October

28-29, 1997.

Presentation to Buick Motor Company, Flint, MI, October 8, 1997.


AIndex of Consumer Expectations: Economic versus Psychometric Criteria for

Index Construction,@ Finance Ministry of the Russian Federation,

Moscow, Russia, September 8-10, 1997.


Presentation to Ford Motor Company, Detroit, MI, September 3, 1997.


Presentation to Buick Motor Company, Flint, MI, August 1, 1997.


ATrends in the Use and Ownership of Recreational Vehicles,@ Recreation

Vehicle Industry Annual Conference, Washington D.C., June 9, 1997.

Presentation to Buick Motor Company, Flint, MI, June 6, 1997.

Presentation to Ford Motor Company, Detroit, MI, June 2, 1997.




Presentation to Ford Motor Company, Detroit, MI, March 3, 1997.


Presentation to Buick Motor Company, Flint, MI, February 11, 1997.

AThe Measurement and Use of Consumer Expectations As a Leading Economic

Indicator,@ keynote address at the Conference on the Measurement of

Consumer Sentiment in Russia, Finance Ministry of the Russian

Federation, Moscow, Russia, January 21-22, 1997.

"The Impact of Mortgage Rates on Home Sales,@ Livingston County Home Builders

Association, Brighton, MI, January 15, 1997.


Presentation to Buick Motor Company, Flint, MI, January 9, 1997.




52

"The Outlook for Consumption in 1997," 44th Annual Economic Outlook


1996.


Presentation to Ford Motor Company, Detroit, MI, November 5, 1996.


AThe Hungarian Index of Consumer Sentiment: Assessment and Implications of

the Benchmark Survey,@ Budapest University of Economic Sciences,

Budapest, Hungary, October 29-30, 1996.






Presentation to Ford Motor Company, Detroit, MI, August 2, 1996.

AWorkshop on the Design and Implementation of Consumer Surveys in Russia,@

Finance Ministry of the Russian Federation, Moscow, Russia, July

8-12, 1996.


Presentation to Buick Motor Company, Flint, MI, June 11, 1996.

AThe Measurement of Consumer Expectations: Design, Methodology, and

Analysis Workshop,@ Budapest University of Economic Sciences,

Budapest, Hungary, June 4-8, 1996.


Presentation to Buick Motor Company, Flint, MI, May 8, 1996.

ATime Series and Cross Section Models of Consumer Demand for Personal

Computers,@ Intel Corporation, Santa Clara, California, April 18,

1996.

Presentation to Buick Motor Company, Flint, MI, April 3, 1996.


"The Long Term Outlook for Consumer Demand: Demographic and Economic

Factors,@ Recreation Vehicle Industry Association National

Conference, Kohala, Hawaii, March 9, 1996.

Presentation to General Motors Corporation, Detroit, March 5, 1996.

Presentation to Buick Motor Company, Flint, March 4, 1996.

Presentation to General Motors Corporation, Detroit, February 12, 1996.

Presentation to Buick Motor Company, Flint, February 5, 1996.

"Economic Outlook for 1996: Consumer Spending and Saving Behavior,@ Economic

Club of Grand Rapids, Grand Rapids, MI, January 22, 1996.

"Home Buying and Home Selling Conditions: The Impact from Shifts in Monetary

Policy,@ Livingston County Home Builders Association, Brighton, MI,

January 17, 1996.

Presentation to General Motors Corporation, Detroit, January 9, 1996.

Presentation to Buick Motor Company, Flint, January 8, 1996.

53


AThe Automotive Consumer: Demographic Trends and Consumer Confidence,@

Eighth Annual Outlook Conference, Society of Automotive Analysts,

Detroit, MI, January 2, 1996.

Presentation to General Motors Corporation, Detroit, December 5, 1995.



"The Outlook for Consumption in 1996," 43rd Annual Economic Outlook


1995.

Presentation to General Motors Corporation, Detroit, November 13, 1995.

Presentation to Buick Motor Company, Flint, November 6, 1995.


Presentation to Buick Motor Company, Flint, October 17, 1995.

Presentation to General Motors Corporation, Detroit, October 10, 1995.

AThe Strength and Weaknesses of Using Consumer Surveys to Forecast Demand

for Personal Computers,@ Intel Corporation, Santa Clara, California,

September 21, 1995.

Presentation to General Motors Corporation, Detroit, September 12, 1995.

Presentation to Buick Motor Company, Flint, September 1, 1995.

"Consumer Demand for Vehicles: Near and Long Term Prospects" Management

Briefing Seminars, Transportation Research Institute, The University

of Michigan, Traverse City, MI, August 11, 1995.

Presentation to General Motors Corporation, Detroit, August 1, 1995.

Presentation to Buick Motor Company, Flint, August 9, 1995.


Presentation to Buick Motor Company, Flint, July 21, 1995.

Presentation to General Motors Corporation, Detroit, July 18, 1995.

Presentation to Buick Motor Company, Flint, June 7, 1995.

Presentation to General Motors Corporation, Detroit, June 6, 1995.

Presentation to General Motors Corporation, Detroit, May 15, 1995.

Presentation to Buick Motor Company, Flint, May 8, 1995.


Presentation to Buick Motor Company, Flint, April 7, 1995.

Presentation to General Motors Corporation, Detroit, April 5, 1995.

