u.s. excess & surplus lines - aon...

Aon Benfield Analytics

Proprietary & Confidential

U.S. Excess & Surplus Lines

2010 Market Share and Underwriting Analysis

October 2011

Aon Benfield Analytics | U.S. Excess & Surplus Lines Market Share Analysis | Proprietary & Confidential1

Table of Contents

Introduction 2

About the USLW 2

U.S. Excess & Surplus Lines Market 3

Impact of Lloyd’s - U.S. E&S Business 5

USLW Underwriting Analysis 7

Premiums 7

Loss Experience of By Line of Business 10

Gross Development 13

Net Reserve Development 14

Commercial Business Profitability 15

Reinsurance 17

Regulatory Update 18

Contact Information 19

About Aon Benfield 19

Appendix: USLW Market Share Reports 20


IntroductionThis report provides data and analysis on the U.S. Excess and Surplus (E&S) lines industry. State lawspermit a special class of unlicensed insurers (a.k.a. non-admitted companies) to insure certain distressed,unique or hard to place risks not generally available through licensed or admitted insurers. All aspects ofthe transaction are handled by the licensed surplus lines broker, who negotiate and place the business.Regulations are focused on the surplus lines brokers as opposed to the non-admitted companies. Mostof the E&S business is written by non-admitted companies. However, there are some cases wherecompanies will write business on both an admitted and non-admitted basis, but typically not in the samestate. Illinois is the only state that allows a domiciled company to write on a non-admitted basis.

Lloyd’s of London (Lloyd’s) is also a significant writer of E&S business in the U.S. Lloyd’s writes on anon-admitted basis in all U.S. states and territories except Kentucky and the U.S. Virgin Islands whereLloyd’s is licensed. In 2010, Lloyd’s wrote approximately $5.8 billion of E&S business or approximately21% of the total $28.0 billion U.S. E&S market.

When analyzing the U.S. E&S market, there are two significant data limitations

1. There is limited data available on the business written by Lloyd’s2. It is not possible to extract and dissect the small amount of E&S business written by admitted

carriers, as not all the data is available by line and by state

To overcome these data limitations, Aon Benfield has established the U.S. Surplus Lines Writers (USLW)composite.

About the USLW

The USLW is an Aon Benfield defined composite of 118 U.S. property and casualty insurance companies

that predominantly wrote E&S business in 2010. The composite was developed by aggregating the direct

written premiums from each state and the District of Columbia where the company operated as an E&S

writer, as identified by the licensing status from Schedule T, Part 1 of the company's 2010 Annual

Statement. If the total amount of E&S premium to total premium was greater than 80 percent, we

included the company in the composite. We made one exception for Allied World Assurance, a company

that writes predominantly E&S business, but less than 80 percent. We also eliminated any company that

wrote less than $7 million in E&S business. Finally, all Risk Retention Groups, Reciprocal insurance

companies and Lloyd’s were eliminated from the composite. By definition, the USLW excludes admitted

carriers that write a small amount of E&S business.

By analyzing the underwriting results of the USLW, the underlying trends of the E&S market are revealed

and can be compared against other commercial lines or the entire P&C industry.

Note: Commercial lines in this report include the following lines of business: Aircraft, Allied lines, Boiler & Machinery, Burglary &

Theft, Commercial Auto, CMP, Credit, Earthquake, Excess Workers. Compensation, Fidelity, Financial Guaranty, Fire, Inland

Marine, Medical Professional liability, Mortgage Guaranty, Ocean Marine, Other Liability, Product Liability, Surety, Warranty,

Workers’ Compensation & Aggregate Write-ins


U.S. Excess and Surplus Lines Market

U.S. Premium Volume

The U.S. E&S market totaled $22.3 billion (excluding Lloyd’s) of direct written premiums (DWP) in 2010,

which accounted for five percent of the overall U.S. P&C industry.

Exhibit 1

Exhibit 1 calculates the total U.S. (50 states + D.C.) DWP by E&S carriers over the past ten calendar

years (CY)

Historical Surplus Lines Direct Written Premiums

-

5

10

15

20

25

30

35

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2Q2010

2Q2011

$B

illi

on

s

USLW All Other E&S Co's

As of 2Q 2011, E&S lines DWP has increased 1.3 percent as compared to 2Q 2010

The amount of business written by E&S carriers has declined since 2006

Some of this decline is due to the economic downturn and the lack of catastrophes impacting E&Sbusiness

– The decline in E&S business has been attributed to the economic downturn which typicallyimpacts E&S lines (e.g. construction and real estate) greater than other commercial and personallines

– Also, U.S. catastrophes have not impacted rates to the same extent as other lines of business

However, a significant portion of the decline is also due to the fact that many admitted carriers arenow writing what was traditionally E&S business


Exhibit 2

Exhibit 2 measures the cumulative growth rate of all E&S carriers vs. the U.S. P&C industry

DWP Cumulative Growth Rate - Commercial Lines

-30%

-25%

-20%

-15%

-10%

-5%

0%

5%

2006 2007 2008 2009 2010

USLW U.S. P&C Industry

The chart above appears to show the decline in E&S business at almost 3 times the rest of the P&Cindustry. However, some of the decline is actually due to the fact that E&S business is now beingwritten by admitted carriers


Impact of Lloyd’s - U.S. E&S Business

Premiums

Exhibit 3

Exhibit 3 provides a 5 year history of all U.S. E&S business, including the gross written premiums of

Lloyd’s syndicates

Historical Surplus Lines Direct Written Premiums (including Lloyd's)

-

5

10

15

20

25

30

35

40

2006 2007 2008 2009 2010

$B

illio

ns

USLW All Other E&S Co's Lloyd's E&S

The amount of E&S business written by Lloyd’s is larger than the amount written by any U.S P&Cgroup

In, 2010, Lloyd’s wrote approximately $5.8 billion of E&S business or approximately 21% of the total$28.0 billion U.S. E&S market

Since 2006, Lloyd’s premiums have decreased at a much slower pace than the USLW, 3% vs. 25%

Lloyd’s share of some E&S lines, e.g. Marine & Energy, Aviation & General Liability has increased

Lloyds maintains several trust funds in the U.S. to facilitate their underwriting of E&S business

– Lloyd’s Dollar Trust Fund – Effectively the syndicates’ working capital fund for U.S. dollarpremiums since 1 August 1995

– Surplus Lines Trust Fund (SLTF) is held on a syndicate year of account basis to cover U.S. grossclaim liabilities for E&S business. Funds of 30% of gross liabilities have to be deposited on aquarterly basis. The SLTF was established in August 1995 to give U.S. policyholders comfortover the payment of their liabilities


Exhibit 4

Exhibit 4 displays the Lloyd’s U.S. E&S DWP in 2010 by line of business

2010 U.S. E&S DWP Business Mix

Marine &

Energy , 15%

PA&H , 2%

Aviation, 2%

Motor, 2% Misc , 9%

Property,

50%

Other

Liability, 12%

General

Libaility , 6%

Pecuniary

Loss, 3%

Exhibit 5

Exhibit 5 displays Lloyd’s U.S. E&S DWP in 2010 by State

2010 U.S. E&S DWP by State

Texas, 19%

California,

14%

Florida, 13%

All other

States, 31%

Georgia, 2%

New Jersey,

3% Louisiana, 5%New York, 6%

North Carolina,

2%

South

Carolinia, 2%

Virginia, 2%


USLW Underwriting Analysis

PremiumsExhibit 6

Top Ten largest USLW States by U.S. Premium Volume

(250)

(200)

(150)

(100)

(50)

-

50

100

150

TX IL GA PA MA LA NJ NY FL CA

$M

illio

ns

-10%

-8%

-6%

-4%

-2%

0%

2%

4%

6%

2009-2010 DWP $ Change % Change Top 10 States Average % Change

Top Ten States comprised 66% of the total USLW market, which was slightly less than 2009

DWP for the USLW top ten States decreased 4.5% in 2010, while the US P&C Industry remained flat


Exhibit 7

Exhibit 7 shows the percent of the top 10 states 2010 Direct E&S Commercial business for the USLW vs.

the U.S. P&C Industry

% of 2010 Direct E&S Commercial Premiums

92% 91% 93% 92% 93%

80%

92%85% 84%

88%92%

8% 9% 7% 8% 7%

20%

8%15% 16%

12%8%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

GA MA PA NJ IL LA NY TX FL CA All other

States

% of U.S. P&C Industry % of USLW


Exhibit 8

Exhibit 8 shows the breakdown of E&S business by line

Mix of Business USLW 2010 Direct Written Premiums

Other Liability,

46%

Fire, 13%

Allied Lines, 11%

Med Pro Liability,7%

CMP, 6%

Product Liability,

4%

Inland Marine, 3%

Commercial Auto,

3%

Earthquake, 3%Homeowners, 2% All Other Lines,

3%

Top 5 lines make up almost 83% of total USLW DWP


Loss Experience of By Line of BusinessExhibit 9

Top 10 2010 E&S Lines of Business

Rank Line of Business

Percentof USLW

DPW

USLWDirect Lossand ALAE

Ratio

U.S. P&CIndustry DirectLoss and ALAE

Ratio

Loss andALAE RatioDifference

1 Other Liability 45.9% 65.2% 67.2% -2.3%

2 Fire 12.7% 26.4% 36.6% -10.2%

3 Allied Lines 10.6% 53.6% 42.1% 11.4%

4 Med Pro Liability 7.0% 35.1% 53.0% -17.9%

5 CMP 6.5% 44.1% 57.9% -13.9%

6 Product Liability 3.8% 84.1% 138.9% -54.8%

7 Inland Marine 3.0% 23.1% 44.6% -21.5%

8 Commercial Auto 2.7% 58.5% 58.4% 0.1%

9 Earthquake 2.6% 5.3% -2.0% 7.3%

10 Homeowners 1.9% 33.0% 62.5% -29.6%

Top 10 Total 96.6% 52.3% 58.6% -6.3%

Seven of the top ten USLW lines of business have a lower loss ratio than the U.S. P&C Industry


Exhibit 10

2010 USLW Direct Loss & ALAE Ratio by State

< 50%

51-60

61-70

71-80

81-100

over 100

59%

71% 75%

90%

44%

34%

54%

60%

87%

60%

105%52%

74%

41%

55%

100%

49%

12%

23%

65%

51%

33%

61%

42%

29%

58%

30%

85%

56%

28%

48%

43%

59%

144%

58%

57%39%

48%57%

55%

65%

71%-1%

12%

46%

89%

63%

45%

30%

22%

43%

States: Highest and Lowest Direct Loss and ALAE Ratio

HighestState

2010DLR

LowestState

2010DLR

Wisconsin 144.0% Vermont -1.5%

Arizona 105.5% New Hampshire 11.6%

Oklahoma 99.8% Alaska 12.5%

South Dakota 89.7% Dist of Columbia 22.0%

Rhode island 88.7% Hawaii 22.6%

Wisconsin’s elevated direct loss ratio, which was the highest in the U.S. in 2010, was driven byincurred losses in Other Liability, Claims-Made & Credit

– Credit combined for less than 18 percent of Wisconsin’s E&S direct earned premium, butcontributed over 50 percent of the incurred losses

Vermont had the lowest direct loss ratio in 2010, which was driven by a significant drop in incurredlosses (36.5%: 2009 vs. 1.3%: 2010) in Other Liability, Claims-Made


Exhibit 11

2009 – 2010 USLW Change in Direct Loss & ALAE Ratio by State

Loss Ratio decreased >5%

Loss Ratio within +/- 5%

Loss Ratio increased >5%

-7%

-21% 9%

34%

-14%

19%

-14%

4%

6%

14%

-51%-7%

-12%

-33%

-11%

17%

2%

-64%

-11%

-26%

-6%

-40%

2%

3%

-15%

-12%

-3%

28%

10%

3%

-5%

-4%

-2%

76%

21%

-26%4%

-4%-16%

17%

1%

51%-61%

-12%

-7%

12%

-10%

-11%

26%

-59%

19%

Total Change in Direct Loss & ALAE Ratio by State – All Lines of Business

2009 2010

USLW 53.9 % 52.8%

U.S. P&C Industry 65.5% 64.7%

Difference -11.5% -11.9%


Gross Reserve Development

Exhibit 12

Historical Gross Loss Development by Accident Year

-15%

-10%

-5%

0%

5%

10%

15%

20%

25%

30%

35%

2001 2002 2003 2004 2005 2006 2007 2008 2009

Fir

st

Year

Lo

ss

Rati

ovs.12/3

1/2

010

Lo

ss

Rati

o


USLW 2001 2002 2003 2004 2005 2006 2007 2008 2009

Initial Year Loss Ratio 84.4% 66.0% 62.2% 69.9% 85.1% 60.1% 57.7% 72.6% 61.8%

Loss Ratio at 12/31/2010 113.4% 64.3% 51.1% 58.2% 78.7% 50.1% 51.7% 71.0% 61.1%

Development/(Redundant) 29.0% (1.7%) (11.1%) (11.7%) (6.4%) (9.9%) (6.0%) (1.6%) (0.7%)

U.S. P&C Industry 2001 2002 2003 2004 2005 2006 2007 2008 2009

Initial Year Loss Ratio 87.1% 72.1% 68.5% 69.6% 77.3% 64.7% 67.8% 79.6% 73.7%

Loss Ratio at 12/31/2010 93.5% 73.2% 64.2% 63.4% 72.3% 60.4% 64.9% 77.6% 71.6%

Development/(Redundant) 6.4% 1.1% (4.3%) (6.1%) (5.0%) (4.3%) (2.8%) (2.0%) (2.1%)

The amount of E&S reserve redundancies have declined since 2004

Between 2002 and 2007, reserve development for the USLW has been more favorable than the U.S.P&C Industry


Net Reserve Development

Exhibit 13Net Calendar Year One-Year Loss Development / NPE

-10%

-5%

0%

2006 2007 2008 2009 2010

USLW U.S. P&C industry

Reserve releases by USLW companies have been greater than the U.S. P&C Industry over the pastfive years as evidenced by the one-year reserve development / NPE


Commercial Business Profitability

Exhibit 14

Exhibit 14 shows the direct profitability results of commercial business for the USLW against the U.S.P&C Industry. In 2010, USLW commercial business made up 9.5% of the total U.S. P&C industry

Direct Loss Ratio Direct U/W Expense Ratio

40%

45%

50%

55%

60%

65%

70%

75%

80%

85%

2006 2007 2008 2009 2010


20%

21%

22%

23%

24%

25%

26%

27%

28%

29%

2006 2007 2008 2009 2010


Direct Combined Ratio Difference in Direct Combined Ratio

70%

75%

80%

85%

90%

95%

100%

105%

110%

115%

2006 2007 2008 2009 2010


Ratio 2006 2007 2008 2009 2010

Loss 4.4% -10.9% -14.1% -13.9% -9.3%

U/W -4.8% -2.6% -2.8% -1-.0% 0.6%

CR -9.3% -13.4% -16.8% -14.9% -8.7%


Exhibit 15

Exhibit 15 shows the net profitability results of commercial business for the USLW against the U.S. P&C

Industry. In 2010, USLW commercial business made up 5.4% of the total U.S. P&C industry.

Net Loss Ratio Net U/W Expense Ratio

40%

45%

50%

55%

60%

65%

70%

75%

80%

2006 2007 2008 2009 2010


20%

22%

24%

26%

28%

30%

32%

2006 2007 2008 2009 2010


Net Combined Ratio

70%

75%

80%

85%

90%

95%

100%

105%

110%

2006 2007 2008 2009 2010


Difference in Net Combined Ratio

Ratio 2006 2007 2008 2009 2010

Loss -5.9% -11.9% -8.1% -3.7% -1.5%

U/W -5.7% -4.1% -2.6% -1.2% -0.3%

CR -11.7% -16.0% -10.7% -4.9% -1.8%


On a direct basis, E&S underwriting results remain more profitable

In 2010 on a net basis, E&S business is roughly in line with U.S. P&C Industry

For the past five years the commercial USLW net combined ratio has been better than the U.S. P&CIndustry

– USLW’s five year average was 9.6 percentage points below the U.S. P&C industry (88.2% vs.97.8%

USLW’s direct and net loss ratio has followed the industry for the past five years, but has been moreprofitable

Exhibit 16

Exhibit 16 shows the difference between the USLW and U.S. P&C Industry direct and net U/W expense

ratio

Difference in Direct U/W Ratio

Ratio 2006 2007 2008 2009 2010

Commissions 2.6% 3.4% 4.2% 4.1% 4.2%

Taxes, Lic and Fees -2.7% -2.6% -2.5% -2.5% -2.5%

Acquisitions cost -2.1% -0.9% -0.1% -0.4% 0.6%

General Exp -2.7% -2.4% -4.4% -2.2% -1.8%

Total U/W -4.8% -2.6% -2.8% -1.0% 0.6%

Difference in Net U/W Ratio

Ratio 2006 2007 2008 2009 2010

Commissions -1.2% -0.9% -2.4% -3.1% -1.1%

Taxes, Lic and Fees -2.5% -2.5% -2.3% -2.2% -2.3%

Acquisitions cost -0.9% 0.2% 2.6% 3.1% 3.4%

General Exp -1.0% -0.9% -0.5% 1.0% -0.3%

Total U/W -5.7% -4.1% -2.6% -1.2% -0.3%

Direct commissions on E&S business remain higher then on non-E&S business. However, historically theE&S companies had a lower direct and net U/W expense ratio. Over the past 5 years this gap hasdecreased to where the USLW U/W expenses ratios are in line with the U.S. industry.

Stems from the fact that while premiums and commissions on E&S business are down the fixed costcomponents, e.g. Acquisition Cost and General Expenses, have not decreased in step


Reinsurance

Exhibit 17

Top 10 2010 Reinsurers of E&S Business

ReinsurerAssumed fromUSLW ($000)

% to totalAssumed from

USLW

A.M.Best

Rating

Lloyd's of London 353,579 9% A

Munich Reinsurance America, Inc. 343,029 8% A+

Transatlantic Reinsurance Company 239,229 6% A

Swiss Reinsurance America Corporation 212,957 5% A

Hannover Rueckversicherung AG 184,375 5% A

Munich Reinsurance Company 171,096 4% A+

Hartford Steam Boiler Inspec & Ins 145,310 4% A+

Partner Reinsurance Company of the U.S. 131,945 3% A+

Alterra Reinsurance USA Inc. 98,475 2% A

AXIS Reinsurance Company 77,615 2% A

All Other Reinsurers 2,111,327 52%

Total Ceded to non-affiliates 4,068,937 100%

Approximately 19.2 percent of total USLW ceded premiums or $4.1 billion was ceded to non-affiliatedreinsurers


Regulatory Update

In 2010 Congress passed the Dodd-Frank Act, which contains many financial regulatory reforms and

measures. Subtitle B, Title V of Dodd-Frank specifically addresses the insurance industry. This section is

titled the Non-Admitted and Reinsurance Reform Act (NRRA), and went into effect in July 2011.

The “Non-Admitted” part of the NRRA was established to simplify the regulation, taxation and licensing for

surplus lines brokers. As part of the NRRA, a “Home State” will be established for surplus lines broker.

The purpose of designating a Home State is to eliminate the confusion and regulatory conflicts between

state regulations. The “Home State” is defined as follows:

State of the insured’s principal place of business for single insured

Principal place of business of the member of the affiliated group that has the largest percentage ofpremiums attributed to it

Key Benefits of the NRRA

Tax payments can be made to a single Home State

Only one producer’s license will be required from the insured’s Home State

Brokers will be required to only comply with the placement laws of the insured’s Home State

Certain exempt purchasers may directly access the surplus lines market without the “diligent search”requirement

Creates a national insurance producer registry


Contact InformationChris Cortese


+1.215.751.1595

[email protected]

Michael McClane


+1.215.751.1596

[email protected]

About Aon BenfieldAs the industry leader in treaty, facultative and capital markets, Aon Benfield is redefining the role of the

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Source: SNL Financial LC, A.M. Best, Insurance Journal, NAPSLO, Dowling & Partners, Lloyd’s, Aon Benfield Market Analysis

Copyright 2011 Aon Benfield Inc.

This document is intended for general information purposes only and should not be construed as advice or opinions on any specific

facts or circumstances. The comments in this summary are based upon Aon Benfield's preliminary analysis of publicly available

information. The content of this document is made available on an “as is” basis, without warranty of any kind. Aon Benfield disclaims

any legal liability to any person or organization for loss or damage caused by or resulting from any reliance placed on that content.

Aon Benfield reserves all rights to the content of this document


Appendix: USLW Market Share Reports

Alabama 315,715 308,209 165,063 14,258 58.2% 65.0% -6.8%

Alaska 79,943 82,810 5,151 5,178 12.5% 47.8% -35.3%

Arizona 239,250 257,123 221,631 49,581 105.5% 89.2% 16.3%

Arkansas 133,817 136,654 77,769 5,202 60.7% 65.1% -4.4%

California 3,444,667 3,631,551 1,626,144 542,654 59.7% 59.9% -0.2%

Colorado 322,065 333,065 198,548 46,720 73.6% 67.4% 6.2%

Connecticut 267,091 273,942 157,537 16,100 63.4% 61.1% 2.3%

Delaware 33,272 26,672 3,471 4,509 29.9% 56.2% -26.3%

Dist. Columbia 160,107 138,467 21,617 8,793 22.0% 72.8% -50.9%

Florida 2,685,098 2,727,748 656,038 174,784 30.5% 57.4% -26.9%

Georgia 464,818 487,901 226,753 46,221 55.9% 64.5% -8.5%

Hawaii 149,855 162,855 22,939 13,845 22.6% 41.8% -19.2%

Idaho 44,428 46,432 11,806 4,088 34.2% 54.2% -20.0%

Illinois 821,469 868,892 432,513 76,883 58.6% 70.0% -11.4%

Indiana 243,889 240,350 108,546 29,515 57.4% 56.2% 1.2%

Iowa 132,273 130,968 51,780 14,365 50.5% 64.5% -14.0%

Kansas 105,983 108,519 45,957 13,331 54.6% 54.9% -0.3%

Kentucky 153,739 156,524 58,886 7,751 42.6% 65.0% -22.4%

Louisiana 891,329 912,294 277,344 103,344 41.7% 55.2% -13.5%

Maine 37,465 38,656 24,479 3,113 71.4% 50.1% 21.2%

Maryland 260,978 248,418 97,653 9,827 43.3% 77.1% -33.9%

Massachusetts 483,341 485,402 182,491 42,504 46.4% 57.3% -10.9%

Michigan 341,702 362,272 140,593 70,313 58.2% 85.0% -26.8%

Minnesota 230,198 225,836 130,664 16,102 65.0% 67.7% -2.7%

Mississippi 223,162 226,683 57,510 8,296 29.0% 59.2% -30.1%

Missouri 345,018 346,853 130,732 (14,581) 33.5% 61.3% -27.8%

Montana 43,967 44,596 25,345 6,383 71.1% 78.3% -7.2%

Nebraska 78,678 86,011 37,107 (1,816) 41.0% 63.3% -22.3%

Nevada 140,110 156,579 91,097 45,859 87.5% 71.6% 15.9%

New Hampshire 51,195 52,394 5,287 808 11.6% 57.4% -45.8%

New Jersey 705,165 733,122 238,048 89,003 44.6% 68.3% -23.7%

New Mexico 69,545 72,283 26,756 10,965 52.2% 62.2% -10.0%

New York 1,612,300 1,613,919 897,300 148,489 64.8% 77.4% -12.6%

North Carolina 367,523 365,001 143,572 30,012 47.6% 58.4% -10.9%

North Dakota 33,727 33,736 21,113 4,283 75.3% 51.1% 24.1%

Ohio 431,748 431,957 139,738 30,692 39.5% 59.7% -20.3%

Oklahoma 219,181 218,649 198,555 19,553 99.8% 99.7% 0.0%

Oregon 177,872 187,542 74,356 27,808 54.5% 60.6% -6.1%

Pennsylvania 655,629 671,131 304,441 62,546 54.7% 69.8% -15.1%

Rhode Island 75,143 67,422 49,954 9,857 88.7% 70.5% 18.2%

South Carolina 298,990 298,212 73,038 11,644 28.4% 61.1% -32.7%

South Dakota 27,678 23,085 17,273 3,439 89.7% 69.8% 20.0%

Tennessee 331,666 338,794 250,538 36,333 84.7% 74.2% 10.4%

Texas 2,537,316 2,565,692 1,009,584 243,646 48.8% 55.6% -6.7%

Utah 107,417 117,381 51,879 18,291 59.8% 53.9% 5.9%

Vermont 43,541 39,411 (2,362) 1,790 -1.5% 58.3% -59.8%

Virginia 407,769 409,761 203,715 29,651 57.0% 59.2% -2.3%

Washington 408,929 446,510 209,005 53,003 58.7% 60.0% -1.4%

West Virginia 80,908 83,338 35,130 4,888 48.0% 65.5% -17.5%

Wisconsin 209,213 211,020 289,022 14,919 144.0% 64.8% 79.2%

Wyoming 32,494 33,497 12,490 2,284 44.1% 66.1% -22.0%

50 States + D.C. 21,758,377 22,266,142 9,535,599 2,217,026 52.8% 64.7% -11.9%

USLW DWP

($000)

USLW DEP

($000)

USLW DLI

($000)

USLW DCCI

($000)

USLW

DLR(%)

U.S. P&C

Industry (ex

USLW)

DLR(%) DifferenceState / Territory

2010 E&S Market Information

USLW by State - Total All Lines

as of December 31, 2010

Alaska State Report Summary


*Note: Excludes USLW

2009 USLW Direct Loss Ratio by Top Lines of Business (as

measured by DEP)

6.0%

62.6

%

12.2

%

-209

.3%

3.9%

62.9

%

12.5

%38

.4%

85.9

%

17.7

%

17.8

%

0.1%

49.5

%

47.8

%

-250.0%

-200.0%

-150.0%

-100.0%

-50.0%

0.0%

50.0%

100.0%

150.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)

Earthquake All Other Total

USLW DLR Direct loss ratio U.S. P&C Industry DLR*

USLW Lines of Business

33.4%

18.6%13.0%

7.7%

6.5%

20.7%

Oth Liab (Occurrence) Oth Liab (Claims) Fire

Allied Lines (Sub) Earthquake All Other Lines

Top 5 USLW Companies Market Share - All lines of business

18.2%

10.8%

8.4%

7.5%

5.6%

49.5%

Lexington Insurance Co.

Evanston Insurance Co.

Steadfast Insurance Co.

Illinois Union Insurance Co.

Colony Insurance Co.

All other USLW Companies

USLW Mix of Business

33.8%

63.0%

0.5% 2.8%

Property Casualty Property & Casualty Other

2010 Market Share Report5 Years of History

Excess & Surplus Lines - USLW Only

State: AlaskaLOB: All lines of business

Company Name 2006 2007 2008 2009 2010 2006 2007 2008 2009 2010 2006 2007 2008 2009 2010 3Yr Avg 5Yr AvgUSLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 81,850 84,270 78,348 81,676 79,943 38.0% 34.1% 22.9% 76.2% 12.5% 30.9% 36.4%

1 Lexington Insurance Co. N 20.1% 21.4% 23.6% 20.9% 18.2% 16,454 18,034 18,521 17,102 14,532 39.7% 42.3% 9.7% 109.6% -66.1% 15.9% 27.7%

2 Evanston Insurance Co. N 10.3% 11.3% 10.8% 11.5% 10.8% 8,424 9,552 8,498 9,379 8,659 16.8% 28.5% 8.5% 42.4% 23.9% 21.2% 24.5%

3 Steadfast Insurance Co. N 7.3% 6.8% 7.6% 7.6% 8.4% 5,953 5,724 5,975 6,202 6,691 49.4% 54.8% 76.8% 45.7% 74.4% 54.2% 60.1%

4 Illinois Union Insurance Co. N 6.8% 7.0% 5.9% 7.2% 7.5% 5,556 5,932 4,653 5,889 6,033 52.8% -3.3% 2.7% 17.0% 7.6% 7.8% 13.2%

5 Colony Insurance Co. N 5.6% 4.9% 4.2% 6.0% 5.6% 4,548 4,133 3,254 4,916 4,463 23.2% 35.1% 9.2% 524.6% -150.6% 105.0% 83.8%

6 Chubb Custom Insurance Co. N 4.8% 6.4% 5.4% 6.4% 4.8% 3,960 5,378 4,236 5,254 3,836 13.4% -23.7% 0.2% 33.9% 18.0% 14.9% 9.1%

7 Scottsdale Insurance Co. N 5.7% 4.8% 4.7% 3.6% 4.1% 4,651 4,045 3,678 2,979 3,312 62.9% 38.2% 8.6% -10.0% 1.0% 0.6% 24.7%

8 Landmark American Insurance Co N 5.0% 4.1% 4.3% 4.0% 3.9% 4,098 3,415 3,392 3,253 3,150 6.1% 13.5% -1.5% 15.1% -8.0% 5.0% 5.1%

9 AXIS Surplus Insurance Co. N 1.3% 1.6% 1.4% 3.3% 3.6% 1,102 1,310 1,109 2,724 2,878 46.8% 35.0% 10.9% 25.8% 55.7% 36.0% 39.0%

10 Houston Casualty Co. N 6.8% 4.9% 4.8% 3.4% 3.3% 5,573 4,104 3,789 2,770 2,630 51.9% 147.1% 33.1% 33.5% 315.4% 98.3% 102.8%

11 Arch Specialty Insurance Co. N 2.3% 2.0% 2.1% 1.8% 1.8% 1,865 1,690 1,635 1,471 1,414 45.5% -8.3% -28.1% 50.2% 1.5% 8.1% 14.0%

12 Endurance Amer Spclty Ins Co. N 0.6% 0.7% 1.3% 1.4% 1.7% 494 611 1,012 1,150 1,372 66.4% 32.5% 16.5% 2.3% 19.3% 12.3% 19.6%

13 Everest Indemnity Insurance Co N 0.4% 0.6% 0.5% 0.5% 1.2% 300 517 413 418 995 10.5% 23.9% 5.6% 8.9% 69.4% 32.5% 32.4%

14 National Fire & Marine Ins Co. N 1.8% 1.5% 1.6% 1.2% 1.2% 1,496 1,257 1,281 964 979 51.4% 23.8% 18.8% -12.0% -14.4% 0.1% 16.2%

15 First Mercury Insurance Co. N 1.1% 1.2% 1.8% 1.9% 1.2% 882 1,025 1,428 1,525 973 13.8% 33.9% 40.3% 31.7% 45.9% 26.3% 33.6%

16 Great American E & S Ins Co. N 0.8% 0.7% 0.8% 0.9% 1.2% 615 550 640 735 953 84.6% -16.5% 64.9% 76.3% 132.3% 73.7% 76.2%

17 Liberty Surplus Insurance Corp N 0.9% 1.0% 1.2% 1.1% 1.2% 745 848 960 859 947 71.0% 54.5% 66.4% 64.2% 60.7% 56.8% 63.2%

18 Genesis Indemnity Insurance Co N 1.4% 1.4% 1.2% 1.1% 1.1% 1,156 1,138 904 904 860 66.2% 79.4% 71.7% 88.1% 86.5% 71.4% 79.3%

19 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 0.4% 1.1% - - 7 354 851 -- -- 63.7% 15.6% 27.7% 21.8% --

20 Alterra Excess & Surplus Ins N 0.0% 0.1% 0.8% 0.9% 1.0% - 84 625 760 798 -- 55.9% 31.4% 15.8% 23.0% 21.7% --

21 Admiral Insurance Co. N 1.2% 1.3% 1.4% 1.0% 1.0% 948 1,094 1,065 847 793 45.6% 62.3% -32.1% 84.8% 364.4% 106.8% 91.5%

22 Century Surety Co. N 1.4% 1.4% 1.4% 1.1% 0.9% 1,128 1,204 1,131 892 754 37.0% 30.0% 40.4% 10.0% -2.4% 17.7% 25.7%

23 Burlington Insurance Co. N 0.8% 1.0% 1.2% 0.6% 0.8% 652 825 916 519 655 86.5% 42.7% 84.6% -131.0% 106.8% 36.1% 50.3%

24 Rockhill Insurance Co. N 0.0% 0.1% 0.2% 0.1% 0.8% 35 44 143 65 630 64.6% 91.4% -44.9% 164.1% -16.5% 10.3% 20.1%

25 Essex Insurance Co. N 1.3% 0.9% 0.5% 0.7% 0.8% 1,036 779 425 578 603 63.5% 6.0% 5.1% 67.3% 88.1% 45.1% 47.0%

26 Navigators Specialty Ins Co. N 0.1% 0.1% 0.0% 0.1% 0.7% 45 67 10 53 544 -281.8% 15.3% 38.9% 53.2% 39.7% 38.7% 30.6%

27 General Star Indemnity Co. N 0.7% 0.4% 0.5% 0.3% 0.7% 581 310 428 245 541 39.9% -291.1% 164.7% -142.4% 349.9% 164.0% 25.8%

28 Torus Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.7% (3) 12 14 36 529 59.9% 13.6% -- -- 18.6% 20.3% 20.7%

29 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.0% 1.3% 0.6% - - - 1,055 507 -- -- -- 42.5% 32.7% -- --

30 Allied World Assr Co. (U.S.) N 0.1% 0.4% 1.0% 1.0% 0.6% 64 343 784 789 499 -- -377.7% 36.7% 18.9% 3.3% 14.5% -18.5%

31 Executive Risk Spclty Ins Co. N 0.5% 0.4% 0.7% 0.5% 0.6% 394 320 521 419 493 4.1% 110.2% 26.5% 30.5% 220.6% 19.1% 78.0%

32 Darwin Select Insurance Co. N 0.4% 0.4% 0.3% 0.3% 0.6% 316 337 248 207 470 65.0% 61.7% 11.5% -5.8% 21.5% 7.2% 30.8%

33 Mt. Hawley Insurance Co. N 0.8% 1.0% 0.9% 0.8% 0.6% 696 803 678 688 450 -2.0% -1.5% -1.8% 6.0% 0.4% 1.6% 0.3%

34 Aspen Specialty Insurance Co. N 0.4% 0.2% 0.0% 0.3% 0.6% 298 181 - 212 440 3.9% 7.1% 269.6% 23.2% 34.3% 50.2% 26.8%

35 James River Insurance Co. N 0.9% 1.3% 0.5% 0.5% 0.5% 719 1,100 414 390 413 111.6% 63.0% -14.0% -49.2% 112.0% 4.6% 48.5%

36 Columbia Casualty Co. N 0.5% 0.5% 0.6% 0.4% 0.5% 381 463 462 341 370 23.2% 90.6% 53.2% 63.1% 2.2% 13.0% 48.2%

37 Hudson Specialty Insurance Co. N 0.6% 0.7% 0.5% 0.3% 0.5% 485 561 414 270 369 50.4% 19.7% 43.5% 75.1% -7.0% 25.5% 35.8%

38 Nautilus Insurance Co. N 0.5% 0.6% 0.8% 0.4% 0.4% 441 525 631 308 356 1.2% 24.9% 4.5% 161.7% 215.2% 78.8% 68.2%

39 American Safety Indemnity Co. N 0.3% 0.2% 0.3% 0.4% 0.4% 232 187 243 362 347 64.1% 64.6% 56.1% 47.8% 0.0% 17.2% 41.1%

40 St. Paul Surplus Lines Ins Co. N 1.3% 0.6% 0.7% 0.6% 0.4% 1,044 497 514 519 344 31.8% 82.5% 281.1% 36.9% -83.3% 54.1% 67.9%

41 General Sec Indem Co. of AZ N 0.1% 0.2% 0.1% 0.3% 0.3% 85 153 107 216 277 90.0% -28.3% 17.2% 0.7% 298.8% 142.9% 104.5%

42 Princeton Excess & Surplus N 0.5% 0.4% 0.4% 0.5% 0.3% 417 371 329 382 264 -128.7% 28.1% -7.1% 20.8% 4.5% 6.9% -13.0%

43 First Specialty Insurance Corp N 0.3% 0.1% 0.0% 0.0% 0.3% 215 105 (14) 8 222 35.0% -411.8% -- 696.7% -179.0% 119.7% -33.3%

44 Tudor Insurance Co. N 0.4% 0.3% 0.4% 0.3% 0.3% 306 286 304 248 211 27.0% -141.9% 19.2% 0.7% 46.2% 13.1% -11.2%

45 Capitol Specialty Ins Corp. N 0.1% 0.0% 0.2% 0.3% 0.3% 75 40 128 245 209 45.8% -3.7% 931.6% -35.9% 83.0% 183.8% 145.8%

46 Gotham Insurance Co. N 0.2% 0.1% 0.1% 0.1% 0.3% 154 64 114 98 207 19.4% 4.5% -13.4% -1.9% 18.1% -0.4% 5.5%

47 Maiden Specialty Insurance Co. N 0.2% 0.3% 0.4% 0.4% 0.2% 169 292 292 335 184 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

48 Gemini Insurance Co. N -0.1% 0.0% 0.0% 0.0% 0.2% (109) 4 15 39 181 53.6% 10.4% 83.6% -540.2% 67.8% -74.3% 1.2%

49 Northfield Insurance Co. N 0.3% 0.4% 0.2% 0.3% 0.2% 210 370 176 205 178 -37.9% -69.2% 69.0% -47.5% -4.1% 7.0% -18.3%50 Homeland Insurance Co. of NY N 0.3% 0.4% 0.2% 0.2% 0.2% 223 324 132 154 136 13.9% 18.8% -31.0% -5.0% 15.3% -8.8% 4.9%

*Note: Type is defined as follows; N = National Writers (> 20 States), R = Regional Writers (2-19 States), S = Single State Writer - Based on all lines of direct premiums written for each state & territory.

Direct Premiums Written ($000)Market Share

Ran

k

Typ

e*

Direct Loss & Loss Adj Exp Ratio (%)

Source: SNL Financial LC

Alabama State Report Summary




measured by DEP)

57.1

%

93.1

%

65.6

%

15.7

%

108.

9%

36.8

%

58.2

%67

.4%

45.5

%

57.9

%68

.0%

48.2

%

65.2

%

65.0

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Occurrence)

Allied Lines

(Sub)

Fire Homeowners

MP

Oth Liab

(Claims)

All Other Total



23.2%

15.0%

13.5%

13.2%

9.5%

25.5%

Oth Liab (Occurrence) Allied Lines (Sub) Homeowners MP

Fire Oth Liab (Claims) All Other Lines


18.2%

8.1%

5.7%

5.5%

5.0%

57.6%


GeoVera Specialty Insurance Co

Scottsdale Insurance Co.


Landmark American Insurance Co



38.9%

43.8%

13.8%

3.5%




State: Alabama

LOB: All lines of business

Company Name 2006 2007 2008 2009 2010 2006 2007 2008 2009 2010 2006 2007 2008 2009 2010 3Yr Avg 5Yr Avg

USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 375,003 337,139 316,076 310,142 315,715 5.3% 40.7% 96.3% 70.5% 58.2% 68.2% 53.2%

1 Lexington Insurance Co. N 19.9% 21.2% 23.3% 19.1% 18.2% 74,502 71,577 73,793 59,242 57,545 -142.2% 54.9% 288.8% 160.0% 113.7% 188.6% 98.9%

2 GeoVera Specialty Insurance Co R 0.8% 2.3% 4.2% 6.0% 8.1% 2,927 7,607 13,182 18,754 25,490 34.8% 64.5% 59.0% 26.1% 21.3% 29.3% 34.2%

3 Scottsdale Insurance Co. N 5.4% 5.5% 5.8% 5.7% 5.7% 20,139 18,711 18,207 17,769 18,050 43.6% 46.8% 41.3% 67.8% 43.4% 38.0% 48.5%

4 Steadfast Insurance Co. N 4.0% 3.5% 4.8% 4.3% 5.5% 15,146 11,803 15,279 13,306 17,241 61.6% 5.6% -14.8% 85.0% 24.3% 23.3% 32.1%

5 Landmark American Insurance Co N 5.1% 4.3% 4.7% 5.4% 5.0% 19,208 14,630 14,967 16,620 15,680 -168.8% 13.4% 18.5% 19.9% 38.5% 24.8% -19.0%

6 Westchester Surplus Lines Ins N 4.9% 4.0% 5.2% 4.1% 3.2% 18,269 13,611 16,349 12,753 10,100 -140.9% 5.6% 10.9% 47.7% 41.3% 26.3% -13.0%


8 Columbia Casualty Co. N 2.6% 4.0% 2.6% 3.7% 3.1% 9,568 13,610 8,244 11,344 9,672 80.8% 30.2% 46.4% 33.2% 151.0% 65.9% 66.4%

9 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.2% 1.8% 3.0% - - 705 5,710 9,427 -- -- 29.7% 26.3% 53.2% 40.5% --

10 Arch Specialty Insurance Co. N 3.1% 3.3% 2.9% 3.2% 2.3% 11,773 11,225 9,233 9,947 7,393 70.5% 77.9% -26.9% 42.1% 16.6% 7.5% 39.1%

11 AXIS Surplus Insurance Co. N 0.4% 0.3% 0.7% 0.3% 2.1% 1,585 1,007 2,099 1,080 6,733 -637.3% -35.4% -207.6% -46.4% 37.7% -28.3% -113.4%

12 Chubb Custom Insurance Co. N 1.3% 1.4% 1.9% 1.8% 1.6% 4,999 4,642 6,041 5,552 5,117 167.2% 41.0% 91.3% -22.4% 101.4% 46.1% 73.8%

13 Chartis Specialty Insurance Co N 3.7% 4.3% 3.6% 2.3% 1.6% 13,815 14,529 11,517 7,253 4,950 44.1% 120.1% 176.3% -15.8% 20.8% 91.3% 85.0%

14 American Safety Indemnity Co. N 0.1% 0.6% 0.9% 0.9% 1.5% 328 2,054 2,901 2,702 4,857 262.4% 276.3% 56.1% 47.8% 209.4% 71.4% 134.0%

15 Evanston Insurance Co. N 2.2% 2.4% 2.4% 1.8% 1.5% 8,219 8,225 7,717 5,445 4,666 42.2% 30.3% 31.5% 47.1% -7.3% 23.4% 31.4%

16 Admiral Insurance Co. N 2.6% 2.2% 1.9% 1.7% 1.5% 9,871 7,556 5,895 5,361 4,661 110.3% 32.0% 57.5% 79.0% 68.3% 45.8% 70.6%

17 Essex Insurance Co. N 1.3% 1.5% 1.1% 1.2% 1.5% 5,020 5,209 3,353 3,644 4,647 6.5% 21.3% 42.3% 137.0% -70.9% 22.1% 21.9%

18 North Light Specialty Ins Co. R -- -- 0.0% 0.9% 1.4% -- -- - 2,943 4,417 -- -- -- 2.0% 2.8% -- --

19 QBE Specialty Insurance Co. N 0.3% 0.7% 0.2% 1.9% 1.3% 1,126 2,261 696 5,823 4,127 67.7% 92.6% 83.4% 25.0% 6.9% 21.7% 39.9%

20 Catlin Specialty Insurance Co. N 0.6% 0.7% 0.7% 1.2% 1.2% 2,176 2,288 2,168 3,714 3,769 41.6% 46.7% 37.0% 53.1% 195.7% 107.4% 88.0%

21 Princeton Excess & Surplus N 0.6% 0.6% 0.7% 1.3% 1.1% 2,400 2,129 2,088 4,003 3,583 82.5% -12.7% 27.9% 28.8% -30.7% 6.1% 14.9%

22 Nautilus Insurance Co. N 1.2% 1.2% 1.0% 0.9% 1.1% 4,663 4,104 3,210 2,806 3,448 60.9% 30.5% 18.8% 28.0% 13.2% 13.1% 31.5%

23 Alterra Excess & Surplus Ins N 0.0% 0.1% 1.2% 1.5% 1.1% - 500 3,755 4,566 3,441 -- 241.4% -6.0% 27.7% 34.9% 28.2% --

24 Western Heritage Insurance Co. N 1.5% 1.3% 1.2% 1.1% 1.0% 5,752 4,496 3,798 3,458 3,301 50.6% 14.3% 14.2% 46.3% 59.0% 25.6% 36.2%

25 Liberty Surplus Insurance Corp N 1.0% 1.2% 0.9% 0.9% 1.0% 3,637 4,026 2,925 2,876 3,295 29.0% 59.2% 52.8% 61.9% -7.8% 16.0% 40.4%

26 Indian Harbor Insurance Co. N 3.5% 1.5% 1.3% 1.0% 1.0% 12,960 5,219 4,124 3,183 3,056 13.9% 47.0% 9.1% 63.7% -- 280.1% 128.1%

27 Illinois Union Insurance Co. N 1.3% 0.8% 0.8% 0.6% 1.0% 4,722 2,589 2,451 1,926 3,019 328.3% 117.8% 706.0% -251.8% -27.7% 138.8% 195.7%

28 Homeland Insurance Co. of NY N 0.6% 1.0% 0.9% 1.0% 0.9% 2,383 3,260 2,975 3,035 2,790 37.0% 18.7% 45.8% 44.1% -49.6% 9.3% 17.7%

29 Hudson Specialty Insurance Co. N 0.4% 0.5% 0.6% 0.8% 0.8% 1,499 1,667 1,883 2,614 2,465 84.7% 112.6% 25.6% 54.8% 73.2% 24.2% 67.9%

30 American Western Home Ins Co. N 0.6% 0.6% 0.8% 0.8% 0.8% 2,304 2,059 2,392 2,618 2,391 -16.5% 73.2% 177.4% -20.4% 47.1% 63.8% 51.6%

31 Century Surety Co. N 0.7% 0.4% 0.5% 0.6% 0.7% 2,798 1,511 1,575 1,918 2,355 79.1% 56.3% -0.9% 47.6% 52.1% 28.5% 52.2%

32 Interstate Fire & Casualty Co. N 1.2% 1.1% 0.9% 0.9% 0.7% 4,538 3,662 2,945 2,692 2,219 101.7% 65.8% 70.3% -23.1% 7.3% 15.7% 51.1%

33 Montpelier U.S. Insurance Co. N 0.0% 0.0% 0.3% 0.4% 0.7% - - 1,031 1,391 2,181 -- -- 76.2% 52.0% 76.9% 54.5% --

34 Cincinnati Spclty Underwriters N -- 0.0% 0.1% 0.3% 0.7% -- - 173 955 2,105 -- -- 35.0% 39.3% 40.4% 23.2% --

35 Aspen Specialty Insurance Co. N 0.3% 0.4% 0.0% 0.1% 0.6% 1,068 1,492 (31) 341 2,011 57.7% 15.8% 13.5% 93.7% 33.8% 30.2% 32.7%

36 Houston Casualty Co. N 0.4% 1.0% 1.0% 1.1% 0.6% 1,681 3,262 3,056 3,368 1,866 -- 298.2% -426.6% 95.6% -16.4% -153.2% 141.7%

37 Great American E & S Ins Co. N 0.2% 0.2% 0.2% 1.1% 0.5% 717 798 741 3,285 1,680 -71.3% -23.2% 135.2% 169.6% 278.7% 187.9% 157.5%


39 James River Insurance Co. N 1.3% 1.1% 1.0% 0.5% 0.5% 4,901 3,579 3,262 1,658 1,649 41.4% 18.5% 60.6% 21.7% 21.2% 30.9% 34.5%

40 Canal Indemnity Co. R 0.9% 0.8% 0.7% 0.6% 0.5% 3,372 2,768 2,112 1,717 1,631 43.2% 65.0% 108.7% 45.2% 78.6% 43.0% 66.0%

41 Allied World Assr Co. (U.S.) N 0.4% 0.4% 0.5% 0.4% 0.5% 1,571 1,320 1,716 1,132 1,628 -99.1% 64.2% 22.6% 2.4% 0.7% 4.1% 5.1%

42 National Fire & Marine Ins Co. N 3.5% 2.6% 0.8% 0.6% 0.5% 13,172 8,740 2,408 1,942 1,601 27.1% 2.2% 12.6% -15.3% 0.1% -0.9% 9.8%

43 First Mercury Insurance Co. N 0.5% 0.5% 0.6% 0.7% 0.5% 1,979 1,749 1,968 2,092 1,594 49.8% 43.3% 91.6% 9.9% 114.6% 54.3% 60.4%

44 Mt. Hawley Insurance Co. N 1.0% 0.6% 0.6% 0.5% 0.5% 3,782 2,004 1,778 1,609 1,588 32.1% -51.6% 8.1% 69.0% -5.7% 14.1% 8.0%

45 Rockhill Insurance Co. N 0.9% 0.5% 0.4% 0.4% 0.5% 3,400 1,826 1,333 1,294 1,474 5.1% 5.1% 10.2% 40.1% 7.3% 15.5% 12.3%

46 Travelers Excess & Surplus N 0.0% 0.0% 0.1% 0.4% 0.5% 46 164 326 1,212 1,438 -194.3% 126.1% 311.0% 149.5% 39.3% 111.7% 110.4%

47 United National Insurance Co. N 0.3% 0.2% 0.3% 0.3% 0.5% 1,123 658 856 939 1,434 230.0% -566.0% -85.9% -264.1% -59.1% -93.1% -108.2%

48 Darwin Select Insurance Co. N 0.7% 0.6% 0.7% 0.5% 0.5% 2,789 2,142 2,091 1,405 1,428 65.0% 60.0% 15.2% 21.0% 17.4% 12.8% 36.7%

49 Everest Indemnity Insurance Co N 0.8% 0.8% 0.5% 0.6% 0.4% 3,047 2,654 1,437 1,842 1,312 67.9% 43.3% 4.0% 21.0% 64.7% 19.5% 40.4%

50 Penn-Star Insurance Co. N 0.5% 0.6% 0.6% 0.6% 0.4% 1,957 1,885 1,798 1,743 1,286 51.2% 17.0% 38.3% 36.3% 17.5% 24.7% 33.3%



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Arkansas State Report Summary




measured by DEP)

6.7%

174.

