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Uniform Closing Dataset (UCD) Specification Issued by Fannie Mae and Freddie Mac
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference ModelDocument Version 1.5
September 27, 2016
in support of the
Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X)
and the Truth In Lending Act (Regulation Z)
Issued by the CONSUMER FINANCIAL PROTECTION BUREAUPublished in the Federal Register on December 31, 2013
And all subsequent amendments:
80 FR 8767 (Feb. 19, 2015)
80 FR 43911 (July 24, 2015)
This document relates to the Uniform Mortgage Data Program®, an effort undertaken jointly by Freddie Mac and Fannie Mae at the direction of their regulator, the Federal Housing Finance Agency. The attached dataset captures
the UCD workgroup's collective efforts to develop a complete and accurate representation of the data required by the CFPB’s Integrated Mortgage Closing Disclosure regulation in the MISMO v3.3 format. The GSEs have tried to
ensure the document's usefulness and alignment with the CFPB's final Rule for Integrated Mortgage Closing Disclosure under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).
However, we do not provide any warranty or make any guarantee concerning the utility, completeness or accuracy of the document.
©2016 Freddie Mac and Fannie Mae. All Rights Reserved.
MISMO® is a registered trademark of the Mortgage Industry Standards Maintenance Organization.
Read Me
Background
Fannie Mae and Freddie Mac (the GSEs), under the direction of the Federal Housing Finance Agency (FHFA), have developed a common industry dataset, called the Uniform Closing Dataset (UCD), to support the Consumer
Financial Protection Bureau’s (CFPB) Closing Disclosure. The Closing Disclosure is part of the CFPB's Integrated Mortgage Disclosures final rule under the Real Estate Settlement Procedures Act (Regulation X) and the Truth
in Lending Act (Regulation Z) which was published in the Federal Register on December 31, 2013. For more information on the Closing Disclosure and the Integrated Mortgage Disclosures regulation go to:
http://www.consumerfinance.gov/regulatory-implementation/tila-respa/
Purpose
Appendices H/ I: UCD Delivery Specification , presents the UCD in proper XML order for file transmission to the GSEs. Note: Appendices H and I are identical--Appendix H is in PDF format and Appendix I in Excel format. In
addition, the GSEs have published Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model , which provides a mapping of the Closing Disclosure fields to the MISMO v3.3.0 schema and data
points in form order. KEY CHANGES IN APPENDIX A/B v1.5 - The changes in v1.5 include all updates published in the UCD Monthly Update from 2/26/2016, 3/29/2016, and 4/26/2016 as well as any subsequent changes identified after the
last Monthly Update publication.
App A/B: Global Change to DisplayLabelText: the DisplayLabelText attribute was not introduced until MISMO v3.3.1. For this reason, the GSE namespace must be identified as part of the term name. All occurrences of
DisplayLabelText in Appendices A/B and H/I have been changed to gse:DisplayLabelText.
5.6.5 Deleted enumeration "SomeEscrowed" for ProjectedPaymentEscrowedType. This plural value does not make sense for the singular escrow item.
GSE Added PARTY structure at DEAL_SETS to capture PartyRoleType = "LoanDeliveryFilePreparer " and PartyRoleIdentifier . If applicable, the Party Role Identifier should contain the number of the vendor submitting the
UCD file.
GSE Increase in Cardinality from Max 2 to Max 10 for AUTOMATED_UNDERWRITING to allow all applicable and current AUS Types and Case Identifiers to be submitted.
17.3 EXTENSION to LATE_CHARGE: As implementers have begun using UCD, they have shared with the GSEs that the mapping for 17.3 Late Payment is not sufficient. The MISMO v3.3.0 structure does not allow more than
one type of late payment to be described. This Monthly Update has corrected this problem by adding an EXTENSION container to LATE_CHARGE to enable LATE_CHARGE_RULE to repeat so that both a flat dollar late
charge as well as a percentage of balance late charge may be disclosed. Implementers should make themselves familiar with this new structure and use it for reporting when more than one type of late payment is allowed.
Remember that only one instance of LateChargeType may be included per LATE_CHARGE_RULE container.
LOAN / LATE_CHARGE / EXTENSION / OTHER / LATE_CHARGE_RULES / LATE_CHARGE_RULE
23.0 | 24.0 Correction to RELATIONSHIP XPath: Included RELATIONSHIPS in the XPath in front of RELATIONSHIP
23.3 | 23.4 | 23.6 | 23.7 License Information Change: LicenseAuthorityLevelType and LicenseIssueDate are now Optional (previously CR). This change will have no impact on implementers who have already programmed
to the previous conditionality.
23.4.5 | 23.7.5 License Information Change: OwnerIdentifierURI for Settlement Agent (entity and individual) is now 'CR' (previously CR). This change will have no impact on implementers who have already programmed to
the previous conditionality.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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Read Me
25.1 Existing v3.3.0 CLOSING_ADJUSTMENT_PAID_BY structure added to support INDIVIDUAL:
MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/CLOSING_INFORMATION/CLOSING_ADJUSTMENT_ITEMS/CLOSING_ADJUSTMENT_ITEM/CLOSIN
G_ADJUSTMENT_ITEM_PAID_BY/INDIVIDUAL/NAME/FullName
Accompanying Updates to Existing UCD Artifacts
▪ UCD artifacts updated and published with this version:
• Appendices H/I: UCD Delivery Specification v1.3 - see "UCD Spec Updates 9-27-2016" tab
• Appendix F: UCD Sample Use Cases - updated Settlement Agent state code in Contact Information table
• Appendix G: UCD Sample XML Files - includes minor corrections in all XML files
• UCD FAQs - includes new FAQs related to the UCD mandate date
Important Dates
Collection Mandate Date for the UCD: The GSEs will mandate the collecton of the UCD from lenders for all loans with Note Date on or after 9/25/2017. Each GSE will provide the industry with an ability to test with their
respective collection systems no later than Q4 2016. Both Fannie Mae and Freddie Mac will provide industry with more information regarding their collection systems in the coming months.
UCD Delivery Policies
▪ Signatures - The GSEs will not require Borrower and Seller signatures on the Closing Disclosure at this time although lenders may wish to continue current industry practices of obtaining signatures in accordance with the
requirements of the Regulation. Please refer to the UCD FAQs posted on each GSE's website for more information.
▪ Alternate Closing Disclosure Form Required for Refinance Transactions - For all refinance transactions, the GSEs will require lenders to use the ‘alternate’ Closing Disclosure form noted in H-25(E) of the Integrated
Mortgage Disclosures regulation, if they wish to deliver the loan to the GSEs. Please refer to the UCD FAQs and Appendix F: UCD Sample Use Cases posted on each GSE's website for more information regarding how to
address specific situations using the 'alternate' form.
▪ Split Disclosures - If Split Disclosures are generated for the transaction, both the Borrower and Property Seller views must be provided, according to the Appendix H/I "UCD Split Disclosures Spec" tab. Note that in this
case, 2 PDF files (one for each disclosure) must be embedded in the DOCUMENT_SET.
▪ GSE Data Points - Data points marked as "GSE" in Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model and Appendices H/I: UCD Delivery Specification must be included in the XML file that
is delivered to the GSEs according to their Conditionality specifications.
▪ XML Data Points - Data points marked as "XML" in Appendices A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model and Appendices H/I: UCD Delivery Specification must be included in the XML file
that is delivered to the GSEs according to their Conditionality specifications. These data points are necessary for the proper formation of the XML file.
ARC Roles
MISMO ARC roles are used in the UCD dataset to associate entity information listed on the Closing Disclosure in the “Contact Information” section with individuals working at that entity. Both the Appendices A/B: Closing
Disclosure Mapping to the MISMO v3.3.0 Reference Model and the Appendices H/I: UCD Delivery Specification include information regarding how ARC Roles should be created in the XML file to show these associations.
Additionally a separate "UCD ARC Roles" tab is included to give a clearer understanding of the ARC Role association.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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Revision History
Date Version # Description
September 27, 2016 1.5 The following changes were made to UCD specification, please refer to the "Map Updates 9-27-2016" tab to see additional details:
Added Data Points
FullName (new instance)
PartyRoleIdentifier (new instance)
Removed Data Points
RegulationZPointsAndFeesIndicator (one instance)
Added/Removed Enumerations for the following data points
DataVersionIdentifier
FeeType
EscrowItemType
EscrowItemTypeOtherDescription
PartyRoleType
PrepaidItemType
PrepaidItemTypeOtherDescription
ProjectedPaymentEscrowedType
ProrationItemType
Revised MISMO v3.3.0 Xpath for the following data points
LateChargeAmount
LateChargeGracePeriodDaysCount
LateChargeRatePercent
LateChargeType
Revised UCD Conditionality for the following data points
IdentifierOwnerURI
LicenseAuthorityLevelType
LicenseIssueDate
MIScheduledTerminationDate
PrepaidItemType
Revised UCD Conditionality Details for the following data points
AdjustmentRuleType
BuydownChangeFrequencyMonthsCount
BuydownDurationMonthsCount
BuydownIncreaseRatePercent
ClosingAdjustmentItemTypeOtherDescription
CountryCode
FullName
IdentifierOwnerURI
LicenseAuthorityLevelType
LicenseIdentifier
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Revision History
Date Version # DescriptionLicenseIssueDate
LoanMaturityPeriodCount
LoanMaturityPeriodType
PerChangePrincipalAndInterestPaymentAdjustmentFrequencyMonthsCount
PrepaidItemType
PrepaymentPenaltyExpirationMonthsCount
ProjectedPaymentMIPaymentAmount
RegulationZPointsAndFeesIndicator
SeasonalPaymentPeriodEndMonth
Revised UCD Notes for the following data points
AutomatedUnderwritingCaseIdentifier
IntegratedDisclosureSubsectionPaidByType
IntegratedDisclosureSubsectionPaymentAmount
IntegratedDisclosureSubsectionPaymentTimingType
IntegratedDisclosureSubsectionType
IntegratedDisclosureSubsectionTypeOtherDescription
PrepaymentPenaltyExpirationMonthsCount
Revised Form Field ID for the following data points
DisplayLabelText (one instance)
IdentifierOwnerURI
IntegratedDisclosureSectionType
LiabilityDescription
LiabilityType
LicenseIdentifier
Revised Form Field Name for the following data points
PayoffAmount
Revised Namespace
MESSAGE container
DisplayLabelText
The following changes were made to UCD specification, please refer to the "Map Updates 11-17-2015" tab to see additional details:
Added Data Points
DocumentSignatureRequiredIndicator
MIMETypeIdentifier
PartyRoleTypeOtherDescription
ProjectedPaymentCalculationPeriodTermTypeOtherDescription
PartialPaymentApplicationMethodTypeOtherDescription
SubordinateFinancingIsNewIndicator
November 17, 2015 1.4
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Revision History
Date Version # DescriptionRemoved Data Points
EscrowAccountRolloverAmount
MIMETypeVersionIdentifier
PrepaymentPenaltyExpirationDate
LoanNegativeAmortizationResolutionTypeOtherDescription
LimitedPrincipalAndInterestPaymentEffectiveDate
Added/Removed Enumerations for the following data points
AssetType
ClosingAdjustmentItemTypeOtherDescription
DataVersionIdentifier
DocumentType
DocumentTypeOtherDescription
EscrowItemType
FeeType
IdentifierOwnerURI
LienPriorityType
LiabilityType
LiabilityTypeOtherDescription
PartialPaymentApplicationMethodType
PartyRoleType
PrepaidItemType
ProjectedPaymentCalculationPeriodTermType
ProrationItemTypeOtherDescription
Revised MISMO v3.3.0 Parent Container for the following data points
RegulationZPointsAndFeesIndicator
PaymentFrequencyType
Revised MISMO v3.3.0 Xpath for the following data points
RegulationZPointsAndFeesIndicator
PaymentFrequencyType
Revised UCD Conditionality for the following data points
LicenseIssueDate
NegativeAmortizationIndicator
PaymentOptionIndicator
RegulationZTotalAffiliateFeesAmount
RegulationZTotalPointsAndFeesAmount
SeasonalPaymentFeatureIndicator
Revised UCD Conditionality Details for the following data points
ActualSignatureType
November 17, 2015 1.4
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Revision History
Date Version # DescriptionAdjustmentRuleType
BuydownInitialEffectiveInterestRatePercent
CeilingRatePercent
CeilingRatePercentEarliestEffectiveMonthsCount
DisclosedFullyIndexedRatePercent
ExecutionDate
ExecutionDatetime
FirstRateChangeMonthsCount
FirstYearTotalNonEscrowPaymentAmount
FloorRatePercent
LiabilityDescription
LicenseIssueDate
LoanIdentifierType
MarginRatePercent
MIScheduledTerminationDate
NegativeAmortizationIndicator
NoteRatePercent
PaymentOptionIndicator
PerChangeMaximumIncreaseRatePercent
PerChangeRateAdjustmentFrequencyMonthsCount
PrepaymentPenaltyExpirationMonthsCount
ProjectedPaymentCalculationPeriodStartNumber
ProjectedPaymentCalculationPeriodTermType
ProjectedPaymentEscrowedType
ProjectedPaymentEstimatedTotalMaximumPaymentAmount
ProjectedPaymentEstimatedTotalMinimumPaymentAmount
ProjectedPaymentPrincipalAndInterestMinimumPaymentAmount
RealPropertyAmount
RegulationZPointsAndFeesIndicator
RegulationZTotalAffiliateFeesAmount
RegulationZTotalPointsAndFeesAmount
SalesContractAmount
SeasonalPaymentFeatureIndicator
SeasonalPaymentPeriodStartMonth
TotalOptionalPaymentCount
TotalStepPaymentCount
TotalSubordinateFinancingAmount
WeightedAverageInterestRatePercent
November 17, 2015 1.4
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Revision History
Date Version # DescriptionRevised UCD Notes for the following data points
AssetType
ClosingAdjustmentItemTypeOtherDescription
DataVersionIdentifier
DisclosedFullyIndexedRatePercent
BuydownInitialEffectiveInterestRatePercent
ExecutionDate
ExecutionDatetime
IdentifierOwnerURI
LiabilityType
LiabilityTypeOtherDescription
NoteRatePercent
ProjectedPaymentEstimatedTotalMinimumPaymentAmount
ProjectedPaymentMIPaymentAmount
ProrationItemTypeOtherDescription
TotalSubordinateFinancingAmount
RegulationZTotalAffiliateFeesAmount
RegulationZTotalPointsAndFeesAmount
WeightedAverageInterestRatePercent
Revised Form Field ID for the following data points
IntegratedDisclosureSectionType
LiabilityDescription
LiabilityType
DisplayLabelText
The following changes were made to UCD specification, please refer to the "Map Updates 4-07-2015" tab to see additional details:
Added Data Points
EscrowAccountRolloverAmount
EscrowItemActualPaymentAmount
EscrowItemPaymentTimingType
Added/Changed Enumerations for the following data points
FeeType
DocumentTypeOtherDescription
DocumentFormIssuingEntityVersionIdentifier
Removed Enumerations for the following data points
EscrowItemTypeOtherDescription
Revised UCD Conditionality for the following data points
IntegratedDisclosureSubsectionType
IntegratedDisclosureSectionType
November 17, 2015 1.4
April 7, 2015 1.3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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Revision History
Date Version # DescriptionIntegratedDisclosureSectionTotalAmount
LicenseIssueDate
NoteAmount
PaymentFrequencyType
SequenceNumber
XMLDigitalSignatureElement
Revised UCD Conditionality Details for the following data points
DisclosedFullyIndexedRatePercent
IntegratedDisclosureSubsectionType
IntegratedDisclosureSectionType
IntegratedDisclosureSectionTotalAmount
LicenseIssueDate
NoteAmount
NoteRatePercent
PaymentFrequencyType
SequenceNumber
Revised Format for the following data points
TotalOptionalPaymentCount
TotalStepPaymentCount
Revised UCD Notes for the following data points
AutomatedUnderwritingSystemTypeOtherDescription
DocumentFormIssuingEntityVersionIdentifier
FeeTypeOtherDescription
LiabilityTypeOtherDescription
PrepaidItemTypeOtherDescription
ProrationItemTypeOtherDescription
Revised Form Field ID for the following data points
IdentifierOwnerURI
LicenseIdentifier
Revised Form Field Name for the following data points
IdentifierOwnerURI
LicenseIdentifier
The following changes were made to UCD specification, please refer to the "Map Updates 2-24-2015" tab to see additional details:
Added/Removed data points
Added Data Points
AboutVersionIdentifier (new instance)
ActualSignatureType
ActualSignatureTypeOtherDescription
April 7, 2015 1.3
February 24, 2015 1.2
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Revision History
Date Version # DescriptionAppraisalIdentifier
AutomatedUnderwritingCaseIdentifier
AutomatedUnderwritingSystemType
AutomatedUnderwritingSystemTypeOtherDescription
BuydownChangeFrequencyMonthsCount
BuydownDurationMonthsCount
BuydownIncreaseRatePercent
BuydownReflectedInNoteIndicator
CurrentRateSetDate
DisplayLabelText
DocumentFormIssuingEntityNameType
DocumentFormIssuingEntityVersionIdentifier
DocumentType
DocumentTypeOtherDescription
EmbeddedContentXML
EntryDateTime
EscrowItemType
EventType
EventTypeOtherDescription
ExecutionDate (new instance)
ExecutionDatetime
FeePaidToTypeOtherDescription
IdentifierOwnerURI (new instance)
IntegratedDisclosureSectionType (new instance)
IntegratedDisclosureSubsectionPaidByType
IntegratedDisclosureSubsectionPaymentAmount
IntegratedDisclosureSubsectionPaymentTimingType
IntegratedDisclosureSubsectionType (new instance)
IntegratedDisclosureSubsectionTypeOtherDescription
LiabilityDescription
LiabilitySecuredBySubjectPropertyIndicator
LiabilityType (new instance)
LiabilityTypeOtherDescription
LoanIdentifier (new instance)
LoanIdentiferType (new instance)
LoanManualUnderwritingIndicator
MIMETypeVersionIdentifier
MISMOReferenceModelIdentifier (new instance)
February 24, 2015 1.2
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Revision History
Date Version # DescriptionObjectEncodingType
ObjectName
PayoffAmount
SequenceNumber (new instance)
TotalOptionalPaymentCount
TotalStepPaymentCount
TotalStepCount
XMLDigitalSignatureElement
Removed Data Points
DataVersionName
EscrowItemCategoryType
FinalPrincipalAndInterestPaymentChangeDate
IntegratedDisclosureDocumentType
ScheduledFirstPaymentDate
StepPaymentsFeatureDescription
Added/Removed UCD Enumerations
Added Enumerations for the following data points
EscrowItemTypeOtherDescription
FeePaidToType
FeeType
FeeTypeOtherDescription
LateChargeType
LiabilityType
LiabilityTypeOtherDescription
MISMOReferenceModelIdentifier
ProjectedPaymentEstimatedTaxesInsuranceAssessmentComponentType
PropertyValuationMethodType
ProrationItemTypeOtherDescription
Removed Enumerations for the following data points
AmortizationType
ClosingAdjustmentItemType
FeePaidToType
FeeType
PrepaidItemPaymentTimingType
Revised UCD Conditionality for the following data points
CountryCode
FeeType
IntegratedDisclosureSubsectionPaidByType
February 24, 2015 1.2
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Revision History
Date Version # DescriptionIntegratedDisclosureSubsectionPaymentAmount
IntegratedDisclosureSubsectionPaymentTimingType
IntegratedDisclosureSubsectionType
LoanTermMaximumMonthsCount
PostalCode
ProjectedPaymentEstimatedTaxesInsuranceAssessmentTotalAmount
StateCode
Revised UCD Conditionality Details for the following data points
CountryCode
DisclosedFullyIndexedRatePercent
EscrowAggregateAccountingAdjustmentAmount
FeeType
FullName
IntegratedDisclosureSubsectionPaidByType
IntegratedDisclosureSubsectionPaymentAmount
IntegratedDisclosureSubsectionPaymentTimingType
IntegratedDisclosureSubsectionType
LicenseAuthorityLevelType
LicenseIdentifier
LicenseIssueDate
LicenseIssuingAuthorityName
LicenseIssuingAuthorityStateCode
LoanNegativeAmortizationResolutionTypeOtherDescription
LoanTermMaximumMonthsCount
MiddleName
NegativeAmortizationIndicator
PostalCode
PrepaidItemPerDiemAmount
PrepaidItemPerDiemCalculationMethodType
ProjectedPaymentEstimatedEscrowPaymentAmount
ProjectedPaymentEstimatedTaxesInsuranceAssessmentTotalAmount
ProjectedPaymentEstimatedTotalMaximumPaymentAmount
ProjectedPaymentMIPaymentAmount
StateCode
SuffixName
Revised UCD Notes for the following data points
DataVersionIdentifier
EscrowIndicator
February 24, 2015 1.2
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Revision History
Date Version # DescriptionJuly 15, 2014 1.1 IntegratedDisclosureCashToCloseItemType
ProrationItemType
RegulationZTotalAffiliateFeesAmount
The following is a list of High level changes to the overall document:
1. Corrections to XPATHs
2. Changes to Conditionality and Conditionality details
3. Corrections to Form Field Name / Form Field Number
4. Introduction of Unique IDs, separate from the Sort ID
5. Corrections to Enumerations, provide missing enumerated values and / or inclusion of definitions
6. Insertion of new rows to fill identified gaps from previous version (1.0)
7. Update or Deletion of UCD Note comments
8. Add ARC Roles Tab to associate relationship between parties and license information
Initial version
1.0March 11, 2014
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Tab Description
Tab Name Tab Description
Front Cover This tab lists the Appendix A/B: Closing Disclosure Mapping to MISMO v3.3 Reference Model document version
number and version publication date.
ReadMe This tab highlights important information and changes that are introduced with the UCD dataset version.
Revision History This tab documents the changes that were introduced with each UCD dataset release. It include the document
release date, version number, and description of the changes.
Tab Description This tab describes each tab found in the Appendix A/B: Closing Disclosure Mapping to MISMO v3.3 Reference Model
document.
Column Description This tab describes the column names and description of each column in the Appendix A/B: Closing Disclosure
Mapping to MISMO v3.3 Reference Model document.
UCD Map Updates This tab describes the changes that have been incorporated into the UCD Map since the last published version.
UCD Map This tab contains the UCD dataset and with the Data Points, Definitions, Enumerations, Conditionality, Conditionality
Details, Format, Xpath, and Dataset Notes effective with this release version.
UCD Enumerations This tab contains the complete list of enumerations for each data point in the UCD Specification.
UCD ARC Roles This tab contains ARC Role Structures to link entity and individual information in the "Contact Information" table on
the Closing Disclosure form.
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Column Description
Column Name
(UCD Map tab)
Column Definition
(UCD Map tab)
UCD Unique ID This column lists the unique number assigned to each instance of a MISMO data point.
UCD Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data
in original order.
UCD Data Point
Category
There are 3 categories of data within the UCD Delivery Specification, indicated by the following designations for each container
or data point:
• GSE Requirement: This data point is not required by the Integrated Mortgage Disclosures Regulation, but is required by the
GSEs to be included in the XML file if the associated condition applies.
• XML Requirements: This data point is required for proper transmission or formation of the XML file
• CFPB Form Requirement: This data point is required to complete the Closing Disclosure
All three (3) categories of datapoints are required by the GSEs upon delivery of the UCD dataset.
Closing Disclosure
Form Field ID
Red numbers super-imposed on the sample Closing Disclosure.
Closing Disclosure
Form Field Name
Name of the field as shown on the Closing Disclosure.
MISMO v3.3.0 XPath This is the hierarchical path through the MISMO v3.3.0 schema document for a given data point. The XPath along with the
data point name enable unique identification of a data value within the schema.
MISMO v3.3.0
Parent Container
This column lists the name of the MISMO v3.3.0 parent container of the corresponding MISMO data point.
MISMO v3.3.0 Data
Point Name
This column lists the MISMO data point name (i.e. term name) for the associated data element.
MISMO v3.3.0 Data
Point Definition
This column lists the MISMO definition for the associated data point.
UCD Supported
Enumerations
This column reflects the allowable MISMO enumerated values associated with the corresponding data point per the Integrated
Mortgage Closing Disclosure regulation.
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Column Description
Column Name
(UCD Map tab)
Column Definition
(UCD Map tab)
UCD Conditionality This column lists the conditionality required by the Integrated Mortgage Closing Disclosure regulation for the corresponding
MISMO data point. The column lists one of three indicators:
• Required (R): The corresponding data point must be included in the XML file.
• Conditionally Required (CR): The corresponding data point must be included in the XML file when a defined condition exists.
• Optional (O): The corresponding data point may be listed in the XML file per the Integrated Mortgage Closing Disclosure
regulation when a defined condition exists.
UCD Conditionality
Details
This column provides the criteria upon which the MISMO data point Conditionality is formed.
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Column Description
Column Name
(UCD Map tab)
Column Definition
(UCD Map tab)
UCD Format This column lists the following 10 data types supported in the ULDDS:
• Amount n (999999999.99): Represents a number for the dollar amount, with n specifying the maximum number of digits
allowed for the associated data point.
• Boolean (false, true): MISMO data point terms ending with “Indicator” have values of "false" or "true". These values must be
provided in lower case or the loan delivery XML file will fail schema validation.
• Date (YYYY-MM-DD): Represents a specific date. The date must contain a dash (-) between the year, month, and day, for
example, "2010-03-25".
• Datetime (YYYY-MM-DDThh:mm:ss): Represents both date and time. This data type can also be used to capture only the
date. The date and time both must be provided unless directed otherwise. When provided, the date and time must be
separated by the designator "T", for example, "2010-03-25T15:21:47". When only the date is specified, the designator "T" and
the time value should NOT be included, for example, "2010-03-25".
• Enumerated (list of valid values): Represents a list of predefined values, and applies always to MISMO terms ending in “Type”
and “OtherDescription”, and sometimes to terms ending in “Description,” “Code,” and “Identifier”. Each value must be
delivered exactly as printed, following all spacing and capitalization or the loan delivery XML file will fail schema validation.
• Numeric n (999999999): Represents whole numbers only with n specifying the maximum number of digits allowed for the
associated data point. The numeric value must not contain commas "," or decimals ".".
• Percent (999.9999 N.n): Represents arbitrary precision decimal numbers. For each decimal field, the total and fraction digits
are specified. For example, the designation "3.4" means that the number of total digits N may not exceed 3 and the number of
fraction digits n may not exceed 4. The following values are acceptable: "95.65", "1.55", ".3601", and "999".
• String n: Represents a character string with n specifying the maximum number of characters allowed for the associated data
point. Several data points (e.g., PostalCode and TaxpayerIdentifierValue) do not allow the value to contain dashes "-".
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Column Description
Column Name
(UCD Map tab)
Column Definition
(UCD Map tab)
UCD Notes This column provides additional explanatory text to support the conditionality, conditionality details or enumeration
information.
Column Name
(UCD Enumerations
tab)
Column Definition
(UCD Enumerations tab)
UCD Unique ID This column lists the unique number assigned to each instance of a MISMO data point.
UCD Sort ID This column lists the unique number assigned to the MISMO data point which provides the ability to sort and display the data
in original order.
Closing Disclosure
Form Field ID
Red numbers super-imposed on the sample Closing Disclosure.
MISMO v3.3.0 Data
Point Name
This column lists the MISMO data point name (i.e. term name) for the associated data element.
UCD Supported
Enumerations
This column only applies to MISMO data points with 'enumerated' indicator in the UCD Format column and lists the
UCD–supported MISMO enumerations (allowable values) for the corresponding MISMO data point per the Integrated
Mortgage Closing Disclosure regulation. The cell is blank when the MISMO data point does not have enumerated values.
MISMO v3.3.0
Enumeration
Definitions
This column provides the MISMO v3.3 definition for each enumeration listed in the Integrated Mortgage Closing Disclosure
Supported Enumerations column.
.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
Column Description 18 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
Unique ID Change Category
(Add | Delete |
Revise)
Change Description Closing
Disclosure Form
Field ID
Closing Disclosure
Form Field Name
MISMO v3.3.0 XPath MISMO v3.3.0 Parent
Container
MISMO v3.3.0 Data Point
Name
MISMO v3.3.0 Data Point
Definition
UCD Supported Enumerations UCD
Conditionality
UCD Conditionality Details UCD Format UCD Notes
0.011 Revise Updated Enumerations XML XML Requirement MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/AB
OUT_VERSIONS/ABOUT_V
ERSION
ABOUT_VERSION DataVersionIdentifier Specifies the data file version. UCD Delivery Specification 1.2 1.3 R String 30 Must deliver as "UCD Delivery Specification
1.3"
0.042 Revise Updated UCD Notes GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/UNDE
RWRITING/AUTOMATED_
UNDERWRITINGS/AUTOM
ATED_UNDERWRITING
AUTOMATED_UNDER
WRITING
AutomatedUnderwritingCaseI
dentifier
A unique identifier assigned by
the underwriting system to the
underwriting case for a specific
loan application.
CR If
LoanManualUnderwritingIn
dicator = "False"
String 150 Must include at least one all of the
following data points in the delivery file
that apply: MERS_MIN,
AutomatedUnderwritingSytemType and
AutomatedUnderwritingCaseIdentifier, or
AppraisalIdentifier.
0.052 Add New Data point GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/PARTIES/PARTY/R
OLES/ROLE/PARTY_ROLE_I
DENTIFIERS
PARTY_ROLE_IDENTIF
IER
PartyRoleIdentifier The unique identifier assigned
to the party role.
CR IF PartyRoleType =
"LoanDeliveryFilePreparer"
AND Exists
StrIng 50
0.053 Add New Data point GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/PARTIES/PARTY/R
OLES/ROLE/ROLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the
party plays in the transaction.
Parties may be either a person
or legal entity. A party may play
multiple roles in a transaction.
LoanDeliveryFilePreparer CR If exists Enumerated
0.054 Add Add name space to the
MESSAGE Container
XML XML Requirement MESSAGE MESSAGE xmlns:UCD="http//www.data
modelextension.org"
R String 30
2.008 Revise Updated conditionality Detail
and conditionality
2.1 Borrower MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
ADDRESS CountryCode The two-character
representation of the country.
R
CR
If NOT a military or
diplomatic address
String 2
2.019 Revise Updated Conditionality and
Conditionality Details
2.2 Seller MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
ADDRESS PostalCode The postal code (ZIP Code in
the US) for the address. ZIP
Code may be either 5 or 9
digits.
R
CR
IF LoanPurposeType =
"Purchase" AND
CountryCode = "US" OR
"CA".
String 9
2.020 Revise Updated Conditionality and
Conditionality Details
2.2 Seller MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
ADDRESS StateCode The two-character
representation of the US state,
US Territory, Canadian
Province, Military APO FPO, or
R
CR
IF LoanPurposeType =
"Purchase" AND
CountryCode = "US" OR
"CA".
String 2
2.021 Revise Revised conditionality details 2.2 Seller MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
ADDRESS CountryCode The two-character
representation of the country.
CR IF LoanPurposeType =
"Purchase" AND if
available. AND
CountryCode = "US" or
String 2
4.031 Revise Revised conditionality details 4.5.3 Balloon Payment -
YES
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/MATU
RITY/MATURITY_RULE
MATURITY_RULE LoanMaturityPeriodCount The scheduled number of
periods (as defined by Loan
Maturity Period Type) after
which the loan will mature.
CR IF BalloonIndicator = "true"
IF
ConstructionLoanIndicator
= "False"
Numeric 3
4.032 Revise Revised conditionality details 4.5.3 Balloon Payment -
YES
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
MATURITY_RULE LoanMaturityPeriodType The unit of time used to define
the period over which the loan
matures. Used in conjunction
with Loan Maturity Period
Month CR IF BalloonIndicator = "true"
IF
ConstructionLoanIndicator
Enumerated
4.044 Revise Revised conditionality details
AND removed UCD Note
4.4.3 Prepayment Penalty -
YES
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/PREP
AYMENT_PENALTY/PREPA
PREPAYMENT_PENAL
TY_LIFETIME_RULE
PrepaymentPenaltyExpiration
MonthsCount
The number of months from
the loan closing that a
prepayment penalty may be
imposed.
CR IF
PrepaymentPenaltyIndicato
r = "true" AND
PrepaymentPenaltyExpirat
ionDate does not exist.
Numeric 3 Mutually exclusive with
PrepaymentPenaltyExpirationDate
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 19 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
5.070 Revise Updated Enumerations 5.6.5 Estimated Taxes,
Insurance &
Assessments - This
estimate includes:
Other
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
ESTIMATED_PROPERT
Y_COST_COMPONEN
T
ProjectedPaymentEscrowedTy
pe
Specifies if the projected
payment item is to be paid
from an escrow account.
Escrowed
NotEscrowed
SomeEscrowed
CR IF a
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tComponentType exists
Enumerated
5.080 Revise Revised conditionality details 5.3.2 | 5.3.3 |
5.3.4
Mortgage Insurance MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
PROJECTED_PAYMEN
T
ProjectedPaymentMIPayment
Amount
The amount of the payment
that is applied toward
mortgage insurance during the
projected payment period.
CR IF MIRequiredIndicator =
"true" AND IF additional
period of payments exists
Amount 9.2 Repeats as necessary up to 3 times
5.088 Revise Revised conditionality 5.3 Mortgage Insurance MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/MI_D
ATA/MI_DATA_DETAIL
MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory date
the mortgage insurance must
be terminated when a set loan
to value percent is reached as
identified by HOEPA
regulations. Also know as
Mandatory MI Termination
Date on PMI disclosure
documents.
CR
O
IF "MIRequiredIndicator" =
"true".
YYYY-MM-DD
5.103 Revise Revised conditionality 5.3 Mortgage Insurance MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/MI_D
ATA/MI_DATA_DETAIL
MI_DATA_DETAIL MIScheduledTerminationDate The projected mandatory date
the mortgage insurance must
be terminated when a set loan
to value percent is reached as
identified by HOEPA
regulations. Also know as
Mandatory MI Termination
Date on PMI disclosure
documents.
CR
O
IF "MIRequiredIndicator" =
"true".
YYYY-MM-DD
7.026 Revise Updated Enumerations 7.5 B. Services Borrower
Did Not Shop For -
Fee Description
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL FeeType Specifies the general type of
fees associated with a real
estate finance transaction.
203KArchitecturalAndEngineeri
ngFee
203KConsultantFee
203KInspectionFee
203KPermits
203KTitleUpdate
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppraisalManagementCompany
Fee
AsbestosInspectionFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DisasterInspectionFee
DocumentPreparationFee
DryWallInspectionFee
ElectricalInspectionFee
ElectronicDocumentDeliveryFee
EnvironmentalInspectionFee
EscrowServiceFee
EscrowWaiverFee
FilingFee
FloodCertification
FoundationInspectionFee
HeatingCoolingInspectionFee
HighCostMortgageCounselingFe
CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation
exists.
Enumerated Repeats as necessary
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 20 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
7.046 Revise Updated Enumerations 7.7 C. Servicers
Borrower Did Shop
For - Fee Description
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL FeeType Specifies the general type of
fees associated with a real
estate finance transaction.
203KArchitecturalAndEngineeringFe
e
203KConsultantFee
203KInspectionFee
203KPermits
203KTitleUpdate
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppraisalManagementCompanyFee
AsbestosInspectionFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DisasterInspectionFee
DocumentPreparationFee
DryWallInspectionFee
ElectricalInspectionFee
ElectronicDocumentDeliveryFee
EnvironmentalInspectionFee
EscrowServiceFee
EscrowWaiverFee
FilingFee
FloodCertification
FoundationInspectionFee
HeatingCoolingInspectionFee
HighCostMortgageCounselingFee
HomeInspectionFee
LeadInspectionFee
LendersAttorneyFee
ManualUnderwritingFee
CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation
exists.
Enumerated Repeats as necessary
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 21 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
7.076 Revise Updated Enumerations 7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/FEE_INFORMATI
ON/FEES/FEE/FEE_DET
AIL
FEE_DETAIL FeeType Specifies the general type of
fees associated with a real
estate finance transaction.
203KArchitecturalAndEngineeri
ngFee
203KConsultantFee
203KDiscountOnRepairs
203KInspectionFee
203KPermits
203KSupplementalOriginationFe
e
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppraisalManagementCompan
yFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DocumentPreparationFee
ElectronicDocumentDeliveryFee
EscrowWaiverFee
FilingFee
HighCostMortgageCounselingFe
e
LoanLevelPriceAdjustment
LoanOriginationFee
LoanOriginatorCompensation
ManualUnderwritingFee
MERSRegistrationFee
NotaryFee
CR IF origination charges
meeting Integrated
Mortgage Disclosure
Regulation exists.
Enumerated Repeats as necessary
7.104 Revise Added gse: name space to
Display Label Text attribute
7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
7.105 Revise Added gse: name space to
Display Label Text attribute
7.5 B. Services Borrower
Did Not Shop For -
Fee Description
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
7.106 Revise Added gse: name space to
Display Label Text attribute
7.7 C. Servicers
Borrower Did Shop
For - Fee Description
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 22 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
8.056 Revise Updated Enumerations 8.14 G. Initial Escrow
Payment at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
EscrowItemTypeOtherDescript
ion
A free-form text field to collect
additional information when
Other is selected for Escrow
Item Type.
BoroughPropertyTax CR IF
EscrowItemCategoryType =
"Other"
String 150
8.175 Revise Updated Enumerations 8.14 G. Initial Escrow
Payment at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
EscrowItemType Specifies the type of Escrow
Item.
AssessmentTax
CityBondTax
CityPropertyTax
CondominiumAssociationDues
CondominiumAssociationSpecialAss
essment
CooperativeAssociationDues
CooperativeAssociationSpecialAsses
sment
CountyBondTax
DistrictPropertyTax
EarthquakeInsurancePremium
EngeryEfficientImporvementFunds
FloodInsurance
HailInsurancePremium
HazardInsurance
Holdback
HomeownersAssociationDues
HomeownersAssociationSpecialAsse
ssment
Other
PestInspection
RehabilitationFunds
SchoolPropertyTax
StatePropertyTax
TownPropertyTax
VolcanoInsurancePremium
CR IF escrow item exists. Enumerated Repeat as necessary.
8.185 Revise Revised conditionality details GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
RegulationZPointsAndFeesIndi
cator
When true, indicates that item
is included in the Regulation Z
Points and Fees calculation.
false
true
CR IF EscrowItemType exists
and <> Property Tax
Boolean Repeat as necessary.
8.188 Revise Updated conditionality Details GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
RegulationZPointsAndFeesIndi
cator
When true, indicates that item
is included in the Regulation Z
Points and Fees calculation.
false
true
CR IF EscrowItemType exists
and <> Property Tax
Boolean
8.245 Revise Revised conditionality and
conditionality details
8.7 F. Prepaids - Prepaid
Interest
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
PrepaidItemType Identification of a monthly
housing expense component
that must be paid in advance.
PrepaidInterest R
CR
If prepaid interest is
present in the transaction.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 23 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
8.274 Revise Updated Enumerations 8.9 F. Prepaids - Prepaid
Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
PrepaidItemTypeOtherDescrip
tion
A free-form text field used to
collect additional information
when Other is selected for
Prepaid Item Type.
VAFundingFee
USDARuralDevelopmentGuaranteeF
ee
CR IF PrepaidItemType =
"Other"
String 150 Repeat as necessary.
8.281 Revise Revised conditionality details GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
RegulationZPointsAndFeesIndi
cator
When true, indicates that item
is included in the Regulation Z
Points and Fees calculation.
false
true
CR IF EscrowItemType exists
and <> Property Tax
Boolean
8.284 Revise Updated Enumerations 8.13 G. Initial Escrow
Payment at Closing -
Property Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
EscrowItemType Specifies the type of Escrow
Item.
BoroughPropertyTax
CityPropertyTax
CountyPropertyTax
DistrictPropertyTax
Other
ParishTax
StatePropertyTax
TownPropertyTax
TownshipPropertyTax
VilliagePropertyTax
CR IF escrow item exists. Enumerated Repeat as necessary.
8.289 Revise Revised conditionality details GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
RegulationZPointsAndFeesIndi
cator
When true, indicates that item
is included in the Regulation Z
Points and Fees calculation.
false
true
CR IF EscrowItemType exists
and <> Property Tax
Boolean Repeat as necessary.
8.292 Remove Removed duplicate record GSE GSE Specific Data
Point
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesIndi
cator
When true, indicates that item
is included in the Regulation Z
Points and Fees calculation.
false
true
CR IF FeeType =
"LoanDiscountPoints"
exists.
Boolean
8.813 Revise Added gse: name space to
Display Label Text attribute
8.3 E. Taxes and Other
Government Fees -
Transfer Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.814 Revise Added gse: name space to
Display Label Text attribute
8.5 F. Prepaids - Prepaid
Homeowner's
Insurance Premium
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.815 Revise Added gse: name space to
Display Label Text attribute
8.6 F. Prepaids - Prepaid
Mortgage Insurance
Premium
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 24 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
8.817 Remove Remove attribute not needed
for preprinted form lines.
8.7 F. Prepaids - Prepaid
Interest
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.818 Revise Added gse: name space to
Display Label Text attribute
8.8 F. Prepaids - Prepaid
Property Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.819 Revise Added gse: name space to
Display Label Text attribute
8.9 F. Prepaids - Prepaid
Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PREPA
ID_ITEMS/PREPAID_ITEM/
PREPAID_ITEM_DETAIL
PREPAID_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.820 Revise Added gse: name space to
Display Label Text attribute
8.11 Initial Escrow
Payment at Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.821 Revise Added gse: name space to
Display Label Text attribute
8.12 G. Initial Escrow
Payment at Closing -
Mortgage Insurance
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.822 Revise Added gse: name space to
Display Label Text attribute
8.13 G. Initial Escrow
Payment at Closing -
Property Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.823 Revise Added gse: name space to
Display Label Text attribute
8.14 G. Initial Escrow
Payment at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ESCR
OW/ESCROW_ITEMS/ESCR
OW_ITEM/ESCROW_ITEM
_DETAIL
ESCROW_ITEM_DETAI
L
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
8.824 Revise Added gse: name space to
Display Label Text attribute
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/FEE_I
NFORMATION/FEES/FEE/F
EE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 25 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
8.836 Revise Updated UCD Notes 9.1 (S) J. TOTAL CLOSING
COSTS - Seller-Only
View
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
DATA_SET/INTEGRATED_D
ISCLOSURE/INTEGRATED_
DISCLOSURE_SECTION_SU
MMARIES/INTEGRATED_D
ISCLOSURE_SECTION_SU
MMARY/INTEGRATED_DIS
CLOSURE_SECTION_SUM
INTEGRATED_DISCLO
SURE_SECTION_SUM
MARY_DETAIL
IntegratedDisclosureSubsectio
nType
The title or description used to
identify a secondary or
subsection of the integrated
disclosure document.
Other CR If
DocumentTypeOtherDescri
ption =
"ClosingDisclosure:SellerOn
ly"
Enumerated This instance of the data point supports the
Seller Only view of a split disclosure when
the Model Form is not used
8.837 Revise Updated UCD Notes 9.1.2 (S) | 9.1.3
(S)
J. TOTAL CLOSING
COSTS - Seller-Only
View
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
DATA_SET/INTEGRATED_D
ISCLOSURE/INTEGRATED_
DISCLOSURE_SECTION_SU
MMARIES/INTEGRATED_D
ISCLOSURE_SECTION_SU
MMARY/INTEGRATED_DIS
CLOSURE_SUBSECTION_P
AYMENTS/INTEGRATED_D
ISCLOSURE_SUBSECTION_
INTEGRATED_DISCLO
SURE_SUBSECTION_P
AYMENT
IntegratedDisclosureSubsectio
nPaymentAmount
The dollar amount of the
individual payment being made
associated with the Integrated
Disclosure Subsection Type.
CR If
DocumentTypeOtherDescri
ption =
"ClosingDisclosure:SellerOn
ly"
Amount 9.2 This instance of the data point supports the
Seller Only view of a split disclosure when
the Model Form is not used
8.838 Revise Updated UCD Notes 9.1.2 (S) | 9.1.3
(S)
J. TOTAL CLOSING
COSTS - Seller-Only
View
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
DATA_SET/INTEGRATED_D
ISCLOSURE/INTEGRATED_
DISCLOSURE_SECTION_SU
MMARIES/INTEGRATED_D
ISCLOSURE_SECTION_SU
MMARY/INTEGRATED_DIS
CLOSURE_SUBSECTION_P
AYMENTS/INTEGRATED_D
ISCLOSURE_SUBSECTION_
INTEGRATED_DISCLO
SURE_SUBSECTION_P
AYMENT
IntegratedDisclosureSubsectio
nPaidByType
The role of the party making
the payment of the amount
associated with the Integrated
Disclosure Subsection Total
Amount.
Seller CR If
DocumentTypeOtherDescri
ption =
"ClosingDisclosure:SellerOn
ly"
Enumerated This instance of the data point supports the
Seller Only view of a split disclosure when
the Model Form is not used
8.839 Revise Updated UCD Notes 9.1.2 (S) | 9.1.3
(S)
J. TOTAL CLOSING
COSTS - Seller-Only
View
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
DATA_SET/INTEGRATED_D
ISCLOSURE/INTEGRATED_
DISCLOSURE_SECTION_SU
MMARIES/INTEGRATED_D
ISCLOSURE_SECTION_SU
MMARY/INTEGRATED_DIS
CLOSURE_SUBSECTION_P
AYMENTS/INTEGRATED_D
ISCLOSURE_SUBSECTION_
INTEGRATED_DISCLO
SURE_SUBSECTION_P
AYMENT
IntegratedDisclosureSubsectio
nPaymentTimingType
Defines the point in time during
the origination process when
the integrated disclosure
subsection payment was paid.
AtClosing BeforeClosing CR If
DocumentTypeOtherDescri
ption =
"ClosingDisclosure:SellerOn
ly"
Enumerated This instance of the data point supports the
Seller Only view of a split disclosure when
the Model Form is not used
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 26 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
8.840 Revise Updated UCD Notes 9.1 (S) J. TOTAL CLOSING
COSTS - Seller-Only
View
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/DOCU
MENT_SPECIFIC_DATA_SE
TS/DOCUMENT_SPECIFIC_
DATA_SET/INTEGRATED_D
ISCLOSURE/INTEGRATED_
DISCLOSURE_SECTION_SU
MMARIES/INTEGRATED_D
ISCLOSURE_SECTION_SU
MMARY/INTEGRATED_DIS
CLOSURE_SECTION_SUM
INTEGRATED_DISCLO
SURE_SECTION_SUM
MARY_DETAIL
IntegratedDisclosureSubsectio
nTypeOtherDescription
A free-form text field used to
capture additional information
when Other is selected for
Integrated Disclosure
Subsection Type.
TotalClosingCostsSellerOnly CR If
DocumentTypeOtherDescri
ption =
"ClosingDisclosure:SellerOn
ly" AND
IntegratedDisclosureSubsec
tionType = "Other"
String 30 This instance of the data point supports the
Seller Only view of a split disclosure when
the Model Form is not used
10.043 Revise Revised conditionality details 12.6 L. Paid Already by or
on Behalf of
Borrower at Closing -
Other Credits
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_PAID_BY/LEGAL_
ENTITY/LEGAL_ENTITY_DE
LEGAL_ENTITY_DETAI
L
FullName The unparsed name of either an
individual or a legal entity.
CR IF
ClosingAdjustmentItemTyp
e = "Grant" OR "Rebate"
AND is provided by a
LEGAL_ENTITY.
String 100 Mutually exclusive with
INDIVIDUAL/FullName
10.197 Revise Updated Enumerations 11.8 K. Due from
Borrower at Closing -
Adjustments for
Items Paid by Seller
in Advance -
Assessments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM ProrationItemType Identification of a monthly
housing expense component
that must be paid in advance.
CondominiumAssociationSpecialAss
essment
CooperativeAssociationSpecialAsses
sment
HomeownersAssociationSpecialAsse
ssment
Other
CR IF adjustment for item paid
by seller in advance exists.
Enumerated New Definition: A collection of values that
specify a cost already paid by one party
that must be prorated at the time of loan
closing and allocated between a property
seller, homebuyer, or other parties to a
real estate transaction.
10.227 Revise Updated Enumerations 12.10 L. Paid Already by or
on Behalf of
Borrower at Closing -
Adjustments for
Items Unpaid by
Seller - Assessment
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM ProrationItemType Identification of a monthly
housing expense component
that must be paid in advance.
CondominiumAssociationSpecialAss
essment
CooperativeAssociationSpecialAsses
sment
HomeownersAssociationSpecialAsse
ssment
Other
CR IF adjustment for item
unpaid by seller in advance
exists.
Enumerated MISMO 3.4 New Definition: A collection of
values that specify a cost already paid by
one party that must be prorated at the
time of loan closing and allocated between
a property seller, homebuyer, or other
parties to a real estate transaction.
10.246 Revise Updated Enumerations 14.6 M. Due to Seller at
Closing -
Adjustments for
Items Paid By Seller
in Advance -
Assessments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM ProrationItemType Identification of a monthly
housing expense component
that must be paid in advance.
CondominiumAssociationSpecialAss
essment
CooperativeAssociationSpecialAsses
sment
HomeownersAssociationSpecialAsse
ssment
Other
CR IF adjustment for item due
to seller at closing exists.
Enumerated MISMO 3.4 New Definition: A collection of
values that specify a cost already paid by
one party that must be prorated at the
time of loan closing and allocated between
a property seller, homebuyer, or other
parties to a real estate transaction.
10.302 Revise Updated Form Field Name 15.6.1 N. Due from Seller at
Closing - Other
Payoff of Mortgage
Loan
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt
that is being paid off as part of
the closing transaction.
CR IF item exists. Amount 9.2
10.304 Revise Updated Form Field ID 15.8
15.6
N. Due from Seller at
Closing - Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names
(types) of items commonly
listed as liabilities of the
borrower in a mortgage loan
transaction.