"Mortgage Rate Increases Weaken Home Buying Prospects,@ Livingston County

Home Builders Association, Brighton, MI, March 15, 1995.





"The Measurement and Accuracy of Consumer Attitudes in Forecasting

Macroeconomic Trends,@ Detroit Association of Business Economists,

Detroit, February 9, 1995.

54

"Investor Sentiment and Trends in Mutual Fund Ownership among U.S.

Households,@ Fidelity Investments, Boston, January 25, 1995.

"Consumer Spending and Saving Behavior: Economic Outlook for 1995 ,@

Economic Club of Grand Rapids, Grand Rapids, MI, January 23, 1995.



Presentation to Buick Motor Company, Flint, December 9, 1994.




"The Outlook for Consumption in 1995," 42nd Annual Economic Outlook


1994.



"The Outlook for Consumer Spending on Travel and Tourism in 1995,@ 20th

Annual Travel Outlook Conference, Washington, DC, October 26, 1994.








Presentation to Ford Motor Company, Dearborn, MI, July 6, 1994.

"Home Equity Loans: Household Use, Outstanding Debt, and Understanding of

Credit Terms,@ American Financial Services Association, June 29,

1994.

Presentation to Michigan Congressional Delegation, June 24, 1994.

"The Changing Structure of Household Decision Making,@ Kohler Corporation

Executive Strategy Conference, Kohler, Wisconsin, June 5, 1994.








"The Green Consumer: How Responsive Are Consumers to Environmental

Considerations in Product Selection,@ American Forest and Paper

Association, New York, March 9, 1994.

"The RV Consumer: Future Market Trends,@ Recreation Vehicle Industry

Association National Conference, Phoenix, Arizona, March 5, 1994.


55



"Home Buying and Home Selling Conditions: The Changing Role of Home Owners

Equity,@ Livingston County Home Builders Association, Brighton, MI,

January 19, 1994.

"Asset Accumulation Among Small Investors,@ American Association of

Individual Investors, Bloomfield, MI, January 18, 1994.

"Inflation Expectations Among U.S. Consumers: Measurement and Accuracy,@

Moore Capital Management, New York, January 25, 1994.



"The Role of Income and Inflation Expectations in Transforming Consumer

Demand in the 1990's@, American Apparel Manufacturers Association

Economic Forecast Conference, New York, December 8, 1993.




"The Outlook for Consumption in 1994," 41st Annual Economic Outlook


1993.




"Recent Trends in Recreation Spending Among U.S. Consumers,@ Warehouse

Dealers Association, Indianapolis, Indiana, October 17, 1993.

"Price and Quality Aspects of Consumer Demand for Recycled Products,@

American Forest and Paper Association, Sea Island, Georgia, October

2, 1993.



"Asset Accumulation and the Use of Financial Services Among U.S. Consumers,@

Michigan Banking Association, East Lansing, MI, September 14, 1993.






"The RV Consumer: Current Prospects and Future Market Trends,@ Coachmen

National Conference, Chicago, July 13, 1993.


"The RV Consumer: Future Market Trends,@ Recreation Vehicle Industry

Association National Conference, Washington, DC, June 15, 1993.



56


"Vehicle Demand in the 1990s: The Impact of Income Constraints and the

Demographic Transition," J.D. Power & Associates, Washington, D.C.,

May 17, 1993.

"Diminished Prospects for Economic Growth," Stephens 1993 Institutional

Investment Conference, Dallas, Texas, May 12, 1993.




"Mutual Fund Growth and Disclosure Provisions: The Outlook for Regulatory

Reform," presentation to Fidelity Investments, Boston, April 1, 1993

"The Potential Impact of Clinton's Economic Policies on Consumer Attitudes,"

Moore Capital Management, New York City, April 1, 1993.


"The Outlook for Consumer Demand: How Durable is the Expansion?", American

Paper Institute, New York City, March 10, 1993.





"Consumer Confidence: Recent Gains Amid Continued Long Term Concerns,"

Tri-County Economics Club, Bay City, MI, January 25, 1993.



"The University of Michigan's Surveys of Consumers: Forecast Accuracy and

Current Outlook," Congressional staff briefing sponsored by the

University of Michigan's office of Government Relations, Washington,

D.C., December 16, 1992.


"The Impact of Consumer Confidence on the Outcome of the Presidential

Election," Washington Journalism Center, Arlington, Virginia,

December 15, 1992.

"The Consumer Driven Economy," University of Michigan Wall Street Alumni

Association, sponsored by the University of Michigan M Campaign, New

York City, December 9, 1992.






"The Outlook for Consumption in 1993," 40th Annual Economic Outlook


1992.


57

"Consumer Acceptance of Recycled Paper Products", American Paper Institute,

Scotsdale, Arizona, October 31, 1992.


"The Nineties: Challenges and Opportunities for Growth," keynote address

to National Conference of the Council of American Survey Research

Organizations, San Francisco, October 21, 1992.


"The RV Consumer: Future Market Trends," Recreational Vehicle Dealer

Association National Conference, Los Vegas, September 23, 1992.

"The Demographic Transition: Prospects for the Decade Ahead,"

Recreational Vehicle Industry Association National Conference, Los

Vegas, September 22, 1992.


"Crisis in Consumer Confidence: Short Term Slump or Long Term Malaise?",

Jewish Federation of Metro Detroit, Detroit, MI, September 21, 1992.