7%

108.

7%

41.0

%

33.9

% 39.9

%

60.7

%

92.0

%

38.2

% 48.2

%

114.

2%

27.5

%

64.5

%

65.1

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

180.0%

200.0%

Oth Liab

(Occurrence)

Allied Lines

(Sub)

Fire Oth Liab

(Claims)

Med Prof Liab All Other Total



24.9%

15.5%

12.6%

11.8%

7.4%

27.8%

Oth Liab (Occurrence) Allied Lines (Sub) Fire

Oth Liab (Claims) Med Prof Liab All Other Lines


9.5%

8.5%

6.1%

4.3%

3.7%67.8%


Great American E & S Ins Co.

Chartis Specialty Insurance Co





41.1%

52.8%

1.7%

4.4%




State: Arkansas



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 169,168 154,316 139,132 138,005 133,817 64.1% 30.3% 98.4% 59.0% 60.7% 65.2% 61.9%

1 Lexington Insurance Co. N 19.3% 14.3% 17.2% 12.4% 9.5% 32,677 21,998 23,962 17,131 12,748 46.3% -24.5% 133.1% 64.6% 252.9% 133.8% 76.2%

2 Great American E & S Ins Co. N 1.7% 5.8% 12.3% 9.7% 8.5% 2,842 8,938 17,051 13,326 11,337 -24.5% -73.1% 7.5% 16.7% 17.2% 12.5% 3.0%

3 Chartis Specialty Insurance Co N 5.1% 6.5% -0.2% 5.2% 6.1% 8,599 10,013 (309) 7,216 8,209 364.8% -45.4% -- 169.4% -10.1% 231.6% 226.3%




7 Houston Casualty Co. N 2.3% 2.4% 2.5% 2.2% 3.3% 3,824 3,685 3,547 2,982 4,414 51.8% -9.2% 228.8% -228.2% 125.4% 43.7% 38.2%


9 Columbia Casualty Co. N 3.0% 2.6% 2.9% 2.9% 3.0% 5,122 4,079 4,080 3,943 4,053 111.9% 258.0% -13.3% 50.2% 25.6% 19.4% 91.5%

10 Colony Insurance Co. N 2.9% 3.1% 3.5% 3.3% 2.9% 4,825 4,849 4,904 4,552 3,872 108.6% -52.6% 177.2% 5.7% -48.5% 42.0% 38.3%

11 Essex Insurance Co. N 3.5% 3.4% 2.7% 2.2% 2.7% 5,943 5,212 3,753 2,984 3,638 35.2% 85.4% 101.3% 53.5% 30.1% 58.0% 62.4%

12 Westchester Surplus Lines Ins N 1.4% 1.1% 0.7% 1.3% 2.3% 2,401 1,637 1,032 1,812 3,022 130.9% -49.3% 141.0% 89.9% 70.2% 90.0% 75.0%



15 Catlin Specialty Insurance Co. N 0.3% 0.3% 1.5% 1.8% 2.1% 452 515 2,021 2,455 2,785 158.5% 43.0% 69.5% 52.0% 57.3% 52.4% 61.3%

16 Chubb Custom Insurance Co. N 1.2% 4.0% 2.5% 1.4% 2.0% 2,072 6,104 3,458 1,925 2,705 -1.2% 22.0% 176.6% 16.7% 154.2% 116.2% 83.9%

17 Burlington Insurance Co. N 2.8% 2.5% 2.7% 2.1% 1.8% 4,666 3,892 3,770 2,885 2,440 33.7% 48.9% 76.2% 21.0% 12.4% 37.1% 40.3%

18 First Mercury Insurance Co. N 0.2% 0.3% 0.5% 1.0% 1.6% 296 460 695 1,430 2,193 35.4% 28.8% 60.3% 44.0% 70.4% 43.3% 56.5%


20 Northfield Insurance Co. N 0.6% 0.6% 0.7% 0.8% 1.5% 967 883 922 1,145 1,994 15.3% 115.5% 41.5% 37.8% 80.5% 62.4% 60.6%


22 QBE Specialty Insurance Co. N 0.0% 0.1% 0.8% 2.3% 1.5% 8 112 1,088 3,211 1,974 18.5% 17.1% 37.4% 47.3% 39.3% 35.7% 42.4%

23 Landmark American Insurance Co N 1.3% 1.2% 1.3% 1.4% 1.4% 2,208 1,904 1,802 1,877 1,850 45.2% 60.1% 57.7% 24.0% 29.6% 33.0% 44.1%

24 AXIS Surplus Insurance Co. N 1.0% 1.1% 0.9% 1.1% 1.4% 1,742 1,707 1,246 1,509 1,839 -75.2% 43.9% -10.4% 1.4% 385.7% 138.2% 83.1%

25 Arch Specialty Insurance Co. N 0.9% 1.3% 1.1% 1.1% 1.2% 1,577 2,065 1,568 1,493 1,646 61.7% 12.8% 84.7% 19.6% 33.9% 37.9% 42.8%

26 Interstate Fire & Casualty Co. N 1.0% 1.1% 1.1% 0.7% 1.2% 1,708 1,632 1,463 1,025 1,594 44.5% 63.5% 29.3% -6.0% -19.0% 1.8% 26.2%


28 Mount Vernon Fire Insurance Co N 1.0% 1.1% 1.2% 1.0% 1.1% 1,776 1,666 1,622 1,445 1,416 40.3% 46.6% 79.2% 81.2% 60.6% 69.5% 60.9%

29 Endurance Amer Spclty Ins Co. N 0.1% 0.5% 0.5% 0.9% 1.1% 158 804 754 1,224 1,412 10.7% 27.2% 292.8% 30.7% 29.0% 89.0% 85.2%

30 American Safety Indemnity Co. N 0.6% 0.6% 0.6% 0.8% 1.0% 949 984 857 1,061 1,294 47.3% 63.2% 56.1% 47.8% -123.2% 4.5% 14.2%


32 Omega US Insurance Inc. N -- 0.0% 0.0% 0.9% 0.8% -- - 18 1,288 1,134 -- -- 47.2% 146.6% 82.7% 104.5% --

33 Century Surety Co. N 1.0% 0.9% 0.8% 0.9% 0.8% 1,683 1,402 1,089 1,267 1,121 108.7% 30.0% 176.4% 186.3% 14.7% 113.0% 99.4%

34 Alterra Excess & Surplus Ins N 0.0% 0.2% 0.9% 1.0% 0.8% - 248 1,258 1,314 1,115 -- 58.0% 53.7% 37.0% 48.6% 44.4% --

35 Homeland Insurance Co. of NY N 0.9% 0.3% 0.6% 0.7% 0.8% 1,471 468 837 944 1,036 23.3% 41.2% 50.8% 64.2% 24.8% 24.7% 38.0%

36 National Fire & Marine Ins Co. N 0.5% 0.5% 0.7% 0.7% 0.7% 795 722 988 980 911 143.6% 52.4% 90.9% 97.8% -3.7% 51.1% 78.2%

37 Hallmark Specialty Ins Co. N 0.0% 0.0% 0.0% 0.0% 0.7% - - - 18 909 -- -- -- 60.0% 58.8% -- --

38 Maxum Indemnity Co. N 0.5% 0.6% 0.7% 0.6% 0.7% 845 855 915 867 899 61.6% 40.8% 21.1% 20.6% 35.1% 16.4% 35.9%

39 Hudson Specialty Insurance Co. N 1.6% 2.1% 0.7% 0.8% 0.7% 2,636 3,184 945 1,045 870 81.6% 121.6% 51.6% -52.0% 104.5% 11.7% 78.6%

40 Montpelier U.S. Insurance Co. N 0.0% 0.0% 0.0% 0.3% 0.6% - - 1 443 849 -- -- 45.5% 41.7% 43.7% 38.6% --

41 Torus Specialty Insurance Co. N 0.0% 2.7% 0.5% 0.0% 0.6% - 4,199 717 34 814 -- 80.5% 99.5% 328.4% -99.1% 78.4% --

42 St. Paul Surplus Lines Ins Co. N 2.4% 1.3% 1.5% 0.6% 0.6% 4,084 1,983 2,077 872 781 68.7% 104.7% -55.2% 780.7% -58.7% 133.8% 97.3%

43 American Western Home Ins Co. N 1.5% 1.4% 0.8% 0.6% 0.6% 2,559 2,148 1,180 829 741 42.6% 62.0% 48.8% 45.7% 122.7% 59.7% 57.8%

44 Western World Insurance Co. N 0.7% 0.9% 0.7% 0.6% 0.5% 1,188 1,423 921 801 733 49.0% 40.5% 34.9% 115.2% -20.2% 46.1% 43.6%

45 Maiden Specialty Insurance Co. N 1.7% 0.2% 0.4% 0.5% 0.5% 2,958 337 506 690 729 5.1% -11.0% 22.3% 117.5% -13.1% 34.7% 15.4%

46 Indian Harbor Insurance Co. N 0.7% 0.6% 0.7% 0.4% 0.5% 1,106 967 995 516 713 11.7% 215.8% 76.9% 292.7% 368.9% 172.5% 166.5%

47 Rockhill Insurance Co. N 0.6% 0.4% 0.6% 0.5% 0.5% 957 677 807 698 662 65.0% 60.8% 40.9% 442.3% 42.0% 166.2% 133.3%

48 USF Insurance Co. N 0.6% 0.5% 0.4% 0.4% 0.5% 1,082 712 604 526 652 1.1% 12.8% 33.4% 383.7% -133.8% 77.5% 45.2%

49 Amer Empire Surplus Lines Ins N 0.6% 0.5% 0.6% 0.6% 0.5% 1,076 795 889 777 649 18.6% -32.4% 75.1% 61.7% -40.5% 38.2% 17.6%

50 Gemini Insurance Co. N 0.0% 0.2% 0.6% 0.5% 0.5% (29) 309 871 629 647 55.2% 60.7% 47.9% -10.4% 64.4% 22.6% 35.1%



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Arizona State Report Summary




measured by DEP)

-92.

0%

-5.3

%

412.

3%

98.8

%

542.

6%

141.

7%

105.

5%

52.7

%

34.4

% 62.1

%

39.8

%

211.

8%

92.7

%

89.2

%

-200.0%

-100.0%

0.0%

100.0%

200.0%

300.0%

400.0%

500.0%

600.0%

Oth Liab

(Occurrence)

Med Prof Liab Oth Liab

(Claims)

Fire Allied Lines

(Sub)

All Other Total



34.0%

19.4%

16.3%

10.8%

6.4%

13.1%

Oth Liab (Occurrence) Med Prof Liab Oth Liab (Claims)

Fire Allied Lines (Sub) All Other Lines


31.0%

5.7%

4.6%

3.6%3.0%

52.0%



Columbia Casualty Co.

First Mercury Insurance Co.

Darwin Select Insurance Co.



21.7%

73.9%

0.3%4.0%




State: Arizona



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 499,849 421,667 313,150 243,812 239,250 62.2% 53.0% 72.3% 156.5% 105.5% 93.0% 82.9%

1 Lexington Insurance Co. N 21.6% 22.8% 29.4% 28.6% 31.0% 108,105 96,224 92,220 69,723 74,084 62.2% 68.3% 166.5% 217.2% 180.4% 172.2% 133.9%


3 Columbia Casualty Co. N 2.0% 1.9% 2.7% 4.4% 4.6% 10,197 7,932 8,350 10,677 11,113 104.4% 41.3% -31.8% 28.7% 61.3% 29.2% 46.9%





8 Chubb Custom Insurance Co. N 1.0% 1.4% 0.5% 1.7% 2.2% 5,147 5,801 1,693 4,231 5,352 2.4% 148.2% 69.4% 86.5% 325.1% 182.7% 147.6%


10 Colony Insurance Co. N 1.7% 1.7% 2.1% 2.4% 2.1% 8,353 7,200 6,442 5,965 5,002 76.1% -68.2% -9.6% 245.6% 40.0% 85.8% 50.8%

11 Indian Harbor Insurance Co. N 1.6% 1.5% 1.8% 2.0% 1.7% 7,788 6,396 5,555 4,823 4,131 42.0% 182.4% 49.9% 45.8% 129.6% 46.3% 90.8%

12 National Fire & Marine Ins Co. N 6.9% 4.9% 2.8% 3.0% 1.7% 34,642 20,755 8,884 7,364 4,004 48.6% 37.0% 75.2% 107.9% 132.1% 77.4% 62.1%



15 Liberty Surplus Insurance Corp N 0.9% 0.5% 1.0% 0.9% 1.4% 4,648 2,288 3,040 2,088 3,349 83.5% 33.4% 64.4% 231.4% 36.9% 90.0% 89.9%

16 Chartis Specialty Insurance Co N 4.7% 3.1% 3.5% 1.7% 1.3% 23,490 13,123 11,116 4,082 3,220 186.5% 124.4% 112.1% -- -18.9% 435.0% 295.5%

17 Gemini Insurance Co. N 3.6% 1.0% 1.0% 0.2% 1.3% 17,947 4,095 3,230 501 3,121 60.2% 60.5% 60.0% 100.0% 55.1% 15.4% 62.1%

18 Princeton Excess & Surplus N 0.3% 0.2% 0.2% 0.9% 1.3% 1,285 793 783 2,098 3,086 -32.2% 143.5% -148.7% 3.5% 57.0% 6.6% 10.6%



21 Arch Specialty Insurance Co. N 1.5% 2.0% 0.9% 1.4% 1.2% 7,406 8,431 2,898 3,415 2,861 51.1% 39.2% 1.4% 0.0% -4.1% -5.2% 29.3%


23 United Specialty Insurance Co. N 0.0% 1.1% 1.8% 1.4% 1.1% - 4,560 5,770 3,430 2,572 -- 2.2% 4.7% 155.6% -132.5% 20.5% --


25 American Safety Indemnity Co. N 3.1% 1.2% 1.2% 0.4% 1.0% 15,433 5,241 3,721 908 2,291 63.9% 51.0% 56.1% 47.8% 392.5% 83.1% 78.4%

26 Homeland Insurance Co. of NY N 0.5% 0.9% 0.6% 1.2% 1.0% 2,496 3,610 1,942 2,896 2,289 59.6% 10.3% 18.8% 7.5% -42.8% -11.7% 10.9%


28 Westchester Surplus Lines Ins N 1.1% 0.7% 1.4% 2.1% 1.0% 5,561 3,126 4,432 5,082 2,282 66.9% 21.8% 69.2% 77.9% 69.3% 59.7% 62.0%

29 USF Insurance Co. N 2.2% 1.6% 1.3% 1.1% 0.9% 11,065 6,809 4,163 2,788 2,251 18.9% 1.0% 62.7% 16.9% 39.4% 24.5% 21.8%

30 Houston Casualty Co. N 0.8% 0.9% 1.1% 1.3% 0.9% 3,814 3,646 3,566 3,137 2,207 186.1% 30.4% 19.5% 23.0% 11.0% -9.8% 57.3%

31 Aspen Specialty Insurance Co. N 0.6% 0.2% 0.0% 0.3% 0.9% 2,821 949 4 727 2,111 54.5% 75.3% -974.1% -- 40.7% 46.9% 66.8%


33 Allied World Assr Co. (U.S.) N 0.4% 0.7% 0.6% 0.8% 0.8% 1,866 2,743 1,933 1,967 1,963 166.0% 81.6% 17.4% 52.8% 20.4% 26.7% 73.8%

34 General Star Indemnity Co. N 1.0% 1.2% 1.1% 1.1% 0.8% 5,228 5,118 3,497 2,691 1,955 23.3% 77.0% 14.9% 134.9% 11.3% 42.8% 49.8%

35 Navigators Specialty Ins Co. N 1.5% 2.1% 1.2% 1.2% 0.8% 7,632 8,685 3,728 2,840 1,825 54.0% 0.5% 92.6% 142.9% 8.1% 80.2% 52.7%


37 First Specialty Insurance Corp N 1.9% 0.6% 0.5% 0.9% 0.7% 9,584 2,637 1,431 2,106 1,652 15.7% -27.3% 210.8% -25.4% 102.8% 51.2% 25.3%

38 Great American E & S Ins Co. N 0.4% 1.1% 0.7% 0.6% 0.7% 1,896 4,486 2,244 1,520 1,576 21.3% 7.1% 118.8% 147.1% 37.5% 100.2% 73.6%

39 Companion Specialty Ins Co. N -- -- 0.0% 0.3% 0.6% -- -- - 627 1,543 -- -- -- 33.3% 42.1% -- --

40 United National Insurance Co. N 0.6% 0.5% 0.3% 0.5% 0.6% 3,238 2,203 1,008 1,336 1,491 147.5% 127.5% 250.3% -177.7% 99.4% 71.6% 113.1%

41 Philadelphia Insurance Co. N 0.2% 0.3% 0.6% 0.7% 0.6% 913 1,332 1,745 1,780 1,401 70.5% 28.1% 50.5% 47.2% 172.4% 57.3% 73.0%


43 Alterra Excess & Surplus Ins N 0.0% 0.1% 0.3% 0.4% 0.6% - 333 909 1,067 1,380 -- 177.0% 116.7% 88.9% 158.4% 78.8% --

44 Fireman's Fund Ins Co. of Ohio N 0.0% 0.1% 0.2% 0.2% 0.5% 9 326 762 513 1,142 -- -37.9% 94.2% -46.7% 61.3% 38.0% 17.1%

45 North American Capacity Ins Co N 1.4% 1.0% 0.7% 0.6% 0.4% 6,941 4,263 2,282 1,490 983 40.6% -19.0% -22.2% 351.1% -- 184.6% 125.1%

46 Everest Indemnity Insurance Co N 1.6% 1.9% 1.2% 0.6% 0.4% 7,798 8,186 3,845 1,554 937 26.7% 84.1% 61.8% 87.3% -31.5% 39.1% 52.5%

47 Maiden Specialty Insurance Co. N 0.2% 0.4% 0.5% 0.5% 0.4% 802 1,692 1,677 1,320 918 52.8% 50.6% 55.5% 19.2% -- 459.3% 313.6%

48 Maxum Indemnity Co. N 0.2% 0.2% 0.2% 0.3% 0.4% 987 930 774 791 910 40.1% 49.5% 92.7% -5.0% 0.4% 19.4% 36.2%

49 Mt. Hawley Insurance Co. N 1.2% 1.2% 0.9% 0.5% 0.4% 6,131 4,962 2,798 1,188 872 49.8% 52.1% 56.1% 263.2% 35.5% 91.7% 73.0%

50 Cincinnati Spclty Underwriters N -- 0.0% 0.1% 0.1% 0.4% -- - 179 320 847 -- -- 36.0% 56.7% 223.6% 132.8% --



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California State Report Summary




measured by DEP)

93.1

%

54.3

%

24.5

%

3.6%

72.0

%

63.4

%

59.7

%

58.7

%

95.1

%

33.3

%

-4.0

%

25.8

%

61.7

%

59.9

%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Earthquake Allied Lines

(Sub)

All Other Total



26.1%

22.2%

10.7%

10.3%

7.4%

23.3%

Oth Liab (Occurrence) Oth Liab (Claims) Earthquake



20.0%

5.0%

3.7%

3.3%

3.0%

65.0%




Empire Indemnity Insurance Co.




37.5%

56.6%

0.7%

5.3%




State: California



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 5,308,262 4,955,873 4,069,736 3,671,334 3,444,667 49.3% 50.6% 59.2% 56.1% 59.7% 43.2% 54.5%

1 Lexington Insurance Co. N 18.2% 21.6% 22.8% 24.6% 20.0% 967,395 1,069,509 927,011 903,739 689,272 38.4% 50.4% 56.4% 52.6% 65.7% 47.5% 52.5%


3 Chartis Specialty Insurance Co N 5.0% 7.1% 5.4% 2.8% 3.7% 265,369 351,592 218,197 101,557 126,745 79.9% 61.8% 158.7% 137.9% 51.4% 104.5% 100.3%

4 Empire Indemnity Insurance Co. N 2.4% 3.2% 3.1% 3.4% 3.3% 126,910 158,084 125,721 124,994 114,115 6.2% -8.7% 2.6% 3.4% 1.2% 1.9% 0.5%


6 QBE Specialty Insurance Co. N 0.1% 0.2% 0.8% 2.4% 2.6% 6,312 8,084 30,618 89,544 90,343 27.7% 7.9% 34.7% 20.9% 33.3% 21.6% 27.3%




10 Illinois Union Insurance Co. N 2.4% 2.6% 2.7% 2.0% 2.3% 125,320 128,659 110,357 72,280 78,704 65.1% 60.6% 81.7% 70.9% 56.0% 55.4% 67.5%

11 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.1% 1.4% 2.3% - - 2,684 53,027 77,919 -- -- 63.3% 59.1% 61.0% 54.1% --

12 Endurance Amer Spclty Ins Co. N 1.7% 1.2% 1.6% 2.3% 2.2% 90,916 60,020 66,870 84,253 74,629 16.0% 13.0% 11.1% 11.9% 19.8% 11.8% 14.5%


14 Arch Specialty Insurance Co. N 3.7% 2.9% 1.9% 2.0% 2.1% 196,195 141,498 78,408 74,423 73,882 45.0% 30.6% 42.0% -5.6% 53.3% 21.5% 35.0%


16 Mt. Hawley Insurance Co. N 2.3% 2.4% 2.3% 2.3% 2.0% 122,197 118,195 93,587 83,783 68,735 40.0% 15.0% 2.6% 22.5% 26.8% 9.5% 21.1%

17 Colony Insurance Co. N 1.5% 1.4% 1.6% 1.8% 2.0% 77,015 70,404 64,178 67,823 67,605 51.3% 27.8% 66.6% 85.1% 45.6% 49.4% 54.5%




21 Navigators Specialty Ins Co. N 2.9% 2.8% 2.1% 1.4% 1.6% 154,631 138,658 85,337 51,800 54,384 49.2% 56.0% 42.9% -63.7% -14.1% -15.1% 29.8%

22 Interstate Fire & Casualty Co. N 2.2% 2.0% 2.4% 1.7% 1.5% 115,916 100,259 95,777 61,285 52,354 25.6% 113.3% 60.0% 61.3% 84.5% 51.7% 67.7%



25 Aspen Specialty Insurance Co. N 0.4% 0.2% 0.0% 0.6% 1.3% 22,875 11,754 1,104 20,871 43,912 33.1% 37.7% 86.3% 82.9% 57.3% 52.8% 51.0%

26 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.5% 0.9% 1.2% - - 20,130 34,872 42,989 -- -- -43.5% 47.9% 44.7% 35.5% --

27 Princeton Excess & Surplus N 0.1% 0.5% 0.9% 1.1% 1.2% 7,482 27,189 34,596 38,690 42,735 69.8% 18.1% 22.1% 50.6% -5.4% 19.9% 22.5%





32 Gemini Insurance Co. N 2.7% 1.8% 1.3% 1.0% 1.1% 144,940 89,030 52,117 38,253 36,374 53.1% 39.2% 57.7% 100.0% 79.3% 36.8% 58.0%


34 American Safety Indemnity Co. N 1.7% 1.1% 1.0% 0.9% 1.0% 91,696 54,448 42,252 31,477 34,550 61.2% 21.4% 56.1% 47.8% 112.9% 43.6% 55.1%




38 North American Capacity Ins Co N 1.6% 1.3% 1.2% 1.0% 0.8% 82,403 62,647 50,440 38,301 26,032 121.2% 75.1% 64.7% 144.5% 145.1% 30.9% 104.1%



41 Voyager Indemnity Insurance Co N 0.0% 0.0% 1.1% 0.2% 0.6% 1,346 1,511 43,136 7,296 22,132 12.5% 118.9% 23.2% 2.8% 17.5% 19.3% 21.1%


43 United Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.3% 0.6% - - 869 12,120 20,931 -- -- 52.9% 63.0% 39.2% 40.1% --



46 General Star Indemnity Co. N 0.5% 0.6% 0.5% 0.5% 0.4% 28,583 29,335 18,708 18,160 15,345 7.9% -8.7% -11.0% 13.3% -8.9% -8.6% -1.4%

47 General Sec Indem Co. of AZ N 0.3% 0.3% 0.2% 0.5% 0.4% 17,712 13,335 9,205 17,306 15,223 58.9% 33.6% -20.8% 215.9% 76.4% 89.9% 78.3%


49 Colony National Insurance Co. N 0.4% 0.4% 0.5% 0.5% 0.4% 20,532 20,113 19,707 19,640 13,662 22.3% 57.7% 9.4% 182.2% 58.1% 73.4% 69.5%

50 United National Insurance Co. N 0.9% 0.5% 0.3% 0.2% 0.4% 47,877 24,568 11,291 9,007 13,351 -10.3% 19.3% 100.8% 225.8% 30.1% 65.0% 37.2%



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Colorado State Report Summary




measured by DEP)

71.5

%

123.

3%

-7.1

%

101.

5%

-25.

7%

74.5

%

73.6

%

48.8

%63

.1%

21.8

%

67.2

%

43.7

%

70.0

%

67.4

%

-40.0%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)




32.7%

25.9%

11.4%

6.2%

6.0%

17.8%


Allied Lines (Sub) Med Prof Liab All Other Lines


21.9%

7.1%

3.4%

3.4%

3.3%

60.8%





First Mercury Insurance Co.



24.2%

69.2%

0.7%

5.9%




State: Colorado



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 488,750 420,784 374,896 334,700 322,065 62.7% 71.3% 82.1% 85.6% 73.6% 68.2% 74.7%






6 Illinois Union Insurance Co. N 2.9% 4.0% 5.1% 3.0% 3.2% 14,127 16,757 19,135 10,027 10,221 36.7% 38.2% -36.2% 78.9% 72.2% 41.4% 41.1%




10 Columbia Casualty Co. N 1.8% 1.7% 2.3% 2.0% 2.1% 8,908 7,193 8,454 6,642 6,783 197.3% -20.7% 105.8% 312.7% -179.9% 79.0% 87.9%



13 St. Paul Surplus Lines Ins Co. N 2.2% 2.1% 1.8% 1.5% 1.7% 10,633 8,788 6,813 5,075 5,434 51.9% 44.0% 352.3% 33.7% 35.0% 156.7% 102.9%



16 Houston Casualty Co. N 1.2% 1.4% 1.4% 1.5% 1.6% 5,691 5,956 5,331 4,885 5,020 -39.2% 14.0% 145.7% -43.6% 25.4% 36.7% 26.4%


18 United Specialty Insurance Co. N 0.0% 0.5% 2.4% 1.6% 1.5% - 2,161 8,811 5,220 4,795 -- 1.8% 0.8% 31.4% 4.7% 11.9% --










28 Voyager Indemnity Insurance Co N 0.0% 0.1% 0.8% 1.0% 1.0% - 228 3,049 3,254 3,105 -- 19.7% 24.4% 17.4% 9.3% 16.7% --


30 USF Insurance Co. N 0.9% 1.0% 1.1% 1.1% 0.9% 4,595 4,142 4,204 3,578 2,906 29.8% 27.8% 8.5% 132.6% -20.8% 26.7% 35.5%

31 General Sec Indem Co. of AZ N 0.4% 0.8% 0.5% 1.4% 0.9% 2,057 3,252 1,687 4,694 2,895 351.9% -89.2% 70.3% 14.1% -2.2% 21.8% 21.3%


33 Princeton Excess & Surplus N 1.0% 0.9% 1.1% 0.9% 0.9% 5,072 3,844 4,229 3,002 2,747 21.8% 6.9% 27.6% 31.0% 48.7% 32.9% 25.8%

34 Aspen Specialty Insurance Co. N 0.3% 0.2% 0.0% 0.2% 0.8% 1,260 661 (4) 784 2,636 -4.2% 136.6% 65.6% 23.5% 41.5% 39.4% 43.7%


36 Chubb Custom Insurance Co. N 0.7% 1.1% 1.1% 0.9% 0.8% 3,368 4,454 3,966 2,872 2,615 79.8% 22.6% 410.5% -29.5% -48.7% 106.4% 87.1%


38 Allied World Assr Co. (U.S.) N 0.5% 1.0% 1.0% 1.0% 0.7% 2,639 4,135 3,587 3,461 2,381 -18.3% 74.0% 91.4% 36.3% -26.0% 40.2% 42.3%




42 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.1% 0.3% 0.6% - - 391 845 2,052 -- -- 290.0% 182.2% 45.7% 83.3% --

43 Berkley Regional Spclty Ins Co N 0.3% 1.0% 1.0% 0.9% 0.6% 1,255 4,206 3,641 3,013 1,955 61.7% 40.6% 48.9% 42.1% 42.2% 31.8% 44.4%


45 Atlantic Casualty Insurance Co N 0.5% 0.6% 0.8% 0.9% 0.6% 2,412 2,464 2,898 2,999 1,902 40.5% 25.1% 131.0% 15.9% -56.9% 6.2% 30.3%

46 Everest Indemnity Insurance Co N 0.6% 0.8% 0.4% 0.3% 0.6% 2,731 3,223 1,502 914 1,864 19.4% 39.5% 59.8% 138.7% 67.5% 62.4% 53.5%

47 Philadelphia Insurance Co. N 0.1% 0.3% 0.7% 0.7% 0.6% 294 1,282 2,730 2,224 1,777 -60.1% 3.5% 81.2% 36.5% 9.3% 37.5% 35.5%

48 Maxum Indemnity Co. N 0.9% 0.9% 0.7% 0.6% 0.5% 4,506 3,989 2,488 1,909 1,725 55.7% 69.1% 41.7% 27.2% -1.2% 13.8% 46.6%





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Connecticut State Report Summary




measured by DEP)

23.0

%

85.8

%

102.

6%

35.3

%

106.

9%

133.

8%

63.4

%73.2

%

57.4

%

18.8

%29

.8%

28.3

%

63.0

%

61.1

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Fire Med Prof Liab Allied Lines

(Sub)

All Other Total



41.9%

26.7%

8.3%

7.3%

4.4%

11.2%

Oth Liab (Claims) Oth Liab (Occurrence) Med Prof Liab



16.7%

11.7%

5.7%

5.2%

5.1%

55.6%





Darwin Select Insurance Co.



14.2%

81.5%

0.9%3.4%




State: Connecticut



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 352,209 314,995 292,221 284,276 267,091 66.3% 69.4% 42.3% 73.4% 63.4% 50.0% 63.1%






6 Illinois Union Insurance Co. N 5.1% 4.0% 3.9% 5.3% 4.9% 17,910 12,488 11,478 14,986 13,086 -133.6% 163.2% 62.7% 120.3% 96.9% 89.0% 54.7%





11 Houston Casualty Co. N 1.8% 2.1% 2.1% 2.3% 2.2% 6,268 6,519 6,223 6,568 5,995 92.2% 46.5% 43.3% -10.3% 137.7% 37.2% 61.1%

12 Evanston Insurance Co. N 2.0% 2.2% 2.1% 2.0% 2.2% 7,177 6,914 6,111 5,793 5,941 46.5% -19.4% 31.4% 92.2% 41.9% 40.5% 38.9%

13 AXIS Surplus Insurance Co. N 1.4% 1.8% 1.8% 1.9% 2.2% 5,066 5,669 5,118 5,440 5,808 50.5% 50.7% 80.5% 97.6% -12.7% 39.1% 52.6%

14 Western World Insurance Co. N 2.3% 2.6% 2.3% 1.9% 2.0% 8,230 8,271 6,663 5,427 5,211 55.9% 54.7% 11.0% 35.8% 47.9% 27.1% 41.9%

15 Homeland Insurance Co. of NY N 0.0% 0.0% 0.0% 1.0% 1.8% - - - 2,946 4,750 -- -- -- 36.4% 20.8% -- --

16 Arch Specialty Insurance Co. N 2.5% 2.1% 2.3% 1.4% 1.7% 8,677 6,745 6,781 3,878 4,445 51.0% -12.6% 4.5% -39.7% -25.1% -15.4% 7.5%


18 Montpelier U.S. Insurance Co. N 0.0% 0.0% 0.2% 0.8% 1.6% - - 729 2,372 4,186 -- -- 53.9% 63.7% 88.6% 66.1% --

19 Alterra Excess & Surplus Ins N 0.0% 0.4% 1.2% 1.2% 1.5% - 1,352 3,591 3,545 3,969 -- 57.7% 44.3% 59.7% 57.8% 49.9% --


21 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.6% 1.4% - - 424 1,758 3,662 -- -- 42.6% 46.1% 100.8% 76.2% --



24 Endurance Amer Spclty Ins Co. N 0.0% 0.1% 0.6% 1.1% 1.3% - 412 1,739 3,053 3,394 -- 71.8% 85.8% 78.5% 64.6% 64.0% --




28 Admiral Insurance Co. N 2.3% 2.8% 1.7% 1.2% 0.9% 7,935 8,737 5,091 3,320 2,519 60.2% 106.7% 53.8% 36.6% -84.0% 26.0% 54.9%

29 Allied World Assr Co. (U.S.) N 0.4% 0.5% 1.0% 0.9% 0.7% 1,512 1,646 2,903 2,537 1,903 29.8% -24.5% 48.8% 49.0% 39.2% 40.9% 34.0%



32 Maxum Indemnity Co. N 0.7% 0.7% 0.6% 0.6% 0.6% 2,548 2,148 1,883 1,626 1,717 74.5% 47.9% 51.9% -13.7% 42.0% 14.2% 44.2%


34 St. Paul Surplus Lines Ins Co. N 1.3% 1.0% 1.0% 0.5% 0.6% 4,515 3,114 2,782 1,508 1,504 55.6% 36.3% -3.1% 166.4% -107.2% 11.7% 40.8%

35 Capitol Specialty Ins Corp. N 0.4% 0.4% 0.5% 0.5% 0.6% 1,524 1,284 1,400 1,298 1,474 59.1% 46.2% -60.9% 100.2% 59.9% 31.6% 41.9%

36 Northfield Insurance Co. N 0.5% 0.8% 0.8% 0.6% 0.5% 1,900 2,473 2,272 1,766 1,361 65.1% 6.0% 21.7% 14.6% 16.0% 18.7% 24.9%

37 United National Insurance Co. N 1.3% 0.9% 0.7% 0.5% 0.5% 4,580 2,812 2,034 1,504 1,334 34.2% -30.6% 117.8% -31.0% 93.1% 47.2% 27.8%

38 Amer Empire Surplus Lines Ins N 1.3% 1.3% 1.1% 0.4% 0.5% 4,550 4,041 3,168 1,148 1,227 35.4% 6.9% 26.0% 12.4% -53.0% 10.7% 16.1%

39 James River Insurance Co. N 0.5% 0.6% 0.4% 0.3% 0.5% 1,820 1,829 1,183 902 1,212 27.0% 47.9% 7.6% 1.9% 54.1% 15.6% 28.8%

40 Gemini Insurance Co. N 0.3% 0.4% 0.5% 0.4% 0.4% 916 1,313 1,420 1,056 1,185 56.9% 59.0% 62.6% 43.3% 47.2% 38.5% 54.3%

41 Associated Intl Insurance Co. N 0.7% 1.2% 0.5% 0.4% 0.4% 2,536 3,807 1,487 1,113 1,142 16.5% 0.7% 8.0% -3.8% 13.9% 6.5% 6.9%

42 Mt. Hawley Insurance Co. N 0.9% 0.7% 0.5% 0.5% 0.3% 3,215 2,158 1,482 1,308 926 102.2% 113.2% -27.8% -10.8% -14.9% -20.2% 55.8%

43 Gotham Insurance Co. N 0.3% 0.1% 0.1% 0.2% 0.3% 1,187 312 272 457 892 60.5% 1.2% -112.8% -53.7% 45.8% -16.6% 17.5%

44 Interstate Fire & Casualty Co. N 0.7% 0.6% 0.5% 0.6% 0.3% 2,617 1,734 1,427 1,644 892 -0.5% -477.6% -172.6% -45.6% -286.0% -185.1% -180.6%

45 Philadelphia Insurance Co. N 0.0% 0.0% 0.2% 0.3% 0.3% - 80 710 974 849 -- 0.0% 45.9% 38.8% 91.0% 54.3% --

46 Atlantic Casualty Insurance Co N 0.4% 0.3% 0.3% 0.3% 0.3% 1,378 1,065 873 766 848 83.6% 27.2% 23.6% 23.1% 73.9% 23.0% 49.0%

47 Princeton Excess & Surplus N 0.3% 0.2% 0.1% 0.4% 0.3% 1,049 525 374 1,198 811 12.6% 120.2% 65.4% 106.3% -19.6% 42.4% 55.9%

48 Navigators Specialty Ins Co. N 0.2% 0.4% 0.3% 0.4% 0.3% 833 1,110 736 1,078 776 74.7% -14.0% 97.9% 195.6% 103.1% 119.1% 96.7%

49 Crum & Forster Spclty Ins Co. N 0.4% 0.5% 0.2% 0.2% 0.3% 1,468 1,665 450 574 696 37.7% 31.1% 27.2% -25.7% 42.9% 3.7% 27.8%

50 Century Surety Co. N 0.2% 0.1% 0.2% 0.2% 0.3% 834 353 498 496 689 115.3% 29.2% -22.2% 7.9% 45.2% 0.3% 45.3%



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Delaware State Report Summary




measured by DEP)

-3.5

%

23.4

%95

.7%

17.4

%

11.3

%

-582

.7%

29.9

%

-13.

5%

77.5

%

48.9

%

14.0

%

100.

9%

52.7

%

56.2

%

-700.0%

-600.0%

-500.0%

-400.0%

-300.0%

-200.0%

-100.0%

0.0%

100.0%

200.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Med Prof Liab Fire Comm'l Multi Prl

(Non-Liab)

All Other Total



44.6%

12.6%

11.7%

7.8%

24.2%

-0.8%

Oth Liab (Claims) Oth Liab (Occurrence) Fire

Med Prof Liab Comm'l Multi Prl (Non-Liab) All Other Lines


16.9%

13.8%

7.4%

5.8%

4.3%

51.6%




QBE Specialty Insurance Co.




26.2%

90.3%

4.1%

-20.5%




State: Delaware



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 46,849 33,250 28,340 28,117 33,272 45.9% 35.5% 66.9% 4.1% 29.9% 23.6% 38.2%

1 Chartis Specialty Insurance Co N 23.0% 9.3% 8.8% 16.4% 16.9% 10,796 3,097 2,506 4,602 5,635 63.6% 0.8% 266.8% -41.5% -- 107.8% 68.1%

2 Columbia Casualty Co. N 10.3% 18.4% 19.1% 11.9% 13.8% 4,831 6,129 5,418 3,347 4,606 148.4% -24.2% 95.0% -20.4% 3.8% 35.6% 46.3%

3 Evanston Insurance Co. N 8.8% 8.9% 10.2% 8.0% 7.4% 4,106 2,965 2,882 2,246 2,466 4.2% -3.5% -8.4% 47.2% -38.9% -1.4% 0.1%

4 QBE Specialty Insurance Co. N 0.2% -0.6% 0.5% 1.5% 5.8% 78 (183) 142 408 1,941 -- -- 308.8% 38.3% 21.8% 21.0% 24.7%

5 Illinois Union Insurance Co. N 3.1% 2.5% 2.2% 4.0% 4.3% 1,465 823 612 1,120 1,442 205.0% 94.6% -69.7% 33.1% 106.2% 41.9% 93.3%

6 Indian Harbor Insurance Co. N 3.8% 4.4% 2.7% 3.9% 4.1% 1,799 1,461 771 1,088 1,372 9.9% 35.1% 35.4% 18.6% 29.0% 22.5% 23.8%


8 Liberty Surplus Insurance Corp N 1.1% 2.5% 3.3% 2.1% 3.2% 492 823 932 602 1,054 53.0% 54.6% 63.4% 63.2% -5.4% 24.8% 42.2%

9 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.4% 0.9% 2.5% - - 107 258 829 -- -- 12.0% 68.8% 45.2% -171.0% --

10 AXIS Surplus Insurance Co. N 3.4% 3.8% 2.8% 2.6% 2.3% 1,582 1,248 782 734 775 -13.3% 37.1% -42.1% -26.1% -1.2% -22.3% -6.5%

11 Houston Casualty Co. N 6.6% 1.8% 3.6% 3.5% 2.1% 3,097 583 1,022 991 685 27.1% 59.0% 69.4% -37.2% 52.0% 13.0% 34.5%

12 Starr Surplus Lines Ins Co. N -- -- -- 0.0% 2.0% -- -- -- - 656 -- -- -- -- 65.9% -- --

13 U.S. Underwriters Insurance Co R 1.7% 2.2% 2.2% 2.4% 1.9% 812 727 619 689 639 45.3% 43.6% 28.9% 21.9% 7.8% 18.2% 30.1%

14 Prime Insurance Co. N 0.0% 0.0% 0.0% 1.5% 1.9% - - - 430 632 -- -- -- 86.8% 91.4% -- --

15 Colony Insurance Co. N 3.1% 3.6% 3.8% 3.4% 1.9% 1,443 1,186 1,075 949 622 -37.6% 48.0% 54.1% -3.2% 1.5% 4.3% 10.7%

16 Nautilus Insurance Co. N 1.8% 2.5% 2.3% 1.6% 1.8% 839 848 661 438 587 26.2% 66.3% 21.0% 1.9% 281.4% 63.0% 65.3%

17 Westchester Surplus Lines Ins N 3.7% 2.0% 1.6% 1.8% 1.8% 1,724 668 464 504 584 40.7% 63.9% 15.8% -158.0% -105.3% -73.7% 7.1%

18 Darwin Select Insurance Co. N 1.1% 1.9% 2.0% 2.9% 1.4% 494 626 577 809 473 65.0% 61.4% 23.8% 69.9% 149.3% 22.4% 74.4%

19 Northfield Insurance Co. N 0.3% 0.6% 0.7% 1.2% 1.4% 139 215 210 340 473 41.1% 25.6% 64.9% 20.1% 19.8% 24.6% 31.9%

20 General Star Indemnity Co. N 0.7% 1.2% 1.2% 1.1% 1.4% 329 384 339 316 471 -65.4% -55.2% -17.2% -1.0% 39.4% -1.9% -21.7%

21 Landmark American Insurance Co N 1.6% 1.6% 1.2% 1.3% 1.3% 767 527 344 379 421 64.7% -3.2% -66.3% 1.6% -30.4% -15.9% 7.5%

22 Western World Insurance Co. N 1.0% 1.2% 1.3% 1.4% 1.1% 464 394 366 384 363 21.4% 95.9% -2.9% 30.5% 10.2% 9.9% 33.3%

23 Crum & Forster Spclty Ins Co. N 3.3% 6.6% 3.4% 2.3% 1.0% 1,534 2,191 955 652 348 53.1% 89.1% 22.4% -20.9% -20.8% -12.1% 44.2%

24 Century Surety Co. N 0.2% 0.2% 0.4% 0.3% 1.0% 106 80 103 91 339 3.4% 16.7% -88.3% 72.7% 48.3% 5.7% 16.6%

25 Executive Risk Spclty Ins Co. N 1.2% 0.5% 0.9% 1.1% 1.0% 556 166 266 318 325 -0.4% -89.5% 651.9% -626.2% -60.0% -64.1% -48.7%

26 Homeland Insurance Co. of NY N 2.3% 1.4% 0.7% 0.7% 1.0% 1,054 476 187 188 320 -12.5% 10.7% -- 42.7% 99.5% -381.4% -110.1%

27 James River Insurance Co. N 1.4% 1.1% 1.1% 0.9% 0.9% 673 353 311 248 306 16.4% -19.0% 73.2% 435.6% 4.3% 96.9% 68.5%

28 General Sec Indem Co. of AZ N 0.1% 0.2% 1.5% 0.5% 0.9% 40 54 420 138 303 -143.7% -306.2% 41.2% 62.4% 33.7% 43.7% 22.8%

29 Navigators Specialty Ins Co. N 0.1% 0.2% 0.3% 0.9% 0.7% 55 65 96 259 222 -50.6% -262.1% 59.6% 84.6% 33.4% 54.2% 20.0%

30 Maiden Specialty Insurance Co. N 0.3% 0.7% 0.8% 0.5% 0.6% 133 227 238 134 214 25.5% 93.5% 93.9% -30.2% 33.5% 39.8% 48.4%

31 Interstate Fire & Casualty Co. N 2.0% 1.6% 1.4% 1.1% 0.6% 954 523 401 297 187 36.8% 3.4% 26.0% 10.6% -6.6% 11.3% 19.8%

32 First Mercury Insurance Co. N 0.8% 1.2% 1.1% 0.9% 0.5% 382 393 324 251 180 47.9% 39.8% 39.7% 77.6% 75.0% 53.8% 52.7%

33 United National Insurance Co. N 0.6% 0.9% 0.9% 0.6% 0.5% 265 283 265 164 167 231.7% -32.8% 289.6% -217.5% -126.9% 61.3% 70.0%

34 National Fire & Marine Ins Co. N 2.0% 1.4% 0.8% 0.8% 0.5% 927 449 235 229 163 -6.5% -31.4% -74.7% 280.7% -230.3% -6.3% -6.3%

35 American Western Home Ins Co. N 0.2% 0.4% 0.5% 0.6% 0.5% 85 126 138 160 157 5.6% 1.0% 40.0% 23.8% 71.7% 47.7% 36.3%

36 Tudor Insurance Co. N 0.3% 0.3% 0.5% 0.6% 0.5% 125 107 144 183 152 24.0% -73.0% 39.4% 54.5% 34.7% 31.3% 22.0%

37 Gotham Insurance Co. N 0.1% 0.3% 0.5% 0.5% 0.4% 69 111 143 142 149 11.2% 7.8% 13.2% 6.6% 19.2% 10.3% 11.8%

38 North American Capacity Ins Co N 0.2% 2.0% 0.0% 0.8% 0.4% 73 662 1 212 142 0.0% 0.0% 0.0% 1.4% 11.4% 0.0% 1.9%

39 Seneca Specialty Insurance Co. N 0.5% 0.4% 0.3% 0.5% 0.4% 227 119 99 130 138 14.7% 531.6% 5.6% 1.9% 10.8% -0.6% 144.1%

40 ProAssurance Specialty Ins Co. N 0.2% 0.5% 0.2% 0.9% 0.4% 108 168 44 249 135 45.3% 41.4% -23.8% 41.6% 42.8% 28.4% 35.0%

41 Hudson Specialty Insurance Co. N 0.7% 0.5% 0.8% 0.1% 0.4% 331 151 230 27 127 51.9% -17.4% 73.4% -66.6% 122.9% 47.7% 45.0%

42 Aspen Specialty Insurance Co. N 0.2% 0.1% -0.1% 0.0% 0.4% 114 39 (19) 3 126 27.3% 22.5% -- 23.2% 59.1% -48.1% 1.6%

43 Capitol Specialty Ins Corp. N 0.0% 0.1% 0.5% 0.7% 0.4% 7 49 134 203 120 63.3% 80.7% 30.9% -4.6% 162.7% 68.8% 69.5%

44 Burlington Insurance Co. N 0.7% 0.9% 0.9% 0.4% 0.4% 330 308 244 118 120 -52.5% 36.1% 76.1% -69.4% -48.5% 8.8% -4.1%

45 Penn-Star Insurance Co. N 1.0% 1.2% 0.7% 0.4% 0.3% 447 385 202 111 107 27.3% 5.1% 2.0% -26.3% -30.7% -21.5% 5.9%


47 USF Insurance Co. N 0.1% 0.2% 0.1% 0.2% 0.2% 62 67 21 48 81 0.0% 170.4% 34.1% -5.1% 65.0% 27.8% 45.9%

48 Western Heritage Insurance Co. N 0.1% 0.2% 0.1% 0.2% 0.2% 50 58 34 68 78 21.6% 1.3% 204.6% 273.6% 91.4% 138.0% 114.9%

49 Kinsale Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.2% - - - - 76 -- -- -- -- 58.0% -- --

50 Nutmeg Insurance Co. N 2.6% 4.7% 0.8% 0.8% 0.2% 1,237 1,574 240 212 71 62.7% 41.5% 47.0% 36.1% 258.1% 82.2% 70.0%



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Dist. Columbia State Report Summary




measured by DEP)

15.5

%

57.7

%

6.2%

0.8%

52.2

%

9.7% 22

.0%

18.5

%49

.0%

16.9

%

385.