CollectionsJudgmentsAndLiens
DeferredStudentLoan
Garnishments
Installment
Open30DayChargeAccount
Other
PersonalLoan
Revolving
UnsecuredHomeImprovementLoanI
nstallment
CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 27 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
10.317 Revise Updated Form Field ID 15.8
15.6
N. Due from Seller at
Closing - Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL/EXTEN
SION/OTHER
OTHER IntegratedDisclosureSectionTy
pe
The title or description used to
identify a primary section of the
integrated disclosure
document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.352 Revise Updated Form Field ID 15.8
15.6
N. Due from Seller at
Closing - Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL LiabilityDescription A text description that further
defines the Liability. This could
be used to describe the job
related expenses.
CR IF Borrower is paying off
the Seller's subordinate lien
and the item exists.
String 150 These are intended to be property liens.
10.354 Revise Added gse: name space to
Display Label Text attribute
11.4 K. Due from
Borrower at Closing -
Line 04
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.355 Revise Added gse: name space to
Display Label Text attribute
11.5 K. Due from
Borrower at Closing -
Adjustments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.356 Revise Added gse: name space to
Display Label Text attribute11.6 K. Due from
Borrower at
Closing -
Adjustments for
Items Paid by
Seller in Advance -
City / Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/CLOSING_INFOR
MATION/PRORATION_I
TEMS/PRORATION_ITE
M
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready
representation for the
corresponding enumerated
value.
CR IF the label displayed on
the form differs from
the exact enumerated
type
String 150
10.357 Revise Added gse: name space to
Display Label Text attribute11.7 K. Due from
Borrower at
Closing -
Adjustments for
Items Paid by
Seller in Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/CLOSING_INFOR
MATION/PRORATION_I
TEMS/PRORATION_ITE
M
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready
representation for the
corresponding enumerated
value.
CR IF the label displayed on
the form differs from
the exact enumerated
type
String 150
10.358 Revise Added gse: name space to
Display Label Text attribute11.8 K. Due from
Borrower at
Closing -
Adjustments for
Items Paid by
Seller in Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/CLOSING_INFOR
MATION/PRORATION_I
TEMS/PRORATION_ITE
M
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready
representation for the
corresponding enumerated
value.
CR IF the label displayed on
the form differs from
the exact enumerated
type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 28 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
10.359 Revise Added gse: name space to
Display Label Text attribute11.9 K. Due from
Borrower at
Closing -
Adjustments for
Items Paid by
Seller in Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/CLOSING_INFOR
MATION/PRORATION_I
TEMS/PRORATION_ITE
M
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready
representation for the
corresponding enumerated
value.
CR IF the label displayed on
the form differs from
the exact enumerated
type
String 150
10.361 Revise Added gse: name space to
Display Label Text attribute
12.4 L. Paid Already by or
on Behalf of
Borrower at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.362 Revise Added gse: name space to
Display Label Text attribute
12.5 L. Paid Already by or
on Behalf of
Borrower at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.363 Revise Added gse: name space to
Display Label Text attribute
12.6 L. Paid Already by or
on Behalf of
Borrower at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.364 Revise Added gse: name space to
Display Label Text attribute
12.7 L. Paid Already by or
on Behalf of
Borrower at Closing -
Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.365 Revise Added gse: name space to
Display Label Text attribute
12.8 L. Paid Already by or
on Behalf of
Borrower at Closing -
Adjustments for
Items Unpaid by
Seller
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.366 Revise Added gse: name space to
Display Label Text attribute
12.9 L. Paid Already by or
on Behalf of
Borrower at Closing -
Adjustments for
Items Unpaid by
Seller
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 29 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
10.367 Revise Added gse: name space to
Display Label Text attribute
12.10 L. Paid Already by or
on Behalf of
Borrower at Closing -
Adjustments for
Items Unpaid by
Seller
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.368 Revise Added gse: name space to
Display Label Text attribute
12.11 L. Paid Already by or
on Behalf of
Borrower at Closing -
Adjustments for
Items Unpaid by
Seller
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.369 Revise Added gse: name space to
Display Label Text attribute
14.3 M. Due to Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.370 Revise Added gse: name space to
Display Label Text attribute
14.4 M. Due to Seller at
Closing -
Adjustments for
Items Paid By Seller
in Advance -
City/Town Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.371 Revise Added gse: name space to
Display Label Text attribute
14.5 M. Due to Seller at
Closing -
Adjustments for
Items Paid By Seller
in Advance -
City/Town Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.372 Revise Added gse: name space to
Display Label Text attribute
14.6 M. Due to Seller at
Closing -
Adjustments for
Items Paid By Seller
in Advance -
City/Town Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.373 Revise Added gse: name space to
Display Label Text attribute
14.7 M. Due to Seller at
Closing -
Adjustments for
Items Paid By Seller
in Advance -
City/Town Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.374 Revise Added gse: name space to
Display Label Text attribute
15.5 N. Due from Seller at
Closing - Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 30 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
10.375 Revise Added gse: name space to
Display Label Text attribute
15.6 N. Due from Seller at
Closing - Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.376 Revise Added gse: name space to
Display Label Text attribute
15.7 N. Due from Seller at
Closing - Seller Credit
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.377 Revise Added gse: name space to
Display Label Text attribute
15.8
15.6
N. Due from Seller at
Closing - Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.379 Revise Added gse: name space to
Display Label Text attribute
15.9 N. Due from Seller at
Closing -Adjustments
for Items Unpaid by
Seller - City/Town
Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.380 Revise Added gse: name space to
Display Label Text attribute
15.10 N. Due from Seller at
Closing -Adjustments
for Items Unpaid by
Seller - City/Town
Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.381 Revise Added gse: name space to
Display Label Text attribute
15.11 N. Due from Seller at
Closing -Adjustments
for Items Unpaid by
Seller - City/Town
Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.382 Revise Added gse: name space to
Display Label Text attribute
15.12 N. Due from Seller at
Closing -Adjustments
for Items Unpaid by
Seller - City/Town
Taxes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/PROR
ATION_ITEMS/PRORATION
_ITEM
PRORATION_ITEM gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.383 Revise Added gse: name space to
Display Label Text attribute
15.4 N. Due from Seller at
Closing - Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 31 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
10.384 Revise Added gse: name space to
Display Label Text attribute
15.8 N. Due from Seller at
Closing
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
10.385 Added Added another instance of
data point
15.8 N. Due from Seller at
Closing - Other Items
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL/EXTEN
SION/OTHER
OTHER IntegratedDisclosureSectionTy
pe
The title or description used to
identify a primary section of the
integrated disclosure
document.
CR IF item exists.
11.006 Revise Revised XPATH 17.3 Late Payment MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/LATE_
CHARGE/EXTENSION/OTH
ER/LATE_CHARGE_RULES/
LATE_CHARGE_RULE
LATE_CHARGE_RULE LateChargeGracePeriodDaysCo
unt
The grace period in days for this
loan before a late charge will be
applied.
R Numeric 2
11.007 Revise Revised XPATH and update
conditionality details
17.3 Late Payment MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/LATE_
CHARGE/EXTENSION/OTH
ER/LATE_CHARGE_RULES/
LATE_CHARGE_RULE
LATE_CHARGE_RULE LateChargeRatePercent The percentage that a borrower
is required to pay for failure to
make a regular installment
within the period specified on
the note. This is the amount
specified by the late charge
code and is used when the late
charge is not a flat dollar.
CR IF LateChargeType <>
"FlatDollarAmount" OR
"NoLateCharges"
Percent 3.4
11.008 Revise Revised XPATH 17.3 Late Payment MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/LATE_
CHARGE/EXTENSION/OTH
ER/LATE_CHARGE_RULES/
LATE_CHARGE_RULE
LATE_CHARGE_RULE LateChargeType The type of late charge that
may be applied to the loan.
FlatDollarAmount
NoLateCharges
PercentageOfDelinquentInterest
PercentageOfNetPayment
PercentageOfPrincipalBalance
PercentageOfTotalPayment
PercentOfPrincipalAndInterest
R Enumerated
11.044 Revise Revised conditionality details 19.4.1 Seasonal Payments? MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/PAYM
ENT/PAYMENT_RULE
PAYMENT_RULE SeasonalPaymentPeriodEndM
onth
The month that the period
during which payments are not
scheduled ends.
CR IF PaymentOptionIndicator
= "true" AND IF
SeasonalPaymentFeatureIn
dicator = "true"
--MM
11.049 Revise Updated Conditionality Details 19.6 Monthly Principal
and Interest
Payments - First
Change Max
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/ADJUSTMENT/P
RINCIPAL_AND_INTERE
ST_PAYMENT_ADJUST
MENT/PRINCIPAL_AND
_INTEREST_PAYMENT_
PER_CHANGE_ADJUST
MENT_RULES/PRINCIPA
L_AND_INTEREST_PAY
MENT_PER_CHANGE_A
DJUSTMENT_RULE
PRINCIPAL_AND_IN
TEREST_PAYMENT_
PER_CHANGE_ADJ
USTMENT_RULE
PerChangeMaximumPrinci
palAndInterestPaymentAm
ount
The maximum dollar
amount of the principal and
interest payment possible
for the specified payment
change.
CR IF
PaymentIncreaseIndicator
= "true".
If InterestOnly Indicator=
True OR
AmortizationType=Step
Payment OR
SeasonalPaymentFeatureIn
dicator=True OR
PaymentOptionIndicator=T
rue
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 32 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
11.050 Revise Revised conditionality details 19.7 Monthly Principal
and Interest
Payments -
Subsequent Changes
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ADJUS
TMENT/PRINCIPAL_AND_I
NTEREST_PAYMENT_ADJU
STMENT/PRINCIPAL_AND_
INTEREST_PAYMENT_PER_
CHANGE_ADJUSTMENT_R
ULES/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_CH
ANGE_ADJUSTMENT_RUL
PRINCIPAL_AND_INTE
REST_PAYMENT_PER_
CHANGE_ADJUSTME
NT_RULE
AdjustmentRuleType Specifies whether the
occurrence of the adjustment is
the first change or a
subsequent change.
Subsequent CR IF
PaymentIncreaseIndicator
= "true".
If the payment adjusts
indepently of a rate
change.
Enumerated
11.051 Revise Revised conditionality details 19.7 Monthly Principal
and Interest
Payments -
Subsequent Changes
- Change Frequency
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/ADJUS
TMENT/PRINCIPAL_AND_I
NTEREST_PAYMENT_ADJU
STMENT/PRINCIPAL_AND_
INTEREST_PAYMENT_PER_
CHANGE_ADJUSTMENT_R
ULES/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_CH
ANGE_ADJUSTMENT_RUL
PRINCIPAL_AND_INTE
REST_PAYMENT_PER_
CHANGE_ADJUSTME
NT_RULE
PerChangePrincipalAndInteres
tPaymentAdjustmentFrequenc
yMonthsCount
The number of months
between payment
adjustments, if the payment on
the subject loan can change.
CR IF
PaymentIncreaseIndicator
= "true".
If the payment adjusts
indepently of a rate
change.
Numeric 3
11.073 Revise Revised XPATH 17.3 Late Payment MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/LATE_
CHARGE/EXTENSION/OTH
ER/LATE_CHARGE_RULES/
LATE_CHARGE_RULE
LATE_CHARGE_RULE LateChargeAmount The dollar amount that a
borrower is required to pay for
failure to make a regular
installment within the period
specified on the note. This is
used when late charge is
defined as a flat dollar amount.
CR IF LateChargeType =
"FlatDollarAmount"
Amount 9.2
11.109 Revise Revised conditionality details 20.4 Limits on Interest
Rate - Change
Frequency - First
Change Month
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/BUYD
OWN/BUYDOWN_RULE
BUYDOWN_RULE BuydownChangeFrequencyMo
nthsCount
The time interval in months
between interest rate increases
during the buydown period. For
example if the interest rate
increases annually during a two
year buydown, the frequency of
interest rate change is 12
months.
CR IF
BuydownReflectedInNoteIn
dicator = "true"
If
BuydownTemporarySubsid
yFundingIndicator = "True
Numeric 3
11.110 Revise Revised conditionality details 20.4 Limits on Interest
Rate - Change
Frequency - First
Change Month
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/BUYD
OWN/BUYDOWN_RULE
BUYDOWN_RULE BuydownDurationMonthsCoun
t
The total number of months
during which any buydown is in
effect. This represents the
accumulation of all of the
buydown periods.
CR IF
BuydownReflectedInNoteIn
dicator = "true"
If
BuydownTemporarySubsid
yFundingIndicator = "True
Numeric 3
11.111 Revise Revised conditionality details 20.6 Limits on Interest
Rate Changes - First
Change (%)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/BUYD
OWN/BUYDOWN_RULE
BUYDOWN_RULE BuydownIncreaseRatePercent The amount by which the
interest rate can increase at
each adjustment period within
the buydown duration.
CR IF
BuydownReflectedInNoteIn
dicator = "true"
If
BuydownTemporarySubsid
yFundingIndicator = "True
Percent 3.4
14.013 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Lender
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF lender's License ID is NOT
the NMLS ID
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 33 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
14.015 Revise Revised conditionality GSE Contact Information -
Lender
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
YYYY-MM-DD
14.023 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Lender
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF lender's License ID is NOT
the NMLS ID
Enumerated
14.025 Revise Revised conditionality GSE Contact Information -
Lender
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
YYYY-MM-DD
14.041 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Mortgage Broker
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF mortgage broker
participated in the
transaction AND License ID
is NOT the NMLS ID
Enumerated
14.043 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Mortgage Broker
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF mortgage broker
participated in the
transaction AND License ID
is NOT the NMLS ID
YYYY-MM-DD
14.051 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Mortgage Broker
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF mortgage broker
participated in the
transaction AND License ID
is NOT the NMLS ID
Enumerated
14.053 Revise Revised conditionality and
conditionality details
GSE Contact Information -
Mortgage Broker
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF mortgage broker
participated in the
transaction AND License ID
is NOT the NMLS ID
YYYY-MM-DD
14.069 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(B)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
Enumerated
14.071 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(B)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 34 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
14.080 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(B)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
Enumerated
14.082 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(B)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
YYYY-MM-DD
14.098 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
Enumerated
14.100 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
YYYY-MM-DD
14.107 Revise Revised form field ID 23.3.4 | 23.4.4
23.6.4 | 23.7.4
Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or
certificate issued to the party.
The attribute
IdentifierOwnerURI identifies
the issuer of the license or
certificate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
String 50
14.109 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
Enumerated
14.111 Revise Revised conditionality and
conditionality details
GSE Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
YYYY-MM-DD
14.124 Revise Revised conditionality and
conditionality details
23.3.5 | 23.4.5 Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or
certificate issued to the party.
The attribute
IdentifierOwnerURI identifies
the issuer of the license or
certificate.
R
CR
If state issues licences for
Settlement Agents
String 50
14.126 Revise Revised conditionality and
conditionality details
GSE Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"ClosingAgent" AND state
license exists
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 35 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
14.128 Revise Revised conditionality GSE Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
YYYY-MM-DD
14.134 Revise Revised conditionality and
conditionality details
23.6.5 | 23.7.5 Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or
certificate issued to the party.
The attribute
IdentifierOwnerURI identifies
the issuer of the license or
certificate.
R
CR
If state issues licences for
Settlement Agents
String 50
14.136 Revise Revised conditionality and
conditionality details
GSE Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license
issuer.
Private
PublicFederal
PublicLocal
PublicState
CR
O
IF PartyRoleType =
"ClosingAgent" AND state
license exists
Enumerated
14.138 Revise Revised conditionality GSE Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license
was issued.
CR
O
YYYY-MM-DD
14.146 996 CFPB Form Requirement 23.3.4. | 23.4.4
23.6.4 | 23.7.4
Contact Information
Real Estate Broker
(S)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or
publisher of the identifier
associated with a MISMO term
with the class word of
"Identifier" by means or a URI.
This is an XML attribute.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
String 100
14.148 Revise Revised form field ID and form
field Name23.3.4 | 23.4.4
23.3.3 | 23.4.3
Contact Information
Real Estate Broker
(B)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or
publisher of the identifier
associated with a MISMO term
with the class word of
"Identifier" by means or a URI.
This is an XML attribute.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" "Selling" AND
state license exists
String 100
14.149 Revise Revised conditionality and
conditionality details
23.3.5 | 23.4.5 Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or
publisher of the identifier
associated with a MISMO term
with the class word of
"Identifier" by means or a URI.
This is an XML attribute.
R
CR
If state issues licences for
Settlement Agents
String 100
14.150 Revise Revised conditionality and
conditionality details
23.6.5 | 23.7.5 Contact Information
Settlement Agent
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/PARTIES/PARTY/ROL
ES/ROLE/LICENSES/LICENS
E/LICENSE_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or
publisher of the identifier
associated with a MISMO term
with the class word of
"Identifier" by means or a URI.
This is an XML attribute.
R
CR
If state issues licences for
Settlement Agents
String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 36 of 316Document Version 1.5
September 27, 2016
UCD Map Updates 09-27-16
16.002 Revise Updted Enumerations 25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names
(types) of items commonly
listed as liabilities of the
borrower in a mortgage loan
transaction.
CollectionsJudgmentsAndLiens
DeferredStudentLoan
DelinquentTaxes
FirstPositionMortgageLien
Garnishments
HELOC
Installment
LeasePayment
Open30DayChargeAccount
Other
PersonalLoan
Revolving
SecondPositionMortgageLien
Taxes
TaxLien
ThirdPositionMortgageLien
UnsecuredHomeImprovementL
oanInstallment
UnsecuredHomeImprovementL
oanRevolving
CR If liability type is reflected
in the Payoffs and
Payments.
Enumerated
16.014 Revise Added gse: name space to
Display Label Text attribute
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LIABILITIES/LIABILIT
Y/LIABILITY_DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready representation
for the corresponding
enumerated value.
CR IF the label displayed on
the form differs from the
exact enumerated type
String 150
16.018 Revise Added gse: name space to
Display Label Text attribute25.1 Payoffs and
Payments - Other
(Principal
Reduction, Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_S
ET/DEALS/DEAL/LOANS
/LOAN/CLOSING_INFOR
MATION/CLOSING_ADJ
USTMENT_ITEMS/CLOS
ING_ADJUSTMENT_ITE
M/CLOSING_ADJUSTM
ENT_ITEM_DETAIL
CLOSING_ADJUSTM
ENT_ITEM_DETAIL
gse:DisplayLabelText A free-form text field that
provides a human-readable,
display-ready
representation for the
corresponding enumerated
value.
CR IF
ClosingAdjustmentItemT
ype exists
String 100 For loans with a Principal Reduction,
Gift or Grant using the Alternate
Form.
16.019 Revise Revised conditionality details 25.1 Payoffs and
Payments - Other
(Prinicpal Reduction,
Gifts or Grants)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_DETAIL
CLOSING_ADJUSTME
NT_ITEM_DETAIL
ClosingAdjustmentItemTypeOt
herDescription
A free-form text field used to
collect additional information
when Other is selected for
Closing Adjustment Item Type.
PrincipalReduction CR IF
ClosingAdjustmentItemTyp
e = "Other".
IF
ClosingAdjustmentItemTyp
e exists
String 100 For loans with a Principal Reduction, Gift or
Grant using the Alternate Form.
16.023 Add Added back into the Map, was
inadverntantly removed in last
publication
25.1 Payoffs and
Payments - Other
(Prinicpal Reduction,
Gifts or Grants)
MESSAGE/DOCUMENT_SE
TS/DOCUMENT_SET/DOC
UMENTS/DOCUMENT/DEA
L_SETS/DEAL_SET/DEALS/
DEAL/LOANS/LOAN/CLOSI
NG_INFORMATION/CLOSI
NG_ADJUSTMENT_ITEMS/
CLOSING_ADJUSTMENT_IT
EM/CLOSING_ADJUSTMEN
T_ITEM_PAID_BY/INDIVID
UAL/NAME
NAME FullName The unparsed name of either an
individual or a legal entity.
CR IF
ClosingAdjustmentItemTyp
e exists
String 100 For loans with a Principal Reduction, Gift or
Grant using the Alternate Form.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map Updates 11-17-2015 37 of 316Document Version 1.5
September 27, 2016
UCD Map
Unique ID Form Sort
ID
UCD Data Point
Category
Closing
Disclosure Form
Field ID
Closing
Disclosure Form
Field Name
MISMO v3.3.0 XPath MISMO v3.3.0
Parent Container
MISMO v3.3.0 Data Point
Name
MISMO v3.3.0 Data Point Definition UCD Supported Enumerations UCD
Conditionality
UCD Conditionality Details UCD Format UCD Notes
0.001 1 XML
Requirement
XML XML
Requirement
MESSAGE MESSAGE MISMOReferenceModelIde
ntifier
The MISMO Reference Model Identifier is a unique
value that represents the version of the MISMO
reference model to which the containing XML instance
document complies. For detailed information, please
see MISMO Engineering Guide 006 – “Versioning
and Release Schedule―, at
http://www.mismo.org/specs/specs-
downloads/cat_view/249-mismo-engineering-
guidelines.html.
3.3.0299 R String 30
0.054 99999 XML
Requirements
XML XML
Requirement
MESSAGE MESSAGE xmlns:UCD="http//www.da
tamodelextension.org"
R String 30
0.047 2 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT
DOCUMENT MISMOReferenceModelIde
ntifier
The MISMO Reference Model Identifier is a unique
value that represents the version of the MISMO
reference model to which the containing XML instance
document complies. For detailed information, please
see MISMO Engineering Guide 006 – “Versioning
and Release Schedule―, at
http://www.mismo.org/specs/specs-
downloads/cat_view/249-mismo-engineering-
guidelines.html.
3.3.0299 R String 30
0.010 3 XML
Requirement
XML XML
Requirement
MESSAGE/ABOUT_VERS
IONS/ABOUT_VERSION
ABOUT_VERSION CreatedDatetime The date and time at which the message, deal or
document was created.
R YYYY-MM-
DDThh:mm:s
s0.011 4 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/ABOUT_VERSIONS/A
BOUT_VERSION
ABOUT_VERSION DataVersionIdentifier Specifies the data file version. UCD Delivery Specification 1.3 R String 30 Must deliver as "UCD
Delivery Specification
1.3"
0.018 5 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/AUDIT_TRAIL/AUDIT
_TRAIL_ENTRIES/AUDIT
_TRAIL_ENTRY/AUDIT_T
RAIL_ENTRY_DETAIL
AUDIT_TRAIL_EN
TRY_DETAIL
EntryDatetime The date and time the action occurred. The time must
always contain the proper time zone designator.
CR If SYSTEM_SIGNATORY is
present
YYYY-MM-
DDThh:mm:s
s
0.020 6 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/AUDIT_TRAIL/AUDIT
_TRAIL_ENTRIES/AUDIT
_TRAIL_ENTRY/AUDIT_T
RAIL_ENTRY_DETAIL
AUDIT_TRAIL_EN
TRY_DETAIL
EventType For a step in a process, contains the type of action or
state.
Other CR If SYSTEM_SIGNATORY is
present
Enumerated
0.021 7 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/AUDIT_TRAIL/AUDIT
_TRAIL_ENTRIES/AUDIT
_TRAIL_ENTRY/AUDIT_T
RAIL_ENTRY_DETAIL
AUDIT_TRAIL_EN
TRY_DETAIL
EventTypeOtherDescription A free-form text field used to describe the type of
action or state if Other is selected as the Event Type.
AppliedTamperEvidentSignature CR IF EventType = "Other" String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 38 of 316Document Version 1.5
September 27,2016
UCD Map
0.023 8 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/SYSTEM_SIGNATUR
ES/SYSTEM_SIGNATURE
SYSTEM_SIGNAT
URE
XMLDigitalSignatureElemen
t
O If one or more digital
signatures in the
SYSTEM_SIGNATURE
container are applied to
provide tamper evidence.
String
0.024 9 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/VIEWS/VIEW
VIEW SequenceNumber An integer value used to provide an order to multi-
instance sibling elements. The value must be unique
for each sibling element.
R Numeric 3
0.025 10 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/VIEWS/VIEW/VIEW_
FILES/VIEW_FILE/FOREI
GN_OBJECT
FOREIGN_OBJECT EmbeddedContentXML The XML compatible byte stream in the encoding of
the EncodingType that when decoded is a resource of
the MediaType using characters from the
CharacterEncodingSetType. If a binary EncodingType is
not used (e.g. "None" or "EscapedXML") then the
CharacterEncodingSetType must be the same as that
used for the XML instance document.
R String
0.050 11 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/VIEWS/VIEW/VIEW_
FILES/VIEW_FILE/FOREI
GN_OBJECT
FOREIGN_OBJECT MIMETypeIdentifier Indicates the Multipurpose Internet Mail Extensions
type of the data in the resource. A registered list of
these types is available at
http://www.iana.org/assignments/media-types/ AND
http://tools.ietf.org/html/rfc2045. In addition, there is
a defined syntax for custom MIME types that should
be followed when the type is not registered with IANA.
application/pdf R String 30
0.028 12 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/ABOUT_VERSIONS/A
BOUT_VERSION
ABOUT_VERSION AboutVersionIdentifier A unique value that represents a user defined version
identifier.
Retrievable R String 100
0.029 13 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/ABOUT_VERSIONS/A
BOUT_VERSION
ABOUT_VERSION IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
http://www.mismo.org/residential/20
09/SMARTDocProfile
R String 100
0.030 14 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DOCUMENT_CLASSI
FICATION/DOCUMENT_
CLASSES/DOCUMENT_C
LASS
DOCUMENT_CLAS
S
DocumentType Identifies a specific document defined at a granular
level. May be modified or further constrained by other
Document data to make the document instance more
specific. Further defined in the MISMO Document
Classification I-Guide.
Other R Enumerated
0.046 15 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DOCUMENT_CLASSI
FICATION/DOCUMENT_
CLASSES/DOCUMENT_C
LASS
DOCUMENT_CLAS
S
DocumentTypeOtherDescri
ption
A free-form text field used to collect additional
information when Other is selected for Document
Type.
ClosingDisclosure:ModelForm
ClosingDisclosure:AlternateForm
ClosingDisclosure:BorrowerOnly
ClosingDisclosure:SellerOnly
R String 150
0.014 16 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DOCUMENT_CLASSI
FICATION/DOCUMENT_
CLASSIFICATION_DETAIL
DOCUMENT_CLAS
SIFICATION_DETA
IL
DocumentFormIssuingEntit
yNameType
Identifies the organization that defined the document
form/template.
CFPB R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 39 of 316Document Version 1.5
September 27,2016
UCD Map
0.015 17 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DOCUMENT_CLASSI
FICATION/DOCUMENT_
CLASSIFICATION_DETAIL
DOCUMENT_CLAS
SIFICATION_DETA
IL
DocumentFormIssuingEntit
yVersionIdentifier
The version identifier that the issuer assigned to the
document form/template.
11-20-2013 R String 10 Must pass the value
of 11-20-2013 as this
is the CFPB
publication date.
0.031 18 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/SIGNATORIES/SIGNA
TORY/EXECUTION/EXEC
UTION_DETAIL
EXECUTION_DETA
IL
ActualSignatureType The ActualSignatureType contains the actual type of
the signature applied to the signature field.
Digital
Image
Other
Text
Wet
CR IF
DocumentSignatureRequiredI
ndicator = "true"
Enumerated
0.032 19 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/SIGNATORIES/SIGNA
TORY/EXECUTION/EXEC
UTION_DETAIL
EXECUTION_DETA
IL
ActualSignatureTypeOther
Description
Contains a description of the signature type when the
value of “Other― is used for the
ActualSignatureType attribute.
CR IF ActualSignatureType =
"Other"
String 150
0.033 20 CFPB Form
Requirement
24.2 Confirm
Receipt -
Applicant
Signature /
Date
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/SIGNATORIES/SIGNA
TORY/EXECUTION/EXEC
UTION_DETAIL
EXECUTION_DETA
IL
ExecutionDate The date the signature was or will be affixed to the
document.
CR IF signature exists AND IF
ExecutionDatetime does not
exist
YYYY-MM-DD Mutually exclusive
with
ExecutionDatetime
0.049 21 CFPB Form
Requirement
24.2 Confirm
Receipt -
Applicant
Signature /
Date
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/SIGNATORIES/SIGNA
TORY/EXECUTION/EXEC
UTION_DETAIL
EXECUTION_DETA
IL
ExecutionDatetime The date and time the signature was affixed to the
document.
CR IF signature exists AND IF a
date and time stamp is
provided by the signing
system.
YYYY-MM-
DDThh:mm:s
s
Mutually exclusive
with ExecutionDate
0.034 22 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/VIEWS/VIEW/VIEW_
FILES/VIEW_FILE/FOREI
GN_OBJECT
FOREIGN_OBJECT ObjectEncodingType Specifies the type of encoding used by the resource. Base64 R Enumerated
0.048 23 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/VIEWS/VIEW/VIEW_
FILES/VIEW_FILE/FOREI
GN_OBJECT
FOREIGN_OBJECT ObjectName Identifies the resource name (e.g.
CreditReport0001.pdf).
R String 100
0.038 24 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. CR If LoanIdentifierType =
MERS_MIN
String 150 Must include at least
one of the following
data points in the
delivery file:
MERS_MIN,
AutomatedUnderwriti
ngSytemType and
AutomatedUnderwriti
ngCaseIdentifier, or
AppraisalIdentifier.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 40 of 316Document Version 1.5
September 27,2016
UCD Map
0.051 24.1 XML
Requirement
XML XML
Requirement
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DOCUMENT_CLASSI
FICATION/DOCUMENT_
CLASSIFICATION_DETAIL
/EXTENSION/OTHER
OTHER DocumentSignatureRequire
dIndicator
When true, indicates that a signatory must execute a
signature on the document
false
true
R Boolean
0.045 25 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. MERS_MIN CR If exists Enumerated Must include at least
one of the following
data points in the
delivery file:
MERS_MIN,
AutomatedUnderwriti
ngSytemType and
AutomatedUnderwriti
ngCaseIdentifier, or
AppraisalIdentifier.
0.042 26 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/UNDERWRITING/A
UTOMATED_UNDERWRI
TINGS/AUTOMATED_U
NDERWRITING
AUTOMATED_UN
DERWRITING
AutomatedUnderwritingCa
seIdentifier
A unique identifier assigned by the underwriting
system to the underwriting case for a specific loan
application.
CR If
LoanManualUnderwritingIndic
ator = "False"
String 150 Must include all of
the following data
points in the delivery
file that apply:
MERS_MIN,
AutomatedUnderwriti
ngSytemType and
AutomatedUnderwriti
ngCaseIdentifier, or
AppraisalIdentifier.
0.039 27 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/UNDERWRITING/A
UTOMATED_UNDERWRI
TINGS/AUTOMATED_U
NDERWRITING
AUTOMATED_UN
DERWRITING
AutomatedUnderwritingSys
temType
The type of automated underwriting system used to
evaluate the loan.
Assetwise
Capstone
Clues
DesktopUnderwriter
ECS
FHAScorecard
LoanProspector
Other
Strategyware
Zippy
CR If
LoanManualUnderwritingIndic
ator = "False"
Enumerated
0.040 28 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/UNDERWRITING/A
UTOMATED_UNDERWRI
TINGS/AUTOMATED_U
NDERWRITING
AUTOMATED_UN
DERWRITING
AutomatedUnderwritingSys
temTypeOtherDescription
A free-form text field used to collect additional
information when Other is selected for Automated
Underwriting System Type.
DecisionEngine
FirstMortgageCreditScore
GuaranteedUnderwritingSystem
CR IF
AutomatedUnderwriTingSyste
mType = "Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 41 of 316Document Version 1.5
September 27,2016
UCD Map
0.041 29 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_VALUATIONS/PROPE
RTY_VALUATION/PROPE
RTY_VALUATION_DETAI
L
PROPERTY_VALU
ATION_DETAIL
AppraisalIdentifier A unique identifier assigned by a party for all appraisal
data delivered to the party for this loan. The party
assigning the identifier can be provided using the
IdentifierOwnerURI associated with a MISMO
identifier.
CR IF the AppraisalIndentifier is
present within the
transaction.
String 150 Must include at least
one of the following
data points in the
delivery file:
MERS_MIN,
AutomatedUnderwriti
ngSytemType and
AutomatedUnderwriti
ngCaseIdentifier, or
AppraisalIdentifier.
0.043 30 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_VALUATIONS/PROPE
RTY_VALUATION/PROPE
RTY_VALUATION_DETAI
L
PROPERTY_VALU
ATION_DETAIL
IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
https://www.uniformdataportal.com/
VAMAuthUtility/login.aspx
CR If AppraisalIdentifier exists String 100
0.044 31 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/UNDERWRITING/U
NDERWRITING_DETAIL
UNDERWRITING_
DETAIL
LoanManualUnderwritingIn
dicator
Indicates that the loan was manually underwritten. false
true
R Boolean Must include at least
one of the following
data points in the
delivery file:
MERS_MIN,
AutomatedUnderwriti
ngSytemType and
AutomatedUnderwriti
ngCaseIdentifier, or
AppraisalIdentifier.
1.000 32 CFPB Form
Requirement
1.0 Closing
Information
Header
N/A N/A N/A N/A
1.001 33 CFPB Form
Requirement
1.1 Date Issued MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
IntegratedDisclosureIssued
Date
The date the integrated disclosure was mailed or
delivered to the borrower as reflected on a single
instance of the integrated disclosure document.
R YYYY-MM-DD
1.002 34 CFPB Form
Requirement
1.2 Closing Date MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
ClosingDate The date the closing documents were fully executed
and the borrower becomes contractually responsible
for the debt. Depending on the location (wet-sign, dry-
sign, table-funded and/or escrow state) of the loan
closing, the Closing Date may be the same date as
either the Document Preparation Date and/or the
Execution Date and/or the Recorded Date.
R YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 42 of 316Document Version 1.5
September 27,2016
UCD Map
1.003 35 CFPB Form
Requirement
1.3 Disbursement
Date
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
DisbursementDate The date the loan funds are disbursed to the borrower
or another party on the borrower's behalf.
R YYYY-MM-DD
1.004 36 CFPB Form
Requirement
1.4 Agent (Org
Name)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
ClosingAgent R Enumerated
1.005 37 CFPB Form
Requirement
1.4 Agent (Org
Name)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
R String 100
1.006 38 CFPB Form
Requirement
1.5 File # MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
ClosingAgentOrderNumberI
dentifier
The identifying file number assigned to the transaction
by the Closing Agent also known as a Settlement
Agent.
R String 30
1.007 39 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF street address exists String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 43 of 316Document Version 1.5
September 27,2016
UCD Map
1.020 40 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF AddressLineText exists AND
IF property is identified with a
unit number
Enumerated
1.008 41 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF AddressLineText exists AND
IF property is identified with a
unit number
String 12
1.009 42 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS CityName The name of the city. CR IF AddressLineText exists String 50
1.011 43 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
R String 9
1.010 44 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF AddressLineText exists String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 44 of 316Document Version 1.5
September 27,2016
UCD Map
1.012 45 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/LEGAL_
DESCRIPTIONS/LEGAL_D
ESCRIPTION/UNPARSED
_LEGAL_DESCRIPTIONS/
UNPARSED_LEGAL_DES
CRIPTION
UNPARSED_LEGA
L_DESCRIPTION
UnparsedLegalDescription The full, unparsed legal description of a parcel of real
property.
CR IF AddressLineText does not
exist
String 150
1.016 46 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/PLED
GED_ASSET/ASSET_DET
AIL
ASSET_DETAIL AssetType Specifies the general names (type) of items commonly
listed as financial assets of the borrower(s) in a
mortgage loan transaction. Assets may be either liquid
or fixed and are associated with a corresponding asset
amount.
Annuity
Automobile
Boat
Bond
CertificateOfDepositTimeDeposit
LifeInsurance
MoneyMarketFund
MutualFund
NetWorthOfBusinessOwned
Other
PendingNetSaleProceedsFromRealEsta
teAssets
RealEstateOwned
RecreationalVehicle
RelocationMoney
RetirementFund
SaleOtherAssets
SavingsAccount
SavingsBond
SecuredBorrowedFundsNotDeposited
SeverancePackage
Stock
TrustAccount
O Enumerated May be disclosed at
the creditor's option
1.022 47 CFPB Form
Requirement
1.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/PLED
GED_ASSET/ASSET_DET
AIL
ASSET_DETAIL AssetTypeOtherDescription A free-form text field used to collect additional
information when Other is selected as the Asset Type.
O IF AssetType = "Other" String 150 May be disclosed at
the creditor's option
1.026 48 CFPB Form
Requirement
1.7 Sale Price MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN LoanPurposeType Specifies the purpose for which the loan proceeds will
be used.
Purchase
Refinance
R Enumerated This instance Is used
to determine which
data point is used for
the Sales Price or
Appraised value on
the form.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 45 of 316Document Version 1.5
September 27,2016
UCD Map
1.015 49 CFPB Form
Requirement
1.7 Sale Price MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
SalesContractAmount The amount of money the contract is for. CR IF LoanPurposeType =
"Purchase" AND
PersonalPropertyIncludedIndi
cator = "false" OR personal
property is not itemized
separately in the sales
contract.
Amount 9.2
1.025 50 CFPB Form
Requirement
1.7 Sale Price - if
itemized on
the sales
contract
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyIncludedI
ndicator
Indicates if there is personal property included in the
contract for sale.
false
true
R Boolean In this usage it means
the personal property
is itemized in the
sales contract.
Driving the use of the
Real Property
Amount.
1.023 51 CFPB Form
Requirement
1.7 Sale Price - if
itemized on
the sales
contract
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
RealPropertyAmount The dollar amount of real property included in the
Sales Contract Amount.
CR IF LoanPurposeType =
"Purchase" AND
PersonalPropertyIncludedIndi
cator = "true" AND is itemized
separately in the sales
contract
Amount 9.2
1.018 52 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_VALUATIONS/PROPE
RTY_VALUATION/PROPE
RTY_VALUATION_DETAI
L
PROPERTY_VALU
ATION_DETAIL
PropertyValuationMethodT
ype
Specifies the method by which the property value was
assessed.
AutomatedValuationModel
DesktopAppraisal
DriveBy
FullAppraisal
None
Other
PriorAppraisalUsed
CR IF LoanPurposeType <>
"Purchase"
Enumerated
1.019 53 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_VALUATIONS/PROPE
RTY_VALUATION/PROPE
RTY_VALUATION_DETAI
L
PROPERTY_VALU
ATION_DETAIL
PropertyValuationMethodT
ypeOtherDescription
A free-form text field used to capture a description of
the Property Valuation Method Type when Other is
selected.
CR IF
PropertyValuationMethodTyp
e = "Other"
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 46 of 316Document Version 1.5
September 27,2016
UCD Map
1.014 54 CFPB Form
Requirement
1.7 Appraised
Prop. Value
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_VALUATIONS/PROPE
RTY_VALUATION/PROPE
RTY_VALUATION_DETAI
L
PROPERTY_VALU
ATION_DETAIL
PropertyValuationAmount Statement of value of the property from a valid
property valuation source.
CR IF LoanPurposeType <>
"Purchase"
Amount 9.2
1.017 55 CFPB Form
Requirement
1.7 Estimate
Property Value
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/PROPER
TY_DETAIL
PROPERTY_DETAI
L
PropertyEstimatedValueAm
ount
A statement of the estimated present market value of
the property that is from the borrower or loan
originator.
CR IF LoanPurposeType <>
"Purchase" AND
PropertyValuationAmount
does not exist
Amount 9.2
2.000 56 CFPB Form
Requirement
2.0 Transaction
Information
Header
N/A N/A N/A N/A
2.001 57 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
Borrower
NonTitleSpouse
TitleHolder
Other
R Enumerated
2.031 57.1 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleTypeOtherDescrip
tion
A free-form text field used to collect additional
information when Other is selected for Party Role
Type.
NonTitleNonSpouseOwnershipInterest CR If PartyRoleType = "Other" String 150
2.009 58 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
CR IF borrower is an individual String 30
2.011 59 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF borrower is an individual
AND IF exists
String 30
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 47 of 316Document Version 1.5
September 27,2016
UCD Map
2.010 60 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
CR IF borrower is an individual String 35
2.012 61 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF borrower is an individual
AND IF exists
String 4
2.013 62 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF borrower is a legal entity String 100
2.002 63 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing R Enumerated
2.003 64 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
R String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 48 of 316Document Version 1.5
September 27,2016
UCD Map
2.029 65 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF AddressLineText exists AND
IF property is identified with a
unit number
Enumerated
2.004 66 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF AddressLineText exists AND
IF property is identified with a
unit number
String 12
2.005 67 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. R String 50
2.007 68 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF CountryCode = "US" or "CA" String 9
2.006 69 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF CountryCode = "US" or "CA" String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 49 of 316Document Version 1.5
September 27,2016
UCD Map
2.008 70 CFPB Form
Requirement
2.1 Borrower MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CountryCode The two-character representation of the country. CR If NOT a military or diplomatic
address
String 2
2.014 71 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
PropertySeller CR IF LoanPurposeType =
"Purchase"
Enumerated
2.022 72 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
CR IF LoanPurposeType =
"Purchase" AND IF property
seller is an individual
String 30
2.024 73 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF LoanPurposeType =
"Purchase" AND IF property
seller is an individual AND IF
exists
String 30
2.023 74 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
CR IF LoanPurposeType =
"Purchase" AND IF property
seller is an individual
String 35
2.025 75 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF LoanPurposeType =
"Purchase" AND IF property
seller is an individual AND IF
exists
String 4
2.026 76 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF LoanPurposeType =
"Purchase" AND IF property
seller is a legal entity
String 100
2.015 77 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing CR IF LoanPurposeType =
"Purchase"
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 50 of 316Document Version 1.5
September 27,2016
UCD Map
2.017 78 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF LoanPurposeType =
"Purchase"
String 100
2.030 79 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF AddressLineText exists AND
IF property is identified with a
unit number
Enumerated
2.016 80 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF LoanPurposeType =
"Purchase" AND IF
AddressLineText exists AND IF
property is identified with a
unit number
String 12
2.018 81 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. CR IF LoanPurposeType =
"Purchase"
String 50
2.020 82 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF LoanPurposeType =
"Purchase" AND CountryCode
= "US" or "CA"
String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 51 of 316Document Version 1.5
September 27,2016
UCD Map
2.019 83 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF LoanPurposeType =
"Purchase" AND CountryCode
= "US" or "CA"
String 9
2.021 84 CFPB Form
Requirement
2.2 Seller MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CountryCode The two-character representation of the country. CR If NOT a military or diplomatic
address
String 2
2.027 85 CFPB Form
Requirement
2.3 Lender MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
NotePayTo R Enumerated
2.028 86 CFPB Form
Requirement
2.3 Lender MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
R String 100
3.000 87 CFPB Form
Requirement
3.0 Loan
Information
Header
N/A N/A N/A N/A
3.035 88 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN LoanPurposeType Specifies the purpose for which the loan proceeds will
be used.
Purchase
Refinance
R Enumerated This instance is used
to determine which
data points will be
used for the loan
term. The value is
not shown on the
form for this FFID.3.002 89 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanMaturityPeriodType The unit of time used to define the period over which
the loan matures. Used in conjunction with Loan
Maturity Period Count.
Month CR IF ConstructionLoanIndicator
= "False"
Enumerated
3.001 90 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanMaturityPeriodCount The scheduled number of periods (as defined by Loan
Maturity Period Type) after which the loan will
mature.
CR IF ConstructionLoanIndicator
= "false"
Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 52 of 316Document Version 1.5
September 27,2016
UCD Map
3.033 91 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not this is a construction loan. false
true
R Boolean This instance is used
to determine which
data points will be
used for the loan
term
3.034 92 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CONSTRUCTION
CONSTRUCTION ConstructionLoanType Specifies the specific type of construction loan. ConstructionOnly
ConstructionToPermanent
CR IF ConstructionLoanIndicator
= "true"
Enumerated This instance is used
to determine which
data points will be
used for the loan
term
3.019 93 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CONSTRUCTION
CONSTRUCTION ConstructionPeriodNumber
OfMonthsCount
The length of the construction period expressed in
number of months.
CR IF ConstructionLoanIndicator
= "true"
Numeric 3
3.023 94 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CONSTRUCTION
CONSTRUCTION ConstructionLoanTotalTer
mMonthsCount
The total term of a construction loan, including the
construction phase plus the fully amortizing phase.
CR IF ConstructionLoanIndicator
= "true"
Numeric 3
3.026 95 CFPB Form
Requirement
3.1 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanTermMaximumMonth
sCount
The maximum possible number of months for the
term to maturity, if the term to maturity is extendable.
CR If loan term is extendable Numeric 3
3.003 96 CFPB Form
Requirement
3.2 Purpose MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN LoanPurposeType Specifies the purpose for which the loan proceeds will
be used.
Purchase
Refinance
R Enumerated
3.024 97 CFPB Form
Requirement
3.2 Purpose MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
IntegratedDisclosureHome
EquityLoanIndicator
When true, indicates the loan is an extension of credit
that does not involve the purchase of real property or
the initial construction of a dwelling and will not be
used to refinance an existing obligation.
false
true
R Boolean IF "true" display on
form Home Equity
Loan
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 53 of 316Document Version 1.5
September 27,2016
UCD Map
3.006 98 CFPB Form
Requirement
3.2 Purpose MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL ConstructionLoanIndicator Indicates whether or not this is a construction loan. false
true
R Boolean
3.021 99 CFPB Form
Requirement
3.2 Purpose MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CONSTRUCTION
CONSTRUCTION ConstructionLoanType Specifies the specific type of construction loan. ConstructionOnly
ConstructionToPermanent
CR IF ConstructionLoanIndicator
= "true"
Enumerated
3.036 100 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/REFINANCE
REFINANCE RefinanceSameLenderIndic
ator
When true, indicates that the subject loan is
refinanced with the current holder, current servicer or
an affiliate of either.
false
true
CR IF LoanPurposeType =
"Refinance"
Boolean Enter "true" the if
creditor of the loan or
an affiliate of the
creditor was the
holder or servicer of
the prior loan and a
prepayment penalty
was paid in
connection with that
loan (see 12 C.F.R.
1026.32(b)(1)(vi).3.007 101 CFPB Form
Requirement
3.3 Product MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
IntegratedDisclosureLoanPr
oductDescription
A description of the loan product which includes,
when applicable, certain loan features added to the
loan product that may change the periodic loan
payment.
R String 50
3.025 102 CFPB Form
Requirement
3.3 Product MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/AMORTIZATION/A
MORTIZATION_RULE
AMORTIZATION_
RULE
AmortizationType A classification or description of a loan or a group of
loans generally based on the changeability of the rate
or payment over time.
AdjustableRate
Fixed
GPM
GraduatedPaymentARM
Step
GEM
R Enumerated
3.009 103 CFPB Form
Requirement
3.4 Loan Type MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN MortgageType Identifies the highest level private or public sector
entity under whose guidelines the mortgage is
originated.
Conventional
FHA
LocalAgency
Other
PublicAndIndianHousing
StateAgency
USDARuralDevelopment
VA
R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 54 of 316Document Version 1.5
September 27,2016
UCD Map
3.018 104 CFPB Form
Requirement
3.4 Loan Type MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN MortgageTypeOtherDescri
ption
A free-form text field used to collect additional
information or a description of the mortgage type
when Other is selected.
CR IF MortgageType = "Other" String 150
3.012 105 CFPB Form
Requirement
3.5 Loan ID # MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. LenderLoan R Enumerated
3.011 106 CFPB Form
Requirement
3.5 Loan ID # MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. R String 30
3.017 107 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MI_DATA/MI_DAT
A_DETAIL
MI_DATA_DETAIL MICompanyNameType To convey the private MI company short/common
name from whom the private mortgage insurance
coverage was obtained.
CMG
Essent
Genworth
MGIC
NationalMI
Other
PMI
Radian
RMIC
Triad
UGI
CR IF MortgageType =
"Conventional" AND MI exists
Enumerated
3.029 108 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MI_DATA/MI_DAT
A_DETAIL
MI_DATA_DETAIL MICompanyNameTypeOthe
rDescription
A free-form text field used to describe the MI
company name when Other is selected for the MI
Company Name Type.
CR IF MICompanyNameType =
"Other"
String 150
3.032 109 CFPB Form
Requirement
3.6 MIC# MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage Insurance is or was required
as a condition for originating the loan.
false
true
R Boolean
3.013 110 CFPB Form
Requirement
3.6 MIC# MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MI_DATA/MI_DAT
A_DETAIL
MI_DATA_DETAIL MICertificateIdentifier The number assigned by the private mortgage
insurance company to track a loan.
CR IF MortgageType =
"Conventional" AND
MIRequiredIndicator = "True"
String 50
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 55 of 316Document Version 1.5
September 27,2016
UCD Map
3.015 111 CFPB Form
Requirement
3.6 MIC# MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifierType The type of identifier used for a loan. AgencyCase CR IF MortgageType <>
"Conventional"
Enumerated
3.014 112 CFPB Form
Requirement
3.6 MIC# MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_IDENTIFIER
S/LOAN_IDENTIFIER
LOAN_IDENTIFIER LoanIdentifier The value of the identifier for the specified type. CR IF MortgageType <>
"Conventional" AND
MIRequiredIndicator = "True"
String 30
3.016 113 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN LienPriorityType Specifies the priority of the lien against the subject
property.
FirstLien
FourthLien
SecondLien
ThirdLien
R Enumerated
3.038 114 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CurrentRateSetDate Date on which the interest rate for the loan was set by
the lender for the final time before closing.
R YYYY-MM-DD
4.000 115 CFPB Form
Requirement
4.0 Loan Terms
Table Header
N/A N/A N/A N/A
4.041 116 CFPB Form
Requirement
4.1 Loan Amount
Label
N/A N/A N/A N/A
4.001 117 CFPB Form
Requirement
4.1.1 Loan Amount MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN NoteAmount The amount to be repaid as disclosed on the note. R Amount 9.2
4.034 118 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
RegulationZTotalLoanAmou
nt
The total loan amount, expressed in dollars, calculated
in accordance with Regulation Z, Truth in Lending. This
amount is used in calculations for both Qualified
Mortgage and HOEPA.