"The Outlook for Home Sales," presentation to the Home Builders Association

of Livingston County, Howell, MI, September 16, 1992.

"Investment Intentions of U.S. Consumers: Survey Methodology and Objective

Criteria," presentation to Fidelity Investments, Boston, September

15, 1992








"Prospects and Challenges for the Decade Ahead," Recreational Vehicle

Industry Association National Conference, Washington, D.C., June

16, 1992.

"The Surveys of Consumers: Recent Findings and Forecast Accuracy,"

National Economists Club, Washington, D.C., June 16, 1992.




"The Index of Consumer Sentiment at Forty," AAPOR 47th Annual Conference,

St. Petersburg, Florida, May 17, 1992.



"The Impact of Consumer Attitudes on Financial Markets," Moore Capital

Management, New York City, April 21, 1992.

"Survey Methodology and Recent Findings," First Boston Company, New York

City, April 22, 1992.


58

"Tracking the Consumer in Fast Changing Times," Advertising Research

Foundation, New York City, March 24, 1992.



"Consumer Preferences for Recycled Products", American Paper Institute, New

York City, March 11, 1992.


"The Consumer Dances with Wolves: War, Recession, and the Presidential

Election," Lunch & Learn, Society Bank, Ann Arbor, MI, February 20,

1992.


"Outlook for Consumer Demand", Sit Investment Associates, Inc., Palm

Springs, California, February 15, 1992.


"Crisis in Consumer Confidence: Short Term Slump or Long Term Malaise?",

Economic Club of Detroit, Detroit, MI, January 21, 1992.


"University of Michigan's Surveys of Consumers", AAPOR (New York Chapter),

New York City, January 13, 1992.

"Retail Sales Outlook for 1992", National Retail Federation 81st Annual

Convention, New York City, January 12, 1992.


"Renewed Crisis in Confidence: Evidence from the Surveys of Consumers", Board

of Governors, Federal Reserve Board, Washington, D.C., December 13,

1991.

"Surveys of Consumers: Methods and Finding," Washington Journalism Center,

Arlington, Virginia, December 9, 1991.

"The Consumer Dances with Wolves: War, Recession, and the Presidential

Election," Association of Woodworking & Furnishings Suppliers,

Carlsbad, California, December 8, 1992.






"The Outlook for Consumption in 1992," Annual Economic Outlook Conference,

The University of Michigan, Ann Arbor, MI, November 21, 1991.


Presentation to Buick Motor Company, Flint, MI, October 25, 1991.

"Consumer Demand For Recycled Products," American Paper Institute, Ponte

Vedra, Florida, October 10, 1991.

"The Consumer in the Reagan-Bush Era: Pleased as Punch?", Groups Dynamics

Seminar, Institute for Social Research, October 7, 1991.


59




Presentation to Recreational Vehicle Industry Association, Washington, D.C.

August 13, 1991.



Appearance on CNBC "Newsmakers," New York City, July 3, 1991.




"An Upswing in Consumer Sentiment," J.D. Power & Associates, Washington,

D.C., May 13, 1991.



Presentation to the Travel Industry Association of America, Board of

Directors, St. Louis, Missouri, March 22, 1991.


Presentation to Ford Motor Company, Dearborn, March 4, 1991.

Presentation to Buick Motor Company, February 19, 1991.

"The Powerful Consumer: Consumer Attitudes and the Outlook for the

Economy," Ann Arbor Men's Club, United Methodist Church, Ann Arbor,

MI, February 14, 1991.

"Surveys of Consumers: An Overview of the Research Program," ISR Executive

Committee, Ann Arbor, MI, February 11, 1991.


"Economics and Psychology: Understanding Trends in Consumers Demand,"

Milwaukee Investment Analyst Society, Milwaukee, Wisconsin, January

23, 1991.


"The Outlook for Consumption in 1991: Cutbacks in Consumer Spending,"

Federal Reserve Bank of Chicago, December 12, 1991.



"Consumer Confidence and Business Sentiment: Interpreting the Indicators,"

Mineral Resources Investment Conference, San Francisco, California,

November 27, 1990.



"The Outlook for Consumption in 1991," Annual Economic Outlook Conference,

The University of Michigan, Ann Arbor, MI, November 15, 1990.


Presentation to Ford Motor Company, Dearborn, November 3, 1990.

"The Role of Consumer Sentiment in Forecasting Vehicle Demand," J. D. Power

60

& Associates, Orlando, Florida, October 26, 1990.


"The Accuracy of Consumer Expectations," Prescott, Ball & Turben,

Twenty-fourth Annual Institutional Investors Seminar, Rye Town, New

York, October 2, 1990.

"The Outlook for Home Sales," Michigan Home Builders Association, Brighton,

MI, September 19, 1990.



Presentation to Ford Motor Company, Dearborn, September 5, 1990.




Presentation to Ford Motor Company, Dearborn, July 5, 1990.

"Surveys of Consumers: Methodological Lessons from 45 Years of Surveys,"

The Gallup Organization, Lincoln Nebraska, June 22, 1990.



"The Role of the Consumer in the Macroeconomy," Financial Analysts Society

of Detroit, Dearborn, MI, May 16, 1990.


Presentation to Ford Motor Company, Dearborn, April 4, 1990.