2%

29.2

%

81.9

%

72.8

%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

350.0%

400.0%

450.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Fire Aircraft Med Prof Liab All Other Total



41.3%

9.7%

6.6%

6.0%

14.1%

22.3%

Oth Liab (Claims) Oth Liab (Occurrence) Oth P&C (State)

Inland Marine Allied Lines (Sub) All Other Lines


32.7%

8.8%

7.8%4.6%

3.9%

42.1%


Ironshore Specialty Ins Co.



Houston Casualty Co.



20.1%

66.1%

0.1%

13.8%




State: Dist. Columbia



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 144,699 134,846 123,054 130,198 160,107 24.8% 41.9% 38.6% 80.5% 22.0% 36.3% 40.7%




4 Columbia Casualty Co. N 5.7% 5.7% 5.3% 4.5% 4.6% 8,249 7,678 6,562 5,917 7,434 53.8% 15.3% 90.3% 69.8% -22.5% 38.6% 41.7%

5 Houston Casualty Co. N 2.0% 1.8% 5.4% 7.5% 3.9% 2,845 2,443 6,682 9,756 6,305 -12.5% 20.3% 183.1% 1.3% 66.3% 56.4% 54.9%

6 North American Capacity Ins Co N 1.0% 7.7% 4.8% 2.7% 3.4% 1,396 10,396 5,863 3,538 5,418 21.2% -6.3% -4.3% 0.0% 0.0% -0.9% -2.0%

7 Indian Harbor Insurance Co. N 1.7% 2.5% 1.6% 2.4% 3.1% 2,482 3,317 1,962 3,085 4,933 30.6% 178.5% -56.6% 67.7% 37.4% 17.5% 57.3%


9 Interstate Fire & Casualty Co. N 5.3% 3.7% 4.7% 4.6% 2.9% 7,700 4,995 5,724 5,932 4,584 28.7% 116.0% -12.6% 4.7% 35.2% 4.9% 36.6%

10 General Sec Indem Co. of AZ N 1.9% 3.9% 1.9% 2.0% 2.8% 2,781 5,281 2,372 2,613 4,545 10.4% 2.8% 7.3% 8.9% 12.8% 7.9% 7.0%


12 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.3% 0.3% 1.8% - 61 382 390 2,913 -- 770.7% -- 86.8% 50.5% 242.8% --

13 Evanston Insurance Co. N 2.0% 2.1% 2.1% 2.0% 1.8% 2,901 2,866 2,631 2,615 2,884 52.6% -0.9% -49.4% 17.4% 62.3% -8.8% 18.0%

14 Nautilus Insurance Co. N 0.3% 0.6% 1.8% 2.1% 1.6% 486 826 2,185 2,685 2,633 36.9% -1.5% 47.7% 43.4% 50.5% 25.9% 43.2%

15 Darwin Select Insurance Co. N 0.5% 0.4% 0.3% 0.4% 1.6% 664 498 326 523 2,550 57.4% 61.7% -8.1% 126.7% 5.0% 42.4% 49.5%

16 Steadfast Insurance Co. N 2.5% 2.6% 0.4% 2.1% 1.6% 3,656 3,536 501 2,719 2,496 -10.6% 32.9% 10.6% 12.1% 70.4% 22.1% 20.7%

17 American Safety Indemnity Co. N 0.0% 0.1% 0.2% 1.1% 1.3% 17 86 223 1,492 2,087 63.6% 57.8% 56.1% 47.8% 1.2% 10.6% 20.5%

18 Scottsdale Insurance Co. N 1.8% 1.7% 1.4% 1.1% 1.0% 2,648 2,269 1,674 1,457 1,612 9.5% 24.9% -4.1% -12.9% -24.1% -14.1% 2.1%

19 Liberty Surplus Insurance Corp N 0.9% 0.9% 0.9% 1.7% 0.9% 1,275 1,195 1,122 2,247 1,469 60.9% -425.6% 69.2% 409.8% 55.8% 169.3% 69.9%

20 Admiral Insurance Co. N 1.3% 1.3% 1.4% 1.1% 0.7% 1,866 1,718 1,728 1,388 1,166 23.6% -11.2% 101.1% 24.8% 90.5% 61.2% 42.3%

21 Chubb Custom Insurance Co. N 1.3% 1.5% 0.7% 0.5% 0.7% 1,871 1,977 874 649 1,121 27.3% 56.6% 38.1% -3.9% -12.5% 8.3% 27.8%

22 Everest Indemnity Insurance Co N 0.4% 0.4% 0.6% 0.5% 0.7% 613 555 779 642 1,046 142.5% 127.1% 33.9% -34.0% 11.1% 4.8% 54.7%

23 Great American E & S Ins Co. N 0.9% 0.8% 0.6% 0.7% 0.6% 1,292 1,102 779 931 986 1.9% 8.2% -1.4% -17.9% 1.8% -9.4% -0.5%

24 Colony Insurance Co. N 1.7% 1.8% 1.6% 1.2% 0.6% 2,410 2,462 1,920 1,529 977 115.2% -36.3% -166.3% 5.0% 107.6% -23.5% 1.6%

25 Arch Specialty Insurance Co. N 1.2% 1.0% 0.8% 0.7% 0.5% 1,723 1,310 1,029 954 880 63.7% 55.9% 587.1% -0.4% 82.6% 229.1% 144.9%

26 Landmark American Insurance Co N 1.0% 1.5% 0.9% 1.0% 0.5% 1,503 2,082 1,165 1,353 844 -3.1% 74.8% -0.5% 122.0% -15.9% 34.1% 36.2%

27 Westchester Surplus Lines Ins N 1.0% 1.1% 2.1% 0.8% 0.5% 1,517 1,491 2,548 1,050 754 88.4% 22.8% 30.3% 45.1% 0.2% 13.1% 43.4%

28 Executive Risk Spclty Ins Co. N 0.3% 0.4% 0.6% 0.6% 0.4% 389 565 679 731 649 21.9% -6.9% 2.8% 25.0% 22.9% 15.2% 14.4%

29 Mount Vernon Fire Insurance Co N 1.0% 0.9% 0.7% 0.6% 0.4% 1,470 1,241 807 772 638 52.8% 62.9% 33.2% 51.9% -6.7% 23.6% 43.9%

30 General Star Indemnity Co. N 0.8% 1.3% 1.1% 0.7% 0.4% 1,100 1,754 1,410 942 578 -5.5% 73.9% 5.3% 204.6% -634.6% -41.0% -10.2%

31 Essex Insurance Co. N 1.1% 1.0% 0.8% 0.6% 0.4% 1,532 1,385 929 779 572 25.2% 28.3% 48.2% 63.0% 21.7% 27.1% 35.9%

32 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.3% 0.8% 0.3% 6 3 312 992 542 38.3% 50.6% 40.2% 42.5% 30.4% 28.6% 35.9%

33 Capitol Specialty Ins Corp. N 0.2% 0.2% 0.2% 0.4% 0.3% 349 211 190 524 518 61.1% 15.7% -249.0% 50.7% 39.6% 13.9% 25.0%

34 Colony National Insurance Co. N 0.1% 0.1% 0.2% 0.3% 0.3% 102 188 269 392 504 -105.2% 49.9% -6.3% -33.4% 12.5% -2.8% -6.2%

35 National Fire & Marine Ins Co. N 0.5% 0.7% 0.8% 0.7% 0.3% 720 883 957 857 498 43.2% 36.9% 2.9% 49.8% 125.3% 53.7% 53.0%

36 Princeton Excess & Surplus N 0.1% 0.2% 0.3% 0.4% 0.3% 100 256 316 481 477 13.3% 4.0% 11.7% 29.4% 51.5% 31.8% 28.3%

37 Endurance Amer Spclty Ins Co. N 0.0% 0.2% 0.5% 1.6% 0.3% 36 311 579 2,070 461 20.7% 59.3% 55.7% 40.3% 42.5% 40.8% 45.8%

38 Navigators Specialty Ins Co. N 0.3% 0.2% 0.2% 0.2% 0.3% 370 256 233 240 427 93.6% 56.2% -95.3% 72.0% -40.3% -8.4% 25.1%

39 Philadelphia Insurance Co. N 0.1% 0.2% 0.1% 0.3% 0.2% 209 246 111 410 346 -68.8% -5.8% 221.2% 81.5% -12.3% 45.1% 19.7%

40 First Specialty Insurance Corp N 0.2% 0.2% 0.3% 0.0% 0.2% 221 312 309 49 341 10.9% 167.1% 11.1% -583.2% -121.9% -74.1% 9.2%

41 Seneca Specialty Insurance Co. N 0.2% 0.3% 0.2% 0.4% 0.2% 360 373 300 461 337 8.7% 7.3% 21.2% 14.0% -14.6% 5.1% 6.8%

42 Crum & Forster Spclty Ins Co. N 0.0% 0.0% 0.1% 0.0% 0.2% 39 61 98 29 299 3.5% -21.7% 3.9% -25.6% 35.3% 8.6% 7.9%

43 Travelers Excess & Surplus N 0.1% 0.1% 0.1% 0.1% 0.2% 148 157 109 185 295 -0.8% 0.8% 4.8% 9.2% -1.8% 1.2% 1.3%

44 ProAssurance Specialty Ins Co. N 0.0% 0.1% 0.1% 0.3% 0.2% 41 105 119 385 294 48.5% 0.7% 27.3% 38.9% 29.6% 23.2% 32.2%

45 Homeland Insurance Co. of NY N 0.4% 0.3% 0.4% 0.3% 0.2% 642 384 440 353 294 46.4% 17.2% 25.0% 19.2% -113.3% -26.1% 6.8%

46 James River Insurance Co. N 0.3% 0.6% 0.4% 0.3% 0.2% 444 744 503 442 288 44.0% 47.2% 52.0% 66.5% 3.4% 27.5% 45.6%

47 Century Surety Co. N 0.3% 0.3% 0.2% 0.4% 0.2% 398 440 304 545 282 36.9% 43.2% 90.7% -7.9% 19.4% 9.1% 35.4%

48 Nutmeg Insurance Co. N 0.9% 1.0% 0.7% 0.4% 0.2% 1,264 1,391 841 512 281 -617.2% 755.4% -271.8% -5.4% -172.9% -181.1% -33.5%

49 Fireman's Fund Ins Co. of Ohio N 0.0% 0.0% 0.0% 0.0% 0.2% (0) - - - 263 0.0% -- -- -- 13.9% -- --

50 St. Paul Surplus Lines Ins Co. N 0.8% 0.5% 0.4% 0.2% 0.2% 1,161 609 450 232 261 204.3% -7.7% -124.2% -76.4% -151.0% -107.1% 34.5%



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Florida State Report Summary




measured by DEP)

16.6

%

10.6

%

71.0

%78

.0%

4.0%

24.0

%30

.5%

11.2

%18

.7%

59.8

%

73.1

%

21.1

%

63.9

%

57.4

%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

90.0%

Allied Lines

(Sub)

Fire Oth Liab

(Occurrence)

Oth Liab

(Claims)

Comm'l Multi Prl

(Non-Liab)

All Other Total



24.1%

15.7%

8.7%

8.7%17.2%

25.6%

Allied Lines (Sub) Fire Oth Liab (Occurrence)

Comm'l Multi Prl (Non-Liab) Oth Liab (Claims) All Other Lines


16.9%

9.3%

5.2%

5.1%

3.8%

59.8%








53.6%

32.2%

4.5%

9.7%




State: Florida



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 3,404,201 3,309,991 2,908,871 2,873,534 2,685,098 55.4% 28.6% 34.3% 33.2% 30.5% 26.3% 36.4%


2 QBE Specialty Insurance Co. N 0.1% 0.0% 0.9% 7.3% 9.3% 1,741 1,531 25,637 211,096 250,217 37.2% 24.4% 20.1% 17.9% 5.5% 9.1% 11.0%




6 Westchester Surplus Lines Ins N 4.9% 4.1% 4.1% 2.9% 3.1% 167,183 134,059 119,764 84,333 83,856 30.0% -11.1% 21.8% -2.9% -1.2% 5.7% 8.6%














20 Empire Indemnity Insurance Co. N 2.9% 3.5% 6.2% 4.2% 1.4% 100,013 117,262 180,916 120,772 38,543 33.5% 55.4% 7.1% 12.9% -15.7% 4.8% 19.7%





25 Aspen Specialty Insurance Co. N 0.5% 0.4% 0.0% 0.4% 1.2% 17,579 14,702 (380) 11,961 31,762 280.1% 59.3% 14.1% 397.7% 77.0% 80.5% 141.9%

26 Essex Insurance Co. N 2.5% 2.1% 1.8% 1.1% 1.2% 86,285 68,752 51,743 31,982 31,432 -33.3% 21.1% 22.9% 39.5% 45.9% 21.6% 9.7%


28 Rockhill Insurance Co. N 1.1% 0.8% 0.7% 0.8% 1.1% 37,540 26,867 19,361 23,827 29,529 3.8% 1.7% 7.7% 20.4% 17.9% 13.8% 10.2%


30 Mount Vernon Fire Insurance Co N 0.8% 1.1% 1.8% 1.6% 1.0% 26,953 36,183 51,488 46,835 27,641 48.2% 55.5% 22.6% 47.7% -38.6% 14.0% 29.0%

31 Travelers Excess & Surplus N 0.7% 1.1% 0.8% 1.0% 0.9% 23,314 37,970 24,168 29,249 24,847 -77.8% -24.5% 76.5% -15.8% -7.0% 17.6% -6.6%



34 Allied World Assr Co. (U.S.) N 0.5% 0.6% 0.5% 0.7% 0.7% 16,704 18,921 15,983 19,889 18,924 3.2% 53.8% -7.7% 5.5% 11.0% -0.7% 14.1%

35 Companion Specialty Ins Co. N -- -- 0.0% 0.2% 0.6% -- -- 343 4,974 17,134 -- -- 18.9% 42.0% 28.7% 23.8% --

36 General Star Indemnity Co. N 1.5% 1.3% 0.9% 0.7% 0.6% 51,242 44,240 26,704 19,880 16,726 6.1% 16.4% 37.9% -4.1% 24.6% 15.3% 16.7%





41 Capitol Specialty Ins Corp. N 0.3% 0.4% 0.4% 0.5% 0.5% 11,167 12,073 12,951 14,297 13,454 50.4% 48.0% 25.7% 7.3% 119.1% 50.5% 51.6%

42 United National Insurance Co. N 0.9% 0.7% 0.6% 0.6% 0.5% 28,949 23,308 16,968 17,243 13,112 -70.1% -15.6% 142.5% 23.2% -0.5% 46.4% 9.6%

43 Crum & Forster Spclty Ins Co. N 1.2% 1.1% 0.9% 0.5% 0.5% 41,326 35,842 25,416 13,473 13,031 74.5% 47.0% 40.2% 62.4% 124.5% 28.1% 61.9%



46 Houston Casualty Co. N 0.5% 0.5% 0.5% 0.5% 0.5% 17,763 15,825 15,810 13,296 12,175 53.4% -5.6% 77.1% 44.4% 128.8% 41.9% 55.7%

47 Northfield Insurance Co. N 0.3% 0.4% 0.6% 0.5% 0.4% 10,594 13,789 16,208 13,317 11,712 -2.6% 46.3% 37.2% 50.0% 61.6% 35.0% 40.6%

48 MSA Insurance Co. R 0.4% 0.5% 0.6% 0.5% 0.4% 12,270 17,460 16,215 13,128 11,527 53.0% 24.1% 21.5% 28.9% 19.7% 21.7% 27.7%

49 Maxum Indemnity Co. N 0.2% 0.2% 0.3% 0.3% 0.4% 6,214 6,871 7,586 9,903 10,829 70.6% 31.5% 26.6% 57.0% 44.7% 31.1% 46.3%




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Georgia State Report Summary



0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab(Occurrence)

Oth Liab(Claims)

Fire Med Prof Liab Allied Lines(Sub)

All Other Total

2009 USLW Direct Loss Ratio by Top Lines of Business (asmeasured by DEP)


26.3%

21.6%

12.5%

12.5%

9.3%

17.8%USLW Lines of Business

Oth Liab (Occurrence) Oth Liab (Claims) Med Prof Liab Fire Allied Lines (Sub) All Other Lines

17.4%

5.5%

5.4%

5.0%

4.6%

62.1%








27.8%

65.9%

1.4%

4.9%





State: Georgia



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 740,541 577,432 516,029 498,574 464,818 57.4% 45.8% 57.6% 46.1% 55.9% 45.3% 52.6%




4 Steadfast Insurance Co. N 8.2% 9.2% 6.1% 5.6% 5.0% 60,372 52,853 31,229 27,826 23,434 87.3% 67.9% 41.0% -0.3% -66.6% -1.8% 44.4%


6 Columbia Casualty Co. N 4.1% 4.5% 4.5% 4.4% 4.6% 30,108 26,074 23,027 21,765 21,233 55.9% -39.1% 31.8% 20.9% 83.1% 33.7% 28.6%




10 Evanston Insurance Co. N 2.7% 3.4% 2.9% 2.5% 2.5% 20,363 19,773 15,068 12,411 11,605 -4.9% 20.0% 9.4% 32.1% 49.5% 27.1% 17.9%


12 Hudson Specialty Insurance Co. N 2.3% 2.5% 2.6% 1.9% 2.3% 17,226 14,558 13,447 9,448 10,753 47.0% 54.3% 43.5% 44.7% -2.1% 20.4% 39.9%

13 AXIS Surplus Insurance Co. N 0.0% 0.4% 0.3% 0.6% 2.1% (84) 2,247 1,304 2,822 9,801 78.5% 38.5% -37.1% -29.2% 48.3% 16.7% 36.1%





18 Homeland Insurance Co. of NY N 0.8% 1.3% 1.1% 1.4% 1.3% 5,665 7,391 5,548 7,035 5,984 23.6% -5.3% 25.7% 0.8% 53.2% 14.9% 20.0%

19 Arch Specialty Insurance Co. N 2.6% 1.9% 1.7% 1.6% 1.3% 18,893 10,926 8,991 8,097 5,951 29.4% 31.3% 206.7% 57.9% -321.2% 8.6% 21.1%


21 Colony Insurance Co. N 2.0% 2.5% 2.4% 1.7% 1.2% 14,495 14,655 12,483 8,436 5,675 69.5% 60.2% -21.5% 88.6% 185.8% 52.1% 62.7%

22 American Safety Indemnity Co. N 0.5% 0.8% 0.8% 0.7% 1.1% 3,357 4,511 3,987 3,691 5,259 86.6% 32.9% 56.1% 47.8% -66.3% 7.1% 23.5%




26 Cincinnati Spclty Underwriters N -- 0.0% 0.3% 0.6% 1.0% -- - 1,533 3,088 4,464 -- -- 51.8% 51.9% 35.5% 27.3% --

27 American Western Home Ins Co. N 0.5% 0.7% 0.9% 0.9% 1.0% 3,722 3,883 4,470 4,478 4,457 38.5% 77.0% 14.9% 36.3% 49.6% 30.1% 42.8%


29 Houston Casualty Co. N 0.8% 0.9% 0.9% 1.1% 0.9% 5,629 5,028 4,454 5,434 4,280 -19.4% 120.6% 46.1% 83.6% -44.5% 17.4% 36.4%







36 Colony National Insurance Co. N 0.8% 0.9% 0.7% 0.6% 0.6% 5,757 4,922 3,743 3,227 2,695 52.8% 101.1% -28.7% 0.4% 406.1% 48.8% 85.7%

37 Torus Specialty Insurance Co. N 0.0% 0.3% 0.1% 0.1% 0.6% (11) 1,852 352 542 2,597 -36.9% 55.1% 89.8% 199.3% 72.4% 57.8% 67.6%






43 Rockhill Insurance Co. N 0.3% 0.1% 0.2% 0.3% 0.5% 2,396 525 1,202 1,741 2,252 7.1% 14.6% 17.4% 75.5% 16.0% 25.4% 26.6%

44 Associated Intl Insurance Co. N 0.1% 0.2% 0.2% 0.2% 0.5% 1,053 1,284 1,229 1,112 2,195 278.0% 37.7% 18.5% 202.5% 13.9% 61.3% 90.1%

45 First Specialty Insurance Corp N 0.3% 0.6% 0.4% 0.2% 0.4% 2,460 3,315 2,026 1,079 1,941 -91.0% 526.1% -577.4% 282.4% 23.3% -166.9% 41.6%

46 Northfield Insurance Co. N 0.2% 0.3% 0.3% 0.3% 0.4% 1,746 1,557 1,356 1,504 1,923 -99.7% 224.6% 74.4% -497.9% 57.5% -89.8% -35.8%

47 Merchants National Ins Co. R 0.0% 0.0% 0.0% 0.2% 0.4% - - - 1,209 1,861 -- -- -- 66.6% 81.6% -- --

48 Mt. Hawley Insurance Co. N 1.1% 0.9% 0.6% 0.4% 0.4% 8,012 5,128 3,136 1,944 1,860 62.8% 37.9% 34.3% 51.4% -15.2% 12.7% 42.8%

49 Aspen Specialty Insurance Co. N 0.5% 0.1% 0.0% 0.2% 0.4% 3,564 721 60 1,078 1,753 68.7% 89.1% -27.0% 577.9% 68.3% 91.2% 89.0%

50 United National Insurance Co. N 0.5% 0.6% 0.3% 0.4% 0.4% 4,071 3,672 1,639 2,025 1,727 -12.3% -51.5% 41.9% 116.8% -58.5% 35.6% -4.6%



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Hawaii State Report Summary




measured by DEP)

59.7

%

-9.3

%

9.4%

34.9

%

10.6

%

3.7%

22.6

%

54.7

%

20.3

%

19.0

%26

.0%

20.0

%

43.9

%

41.8

%

-20.0%

-10.0%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

Oth Liab

(Occurrence)

Fire Allied Lines

(Sub)

Oth Liab

(Claims)

Comm'l Multi Prl

(Non-Liab)

All Other Total



27.2%

19.5%

13.3%

4.6%

20.0%

15.5%

Oth Liab (Occurrence) Fire Allied Lines (Sub)

Oth Liab (Claims) Comm'l Multi Prl (Non-Liab) All Other Lines


25.5%

7.5%

5.0%

4.7%

3.7%

53.6%



Westchester Surplus Lines Ins

Nautilus Insurance Co.

AXIS Surplus Insurance Co.



49.2%

47.2%

2.3% 1.3%




State: Hawaii



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 245,473 231,097 205,838 174,490 149,855 73.1% 26.5% 24.1% 33.5% 22.6% 21.7% 36.9%







7 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 0.4% 2.6% - - 28 727 3,839 -- -- 38.9% 35.3% 24.3% 23.1% --



10 Philadelphia Insurance Co. N 0.1% 1.2% 2.4% 1.9% 2.0% 281 2,663 4,850 3,231 3,046 -37.0% 8.1% 30.8% 11.0% 28.5% 19.7% 20.5%

11 Chartis Specialty Insurance Co N 2.1% 2.4% 1.4% 1.2% 2.0% 5,043 5,511 2,782 2,101 3,026 78.4% 80.5% 7.5% 115.9% -101.9% 19.2% 51.2%

12 Endurance Amer Spclty Ins Co. N 1.9% 1.8% 1.4% 2.0% 1.9% 4,697 4,212 2,962 3,427 2,897 42.0% 66.2% -12.8% -7.2% 0.5% -6.1% 19.0%

13 Burlington Insurance Co. N 2.5% 2.6% 2.4% 2.1% 1.9% 6,042 5,907 5,014 3,673 2,883 74.2% 44.0% 57.7% 28.1% -0.8% 19.9% 45.2%


15 Landmark American Insurance Co N 3.8% 2.6% 2.2% 1.7% 1.7% 9,388 6,073 4,471 3,030 2,564 240.9% 21.8% -35.2% 3.5% -34.6% -21.6% 72.4%

16 Essex Insurance Co. N 0.9% 0.6% 0.5% 1.2% 1.7% 2,172 1,304 1,003 2,019 2,500 -2.1% 9.0% 14.4% 14.2% 23.7% 15.0% 12.7%



19 Aspen Specialty Insurance Co. N 0.5% 1.1% 0.0% 0.3% 1.1% 1,142 2,470 6 579 1,650 -2.1% 6.1% 88.5% 58.1% 32.9% 48.7% 22.2%

20 Evanston Insurance Co. N 3.4% 2.9% 2.8% 1.7% 1.1% 8,422 6,684 5,863 2,893 1,631 23.7% 14.9% 7.1% 5.0% -35.2% -3.2% 10.7%

21 Indian Harbor Insurance Co. N 0.7% 1.7% 1.3% 0.6% 1.1% 1,703 4,021 2,597 977 1,629 25.9% 32.6% 22.8% 112.1% 31.2% 40.7% 39.5%


23 American Western Home Ins Co. N 0.7% 0.8% 0.8% 0.7% 1.0% 1,835 1,880 1,593 1,219 1,474 18.8% 26.5% -0.7% 2.0% 9.0% 3.3% 12.0%

24 Catlin Specialty Insurance Co. N 0.7% 1.3% 1.4% 1.2% 0.9% 1,732 2,958 2,937 2,021 1,413 38.1% 49.5% 42.1% 29.5% -0.5% 26.6% 34.7%



27 Princeton Excess & Surplus N 0.2% 0.2% 0.4% 0.5% 0.8% 507 575 838 909 1,273 -26.0% 288.0% -67.6% 87.2% 8.4% 14.9% 36.2%

28 Torus Specialty Insurance Co. N 0.0% 0.2% 0.0% 0.1% 0.8% - 385 (40) 262 1,270 -- 10.0% 147.9% -73.1% 5.2% 20.0% --

29 Penn-Star Insurance Co. N 1.3% 1.5% 1.3% 1.0% 0.8% 3,175 3,451 2,769 1,716 1,235 37.4% 24.8% 38.4% 1.7% -0.3% 13.1% 24.6%

30 Darwin Select Insurance Co. N 0.3% 0.3% 0.2% 0.4% 0.8% 859 593 449 743 1,221 64.7% 61.2% -4.5% 63.1% 34.6% 18.6% 43.0%

31 Maiden Specialty Insurance Co. N 1.0% 1.4% 1.0% 0.8% 0.8% 2,352 3,268 2,134 1,369 1,203 16.8% 6.5% 6.2% 5.8% 6.7% 6.1% 7.7%

32 Arch Specialty Insurance Co. N 1.7% 1.5% 0.8% 0.5% 0.8% 4,257 3,392 1,671 921 1,190 42.0% 22.5% 17.2% 104.0% -37.0% 27.8% 32.6%

33 Homeland Insurance Co. of NY N 1.1% 1.4% 1.5% 1.6% 0.8% 2,689 3,341 3,128 2,809 1,131 28.3% -19.7% -9.3% -11.3% -10.1% -10.5% -5.0%

34 Northfield Insurance Co. N 1.1% 1.0% 0.9% 0.8% 0.7% 2,638 2,229 1,760 1,412 1,109 24.1% 64.1% 27.9% -7.3% -35.4% 8.7% 22.5%

35 Western Heritage Insurance Co. N 0.9% 0.8% 0.8% 0.8% 0.7% 2,193 1,857 1,715 1,352 1,043 53.1% 74.5% 54.2% -23.0% 65.6% 25.0% 47.3%


37 General Star Indemnity Co. N 1.9% 1.6% 1.2% 1.0% 0.7% 4,694 3,583 2,477 1,815 1,034 41.8% 1.3% 10.7% -8.6% -72.9% -10.2% 6.6%

38 Everest Indemnity Insurance Co N 0.4% 0.6% 0.5% 0.5% 0.6% 966 1,457 1,052 820 918 24.5% 41.7% 3.8% -31.5% 7.1% -9.8% 15.8%

39 Columbia Casualty Co. N 0.9% 0.9% 1.0% 0.9% 0.6% 2,184 2,128 1,987 1,540 882 58.6% 101.7% 256.3% 26.5% 44.1% 115.9% 104.2%

40 United National Insurance Co. N 0.0% 0.2% 0.3% 0.2% 0.6% 75 402 656 428 874 11.2% -63.5% 54.9% 5.8% 0.8% 13.0% 7.6%

41 Navigators Specialty Ins Co. N 0.3% 0.4% 0.4% 0.5% 0.5% 782 1,000 751 916 786 71.4% 9.4% 29.1% 35.0% -9.3% 19.2% 24.4%

42 Colony Insurance Co. N 0.4% 0.4% 0.5% 0.5% 0.5% 1,039 907 984 825 757 48.1% 35.1% 118.5% -68.6% 80.7% 31.4% 43.5%

43 Mt. Hawley Insurance Co. N 0.9% 0.7% 0.5% 0.5% 0.4% 2,199 1,511 1,089 822 641 302.6% -17.2% -4.1% -8.3% -12.6% -5.2% 70.1%

44 QBE Specialty Insurance Co. N 0.0% 0.0% 0.5% 1.2% 0.4% - - 981 2,019 624 -- -- 6.2% 61.9% 46.6% 38.5% --

45 Mount Vernon Fire Insurance Co N 0.5% 0.4% 0.4% 0.4% 0.4% 1,186 951 820 710 590 60.2% 47.2% 34.5% 66.7% -41.0% 9.7% 37.9%

46 Fireman's Fund Ins Co. of Ohio N 0.1% 0.2% 0.2% 0.3% 0.4% 254 397 445 468 559 4.1% 0.0% 9.5% 11.0% 10.1% 8.0% 7.8%

47 American Safety Indemnity Co. N 1.3% 0.3% 0.5% 0.3% 0.4% 3,079 604 995 482 558 63.7% 66.6% 56.1% 47.8% -50.5% 29.0% 50.6%

48 North American Capacity Ins Co N 1.7% 0.9% 0.6% 0.5% 0.4% 4,158 2,176 1,325 949 554 136.4% -17.7% -20.9% -99.9% 243.9% -0.2% 43.7%

49 Voyager Indemnity Insurance Co N 0.0% 0.0% 0.0% 0.2% 0.4% - - - 262 538 -- -- -- 4.4% 4.7% -- --

50 Great American E & S Ins Co. N 0.2% 0.2% 0.4% 0.3% 0.4% 575 405 751 497 534 -94.9% -33.5% 24.1% 23.5% -33.7% 12.4% -33.5%



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Iowa State Report Summary




measured by DEP)

45.9

%

61.1

%

37.3

%

58.0

%

44.6

%

53.1

%

50.5

%

70.1

%

30.7

%

44.4

%

71.6

%

37.1

%

67.8

%

64.5

%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Med Prof Liab Fire Inland Marine All Other Total



29.7%

16.7%

6.0%

3.9%

28.4%

15.2%


Fire Product Liability All Other Lines


28.8%

5.4%

4.5%

4.4%

3.8%

53.2%








16.0%

79.0%

0.2%

4.8%




State: Iowa



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 150,615 127,419 108,903 124,934 132,273 51.5% 41.5% 85.7% 56.8% 50.5% 54.5% 56.4%


2 Steadfast Insurance Co. N 5.4% 4.9% 4.5% 5.9% 5.4% 8,118 6,251 4,900 7,328 7,098 78.5% 27.0% 80.0% 194.7% -10.3% 82.9% 75.2%


4 Columbia Casualty Co. N 5.1% 5.0% 4.4% 3.8% 4.4% 7,679 6,327 4,769 4,771 5,851 105.0% 95.8% -59.6% 10.8% -45.3% -34.9% 32.1%

5 Evanston Insurance Co. N 3.4% 0.6% 2.6% 2.2% 3.8% 5,082 745 2,778 2,772 5,032 4.1% -336.8% 3.9% 17.4% 50.0% 24.9% 10.3%


7 Arch Specialty Insurance Co. N 5.2% 5.8% 2.9% 3.7% 3.5% 7,816 7,362 3,195 4,647 4,604 36.0% 59.0% 13.8% -46.2% 29.3% -6.9% 24.4%








15 Westchester Surplus Lines Ins N 1.1% 3.8% 1.6% 0.5% 1.5% 1,652 4,850 1,756 583 2,026 44.6% 51.3% 150.9% 255.3% 100.9% 129.7% 112.5%

16 Nautilus Insurance Co. N 0.7% 0.8% 1.1% 0.6% 1.5% 1,064 1,079 1,150 780 2,011 48.7% 16.5% 77.4% 158.9% 43.8% 81.8% 65.2%



19 Admiral Insurance Co. N 1.6% 1.6% 2.2% 1.4% 1.4% 2,387 2,015 2,377 1,756 1,872 46.4% -6.4% 98.5% -1.7% 69.8% 40.0% 42.2%


21 Colony National Insurance Co. N 0.8% 1.3% 1.1% 0.8% 1.1% 1,274 1,597 1,165 1,044 1,441 -15.2% 520.1% -111.1% -359.9% 401.0% -58.0% 87.0%


23 Liberty Surplus Insurance Corp N 0.3% 0.4% 0.5% 1.0% 1.0% 464 461 525 1,250 1,341 -94.8% 58.9% 64.2% 83.5% 16.2% 44.3% 31.8%

24 Catlin Specialty Insurance Co. N 0.1% 0.1% 0.2% 0.9% 1.0% 150 181 191 1,090 1,295 37.8% 37.3% 77.2% 59.1% 46.5% 39.3% 51.2%

25 First Mercury Insurance Co. N 0.3% 0.3% 0.9% 0.8% 0.9% 500 335 945 979 1,192 35.6% -30.7% 34.3% 43.1% 127.8% 58.1% 57.2%

26 Gemini Insurance Co. N 0.0% 0.0% 0.1% 1.4% 0.9% 43 11 119 1,709 1,144 142.9% 27.7% 79.8% 36.3% 42.5% 33.5% 43.7%

27 Endurance Amer Spclty Ins Co. N 0.4% 0.6% 0.7% 0.8% 0.7% 611 743 733 938 973 80.7% -- -323.5% 32.0% 44.4% -68.9% 105.4%

28 NAMIC Insurance Co. R 0.6% 0.7% 0.8% 0.7% 0.7% 913 903 888 916 953 27.5% -5.4% -12.0% 216.0% -77.6% 45.0% 33.2%

29 Burlington Insurance Co. N 1.1% 1.0% 1.1% 0.6% 0.7% 1,659 1,316 1,175 790 894 36.1% 22.7% -12.8% 54.4% -11.2% 1.9% 20.1%


31 Princeton Excess & Surplus N 1.1% 0.9% 0.7% 1.1% 0.6% 1,661 1,157 767 1,391 840 11.3% 4.8% 21.6% 44.8% 25.6% 31.4% 21.5%

32 Western Heritage Insurance Co. N 0.9% 1.0% 1.0% 1.0% 0.6% 1,343 1,255 1,069 1,291 798 5.0% 49.7% 80.2% 84.3% 13.8% 53.4% 46.4%

33 Homeland Insurance Co. of NY N 0.9% 0.9% 0.7% 0.5% 0.6% 1,340 1,153 769 648 739 46.4% 26.9% 20.3% -41.9% 25.6% 0.2% 19.9%

34 Allied World Assr Co. (U.S.) N 4.4% 1.6% 0.9% 0.8% 0.6% 6,579 2,007 993 984 734 68.1% 84.2% 101.5% -95.6% -54.7% -0.4% 55.0%

35 Navigators Specialty Ins Co. N 0.1% 0.1% 0.2% 0.2% 0.5% 149 167 224 258 724 -41.2% -32.2% 145.1% 77.2% 37.2% 75.7% 44.4%

36 Western World Insurance Co. N 0.7% 0.8% 0.8% 0.6% 0.5% 1,095 1,039 886 786 685 47.3% -5.7% -24.1% -12.9% -31.7% -15.1% -2.4%

37 Colony Insurance Co. N 0.9% 1.1% 1.0% 0.7% 0.5% 1,300 1,386 1,127 866 605 -0.2% 12.8% 450.7% -419.6% 34.3% 62.9% 38.0%

38 Mt. Hawley Insurance Co. N 0.4% 0.3% 0.3% 0.4% 0.5% 610 432 352 559 601 -13.4% -4.1% 211.9% 110.1% 3.7% 93.7% 53.7%


40 Associated Intl Insurance Co. N 0.0% 0.0% 0.2% 0.0% 0.5% 39 30 210 40 595 37.7% 36.3% 5.0% 13.1% 4.6% 5.8% 7.5%

41 General Sec Indem Co. of AZ N 0.1% 0.2% 0.2% 0.3% 0.4% 223 196 241 336 594 73.9% -33.2% 165.4% 593.5% 34.6% 241.8% 187.5%

42 Everest Indemnity Insurance Co N 0.4% 0.5% 0.6% 0.1% 0.4% 548 581 599 168 568 115.9% 9.8% 28.6% -46.6% 34.9% 6.7% 34.9%

43 Berkley Regional Spclty Ins Co N 0.4% 0.5% 0.5% 0.5% 0.4% 554 601 568 613 538 60.8% 42.0% 60.6% 56.5% -26.0% 25.1% 37.1%

44 National Fire & Marine Ins Co. N 1.5% 0.9% 1.1% 0.5% 0.4% 2,196 1,166 1,151 642 501 96.5% -50.2% 2.5% 75.7% -152.0% -17.2% 11.8%

45 Mount Vernon Fire Insurance Co N 0.2% 0.3% 0.4% 0.3% 0.4% 273 335 451 410 485 19.4% 47.4% 36.0% 43.7% 15.6% 23.4% 31.6%


47 General Star Indemnity Co. N 1.4% 0.5% 0.4% 0.3% 0.3% 2,129 606 383 412 424 41.9% -75.9% -113.2% -50.1% -65.5% -75.2% -17.1%

48 Gotham Insurance Co. N 0.1% 0.2% 0.3% 0.2% 0.3% 78 251 349 241 397 5.8% -1.2% 30.6% 12.5% 43.6% 24.9% 22.7%

49 United National Insurance Co. N 0.6% 0.5% 0.4% 0.3% 0.3% 845 583 465 355 384 -120.2% -55.7% -28.3% 162.9% -242.1% -25.8% -63.2%

50 Rockhill Insurance Co. N 0.1% 0.1% 0.1% 0.3% 0.3% 128 77 157 373 373 65.0% 22.7% 35.3% 91.0% -0.3% 29.7% 41.3%



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Idaho State Report Summary




measured by DEP)

26.1

%

21.5

%

108.

5%

29.9

%

15.4

%

34.2

%45.2

%

45.3

% 51.9

%

8.6%

147.

4%

55.3

%

54.2

%

-26.

0%-40.0%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Med Prof Liab Fire Product Liability All Other Total



28.0%

17.7%

9.8%

6.6%

19.9%

18.1%

Oth Liab (Occurrence) Oth Liab (Claims) Med Prof Liab



23.6%

6.3%

3.4%

3.1%

2.7%60.9%





Admiral Insurance Co.