R Amount 9.2 This is not the note
amount, but is the
total loan amount as
that term is defined
in Regulation Z, Truth
in Lending.
Regulation Z, Truth in
Lending 12 C.F.R.
1026.32(b)(4)(i).4.002 119 CFPB Form
Requirement
4.1.2 Loan Amount -
Can this
amount
increase after
closing?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL LoanAmountIncreaseIndica
tor
When true, indicates that the loan amount can
increase after closing.
false
true
R Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 56 of 316Document Version 1.5
September 27,2016
UCD Map
4.033 120 CFPB Form
Requirement
4.1.3 Loan Amount -
Can this
amount
increase after
closing?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL NegativeAmortizationIndic
ator
Indicates whether the loan allows negative
amortization.
false
true
R Boolean
4.004 121 CFPB Form
Requirement
4.1.3 Loan Amount -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/NEGATIVE_AMOR
TIZATION/NEGATIVE_A
MORTIZATION_RULE
NEGATIVE_AMOR
TIZATION_RULE
NegativeAmortizationType Specifies whether negative amortization is scheduled
or potential on the loan. Negative amortization is
unpaid interest added to the mortgage principal. This
applies to loans where the principal balance increases
because the payments do not cover the interest.
PotentialNegativeAmortization
ScheduledNegativeAmortization
CR IF
NegativeAmortizationIndicato
r = "true"
Enumerated
4.003 124 CFPB Form
Requirement
4.1.3 Loan Amount -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/NEGATIVE_AMOR
TIZATION/NEGATIVE_A
MORTIZATION_RULE
NEGATIVE_AMOR
TIZATION_RULE
NegativeAmortizationMaxi
mumLoanBalanceAmount
Then maximum loan balance with accrued increase
from negative amortization. (The initial loan amount
plus any balance increase that may accrue from the
negative amortization provision).
CR IF
NegativeAmortizationIndicato
r = "true"
Amount 9.2
4.005 125 CFPB Form
Requirement
4.1.3 Loan Amount -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/NEGATIVE_AMOR
TIZATION/NEGATIVE_A
MORTIZATION_RULE
NEGATIVE_AMOR
TIZATION_RULE
NegativeAmortizationLimit
MonthsCount
The limit (in months) during which negative
amortization is allowed and after which the loan is re-
amortized.
CR IF
NegativeAmortizationIndicato
r = "true"
Numeric 3
4.040 126 CFPB Form
Requirement
4.2 Interest Rate
Label
N/A N/A N/A N/A
4.006 127 CFPB Form
Requirement
4.2.1 Interest Rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN NoteRatePercent The actual interest rate as disclosed on the note. CR IF
BuydownReflectedInNoteIndic
ator = "false" AND interest
rate is NOT precomputed AND
interest rate (start rate) is
known at time of
consummation.
Percent 3.4 Mutually exclusive
with
DisclosedFullyIndexed
RatePercent and
WeightedAverageInte
restRate and
BuydownInitialEffecti
veInterestRatePercen
t4.048 128 CFPB Form
Requirement
4.2.1 Interest Rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL BuydownTemporarySubsid
yFundingIndicator
Indicates whether there is buydown funding on this
loan. A buydown is money paid by the borrower or
third party for the purpose of reducing the interest
rate and/or the monthly payments on a temporary
basis.
false
true
R Boolean
4.035 129 CFPB Form
Requirement
4.2.1 Interest Rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_OCCURRENCES/B
UYDOWN_OCCURRENC
E
BUYDOWN_OCCU
RRENCE
BuydownInitialEffectiveInte
restRatePercent
The final bought down interest rate. The rate that the
applicant will pay after the buydown is applied.
CR IF
BuydownReflectedInNoteIndic
ator = "true"
Percent 3.4 Mutually exclusive
with
DisclosedFullyIndexed
RatePercent and
WeightedAverageInte
restRate and
NoteRatePercent
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 57 of 316Document Version 1.5
September 27,2016
UCD Map
4.036 130 CFPB Form
Requirement
4.2.1 Interest Rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN WeightedAverageInterestR
atePercent
An average of the different interest rates applicable to
the transaction, based on the portions of the amount
to which each interest rate applies, when multiple
interest rates are applied to different portions of a
loan's principal balance in a precomputed transaction.
CR IF
BuydownReflectedInNoteIndic
ator = “false” AND interest
rate is precomputed
Percent 3.4 Mutually exclusive
with NoteRatePercent
and
DisclosedFullyIndexed
RatePercent and
BuydownInitialEffecti
veInterestRatePercen
t
4.037 131 CFPB Form
Requirement
4.2.1 Interest Rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN DisclosedFullyIndexedRate
Percent
The value of the fully indexed interest rate, expressed
as a percent, that must be disclosed to the borrower
for adjustable rate mortgages.
CR IF Amortization Type =
AdjustableRate AND interest
rate (start rate) is not known
at consummation.
Percent 3.4 Mutually exclusive
with NoteRatePercent
and
WeightedAverageInte
restRate and
BuydownInitialEffecti
veInterestRatePercen
t
4.038 132 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_PRODUCT/L
OAN_PRICE_QUOTES/L
OAN_PRICE_QUOTE/LO
AN_PRICE_QUOTE_DET
AIL
LOAN_PRICE_QU
OTE_DETAIL
LoanPriceQuoteInterestRat
ePercent
The mortgage loan interest rate for which the price
quote is calculated.
CR IF
RegulationZExcludedBonaFide
DiscountPointsIndicator =
"true"
Percent 3.4 The interest rate
available to the
borrower based on
the borrower’s
particular credit
profile and loan
characteristics,
before any discount
points are applied.
(Termed in
Regulation Z “the
interest rate without
any discount”) Enter
the initial rate quoted
to the borrower
before the payment
of any bona fide
4.007 133 CFPB Form
Requirement
4.2.2 Interest Rate -
Can this
amount
increase after
closing?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL InterestRateIncreaseIndicat
or
When true, indicates that the interest rate on the loan
can increase after the closing.
false
true
R Boolean
4.052 135 CFPB Form
Requirement
4.2.3 Loan Term MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanTermMaximumMonth
sCount
The maximum possible number of months for the
term to maturity, if the term to maturity is extendable.
CR If loan term is extendable Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 58 of 316Document Version 1.5
September 27,2016
UCD Map
4.010 136 CFPB Form
Requirement
4.2.3 Interest Rate -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
First CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false".
Enumerated
4.011 137 CFPB Form
Requirement
4.2.3 Interest Rate -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
PerChangeRateAdjustment
FrequencyMonthsCount
The number of months between rate adjustments, if
the interest rate on the subject loan can change.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false".
Numeric 3
4.012 138 CFPB Form
Requirement
4.2.3 Interest Rate -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
FirstRateChangeMonthsCo
unt
The number of months after origination in which the
first interest rate adjustment occurs, if the interest
rate on the subject loan can change.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false".
Numeric 3
4.009 139 CFPB Form
Requirement
4.2.3 Interest Rate -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
CeilingRatePercentEarliestE
ffectiveMonthsCount
The minimum number of months at which the
maximum interest rate could be reached.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false".
Numeric 3
4.008 140 CFPB Form
Requirement
4.2.3 Interest Rate -
YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
CeilingRatePercent The stated maximum percentage to which the interest
rate can increase over the life of the loan.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Percent 3.4
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 59 of 316Document Version 1.5
September 27,2016
UCD Map
4.042 141 CFPB Form
Requirement
4.3 Period
Principal and
Interest Label
N/A N/A N/A N/A
4.014 142 CFPB Form
Requirement
4.3 (Period)
Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual
AtMaturity
Biweekly
Monthly
Quarterly
Semiannual
Semimonthly
Weekly
R Enumerated
4.016 143 CFPB Form
Requirement
4.3.1 (Period)
Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE InitialPrincipalAndInterestP
aymentAmount
The dollar amount of the principal and interest
payment as stated on the Note. The principal and
interest payment is usually obtained using the loan
amount and interest rate to arrive at full amortization
during the loan term.
CR If Buydown Temporary
subsidy funding indicator =
True OR Payment Increase
Indicator = False OR if interest
is pre-computed OR if Note
Rate Percent is known at
consummation OR if Note
Rate Percent is based on an
external index.
Amount 9.2
4.049 144 CFPB Form
Requirement
4.3.1 (Period)
Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE FullyIndexedInitialPrincipal
AndInterestPaymentAmou
nt
The dollar amount of the principal and interest
payment when calculated using the loan amount and
fully-indexed interest rate (in place of Note Interest
Rate) to arrive at full amortization during the loan
term.
CR IF
DisclosedFullyIndexedRatePer
cent exists.
Amount 9.2
4.017 145 CFPB Form
Requirement
4.3.2 (Period)
Principal &
Interest - Can
this amount
increase after
closing?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL PaymentIncreaseIndicator When true, indicates that the payments on the loan
can increase after the closing.
false
true
R Boolean
4.019 146 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - Can
this amount
increase after
closing?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is set up with interest only
payments.
false
true
R Boolean
4.020 148 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
First CR IF PaymentIncreaseIndicator =
"true"
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 60 of 316Document Version 1.5
September 27,2016
UCD Map
4.021 149 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
PerChangePrincipalAndInte
restPaymentAdjustmentFre
quencyMonthsCount
The number of months between payment
adjustments, if the payment on the subject loan can
change.
CR IF PaymentIncreaseIndicator =
"true"
Numeric 3
4.022 150 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
FirstPrincipalAndInterestPa
ymentChangeMonthsCount
The number of months after origination in which the
first payment adjustment occurs.
CR IF PaymentIncreaseIndicator =
"true"
Numeric 3
4.024 151 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
PrincipalAndInterestPayme
ntMaximumAmountEarliest
EffectiveMonthsCount
The minimum number of months before the maximum
payment amount to which the principal and interest
payment can increase over the life of the loan could be
reached.
CR IF PaymentIncreaseIndicator =
"true"
Numeric 3
4.023 152 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
PrincipalAndInterestPayme
ntMaximumAmount
The stated maximum principal and interest payment
amount allowed over the life of the loan.
CR IF PaymentIncreaseIndicator =
"true"
Amount 9.2
4.025 153 CFPB Form
Requirement
4.3.3 (Period)
Principal &
Interest - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/INTEREST_ONLY
INTEREST_ONLY InterestOnlyTermMonthsC
ount
Then number of months the loan remains interest
only.
CR IF InterestOnlyIndicator =
"true"
Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 61 of 316Document Version 1.5
September 27,2016
UCD Map
4.043 154 CFPB Form
Requirement
4.4 Prepayment
Penalty Label
N/A N/A N/A N/A
4.026 155 CFPB Form
Requirement
4.4.2 Prepayment
Penalty - Does
the loan have
these
features?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL PrepaymentPenaltyIndicato
r
Indicates whether the loan includes a penalty charged
to the borrower in the event of prepayment.
false
true
R Boolean
4.044 156 CFPB Form
Requirement
4.4.3 Prepayment
Penalty - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PREPAYMENT_PE
NALTY/PREPAYMENT_P
ENALTY_LIFETIME_RULE
PREPAYMENT_PE
NALTY_LIFETIME_
RULE
PrepaymentPenaltyExpirati
onMonthsCount
The number of months from the loan closing that a
prepayment penalty may be imposed.
CR IF
PrepaymentPenaltyIndicator =
"true"
Numeric 3
4.027 157 CFPB Form
Requirement
4.4.3 Prepayment
Penalty - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PREPAYMENT_PE
NALTY/PREPAYMENT_P
ENALTY_LIFETIME_RULE
PREPAYMENT_PE
NALTY_LIFETIME_
RULE
PrepaymentPenaltyMaximu
mLifeOfLoanAmount
Maximum dollar amount that can be charged as a
prepayment penalty over the life of the loan.
CR IF
PrepaymentPenaltyIndicator =
"true"
Amount 9.2 The prepayment
penalty amount,
expressed in dollars,
as calculated in
accordance with
Regulation Z, Truth in
Lending, 12 C.F.R.
1026.32(b)(6)(i).
Enter the maximum
prepayment penalty
that may be charged
if the loan is prepaid.
4.047 159 CFPB Form
Requirement
4.5 Balloon
Payment Label
N/A N/A N/A N/A
4.029 160 CFPB Form
Requirement
4.5.2 Balloon
Payment -
Does the loan
have these
features?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL BalloonIndicator Indicates whether or not a final balloon payment is
required under the terms of the loan repayment
schedule to fully pay off the loan.
false
true
R Boolean
4.032 161 CFPB Form
Requirement
4.5.3 Balloon
Payment - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanMaturityPeriodType The unit of time used to define the period over which
the loan matures. Used in conjunction with Loan
Maturity Period Count.
Month CR IF ConstructionLoanIndicator
= "False"
Enumerated
4.031 162 CFPB Form
Requirement
4.5.3 Balloon
Payment - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanMaturityPeriodCount The scheduled number of periods (as defined by Loan
Maturity Period Type) after which the loan will
mature.
CR IF ConstructionLoanIndicator
= "False"
Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 62 of 316Document Version 1.5
September 27,2016
UCD Map
4.030 163 CFPB Form
Requirement
4.5.3 Balloon
Payment - YES
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL BalloonPaymentAmount The dollar amount of the final, or lump sum, balloon
payment.
CR IF BalloonIndicator = "true" Amount 9.2
5.000 164 CFPB Form
Requirement
5.0 Projected
Payments
Table Header
N/A N/A N/A N/A
5.058 165 CFPB Form
Requirement
5.1 Payment
Calculation
Label -
Instance of
first Column
N/A N/A N/A N/A
5.089 166 CFPB Form
Requirement
5.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MATURITY/MATU
RITY_RULE
MATURITY_RULE LoanTermMaximumMonth
sCount
The maximum possible number of months for the
term to maturity, if the term to maturity is extendable.
CR If loan term is extendable Numeric 3
5.087 167 CFPB Form
Requirement
5.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/INTEREST_ONLY
INTEREST_ONLY InterestOnlyTermMonthsC
ount
Then number of months the loan remains interest
only.
CR IF InterestOnlyIndicator =
"true"
Numeric 3
5.093 170 CFPB Form
Requirement
5.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/NEGATIVE_AMOR
TIZATION/NEGATIVE_A
MORTIZATION_RULE
NEGATIVE_AMOR
TIZATION_RULE
NegativeAmortizationLimit
MonthsCount
The limit (in months) during which negative
amortization is allowed and after which the loan is re-
amortized.
CR IF
NegativeAmortizationIndicato
r = "true"
Numeric 3
5.003 171 CFPB Form
Requirement
5.1.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
SequenceNumber An integer value used to provide an order to multi-
instance sibling elements. The value must be unique
for each sibling element.
1 R Enumerated Must have 1 instance
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 63 of 316Document Version 1.5
September 27,2016
UCD Map
5.002 172 CFPB Form
Requirement
5.1.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodTermType
The duration of time used to define the projected
payment period.
Yearly R Enumerated Must have 1 instance
5.004 173 CFPB Form
Requirement
5.1.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodStartNumber
The start number of the projected payment period.
Used in conjunction with Projected Payment
Calculation Period Term Type.
R Numeric 2 Must have 1 instance
5.005 174 CFPB Form
Requirement
5.1.1 Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodEndNumber
The end number of the projected payment period.
Used in conjunction with Projected Payment
Calculation Period Term Type.
R Numeric 2 Must have 1 instance
5.059 175 CFPB Form
Requirement
5.2 Principal and
Interest Label
N/A N/A N/A N/A
5.047 176 CFPB Form
Requirement
5.2.1 Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentPrincipal
AndInterestMinimumPaym
entAmount
The minimum amount of the principal and interest
payment during the projected payment period.
CR IF AmortizationType <>
"Fixed" AND there are distinct
minimum and maximum
values.
Amount 9.2 Must have 1 instance
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 64 of 316Document Version 1.5
September 27,2016
UCD Map
5.006 177 CFPB Form
Requirement
5.2.2 Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentPrincipal
AndInterestMaximumPaym
entAmount
The maximum amount of the principal and interest
payment during the projected payment period.
R Amount 9.2 Must have 1 instance
5.057 178 CFPB Form
Requirement
5.2.3 Only Interest MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is set up with interest only
payments.
false
true
R Boolean
5.060 179 CFPB Form
Requirement
5.3 Mortgage
Insurance
Label
N/A N/A N/A N/A
5.094 180 CFPB Form
Requirement
5.3 Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage Insurance is or was required
as a condition for originating the loan.
false
true
R Boolean
5.088 181 CFPB Form
Requirement
5.3 Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MI_DATA/MI_DAT
A_DETAIL
MI_DATA_DETAIL MIScheduledTerminationD
ate
The projected mandatory date the mortgage insurance
must be terminated when a set loan to value percent
is reached as identified by HOEPA regulations. Also
know as Mandatory MI Termination Date on PMI
disclosure documents.
O IF "MIRequiredIndicator" =
"true".
YYYY-MM-DD
5.007 182 CFPB Form
Requirement
5.3.1 Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentMIPayme
ntAmount
The amount of the payment that is applied toward
mortgage insurance during the projected payment
period.
R Amount 9.2 Value must be > = 0.
5.061 183 CFPB Form
Requirement
5.4 Estimated
Escrow Label
N/A N/A N/A N/A
5.092 184 CFPB Form
Requirement
5.4 Estimated
Escrow
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL EscrowIndicator Indicates whether or not escrows are associated with
this loan.
false
true
R Boolean Used to determine
whether an escrow
Payment is included
in the calculation
amount.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 65 of 316Document Version 1.5
September 27,2016
UCD Map
5.008 185 CFPB Form
Requirement
5.4.1 Estimated
Escrow
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dEscrowPaymentAmount
The estimated amount of the payment that is applied
toward escrows during the projected payment period.
R Amount 9.2 Must provide $0 even
if no value exists.
5.062 186 CFPB Form
Requirement
5.5 Estimated
Total Monthly
Payment Label
N/A N/A N/A N/A
5.009 187 CFPB Form
Requirement
5.5 Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual
AtMaturity
Biweekly
Monthly
Quarterly
Semiannual
Semimonthly
Weekly
R Enumerated
5.048 188 CFPB Form
Requirement
5.5.1 Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dTotalMinimumPaymentA
mount
The estimated minimum amount of the total payment
during the projected payment period.
CR IF there is a total payment
range for this period.
Amount 9.2
5.010 189 CFPB Form
Requirement
5.5.2 Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dTotalMaximumPaymentA
mount
The estimated maximum amount of the total payment
during the projected payment period.
R Amount 9.2 Must have 1 instance
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 66 of 316Document Version 1.5
September 27,2016
UCD Map
5.071 190 CFPB Form
Requirement
5.1.2 | 5.1.3 |
5.1.4
Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
SequenceNumber An integer value used to provide an order to multi-
instance sibling elements. The value must be unique
for each sibling element.
2
3
4
CR IF changes occur to the
payment after the first period.
Enumerated Repeats as necessary
up to 3 times
5.072 191 CFPB Form
Requirement
5.1.2 | 5.1.3 |
5.1.4
Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodTermType
The duration of time used to define the projected
payment period.
Other
Yearly
CR IF changes occur to the total
payment after the first period
Enumerated Repeats as necessary
up to 3 times
5.104 191.1 CFPB Form
Requirement
5.1.2 | 5.1.3 |
5.1.4
Payment
Calculation -
Final Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodTermTypeOtherDe
scription
A free-form text field used to capture additional
information when Other is selected for Projected
Payment Calculation Period Term Type.
FinalPayment CR IF
ProjectPaymentCalculationPer
iodTermType = "Other" AND
BalloonIndicator = "true"
String 30
5.073 192 CFPB Form
Requirement
5.1.2 | 5.1.3 |
5.1.4
Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodStartNumber
The start number of the projected payment period.
Used in conjunction with Projected Payment
Calculation Period Term Type.
CR IF changes occur to the total
payment after the first period
Numeric 2 Repeats as necessary
up to 3 times
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 67 of 316Document Version 1.5
September 27,2016
UCD Map
5.074 193 CFPB Form
Requirement
5.1.2 | 5.1.3 |
5.1.4
Payment
Calculation -
Years
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentCalculati
onPeriodEndNumber
The end number of the projected payment period.
Used in conjunction with Projected Payment
Calculation Period Term Type.
CR IF changes occur to the total
payment after the first period
Numeric 2 Repeats as necessary
up to 3 times
5.075 194 CFPB Form
Requirement
5.2 Principal and
Interest Label
N/A N/A N/A N/A
5.076 195 CFPB Form
Requirement
5.2.4 | 5.2.6 |
5.2.8
Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentPrincipal
AndInterestMinimumPaym
entAmount
The minimum amount of the principal and interest
payment during the projected payment period.
CR IF changes occur to the total
payment after the first period
AND there is a total principal
and interest payment range
for this period.
Amount 9.2 Repeats as necessary
up to 3 times
5.077 196 CFPB Form
Requirement
5.2.5 | 5.2.7 |
5.2.9
Principal &
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentPrincipal
AndInterestMaximumPaym
entAmount
The maximum amount of the principal and interest
payment during the projected payment period.
CR IF changes occur to the total
payment after the first period
Amount 9.2 Repeats as necessary
up to 3 times
5.079 197 CFPB Form
Requirement
5.3 Mortgage
Insurance
Label
N/A N/A N/A N/A
5.101 198 CFPB Form
Requirement
5.3 Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL MIRequiredIndicator Indicates that Mortgage Insurance is or was required
as a condition for originating the loan.
false
true
R Boolean
5.103 199 CFPB Form
Requirement
5.3 Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/MI_DATA/MI_DAT
A_DETAIL
MI_DATA_DETAIL MIScheduledTerminationD
ate
The projected mandatory date the mortgage insurance
must be terminated when a set loan to value percent
is reached as identified by HOEPA regulations. Also
know as Mandatory MI Termination Date on PMI
disclosure documents.
O IF "MIRequiredIndicator" =
"true".
YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 68 of 316Document Version 1.5
September 27,2016
UCD Map
5.080 200 CFPB Form
Requirement
5.3.2 | 5.3.3 |
5.3.4
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentMIPayme
ntAmount
The amount of the payment that is applied toward
mortgage insurance during the projected payment
period.
CR IF MIRequiredIndicator =
"true" AND IF additional
period of payments exists
Amount 9.2 Repeats as necessary
up to 3 times
5.081 201 CFPB Form
Requirement
5.4 Estimated
Escrow Label
N/A N/A N/A N/A
5.082 202 CFPB Form
Requirement
5.4.2 | 5.4.3 |
5.4.4
Estimated
Escrow
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dEscrowPaymentAmount
The estimated amount of the payment that is applied
toward escrows during the projected payment period.
CR IF changes occur to the total
payment after the first period
Amount 9.2 Repeats as necessary
up to 3 times
5.083 203 CFPB Form
Requirement
5.5 Estimated
Total Monthly
Payment Label
N/A N/A N/A N/A
5.084 204 CFPB Form
Requirement
5.5 Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual
AtMaturity
Biweekly
Monthly
Quarterly
Semiannual
Semimonthly
Weekly
CR IF changes occur to the
payment after the first period.
Enumerated
5.085 205 CFPB Form
Requirement
5.5.3 | 5.5.5 |
5.5.7
Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dTotalMinimumPaymentA
mount
The estimated minimum amount of the total payment
during the projected payment period.
CR IF changes occur to the total
payment after the first period
AND there is a total principal
and interest payment range
for this period.
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 69 of 316Document Version 1.5
September 27,2016
UCD Map
5.086 206 CFPB Form
Requirement
5.5.4 | 5.5.6 |
5.5.8
Estimated
Total (Period)
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dTotalMaximumPaymentA
mount
The estimated maximum amount of the total payment
during the projected payment period.
CR IF changes occur to the total
payment after the first period
Amount 9.2
5.063 207 CFPB Form
Requirement
5.6 Estimated
Taxes,
Insurance &
Assessments
Label
N/A N/A N/A N/A
5.035 208 CFPB Form
Requirement
5.6.1 Estimated
Taxes,
Insurance &
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_D
ETAIL
ESTIMATED_PRO
PERTY_COST_DET
AIL
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tTotalAmount
The estimated total of property tax, property
insurance, and property assessment payment amounts
during the projected payment period.
R Amount 9.2
5.065 209 CFPB Form
Requirement
5.6.2 Estimated
Taxes,
Insurance &
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual
AtMaturity
Biweekly
Monthly
Quarterly
Semiannual
Semimonthly
Weekly
R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 70 of 316Document Version 1.5
September 27,2016
UCD Map
5.038 210 CFPB Form
Requirement
5.6.3 Estimated
Taxes,
Insurance &
Assessments -
This estimate
includes:
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tComponentType
Specifies the type of payment component included in
the calculation of the Projected Payment Estimated
Taxes Insurance And Assessment Total Amount.
PropertyTaxes CR IF
ProjectedPaymentEstimatedT
axesInsuranceAssessmentTota
lAmount is greater than zero.
Enumerated
5.045 211 CFPB Form
Requirement
5.6.3 Estimated
Taxes,
Insurance &
Assessments -
In escrow?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEscrowe
dType
Specifies if the projected payment item is to be paid
from an escrow account.
Escrowed
NotEscrowed
CR IF a
ProjectedPaymentEstimatedT
axesInsuranceAssessmentCom
ponentType exists
Enumerated
5.066 212 CFPB Form
Requirement
5.6.4 Estimated
Taxes,
Insurance &
Assessments -
This estimate
includes:
Homeowners
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tComponentType
Specifies the type of payment component included in
the calculation of the Projected Payment Estimated
Taxes Insurance And Assessment Total Amount.
HomeownersInsurance CR IF
ProjectedPaymentEstimatedT
axesInsuranceAssessmentTota
lAmount is greater than zero.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 71 of 316Document Version 1.5
September 27,2016
UCD Map
5.067 213 CFPB Form
Requirement
5.6.4 Estimated
Taxes,
Insurance &
Assessments -
In escrow?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEscrowe
dType
Specifies if the projected payment item is to be paid
from an escrow account.
Escrowed
NotEscrowed
CR IF a
ProjectedPaymentEstimatedT
axesInsuranceAssessmentCom
ponentType exists
Enumerated
5.068 214 CFPB Form
Requirement
5.6.5 Estimated
Taxes,
Insurance &
Assessments -
This estimate
includes:
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tComponentType
Specifies the type of payment component included in
the calculation of the Projected Payment Estimated
Taxes Insurance And Assessment Total Amount.
CondominiumAssociationDues
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationDues
CooperativeAssociationSpecialAssess
ment
GroundRent
HomeownersAssociationDues
HomeownersAssociationSpecialAssess
ment
LeaseholdPayment
Other
CR IF
ProjectedPaymentEstimatedT
axesInsuranceAssessmentTota
lAmount is greater than zero.
Enumerated Repeats as necessary
5.069 215 CFPB Form
Requirement
5.6.5 Estimated
Taxes,
Insurance &
Assessments -
This estimate
includes:
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEstimate
dTaxesInsuranceAssessmen
tComponentTypeOtherDes
cription
A free-form text field used to capture additional
information when Other is selected for Projected
Payment Estimated Taxes Insurance Assessment
Component Type.
CR IF
ProjectedPaymentEstimatedT
axesInsuranceAssessmentCom
ponentType = "Other".
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 72 of 316Document Version 1.5
September 27,2016
UCD Map
5.070 216 CFPB Form
Requirement
5.6.5 Estimated
Taxes,
Insurance &
Assessments -
This estimate
includes:
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/ESTIMATED_PR
OPERTY_COST/ESTIMAT
ED_PROPERTY_COST_C
OMPONENTS/ESTIMATE
D_PROPERTY_COST_CO
MPONENT
ESTIMATED_PRO
PERTY_COST_CO
MPONENT
ProjectedPaymentEscrowe
dType
Specifies if the projected payment item is to be paid
from an escrow account.
Escrowed
NotEscrowed
CR IF a
ProjectedPaymentEstimatedT
axesInsuranceAssessmentCom
ponentType exists
Enumerated
6.000 217 CFPB Form
Requirement
6.0 Costs at
Closing Header
N/A N/A N/A N/A
6.018 218 CFPB Form
Requirement
6.1 Closing Costs
Label
N/A N/A N/A N/A
6.003 219 CFPB Form
Requirement
6.1.1 Closing Costs MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalClosingCosts R Enumerated
6.005 220 CFPB Form
Requirement
6.1.1 Closing Costs -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 73 of 316Document Version 1.5
September 27,2016
UCD Map
6.006 221 CFPB Form
Requirement
6.1.2 Loan Costs MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalLoanCosts R Enumerated
6.008 222 CFPB Form
Requirement
6.1.2 Loan Costs -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
6.009 223 CFPB Form
Requirement
6.1.3 Other Costs MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalOtherCosts R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 74 of 316Document Version 1.5
September 27,2016
UCD Map
6.011 224 CFPB Form
Requirement
6.1.3 Other Costs -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
6.014 225 CFPB Form
Requirement
6.1.4 Lender Credits MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
LenderCredits R Enumerated
6.013 226 CFPB Form
Requirement
6.1.4 Lender Credits -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
R Amount 9.2
6.017 227 CFPB Form
Requirement
6.2 Cash to Close
Label
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 75 of 316Document Version 1.5
September 27,2016
UCD Map
6.015 228 CFPB Form
Requirement
6.2.1 | 6.2.2 Cash to Close -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashFromBorrowerAtClosin
gAmount
The total dollar amount required from the borrower to
consummate the closing of a real estate transaction.
CR IF cash is required from
borrower to complete the real
estate transaction
Amount 9.2
6.016 229 CFPB Form
Requirement
6.2.1 | 6.2.2 Cash to Close -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashToBorrowerAtClosingA
mount
The total dollar amount received by the borrower to
consummate the closing of a real estate transaction.
CR IF cash is due to borrower to
complete the real estate
transaction
Amount 9.2
7.000 230 CFPB Form
Requirement
7.0 Closing Cost
Details Header
- Loan Costs
Header
N/A N/A N/A N/A
7.083 231 CFPB Form
Requirement
7.1 Origination
Charges Label
N/A N/A N/A N/A
7.001 232 CFPB Form
Requirement
7.1 A. Origination
Charges -
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
OriginationCharges R Enumerated
7.002 233 CFPB Form
Requirement
7.1.1 A. Origination
Charges -
Subtotal
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 76 of 316Document Version 1.5
September 27,2016
UCD Map
7.084 234 CFPB Form
Requirement
7.2 Loan Amount
(Points) Label
N/A N/A N/A N/A
7.003 235 CFPB Form
Requirement
7.2 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
OriginationCharges R Enumerated
7.004 236 CFPB Form
Requirement
7.2 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
LoanDiscountPoints R Enumerated
7.087 237 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
RegulationZExcludedBonaFi
deDiscountPointsIndicator
When true, indicates that excluded bona fide discount
points were charged for this loan.
false
true
CR IF FeeType =
"LoanDiscountPoints" exists.
Boolean Refer to Regulation Z,
Truth in Lending, 12
C.F.R.
1026.32(b)(1)(i)(E) &
(F) to determine if
any bona fide
discount points may
be excluded.7.088 238 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
RegulationZExcludedBonaFi
deDiscountPointsPercent
The bona fide discount points, expressed as a percent,
that are excluded from points and fees calculated in
accordance with Regulation Z, Truth in Lending.
CR IF
RegulationZExcludedBonaFide
DiscountPointsIndicator =
"true"
Percent 3.4 The bona fide
discount points,
expressed as a
percent of
NoteAmount, that are
excluded from points
and fees calculated in
accordance with
Regulation Z, Truth in
Lending. Refer to 12
C.F.R. 1026.32(b)(1)
and determined in
accordance with 12
C.F.R. 1026.32
(b)(1)(i)(E) & (F) in
Regulation Z, Truth in
Lending.
7.069 239 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF FeeType =
"LoanDiscountPoints" exists.
Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 77 of 316Document Version 1.5
September 27,2016
UCD Map
7.007 240 CFPB Form
Requirement
7.2.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePercentBasisType Defines the amount upon which the Fee Total Percent
is calculated.
OriginalLoanAmount CR IF FeeType =
"LoanDiscountPoints" exists.
Enumerated
7.006 241 CFPB Form
Requirement
7.2.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTotalPercent The total percent paid by all parties for the specified
Fee or Specified HUD Line Number. This is used in
conjunction with the Fee Percent Basis Type to
determine a dollar amount of the fee. May be used in
conjunction with Specified Fixed Amount to determine
the dollar amount of the fee. To be used when the fee
is defined by a percent.
CR IF FeeType =
"LoanDiscountPoints" exists.
Percent 3.4
7.085 242 CFPB Form
Requirement
7.2.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF FeeType =
"LoanDiscountPoints" exists
And the fee is being paid to
other party than "Lender"
Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.7.107 243 CFPB Form
Requirement
7.2.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF FeeType =
"LoanDiscountPoints" exists
And the fee is being paid to
other party than "Lender"
String 30
7.098 244 CFPB Form
Requirement
7.2.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF FeeType =
"LoanDiscountPoints" exists
And the fee is being paid to
other party than "Lender"
String 100
7.008 245 CFPB Form
Requirement
7.2.2 | 7.2.3 |
7.2.4 | 7.2.5 |
7.2.6
A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF FeeType =
"LoanDiscountPoints" exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 78 of 316Document Version 1.5
September 27,2016
UCD Map
7.009 246 CFPB Form
Requirement
7.2.2 | 7.2.3 |
7.2.4 | 7.2.5 |
7.2.6
A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF FeeType =
"LoanDiscountPoints" exists.
Boolean
7.010 247 CFPB Form
Requirement
7.2.2 | 7.2.3 |
7.2.4 | 7.2.5 |
7.2.6
A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF FeeType =
"LoanDiscountPoints" exists.
Amount 9.2
7.075 248 CFPB Form
Requirement
7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
OriginationCharges CR IF origination charges meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 79 of 316Document Version 1.5
September 27,2016
UCD Map
7.076 249 CFPB Form
Requirement
7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
203KArchitecturalAndEngineeringFee
203KConsultantFee
203KDiscountOnRepairs
203KInspectionFee
203KPermits
203KSupplementalOriginationFee
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppriasalManagmentCompanyFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DocumentPreparationFee
ElectronicDocumentDeliveryFee
EscrowWaiverFee
FilingFee
HighCostMortgageCounselingFee
LoanLevelPriceAdjustment
LoanOriginationFee
LoanOriginatorCompensation
ManualUnderwritingFee
MERSRegistrationFee
NotaryFee
Other
PowerOfAttorneyPreparationFee
PowerOfAttorneyRecordingFee
CR IF origination charges meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated Repeats as necessary
7.104 250 CFPB Form
Requirement
7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
7.005 251 CFPB Form
Requirement
7.3 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional
information when Other is selected for Fee Type.
CR IF FeeType = "Other" String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 80 of 316Document Version 1.5
September 27,2016
UCD Map
7.080 252 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF associated fee type exists. Boolean
7.081 253 CFPB Form
Requirement
7.3.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF associated fee type exists
AND the fee is being paid to a
party that is not the "Lender"
Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.7.108 254 CFPB Form
Requirement
7.3.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF associated fee type exists
AND the fee is being paid to a
party that is not the "Lender"
String 30
7.090 255 CFPB Form
Requirement
7.3.1 A. Origination
Charges - Loan
Points
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF associated fee type exists
AND the fee is being paid to a
party that is not the "Lender"
String 100
7.077 256 CFPB Form
Requirement
7.3.2 | 7.3.3 |
7.3.4 | 7.3.5 |
7.3.6
A. Origination
Charges -
Borrower Paid,
Seller Paid,
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF associated fee type exists. Enumerated
7.078 257 CFPB Form
Requirement
7.3.2 | 7.3.3 |
7.3.4 | 7.3.5 |
7.3.6
A. Origination
Charges - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF associated fee type exists. Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 81 of 316Document Version 1.5
September 27,2016
UCD Map
7.079 258 CFPB Form
Requirement
7.3.2 | 7.3.3 |
7.3.4 | 7.3.5 |
7.3.6
A. Origination
Charges -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF associated fee type exists. Amount 9.2
7.093 259 CFPB Form
Requirement
7.4 Services
Borrower Did
Not Shop For
Label
N/A N/A N/A N/A
7.023 260 CFPB Form
Requirement
7.4 B. Services
Borrower Did
Not Shop For -
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
ServicesBorrowerDidNotShopFor R Enumerated
7.024 261 CFPB Form
Requirement
7.4.1 B. Services
Borrower Did
Not Shop For -
Subtotal
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
7.025 262 CFPB Form
Requirement
7.5 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
ServicesBorrowerDidNotShopFor CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 82 of 316Document Version 1.5
September 27,2016
UCD Map
7.026 263 CFPB Form
Requirement
7.5 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
203KArchitecturalAndEngineeringFee
203KConsultantFee
203KInspectionFee
203KPermits
203KTitleUpdate
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppraisalManagementCompanyFee
AsbestosInspectionFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DisasterInspectionFee
DocumentPreparationFee
DryWallInspectionFee
ElectricalInspectionFee
ElectronicDocumentDeliveryFee
EnvironmentalInspectionFee
EscrowServiceFee
EscrowWaiverFee
FilingFee
FloodCertification
FoundationInspectionFee
HeatingCoolingInspectionFee
HighCostMortgageCounselingFee
HomeInspectionFee
CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated Repeats as necessary
7.105 264 CFPB Form
Requirement
7.5 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
7.027 265 CFPB Form
Requirement
7.5 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional
information when Other is selected for Fee Type.
CR IF FeeType = "Other" String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 83 of 316Document Version 1.5
September 27,2016
UCD Map
7.070 266 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF associated fee type exists. Boolean
7.073 267 CFPB Form
Requirement
7.5.1 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF associated fee type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.7.109 268 CFPB Form
Requirement
7.5.1 B. Services
Borrower Did
Not Shop For -
Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF associated fee type exists. String 30
7.028 269 CFPB Form
Requirement
7.5.1 B. Services
Borrower Did
Not Shop For -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF associated fee type exists. String 100
7.029 270 CFPB Form
Requirement
7.5.2 | 7.5.3 |
7.5.4 | 7.5.5 |
7.5.6
B. Services
Borrower Did
Not Shop For -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF associated fee type exists. Enumerated
7.030 271 CFPB Form
Requirement
7.5.2 | 7.5.3 |
7.5.4 | 7.5.5 |
7.5.6
B. Services
Borrower Did
Not Shop For-
At Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF associated fee type exists. Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 84 of 316Document Version 1.5
September 27,2016
UCD Map
7.031 272 CFPB Form
Requirement
7.5.2 | 7.5.3 |
7.5.4 | 7.5.5 |
7.5.6
B. Services
Borrower Did
Not Shop For-
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF associated fee type exists. Amount 9.2
7.095 273 CFPB Form
Requirement
7.6 Services
Borrower Did
Shop For Label
N/A N/A N/A N/A
7.043 274 CFPB Form
Requirement
7.6 C. Servicers
Borrower Did
Shop For -
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
ServicesBorrowerDidShopFor R Enumerated
7.044 275 CFPB Form
Requirement
7.6.1 C. Servicers
Borrower Did
Shop For -
Subtotal
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
7.045 276 CFPB Form
Requirement
7.7 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
ServicesBorrowerDidShopFor CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 85 of 316Document Version 1.5
September 27,2016
UCD Map
7.046 277 CFPB Form
Requirement
7.7 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
203KArchitecturalAndEngineeringFee
203KConsultantFee
203KInspectionFee
203KPermits
203KTitleUpdate
ApplicationFee
AppraisalDeskReviewFee
AppraisalFee
AppraisalFieldReviewFee
AppraisalManagementCompanyFee
AsbestosInspectionFee
AssumptionFee
AutomatedUnderwritingFee
AVMFee
BondFee
CertificationFee
CopyOrFaxFee
CourierFee
CreditReportFee
DisasterInspectionFee
DocumentPreparationFee
DryWallInspectionFee
ElectricalInspectionFee
ElectronicDocumentDeliveryFee
EnvironmentalInspectionFee
EscrowServiceFee
EscrowWaiverFee
FilingFee
FloodCertification
FoundationInspectionFee
HeatingCoolingInspectionFee
HighCostMortgageCounselingFee
HomeInspectionFee
CR IF Loan Costs meeting
Integrated Mortgage
Disclosure Regulation exists.
Enumerated Repeats as necessary
7.106 278 CFPB Form
Requirement
7.7 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
7.047 279 CFPB Form
Requirement
7.7 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional
information when Other is selected for Fee Type.
CR IF FeeType = "Other" String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 86 of 316Document Version 1.5
September 27,2016
UCD Map
7.071 280 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF associated fee type exists. Boolean
7.074 281 CFPB Form
Requirement
7.7.1 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF associated fee type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.7.110 282 CFPB Form
Requirement
7.7.1 C. Servicers
Borrower Did
Shop For - Fee
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF associated fee type exists. String 30
7.048 283 CFPB Form
Requirement
7.7.1 C. Servicers
Borrower Did
Shop For -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF associated fee type exists. String 100
7.049 284 CFPB Form
Requirement
7.7.2 | 7.7.3 |
7.7.4 | 7.7.5 |
7.7.6
C.. Servicers
Borrower Did
Shop For -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF associated fee type exists. Enumerated
7.050 285 CFPB Form
Requirement
7.7.2 | 7.7.3 |
7.7.4 | 7.7.5 |
7.7.6
C. Servicers
Borrower Did
Shop For - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF associated fee type exists. Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 87 of 316Document Version 1.5
September 27,2016
UCD Map
7.051 286 CFPB Form
Requirement
7.7.2 | 7.7.3 |
7.7.4 | 7.7.5 |
7.7.6
C. Servicers
Borrower Did
Shop For -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF associated fee type exists. Amount 9.2
7.097 287 CFPB Form
Requirement
7.8 TOTAL LOAN
COSTS
(Borrower-
Paid) Label
N/A N/A N/A N/A
7.063 288 CFPB Form
Requirement
7.8 D. TOTAL
LOAN COSTS -
Borrower-Paid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalLoanCosts R Enumerated
7.064 289 CFPB Form
Requirement
7.8.1 D. TOTAL
LOAN COSTS -
Amount -
Borrower Paid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
7.099 290 CFPB Form
Requirement
7.9 Loan Cost
Subtotals
(A+B+C) Label
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 88 of 316Document Version 1.5
September 27,2016
UCD Map
7.082 291 CFPB Form
Requirement
7.9 D. TOTAL
LOAN COSTS
(A+B+C) - Loan
Costs
Subtotals
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
LoanCostsSubtotal R Enumerated
7.065 292 CFPB Form
Requirement
7.9.2 | 7.9.3 D. TOTAL
LOAN COSTS
(A+B+C) - Loan
Costs
Subtotals
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
R Amount 9.2
7.066 293 CFPB Form
Requirement
7.9.2 | 7.9.3 D. TOTAL
LOAN COSTS
(A+B+C) - Loan
Costs
Subtotals-
Borrower Paid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Buyer R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 89 of 316Document Version 1.5
September 27,2016
UCD Map
7.067 294 CFPB Form
Requirement
7.9.2 | 7.9.3 D. TOTAL
LOAN COSTS
(A+B+C) - Loan
Costs
Subtotals - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing
BeforeClosing
R Enumerated
8.000 295 CFPB Form
Requirement
8.0 Other Costs
Header
N/A N/A N/A N/A
8.211 296 CFPB Form
Requirement
8.1 Taxes and
Other
Government
Fees Label
N/A N/A N/A N/A
8.150 297 CFPB Form
Requirement
8.1 E. Taxes and
Other
Government
Fees Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TaxesAndOtherGovernmentFees R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 90 of 316Document Version 1.5
September 27,2016
UCD Map
8.003 298 CFPB Form
Requirement
8.1.1 E. Taxes and
Other
Government
Fees Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
8.205 299 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
for Deed
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TaxesAndOtherGovernmentFees CR IF required by jurisdiction Enumerated
8.206 300 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
for Deed
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
RecordingFeeForDeed CR IF required by jurisdiction Enumerated
8.207 301 CFPB Form
Requirement
8.2.1 E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeActualTotalAmount The actual total dollar amount paid for the fee by all
parties.
CR IF required by jurisdiction Amount 9.2 There are other fees
that are associated to
the recording fee for
deed, if a locality or
state has additional
recording fees for
deed then add up the
amount and place the
amount into the data
point called Fee
Actual Total Amount
under the Fee Type =
Recording Fee for
Deed.
8.208 302 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TaxesAndOtherGovernmentFees CR IF required by jurisdiction Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 91 of 316Document Version 1.5
September 27,2016
UCD Map
8.195 303 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
for Mortgage
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
RecordingFeeForMortgage CR IF required by jurisdiction Enumerated
8.155 304 CFPB Form
Requirement
8.2.1 E. Taxes and
Other
Government
Fees -
Recording Fees
for Mortgage
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeActualTotalAmount The actual total dollar amount paid for the fee by all
parties.
CR IF required by jurisdiction Amount 9.2 There are other fees
that are associated to
the recording fee for
mortgage, if a locality
or state has
additional recording
fees for mortgage
then add up the
amount and place the
amount into the data
point called Fee
Actual Total Amount
under the Fee Type =
Recording Fee for
Mortgage.8.209 306 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TaxesAndOtherGovernmentFees CR IF required by jurisdiction Enumerated
8.197 307 CFPB Form
Requirement
8.2 E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
RecordingFeeTotal CR IF required by jurisdiction Enumerated This is the fee type
that is the total sum
of the recording fee
for mortgage and the
recording fee for
deed that is paid by
each party as
applicable as seen in
Fee Payment Paid by
type.8.153 308 CFPB Form
Requirement
8.2.2 | 8.2.3 |
8.2.4 | 8.2.5 |
8.2.6
E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF required by jurisdiction Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 92 of 316Document Version 1.5
September 27,2016
UCD Map
8.154 309 CFPB Form
Requirement
8.2.2 | 8.2.3 |
8.2.4 | 8.2.5 |
8.2.6
E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF required by jurisdiction Boolean
8.193 310 CFPB Form
Requirement
8.2.2 | 8.2.3 |
8.2.4 | 8.2.5 |
8.2.6
E. Taxes and
Other
Government
Fees -
Recording Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF required by jurisdiction Amount 9.2 Sum of the Fee Actual
Total amount when
Fee Type = "recording
fee for deed" plus
"recording fee for
mortgage"
8.291 311 CFPB Form
Requirement
8.3 Transfer Tax
Label
N/A N/A N/A N/A
8.004 312 CFPB Form
Requirement
8.3 E. Taxes and
Other
Government
Fees
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TaxesAndOtherGovernmentFees CR IF required by jurisdiction Enumerated
8.196 313 CFPB Form
Requirement
8.3 E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
MortgageSurchargeCountyOrParish
MortgageSurchargeMunicipal
MortgageSurchargeState
Other
TransferTaxTotal
CR IF required by jurisdiction Enumerated Repeat as necessary.
8.813 314 CFPB Form
Requirement
8.3 E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.234 315 CFPB Form
Requirement
8.3 E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional
information when Other is selected for Fee Type.
CR IF FeeType = "Other" String 150 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 93 of 316Document Version 1.5
September 27,2016
UCD Map
8.212 316 CFPB Form
Requirement
8.3.1 E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF required by jurisdiction String 100 Repeat as necessary.
8.192 317 CFPB Form
Requirement
8.3.2 | 8.3.3 |
8.3.4 | 8.3.5 |
8.3.6
E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF required by jurisdiction Amount 9.2 Repeat as necessary.
8.190 318 CFPB Form
Requirement
8.3.2 | 8.3.3 |
8.3.4 | 8.3.5 |
8.3.6
E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF required by jurisdiction Enumerated
8.191 319 CFPB Form
Requirement
8.3.2 | 8.3.3 |
8.3.4 | 8.3.5 |
8.3.6
E. Taxes and
Other
Government
Fees - Transfer
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF required by jurisdiction Boolean
8.213 320 CFPB Form
Requirement
8.4 Prepaids Label N/A N/A N/A N/A
8.009 321 CFPB Form
Requirement
8.4 F. Prepaids
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 94 of 316Document Version 1.5
September 27,2016
UCD Map
8.011 322 CFPB Form
Requirement
8.4.1 F. Prepaids
Subtotal
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
8.210 323 CFPB Form
Requirement
8.5 F. Prepaids -
Prepaid Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids CR IF prepaid item type exists. Enumerated
8.012 324 CFPB Form
Requirement
8.5 F. Prepaids -
Prepaid
Homeowner's
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemType Identification of a monthly housing expense
component that must be paid in advance.
HomeownersInsurancePremium CR IF prepaid item type exists. Enumerated
8.814 325 CFPB Form
Requirement
8.5 F. Prepaids -
Prepaid
Homeowner's
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.014 326 CFPB Form
Requirement
8.5.1 F. Prepaids -
Prepaid
Homeowner's
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemMonthsPaidCo
unt
The number of months covered by the Prepaid Item
Type.
CR IF prepaid item type exists. Numeric 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 95 of 316Document Version 1.5
September 27,2016
UCD Map
8.019 327 CFPB Form
Requirement
8.5.1 F. Prepaids -
Prepaid
Homeowner's
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAID_TO/LEGAL
_ENTITY/LEGAL_ENTITY
_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF prepaid item type exists. String 100
8.170 328 CFPB Form
Requirement
8.5.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF prepaid item type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.825 329 CFPB Form
Requirement
8.5.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF prepaid item type exists. String 30
8.021 330 CFPB Form
Requirement
8.5.2 | 8.5.3 |
8.5.4 | 8.5.5 |
8.5.6
F. Prepaids -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentPaidB
yType
The role of the party making the breakout payment. Buyer
Lender
Seller
ThirdParty
CR IF prepaid item type exists. Enumerated
8.020 331 CFPB Form
Requirement
8.5.2 | 8.5.3 |
8.5.4 | 8.5.5
F. Prepaids - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentTimin
gType
Defines the point in time during the origination
process when the prepaid item payment was paid.
