UNIT TRUST OF INDIA

PRASANNA AMT

CONTENT

Introduction

Schemes

Structure

Objective

Power & Function

Role

INTRODUCTIONUTI Was Formed

To Increase The Propensity Of

Lower Group Middle Group

To Save & To Invest

INTRODUCTIONUTI Came Into

Existence

In 1963, During a period marked by great political &

economic uncertainty in India

To channelize savings of the community into equity markets to

make them available for the companies to speed up the

process of industrial growth UTI was organized

With war on the borders & economic turmoil that

depressed the financial market

The company & entrepreneurs were found

difficult to access the equity markets

INTRODUCTION

UTI was the idea of the Finance Minister, T.T. Krishnamachari, which would “open to any person or institution to purchase the units offered by the trust”.

UTI was formed as an intermediary to full fill

the twin objectives

Investing those savingsMobilizing retail savings

In the capital market & passing on the benefits so

accrued to the small investors.

SCHEMES

Open Ended Schemes (Income):

UTI - CRTS 81 - Dividend Option TI - CRTS 81 - Growth Option UTI - MIS-Growth UTI - MIS-ADVANTAGE-FLEXI DIVIDEND UTI Bond Fund-Growth (for rep. After 6 months- No Load) UTI BALANCED FUND UTI Dynamic Bond Fund – Dividend Option UTI Dynamic Bond Fund – Growth Option UTI Mahila Unit Scheme - Dividend Option UTI - Treasury Advantage Fund - Institutional Monthly Dividend Option UTI - Treasury Advantage Fund - Retail Weekly Dividend Option TI - Treasury Advantage Fund - Growth Option UTI - Treasury Advantage Fund - Institutional-weekly Dividend UTI - Treasury Advantage Fund - Institutional-Growth UTI - Short Term Income Fund - Dividend Option  UTI - Short Term Income Fund -Institutional Dividend Option UTI - Unit Linked Insurance Plan

SCHEMES

Open Ended Schemes (Growth):

UTI - Equity Fund-Growth Option UTI - Equity Fund-Income Option UTI - INDEX SELECT FUND-Growth Option UTI - INDEX SELECT FUND-Income Option UTI - Master Index Fund-Growth Option UTI - Master Index Fund-Income Option UTI - Master Plus Unit Scheme-Growth Option UTI - Master Plus Unit Scheme-Income Option UTI - Master Share-Growth Option UTI - Master Value Fund-Growth Option UTI - Master Value Fund-Income Option UTI - MNC Fund (UGS 10000)-Growth Option UTI - MNC Fund (UGS 10000)-Income Option UTI - NIFTY Index Fund-Growth Option UTI - NIFTY Index Fund-Income Option UTI - TOP 100 Fund- Growth Option UTI - TOP 100 Fund-Income Option

SCHEMES

Open Ended Schemes (Balanced):

UTI - Variable Investment Scheme-Growth Option UTI - Variable Investment Scheme-Income Option UTI – Balanced Fund-Growth UTI – Balanced Fund-Income

Open Ended Schemes (Liquid):

UTI- Liquid Fund-Cash Plan-Growth UTI- Liquid Fund-Cash Plan-Income UTI- Liquid Fund-Cash Plan-INST – Income UTI- Liquid Fund-Cash Plan-INST Growth UTI- Liquid Fund-Cash Plan-INST Mthl UTI- Liquid Fund-Cash Plan-INST Wkly UTI- Liquid Fund-Cash Plan-MTLY

SCHEMES

Open Ended Schemes (Money Market):

UTI MMF - Instn Growth Plan UTI MMF - Instn Plan-Daily Dividend UTI MMF - Instn Weekly Option UTI MMF-Daily Dividend UTI MMF-Growth UTI MMF-Income Open Ended Schemes (Gilt):

UTI - G-Sec Fund-Growth UTI - G-Sec Fund-Income UTI - G-Sec Fund-STP Growth UTI - G-Sec Fund-STP Income  UTI - G-Sec Fund-STP Income UTI - GILT ADVANTAGE-LONG TERM PF-DIVIDEND UTI - GILT ADVANTAGE-LONG TERM PF-GROWTH UTI - GILT ADVANTAGE-LONG TERM PF-PRESCRIBED DATE AUTO REDEMPTION

SCHEMES

Open Ended Schemes (Floating Rate):

UTI - FLOATING RATE STP - INSTN DAILY DIVIDEND UTI - FLOATING RATE STP - INSTN GROWTH OPTION UTI - FLOATING RATE STP -Instn Weekly Dividend Option UTI - FLOATING RATE STP-DAILY DIVIDEND UTI - FLOATING RATE STP-DIVIDEND UTI - FLOATING RATE STP-GROWTH

Close Ended Schemes (Income):

Fixed Income Interval Fund – Monthly Interval Plan - Growth Option Fixed Income Interval Fund – Monthly Interval Plan – Dividend Option Fixed Income Interval Fund – Monthly Interval Plan – Institutional Dividend Option  Fixed Income Interval Fund – Monthly Interval Plan – Institutional Growth Option UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Institutional UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Retail UTI- Fixed Term Income Fund Series -II Plan-16 - Income Retail UTI - FMP Quarterly Series Feb 2012 – Dividend Option UTI - FMP Quarterly Series Feb 2012 – Growth Option