20.7%

72.1%

0.7%

6.6%




State: Idaho



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 67,283 66,456 51,279 46,387 44,428 50.1% 35.8% 65.6% 14.9% 34.2% 29.4% 41.1%

1 Lexington Insurance Co. N 20.4% 29.2% 20.4% 23.4% 23.6% 13,701 19,396 10,481 10,843 10,504 42.5% 41.5% 28.9% -9.5% 129.2% 39.1% 45.3%

2 Scottsdale Insurance Co. N 6.4% 6.9% 7.2% 6.3% 6.3% 4,322 4,598 3,708 2,939 2,808 31.7% 35.0% 35.7% -6.1% 23.9% 18.0% 25.8%


4 Chartis Specialty Insurance Co N 5.4% 3.2% 3.6% 2.2% 3.1% 3,647 2,149 1,836 1,007 1,363 33.8% 63.9% 571.5% -50.8% -225.2% 103.7% 108.8%

5 Admiral Insurance Co. N 0.9% 1.3% 2.3% 1.9% 2.7% 621 894 1,171 880 1,196 31.1% 38.5% 84.8% 45.2% 146.7% 76.8% 78.1%

6 Colony Insurance Co. N 2.1% 2.6% 3.3% 3.3% 2.6% 1,407 1,713 1,693 1,518 1,155 -42.2% 35.6% -11.6% 97.6% -102.0% -5.0% -0.8%


8 Great American E & S Ins Co. N 0.3% 0.2% 0.8% 1.4% 2.4% 205 153 408 665 1,059 -5.3% -147.3% 14.2% 24.2% 0.8% 5.7% -3.3%

9 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.3% 2.1% - - 6 607 937 -- -- -- 59.4% 34.3% 37.6% --

10 Essex Insurance Co. N 1.0% 0.7% 1.9% 2.3% 2.0% 695 494 995 1,069 878 25.5% 1.7% 25.2% 36.3% 54.0% 35.8% 31.0%

11 Hudson Specialty Insurance Co. N 1.2% 1.2% 2.1% 2.3% 1.9% 791 773 1,056 1,086 839 -61.3% -21.0% 21.7% 12.3% 61.1% 14.4% 11.1%


13 Nautilus Insurance Co. N 2.6% 2.1% 2.2% 1.8% 1.8% 1,773 1,428 1,130 857 806 27.6% 9.3% 35.7% 194.2% 5.4% 73.0% 48.3%

14 Burlington Insurance Co. N 2.1% 1.9% 1.6% 1.6% 1.6% 1,416 1,290 797 729 724 71.0% 100.4% -17.3% 0.0% 48.4% 9.3% 49.0%

15 Steadfast Insurance Co. N 4.3% 6.0% 3.9% 3.7% 1.6% 2,877 4,006 1,988 1,711 701 53.7% 44.8% 20.4% 80.3% -144.5% 15.5% 29.1%

16 Landmark American Insurance Co N 1.0% 0.7% 0.9% 1.5% 1.6% 706 492 448 693 700 43.9% 32.5% 8.6% 17.6% 21.1% 14.3% 24.9%

17 Indian Harbor Insurance Co. N 1.4% -0.1% 1.5% 1.1% 1.5% 935 (39) 778 511 687 5.7% 7.5% 18.6% 21.7% 12.0% 9.5% 13.1%

18 Evanston Insurance Co. N 2.8% 2.3% 3.5% 2.0% 1.5% 1,854 1,545 1,796 920 665 63.5% 0.6% 10.4% 28.9% -7.4% 12.9% 23.2%

19 Liberty Surplus Insurance Corp N 1.0% 0.6% 0.8% 1.1% 1.5% 661 371 419 492 645 32.3% 132.2% 61.4% 63.8% -54.3% 8.6% 39.5%


21 American Safety Indemnity Co. N 1.6% 0.7% 0.8% 1.4% 1.4% 1,066 461 432 640 609 63.5% 59.8% 56.1% 47.8% 4.1% 21.3% 47.3%

22 James River Insurance Co. N 1.1% 1.5% 1.9% 1.2% 1.4% 733 965 992 567 609 91.5% 40.5% 70.3% -60.9% 65.2% 25.9% 44.4%


24 Columbia Casualty Co. N 1.4% 1.0% 1.6% 1.5% 1.3% 923 637 807 678 596 40.3% 124.1% 189.9% -46.6% -91.3% -20.3% 45.5%

25 Allied World Assr Co. (U.S.) N 0.4% 0.3% 0.7% 1.6% 1.3% 259 201 377 765 581 75.8% 27.0% 2.5% 20.7% 24.2% 16.5% 26.8%

26 Mount Vernon Fire Insurance Co N 1.2% 1.1% 1.3% 1.4% 1.2% 781 704 653 645 550 88.3% 5.6% 23.3% 40.4% -3.8% 14.0% 34.2%

27 Westchester Surplus Lines Ins N 1.0% 2.4% 1.5% 2.1% 1.2% 677 1,583 759 963 512 103.8% 53.2% -5.4% 20.8% 34.1% 10.4% 43.9%

28 Chubb Custom Insurance Co. N 1.6% 1.1% 1.3% 1.4% 1.1% 1,098 742 648 639 506 4.1% 2.3% 195.5% 130.6% 7.2% 114.9% 67.6%

29 Darwin Select Insurance Co. N 1.7% 1.2% 0.5% 0.5% 1.1% 1,118 794 257 237 504 65.0% 61.3% 2.3% 665.7% -16.3% 102.6% 84.1%

30 Homeland Insurance Co. of NY N 0.2% 0.1% 0.5% 0.7% 1.1% 128 94 263 319 494 30.2% 1.3% 69.3% 5.8% 23.9% 19.2% 27.6%

31 Endurance Amer Spclty Ins Co. N 0.4% 0.2% 0.6% 1.0% 1.1% 265 152 329 448 469 82.0% 61.8% 74.3% 49.5% 38.0% 46.7% 54.1%

32 Gemini Insurance Co. N 1.7% 1.7% 0.6% 1.0% 1.0% 1,133 1,128 328 481 439 60.6% 57.4% 59.3% -5.8% 55.2% 10.0% 42.9%

33 Illinois Union Insurance Co. N 1.7% 2.8% 4.4% 2.3% 1.0% 1,130 1,840 2,238 1,073 434 202.6% 10.0% 8.1% 19.7% 3.3% 0.2% 44.6%

34 Arch Specialty Insurance Co. N 4.6% 3.1% 1.3% 0.7% 0.9% 3,069 2,030 655 340 410 26.0% 22.0% -25.1% -112.8% -97.0% -42.9% -1.2%

35 Northfield Insurance Co. N 1.5% 1.9% 2.3% 1.3% 0.9% 1,029 1,242 1,178 607 392 61.9% 39.1% -1.9% -84.9% 1.2% -26.9% 6.6%


37 General Star Indemnity Co. N 0.3% 0.3% 0.3% 0.4% 0.8% 228 231 179 206 372 -4.6% -77.7% -40.8% -22.8% 15.8% -20.5% -22.6%

38 Interstate Fire & Casualty Co. N 0.9% 0.9% 1.3% 0.7% 0.8% 604 568 681 313 367 -28.5% 49.4% 32.5% 35.8% -24.6% 10.7% 15.7%

39 Century Surety Co. N 0.8% 0.4% 0.5% 0.4% 0.7% 519 270 231 188 328 82.1% 25.9% 55.5% 6.6% 31.9% 25.3% 41.2%


41 Houston Casualty Co. N 1.9% 1.1% 1.5% 1.3% 0.7% 1,305 734 750 602 321 70.7% 34.6% 69.5% 67.6% 410.1% 105.6% 99.3%

42 Princeton Excess & Surplus N 0.3% 0.0% 0.1% 0.2% 0.7% 174 5 67 77 312 15.9% -17.5% 2.8% -6.1% 38.7% 18.1% 16.1%

43 Atlantic Casualty Insurance Co N 0.4% 0.5% 0.5% 0.6% 0.6% 284 320 252 264 268 34.2% 79.2% 191.4% 115.5% -241.8% 10.0% 33.8%

44 Penn-Star Insurance Co. N 1.1% 1.1% 0.9% 0.7% 0.6% 738 734 440 341 259 28.0% 22.4% 12.2% -9.4% -45.0% -5.6% 9.7%



47 Empire Indemnity Insurance Co. N 0.0% 0.0% 0.2% 0.5% 0.5% 10 1 89 241 213 17.3% -- -88.0% 31.5% 10.5% 10.5% 16.8%


49 First Specialty Insurance Corp N 0.4% 0.1% 0.0% 0.9% 0.5% 245 45 7 407 204 295.9% -477.9% -- 104.5% 92.3% 116.6% 66.6%

50 Torus Specialty Insurance Co. N 0.0% 0.2% -0.2% 0.0% 0.4% - 156 (77) 13 183 392.3% 46.0% -- -- 44.4% 147.1% 151.3%



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Illinois State Report Summary




measured by DEP)

57.6

%70

.3%

41.3

%

15.2

%

60.8

%77

.7%

58.6

%

57.2

%

86.2

%

58.1

%

36.5

%

183.

4%

69.9

%

70.0

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

180.0%

200.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)




29.5%

12.6%

9.5%

6.0%

27.8%

14.6%




29.8%

8.6%

3.8%

3.7%3.3%

50.8%





Essex Insurance Co.



19.8%

73.7%

0.2%

6.3%




State: Illinois



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 1,046,156 1,038,917 855,617 815,156 821,469 51.8% 56.3% 53.4% 60.5% 58.6% 48.1% 56.0%








8 AXIS Surplus Insurance Co. N 0.1% 0.1% 0.1% 0.8% 2.5% 1,281 803 594 6,803 20,146 37.4% 27.3% 19.9% -12.5% 70.7% 53.5% 58.3%




12 Fireman's Fund Ins Co. of Ohio N 2.1% 1.9% 2.6% 2.4% 1.8% 21,617 19,638 22,050 19,922 14,446 4.6% 105.5% 35.2% 51.2% 93.6% 53.0% 59.7%




16 Houston Casualty Co. N 1.1% 1.1% 1.3% 1.4% 1.4% 11,408 11,447 11,019 11,573 11,277 482.8% 108.8% -290.3% 25.1% 57.9% -78.7% 69.3%


18 General Sec Indem Co. of AZ N 0.2% 0.5% 0.3% 0.6% 1.3% 2,249 4,696 2,710 4,737 10,351 69.4% 429.6% 9.7% 40.3% 54.8% 40.7% 96.1%


20 Homeland Insurance Co. of NY N 0.8% 0.7% 0.8% 0.9% 1.2% 8,553 6,957 6,454 7,292 9,856 41.7% 0.4% 16.1% 2.2% 9.0% 4.3% 14.0%


22 Colony Insurance Co. N 1.8% 1.7% 1.9% 1.7% 1.1% 18,572 17,542 16,069 13,874 9,432 63.4% 5.7% 108.3% -20.0% 90.8% 43.1% 47.6%





27 Princeton Excess & Surplus N 0.8% 1.1% 1.1% 1.0% 0.8% 7,856 11,497 9,070 8,253 6,559 163.6% 160.9% 11.4% 13.1% -169.0% -32.2% 48.4%


29 Allied World Assr Co. (U.S.) N 0.1% 0.3% 0.6% 0.8% 0.7% 1,302 3,411 5,386 6,301 5,802 152.1% 317.5% 242.5% 90.0% -35.7% 85.1% 136.6%





34 Western World Insurance Co. N 0.2% 0.2% 0.4% 0.6% 0.6% 2,540 2,003 3,052 4,601 4,945 154.3% -49.9% 50.8% 49.4% 73.1% 45.5% 60.3%


36 AIX Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.5% 0.6% - - 164 3,711 4,607 -- -- 42.8% 56.1% 68.5% 56.8% --






42 General Star Indemnity Co. N 0.7% 0.5% 0.4% 0.5% 0.4% 7,680 5,608 3,578 3,998 3,406 60.4% 58.1% 73.9% 8.7% 41.0% 37.2% 52.6%

43 Travelers Excess & Surplus N 0.2% 0.2% 0.3% 0.4% 0.4% 2,118 2,367 2,260 2,945 3,240 0.8% 4.6% 60.4% -1.1% -1.9% 9.2% 10.7%

44 Torus Specialty Insurance Co. N 0.0% 0.8% 0.5% 0.1% 0.4% (162) 8,570 4,593 908 3,237 53.0% 31.9% 50.9% 101.7% 74.1% 59.8% 44.5%

45 United National Insurance Co. N 0.7% 0.5% 0.4% 0.4% 0.4% 7,089 4,707 3,841 3,420 2,910 115.4% 181.9% 163.2% -190.9% -25.9% -9.0% 75.9%

46 James River Insurance Co. N 0.7% 0.7% 0.7% 0.4% 0.3% 7,341 7,145 6,029 3,019 2,825 38.6% 66.0% 53.8% 95.5% -63.4% 33.7% 48.7%

47 First Specialty Insurance Corp N 0.4% 0.3% 0.7% 0.3% 0.3% 4,472 3,583 5,851 2,764 2,743 728.3% -210.3% 116.8% 185.2% 160.7% 128.4% 206.0%


49 North American Capacity Ins Co N 0.5% 0.5% 0.5% 0.5% 0.3% 5,456 4,815 4,040 4,179 2,677 -203.5% -123.7% -92.2% 175.1% 379.5% 72.2% -12.8%

50 St. Paul Surplus Lines Ins Co. N 1.6% 0.9% 0.6% 0.4% 0.3% 16,219 9,060 5,192 2,969 2,658 180.5% 53.8% -15.7% 34.2% 1.8% 19.5% 88.2%



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Indiana State Report Summary




measured by DEP)

70.5

%

33.5

%36

.5%

48.6

%

120.

4%

58.6

%

57.4

%

40.6

%

66.8

%

28.0

%

57.3

%

35.9

%

57.7

%

56.2

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Oth Comm'l

Auto Liab

Allied Lines

(Sub)

All Other Total



30.5%

11.3%

7.4%

6.4%

22.8%

21.5%


Oth Comm'l Auto Liab Allied Lines (Sub) All Other Lines


23.2%

6.4%

5.0%

4.2%

3.5%

57.7%








23.8%

70.0%

0.7%

5.5%




State: Indiana



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 299,118 271,213 237,585 250,533 243,889 77.0% 54.4% 68.0% 83.4% 57.4% 59.8% 68.0%















15 National Fire & Marine Ins Co. N 2.3% 1.6% 2.1% 1.4% 1.8% 6,775 4,276 4,896 3,475 4,357 41.6% -5.7% 10.7% 16.2% 31.6% 17.2% 17.0%

16 First Mercury Insurance Co. N 0.3% 0.4% 0.8% 1.2% 1.7% 947 1,099 1,932 2,988 4,197 33.9% 46.2% 73.5% 102.2% 137.3% 87.6% 95.1%







23 Darwin Select Insurance Co. N 1.2% 1.2% 1.1% 1.0% 1.1% 3,461 3,204 2,682 2,418 2,760 65.1% 61.2% 30.0% -49.9% 18.1% 3.1% 33.7%



26 Northfield Insurance Co. N 1.2% 1.1% 1.0% 1.1% 1.0% 3,507 2,944 2,449 2,684 2,327 26.6% 115.3% -268.0% 87.2% -7.4% -62.5% -5.2%

27 American Safety Indemnity Co. N 0.2% 0.4% 0.6% 0.5% 0.9% 502 1,059 1,404 1,265 2,315 63.6% 66.0% 56.1% 47.8% -39.6% 13.2% 25.6%




31 Colony National Insurance Co. N 1.2% 1.0% 1.1% 1.0% 0.7% 3,685 2,784 2,658 2,421 1,815 84.3% 51.5% 26.5% 580.7% -170.1% 54.1% 84.7%


33 Houston Casualty Co. N 2.7% 0.8% 3.3% 3.6% 0.7% 8,144 2,293 7,944 9,069 1,791 -48.5% 254.8% -187.7% 31.7% -50.3% -69.0% 14.8%

34 Admiral Insurance Co. N 1.1% 1.2% 0.8% 0.7% 0.6% 3,419 3,206 1,879 1,663 1,581 -27.2% 20.0% 206.8% 41.5% 50.0% 99.8% 44.4%

35 Mt. Hawley Insurance Co. N 0.8% 0.7% 0.5% 0.4% 0.6% 2,486 1,944 1,207 912 1,494 427.1% 61.3% 122.3% 23.4% 18.1% 62.7% 193.6%




39 Great American E & S Ins Co. N 0.3% 0.4% 0.5% 0.9% 0.5% 783 1,023 1,152 2,146 1,200 -6.2% -7.2% 27.1% 105.3% -46.3% 28.3% 22.7%

40 Capitol Specialty Ins Corp. N 0.2% 0.4% 0.5% 0.5% 0.5% 739 1,033 1,222 1,210 1,166 50.2% 8.3% 4.2% -25.4% 33.8% 7.8% 11.8%

41 Western World Insurance Co. N 0.5% 0.5% 0.6% 0.5% 0.4% 1,430 1,333 1,367 1,238 1,086 48.4% 107.5% 25.3% 48.5% -13.8% 20.3% 45.4%



44 Torus Specialty Insurance Co. N 0.0% 0.6% 0.2% 0.1% 0.4% (37) 1,648 377 153 982 -2.3% 94.9% 86.6% 29.2% 32.1% 49.9% 76.1%

45 Gemini Insurance Co. N 0.1% 0.3% 0.2% 0.2% 0.4% 273 710 477 486 966 54.4% 83.9% 49.1% -283.0% 319.6% 79.7% 86.4%

46 James River Insurance Co. N 0.9% 0.8% 0.7% 0.5% 0.4% 2,613 2,147 1,747 1,306 939 58.5% 27.3% 27.5% 74.5% 130.3% 59.5% 55.4%

47 Rockhill Insurance Co. N 0.1% 0.1% 0.2% 0.4% 0.4% 225 360 406 1,061 881 65.0% 42.6% 22.4% 124.9% 16.6% 41.8% 60.0%

48 United National Insurance Co. N 0.8% 0.6% 0.4% 0.4% 0.3% 2,338 1,725 903 1,084 846 -14.4% -41.6% -53.0% 69.9% -122.3% -33.7% -30.5%


50 First Specialty Insurance Corp N 0.3% 0.2% 0.3% 0.3% 0.3% 1,001 651 612 792 808 -- -977.8% -965.6% -123.0% -89.9% -333.5% 137.2%



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Kansas State Report Summary




measured by DEP)

-23.

1%

156.

1%

29.6

%

77.1

%

175.

5%

24.0

%

54.6

%

91.8

%

69.6

%

45.2

% 52.7

%

51.8

%53

.6%

54.9

%

-50.0%

0.0%

50.0%

100.0%

150.0%

200.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)

Comm'l Multi Prl

(Non-Liab)

All Other Total



30.1%

13.8%

7.0%

6.0%

22.0%

21.1%


Allied Lines (Sub) Comm'l Multi Prl (Non-Liab) All Other Lines


21.8%

4.9%

4.6%

4.4%

4.4%59.8%








29.7%

63.5%

0.5%

6.3%




State: Kansas



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 137,495 138,267 119,439 111,153 105,983 61.6% 75.3% 82.6% 66.0% 54.6% 57.8% 68.4%















15 Chubb Custom Insurance Co. N 3.4% 2.7% 2.3% 1.4% 1.7% 4,705 3,737 2,717 1,553 1,803 121.2% 108.0% 177.6% -7.1% -- -280.5% -82.4%




19 First Mercury Insurance Co. N 0.5% 0.3% 0.9% 1.2% 1.4% 686 456 1,046 1,338 1,460 35.3% -0.7% 44.6% 54.7% 81.7% 43.6% 53.5%

20 General Sec Indem Co. of AZ N 0.5% 0.7% 0.8% 0.8% 1.2% 726 1,007 928 904 1,284 56.2% 632.3% -132.4% -8.1% 117.3% 0.9% 134.5%

21 Princeton Excess & Surplus N 0.3% 0.2% 0.5% 0.9% 1.2% 410 234 546 1,008 1,234 63.9% -57.5% 21.6% 3.6% 48.0% 26.8% 31.0%


23 American Safety Indemnity Co. N 0.3% 0.3% 0.9% 1.1% 1.1% 402 478 1,109 1,185 1,213 63.6% 79.1% 56.1% 47.8% 27.9% 24.4% 48.0%

24 Torus Specialty Insurance Co. N 0.0% 0.1% 0.0% 0.0% 1.1% (5) 101 4 41 1,173 45.2% 44.9% 21.1% -- 184.9% 174.7% 170.6%


26 QBE Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.5% 1.0% - - 88 539 1,049 -- -- 55.2% 42.2% 41.5% 37.4% --

27 Liberty Surplus Insurance Corp N 1.8% 2.7% 1.8% 0.7% 1.0% 2,542 3,796 2,143 736 1,033 80.3% -- 140.3% 63.7% 20.7% 66.8% 324.6%

28 Mount Vernon Fire Insurance Co N 0.7% 0.8% 0.9% 0.8% 1.0% 942 1,053 1,082 896 1,013 69.1% 47.4% 18.5% 74.4% 22.7% 33.3% 45.5%

29 Colony National Insurance Co. N 0.4% 0.5% 1.0% 0.6% 1.0% 579 726 1,155 672 1,012 260.3% -47.0% 295.0% -244.9% 117.2% 31.3% 71.6%

30 Essex Insurance Co. N 2.0% 1.2% 1.6% 1.4% 1.0% 2,684 1,599 1,934 1,589 1,010 49.5% 110.5% 124.2% -7.7% 52.0% 64.1% 69.4%

31 Western Heritage Insurance Co. N 0.8% 0.8% 0.8% 0.8% 0.8% 1,147 1,066 993 881 899 55.5% 116.0% 12.0% 5.0% 30.1% 17.6% 46.9%

32 First Specialty Insurance Corp N 0.6% 0.6% 0.7% 0.7% 0.8% 864 882 820 790 870 39.0% -28.0% -30.5% 3.3% 40.1% -4.5% 3.2%

33 Darwin Select Insurance Co. N 0.8% 0.6% 0.6% 0.6% 0.8% 1,084 815 732 631 830 65.0% 62.1% 11.7% -4.9% 18.8% 6.4% 32.3%

34 Century Surety Co. N 0.9% 0.6% 0.7% 0.7% 0.8% 1,242 771 856 746 815 24.2% 43.2% 45.3% 58.3% 28.4% 39.7% 38.9%

35 Maiden Specialty Insurance Co. N 0.7% 0.5% 0.5% 0.6% 0.7% 1,024 693 607 623 770 67.9% 19.8% 121.8% 44.2% 58.0% 74.7% 62.1%

36 Great American E & S Ins Co. N 0.6% 1.0% 1.8% 1.3% 0.7% 879 1,410 2,163 1,454 766 -4.3% 35.8% 68.2% 112.0% 261.3% 81.2% 84.3%

37 Mt. Hawley Insurance Co. N 1.0% 0.9% 0.9% 1.0% 0.7% 1,319 1,243 1,130 1,158 752 -1.0% -13.0% 2.5% 32.9% 0.3% 13.5% 3.6%

38 Admiral Insurance Co. N 0.8% 1.1% 0.7% 0.5% 0.7% 1,098 1,478 889 538 719 -50.3% 65.9% 99.3% 42.1% -73.1% 34.2% 21.2%

39 Berkley Regional Spclty Ins Co N 1.5% 1.4% 1.5% 1.2% 0.7% 2,036 1,947 1,816 1,303 708 62.1% 44.2% 81.4% 75.3% 908.8% 251.4% 172.7%

40 National Fire & Marine Ins Co. N 0.6% 1.2% 2.0% 1.1% 0.7% 790 1,602 2,441 1,275 701 195.2% 49.7% 42.6% 18.0% 15.0% 27.0% 47.6%

41 Endurance Amer Spclty Ins Co. N 1.0% 0.7% 0.8% 1.0% 0.6% 1,340 973 987 1,070 682 83.7% 53.0% 45.3% 0.2% 49.8% 24.1% 49.5%

42 Capitol Specialty Ins Corp. N 0.1% 0.1% 0.2% 0.2% 0.6% 108 88 231 233 603 21.2% -107.1% -77.9% -29.1% 89.5% 28.0% 16.2%


44 Homeland Insurance Co. of NY N 0.5% 0.5% 0.7% 0.5% 0.5% 725 722 869 549 552 46.5% 9.0% 25.9% -42.6% -23.7% -9.4% 5.4%

45 Atlantic Casualty Insurance Co N 0.1% 0.2% 0.2% 0.3% 0.5% 147 224 297 311 532 88.3% 2.8% 42.4% 42.7% 22.8% 16.4% 36.4%


47 United Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.2% 0.5% - 7 54 198 494 -- 0.0% 0.0% 41.7% 63.5% 41.1% --

48 United National Insurance Co. N 0.9% 0.6% 0.4% 0.4% 0.4% 1,206 885 508 466 442 -12.8% -27.5% 48.1% 681.0% -82.1% 105.0% 73.4%

49 James River Insurance Co. N 1.2% 0.6% 0.7% 0.6% 0.4% 1,648 797 778 686 435 17.7% 20.3% 30.6% 66.9% 37.0% 41.5% 30.5%

50 Penn-Star Insurance Co. N 1.3% 1.1% 0.8% 0.5% 0.4% 1,785 1,546 899 581 421 48.2% 10.8% 48.1% 0.0% -23.3% 20.2% 26.2%



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Kentucky State Report Summary




measured by DEP)

37.6

%

87.1

%

-11.

6%

56.5

%

54.1

%

33.5

%42

.6%

58.1

%

22.1

%

56.4

%

46.9

%

25.6

%

67.4

%

65.0

%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

Oth Liab

(Occurrence)


(Claims)

Fire Allied Lines

(Sub)

All Other Total



26.9%

15.6%

10.9%

6.7%

21.6%

18.3%




22.7%

4.4%

3.9%

3.4%

3.3%

62.4%





Homeland Insurance Co. of NY



26.3%

68.8%

0.4%4.5%




State: Kentucky



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 196,799 186,656 154,614 158,924 153,739 65.8% 59.1% 33.9% 46.5% 42.6% 35.0% 50.9%


2 Columbia Casualty Co. N 2.3% 2.8% 2.9% 3.2% 4.4% 4,450 5,267 4,465 5,064 6,757 -85.7% -90.9% 84.5% 72.1% 91.5% 69.8% 16.0%







9 Steadfast Insurance Co. N 2.5% 4.7% 5.5% 2.3% 2.6% 4,849 8,831 8,452 3,724 4,007 -8.0% 26.0% 41.0% 26.0% 49.1% 34.3% 27.7%


11 Chartis Specialty Insurance Co N 3.2% 2.6% 3.1% 2.8% 2.3% 6,355 4,787 4,765 4,426 3,581 478.3% 52.7% -149.6% 59.3% -281.2% -103.7% 56.3%



14 First Mercury Insurance Co. N 0.3% 0.3% 0.7% 2.1% 2.0% 639 588 1,055 3,350 3,052 29.4% 38.1% 49.2% 156.0% 57.6% 57.0% 83.0%






20 Cincinnati Spclty Underwriters N -- 0.0% 0.0% 0.9% 1.5% -- - - 1,495 2,311 -- -- -- 47.5% 53.4% -- --


22 Alterra Excess & Surplus Ins N 0.0% 0.4% 1.3% 1.2% 1.3% - 801 1,975 1,873 2,023 -- 234.0% -40.3% 68.2% 139.7% 76.5% --


24 Admiral Insurance Co. N 1.0% 1.2% 1.2% 1.1% 1.2% 1,971 2,264 1,867 1,713 1,889 -20.5% 93.3% 12.2% 9.8% 73.0% 13.3% 38.1%

25 Colony Insurance Co. N 1.5% 1.6% 1.8% 1.3% 1.1% 2,916 2,985 2,757 2,110 1,736 80.5% 75.0% 34.5% -77.3% 7.4% -9.3% 30.0%



28 Great American E & S Ins Co. N 0.4% 0.5% 0.9% 2.1% 1.0% 881 852 1,375 3,279 1,586 -7.6% 48.6% -2.6% 45.7% 76.6% 36.5% 42.1%

29 Princeton Excess & Surplus N 0.9% 1.0% 1.4% 0.9% 0.9% 1,836 1,811 2,146 1,380 1,452 558.0% -5.9% 149.4% 147.5% 26.7% 113.7% 182.5%

30 American Safety Indemnity Co. N 0.2% 0.5% 0.8% 0.6% 0.9% 342 1,000 1,255 909 1,393 76.9% 62.9% 56.1% 47.8% 5.3% 28.3% 43.9%

31 Houston Casualty Co. N 0.4% 0.5% 0.6% 0.6% 0.8% 808 933 938 876 1,227 -12.5% 34.3% 282.2% -0.8% 194.1% 110.4% 105.1%


33 Liberty Surplus Insurance Corp N 0.6% 0.6% 0.4% 0.7% 0.7% 1,255 1,154 629 1,054 1,095 76.3% 73.0% 146.6% 200.3% 54.7% 108.5% 101.8%

34 Northfield Insurance Co. N 0.8% 1.1% 1.2% 0.8% 0.7% 1,657 2,104 1,928 1,245 1,090 1.3% -3.3% 3.0% 11.1% -42.7% -1.1% -3.6%


36 Atlantic Casualty Insurance Co N 0.9% 0.8% 0.8% 0.7% 0.7% 1,693 1,414 1,253 1,034 1,026 15.2% 26.9% 61.5% -14.1% 69.9% 17.0% 29.7%

37 Interstate Fire & Casualty Co. N 1.1% 0.6% 1.0% 0.8% 0.7% 2,118 1,112 1,499 1,204 1,012 56.6% -38.7% -50.5% 3.2% 20.8% -13.1% 6.7%

38 Amer Empire Surplus Lines Ins N 1.3% 0.9% 0.4% 0.6% 0.7% 2,633 1,749 600 1,009 1,010 131.3% 33.0% -143.1% -36.0% 25.9% -51.6% 35.4%

39 First Specialty Insurance Corp N 0.3% 0.3% 0.7% 0.5% 0.6% 634 578 1,013 861 933 282.2% 234.0% 486.8% -239.9% 75.2% 21.2% 154.1%

40 Maiden Specialty Insurance Co. N 1.1% 1.0% 1.2% 1.0% 0.6% 2,131 1,900 1,894 1,522 927 106.7% 64.1% 47.1% 49.8% 7.5% 37.7% 60.1%

41 Penn-Star Insurance Co. N 1.8% 1.4% 1.0% 0.5% 0.6% 3,556 2,622 1,524 865 858 45.4% 39.9% 50.6% 18.4% -72.2% 18.9% 32.8%

42 Appalachian Insurance Co. N 0.3% 0.4% 0.6% 0.5% 0.5% 607 826 929 805 844 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

43 General Star Indemnity Co. N 1.2% 0.8% 0.7% 0.5% 0.5% 2,416 1,576 1,048 864 761 21.8% 13.5% 71.8% -43.6% -76.5% -9.4% 9.9%


45 Western Heritage Insurance Co. N 0.9% 0.8% 0.8% 0.6% 0.5% 1,852 1,497 1,249 984 716 42.9% 38.3% 50.1% 2.8% 16.2% 25.5% 33.7%


47 St. Paul Surplus Lines Ins Co. N 1.3% 0.7% 0.6% 0.5% 0.5% 2,575 1,331 907 802 702 28.8% 69.4% -23.3% 33.4% -142.3% -23.0% 15.4%

48 Aspen Specialty Insurance Co. N 0.4% 0.4% 0.0% 0.2% 0.5% 792 712 (22) 397 699 11.7% 33.1% -129.7% 26.3% 0.0% -37.1% -0.1%


50 Torus Specialty Insurance Co. N 0.0% 0.5% 0.2% 0.1% 0.4% (94) 1,008 324 93 670 -- 37.5% 36.0% 508.2% 4.0% 68.2% 61.9%



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Louisiana State Report Summary




measured by DEP)

84.5

%

7.5%

20.9

%

85.3

%

17.4

% 24.1

%41

.7%

185.

4%

18.3

% 27.0

%

81.3

%

29.9

%

51.0

%55

.2%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

180.0%

200.0%

Oth Liab

(Occurrence)

Allied Lines

(Sub)

Fire Oth Comm'l

Auto Liab

Comm'l Multi Prl

(Non-Liab)

All Other Total



25.4%

11.5%9.3%

7.9%

14.7%

31.2%

Oth Liab (Occurrence) Allied Lines (Sub) Fire

Oth Comm'l Auto Liab Comm'l Multi Prl (Non-Liab) All Other Lines


14.7%

7.7%

7.3%

5.5%

3.8%60.9%








40.5%

48.0%

8.5%

3.0%




State: Louisiana



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 905,362 1,011,779 949,058 946,358 891,329 37.4% 76.1% 95.7% 38.4% 41.7% 48.6% 58.9%


2 QBE Specialty Insurance Co. N 0.0% 0.0% 3.5% 8.3% 7.7% - - 33,542 78,430 69,053 -- -- 61.0% 48.5% 51.3% 41.0% --




6 Westchester Surplus Lines Ins N 3.0% 4.5% 4.2% 3.4% 3.5% 27,154 45,616 40,062 31,870 31,065 -253.0% 204.1% 173.8% 31.7% 61.9% 86.3% 76.8%


8 Landmark American Insurance Co N 2.8% 2.6% 3.1% 3.6% 3.1% 25,658 26,189 29,396 33,806 27,804 -78.1% 85.9% 105.3% 15.4% 10.5% 38.3% 30.6%

9 AXIS Surplus Insurance Co. N 2.5% 3.6% 3.6% 2.6% 2.5% 22,455 36,550 34,362 24,543 21,957 -68.7% 18.3% 112.3% -15.5% 3.1% 37.3% 23.5%


11 GeoVera Specialty Insurance Co R 0.0% 0.0% 1.0% 1.8% 2.1% - - 9,732 17,089 18,689 -- -- 69.7% 9.5% 16.1% 20.5% --


13 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.2% 1.9% - - 351 11,668 16,672 -- -- -52.2% 31.2% 52.7% 40.3% --


15 Houston Specialty Insurance Co N -- 0.0% 0.0% 0.0% 1.8% -- - 0 1 15,641 -- -- 61.3% 46.8% 60.8% 56.2% --

16 Arch Specialty Insurance Co. N 1.2% 1.2% 1.4% 1.7% 1.7% 11,227 12,078 13,645 15,849 15,041 96.8% -16.3% 89.4% 84.8% 12.1% 47.1% 51.2%


18 Hallmark Specialty Ins Co. N 0.0% 0.0% 0.0% 1.4% 1.6% - - - 13,303 13,846 -- -- -- 53.1% 60.4% -- --

19 Princeton Excess & Surplus N 0.7% 0.6% 0.7% 1.1% 1.5% 6,401 5,740 7,066 10,325 13,631 44.4% 69.3% 86.5% -40.0% 31.9% 21.1% 32.0%





24 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.7% 1.4% 1.3% - - 6,441 13,130 11,159 -- -- 55.2% 42.7% 43.8% 43.9% --





29 Mt. Hawley Insurance Co. N 0.6% 0.6% 0.8% 0.9% 0.9% 5,508 6,056 7,251 8,689 7,692 -34.3% 9.7% 73.0% 31.0% 84.4% 55.9% 40.3%


31 Aspen Specialty Insurance Co. N 0.6% 0.4% 0.0% 0.3% 0.8% 5,658 3,560 210 3,291 6,964 228.4% 34.1% 27.2% 41.2% 41.0% 31.4% 82.3%



34 Torus Specialty Insurance Co. N 0.0% 6.2% 2.8% 0.2% 0.7% (32) 62,705 26,880 1,809 5,830 39.0% 68.2% 51.4% 37.4% 146.8% 37.1% 59.4%



37 Nautilus Insurance Co. N 1.5% 1.3% 1.1% 0.6% 0.6% 13,698 12,752 10,829 5,841 5,457 53.4% 53.1% 55.4% 118.2% -20.0% 38.8% 57.2%

38 Montpelier U.S. Insurance Co. N 0.0% 0.0% 0.0% 0.3% 0.6% - - - 2,472 5,303 -- -- -- -23.8% 70.1% -- --

39 Atlantic Casualty Insurance Co N 0.6% 0.6% 0.6% 0.5% 0.6% 5,672 5,772 5,607 4,397 4,985 43.2% 41.8% 63.9% 63.7% -3.0% 19.1% 43.1%

40 Liberty Surplus Insurance Corp N 0.2% 0.3% 0.4% 0.5% 0.5% 1,977 2,727 3,893 4,492 4,740 49.9% -285.6% 91.9% 58.9% 69.6% 60.0% 15.1%

41 Chubb Custom Insurance Co. N 1.1% 0.8% 0.5% 0.6% 0.5% 9,885 8,385 4,979 5,466 4,631 -23.3% -52.0% 224.1% 6.9% 57.2% 80.5% 28.2%



44 Seneca Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.2% 0.5% - 137 77 1,678 4,116 -- 11.9% 10.2% 60.1% 65.2% 44.3% --

45 USF Insurance Co. N 0.3% 0.3% 0.3% 0.4% 0.5% 2,567 2,860 3,312 3,708 4,111 102.9% 85.0% 111.8% -5.0% 36.1% 30.1% 58.4%

46 American Safety Indemnity Co. N 0.4% 0.2% 0.5% 0.5% 0.4% 3,541 2,273 4,631 4,406 3,980 180.9% 67.6% 56.1% 47.8% -73.9% -12.8% 43.6%




50 United National Insurance Co. N 1.0% 0.5% 0.5% 0.5% 0.4% 8,815 5,132 5,042 5,001 3,437 170.9% 16.0% 145.6% 110.3% -41.8% 47.7% 89.5%



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Massachusetts State Report Summary




measured by DEP)

26.3

%

68.1

%

33.9

%

83.3

%

29.4

%

43.3

% 46.4

%

73.3

%

35.9

%37

.3%

31.0

%

57.6

%58

.6%

57.3

%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

90.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Fire Allied Lines

(Sub)

Product Liability All Other Total



29.2%

13.1%

8.0%

7.2%

28.0%

14.6%


Allied Lines (Sub) Product Liability All Other Lines


26.1%

5.4%

5.0%

4.8%

4.6%

54.1%








25.0%

65.6%

1.9%

7.5%




State: Massachusetts



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 636,354 569,393 545,420 530,092 483,341 45.9% 51.5% 61.9% 53.2% 46.4% 46.6% 51.9%







7 Illinois Union Insurance Co. N 3.8% 3.2% 2.7% 2.6% 3.6% 24,285 18,253 14,767 13,886 17,298 49.1% 49.1% -48.6% 21.5% 11.2% -2.9% 22.5%


9 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.3% 1.4% 2.3% - - 1,462 7,368 11,149 -- -- -59.2% 85.5% 86.7% 73.0% 91.8%



12 Evanston Insurance Co. N 2.6% 2.8% 2.2% 1.8% 1.8% 16,331 15,902 12,098 9,619 8,558 38.6% 9.3% 22.4% -6.8% -49.3% -2.4% 9.3%

13 Houston Casualty Co. N 1.3% 1.5% 1.7% 1.7% 1.7% 8,438 8,688 9,076 9,255 8,391 -94.9% 39.5% -101.8% 102.6% -54.8% -27.6% -19.1%



16 AXIS Surplus Insurance Co. N 1.7% 1.9% 1.4% 1.4% 1.4% 10,811 10,765 7,520 7,506 6,904 106.3% 108.8% -17.4% 35.5% 174.1% 56.6% 78.7%




20 Colony Insurance Co. N 1.4% 1.5% 1.6% 1.5% 1.3% 8,909 8,682 8,518 8,071 6,416 81.3% 85.2% -9.7% 2.7% 123.4% 18.7% 55.2%


22 Aspen Specialty Insurance Co. N 1.4% 1.2% 0.3% 0.4% 1.1% 8,988 6,773 1,735 2,244 5,519 51.1% 30.4% 79.9% 172.5% 129.9% 89.4% 68.0%

23 Noetic Specialty Insurance Co. N 0.3% 0.5% 0.8% 1.0% 1.1% 2,177 3,104 4,222 5,079 5,397 156.3% 215.9% 168.3% 416.9% 170.1% 184.0% 239.8%



26 Arch Specialty Insurance Co. N 1.6% 1.4% 1.0% 0.8% 1.0% 10,234 8,146 5,469 4,089 4,838 23.9% 34.9% -6.8% -28.3% 4.5% -10.5% 11.3%

27 Endurance Amer Spclty Ins Co. N 0.1% 0.4% 0.7% 1.0% 1.0% 364 2,222 3,859 5,189 4,816 71.6% 69.1% 72.7% 35.2% 79.5% 53.5% 62.4%



30 General Star Indemnity Co. N 1.4% 1.2% 1.0% 0.9% 0.8% 8,907 6,821 5,618 4,648 4,001 45.2% -28.6% -40.1% -8.6% 38.9% -6.0% 2.4%

31 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.4% 0.5% 0.8% - 10 2,305 2,895 3,973 -- 46.8% 42.9% 43.8% 28.5% 28.5% --


33 Seneca Specialty Insurance Co. N 0.0% 0.0% 0.3% 0.5% 0.6% 37 214 1,638 2,575 3,086 69.1% -166.2% 72.0% 85.6% 33.8% 41.7% 56.4%


35 Amer Empire Surplus Lines Ins N 1.4% 1.4% 1.2% 0.7% 0.5% 8,863 7,800 6,633 3,901 2,654 21.6% 6.0% -5.6% -18.5% -38.0% -13.8% -0.9%

36 Homeland Insurance Co. of NY N 0.4% 0.7% 0.5% 0.5% 0.5% 2,556 4,129 2,663 2,576 2,533 -65.4% -14.5% 84.1% -20.1% -3.0% 26.9% -0.6%

37 First Specialty Insurance Corp N 0.6% 0.6% 0.5% 0.7% 0.5% 4,040 3,281 2,556 3,537 2,301 74.8% 72.9% -61.1% 51.6% 35.1% -5.1% 39.1%

38 American Safety Indemnity Co. N 0.0% 0.0% 0.2% 0.3% 0.5% - - 1,090 1,688 2,228 -- -- 56.1% 47.8% 42.8% 24.1% --


40 North American Capacity Ins Co N 0.4% 0.4% 0.5% 0.5% 0.4% 2,632 2,175 2,514 2,442 2,041 39.7% -27.1% -59.7% -1.2% 10.4% -2.8% -10.3%

41 Torus Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.4% - - 25 130 2,019 -- -- 6.1% 21.8% 38.8% 37.5% --


43 Navigators Specialty Ins Co. N 0.2% 0.2% 0.2% 0.4% 0.4% 1,263 1,108 848 2,095 1,981 60.0% 34.8% -24.7% 96.0% 89.2% 58.5% 59.2%



46 Atlantic Casualty Insurance Co N 0.1% 0.1% 0.3% 0.3% 0.4% 667 765 1,583 1,663 1,881 71.4% 15.0% 45.6% 53.0% 30.9% 16.5% 42.1%

47 St. Paul Surplus Lines Ins Co. N 1.0% 0.7% 0.4% 0.4% 0.4% 6,379 3,704 2,241 2,093 1,856 134.7% 24.6% 631.8% -26.4% -40.7% 213.2% 132.2%

48 Century Surety Co. N 0.0% 0.0% 0.0% 0.2% 0.4% - - 72 949 1,817 -- -- 35.6% 42.1% 80.6% 58.6% --

49 USF Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.4% 216 175 127 493 1,781 -72.8% 147.9% 74.3% 145.1% 56.9% 53.0% 61.2%




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Maryland State Report Summary




measured by DEP)

27.2

%

26.7

%

42.1

%

23.3

%

134.

6%

55.2

%

43.3

%

98.5

%

42.9

%

24.1

%

55.7

%

92.9

%

78.5

%

77.1

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)


(Sub)

All Other Total



26.1%

13.3%

13.1%

6.9%

23.0%

17.6%




22.5%

7.2%

6.7%

4.9%

4.6%

54.1%








25.2%

67.2%

0.4%

7.1%




State: Maryland



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 382,836 345,313 300,576 268,334 260,978 32.7% 15.1% 50.6% 24.5% 43.3% 34.8% 32.9%




4 Chartis Specialty Insurance Co N 8.5% 7.0% 5.2% 2.8% 4.9% 32,400 24,252 15,597 7,503 12,813 -75.0% 25.8% 99.4% -144.9% -- 36.0% 19.6%






10 Voyager Indemnity Insurance Co N 0.0% 0.0% 0.0% 0.0% 1.6% - - - 7 4,296 -- -- -- 6.7% 8.0% -- --




14 Nautilus Insurance Co. N 1.2% 1.1% 1.0% 1.2% 1.4% 4,413 3,829 3,062 3,143 3,759 37.1% 31.1% -7.8% 52.9% 0.9% 10.5% 23.3%


16 National Fire & Marine Ins Co. N 1.6% 1.0% 3.2% 2.0% 1.4% 5,979 3,299 9,718 5,478 3,650 36.8% -5.5% 44.7% 22.7% -25.8% 10.2% 15.7%




20 Homeland Insurance Co. of NY N 0.8% 0.9% 0.4% 1.3% 1.2% 2,952 3,039 1,228 3,559 3,232 44.3% 25.4% 25.6% -5.8% 41.2% 17.8% 27.0%






26 Princeton Excess & Surplus N 0.4% 0.2% 0.3% 1.2% 1.1% 1,474 784 949 3,123 2,778 -5.2% 21.4% -9.9% 24.7% 23.7% 17.7% 17.6%

27 Colony Insurance Co. N 1.3% 1.4% 1.3% 1.2% 1.0% 4,830 4,703 3,882 3,173 2,736 14.2% -24.1% 85.8% 54.8% 23.9% 45.4% 27.9%

28 General Sec Indem Co. of AZ N 0.1% 0.9% 0.6% 0.2% 1.0% 242 3,100 1,673 586 2,640 210.2% 10.3% 22.8% 32.6% 9.9% 19.3% 28.5%




32 Westchester Surplus Lines Ins N 1.1% 1.0% 1.2% 1.4% 0.9% 4,321 3,553 3,574 3,870 2,342 105.5% 24.9% 15.8% -18.2% 19.2% 4.9% 40.7%


34 Navigators Specialty Ins Co. N 0.3% 0.2% 0.2% 0.4% 0.7% 1,033 554 670 1,057 1,747 23.2% 10.0% -20.7% 61.6% 34.4% 29.9% 26.8%


36 First Mercury Insurance Co. N 0.4% 0.4% 0.6% 0.6% 0.6% 1,698 1,296 1,841 1,602 1,650 57.9% 21.7% 131.0% -32.8% 111.3% 51.8% 57.6%

37 United National Insurance Co. N 0.4% 0.4% 0.4% 0.5% 0.6% 1,494 1,481 1,332 1,277 1,631 260.4% -91.3% 32.3% -70.7% 111.4% 21.2% 43.5%

38 Gemini Insurance Co. N 0.0% 0.1% 0.4% 0.6% 0.6% 180 296 1,128 1,631 1,482 69.8% 43.0% 76.6% 43.2% 258.5% 132.3% 136.2%

39 American Safety Indemnity Co. N 0.2% 0.2% 0.6% 0.2% 0.6% 755 781 1,729 626 1,463 63.6% 54.9% 56.1% 47.8% -299.4% -62.8% -21.6%

40 Northfield Insurance Co. N 0.2% 0.3% 0.3% 0.4% 0.5% 715 881 957 1,205 1,387 9.8% 138.2% 17.7% 28.8% 118.2% 45.9% 68.0%



43 Great American E & S Ins Co. N 0.2% 0.2% 0.3% 0.4% 0.4% 756 742 766 1,193 1,125 15.1% 45.5% 59.9% 46.1% 261.4% 115.9% 95.4%


45 Torus Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.4% (0) 87 (19) 246 1,082 38.3% 62.1% -58.5% -7.4% 35.4% 28.0% 31.6%

46 Burlington Insurance Co. N 0.6% 0.6% 0.4% 0.4% 0.4% 2,279 1,990 1,230 1,014 973 39.0% -0.7% -4.6% 44.2% 179.4% 45.0% 38.2%

47 General Star Indemnity Co. N 0.8% 0.6% 0.6% 0.5% 0.4% 2,898 2,084 1,909 1,469 970 126.7% -171.3% 102.2% 20.9% 156.5% 65.3% 35.7%

48 Mt. Hawley Insurance Co. N 0.3% 0.2% 0.2% 0.2% 0.4% 1,118 637 571 653 929 -0.9% -30.9% -5.7% -16.4% -2.2% -7.7% -9.3%

49 Maxum Indemnity Co. N 0.5% 0.5% 0.4% 0.4% 0.3% 2,032 1,800 1,299 1,149 908 42.5% 34.9% 19.9% 68.0% -27.3% 2.6% 30.6%

50 Tudor Insurance Co. N 0.3% 0.3% 0.3% 0.3% 0.3% 1,286 1,055 817 885 888 40.3% -94.1% 55.2% 94.3% 196.0% 80.3% 47.7%



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Maine State Report Summary




measured by DEP)

62.8

%

-15.

8%

17.2

%

132.

5%

7.3%

223.