"Socioeconomic Trends in the U.S.," Parks, Recreation, and Tourism Outlook

Forum, Michigan State University and the Michigan Department of

Commerce, East Lansing, MI, March 22, 1990.


"The Powerful Consumer," Ann Arbor Exchange Club, Ann Arbor, MI, March 5,

1990.



Presentation to Digital Equipment Corporation, Stow, Massachusetts,

February 6, 1990.





Presentation to Ford Motor Company, Dearborn, November 30, 1989.




Expansion," Annual



61

"The Role of Consumer Attitudes and Expectations in Demand Forecasts,"

National Business

Economic Issues Council, Radison Center, Ypsilanti, MI, November 6,

1989.



Presentation to Ford Motor Company, Dearborn, September 25, 1989.


"Consumer Attitudes and Expectations: The Outlook for Consumer Demand in

1990." University of Wisconsin Economic Outlook Conference,

Madison, Wisconsin, September 15,1990.




Presentation to Ford Motor Company, Dearborn, July 24, 1989.



"Using Financial Attitudes to Predict Consumer Behavior." American

Demographics Consumer Outlook '89, New York, NY, June 7-8, 1989.




"The National Housing Market and Implications for the Local Area," the

Michigan Society of Real Estate Appraisers, Ann Arbor, MI, April 20,

1989.



"The Powerful Consumer," press conference, New York City, March 15, 1989.


"The Consumer Role in the 1989 Economy," National Economic Outlook

Conference, McGraw Hill/Data Resources, New York City, February 14,

1989.

"The RV Consumer: Prospects for the Decade Ahead," Recreational Vehicle

Industry National Conference, Maui, Hawaii, February 28, 1989.


"The Future Vehicle Industry: New Trends and Prospects," National Automotive

Research Council, Ann Arbor, MI, January 17, 1989.


"Home Equity Loans," press conference, National Press Club, Washington,

D.C., December 14, 1988.



"Prosperity and Remembrance: The Virtues of Economic Stability," Annual


62





"Cautious Optimism Among Consumers," presentation to 1989 Travel Outlook

Forum, Denver, Colorado, October 4, 1988.



September 22, 1988.




Presentation to Recreational Vehicle Industry Association Marketing

Committee, Washington, D.C., June 27, 1988.


Presentation to the State of Michigan, Spring Economic Outlook, May 23, 1988.




Presentation to the Detroit Area Economic Forum, Detroit, March 24, 1988.



Presentation to Governor's Annual Economic Outlook Conference, Lansing, MI,

November 25, 1987.

"The Crash and the Consumer," Annual Economic Outlook Conference, The


"Household Income and Wealth: Sample Design and Estimation for the 1983

Survey of Consumer Finances," (with Steve Heeringa). Presented at

the 1986-1987 Annual Meetings of the American Statistical

Association, November 1987.

"Household Financial Behavior at the Turn of the Century," presentation to

John Nuveen Company, Naples, Florida, October 12, 1987.



"The Outlook for Consumer Demand for 1987," Presentation to Tsai Forum, New

York: G. Tsai and Company, April 23, 1987.


"Pension Entitlements," presentation to Departments of Labor, Health and

Human Services, Treasury, and Office of Management and Budget,

Washington D. C., December 10, 1986.

Presentation to Governor's Annual Economic Outlook Conference, Lansing, MI,

November 26, 1986.

"1987 Outlook for Consumer Demand: The Discount Waiting Game," Annual


MI, November 20-21, 1986.

63

"Consumer Attitudes Toward the Auto Industry," presentation to the NADA,

Washington,D.C., September 11, 1986.

"The Outlook for Home Sales," presentation to the Home Builders Association

of Livingston County, Howell, MI, July 16, 1986.


Testimony before the President's Commission on Americans Outdoors,

Indianapolis, Indiana, March 6, 1986.

"Prospects for Consumer Demand," presentation to the Conference Board

Economic Forum, New York, February 28, 1986.

"Demand for Recreation," presentation to Dillon, Reed and Co., New York,

February 27, 1986.

"The Outlook for Consumer Demand in 1986", Presentation to Tsai Forum, New

York: G. Tsai and Company, February 6, 1986.


"Pension Entitlements," presentation to Labor Seminar, Department of

Economics, The University of Michigan, Ann Arbor, January 30, 1986.

"The Psychological Basis of Consumer Decision Making: New Trends in

Consumer Spending and Saving Behavior." Ottawa, Canada, Statistics

Canada, General Session, January 17, 1986.

"Expectations and Behavior: The Accuracy and Predictive Value of Consumer

Surveys." Ottawa, Canada, Statistics Canada Workshop, January 17,

1986.

"U.S. consumer Demand in 1986: The Outlook for Housing, Autos, and Travel."

Ottawa, Canada, Ottawa Economics Association, January 16, 1986.

"The Outlook for Consumption in 1985." Governor's Annual Economic Outlook,


"1986 Outlook for Consumer Demand: Prospects Diminished But Still

Favorable." Annual Economic Outlook Conference, The University of

Michigan, Ann Arbor, MI, November 21-22, 1985.

Buyer's Market: Discounts Become the Norm," New Orleans, Louisiana, 11th

Annual Travel Outlook Forum, September 20, 1985.

"Home Buying: New Basis for Purchase Decisions." Home Builders

Conference, Howell, MI, September 18, 1985.

Presentation to the Ford Motor company, Dearborn, MI, September 16, 1985.