AtClosing
BeforeClosing
CR IF prepaid item type exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 96 of 316Document Version 1.5
September 27,2016
UCD Map
8.022 332 CFPB Form
Requirement
8.5.2 | 8.5.3 |
8.5.4 | 8.5.5 |
8.5.6
F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified Prepaid Item Type.
CR IF prepaid item type exists. Amount 9.2
8.181 333 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF PrepaidItemType exists
AND <> "PropertyTaxes"
Boolean
8.235 334 CFPB Form
Requirement
8.6 F. Prepaids -
Prepaid Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids CR IF prepaid item type exists. Enumerated
8.236 335 CFPB Form
Requirement
8.6 F. Prepaids -
Prepaid
Mortgage
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemType Identification of a monthly housing expense
component that must be paid in advance.
MortgageInsurancePremium CR IF prepaid item type exists. Enumerated
8.815 336 CFPB Form
Requirement
8.6 F. Prepaids -
Prepaid
Mortgage
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.237 337 CFPB Form
Requirement
8.6.1 F. Prepaids -
Prepaid
Mortgage
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemMonthsPaidCo
unt
The number of months covered by the Prepaid Item
Type.
CR IF prepaid item type exists. Numeric 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 97 of 316Document Version 1.5
September 27,2016
UCD Map
8.238 338 CFPB Form
Requirement
8.6.1 F. Prepaids -
Prepaid
Mortgage
Insurance
Premium
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAID_TO/LEGAL
_ENTITY/LEGAL_ENTITY
_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF prepaid item type exists. String 100
8.243 339 CFPB Form
Requirement
8.6.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF prepaid item type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.826 340 CFPB Form
Requirement
8.6.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF prepaid item type exists. String 30
8.239 341 CFPB Form
Requirement
8.6.2 | 8.6.3 |
8.6.4 | 8.6.5 |
8.6.6
F. Prepaids -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentPaidB
yType
The role of the party making the breakout payment. Buyer
Lender
Seller
ThirdParty
CR IF prepaid item type exists. Enumerated
8.240 342 CFPB Form
Requirement
8.6.2 | 8.6.3 |
8.6.4 | 8.6.5
F. Prepaids - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentTimin
gType
Defines the point in time during the origination
process when the prepaid item payment was paid.
AtClosing
BeforeClosing
CR IF prepaid item type exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 98 of 316Document Version 1.5
September 27,2016
UCD Map
8.241 343 CFPB Form
Requirement
8.6.2 | 8.6.3 |
8.6.4 | 8.6.5 |
8.6.6
F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified Prepaid Item Type.
CR IF prepaid item type exists. Amount 9.2
8.242 344 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF PrepaidItemType exists
AND <> "PropertyTaxes"
Boolean
8.244 345 CFPB Form
Requirement
8.7 F. Prepaids -
Prepaid Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids CR IF prepaid item type exists. Enumerated
8.245 346 CFPB Form
Requirement
8.7 F. Prepaids -
Prepaid
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemType Identification of a monthly housing expense
component that must be paid in advance.
PrepaidInterest R Enumerated
8.817 347 CFPB Form
Requirement
8.7 F. Prepaids -
Prepaid
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 99 of 316Document Version 1.5
September 27,2016
UCD Map
8.257 348 CFPB Form
Requirement
8.7.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF prepaid item type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.827 349 CFPB Form
Requirement
8.7.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF prepaid item type exists. String 30
8.248 350 CFPB Form
Requirement
8.7.1 F. Prepaids -
Amount
Prepaid per
Day
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemPerDiemAmou
nt
The dollar amount charged per day for the prepaid
item.
CR IF PrepaidItemType =
PrepaidInterest
Amount 9.2
8.249 351 CFPB Form
Requirement
8.7.1 F. Prepaids -
Number of
Days in Year
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemPerDiemCalcul
ationMethodType
The number of days in the year used in calculating the
dollar amount charged per day for the prepaid item
per diem amount.
360
365
365Or366
CR IF PrepaidItemType =
PrepaidInterest
Enumerated
8.250 352 CFPB Form
Requirement
8.7.1 F. Prepaids -
Start Date for
Daily Charge
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemPaidFromDate The start date for calculating the total number of days
covered by the prepaid item.
CR IF prepaid item type exists. YYYY-MM-DD
8.251 353 CFPB Form
Requirement
8.7.1 F. Prepaids -
End Date for
Daily Charge
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemPaidThroughDa
te
The end date for calculating the total number of days
covered by the prepaid item, inclusive of this date.
CR IF prepaid item type exists. YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 100 of 316Document Version 1.5
September 27,2016
UCD Map
8.253 354 CFPB Form
Requirement
8.7.2 | 8.7.3 |
8.7.4 | 8.7.5 |
8.7.6
F. Prepaids -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentPaidB
yType
The role of the party making the breakout payment. Buyer
Lender
Seller
ThirdParty
CR IF prepaid item type exists. Enumerated
8.254 355 CFPB Form
Requirement
8.7.2 | 8.7.3 |
8.7.4 | 8.7.5
F. Prepaids - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentTimin
gType
Defines the point in time during the origination
process when the prepaid item payment was paid.
AtClosing
BeforeClosing
CR IF prepaid item type exists. Enumerated
8.255 356 CFPB Form
Requirement
8.7.2 | 8.7.3 |
8.7.4 | 8.7.5 |
8.7.6
F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified Prepaid Item Type.
CR IF prepaid item type exists. Amount 9.2
8.256 357 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF PrepaidItemType exists AND
<> "PropertyTaxes"
Boolean
8.258 358 CFPB Form
Requirement
8.8 F. Prepaids -
Prepaid Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids CR IF prepaid item type exists. Enumerated Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 101 of 316Document Version 1.5
September 27,2016
UCD Map
8.259 359 CFPB Form
Requirement
8.8 F. Prepaids -
Prepaid
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemType Identification of a monthly housing expense
component that must be paid in advance.
BoroughPropertyTax
CityPropertyTax
CountyPropertyTax
DistrictPropertyTax
Other
StatePropertyTax
TownPropertyTax
CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.818 360 CFPB Form
Requirement
8.8 F. Prepaids -
Prepaid
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.267 361 CFPB Form
Requirement
8.8 F. Prepaids -
Prepaid
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemTypeOtherDesc
ription
A free-form text field used to collect additional
information when Other is selected for Prepaid Item
Type.
CR IF PrepaidItemType = "Other" String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
8.260 362 CFPB Form
Requirement
8.8.1 F. Prepaids -
Number of
Months
Prepaid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemMonthsPaidCo
unt
The number of months covered by the Prepaid Item
Type.
CR IF prepaid item type exists. Numeric 2 Repeat as necessary.
8.261 363 CFPB Form
Requirement
8.8.1 F. Prepaids -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAID_TO/LEGAL
_ENTITY/LEGAL_ENTITY
_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF prepaid item type exists. String 100 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 102 of 316Document Version 1.5
September 27,2016
UCD Map
8.301 364 CFPB Form
Requirement
8.8.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF prepaid item type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.841 365 CFPB Form
Requirement
8.8.1 F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF prepaid item type exists. String 30 Repeat as necessary.
8.262 366 CFPB Form
Requirement
8.8.2 | 8.8.3 |
8.8.4 | 8.8.5 |
8.8.6
F. Prepaids -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentPaidB
yType
The role of the party making the breakout payment. Buyer
Lender
Seller
ThirdParty
CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.263 367 CFPB Form
Requirement
8.8.2 | 8.8.3 |
8.8.4 | 8.8.5
F. Prepaids - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentTimin
gType
Defines the point in time during the origination
process when the prepaid item payment was paid.
AtClosing
BeforeClosing
CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.264 368 CFPB Form
Requirement
8.8.2 | 8.8.3 |
8.8.4 | 8.8.5 |
8.8.6
F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified Prepaid Item Type.
CR IF prepaid item type exists. Amount 9.2 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 103 of 316Document Version 1.5
September 27,2016
UCD Map
8.295 369 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF PrepaidItemType exists
AND <> "PropertyTaxes"
Boolean
8.265 370 CFPB Form
Requirement
8.9 F. Prepaids -
Prepaid Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
Prepaids CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.266 371 CFPB Form
Requirement
8.9 F. Prepaids -
Prepaid Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationDues
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationDues
CooperativeAssociationSpecialAssess
ment
EarthquakeInsurancePremium
FloodInsurancePremium
HailInsurancePremium
HazardInsurancePremium
HomeownersAssociationDues
HomeownersAssociationSpecialAssess
ment
Other
VolcanoInsurancePremium
WindAndStormInsurancePremium
CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.819 372 CFPB Form
Requirement
8.9 F. Prepaids -
Prepaid Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.274 373 CFPB Form
Requirement
8.9 F. Prepaids -
Prepaid Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemTypeOtherDesc
ription
A free-form text field used to collect additional
information when Other is selected for Prepaid Item
Type.
CR IF PrepaidItemType = "Other" String 150 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 104 of 316Document Version 1.5
September 27,2016
UCD Map
8.273 374 CFPB Form
Requirement
8.9.1 F. Prepaids -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF prepaid item type exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.829 375 CFPB Form
Requirement
8.9.1 F. Prepaids -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF prepaid item type exists. String 30 Repeat as necessary.
8.275 376 CFPB Form
Requirement
8.9.1 F. Prepaids -
Number of
Months
Prepaid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
PrepaidItemMonthsPaidCo
unt
The number of months covered by the Prepaid Item
Type.
CR IF prepaid item type exists. Numeric 2 Repeat as necessary.
8.268 377 CFPB Form
Requirement
8.9.1 F. Prepaids -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAID_TO/LEGAL
_ENTITY/LEGAL_ENTITY
_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF prepaid item type exists. String 100 Repeat as necessary.
8.269 378 CFPB Form
Requirement
8.9.2 | 8.9.3 |
8.9.4 | 8.9.5 |
8.9.6
F. Prepaids -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentPaidB
yType
The role of the party making the breakout payment. Buyer
Lender
Seller
ThirdParty
CR IF prepaid item type exists. Enumerated Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 105 of 316Document Version 1.5
September 27,2016
UCD Map
8.270 379 CFPB Form
Requirement
8.9.2 | 8.9.3 |
8.9.4 | 8.9.5
F. Prepaids - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemPaymentTimin
gType
Defines the point in time during the origination
process when the prepaid item payment was paid.
AtClosing
BeforeClosing
CR IF prepaid item type exists. Enumerated Repeat as necessary.
8.271 380 CFPB Form
Requirement
8.9.2 | 8.9.3 |
8.9.4 | 8.9.5 |
8.9.6
F. Prepaids -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_PAYMENTS/PRE
PAID_ITEM_PAYMENT
PREPAID_ITEM_P
AYMENT
PrepaidItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified Prepaid Item Type.
CR IF prepaid item type exists. Amount 9.2 Repeat as necessary.
8.272 381 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PREPAID_ITEMS/
PREPAID_ITEM/PREPAID
_ITEM_DETAIL
PREPAID_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF PrepaidItemType exists AND
<> "PropertyTaxes"
Boolean Repeat as necessary.
8.215 382 CFPB Form
Requirement
8.10 Initial Escrow
Payment at
Closing Label
N/A N/A N/A N/A
8.023 383 CFPB Form
Requirement
8.10 G. Initial
Escrow
Payment at
Closing
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 106 of 316Document Version 1.5
September 27,2016
UCD Map
8.024 384 CFPB Form
Requirement
8.10.1 G. Initial
Escrow
Payment at
Closing
Subtotal
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
8.297 385 CFPB Form
Requirement
8.11 Initial Escrow
Payment at
Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated
8.169 386 CFPB Form
Requirement
8.11 G. Initial
Escrow
Payment at
Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowItemType Specifies the type of Escrow Item. HomeownersInsurance CR IF escrow item exists. Enumerated
8.820 387 CFPB Form
Requirement
8.11 Initial Escrow
Payment at
Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.171 388 CFPB Form
Requirement
8.11.1 G. Initial
Escrow
Payment at
Closing -
Amount per
month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowMonthlyPaymentAm
ount
The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 107 of 316Document Version 1.5
September 27,2016
UCD Map
8.172 389 CFPB Form
Requirement
8.11.1 G. Initial
Escrow
Payment at
Closing -
Number of
months
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowCollectedNumberOf
MonthsCount
The number of months escrow to be collected at
closing for the escrow item.
CR IF escrow item exists. Numeric 3
8.189 390 CFPB Form
Requirement
8.11.1 G. Initial
Escrow
Payment at
Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF escrow item exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.830 391 CFPB Form
Requirement
8.11.1 G. Initial
Escrow
Payment at
Closing -
Homeowner's
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF escrow item exists. String 30
8.173 392 CFPB Form
Requirement
8.11.2 | 8.11.4
| 8.11.6
G. Initial
Escrow
Payment at
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentPaidBy
Type
The role of the party making the escrow item
payment.
Buyer
Lender
Seller
ThirdParty
CR IF escrow item exists. Enumerated Repeats as necessary
8.843 393 CFPB Form
Requirement
8.11.2 | 8.11.4
| 8.11.6
G. Initial
Escrow
Payment at
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentTiming
Type
Defines the point in time during the origination
process when the escrow item payment was paid.
AtClosing CR IF escrow item exists. Enumerated Repeats as necessary
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 108 of 316Document Version 1.5
September 27,2016
UCD Map
8.198 394 CFPB Form
Requirement
8.11.2 | 8.11.4
| 8.11.6
G. Initial
Escrow
Payment at
Closing -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified escrow item.
CR IF escrow item exists. Amount 9.2
8.188 395 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF EscrowItemType exists and
<> Property Tax
Boolean
8.298 396 CFPB Form
Requirement
8.12 G. Initial
Escrow
Payment at
Closing -
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated Repeat as necessary.
8.276 397 CFPB Form
Requirement
8.12 G. Initial
Escrow
Payment at
Closing -
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowItemType Specifies the type of Escrow Item. MortgageInsurance CR IF escrow item exists. Enumerated
8.821 398 CFPB Form
Requirement
8.12 G. Initial
Escrow
Payment at
Closing -
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.282 399 CFPB Form
Requirement
8.12.1 G. Initial
Escrow
Payment at
Closing -
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF escrow item exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 109 of 316Document Version 1.5
September 27,2016
UCD Map
8.831 400 CFPB Form
Requirement
8.12.1 G. Initial
Escrow
Payment at
Closing -
Mortgage
Insurance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF escrow item exists. String 30
8.277 401 CFPB Form
Requirement
8.12.1 G. Initial
Escrow
Payment at
Closing -
Amount per
month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowMonthlyPaymentAm
ount
The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2
8.283 402 CFPB Form
Requirement
8.12.1 G. Initial
Escrow
Payment at
Closing -
number of
months
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowCollectedNumberOf
MonthsCount
The number of months escrow to be collected at
closing for the escrow item.
CR IF escrow item exists. Numeric 3
8.279 403 CFPB Form
Requirement
8.12.2 | 8.12.4
| 8.12.6
G. Initial
Escrow
Payment at
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentPaidBy
Type
The role of the party making the escrow item
payment.
Buyer
Lender
Seller
ThirdParty
CR IF escrow item exists. Enumerated Repeats as necessary
8.844 404 CFPB Form
Requirement
8.12.2 G. Initial
Escrow
Payment At
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentTiming
Type
Defines the point in time during the origination
process when the escrow item payment was paid.
AtClosing CR IF escrow item exists. Enumerated
8.280 405 CFPB Form
Requirement
8.12.2 | 8.12.4
| 8.12.6
G. Initial
Escrow
Payment at
Closing -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified escrow item.
CR IF escrow item exists. Amount 9.2 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 110 of 316Document Version 1.5
September 27,2016
UCD Map
8.281 406 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF EscrowItemType exists and
<> Property Tax
Boolean
8.299 407 CFPB Form
Requirement
8.13 G. Initial
Escrow
Payment at
Closing -
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated Repeat as necessary.
8.284 408 CFPB Form
Requirement
8.13 G. Initial
Escrow
Payment at
Closing -
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowItemType Specifies the type of Escrow Item. CityPropertyTax
DistrictPropertyTax
StatePropertyTax
TownPropertyTax
CountyPropertyTax
Other
ParishTax
TownshipPropertyTax
VilliagePropertyTax
CR IF escrow item exists. Enumerated Repeat as necessary.
8.822 409 CFPB Form
Requirement
8.13 G. Initial
Escrow
Payment at
Closing -
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.290 410 CFPB Form
Requirement
8.13.1 G. Initial
Escrow
Payment at
Closing -
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF escrow item exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.832 411 CFPB Form
Requirement
8.13.1 G. Initial
Escrow
Payment at
Closing -
Property Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF escrow item exists. String 30 Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 111 of 316Document Version 1.5
September 27,2016
UCD Map
8.285 412 CFPB Form
Requirement
8.13.1 G. Initial
Escrow
Payment at
Closing -
Amount per
month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowMonthlyPaymentAm
ount
The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2 Repeat as necessary.
8.286 413 CFPB Form
Requirement
8.13.1 G. Initial
Escrow
Payment at
Closing -
Number of
months
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowCollectedNumberOf
MonthsCount
The number of months escrow to be collected at
closing for the escrow item.
CR IF escrow item exists. Numeric 3 Repeat as necessary.
8.287 414 CFPB Form
Requirement
8.13.2 | 8.13.4
| 8.13.6
G. Initial
Escrow
Payment at
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentPaidBy
Type
The role of the party making the escrow item
payment.
Buyer
Lender
Seller
ThirdParty
CR IF escrow item exists. Enumerated Repeat as necessary.
8.845 415 CFPB Form
Requirement
8.13.2 | 8.13.4
| 8.13.6
G. Initial
Escrow
Payment At
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentTiming
Type
Defines the point in time during the origination
process when the escrow item payment was paid.
AtClosing CR IF escrow item exists. Enumerated Repeat as necessary.
8.288 416 CFPB Form
Requirement
8.13.2 | 8.13.4
| 8.13.6
G. Initial
Escrow
Payment at
Closing -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified escrow item.
CR IF escrow item exists. Amount 9.2 Repeat as necessary.
8.289 417 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF escrow item exists and <>
Property Tax
Boolean Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 112 of 316Document Version 1.5
September 27,2016
UCD Map
8.300 418 CFPB Form
Requirement
8.14 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing CR IF escrow item exists. Enumerated Repeat as necessary.
8.175 419 CFPB Form
Requirement
8.14 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowItemType Specifies the type of Escrow Item. AssessmentTax
CityBondTax
CityPropertyTax
CondominiumAssociationDues
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationDues
CooperativeAssociationSpecialAssess
ment
CountyBondTax
DistrictPropertyTax
EarthquakeInsurance
EngeryEfficientImporvementFunds
FloodInsurance
HailInsurancePremium
HazardInsurance
HomeownersAssociationDues
HomeownersAssociationSpecialAssess
ment
Other
PestInspection
RehabilitationFunds
SchoolPropertyTax
StatePropertyTax
TownPropertyTax
VolcanoInsurance
CR IF escrow item exists. Enumerated Repeat as necessary.
8.823 420 CFPB Form
Requirement
8.14 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.056 421 CFPB Form
Requirement
8.14 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowItemTypeOtherDesc
ription
A free-form text field to collect additional information
when Other is selected for Escrow Item Type.
BoroughPropertyTax CR IF EscrowItemCategoryType =
"Other"
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 113 of 316Document Version 1.5
September 27,2016
UCD Map
8.179 422 CFPB Form
Requirement
8.14.1 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF escrow item exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.833 423 CFPB Form
Requirement
8.14.1 G. Initial
Escrow
Payment at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF escrow item exists. String 30 Repeat as necessary.
8.140 424 CFPB Form
Requirement
8.14.1 G. Initial
Escrow
Payment at
Closing -
Amount per
month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowMonthlyPaymentAm
ount
The monthly payment amount for the escrow item. CR IF escrow item exists. Amount 9.2 Repeat as necessary.
8.141 425 CFPB Form
Requirement
8.14.1 G. Initial
Escrow
Payment at
Closing -
number of
months
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
EscrowCollectedNumberOf
MonthsCount
The number of months escrow to be collected at
closing for the escrow item.
CR IF escrow item exists. Numeric 3 Repeat as necessary.
8.142 426 CFPB Form
Requirement
8.14.2 | 8.14.4
| 8.14.6
G. Initial
Escrow
Payment at
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentPaidBy
Type
The role of the party making the escrow item
payment.
Buyer
Lender
Seller
ThirdParty
CR IF escrow item exists. Enumerated Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 114 of 316Document Version 1.5
September 27,2016
UCD Map
8.846 427 CFPB Form
Requirement
8.14.2 | 8.14.4
| 8.14.6
G. Initial
Escrow
Payment At
Closing -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemPaymentTiming
Type
Defines the point in time during the origination
process when the escrow item payment was paid.
AtClosing CR IF escrow item exists. Enumerated Repeat as necessary.
8.202 428 CFPB Form
Requirement
8.14.2 | 8.14.4
| 8.14.6
G. Initial
Escrow
Payment at
Closing -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_PAYME
NTS/ESCROW_ITEM_PA
YMENT
ESCROW_ITEM_P
AYMENT
EscrowItemActualPayment
Amount
The actual dollar amount paid by a specific party at a
specified time for a specified escrow item.
CR IF escrow item exists. Amount 9.2 Repeat as necessary.
8.185 430 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_ITEMS/ESCROW_ITEM/
ESCROW_ITEM_DETAIL
ESCROW_ITEM_D
ETAIL
RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF EscrowItemType exists and
<> Property Tax
Boolean Repeat as necessary.
8.225 431 CFPB Form
Requirement
8.15 Aggregate
Adjustment
Label
N/A N/A N/A N/A
8.061 432 CFPB Form
Requirement
8.15 | 8.15.2 G. Initial
Escrow
Payment at
Closing -
Aggregate
Adjustment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ESCROW/ESCROW
_DETAIL
ESCROW_DETAIL EscrowAggregateAccountin
gAdjustmentAmount
The dollar amount of any adjustment made to total
escrow account based on Regulation X requirements.
This must be a negative number or 0.
CR If EscrowIndicator = "True"
AND Aggregate accounting
Adjustment exists.
Amount 9.2 Negative amount
conventionally shown
under paid by
borrower at closing.
8.218 433 CFPB Form
Requirement
8.16 Other Label N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 115 of 316Document Version 1.5
September 27,2016
UCD Map
8.062 434 CFPB Form
Requirement
8.16 H. Other Costs MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
OtherCosts R Enumerated
8.064 435 CFPB Form
Requirement
8.16.1 H. Other Costs -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
8.065 436 CFPB Form
Requirement
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
OtherCosts CR IF Other Cost exists. Enumerated Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 116 of 316Document Version 1.5
September 27,2016
UCD Map
8.066 437 CFPB Form
Requirement
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
AsbestosInspectionFee
CondominiumAssociationDues
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationDues
CooperativeAssociationSpecialAssess
ment
CreditDisabilityInsurancePremium
CreditLifeInsurancePremium
CreditPropertyInsurancePremium
CreditUnemploymentInsurancePremiu
m
DebtCancellationInsurancePremium
DisasterInspectionFee
DryWallInspectionFee
ElectricalInspectionFee
EnvironmentalInspectionFee
FoundationInspectionFee
HeatingCoolingInspectionFee
HomeInspectionFee
HomeownersAssociationDues
HomeownersAssociationSpecialAssess
ment
HomeWarrantyFee
LeadInspectionFee
MoldInspectionFee
MunicipalLienCertificateFee
Other
PestInspectionFee
PlumbingInspectionFee
RadonInspectionFee
RealEstateCommissionBuyersBroker
RealEstateCommissionSellersBroker
CR IF Other Cost exists. Enumerated Repeat as necessary.
8.824 438 CFPB Form
Requirement
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
8.067 439 CFPB Form
Requirement
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeTypeOtherDescription A free-form text field used to collect additional
information when Other is selected for Fee Type.
DebtSuspensionInsurancePremium CR IF FeeType = "Other" String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 117 of 316Document Version 1.5
September 27,2016
UCD Map
8.180 440 CFPB Form
Requirement
8.17.1 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToType Identifies the category or type of payee to which the
fee or payment will be paid.
Broker
Investor
Lender
Other
ThirdPartyProvider
CR IF Other Cost exists. Enumerated To indicate a Lenders
Affiliate or a Brokers
Affiliate, use the
enumeration of
"Other" and the Data
Point
FeePaidToTypeOther
Descrition with the
allowable values of
LenderAffiliate and
BrokerAffiliate.8.834 441 CFPB Form
Requirement
8.17.1 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeePaidToTypeOtherDescri
ption
A free-form text field to capture the description when
Other is selected as Fee Paid To Type.
BrokerAffiliate
LenderAffiliate
CR IF Other Cost exists. String 30 Repeat as necessary.
8.219 442 CFPB Form
Requirement
8.17 H. Other Costs -
Other Costs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL OptionalCostIndicator When true, indicates that the service and associated
cost are not required by the creditor. This includes
premiums paid for separate insurance, warranty,
guarantee or event-coverage products.
false
true
CR IF optional cost exists. Boolean Repeat as necessary.
8.068 443 CFPB Form
Requirement
8.17.1 H. Other Costs
- Other Costs -
Payee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAID_
TO/LEGAL_ENTITY/LEGA
L_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF Other Cost exists. String 100 Repeat as necessary.
8.107 444 CFPB Form
Requirement
8.17.2 | 8.17.3
| 8.17.4 |
8.17.5 | 8.17.6
H. Other Costs -
Other Costs -
Borrower-Paid
/ Seller-Paid /
Paid by Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidByType The role of the party making the payment of fee. Buyer
Lender
Seller
ThirdParty
CR IF Other Cost exists. Enumerated Repeat as necessary.
8.070 445 CFPB Form
Requirement
8.17.2 | 8.17.3
| 8.17.4 |
8.17.5 | 8.17.6
H. Other Costs -
Other Costs -
At Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeePaymentPaidOutsideOf
ClosingIndicator
When true, indicates payment of fee was paid outside
of closing.
false
true
CR IF Other Cost exists. Boolean Repeat as necessary.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 118 of 316Document Version 1.5
September 27,2016
UCD Map
8.108 446 CFPB Form
Requirement
8.17.2 | 8.17.3
| 8.17.4 |
8.17.5 | 8.17.6
H. Other Costs -
Other Costs -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_PAYM
ENTS/FEE_PAYMENT
FEE_PAYMENT FeeActualPaymentAmount The actual dollar amount paid by a specific party at a
specified time for a specified fee.
CR IF Other Cost exists. Amount 9.2 Repeat as necessary.
8.186 447 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL RegulationZPointsAndFeesI
ndicator
When true, indicates that item is included in the
Regulation Z Points and Fees calculation.
false
true
CR IF Other Cost exists. Boolean Repeat as necessary.
8.221 448 CFPB Form
Requirement
8.18 TOTAL OTHER
COSTS
(Borrower-
Paid) Label
N/A N/A N/A N/A
8.072 449 CFPB Form
Requirement
8.18 I. TOTAL
OTHER COSTS
(Borrower-
Paid) -
Subtotal
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalOtherCosts R Enumerated
8.074 450 CFPB Form
Requirement
8.18.1 I. TOTAL
OTHER COSTS -
Subtotal
Amount
(Borrower
Paid)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 119 of 316Document Version 1.5
September 27,2016
UCD Map
8.227 451 CFPB Form
Requirement
8.19 Other Costs
Subtotals
(E+F+G=H)
Label
N/A N/A N/A N/A
8.075 452 CFPB Form
Requirement
8.19 Other Costs
Subtotal (E + F
+ G + H)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
OtherCostsSubtotal R Enumerated
8.076 453 CFPB Form
Requirement
8.19.2 | 8.19.3 Other Costs
Subtotal (E + F
+ G + H) -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 120 of 316Document Version 1.5
September 27,2016
UCD Map
8.077 454 CFPB Form
Requirement
8.19.2 | 8.19.3 Other Costs
Subtotal (E + F
+ G + H) -
Borrower-Paid
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Buyer R Enumerated
8.103 455 CFPB Form
Requirement
8.19.2 | 8.19.3 Other Costs
Subtotal (E + F
+ G + H) - At
Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing
BeforeClosing
R Enumerated
8.222 456 CFPB Form
Requirement
9.1 TOTAL
CLOSING
COSTS
(Borrower-
Paid) Label
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 121 of 316Document Version 1.5
September 27,2016
UCD Map
8.078 457 CFPB Form
Requirement
9.1 J. TOTAL
CLOSING
COSTS
(Borrower-
Paid) - Total
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalClosingCosts R Enumerated
8.080 458 CFPB Form
Requirement
9.1.1 J. TOTAL
CLOSING
COSTS
(Borrower-
Paid) - Total
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
8.228 459 CFPB Form
Requirement
9.2 Closing Costs
Subtotals (D+I)
Label
N/A N/A N/A N/A
8.082 460 CFPB Form
Requirement
9.2 Closing Costs
Subtotals (D +
I)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
ClosingCostsSubtotal R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 122 of 316Document Version 1.5
September 27,2016
UCD Map
8.081 461 CFPB Form
Requirement
9.2.2 | 9.2.3 |
9.2.4 | 9.2.5 |
9.2.6
Closing Costs
Subtotals (D +
I)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
R Amount 9.2
8.083 462 CFPB Form
Requirement
9.2.2 | 9.2.3 |
9.2.4 | 9.2.5 |
9.2.6
Closing Costs
Subtotals (D +
I) - Borrower-
Paid / Seller-
Paid / Paid by
Others
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Buyer
Seller
ThirdParty
R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 123 of 316Document Version 1.5
September 27,2016
UCD Map
8.084 463 CFPB Form
Requirement
9.2.2 | 9.2.3 |
9.2.4 | 9.2.5 |
9.2.6
Closing Costs
Subtotals (D +
I) - At Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing
BeforeClosing
R Enumerated
8.229 464 CFPB Form
Requirement
9.3 Lender Credits
Label
N/A N/A N/A N/A
8.296 465 CFPB Form
Requirement
9.3 J. TOTAL
CLOSING
COSTS
(Borrower-
Paid) - Total
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
TotalClosingCosts R Enumerated
8.085 466 CFPB Form
Requirement
9.3 Lender Credits MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
LenderCredits R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 124 of 316Document Version 1.5
September 27,2016
UCD Map
8.223 467 CFPB Form
Requirement
9.3.1 Lender Credits-
Tolerance Cure
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
LenderCreditToleranceCure
Amount
The amount necessary to bring the final actual costs in
line with the amount initially disclosed to the
borrower.
CR IF Lender Credits include a
cure for tolerance violation.
Amount 9.2
8.204 468 CFPB Form
Requirement
9.3.2 Lender Credits -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
R Amount 9.2 Includes all lender
credits plus tolerance
cure amount.
8.224 469 CFPB Form
Requirement
9.3.2 Lender Credits-
At Closing /
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 125 of 316Document Version 1.5
September 27,2016
UCD Map
8.087 470 CFPB Form
Requirement
9.3.2 Lender Credits MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Buyer R Enumerated
7.091 471 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
RegulationZTotalAffiliateFe
esAmount
The total amount of fees, expressed in dollars, paid to
an affiliate(s) of the creditor.
R Amount 9.2 Must be > = 0 The
total amount of all
items listed in
Regulation Z, Truth in
Lending, 12 C.F.R.
1026.32(b)(1)(i), 12
C.F.R.
1026.32(b)(1)(iii) and
12 C.F.R. 1026.4©(7)
(other than amounts
held for future
payment of taxes),
expressed in dollars,
paid to all affiliates.
Only fees that are
included in
determining the
amount for
RegulationZTotalPoin
tsAndFeesAmount
should be included
here for the affiliate.
Enter "0" (zero) if no
affiliate participated 8.835 472 CFPB Form
Requirement
9.1 (S) J. TOTAL
CLOSING
COSTS - Seller-
Only View
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 126 of 316Document Version 1.5
September 27,2016
UCD Map
8.836 473 CFPB Form
Requirement
9.1 (S) J. TOTAL
CLOSING
COSTS - Seller-
Only View
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
Other CR If
DocumentTypeOtherDescripti
on =
"ClosingDisclosure:SellerOnly"
Enumerated This instance of the
data point supports
the Seller Only view
of a split disclosure
when the Model
Form is not used
8.840 474 CFPB Form
Requirement
9.1 (S) J. TOTAL
CLOSING
COSTS - Seller-
Only View
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionTypeOtherDescription
A free-form text field used to capture additional
information when Other is selected for Integrated
Disclosure Subsection Type.
TotalClosingCostsSellerOnly CR If
DocumentTypeOtherDescripti
on =
"ClosingDisclosure:SellerOnly"
AND
IntegratedDisclosureSubsectio
nType = "Other"
String 30 This instance of the
data point supports
the Seller Only view
of a split disclosure
when the Model
Form is not used
8.837 475 CFPB Form
Requirement
9.1.2 (S) | 9.1.3
(S)
J. TOTAL
CLOSING
COSTS - Seller-
Only View
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
CR If
DocumentTypeOtherDescripti
on =
"ClosingDisclosure:SellerOnly"
Amount 9.2 This instance of the
data point supports
the Seller Only view
of a split disclosure
when the Model
Form is not used
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 127 of 316Document Version 1.5
September 27,2016
UCD Map
8.838 476 CFPB Form
Requirement
9.1.2 (S) | 9.1.3
(S)
J. TOTAL
CLOSING
COSTS - Seller-
Only View
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Seller CR If
DocumentTypeOtherDescripti
on =
"ClosingDisclosure:SellerOnly"
Enumerated This instance of the
data point supports
the Seller Only view
of a split disclosure
when the Model
Form is not used
8.839 477 CFPB Form
Requirement
9.1.2 (S) | 9.1.3
(S)
J. TOTAL
CLOSING
COSTS - Seller-
Only View
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing
BeforeClosing
CR If
DocumentTypeOtherDescripti
on =
"ClosingDisclosure:SellerOnly"
Enumerated This instance of the
data point supports
the Seller Only view
of a split disclosure
when the Model
Form is not used
9.000 478 CFPB Form
Requirement
10.0 Calculating
Cash to Close
Header
N/A N/A N/A N/A
9.002 479 CFPB Form
Requirement
10.1 Calculating
Cash to Close
Item / Total
Closing Costs
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
TotalClosingCosts R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 128 of 316Document Version 1.5
September 27,2016
UCD Map
9.003 480 CFPB Form
Requirement
10.1.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
R Amount 9.2
9.014 481 CFPB Form
Requirement
10.1.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
R Amount 9.2
9.034 482 CFPB Form
Requirement
10.1.3 Calculating
Cash to Close
Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
R Boolean
9.036 483 CFPB Form
Requirement
10.1.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 129 of 316Document Version 1.5
September 27,2016
UCD Map
9.038 484 CFPB Form
Requirement
10.2 Calculating
Cash to Close
Item - Closing
Costs Paid
Before Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
ClosingCostsPaidBeforeClosing R Enumerated
9.039 485 CFPB Form
Requirement
10.2.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
R Amount 9.2
9.040 486 CFPB Form
Requirement
10.2.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
R Amount 9.2
9.041 487 CFPB Form
Requirement
10.2.3 Calculating
Cash to Close
Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
R Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 130 of 316Document Version 1.5
September 27,2016
UCD Map
9.042 488 CFPB Form
Requirement
10.2.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
9.043 489 CFPB Form
Requirement
10.3 Calculating
Cash to Close
Item - Closing
Cost Financed
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
ClosingCostsFinanced R Enumerated
9.044 490 CFPB Form
Requirement
10.3.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.045 491 CFPB Form
Requirement
10.3.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 131 of 316Document Version 1.5
September 27,2016
UCD Map
9.046 492 CFPB Form
Requirement
10.3.3 Calculating
Cash to Close
Item
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
9.047 493 CFPB Form
Requirement
10.3.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true" AND Alternative
Calculating Cash to Close
Table is NOT used
String 150
9.048 494 CFPB Form
Requirement
10.4 Calculating
Cash to Close
Item - Down
Payment /
Funds From
Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
DownPayment
FundsFromBorrower
CR IF Alternative Calculating Cash
to Close Table is NOT used
Enumerated In a purchase, Funds
From Borrower is
NOT an acceptable
value; must use
DownPayment.
9.049 495 CFPB Form
Requirement
10.4.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 132 of 316Document Version 1.5
September 27,2016
UCD Map
9.050 496 CFPB Form
Requirement
10.4.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.051 497 CFPB Form
Requirement
10.4.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
9.052 498 CFPB Form
Requirement
10.4.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
9.053 499 CFPB Form
Requirement
10.5 Calculating
Cash to Close
Item - Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
Deposit CR IF Alternative Calculating Cash
to Close Table is NOT used
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 133 of 316Document Version 1.5
September 27,2016
UCD Map
9.054 500 CFPB Form
Requirement
10.5.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.055 501 CFPB Form
Requirement
10.5.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.056 502 CFPB Form
Requirement
10.5.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
9.057 503 CFPB Form
Requirement
10.5.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 134 of 316Document Version 1.5
September 27,2016
UCD Map
9.058 504 CFPB Form
Requirement
10.6 Calculating
Cash to Close
Item - Funds
for Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
FundsForBorrower CR IF Alternative Calculating Cash
to Close Table is NOT used
Enumerated
9.059 505 CFPB Form
Requirement
10.6.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.060 506 CFPB Form
Requirement
10.6.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.061 507 CFPB Form
Requirement
10.6.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 135 of 316Document Version 1.5
September 27,2016
UCD Map
9.062 508 CFPB Form
Requirement
10.6.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
9.063 509 CFPB Form
Requirement
10.7 Calculating
Cash to Close
Item - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
SellerCredits CR IF Alternative Calculating Cash
to Close Table is NOT used
Enumerated
9.064 510 CFPB Form
Requirement
10.7.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.065 511 CFPB Form
Requirement
10.7.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 136 of 316Document Version 1.5
September 27,2016
UCD Map
9.066 512 CFPB Form
Requirement
10.7.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
9.067 513 CFPB Form
Requirement
10.7.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
9.068 514 CFPB Form
Requirement
10.8 Calculating
Cash to Close
Item -
Adjustments
and Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
AdjustmentsAndOtherCredits CR IF Alternative Calculating Cash
to Close Table is NOT used
Enumerated
9.069 515 CFPB Form
Requirement
10.8.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 137 of 316Document Version 1.5
September 27,2016
UCD Map
9.070 516 CFPB Form
Requirement
10.8.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is NOT used
Amount 9.2
9.071 517 CFPB Form
Requirement
10.8.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is NOT used
Boolean
9.072 518 CFPB Form
Requirement
10.8.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF
IntegratedDisclosureCashToCl
oseItemAmountChangedIndic
ator = "true"
String 150
9.073 519 CFPB Form
Requirement
10.9 Calculating
Cash to Close
Item - Cash to
Close
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
CashToCloseTotal R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 138 of 316Document Version 1.5
September 27,2016
UCD Map
9.074 520 CFPB Form
Requirement
10.9.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
R Amount 9.2
9.075 521 CFPB Form
Requirement
10.9.3 Calculating
Cash to Close
Item - To /
From
Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemPaymentType
Identifies whether the Cash To Close Item Amount is
due to or from the borrower.
FromBorrower
ToBorrower
CR IF LoanPurposeType <>
"Purchase" AND estimated
cash to close amount <> 0
(zero).
Enumerated
9.088 522 CFPB Form
Requirement
10.9 Calculating
Cash to Close
Item - Cash to
Close
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
CashToCloseTotal R Enumerated
9.089 523 CFPB Form
Requirement
10.9.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 139 of 316Document Version 1.5
September 27,2016
UCD Map
9.092 524 CFPB Form
Requirement
10.9.4 Calculating
Cash to Close
Item - To /
From
Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemPaymentType
Identifies whether the Cash To Close Item Amount is
due to or from the borrower.
FromBorrower
ToBorrower
CR IF LoanPurposeType <>
"Purchase" AND final cash to
close amount <> 0 (zero).
Enumerated
9.093 525 CFPB Form
Requirement
10.0 Alternative
Cash To Close
Table -
Additional
Data Points
Label
N/A N/A N/A N/A The following
additional data points
are for the alternative
cash to close table
only.
9.078 526 CFPB Form
Requirement
10.10 Calculating
Cash to Close
Item - Loan
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
LoanAmount CR IF Alternative Calculating Cash
to Close Table is used
Enumerated
9.079 527 CFPB Form
Requirement
10.10.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
Amount 9.2 Must provide $0 even
if no value exists.
9.080 528 CFPB Form
Requirement
10.10.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
Amount 9.2 Must provide $0 even
if no value exists.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 140 of 316Document Version 1.5
September 27,2016
UCD Map
9.081 529 CFPB Form
Requirement
10.10.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is used
Boolean
9.082 530 CFPB Form
Requirement
10.10.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
String 150
9.083 531 CFPB Form
Requirement
10.11 Calculating
Cash to Close
Item - Total
Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemType
Identifies the type of cash to close item as specified in
the Calculating Cash to Close section of the integrated
disclosure document.
TotalPayoffsAndPayments CR IF Alternative Calculating Cash
to Close Table is used
Enumerated
9.084 532 CFPB Form
Requirement
10.11.1 Calculating
Cash to Close
Item - Loan
Estimate
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemEstimatedAmou
nt
The estimated cash to close amount for the specified
integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
Amount 9.2 Must provide $0 even
if no value exists.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 141 of 316Document Version 1.5
September 27,2016
UCD Map
9.085 533 CFPB Form
Requirement
10.11.2 Calculating
Cash to Close
Item - Final
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemFinalAmount
The final cash to close amount for the specified
Integrated Disclosure Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
Amount 9.2 Must provide $0 even
if no value exists.
9.086 534 CFPB Form
Requirement
10.11.3 Calculating
Cash to Close
Item - Did This
Change?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemAmountChange
dIndicator
When true, indicates the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type are unequal.
false
true
CR IF Alternative Calculating Cash
to Close Table is used
Boolean
9.087 535 CFPB Form
Requirement
10.11.4 Calculating
Cash to Close
Item -
Narrative
explaining
changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/CASH_TO_CLOS
E_ITEMS/CASH_TO_CLO
SE_ITEM
CASH_TO_CLOSE_
ITEM
IntegratedDisclosureCashT
oCloseItemChangeDescripti
on
A statement providing information related to the
difference between the estimated and final cash to
close amounts for the specified Integrated Disclosure
Cash To Close Item Type.
CR IF Alternative Calculating Cash
to Close Table is used
String 150
10.000 536 CFPB Form
Requirement
11.0 | 12.0 |
13.0 | 14.0 |
15.0
Summaries of
Transactions
Header
N/A N/A CR IF LoanPurposeType =
"Purchase"
N/A
10.169 537 CFPB Form
Requirement
11.0 Due from
Borrower at
Closing Label
N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 142 of 316Document Version 1.5
September 27,2016
UCD Map
10.001 538 CFPB Form
Requirement
11.0 K. Due from
Borrower at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing R Enumerated
10.002 539 CFPB Form
Requirement
11.0.1 K. Due from
Borrower at
Closing-
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.314 540 CFPB Form
Requirement
11.1.1 K. Due from
Borrower at
Closing - Sale
Price - if
itemized on
the sales
contract
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyIncludedI
ndicator
Indicates if there is personal property included in the
contract for sale.
false
true
R Boolean In this usage it means
the personal property
is itemized in the
sales contract.
Driving the use of the
Real Property
Amount.
10.003 541 CFPB Form
Requirement
11.1 | 11.1.1 K. Due from
Borrower at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
SalesContractAmount The amount of money the contract is for. CR F
PersonalPropertyIncludedIndi
cator = "false" OR personal
property is not itemized
separately in the sales
contract.
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 143 of 316Document Version 1.5
September 27,2016
UCD Map
10.004 542 CFPB Form
Requirement
11.1 | 11.1.1 K. Due from
Borrower at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
RealPropertyAmount The dollar amount of real property included in the
Sales Contract Amount.
CR IF
PersonalPropertyIncludedIndi
cator = "true" AND is itemized
separately in the sales
contract
Amount 9.2
10.313 543 CFPB Form
Requirement
11.2.1 K. Due from
Borrower at
Closing - Sale
Price - if
itemized on
the sales
contract
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyIncludedI
ndicator
Indicates if there is personal property included in the
contract for sale.
false
true
R Boolean In this usage it means
the personal property
is itemized in the
sales contract.
Driving the use of the
Real Property
Amount.
10.005 544 CFPB Form
Requirement
11.2 | 11.2.1 K. Due from
Borrower at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyAmount The dollar amount of personal property included in
the Sales Contract Amount.
CR IF
PersonalPropertyIncludedIndi
cator = "true" AND is itemized
separately in the sales
contract
Amount 9.2
10.156 546 CFPB Form
Requirement
11.3 K. Due from
Borrower at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
ClosingCostsSubtotal CR IF any closing costs item
exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 144 of 316Document Version 1.5
September 27,2016
UCD Map
10.007 547 CFPB Form
Requirement
11.3.1 K. Due from
Borrower at
Closing -
Closing Costs
Paid at Closing
(J) Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
CR IF any closing costs item
exists.
Amount 9.2
10.008 548 CFPB Form
Requirement
11.3.1 K. Due from
Borrower at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Buyer CR IF any closing costs item
exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 145 of 316Document Version 1.5
September 27,2016
UCD Map
10.009 549 CFPB Form
Requirement
11.3.1 K. Due from
Borrower at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing CR IF any closing costs item
exists.
Enumerated
10.350 550 CFPB Form
Requirement
11.4 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF item exists. Enumerated
10.338 551 CFPB Form
Requirement
11.4 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
BorrowerEstimatedTotalMonthlyLiabil
ityPayment
CollectionsJudgmentsAndLiens
DeferredStudentLoan
DelinquentTaxes
FirstPositionMortgageLien
Garnishments
HELOC
HomeownersAssociationLien
Installment
LeasePayment
MortgageLoan
Open30DayChargeAccount
Other
PersonalLoan
Revolving
SecondPositionMortgageLien
Taxes
TaxLien
ThirdPositionMortgageLien
UnsecuredHomeImprovementLoanIns
tallment
UnsecuredHomeImprovementLoanRe
CR IF item exists. Enumerated These are intended to
property liens.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 146 of 316Document Version 1.5
September 27,2016
UCD Map
10.354 552 CFPB Form
Requirement
11.4 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.337 553 CFPB Form
Requirement
11.4 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityTypeOtherDescripti
on
Specifies the other liability type when Other is
selected.
CR IF LiabilityType = "Other" String 150
10.343 554 CFPB Form
Requirement
11.4 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
HOLDER/NAME
NAME FullName The unparsed name of either an individual or a legal
entity.
CR IF item exists. String 150
10.334 555 CFPB Form
Requirement
11.4.1 K. Due from
Borrower at
Closing - Line
04
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists. Amount 9.2
10.209 556 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.135 557 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF LoanPurposeType =
"Purchase"
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 147 of 316Document Version 1.5
September 27,2016
UCD Map
10.143 558 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
Adjustments CR If adjustment item exists. Enumerated
10.140 559 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
FuelCosts
Other
Repairs
SellersEscrowAssumption
SellersMortgageInsuranceAssumption
TenantSecurityDeposit
CR If adjustment item exists. Enumerated
10.355 560 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.013 561 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
CR IF ClosingAdjustmentItemType
= "Other"
String 150
10.014 562 CFPB Form
Requirement
11.5.1 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR If adjustment item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 148 of 316Document Version 1.5
September 27,2016
UCD Map
10.263 563 CFPB Form
Requirement
11.5 K. Due from
Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR If adjustment item exists. Boolean
10.157 564 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.158 565 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.017 566 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance - City
/ Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CityPropertyTax
DistrictPropertyTax
TownPropertyTax
CR IF adjustment for item paid by
seller in advance exists.
Enumerated New Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.356 567 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance - City
/ Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 149 of 316Document Version 1.5
September 27,2016
UCD Map
10.019 568 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance - City
/ Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.020 569 CFPB Form
Requirement
11.6 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance - City
/ Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.023 570 CFPB Form
Requirement
11.6.1 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance - City
/ Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item paid by
seller in advance exists.
Amount 9.2
10.188 571 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.189 572 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.190 573 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
BoroughPropertyTax
CountyPropertyTax
CR IF adjustment for item paid by
seller in advance exists.
Enumerated New Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 150 of 316Document Version 1.5
September 27,2016
UCD Map
10.357 574 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.192 575 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.193 576 CFPB Form
Requirement
11.7 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.194 577 CFPB Form
Requirement
11.7.1 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item paid by
seller in advance exists.
Amount 9.2
10.195 578 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.196 579 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item paid by
seller in advance exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 151 of 316Document Version 1.5
September 27,2016
UCD Map
10.197 580 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationSpecialAssess
ment
HomeownersAssociationSpecialAssess
ment
Other
CR IF adjustment for item paid by
seller in advance exists.
Enumerated New Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.358 581 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.199 582 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.200 583 CFPB Form
Requirement
11.8 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.201 584 CFPB Form
Requirement
11.8.1 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item paid by
seller in advance exists.
Amount 9.2
10.202 585 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing CR IF adjustment for item paid by
seller in advance exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 152 of 316Document Version 1.5
September 27,2016
UCD Map
10.203 586 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item paid by
seller in advance exists.
Enumerated
10.204 587 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationDues
CooperativeAssociationDues
EarthquakeInsurancePremium
FloodInsurancePremium
GroundRent
HailInsurancePremium
HazardInsurancePremium
HomeownersAssociationDues
HomeownersInsurancePremium
InterestOnLoanAssumption
MortgageInsurancePremium
Other
PastDuePropertyTax
RentFromSubjectProperty
StatePropertyTax
Utilities
VolcanoInsurancePremium
CR IF adjustment for item paid by
seller in advance exists.
Enumerated New Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
10.359 588 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
County
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.205 589 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemTypeOtherDe
scription
A free-form text field used to collect additional
information when Other is selected for Proration Item
Type.
OtherAssessments CR IF ProrationItemType =
"Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
10.206 590 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 153 of 316Document Version 1.5
September 27,2016
UCD Map
10.207 591 CFPB Form
Requirement
11.9 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item paid by
seller in advance exists.