8%

71.4

%

24.1

%

54.3

%

35.1

%

28.7

%52

.4%

52.0

%

50.3

%

-50.0%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)




31.9%

14.4%

7.3%

6.8%

21.1%

18.4%




17.1%

6.3%

5.3%

4.6%

4.5%

62.2%








27.8%

64.7%

2.9%

4.7%




State: Maine



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 52,206 50,316 40,691 38,290 37,465 46.3% 58.8% 57.8% 19.9% 71.4% 43.3% 50.9%




4 Columbia Casualty Co. N 4.2% 3.3% 2.3% 5.2% 4.6% 2,192 1,680 924 1,995 1,705 37.4% 707.1% 14.9% 29.2% -86.3% -7.1% 142.6%

5 Evanston Insurance Co. N 5.4% 6.1% 7.0% 7.0% 4.5% 2,813 3,094 2,847 2,691 1,694 -9.1% -5.3% 31.1% 14.0% -13.9% 11.7% 5.6%

6 Chartis Specialty Insurance Co N 6.2% 5.1% 5.1% 3.1% 4.3% 3,218 2,559 2,091 1,183 1,613 242.1% 29.6% 177.0% -286.3% -43.2% -25.1% 42.9%

7 Landmark American Insurance Co N 2.8% 1.9% 2.0% 2.5% 4.2% 1,469 975 830 946 1,576 46.4% 13.5% -5.8% 12.4% 11.3% 9.5% 17.8%

8 General Star Indemnity Co. N 5.3% 4.1% 4.9% 4.9% 4.1% 2,752 2,086 1,990 1,868 1,550 17.6% -33.1% -21.6% 1.2% 13.1% -1.9% -4.2%

9 Steadfast Insurance Co. N 2.7% 3.4% 1.6% 1.8% 3.5% 1,425 1,715 633 679 1,312 25.2% 23.2% -17.4% 7.9% -5.2% -12.1% 11.2%

10 Northfield Insurance Co. N 0.0% 2.0% 3.4% 2.8% 3.2% 15 999 1,390 1,061 1,193 -12.4% 44.0% 12.7% 47.4% 163.4% 63.1% 67.1%


12 Great American E & S Ins Co. N 0.6% 1.4% 2.0% 2.1% 2.4% 324 691 819 788 917 73.1% 73.1% 101.9% 134.8% 284.6% 149.2% 153.3%

13 Western World Insurance Co. N 2.8% 2.5% 2.4% 2.3% 2.1% 1,444 1,240 981 879 805 112.0% 48.4% -31.8% -20.5% -29.4% -16.7% 28.1%

14 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.2% 2.1% - - - 447 793 -- -- -- 21.9% 26.8% -- --

15 Admiral Insurance Co. N 4.6% 3.5% 2.9% 2.1% 2.0% 2,387 1,769 1,184 802 768 -21.3% 75.9% 6.3% 14.6% 55.9% 30.1% 21.4%

16 Illinois Union Insurance Co. N 1.4% 1.5% 0.6% 0.8% 2.0% 733 731 249 297 733 19.3% 105.6% 8.7% -43.1% 20.8% 21.6% 34.9%

17 Berkley Regional Spclty Ins Co N 0.0% 0.0% 0.0% 1.1% 1.6% - - - 408 614 -- -- -- 120.0% 44.8% -- --

18 Essex Insurance Co. N 3.7% 2.6% 2.0% 1.2% 1.6% 1,934 1,305 823 457 586 30.6% 52.7% 3.4% -39.4% -80.4% -17.0% 13.5%

19 Chubb Custom Insurance Co. N 0.6% 1.0% 1.0% 1.9% 1.4% 297 480 406 709 533 -8.1% 94.3% -34.5% 86.4% 193.9% 103.0% 80.7%

20 Aspen Specialty Insurance Co. N 1.2% 1.1% 0.0% 0.9% 1.3% 608 572 3 350 478 126.6% 39.0% 39.8% 395.4% 81.3% 69.7% 94.1%

21 Alterra Excess & Surplus Ins N 0.0% 0.3% 0.9% 1.0% 1.2% - 173 386 365 447 -- 66.7% 119.7% -24.1% 65.3% 52.3% --

22 AXIS Surplus Insurance Co. N 1.5% 1.9% 1.4% 1.7% 1.1% 764 966 556 660 424 27.4% 36.6% 1.1% 22.6% 5.0% 6.7% 19.8%

23 Houston Casualty Co. N 1.1% 1.5% 2.6% 1.3% 1.1% 588 739 1,056 516 397 -8.4% 16.0% -- -83.6% 7.2% 22.6% 15.7%

24 National Fire & Marine Ins Co. N 1.5% 1.1% 2.5% 2.9% 1.1% 790 572 998 1,103 394 54.7% -27.8% 45.2% 48.4% -1.2% 22.1% 28.5%

25 St. Paul Surplus Lines Ins Co. N 4.3% 1.2% 0.9% 1.1% 1.0% 2,233 622 385 436 378 49.8% 49.5% 81.7% -41.0% -148.9% -14.2% 30.6%

26 Voyager Indemnity Insurance Co N 0.0% 0.1% 0.6% 1.0% 1.0% - 34 264 375 374 -- 14.1% 17.4% 43.3% 31.0% 32.3% --

27 Capitol Specialty Ins Corp. N 0.8% 1.2% 1.0% 1.2% 1.0% 436 597 423 454 371 55.4% 37.6% 38.1% 26.7% 88.7% 39.0% 47.3%


29 Liberty Surplus Insurance Corp N 1.9% 2.0% 2.4% 1.0% 1.0% 1,001 998 962 388 361 44.5% 66.0% 24.0% 92.7% -38.8% 0.9% 44.3%

30 Endurance Amer Spclty Ins Co. N 0.0% 0.0% 0.6% 1.1% 0.9% - 4 230 421 324 -- 28.2% 98.6% 37.8% 15.7% 34.4% --

31 Tudor Insurance Co. N 1.3% 1.2% 1.4% 1.7% 0.9% 686 589 590 646 321 30.8% 92.0% 34.9% 172.4% 21.6% 63.4% 72.0%

32 Indian Harbor Insurance Co. N 2.5% 1.8% 1.8% 0.8% 0.8% 1,323 898 713 292 317 39.2% 33.8% 12.1% 19.3% -5.7% -4.3% 25.3%

33 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.4% 0.8% - - 29 163 314 -- -- -- 28.5% 31.3% -- --

34 Allied World Assr Co. (U.S.) N 0.4% 0.6% 0.7% 0.3% 0.8% 197 327 267 105 308 235.9% -2.3% -14.1% 19.6% 32.3% 6.4% 40.9%


36 Gemini Insurance Co. N 0.2% 0.3% 0.3% 0.4% 0.7% 116 153 142 160 275 47.7% 64.3% 32.6% -184.1% 86.1% -5.4% 18.6%

37 Noetic Specialty Insurance Co. N 0.8% 0.8% 1.0% 0.7% 0.7% 442 423 419 283 267 17.6% 8.4% 33.8% -60.8% 8.3% 2.3% 5.1%

38 Interstate Fire & Casualty Co. N 0.8% 0.5% 0.8% 0.4% 0.6% 429 270 317 153 239 -2.6% 39.8% 28.0% 78.5% 29.8% 41.5% 30.3%

39 United National Insurance Co. N 2.2% 1.6% 1.2% 0.9% 0.6% 1,165 828 490 331 228 -13.1% 0.0% 5.4% -0.9% -72.5% -28.3% -9.6%

40 Homeland Insurance Co. of NY N 1.1% 0.9% 2.3% 1.7% 0.5% 564 457 949 648 203 44.7% -14.6% 4.6% -9.1% 10.1% -0.4% 6.8%

41 Darwin Select Insurance Co. N 0.9% 0.9% 0.5% 0.6% 0.5% 486 430 200 231 201 65.0% 61.8% -4.3% 11.9% 41.6% 10.7% 37.2%


43 Amer Empire Surplus Lines Ins N 0.7% 0.5% 0.6% 0.6% 0.5% 364 274 243 234 178 0.8% -25.0% 67.9% 19.0% 94.7% 58.1% 20.5%

44 Atlantic Casualty Insurance Co N 0.0% 0.0% 0.2% 0.3% 0.4% - - 64 129 158 -- -- 33.1% -49.3% 27.2% -7.0% --

45 James River Insurance Co. N 0.6% 0.9% 0.5% 0.6% 0.4% 315 471 221 212 151 105.3% 35.5% -12.7% -20.4% -28.7% -14.8% 22.6%

46 First Specialty Insurance Corp N 0.4% 0.2% 0.1% 0.2% 0.4% 217 83 58 77 150 -197.5% -191.8% 481.5% -149.5% 205.2% 150.7% -47.5%



49 Rockhill Insurance Co. N 0.1% 0.0% 0.1% 0.3% 0.3% 43 3 52 105 127 65.0% -40.9% 82.1% 132.8% -25.2% 42.6% 54.5%

50 American Safety Indemnity Co. N 0.0% 0.0% 0.2% 0.2% 0.3% - - 74 90 124 -- -- 56.1% 47.8% 36.2% 25.8% --



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Michigan State Report Summary




measured by DEP)

63.0

%

8.8%

26.5

%31

.7%

360.

6%

39.5

% 58.2

%

48.1

%

26.4

% 38.8

%45

.3%

23.2

%

90.7

%

85.0

%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

350.0%

400.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)




29.4%

15.1%

7.1%

6.7%

22.0%

19.7%


Med Prof Liab Allied Lines (Sub) All Other Lines


23.5%

8.3%

4.4%

3.6%

3.3%

56.9%








27.6%

64.7%

0.5%

7.2%




State: Michigan



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 443,505 405,417 396,341 376,324 341,702 51.7% 47.8% 62.1% 37.5% 58.2% 43.7% 51.3%



3 Columbia Casualty Co. N 4.2% 2.9% 2.9% 3.5% 4.4% 18,842 11,617 11,672 13,117 15,032 -163.0% 23.0% -183.9% -44.7% 173.3% 1.5% -42.3%


5 Evanston Insurance Co. N 2.8% 3.1% 2.6% 2.7% 3.3% 12,281 12,499 10,381 10,204 11,333 -15.3% 16.7% -15.8% 34.8% 32.6% 15.1% 8.8%











16 Colony Insurance Co. N 2.1% 1.9% 1.9% 1.8% 1.4% 9,445 7,704 7,484 6,846 4,887 21.0% 2.0% -27.9% 67.4% -3.0% 7.2% 11.6%

17 Princeton Excess & Surplus N 0.7% 1.1% 1.2% 1.2% 1.4% 2,929 4,541 4,603 4,549 4,809 88.0% -25.2% -22.2% 56.0% 43.5% 27.2% 26.5%

18 Catlin Specialty Insurance Co. N 0.1% 0.3% 0.8% 1.6% 1.4% 263 1,194 3,165 6,137 4,801 59.0% 52.5% 42.8% 53.4% 52.1% 43.6% 51.1%

19 Illinois Union Insurance Co. N 1.8% 1.6% 1.4% 0.7% 1.3% 7,990 6,542 5,694 2,671 4,601 245.0% 57.3% 132.2% -238.8% 14.1% -11.0% 79.4%

20 Arch Specialty Insurance Co. N 2.1% 1.7% 1.4% 1.3% 1.2% 9,176 6,818 5,400 4,879 3,931 45.3% 27.4% 343.3% -15.7% -7.5% 124.6% 81.8%




24 Fireman's Fund Ins Co. of Ohio N 0.5% 1.1% 1.8% 1.5% 1.0% 2,292 4,356 6,941 5,500 3,561 353.8% 82.6% 39.1% 51.9% 53.9% 29.5% 73.5%

25 National Fire & Marine Ins Co. N 1.0% 1.0% 1.8% 1.3% 1.0% 4,459 4,254 6,953 4,888 3,497 28.0% 8.5% 112.4% 2.0% -11.6% 22.5% 18.0%






31 Torus Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.8% - - - 326 2,857 -- -- -- 32.3% 19.6% -- --

32 Hudson Specialty Insurance Co. N 0.7% 0.8% 0.4% 0.3% 0.8% 2,950 3,059 1,770 980 2,799 30.2% 57.1% 114.9% 9.0% 89.0% 50.6% 60.1%

33 Cincinnati Spclty Underwriters N -- 0.0% 0.2% 0.6% 0.8% -- - 680 2,155 2,731 -- -- 34.2% 105.6% 83.2% 67.7% --

34 American Safety Indemnity Co. N 0.3% 0.5% 0.6% 0.6% 0.8% 1,407 2,018 2,451 2,386 2,703 64.2% 60.4% 56.1% 47.8% -332.6% -54.9% -46.6%

35 Darwin Select Insurance Co. N 0.1% 0.4% 0.7% 0.9% 0.8% 384 1,571 2,591 3,261 2,619 65.0% 62.6% 91.0% 53.2% 124.7% 64.4% 87.7%

36 Burlington Insurance Co. N 1.5% 1.3% 0.8% 0.7% 0.7% 6,858 5,428 3,334 2,722 2,513 82.6% 61.6% 24.1% -7.8% -31.7% 3.0% 41.7%


38 United National Insurance Co. N 0.8% 0.5% 0.6% 0.6% 0.7% 3,718 2,173 2,335 2,193 2,396 97.3% 274.3% 286.5% 2.6% 10.5% 95.9% 136.0%


40 First Specialty Insurance Corp N 0.0% 0.1% 0.3% 0.8% 0.7% 169 418 1,037 2,844 2,265 -- -501.9% -- 150.2% -41.6% 194.2% -17.9%

41 Maiden Specialty Insurance Co. N 0.4% 0.5% 0.3% 0.3% 0.6% 1,745 2,127 1,315 1,244 2,212 26.0% 75.5% -- 53.1% 33.1% 797.4% 519.7%

42 St. Paul Surplus Lines Ins Co. N 1.4% 0.7% 0.5% 0.5% 0.6% 6,041 2,799 1,911 1,993 2,202 62.2% 255.0% 33.2% 5.5% -104.0% -39.5% 75.9%

43 General Sec Indem Co. of AZ N 0.3% 0.5% 0.7% 0.6% 0.6% 1,203 1,868 2,629 2,381 2,193 -41.8% 13.0% 46.6% 6.4% 15.2% 20.4% 17.8%

44 Western World Insurance Co. N 0.8% 0.7% 0.6% 0.6% 0.6% 3,494 2,895 2,397 2,320 2,183 80.5% -267.4% -41.6% -32.0% -11.5% -21.4% -54.9%

45 Great American E & S Ins Co. N 0.3% 0.2% 0.5% 0.7% 0.6% 1,271 989 1,916 2,629 1,966 90.3% 77.4% 61.7% 33.2% 57.9% 39.0% 60.8%

46 Travelers Excess & Surplus N 0.1% 0.2% 0.3% 0.4% 0.6% 628 906 1,359 1,506 1,927 -47.7% 48.0% 15.6% 148.2% 49.8% 70.0% 59.6%

47 Montpelier U.S. Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.5% - - 33 254 1,860 -- -- 45.1% 47.0% 42.2% 30.8% --

48 Allied World Assr Co. (U.S.) N 0.5% 0.6% 0.5% 0.5% 0.5% 2,323 2,241 2,135 1,799 1,850 47.6% 41.9% -12.0% 128.9% 35.9% 49.2% 46.7%





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Minnesota State Report Summary




measured by DEP)

87.5

%

75.3

%

74.0

%

22.7

%23

.3%

10.7

%

65.0

%

42.2

%

54.0

%

112.

1%

49.5

%

95.0

%

69.2

%

67.7

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Product Liability Fire Med Prof Liab All Other Total



41.4%

8.4%

7.4%

4.5%

25.2%

13.0%

Oth Liab (Claims) Oth Liab (Occurrence) Product Liability

Fire Med Prof Liab All Other Lines


22.6%

7.4%

6.4%

6.4%

4.2%

53.1%





Indian Harbor Insurance Co.



15.1%

75.3%

0.3%

9.2%




State: Minnesota



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 307,487 303,055 261,866 232,611 230,198 49.7% 40.4% 37.3% 90.8% 65.0% 55.8% 55.0%





5 Indian Harbor Insurance Co. N 6.2% 4.6% 3.4% 3.7% 4.2% 18,987 13,857 8,881 8,491 9,668 70.6% 26.2% 36.4% -4.1% 14.4% 15.1% 33.9%


7 Arch Specialty Insurance Co. N 5.5% 4.2% 3.8% 3.9% 2.7% 16,897 12,603 9,911 8,978 6,182 33.1% 30.8% 38.4% -24.8% 1.4% 6.5% 20.4%





12 Houston Casualty Co. N 1.0% 1.8% 2.3% 1.8% 2.0% 3,003 5,363 6,061 4,182 4,535 -795.2% 152.9% -401.3% 373.9% -41.9% -48.1% -98.3%

13 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.4% 1.9% - - 15 3,309 4,282 -- -- -- 122.7% 463.4% 376.4% --

14 Mt. Hawley Insurance Co. N 0.8% 0.6% 0.8% 0.9% 1.7% 2,413 1,777 2,216 2,193 3,974 109.5% -10.1% 62.6% 44.1% 18.0% 36.9% 47.6%

15 Landmark American Insurance Co N 1.3% 1.2% 1.7% 1.8% 1.7% 4,032 3,665 4,429 4,092 3,845 45.8% 57.9% 14.2% 25.9% -16.1% 7.8% 26.5%

16 Illinois Union Insurance Co. N 0.0% 0.0% 0.0% 0.0% 1.6% - - - - 3,793 -- -- -- -- 35.4% -- --

17 Interstate Fire & Casualty Co. N 2.0% 1.9% 1.7% 1.8% 1.6% 6,293 5,857 4,483 4,141 3,769 57.7% 60.7% -42.6% -18.3% -9.6% -14.5% 15.9%

18 Great American E & S Ins Co. N 0.5% 0.3% 0.5% 1.1% 1.4% 1,576 963 1,439 2,572 3,203 42.0% -20.3% 15.3% 56.1% 109.8% 52.1% 56.0%

19 Northfield Insurance Co. N 1.1% 1.0% 1.2% 1.1% 1.2% 3,387 2,906 3,186 2,617 2,760 312.2% -653.9% 16.1% -32.5% 12.1% 2.2% -67.7%

20 Liberty Surplus Insurance Corp N 0.5% 0.3% 0.9% 1.1% 1.2% 1,512 961 2,241 2,463 2,660 90.5% 6.7% 66.0% 65.2% 8.2% 26.6% 47.6%





25 First Mercury Insurance Co. N 0.2% 0.1% 0.2% 0.3% 1.0% 753 423 539 756 2,205 60.9% 2.9% 30.7% 91.2% 104.6% 61.8% 74.2%

26 Capitol Specialty Ins Corp. N 1.0% 0.8% 0.7% 1.0% 0.9% 2,931 2,304 1,915 2,310 2,024 58.5% 38.8% -50.1% -0.5% 93.6% 14.0% 28.6%


28 Darwin Select Insurance Co. N 0.0% 0.6% 0.7% 0.8% 0.7% - 1,785 1,710 1,844 1,673 -- 62.5% 50.5% 55.5% 73.5% 39.6% --



31 Noetic Specialty Insurance Co. N 0.5% 0.3% 0.2% 0.6% 0.6% 1,395 1,011 404 1,338 1,472 270.4% 200.9% 348.3% 102.5% 109.2% 166.5% 196.9%

32 General Star Indemnity Co. N 0.7% 0.8% 0.7% 0.7% 0.6% 2,264 2,311 1,952 1,724 1,308 -13.9% -27.2% -14.3% -10.2% -39.9% -20.5% -20.4%


34 First Specialty Insurance Corp N 0.6% 0.5% 0.6% 0.8% 0.6% 1,883 1,364 1,613 1,934 1,278 1.0% -32.0% 209.7% 35.6% -38.8% 58.2% 35.2%



37 Princeton Excess & Surplus N 0.0% 0.0% 0.3% 0.5% 0.5% - - 885 1,136 1,189 -- -- 16.2% 23.7% 57.2% 34.2% --



40 Admiral Insurance Co. N 0.5% 0.4% 0.3% 0.4% 0.5% 1,394 1,319 758 937 1,139 -2.1% -30.4% 45.2% 91.2% 207.3% 99.6% 47.1%

41 Navigators Specialty Ins Co. N 0.1% 0.2% 0.2% 0.4% 0.5% 199 516 409 818 1,126 60.3% 27.5% 36.9% 61.6% 56.1% 48.3% 48.7%


43 Crum & Forster Spclty Ins Co. N 0.3% 0.1% 0.0% 0.1% 0.5% 964 254 69 194 1,045 40.4% -51.7% -107.3% -84.9% 26.2% -20.6% 5.7%


45 Gotham Insurance Co. N 0.1% 0.1% 0.2% 0.3% 0.4% 246 290 419 709 972 38.2% -3.0% 33.2% 49.3% 73.3% 49.7% 47.8%

46 Western World Insurance Co. N 0.5% 0.5% 0.5% 0.5% 0.4% 1,401 1,440 1,248 1,202 970 48.4% -20.0% -1.7% -8.4% 3.3% -1.7% 5.3%

47 NAMIC Insurance Co. R 0.3% 0.3% 0.4% 0.4% 0.4% 924 913 933 958 924 -7.5% 129.9% 8.8% 45.2% -42.0% -4.8% 25.9%

48 Travelers Excess & Surplus N 0.3% 0.4% 0.4% 0.3% 0.4% 913 1,245 1,126 659 912 26.7% 17.0% 51.0% 36.7% 43.9% 38.2% 35.1%

49 Colony National Insurance Co. N 1.0% 0.5% 0.5% 0.5% 0.4% 3,150 1,642 1,362 1,255 898 25.0% 43.2% 137.7% -3.1% 113.0% 64.0% 52.2%

50 Gemini Insurance Co. N 0.2% 0.2% 0.2% 0.5% 0.4% 685 650 646 1,165 879 58.2% -88.5% 53.4% 114.9% 39.8% 56.4% 37.9%



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Missouri State Report Summary




measured by DEP)

99.7

%

35.4

%

18.3

%

-212

.8%

47.0

% 67.2

%

33.5

%61

.5%

53.6

%

46.7

%

43.4

%

43.7

% 62.4

%

61.3

%

-250.0%

-200.0%

-150.0%

-100.0%

-50.0%

0.0%

50.0%

100.0%

150.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)


(Sub)

All Other Total



26.8%

7.7%

13.8%

9.0%

24.6%

18.1%




29.2%

5.3%

4.4%

3.7%

3.1%

54.5%








28.9%

66.3%

0.3%4.5%




State: Missouri



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 404,081 391,709 353,984 347,943 345,018 49.1% 44.4% 57.7% 74.0% 33.5% 46.6% 51.5%

















17 Great American E & S Ins Co. N 0.5% 0.5% 0.7% 1.4% 1.3% 2,030 2,000 2,628 4,885 4,474 -89.9% 4.6% 24.0% 113.0% 17.0% 45.5% 28.6%













30 Hudson Specialty Insurance Co. N 1.7% 1.5% 1.5% 0.9% 0.9% 7,062 5,886 5,250 3,119 3,016 53.9% 17.8% 28.5% -3.9% 2.0% 6.8% 23.7%


32 First Mercury Insurance Co. N 0.3% 0.2% 0.4% 0.9% 0.8% 1,121 871 1,548 3,200 2,884 32.4% 15.4% 51.0% 31.2% 90.5% 42.3% 52.2%



35 Aspen Specialty Insurance Co. N 0.3% 0.1% 0.0% 0.5% 0.7% 1,097 573 28 1,690 2,548 -2.3% 35.6% 82.7% 86.1% 41.1% 44.3% 36.5%

36 Gemini Insurance Co. N 0.2% 0.2% 0.4% 0.2% 0.7% 681 850 1,255 626 2,366 59.2% 204.0% 113.0% 95.1% 54.5% 58.2% 97.9%


38 Philadelphia Insurance Co. N 0.1% 0.4% 0.5% 0.8% 0.6% 580 1,612 1,820 2,712 2,010 8.8% -65.0% 25.7% 53.1% 26.3% 32.8% 25.0%


40 American Safety Indemnity Co. N 0.1% 0.2% 0.7% 0.6% 0.5% 481 737 2,545 2,114 1,657 63.6% 24.6% 56.1% 47.8% 23.0% 22.7% 41.9%

41 Atlantic Casualty Insurance Co N 0.2% 0.2% 0.3% 0.3% 0.5% 700 731 946 1,062 1,648 24.9% 36.0% 65.7% 154.7% 55.9% 57.5% 69.8%

42 General Sec Indem Co. of AZ N 0.1% 0.1% 0.3% 0.4% 0.5% 361 440 1,029 1,226 1,569 -- -57.5% 15.2% 145.0% 56.7% 75.1% 1.2%

43 Alterra Excess & Surplus Ins N 0.0% 0.1% 0.2% 0.3% 0.4% - 345 686 909 1,540 -- 57.5% 28.9% 37.3% 45.3% 39.0% --



46 Princeton Excess & Surplus N 1.2% 1.0% 0.9% 1.0% 0.4% 4,933 4,049 3,208 3,471 1,485 48.7% 4.7% 110.5% -11.8% -33.6% 31.1% 28.7%

47 Executive Risk Spclty Ins Co. N 1.0% 0.7% 0.6% 0.5% 0.4% 4,053 2,600 1,948 1,775 1,480 50.8% 10.6% -14.7% 59.6% 78.1% -21.9% 34.9%


49 Omega US Insurance Inc. N -- 0.0% 0.0% 0.3% 0.4% -- - 56 932 1,392 -- -- 47.2% 192.6% 36.1% 78.4% --




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Mississippi State Report Summary




measured by DEP)

3.5%

-0.4

%

29.0

%

58.9

%

39.8

%

52.0

%

29.0

%

41.1

%

27.4

%

42.5

%

29.4

%

37.9

%

62.8

%

59.2

%

-10.0%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

Allied Lines

(Sub)

Oth Liab

(Occurrence)

Fire Med Prof Liab Comm'l Multi Prl

(Non-Liab)

All Other Total



20.7%

9.3%

15.4%9.8%

16.2%

28.4%

Allied Lines (Sub) Fire Oth Liab (Occurrence)



18.4%

6.2%

5.7%

5.3%

4.0%60.4%





Hudson Specialty Insurance Co.



52.4%

37.2%

8.7%

1.7%




State: Mississippi



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 254,085 244,687 226,166 228,685 223,162 50.1% 71.3% 60.3% 44.2% 29.0% 37.7% 51.3%



3 Landmark American Insurance Co N 5.0% 6.1% 6.0% 5.5% 5.7% 12,722 14,976 13,578 12,565 12,719 -82.1% 37.5% -10.5% 3.9% 62.5% 17.2% 5.4%

4 Westchester Surplus Lines Ins N 5.6% 6.6% 4.9% 5.9% 5.3% 14,116 16,263 11,067 13,605 11,829 -127.0% 223.3% -45.2% 82.8% -7.9% 7.8% 32.7%


6 Steadfast Insurance Co. N 3.1% 2.8% 3.0% 2.7% 3.1% 7,916 6,944 6,803 6,255 6,880 164.9% 49.6% 44.2% -21.2% 39.8% 22.3% 58.8%

7 AXIS Surplus Insurance Co. N 2.7% 3.3% 2.6% 2.3% 2.6% 6,747 8,104 5,770 5,316 5,910 -52.7% 6.1% -56.4% -13.0% 4.7% -26.6% -24.1%


9 Arch Specialty Insurance Co. N 2.4% 2.7% 2.7% 2.7% 2.3% 5,991 6,558 6,006 6,174 5,072 396.5% -69.8% 122.3% 41.9% 59.3% 58.4% 102.0%



12 QBE Specialty Insurance Co. N 0.0% 0.0% 0.8% 1.0% 1.7% 61 (0) 1,844 2,386 3,877 210.4% -- -- 23.3% 15.5% 18.2% 23.0%

13 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.2% 1.3% 1.7% 12 - 372 2,873 3,703 323.8% -- -566.9% -58.1% 15.5% -17.3% --


15 Columbia Casualty Co. N 3.0% 3.4% 3.1% 2.3% 1.6% 7,683 8,330 6,929 5,164 3,504 85.7% 120.9% -44.2% 22.5% 11.0% -22.6% 44.4%


17 Homeland Insurance Co. of NY N 1.0% 1.3% 1.5% 1.0% 1.5% 2,519 3,187 3,354 2,319 3,440 874.3% -41.5% 31.8% 28.9% 144.8% 62.1% 161.4%


19 Penn-Star Insurance Co. N 1.1% 1.8% 1.8% 1.5% 1.5% 2,853 4,403 4,115 3,456 3,262 54.6% 34.4% 57.4% 71.8% -21.8% 33.6% 40.8%




23 Evanston Insurance Co. N 2.4% 2.1% 2.0% 1.1% 1.2% 6,159 5,219 4,557 2,505 2,782 95.5% 51.1% -35.5% 26.4% -31.1% -15.7% 32.3%


25 Essex Insurance Co. N 1.4% 1.4% 1.3% 0.9% 1.1% 3,570 3,409 2,928 2,093 2,462 -147.1% -2.4% 183.9% -105.4% 350.1% 118.8% 42.2%

26 North Light Specialty Ins Co. R -- -- 0.0% 0.1% 1.0% -- -- - 183 2,322 -- -- -- 0.0% 15.0% -- --

27 Indian Harbor Insurance Co. N 1.2% 1.3% 1.2% 1.1% 1.0% 3,061 3,177 2,619 2,613 2,278 84.0% 60.8% -120.8% 51.7% 30.6% -16.0% 26.2%


29 United National Insurance Co. N 0.7% 0.6% 0.5% 0.8% 1.0% 1,846 1,468 1,195 1,750 2,163 -178.8% -111.0% 109.9% 238.7% 44.1% 106.1% 6.0%

30 St. Paul Surplus Lines Ins Co. N 2.5% 1.8% 1.3% 1.0% 1.0% 6,233 4,402 2,992 2,373 2,126 25.9% 14.9% 57.2% -34.6% -24.4% 7.6% 15.4%


32 Travelers Excess & Surplus N 0.4% 0.2% 0.3% 1.2% 0.9% 890 563 593 2,825 2,043 -324.3% -27.1% -185.9% 5.0% 22.6% -10.7% -44.9%

33 Century Surety Co. N 0.4% 0.6% 0.7% 0.7% 0.9% 986 1,358 1,564 1,621 1,979 53.0% 88.3% 74.6% 29.4% 37.8% 37.5% 55.1%


35 Illinois Union Insurance Co. N 1.4% 0.8% 0.9% 0.5% 0.8% 3,468 1,867 2,143 1,114 1,779 -199.6% 33.9% 45.5% 64.7% 35.7% 45.2% -24.6%

36 Aspen Specialty Insurance Co. N 0.6% 0.2% 0.0% 0.1% 0.7% 1,449 492 2 143 1,650 6.8% 55.5% 226.6% 4.0% 34.5% 58.2% 42.2%


38 Rockhill Insurance Co. N 0.9% 0.8% 0.4% 0.6% 0.7% 2,213 1,923 818 1,340 1,526 11.7% 4.3% 18.0% 45.1% -1.6% 14.3% 13.1%




42 First Mercury Insurance Co. N 0.4% 0.4% 0.6% 0.5% 0.6% 949 1,024 1,445 1,201 1,441 35.8% 65.9% 46.7% 41.0% 89.9% 34.8% 57.5%

43 Mt. Hawley Insurance Co. N 1.0% 0.7% 0.6% 0.6% 0.6% 2,425 1,795 1,383 1,403 1,389 35.2% 29.8% 60.5% 23.1% -19.6% 20.9% 28.5%

44 Great American E & S Ins Co. N 0.2% 0.3% 0.8% 1.0% 0.6% 623 690 1,860 2,284 1,297 541.8% 73.0% 78.9% 117.0% 213.4% 120.1% 169.8%

45 Canal Indemnity Co. R 0.3% 0.2% 0.2% 0.3% 0.6% 764 569 559 654 1,251 71.0% 90.6% 67.2% 140.7% 141.4% 93.2% 105.2%


47 Torus Specialty Insurance Co. N 0.0% 0.8% 0.1% 0.0% 0.5% 52 2,021 281 104 1,205 35.7% 5.5% 5.9% 176.4% 18.4% 18.4% 14.4%

48 National Fire & Marine Ins Co. N 8.3% 5.3% 2.9% 1.2% 0.5% 20,981 13,003 6,642 2,785 1,192 21.0% -2.1% 40.0% -63.6% -10.3% -0.7% 7.3%

49 Gemini Insurance Co. N 0.1% 0.2% 0.1% 0.2% 0.5% 280 408 283 492 1,183 59.8% 116.8% 65.7% -116.8% 45.9% 1.5% 42.0%




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Montana State Report Summary




measured by DEP)

89.9

%

47.2

%

22.9

%

7.0%

31.1

%

129.

2%

71.1

%

57.4

%

29.7

%

47.4

%

67.7

%

59.2

%

82.0

%

78.3

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Med Prof Liab Fire Comm'l Multi Prl

(Liab)

All Other Total



32.1%

6.7%

13.7%

8.3%

18.1%

21.1%


Fire Comm'l Multi Prl (Liab) All Other Lines


12.1%

9.8%

6.3%

5.6%

5.2%

61.0%








20.3%

73.9%

1.3%

4.6%




State: Montana



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 52,832 49,501 43,211 52,373 43,967 47.5% 75.8% 109.6% 92.2% 71.1% 81.2% 79.5%






6 Princeton Excess & Surplus N 6.1% 7.1% 2.0% 5.1% 5.0% 3,240 3,514 848 2,673 2,178 -3.5% 93.0% 237.5% 53.8% 32.7% 96.9% 83.1%


8 Atlantic Casualty Insurance Co N 0.8% 1.5% 2.1% 1.4% 2.4% 411 724 926 746 1,061 -151.2% 29.1% 20.4% -3.6% 42.3% 4.5% 1.7%

9 Evanston Insurance Co. N 3.5% 3.9% 3.9% 2.4% 2.3% 1,861 1,918 1,669 1,265 1,026 21.9% 61.7% 25.3% -23.3% -16.9% -3.4% 18.9%


11 AXIS Surplus Insurance Co. N 3.7% 1.1% 1.5% 1.5% 2.1% 1,969 565 651 791 922 59.1% 459.1% 286.0% -1.4% 17.0% 90.8% 166.8%

12 Western Heritage Insurance Co. N 1.3% 1.4% 1.8% 1.6% 2.0% 668 713 773 832 900 47.0% -18.1% 49.9% 56.6% 17.7% 30.4% 30.7%

13 Catlin Specialty Insurance Co. N 2.8% 2.4% 1.8% 0.7% 1.8% 1,469 1,211 781 385 805 40.4% 49.4% 23.0% 43.2% 73.9% 42.3% 43.0%

14 Admiral Insurance Co. N 2.3% 2.6% 2.0% 1.3% 1.8% 1,226 1,304 878 674 801 20.7% 20.1% -5.4% 54.6% 144.4% 42.2% 38.0%

15 Chartis Specialty Insurance Co N 3.7% 3.1% 3.2% 2.1% 1.7% 1,968 1,539 1,380 1,123 765 295.9% 786.3% -- -- 111.1% 1246.4% 898.0%


17 Westchester Surplus Lines Ins N 1.2% 1.2% 1.2% 0.9% 1.5% 633 596 517 475 666 151.9% 122.2% 623.5% 32.9% 82.8% 263.3% 219.2%

18 Philadelphia Insurance Co. N 0.0% 0.4% 1.5% 1.5% 1.3% 13 204 656 793 593 -132.6% -1.3% -17.0% 33.7% 51.8% 20.8% 25.2%

19 Penn-Star Insurance Co. N 2.4% 2.8% 2.8% 2.0% 1.3% 1,275 1,389 1,199 1,040 572 45.3% 44.0% 47.5% 74.0% 156.2% 68.1% 64.9%

20 Hudson Specialty Insurance Co. N 3.1% 3.3% 3.3% 1.5% 1.2% 1,649 1,637 1,437 765 542 41.8% 33.4% 71.9% 10.7% -38.8% 14.7% 33.9%

21 Houston Casualty Co. N 1.5% 0.8% 0.7% 1.1% 1.2% 815 383 287 553 536 1.3% 46.9% 104.5% 63.9% 143.6% 90.5% 66.3%



24 Arch Specialty Insurance Co. N 0.6% 1.1% 0.5% 1.1% 1.0% 322 540 237 562 456 -53.6% 48.3% -45.3% -2.2% 14.1% -0.7% -1.6%

25 Essex Insurance Co. N 1.4% 1.0% 0.8% 0.8% 1.0% 758 481 363 395 450 30.3% 37.2% 42.7% -4.0% 19.9% 3.6% 27.5%

26 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.4% 0.1% 1.0% - - 167 36 426 -- -- 54.2% -67.4% 52.5% 27.4% --




30 American Safety Indemnity Co. N 0.1% 0.4% 0.4% 0.8% 0.9% 39 221 189 402 387 38.4% 28.7% 56.1% 47.8% -33.6% -10.4% 15.5%

31 Great American E & S Ins Co. N 0.2% 0.2% 0.2% 0.2% 0.9% 83 122 105 103 381 -18.2% -41.6% 34.4% 43.5% 253.2% 140.9% 114.7%

32 Northfield Insurance Co. N 1.2% 1.6% 1.7% 0.6% 0.9% 617 767 721 340 376 17.3% 17.6% 31.2% 27.2% -23.4% 18.3% 17.8%

33 Illinois Union Insurance Co. N 1.3% 1.4% 2.0% 0.8% 0.8% 666 673 845 412 363 124.8% 28.0% 157.9% 91.2% 174.4% 125.1% 112.4%

34 Capitol Specialty Ins Corp. N 1.0% 1.0% 1.1% 0.7% 0.8% 555 493 471 367 350 33.5% -5.3% -2.7% 63.2% 33.6% 28.3% 22.0%



37 Burlington Insurance Co. N 1.3% 1.1% 1.1% 0.7% 0.7% 672 533 466 356 299 26.9% 50.1% 63.9% 57.4% 55.2% 62.5% 49.0%

38 Rockhill Insurance Co. N 0.0% 0.0% 0.3% 0.5% 0.6% - - 122 251 278 -- -- 13.7% 143.3% -31.5% 31.1% --


40 North American Capacity Ins Co N 0.6% 0.6% 0.6% 0.5% 0.6% 304 274 245 267 265 14.6% -73.8% 14.4% -59.3% -- 390.8% 342.6%

41 Travelers Excess & Surplus N 0.8% 0.6% 0.6% 0.5% 0.6% 402 273 260 255 257 40.1% 26.1% 82.5% 45.2% 110.1% 67.4% 58.3%

42 Navigators Specialty Ins Co. N 1.7% 0.6% 0.6% 0.6% 0.6% 894 274 259 331 255 56.5% 0.4% -0.1% 14.3% 83.8% 23.1% 30.8%

43 American Western Home Ins Co. N 0.3% 0.2% 0.5% 0.5% 0.6% 154 123 221 259 254 81.9% 37.8% -6.2% 32.9% 41.8% 26.5% 37.7%

44 General Sec Indem Co. of AZ N 0.2% 0.4% 0.4% 0.4% 0.6% 115 194 172 221 243 47.4% -15.7% 30.0% -20.7% 14.3% 2.8% 7.9%


46 National Fire & Marine Ins Co. N 0.8% 0.9% 1.0% 0.1% 0.5% 445 440 427 73 241 22.1% 23.5% 41.9% -85.2% 49.7% 10.9% 24.4%

47 USF Insurance Co. N 0.7% 0.4% 0.4% 0.3% 0.5% 351 208 158 169 240 2.8% 39.9% 0.0% -- 477.9% 822.9% 540.1%

48 Gemini Insurance Co. N 0.0% 0.1% 0.4% 0.3% 0.5% 24 38 170 163 223 78.8% 28.1% 55.0% -49.4% 37.5% -3.4% 17.5%

49 General Star Indemnity Co. N 1.6% 1.9% 0.5% 0.5% 0.5% 848 930 217 265 217 26.9% 49.5% -13.0% -121.4% -82.6% -52.4% 4.8%

50 Allied World Assr Co. (U.S.) N 0.1% 0.0% 0.3% 3.4% 0.5% 77 - 131 1,785 200 102.0% 526.5% 153.1% 11.5% 6.9% 15.4% 24.8%



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North Carolina State Report Summary




measured by DEP)

36.1

%

72.2

%

30.5

%

18.2

%

45.0

%

69.7

%

47.6

%53

.4%

17.6

%

38.0

%

50.1

%

28.6

%

61.3

%

58.4

%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Med Prof Liab Fire Allied Lines

(Sub)

All Other Total



22.1%

11.3%

16.9%

12.6%

20.6%

16.5%


Allied Lines (Sub) Fire All Other Lines


20.9%

8.0%

6.3%

5.0%

4.4%

55.4%








29.0%

64.1%

2.1%

4.9%




State: North Carolina



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 423,914 431,692 384,183 378,365 367,523 49.3% 46.9% 31.6% 52.1% 47.6% 34.8% 45.5%






6 Nautilus Insurance Co. N 0.1% 2.3% 3.2% 3.1% 3.5% 367 9,810 12,246 11,667 12,771 34.7% 46.2% 40.4% 36.1% 22.2% 24.9% 34.4%





11 Great American E & S Ins Co. N 0.3% 2.0% -0.4% 0.6% 2.4% 1,233 8,826 (1,361) 2,155 8,694 11.3% -8.6% 78.9% 54.4% 14.9% 22.2% 13.4%


13 Indian Harbor Insurance Co. N 2.5% 1.6% 2.2% 1.8% 2.0% 10,388 7,047 8,481 6,794 7,285 69.1% 64.1% -15.4% -6.8% 116.9% 33.2% 50.6%







20 Homeland Insurance Co. of NY N 1.4% 1.1% 1.0% 1.2% 1.4% 5,838 4,935 3,794 4,614 5,218 37.3% -11.8% -22.9% -12.5% 12.8% -10.6% 3.0%


22 Colony Insurance Co. N 1.7% 1.6% 1.6% 1.4% 1.1% 7,177 6,851 6,039 5,216 4,120 -13.0% 43.1% 69.6% 257.0% 119.3% 135.4% 87.9%





27 Interstate Fire & Casualty Co. N 0.7% 0.8% 0.5% 0.9% 0.7% 3,089 3,538 1,836 3,255 2,501 -13.3% 40.5% 72.3% 3.1% 203.4% 80.8% 59.8%


29 Houston Casualty Co. N 1.4% 1.5% 2.0% 4.4% 0.7% 5,797 6,294 7,824 16,637 2,403 -37.6% 46.1% -65.2% 57.8% 72.9% 2.0% 19.7%


31 American Safety Indemnity Co. N 0.1% 0.6% 0.7% 0.6% 0.6% 549 2,607 2,578 2,231 2,349 66.3% 62.8% 56.1% 47.8% 5.3% 22.2% 43.8%


33 General Sec Indem Co. of AZ N 0.0% 0.1% 0.1% 0.2% 0.5% 85 582 538 646 1,947 255.4% 9.8% 398.9% 518.8% 33.7% 218.6% 207.2%



36 Gemini Insurance Co. N 0.1% 0.2% 0.3% 0.3% 0.5% 439 784 990 1,236 1,777 536.9% 37.2% 59.6% 126.6% 89.5% 67.8% 120.4%




40 Colony National Insurance Co. N 0.3% 0.3% 0.3% 0.4% 0.4% 1,199 1,208 1,233 1,583 1,650 11.9% -7.4% -6.0% 22.4% 80.7% 32.4% 24.9%

41 Rockhill Insurance Co. N 0.1% 0.1% 0.1% 0.3% 0.4% 364 516 466 1,206 1,549 22.4% 26.6% 10.5% 111.7% 11.1% 29.4% 40.7%

42 Guilford Insurance Co. R 1.0% 0.9% 0.5% 0.3% 0.4% 4,098 4,007 1,950 1,239 1,549 39.5% -12.0% 55.3% 70.0% 115.6% 64.9% 38.2%

43 Princeton Excess & Surplus N 0.3% 0.5% 0.5% 0.5% 0.4% 1,475 2,317 1,729 1,848 1,534 -10.2% 154.9% -107.0% 49.0% -11.6% -21.6% 14.6%

44 Aspen Specialty Insurance Co. N 0.3% 0.1% 0.0% 0.2% 0.4% 1,173 236 49 603 1,341 90.2% -6.2% 293.3% 30.2% 31.3% 53.7% 52.0%

45 Travelers Excess & Surplus N 0.6% 0.5% 0.2% 0.4% 0.4% 2,405 1,972 750 1,375 1,288 28.3% 12.9% 24.6% -57.0% 45.6% 2.7% 14.9%

46 Starr Surplus Lines Ins Co. N -- -- -- 0.0% 0.3% -- -- -- 19 1,252 -- -- -- 58.5% 60.7% -- --

47 Western World Insurance Co. N 0.8% 0.7% 0.6% 0.5% 0.3% 3,512 3,039 2,209 1,815 1,196 72.9% 110.9% 50.8% 6.4% -21.3% 21.3% 57.4%

48 General Star Indemnity Co. N 0.7% 0.6% 0.5% 0.3% 0.3% 2,958 2,798 1,911 1,282 1,124 11.9% 86.0% -152.1% 86.8% -118.1% -55.8% -4.3%

49 Maxum Indemnity Co. N 0.2% 0.2% 0.2% 0.1% 0.3% 856 668 685 563 1,100 44.6% 32.2% 5.9% 72.6% -0.3% 17.0% 29.9%

50 United Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.2% 0.3% - 118 152 758 1,097 -- 0.0% 0.0% 38.1% 42.4% 33.5% --



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North Dakota State Report Summary




measured by DEP)

10.3

%

151.

6%

-2.5

%

44.2

%

26.0

%

222.

1%

75.3

%

25.5

%31

.7%

-20.

9%

55.2

% 64.1

%

52.4

%

51.1

%

-50.0%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)




44.3%4.7%

6.8%

5.4%

19.5%

19.2%


Med Prof Liab Product Liability All Other Lines


23.3%

16.2%

4.5%

3.5%3.1%

49.5%

Everest Indemnity Insurance Co


Arch Specialty Insurance Co.