"RV Buying Plans and Demographics, Trends and Forecasts." Chicago,

Illinois, First Annual Recreation Vehicle Long Range Forecast

Conference, July 15, 1985.

Presentation to Recreational Vehicle Industry Association Conference,

Atlanta, Georgia, April 29, 1985.


Presentation to Society of Real Estate Appraisers, Ann Arbor, MI, March 21,

1985.

64


Models of Transportation Behavior, Research Seminar in Transportation,

University of Michigan Transportation Research Institute, Ann Arbor,

Mi., March 8, 1985.

"The RV Consumer: Current Trends and Future Prospects," Recreational

Vehicle Industry Association 1985 Annual Meeting, Kona, Hawaii,

February 17, 1985.

"Consumer Demand: Prospects for Growth During 1985," Tsai Forum, New York:

G. Tsai and Company, Inc., February 14, 1985.

Speech given to Governor's Annual Economic Outlook Conference, Michigan

League, Ann Arbor, MI, November 21, 1984.

"Consumer Outlook: Early Vigor to Mature Recovery." Annual Economic

Outlook Conference, The University of Michigan, Ann Arbor, November

15-16, 1984.

"Consumer Spending and Saving: The Outlook for 1985 and Beyond." Tucson:

The National Economics Conference, October 17, 1984.

"Increase the Market Share; The Under 35 and Entry Level Buyer." Speech to

General Motors Executive Committee, Troy MI, September 17, 1984.

"Survey of Consumer Finances," Michigan Bankers Association, Ann Arbor, MI,

September 25, 1984.

"Outlook for Housing Demands." Society of Real Estate Appraisers, Ann

Arbor, MI, May 24, 1984.

"The Development of Behavioral Economics." First Annual Conference on

Behavioral Economics, Rutgers University, Newark, New Jersey, May 22,

1984.

"The Consumer: Overview Survey." Conference of Business Economists,

Warwick Hotel, New York City, May 10, 1984.

"Research Strategies and Data Availability." Conference on Older Women:

Research Issues and Data Sources, Ann Arbor, MI, April 10, 1984.

"Consumer Demand in 1984: Strength Tempered by Deficits." The Tsai Forum,

Regency Hotel, New York City, February 2, 1984.

"The Outlook for Consumption in 1984." Governor's Annual Economic Outlook,

Lansing, MI, November 23, 1983.

"The Making of a Recovery: Consumers Strut the 'Right Stuff'." The 31st

Annual Conference on the Economic Outlook, The University of

Michigan, Ann Arbor, MI, November 17, 1983.

"Consumer Attitudes and Expectations." Conference, Washington Hotel,

Washington, D.C., November 3, 1983.

"Consumer Attitudes for Forecasting," Association for Consumer Research,

Palmer House, Chicago, Illinois, October 23, 1983.

"Forecasting in Macro-Economic Policy." 16th CIRET Conference, Washington,

D.C., September 22, 1983. (Session Chairman and Discussant)

65

"Indicators of Consumer Behavior: The University of Michigan's Surveys of

Consumers," 16th CIRET Conference, Washington, D.C., September 20,

1983.

"The RV and Camping Consumer: Past and Future Trends." Annual Conference

of the Michigan Association of Recreational Vehicles and Campgrounds,

Grand Rapids, MI, August 24, 1983.

"The Automobile Outlook: Consumer Demand in the 1980s." Management

Briefing Seminars, Transportation Research Institute, The University

of Michigan, Traverse City, MI, July 27, 1983.

"Consumer Response to Innovations in Financial Services." Columbia

University Executive Programs, Arden House, Harriman, New York, June

8, 1983.

"Surge in Consumer Optimism." TIME Magazine Board of Economists, Time and

Life Building, New York City, May 23, 1983.

"Trends in Consumer Purchase Decisions." third U.S.-Japan Automotive

Industry Conference, Chrysler Center, Ann Arbor, March 17, 1983.

"Consumer Demand in 1983: Current Trend and Future Prospects." The 1982

Tsai Forum, Regency Hotel, New York City, February 16, 1983.

"Consumer Views on the Coming Recovery," 1983 Travel Outlook Forum, U.S.

Travel Data Center, Washington, D.C., December 9, 1982.

"Spending Plans Remain Cautious." Governor's Annual Economic Outlook

Roundtable, Inglis House, Ann Arbor, MI, November 24, 1982.

"Spending Plans Remain Cautious: Income Uncertainty Counters Lower

Interest Rates." Annual Economic and Social Outlook Conference, The

University of Michigan, Ann Arbor, November 18, 1982.

"The 1983 Consumer Outlook." Society of Real Estate Appraisers, Ann Arbor,

MI, October 28, 1982.

"Consumer Spending and Saving: Prospects for the Decade Ahead." Edison

Electric Institute, Detroit, MI, October 20, 1982.

"Coping with Economic Adversity." Association for Consumer Research

Conference, San Francisco, October 8, 1982.

"Consumer Attitudes: Trends and Prospects for 1983." Faculty Women's Club,

The University of Michigan, September 27, 1982.

"Prospects for Consumer Spending." Hardware Marketing Council, Chicago, June

2, 1982.

"Consumer Spending and Saving: Prospects for the Decade Ahead." Detroit

Association of Business Economists, Westin Hotel, May 21, 1982.

