VERIFONEFreedom from Payment

Complexities

POINT

Complex Times Call For Simple BrillianceUntil a few years ago, the payments industry experienced a gradual, linear evolution. Today, however, advances in device technology – combined with the proliferation of cloud services, mobility and social networks – have created increasingly rapid cycles of innovation. With so many choices for consumer engagement, merchants have never faced so much complexity. Technologies like EMV, NFC, loyalty platforms, alternative payments and digital wallets have created new pressure to keep up with consumer expectations. Merchants are looking for ways to level the competitive playing field, while striving to maintain their core business, accommodate industry mandates and ensure PCI compliance. They face uncertainty about which solutions to leverage, and many ultimately need help integrating these new solutions, managing a more complicated vendor ecosystem and dealing with increased cost variability.

In the face of such complexity, merchants are open to a solution that maximizes flexibility while removing the burden of integration, management and cost volatility – a solution that grows with the market, accommodates industry requirements and ensures security and compliance. Meanwhile, ISV’s, resellers and other service providers rely on Point to enhance their solution portfolios, deepen merchant relationships, streamline payments integration and improve merchant security and compliance – ultimately freeing resources to focus on their core offerings.

Rise Above Payment Complexities

Presenting VeriFone Point, the payment-as-a-service solution for simplifying payments. Point helps ease the integration of almost

any new payment technology, vastly reducing the scope, time and expense of compliance

and recertification.

Payment SimplicityPoint takes the guesswork and complexity out of managing multiple payments and payment technologies, while adhering to security and compliance standards and helping merchants prepare for EMV.

As a managed-payments solution, Point gives merchants a competitive edge by empowering them to focus on their core business while giving them the flexibility to define and deliver the payment experience that best meets consumer expectations.

ISV’s, resellers and other service providers benefit from a turnkey, value-added payment solution that complements their existing managed service offerings while taking the complexity of payments off of their shoulders.

Flexible ServiceVariable costs can be difficult for merchants to manage. Point eases this burden through a simple, fixed rate – per month, per solution.

As a subscription service, Point also alleviates the need for up-front capital investment. The service includes 24x7 support, encrypted gateway transactions, integration for new methods of payment, ongoing EMV maintenance and merchant support and full PCI compliance.

For merchants and partners alike, Point offers a wide variety of hardware, software and services tailored to the individual needs of a merchant. There are a number of options for what to deploy and how to pay, with the ability to upgrade at any time as newtechnologies become available.

Speed of InnovationConsumers have increasingly sophisticated expectations of payments, and of merchants, as new technologies evolve. Designed to future proof the consumer experience, Point accommodates emerging methods of payment, loyalty and rewards, so merchants can keep pace with the latest trends and stay forever current.

ISV’s, resellers and other service providers can also leverage Point to address payment complexities, while driving greater value and competitive differentiation into their core products and services. Point grows in lockstep with the market, ensuring that merchants and service providers are always up to date with the latest payment technologies.

Ease of IntegrationPoint provides robust integration that moves payment logic from the POS to the payment device, which significantly reduces the scope and burden of maintaining PCI compliance and simplifies the migration to EMV. VeriFone devices securely manage all card data to and from the gateway, communicating to the POS through a standards-based messaging protocol. With this approach, payment innovation evolves freely and without significant dependencies on the POS software.

One Solution to Simplify PaymentsFor those seeking relief from integrating today’s increasingly complex payment technologies, Point has the answer. It’s one solution for all the hardware, software and services needed to simplify payment complexities, strengthen core offerings and drive deeper relationships with consumers. Regardless of the immediate need – emerging payments, mobile wallets, loyalty, rewards or EMV – look to Point. Period. It’s all you need to stay competitive.

VeriFone Point Delivers Payments Simplified

www.verifone.com

About VeriFone Systems, Inc. (www.verifone.com) VeriFone Systems, Inc. (“VeriFone”) (NYSE: PAY) is the global leader in secure electronic payment solutions. VeriFone provides expertise, solutions and services that add value to the point of sale with merchant-operated, consumer-facing and self-service payment systems for the financial, retail, hospitality, petroleum, government and healthcare vertical markets. VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in developed and emerging economies worldwide.

© 2013 VeriFone, Inc. All rights reserved. VeriFone, the VeriFone logo and VeriFone Point are either trademarks or registered trademarks of VeriFone in the United States and/or other countries. All other trademarks or brand names are the properties of their respective holders. All features and specifications are subject to change without notice. Reproduction or posting of this document without prior VeriFone approval is prohibited. 7/13 46344 Rev B FS