19.0%

76.0%

0.1%

4.8%




State: North Dakota



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 30,691 28,737 28,565 33,134 33,727 37.9% 39.0% 94.7% 66.6% 75.3% 65.2% 62.8%

1 Everest Indemnity Insurance Co N 0.5% 0.5% 0.3% 28.7% 23.3% 145 133 99 9,522 7,859 -3.9% -29.3% -47.1% 68.1% 44.4% 38.1% 50.0%


3 Arch Specialty Insurance Co. N 7.8% 7.8% 6.3% 4.6% 4.5% 2,389 2,247 1,786 1,517 1,507 26.9% 8.9% -6.5% 4.3% 34.0% 5.5% 13.6%

4 Scottsdale Insurance Co. N 2.6% 2.7% 2.7% 2.6% 3.5% 785 784 758 852 1,180 55.8% 67.3% 34.8% 16.3% 41.2% 25.9% 43.1%

5 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.8% 3.1% - - 9 589 1,029 -- -- -12.2% 48.0% 66.6% 56.9% --

6 Columbia Casualty Co. N 3.8% 3.8% 2.5% 3.7% 3.0% 1,162 1,097 705 1,210 1,021 21.3% -12.5% 157.7% -20.6% -36.9% 14.3% 14.8%

7 Nautilus Insurance Co. N 4.3% 3.8% 2.7% 2.0% 2.5% 1,308 1,082 759 672 828 47.2% 38.6% -15.9% 64.3% 62.5% 18.8% 39.7%

8 Evanston Insurance Co. N 3.2% 3.0% 2.4% 2.7% 2.3% 989 871 688 911 779 29.3% -30.7% -15.2% 17.3% 39.9% 17.0% 9.9%

9 Steadfast Insurance Co. N 7.3% 6.3% 5.1% 6.0% 2.2% 2,228 1,812 1,459 1,974 744 33.7% 4.9% 18.2% 60.2% 35.2% 36.1% 29.8%



12 Colony Insurance Co. N 2.9% 2.9% 3.6% 2.3% 1.9% 893 837 1,018 750 630 48.0% 197.3% 642.0% -598.4% -54.0% 30.7% 77.7%



15 Chubb Custom Insurance Co. N 2.2% 0.3% 0.9% 0.6% 1.5% 682 98 265 213 492 -72.1% 19.6% 18.5% 8.5% 21.6% 14.7% 4.0%



18 Chartis Specialty Insurance Co N 13.8% 14.5% 17.8% 0.6% 1.2% 4,232 4,158 5,098 186 392 72.0% 70.4% 84.4% 132.9% -453.7% 60.9% 73.7%


20 Essex Insurance Co. N 1.4% 1.2% 1.1% 1.0% 1.1% 421 344 317 315 378 55.4% 24.4% -14.0% 50.8% 291.7% 108.5% 79.6%

21 St. Paul Surplus Lines Ins Co. N 2.9% 1.9% 1.8% 0.5% 1.1% 889 532 509 172 355 21.9% 21.1% -1.9% -5.9% 302.3% 51.3% 41.9%

22 Berkley Regional Spclty Ins Co N 0.3% 0.8% 1.5% 1.4% 1.0% 81 227 434 458 350 58.4% 33.9% 26.2% 43.0% 15.5% 27.2% 29.2%

23 Houston Casualty Co. N 0.4% 0.7% 1.1% 1.1% 1.0% 130 215 307 363 342 0.4% -0.1% 624.4% -373.4% 3.2% 29.4% 24.4%

24 Torus Specialty Insurance Co. N 0.0% 1.9% -0.2% 0.0% 1.0% (0) 532 (54) 13 333 -647.7% 45.7% 80.5% -- -1.9% -41.0% -1.9%

25 NAMIC Insurance Co. R 1.0% 1.0% 1.1% 1.0% 0.9% 292 302 315 316 320 -2.1% -119.9% 16.0% 84.7% -56.3% 8.2% -15.7%

26 Allianz Underwriters Ins Co. R 0.0% 0.0% 0.0% 0.0% 0.8% - - - - 287 -- -- -- -- 18.4% -- --

27 Illinois Union Insurance Co. N 0.2% 2.5% 0.9% 0.3% 0.8% 65 704 267 116 272 -19.2% 39.9% 59.8% 5.0% 37.2% 28.5% 35.1%



30 Travelers Excess & Surplus N 0.2% 1.3% 1.0% 0.8% 0.7% 69 372 291 262 247 4.0% 36.0% 83.2% -61.0% 156.4% 52.6% 50.8%

31 Allied World Assr Co. (U.S.) N 0.6% 0.7% 0.4% 0.3% 0.7% 197 201 110 85 227 51.4% -3.2% 42.9% 55.6% 63.1% 46.9% 36.1%

32 First Specialty Insurance Corp N 0.0% 0.3% 0.1% 0.0% 0.6% 8 89 41 (3) 200 -- -910.5% 162.7% -889.3% -17.3% 59.6% -38.5%


34 Admiral Insurance Co. N 0.3% 0.5% 0.2% 0.4% 0.6% 89 135 53 145 193 3.8% 56.3% -23.5% 182.2% 230.3% 111.1% 110.3%


36 National Fire & Marine Ins Co. N 0.2% 0.3% 0.5% 0.7% 0.6% 71 98 141 237 190 85.4% -28.0% 28.5% 184.7% -2.6% 64.9% 66.1%

37 James River Insurance Co. N 0.4% 0.9% 1.5% 1.4% 0.6% 132 270 415 475 187 30.6% 96.9% 91.9% 98.3% -41.3% 43.9% 62.1%

38 Crum & Forster Spclty Ins Co. N 0.0% 0.0% 0.0% 0.0% 0.6% - - 5 10 187 -- -- 18.2% 1.8% 43.0% 31.1% --



41 Darwin Select Insurance Co. N 1.0% 0.4% 0.4% 0.5% 0.5% 304 104 114 168 170 65.0% 61.7% 473.3% 13.8% -41.3% 79.1% 81.6%

42 Maiden Specialty Insurance Co. N 0.6% 0.6% 0.5% 0.6% 0.5% 194 158 149 196 168 35.6% 28.9% -7.3% 57.8% 82.2% 46.3% 40.6%

43 Westchester Surplus Lines Ins N 0.9% 1.4% 0.9% 0.1% 0.5% 271 412 260 38 167 229.0% -1.7% 366.1% 243.4% 133.4% 269.7% 184.9%

44 Colony National Insurance Co. N 2.9% 0.7% 0.9% 1.1% 0.4% 883 189 258 356 141 36.2% 258.9% -40.9% -174.2% -- 345.1% 236.4%

45 Penn-Star Insurance Co. N 0.8% 0.8% 0.7% 0.5% 0.4% 246 218 187 155 139 20.0% 20.2% 38.5% 129.7% 20.9% 34.7% 43.2%

46 USF Insurance Co. N 0.2% 0.1% 0.1% 0.3% 0.4% 60 41 32 85 123 18.1% -6.9% 3.4% 52.8% -25.8% 0.0% 2.8%

47 General Star Indemnity Co. N 0.8% 0.9% 1.0% 0.5% 0.4% 240 254 279 182 122 -21.2% -12.8% -1.0% 14.8% 204.7% 22.8% 15.8%

48 Burlington Insurance Co. N 1.0% 0.7% 0.5% 0.3% 0.4% 307 201 151 103 119 -13.1% 28.8% 36.9% -58.5% -28.4% -2.7% -2.6%

49 Mt. Hawley Insurance Co. N 0.7% 2.1% 0.6% 0.2% 0.3% 215 615 183 74 116 -46.3% 60.8% 255.8% 581.8% -92.4% 246.1% 147.8%




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Nebraska State Report Summary




measured by DEP)

79.3

%

35.1

%

23.1

%26

.5%

58.8

%

5.0%

41.0

%

59.1

%

59.4

%

35.2

%

112.

6%

34.4

%

62.7

%63

.3%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Fire Allied Lines

(Sub)

Inland Marine All Other Total



29.8%

5.5%

14.6%

6.6%

23.8%

19.7%


Inland Marine Allied Lines (Sub) All Other Lines


33.7%

6.8%

4.9%

3.7%3.6%

47.2%








32.0%

63.7%

0.1%4.2%




State: Nebraska



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 97,111 89,474 99,102 100,050 78,678 57.5% 47.3% 78.6% 74.1% 41.0% 62.4% 60.5%


2 Steadfast Insurance Co. N 2.7% 6.0% 2.0% 5.8% 6.8% 2,647 5,344 1,990 5,763 5,329 -1.8% 52.5% 30.9% 69.9% 96.5% 60.5% 58.5%



5 Chartis Specialty Insurance Co N 4.1% 4.4% 2.5% 2.4% 3.6% 4,018 3,925 2,461 2,355 2,823 291.0% -1.7% 489.0% 229.0% 12.7% 247.7% 208.3%



8 Houston Casualty Co. N 1.0% 0.9% 1.0% 1.9% 2.4% 984 824 1,002 1,855 1,870 -290.9% -31.6% 111.9% 48.5% 139.7% 97.2% 15.9%





13 Darwin Select Insurance Co. N 0.5% 0.8% 0.8% 1.0% 1.6% 532 692 783 998 1,258 65.0% 61.9% 38.7% 26.1% 30.2% 18.4% 40.0%

14 Colony National Insurance Co. N 0.8% 1.2% 1.3% 1.2% 1.4% 742 1,043 1,293 1,177 1,135 73.5% 58.5% 92.0% -62.8% 33.9% 25.9% 35.3%

15 Princeton Excess & Surplus N 2.1% 2.1% 1.0% 1.3% 1.4% 2,001 1,873 1,032 1,269 1,086 169.3% 85.8% -88.0% 126.6% -165.1% -32.2% 45.0%

16 Chubb Custom Insurance Co. N 2.4% 1.3% 0.4% 1.2% 1.2% 2,297 1,201 416 1,239 977 40.3% -23.5% -37.8% 58.5% 18.3% 19.6% 16.4%

17 Maiden Specialty Insurance Co. N 0.4% 0.6% 0.4% 0.5% 1.2% 352 536 379 514 977 -13.1% 66.1% 165.7% 28.6% 123.3% 105.9% 83.9%


19 Landmark American Insurance Co N 1.5% 1.0% 0.7% 0.6% 1.1% 1,495 937 732 628 890 29.7% 19.1% 140.4% 26.4% 73.7% 90.1% 53.8%

20 QBE Specialty Insurance Co. N 0.0% 0.0% 0.2% 0.4% 1.1% - - 205 387 855 -- -- 15.7% 110.8% 51.8% 57.1% --


22 Great American E & S Ins Co. N 0.2% 0.2% 0.3% 0.6% 1.0% 151 196 314 609 811 -27.7% -130.3% 7.2% 27.2% -1.5% 9.3% -8.6%




26 Burlington Insurance Co. N 1.4% 1.3% 1.0% 1.0% 0.8% 1,389 1,188 968 968 664 35.7% 111.8% 71.7% 56.6% -138.2% 5.8% 42.2%

27 First Mercury Insurance Co. N 0.4% 0.4% 0.3% 0.4% 0.7% 369 387 299 353 554 46.7% 34.7% -43.8% -6.7% 123.3% 32.0% 41.7%



30 Westchester Surplus Lines Ins N 1.2% 0.5% 0.6% 0.8% 0.7% 1,199 446 612 754 518 87.8% -25.6% 14.8% 23.1% 214.2% 98.1% 66.4%

31 Colony Insurance Co. N 1.0% 0.9% 0.7% 0.5% 0.6% 947 845 649 524 510 55.8% -15.5% 680.8% -625.8% 85.6% 64.1% 51.8%

32 Gemini Insurance Co. N 0.0% 0.0% 0.0% 0.4% 0.6% 21 11 19 429 484 57.9% 92.7% 64.9% 39.1% 44.8% 38.6% 45.5%

33 General Sec Indem Co. of AZ N 0.1% 0.1% 0.1% 0.4% 0.6% 86 50 86 450 472 45.3% -47.8% -16.2% 524.0% 62.4% 236.4% 211.8%



36 General Star Indemnity Co. N 0.5% 0.4% 0.4% 0.5% 0.5% 514 402 404 451 395 5.9% -4.7% 26.5% 2.9% 334.0% 119.5% 73.8%

37 Essex Insurance Co. N 0.3% 0.2% 0.3% 0.2% 0.4% 306 212 286 191 337 32.1% 30.0% 23.7% 13.8% 25.6% 20.0% 25.6%

38 Mt. Hawley Insurance Co. N 0.6% 0.6% 0.9% 0.6% 0.4% 538 551 905 634 333 20.8% 12.3% 15.8% 19.9% -4.8% 10.4% 13.2%

39 Indian Harbor Insurance Co. N 2.8% 0.7% 2.7% 0.3% 0.4% 2,705 648 2,662 285 333 31.5% 13.3% 36.6% -57.4% 35.1% 13.1% 19.6%

40 First Specialty Insurance Corp N 0.6% 0.3% 0.3% 0.4% 0.4% 623 285 318 435 315 -0.2% -331.8% 120.1% 16.0% -23.8% 22.6% -35.6%

41 Western World Insurance Co. N 0.4% 0.5% 0.4% 0.4% 0.4% 371 410 368 378 314 44.9% 100.3% -9.2% -8.2% -27.7% -11.0% 22.2%

42 Voyager Indemnity Insurance Co N 0.0% 0.0% 0.1% 0.2% 0.4% - - 59 222 302 -- -- 7.9% 9.8% 6.6% 8.0% --


44 Admiral Insurance Co. N 1.0% 0.5% 0.4% 0.4% 0.3% 1,016 450 354 420 257 -6.5% 18.8% 56.7% 18.5% -16.5% 20.8% 13.2%

45 NAMIC Insurance Co. R 0.3% 0.3% 0.3% 0.3% 0.3% 309 308 307 302 254 8.9% 35.6% 20.3% 63.1% -20.1% 0.0% 20.6%

46 St. Paul Surplus Lines Ins Co. N 1.3% 0.9% 0.2% 0.2% 0.3% 1,229 794 223 210 231 73.3% 126.9% 453.8% 136.8% -177.3% 205.6% 116.3%

47 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.1% 0.2% 0.3% - - 143 240 220 -- -- 47.4% 57.7% 61.4% 58.2% --

48 Penn-Star Insurance Co. N 0.8% 0.8% 0.5% 0.3% 0.3% 759 746 458 255 214 22.3% 68.6% 26.9% -10.1% -42.8% 2.1% 26.8%

49 Companion Specialty Ins Co. N -- -- 0.0% 0.1% 0.3% -- -- - 106 202 -- -- -- 64.6% 31.8% -- --

50 American Safety Indemnity Co. N 0.1% 0.1% 0.2% 0.1% 0.2% 136 118 158 133 194 63.6% 513.8% 56.1% 47.8% -- 37.5% #######



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New Hampshire State Report Summary




measured by DEP)

44.2

%46

.6%

-133

.5%

55.8

%

-14.

7%

76.4

%

11.6

%

92.4

%

16.1

%

53.1

%

42.8

%49

.8%

56.9

%

57.6

%

-150.0%

-100.0%

-50.0%

0.0%

50.0%

100.0%

150.0%

Oth Liab

(Occurrence)


(Claims)

Fire Product Liability All Other Total



28.4%

5.4%

19.8%

9.5%

23.6%

13.3%




21.5%

9.1%

7.5%

5.6%

4.4%

52.0%




Essex Insurance Co.




18.6%

75.5%

1.0%

4.9%




State: New Hampshire



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 105,100 65,581 60,923 54,287 51,195 79.8% 54.0% 58.5% 23.2% 11.6% 30.3% 49.0%

1 Lexington Insurance Co. N 25.3% 17.2% 20.8% 22.6% 21.5% 26,608 11,297 12,689 12,274 11,028 99.2% -152.8% 28.6% -23.5% 1.7% -1.6% 11.1%






7 Chartis Specialty Insurance Co N 29.3% 10.4% 16.4% 3.9% 3.8% 30,770 6,832 9,968 2,101 1,934 -- 154.2% 97.0% -39.8% -- 30.0% 82.3%


9 Allied World Assr Co. (U.S.) N 1.1% 4.0% 0.6% 2.5% 2.5% 1,167 2,598 360 1,352 1,277 92.1% 95.0% 139.1% -93.4% 150.9% 81.0% 91.6%


11 Darwin Select Insurance Co. N 0.0% 0.0% 0.0% 0.0% 2.3% - - - - 1,197 -- -- -- -- 53.7% -- --

12 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 0.1% 2.3% - - - 66 1,164 -- -- -- 4.4% 36.1% -- --

13 Colony Insurance Co. N 0.6% 1.6% 1.7% 2.0% 1.7% 637 1,082 1,025 1,100 872 32.1% 12.8% 57.9% 27.3% -34.6% 15.5% 17.8%

14 AXIS Surplus Insurance Co. N 0.9% 1.0% 1.3% 2.2% 1.7% 895 657 787 1,189 858 42.5% 50.3% -2.0% 28.4% 42.9% 20.8% 33.3%

15 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.0% 1.6% - 2 - - 814 -- 50.5% -- -- 31.7% -- --

16 Landmark American Insurance Co N 1.2% 1.9% 1.9% 1.5% 1.6% 1,228 1,232 1,181 803 810 66.4% 201.7% 100.8% -7.0% -0.4% 35.7% 80.6%


18 Homeland Insurance Co. of NY N 2.4% 3.3% 3.0% 2.6% 1.4% 2,561 2,146 1,833 1,424 729 61.4% 4.0% -5.3% 164.8% -16.6% 48.2% 42.6%


20 Princeton Excess & Surplus N 0.0% 0.0% 0.4% 1.2% 1.3% 29 13 242 630 641 12.2% -12.7% 14.7% 18.7% 41.5% 27.3% 28.9%

21 Chubb Custom Insurance Co. N 0.6% 0.9% 1.3% 1.0% 1.2% 659 575 782 540 615 70.9% 55.9% 42.3% 37.3% 42.5% 39.7% 49.9%


23 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.1% 0.6% 1.1% - - 45 346 540 -- -- 682.0% 36.8% 52.2% 58.8% --

24 National Fire & Marine Ins Co. N 1.0% 0.9% 0.4% 1.6% 1.0% 1,026 617 218 870 529 21.2% 130.0% -6.2% -276.2% 32.5% -46.8% 3.9%

25 Northfield Insurance Co. N 0.0% 0.0% 0.0% 0.0% 1.0% - - - - 490 -- -- -- -- 32.9% -- --



28 General Star Indemnity Co. N 1.3% 1.2% 1.0% 1.1% 0.9% 1,400 758 630 592 457 10.5% -12.5% -111.7% -27.9% -19.1% -51.2% -22.0%

29 Arch Specialty Insurance Co. N 1.9% 2.5% 1.6% 0.6% 0.9% 2,005 1,626 972 331 451 28.6% 25.0% 14.8% -25.4% -133.1% -20.1% 7.7%


31 Burlington Insurance Co. N 0.8% 0.8% 0.5% 0.3% 0.8% 791 539 285 185 428 82.4% -5.5% -35.2% -53.3% 105.8% 5.8% 29.6%

32 Indian Harbor Insurance Co. N 0.0% 2.7% -2.9% 1.4% 0.8% - 1,791 (1,786) 740 415 -- -1.7% -- 63.8% 43.7% 63.8% --

33 United National Insurance Co. N 0.5% 0.7% 0.7% 0.6% 0.7% 502 428 421 329 337 11.3% 38.6% -124.0% -23.8% -115.0% -80.5% -36.8%

34 Navigators Specialty Ins Co. N 0.2% 0.2% 0.2% 0.2% 0.6% 218 107 132 126 313 81.8% -0.8% -32.3% 27.6% 25.8% 13.2% 23.7%

35 Berkley Regional Spclty Ins Co N 0.0% 0.0% 0.0% 0.2% 0.5% - - - 114 272 -- -- -- 20.8% -92.7% -- --

36 First Specialty Insurance Corp N 0.8% 0.6% 0.6% 0.4% 0.5% 825 393 337 218 271 -125.9% 51.1% 484.8% 406.0% 194.4% 267.2% 82.5%

37 James River Insurance Co. N 0.0% 0.0% 0.1% 0.3% 0.5% - - 37 155 263 -- -- 120.4% 171.3% 130.9% 110.5% --



40 Travelers Excess & Surplus N 0.0% 0.1% 0.1% 0.4% 0.4% 52 76 46 191 217 5.5% 4.3% 7.4% 12.6% -0.4% 5.2% 5.8%

41 Seneca Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.2% 0.4% - 6 51 118 215 -- 22.1% 37.5% 46.7% 44.4% 31.3% --

42 American Safety Indemnity Co. N 0.0% 0.0% 0.0% 0.3% 0.3% - - - 168 179 -- -- -- 47.8% 20.0% -- --

43 Hudson Specialty Insurance Co. N 0.2% 0.6% 0.5% 0.3% 0.3% 243 388 319 160 165 27.4% 32.6% 14.2% 23.8% 8.7% 3.1% 22.8%

44 Amer Empire Surplus Lines Ins N 0.2% 0.3% 0.2% 0.3% 0.3% 251 229 119 173 154 -7.2% 119.2% 31.3% -4.7% 80.4% 27.5% 43.4%

45 USF Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.3% 1 3 5 55 144 0.0% 0.0% 0.0% 0.0% 14.0% 4.9% 11.3%


47 Maiden Specialty Insurance Co. N 0.0% 0.0% 0.2% 0.2% 0.3% - - 125 93 142 -- -- 8.8% -0.7% 22.5% 10.2% --

48 Interstate Fire & Casualty Co. N 0.4% 0.4% 0.9% 0.6% 0.3% 449 260 541 330 139 9.1% 153.0% 62.2% -6.7% 173.2% 49.4% 56.4%

49 Aspen Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.2% - - - - 124 -- -- -- -- 34.3% -- --

50 Atlantic Casualty Insurance Co N 0.1% 0.1% 0.2% 0.3% 0.2% 76 79 144 147 101 41.5% 16.0% 31.7% 721.1% -46.5% 160.2% 204.6%



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New Jersey State Report Summary




measured by DEP)

69.5

%

21.4

%

-9.7

%

7.5%

59.6

%67

.5%

44.6

%62.8

%

61.8

%

25.4

%

201.

0%

72.2

%

68.8

%

68.3

%

-50.0%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Product Liability Med Prof Liab All Other Total



30.0%

7.6%

10.8%

8.6%

19.9%

23.0%


Product Liability Med Prof Liab All Other Lines


23.1%

6.8%

5.1%

3.5%

2.7%

58.7%








23.8%

63.1%

4.4%

8.7%




State: New Jersey



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 983,880 917,025 818,058 764,899 705,165 62.0% 55.8% 86.9% 55.5% 44.6% 51.4% 61.5%






6 Executive Risk Spclty Ins Co. N 1.6% 1.7% 1.7% 2.1% 2.6% 16,194 15,214 13,661 16,043 18,601 49.9% 24.4% 53.0% 61.0% 86.9% 60.2% 56.1%





11 Chartis Specialty Insurance Co N -0.4% 0.1% -0.1% 1.0% 2.3% (3,482) 977 (914) 7,909 16,168 144.2% 422.1% -- 8.1% -99.4% 20.6% 24.9%










21 Westchester Surplus Lines Ins N 2.7% 1.6% 1.2% 1.3% 1.1% 26,821 15,036 10,130 9,813 8,014 139.6% 30.8% 67.2% 1.7% -152.4% -19.7% 46.8%







28 Houston Casualty Co. N 0.3% 0.3% 0.6% 0.9% 0.8% 3,352 2,916 4,659 6,632 5,797 -420.7% 295.1% -613.3% 30.1% 40.6% -90.7% -88.7%



31 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.7% 0.8% - 95 49 5,481 5,412 -- 46.8% 36.7% 58.4% 38.4% 35.6% --

32 Princeton Excess & Surplus N 0.6% 0.5% 0.7% 0.8% 0.8% 6,094 4,960 5,555 6,046 5,398 31.6% 271.9% 53.9% -120.7% 79.1% 5.8% 60.3%

33 Travelers Excess & Surplus N 1.0% 0.8% 1.0% 0.8% 0.8% 10,315 7,505 8,308 6,461 5,390 17.2% -5.2% 18.2% 59.7% 7.9% 27.2% 18.7%





38 Colony National Insurance Co. N 1.2% 0.9% 0.9% 0.9% 0.7% 12,250 8,561 7,477 6,816 4,865 113.9% 1.1% 776.1% -366.8% 80.7% 198.2% 136.4%


40 Omega US Insurance Inc. N -- 0.0% 0.2% 0.4% 0.6% -- - 1,314 2,915 4,322 -- -- 47.4% 63.2% 55.2% 55.9% --




44 Gotham Insurance Co. N 0.4% 0.4% 0.4% 0.4% 0.5% 4,251 3,847 3,349 3,142 3,615 73.8% 60.5% 65.7% 21.5% 111.0% 57.6% 67.9%

45 Noetic Specialty Insurance Co. N 0.5% 0.2% 0.3% 0.5% 0.5% 5,142 1,732 2,779 4,105 3,578 -44.1% 19.8% -80.9% 76.7% 117.0% 46.6% 15.7%

46 Tudor Insurance Co. N 0.4% 0.4% 0.3% 0.3% 0.5% 4,218 3,896 2,651 2,582 3,456 47.4% 150.7% 149.7% 232.7% -14.3% 95.9% 110.5%


48 First Specialty Insurance Corp N 0.8% 0.6% 0.5% 0.4% 0.5% 7,490 5,910 4,103 3,231 3,183 31.7% 515.0% -208.4% -247.4% -43.8% -192.2% 73.6%





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New Mexico State Report Summary




measured by DEP)

38.6

%

58.1

%

143.

0%

39.1

%

58.9

%

6.9%

52.2

%

73.1

%

107.

6%

47.3

%

21.2

%

63.1

%

61.6

%

62.1

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)


(Sub)

All Other Total



32.6%

6.1%

15.7%

10.5%

16.4%

18.6%




22.1%

11.2%

6.5%

4.7%

4.5%

51.0%





Admiral Insurance Co.



24.4%

71.1%

0.4%4.1%




State: New Mexico



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 86,511 79,557 80,691 75,034 69,545 64.3% 43.0% 61.8% 59.0% 52.2% 43.8% 56.1%


2 Steadfast Insurance Co. N 2.0% 4.2% 6.9% 7.3% 11.2% 1,730 3,337 5,574 5,489 7,765 -213.4% -224.7% 110.7% 40.5% 51.6% 49.5% -4.3%





7 Colony Insurance Co. N 3.7% 4.1% 3.6% 3.3% 2.6% 3,188 3,290 2,928 2,450 1,795 54.6% -19.7% -5.7% 51.6% 106.7% 37.5% 32.1%

8 Illinois Union Insurance Co. N 0.7% 1.2% 1.4% 1.6% 2.4% 600 915 1,149 1,207 1,702 6.5% 35.4% 52.0% 30.0% 62.5% 36.1% 42.2%



11 First Mercury Insurance Co. N 1.3% 1.1% 1.1% 1.3% 1.7% 1,090 909 881 975 1,158 103.3% 36.0% 138.5% 81.3% 188.8% 115.5% 110.3%

12 Chubb Custom Insurance Co. N 1.2% 1.5% 1.0% 0.6% 1.6% 1,006 1,187 769 422 1,101 115.4% 65.1% 75.2% 1.2% 83.7% 39.6% 74.4%

13 Chartis Specialty Insurance Co N 5.4% -1.5% 1.7% 0.9% 1.5% 4,667 (1,210) 1,382 691 1,070 63.0% -- 44.0% 25.1% -5.3% 11.8% 43.4%

14 Landmark American Insurance Co N 1.4% 2.2% 1.5% 1.9% 1.4% 1,204 1,745 1,240 1,414 939 34.8% 19.1% 24.2% 18.1% -3.9% 10.6% 18.8%

15 Westchester Surplus Lines Ins N 2.8% 1.0% 1.6% 1.2% 1.4% 2,425 782 1,288 901 939 449.3% 51.5% 41.0% 44.0% 25.3% 27.4% 136.3%

16 American Safety Indemnity Co. N 0.3% 0.0% 0.7% 1.4% 1.2% 227 - 565 1,066 867 63.6% 57.7% 56.1% 47.8% -262.8% -117.7% -64.9%


18 National Fire & Marine Ins Co. N 2.4% 3.3% 2.5% 1.6% 1.2% 2,115 2,639 2,021 1,189 848 59.2% 40.4% 17.0% -15.8% 84.7% 13.4% 37.0%

19 Burlington Insurance Co. N 2.2% 2.1% 1.7% 1.5% 1.2% 1,942 1,642 1,346 1,118 815 69.8% 72.3% 25.8% 320.9% 10.5% 122.4% 95.0%

20 Allied World Assr Co. (U.S.) N 0.1% 0.1% 0.2% 1.0% 1.1% 67 100 183 746 793 124.2% 480.6% 395.9% 62.9% 14.4% 59.0% 94.9%

21 Darwin Select Insurance Co. N 0.0% 1.0% 0.6% 1.6% 1.1% - 770 511 1,181 762 -- 62.5% 60.0% 21.3% 38.4% 26.6% --

22 Essex Insurance Co. N 0.7% 0.6% 0.7% 0.9% 1.0% 595 455 571 661 708 22.3% 28.5% 16.3% 70.6% -2.2% 18.7% 26.1%

23 Mount Vernon Fire Insurance Co N 1.6% 1.5% 1.1% 1.1% 1.0% 1,424 1,207 868 851 703 64.2% 14.2% 34.8% 61.3% 36.4% 29.4% 41.6%

24 General Star Indemnity Co. N 1.5% 1.3% 1.1% 1.6% 1.0% 1,284 1,064 906 1,182 700 31.6% 15.5% 12.6% 110.5% 56.7% 50.9% 45.7%

25 USF Insurance Co. N 1.1% 1.1% 0.9% 0.9% 1.0% 994 888 704 665 667 238.3% -176.4% 83.4% 8.2% 114.1% 45.4% 47.0%

26 AXIS Surplus Insurance Co. N 2.2% 1.7% 1.1% 1.3% 0.9% 1,874 1,367 864 958 620 474.7% -102.0% -10.3% -4.2% 32.0% 0.5% 116.8%



29 Houston Casualty Co. N 1.6% 0.4% 1.8% 1.3% 0.8% 1,396 339 1,476 951 555 -52.3% 43.6% 81.1% 17.9% 32.2% 27.3% 20.0%

30 Century Surety Co. N 1.0% 4.3% 1.1% 0.9% 0.8% 867 3,413 897 674 528 37.5% 34.9% 40.8% 121.9% 197.2% 94.1% 91.1%

31 Indian Harbor Insurance Co. N 0.7% 1.6% 0.8% 1.3% 0.8% 615 1,261 673 939 528 45.0% -26.0% 23.5% 18.1% 49.6% 23.4% 19.8%


33 Arch Specialty Insurance Co. N 0.0% 0.6% 0.5% 0.8% 0.7% 17 458 373 571 474 165.0% 331.1% 90.2% 134.1% 103.2% 73.5% 155.0%

34 James River Insurance Co. N 1.1% 1.1% 1.0% 0.6% 0.7% 947 841 826 449 463 28.1% 34.2% 19.0% -26.6% 45.3% 8.4% 21.9%

35 Cincinnati Spclty Underwriters N -- 0.0% 0.0% 0.3% 0.7% -- - - 191 460 -- -- -- 37.5% 34.8% -- --

36 Capitol Specialty Ins Corp. N 1.8% 1.1% 0.5% 0.3% 0.6% 1,523 859 437 260 389 61.8% 55.9% -83.7% -141.2% 28.3% -44.8% 21.5%



39 Western Heritage Insurance Co. N 1.3% 0.7% 0.6% 0.5% 0.5% 1,138 573 516 385 358 89.2% 76.8% 138.0% -17.6% 14.9% 33.9% 72.8%


41 Maiden Specialty Insurance Co. N 0.1% 0.3% 0.2% 0.4% 0.5% 70 237 196 305 324 0.0% 26.1% -19.7% 27.4% 313.3% 132.0% 122.5%

42 United Specialty Insurance Co. N 0.0% 0.0% 0.2% 0.2% 0.5% - - 159 139 313 -- -- 0.0% 0.0% 38.4% 19.4% --

43 Princeton Excess & Surplus N 0.0% 0.1% 0.4% 0.2% 0.4% - 65 294 154 306 12.9% -7.8% 27.1% 14.3% 26.4% 20.8% 22.0%

44 Western World Insurance Co. N 0.7% 0.7% 0.6% 0.4% 0.4% 571 573 471 283 305 44.2% 30.5% -11.7% 266.6% -16.4% 68.8% 53.0%


46 Hudson Specialty Insurance Co. N 0.7% 1.5% 0.4% 0.6% 0.4% 614 1,216 310 452 261 67.8% 11.5% 20.3% 28.4% -4.3% -5.9% 21.6%

47 Philadelphia Insurance Co. N 0.1% 0.4% 0.5% 0.5% 0.4% 80 298 365 344 250 -101.8% 10.5% 179.0% -110.8% 47.0% 23.1% 20.4%



50 Atlantic Casualty Insurance Co N 0.3% 0.3% 0.2% 0.2% 0.3% 295 249 138 159 233 64.2% 11.3% -69.6% -8.2% -27.0% -17.4% 1.7%



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Nevada State Report Summary




measured by DEP)

83.9

%

258.

0%

2.0%

36.9

%

30.2

%50

.7%

87.5

%93

.7%

64.4

%

13.2

%18

.2%

37.8

%

74.2

%

71.7

%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)




38.4%

6.5%

13.3%

11.4%

17.2%

13.2%

Oth Liab (Occurrence) Fire Oth Liab (Claims)



25.0%

5.2%

5.0%

4.3%

3.3%

57.2%








32.2%

63.6%

0.4%3.7%




State: Nevada



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 344,237 297,911 196,378 148,688 140,110 61.4% 54.0% 105.4% 81.1% 87.5% 70.1% 74.2%


2 Steadfast Insurance Co. N 6.5% 4.6% -5.0% -0.6% 5.2% 22,265 13,734 (9,779) (923) 7,282 53.2% 164.7% -- 212.1% 112.3% 1237.8% 117.0%










12 Aspen Specialty Insurance Co. N 0.3% 0.5% 0.0% 0.1% 1.8% 1,011 1,524 74 177 2,580 37.6% 29.5% -53.1% -288.9% 50.3% -2.7% 20.8%

13 Travelers Excess & Surplus N 0.2% 1.7% 0.5% 0.3% 1.8% 734 5,049 995 471 2,530 5.7% 3.9% -- -48.2% -36.6% 108.4% 51.0%




17 AXIS Surplus Insurance Co. N 1.1% 1.9% 1.5% 1.8% 1.5% 3,628 5,623 2,930 2,679 2,162 55.8% 217.7% 200.5% -27.1% 36.0% 68.0% 109.3%




21 United Specialty Insurance Co. N 0.0% 0.2% 2.2% 1.3% 1.4% - 697 4,417 1,956 2,009 -- 0.6% 0.5% 12.2% 228.6% 51.4% --


23 Navigators Specialty Ins Co. N 2.7% 4.2% 2.3% 1.2% 1.2% 9,459 12,426 4,442 1,724 1,683 37.4% 23.4% 91.1% -27.7% -79.9% 21.9% 30.8%



26 Illinois Union Insurance Co. N 0.8% 1.4% 0.7% 0.4% 1.0% 2,735 4,296 1,399 660 1,466 66.5% 50.6% 218.0% 178.7% 160.3% 180.2% 129.2%




30 Liberty Surplus Insurance Corp N 1.0% 0.9% 0.9% 1.0% 1.0% 3,557 2,754 1,677 1,477 1,352 43.2% 96.4% 141.1% -47.6% -90.5% -0.2% 44.6%


32 Maxum Indemnity Co. N 0.4% 0.3% 0.6% 0.5% 0.9% 1,391 1,035 1,171 754 1,226 39.3% 48.3% 57.8% -19.2% 15.5% 12.8% 32.1%

33 Nautilus Insurance Co. N 0.5% 1.0% 1.1% 0.6% 0.9% 1,881 3,072 2,170 963 1,202 36.8% 61.5% -10.7% 7.6% 26.3% -3.3% 24.3%

34 Endurance Amer Spclty Ins Co. N 0.1% 0.6% 0.4% 0.7% 0.9% 212 1,649 825 1,014 1,201 48.6% 62.3% 55.3% 21.3% 23.0% 29.5% 37.6%


36 Fireman's Fund Ins Co. of Ohio N 0.1% 0.3% 0.6% 0.9% 0.8% 450 798 1,105 1,287 1,100 70.0% 819.0% -50.0% 33.6% -4.9% -6.9% 122.6%

37 First Specialty Insurance Corp N 3.0% 2.2% 1.8% 1.2% 0.7% 10,247 6,505 3,613 1,715 999 32.4% -29.7% 201.3% -31.4% -71.5% 68.9% 33.3%

38 Alterra Excess & Surplus Ins N 0.0% 0.2% 0.3% 0.3% 0.7% - 500 562 508 975 -- 624.7% -- 414.0% 285.9% 330.0% --

39 Mt. Hawley Insurance Co. N 1.3% 1.2% 1.7% 1.3% 0.7% 4,514 3,576 3,372 1,959 917 57.7% -67.9% 27.6% 100.7% -41.9% 43.2% 19.5%

40 United National Insurance Co. N 0.4% 0.4% 0.4% 0.5% 0.6% 1,271 1,075 799 692 879 -155.4% 268.1% 430.9% -406.0% -149.8% -38.2% 23.8%

41 Burlington Insurance Co. N 0.6% 0.5% 0.6% 0.6% 0.6% 1,971 1,369 1,110 834 853 226.2% 86.0% 126.3% 63.2% 185.1% 76.5% 142.5%

42 USF Insurance Co. N 0.8% 0.6% 0.6% 0.5% 0.6% 2,632 1,684 1,269 717 832 0.3% 11.4% 39.6% 17.8% 286.2% 58.4% 41.7%

43 Mount Vernon Fire Insurance Co N 0.6% 0.5% 0.5% 0.5% 0.5% 1,907 1,426 996 814 713 50.0% 14.8% 38.6% 78.2% -33.6% 23.2% 33.7%

44 Colony National Insurance Co. N 0.8% 0.9% 1.1% 1.0% 0.5% 2,598 2,825 2,196 1,537 711 -1.7% 60.4% 101.6% 141.7% 296.7% 111.2% 103.1%

45 National Fire & Marine Ins Co. N 8.1% 3.3% 4.1% 0.3% 0.5% 27,853 9,785 8,149 393 698 44.7% 68.5% 205.3% 225.7% 566.9% 86.8% 101.5%

46 Interstate Fire & Casualty Co. N 3.7% 1.8% 1.2% 0.7% 0.5% 12,843 5,269 2,314 1,058 692 18.8% 124.3% 153.6% 137.0% -232.0% 102.1% 65.8%

47 Homeland Insurance Co. of NY N 0.2% 0.3% 0.8% 0.5% 0.5% 602 896 1,595 790 685 32.4% -36.9% 4.9% 30.5% -15.9% 8.6% 8.5%

48 Maiden Specialty Insurance Co. N 0.3% 0.6% 0.7% 0.7% 0.5% 1,160 1,849 1,464 1,036 667 18.4% 9.5% 9.7% -1.6% 2.6% 4.4% 8.5%

49 Torus Specialty Insurance Co. N 0.0% 1.8% 0.4% 0.0% 0.4% 88 5,224 704 (3) 630 31.4% 70.1% 3.0% -122.7% -75.8% -19.4% 15.8%

50 Allied World Assr Co. (U.S.) N 0.6% 0.8% 0.9% 1.1% 0.4% 2,054 2,317 1,698 1,667 609 15.9% 101.4% 41.7% 45.7% -53.3% 19.2% 39.7%



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New York State Report Summary




measured by DEP)

102.

5%

61.7

%

19.3

%

18.6

%

34.4

%

52.6

%

64.8

%

89.8

%

62.5

%

34.8

%

32.4

%

85.4

%

78.3

%

77.4

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)




38.4%

5.0%

11.9%

6.8%

28.0%

10.0%




27.0%

7.7%

5.3%

5.3%

4.0%

50.7%








22.6%

75.1%

1.3% 0.9%




State: New York



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 2,530,409 2,399,052 2,075,893 1,739,640 1,612,300 54.8% 62.7% 65.4% 64.2% 64.8% 54.5% 62.0%






6 Travelers Excess & Surplus N 2.6% 2.8% 2.8% 3.0% 2.9% 66,892 67,834 58,666 52,999 46,666 20.7% 12.4% 17.2% 31.9% 27.7% 23.8% 21.3%





11 U.S. Underwriters Insurance Co R 2.4% 2.3% 2.1% 2.1% 2.1% 61,154 55,889 43,024 35,738 33,398 52.1% 47.3% 15.1% 11.4% 14.6% 15.4% 31.8%




15 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.1% 1.4% 1.7% - - 1,298 24,122 26,759 -- -- -61.4% 61.8% 71.8% 59.9% --










25 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.6% 0.9% - - 2,062 11,156 14,411 -- -- 42.9% 48.3% 39.9% 33.9% --



28 Darwin Select Insurance Co. N 0.0% 0.0% 0.3% 0.7% 0.8% - - 6,293 12,519 12,964 -- -- 41.9% 62.9% 48.0% 35.7% --


30 Executive Risk Spclty Ins Co. N 0.4% 0.4% 0.4% 0.6% 0.8% 10,889 9,682 9,333 10,563 12,165 -29.4% -24.4% 125.3% -84.9% -29.8% 12.2% -11.9%

31 Aspen Specialty Insurance Co. N 0.9% 0.9% 0.0% 0.7% 0.7% 23,320 20,518 (807) 11,996 11,088 40.2% 50.3% -19.4% 358.0% 141.5% 112.5% 80.0%

32 Liberty Surplus Insurance Corp N 0.6% 0.5% 0.5% 0.5% 0.6% 14,978 12,682 9,705 9,249 10,323 -45.1% 48.3% 54.8% -70.3% 72.1% 10.4% 9.4%


34 Traders & General Insurance Co S 0.0% 0.0% 0.0% 0.3% 0.6% - - - 5,077 10,072 -- -- -- 4.9% 56.4% -- --



37 Tudor Insurance Co. N 0.6% 0.5% 0.5% 0.4% 0.5% 14,223 12,593 9,368 7,712 8,695 63.5% 29.7% 158.9% 43.6% 23.9% 56.7% 64.3%





42 Atlantic Casualty Insurance Co N 0.5% 0.4% 0.4% 0.4% 0.4% 13,782 10,084 7,701 6,292 7,097 30.6% 84.5% 65.3% -15.4% 39.9% 11.3% 44.5%

43 Torus Specialty Insurance Co. N 0.0% 0.1% 0.0% 0.1% 0.4% (152) 1,597 175 1,235 6,985 49.1% 204.9% -402.2% 994.5% 66.5% 66.8% 88.1%



46 General Star Indemnity Co. N 0.6% 0.5% 0.4% 0.4% 0.3% 15,186 11,808 8,994 6,343 5,626 40.7% -30.3% -11.5% 4.3% -34.1% -10.2% 0.6%

47 Capitol Specialty Ins Corp. N 0.4% 0.3% 0.2% 0.3% 0.3% 9,181 7,947 4,319 4,821 4,959 58.5% 51.7% 5.3% -28.0% 94.7% 24.5% 40.0%



50 United National Insurance Co. N 0.9% 0.6% 0.5% 0.3% 0.3% 23,733 14,021 10,011 5,138 4,690 13.8% 31.8% 104.3% 44.4% 89.2% 64.0% 44.7%



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Ohio State Report Summary




measured by DEP)

24.2

%

72.2

%

39.2

%

-11.

9%

45.2

%48

.1%

39.5

%

59.1

%

40.6

%

37.8

%

19.1

%

92.3

%

62.4

%

59.7

%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)


(Sub)

All Other Total



27.7%

7.2%

14.1%

10.8%

25.0%

15.3%




27.5%

6.5%

5.7%

5.4%

4.0%

50.9%





Voyager Indemnity Insurance Co



26.7%

68.2%

0.2%

5.0%




State: Ohio



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 556,068 524,535 519,590 447,793 431,748 50.5% 30.3% 39.2% 35.4% 39.5% 30.6% 39.1%






6 Illinois Union Insurance Co. N 2.8% 2.8% 1.1% 2.1% 3.1% 15,439 14,662 5,680 9,608 13,181 89.0% 55.5% 101.2% 6.1% -4.5% 28.5% 50.3%






12 Scottsdale Surplus Lines Ins S 2.0% 1.8% 1.7% 1.8% 1.8% 11,054 9,684 8,927 7,870 7,607 43.6% 12.0% 9.5% 37.1% -1.1% 16.2% 21.9%




16 Homeland Insurance Co. of NY N 1.8% 1.8% 1.2% 1.6% 1.6% 9,736 9,295 6,257 7,366 7,093 83.2% 33.8% 11.0% -24.0% 39.3% 2.0% 31.1%

17 Hudson Specialty Insurance Co. N 2.6% 2.6% 2.5% 1.8% 1.5% 14,396 13,782 13,130 8,123 6,317 23.7% 42.7% 40.6% 36.2% -7.4% 7.0% 30.0%




21 Great American E & S Ins Co. N 0.7% 0.7% 1.2% 1.1% 1.2% 3,657 3,446 6,455 5,096 5,083 -2.2% 23.5% 12.8% 42.6% -13.7% 10.3% 13.7%




25 Arch Specialty Insurance Co. N 2.5% 2.2% 1.5% 1.3% 1.0% 13,683 11,668 7,950 5,803 4,340 33.7% 11.9% -16.9% 13.0% -30.0% -8.6% 10.2%

26 Admiral Insurance Co. N 1.4% 1.6% 1.1% 1.3% 0.8% 7,510 8,596 5,460 5,716 3,598 47.9% 16.5% -62.1% -13.4% 106.5% 0.9% 13.7%

27 National Fire & Marine Ins Co. N 0.8% 0.8% 4.2% 1.5% 0.8% 4,241 4,350 21,658 6,560 3,543 -17.3% -22.3% 117.9% 102.6% -7.0% 41.0% 69.2%

28 Interstate Fire & Casualty Co. N 1.1% 0.9% 1.3% 0.9% 0.7% 6,041 4,626 6,548 4,108 3,058 18.6% 78.4% 24.9% 21.8% -8.2% 13.0% 29.9%


30 Colony Insurance Co. N 0.9% 0.9% 0.8% 0.7% 0.6% 4,763 4,683 4,008 2,947 2,785 228.7% 104.3% -271.0% 37.8% 90.7% -61.0% 42.7%

31 American Safety Indemnity Co. N 0.2% 0.3% 0.3% 0.5% 0.6% 964 1,325 1,672 2,069 2,747 126.7% 260.4% 56.1% 47.8% -10.4% 15.4% 67.8%


33 Princeton Excess & Surplus N 0.9% 0.9% 0.5% 0.6% 0.6% 4,797 4,893 2,340 2,742 2,654 -76.3% 237.8% -234.0% 259.3% -44.8% -17.0% 31.9%





38 First Specialty Insurance Corp N 0.4% 0.4% 0.2% 0.3% 0.5% 1,960 2,086 1,237 1,462 2,243 298.2% -329.9% 252.3% 83.3% -190.3% 25.6% 25.1%

39 United National Insurance Co. N 1.4% 0.9% 0.6% 0.5% 0.5% 7,695 4,867 3,345 2,370 2,165 -209.1% -70.5% -5.0% -47.9% 96.4% 5.5% -85.3%

40 General Star Indemnity Co. N 0.9% 0.7% 0.6% 0.6% 0.5% 4,882 3,583 3,074 2,528 2,111 -18.3% -29.9% 28.4% -42.6% -57.7% -13.2% -20.7%

41 Crum & Forster Spclty Ins Co. N 0.4% 0.5% 0.2% 0.2% 0.5% 2,321 2,618 986 891 2,067 39.7% 108.1% 188.7% 105.3% 51.4% 103.8% 95.9%


43 Gemini Insurance Co. N 0.2% 0.2% 0.3% 0.4% 0.5% 1,020 937 1,402 1,954 2,019 57.9% 63.2% 18.1% 10.1% 37.5% 9.7% 34.2%

44 Allied World Assr Co. (U.S.) N 0.7% 0.3% 0.4% 0.3% 0.5% 4,112 1,472 2,161 1,419 2,000 2.4% -5.8% -74.2% -1.2% 24.4% -11.4% -8.7%

45 General Sec Indem Co. of AZ N 0.2% 0.2% 0.3% 0.3% 0.4% 879 1,044 1,705 1,540 1,512 21.5% -34.4% 35.2% 51.6% 71.7% 51.9% 35.6%

46 Torus Specialty Insurance Co. N 0.0% 0.6% 0.0% 0.1% 0.3% (37) 3,002 121 390 1,487 -73.0% 57.2% 35.1% -221.6% 0.6% 6.0% 25.5%

47 Maiden Specialty Insurance Co. N 0.0% 0.4% 0.3% 0.4% 0.3% 85 2,102 1,777 1,602 1,475 0.0% 9.9% 74.5% 29.3% 37.7% 47.9% 39.8%

48 Colony National Insurance Co. N 0.5% 0.7% 0.4% 0.4% 0.3% 2,960 3,679 2,316 1,826 1,452 45.2% 8.1% -25.0% -18.1% 103.4% 5.7% 15.7%

49 Aspen Specialty Insurance Co. N 0.2% 0.3% 0.0% 0.2% 0.3% 935 1,335 (51) 789 1,433 33.5% 52.4% 65.4% 33.9% 72.9% 59.8% 53.2%

50 Rockhill Insurance Co. N 0.0% 0.1% 0.1% 0.3% 0.3% 167 348 499 1,247 1,419 65.0% 76.9% 41.4% 93.0% 6.2% 31.3% 47.6%



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Oklahoma State Report Summary




measured by DEP)

97.8

%

67.7

% 93.0

% 110.