YYYY-MM-DD
10.208 592 CFPB Form
Requirement
11.9.1 K. Due from
Borrower at
Closing -
Adjustments
for Items Paid
by Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item paid by
seller in advance exists.
Amount 9.2
10.171 593 CFPB Form
Requirement
12.0 L. Paid Already
by or on Behalf
of Borrower at
Closing Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.159 594 CFPB Form
Requirement
12.0 L. Paid Already
by or on Behalf
of Borrower at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 154 of 316Document Version 1.5
September 27,2016
UCD Map
10.144 595 CFPB Form
Requirement
12.0.1 L. Paid Already
by or on Behalf
of Borrower at
Closing
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.160 596 CFPB Form
Requirement
12.1 L. Paid Already
by or on Behalf
of Borrower at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF item exists. Enumerated
10.028 597 CFPB Form
Requirement
12.1 L. Paid Already
by or on Behalf
of Borrower at
Closing-
Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
FundsType A monetary source commonly used to pay obligations
in a mortgage loan transaction.
DepositOnSalesContract CR IF item exists. Enumerated
10.029 598 CFPB Form
Requirement
12.1.1 L. Paid Already
by or on Behalf
of Borrower at
Closing-
Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
ClosingCostFundAmount The dollar amount of funds supplied by a specified
source at closing.
CR IF item exists. Amount 9.2
10.032 599 CFPB Form
Requirement
12.2 | 12.2.1 L. Paid Already
by or on Behalf
of Borrower at
Closing- Loan
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN NoteAmount The amount to be repaid as disclosed on the note. R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 155 of 316Document Version 1.5
September 27,2016
UCD Map
10.033 600 CFPB Form
Requirement
12.3 | 12.3.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Existing
Loan(s)
Assumed or
Taken Subject
to
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an existing loan assumed by the
borrower.
CR IF item exists. Amount 9.2
10.161 601 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF item exists. Enumerated
10.035 602 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
Other
ProceedsOfSubordinateLiens
CR IF item exists. Enumerated
10.130 603 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
CR IF seller credit exists String 150
10.361 604 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 156 of 316Document Version 1.5
September 27,2016
UCD Map
10.291 605 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL TotalSubordinateFinancing
Amount
The total amount of subordinate financing associated
with the loan. For example, the subordinate financing
amount as disclosed in the Details of Transaction
section of the URLA.
CR IF
"ClosingAdjustmentItemType
=
ProceedsofSubordinatedLiens
"
Amount 9.2 This is the note
amount for new
subordinate financing
10.268 606 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR If item exists. Boolean
10.351 607 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Pay
off Seller Jr.
Lien
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF item exists. Enumerated These are intended to
be property liens.
10.344 608 CFPB Form
Requirement
12.4 L. Paid Already
by or on Behalf
of Borrower at
Closing - Pay
off Seller Jr.
Lien
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityDescription A text description that further defines the Liability.
This could be used to describe the job related
expenses.
CR IF item exists. String 150 This description is
intended to identify
property liens owned
by the Seller that the
Borrower is paying off
as part of the
transaction.10.133 609 CFPB Form
Requirement
12.4.1 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF item exists. Amount 9.2
10.026 610 CFPB Form
Requirement
12.5 L. Paid Already
by or on Behalf
of Borrower at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF seller credit exists Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 157 of 316Document Version 1.5
September 27,2016
UCD Map
10.038 611 CFPB Form
Requirement
12.5 L. Paid Already
by or on Behalf
of Borrower at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
SellerCredit CR IF seller credit exists Enumerated
10.362 612 CFPB Form
Requirement
12.5 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.297 613 CFPB Form
Requirement
12.5 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR If item exists. Boolean
10.036 614 CFPB Form
Requirement
12.5.1 L. Paid Already
by or on Behalf
of Borrower at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF seller credit exists Amount 9.2
10.210 615 CFPB Form
Requirement
12.6 Other Credits
Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 158 of 316Document Version 1.5
September 27,2016
UCD Map
10.162 616 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF other credits exist. Enumerated
10.163 617 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
OtherCredits CR IF other credits exist. Enumerated
10.042 618 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
Gift
Grant
Other
RebateCredit
CR IF other credits exist. Enumerated
10.363 619 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.119 620 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
SellersReserveAccountAssumption CR IF ClosingAdjustmentItemType
= "Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 159 of 316Document Version 1.5
September 27,2016
UCD Map
10.308 621 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/INDIVI
DUAL/NAME
NAME FullName The unparsed name of either an individual or a legal
entity.
CR IF ClosingAdjustmentItemType
= "Gift" and is provided by an
individual.
String 100
10.043 622 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/LEGAL_
ENTITY/LEGAL_ENTITY_
DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF ClosingAdjustmentItemType
= "Grant" OR "Rebate" AND is
provided by a LEGAL_ENTITY.
String 100 Mutually exclusive
with
INDIVIDUAL/FullNam
e
10.211 623 CFPB Form
Requirement
12.6 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR IF other credits exist. Boolean
10.039 624 CFPB Form
Requirement
12.6.1 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF other credits exist. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 160 of 316Document Version 1.5
September 27,2016
UCD Map
10.212 625 CFPB Form
Requirement
12.7 Adjustments
Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.164 626 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF adjustment exists Enumerated
10.136 627 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
Adjustments CR IF adjustment exists Enumerated
10.044 628 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
Other
RelocationFunds
SweatEquity
TradeEquity
CR IF adjustment exists Enumerated
10.364 629 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 161 of 316Document Version 1.5
September 27,2016
UCD Map
10.045 630 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
CR IF ClosingAdjustmentItemType
= "Other"
String 150
10.311 631 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/INDIVI
DUAL/NAME
NAME FullName The unparsed name of either an individual or a legal
entity.
CR IF
ClosingAdjustementItemType
= "Gift" and is provided by an
individual.
String 100
10.175 632 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing - Other
Credits
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/LEGAL_
ENTITY/LEGAL_ENTITY_
DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF
ClosingAdjustementItemType
= "Grant" and is provided by
an organization
String 100
10.213 633 CFPB Form
Requirement
12.7 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR IF adjustment exists Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 162 of 316Document Version 1.5
September 27,2016
UCD Map
10.046 634 CFPB Form
Requirement
12.7.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
Amounts
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF adjustment exists Amount 9.2
10.214 635 CFPB Form
Requirement
12.8 Adjustments
for Items
Unpaid By
Seller Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.006 636 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF ProrationItemType exists Enumerated
10.138 637 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.215 638 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CityPropertyTax
DistrictPropertyTax
TownPropertyTax
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 163 of 316Document Version 1.5
September 27,2016
UCD Map
10.365 639 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.216 640 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - City /
Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.217 641 CFPB Form
Requirement
12.8 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - City /
Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.218 642 CFPB Form
Requirement
12.8.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - City /
Town Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item unpaid
by seller in advance exists.
Amount 9.2
10.219 643 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.220 644 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 164 of 316Document Version 1.5
September 27,2016
UCD Map
10.221 645 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
BoroughPropertyTax
CountyPropertyTax
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.366 646 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.222 647 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.223 648 CFPB Form
Requirement
12.9 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.224 649 CFPB Form
Requirement
12.9.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item unpaid
by seller in advance exists.
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 165 of 316Document Version 1.5
September 27,2016
UCD Map
10.225 650 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.226 651 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.227 652 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationSpecialAssess
ment
HomeownersAssociationSpecialAssess
ment
Other
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.367 653 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.228 654 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 166 of 316Document Version 1.5
September 27,2016
UCD Map
10.229 655 CFPB Form
Requirement
12.10 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.230 656 CFPB Form
Requirement
12.10.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item unpaid
by seller in advance exists.
Amount 9.2
10.231 657 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.232 658 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated
10.233 659 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationDues
CooperativeAssociationDues
EarthquakeInsurancePremium
FloodInsurancePremium
GroundRent
HailInsurancePremium
HazardInsurancePremium
HomeownersAssociationDues
HomeownersInsurancePremium
InterestOnLoanAssumption
MortgageInsurancePremium
Other
PastDuePropertyTax
RentFromSubjectProperty
StatePropertyTax
Utilities
VolcanoInsurancePremium
CR IF adjustment for item unpaid
by seller in advance exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 167 of 316Document Version 1.5
September 27,2016
UCD Map
10.368 660 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.234 661 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemTypeOtherDe
scription
A free-form text field used to collect additional
information when Other is selected for Proration Item
Type.
OtherAssessments CR IF ProrationItemType =
"Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
10.235 662 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.236 663 CFPB Form
Requirement
12.11 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item unpaid
by seller in advance exists.
YYYY-MM-DD
10.237 664 CFPB Form
Requirement
12.11.1 L. Paid Already
by or on Behalf
of Borrower at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item unpaid
by seller in advance exists.
Amount 9.2
10.238 665 CFPB Form
Requirement
13.0 Calculation
Label
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 168 of 316Document Version 1.5
September 27,2016
UCD Map
10.056 666 CFPB Form
Requirement
13.1 CALCULATION -
Total Due from
Borrower at
Closing (K)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromBorrowerAtClosing R Enumerated
10.057 667 CFPB Form
Requirement
13.1.1 CALCULATION -
Total Due from
Borrower at
Closing (K)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.058 668 CFPB Form
Requirement
13.2 CALCULATION -
Total Paid
Already by or
on Behalf of
Borrower at
Closing (L)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PaidAlreadyByOrOnBehalfOfBorrower
AtClosing
R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 169 of 316Document Version 1.5
September 27,2016
UCD Map
10.059 669 CFPB Form
Requirement
13.2.1 CALCULATION -
Total Paid
Already by or
on Behalf of
Borrower at
Closing (L)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.141 670 CFPB Form
Requirement
13.3 | 13.3.1 CALCULATION -
Cash to Close
From / To
Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashFromBorrowerAtClosin
gAmount
The total dollar amount required from the borrower to
consummate the closing of a real estate transaction.
CR IF borrower pays cash for
transaction.
Amount 9.2
10.142 671 CFPB Form
Requirement
13.3 | 13.3.1 CALCULATION -
Cash to Close
From / To
Borrower
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashToBorrowerAtClosingA
mount
The total dollar amount received by the borrower to
consummate the closing of a real estate transaction.
CR IF borrower receives cash
from transaction.
Amount 9.2
10.176 672 CFPB Form
Requirement
14.0 Due To Seller
At Closing
Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 170 of 316Document Version 1.5
September 27,2016
UCD Map
10.165 673 CFPB Form
Requirement
14.0 M. Due to
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing R Enumerated
10.064 674 CFPB Form
Requirement
14.0.1 M. Due to
Seller at
Closing
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.315 675 CFPB Form
Requirement
14.1 M. Due to
Seller at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyIncludedI
ndicator
Indicates if there is personal property included in the
contract for sale.
false
true
R Boolean In this usage it means
the personal property
is itemized in the
sales contract.
Driving the use of the
Real Property
Amount.
10.066 676 CFPB Form
Requirement
14.1 |14.1.1 M. Due to
Seller at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
SalesContractAmount The amount of money the contract is for. CR IF
PersonalPropertyIncludedIndi
cator = "false" OR personal
property is not itemized
separately in the sales
contract.
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 171 of 316Document Version 1.5
September 27,2016
UCD Map
10.124 677 CFPB Form
Requirement
14.1 |14.1.1 M. Due to
Seller at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
RealPropertyAmount The dollar amount of real property included in the
Sales Contract Amount.
CR IF LoanPurposeType=
"Purchase" AND
PersonalPropertyIncludedIndi
cator = "true" AND is itemized
separately in the sales
contract
Amount 9.2
10.316 678 CFPB Form
Requirement
14.2 M. Due to
Seller at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyIncludedI
ndicator
Indicates if there is personal property included in the
contract for sale.
false
true
R Boolean In this usage it means
the personal property
is itemized in the
sales contract.
Driving the use of the
Real Property
Amount.
10.068 679 CFPB Form
Requirement
14.2 | 14.2.1 M. Due to
Seller at
Closing - Sale
Price of
Property
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/SALES_
CONTRACTS/SALES_CO
NTRACT/SALES_CONTR
ACT_DETAIL
SALES_CONTRACT
_DETAIL
PersonalPropertyAmount The dollar amount of personal property included in
the Sales Contract Amount.
CR IF
PersonalPropertyIncludedIndi
cator = "true" AND is itemized
separately in the sales
contract
Amount 9.2
10.062 680 CFPB Form
Requirement
14.3 M. Due to
Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF item exists. Enumerated
10.069 681 CFPB Form
Requirement
14.3 M. Due to
Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
FuelCosts
Other
Repairs
SellersEscrowAssumption
SellersMortgageInsuranceAssumption
TenantSecurityDeposit
CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 172 of 316Document Version 1.5
September 27,2016
UCD Map
10.369 682 CFPB Form
Requirement
14.3 M. Due to
Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.070 683 CFPB Form
Requirement
14.3 M. Due to
Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
CR IF ClosingAdjustmentItemType
= "Other"
String 150
10.269 684 CFPB Form
Requirement
14.3 M. Due to
Seller at
Closing -
Adjustments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR If adjustment item exists. Boolean
10.071 685 CFPB Form
Requirement
14.3.1 M. Due to
Seller at
Closing -
Adjustments
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF item exists. Amount 9.2 Any amount due from
the borrower not
included in the sales
price or other
financing charges.
10.145 686 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF adjustment for item due to
seller at closing exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 173 of 316Document Version 1.5
September 27,2016
UCD Map
10.139 687 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.074 688 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CityPropertyTax
DistrictPropertyTax
TownPropertyTax
CR IF adjustment for item due to
seller at closing exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.370 689 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.075 690 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.076 691 CFPB Form
Requirement
14.4 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 174 of 316Document Version 1.5
September 27,2016
UCD Map
10.079 692 CFPB Form
Requirement
14.4.1 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item due to
seller at closing exists.
Amount 9.2
10.239 693 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.240 694 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.241 695 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
County Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
BoroughPropertyTax
CountyPropertyTax
CR IF adjustment for item due to
seller at closing exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.371 696 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 175 of 316Document Version 1.5
September 27,2016
UCD Map
10.242 697 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
County Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.243 698 CFPB Form
Requirement
14.5 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
County Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.254 699 CFPB Form
Requirement
14.5.1 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
County Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item due to
seller at closing exists.
Amount 9.2
10.244 700 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.245 701 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item due to
seller at closing exists.
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 176 of 316Document Version 1.5
September 27,2016
UCD Map
10.246 702 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationSpecialAssess
ment
HomeownersAssociationSpecialAssess
ment
Other
CR IF adjustment for item due to
seller at closing exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.372 703 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.247 704 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.248 705 CFPB Form
Requirement
14.6 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.255 706 CFPB Form
Requirement
14.6.1 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item due to
seller at closing exists.
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 177 of 316Document Version 1.5
September 27,2016
UCD Map
10.249 707 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.250 708 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsPaidBySellerInAd
vance
CR IF adjustment for item due to
seller at closing exists.
Enumerated
10.251 709 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationDues
CooperativeAssociationDues
EarthquakeInsurancePremium
FloodInsurancePremium
GroundRent
HailInsurancePremium
HazardInsurancePremium
HomeownersAssociationDues
HomeownersInsurancePremium
InterestOnLoanAssumption
MortgageInsurancePremium
Other
PastDuePropertyTax
RentFromSubjectProperty
StatePropertyTax
Utilities
VolcanoInsurancePremium
CR IF adjustment for item due to
seller at closing exists.
Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
10.373 710 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.120 711 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemTypeOtherDe
scription
A free-form text field used to collect additional
information when Other is selected for Proration Item
Type.
OtherAssessments CR IF ProrationItemType =
"Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 178 of 316Document Version 1.5
September 27,2016
UCD Map
10.252 712 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.253 713 CFPB Form
Requirement
14.7 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF adjustment for item due to
seller at closing exists.
YYYY-MM-DD
10.256 714 CFPB Form
Requirement
14.7.1 M. Due to
Seller at
Closing -
Adjustments
for Items Paid
By Seller in
Advance -
Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF adjustment for item due to
seller at closing exists.
Amount 9.2
10.178 715 CFPB Form
Requirement
15.0 Due From
Seller At
Closing Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.083 716 CFPB Form
Requirement
15.0 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 179 of 316Document Version 1.5
September 27,2016
UCD Map
10.085 717 CFPB Form
Requirement
15.0.1 N. Due from
Seller at
Closing
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
10.167 718 CFPB Form
Requirement
15.1 N. Due from
Seller at
Closing -
Excess Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.086 719 CFPB Form
Requirement
15.1 N. Due from
Seller at
Closing -
Excess Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
FundsType A monetary source commonly used to pay obligations
in a mortgage loan transaction.
ExcessDeposit CR IF item exists. Enumerated
10.087 720 CFPB Form
Requirement
15.1.1 N. Due from
Seller at
Closing -
Excess Deposit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_COST_
FUNDS/CLOSING_COST_
FUND
CLOSING_COST_F
UND
ClosingCostFundAmount The dollar amount of funds supplied by a specified
source at closing.
CR IF item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 180 of 316Document Version 1.5
September 27,2016
UCD Map
10.121 722 CFPB Form
Requirement
15.2 N. Due from
Seller at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
ClosingCostsSubtotal CR IF item exists. Enumerated
10.257 723 CFPB Form
Requirement
15.2 N. Due from
Seller at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaidByType
The role of the party making the payment of the
amount associated with the Integrated Disclosure
Subsection Total Amount.
Seller CR IF item exists. Enumerated
10.258 724 CFPB Form
Requirement
15.2 N. Due from
Seller at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentTimingType
Defines the point in time during the origination
process when the integrated disclosure subsection
payment was paid.
AtClosing CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 181 of 316Document Version 1.5
September 27,2016
UCD Map
10.090 725 CFPB Form
Requirement
15.2.1 N. Due from
Seller at
Closing -
Closing Costs
Paid at Closing
(J)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SUBSEC
TION_PAYMENTS/INTEG
RATED_DISCLOSURE_SU
BSECTION_PAYMENT
INTEGRATED_DIS
CLOSURE_SUBSEC
TION_PAYMENT
IntegratedDisclosureSubsec
tionPaymentAmount
The dollar amount of the individual payment being
made associated with the Integrated Disclosure
Subsection Type.
CR IF item exists. Amount 9.2
10.146 726 CFPB Form
Requirement
15.3 | 15.3.1 N. Due from
Seller at
Closing -
Existing
Loan(s)
Assumed or
Taken Subject
to Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN AssumedLoanAmount The dollar amount of an existing loan assumed by the
borrower.
CR IF item exists. Amount 9.2
10.093 727 CFPB Form
Requirement
15.4 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
FirstPositionMortgageLien CR IF item exists. Enumerated
10.383 728 CFPB Form
Requirement
15.4 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.346 729 CFPB Form
Requirement
15.4 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.094 730 CFPB Form
Requirement
15.4.1 N. Due from
Seller at
Closing - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 182 of 316Document Version 1.5
September 27,2016
UCD Map
10.299 731 CFPB Form
Requirement
15.5 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
SecondPositionMortgageLien CR IF item exists. Enumerated
10.374 732 CFPB Form
Requirement
15.5 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.347 733 CFPB Form
Requirement
15.5 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.300 734 CFPB Form
Requirement
15.5.1 N. Due from
Seller at
Closing - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists. Amount 9.2
10.301 735 CFPB Form
Requirement
15.6 N. Due from
Seller at
Closing -
Payoffs
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
CollectionsJudgmentsAndLiens
DelinquentTaxes
HELOC
Other
Taxes
TaxLien
ThirdPositionMortgageLien
CR IF item exists. Enumerated These are intended to
property liens.
10.375 736 CFPB Form
Requirement
15.6 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.353 737 CFPB Form
Requirement
15.6 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityTypeOtherDescripti
on
Specifies the other liability type when Other is
selected.
CR IF item exists. String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 183 of 316Document Version 1.5
September 27,2016
UCD Map
10.348 738 CFPB Form
Requirement
15.6 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.302 739 CFPB Form
Requirement
15.6.1 N. Due from
Seller at
Closing - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists. Amount 9.2
10.148 740 CFPB Form
Requirement
15.7 N. Due from
Seller at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.100 741 CFPB Form
Requirement
15.7 N. Due from
Seller at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
SellerCredit CR IF item exists. Enumerated
10.376 742 CFPB Form
Requirement
15.7 N. Due from
Seller at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 184 of 316Document Version 1.5
September 27,2016
UCD Map
10.298 743 CFPB Form
Requirement
15.7 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR IF item exists. Boolean
10.101 744 CFPB Form
Requirement
15.7.1 N. Due from
Seller at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF item exists. Amount 9.2
10.385 745 CFPB
Requirement
15.8 N. Due from
Seller at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.317 745 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.304 746 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
CollectionsJudgmentsAndLiens
DeferredStudentLoan
Garnishments
Installment
Open30DayChargeAccount
Other
PersonalLoan
Revolving
UnsecuredHomeImprovementLoanIns
tallment
CR IF item exists. Enumerated
10.377 747 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 185 of 316Document Version 1.5
September 27,2016
UCD Map
10.307 748 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing -
Payoff of
Other Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityTypeOtherDescripti
on
Specifies the other liability type when Other is
selected.
CR IF LiabilityType = "Other" String 150
10.306 749 CFPB Form
Requirement
15.8.1 N. Due from
Seller at
Closing -
Payoff of
Mortgage Loan
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists Amount 9.2
10.352 750 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing - Other
Items
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityDescription A text description that further defines the Liability.
This could be used to describe the job related
expenses.
CR IF Borrower is paying off the
Seller's subordinate lien and
the item exists.
String 150 These are intended to
be property liens.
10.318 751 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing - Seller
Credit
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.260 752 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
Other
RepairCompletionEscrowHoldback
TenantSecurityDeposit
TradeEquity
UnpaidUtilityEscrowHoldback
CR IF item exists. Enumerated
10.384 753 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 186 of 316Document Version 1.5
September 27,2016
UCD Map
10.261 754 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
SellersReserveAccountAssumption CR IF ClosingAdjustmentItemType
= "Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
10.295 755 CFPB Form
Requirement
15.8 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemPaid
OutsideOfClosingIndicator
When true, indicates payment of the closing
adjustment item was paid outside of closing.
false
true
CR IF item exists. Boolean
10.262 756 CFPB Form
Requirement
15.8.1 N. Due from
Seller at
Closing
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR IF item exists. Amount 9.2
10.149 757 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.150 758 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 187 of 316Document Version 1.5
September 27,2016
UCD Map
10.151 759 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CityPropertyTax
DistrictPropertyTax
TownPropertyTax
CR IF item exists. Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.379 760 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.153 761 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF item exists. YYYY-MM-DD
10.154 762 CFPB Form
Requirement
15.9 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF item exists. YYYY-MM-DD
10.155 763 CFPB Form
Requirement
15.9.1 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 188 of 316Document Version 1.5
September 27,2016
UCD Map
10.274 764 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.275 765 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF item exists. Enumerated
10.276 766 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
BoroughPropertyTax
CountyPropertyTax
CR IF item exists. Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.10.380 767 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.277 768 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF item exists. YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 189 of 316Document Version 1.5
September 27,2016
UCD Map
10.278 769 CFPB Form
Requirement
15.10 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF item exists. YYYY-MM-DD
10.271 770 CFPB Form
Requirement
15.10.1 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - County
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF item exists. Amount 9.2
10.279 771 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.280 772 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF item exists. Enumerated
10.281 773 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationSpecialAsses
sment
CooperativeAssociationSpecialAssess
ment
HomeownersAssociationSpecialAssess
ment
Other
CR IF item exists. Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 190 of 316Document Version 1.5
September 27,2016
UCD Map
10.381 774 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.282 775 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF item exists. YYYY-MM-DD
10.283 776 CFPB Form
Requirement
15.11 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF item exists. YYYY-MM-DD
10.272 777 CFPB Form
Requirement
15.11.1 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
Assessments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF item exists. Amount 9.2
10.284 778 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.285 779 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
IntegratedDisclosureSubsec
tionType
The title or description used to identify a secondary or
subsection of the integrated disclosure document.
AdjustmentsForItemsUnpaidBySeller CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 191 of 316Document Version 1.5
September 27,2016
UCD Map
10.286 780 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemType Identification of a monthly housing expense
component that must be paid in advance.
CondominiumAssociationDues
CooperativeAssociationDues
EarthquakeInsurancePremium
FloodInsurancePremium
GroundRent
HailInsurancePremium
HazardInsurancePremium
HomeownersAssociationDues
HomeownersInsurancePremium
InterestOnLoanAssumption
MortgageInsurancePremium
Other
PastDuePropertyTax
RentFromSubjectProperty
StatePropertyTax
Utilities
VolcanoInsurancePremium
CR IF item exists. Enumerated MISMO 3.4 New
Definition: A
collection of values
that specify a cost
already paid by one
party that must be
prorated at the time
of loan closing and
allocated between a
property seller,
homebuyer, or other
parties to a real
estate transaction.
10.382 781 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller -
City/Town
Taxes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
10.152 782 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemTypeOtherDe
scription
A free-form text field used to collect additional
information when Other is selected for Proration Item
Type.
OtherAssessments CR IF ProrationItemType =
"Other"
String 150 OtherTypeDescription
may also include
values not specified in
the "UCD Supported
Enumerations"
column
10.287 783 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidFromDat
e
The start date for calculating the total number of days
covered by the proration item.
CR IF item exists. YYYY-MM-DD
10.288 784 CFPB Form
Requirement
15.12 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemPaidThrough
Date
The end date for calculating the total number of days
covered by the proration item, inclusive of this date.
CR IF item exists. YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 192 of 316Document Version 1.5
September 27,2016
UCD Map
10.273 785 CFPB Form
Requirement
15.12.1 N. Due from
Seller at
Closing -
Adjustments
for Items
Unpaid by
Seller - Other
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/PRORATION_ITE
MS/PRORATION_ITEM
PRORATION_ITE
M
ProrationItemAmount The dollar amount of the Proration Item Type. CR IF item exists. Amount 9.2
10.181 786 CFPB Form
Requirement
16.0 Calculation
Label
N/A N/A N/A N/A If the loan is a
purchase transaction
then the
conditionality applies.
If the loan is not a
purchase transaction
then the Summaries
of Transactions
section is not
required.10.128 787 CFPB Form
Requirement
16.1 CALCULATION -
Total Due to
Seller at
Closing (M)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueToSellerAtClosing CR IF item exists. Enumerated
10.129 788 CFPB Form
Requirement
16.1.1 CALCULATION -
Total Due to
Seller at
Closing (M)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
CR IF item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 193 of 316Document Version 1.5
September 27,2016
UCD Map
10.112 789 CFPB Form
Requirement
16.2 CALCULATION -
Total Due from
Seller at
Closing (N)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
DueFromSellerAtClosing CR IF item exists. Enumerated
10.113 790 CFPB Form
Requirement
16.2.1 CALCULATION -
Total Due from
Seller at
Closing (N)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
CR IF item exists. Amount 9.2
10.114 791 CFPB Form
Requirement
16.3 | 16.3.1 CALCULATION -
Cash From / To
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashFromSellerAtClosingA
mount
The total dollar amount required from the seller to
consummate the closing of a real estate transaction.
CR IF seller pays cash for
transaction.
Amount 9.2
10.115 792 CFPB Form
Requirement
16.3 | 16.3.1 CALCULATION -
Cash From / To
Seller
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_INFOR
MATION_DETAIL
CLOSING_INFOR
MATION_DETAIL
CashToSellerAtClosingAmo
unt
The total dollar amount received by the seller to
consummate the closing of a real estate transaction.
CR IF seller receives cash from
transaction.
Amount 9.2
11.000 793 CFPB Form
Requirement
17.0 | 18.0 |
19.0 | 20.0
Additional
Information
About This
Loan Header
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 194 of 316Document Version 1.5
September 27,2016
UCD Map
11.094 794 CFPB Form
Requirement
17.0 Loan
Disclosure
Label
N/A N/A N/A N/A
11.004 795 CFPB Form
Requirement
17.1 Assumption MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL AssumabilityIndicator Indicates whether the loan is assumable by another
borrower.
false
true
R Boolean
11.005 796 CFPB Form
Requirement
17.2 Demand
Feature
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL DemandFeatureIndicator When true, indicates that the loan has a demand
feature.
false
true
R Boolean
11.006 797 CFPB Form
Requirement
17.3 Late Payment MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LATE_CHARGE/EX
TENSION/OTHER/LATE_
CHARGE_RULES/LATE_C
HARGE_RULE
LATE_CHARGE_R
ULE
LateChargeGracePeriodDay
sCount
The grace period in days for this loan before a late
charge will be applied.
R Numeric 2
11.007 798 CFPB Form
Requirement
17.3 Late Payment MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LATE_CHARGE/EX
TENSION/OTHER/LATE_
CHARGE_RULES/LATE_C
HARGE_RULE
LATE_CHARGE_R
ULE
LateChargeRatePercent The percentage that a borrower is required to pay for
failure to make a regular installment within the period
specified on the note. This is the amount specified by
the late charge code and is used when the late charge
is not a flat dollar.
CR IF LateChargeType <>
"FlatDollarAmount" OR
"NoLateCharges"
Percent 3.4
11.073 799 CFPB Form
Requirement
17.3 Late Payment MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LATE_CHARGE/EX
TENSION/OTHER/LATE_
CHARGE_RULES/LATE_C
HARGE_RULE
LATE_CHARGE_R
ULE
LateChargeAmount The dollar amount that a borrower is required to pay
for failure to make a regular installment within the
period specified on the note. This is used when late
charge is defined as a flat dollar amount.
CR IF LateChargeType =
"FlatDollarAmount"
Amount 9.2
11.008 800 CFPB Form
Requirement
17.3 Late Payment MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LATE_CHARGE/EX
TENSION/OTHER/LATE_
CHARGE_RULES/LATE_C
HARGE_RULE
LATE_CHARGE_R
ULE
LateChargeType The type of late charge that may be applied to the
loan.
FlatDollarAmount
NoLateCharges
PercentageOfDelinquentInterest
PercentageOfNetPayment
PercentageOfPrincipalBalance
PercentageOfTotalPayment
PercentOfPrincipalAndInterest
R Enumerated
11.009 801 CFPB Form
Requirement
17.4 Negative
Amortization
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL NegativeAmortizationIndic
ator
Indicates whether the loan allows negative
amortization.
false
true
R Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 195 of 316Document Version 1.5
September 27,2016
UCD Map
11.010 802 CFPB Form
Requirement
17.4 Negative
Amortization
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/NEGATIVE_AMOR
TIZATION/NEGATIVE_A
MORTIZATION_RULE
NEGATIVE_AMOR
TIZATION_RULE
NegativeAmortizationType Specifies whether negative amortization is scheduled
or potential on the loan. Negative amortization is
unpaid interest added to the mortgage principal. This
applies to loans where the principal balance increases
because the payments do not cover the interest.
PotentialNegativeAmortization
ScheduledNegativeAmortization
CR IF
NegativeAmortizationIndicato
r = "true"
Enumerated
11.013 803 CFPB Form
Requirement
17.5 Partial
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE PartialPaymentAllowedIndi
cator
When true, indicates that the terms of the loan allow
principal and interest payments that are less than the
amount due.
false
true
R Boolean
11.090 804 CFPB Form
Requirement
17.5 Partial
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PARTIA
L_PAYMENTS/PARTIAL_
PAYMENT
PARTIAL_PAYME
NT
PartialPaymentApplication
MethodType
The method used for applying a partial payment to the
loan.
ApplyPartialPayment
HoldUntilCompleteAmount
Other
CR IF
PartialPaymentAllowedIndicat
or = "true"
Enumerated
11.115 804.1 CFPB Form
Requirement
17.5 Partial
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PARTIA
L_PAYMENTS/PARTIAL_
PAYMENT
PARTIAL_PAYME
NT
PartialPaymentApplication
MethodTypeOtherDescripti
on
A free-form text field used to collect additional
information when Other is selected for Partial
Payment Application Method Type.
CR IF
PartialPaymentApplicationMe
thodType = "Other"
String 150
11.116 804.2 CFPB Form
Requirement
20.2 Initial Interest
Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_OCCURRENCES/B
UYDOWN_OCCURRENC
E
BUYDOWN_OCCU
RRENCE
BuydownInitialEffectiveInte
restRatePercent
The final bought down interest rate. The rate that the
applicant will pay after the buydown is applied.
CR IF
BuydownReflectedInNoteIndic
ator = "true"
Percent 3.4 Mutually exclusive
with
DisclosedFullyIndexed
RatePercent and
WeightedAverageInte
restRate and
NoteRatePercent
11.117 804.3 CFPB Form
Requirement
20.2 Initial Interest
Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN DisclosedFullyIndexedRate
Percent
The value of the fully indexed interest rate, expressed
as a percent, that must be disclosed to the borrower
for adjustable rate mortgages.
CR IF AmortizationType =
“AdjustableRate” AND interest
rate (start rate) is not known
at consummation.
Percent 3.4 Mutually exclusive
with NoteRatePercent
and
WeightedAverageInte
restRate and
BuydownInitialEffecti
veInterestRatePercen
t
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 196 of 316Document Version 1.5
September 27,2016
UCD Map
11.118 804.4 CFPB Form
Requirement
20.2 Initial Interest
Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN WeightedAverageInterestR
atePercent
An average of the different interest rates applicable to
the transaction, based on the portions of the amount
to which each interest rate applies, when multiple
interest rates are applied to different portions of a
loan's principal balance in a precomputed transaction.
CR IF
BuydownReflectedInNoteIndic
ator = “false” AND interest
rate is precomputed
Percent 3.4 Mutually exclusive
with NoteRatePercent
and
DisclosedFullyIndexed
RatePercent and
BuydownInitialEffecti
veInterestRatePercen
t
11.016 805 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF street address exists String 100
11.097 806 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF AddressLineText exists AND
IF property is identified with a
unit number
Enumerated
11.017 807 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF AddressLineText exists AND
IF property is identified with a
unit number
String 12
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 197 of 316Document Version 1.5
September 27,2016
UCD Map
11.018 808 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS CityName The name of the city. CR IF AddressLineText exists String 50
11.019 809 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF AddressLineText exists String 9
11.020 810 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/ADDRES
S
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
R String 2
11.067 811 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/SUBJ
ECT_PROPERTY/LEGAL_
DESCRIPTIONS/LEGAL_D
ESCRIPTION/UNPARSED
_LEGAL_DESCRIPTIONS/
UNPARSED_LEGAL_DES
CRIPTION
UNPARSED_LEGA
L_DESCRIPTION
UnparsedLegalDescription The full, unparsed legal description of a parcel of real
property.
CR IF AddressLineText does not
exist
String 150
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 198 of 316Document Version 1.5
September 27,2016
UCD Map
11.095 812 CFPB Form
Requirement
17.6 Security
Interest
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/PLED
GED_ASSET/ASSET_DET
AIL
ASSET_DETAIL AssetType Specifies the general names (type) of items commonly
listed as financial assets of the borrower(s) in a
mortgage loan transaction. Assets may be either liquid
or fixed and are associated with a corresponding asset
amount.
Annuity
Automobile
Boat
Bond
CertificateOfDepositTimeDeposit
LifeInsurance
MoneyMarketFund
MutualFund
NetWorthOfBusinessOwned
Other
PendingNetSaleProceedsFromRealEsta
teAssets
RealEstateOwned
RecreationalVehicle
RelocationMoney
RetirementFund
SaleOtherAssets
SavingsAccount
SavingsBond
SecuredBorrowedFundsNotDeposited
SeverancePackage
Stock
TrustAccount
O Enumerated May be disclosed at
the creditor's option
11.102 813 CFPB Form
Requirement
17.6 Property MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/COLLATE
RALS/COLLATERAL/PLED
GED_ASSET/ASSET_DET
AIL
ASSET_DETAIL AssetTypeOtherDescription A free-form text field used to collect additional
information when Other is selected as the Asset Type.
O IF AssetType = "Other" String 150 May be disclosed at
the creditor's option
11.096 814 CFPB Form
Requirement
18.0 Escrow
Account Label
N/A N/A N/A N/A
11.021 815 CFPB Form
Requirement
18.1 Escrow
Account - For
now, your loan
□ will have an
escrow
account…
□ will not
have an
escrow
account…
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL EscrowIndicator Indicates whether or not escrows are associated with
this loan.
false
true
R Boolean
11.023 816 CFPB Form
Requirement
18.2 YES - Escrowed
Property Costs
over Year 1-
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
FirstYearTotalEscrowPayme
ntAmount
Estimated total amount of one year of escrowed
property costs.
CR IF EscrowIndicator = "true" Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 199 of 316Document Version 1.5
September 27,2016
UCD Map
11.074 817 CFPB Form
Requirement
18.2.1 YES - Escrow
Table -
Escrowed
Property Costs
over Year 1 -
Item
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
FirstYearTotalEscrowPayme
ntDescription
A free-form text field used to describe the estimated
total amount of one year of escrowed property costs.
CR IF EscrowIndicator = "true" String 150
11.069 818 CFPB Form
Requirement
18.3 YES - Non-
Escrowed
Property Costs
over Year 1 -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
FirstYearTotalNonEscrowPa
ymentAmount
Estimated total amount of one year of non-escrowed
property costs.
CR IF EscrowIndicator = "true"
AND non-escrowed property
costs exist
Amount 9.2
11.075 819 CFPB Form
Requirement
18.3.1 YES - Non-
Escrowed
Property Costs
over Year 1 -
Item
Description
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
FirstYearTotalNonEscrowPa
ymentDescription
A free form text field used to describe the estimated
total amount of one year of escrowed property costs.
CR IF EscrowIndicator = "true"
AND item exists.
String 150
11.085 820 CFPB Form
Requirement
18.4 YES- Initial
Escrow
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
InitialEscrowPaymentAtClosing R Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 200 of 316Document Version 1.5
September 27,2016
UCD Map
11.086 821 CFPB Form
Requirement
18.4 YES- Initial
Escrow
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
R Amount 9.2
11.087 822 CFPB Form
Requirement
18.5 YES- Initial
Escrow
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
SequenceNumber An integer value used to provide an order to multi-
instance sibling elements. The value must be unique
for each sibling element.
1 R Enumerated
11.088 823 CFPB Form
Requirement
18.5 YES- Initial
Escrow
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/PROJECTED_PAY
MENTS/PROJECTED_PA
YMENT
PROJECTED_PAY
MENT
ProjectedPaymentEstimate
dEscrowPaymentAmount
The estimated amount of the payment that is applied
toward escrows during the projected payment period.
CR IF changes occur to the total
payment after the first period
Amount 9.2
11.104 824 CFPB Form
Requirement
18.1 Escrow
Account - For
now, your loan
□ will have an
escrow
account…
□ will not
have an
escrow
account…
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL EscrowIndicator Indicates whether or not escrows are associated with
this loan.
false
true
R Boolean
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 201 of 316Document Version 1.5
September 27,2016
UCD Map
11.077 825 CFPB Form
Requirement
18.1 Additional
Information
about this
Loan - Escrow
Account -
□ you declined
it
□ your lender
does not offer
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL EscrowAbsenceReasonType Specifies the reason the loan does not have an escrow
account.
BorrowerDeclined
LenderDoesNotOffer
CR IF EscrowIndicator = "false" Enumerated
11.099 826 CFPB Form
Requirement
18.6 NO - Non-
Escrowed
Property Costs
over Year 1 -
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_DETAIL
INTEGRATED_DIS
CLOSURE_DETAIL
FirstYearTotalNonEscrowPa
ymentAmount
Estimated total amount of one year of non-escrowed
property costs.
CR IF EscrowIndicator = "false" Amount 9.2
11.032 827 CFPB Form
Requirement
18.7 NO - Escrow
Waiver Fee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeType Specifies the general type of fees associated with a
real estate finance transaction.
EscrowWaiverFee CR IF EscrowIndicator = "false" Enumerated
11.089 828 CFPB Form
Requirement
18.7 NO - Escrow
Waiver Fee
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES/FEE/FEE_DETAIL
FEE_DETAIL FeeActualTotalAmount The actual total dollar amount paid for the fee by all
parties.
CR IF EscrowIndicator = "false"
AND fee waiver exists.
Amount 9.2
11.084 829 CFPB Form
Requirement
19.0 Adjustable
Payment (AP)
Table Label
N/A N/A N/A N/A
11.035 830 CFPB Form
Requirement
19.1 Interest Only
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL InterestOnlyIndicator Indicates whether loan is set up with interest only
payments.
false
true
CR IF PaymentIncreaseIndicator =
"true"
Boolean
11.036 831 CFPB Form
Requirement
19.1.1 Interest Only
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/INTEREST_ONLY
INTEREST_ONLY InterestOnlyTermMonthsC
ount
Then number of months the loan remains interest
only.
CR IF PaymentIncreaseIndicator =
"true" AND
InterestOnlyIndicator = "true"
Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 202 of 316Document Version 1.5
September 27,2016
UCD Map
11.037 832 CFPB Form
Requirement
19.2 Optional
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE PaymentOptionIndicator Specifies that the loan instrument allows the
borrower(s) to determine and change on a month-to-
month basis the amount of any payment to be paid on
the loan for a specified period of time.
false
true
R Boolean
11.113 836 CFPB Form
Requirement
19.2.1 Optional
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE/EXTENSION/O
THER
OTHER TotalOptionalPaymentCoun
t
The total number of optional payments allowed during
the life of the loan when this choice is permitted under
the terms of the loan.
CR IF PaymentOptionIndicator =
"true"
Numeric 3
11.039 837 CFPB Form
Requirement
19.3 Step
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/AMORTIZATION/A
MORTIZATION_RULE
AMORTIZATION_
RULE
AmortizationType A classification or description of a loan or a group of
loans generally based on the changeability of the rate
or payment over time.
GPM
GraduatedPaymentARM
Step
R Enumerated
11.114 838 CFPB Form
Requirement
19.3.1 Step
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE/EXTENSION/O
THER
OTHER TotalStepPaymentCount The total number of payment adjustments allowed
under a step agreement during the life of the loan.
CR If AmortizationType = "GPM"
OR
"GranduatedPaymentARM"
OR "Step" OR "GEM".
Numeric 3
11.041 839 CFPB Form
Requirement
19.4 Seasonal
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL
LOAN_DETAIL SeasonalPaymentFeatureIn
dicator
When true, indicates the loan contains a seasonal
payment feature.
false
true
R Boolean
11.043 840 CFPB Form
Requirement
19.4.1 Seasonal
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE SeasonalPaymentPeriodSta
rtMonth
The month that the period during which payments are
not scheduled begins.
CR IF
SeasonalPaymentFeatureIndic
ator = "true"
--MM
11.044 841 CFPB Form
Requirement
19.4.1 Seasonal
Payments?
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE SeasonalPaymentPeriodEn
dMonth
The month that the period during which payments are
not scheduled ends.
CR IF
SeasonalPaymentFeatureIndic
ator = "true"
--MM
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 203 of 316Document Version 1.5
September 27,2016
UCD Map
11.046 842 CFPB Form
Requirement
19.5 Monthly
Principal and
Interest
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/PAYMENT/PAYME
NT_RULE
PAYMENT_RULE PaymentFrequencyType Specifies the frequency of the mortgage payment. Annual
AtMaturity
Biweekly
Monthly
Quarterly
Semiannual
Semimonthly
Weekly
CR IF PaymentIncreaseIndicator =
"true"
Enumerated
11.048 843 CFPB Form
Requirement
19.6 Monthly
Principal and
Interest
Payments -
First Change
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
First CR IF PaymentIncreaseIndicator =
"true"
Enumerated
11.047 844 CFPB Form
Requirement
19.6 Monthly
Principal and
Interest
Payments -
First Change
Min Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
PerChangeMinimumPrincip
alAndInterestPaymentAmo
unt
The minimum dollar amount of the principal and
interest payment possible for the specified payment
change.
CR IF PaymentIncreaseIndicator =
"true" AND
AdjustmentRuleType = "First"
Amount 9.2
11.049 845 CFPB Form
Requirement
19.6 Monthly
Principal and
Interest
Payments -
First Change
Max Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
PerChangeMaximumPrincip
alAndInterestPaymentAmo
unt
The maximum dollar amount of the principal and
interest payment possible for the specified payment
change.
CR If InterestOnly Indicator= True
OR AmortizationType=Step
Payment OR
SeasonalPaymentFeatureIndic
ator=True OR
PaymentOptionIndicator=True
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 204 of 316Document Version 1.5
September 27,2016
UCD Map
11.045 846 CFPB Form
Requirement
19.6 Monthly
Principal and
Interest
Payments -
First Change
Amount
Change Month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
FirstPrincipalAndInterestPa
ymentChangeMonthsCount
The number of months after origination in which the
first payment adjustment occurs.
CR IF PaymentIncreaseIndicator =
"true" AND
AdjustmentRuleType = "First"
Numeric 3
11.050 847 CFPB Form
Requirement
19.7 Monthly
Principal and
Interest
Payments -
Subsequent
Changes
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
Subsequent CR If the payment adjusts
independently of a rate
change.
Enumerated
11.051 848 CFPB Form
Requirement
19.7 Monthly
Principal and
Interest
Payments -
Subsequent
Changes -
Change
Frequency
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_PER_
CHANGE_ADJUSTMENT
_RULES/PRINCIPAL_AN
D_INTEREST_PAYMENT
_PER_CHANGE_ADJUST
MENT_RULE
PRINCIPAL_AND_I
NTEREST_PAYME
NT_PER_CHANGE
_ADJUSTMENT_R
ULE
PerChangePrincipalAndInte
restPaymentAdjustmentFre
quencyMonthsCount
The number of months between payment
adjustments, if the payment on the subject loan can
change.
CR If the payment adjusts
independently of a rate
change.
Numeric 3
11.052 849 CFPB Form
Requirement
19.8 Monthly
Principal and
Interest
Payments -
Maximum
Payment
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
PrincipalAndInterestPayme
ntMaximumAmount
The stated maximum principal and interest payment
amount allowed over the life of the loan.
CR IF PaymentIncreaseIndicator =
"true" AND
AdjustmentRuleType =
"Subsequent"
Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 205 of 316Document Version 1.5
September 27,2016
UCD Map
11.053 850 CFPB Form
Requirement
19.8 Monthly
Principal and
Interest
Payments -
Maximum
Payment
Reached
Month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/PRI
NCIPAL_AND_INTEREST
_PAYMENT_ADJUSTME
NT/PRINCIPAL_AND_INT
EREST_PAYMENT_LIFETI
ME_ADJUSTMENT_RUL
E
PRINCIPAL_AND_I
NTEREST_PAYME
NT_LIFETIME_ADJ
USTMENT_RULE
PrincipalAndInterestPayme
ntMaximumAmountEarliest
EffectiveMonthsCount
The minimum number of months before the maximum
payment amount to which the principal and interest
payment can increase over the life of the loan could be
reached.
CR IF PaymentIncreaseIndicator =
"true"
Numeric 3
11.082 851 CFPB Form
Requirement
20.0 Adjustable
Interest Rate
(AIR) Table
Label
N/A N/A N/A N/A
11.055 852 CFPB Form
Requirement
20.1 Index MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INDEX_RULES/IND
EX_RULE
INDEX_RULE IndexType Specifies the general category of mortgage index upon
which adjustments will be based.
BankPrimeLoan
CertificateOfDepositIndex
ConstantMaturityTreasury
CostOfSavingsIndex
EleventhDistrictCostOfFundsIndex
LIBOR
Other
TreasuryBill
TwelveMonthTreasuryAverage
CR IF
InterestRateIncreaseIndicator
= "true"
Enumerated
11.100 853 CFPB Form
Requirement
20.1 Index MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INDEX_RULES/IND
EX_RULE
INDEX_RULE IndexTypeOtherDescription A free-form text field to collect additional information
when Other is selected for Index Type.
CR IF IndexType = "Other" String 150
11.056 854 CFPB Form
Requirement
20.1 Margin MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
MarginRatePercent The number of percentage points to be added to the
index to arrive at the new interest rate.
CR IF AmortizationType =
"AdjustableRate OR
GraduatedPaymentARM".
Percent 3.4
11.108 855 CFPB Form
Requirement
20.1 If step rate MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE/EXTENSION/OTHE
R
OTHER TotalStepCount For a loan with a step provision, the total number of
step rate adjustments allowed under the step
agreement.
CR IF
InterestRateIncreaseIndicator
= "true"
Numeric 3 This is a new CDS
submission data point
to place the
TotalStepCount data
point into the
Lifetime adjustment
rule container and
will be vetted with
OWG for 3.4 add.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 206 of 316Document Version 1.5
September 27,2016
UCD Map
11.057 857 CFPB Form
Requirement
20.2 Initial Interest
Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/TERMS_OF_LOAN
TERMS_OF_LOAN NoteRatePercent The actual interest rate as disclosed on the note. CR IF
BuydownReflectedInNoteIndic
ator = "false" AND interest
rate is NOT precomputed AND
interest rate (start rate) is
known at time of
consummation.
Percent 3.4 Mutually exclusive
with
DisclosedFullyIndexed
RatePercent and
WeightedAverageInte
restRate and
BuydownInitialEffecti
veInterestRatePercen
t11.058 858 CFPB Form
Requirement
20.3 Minimum
Interest Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
FloorRatePercent The stated minimum percentage the interest rate can
decrease to over the life of the loan.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Percent 3.4
11.059 859 CFPB Form
Requirement
20.3 Maximum
Interest Rate
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
CeilingRatePercent The stated maximum percentage to which the interest
rate can increase over the life of the loan.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false".
Percent 3.4
11.105 861 CFPB Form
Requirement
20.4 Limits on
Interest Rate -
Change
Frequency -
First Change
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_LI
FETIME_ADJUSTMENT_
RULE
INTEREST_RATE_L
IFETIME_ADJUST
MENT_RULE
FirstRateChangeMonthsCo
unt
The number of months after origination in which the
first interest rate adjustment occurs, if the interest
rate on the subject loan can change.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Numeric 3
11.109 863 CFPB Form
Requirement
20.4 Limits on
Interest Rate -
Change
Frequency -
First Change
Month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_RULE
BUYDOWN_RULE BuydownChangeFrequency
MonthsCount
The time interval in months between interest rate
increases during the buydown period. For example if
the interest rate increases annually during a two year
buydown, the frequency of interest rate change is 12
months.