"Trends in Consumer Spending and Saving." Presented before Ann Arbor Civic

Club, Michigan Union, April 21, 1982.

"Consumer Demand in 1982: Current Trend and Future Prospects." Tsai Forum

at Regency Hotel, New York City, February 9, 1982.

Speech before RV Dealer Seminar in South Bend, Indiana, January 6, 1982.

66

"Consumer Demand for RVs." Speech given before Industry Forum and Lenders

Forum at Recreation Vehicle Industry Association Conference in

Louisville, November 30 to December 1, 1981.

Presentation before members of Governor's Economic Roundtable at Inglis

House, Ann Arbor, MI, November 25, 1981.

"The Consumer Outlook: Interest Rates Dominate Behavior." Annual Economic

and Social Outlook Conference, The University of Michigan, Ann Arbor,

November 19, 1981.

"Consumer Attitudes: Current Trends and Future Prospects." given at Opinion

Outlook Conference in Washington, D.C., November 16, 1981.

"Consumer Demand for RVs." Speech given before Industry Forum and Lenders

Forum at Recreation Vehicle Industry Association Conference in Los

Angeles, November 10-11, 1981.

"The Housing Market: The Outlook for the 1980's." Speech before Society

of Real Estate Appraisers, Saginaw, MI, November 2, 1981.


Consumers." Association of Public Data Users, Washington, D.C. on

October 22, 1981.

Consumer Attitudes: Trends and Prospects for 1982," given before the

Economic Dinner Group at Inglis House, Ann Arbor, October 19, 1981.

"Consumer Attitudes: Trends and Prospects for 1982." presented at the

Association of National Advertisers Workshop at Hotel Roosevelt, New

York City on October 15, 1981.

"What High Interest Rates Have Done to Car and Truck Buyers' Attitudes."

presented at Conference of National Automobile Dealers Association

in Colorado Springs, October 13, 1981.

"Determinants of Price Expectations: Evidence from a Panel Survey."

presented at 15th CIRET Conference in Athens, Greece, September 30,

1981.

Speech to the Recreation Vehicle Industry Association in San Diego,

California, September 23, 1981.

"Consumers Reaction to Economic Influences." Detroit Retail Merchants

Association, Renaissance Center, September 22, 1981.

1981 Parlin Award Dinner, honoring George Katona. Joint acceptance (with

James N. Morgan) of posthumous award to George Katona on September

16, 1981, in Philadelphia. American Marketing Association and

Charles Coolidge Parlin Board of Governors. Title of presentation:

"Selling Government Programs."

"Automotive Transportation in the Coming Decades: Meeting the

Governmental, Consumer, and Financial Demands." American Institute

of Chemical Engineers, 1981 Summer National Meeting, Detroit, MI,

August 18, 1981.

67

"Consumer Demand in the Decade Ahead." Automotive News World Congress,

Dearborn, MI, July 21, 1981.


Consumers." AAPOR, Buck Hill Falls, Pennsylvania, May 30, 1981.

Speech to Detroit Association of Business Economists, Detroit, MI, May 21,

1981.

"Consumer Demand: Current Prospects and Underlying Trends." The

University of Michigan at Flint, May 20, 1981.

"Consumer Demand for Single-Family Homes." American Society of Appraisers,

Brighton, MI, May 19, 1981.

Speech to Fireman's Fund Life Insurance Company, San Francisco, California,

April 10, 1981.

"Consumer Attitudes: Recent Evidence and Underlying Trends." Toronto

Association of Business Economists, Toronto, Ontario, Canada, April

2, 1981.

Speech to the Recreation Vehicle Industry Association, Chicago, Illinois,

March 11, 1981.

"Consumer Demand for Financial Services." American Express, New York City,

December 19, 1980.

"Credit Characteristics of the RV Buyer." Recreation Vehicle Industry

Association, Lenders' Forum, Louisville, Kentucky, December 2, 1980.

"Potential RV Rental Market." Recreation Vehicle Industry Association,

Industry Forum, Louisville, Kentucky, December 1, 1980.

Speech to the Michigan Department of Management and Budget, Annual Governor's

Economic Roundtable Luncheon, Ann Arbor, November 26, 1980.

"Substantial Increase in Consumer Sentiment Improves Consumption Outlook for

1981." The Annual Economic and Social Outlook Conference, The

University of Michigan, Ann Arbor, November 20, 1980.

"Credit Characteristics of the RV Buyer." Recreation Vehicle Industry

Association, Lenders' Forum, Los Angeles, California, November 5,

1980.

"Potential RV Rental Market." Recreation Vehicle Industry Association,

Industry Forum, Los Angeles, California, November 5, 1980.

"The Outlook for 1981." Society of Real Estate Appraisers, Washtenaw Chapter,

Ann Arbor, MI, October 30, 1980.

Speech to the Thirty-Fifth Annual NATA Conference on Revenue Estimating,

Dearborn, MI, October 27, 1980.

Discussion with parents at 1980 Parents Orientation, Michigan Union, The

University of Michigan, Ann Arbor, July 21, 1980.

"Consumer Pessimism Sets Record Level." Livingston County Board of Realtors,

Howell, MI, June 11, 1980.

"Attitudes Toward Tax Limitation: The 1978 Michigan Ballot Proposals."

68

American Association for Public Opinion Research, King's Island Inn,

Cincinnati, Ohio, June 1, 1980.