4%

375.

2%

52.8

%

99.8

%

100.

3%

155.

0%

89.9

%

219.

7%

185.

6%

89.6

%99

.7%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

350.0%

400.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Comm'l Multi Prl

(Non-Liab)

Allied Lines

(Sub)

All Other Total



30.0%

6.8%

13.5%

7.6%

15.6%

26.5%


Comm'l Multi Prl (Non-Liab) Allied Lines (Sub) All Other Lines


16.2%

4.9%

4.8%

4.8%

4.4%

65.0%








33.4%

59.3%

2.7%

4.5%




State: Oklahoma



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 219,166 199,156 201,045 202,460 219,181 52.0% 62.2% 65.5% 82.8% 99.8% 73.4% 72.7%



3 QBE Specialty Insurance Co. N 0.0% 0.0% 0.5% 1.4% 4.8% 2 - 946 2,818 10,504 -188.4% -- 42.4% 58.2% 65.0% 51.3% --






9 Houston Casualty Co. N 2.3% 2.5% 3.1% 3.5% 2.4% 5,052 5,007 6,172 7,039 5,265 -216.9% 13.5% 272.2% 31.3% -15.4% 81.2% 28.6%


11 First Specialty Insurance Corp N 0.7% 0.3% 0.2% 0.3% 2.3% 1,493 625 499 516 4,977 42.7% 213.7% 17.2% -36.4% 53.1% 5.4% 66.3%

12 St. Paul Surplus Lines Ins Co. N 4.8% 5.0% 3.8% 3.6% 2.2% 10,493 10,041 7,684 7,221 4,752 80.4% 76.1% -17.8% 109.7% 15.8% 32.9% 56.8%






18 Western Heritage Insurance Co. N 3.4% 3.0% 2.2% 1.9% 1.7% 7,451 6,020 4,368 3,767 3,778 -51.7% 40.9% 85.0% -18.8% 41.4% 41.4% 16.1%





23 Burlington Insurance Co. N 1.7% 2.1% 2.0% 1.2% 1.3% 3,645 4,193 3,930 2,484 2,917 37.1% 56.2% 44.2% -2.8% 9.4% 16.6% 32.1%









32 United Specialty Insurance Co. N 0.0% 0.1% 0.1% 0.2% 0.9% - 141 137 488 2,036 -- 0.0% 0.0% 53.8% 56.1% 48.5% --

33 Torus Specialty Insurance Co. N 0.0% 2.1% 1.1% 0.1% 0.9% - 4,177 2,295 209 2,020 -- 47.8% 49.2% -48.2% -25.6% 19.9% --



36 James River Insurance Co. N 1.1% 1.2% 0.7% 0.6% 0.7% 2,437 2,474 1,319 1,118 1,546 31.1% 40.3% -10.2% 30.0% 103.5% 26.6% 35.3%


38 Princeton Excess & Surplus N 0.2% 0.2% 0.4% 0.5% 0.7% 359 493 726 1,093 1,487 20.0% -37.0% 20.9% 136.5% 131.6% 102.0% 75.6%

39 Covington Specialty Ins Co. S -- 0.0% 0.9% 0.9% 0.7% -- - 1,781 1,872 1,459 -- -- 70.9% 46.1% 318.8% 144.3% --

40 Gotham Insurance Co. N 0.5% 0.3% 0.9% 0.8% 0.6% 1,001 676 1,784 1,578 1,390 98.8% 184.2% 18.8% 10.5% 107.5% 38.1% 66.9%

41 General Star Indemnity Co. N 0.6% 0.7% 0.4% 0.5% 0.6% 1,385 1,362 864 990 1,368 18.7% 70.4% 73.7% 14.0% 50.0% 54.5% 46.9%

42 Alterra Excess & Surplus Ins N 0.0% 0.1% 0.3% 0.6% 0.6% - 134 620 1,295 1,343 -- -- 202.2% 31.9% 136.6% 82.8% --


44 Allied World Assr Co. (U.S.) N 0.2% 0.3% 0.5% 0.5% 0.6% 491 649 982 1,074 1,241 89.3% -23.1% 34.5% 52.4% 172.5% 81.5% 70.8%



47 Maxum Indemnity Co. N 0.2% 0.2% 0.3% 0.5% 0.5% 366 483 557 1,015 1,147 44.1% 32.0% 25.0% 30.9% 51.3% 31.9% 38.7%

48 Western World Insurance Co. N 0.5% 0.4% 0.4% 0.4% 0.5% 1,081 875 859 870 1,124 51.4% 86.2% 25.2% 50.3% 142.7% 60.9% 73.2%

49 Omega US Insurance Inc. N -- 0.0% 0.0% 0.5% 0.5% -- - 66 981 1,037 -- -- 47.3% 78.7% 136.9% 118.7% --

50 Associated Intl Insurance Co. N 0.2% 0.2% 0.3% 0.3% 0.5% 513 458 615 650 1,029 4.7% 2.1% 5.1% 4.9% 6.9% 5.9% 5.2%



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Oregon State Report Summary




measured by DEP)

113.

7%

46.2

%

18.4

%

2.0%

33.4

% 37.3

%

54.5

%

88.6

%

13.2

% 17.6

%

29.4

%

56.5

% 61.6

%

60.6

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)

Fire Med Prof Liab Comm'l Multi Prl

(Non-Liab)

All Other Total



26.9%

7.9%

11.8%

8.4%19.2%

25.9%




21.6%

5.2%

4.9%

4.7%

3.3%60.2%





American Safety Indemnity Co.



31.9%

62.6%

0.4%

5.1%




State: Oregon



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 268,405 241,306 205,856 182,690 177,872 54.6% 46.8% 65.9% 68.9% 54.5% 50.0% 57.6%


2 QBE Specialty Insurance Co. N 0.3% 0.2% 0.2% 0.7% 5.2% 792 364 418 1,207 9,333 37.4% -1.3% -5.1% 28.6% 45.0% 34.6% 38.9%













15 Chartis Specialty Insurance Co N 5.1% 4.5% 4.4% 1.9% 1.7% 13,559 10,923 9,009 3,446 2,960 74.5% -15.6% 96.2% 64.4% 13.1% 50.4% 48.9%




19 Colony Insurance Co. N 1.3% 1.3% 1.3% 1.6% 1.4% 3,454 3,256 2,741 2,936 2,445 -16.1% -12.0% 41.3% -7.7% 140.1% 40.0% 25.8%








27 Westchester Surplus Lines Ins N 2.6% 2.0% 1.9% 1.7% 1.1% 7,029 4,841 3,833 3,168 2,035 91.3% 31.2% -6.1% 19.8% -5.0% -0.3% 36.9%


29 Great American E & S Ins Co. N 0.4% 0.4% 0.5% 0.6% 1.1% 1,153 938 1,037 1,129 1,896 -14.6% -23.0% -2.1% 18.6% -6.8% 9.6% -5.8%




33 Gemini Insurance Co. N 2.2% 1.3% 0.4% 0.6% 0.9% 5,933 3,089 905 1,075 1,548 62.5% 59.1% 56.9% 21.4% 55.2% 13.9% 56.0%

34 Princeton Excess & Surplus N 0.2% 0.7% 0.8% 0.8% 0.9% 510 1,660 1,705 1,408 1,520 -10.5% -11.6% 23.2% 294.2% -201.7% 39.2% 26.4%

35 Atlantic Casualty Insurance Co N 1.2% 1.1% 0.9% 0.8% 0.8% 3,127 2,708 1,917 1,468 1,508 36.0% 101.0% 61.4% 159.0% 181.8% 30.2% 95.2%

36 Starr Surplus Lines Ins Co. N -- -- -- 0.0% 0.7% -- -- -- - 1,295 -- -- -- -- 60.6% -- --


38 Chubb Custom Insurance Co. N 1.0% 0.9% 0.7% 0.9% 0.7% 2,807 2,239 1,541 1,695 1,255 -13.7% 32.9% 23.8% -64.5% -0.8% -5.1% -0.9%


40 Fireman's Fund Ins Co. of Ohio N 0.0% 0.6% 0.8% 0.7% 0.7% 40 1,465 1,696 1,283 1,245 -23.3% 34.0% 49.0% 20.8% 53.6% 28.8% 39.0%

41 Companion Specialty Ins Co. N -- -- 0.0% 0.0% 0.7% -- -- - - 1,224 -- -- -- -- 30.2% -- --

42 Navigators Specialty Ins Co. N 0.6% 0.8% 0.7% 0.4% 0.7% 1,527 1,812 1,401 779 1,206 42.4% 34.1% 83.6% 87.1% -7.8% 53.5% 50.0%




46 Rockhill Insurance Co. N 1.0% 1.4% 0.1% 0.4% 0.6% 2,600 3,412 261 678 981 60.0% 81.5% 35.8% -153.0% 317.3% 53.4% 68.3%

47 Capitol Specialty Ins Corp. N 1.1% 1.9% 1.4% 0.7% 0.6% 3,026 4,698 2,844 1,198 980 64.1% 33.9% 146.3% 66.3% 51.9% 82.4% 73.6%


49 General Star Indemnity Co. N 0.6% 0.6% 0.5% 0.6% 0.5% 1,558 1,532 1,060 1,061 891 -1.3% 239.1% -19.8% -138.3% -52.6% -70.1% 22.2%

50 Allied World Assr Co. (U.S.) N 0.3% 0.4% 0.7% 0.4% 0.5% 824 1,067 1,422 790 827 34.6% 48.5% 9.3% 40.3% 22.1% 21.9% 30.6%



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Pennsylvania State Report Summary




measured by DEP)

47.9

%

69.0

%

21.6

%

37.4

%

92.6

%

64.0

%

54.7

%58

.2%

120.

3%

68.3

%

45.5

%54

.6%

67.9

%69

.8%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)


(Sub)

All Other Total



30.9%

6.0%

11.7%

9.8%

25.6%

16.1%

Oth Liab (Claims) Oth Liab (Occurrence) Med Prof Liab Fire Allied Lines (Sub) All Other Lines


24.5%

6.5%

5.7%

3.8%

3.0%

56.4%








20.3%

72.7%

0.2%

6.9%




State: Pennsylvania



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 865,081 818,185 745,891 691,488 655,629 70.2% 65.5% 65.0% 37.8% 54.7% 45.2% 59.3%


2 Columbia Casualty Co. N 6.3% 5.7% 6.2% 6.2% 6.5% 54,753 46,693 46,556 43,050 42,781 102.8% 86.8% 114.5% -7.3% 8.2% 34.4% 63.5%















17 U.S. Underwriters Insurance Co R 1.5% 1.5% 1.3% 1.4% 1.5% 13,274 12,236 9,901 9,463 9,518 32.8% 41.2% 45.4% 11.7% 34.6% 27.7% 33.7%














31 Gemini Insurance Co. N 0.1% 0.2% 0.2% 0.5% 0.7% 734 1,275 1,796 3,611 4,750 53.4% 83.3% 66.1% -4.5% 47.0% 27.4% 42.5%






37 Northfield Insurance Co. N 0.3% 0.4% 0.5% 0.6% 0.6% 2,207 3,562 3,997 3,858 3,737 -467.8% 60.1% 120.1% 22.1% 47.0% 53.6% -10.1%

38 Aspen Specialty Insurance Co. N 0.4% 0.3% -0.1% 0.2% 0.6% 3,272 2,127 (568) 1,431 3,690 65.9% 34.1% -82.3% 84.8% 49.9% 12.4% 40.8%






44 General Star Indemnity Co. N 0.7% 0.7% 0.6% 0.5% 0.5% 6,296 5,638 4,198 3,468 3,144 4.0% 41.7% -11.2% 7.9% -63.0% -21.2% 1.7%


46 First Specialty Insurance Corp N 0.4% 0.5% 0.4% 0.4% 0.4% 3,252 3,870 3,181 3,032 2,796 -- 66.2% 198.0% -311.1% -314.0% -138.3% 128.2%

47 Seneca Specialty Insurance Co. N 0.4% 0.4% 0.3% 0.3% 0.4% 3,117 3,202 2,083 2,364 2,786 53.2% 35.8% 102.5% 36.5% 27.4% 46.3% 50.5%



50 Companion Specialty Ins Co. N -- -- 0.0% 0.2% 0.4% -- -- - 1,046 2,613 -- -- -- 49.8% 48.3% -- --



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Rhode Island State Report Summary




measured by DEP)

156.

3%

-149

.8%

46.6

% 67.9

%

436.

7%

127.

0%

88.7

%93

.7%

41.5

%

105.

0%

63.4

%

141.

2%

68.5

%

70.5

%

-200.0%

-100.0%

0.0%

100.0%

200.0%

300.0%

400.0%

500.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)


(Sub)

All Other Total



21.4%

12.5%

14.3%14.2%

15.3%

22.3%




23.9%

10.4%

7.7%

5.0%3.7%

49.3%


Travelers Excess & Surplus






39.6%

56.0%

2.0%2.4%




State: Rhode Island



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 93,416 90,712 102,986 91,682 75,143 77.1% 55.0% 43.8% 76.5% 88.7% 55.6% 66.3%


2 Travelers Excess & Surplus N 0.1% 0.0% 0.1% 0.2% 10.4% 51 8 141 149 7,824 -993.6% -37.3% 3.5% 7.2% 49.1% 38.3% 1.7%

3 Houston Casualty Co. N 5.6% 0.4% 4.8% 0.5% 7.7% 5,193 330 4,893 439 5,781 198.9% -62.5% 90.8% -57.4% 150.2% 67.8% 70.2%







10 Indian Harbor Insurance Co. N 5.6% 3.3% 2.8% 2.4% 2.6% 5,219 3,030 2,893 2,169 1,983 281.5% 34.8% 96.3% 102.2% -417.1% -48.0% 62.8%




14 Essex Insurance Co. N 3.1% 2.7% 2.0% 1.4% 1.7% 2,877 2,433 2,109 1,305 1,307 45.0% 425.9% 20.9% 43.7% -673.5% -154.3% 46.9%


16 American Western Home Ins Co. N 0.0% 0.2% 0.3% 0.3% 1.6% 7 226 273 252 1,167 0.0% 0.7% 17.6% 3.0% 18.6% 15.5% 14.6%


18 Landmark American Insurance Co N 1.6% 1.5% 0.8% 1.5% 1.4% 1,537 1,361 835 1,358 1,055 45.7% -2.8% 10.1% 19.1% 41.9% 21.8% 21.8%

19 AXIS Surplus Insurance Co. N 0.4% 0.9% 0.7% 0.5% 1.3% 337 830 769 471 1,008 16.5% 32.6% 163.9% 285.8% 105.0% 150.0% 126.9%

20 Admiral Insurance Co. N 3.1% 2.4% 1.9% 1.3% 1.3% 2,915 2,187 1,989 1,205 997 50.6% 94.2% 81.1% 167.7% 91.9% 91.6% 93.0%

21 General Star Indemnity Co. N 1.6% 1.8% 1.2% 1.0% 1.2% 1,452 1,598 1,211 911 901 22.5% 45.0% -6.8% 52.2% -22.8% 7.4% 20.6%


23 Mt. Hawley Insurance Co. N 2.0% 1.6% 1.1% 1.1% 1.0% 1,860 1,441 1,163 970 755 61.5% 14.8% 10.9% 9.7% 5.9% 8.0% 26.1%

24 Colony Insurance Co. N 0.0% 0.4% 0.7% 1.1% 0.9% 3 397 704 995 674 0.0% 0.0% 52.8% -- 149.3% 859.4% 814.1%

25 Western World Insurance Co. N 1.2% 0.9% 0.7% 0.7% 0.9% 1,152 852 752 637 652 53.1% -23.6% -14.0% 7.3% 19.1% 0.7% 11.3%

26 Philadelphia Insurance Co. N 0.0% 0.5% 0.4% 0.5% 0.8% - 485 399 465 573 -- 3.5% 6.3% 79.0% 39.9% 40.2% --

27 Amer Empire Surplus Lines Ins N 1.0% 0.9% 0.7% 0.7% 0.7% 918 858 707 633 545 133.8% 52.5% 6.6% 155.7% 4.5% 45.3% 73.4%


29 Northfield Insurance Co. N 0.2% 0.2% 0.2% 0.5% 0.7% 144 183 243 457 500 63.0% -69.7% -9.2% -17.1% 195.8% 74.3% 58.1%

30 Homeland Insurance Co. of NY N 0.2% 0.1% 0.4% 0.3% 0.7% 207 131 386 301 496 33.0% 1.6% 27.4% -6.2% 7.5% 6.7% 11.1%

31 USF Insurance Co. N 0.0% 0.0% 0.0% 0.2% 0.6% 6 6 (1) 180 471 -- 630.0% 355.3% -4.3% 57.3% 40.0% 153.4%

32 Arch Specialty Insurance Co. N 0.9% 0.9% 0.6% 0.9% 0.6% 882 777 616 838 438 51.3% 8.2% 14.5% -42.5% 131.4% 7.3% 22.5%

33 Tudor Insurance Co. N 1.0% 0.7% 0.6% 0.6% 0.6% 917 672 619 569 433 31.1% 286.5% 153.3% 9.7% -80.2% 20.3% 92.1%

34 Navigators Specialty Ins Co. N 0.2% 0.4% 0.0% 0.3% 0.5% 183 329 30 257 402 74.0% 27.0% 168.6% -14.3% 57.2% 50.0% 52.0%

35 North American Capacity Ins Co N 0.6% 0.5% 0.6% 0.4% 0.5% 515 498 602 403 379 141.1% -97.9% -60.3% 52.8% 239.1% 27.9% 49.6%


37 Capitol Specialty Ins Corp. N 0.0% 0.0% 0.0% 0.2% 0.4% - - 3 189 317 -- -- 14.7% 19.5% 144.8% 105.0% --



40 Atlantic Casualty Insurance Co N 0.0% 0.1% 0.2% 0.2% 0.3% 42 51 175 199 224 13.8% 11.4% 28.6% 234.6% 139.0% 22.4% 127.8%

41 Maiden Specialty Insurance Co. N 0.6% 0.3% 0.3% 0.9% 0.3% 522 264 272 785 215 3.9% 47.0% 33.5% 2.8% -14.9% 3.4% 11.7%

42 Interstate Fire & Casualty Co. N 0.3% 0.2% 0.3% 0.3% 0.3% 292 190 313 257 210 35.1% 25.0% 38.8% 108.8% -44.8% 37.2% 38.8%

43 United National Insurance Co. N 0.6% 0.6% 0.4% 0.4% 0.3% 531 519 437 356 209 -194.6% -66.4% 23.4% 73.9% -125.8% 15.0% -60.6%

44 Darwin Select Insurance Co. N 0.0% 1.1% 0.9% 0.2% 0.3% 20 958 910 164 199 55.6% 61.5% 26.3% -212.0% -24.9% -10.5% 21.9%

45 GeoVera Specialty Insurance Co R 0.1% 0.3% 0.2% 0.2% 0.2% 110 251 215 182 178 -51.6% 41.3% 24.6% 59.8% -0.6% 28.8% 28.4%

46 Princeton Excess & Surplus N 2.9% 0.7% 0.1% 0.2% 0.2% 2,694 602 141 184 174 67.2% -2.5% 114.9% -181.8% -408.2% -71.2% 15.8%

47 Gemini Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.2% - - - 40 163 -- -- -- 83.7% 60.9% -- --

48 St. Paul Surplus Lines Ins Co. N 0.9% 0.5% 0.1% 0.0% 0.2% 843 496 130 14 161 99.4% -130.4% -86.5% -422.1% -337.3% -190.2% -19.6%

49 Crum & Forster Spclty Ins Co. N 0.2% 0.2% 0.0% 0.0% 0.2% 163 188 36 20 156 52.2% 37.8% -18.3% -523.5% 39.0% -20.4% 25.0%




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South Carolina State Report Summary




measured by DEP)

11.4

%

18.6

%24

.2%

67.4

%

16.7

%

38.3

%

28.4

%

27.1

%

26.3

%

60.1

%

44.4

%

65.7

%

63.4

%

61.1

%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

Allied Lines

(Sub)

Fire Homeowners

MP

Oth Liab

(Occurrence)

Comm'l Multi Prl

(Non-Liab)

All Other Total



23.1%

10.7%

15.4%

13.6%

17.2%

19.9%

Allied Lines (Sub) Fire Homeowners MP

Oth Liab (Occurrence) Comm'l Multi Prl (Non-Liab) All Other Lines


21.1%

7.8%

4.9%

4.2%

4.1%

57.9%








54.1%

28.2%

15.5%

2.2%




State: South Carolina



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 382,546 347,502 282,268 297,187 298,990 34.1% 27.1% 34.5% 25.2% 28.4% 24.6% 29.8%



3 AXIS Surplus Insurance Co. N 7.3% 6.7% 6.6% 5.5% 4.9% 27,980 23,231 18,601 16,425 14,784 29.0% 14.7% -6.4% -7.5% 16.2% -1.1% 10.1%


5 Westchester Surplus Lines Ins N 7.0% 4.9% 4.3% 4.4% 4.1% 26,952 17,074 12,080 12,939 12,154 80.3% -9.4% 3.2% -12.4% 23.1% 5.2% 19.6%






11 Princeton Excess & Surplus N 0.1% 0.2% 0.4% 1.7% 2.2% 330 729 1,119 5,019 6,552 903.9% -143.3% 81.6% -0.9% 6.3% 7.7% 29.2%


13 Colony Insurance Co. N 2.8% 3.5% 3.8% 3.2% 2.1% 10,526 11,992 10,848 9,506 6,229 -56.0% 26.9% 52.8% 58.7% 4.9% 30.3% 20.9%

14 QBE Specialty Insurance Co. N 0.0% 0.0% 0.1% 2.1% 2.0% 21 34 228 6,324 6,019 76.0% 78.2% 7.9% 8.8% 30.0% 17.3% 19.9%


16 Aspen Specialty Insurance Co. N 0.5% 0.3% 0.0% 0.5% 1.5% 2,040 1,012 77 1,408 4,468 -19.2% 59.4% 95.2% 80.7% 38.7% 47.3% 38.8%


18 Rockhill Insurance Co. N 1.0% 0.8% 0.8% 1.2% 1.4% 3,977 2,817 2,357 3,682 4,266 4.7% 3.3% 3.2% 25.5% -1.3% 7.0% 6.6%



21 Endurance Amer Spclty Ins Co. N 0.4% 0.2% 0.4% 1.0% 1.1% 1,520 863 1,104 2,973 3,194 20.6% 21.9% 39.5% 49.9% 65.0% 49.1% 48.1%





26 United National Insurance Co. N 0.7% 0.6% 0.6% 0.9% 0.9% 2,859 1,928 1,628 2,661 2,776 -261.4% -19.0% 128.1% 87.0% -20.2% 51.0% -28.8%


28 Darwin Select Insurance Co. N 0.1% 0.2% 0.2% 0.8% 0.9% 193 671 635 2,276 2,677 65.2% 59.8% 57.2% 54.2% 49.0% 33.4% 53.1%




32 General Star Indemnity Co. N 3.5% 1.6% 1.5% 0.9% 0.7% 13,528 5,395 4,312 2,677 2,084 9.7% 3.2% 65.1% 2.0% -7.2% 28.5% 15.4%





37 First Specialty Insurance Corp N 0.1% 0.1% 0.3% 0.3% 0.5% 310 393 831 873 1,641 100.1% 369.7% -2.9% 67.7% 104.7% 51.6% 106.9%

38 Empire Indemnity Insurance Co. N 0.0% 0.0% 0.0% 0.2% 0.5% 89 5 65 610 1,612 22.0% -441.8% -252.5% -5.2% 13.1% 6.4% -2.0%



41 Liberty Surplus Insurance Corp N 0.3% 0.3% 0.3% 0.4% 0.4% 1,217 1,189 984 1,136 1,320 67.2% 85.1% 134.4% 78.2% 13.8% 34.3% 74.3%

42 North Light Specialty Ins Co. R -- -- 0.0% 0.3% 0.4% -- -- 79 805 1,297 -- -- 0.0% 1.2% 43.7% 30.5% --

43 Northfield Insurance Co. N 0.2% 0.3% 0.4% 0.5% 0.4% 927 1,100 1,207 1,412 1,200 41.6% 102.6% 27.6% 39.2% 37.3% 30.4% 48.6%


45 Gemini Insurance Co. N 0.1% 0.1% 0.1% 0.3% 0.4% 311 489 280 987 1,175 76.4% 53.5% 43.5% 40.3% 52.4% 32.8% 51.6%

46 Interstate Fire & Casualty Co. N 0.6% 0.5% 0.5% 0.4% 0.4% 2,311 1,763 1,298 1,208 1,165 23.2% 238.9% -13.4% -66.1% 18.5% -27.8% 52.2%

47 USF Insurance Co. N 0.5% 0.5% 0.5% 0.4% 0.4% 1,799 1,726 1,387 1,089 1,119 30.8% 48.6% 137.9% 117.0% -58.2% 57.7% 58.4%

48 Great American E & S Ins Co. N 0.4% 0.3% 0.3% 0.5% 0.4% 1,409 997 977 1,395 1,109 -58.1% 10.7% 38.8% 39.1% -20.8% 11.4% 0.2%

49 Maxum Indemnity Co. N 0.1% 0.2% 0.4% 0.3% 0.3% 475 733 1,181 788 975 35.2% 40.4% 37.5% 32.5% 26.7% 20.9% 33.9%




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South Dakota State Report Summary




measured by DEP)

27.9

%

142.

0%

-5.9

%

29.4

%

9.1%

215.

6%

89.7

%

64.5

%

57.4

%64

.8%

72.4

%73

.9%

70.0

%

69.6

%

-50.0%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

Comm'l Multi Prl

(Non-Liab)

Oth Liab

(Claims)




43.2%

4.9%

7.8%

6.9%

19.6%

17.5%

Comm'l Multi Prl (Non-Liab) Oth Liab (Claims) Med Prof Liab



41.1%

16.9%

7.4%

3.1%

2.8%

28.8%








59.2%

35.2%

0.4%

5.2%




State: South Dakota



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 26,362 27,324 24,526 21,848 27,678 69.6% 80.6% 53.9% 56.1% 89.7% 55.8% 70.0%

1 QBE Specialty Insurance Co. N 0.0% 0.0% 0.2% 0.6% 41.1% - - 61 125 11,370 -- -- 15.7% 39.3% 50.5% 42.7% --



4 Columbia Casualty Co. N 4.6% 3.6% 4.1% 5.7% 3.1% 1,222 990 1,016 1,241 858 32.9% -27.7% 61.0% 20.7% 17.8% 29.7% 22.7%

5 Steadfast Insurance Co. N 6.9% 6.3% 2.5% 3.3% 2.8% 1,821 1,715 607 725 762 13.4% 641.5% 369.4% -39.5% -93.3% 111.5% 237.5%

6 Nautilus Insurance Co. N 4.8% 4.4% 3.2% 3.7% 2.5% 1,275 1,190 780 809 698 44.1% -1.3% 106.7% 34.9% 25.4% 48.2% 41.1%

7 Scottsdale Insurance Co. N 4.6% 3.4% 3.4% 3.3% 2.4% 1,207 932 843 713 672 39.7% 2.3% 18.1% -2.3% 7.1% 11.0% 14.9%

8 Admiral Insurance Co. N 1.8% 2.2% 2.1% 2.0% 2.2% 483 592 520 432 606 -20.4% 48.6% 80.3% 80.5% 121.3% 71.0% 66.4%

9 Evanston Insurance Co. N 3.1% 2.6% 2.6% 2.5% 2.2% 826 719 648 540 600 16.4% -20.1% -23.9% -14.9% -5.6% -10.7% -8.9%



12 Arch Specialty Insurance Co. N 2.4% 1.7% 2.2% 2.9% 1.5% 638 454 550 640 424 41.9% 43.6% 37.1% -28.2% 58.3% 12.3% 28.1%



15 Houston Casualty Co. N 0.5% 1.0% 1.4% 1.8% 1.4% 137 271 349 391 380 0.0% 0.0% 109.1% -12.3% 108.0% 68.0% 54.7%


17 Colony Insurance Co. N 2.5% 2.1% 1.6% 1.5% 1.1% 670 578 389 336 312 37.8% 25.6% -1.7% -23.3% 14.0% -6.1% 14.8%

18 Illinois Union Insurance Co. N 2.7% 1.9% 0.8% 2.0% 1.1% 717 508 188 435 297 64.9% 52.6% 4.1% -13.0% -24.4% -31.6% 30.9%

19 First Specialty Insurance Corp N 1.4% 1.2% 1.0% 1.4% 1.1% 363 338 246 309 296 -0.3% 464.7% -176.7% -46.8% 617.5% 125.9% 175.6%


21 Burlington Insurance Co. N 2.6% 2.7% 2.3% 1.1% 0.9% 692 728 571 247 263 27.7% -53.7% 45.9% -33.0% 417.5% 81.5% 37.1%



24 Cincinnati Spclty Underwriters N -- 0.0% 0.0% 0.4% 0.9% -- - - 84 247 -- -- -- 132.7% 17.1% -- --

25 Penn-Star Insurance Co. N 0.2% 0.4% 0.4% 1.1% 0.9% 49 117 87 246 237 28.7% 54.4% 14.9% 31.2% 74.3% 40.5% 47.1%


27 Atlantic Casualty Insurance Co N 0.1% 0.4% 0.6% 1.1% 0.8% 25 119 143 244 233 -34.3% 5.4% 11.2% -36.8% 3.2% -10.8% -8.0%

28 Northfield Insurance Co. N 1.6% 1.6% 1.3% 1.1% 0.8% 421 440 320 250 228 87.2% 50.1% 34.6% -47.7% -34.4% -4.0% 28.6%

29 NAMIC Insurance Co. R 0.8% 0.8% 0.9% 1.0% 0.8% 218 216 224 226 227 -17.8% 34.0% -5.3% -10.5% -54.2% -14.0% -11.0%

30 Westchester Surplus Lines Ins N 1.4% 0.5% 0.8% 0.4% 0.8% 362 132 189 94 216 49.2% -120.3% 15.3% -86.6% 10.4% -5.6% -9.3%


32 Navigators Specialty Ins Co. N 0.6% 0.6% 1.0% 0.8% 0.7% 160 161 252 166 206 35.5% -30.9% 2.5% 43.1% 31.8% 27.4% 19.0%

33 First Mercury Insurance Co. N 0.7% 0.6% 1.0% 0.9% 0.7% 193 157 255 205 205 46.7% 13.6% -11.2% 90.8% -42.0% 6.4% 29.9%


35 Homeland Insurance Co. of NY N 2.5% 1.0% 1.6% 0.6% 0.7% 647 273 382 125 183 57.4% 39.6% 27.6% -182.7% -125.5% -50.2% 12.7%


37 Indian Harbor Insurance Co. N 0.7% 0.6% 0.3% 0.7% 0.6% 197 151 67 151 172 172.6% -9.5% 38.3% -44.1% 29.6% 4.6% 34.9%


39 Allied World Assr Co. (U.S.) N 0.4% 0.1% 0.0% 0.4% 0.6% 110 14 12 79 163 -707.5% -369.5% -62.6% -57.7% 92.9% 26.4% -232.7%

40 Chubb Custom Insurance Co. N 0.2% 0.2% 0.3% 0.6% 0.6% 45 48 85 142 154 18.3% -2.0% 13.5% -8.6% 90.6% 25.3% 33.7%

41 Tudor Insurance Co. N 0.5% 0.5% 0.5% 0.6% 0.5% 141 127 117 125 134 131.9% -282.2% -38.4% -17.0% 125.4% 12.8% 2.6%

42 Mt. Hawley Insurance Co. N 0.4% 0.6% 0.9% 0.6% 0.5% 99 151 218 129 133 -114.4% -40.9% -5.5% 38.4% 362.3% 114.1% 55.0%



45 Great American E & S Ins Co. N 0.1% 0.1% 0.1% 0.3% 0.4% 38 18 36 67 101 8.9% -167.1% -482.0% 20.7% 69.4% 36.0% 2.6%

46 Essex Insurance Co. N 0.9% 1.0% 0.3% 0.2% 0.4% 231 282 78 44 97 3.2% 29.0% -25.7% -38.5% 109.6% 6.1% 12.5%



49 Interstate Fire & Casualty Co. N 1.3% 1.3% 1.2% 1.5% 0.3% 354 343 304 323 93 0.6% 38.0% 40.1% -0.4% -28.4% 7.5% 13.1%

50 St. Paul Surplus Lines Ins Co. N 0.4% 0.2% 0.3% 1.1% 0.3% 109 67 69 233 89 4.0% 43.9% -72.1% 51.7% -62.3% 1.5% 9.0%



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Tennessee State Report Summary




measured by DEP)

24.9

%

105.

0%

23.8

% 41.4

%

475.

7%

86.7

%

84.7

%

17.9

%

62.9

%

41.3

%

39.5

%

191.

8%

76.4

%

74.2

%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

350.0%

400.0%

450.0%

500.0%


(Occurrence)

Oth Liab

(Claims)

Fire Allied Lines

(Sub)

All Other Total



25.7%

6.7%

17.2%

9.4%

20.3%

20.8%

Med Prof Liab Oth Liab (Occurrence) Oth Liab (Claims)



24.1%

6.1%

5.9%

4.7%

3.9%

55.3%








25.0%

70.1%

0.6%4.3%




State: Tennessee



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 420,452 427,505 375,245 341,920 331,666 56.7% 46.5% 53.7% 56.6% 84.7% 54.3% 58.6%

















17 Houston Casualty Co. N 0.9% 0.6% 0.8% 1.0% 1.3% 3,924 2,768 2,880 3,266 4,199 -2.2% 277.4% -53.5% -23.2% 141.3% 34.2% 70.5%


19 Gemini Insurance Co. N 0.2% 0.1% 0.2% 0.3% 1.2% 721 639 651 1,166 3,910 58.9% 59.1% 56.3% -13.6% 44.9% 25.3% 39.1%




23 Princeton Excess & Surplus N 0.9% 0.9% 0.9% 0.9% 1.0% 3,588 3,672 3,303 3,126 3,449 79.0% 18.8% 136.0% -13.5% -82.3% 17.9% 29.9%


25 AIX Specialty Insurance Co. N 0.0% 0.0% 0.1% 0.0% 0.9% - - 199 46 3,107 -- -- 116.4% -- 41.2% 66.2% --



28 Admiral Insurance Co. N 1.0% 1.1% 1.0% 1.1% 0.8% 4,257 4,653 3,913 3,686 2,784 112.5% 61.5% -38.8% 86.1% -3.8% 1.4% 50.1%


30 National Fire & Marine Ins Co. N 1.7% 3.0% 1.8% 1.5% 0.7% 7,269 12,622 6,601 5,044 2,357 28.3% -20.0% 6.2% 160.3% 23.2% 42.9% 20.8%


32 Northfield Insurance Co. N 0.3% 0.4% 0.5% 0.5% 0.6% 1,306 1,559 1,828 1,847 2,149 650.3% -551.7% 59.8% -18.1% 31.2% 17.8% 27.0%

33 Burlington Insurance Co. N 1.1% 1.0% 0.8% 0.6% 0.6% 4,821 4,081 3,105 2,091 2,130 158.9% 63.3% -3.4% 51.0% 23.3% 20.1% 71.3%

34 Hudson Specialty Insurance Co. N 1.3% 1.3% 0.7% 1.4% 0.6% 5,297 5,392 2,458 4,908 1,989 64.9% 68.2% 61.7% -10.8% -25.6% 0.6% 34.6%

35 Interstate Fire & Casualty Co. N 0.6% 1.0% 0.9% 0.8% 0.6% 2,418 4,418 3,193 2,687 1,902 -138.1% 77.8% 76.6% 30.9% -39.5% 31.1% 8.6%

36 Great American E & S Ins Co. N 0.2% 0.2% 0.4% 0.8% 0.5% 672 837 1,351 2,759 1,813 42.5% 35.8% 39.1% 81.0% 33.2% 41.3% 50.8%

37 Rockhill Insurance Co. N 0.0% 0.1% 0.1% 0.3% 0.5% - 336 456 928 1,504 -- 15.9% 41.1% 140.2% -16.8% 25.6% --


39 Torus Specialty Insurance Co. N 0.0% 0.0% 0.2% 0.1% 0.4% 10 94 764 283 1,476 655.3% 48.8% 202.3% -98.7% 76.3% 93.1% 101.1%



42 United National Insurance Co. N 0.3% 0.3% 0.5% 0.4% 0.4% 1,236 1,474 1,836 1,310 1,403 -196.8% -67.1% 101.7% 215.1% 66.9% 128.5% 29.1%

43 St. Paul Surplus Lines Ins Co. N 0.8% 0.6% 0.6% 0.5% 0.4% 3,271 2,501 2,181 1,674 1,396 28.7% -6.7% 30.0% 43.3% -106.1% 0.3% 5.9%


45 General Sec Indem Co. of AZ N 0.0% 0.1% 0.1% 0.2% 0.4% 181 327 271 636 1,306 -12.9% -34.1% 870.9% 235.3% 68.6% 222.4% 183.8%

46 James River Insurance Co. N 0.7% 0.6% 0.4% 0.4% 0.4% 3,094 2,497 1,584 1,420 1,286 23.3% 31.7% 3.5% -7.5% 25.2% 2.2% 17.6%


48 Aspen Specialty Insurance Co. N 0.2% 0.2% 0.0% 0.1% 0.4% 895 764 24 476 1,185 11.8% 61.8% 178.4% 102.2% 34.9% 46.8% 47.8%

49 First Specialty Insurance Corp N 0.2% 0.1% 0.2% 0.4% 0.4% 997 270 718 1,317 1,172 46.6% 30.3% 411.1% -126.2% 10.7% 3.1% 24.4%




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Texas State Report Summary




measured by DEP)

64.6

%

28.1

%

42.7

%

53.7

%

36.3

%

50.7

%

48.8

%

83.7

%

46.6

%

29.7

%

58.4

%

56.7

%

54.9

%55

.7%

0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

80.0%

90.0%

Oth Liab

(Occurrence)

Fire Allied Lines

(Sub)

Oth Liab

(Claims)

Comm'l Multi Prl

(Non-Liab)

All Other Total



27.3%

8.3%

12.8%

12.5%

17.2%

21.9%

Oth Liab (Occurrence) Fire Oth Liab (Claims)

Allied Lines (Sub) Comm'l Multi Prl (Non-Liab) All Other Lines


15.0%

5.6%

5.3%

4.6%

4.2%65.3%



Standard Guaranty Insurance Co





43.3%

49.3%

2.2%

5.1%




State: Texas



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 2,901,007 2,858,576 2,674,663 2,445,133 2,537,316 53.0% 47.2% 97.3% 47.1% 48.8% 56.5% 58.9%


2 QBE Specialty Insurance Co. N 0.0% 0.0% 0.9% 1.7% 5.6% (86) 217 24,765 40,682 141,407 49.7% 25.9% 52.9% 43.3% 31.3% 28.3% 34.4%

3 Standard Guaranty Insurance Co N 3.7% 5.2% 5.0% 5.2% 5.3% 108,670 147,675 134,269 127,043 134,356 14.2% 15.0% 42.9% 24.0% 24.7% 30.5% 24.6%







10 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.2% 2.5% - - 750 30,559 62,341 -- -- -- 60.4% 53.4% 47.5% --











21 Hallmark Specialty Ins Co. N 0.0% 0.0% 0.0% 1.3% 1.2% - - 157 31,534 31,361 -- -- 97.6% 50.0% 54.7% 42.0% --











32 GeoVera Specialty Insurance Co R 0.7% 0.5% 0.5% 0.6% 0.9% 21,524 15,454 12,790 15,790 21,603 -7.8% 58.9% 155.5% 29.2% 40.9% 70.0% 46.5%



35 Torus Specialty Insurance Co. N 0.0% 1.5% 0.6% 0.0% 0.7% (2) 43,402 15,710 1,206 18,326 58.5% 68.7% 67.7% 48.6% 117.4% 63.9% 73.4%


37 Allied World Assr Co. (U.S.) N 0.3% 0.3% 0.4% 0.6% 0.7% 9,354 9,998 9,901 15,273 16,872 -93.2% 13.8% 197.6% 74.5% 133.4% 118.9% 75.8%



40 HCC Specialty Insurance Co. S 0.7% 0.7% 0.8% 0.8% 0.6% 19,026 19,003 21,543 20,468 16,120 50.9% 49.3% 88.0% 90.8% 72.9% 49.8% 71.8%






46 North American Capacity Ins Co N 0.1% 0.1% 0.5% 0.8% 0.5% 1,476 1,760 14,583 18,692 13,185 -473.6% -175.7% 5.2% 37.1% 42.1% 22.1% 9.0%




50 Aspen Specialty Insurance Co. N 0.4% 0.1% 0.0% 0.2% 0.5% 10,177 3,572 101 4,454 11,818 75.9% 34.9% 74.6% 178.9% 96.9% 94.9% 78.6%



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Utah State Report Summary




measured by DEP)

103.

1%

32.8

%

14.7

%

165.