CR IF
BuydownReflectedInNoteIndic
ator = "true"
Numeric 3
11.110 864 CFPB Form
Requirement
20.4 Limits on
Interest Rate -
Change
Frequency -
First Change
Month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_RULE
BUYDOWN_RULE BuydownDurationMonthsC
ount
The total number of months during which any
buydown is in effect. This represents the accumulation
of all of the buydown periods.
CR IF
BuydownReflectedInNoteIndic
ator = "true"
Numeric 3
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 207 of 316Document Version 1.5
September 27,2016
UCD Map
11.061 865 CFPB Form
Requirement
20.5 Limits on
Interest Rate -
Change
Frequency -
Subsequent
Change
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
Subsequent CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Enumerated
11.062 866 CFPB Form
Requirement
20.5 Limits on
Interest Rate -
Change
Frequency -
Subsequent
Change
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
PerChangeRateAdjustment
FrequencyMonthsCount
The number of months between rate adjustments, if
the interest rate on the subject loan can change.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Numeric 3
11.078 867 CFPB Form
Requirement
20.6 Limits on
Interest Rate
Changes - First
Change (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
First CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Enumerated
11.079 868 CFPB Form
Requirement
20.6 Limits on
Interest Rate
Changes - First
Change (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
PerChangeMaximumIncrea
seRatePercent
The maximum number of percentage points by which
the rate can increase from the previous interest rate.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false" AND
AdjustmentRuleType = "First"
Percent 3.4
11.111 869 CFPB Form
Requirement
20.6 Limits on
Interest Rate
Changes - First
Change (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_RULE
BUYDOWN_RULE BuydownIncreaseRatePerc
ent
The amount by which the interest rate can increase at
each adjustment period within the buydown duration.
CR IF
BuydownReflectedInNoteIndic
ator = "true"
Percent 3.4
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 208 of 316Document Version 1.5
September 27,2016
UCD Map
11.112 870 CFPB Form
Requirement
20.6 Limits on
Interest Rate
Changes - First
Change (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/BUYDOWN/BUYD
OWN_RULE/EXTENSION
/OTHER
OTHER BuydownReflectedInNoteIn
dicator
When true, indicates that the buydown rate is
reflected in the note.
false
true
CR If
BuydownTemporarySubsidyFu
ndingIndicator = "True
Boolean
11.065 871 CFPB Form
Requirement
20.7 Limits on
Interest Rate
Changes -
Subsequent
Changes (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
AdjustmentRuleType Specifies whether the occurrence of the adjustment is
the first change or a subsequent change.
Subsequent CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false"
Enumerated
11.106 872 CFPB Form
Requirement
20.7 Limits on
Interest Rate -
Change
Frequency -
First Change
Month
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
PerChangeRateAdjustment
FrequencyMonthsCount
The number of months between rate adjustments, if
the interest rate on the subject loan can change.
CR IF
InterestRateIncreaseIndicator
= "true" AND
AdjustmentRuleType = "First"
Numeric 3
11.066 873 CFPB Form
Requirement
20.7 Limits on
Interest Rate
Changes -
Subsequent
Changes (%)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/ADJUSTMENT/INT
EREST_RATE_ADJUSTM
ENT/INTEREST_RATE_PE
R_CHANGE_ADJUSTME
NT_RULES/INTEREST_R
ATE_PER_CHANGE_ADJ
USTMENT_RULE
INTEREST_RATE_
PER_CHANGE_AD
JUSTMENT_RULE
PerChangeMaximumIncrea
seRatePercent
The maximum number of percentage points by which
the rate can increase from the previous interest rate.
CR IF
InterestRateIncreaseIndicator
= "true" AND
BuydownReflectedInNoteIndic
ator = "false" AND
AdjustmentRuleType =
"Subsequent"
Percent 3.4
12.000 874 CFPB Form
Requirement
21.0 Loan
Calculations
Header
N/A N/A N/A N/A
12.001 875 CFPB Form
Requirement
21.1 Total of
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES_SUMMARY/FEE
_SUMMARY_DETAIL
FEE_SUMMARY_
DETAIL
FeeSummaryTotalOfAllPay
mentsAmount
The amount of the Total of All Payments as disclosed
based on the accepted industry standard defined by
Regulation Z.
R Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 209 of 316Document Version 1.5
September 27,2016
UCD Map
12.002 876 CFPB Form
Requirement
21.2 Finance
Charge
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES_SUMMARY/FEE
_SUMMARY_DETAIL
FEE_SUMMARY_
DETAIL
FeeSummaryTotalFinanceC
hargeAmount
The amount of the Total Finance Charges as disclosed
based on the accepted industry standard defined by
Regulation Z.
R Amount 9.2
12.003 877 CFPB Form
Requirement
21.3 Amount
Financed
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES_SUMMARY/FEE
_SUMMARY_DETAIL
FEE_SUMMARY_
DETAIL
FeeSummaryTotalAmountF
inancedAmount
The amount of the Total Amount Financed as disclosed
based on the accepted industry standard defined by
Regulation Z.
R Amount 9.2
12.004 878 CFPB Form
Requirement
21.4 Annual
Percentage
Rate (APR)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES_SUMMARY/FEE
_SUMMARY_DETAIL
FEE_SUMMARY_
DETAIL
APRPercent The annual percentage rate for the loan based on the
accepted industry standard defined by Regulation Z
(Section 12 C.F.R. 1026.18(e)) used for Qualified
Mortgages and general disclosure purposes.
R Percent 3.4 The APR, expressed as
a percent, calculated
in accordance with
Regulation Z, Truth in
Lending, 12 C.F.R.
1026.22 and
1026.18(e).
Enter the value
resulting from the
APR calculation used
for disclosure and
Qualified Mortgage
purposes (i.e.,
Disclosed APR). It is
the final rate as
disclosed to the
customer. It is not the
HOEPA APR.12.005 879 CFPB Form
Requirement
21.5 Total Interest
Percentage
(TIP)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FEE_INFORMATIO
N/FEES_SUMMARY/FEE
_SUMMARY_DETAIL
FEE_SUMMARY_
DETAIL
FeeSummaryTotalInterestP
ercent
The total amount of interest paid by the borrower
over the term of the loan as a percentage of the loan
amount.
R Percent 3.4
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 210 of 316Document Version 1.5
September 27,2016
UCD Map
4.039 880 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
AveragePrimeOfferRatePer
cent
An annual percentage rate that is derived from
average interest rates, points, and other loan pricing
terms currently offered to consumers by a
representative sample of creditors for mortgage
transactions that have low-risk pricing characteristics.
The Federal Reserve Board publishes average prime
offer rates for a broad range of types of transactions in
a table updated at least weekly. This rate is used in
determining Higher Priced Mortgage Loans (HPML).
R Percent 3.4 The average prime
offer rate,
determined under 12
C.F.R. 1026.35(a)(2) in
Regulation Z, Truth in
Lending, for a
comparable
transaction as of the
rate lock date.
See
http://www.ffiec.gov
/ratespread/aportabl
es.htm for APOR
rates.
3.027 881 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/QUALIFIED_MORT
GAGE/QUALIFIED_MOR
TGAGE_DETAIL
QUALIFIED_MOR
TGAGE_DETAIL
AbilityToRepayMethodTyp
e
Specifies the method by which the creditor satisfied
Regulation Z Ability-to-Repay requirements.
Exempt
General
R Enumerated Enter "Exempt" if the
loan is exempt from
the ability to repay
requirements in
Regulation Z, Truth in
Lending.
Enter "General" in all
other cases, i.e., the
loan is subject to the
ability to repay
requirements in
Regulation Z, Truth in
Lending.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 211 of 316Document Version 1.5
September 27,2016
UCD Map
3.028 882 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/QUALIFIED_MORT
GAGE/EXEMPTIONS/EX
EMPTION
EXEMPTION AbilityToRepayExemptionR
easonType
Specifies the reason that transaction is exempt from
Regulation Z Ability-To-Repay requirements.
LoanProgram
PropertyUsage
CR IF AbilityToRepayMethodType
= "Exempt"
Enumerated Enter "LoanProgram"
if the loan is made
pursuant to a
program
administered by a
Housing Finance
Agency or other
community lending
creditor that is
exempt from the
ability to repay
requirements as
defined in Regulation
Z, Truth in Lending.
Enter
"PropertyUsage" if
the loan is considered
to be an investment
loan and exempt from
the ability to repay
requirements as
defined in Regulation
Z, (12 C.F.R.
1026.43(a)), Truth in
Lending.
3.030 883 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/HIGH_COST_MOR
TGAGES/HIGH_COST_M
ORTGAGE
HIGH_COST_MOR
TGAGE
RegulationZTotalPointsAnd
FeesAmount
The total amount of points and fees, expressed in
dollars, calculated in accordance with Regulation Z,
Truth in Lending. This amount is used in calculations
for both Qualified Mortgage and HOEPA purposes.
R Amount 9.2 Must be > = 0 Refer
to Regulation Z, Truth
in Lending, 12 CFR
1026.32 (b)(1).
Enter the total points
and fees excluding
bona fide discount
points.13.000 884 CFPB Form
Requirement
22.0 Other
Disclosures
Header
N/A N/A N/A N/A
13.001 885 CFPB Form
Requirement
22.1 Liability after
Foreclosure
□ state law
may protect
□ state law
does not
protect
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/FORECLOSURES/F
ORECLOSURE/FORECLO
SURE_DETAIL
FORECLOSURE_D
ETAIL
DeficiencyRightsPreservedI
ndicator
When true, indicates that upon the foreclosure sale
completion deficiency rights against the borrowers are
preserved.
false
true
R Boolean
14.000 886 CFPB Form
Requirement
23.0 Contact
Information
Table Header
N/A N/A N/A N/A
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 212 of 316Document Version 1.5
September 27,2016
UCD Map
14.001 887 CFPB Form
Requirement
23.1.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
NotePayTo R Enumerated
14.002 888 CFPB Form
Requirement
23.1.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
R String 100
14.003 889 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing R Enumerated
14.004 890 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
R String 100
14.005 891 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF lender's property is
identified with a unit number
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 213 of 316Document Version 1.5
September 27,2016
UCD Map
14.007 892 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF lender's property is
identified with a unit number
String 12
14.008 893 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. R String 50
14.009 894 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
R String 2
14.010 895 CFPB Form
Requirement
23.2.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
R String 9
14.011 896 CFPB Form
Requirement
23.3.1 | 23.4.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
R String 50 Enter either the
NMLS ID or the State
License ID.
14.141 897 CFPB Form
Requirement
23.3.1 | 23.4.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
"mortgage.nationwidelicensingsystem
.org"
R String 100 Enter either the
NMLS ID or the State
License ID.
14.012 898 CFPB Form
Requirement
23.4.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF lender's License ID is NOT
the NMLS ID
String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 214 of 316Document Version 1.5
September 27,2016
UCD Map
14.013 899 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.014 900 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF lender's License ID is NOT
the NMLS ID
String 100
14.015 901 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.016 902 CFPB Form
Requirement
23.5.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
NotePayTo R Enumerated Second Lender PARTY
Container for Contact
Info
14.017 903 CFPB Form
Requirement
23.5.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
R String 30
14.018 904 CFPB Form
Requirement
23.5.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF middle name exists String 30
14.019 905 CFPB Form
Requirement
23.5.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
R String 35
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 215 of 316Document Version 1.5
September 27,2016
UCD Map
14.020 906 CFPB Form
Requirement
23.5.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF suffix name exists String 4
14.021 907 CFPB Form
Requirement
23.6.1 | 23.7.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
R String 50 Enter either the
NMLS ID or the State
License ID.
14.142 908 CFPB Form
Requirement
23.6.1 | 23.7.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
"mortgage.nationwidelicensingsystem
.org"
R String 100 Enter either the
NMLS ID or the State
License ID.
14.022 909 CFPB Form
Requirement
23.7.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF lender's License ID is NOT
the NMLS ID
String 2
14.023 910 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.024 911 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF lender's License ID is NOT
the NMLS ID
String 100
14.025 912 GSE Requirement GSE Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 216 of 316Document Version 1.5
September 27,2016
UCD Map
14.026 913 CFPB Form
Requirement
23.8.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_EMAIL
CONTACT_POINT
_EMAIL
ContactPointEmailValue The email address for the contact. R String 100
14.027 914 CFPB Form
Requirement
23.9.1 Contact
Information -
Lender
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_TELEPHONE
CONTACT_POINT
_TELEPHONE
ContactPointTelephoneVal
ue
The telephone number for the contact. R String 10
14.028 915 CFPB Form
Requirement
23.1.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
MortgageBroker CR IF mortgage broker
participated in the transaction
Enumerated
14.030 916 CFPB Form
Requirement
23.1.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF mortgage broker
participated in the transaction
String 100
14.031 917 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing CR IF mortgage broker
participated in the transaction
Enumerated
14.032 918 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF mortgage broker
participated in the transaction
String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 217 of 316Document Version 1.5
September 27,2016
UCD Map
14.033 919 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF mortgage broker
participated in the transaction
AND property is identified
with a unit number
Enumerated
14.035 920 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF mortgage broker
participated in the transaction
AND property is identified
with a unit number
String 12
14.036 921 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. CR IF mortgage broker
participated in the transaction
String 50
14.037 922 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF mortgage broker
participated in the transaction
String 2
14.038 923 CFPB Form
Requirement
23.2.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF mortgage broker
participated in the transaction
String 9
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 218 of 316Document Version 1.5
September 27,2016
UCD Map
14.039 924 CFPB Form
Requirement
23.3.2 | 23.4.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF mortgage broker
participated in the transaction
String 50
14.143 925 CFPB Form
Requirement
23.3.2 | 23.4.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
"mortgage.nationwidelicensingsystem
.org"
CR IF mortgage broker
participated in the transaction
String 100
14.040 926 CFPB Form
Requirement
23.4.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF mortgage broker
participated in the transaction
AND License ID is NOT the
NMLS ID
String 2
14.041 927 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.042 928 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF mortgage broker
participated in the transaction
AND License ID is NOT the
NMLS ID
String 100
14.043 929 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.044 930 CFPB Form
Requirement
23.5.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
MortgageBroker CR IF loan purpose is purchase
AND mortgage broker
participated in the transaction
Enumerated Second Mortgage
Broker PARTY
Container for Contact
Info
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 219 of 316Document Version 1.5
September 27,2016
UCD Map
14.045 931 CFPB Form
Requirement
23.5.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
CR IF mortgage broker
participated in the transaction
String 30
14.046 932 CFPB Form
Requirement
23.5.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF mortgage broker
participated in the transaction
AND middle name exists
String 30
14.047 933 CFPB Form
Requirement
23.5.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
CR IF mortgage broker
participated in the transaction
String 35
14.048 934 CFPB Form
Requirement
23.5.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF mortgage broker
participated in the transaction
AND suffix name exists
String 4
14.049 935 CFPB Form
Requirement
23.6.2 |23.7.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF mortgage broker
participated in the transaction
String 50
14.144 936 CFPB Form
Requirement
23.6.2 |23.7.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
"mortgage.nationwidelicensingsystem
.org"
CR IF mortgage broker
participated in the transaction
String 100
14.050 937 CFPB Form
Requirement
23.7.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF mortgage broker
participated in the transaction
AND License ID is NOT the
NMLS ID
String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 220 of 316Document Version 1.5
September 27,2016
UCD Map
14.051 938 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.052 939 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF mortgage broker
participated in the transaction
AND License ID is NOT the
NMLS ID
String 100
14.053 940 GSE Requirement GSE Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.054 941 CFPB Form
Requirement
23.8.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_EMAIL
CONTACT_POINT
_EMAIL
ContactPointEmailValue The email address for the contact. CR IF mortgage broker
participated in the transaction
String 100
14.055 942 CFPB Form
Requirement
23.9.2 Contact
Information -
Mortgage
Broker
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_TELEPHONE
CONTACT_POINT
_TELEPHONE
ContactPointTelephoneVal
ue
The telephone number for the contact. CR IF mortgage broker
participated in the transaction
String 10
14.056 943 CFPB Form
Requirement
23.1.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
RealEstateAgent CR IF loan purpose is purchase
AND borrower's real estate
broker participated in the
transaction
Enumerated
14.057 944 CFPB Form
Requirement
23.1.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/RE
AL_ESTATE_AGENT
REAL_ESTATE_AG
ENT
RealEstateAgentType Describes the type of real estate agent. Selling CR IF borrower's real estate
broker participated in the
transaction
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 221 of 316Document Version 1.5
September 27,2016
UCD Map
14.058 945 CFPB Form
Requirement
23.1.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF borrower's real estate
broker participated in the
transaction
String 100
14.059 946 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing CR IF borrower's real estate
broker participated in the
transaction
Enumerated
14.060 947 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF borrower's real estate
broker participated in the
transaction
String 100
14.061 948 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF borrower's real estate
broker participated in the
transaction AND property is
identified with a unit number
Enumerated
14.063 949 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF borrower's real estate
broker participated in the
transaction AND property is
identified with a unit number
String 12
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 222 of 316Document Version 1.5
September 27,2016
UCD Map
14.064 950 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. CR IF borrower's real estate
broker participated in the
transaction
String 50
14.065 951 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF borrower's real estate
broker participated in the
transaction
String 2
14.066 952 CFPB Form
Requirement
23.2.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF borrower's real estate
broker participated in the
transaction
String 9
14.067 953 CFPB Form
Requirement
23.3.3 | 23.4.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 50
14.148 954 CFPB Form
Requirement
23.3.3 | 23.4.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 100
14.068 955 CFPB Form
Requirement
23.4.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 2
14.069 956 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 223 of 316Document Version 1.5
September 27,2016
UCD Map
14.070 957 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 100
14.071 958 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.072 959 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
RealEstateAgent CR IF loan purpose is purchase
AND borrower's real estate
broker participated in the
transaction
Enumerated Second Real Estate
Broker (B) PARTY
Container for Contact
Info
14.073 960 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/RE
AL_ESTATE_AGENT
REAL_ESTATE_AG
ENT
RealEstateAgentType Describes the type of real estate agent. Selling CR IF borrower's real estate
broker participated in the
transaction
Enumerated
14.074 961 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
CR IF borrower's real estate
broker participated in the
transaction
String 30
14.075 962 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF borrower's real estate
broker participated in the
transaction and middle name
exists
String 30
14.076 963 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
CR IF borrower's real estate
broker participated in the
transaction
String 35
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 224 of 316Document Version 1.5
September 27,2016
UCD Map
14.077 964 CFPB Form
Requirement
23.5.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF borrower's real estate
broker participated in the
transaction and suffix name
exists
String 4
14.078 965 CFPB Form
Requirement
23.6.3 | 23.7.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 50
14.145 966 CFPB Form
Requirement
23.6.3 | 23.7.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR IF real estate broker
participated in the transaction
String 100
14.079 967 CFPB Form
Requirement
23.7.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 2
14.080 968 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.081 969 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Selling" AND state license
exists
String 100
14.082 970 GSE Requirement GSE Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 225 of 316Document Version 1.5
September 27,2016
UCD Map
14.083 971 CFPB Form
Requirement
23.8.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_EMAIL
CONTACT_POINT
_EMAIL
ContactPointEmailValue The email address for the contact. CR IF borrower's real estate
broker participated in the
transaction
String 100
14.084 972 CFPB Form
Requirement
23.9.3 Contact
Information
Real Estate
Broker (B)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_TELEPHONE
CONTACT_POINT
_TELEPHONE
ContactPointTelephoneVal
ue
The telephone number for the contact. CR IF borrower's real estate
broker participated in the
transaction
String 10
14.085 973 CFPB Form
Requirement
23.1.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
RealEstateAgent CR IF seller's real estate broker
participated in the transaction
Enumerated
14.086 974 CFPB Form
Requirement
23.1.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/RE
AL_ESTATE_AGENT
REAL_ESTATE_AG
ENT
RealEstateAgentType Describes the type of real estate agent. Listing CR IF seller's real estate broker
participated in the transaction
Enumerated
14.087 975 CFPB Form
Requirement
23.1.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF seller's real estate broker
participated in the transaction
String 100
14.088 976 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing CR IF seller's real estate broker
participated in the transaction
Enumerated
14.089 977 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
CR IF seller's real estate broker
participated in the transaction
String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 226 of 316Document Version 1.5
September 27,2016
UCD Map
14.090 978 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF seller's real estate broker
participated in the transaction
AND property is identified
with a unit number
Enumerated
14.092 979 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF seller's real estate broker
participated in the transaction
AND property is identified
with a unit number
String 12
14.093 980 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. CR IF seller's real estate broker
participated in the transaction
String 50
14.094 981 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
CR IF seller's real estate broker
participated in the transaction
String 2
14.095 982 CFPB Form
Requirement
23.2.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
CR IF seller's real estate broker
participated in the transaction
String 9
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 227 of 316Document Version 1.5
September 27,2016
UCD Map
14.096 983 CFPB Form
Requirement
23.3.4| 23.4.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
String 50
14.147 984 CFPB Form
Requirement
23.3.4| 23.4.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR IF real estate broker
participated in the transaction
String 100
14.097 985 CFPB Form
Requirement
23.4.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
String 2
14.098 986 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.099 987 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
String 100
14.100 988 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.101 989 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
RealEstateAgent CR IF seller's real estate broker
participated in the transaction
Enumerated Second Real Estate
Broker (S) PARTY
Container for Contact
Info
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 228 of 316Document Version 1.5
September 27,2016
UCD Map
14.102 990 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/RE
AL_ESTATE_AGENT
REAL_ESTATE_AG
ENT
RealEstateAgentType Describes the type of real estate agent. Listing CR IF seller's real estate broker
participated in the transaction
Enumerated
14.103 991 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
CR IF seller's real estate broker
participated in the transaction
String 30
14.104 992 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF seller's real estate broker
participated in the transaction
String 30
14.105 993 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
CR IF seller's real estate broker
participated in the transaction
String 35
14.106 994 CFPB Form
Requirement
23.5.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF seller's real estate broker
participated in the transaction
String 4
14.107 995 CFPB Form
Requirement
23.6.4 | 23.7.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
String 50
14.146 996 CFPB Form
Requirement
23.3.4. | 23.4.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing"
String 100
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 229 of 316Document Version 1.5
September 27,2016
UCD Map
14.108 997 CFPB Form
Requirement
23.7.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
String 2
14.109 998 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.110 999 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"RealEstateAgent" AND
RealEstateAgentType =
"Listing" AND state license
exists
String 100
14.111 1000 GSE Requirement GSE Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.112 1001 CFPB Form
Requirement
23.8.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_EMAIL
CONTACT_POINT
_EMAIL
ContactPointEmailValue The email address for the contact. CR IF seller's real estate broker
participated in the transaction
String 100
14.113 1002 CFPB Form
Requirement
23.9.4 Contact
Information
Real Estate
Broker (S)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_TELEPHONE
CONTACT_POINT
_TELEPHONE
ContactPointTelephoneVal
ue
The telephone number for the contact. CR IF seller's real estate broker
participated in the transaction
String 10
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 230 of 316Document Version 1.5
September 27,2016
UCD Map
14.114 1003 CFPB Form
Requirement
23.1.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
ClosingAgent R Enumerated
14.115 1004 CFPB Form
Requirement
23.1.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/LEGAL_ENTITY/
LEGAL_ENTITY_DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
R String 100
14.116 1005 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressType Specifies the type of address. Mailing R Enumerated
14.117 1006 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressLineText The address with the address number, pre-directional,
street name, post-directional, address unit designators
and address unit value.
R String 100
14.118 1007 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitDesignatorTyp
e
An additional address designation that further defines
the delivery location. Example: Apartment, Building,
Condo, Suite, Room, Mail Stop, Unit, etc. This list is
based on the USPS Publication 28 on Postal Addressing
Standards with the addition of Condo based on
mortgage industry need.
Apartment
Basement
Building
Condo
Department
Floor
Front
Hanger
Key
Lobby
Lot
Lower
Office
Penthouse
Pier
Rear
Room
Side
Space
Stop
Suite
Trailer
Unit
CR IF settlement agent's Address
is identified with a unit
number
Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 231 of 316Document Version 1.5
September 27,2016
UCD Map
14.120 1008 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS AddressUnitIdentifier The identifier value associated with the Secondary
Address Unit Designator. Example: 123, C, B1C, etc.
CR IF settlement agent's property
is identified with a unit
number
String 12
14.121 1009 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS CityName The name of the city. R String 50
14.122 1010 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS StateCode The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory.
R String 2
14.123 1011 CFPB Form
Requirement
23.2.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ADDRESSES/AD
DRESS
ADDRESS PostalCode The postal code (ZIP Code in the US) for the address.
ZIP Code may be either 5 or 9 digits.
R String 9
14.124 1012 CFPB Form
Requirement
23.3.5 | 23.4.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR If state issues licences for
Settlement Agents
String 50
14.149 1013 CFPB Form
Requirement
23.3.5 | 23.4.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR If state issues licences for
Settlement Agents
String 100
14.125 1014 CFPB Form
Requirement
23.4.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"ClosingAgent" AND state
license exists
String 2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 232 of 316Document Version 1.5
September 27,2016
UCD Map
14.126 1015 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.127 1016 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"ClosingAgent" AND state
license exists
String 100
14.128 1017 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
14.129 1018 CFPB Form
Requirement
23.5.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
ClosingAgent R Enumerated Second Settlement
Agent PARTY
Container for Contact
Info
14.130 1019 CFPB Form
Requirement
23.5.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME FirstName The first name of the individual represented by the
parent object.
R String 30
14.131 1020 CFPB Form
Requirement
23.5.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME MiddleName The middle name of the individual represented by the
parent object.
CR IF settlement agent middle
name exists
String 30
14.132 1021 CFPB Form
Requirement
23.5.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME LastName The last name of the individual represented by the
parent object.
R String 35
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 233 of 316Document Version 1.5
September 27,2016
UCD Map
14.133 1022 CFPB Form
Requirement
23.5.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/NA
ME
NAME SuffixName The name suffix of the individual represented by the
parent object. (E.g., JR = Junior, SR = Senior, etc.)
CR IF settlement agent suffix
name exists
String 4
14.134 1023 CFPB Form
Requirement
23.6.5 | 23.7.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIdentifier The identifier of the license or certificate issued to the
party. The attribute IdentifierOwnerURI identifies the
issuer of the license or certificate.
CR If state issues licences for
Settlement Agents
String 50
14.150 1024 CFPB Form
Requirement
23.6.5 | 23.7.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL IdentifierOwnerURI Identifies the owner or publisher of the identifier
associated with a MISMO term with the class word of
"Identifier" by means or a URI. This is an XML
attribute.
CR If state issues licences for
Settlement Agents
String 100
14.135 1025 CFPB Form
Requirement
23.7.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityStat
eCode
The two-character representation of the US state, US
Territory, Canadian Province, Military APO FPO, or
Territory in which the party is licensed or certified to
operate.
CR IF PartyRoleType =
"ClosingAgent" AND state
license exists
String 2
14.136 1026 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseAuthorityLevelType Level of authority of the license issuer. Private
PublicFederal
PublicLocal
PublicState
O Enumerated
14.137 1027 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssuingAuthorityNa
me
The name of the issuing authority through which the
party obtained the license.
CR IF PartyRoleType =
"ClosingAgent" AND state
license exists
String 100
14.138 1028 GSE Requirement GSE Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/ROLES/ROLE/LI
CENSES/LICENSE/LICENS
E_DETAIL
LICENSE_DETAIL LicenseIssueDate The date on which the license was issued. O YYYY-MM-DD
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 234 of 316Document Version 1.5
September 27,2016
UCD Map
14.139 1029 CFPB Form
Requirement
23.8.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_EMAIL
CONTACT_POINT
_EMAIL
ContactPointEmailValue The email address for the contact. R String 100
14.140 1030 CFPB Form
Requirement
23.9.5 Contact
Information
Settlement
Agent
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/PARTIES
/PARTY/INDIVIDUAL/CO
NTACT_POINTS/CONTA
CT_POINT/CONTACT_P
OINT_TELEPHONE
CONTACT_POINT
_TELEPHONE
ContactPointTelephoneVal
ue
The telephone number for the contact. R String 10
16.000 1032 CFPB Form
Requirement
25.0 Closing Costs
Details - Payoff
and Payments
Table
N/A N/A N/A N/A If the loan is a non-
seller transaction
then the
conditionality applies.
16.010 1033 CFPB Form
Requirement
25.0 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PayoffsAndPayments CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 235 of 316Document Version 1.5
September 27,2016
UCD Map
16.002 1034 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityType Specifies the general names (types) of items
commonly listed as liabilities of the borrower in a
mortgage loan transaction.
CollectionsJudgmentsAndLiens
DeferredStudentLoan
DelinquentTaxes
FirstPositionMortgageLien
Garnishments
HELOC
Installment
LeasePayment
Open30DayChargeAccount
Other
PersonalLoan
Revolving
SecondPositionMortgageLien
Taxes
TaxLien
ThirdPositionMortgageLien
UnsecuredHomeImprovementLoanIns
tallment
UnsecuredHomeImprovementLoanRe
CR IF item exists. Enumerated
16.014 1035 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF the label displayed on the
form differs from the exact
enumerated type
String 150
16.003 1036 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL
LIABILITY_DETAIL LiabilityTypeOtherDescripti
on
Specifies the other liability type when Other is
selected.
CR IF LiabilityType = "Other" String 150 These are intended to
be property liens.
Other Description
may include the
following
enumerations:
Judgement16.011 1037 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER LiabilitySecuredBySubjectPr
opertyIndicator
When true, indicates the specified liability is secured
by the subject property.
false
true
CR IF Liability Type exists. Boolean
16.001 1038 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
HOLDER/NAME
NAME FullName The unparsed name of either an individual or a legal
entity.
CR IF item exists. String 100
16.004 1039 CFPB Form
Requirement
25.1.1 Amount MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffAmount The dollar amount for the debt that is being paid off as
part of the closing transaction.
CR IF item exists. Amount 9.2
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 236 of 316Document Version 1.5
September 27,2016
UCD Map
16.007 1040 CFPB Form
Requirement
25.1.1 Payoffs and
Payments
Amount
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/PAYOFF
PAYOFF PayoffPrepaymentPenaltyA
mount
The dollar amount of the Prepayment Penalty charged
on the account being paid in full.
CR IF-LoanPurposeType =
"Refinance" AND prepayment
penalty was incurred
satisfying a loan with
refinance proceeds
Amount 9.2 The prepayment
penalty amount,
expressed in dollars,
as calculated in
accordance with
Regulation Z, Truth in
Lending, 12 C.F.R.
1026.32(b)(6)(i).16.005 1041 CFPB Form
Requirement
25.2 Total Payoffs
and Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PayoffsAndPayments CR IF item exists. Enumerated
16.006 1042 CFPB Form
Requirement
25.2.1 Total Payoffs
and Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/DOCUMENT_SPECI
FIC_DATA_SETS/DOCU
MENT_SPECIFIC_DATA_
SET/INTEGRATED_DISCL
OSURE/INTEGRATED_DI
SCLOSURE_SECTION_SU
MMARIES/INTEGRATED
_DISCLOSURE_SECTION
_SUMMARY/INTEGRATE
D_DISCLOSURE_SECTIO
N_SUMMARY_DETAIL
INTEGRATED_DIS
CLOSURE_SECTIO
N_SUMMARY_DE
TAIL
IntegratedDisclosureSectio
nTotalAmount
The total amount of itemized charges and credits
within a specified section of the integrated disclosure
document.
CR IF item exists. Amount 9.2
16.012 1043 CFPB Form
Requirement
25.1 Payoffs and
Payments
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LIABILITI
ES/LIABILITY/LIABILITY_
DETAIL/EXTENSION/OT
HER
OTHER IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PayoffsAndPayments CR IF item exists. Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 237 of 316Document Version 1.5
September 27,2016
UCD Map
16.016 1044 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemAm
ount
The dollar amount of the specified Closing Adjustment
Item Type.
CR If ClosingAdjustmentItemType
exists
Amount 9.2 For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.017 1045 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
e
The type of adjustment made during the origination
process.
Gift
Grant
Other
RebateCredit
CR IF ClosingAdjustmentItemType
exists
Enumerated For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.018 1046 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
gse:DisplayLabelText A free-form text field that provides a human-readable,
display-ready representation for the corresponding
enumerated value.
CR IF ClosingAdjustmentItemType
exists
String 100 For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.019 1047 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
ClosingAdjustmentItemTyp
eOtherDescription
A free-form text field used to collect additional
information when Other is selected for Closing
Adjustment Item Type.
PrincipalReduction CR IF ClosingAdjustmentItemType
= "Other"
String 100 For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.020 1048 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_DETAIL
CLOSING_ADJUST
MENT_ITEM_DET
AIL
IntegratedDisclosureSectio
nType
The title or description used to identify a primary
section of the integrated disclosure document.
PayoffsAndPayments CR IF ClosingAdjustmentItemType
exists
Enumerated For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 238 of 316Document Version 1.5
September 27,2016
UCD Map
16.021 1049 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
EXTENSION/OTHER/CLO
SING_ADJUSTMENT_ITE
M_PAID_TO/LEGAL_EN
TITY/LEGAL_ENTITY_DE
TAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF ClosingAdjustmentItemType
exists
For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.023 1049.1 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/INDIVI
DUAL/NAME
NAME FullName The unparsed name of either an individual or a legal
entity.
CR IF ClosingAdjustmentItemType
exists
String 100 For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.022 1050 CFPB Form
Requirement
25.1 Payoffs and
Payments -
Other
(Principal
Reduction,
Gifts or
Grants)
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/CLOSING_INFORM
ATION/CLOSING_ADJUS
TMENT_ITEMS/CLOSIN
G_ADJUSTMENT_ITEM/
CLOSING_ADJUSTMENT
_ITEM_PAID_BY/LEGAL_
ENTITY/LEGAL_ENTITY_
DETAIL
LEGAL_ENTITY_D
ETAIL
FullName The unparsed name of either an individual or a legal
entity.
CR IF ClosingAdjustmentItemType
exists
String 100 For loans with a
Principal Reduction,
Gift or Grant using
the Alternate Form.
16.015 1051 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/DEAL_SE
T/DEALS/DEAL/LOANS/L
OAN/LOAN_DETAIL/EXT
ENSION/OTHER
OTHER SubordinateFinancingIsNe
wIndicator
When true indicates that subordinate financing is
being created simultaneously with the subject loan.
false
true
R
0.052 99999 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/PARTIES
/PARTY/ROLES/ROLE/PA
RTY_ROLE_IDENTIFIERS
PARTY_ROLE_IDE
NTIFIER
PartyRoleIdentifier The unique identifier assigned to the party role. CR IF PartyRoleType =
"LoanDeliveryFilePreparer"
AND Exists
StrIng 50
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 239 of 316Document Version 1.5
September 27,2016
UCD Map
0.053 99999 GSE Requirement GSE GSE Specific
Data Point
MESSAGE/DOCUMENT_
SETS/DOCUMENT_SET/
DOCUMENTS/DOCUME
NT/DEAL_SETS/PARTIES
/PARTY/ROLES/ROLE/R
OLE_DETAIL
ROLE_DETAIL PartyRoleType Identifies the role that the party plays in the
transaction. Parties may be either a person or legal
entity. A party may play multiple roles in a transaction.
LoanDeliveryFilePreparer CR If exists Enumerated
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Map 240 of 316Document Version 1.5
September 27,2016
UCD Enumerations
Unique ID UCD Sort ID Closing Disclosure
Form Field ID
MISMO v3.3.0 Data Point Name UCD Supported Enumerations UCD Supported Enumerations Definitions
0.001 1 XML MISMOReferenceModelIdentifier 3.3.02990.011 4 XML DataVersionIdentifier UCD Delivery Specification 1.30.014 16 XML DocumentFormIssuingEntityNameType CFPB Consumer Financial Protection Bureau0.015 17 XML DocumentFormIssuingEntityVersionIdentifier 11-20-20130.020 6 XML EventType Other Denotes that the action type is other than the
ones listed above. When this option is selected, a
description of the action type must be provided in
the ActionTypeOtherDescription attribute.
0.021 7 XML EventTypeOtherDescription AppliedTamperEvidentSignature0.028 12 XML AboutVersionIdentifier Retrievable0.029 13 XML IdentifierOwnerURI http://www.mismo.org/residential/2009/SMARTDocProfile
0.030 14 XML DocumentType Other To be used with TypeOtherDescription data point
to describe a document not already on this list.
0.031 18 XML ActualSignatureType Digital0.031 18 XML ActualSignatureType Image0.031 18 XML ActualSignatureType Other0.031 18 XML ActualSignatureType Text0.031 18 XML ActualSignatureType Wet0.034 22 XML ObjectEncodingType Base64 Base64 encoding MUST follow IETF RFC 4648 as
documented in sections 3 and 4.0.039 27 GSE AutomatedUnderwritingSystemType Assetwise0.039 27 GSE AutomatedUnderwritingSystemType Capstone0.039 27 GSE AutomatedUnderwritingSystemType Clues0.039 27 GSE AutomatedUnderwritingSystemType DesktopUnderwriter0.039 27 GSE AutomatedUnderwritingSystemType ECS0.039 27 GSE AutomatedUnderwritingSystemType FHAScorecard0.039 27 GSE AutomatedUnderwritingSystemType LoanProspector0.039 27 GSE AutomatedUnderwritingSystemType Other0.039 27 GSE AutomatedUnderwritingSystemType Strategyware0.039 27 GSE AutomatedUnderwritingSystemType Zippy0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription DecisionEngine Citibank
0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription FirstMortgageCreditScore Citibank
0.040 28 GSE AutomatedUnderwritingSystemTypeOtherDescription GuaranteedUnderwritingSystem USDA Rural Development
0.043 30 GSE IdentifierOwnerURI https://www.uniformdataportal.com/VAMAuthUtility/login
.aspx0.044 31 GSE LoanManualUnderwritingIndicator false true
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 241 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
0.045 25 GSE LoanIdentifierType MERS_MIN0.046 15 DocumentTypeOtherDescription ClosingDisclosure:AlternateForm0.046 15 DocumentTypeOtherDescription ClosingDisclosure:BorrowerOnly0.046 15 DocumentTypeOtherDescription ClosingDisclosure:ModelForm0.046 15 DocumentTypeOtherDescription ClosingDisclosure:SellerOnly0.047 2 XML MISMOReferenceModelIdentifier 3.3.02990.050 11 XML MIMETypeIdentifier application/pdf0.051 24 XML DocumentSignatureRequiredIndicator false true0.053 1641 99999 PartyRoleType LoanDeliveryFilePreparer1.004 36 1.4 PartyRoleType ClosingAgent1.016 46 1.6 AssetType Annuity A fixed sum of money paid to someone each year
typically for the rest of their life.1.016 46 1.6 AssetType Automobile Car or similar personal transportation vehicle
disclosed as borrowers asset. Usually linked to
make or model and year. Typical valuation
method is market (blue book).1.016 46 1.6 AssetType Boat A vessel used for travel on water.1.016 46 1.6 AssetType Bond An interest-bearing certificate of debt with
maturity date. An obligation of issuing entity.
Typical valuation is face value (e.g., $1,000
denomination) & market (e.g., value of 4% bond
when yields are 6%).1.016 46 1.6 AssetType CertificateOfDepositTimeDeposit Certificates issued by financial institutions with a
stated term or interest rate, and with a set
maturity date. The bank pays the holder in due
course at maturity. Early withdrawal subject to
penalty. Considered liquid.1.016 46 1.6 AssetType LifeInsurance A life insurance policy with a value or investment
component. Details of amounts for each policy or
Accumulated investment cash value of life
insurance policy, net of any loans against that
amount. Detail of amounts for each policy.
1.016 46 1.6 AssetType MoneyMarketFund Mutual fund that allows individuals to participate
in managed investments in short-term debt
securities, such as certificates of deposit and
Treasury bills.1.016 46 1.6 AssetType MutualFund Financial entity that invests its shareholders funds
in stocks and bonds of other entities with the
objective of obtaining a return on its shareholders
investment.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 242 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
1.016 46 1.6 AssetType NetWorthOfBusinessOwned For a business owned by borrower, the amount
resulting from the calculation Assets minus
liabilities. Collected on the URLA in Section VI
(Assets - Net Worth of Business).1.016 46 1.6 AssetType Other1.016 46 1.6 AssetType PendingNetSaleProceedsFromRealEstateAssets Estimated net cash proceeds (sales price -
obligations) from anticipated sale of borrowers
real estate assets.1.016 46 1.6 AssetType RealEstateOwned Market value of real estate owned by the
borrower. Not the borrowers primary home.1.016 46 1.6 AssetType RecreationalVehicle A motor vehicle or trailer equipped with living
space and amenities used for recreational
purposes.1.016 46 1.6 AssetType RelocationMoney The funds that are being contributed by an outside
party to be added to the closing funds. The Asset
value is necessary for multiple borrowers, who
each may have their own credit.
1.016 46 1.6 AssetType RetirementFund 401Ks, IRAs, etc. controlled by borrower (vested)
valued at market.1.016 46 1.6 AssetType SaleOtherAssets The amount that will be applied to closing funds
from the sale of assets not otherwise identified.
1.016 46 1.6 AssetType SavingsAccount Interest-paying account with a financial institution
whose main purpose is to earn interest on owners
funds held therein. This is NOT a demand deposit
account.1.016 46 1.6 AssetType SavingsBond A nontransferable registered bond issued by the
U.S. government.1.016 46 1.6 AssetType SecuredBorrowedFundsNotDeposited Proceeds from a loan secured by borrowers
assets, which have not yet been deposited to
borrowers accounts or included with other assets
disclosed. Considered liquid. Collected on the
URLA in Section VI (Assets - Other Assets).
1.016 46 1.6 AssetType SeverancePackage A bundle of pay and benefits offered to an
employee upon separation from employment.1.016 46 1.6 AssetType Stock Financial instrument evidencing an ownership
interest in entity that issued the stock. Typical
valuation method is Market.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 243 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
1.016 46 1.6 AssetType TrustAccount Fiduciary relationship where legal title to a
property is transferred to a trustee with the
intention the property be administered by the
trustee for benefit of the beneficiary, who holds
equitable title to such property.1.018 52 GSE PropertyValuationMethodType AutomatedValuationModel1.018 52 GSE PropertyValuationMethodType DesktopAppraisal This appraisal valuation is commonly used for
refinancing, home equity loans, and home equity
lines of credit. The appraiser determines the value
of the property through public records, tax
assessments and comparable sales history.
1.018 52 GSE PropertyValuationMethodType DriveBy1.018 52 GSE PropertyValuationMethodType FullAppraisal1.018 52 GSE PropertyValuationMethodType None1.018 52 GSE PropertyValuationMethodType Other1.018 52 GSE PropertyValuationMethodType PriorAppraisalUsed1.020 40 1.6 AddressUnitDesignatorType Apartment1.020 40 1.6 AddressUnitDesignatorType Basement1.020 40 1.6 AddressUnitDesignatorType Building1.020 40 1.6 AddressUnitDesignatorType Condo1.020 40 1.6 AddressUnitDesignatorType Department1.020 40 1.6 AddressUnitDesignatorType Floor1.020 40 1.6 AddressUnitDesignatorType Front1.020 40 1.6 AddressUnitDesignatorType Hanger1.020 40 1.6 AddressUnitDesignatorType Key1.020 40 1.6 AddressUnitDesignatorType Lobby1.020 40 1.6 AddressUnitDesignatorType Lot1.020 40 1.6 AddressUnitDesignatorType Lower1.020 40 1.6 AddressUnitDesignatorType Office1.020 40 1.6 AddressUnitDesignatorType Penthouse1.020 40 1.6 AddressUnitDesignatorType Pier1.020 40 1.6 AddressUnitDesignatorType Rear1.020 40 1.6 AddressUnitDesignatorType Room1.020 40 1.6 AddressUnitDesignatorType Side1.020 40 1.6 AddressUnitDesignatorType Space1.020 40 1.6 AddressUnitDesignatorType Stop1.020 40 1.6 AddressUnitDesignatorType Suite1.020 40 1.6 AddressUnitDesignatorType Trailer1.020 40 1.6 AddressUnitDesignatorType Unit1.020 40 1.6 AddressUnitDesignatorType Upper1.025 50 1.7 PersonalPropertyIncludedIndicator false true1.026 48 1.7 LoanPurposeType Purchase A loan made in association with the original
purchase of a piece of property.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 244 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
1.026 48 1.7 LoanPurposeType Refinance The repayment of a debt from proceeds of a new
loan using the same property as security or a
mortgage secured by a property previously owned
free and clear by the Borrower.2.001 57 2.1 PartyRoleType Borrower2.001 57 2.1 PartyRoleType NonTitleSpouse2.001 57 2.1 PartyRoleType Other2.001 57 2.1 PartyRoleType TitleHolder2.002 63 2.1 AddressType Mailing2.014 71 2.2 PartyRoleType PropertySeller2.015 77 2.2 AddressType Mailing2.027 85 2.3 PartyRoleType NotePayTo2.029 65 2.1 AddressUnitDesignatorType Apartment2.029 65 2.1 AddressUnitDesignatorType Basement2.029 65 2.1 AddressUnitDesignatorType Building2.029 65 2.1 AddressUnitDesignatorType Condo2.029 65 2.1 AddressUnitDesignatorType Department2.029 65 2.1 AddressUnitDesignatorType Floor2.029 65 2.1 AddressUnitDesignatorType Front2.029 65 2.1 AddressUnitDesignatorType Hanger2.029 65 2.1 AddressUnitDesignatorType Key2.029 65 2.1 AddressUnitDesignatorType Lobby2.029 65 2.1 AddressUnitDesignatorType Lot2.029 65 2.1 AddressUnitDesignatorType Lower2.029 65 2.1 AddressUnitDesignatorType Office2.029 65 2.1 AddressUnitDesignatorType Penthouse2.029 65 2.1 AddressUnitDesignatorType Pier2.029 65 2.1 AddressUnitDesignatorType Rear2.029 65 2.1 AddressUnitDesignatorType Room2.029 65 2.1 AddressUnitDesignatorType Side2.029 65 2.1 AddressUnitDesignatorType Space2.029 65 2.1 AddressUnitDesignatorType Stop2.029 65 2.1 AddressUnitDesignatorType Suite2.029 65 2.1 AddressUnitDesignatorType Trailer2.029 65 2.1 AddressUnitDesignatorType Unit2.029 65 2.1 AddressUnitDesignatorType Upper2.030 79 2.2 AddressUnitDesignatorType Apartment2.030 79 2.2 AddressUnitDesignatorType Basement2.030 79 2.2 AddressUnitDesignatorType Building2.030 79 2.2 AddressUnitDesignatorType Condo2.030 79 2.2 AddressUnitDesignatorType Department2.030 79 2.2 AddressUnitDesignatorType Floor2.030 79 2.2 AddressUnitDesignatorType Front2.030 79 2.2 AddressUnitDesignatorType Hanger2.030 79 2.2 AddressUnitDesignatorType Key
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 245 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
2.030 79 2.2 AddressUnitDesignatorType Lobby2.030 79 2.2 AddressUnitDesignatorType Lot2.030 79 2.2 AddressUnitDesignatorType Lower2.030 79 2.2 AddressUnitDesignatorType Office2.030 79 2.2 AddressUnitDesignatorType Penthouse2.030 79 2.2 AddressUnitDesignatorType Pier2.030 79 2.2 AddressUnitDesignatorType Rear2.030 79 2.2 AddressUnitDesignatorType Room2.030 79 2.2 AddressUnitDesignatorType Side2.030 79 2.2 AddressUnitDesignatorType Space2.030 79 2.2 AddressUnitDesignatorType Stop2.030 79 2.2 AddressUnitDesignatorType Suite2.030 79 2.2 AddressUnitDesignatorType Trailer2.030 79 2.2 AddressUnitDesignatorType Unit2.030 79 2.2 AddressUnitDesignatorType Upper2.031 57 2.1 PartyRoleTypeOtherDescription NonTitleNonSpouseOwnershipInterest3.002 89 3.1 LoanMaturityPeriodType Month3.003 96 3.2 LoanPurposeType Purchase A loan made in association with the original
purchase of a piece of property.3.003 96 3.2 LoanPurposeType Refinance The repayment of a debt from proceeds of a new
loan using the same property as security or a
mortgage secured by a property previously owned
free and clear by the Borrower.3.006 98 3.2 ConstructionLoanIndicator false true3.009 103 3.4 MortgageType Conventional Mortgage financing which is not insured or
guaranteed by a government agency.3.009 103 3.4 MortgageType FHA A loan originated in accordance with the
guidelines of HUD’s Federal Housing
Administration, a federal agency that provides
mortgage insurance on single-family, multifamily,
manufactured homes and hospital loans made by
FHA-approved lenders throughout the United
States and its territories3.009 103 3.4 MortgageType LocalAgency A loan originated in accordance with the
guidelines of an agency governed by a municipal
jurisdiction.3.009 103 3.4 MortgageType Other3.009 103 3.4 MortgageType PublicAndIndianHousing A loan originated in accordance with the
guidelines of HUD’s Office of Native American
Programs, which provides safe and affordable
housing for lower-income Native American, Alaska
Native and Native Hawaiian families.
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3.009 103 3.4 MortgageType StateAgency A loan originated in accordance with the
guidelines of an agency governed by a state
jurisdiction.3.009 103 3.4 MortgageType USDARuralDevelopment A loan originated in accordance with the
guidelines of the USDA Rural Development
Agency’s Housing and Community Facilities
Program, which provides funding for single family
homes in rural communities.3.009 103 3.4 MortgageType VA A loan originated in accordance with the
guidelines of the Department of Veterans
Affairs’ Loan Guaranty Home Loan Program,
which guarantees loans made by private lenders,
such as banks, savings & loans, or mortgage
companies to eligible veterans for the purchase of
a home which must be for their own personal
occupancy.3.012 105 3.5 LoanIdentifierType LenderLoan The identifier assigned by the originating Lender
to be referenced as the Loan ID/Number on all
settlement documents, notes, riders, etc.