Consumer Perceptions of Inflation and Expectations." Eastern Economic

Association Conference, Montreal, Canada, May 8-10, 1980.

"Coping with Inflation: Evidence from Consumer Surveys." Conference on

Coping with Inflation, Washington Journalism Center, Washington,

D.C., April 16, 1980.

"Consumer Attitudes toward the Housing Market." Jackson Board of Realtors,

Jackson, MI, April 14, 1980.

Speech to Project Outreach Consumer Action Center, Mason Hall, The University

of Michigan, Ann Arbor, March 24, 1980.

Panel on the 1980-1981 Economic Outlook, Economic Society of Michigan, Wayne

State University, March 21, 1980.

"Determinants of Price Expectations: Evidence from a Panel Survey." Eighth

Brooklyn College Conference on society in Change: Inflation Through

the Ages: Economic, Social, Psychological and Historical Aspects,

March 11, 1980.

Presentation to the Market Analysis Committee of the Recreational Vehicle

Industry Association, Airport Hilton Inn, Romulus, MI, February 27,

1980.

"Divergent Attitude Trends Yield Net Improvement in Early 1980." Washington

Analysis, Madison Hotel, Washington, D.C., February 25, 1980.

"The American Automobile Consumer: Romance and Realism." Sussman Faculty

Seminar on Productivity and Quality of Automotive Industry, Michigan

League, The University of Michigan, Ann Arbor, January 31, 1980.

Speech before The University of Michigan Employees Credit Union, North Campus

Commons, Ann Arbor, MI, December 5, 1979.

Speech before the Ann Arbor Board of Realtors, Ann Arbor, November 29, 1979.

"The Recreational Vehicle Consumer: Current Trends and Future Prospects."

Recreational Vehicle Industry Association, Louisville, Kentucky,

November 26, 1979.

Speech before the Michigan Department of Management and Budget, Inglis House,


"The 1980 Short Term Outlook for Consumption." the Annual Economic and Social

Outlook Conference, The University of Michigan, Ann Arbor, November

15, 1979.

Speech before the Southern Furniture Manufacturers Association, Lake Buena

Vista, Florida, November 9, 1979.

Speech before the Ann Arbor Trust Company, Weber's Inn, Ann Arbor, MI,

November 5, 1979.

"Problem-Oriented Rather than Discipline-Oriented Research." Association

for Consumer research, San Francisco Hilton Hotel, October 26, 1979.

69

Speech before the Society of Real Estate Appraisers, Ann Arbor, MI, September

21, 1979.

"Social Psychological Impact of Stagflation: An Overview." American

Psychological Association, Sheraton Center, New York City, September

5, 1979.

Speech before the Livingston County Board of Realtors, Howell, MI, July 11,

1979.

"Origins of Inflationary Expectations." Presentation before House Budget

Committee Task Force on Inflation, Washington, D.C., June 18, 1979.

"Consumer Attitudes and Spending." Washington Analysis Corporation,

Washington, D.C., June 8, 1979.

"Shifting Psychological Foundations of Consumer Behavior." General Motors

Administrative Committee, Detroit GM Building, April 26, 1979.

"The Consumer in the 1980s." Michigan State University Advanced Management

Program, MSU Management Education Center, East Lansing, April 25,

1979.

"Consumer Attitude Surveys." Detroit Association of Business Economists,

March 14, 1979.

"The Changed Consumer in the 1980s." Automotive Market Research Council, Ann

Arbor, MI, February 15, 1979.

"Consumer Attitudes." Detroit Association of Business Economists, Detroit,

February 14, 1979.

Speaker at Economic Seminar: American Society of Chartered Life

Underwriters, Ann Arbor, MI, January 31, 1979.

"The Consumer's Outlook for 1979," Chrysler Corporation's Public Affairs

Office, January 18, 1979.

"Changing Consumer Attitudes and the Impact on Purchasing Patterns." New York

City, Merrill Lynch Pierce Fenner and Smith Economics Seminar,

January 16, 1979.

"Outlook for Housing." Society of Real Estate Appraisers. Ann Arbor, MI,

November 30, 1978.

Discussant: Research for Consumer Policy. Proceedings of Conference

conducted by the Center for Policy Alternatives, Massachusetts

Institute of Technology, Consumer Economics Presentation Session #3,

March 24, 1978.

"The 1979 Consumer Outlook." Cleveland Business Economists Club, Cleveland,

Ohio, November 20, 1979.

"The 1979 Consumer Outlook." Washington Analysis Corporation Presentation,

Washington, D.C., November 17, 1978.

"The 1979 Consumer Outlook." The Annual Economic and Social Outlook


1978.

70

"Understanding Trends in Consumer Attitudes." Joint Chamber of Commerce,

Milford, MI, October 19, 1978.

Inflation: A Panel Discussion. October 5, 1978. In Dividend Vol. 10, No.

2, Winter 1979. Ann Arbor: The University of Michigan, Graduate

School of Business Administration.

"Is the Consumer Overextended and Will it Cause a Recession? Retail Analysts

of New York. New York, September 22, 1978.

"Is the Consumer Overextended and Will it Cause a Recession?" The Financial

Analysts Society of Detroit. Detroit, MI, September 20, 1978.

"Recent Trends in Consumer Debt." Kansas City Society of Financial Analysts.

Kansas City, Missouri, September 13, 1978.