SCHEMES

UTI - FMP Quarterly Series Feb 2012 – Instn Growth Option UTI - FMP Quarterly Series Feb 2012 – Instn. Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Dividend Option UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Growth Option UTI Capital Protection Oriented Scheme 3 years - Income Option UTI F I I F Series II -Quarterly Interval Plan – IV –Dividend Option UTI F I I F Series II -Quarterly Interval Plan – IV –Growth Option UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Dividend Option UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Growth Option UTI F I I F Series II -Quarterly Interval Plan – V - Instn Growth Option UTI F I I F Series II -Quarterly Interval Plan – V – Dividend Option UTI F I I F Series II -Quarterly Interval Plan – V – Growth Option UTI F I I F Series II -Quarterly Interval Plan – V – Instn Dividend Option UTI F I I F Series II -Quarterly Interval Plan – VI-Divided Option UTI F I I F Series II -Quarterly Interval Plan – VI-Growth Option UTI F I I F Series II -Quarterly Interval Plan – VI-Institutional Divided Option

SCHEMES

UTI F I I F Series II -Quarterly Interval Plan – VII – Dividend Option UTI F I I F Series II -Quarterly Interval Plan – VII – Instn Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Instn Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Dividend Option UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Growth Option  UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Dividend Plan UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Dividend Plan UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Growth Plan UTI Fixed Maturity Plan - Half Yearly March 08- Dividend Option UTI Fixed Maturity Plan - Half Yearly March 08- Growth Option UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Dividend Option UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Growth Option UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Dividend Option UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Growth Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Dividend Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Growth Option UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Instn Growth Option UTI Fixed Maturity Plan -Quarterly June08 – Growth Option UTI Fixed Maturity Plan -Quarterly June08 – Instn. Dividend Option UTI Fixed Maturity Plan -Quarterly June08 –Dividend Option

SCHEMES

UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Growth Option--10.26530016-Jun-2008 UTI Fixed M

UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn Dividend Option UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn. Growth Option UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Dividend Option UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Growth Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Dividend Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Growth Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Dividend Option UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Growth Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Dividend Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Growth Option UTI Fixed Maturity Plan Quarterly May’08 Series II - Instn. Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Growth Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Dividend Option UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Growth Option UTI Fixed Maturity Plan Yearly Series June 2007 Institutional Growth Option UTI Fixed Maturity Plan Yearly Series - March07 - Dividend Option UTI Fixed Maturity Plan Yearly Series –Sept 09 – Growth Option

SCHEMES

UTI Fixed Maturity Plan Yearly Series - April 2007 - Institutional Dividend Option UTI Fixed Maturity Plan Yearly Series April 2007 - Dividend Option UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Dividend Option UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Instn. Growth Option UTI Fixed Maturity Plan Yearly Series August 2007 – Dividend Option

STRUCTURE

UTI represent an unique organization without ownership capital and on independent board of trustee.

Under the provision of the first UTI schemes, US - 64, certain institutions contributed to the scheme’s initial capital.

STRUCTURE

The contributors to the initial capital of Rs. 5 crore for US – 64 schemes were…

Reserve Bank Of India(RBI) Other Financial Institutions Life Insurance Corporation(LIC) State Bank Of India(SBI) And its subsidiaries & other scheduled

banks including a few foreign banks.

STRUCTURE

Since, UTI does not have any share capital, it operates on the principle of “no profit & loss”.

Under The Provision Of The Act

Chairman Of The Board Of UTI

Was Appointed By The Government Of India

Perform Its Function

Based On Commercial Principle, keeping in mind the Int of the Unit

Holder Under Various Schemes

OBJECTIVE

The basic objective of the UTI is to offer both small and large investors the means of acquiring shares in the widening prosperity resulting from the steady, industrial growth of the country.

OBJECTIVE

Primary Objectives of UTI

To give them an opportunity to share the benefits

To promote and pull the small savings

OBJECTIVE

To encourage the savings of people.

Other Objectives of UTI

To mobilize savings from the small savers

To allow investors to participate

To channelize savings to industrial growth

POWER & FUNCTION

To sell units to investors in different parts of the country.

To provide liquidity to units.

To cover the small savings into industrial finance.

POWER & FUNCTION

To underwrite the issue of shares & debentures

To mobilize the savings of the community through sale of units.

To serve unit holders along the length and breath of the country

ROLE

UTI have relied extensively or intermediaries to market their schemes to investors.

With the help of UTI recently banks finance companies, secondary market brokers & even post offices have also begun to market mutual funds to their existing & potential client basis.

It is thus clear that all types of intermediaries are required for the growth of the industry.

It helps in mobilize savings

Operational Practices of UTI

Distribution of

assistance

Financial assistance

to corporate

enterprises

Channelization of funds

QUIZ

1. Fresh shares or units of the ‘open-end’ investment trust are continuously offered for sale at their face value.

2. A ‘closed-end’ investment trust does not buy back its shares or units.

3. The UTI does not underwrite shares and debentures issued by companies.

4. Investment through UTI results in lower risk of loss and higher return.

5. The market value of shares or units of closed-end trusts depends on the market forces of demand and supply.

Thank You