2%

64.2

%

-0.3

%

59.8

%

39.4

%

26.8

%

81.7

%

30.7

% 43.3

% 55.3

%

53.9

%

-20.0%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

180.0%

Oth Liab

(Occurrence)

Oth Liab

(Claims)




30.8%

8.3%

9.8%

8.9%

21.9%

20.4%




19.0%

5.8%

5.7%

4.6%

4.3%

60.7%








21.8%

68.3%

0.3%

9.5%




State: Utah



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 127,292 132,628 131,459 118,015 107,417 42.8% 52.6% 49.5% 46.0% 59.8% 39.9% 50.1%




4 Scottsdale Insurance Co. N 6.1% 5.5% 5.2% 4.4% 4.6% 7,745 7,344 6,885 5,222 4,905 32.3% 33.7% 152.6% -9.3% -0.9% 39.6% 46.1%



7 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 1.3% 3.3% - - - 1,512 3,568 -- -- -- 53.4% 51.7% -- --



10 AXIS Surplus Insurance Co. N 3.9% 2.8% 3.5% 2.5% 2.3% 4,999 3,737 4,618 2,935 2,459 33.9% 42.2% 46.7% -8.4% 77.6% 30.4% 36.0%





15 Alterra Excess & Surplus Ins N 0.0% 0.1% 0.2% 1.5% 1.9% - 83 267 1,819 2,030 -- 345.8% -510.8% 53.7% 34.3% 12.3% --

16 Admiral Insurance Co. N 1.5% 2.1% 1.8% 1.5% 1.8% 1,866 2,790 2,353 1,818 1,935 201.4% 2.3% 55.9% -50.8% 48.7% 2.6% 52.3%

17 St. Paul Surplus Lines Ins Co. N 0.8% 2.4% 2.5% 2.1% 1.7% 1,016 3,118 3,239 2,510 1,816 48.5% 103.2% -43.8% 40.2% 2.4% -4.0% 33.0%

18 Homeland Insurance Co. of NY N 0.5% 0.5% 0.5% 1.3% 1.7% 577 643 686 1,579 1,778 44.1% 27.7% 18.9% 5.4% 23.5% 13.6% 21.8%


20 Chubb Custom Insurance Co. N 1.1% 1.0% 1.2% 1.4% 1.5% 1,408 1,308 1,577 1,635 1,664 54.6% 48.6% 79.0% -19.2% 71.8% 41.1% 47.0%



23 Houston Casualty Co. N 1.3% 1.3% 1.2% 1.1% 1.4% 1,664 1,663 1,541 1,347 1,452 164.4% 57.8% 50.6% -3.0% -12.9% 7.0% 50.6%



26 Liberty Surplus Insurance Corp N 0.7% 0.7% 0.7% 0.8% 1.0% 935 975 870 970 1,094 54.5% 65.7% 66.2% 65.1% -211.8% -56.6% 5.1%



29 Indian Harbor Insurance Co. N 0.6% 0.8% 0.9% 0.7% 0.9% 824 1,093 1,205 800 992 83.0% 15.5% 37.9% 8.6% 51.8% 27.9% 37.8%

30 USF Insurance Co. N 2.1% 2.0% 1.5% 1.1% 0.8% 2,666 2,699 1,924 1,256 897 18.9% 65.3% 155.3% -53.6% 479.7% 102.1% 97.4%




34 Interstate Fire & Casualty Co. N 1.9% 2.6% 2.7% 0.7% 0.6% 2,385 3,420 3,615 842 686 8.3% 61.7% 60.5% -33.4% -87.5% 1.9% 23.8%

35 Nautilus Insurance Co. N 1.3% 1.5% 0.9% 1.2% 0.6% 1,614 2,025 1,235 1,472 680 31.9% 72.5% 23.5% -17.8% 44.4% -1.3% 33.4%

36 Torus Specialty Insurance Co. N 0.0% 0.1% 0.0% 0.1% 0.6% (15) 139 22 133 674 53.8% 50.9% 42.3% -140.5% 7.5% 1.8% 7.0%

37 First Specialty Insurance Corp N 0.1% 0.0% 0.2% 0.5% 0.6% 143 23 317 552 654 -750.1% 215.8% 283.1% 67.9% 48.1% 77.2% 12.5%

38 Gemini Insurance Co. N 1.2% 0.3% 0.5% 0.8% 0.6% 1,507 450 721 982 635 60.0% 59.3% 57.3% -56.1% 58.5% -14.8% 42.0%

39 Prime Insurance Co. N 0.0% 0.1% 0.0% 1.2% 0.6% - 138 (16) 1,435 613 -- 9.6% -- 64.3% 35.3% 55.5% --

40 James River Insurance Co. N 0.7% 0.7% 0.8% 0.6% 0.6% 931 878 997 679 602 40.2% 40.2% 45.7% 29.6% -0.3% 20.7% 33.0%

41 General Star Indemnity Co. N 0.8% 0.5% 0.6% 0.5% 0.6% 997 627 728 544 593 31.4% 79.9% -21.3% -2.6% 10.5% -1.8% 21.3%

42 Colony National Insurance Co. N 0.5% 0.5% 0.9% 0.9% 0.5% 663 695 1,238 1,021 516 46.2% -101.8% 55.2% 626.7% -277.3% 143.7% 132.6%

43 Hudson Specialty Insurance Co. N 0.4% 3.5% 0.6% 0.5% 0.5% 558 4,633 825 601 509 39.2% 4.5% 32.1% 6.6% 1.0% 6.6% 10.5%

44 Century Surety Co. N 1.2% 0.9% 0.7% 0.6% 0.4% 1,503 1,223 959 650 474 53.5% 40.1% 18.0% 10.6% -25.9% 2.4% 26.3%

45 United National Insurance Co. N 0.4% 0.4% 0.3% 0.2% 0.4% 563 556 339 229 425 -28.6% -38.4% 198.4% 625.9% 139.0% 177.2% 126.8%

46 Aspen Specialty Insurance Co. N 0.2% 0.1% 0.0% 0.0% 0.4% 258 150 36 56 419 -8.5% 5.1% 421.9% 30.7% 40.8% 138.9% 39.2%

47 Crum & Forster Spclty Ins Co. N 0.5% 0.7% 0.3% 0.4% 0.4% 604 921 369 477 418 41.0% 25.0% 1.9% 27.0% 18.7% 8.6% 23.6%


49 Rockhill Insurance Co. N 0.1% 0.0% 0.1% 0.3% 0.4% 120 10 148 395 395 65.0% -148.9% 113.6% 128.7% 61.8% 48.3% 80.9%

50 Navigators Specialty Ins Co. N 0.8% -0.3% 0.2% 0.1% 0.3% 958 (455) 224 174 360 43.9% -120.0% 99.3% 50.7% 6.8% 39.3% 19.9%



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Virginia State Report Summary




measured by DEP)

38.1

%

96.6

%

40.9

%

61.8

%

44.3

%

55.0

%57

.0%

35.8

% 43.3

% 47.2

%

38.7

%47

.6%

61.7

%

59.3

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)


(Sub)

All Other Total



30.9%

7.4%

10.8%

9.8%

21.0%

20.1%




25.8%

5.7%

5.2%

4.4%

4.3%

54.6%








29.2%

66.7%

0.9%3.2%




State: Virginia



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 478,123 482,950 418,835 422,919 407,769 71.3% 42.7% 49.1% 73.2% 57.0% 53.4% 58.5%



3 QBE Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.7% 5.2% 6 (0) 69 2,951 21,102 6.0% 55.1% 43.5% 19.0% 29.4% 23.2% 27.9%






9 Westchester Surplus Lines Ins N 3.3% 2.4% 2.0% 1.8% 2.3% 15,803 11,764 8,429 7,619 9,335 285.5% -2.8% 24.7% -7.9% 3.0% 5.1% 83.6%


11 AXIS Surplus Insurance Co. N 2.0% 2.2% 2.2% 2.5% 1.9% 9,692 10,426 9,128 10,598 7,837 33.3% 42.5% -3.3% 121.2% -9.8% 38.7% 38.8%





16 National Fire & Marine Ins Co. N 1.8% 1.7% 1.2% 1.5% 1.4% 8,617 8,232 4,958 6,343 5,648 59.7% 57.3% 15.2% -1.0% 137.7% 49.8% 55.0%




20 General Sec Indem Co. of AZ N 0.2% 0.5% 0.4% 0.8% 1.2% 849 2,551 1,656 3,468 4,882 347.9% -297.6% 14.4% 69.4% 20.9% 35.8% 24.2%


22 Nautilus Insurance Co. N 0.0% 0.8% 1.3% 1.3% 1.2% 35 4,070 5,643 5,329 4,738 21.8% 50.5% 46.2% 28.2% 34.0% 25.6% 37.8%



25 Chubb Custom Insurance Co. N 0.8% 0.7% 0.8% 0.7% 1.0% 3,647 3,292 3,339 2,906 4,209 18.0% 144.8% -4.2% -55.8% 18.7% 1.2% 25.3%




29 Navigators Specialty Ins Co. N 0.3% 0.4% 0.4% 0.5% 0.8% 1,449 1,843 1,625 2,241 3,229 71.5% -32.8% 15.0% 25.5% 59.9% 32.0% 30.8%


31 Philadelphia Insurance Co. N 0.1% 0.2% 0.6% 0.6% 0.7% 298 1,181 2,480 2,584 2,722 12.1% -0.5% 3.2% 26.0% 42.6% 21.5% 23.4%







38 Executive Risk Spclty Ins Co. N 0.9% 0.8% 0.9% 0.6% 0.5% 4,327 3,787 3,633 2,571 1,939 133.4% -58.6% -33.5% -1.5% -122.1% -43.3% -1.7%

39 Great American E & S Ins Co. N 0.6% 0.5% 0.6% 0.6% 0.5% 2,742 2,655 2,491 2,377 1,867 50.8% 11.7% 131.5% 1.6% -8.6% 41.6% 39.0%



42 Western World Insurance Co. N 0.7% 0.6% 0.6% 0.4% 0.4% 3,393 3,037 2,489 1,767 1,717 42.3% 87.0% 35.4% -12.3% 9.2% 12.1% 39.1%


44 United National Insurance Co. N 0.8% 0.3% 0.3% 0.4% 0.4% 3,896 1,432 1,321 1,687 1,566 -11.9% -68.8% -34.0% -14.6% 87.0% 2.2% -14.2%

45 Gemini Insurance Co. N 0.2% 0.1% 0.3% 0.8% 0.4% 1,060 514 1,291 3,226 1,538 58.7% 42.9% 59.8% 35.5% 346.5% 165.6% 146.9%

46 Allied World Assr Co. (U.S.) N 0.6% 0.4% 0.5% 0.6% 0.4% 2,919 2,007 2,162 2,463 1,446 70.1% 87.1% 239.7% 227.5% -212.0% 96.0% 94.3%

47 Everest Indemnity Insurance Co N 1.8% 2.3% 1.6% 1.9% 0.4% 8,730 11,162 6,511 8,130 1,444 63.5% 66.1% 83.0% 6.1% -14.1% 38.5% 49.7%

48 Princeton Excess & Surplus N 0.5% 0.2% 0.3% 0.4% 0.3% 2,474 1,073 1,352 1,552 1,368 179.2% 61.4% -171.4% 0.9% 38.7% -38.6% 38.6%

49 Maiden Specialty Insurance Co. N 0.1% 0.5% 0.4% 0.3% 0.3% 575 2,488 1,873 1,235 1,335 1.5% 283.3% 24.1% 44.4% 80.3% 43.1% 99.4%

50 Western Heritage Insurance Co. N 0.2% 0.2% 0.2% 0.2% 0.3% 1,048 1,156 870 1,021 1,139 81.4% 32.0% 76.9% 4.8% 46.2% 36.2% 49.3%



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Vermont State Report Summary




measured by DEP)

1.3%

2.9%

-85.

2%

21.6

%

-11.

9%

21.7

%

-1.5

%

662.

5%

6.4%

70.8

%

25.0

%51

.7%

60.5

%

58.3

%

-200.0%

-100.0%

0.0%

100.0%

200.0%

300.0%

400.0%

500.0%

600.0%

700.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)




53.7%

3.2%

6.6%

5.3%

21.9%

9.4%




23.9%

9.5%

4.2%

3.9%

3.9%

54.7%



Interstate Fire & Casualty Co.

Executive Risk Spclty Ins Co.




9.9%

85.3%

1.2%3.6%




State: Vermont



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 68,639 64,345 50,930 38,943 43,541 44.6% 58.3% 38.2% 59.8% -1.5% 29.1% 42.4%

1 Lexington Insurance Co. N 42.4% 33.8% 12.0% 10.3% 23.9% 29,097 21,746 6,130 4,010 10,386 32.0% 20.3% 35.6% 369.5% -42.4% 87.8% 46.3%


3 Interstate Fire & Casualty Co. N 3.4% 4.3% 10.2% 0.4% 4.2% 2,325 2,749 5,209 161 1,834 -1.3% 64.0% 13.5% 137.9% -38.8% 16.4% 26.4%

4 Executive Risk Spclty Ins Co. N 2.7% 2.9% 3.3% 4.5% 3.9% 1,857 1,885 1,686 1,745 1,706 305.4% -2.9% 22.5% 9.7% 33.0% 15.4% 75.7%

5 Chartis Specialty Insurance Co N 4.5% 7.6% 8.2% 7.0% 3.9% 3,079 4,886 4,181 2,732 1,679 87.0% 42.5% 3.0% 26.7% -99.9% -3.2% 30.4%

6 Columbia Casualty Co. N 12.8% 15.2% 11.3% 3.5% 3.5% 8,810 9,761 5,762 1,355 1,521 37.6% 204.1% 70.4% -568.0% -153.2% -56.2% 62.9%


8 Scottsdale Insurance Co. N 1.6% 2.0% 2.5% 3.2% 3.0% 1,122 1,276 1,268 1,244 1,286 24.8% 7.5% 23.5% 101.5% -93.6% 8.2% 13.2%

9 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 0.4% 2.9% - - - 154 1,280 -- -- -- 46.0% 59.8% -- --



12 Illinois Union Insurance Co. N 0.6% 0.7% 1.5% 1.5% 1.6% 445 427 773 597 702 47.1% 53.1% -279.9% 344.8% 37.7% 27.3% 50.2%

13 Admiral Insurance Co. N 0.9% 1.3% 1.2% 1.1% 1.5% 623 838 592 446 652 -11.3% 129.2% 88.7% 165.6% 144.9% 93.1% 95.8%

14 AXIS Surplus Insurance Co. N 0.4% 0.7% 1.2% 1.5% 1.5% 248 436 636 571 648 139.1% 32.2% 44.9% 84.8% -26.9% 32.5% 52.7%


16 Arch Specialty Insurance Co. N 0.5% 0.4% 0.7% 1.0% 1.4% 328 273 356 385 616 44.5% 51.1% 25.9% 47.9% 21.7% 29.4% 38.3%

17 Travelers Excess & Surplus N 0.5% 0.6% 0.9% 1.2% 1.4% 363 396 467 486 614 86.3% 14.5% 16.4% 4.6% 178.1% 64.5% 66.3%


19 Houston Casualty Co. N 1.0% 0.9% 1.5% 1.8% 1.3% 696 555 746 692 586 -39.9% -9.2% 102.0% 21.2% 277.8% 125.8% 71.0%

20 Liberty Surplus Insurance Corp N 1.0% 1.0% 1.1% 1.4% 1.2% 714 639 563 544 539 60.8% 40.1% 66.2% 63.8% -93.2% -3.9% 27.7%

21 General Star Indemnity Co. N 1.4% 1.5% 1.8% 1.5% 1.2% 948 936 904 572 524 213.7% -15.0% 125.4% -117.4% 3.3% -5.0% 54.9%


23 Colony Insurance Co. N 1.1% 0.9% 1.7% 2.2% 1.1% 767 583 856 863 477 -34.0% 52.8% -24.8% 67.7% 30.4% 22.1% 18.9%


25 Evanston Insurance Co. N 1.7% 1.7% 1.7% 1.4% 1.0% 1,170 1,078 890 539 448 -5.8% -0.5% 62.1% 5.8% -22.2% 25.3% 9.4%

26 Hudson Specialty Insurance Co. N 0.9% 2.1% 1.0% 1.1% 1.0% 604 1,381 492 409 439 44.3% 8.3% 11.5% -19.2% 19.6% 1.7% 13.9%

27 Homeland Insurance Co. of NY N 0.3% 0.5% 0.4% 1.5% 1.0% 205 313 228 566 426 60.4% 41.4% 35.1% 2.1% -4.5% 6.6% 19.5%


29 AIX Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.4% 0.9% - - 5 160 402 -- -- 41.9% 45.3% 54.1% 39.6% --

30 Century Surety Co. N 0.7% 0.6% 0.5% 0.7% 0.8% 468 359 250 258 342 42.3% 35.7% -165.7% -9.2% 6.7% -49.4% -8.4%

31 Westchester Surplus Lines Ins N 1.1% 0.6% 0.5% 0.6% 0.7% 726 412 279 230 322 70.1% 331.3% 30.6% -129.2% -65.5% -38.2% 96.9%

32 Indian Harbor Insurance Co. N 0.4% 0.5% 0.7% 9.5% 0.7% 260 302 342 3,703 294 19.6% 10.9% 134.7% 68.6% 59.2% 61.8% 64.8%


34 St. Paul Surplus Lines Ins Co. N 1.1% 0.7% 1.0% 1.1% 0.6% 775 454 529 410 277 11.7% 73.6% 153.9% 26.4% -65.3% 19.6% 38.8%

35 Aspen Specialty Insurance Co. N 0.3% 0.4% 0.0% 0.2% 0.6% 240 263 (23) 60 266 75.6% 16.3% -114.0% -105.3% 41.0% -37.1% 16.4%

36 Essex Insurance Co. N 0.8% 0.7% 0.7% 0.8% 0.6% 560 421 352 293 261 13.7% 35.6% 1.5% -12.3% -15.4% -5.3% 8.3%

37 United National Insurance Co. N 0.6% 0.2% 0.3% 0.6% 0.6% 430 155 145 225 255 -64.3% -226.9% -3.8% 29.7% -125.3% -38.5% -86.1%

38 Voyager Indemnity Insurance Co N 0.0% 0.0% 0.3% 0.5% 0.5% - 26 144 206 228 -- 13.6% 13.0% 24.7% 2.9% 12.7% --

39 National Fire & Marine Ins Co. N 0.2% 0.2% 0.3% 0.7% 0.5% 145 155 172 272 221 -111.0% 434.9% -38.8% -58.6% -14.0% -16.8% 18.4%


41 Great American E & S Ins Co. N 1.3% 0.6% 0.8% 1.0% 0.5% 917 375 400 387 211 80.1% 23.9% 376.9% -49.6% -69.4% 94.8% 69.1%

42 Seneca Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.3% 0.5% - - 13 128 208 -- -- 29.7% 49.3% 30.6% 26.6% --

43 Everest Indemnity Insurance Co N 0.3% 0.3% 1.2% 0.6% 0.5% 201 204 595 241 202 -47.4% 84.5% 49.5% -41.1% -99.4% 4.7% 10.9%

44 Chubb Custom Insurance Co. N 0.6% 0.3% 0.4% 0.2% 0.4% 389 204 181 60 196 -43.0% -211.7% -188.8% -122.0% -87.7% -95.3% -100.5%

45 Catlin Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.0% 0.4% - - - 5 196 -- -- -- 44.1% 41.6% -- --

46 Tudor Insurance Co. N 0.3% 0.3% 0.4% 0.6% 0.4% 174 203 216 245 189 26.0% -33.8% 18.4% 24.6% -76.8% -5.1% -7.2%


48 Western World Insurance Co. N 0.5% 0.4% 0.4% 0.4% 0.4% 317 285 223 170 156 29.5% 44.1% -0.5% -25.9% 0.2% -3.7% 14.5%

49 Navigators Specialty Ins Co. N 0.0% 0.0% 0.1% 0.4% 0.3% 13 17 76 139 148 78.7% 57.4% 116.0% 107.0% 29.7% 50.7% 64.9%

50 Burlington Insurance Co. N 0.4% 0.4% 0.4% 0.3% 0.3% 303 239 216 119 147 -40.8% -55.1% 39.3% -27.3% 16.4% 12.0% -19.0%



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Washington State Report Summary




measured by DEP)

52.7

%72

.1%

77.2

%80

.6%

38.8

%

38.2

%58

.7%

195.

4%

46.7

%

34.7

%

60.4

%

145.

6%

56.8

%60

.0%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)




26.3%

6.0%

11.5%

10.2%

24.1%

21.9%




21.8%

5.0%

4.2%

3.8%

2.9%

62.3%





Western Heritage Insurance Co.



26.6%

67.3%

0.5%

5.6%




State: Washington



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 608,357 566,935 499,824 406,342 408,929 54.7% 48.4% 51.3% 65.6% 58.7% 47.5% 55.2%




4 Columbia Casualty Co. N 3.4% 3.0% 3.9% 3.8% 3.8% 20,955 16,912 19,486 15,368 15,713 9.7% -9.8% 77.5% 8.9% -4.8% 22.7% 16.3%






10 First Mercury Insurance Co. N 4.1% 5.1% 4.7% 3.4% 2.4% 24,853 29,027 23,634 13,797 9,634 47.0% 49.1% 17.1% -8.1% 56.0% 17.3% 32.3%






16 Westchester Surplus Lines Ins N 2.0% 1.8% 2.2% 1.9% 1.7% 12,238 10,414 10,946 7,786 6,906 86.9% 16.3% -2.9% 29.3% 121.0% 34.1% 46.7%







23 Catlin Specialty Insurance Co. N 0.2% 0.4% 0.5% 1.3% 1.3% 1,151 2,270 2,274 5,111 5,364 95.9% -15.7% 41.0% 38.8% 31.4% 28.9% 34.1%








31 James River Insurance Co. N 1.4% 1.8% 1.6% 1.1% 0.8% 8,776 10,076 8,214 4,663 3,371 47.7% 45.5% 48.9% 1.0% -2.4% 15.3% 34.0%

32 Princeton Excess & Surplus N 0.3% 0.1% 0.4% 0.6% 0.8% 1,677 483 1,767 2,395 3,356 312.7% -124.2% 18.7% 106.2% -30.5% 26.2% 62.6%


34 Great American E & S Ins Co. N 0.5% 0.4% 0.5% 0.9% 0.7% 3,226 2,135 2,385 3,524 3,065 -19.8% 18.6% 18.5% 162.8% -11.7% 49.3% 32.9%





39 Fireman's Fund Ins Co. of Ohio N 0.0% 0.4% 0.8% 1.0% 0.7% 29 2,328 4,037 3,911 2,760 9.7% 33.2% 45.5% 53.6% 57.0% 40.7% 50.4%

40 Capitol Specialty Ins Corp. N 0.7% 0.9% 0.7% 0.7% 0.7% 4,354 5,324 3,308 3,038 2,742 36.7% 36.4% 10.1% 3.7% -36.8% -3.4% 18.0%

41 Homeland Insurance Co. of NY N 0.6% 0.6% 0.6% 0.6% 0.7% 3,931 3,562 3,193 2,277 2,667 24.1% -40.8% -18.5% -38.0% 2.5% -18.9% -13.2%




45 Allied World Assr Co. (U.S.) N 0.4% 0.2% 0.6% 0.6% 0.6% 2,545 1,223 2,752 2,466 2,494 33.9% 28.3% -33.2% 121.3% -10.7% 36.0% 34.7%


47 Aspen Specialty Insurance Co. N 0.4% 0.3% 0.0% 0.3% 0.6% 2,696 1,625 (4) 1,320 2,257 -35.0% 68.4% -169.7% 67.1% 125.8% 17.0% 40.8%

48 United Specialty Insurance Co. N 0.0% 0.2% 1.0% 0.9% 0.5% - 1,031 4,886 3,807 2,081 -- 1.3% 52.5% 33.9% -49.6% 16.4% --

49 Rockhill Insurance Co. N 0.7% 0.4% 0.1% 0.4% 0.5% 4,408 2,258 421 1,568 2,006 60.1% 54.2% 54.8% -149.4% 246.3% 65.2% 68.5%

50 Northfield Insurance Co. N 0.4% 0.4% 0.4% 0.4% 0.4% 2,139 2,135 2,052 1,677 1,735 24.8% 108.7% 14.6% -14.8% 0.9% -0.6% 28.5%



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Wisconsin State Report Summary




measured by DEP)

113.

1%

75.0

%

409.

4%

10.1

%

82.6

%86

.0%

144.

0%

36.5

% 55.7

%

285.

7%

42.2

%

165.

8%

65.2

%

64.8

%

0.0%

50.0%

100.0%

150.0%

200.0%

250.0%

300.0%

350.0%

400.0%

450.0%

Oth Liab

(Claims)

Oth Liab

(Occurrence)

Credit Fire Product Liability All Other Total



29.2%

5.7%

18.1%

6.2%

23.8%

16.9%

Oth Liab (Claims) Oth Liab (Occurrence) Credit Fire Product Liability All Other Lines


20.5%

15.1%

9.6%

5.9%4.2%

44.7%








13.0%

62.8%

0.2%

24.0%




State: Wisconsin



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 204,858 198,400 215,340 237,064 209,213 48.3% 81.4% 57.2% 68.5% 144.0% 81.3% 79.9%








8 Houston Casualty Co. N 1.6% 1.3% 1.4% 1.7% 2.0% 3,316 2,525 3,087 4,047 4,160 24.2% -47.5% -38.7% 0.1% 90.0% 17.8% 11.4%

9 Scottsdale Insurance Co. N 2.8% 2.4% 2.1% 1.8% 2.0% 5,749 4,692 4,534 4,181 4,148 54.2% 73.6% -32.0% 109.1% 90.3% 45.4% 57.9%








17 Westchester Surplus Lines Ins N 2.0% 1.4% 1.5% 0.9% 1.2% 4,106 2,784 3,212 2,143 2,597 44.7% -5.8% 26.8% 23.9% -17.2% 7.5% 18.7%

18 Arch Specialty Insurance Co. N 0.0% 1.7% 1.4% 1.4% 1.2% - 3,429 2,963 3,245 2,566 -- 138.5% 51.2% 47.9% 89.6% 59.2% --






24 Admiral Insurance Co. N 2.0% 1.8% 1.2% 0.9% 0.8% 4,089 3,509 2,499 2,039 1,629 100.5% 129.9% -53.2% 98.6% 295.7% 93.1% 108.7%

25 Tudor Insurance Co. N 1.0% 1.0% 0.9% 0.9% 0.7% 2,065 1,943 1,992 2,017 1,568 91.1% -14.8% 122.9% 71.8% 113.5% 68.5% 77.0%


27 Gemini Insurance Co. N 0.3% 0.2% 0.2% 0.4% 0.7% 529 400 394 977 1,510 34.6% 34.3% 66.8% 4.6% 42.3% 4.2% 37.0%

28 Colony National Insurance Co. N 1.2% 1.2% 1.1% 0.8% 0.7% 2,462 2,356 2,449 1,788 1,493 5.1% -2.7% 3.9% 320.4% 87.1% 121.9% 86.3%

29 Burlington Insurance Co. N 1.5% 1.2% 0.8% 0.5% 0.7% 3,057 2,438 1,691 1,177 1,461 -0.1% 128.1% 29.2% -10.2% 69.4% 22.7% 45.0%


31 First Mercury Insurance Co. N 0.2% 0.3% 0.4% 0.4% 0.6% 442 594 850 965 1,357 44.0% 75.9% 32.7% 16.1% 104.4% 35.7% 57.7%

32 Great American E & S Ins Co. N 0.3% 0.3% 0.3% 0.8% 0.6% 682 663 731 1,875 1,270 -28.2% -54.1% 9.7% 9.0% 23.8% 14.8% -2.9%

33 American Safety Indemnity Co. N 0.1% 0.3% 0.3% 0.3% 0.6% 285 607 703 659 1,266 67.2% 55.1% 56.1% 47.8% 2.5% 21.2% 38.5%

34 Princeton Excess & Surplus N 0.6% 0.4% 0.4% 0.4% 0.6% 1,249 892 954 880 1,243 157.0% -114.6% -287.5% -16.4% 773.7% 219.5% 136.6%

35 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.1% 0.3% 0.6% - 56 271 615 1,190 -- 197.2% 654.8% 43.9% 65.1% 88.3% --



38 Associated Intl Insurance Co. N 0.1% 0.2% 0.3% 0.4% 0.4% 262 441 749 1,012 931 -- -58.7% -589.3% -0.7% 9.6% -161.2% 18.1%

39 NAMIC Insurance Co. R 0.6% 0.5% 0.4% 0.4% 0.4% 1,157 933 898 866 900 -21.6% 424.7% -25.4% 253.7% -45.2% 39.7% 119.0%

40 United National Insurance Co. N 1.1% 0.8% 0.5% 0.3% 0.4% 2,252 1,523 1,089 734 863 -9.9% 31.8% -15.3% 239.7% -149.3% 8.0% 13.9%

41 Western Heritage Insurance Co. N 0.8% 0.7% 0.4% 0.4% 0.4% 1,672 1,291 901 831 853 25.2% -14.8% 6.6% 28.8% 20.7% 14.1% 11.7%

42 Darwin Select Insurance Co. N 0.6% 0.8% 0.8% 0.5% 0.4% 1,256 1,654 1,707 1,106 849 65.0% 62.3% 26.5% 14.7% 8.8% 10.2% 34.5%


44 Maiden Specialty Insurance Co. N 0.5% 0.5% 0.4% 0.3% 0.4% 1,057 996 810 711 815 81.4% 32.4% 29.5% 13.0% 62.5% 34.3% 44.5%

45 Navigators Specialty Ins Co. N 0.4% 0.4% 0.2% 0.2% 0.4% 803 729 427 557 788 51.2% 38.4% 584.0% 126.0% 87.5% 253.2% 175.7%



48 Hudson Specialty Insurance Co. N 0.6% 0.4% 0.4% 0.3% 0.3% 1,188 885 950 639 665 78.2% 29.9% 29.9% 227.2% -54.8% 46.2% 53.3%

49 Berkley Regional Spclty Ins Co N 0.1% 0.2% 0.2% 0.2% 0.3% 135 371 517 569 603 60.9% 51.5% 36.7% 26.8% -32.3% 5.5% 15.1%

50 General Star Indemnity Co. N 0.6% 0.5% 0.4% 0.3% 0.3% 1,132 944 768 795 572 -43.2% 8.6% 190.8% -56.5% -60.6% 40.0% 5.9%



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West Virginia State Report Summary




measured by DEP)

63.7

%

43.2

%

17.8

%

54.0

%57

.0%

36.7

%48

.0%

133.

5%

38.0

%

27.3

%

71.1

%

53.3

%64

.3%

65.5

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

140.0%

160.0%

Oth Liab

(Occurrence)

Med Prof Liab Fire Oth Liab

(Claims)

Allied Lines

(Sub)

All Other Total



33.6%

5.9%

11.2%

10.0%

22.4%

16.9%

Oth Liab (Occurrence) Med Prof Liab Fire

Oth Liab (Claims) Allied Lines (Sub) All Other Lines


26.7%

5.3%

4.7%

4.1%

3.5%

55.7%




Arch Specialty Insurance Co.

Essex Insurance Co.



23.5%

71.1%

0.8%

4.7%




State: West Virginia



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 116,520 101,947 90,813 77,266 80,908 36.7% 40.4% 42.5% 51.9% 48.0% 40.6% 43.4%






6 Steadfast Insurance Co. N 1.0% 0.9% 1.6% 2.1% 3.2% 1,147 933 1,410 1,615 2,591 52.1% 31.3% 23.7% 46.5% 41.9% 31.9% 39.9%



9 National Fire & Marine Ins Co. N 6.1% 5.6% 4.2% 4.2% 2.5% 7,122 5,710 3,855 3,272 2,011 55.9% 9.3% -18.9% -18.7% 42.8% -3.1% 11.5%




13 Homeland Insurance Co. of NY N 0.7% 0.3% 1.9% 1.0% 1.9% 862 312 1,731 793 1,501 49.1% 32.4% 61.5% 52.1% 3.7% 27.4% 38.2%


15 Aspen Specialty Insurance Co. N 0.7% 1.0% 0.1% 1.4% 1.7% 815 1,012 59 1,103 1,353 -7.7% 24.2% -69.3% 64.0% 50.4% 12.4% 17.3%

16 Maxum Indemnity Co. N 0.5% 0.5% 1.1% 1.4% 1.6% 558 559 957 1,102 1,322 45.8% 32.9% 31.9% 126.9% 47.1% 51.2% 60.7%

17 Maiden Specialty Insurance Co. N 0.5% 0.8% 1.9% 1.8% 1.6% 530 846 1,731 1,404 1,268 79.7% 7.2% -1.6% 41.7% -1.5% 15.4% 20.5%

18 Illinois Union Insurance Co. N 0.6% 0.6% 0.5% 0.3% 1.6% 748 635 434 214 1,265 81.8% 55.8% 85.0% -12.7% 30.8% 31.8% 63.5%

19 General Star Indemnity Co. N 0.9% 0.8% 0.8% 0.6% 1.4% 1,010 825 711 460 1,171 26.8% -5.2% -2.9% -13.4% 18.6% -0.1% 6.8%

20 Westchester Surplus Lines Ins N 5.9% 5.3% 4.7% 2.0% 1.4% 6,855 5,366 4,225 1,509 1,096 83.8% 2.1% 175.8% 159.6% -15.4% 127.6% 84.1%

21 Catlin Specialty Insurance Co. N 0.2% 0.4% 0.5% 1.2% 1.3% 201 431 490 938 1,027 50.5% 47.3% 20.3% 51.3% 84.9% 54.6% 58.9%

22 Columbia Casualty Co. N 1.2% 2.6% 2.5% 2.6% 1.3% 1,417 2,686 2,248 2,024 1,013 -13.2% 114.4% -55.5% 22.4% -11.8% -21.4% 18.4%

23 Western World Insurance Co. N 1.2% 1.3% 1.2% 1.4% 1.2% 1,396 1,365 1,075 1,053 986 113.8% 91.3% 11.9% 22.4% 108.9% 41.2% 73.2%

24 Ironshore Specialty Ins Co. N 0.0% 0.0% 0.0% 0.3% 1.1% - - 23 230 856 -- -- -28.2% 0.7% 43.3% 34.4% --

25 Great American E & S Ins Co. N 1.0% 1.0% 1.2% 1.3% 1.0% 1,122 1,027 1,066 1,011 830 30.6% 16.0% 87.1% 202.8% -43.1% 68.6% 62.4%


27 Admiral Insurance Co. N 3.8% 1.9% 1.6% 1.4% 0.8% 4,457 1,908 1,436 1,050 671 45.2% 20.2% 0.3% 126.6% 72.6% 63.6% 42.7%

28 American Safety Indemnity Co. N 0.2% 0.2% 0.3% 0.5% 0.8% 182 200 286 369 665 329.8% -- 56.1% 47.8% -735.8% -14.3% -48.7%

29 Northfield Insurance Co. N 0.7% 1.0% 0.9% 0.8% 0.8% 828 979 837 647 636 196.6% -11.1% 0.6% 109.7% -8.6% 20.8% 52.0%

30 Chubb Custom Insurance Co. N 2.6% 1.8% 2.9% 2.3% 0.8% 3,037 1,853 2,641 1,772 633 75.1% 10.8% 127.2% -20.9% 86.0% 71.0% 56.2%

31 Colony Insurance Co. N 0.4% 0.4% 0.5% 0.6% 0.8% 518 425 490 459 615 111.0% 148.6% -100.8% 65.2% 183.9% 33.7% 80.8%

32 AXIS Surplus Insurance Co. N 2.0% 1.4% 0.5% 0.7% 0.7% 2,302 1,412 424 505 603 45.0% 25.1% -15.5% -28.5% 208.2% 27.9% 36.1%

33 Amer Empire Surplus Lines Ins N 1.0% 0.8% 1.4% 0.7% 0.7% 1,132 785 1,287 557 584 -63.8% -171.1% 115.8% -104.9% 2.4% 25.7% -30.1%

34 Indian Harbor Insurance Co. N 0.5% 3.3% 0.7% 0.6% 0.7% 537 3,340 647 492 577 15.6% 18.6% 30.8% 23.1% 31.8% 23.0% 25.5%

35 First Mercury Insurance Co. N 0.5% 0.6% 0.7% 0.7% 0.7% 532 604 637 507 539 -27.3% 86.6% 18.1% 103.2% 4.7% 35.1% 37.0%

36 United National Insurance Co. N 0.7% 0.9% 0.5% 0.6% 0.6% 766 871 430 500 514 -976.0% -171.1% -59.8% -230.7% -178.0% -113.8% -349.3%

37 Western Heritage Insurance Co. N 1.0% 1.1% 0.9% 0.8% 0.6% 1,119 1,149 836 621 509 47.9% 33.7% 18.8% 263.6% 121.0% 106.2% 81.8%


39 Endurance Amer Spclty Ins Co. N 0.0% 0.1% 0.2% 0.5% 0.6% - 86 224 411 473 19.7% 65.4% 49.3% 49.3% 51.2% 36.4% 51.4%

40 Seneca Specialty Insurance Co. N 0.4% 0.6% 0.5% 0.5% 0.6% 433 577 460 383 456 15.6% 59.8% 219.5% 23.3% 4.4% 87.3% 71.4%

41 Omega US Insurance Inc. N -- 0.0% 0.0% 0.4% 0.6% -- - 40 286 454 -- -- 45.3% 38.0% 43.8% 26.5% --

42 Philadelphia Insurance Co. N 0.1% 0.2% 0.4% 0.5% 0.5% 173 168 331 380 444 -38.7% 14.2% 32.3% 56.5% -3.4% 21.4% 17.3%


44 Capitol Specialty Ins Corp. N -0.1% 0.1% 0.4% 0.4% 0.5% (103) 138 326 339 390 24.9% -- -363.3% -360.6% 75.0% -109.7% -130.5%

45 General Sec Indem Co. of AZ N 0.1% 0.1% 0.1% 0.2% 0.4% 79 65 68 184 321 -464.7% -214.0% -14.6% 10.6% 22.7% 14.8% -88.9%


47 Houston Casualty Co. N 0.5% 0.4% 0.6% 0.4% 0.4% 611 437 558 299 301 -0.1% 13.2% 167.3% -3.3% 63.7% 57.0% 45.0%


49 Travelers Excess & Surplus N 0.1% 0.3% 0.3% 0.4% 0.4% 117 312 312 276 288 2.4% 22.0% 48.8% -12.9% 39.7% 20.2% 22.8%

50 Colony National Insurance Co. N 0.3% 0.4% 0.4% 0.7% 0.3% 387 378 357 507 263 -0.1% 4.8% 23.9% -9.7% 91.7% 14.9% 21.9%



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Wyoming State Report Summary




measured by DEP)

24.7

%

48.4

%

16.9

%

28.7

%

93.6

%

73.1

%

44.1

%46

.4%

25.9

%

25.5

%

50.5

%

112.

5%

68.9

%

66.1

%

0.0%

20.0%

40.0%

60.0%

80.0%

100.0%

120.0%

Oth Liab

(Occurrence)

Fire Med Prof Liab Oth Liab

(Claims)

Allied Lines

(Sub)

All Other Total



27.9%

8.4%

14.4%

12.8%

17.4%

19.1%

Oth Liab (Occurrence) Fire Med Prof Liab Oth Liab (Claims) Allied Lines (Sub) All Other Lines


18.4%

14.3%

5.0%

4.2%

2.9%

55.1%








34.0%

62.8%

0.6% 2.7%




State: Wyoming



USLW Total 100.0% 100.0% 100.0% 100.0% 100.0% 35,701 37,354 33,496 35,380 32,494 47.0% 51.9% 146.1% 58.3% 44.1% 74.2% 69.4%




4 Columbia Casualty Co. N 2.0% 2.2% 0.9% 1.0% 4.2% 716 822 313 339 1,366 141.1% 240.7% -122.8% -18.8% -20.6% -71.8% 69.3%

5 Colony Insurance Co. N 6.3% 5.8% 7.2% 4.8% 2.9% 2,261 2,179 2,418 1,703 953 10.2% -2.1% 59.0% 32.2% -21.0% 25.8% 19.8%

6 Nautilus Insurance Co. N 4.3% 4.0% 4.4% 3.0% 2.6% 1,536 1,512 1,484 1,053 844 34.3% 41.5% -5.4% 17.4% -3.8% -0.4% 18.5%

7 Arch Specialty Insurance Co. N 0.2% 1.3% 2.3% 1.8% 2.4% 57 486 758 641 784 61.1% 133.7% -- 60.1% 54.7% 726.4% 639.9%


9 Allied World Assr Co. (U.S.) N 0.0% 0.0% 0.0% 0.4% 2.1% 2 2 9 133 694 -49.6% -798.4% 239.2% 62.5% 59.4% 46.7% 58.8%


11 Chubb Custom Insurance Co. N 2.0% 1.5% 1.4% 1.3% 1.9% 722 546 466 458 618 -27.1% 25.5% 6.5% 1.3% 7.6% 7.8% 1.3%

12 Evanston Insurance Co. N 2.8% 3.2% 2.5% 2.3% 1.7% 1,010 1,206 853 810 568 91.7% 111.3% 232.1% 102.2% -0.5% 115.4% 112.1%

13 St. Paul Surplus Lines Ins Co. N 2.8% 2.4% 2.5% 2.4% 1.7% 1,003 899 844 842 564 22.5% 100.5% 0.5% 4.5% 37.2% 16.3% 35.7%




17 Maiden Specialty Insurance Co. N 0.4% 0.5% 1.8% 1.8% 1.5% 130 195 617 637 476 -44.2% 32.1% 4.1% 0.4% 14.0% 6.8% 8.2%


19 American Safety Indemnity Co. N 0.8% 1.7% 0.7% 0.6% 1.4% 286 649 249 222 464 63.6% -51.5% 56.1% 47.8% 455.6% 137.4% 126.7%


21 Century Surety Co. N 4.9% 3.6% 3.0% 1.2% 1.3% 1,761 1,355 1,001 428 408 46.8% 47.4% -46.6% -35.5% 21.7% -32.3% 15.2%

22 Homeland Insurance Co. of NY N 0.2% 0.0% 0.6% 0.7% 1.2% 61 13 212 248 404 16.4% -34.7% 28.0% 3.9% 26.5% 15.4% 17.6%

23 USF Insurance Co. N 2.9% 2.5% 1.8% 1.6% 1.2% 1,041 927 617 549 399 -11.8% 16.7% 32.1% -47.9% 104.9% 15.8% 13.1%


25 Torus Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.3% 1.2% - 7 (1) 118 385 -- 44.6% 19.1% 25.6% 14.6% 15.1% --

26 Alterra Excess & Surplus Ins N 0.0% 0.0% 0.1% 0.8% 1.1% - 1 32 297 354 -- 69.8% -- 107.0% 43.3% 105.8% --

27 Houston Casualty Co. N 3.3% 1.5% 1.6% 0.7% 1.1% 1,172 571 538 251 347 103.0% -125.1% 50.5% -118.0% 32.1% -12.3% 27.8%

28 Catlin Specialty Insurance Co. N 3.3% 2.5% 2.2% 1.0% 1.0% 1,169 932 738 365 341 41.2% 51.1% 25.2% 14.6% -22.5% 13.3% 30.6%

29 Berkley Regional Spclty Ins Co N 0.6% 2.1% 3.0% 2.2% 1.0% 230 784 1,005 795 312 47.9% 37.4% 32.3% 52.2% 77.6% 43.6% 47.2%

30 Essex Insurance Co. N 0.9% 0.6% 0.6% 0.7% 0.8% 328 220 185 265 271 22.2% 14.5% 5.1% -1.2% 24.2% 7.2% 15.1%

31 James River Insurance Co. N 1.2% 1.4% 1.5% 0.5% 0.8% 430 507 516 174 264 33.8% 65.6% 26.0% -1.6% -51.3% -0.1% 25.4%

32 Landmark American Insurance Co N 1.9% 1.0% 1.2% 1.2% 0.8% 673 371 392 410 252 17.7% 11.3% -9.7% 29.6% -16.5% 7.7% 9.4%

33 General Star Indemnity Co. N 1.3% 1.6% 0.8% 0.8% 0.8% 475 615 281 277 252 21.0% 43.3% 22.9% 9.7% 193.4% 54.8% 50.6%


35 Indian Harbor Insurance Co. N 0.5% 1.6% 0.3% 0.8% 0.7% 192 590 101 281 225 31.6% 32.2% 34.9% -24.0% 30.2% 12.1% 23.3%




39 Admiral Insurance Co. N 1.1% 1.0% 1.1% 1.9% 0.6% 389 357 360 668 204 19.2% 13.6% 8.1% 234.7% -317.0% 42.1% 32.8%

40 Colony National Insurance Co. N 0.2% 0.2% 0.1% 1.2% 0.5% 54 70 32 436 175 -1.0% 0.0% 0.0% 4.5% -1.5% 0.9% 0.7%



43 Rockhill Insurance Co. N 1.4% 0.6% -0.2% 0.6% 0.5% 510 206 (75) 225 151 60.0% 68.2% 32.3% 7.6% 91.3% 34.0% 51.8%

44 Chartis Specialty Insurance Co N 0.4% 1.8% 0.6% 0.7% 0.4% 147 669 203 262 142 704.1% 11.2% 19.3% 33.1% -40.3% -2.0% 94.9%

45 United National Insurance Co. N 0.3% 0.6% 0.5% 0.3% 0.4% 93 225 169 109 140 -186.5% -113.0% -18.0% -65.3% -63.7% -35.5% -94.2%


47 Tudor Insurance Co. N 0.4% 0.4% 0.5% 0.4% 0.4% 133 165 179 153 133 18.8% -116.5% 47.6% -53.7% -7.3% -2.1% -22.9%

48 Great American E & S Ins Co. N 0.6% 0.4% 0.4% 0.5% 0.4% 229 164 131 172 127 9.9% 7.2% -228.1% 66.0% -23.3% -64.1% -26.3%

49 QBE Specialty Insurance Co. N 0.0% 0.0% 0.0% 0.1% 0.4% - - - 27 125 -- -- -- 16.8% 26.8% -- --

50 Interstate Fire & Casualty Co. N 0.2% 0.8% 0.7% 0.6% 0.3% 85 281 239 201 113 7.4% -10.1% 47.4% 20.4% -39.3% 18.4% 12.4%



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United States Surplus Lines Market (USLW)as of December 31, 2010Sort descending by volume of DWP ($)

Company Name

% of

Surplus

Lines

DWP Company Name

% of

Surplus

Lines

DWPLexington Insurance Co. 100% Maiden Specialty Insurance Co. 100%Steadfast Insurance Co. 100% North American Capacity Ins Co 100%Scottsdale Insurance Co. 98% Crum & Forster Spclty Ins Co. 100%Chartis Specialty Insurance Co 100% Tudor Insurance Co. 100%Columbia Casualty Co. 100% Colony National Insurance Co. 100%QBE Specialty Insurance Co. 100% Gotham Insurance Co. 100%Illinois Union Insurance Co. 100% Atlantic Casualty Insurance Co 84%Ironshore Specialty Ins Co. 100% Hallmark Specialty Ins Co. 98%Landmark American Insurance Co 100% Executive Risk Spclty Ins Co. 87%AXIS Surplus Insurance Co. 100% Amer Empire Surplus Lines Ins 100%Evanston Insurance Co. 100% Fireman's Fund Ins Co. of Ohio 95%Westchester Surplus Lines Ins 99% Montpelier U.S. Insurance Co. 96%Arch Specialty Insurance Co. 100% Omega US Insurance Inc. 100%Nautilus Insurance Co. 100% USF Insurance Co. 100%Colony Insurance Co. 100% U.S. Underwriters Insurance Co 99%Indian Harbor Insurance Co. 100% Seneca Specialty Insurance Co. 100%Houston Casualty Co. 88% Philadelphia Insurance Co. 100%First Mercury Insurance Co. 100% Companion Specialty Ins Co. 100%Essex Insurance Co. 100% Canal Indemnity Co. 100%Chubb Custom Insurance Co. 100% Penn-Star Insurance Co. 99%Admiral Insurance Co. 97% Starr Surplus Lines Ins Co. 100%Alterra Excess & Surplus Ins 100% Associated Intl Insurance Co. 100%Endurance Amer Spclty Ins Co. 100% AIX Specialty Insurance Co. 100%Mt. Hawley Insurance Co. 100% Houston Specialty Insurance Co 100%Catlin Specialty Insurance Co. 100% Noetic Specialty Insurance Co. 100%Darwin Select Insurance Co. 100% ProAssurance Specialty Ins Co. 100%Princeton Excess & Surplus 100% Appalachian Insurance Co. 100%Interstate Fire & Casualty Co. 98% Prime Insurance Co. 100%Liberty Surplus Insurance Corp 100% HCC Specialty Insurance Co. 100%Century Surety Co. 98% MSA Insurance Co. 100%Empire Indemnity Insurance Co. 98% Berkley Regional Spclty Ins Co 100%Great American E & S Ins Co. 100% Chartis Select Insurance Co. 100%Homeland Insurance Co. of NY 100% Kinsale Insurance Co. 100%American Safety Indemnity Co. 100% Traders & General Insurance Co 100%Aspen Specialty Insurance Co. 100% North Light Specialty Ins Co. 100%St. Paul Surplus Lines Ins Co. 100% Republic-Vanguard Insurance Co 100%Gemini Insurance Co. 100% Adriatic Insurance Co. 100%American Western Home Ins Co. 86% Scottsdale Surplus Lines Ins 100%Burlington Insurance Co. 99% Allianz Underwriters Ins Co. 100%Standard Guaranty Insurance Co 80% NAMIC Insurance Co. 94%Voyager Indemnity Insurance Co 86% Merchants National Ins Co. 100%GeoVera Specialty Insurance Co 100% Amer Modern Surplus Lines Ins 100%National Fire & Marine Ins Co. 100% Nutmeg Insurance Co. 100%Hudson Specialty Insurance Co. 98% TM Specialty Insurance Co. 100%Travelers Excess & Surplus 100% American Safety Insurance Co. 100%Western Heritage Insurance Co. 98% Great American Fidelity Ins Co 100%Navigators Specialty Ins Co. 100% Clarendon America Insurance Co 100%James River Insurance Co. 100% Valiant Specialty Insurance Co 100%Mount Vernon Fire Insurance Co 86% Penn-Patriot Insurance Co. 100%Everest Indemnity Insurance Co 100% Genesis Indemnity Insurance Co 100%Northfield Insurance Co. 99% Guilford Insurance Co. 100%Allied World Assr Co. (U.S.) 62% Rainier Insurance Co. 99%Western World Insurance Co. 97% Covington Specialty Ins Co. 100%General Star Indemnity Co. 99% GNY Custom Insurance Co. 100%Torus Specialty Insurance Co. 100% Protective Specialty Ins Co. 100%Rockhill Insurance Co. 99%United National Insurance Co. 99%General Sec Indem Co. of AZ 88%Maxum Indemnity Co. 100%First Specialty Insurance Corp 99%Capitol Specialty Ins Corp. 98%Cincinnati Spclty Underwriters 100%United Specialty Insurance Co. 100%

u.s. excess & surplus lines - aon...

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