3.015 111 3.6 LoanIdentifierType AgencyCase An identifier assigned by a government agency
(for example FHA Case Number, VA Case Number).
The identifier is used by the agency to identify a
loan.3.016 113 GSE LienPriorityType FirstLien A mortgage that gives the mortgagee a security
right over all other mortgages of the mortgaged
property.3.016 113 GSE LienPriorityType FourthLien3.016 113 GSE LienPriorityType SecondLien3.016 113 GSE LienPriorityType ThirdLien3.017 107 GSE MICompanyNameType CMG3.017 107 GSE MICompanyNameType Essent3.017 107 GSE MICompanyNameType Genworth3.017 107 GSE MICompanyNameType MGIC3.017 107 GSE MICompanyNameType NationalMI National Mortgage Insurance3.017 107 GSE MICompanyNameType Other3.017 107 GSE MICompanyNameType PMI3.017 107 GSE MICompanyNameType Radian3.017 107 GSE MICompanyNameType RMIC3.017 107 GSE MICompanyNameType Triad3.017 107 GSE MICompanyNameType UGI
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3.021 99 3.2 ConstructionLoanType ConstructionOnly A short term, interim loan for financing the cost of
construction. The lender advances funds to the
builder at periodic intervals as work progresses.
3.021 99 3.2 ConstructionLoanType ConstructionToPermanent The subject loan will be used for construction
financing and then be converted to permanent
financing.3.024 97 3.2 IntegratedDisclosureHomeEquityLoanIndicator false true3.025 102 3.3 AmortizationType AdjustableRate A mortgage that allows the lender to adjust the
interest rate in accordance with a specified index
periodically.3.025 102 3.3 AmortizationType Fixed A mortgage in which the interest rate and
payments remain the same for the life of the loan.
3.025 102 3.3 AmortizationType GEM3.025 102 3.3 AmortizationType GPM GPM - (Graduated Payment Mortgage) A type of
flexible payment mortgage where the payments
increase for a specified period of time and then
level off. Usually involves negative amortization.
3.025 102 3.3 AmortizationType GraduatedPaymentARM Periodic payments/rate changes with additional
specified principal and interest changes as
documented in the Security Instruments.
3.025 102 3.3 AmortizationType Step Fixed periodic payment/rate changes without
subsidy or negative amortization.3.027 881 GSE AbilityToRepayMethodType Exempt A loan that is exempt from Regulation Z Ability-to-
Repay requirements.3.027 881 GSE AbilityToRepayMethodType General A loan made subject to Regulation Z general
Ability-to-Repay standards.3.028 882 GSE AbilityToRepayExemptionReasonType LoanProgram Indicates that transaction is exempt from
Regulation Z ability-to-repay requirements
because the loan program is exempt from
requirements.3.028 882 GSE AbilityToRepayExemptionReasonType PropertyUsage Indicates that transaction is exempt from
Regulation Z ability-to-repay requirements
because the occupancy type for the property is
exempt from requirements.3.032 109 3.6 MIRequiredIndicator false true3.033 91 3.1 ConstructionLoanIndicator false true3.034 92 3.1 ConstructionLoanType ConstructionOnly A short term, interim loan for financing the cost of
construction. The lender advances funds to the
builder at periodic intervals as work progresses.
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3.034 92 3.1 ConstructionLoanType ConstructionToPermanent The subject loan will be used for construction
financing and then be converted to permanent
financing.3.035 88 3.1 LoanPurposeType Purchase A loan made in association with the original
purchase of a piece of property.3.035 88 3.1 LoanPurposeType Refinance The repayment of a debt from proceeds of a new
loan using the same property as security or a
mortgage secured by a property previously owned
free and clear by the Borrower.3.036 100 GSE RefinanceSameLenderIndicator false true4.002 119 4.1.2 LoanAmountIncreaseIndicator false true4.004 121 4.1.3 NegativeAmortizationType PotentialNegativeAmortization4.004 121 4.1.3 NegativeAmortizationType ScheduledNegativeAmortization4.007 133 4.2.2 InterestRateIncreaseIndicator false true4.010 136 4.2.3 AdjustmentRuleType First4.014 142 4.3 PaymentFrequencyType Annual4.014 142 4.3 PaymentFrequencyType AtMaturity Payment one time at maturity4.014 142 4.3 PaymentFrequencyType Biweekly4.014 142 4.3 PaymentFrequencyType Monthly4.014 142 4.3 PaymentFrequencyType Quarterly4.014 142 4.3 PaymentFrequencyType Semiannual Payment every six months4.014 142 4.3 PaymentFrequencyType Semimonthly Payment twice a month4.014 142 4.3 PaymentFrequencyType Weekly4.017 145 4.3.2 PaymentIncreaseIndicator false true4.019 146 4.3.3 InterestOnlyIndicator false true4.020 148 4.3.3 AdjustmentRuleType First4.026 155 4.4.2 PrepaymentPenaltyIndicator false true4.029 160 4.5.2 BalloonIndicator false true4.032 161 4.5.3 LoanMaturityPeriodType Month4.033 120 4.1.3 NegativeAmortizationIndicator false true4.048 128 4.2.1 BuydownTemporarySubsidyFundingIndicator false true4.051 122 4.1.3 LoanNegativeAmortizationResolutionType NoMoreNegativeAmortizationAllowed4.051 122 4.1.3 LoanNegativeAmortizationResolutionType Other4.051 122 4.1.3 LoanNegativeAmortizationResolutionType PaymentRecastToFullyAmortizingTermRemainsTheSame Recalculate the principal and interest payment to
fully amortize the loan over the remaining term.
4.051 122 4.1.3 LoanNegativeAmortizationResolutionType PayoffDifference Borrower pays the amount by which the loan has
negatively amortized.4.051 122 4.1.3 LoanNegativeAmortizationResolutionType TermExtendedAndPaymentRecastToFullyAmortizing Modify the term of the mortgage and recalculate
the fully amortizing mortgage over the newly
extended remaining term.4.051 122 4.1.3 LoanNegativeAmortizationResolutionType TermExtendedPaymentRemainsTheSame Extend the term as needed to fully amortize the
loan up to the maximum allowed stated term on
the note.
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5.002 172 5.1.1 ProjectedPaymentCalculationPeriodTermType Yearly5.003 171 5.1.1 SequenceNumber 15.009 187 5.5 PaymentFrequencyType Annual5.009 187 5.5 PaymentFrequencyType AtMaturity Payment one time at maturity5.009 187 5.5 PaymentFrequencyType Biweekly5.009 187 5.5 PaymentFrequencyType Monthly5.009 187 5.5 PaymentFrequencyType Quarterly5.009 187 5.5 PaymentFrequencyType Semiannual Payment every six months5.009 187 5.5 PaymentFrequencyType Semimonthly Payment twice a month5.009 187 5.5 PaymentFrequencyType Weekly5.038 210 5.6.3 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
PropertyTaxes Property taxes in aggregate levied by all
authorities in which the subject property is
located.5.045 211 5.6.3 ProjectedPaymentEscrowedType Escrowed5.045 211 5.6.3 ProjectedPaymentEscrowedType NotEscrowed5.057 178 5.2.3 InterestOnlyIndicator false true5.065 209 5.6.2 PaymentFrequencyType Annual5.065 209 5.6.2 PaymentFrequencyType AtMaturity Payment one time at maturity5.065 209 5.6.2 PaymentFrequencyType Biweekly5.065 209 5.6.2 PaymentFrequencyType Monthly5.065 209 5.6.2 PaymentFrequencyType Quarterly5.065 209 5.6.2 PaymentFrequencyType Semiannual Payment every six months5.065 209 5.6.2 PaymentFrequencyType Semimonthly Payment twice a month5.065 209 5.6.2 PaymentFrequencyType Weekly5.066 212 5.6.4 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
HomeownersInsurance Periodic amount paid for coverage against losses
or damage to the insured subject property from
hazards such as fire, theft or other named perils.
May also cover personal property and/or include
riders providing supplemental coverage, e.g.
windstorm, hurricanes, or other named causes.
5.067 213 5.6.4 ProjectedPaymentEscrowedType Escrowed5.067 213 5.6.4 ProjectedPaymentEscrowedType NotEscrowed5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and insurance, maintenance and repairs to
community facilities like clubhouses, pools, and
exercise rooms and may also cover the salaries of
condominium association employees and/or third
party management fees.
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5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, repairs, utility service upgrades,
etc. that are assessed in addition to the regularly
occurring condominium dues.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and insurance,
maintenance and repairs to cooperative facilities
and may also cover the salaries of cooperative
employees and/or third party management fees.
5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
GroundRent A sum paid for land lease by the owner of a
building to the owner of the land on which it is
located for state, territory, tribal or other land not
pursuant to a leasehold.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
HomeownersAssociationDues Fee payable by homeowners to homeowners or
neighborhood association within which the
subject property is located, which is intended to
pay for the daily operation of the association and
may include but is not limited to items such as
electricity bills for street lights, landscaping, and
maintenance and repairs to community facilities
like clubhouses, pools, and exercise rooms and
may also cover insurance on community assets,
the salaries of HOA employees or third party
management fees.
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5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or
neighborhood association in which the subject
property is located for items such as capital
improvements, utility service upgrades, etc., that
may be assessed in addition to the regularly
occurring association dues.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
LeaseholdPayment An amount of periodic payment due pursuant to a
leasehold agreement.5.068 214 5.6.5 ProjectedPaymentEstimatedTaxesInsuranceAssessmentC
omponentType
Other
5.070 216 5.6.5 ProjectedPaymentEscrowedType Escrowed5.070 216 5.6.5 ProjectedPaymentEscrowedType NotEscrowed5.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 25.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 35.071 190 5.1.2 | 5.1.3 | 5.1.4 SequenceNumber 45.072 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermType Other5.072 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermType Yearly5.084 204 5.5 PaymentFrequencyType Annual5.084 204 5.5 PaymentFrequencyType AtMaturity Payment one time at maturity5.084 204 5.5 PaymentFrequencyType Biweekly5.084 204 5.5 PaymentFrequencyType Monthly5.084 204 5.5 PaymentFrequencyType Quarterly5.084 204 5.5 PaymentFrequencyType Semiannual Payment every six months5.084 204 5.5 PaymentFrequencyType Semimonthly Payment twice a month5.084 204 5.5 PaymentFrequencyType Weekly5.091 168 5.1 LoanNegativeAmortizationResolutionType NoMoreNegativeAmortizationAllowed5.091 168 5.1 LoanNegativeAmortizationResolutionType Other5.091 168 5.1 LoanNegativeAmortizationResolutionType PaymentRecastToFullyAmortizingTermRemainsTheSame Recalculate the principal and interest payment to
fully amortize the loan over the remaining term.
5.091 168 5.1 LoanNegativeAmortizationResolutionType PayoffDifference Borrower pays the amount by which the loan has
negatively amortized.5.091 168 5.1 LoanNegativeAmortizationResolutionType TermExtendedAndPaymentRecastToFullyAmortizing Modify the term of the mortgage and recalculate
the fully amortizing mortgage over the newly
extended remaining term.5.091 168 5.1 LoanNegativeAmortizationResolutionType TermExtendedPaymentRemainsTheSame Extend the term as needed to fully amortize the
loan up to the maximum allowed stated term on
the note.5.092 184 5.4 EscrowIndicator false true5.094 180 5.3 MIRequiredIndicator false true5.101 198 5.3 MIRequiredIndicator false true5.104 191 5.1.2 | 5.1.3 | 5.1.4 ProjectedPaymentCalculationPeriodTermTypeOtherDesc
ription
FinalPayment
6.003 219 6.1.1 IntegratedDisclosureSectionType TotalClosingCosts
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6.006 221 6.1.2 IntegratedDisclosureSectionType TotalLoanCosts6.009 223 6.1.3 IntegratedDisclosureSectionType TotalOtherCosts6.014 225 6.1.4 IntegratedDisclosureSubsectionType LenderCredits7.001 232 7.1 IntegratedDisclosureSectionType OriginationCharges7.003 235 7.2 IntegratedDisclosureSectionType OriginationCharges7.004 236 7.2 FeeType LoanDiscountPoints A form of pre-paid interest, equaling a percentage
of the loan amount, paid to reduce the interest
rate on a mortgage for the life of the loan.
7.007 240 7.2.1 FeePercentBasisType OriginalLoanAmount7.008 245 7.2.2 | 7.2.3 | 7.2.4 |
7.2.5 | 7.2.6
FeePaymentPaidByType Buyer
7.008 245 7.2.2 | 7.2.3 | 7.2.4 |
7.2.5 | 7.2.6
FeePaymentPaidByType Lender
7.008 245 7.2.2 | 7.2.3 | 7.2.4 |
7.2.5 | 7.2.6
FeePaymentPaidByType Seller
7.008 245 7.2.2 | 7.2.3 | 7.2.4 |
7.2.5 | 7.2.6
FeePaymentPaidByType ThirdParty
7.009 246 7.2.2 | 7.2.3 | 7.2.4 |
7.2.5 | 7.2.6
FeePaymentPaidOutsideOfClosingIndicator false true
7.023 260 7.4 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor7.025 262 7.5 IntegratedDisclosureSectionType ServicesBorrowerDidNotShopFor7.026 263 7.5 FeeType 203KArchitecturalAndEngineeringFee7.026 263 7.5 FeeType 203KConsultantFee7.026 263 7.5 FeeType 203KInspectionFee7.026 263 7.5 FeeType 203KPermits7.026 263 7.5 FeeType 203KTitleUpdate7.026 263 7.5 FeeType ApplicationFee Fee paid to broker or lender to receive loan
application for mortgage financing7.026 263 7.5 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal,
performed in an office setting without visual
inspection of the actual premises of the subject
property or the comparable properties cited in the
appraisal report.
7.026 263 7.5 FeeType AppraisalFee Fee paid to an appraiser for preparation of an
independent, impartial, and objective opinion of
value of the subject property, expressed in
numerical and descriptive terms.7.026 263 7.5 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in
the field – actually inspecting the property and
comparable properties.
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7.026 263 7.5 FeeType AppraisalManagementCompanyFee Fee paid to an external third party for coordinating
assignment of qualified appraisers and supervising
appraisers' work in completing opinion(s) of value.
7.026 263 7.5 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the
presence of asbestos within a building.7.026 263 7.5 FeeType AssumptionFee Fee paid for processing, approving and facilitating
the assumption of an existing mortgage secured
by the subject property to new borrower(s).
7.026 263 7.5 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or
system that assists the mortgage broker,
correspondent lender, lender or lender's agent in
making a decision to approve, deny or
counteroffer a loan application submitted by the
borrower(s).7.026 263 7.5 FeeType AVMFee Fee paid for preparation of an automated
estimate of value of the subject property,
expressed in numerical and possibly descriptive
terms.7.026 263 7.5 FeeType BondFee Fee paid to a state or local housing agency to
participate in a special lending program.7.026 263 7.5 FeeType CertificationFee Fee charged to prepare and submit to the Home
Owner’s, Condominium, or Co-Op Association
Certification for the property securing the loan.
7.026 263 7.5 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes
sent and/or received in conjunction with the loan
application, loan processing or loan closing.
7.026 263 7.5 FeeType CourierFee Fee for delivery of loan application, loan
processing and/or loan closing documents.7.026 263 7.5 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit
risk.7.026 263 7.5 FeeType DisasterInspectionFee Fee for a report that documents the condition of
the property after a localized disaster.7.026 263 7.5 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or
settlement agent for preparation of closing
documents.7.026 263 7.5 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall
within a building.7.026 263 7.5 FeeType ElectricalInspectionFee A fee that pertain to the inspection of the
electrical system within a building.
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7.026 263 7.5 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in
conjunction with loan application, loan processing
and/or loan closing by electronic means.
7.026 263 7.5 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the
Environmental aspects within a building.7.026 263 7.5 FeeType EscrowServiceFee Fee to set up and service the escrow account for
the loan.7.026 263 7.5 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an
escrow account to be established which would,
had it been established, been held in reserve to
pay periodic payments for homeowners insurance,
property taxes and other recurring costs.
7.026 263 7.5 FeeType FilingFee Fee paid when submitting a document to the clerk
of a court for the court's immediate consideration
and for storage in the court's files.
7.026 263 7.5 FeeType FloodCertification Fee paid to obtain a certificate that verifies the
flood zone, or special flood hazard area, status of
a structure on a given property.7.026 263 7.5 FeeType FoundationInspectionFee A fee that pertain to the inspection of the
foundation of a building.7.026 263 7.5 FeeType HeatingCoolingInspectionFee A fee charged for an inspection of the adequacy
and safety of the heating and cooling systems for
the subject property.7.026 263 7.5 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling
organization for providing counseling regarding
high-cost mortgages.7.026 263 7.5 FeeType HomeInspectionFee Fee for inspection of subject property by
professional (other than an appraiser) for an
examination of the condition of a home. Items
inspected may include but are not limited to
electrical, plumbing, sewage disposal, HVAC
systems, roof, foundation, permanently installed
appliances, drainage and grading, exterior finishes,
decks, porches, attics, basements, insulation,
smoke and fire detectors, and ventilation.
7.026 263 7.5 FeeType LeadInspectionFee Identifies that the fee type being requested is for
testing of the existence of Lead.7.026 263 7.5 FeeType LendersAttorneyFee Fee for services provided by attorney or law firm
representing or performing services on behalf of
the lender.
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7.026 263 7.5 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent
lender, lender or lender's agent to manually
review loan processing documents, appraisal and
disclosures and make a decision to approve the
loan application.7.026 263 7.5 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan
onto the Mortgage Electronic Registration System.
7.026 263 7.5 FeeType MIUpfrontPremium7.026 263 7.5 FeeType MoldInspectionFee Identifies that the fee type being requested is for
testing for the existence of mold. This Can be both
Airborne and surface and will need to identify the
number of samples to be taken for each.
7.026 263 7.5 FeeType NotaryFee7.026 263 7.5 FeeType Other7.026 263 7.5 FeeType PestInspectionFee7.026 263 7.5 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the
plumbing system within a building.7.026 263 7.5 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents
necessary to execute a Power of Attorney.7.026 263 7.5 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record
and index a Power of Attorney as required under
State or local law. Recording fees are assessed
based on the type of document to be recorded or
its physical characteristics, such as the number of
pages. Unlike transfer taxes, recording fees are
not based on the sales price of the property or
loan amount.
7.026 263 7.5 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for
performing certain quality control or verification
activities and/or using automated fraud detection
tools, which may include identity verification,
Social Security number or Individual Tax
Identification Number validation, employment
and/or income validation, Federal Income Tax
return validation, etc.
7.026 263 7.5 FeeType ProcessingFee Fee charged by lender, mortgage broker or
correspondent lender for processing of loan
application.
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7.026 263 7.5 FeeType PropertyInspectionWaiverFee Fee charged for waiving the requirement of a
physical inspection of the subject property and
preparation of an appraisal.7.026 263 7.5 FeeType PropertyTaxStatusResearchFee Fee paid to a firm or individual who verifies the
status of unpaid property taxes on the subject
property and/or provides continuous monitoring
of the tax status on behalf of the lender of record.
7.026 263 7.5 FeeType RadonInspectionFee Identifies that the fee type being requested is for
testing the Level of Radon emissions in a
residence.7.026 263 7.5 FeeType ReinspectionFee Fee for reinspection of the subject property after
completion of construction, repairs or
improvements.7.026 263 7.5 FeeType RoofInspectionFee Identifies that the fee type being requested is for
an detailed inspection of the roof.7.026 263 7.5 FeeType SepticInspectionFee Identifies that the fee type being requested is for
testing the operation of an installed septic system.
7.026 263 7.5 FeeType SettlementFee Fee paid for settlement service provider to
conduct the loan settlement and/or real estate
closing transaction.7.026 263 7.5 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for
inspection of Smoke Detectors.7.026 263 7.5 FeeType StructuralInspectionFee A fee charged to perform an inspection and
generate a report as to the structural integrity of a
building.7.026 263 7.5 FeeType SubordinationFee Fee paid to a holder of a lien secured by the
subject property to subordinate its lien position to
the new first lien.7.026 263 7.5 FeeType SurveyFee Fee paid to a professional surveyor to perform an
inspection of the physical boundaries of the land
pertaining to the subject property and to prepare
a drawing and description of the boundaries,
improvements (such as buildings, fences, pools,
etc.) and any encroachments and/or easements
on the land.7.026 263 7.5 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer
a temporary buydown.7.026 263 7.5 FeeType TitleClosingFee Fee paid to title company for conducting the loan
closing on the subject transaction.
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7.026 263 7.5 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued
by title insurance underwriters that sets forth the
responsibility for negligence of an underwriter,
fraud and errors in closings performed by the
agents of the underwriter and approved
attorneys.7.026 263 7.5 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of
documents for the loan closing, deed transfer and
other documents needed to perfect the mortgage
lien and complete ownership transfer of the
subject property.7.026 263 7.5 FeeType TitleEndorsementFee Fee paid to title company for preparation of any
necessary endorsements to the title policy/policies
issued pertaining to the subject transaction.
7.026 263 7.5 FeeType TitleExaminationFee Fee paid to title company for conducting title
search and preparing title abstract on subject
property.7.026 263 7.5 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the
title binder (title commitment).7.026 263 7.5 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's
title insurance policy that indemnifies the lender in
the event that clear ownership of property is
challenged by the discovery of faults in the title.
7.026 263 7.5 FeeType TitleNotaryFee Fee paid to the title company for the performance
of notary services.7.026 263 7.5 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and
resolution of title issues.7.026 263 7.5 FeeType USDARuralDevelopmentGuaranteeFee7.026 263 7.5 FeeType VAFundingFee7.026 263 7.5 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the
borrower on the loan application.7.026 263 7.5 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed
by the borrower on the loan application.
7.026 263 7.5 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by
the borrower on the loan application.7.026 263 7.5 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status
disclosed by the borrower on the loan application.
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September 27, 2016
UCD Enumerations
7.026 263 7.5 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number
or Individual Tax Identification number disclosed
by the borrower on the loan application.
7.026 263 7.5 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information
reported by the borrower on the tax returns
provided in conjunction with the loan application.
7.026 263 7.5 FeeType WaterTestingFee Identifies that the fee type being requested is for
testing the Water Quality.7.026 263 7.5 FeeType WellInspectionFee Identifies that the fee type being requested is for a
well inspection.7.026 263 7.5 FeeType WireTransferFee Fee for wiring funds in connection with the loan.
7.029 270 7.5.2 | 7.5.3 | 7.5.4 |
7.5.5 | 7.5.6
FeePaymentPaidByType Buyer
7.029 270 7.5.2 | 7.5.3 | 7.5.4 |
7.5.5 | 7.5.6
FeePaymentPaidByType Lender
7.029 270 7.5.2 | 7.5.3 | 7.5.4 |
7.5.5 | 7.5.6
FeePaymentPaidByType Seller
7.029 270 7.5.2 | 7.5.3 | 7.5.4 |
7.5.5 | 7.5.6
FeePaymentPaidByType ThirdParty
7.030 271 7.5.2 | 7.5.3 | 7.5.4 |
7.5.5 | 7.5.6
FeePaymentPaidOutsideOfClosingIndicator false true
7.043 274 7.6 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor7.045 276 7.7 IntegratedDisclosureSectionType ServicesBorrowerDidShopFor7.046 277 7.7 FeeType 203KArchitecturalAndEngineeringFee7.046 277 7.7 FeeType 203KConsultantFee7.046 277 7.7 FeeType 203KInspectionFee7.046 277 7.7 FeeType 203KPermits7.046 277 7.7 FeeType 203KTitleUpdate7.046 277 7.7 FeeType ApplicationFee7.046 277 7.7 FeeType AppraisalDeskReviewFee7.046 277 7.7 FeeType AppraisalFee7.046 277 7.7 FeeType AppraisalFieldReviewFee7.046 277 7.7 FeeType AppraisalManagementCompanyFee7.046 277 7.7 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the
presence of asbestos within a building.7.046 277 7.7 FeeType AssumptionFee Fee paid for processing, approving and facilitating
the assumption of an existing mortgage secured
by the subject property to new borrower(s).
7.046 277 7.7 FeeType AutomatedUnderwritingFee7.046 277 7.7 FeeType AVMFee
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 259 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.046 277 7.7 FeeType BondFee7.046 277 7.7 FeeType CertificationFee7.046 277 7.7 FeeType CopyOrFaxFee7.046 277 7.7 FeeType CourierFee7.046 277 7.7 FeeType CreditReportFee7.046 277 7.7 FeeType DisasterInspectionFee Fee for a report that documents the condition of
the property after a localized disaster.7.046 277 7.7 FeeType DocumentPreparationFee7.046 277 7.7 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall
within a building.7.046 277 7.7 FeeType ElectricalInspectionFee A fee that pertain to the inspection of the
electrical system within a building.7.046 277 7.7 FeeType ElectronicDocumentDeliveryFee7.046 277 7.7 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the
Environmental aspects within a building.7.046 277 7.7 FeeType EscrowServiceFee7.046 277 7.7 FeeType EscrowWaiverFee7.046 277 7.7 FeeType FilingFee7.046 277 7.7 FeeType FloodCertification7.046 277 7.7 FeeType FoundationInspectionFee A fee that pertain to the inspection of the
foundation of a building.7.046 277 7.7 FeeType HeatingCoolingInspectionFee A fee charged for an inspection of the adequacy
and safety of the heating and cooling systems for
the subject property.7.046 277 7.7 FeeType HighCostMortgageCounselingFee7.046 277 7.7 FeeType HomeInspectionFee Fee for inspection of subject property by
professional (other than an appraiser) for an
examination of the condition of a home. Items
inspected may include but are not limited to
electrical, plumbing, sewage disposal, HVAC
systems, roof, foundation, permanently installed
appliances, drainage and grading, exterior finishes,
decks, porches, attics, basements, insulation,
smoke and fire detectors, and ventilation.
7.046 277 7.7 FeeType LeadInspectionFee Identifies that the fee type being requested is for
testing of the existence of Lead.7.046 277 7.7 FeeType LendersAttorneyFee7.046 277 7.7 FeeType ManualUnderwritingFee7.046 277 7.7 FeeType MERSRegistrationFee7.046 277 7.7 FeeType MIUpfrontPremium
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 260 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.046 277 7.7 FeeType MoldInspectionFee Identifies that the fee type being requested is for
testing for the existence of mold. This Can be both
Airborne and surface and will need to identify the
number of samples to be taken for each.
7.046 277 7.7 FeeType NotaryFee7.046 277 7.7 FeeType Other7.046 277 7.7 FeeType PestInspectionFee Cost for inspection, testing and preparation of a
report describing all infestations, past infestations
and visible damage caused by termites, rodents,
squirrels and other pests resulting from an
inspection of the interior and exterior of the
subject property structures by a qualified pest
inspector.7.046 277 7.7 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the
plumbing system within a building.7.046 277 7.7 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents
necessary to execute a Power of Attorney.7.046 277 7.7 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record
and index a Power of Attorney as required under
State or local law. Recording fees are assessed
based on the type of document to be recorded or
its physical characteristics, such as the number of
pages. Unlike transfer taxes, recording fees are
not based on the sales price of the property or
loan amount.
7.046 277 7.7 FeeType PreclosingVerificationControlFee7.046 277 7.7 FeeType ProcessingFee7.046 277 7.7 FeeType PropertyInspectionWaiverFee7.046 277 7.7 FeeType PropertyTaxStatusResearchFee7.046 277 7.7 FeeType RadonInspectionFee Identifies that the fee type being requested is for
testing the Level of Radon emissions in a
residence.7.046 277 7.7 FeeType ReinspectionFee7.046 277 7.7 FeeType RoofInspectionFee Identifies that the fee type being requested is for
an detailed inspection of the roof.7.046 277 7.7 FeeType SepticInspectionFee Identifies that the fee type being requested is for
testing the operation of an installed septic system.
7.046 277 7.7 FeeType SettlementFee7.046 277 7.7 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for
inspection of Smoke Detectors.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 261 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.046 277 7.7 FeeType StructuralInspectionFee A fee charged to perform an inspection and
generate a report as to the structural integrity of a
building.7.046 277 7.7 FeeType SubordinationFee7.046 277 7.7 FeeType SurveyFee Fee paid to a professional surveyor to perform an
inspection of the physical boundaries of the land
pertaining to the subject property and to prepare
a drawing and description of the boundaries,
improvements (such as buildings, fences, pools,
etc.) and any encroachments and/or easements
on the land.7.046 277 7.7 FeeType TemporaryBuydownAdministrationFee7.046 277 7.7 FeeType TitleClosingFee7.046 277 7.7 FeeType TitleClosingProtectionLetterFee Fee charged for a statement or document issued
by title insurance underwriters that sets forth the
responsibility for negligence of an underwriter,
fraud and errors in closings performed by the
agents of the underwriter and approved
attorneys.7.046 277 7.7 FeeType TitleDocumentPreparationFee Fee paid to title company for preparation of
documents for the loan closing, deed transfer and
other documents needed to perfect the mortgage
lien and complete ownership transfer of the
subject property.7.046 277 7.7 FeeType TitleEndorsementFee Fee paid to title company for preparation of any
necessary endorsements to the title policy/policies
issued pertaining to the subject transaction.
7.046 277 7.7 FeeType TitleExaminationFee Fee paid to title company for conducting title
search and preparing title abstract on subject
property.7.046 277 7.7 FeeType TitleInsuranceBinderFee Fee paid to title company for preparation of the
title binder (title commitment).7.046 277 7.7 FeeType TitleLendersCoveragePremium Fee paid to title company for issuance of lender's
title insurance policy that indemnifies the lender in
the event that clear ownership of property is
challenged by the discovery of faults in the title.
7.046 277 7.7 FeeType TitleNotaryFee Fee paid to the title company for the performance
of notary services.7.046 277 7.7 FeeType TitleUnderwritingIssueResolutionFee Fee paid to title company for research and
resolution of title issues.7.046 277 7.7 FeeType VerificationOfAssetsFee7.046 277 7.7 FeeType VerificationOfEmploymentFee
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 262 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.046 277 7.7 FeeType VerificationOfIncomeFee7.046 277 7.7 FeeType VerificationOfResidencyStatusFee7.046 277 7.7 FeeType VerificationOfTaxpayerIdentificationFee7.046 277 7.7 FeeType VerificationOfTaxReturnFee7.046 277 7.7 FeeType WaterTestingFee Identifies that the fee type being requested is for
testing the Water Quality.7.046 277 7.7 FeeType WellInspectionFee Identifies that the fee type being requested is for a
well inspection.7.046 277 7.7 FeeType WireTransferFee7.049 284 7.7.2 | 7.7.3 | 7.7.4 |
7.7.5 | 7.7.6
FeePaymentPaidByType Buyer
7.049 284 7.7.2 | 7.7.3 | 7.7.4 |
7.7.5 | 7.7.6
FeePaymentPaidByType Lender
7.049 284 7.7.2 | 7.7.3 | 7.7.4 |
7.7.5 | 7.7.6
FeePaymentPaidByType Seller
7.049 284 7.7.2 | 7.7.3 | 7.7.4 |
7.7.5 | 7.7.6
FeePaymentPaidByType ThirdParty
7.050 285 7.7.2 | 7.7.3 | 7.7.4 |
7.7.5 | 7.7.6
FeePaymentPaidOutsideOfClosingIndicator false true
7.063 288 7.8 IntegratedDisclosureSectionType TotalLoanCosts7.066 293 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaidByType Buyer7.067 294 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaymentTimingType AtClosing7.067 294 7.9.2 | 7.9.3 IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing7.069 239 GSE RegulationZPointsAndFeesIndicator false true7.070 266 GSE RegulationZPointsAndFeesIndicator false true7.071 280 GSE RegulationZPointsAndFeesIndicator false true7.073 267 7.5.1 FeePaidToType Broker7.073 267 7.5.1 FeePaidToType Investor7.073 267 7.5.1 FeePaidToType Lender7.073 267 7.5.1 FeePaidToType Other7.073 267 7.5.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.074 281 7.7.1 FeePaidToType Broker7.074 281 7.7.1 FeePaidToType Investor7.074 281 7.7.1 FeePaidToType Lender7.074 281 7.7.1 FeePaidToType Other7.074 281 7.7.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.075 248 7.3 IntegratedDisclosureSectionType OriginationCharges7.076 249 7.3 FeeType 203KArchitecturalAndEngineeringFee7.076 249 7.3 FeeType 203KConsultantFee7.076 249 7.3 FeeType 203KDiscountOnRepairs7.076 249 7.3 FeeType 203KInspectionFee7.076 249 7.3 FeeType 203KPermits7.076 249 7.3 FeeType 203KSupplementalOriginationFee
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 263 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.076 249 7.3 FeeType ApplicationFee Fee paid to broker or lender to receive loan
application for mortgage financing7.076 249 7.3 FeeType AppraisalDeskReviewFee Fee paid for a professional review of an appraisal,
performed in an office setting without visual
inspection of the actual premises of the subject
property or the comparable properties cited in the
appraisal report.
7.076 249 7.3 FeeType AppraisalFee Fee paid to an appraiser for preparation of an
independent, impartial, and objective opinion of
value of the subject property, expressed in
numerical and descriptive terms.7.076 249 7.3 FeeType AppraisalFieldReviewFee Fee charged for performing an appraisal review in
the field – actually inspecting the property and
comparable properties.7.076 249 7.3 FeeType AppraisalManagmentCompanyFee7.076 249 7.3 FeeType AssumptionFee Fee paid for processing, approving and facilitating
the assumption of an existing mortgage secured
by the subject property to new borrower(s).
7.076 249 7.3 FeeType AutomatedUnderwritingFee Fee for use of an automated underwriting tool or
system that assists the mortgage broker,
correspondent lender, lender or lender's agent in
making a decision to approve, deny or
counteroffer a loan application submitted by the
borrower(s).7.076 249 7.3 FeeType AVMFee Fee paid for preparation of an automated
estimate of value of the subject property,
expressed in numerical and possibly descriptive
terms.7.076 249 7.3 FeeType BondFee Fee paid to a state or local housing agency to
participate in a special lending program.7.076 249 7.3 FeeType CertificationFee Fee charged to prepare and submit to the Home
Owner’s, Condominium, or Co-Op Association
Certification for the property securing the loan.
7.076 249 7.3 FeeType CopyOrFaxFee Fee for copies of documents and/or costs of faxes
sent and/or received in conjunction with the loan
application, loan processing or loan closing.
7.076 249 7.3 FeeType CourierFee Fee for delivery of loan application, loan
processing and/or loan closing documents.7.076 249 7.3 FeeType CreditReportFee Fee for the credit report(s) used in assessing credit
risk.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 264 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.076 249 7.3 FeeType DocumentPreparationFee Fee required by the Lender, title company and/or
settlement agent for preparation of closing
documents.7.076 249 7.3 FeeType ElectronicDocumentDeliveryFee Fee for transmitting or receiving documents in
conjunction with loan application, loan processing
and/or loan closing by electronic means.
7.076 249 7.3 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an
escrow account to be established which would,
had it been established, been held in reserve to
pay periodic payments for homeowners insurance,
property taxes and other recurring costs.
7.076 249 7.3 FeeType FilingFee Fee paid when submitting a document to the clerk
of a court for the court's immediate consideration
and for storage in the court's files.
7.076 249 7.3 FeeType HighCostMortgageCounselingFee A fee charged by a counselor or counseling
organization for providing counseling regarding
high-cost mortgages.7.076 249 7.3 FeeType LoanLevelPriceAdjustment Loan-level pricing adjustments and/or delivery
fees charged by mortgage investor or security
issuer that is passed onto the borrower, expressed
as a percent of loan amount or flat dollar amount.
7.076 249 7.3 FeeType LoanOriginationFee Fee charged by the lender or broker as
compensation for providing origination services
associated with the subject loan.7.076 249 7.3 FeeType LoanOriginatorCompensation The amount of any compensation of a loan
originator paid by the creditor, the borrower, the
property seller or any interested party to the loan.
7.076 249 7.3 FeeType ManualUnderwritingFee Fee paid to mortgage broker, correspondent
lender, lender or lender's agent to manually
review loan processing documents, appraisal and
disclosures and make a decision to approve the
loan application.7.076 249 7.3 FeeType MERSRegistrationFee Fee charged for registering/transferring the loan
onto the Mortgage Electronic Registration System.
7.076 249 7.3 FeeType NotaryFee7.076 249 7.3 FeeType Other7.076 249 7.3 FeeType PowerOfAttorneyPreparationFee A fee charged to create and review documents
necessary to execute a Power of Attorney.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 265 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.076 249 7.3 FeeType PowerOfAttorneyRecordingFee Fee assessed by a government authority to record
and index a Power of Attorney as required under
State or local law. Recording fees are assessed
based on the type of document to be recorded or
its physical characteristics, such as the number of
pages. Unlike transfer taxes, recording fees are
not based on the sales price of the property or
loan amount.
7.076 249 7.3 FeeType PreclosingVerificationControlFee Fee to reimburse lender or mortgage broker for
performing certain quality control or verification
activities and/or using automated fraud detection
tools, which may include identity verification,
Social Security number or Individual Tax
Identification Number validation, employment
and/or income validation, Federal Income Tax
return validation, etc.
7.076 249 7.3 FeeType ProcessingFee Fee charged by lender, mortgage broker or
correspondent lender for processing of loan
application.7.076 249 7.3 FeeType RateLockFee Fee to establish that the lender and borrower
have fixed (locked), for a specific period, certain
terms of the loan to be closed at a later date.
7.076 249 7.3 FeeType ReinspectionFee Fee for reinspection of the subject property after
completion of construction, repairs or
improvements.7.076 249 7.3 FeeType SubordinationFee Fee paid to a holder of a lien secured by the
subject property to subordinate its lien position to
the new first lien.7.076 249 7.3 FeeType TemporaryBuydownAdministrationFee Fee paid to lender or lender's agent to administer
a temporary buydown.7.076 249 7.3 FeeType TemporaryBuydownPoints A form of pre-paid interest, equaling a percentage
of the loan amount, paid to temporarily reduce
the interest rate on a mortgage for a specific
period of the initial term of the loan.
7.076 249 7.3 FeeType VerificationOfAssetsFee Fee paid for verification of assets disclosed by the
borrower on the loan application.7.076 249 7.3 FeeType VerificationOfEmploymentFee Fee paid for verification of employment disclosed
by the borrower on the loan application.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 266 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.076 249 7.3 FeeType VerificationOfIncomeFee Fee paid for verification of income disclosed by
the borrower on the loan application.7.076 249 7.3 FeeType VerificationOfResidencyStatusFee Fee paid for verification of residency status
disclosed by the borrower on the loan application.
7.076 249 7.3 FeeType VerificationOfTaxpayerIdentificationFee Fee paid for verification of Social Security number
or Individual Tax Identification number disclosed
by the borrower on the loan application.
7.076 249 7.3 FeeType VerificationOfTaxReturnFee Fee paid for verification of financial information
reported by the borrower on the tax returns
provided in conjunction with the loan application.
7.076 249 7.3 FeeType WireTransferFee Fee for wiring funds in connection with the loan.
7.077 256 7.3.2 | 7.3.3 | 7.3.4 |
7.3.5 | 7.3.6
FeePaymentPaidByType Buyer
7.077 256 7.3.2 | 7.3.3 | 7.3.4 |
7.3.5 | 7.3.6
FeePaymentPaidByType Lender
7.077 256 7.3.2 | 7.3.3 | 7.3.4 |
7.3.5 | 7.3.6
FeePaymentPaidByType Seller
7.077 256 7.3.2 | 7.3.3 | 7.3.4 |
7.3.5 | 7.3.6
FeePaymentPaidByType ThirdParty
7.078 257 7.3.2 | 7.3.3 | 7.3.4 |
7.3.5 | 7.3.6
FeePaymentPaidOutsideOfClosingIndicator false true
7.080 252 GSE RegulationZPointsAndFeesIndicator false true7.081 253 7.3.1 FeePaidToType Broker7.081 253 7.3.1 FeePaidToType Investor7.081 253 7.3.1 FeePaidToType Lender7.081 253 7.3.1 FeePaidToType Other7.081 253 7.3.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.082 291 7.9 IntegratedDisclosureSubsectionType LoanCostsSubtotal7.085 242 7.2.1 FeePaidToType Broker7.085 242 7.2.1 FeePaidToType Investor7.085 242 7.2.1 FeePaidToType Lender7.085 242 7.2.1 FeePaidToType Other7.085 242 7.2.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.7.087 237 GSE RegulationZExcludedBonaFideDiscountPointsIndicator false true
7.107 243 7.2.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.7.107 243 7.2.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 267 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
7.108 254 7.3.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.7.108 254 7.3.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.7.109 268 7.5.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.7.109 268 7.5.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.7.110 282 7.7.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.7.110 282 7.7.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.004 312 8.3 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.009 321 8.4 IntegratedDisclosureSectionType Prepaids8.012 324 8.5 PrepaidItemType HomeownersInsurancePremium Periodic amount paid for coverage against
hazards, theft and other losses on the insured
subject property and sometimes insured contents
of personal property, and other improvements
(fences, porches, patios, driveways, landscaping,
accessory buildings, in ground pools, etc.) May or
may not include riders to insure against losses
caused by windstorms, hurricanes, etc.
8.020 331 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5
PrepaidItemPaymentTimingType AtClosing
8.020 331 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5
PrepaidItemPaymentTimingType BeforeClosing
8.021 330 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5 | 8.5.6
PrepaidItemPaymentPaidByType Buyer
8.021 330 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5 | 8.5.6
PrepaidItemPaymentPaidByType Lender
8.021 330 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5 | 8.5.6
PrepaidItemPaymentPaidByType Seller
8.021 330 8.5.2 | 8.5.3 | 8.5.4 |
8.5.5 | 8.5.6
PrepaidItemPaymentPaidByType ThirdParty
8.023 383 8.10 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.056 421 G. Initial Escrow
Payment at Closing -
Other Items
EscrowItemTypeOtherDescription BoroughPropertyTax
8.062 434 8.16 IntegratedDisclosureSectionType OtherCosts8.065 436 8.17 IntegratedDisclosureSectionType OtherCosts8.066 437 8.17 FeeType AsbestosInspectionFee Fee for an inspection and/or testing for the
presence of asbestos within a building.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 268 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
8.066 437 8.17 FeeType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and insurance, maintenance and repairs to
community facilities like clubhouses, pools, and
exercise rooms and may also cover the salaries of
condominium association employees and/or third
party management fees.
8.066 437 8.17 FeeType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, repairs, utility service upgrades,
etc. that are assessed in addition to the regularly
occurring condominium dues.8.066 437 8.17 FeeType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and insurance,
maintenance and repairs to cooperative facilities
and may also cover the salaries of cooperative
employees and/or third party management fees.
8.066 437 8.17 FeeType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
8.066 437 8.17 FeeType CreditDisabilityInsurancePremium Premium for insurance in which the lender is the
beneficiary and proceeds payoff the unpaid
principal balance in the event of the borrower's
permanent disability and/or pay recurring
mortgage payment during borrower's temporary
disability.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 269 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
8.066 437 8.17 FeeType CreditLifeInsurancePremium Premium for insurance in which the lender is the
beneficiary and proceeds payoff the unpaid
principal balance in the event of the borrower's
death.8.066 437 8.17 FeeType CreditPropertyInsurancePremium Fee payable for insurance that provides coverage
from actions such as fire or theft of any personal
property used to secure the loan.8.066 437 8.17 FeeType CreditUnemploymentInsurancePremium Premium for insurance in which the lender is the
beneficiary and proceeds pay recurring mortgage
payment during borrower's temporary
unemployment.8.066 437 8.17 FeeType DebtCancellationInsurancePremium Fee payable for insurance that provides for
cancellation of some or all of the mortgage debt
upon certain events, such as death or disability of
the borrower(s).8.066 437 8.17 FeeType DisasterInspectionFee Fee for a report that documents the condition of
the property after a localized disaster.8.066 437 8.17 FeeType DryWallInspectionFee A fee that pertain to the inspection of the drywall
within a building.8.066 437 8.17 FeeType ElectricalInspectionFee A fee that pertain to the inspection of the
electrical system within a building.8.066 437 8.17 FeeType EnvironmentalInspectionFee A fee that pertain to the inspection of the
Environmental aspects within a building.8.066 437 8.17 FeeType FoundationInspectionFee A fee that pertain to the inspection of the
foundation of a building.8.066 437 8.17 FeeType HeatingCoolingInspectionFee A fee charged for an inspection of the adequacy
and safety of the heating and cooling systems for
the subject property.8.066 437 8.17 FeeType HomeInspectionFee Fee for inspection of subject property by
professional (other than an appraiser) for an
examination of the condition of a home. Items
inspected may include but are not limited to
electrical, plumbing, sewage disposal, HVAC
systems, roof, foundation, permanently installed
appliances, drainage and grading, exterior finishes,
decks, porches, attics, basements, insulation,
smoke and fire detectors, and ventilation.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 270 of 316Document Version 1.5
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UCD Enumerations
8.066 437 8.17 FeeType HomeownersAssociationDues Fee payable by homeowners to homeowners or
neighborhood association within which the
subject property is located, which is intended to
pay for the daily operation of the association and
may include but is not limited to items such as
electricity bills for street lights, landscaping, and
maintenance and repairs to community facilities
like clubhouses, pools, and exercise rooms and
may also cover insurance on community assets,
the salaries of HOA employees or third party
management fees.
8.066 437 8.17 FeeType HomeownersAssociationSpecialAssessment Fee payable by homeowners to homeowners or
neighborhood association in which the subject
property is located for items such as capital
improvements, utility service upgrades, etc., that
may be assessed in addition to the regularly
occurring association dues.8.066 437 8.17 FeeType HomeWarrantyFee Fee for issuance of a warranty covering major
systems within the subject property, usually (but
not always) including the structure, electrical,
plumbing, sewage disposal, HVAC systems, roof,
foundation, permanently installed appliances,
drainage and grading, exterior finishes, decks,
porches, attics, basements, insulation, smoke and
fire detectors, and ventilation systems.
8.066 437 8.17 FeeType LeadInspectionFee Identifies that the fee type being requested is for
testing of the existence of Lead.8.066 437 8.17 FeeType MoldInspectionFee Identifies that the fee type being requested is for
testing for the existence of mold. This Can be both
Airborne and surface and will need to identify the
number of samples to be taken for each.
8.066 437 8.17 FeeType MunicipalLienCertificateFee Fee charged by a municipality to release a lien or
injunction after payment of fines for property non-
compliance have been completed.
8.066 437 8.17 FeeType Other
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UCD Enumerations 271 of 316Document Version 1.5
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UCD Enumerations
8.066 437 8.17 FeeType PestInspectionFee Cost for inspection, testing and preparation of a
report describing all infestations, past infestations
and visible damage caused by termites, rodents,
squirrels and other pests resulting from an
inspection of the interior and exterior of the
subject property structures by a qualified pest
inspector.8.066 437 8.17 FeeType PlumbingInspectionFee A fee charged to conduct an inspection of the
plumbing system within a building.8.066 437 8.17 FeeType RadonInspectionFee Identifies that the fee type being requested is for
testing the Level of Radon emissions in a
residence.8.066 437 8.17 FeeType RealEstateCommissionBuyersBroker Fee payable to licensed real estate broker
representing the buyers' interests for professional
activities related to the purchase of the subject
property.8.066 437 8.17 FeeType RealEstateCommissionSellersBroker Fee payable to licensed real estate broker
representing the sellers' interests for professional
activities related to the listing and/or sale of the
subject property.8.066 437 8.17 FeeType ReconveyanceFee Fees imposed for preparing and providing
documents when a loan is paid in full, whether or
not the loan is prepaid, such as a loan payoff
statement, a reconveyance document, or another
document releasing the creditor’s security
interest in the dwelling that secures the loan.
8.066 437 8.17 FeeType RoofInspectionFee Identifies that the fee type being requested is for
an detailed inspection of the roof.8.066 437 8.17 FeeType SepticInspectionFee Identifies that the fee type being requested is for
testing the operation of an installed septic system.