"Trends and Directions in the Automotive Industry." The University of

Michigan/Institute for Science and Technology Automotive Seminar,

Traverse City, MI, August 3-11, 1978.

"A New Economic Era - The Consumer in the 1980s." Automotive News World

Congress. Detroit, MI, July 25, 1978.

"Travel Plans: The Consumer Perspective." Travel Research Association

Conference. Ottawa, Ontario, Canada, June 26, 1978.

"Buy-in-Advance Psychology." Tsai Forum, New York, June 23, 1978.

"Shifting Psychological Foundations of Consumer Behavior." Western

Michigan Society of Financial Analysts. Kalamazoo, MI, June 6, 1978.

"Consumer Evaluations of Credit Transactions." 3rd Annual AAPOR Conference,

Roanoke, June 2, 1978.

""The Household Sector at Mid-Year." New York Conference Board, New York,

May 11, 1978.

Discussant: Research for Consumer Policy Conference, Massachusetts

Institute for Technology, Cambridge, Massachusetts, March 24, 1978.

"Shifting Psychological Foundation of Consumer Behavior." Economics

Society of Michigan. Ypsilanti, MI, March 17, 1978.

"Shifting Psychological Foundation of Consumer Behavior." Detroit

Association of Business Economists, Detroit, MI, March 1, 1978.

"The Consumer Outlook for 1978." Hardware Marketing Council Conference,

Chicago, Illinois, December 8, 1977.

"The Consumer Outlook for 1978." Annual Meeting of The National Association

of Photographic Manufacturers. Palm Beach, Florida, November 18,

1977.

"The 1978 Economic Outlook." The Annual Economic and Social Outlook

Conference. The University of Michigan, Ann Arbor, MI, November 17,

1977.

"Consumer Buying Intentions - Do They Predict?" American Marketing

Association and Canadian Government Office of Tourism Conference.

Ottawa, Ontario, Canada, November 15, 1977.

71

"The Research Process: An Economist's Perspective." Wayne State University

Conference on Science in Society. Detroit, MI, November 12, 1977.

"Outlook for Demand and the Role of Consumer Research in the Outdoor Power

Equipment Industry." Outdoor Power Equipment Institute, Economics

Conference, Milwaukee, Wisconsin, October 1977.

"Consumer Survey and Attitude Study Regarding Savings Bonds." Presentation

to the U.S. Savings Bonds National Sales Conference. Washington,

D.C., October 4, 1977.

"Emerging Trends in Retail Sales." Meeting of Atkins Principals and General

Merchandise Group. Hilton Head Island, South Carolina, October 3,

1977.

"The Outlook for Consumer Demand." Automotive Research Council Annual

Meetings. Lake Geneva, Fontana, Wisconsin, September 21, 1977.

"Consumer Attitudes About the Future." Conference on the Economic Outlook

for 1978, The University of Wisconsin, Madison, Wisconsin, September

9, 1977.

"Consumer Adaptation to Energy Shortages." Wharton Seminar on Energy:

Policy and Prospects. Troy, MI, August 18, 1977.

"Improved Economy Maintains Consumer Confidence." The University of

Michigan/Institute for Science and Technology Automotive Seminar,

Traverse City, MI, August 4, 1977.

Discussant: Consumer Economics Session, Massachusetts Institute of

Technology National Conference on Consumer Research for Consumer

Policy. Cambridge, Massachusetts, July 28, 1977.

"Development of the Index of Consumer Sentiment." Presentation to General

Motors Technical Center, Warren, MI, June 27, 1977.

"Improving Economy Maintains Optimism." Prepared Statement to the Joint

Economic Subcommittee on Economic Growth and Stabilization.

Washington, D.C., June 22, 1977.

"The Consumer Outlook for 1977." Aluminum Foil Container Manufacturers

Association Meeting, White Sulphur Springs, West Virginia, May 26,

1977.

"The Volatile Mood of the Consumer: The Consumer Outlook for 1977." Annual

Meeting of Metal Cookware Manufacturers Association, White Sulphur

Springs, West Virginia, May 21, 1977.

"Consumer Attitudes and Retail Sales in 1977". Annual Meeting of Retail

Merchants Association of the Greater Detroit Chamber of Commerce,

Detroit, MI, May 10, 1977.

Presentation to the Committee on Measurement of Energy Consumption. The

National Research Council, Assembly of Behavioral and Social

Sciences, June 1976.

"The Consumer Outlook: Optimistic But Vulnerable." Annual Conference on

72

the Economic and Social Outlook, The University of Michigan. Ann


"Perceptions of Distributional Equity: Their Economic Bases and

Consequences." Eighty-Ninth Annual Meeting, American Economic

Association, Atlantic City, New Jersey, September 1976.

"Fertility Change After the Baby Boom: The Role of Economic Stress, Female

Employment, and Education" (with Burkhard Strumpel and Arland

Thornton), Belmont Workshop on Economic Determinants of Fertility

Trends in the U.S. 1940-1970. Elkridge, Maryland, November 1975.

"Consumer Adaptation to Energy Shortages." The American Psychological

Association Meetings, Chicago, Illinois, September 1975.

"Sensed Interpersonal Equity as an Income Policy Indicator." The American

Statistical Association Meetings, St. Louis, Missouri, September

1974.

vita birth date: april 4, 1945. b.a (economics), michigan ... · assignment, edited by paul j....

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