8.066 437 8.17 FeeType SigningAgentFee Fee charged for the services of a signing agent
who, as an accommodation of the borrower,
closes the loan at a specific time or at a location
requested by the borrower.8.066 437 8.17 FeeType SmokeDetectorInspectionFee Identifies that the fee type being requested is for
inspection of Smoke Detectors.8.066 437 8.17 FeeType StructuralInspectionFee A fee charged to perform an inspection and
generate a report as to the structural integrity of a
building.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 272 of 316Document Version 1.5
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UCD Enumerations
8.066 437 8.17 FeeType TitleOwnersCoveragePremium Fee paid to title company for issuance of owner's
title insurance policy that indemnifies the owner
of real estate in the event that his or her clear
ownership of property is challenged by the
discovery of faults in the title. (This coverage is
optional.)8.066 437 8.17 FeeType WaterTestingFee Identifies that the fee type being requested is for
testing the Water Quality.8.066 437 8.17 FeeType WellInspectionFee Identifies that the fee type being requested is for a
well inspection.8.067 439 8.17 FeeTypeOtherDescription DebtSuspensionInsurancePremium A fee for a policy that would suspend or make
payments if a qualifying event under the policy
occurs, such as a temporary disability or job loss
by the insured.8.070 445 8.17.2 | 8.17.3 |
8.17.4 | 8.17.5 |
8.17.6
FeePaymentPaidOutsideOfClosingIndicator false true
8.072 449 8.18 IntegratedDisclosureSectionType TotalOtherCosts8.075 452 8.19 IntegratedDisclosureSubsectionType OtherCostsSubtotal8.077 454 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaidByType Buyer8.078 457 9.1 IntegratedDisclosureSectionType TotalClosingCosts8.082 460 9.2 IntegratedDisclosureSubsectionType ClosingCostsSubtotal8.083 462 9.2.2 | 9.2.3 | 9.2.4 |
9.2.5 | 9.2.6
IntegratedDisclosureSubsectionPaidByType Buyer
8.083 462 9.2.2 | 9.2.3 | 9.2.4 |
9.2.5 | 9.2.6
IntegratedDisclosureSubsectionPaidByType Seller
8.083 462 9.2.2 | 9.2.3 | 9.2.4 |
9.2.5 | 9.2.6
IntegratedDisclosureSubsectionPaidByType ThirdParty
8.084 463 9.2.2 | 9.2.3 | 9.2.4 |
9.2.5 | 9.2.6
IntegratedDisclosureSubsectionPaymentTimingType AtClosing
8.084 463 9.2.2 | 9.2.3 | 9.2.4 |
9.2.5 | 9.2.6
IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing
8.085 466 9.3 IntegratedDisclosureSubsectionType LenderCredits8.087 470 9.3.2 IntegratedDisclosureSubsectionPaidByType Buyer8.103 455 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.103 455 8.19.2 | 8.19.3 IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing8.107 444 8.17.2 | 8.17.3 |
8.17.4 | 8.17.5 |
8.17.6
FeePaymentPaidByType Buyer
8.107 444 8.17.2 | 8.17.3 |
8.17.4 | 8.17.5 |
8.17.6
FeePaymentPaidByType Lender
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UCD Enumerations 273 of 316Document Version 1.5
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8.107 444 8.17.2 | 8.17.3 |
8.17.4 | 8.17.5 |
8.17.6
FeePaymentPaidByType Seller
8.107 444 8.17.2 | 8.17.3 |
8.17.4 | 8.17.5 |
8.17.6
FeePaymentPaidByType ThirdParty
8.142 426 8.14.2 | 8.14.4 |
8.14.6
EscrowItemPaymentPaidByType Buyer
8.142 426 8.14.2 | 8.14.4 |
8.14.6
EscrowItemPaymentPaidByType Lender
8.142 426 8.14.2 | 8.14.4 |
8.14.6
EscrowItemPaymentPaidByType Seller
8.142 426 8.14.2 | 8.14.4 |
8.14.6
EscrowItemPaymentPaidByType ThirdParty
8.150 297 8.1 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.153 308 8.2.2 | 8.2.3 | 8.2.4 |
8.2.5 | 8.2.6
FeePaymentPaidByType Buyer
8.153 308 8.2.2 | 8.2.3 | 8.2.4 |
8.2.5 | 8.2.6
FeePaymentPaidByType Lender
8.153 308 8.2.2 | 8.2.3 | 8.2.4 |
8.2.5 | 8.2.6
FeePaymentPaidByType Seller
8.153 308 8.2.2 | 8.2.3 | 8.2.4 |
8.2.5 | 8.2.6
FeePaymentPaidByType ThirdParty
8.154 309 8.2.2 | 8.2.3 | 8.2.4 |
8.2.5 | 8.2.6
FeePaymentPaidOutsideOfClosingIndicator false true
8.169 386 8.11 EscrowItemType HomeownersInsurance8.170 328 8.5.1 FeePaidToType Broker8.170 328 8.5.1 FeePaidToType Investor8.170 328 8.5.1 FeePaidToType Lender8.170 328 8.5.1 FeePaidToType Other8.170 328 8.5.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.173 392 8.11.2 | 8.11.4 |
8.11.6
EscrowItemPaymentPaidByType Buyer
8.173 392 8.11.2 | 8.11.4 |
8.11.6
EscrowItemPaymentPaidByType Lender
8.173 392 8.11.2 | 8.11.4 |
8.11.6
EscrowItemPaymentPaidByType Seller
8.173 392 8.11.2 | 8.11.4 |
8.11.6
EscrowItemPaymentPaidByType ThirdParty
8.175 419 8.14 EscrowItemType AssessmentTax8.175 419 8.14 EscrowItemType CityPropertyTax8.175 419 8.14 EscrowItemType CondominiumAssociationDues8.175 419 8.14 EscrowItemType CondominiumAssociationSpecialAssessment8.175 419 8.14 EscrowItemType CooperativeAssociationDues
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UCD Enumerations 274 of 316Document Version 1.5
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8.175 419 8.14 EscrowItemType CooperativeAssociationSpecialAssessment8.175 419 8.14 EscrowItemType DistrictPropertyTax8.175 419 8.14 EscrowItemType EarthquakeInsurance8.175 419 8.14 EscrowItemType FloodInsurance8.175 419 8.14 EscrowItemType HailInsurancePremium8.175 419 8.14 EscrowItemType HazardInsurance8.175 419 8.14 EscrowItemType HomeownersAssociationDues8.175 419 8.14 EscrowItemType HomeownersAssociationSpecialAssessment8.175 419 8.14 EscrowItemType Other8.175 419 8.14 EscrowItemType SchoolPropertyTax8.175 419 8.14 EscrowItemType StatePropertyTax8.175 419 8.14 EscrowItemType TownPropertyTax8.175 419 8.14 EscrowItemType VolcanoInsurance8.175 419 8.14 EscrowItemType WindstormInsurance8.179 422 8.14.1 FeePaidToType Broker8.179 422 8.14.1 FeePaidToType Investor8.179 422 8.14.1 FeePaidToType Lender8.179 422 8.14.1 FeePaidToType Other8.179 422 8.14.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.180 440 8.17.1 FeePaidToType Broker8.180 440 8.17.1 FeePaidToType Investor8.180 440 8.17.1 FeePaidToType Lender8.180 440 8.17.1 FeePaidToType Other8.180 440 8.17.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.181 333 GSE RegulationZPointsAndFeesIndicator false true8.185 430 GSE RegulationZPointsAndFeesIndicator false true8.186 447 GSE RegulationZPointsAndFeesIndicator false true8.188 395 GSE RegulationZPointsAndFeesIndicator false true8.189 390 8.11.1 FeePaidToType Broker8.189 390 8.11.1 FeePaidToType Investor8.189 390 8.11.1 FeePaidToType Lender8.189 390 8.11.1 FeePaidToType Other8.189 390 8.11.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.190 318 8.3.2 | 8.3.3 | 8.3.4 |
8.3.5 | 8.3.6
FeePaymentPaidByType Buyer
8.190 318 8.3.2 | 8.3.3 | 8.3.4 |
8.3.5 | 8.3.6
FeePaymentPaidByType Lender
8.190 318 8.3.2 | 8.3.3 | 8.3.4 |
8.3.5 | 8.3.6
FeePaymentPaidByType Seller
8.190 318 8.3.2 | 8.3.3 | 8.3.4 |
8.3.5 | 8.3.6
FeePaymentPaidByType ThirdParty
8.191 319 8.3.2 | 8.3.3 | 8.3.4 |
8.3.5 | 8.3.6
FeePaymentPaidOutsideOfClosingIndicator false true
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 275 of 316Document Version 1.5
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UCD Enumerations
8.195 303 8.2 FeeType RecordingFeeForMortgage Fee for recording mortgage with the appropriate
government entity based on the nature of the
physical document (typically number of pages)
and not based on the sales price or value of the
property or loan amount being extended to the
borrower.8.196 313 8.3 FeeType MortgageSurchargeCountyOrParish Special assessment, surcharge or fee charged by
the county or parish in which the subject property
is located in conjunction with a mortgage loan,
which is levied in addition to regularly assessed
property and school taxes.8.196 313 8.3 FeeType MortgageSurchargeMunicipal Special assessment, surcharge or fee charged by
the municipality in which the subject property is
located in conjunction with a mortgage loan,
which is levied in addition to regularly assessed
property and school taxes.8.196 313 8.3 FeeType MortgageSurchargeState Special assessment, surcharge or fee charged by
the state in which the subject property is located
in conjunction with a mortgage loan, which is
levied in addition to regularly assessed property
and school taxes.8.196 313 8.3 FeeType Other8.196 313 8.3 FeeType TransferTaxTotal Fee to jurisdictional government entity based on
the sales price, value of the property or loan
amount being extended to the borrower.8.197 307 8.2 FeeType RecordingFeeTotal Fee total of all aggregated deed and mortgage
taxes and government fees.8.205 299 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.206 300 8.2 FeeType RecordingFeeForDeed Fee for recording trust deed, deed of trust, or
other security instrument with the appropriate
government entity based on the nature of the
physical document (typically number of pages)
and not based on the sales price or value of the
property or loan amount being extended to the
borrower.8.208 302 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.209 306 8.2 IntegratedDisclosureSectionType TaxesAndOtherGovernmentFees8.210 323 8.5 IntegratedDisclosureSectionType Prepaids8.219 442 8.17 OptionalCostIndicator false true8.224 469 9.3.2 IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.235 334 8.6 IntegratedDisclosureSectionType Prepaids8.236 335 8.6 PrepaidItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender
against the non-payment of, or default on, an
individual mortgage.
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UCD Enumerations 276 of 316Document Version 1.5
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UCD Enumerations
8.239 341 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5 | 8.6.6
PrepaidItemPaymentPaidByType Buyer
8.239 341 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5 | 8.6.6
PrepaidItemPaymentPaidByType Lender
8.239 341 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5 | 8.6.6
PrepaidItemPaymentPaidByType Seller
8.239 341 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5 | 8.6.6
PrepaidItemPaymentPaidByType ThirdParty
8.240 342 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5
PrepaidItemPaymentTimingType AtClosing
8.240 342 8.6.2 | 8.6.3 | 8.6.4 |
8.6.5
PrepaidItemPaymentTimingType BeforeClosing
8.242 344 GSE RegulationZPointsAndFeesIndicator false true8.243 339 8.6.1 FeePaidToType Broker8.243 339 8.6.1 FeePaidToType Investor8.243 339 8.6.1 FeePaidToType Lender8.243 339 8.6.1 FeePaidToType Other8.243 339 8.6.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.244 345 8.7 IntegratedDisclosureSectionType Prepaids8.245 346 8.7 PrepaidItemType PrepaidInterest Interest collected at settlement for a part of the
month or other period between settlement and
the date from which interest will be collected with
the first regular monthly payment.
8.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 3608.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 3658.249 351 8.7.1 PrepaidItemPerDiemCalculationMethodType 365Or3668.253 354 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5 | 8.7.6
PrepaidItemPaymentPaidByType Buyer
8.253 354 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5 | 8.7.6
PrepaidItemPaymentPaidByType Lender
8.253 354 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5 | 8.7.6
PrepaidItemPaymentPaidByType Seller
8.253 354 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5 | 8.7.6
PrepaidItemPaymentPaidByType ThirdParty
8.254 355 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5
PrepaidItemPaymentTimingType AtClosing
8.254 355 8.7.2 | 8.7.3 | 8.7.4 |
8.7.5
PrepaidItemPaymentTimingType BeforeClosing
8.256 357 GSE RegulationZPointsAndFeesIndicator false true8.257 348 8.7.1 FeePaidToType Broker8.257 348 8.7.1 FeePaidToType Investor8.257 348 8.7.1 FeePaidToType Lender8.257 348 8.7.1 FeePaidToType Other
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8.257 348 8.7.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.258 358 8.8 IntegratedDisclosureSectionType Prepaids8.259 359 8.8 PrepaidItemType BoroughPropertyTax Property tax levied by the borough in which the
subject property is located.8.259 359 8.8 PrepaidItemType CityPropertyTax Property tax levied by the city in which the subject
property is located.8.259 359 8.8 PrepaidItemType CountyPropertyTax Property tax levied by the county in which the
subject property is located.8.259 359 8.8 PrepaidItemType DistrictPropertyTax Property tax levied by the district in which the
subject property is located.8.259 359 8.8 PrepaidItemType Other8.259 359 8.8 PrepaidItemType StatePropertyTax Property tax levied by the state in which the
subject property is located.8.259 359 8.8 PrepaidItemType TownPropertyTax Property tax levied by the town in which the
subject property is located.8.262 366 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5 | 8.8.6
PrepaidItemPaymentPaidByType Buyer
8.262 366 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5 | 8.8.6
PrepaidItemPaymentPaidByType Lender
8.262 366 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5 | 8.8.6
PrepaidItemPaymentPaidByType Seller
8.262 366 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5 | 8.8.6
PrepaidItemPaymentPaidByType ThirdParty
8.263 367 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5
PrepaidItemPaymentTimingType AtClosing
8.263 367 8.8.2 | 8.8.3 | 8.8.4 |
8.8.5
PrepaidItemPaymentTimingType BeforeClosing
8.265 370 8.9 IntegratedDisclosureSectionType Prepaids8.266 371 8.9 PrepaidItemType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and maintenance and repairs to community
facilities like clubhouses, pools, and exercise
rooms and may also cover insurance on
community assets, the salaries of condominium
association employees and/or third party
management fees.8.266 371 8.9 PrepaidItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, utility service upgrades, etc. that
are assessed in addition to the regularly occurring
condominium dues.
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UCD Enumerations 278 of 316Document Version 1.5
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UCD Enumerations
8.266 371 8.9 PrepaidItemType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and maintenance
and repairs to cooperative facilities and may also
cover insurance on cooperative assets, the salaries
of cooperative employees and/or third party
management fees.
8.266 371 8.9 PrepaidItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
8.266 371 8.9 PrepaidItemType EarthquakeInsurancePremium Fee payable to insurer to provide property
insurance against loss from earthquake, land
tremors, landslide, mudflow, or other earth
movement whether the damage is caused by an
earthquake.8.266 371 8.9 PrepaidItemType FloodInsurancePremium Fee paid for flood insurance coverage on the
subject property and may include coverage for
contents.8.266 371 8.9 PrepaidItemType HailInsurancePremium Cost of coverage for hail damage insurance, which
typically covers the cost of rebuilding the subject
property if losses are caused by hail storms.
8.266 371 8.9 PrepaidItemType HazardInsurancePremium Fee paid for coverage on the subject property for
losses or damage due to fire or other named
perils.
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UCD Enumerations 279 of 316Document Version 1.5
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UCD Enumerations
8.266 371 8.9 PrepaidItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood
association for the planned unit development or
neighborhood within which the subject property is
located, which is intended to pay electricity bills
for street lights, landscaping, and maintenance
and repairs to community facilities like
clubhouses, pools, and exercise rooms and may
also cover insurance on community assets, the
salaries of HOA employees or third party
management fees8.266 371 8.9 PrepaidItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood
association in which the subject property is
located for capital improvements, utility service
upgrades, etc., that are assessed in addition to the
regularly occurring association dues.
8.266 371 8.9 PrepaidItemType Other8.266 371 8.9 PrepaidItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with volcano eruptions near the
subject property.
8.266 371 8.9 PrepaidItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with windstorms, tornadoes and
hurricanes affecting the subject property.
8.269 378 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5 | 8.9.6
PrepaidItemPaymentPaidByType Buyer
8.269 378 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5 | 8.9.6
PrepaidItemPaymentPaidByType Lender
8.269 378 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5 | 8.9.6
PrepaidItemPaymentPaidByType Seller
8.269 378 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5 | 8.9.6
PrepaidItemPaymentPaidByType ThirdParty
8.270 379 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5
PrepaidItemPaymentTimingType AtClosing
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8.270 379 8.9.2 | 8.9.3 | 8.9.4 |
8.9.5
PrepaidItemPaymentTimingType BeforeClosing
8.272 381 GSE RegulationZPointsAndFeesIndicator false true8.273 374 8.9.1 FeePaidToType Broker8.273 374 8.9.1 FeePaidToType Investor8.273 374 8.9.1 FeePaidToType Lender8.273 374 8.9.1 FeePaidToType Other8.273 374 8.9.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.276 397 8.12 EscrowItemType MortgageInsurance8.279 403 8.12.2 | 8.12.4 |
8.12.6
EscrowItemPaymentPaidByType Buyer
8.279 403 8.12.2 | 8.12.4 |
8.12.6
EscrowItemPaymentPaidByType Lender
8.279 403 8.12.2 | 8.12.4 |
8.12.6
EscrowItemPaymentPaidByType Seller
8.279 403 8.12.2 | 8.12.4 |
8.12.6
EscrowItemPaymentPaidByType ThirdParty
8.281 406 GSE RegulationZPointsAndFeesIndicator false true8.282 399 8.12.1 FeePaidToType Broker8.282 399 8.12.1 FeePaidToType Investor8.282 399 8.12.1 FeePaidToType Lender8.282 399 8.12.1 FeePaidToType Other8.282 399 8.12.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.284 408 8.13 EscrowItemType CityPropertyTax8.284 408 8.13 EscrowItemType CountyPropertyTax8.284 408 8.13 EscrowItemType DistrictPropertyTax8.284 408 8.13 EscrowItemType Other8.284 408 8.13 EscrowItemType StatePropertyTax8.284 408 8.13 EscrowItemType TownPropertyTax8.287 414 8.13.2 | 8.13.4 |
8.13.6
EscrowItemPaymentPaidByType Buyer
8.287 414 8.13.2 | 8.13.4 |
8.13.6
EscrowItemPaymentPaidByType Lender
8.287 414 8.13.2 | 8.13.4 |
8.13.6
EscrowItemPaymentPaidByType Seller
8.287 414 8.13.2 | 8.13.4 |
8.13.6
EscrowItemPaymentPaidByType ThirdParty
8.289 417 GSE RegulationZPointsAndFeesIndicator false true8.290 410 8.13.1 FeePaidToType Broker8.290 410 8.13.1 FeePaidToType Investor8.290 410 8.13.1 FeePaidToType Lender8.290 410 8.13.1 FeePaidToType Other8.290 410 8.13.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.295 369 GSE RegulationZPointsAndFeesIndicator false true
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 281 of 316Document Version 1.5
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UCD Enumerations
8.296 465 9.3 IntegratedDisclosureSectionType TotalClosingCosts8.297 385 8.11 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.298 396 8.12 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.299 407 8.13 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.300 418 8.14 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing8.301 364 8.8.1 FeePaidToType Broker8.301 364 8.8.1 FeePaidToType Investor8.301 364 8.8.1 FeePaidToType Lender8.301 364 8.8.1 FeePaidToType Other8.301 364 8.8.1 FeePaidToType ThirdPartyProvider Fee is being paid to a third party provider.8.825 329 8.5.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.825 329 8.5.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.826 340 8.6.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.826 340 8.6.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.827 349 8.7.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.827 349 8.7.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.829 375 8.9.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.829 375 8.9.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.830 391 8.11.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.830 391 8.11.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.831 400 8.12.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.831 400 8.12.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.832 411 8.13.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.832 411 8.13.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.833 423 8.14.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.8.833 423 8.14.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.834 441 8.17.1 FeePaidToTypeOtherDescription BrokerAffiliate Fee is being paid to a third party provider who is
an affiliate of the Mortgage Broker.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 282 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
8.834 441 8.17.1 FeePaidToTypeOtherDescription LenderAffiliate Fee is being paid to a third party provider who is
an affiliate of the Lender or Creditor.8.836 473 9.1 (S) IntegratedDisclosureSubsectionType Other8.838 476 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaidByType Seller8.839 477 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaymentTimingType AtClosing8.839 477 9.1.2 (S) | 9.1.3 (S) IntegratedDisclosureSubsectionPaymentTimingType BeforeClosing8.840 474 9.1 (S) IntegratedDisclosureSubsectionTypeOtherDescription TotalClosingCostsSellerOnly
8.841 365 8.8.1 FeePaidToTypeOtherDescription BrokerAffiliate8.841 365 8.8.1 FeePaidToTypeOtherdescription LenderAffiliate8.843 393 8.11.2 | 8.11.4 |
8.11.6
EscrowItemPaymentTimingType AtClosing
8.844 404 8.12.1 EscrowItemPaymentTimingType AtClosing8.845 415 8.13.2 | 8.13.4 |
8.13.6
EscrowItemPaymentTimingType AtClosing
8.846 427 8.14.2 | 8.14.4 |
8.14.6
EscrowItemPaymentTimingType AtClosing
9.002 479 10.1 IntegratedDisclosureCashToCloseItemType TotalClosingCosts Equivalent of J on Loan Estimate and Closing
Disclosure9.034 482 10.1.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.038 484 10.2 IntegratedDisclosureCashToCloseItemType ClosingCostsPaidBeforeClosing9.041 487 10.2.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.043 489 10.3 IntegratedDisclosureCashToCloseItemType ClosingCostsFinanced9.046 492 10.3.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.048 494 10.4 IntegratedDisclosureCashToCloseItemType DownPayment9.048 494 10.4 IntegratedDisclosureCashToCloseItemType FundsFromBorrower9.051 497 10.4.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.053 499 10.5 IntegratedDisclosureCashToCloseItemType Deposit9.056 502 10.5.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.058 504 10.6 IntegratedDisclosureCashToCloseItemType FundsForBorrower9.061 507 10.6.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.063 509 10.7 IntegratedDisclosureCashToCloseItemType SellerCredits9.066 512 10.7.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.068 514 10.8 IntegratedDisclosureCashToCloseItemType AdjustmentsAndOtherCredits9.071 517 10.8.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.073 519 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal
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UCD Enumerations 283 of 316Document Version 1.5
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UCD Enumerations
9.075 521 10.9.3 IntegratedDisclosureCashToCloseItemPaymentType FromBorrower9.075 521 10.9.3 IntegratedDisclosureCashToCloseItemPaymentType ToBorrower9.078 526 10.10 IntegratedDisclosureCashToCloseItemType LoanAmount9.081 529 10.10.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.083 531 10.11 IntegratedDisclosureCashToCloseItemType TotalPayoffsAndPayments9.086 534 10.11.3 IntegratedDisclosureCashToCloseItemAmountChangedIn
dicator
false true
9.088 522 10.9 IntegratedDisclosureCashToCloseItemType CashToCloseTotal9.092 524 10.9.4 IntegratedDisclosureCashToCloseItemPaymentType FromBorrower9.092 524 10.9.4 IntegratedDisclosureCashToCloseItemPaymentType ToBorrower10.001 538 11.0 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.006 636 12.8 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.008 548 11.3.1 IntegratedDisclosureSubsectionPaidByType Buyer10.009 549 11.3.1 IntegratedDisclosureSubsectionPaymentTimingType AtClosing10.017 566 11.6 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject
property is located.10.017 566 11.6 ProrationItemType DistrictPropertyTax Property tax levied by the district in which the
subject property is located.10.017 566 11.6 ProrationItemType TownPropertyTax Property tax levied by the town in which the
subject property is located.10.026 610 12.5 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.028 597 12.1 FundsType DepositOnSalesContract Amount of money deposited with the property
seller or property seller's agent at the time the
sales contract is accepted to perfect the sales
contract.10.035 602 12.4 ClosingAdjustmentItemType Other10.035 602 12.4 ClosingAdjustmentItemType ProceedsOfSubordinateLiens Dollar amount of proceeds from a subordinate lien
secured by the subject property that are being
applied to the subject transaction (may be less
than the full note loan amount).10.038 611 12.5 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to
the borrower toward closing costs or where the
property seller is making an allowance to the
consumer for items to purchase separately.10.042 618 12.6 ClosingAdjustmentItemType Gift Funds or equity provided as a personal gift to the
borrower at the time of closing that does not
require repayment.10.042 618 12.6 ClosingAdjustmentItemType Grant Amount paid on behalf of the borrower toward
down payment and/or closing costs by a religious
organization, municipality, non-profit organization
(excluding credit unions) or public agency that
does not require repayment.10.042 618 12.6 ClosingAdjustmentItemType Other
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 284 of 316Document Version 1.5
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UCD Enumerations
10.042 618 12.6 ClosingAdjustmentItemType RebateCredit A premium in the form of cash, services or
merchandise to the consumer to reduce the cost
otherwise borne by the consumer.10.044 628 12.7 ClosingAdjustmentItemType Other10.044 628 12.7 ClosingAdjustmentItemType RelocationFunds Funds provided to relocating borrower (usually by
employer) to offset some of the initial or ongoing
costs of borrower's home at the new location.
10.044 628 12.7 ClosingAdjustmentItemType SweatEquity The value of borrower's labor and/or cost of
materials contributed by the borrower in
construction or renovation to subject property in
lieu of some portion of the cash purchase price of
the subject property.10.044 628 12.7 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller
and buyer are trading equity in other real property
in lieu of some portion of the cash purchase price
of the subject property. IRS 1031 Tax Exchange is
one type.10.056 666 13.1 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.058 668 13.2 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.062 680 14.3 IntegratedDisclosureSectionType DueToSellerAtClosing10.069 681 14.3 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject
property that may be transferred to a subsequent
owner.10.069 681 14.3 ClosingAdjustmentItemType Other10.069 681 14.3 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed
to between the buyer and the seller in a real
estate transaction.10.069 681 14.3 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to
the borrower.10.069 681 14.3 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance
policy being transferred from property seller to
borrower.10.069 681 14.3 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a
property seller that is transferrable to the
borrower purchasing the subject property.10.074 688 14.4 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject
property is located.10.074 688 14.4 ProrationItemType DistrictPropertyTax Property tax levied by the district in which the
subject property is located.10.074 688 14.4 ProrationItemType TownPropertyTax Property tax levied by the town in which the
subject property is located.10.083 716 15.0 IntegratedDisclosureSectionType DueFromSellerAtClosing
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 285 of 316Document Version 1.5
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UCD Enumerations
10.086 719 15.1 FundsType ExcessDeposit Amount of any excess deposit retained by the
seller at the time of real estate closing. Includes
(a) amounts held by seller's real estate broker or
other third party (who is not the settlement agent)
which exceed the fee or commission owed to that
party if the party will provide the excess deposit
directly to the seller rather than through the
closing agent, and (b) If the deposit or any portion
has been distributed to the seller prior to closing,
the amount not distributed to seller.
10.093 727 15.4 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first
lien position.10.100 741 15.7 ClosingAdjustmentItemType SellerCredit A lump sum amount from the property seller to
the borrower toward closing costs or where the
property seller is making an allowance to the
consumer for items to purchase separately.10.112 789 16.2 IntegratedDisclosureSectionType DueFromSellerAtClosing10.119 620 12.6 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption10.120 711 14.7 ProrationItemTypeOtherDescription OtherAssessments10.121 722 15.2 IntegratedDisclosureSubsectionType ClosingCostsSubtotal10.128 787 16.1 IntegratedDisclosureSectionType DueToSellerAtClosing10.135 557 11.5 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.136 627 12.7 IntegratedDisclosureSubsectionType Adjustments10.138 637 12.8 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.139 687 14.4 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.140 559 11.5 ClosingAdjustmentItemType FuelCosts The value of any fuel stored on the subject
property that may be transferred to a subsequent
owner.10.140 559 11.5 ClosingAdjustmentItemType Other10.140 559 11.5 ClosingAdjustmentItemType Repairs Repairs made to the subject property and agreed
to between the buyer and the seller in a real
estate transaction.10.140 559 11.5 ClosingAdjustmentItemType SellersEscrowAssumption Any transferred escrow balance from the seller to
the borrower.10.140 559 11.5 ClosingAdjustmentItemType SellersMortgageInsuranceAssumption The value of the current mortgage insurance
policy being transferred from property seller to
borrower.10.140 559 11.5 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a
property seller that is transferrable to the
borrower purchasing the subject property.10.143 558 11.5 IntegratedDisclosureSubsectionType Adjustments10.145 686 14.4 IntegratedDisclosureSectionType DueToSellerAtClosing10.148 740 15.7 IntegratedDisclosureSectionType DueFromSellerAtClosing
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 286 of 316Document Version 1.5
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UCD Enumerations
10.149 757 15.9 IntegratedDisclosureSectionType DueFromSellerAtClosing10.150 758 15.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.151 759 15.9 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject
property is located.10.151 759 15.9 ProrationItemType DistrictPropertyTax Property tax levied by the district in which the
subject property is located.10.151 759 15.9 ProrationItemType TownPropertyTax Property tax levied by the town in which the
subject property is located.10.152 782 15.12 ProrationItemTypeOtherDescription OtherAssessments10.156 546 11.3 IntegratedDisclosureSubsectionType ClosingCostsSubtotal10.157 564 11.6 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.158 565 11.6 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.159 594 12.0 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.160 596 12.1 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.161 601 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.162 616 12.6 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.163 617 12.6 IntegratedDisclosureSubsectionType OtherCredits10.164 626 12.7 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.165 673 14.0 IntegratedDisclosureSectionType DueToSellerAtClosing10.167 718 15.1 IntegratedDisclosureSectionType DueFromSellerAtClosing10.168 721 15.2 IntegratedDisclosureSectionType DueFromSellerAtClosing10.188 571 11.7 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.189 572 11.7 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.190 573 11.7 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the
subject property is located.10.190 573 11.7 ProrationItemType CountyPropertyTax Property tax levied by the county in which the
subject property is located.10.195 578 11.8 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.196 579 11.8 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.197 580 11.8 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, utility service upgrades, etc. that
are assessed in addition to the regularly occurring
condominium dues.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 287 of 316Document Version 1.5
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UCD Enumerations
10.197 580 11.8 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
10.197 580 11.8 ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood
association in which the subject property is
located for capital improvements, utility service
upgrades, etc., that are assessed in addition to the
regularly occurring association dues.
10.197 580 11.8 ProrationItemType Other10.202 585 11.9 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.203 586 11.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.204 587 11.9 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and maintenance and repairs to community
facilities like clubhouses, pools, and exercise
rooms and may also cover insurance on
community assets, the salaries of condominium
association employees and/or third party
management fees.10.204 587 11.9 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and maintenance
and repairs to cooperative facilities and may also
cover insurance on cooperative assets, the salaries
of cooperative employees and/or third party
management fees.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 288 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
10.204 587 11.9 ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property
insurance against loss from earthquake, land
tremors, landslide, mudflow, or other earth
movement whether the damage is caused by an
earthquake.10.204 587 11.9 ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the
subject property and may include coverage for
contents.10.204 587 11.9 ProrationItemType GroundRent A sum paid for land lease by the owner of a
building to the owner of the land on which it is
located.10.204 587 11.9 ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which
typically covers the cost of rebuilding the subject
property if losses are caused by hail storms.
10.204 587 11.9 ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for
losses or damage due to fire or other named
perils.10.204 587 11.9 ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood
association for the planned unit development or
neighborhood within which the subject property is
located, which is intended to pay electricity bills
for street lights, landscaping, and maintenance
and repairs to community facilities like
clubhouses, pools, and exercise rooms and may
also cover insurance on community assets, the
salaries of HOA employees or third party
management fees10.204 587 11.9 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against
hazards, theft and other losses on the insured
subject property and sometimes insured contents
of personal property, and other improvements
(fences, porches, patios, driveways, landscaping,
accessory buildings, in ground pools, etc.) May or
may not include riders to insure against losses
caused by windstorms, hurricanes, etc.
10.204 587 11.9 ProrationItemType InterestOnLoanAssumption10.204 587 11.9 ProrationItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender
against the non-payment of, or default on, an
individual mortgage.10.204 587 11.9 ProrationItemType Other
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 289 of 316Document Version 1.5
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UCD Enumerations
10.204 587 11.9 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject
property that are past due as of the closing date.
10.204 587 11.9 ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of
a property.10.204 587 11.9 ProrationItemType StatePropertyTax Property tax levied by the state in which the
subject property is located.10.204 587 11.9 ProrationItemType Utilities Cost of services to provide power, heat, water,
waste removal and/or sewer to the subject
property.10.204 587 11.9 ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with volcano eruptions near the
subject property.
10.204 587 11.9 ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with windstorms, tornadoes and
hurricanes affecting the subject property.
10.205 589 11.9 ProrationItemTypeOtherDescription OtherAssessments10.211 623 12.6 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.213 633 12.7 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.215 638 12.8 ProrationItemType CityPropertyTax Property tax levied by the city in which the subject
property is located.10.215 638 12.8 ProrationItemType DistrictPropertyTax Property tax levied by the district in which the
subject property is located.10.215 638 12.8 ProrationItemType TownPropertyTax Property tax levied by the town in which the
subject property is located.10.219 643 12.9 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.220 644 12.9 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.221 645 12.9 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the
subject property is located.10.221 645 12.9 ProrationItemType CountyPropertyTax Property tax levied by the county in which the
subject property is located.10.225 650 12.10 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 290 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
10.226 651 12.10 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.227 652 12.10 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, utility service upgrades, etc. that
are assessed in addition to the regularly occurring
condominium dues.10.227 652 12.10 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
10.227 652 12.10 ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood
association in which the subject property is
located for capital improvements, utility service
upgrades, etc., that are assessed in addition to the
regularly occurring association dues.
10.227 652 12.10 ProrationItemType Other10.231 657 12.11 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing10.232 658 12.11 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.233 659 12.11 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and maintenance and repairs to community
facilities like clubhouses, pools, and exercise
rooms and may also cover insurance on
community assets, the salaries of condominium
association employees and/or third party
management fees.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 291 of 316Document Version 1.5
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UCD Enumerations
10.233 659 12.11 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and maintenance
and repairs to cooperative facilities and may also
cover insurance on cooperative assets, the salaries
of cooperative employees and/or third party
management fees.
10.233 659 12.11 ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property
insurance against loss from earthquake, land
tremors, landslide, mudflow, or other earth
movement whether the damage is caused by an
earthquake.10.233 659 12.11 ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the
subject property and may include coverage for
contents.10.233 659 12.11 ProrationItemType GroundRent A sum paid for land lease by the owner of a
building to the owner of the land on which it is
located.10.233 659 12.11 ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which
typically covers the cost of rebuilding the subject
property if losses are caused by hail storms.
10.233 659 12.11 ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for
losses or damage due to fire or other named
perils.10.233 659 12.11 ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood
association for the planned unit development or
neighborhood within which the subject property is
located, which is intended to pay electricity bills
for street lights, landscaping, and maintenance
and repairs to community facilities like
clubhouses, pools, and exercise rooms and may
also cover insurance on community assets, the
salaries of HOA employees or third party
management fees
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 292 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
10.233 659 12.11 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against
hazards, theft and other losses on the insured
subject property and sometimes insured contents
of personal property, and other improvements
(fences, porches, patios, driveways, landscaping,
accessory buildings, in ground pools, etc.) May or
may not include riders to insure against losses
caused by windstorms, hurricanes, etc.
10.233 659 12.11 ProrationItemType InterestOnLoanAssumption10.233 659 12.11 ProrationItemType MortgageInsurancePremium10.233 659 12.11 ProrationItemType Other10.233 659 12.11 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject
property that are past due as of the closing date.
10.233 659 12.11 ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of
a property.10.233 659 12.11 ProrationItemType StatePropertyTax Property tax levied by the state in which the
subject property is located.10.233 659 12.11 ProrationItemType Utilities Cost of services to provide power, heat, water,
waste removal and/or sewer to the subject
property.10.233 659 12.11 ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with volcano eruptions near the
subject property.
10.233 659 12.11 ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with windstorms, tornadoes and
hurricanes affecting the subject property.
10.234 661 12.11 ProrationItemTypeOtherDescription OtherAssessments10.239 693 14.5 IntegratedDisclosureSectionType DueToSellerAtClosing10.240 694 14.5 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.241 695 14.5 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the
subject property is located.
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10.241 695 14.5 ProrationItemType CountyPropertyTax Property tax levied by the county in which the
subject property is located.10.244 700 14.6 IntegratedDisclosureSectionType DueToSellerAtClosing10.245 701 14.6 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.246 702 14.6 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, utility service upgrades, etc. that
are assessed in addition to the regularly occurring
condominium dues.10.246 702 14.6 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
10.246 702 14.6 ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood
association in which the subject property is
located for capital improvements, utility service
upgrades, etc., that are assessed in addition to the
regularly occurring association dues.
10.246 702 14.6 ProrationItemType Other10.249 707 14.7 IntegratedDisclosureSectionType DueToSellerAtClosing10.250 708 14.7 IntegratedDisclosureSubsectionType AdjustmentsForItemsPaidBySellerInAdvance10.251 709 14.7 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and maintenance and repairs to community
facilities like clubhouses, pools, and exercise
rooms and may also cover insurance on
community assets, the salaries of condominium
association employees and/or third party
management fees.
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UCD Enumerations 294 of 316Document Version 1.5
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UCD Enumerations
10.251 709 14.7 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and maintenance
and repairs to cooperative facilities and may also
cover insurance on cooperative assets, the salaries
of cooperative employees and/or third party
management fees.
10.251 709 14.7 ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property
insurance against loss from earthquake, land
tremors, landslide, mudflow, or other earth
movement whether the damage is caused by an
earthquake.10.251 709 14.7 ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the
subject property and may include coverage for
contents.10.251 709 14.7 ProrationItemType GroundRent A sum paid for land lease by the owner of a
building to the owner of the land on which it is
located.10.251 709 14.7 ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which
typically covers the cost of rebuilding the subject
property if losses are caused by hail storms.
10.251 709 14.7 ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for
losses or damage due to fire or other named
perils.10.251 709 14.7 ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood
association for the planned unit development or
neighborhood within which the subject property is
located, which is intended to pay electricity bills
for street lights, landscaping, and maintenance
and repairs to community facilities like
clubhouses, pools, and exercise rooms and may
also cover insurance on community assets, the
salaries of HOA employees or third party
management fees
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 295 of 316Document Version 1.5
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UCD Enumerations
10.251 709 14.7 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against
hazards, theft and other losses on the insured
subject property and sometimes insured contents
of personal property, and other improvements
(fences, porches, patios, driveways, landscaping,
accessory buildings, in ground pools, etc.) May or
may not include riders to insure against losses
caused by windstorms, hurricanes, etc.
10.251 709 14.7 ProrationItemType InterestOnLoanAssumption10.251 709 14.7 ProrationItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender
against the non-payment of, or default on, an
individual mortgage.10.251 709 14.7 ProrationItemType Other10.251 709 14.7 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject
property that are past due as of the closing date.
10.251 709 14.7 ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of
a property.10.251 709 14.7 ProrationItemType StatePropertyTax Property tax levied by the state in which the
subject property is located.10.251 709 14.7 ProrationItemType Utilities Cost of services to provide power, heat, water,
waste removal and/or sewer to the subject
property.10.251 709 14.7 ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with volcano eruptions near the
subject property.
10.251 709 14.7 ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with windstorms, tornadoes and
hurricanes affecting the subject property.
10.257 723 15.2 IntegratedDisclosureSubsectionPaidByType Seller10.258 724 15.2 IntegratedDisclosureSubsectionPaymentTimingType AtClosing10.260 752 15.8 ClosingAdjustmentItemType Other
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10.260 752 15.8 ClosingAdjustmentItemType RepairCompletionEscrowHoldback Amount of funds held by lender or servicer to be
disbursed when repairs, construction or other
improvements are completed on the subject
property.10.260 752 15.8 ClosingAdjustmentItemType TenantSecurityDeposit Amount of security deposit paid by a tenant to a
property seller that is transferrable to the
borrower purchasing the subject property.10.260 752 15.8 ClosingAdjustmentItemType TradeEquity Amount of value exchanged when property seller
and buyer are trading equity in other real property
in lieu of some portion of the cash purchase price
of the subject property. IRS 1031 Tax Exchange is
one type.10.260 752 15.8 ClosingAdjustmentItemType UnpaidUtilityEscrowHoldback Amount of funds held by lender or servicer to be
disbursed to pay unpaid utilities on the subject
property that have not been billed as of the
closing date.10.261 754 15.8 ClosingAdjustmentItemTypeOtherDescription SellersReserveAccountAssumption10.263 563 11.5 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.268 606 12.4 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.269 684 14.3 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.274 764 15.10 IntegratedDisclosureSectionType DueFromSellerAtClosing10.275 765 15.10 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.276 766 15.10 ProrationItemType BoroughPropertyTax Property tax levied by the borough in which the
subject property is located.10.276 766 15.10 ProrationItemType CountyPropertyTax Property tax levied by the county in which the
subject property is located.10.279 771 15.11 IntegratedDisclosureSectionType DueFromSellerAtClosing10.280 772 15.11 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.281 773 15.11 ProrationItemType CondominiumAssociationSpecialAssessment Fee payable to condominium association in which
the subject property is located for capital
improvements, utility service upgrades, etc. that
are assessed in addition to the regularly occurring
condominium dues.
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10.281 773 15.11 ProrationItemType CooperativeAssociationSpecialAssessment Fee payable to cooperative association by the unit
owners which is in addition to the regularly
occurring maintenance fees for a specific project
or outstanding debt that was not part of the
annual budget/assessment. The special
assessment is against all unit owners and requires
them to pay their fractional interest of the money
being requested. The payment of the special
assessment is divided by each unit owner’s
interest. The amount may be requested
immediately from each unit owner or may be
broken into installments depending on how they
have decided to handle it.
10.281 773 15.11 ProrationItemType HomeownersAssociationSpecialAssessment Fee payable to homeowners or neighborhood
association in which the subject property is
located for capital improvements, utility service
upgrades, etc., that are assessed in addition to the
regularly occurring association dues.
10.281 773 15.11 ProrationItemType Other10.284 778 15.12 IntegratedDisclosureSectionType DueFromSellerAtClosing10.285 779 15.12 IntegratedDisclosureSubsectionType AdjustmentsForItemsUnpaidBySeller10.286 780 15.12 ProrationItemType CondominiumAssociationDues Fee payable to condominium association in which
the subject property is located, which is intended
to pay electricity bills for street lights, landscaping,
and maintenance and repairs to community
facilities like clubhouses, pools, and exercise
rooms and may also cover insurance on
community assets, the salaries of condominium
association employees and/or third party
management fees.10.286 780 15.12 ProrationItemType CooperativeAssociationDues Fee payable to cooperative in which the subject
property is located, which is intended to pay
common utilities, landscaping, and maintenance
and repairs to cooperative facilities and may also
cover insurance on cooperative assets, the salaries
of cooperative employees and/or third party
management fees.
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UCD Enumerations 298 of 316Document Version 1.5
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UCD Enumerations
10.286 780 15.12 ProrationItemType EarthquakeInsurancePremium Fee payable to insurer to provide property
insurance against loss from earthquake, land
tremors, landslide, mudflow, or other earth
movement whether the damage is caused by an
earthquake.10.286 780 15.12 ProrationItemType FloodInsurancePremium Fee paid for flood insurance coverage on the
subject property and may include coverage for
contents.10.286 780 15.12 ProrationItemType GroundRent A sum paid for land lease by the owner of a
building to the owner of the land on which it is
located.10.286 780 15.12 ProrationItemType HailInsurancePremium Cost of coverage for hail damage insurance, which
typically covers the cost of rebuilding the subject
property if losses are caused by hail storms.
10.286 780 15.12 ProrationItemType HazardInsurancePremium Fee paid for coverage on the subject property for
losses or damage due to fire or other named
perils.10.286 780 15.12 ProrationItemType HomeownersAssociationDues Fee payable to homeowners or neighborhood
association for the planned unit development or
neighborhood within which the subject property is
located, which is intended to pay electricity bills
for street lights, landscaping, and maintenance
and repairs to community facilities like
clubhouses, pools, and exercise rooms and may
also cover insurance on community assets, the
salaries of HOA employees or third party
management fees10.286 780 15.12 ProrationItemType HomeownersInsurancePremium Periodic amount paid for coverage against
hazards, theft and other losses on the insured
subject property and sometimes insured contents
of personal property, and other improvements
(fences, porches, patios, driveways, landscaping,
accessory buildings, in ground pools, etc.) May or
may not include riders to insure against losses
caused by windstorms, hurricanes, etc.
10.286 780 15.12 ProrationItemType InterestOnLoanAssumption10.286 780 15.12 ProrationItemType MortgageInsurancePremium Fee for Insurance or guaranty to protect lender
against the non-payment of, or default on, an
individual mortgage.10.286 780 15.12 ProrationItemType Other
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10.286 780 15.12 ProrationItemType PastDuePropertyTax Amount of real estate taxes on the subject
property that are past due as of the closing date.
10.286 780 15.12 ProrationItemType RentFromSubjectProperty Periodic amount paid by a tenant for occupancy of
a property.10.286 780 15.12 ProrationItemType StatePropertyTax Property tax levied by the state in which the
subject property is located.10.286 780 15.12 ProrationItemType Utilities Cost of services to provide power, heat, water,
waste removal and/or sewer to the subject
property.10.286 780 15.12 ProrationItemType VolcanoInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with volcano eruptions near the
subject property.
10.286 780 15.12 ProrationItemType WindAndStormInsurancePremium Periodic amount paid for coverage against losses
on the insured subject property and sometimes
insured contents of personal property, and other
improvements (fences, porches, patios, driveways,
landscaping, accessory buildings, in ground pools,
etc.) associated with windstorms, tornadoes and
hurricanes affecting the subject property.
10.295 755 15.8 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.297 613 12.5 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.298 743 15.7 ClosingAdjustmentItemPaidOutsideOfClosingIndicator false true
10.299 731 15.5 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when
a first mortgage lien already exists.10.301 735 15.6 LiabilityType CollectionsJudgmentsAndLiens10.301 735 15.6 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are
past due and not paid10.301 735 15.6 LiabilityType HELOC A mortgage loan, which is usually in a subordinate
position, that allows the borrower to obtain
multiple advances of the loan proceeds at his or
her own discretion, up to an amount that
represents a specified percentage of the
borrowers equity in a proper10.301 735 15.6 LiabilityType Other
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10.301 735 15.6 LiabilityType Taxes Taxes levied on borrowers income by local, state,
or US Government.10.301 735 15.6 LiabilityType TaxLien A lien secured against the subject property due to
non-payment of taxes imposed by a government
body, typically the Internal Revenue Service or a
state or local taxing authority.
10.301 735 15.6 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a
first and second mortgage liens already exist.10.304 746 15.8 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from
a decree of the court.10.304 746 15.8 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.10.304 746 15.8 LiabilityType Garnishments A notice to an employer or other asset holder that
monies, wages, or property of a debtor must be
applied to a specific debt or creditor.10.304 746 15.8 LiabilityType Installment Borrowed money repaid in several successive
payments, usually at regular intervals, for a
specific amount and a specified term.10.304 746 15.8 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt
as needed. The full balance is normally repaid on a
monthly basis.10.304 746 15.8 LiabilityType Other Used in conjunction with a textual description of
other types of liabilities.10.304 746 15.8 LiabilityType PersonalLoan A loan granted for personal or household use.
Loans may be unsecured or secured by the item
purchased.10.304 746 15.8 LiabilityType Revolving Open lines of credit, which are subject to variable
payments and interest in accordance with the
balance.10.304 746 15.8 LiabilityType UnsecuredHomeImprovementLoanInstallment10.310 545 11.3 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.313 543 11.2.1 PersonalPropertyIncludedIndicator false true10.314 540 11.1.1 PersonalPropertyIncludedIndicator false true10.315 675 14.1 PersonalPropertyIncludedIndicator false true10.316 678 14.2 PersonalPropertyIncludedIndicator false true10.317 745 15.8 IntegratedDisclosureSectionType DueFromSellerAtClosing10.318 751 15.8 IntegratedDisclosureSectionType DueFromSellerAtClosing10.338 551 11.4 LiabilityType BorrowerEstimatedTotalMonthlyLiabilityPayment The borrower monthly liability amount used by
the lender to qualify the borrower for the loan.10.338 551 11.4 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from
a decree of the court.10.338 551 11.4 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.10.338 551 11.4 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are
past due and not paid
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10.338 551 11.4 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first
lien position.10.338 551 11.4 LiabilityType Garnishments A notice to an employer or other asset holder that
monies, wages, or property of a debtor must be
applied to a specific debt or creditor.10.338 551 11.4 LiabilityType HELOC A mortgage loan, which is usually in a subordinate
position, that allows the borrower to obtain
multiple advances of the loan proceeds at his or
her own discretion, up to an amount that
represents a specified percentage of the
borrowers equity in a proper10.338 551 11.4 LiabilityType HomeownersAssociationLien10.338 551 11.4 LiabilityType Installment Borrowed money repaid in several successive
payments, usually at regular intervals, for a
specific amount and a specified term.10.338 551 11.4 LiabilityType LeasePayment Regular payment amount specified by long-term
contract for the use of an asset.10.338 551 11.4 LiabilityType MortgageLoan A closed ended lien secured against a property
that may be in a first or subordinate lien position.
Collected on the URLA in Section VI (Liabilities).
10.338 551 11.4 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt
as needed. The full balance is normally repaid on a
monthly basis.10.338 551 11.4 LiabilityType Other Used in conjunction with a textual description of
other types of liabilities.10.338 551 11.4 LiabilityType PersonalLoan A loan granted for personal or household use.
Loans may be unsecured or secured by the item
purchased.10.338 551 11.4 LiabilityType Revolving Open lines of credit, which are subject to variable
payments and interest in accordance with the
balance.10.338 551 11.4 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when
a first mortgage lien already exists.10.338 551 11.4 LiabilityType Taxes Taxes levied on borrowers income by local, state,
or US Government.10.338 551 11.4 LiabilityType TaxLien10.338 551 11.4 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a
first and second mortgage liens already exist.10.338 551 11.4 LiabilityType UnsecuredHomeImprovementLoanInstallment10.338 551 11.4 LiabilityType UnsecuredHomeImprovementLoanRevolving10.346 729 15.4 IntegratedDisclosureSectionType DueFromSellerAtClosing10.347 733 15.5 IntegratedDisclosureSectionType DueFromSellerAtClosing10.348 738 15.6 IntegratedDisclosureSectionType DueFromSellerAtClosing
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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UCD Enumerations
10.350 550 11.4 IntegratedDisclosureSectionType DueFromBorrowerAtClosing10.351 607 12.4 IntegratedDisclosureSectionType PaidAlreadyByOrOnBehalfOfBorrowerAtClosing11.004 795 17.1 AssumabilityIndicator false true11.005 796 17.2 DemandFeatureIndicator false true11.008 800 17.3 LateChargeType FlatDollarAmount11.008 800 17.3 LateChargeType NoLateCharges11.008 800 17.3 LateChargeType PercentageOfDelinquentInterest Late charge is a percentage of the delinquent
interest on any overdue payment.11.008 800 17.3 LateChargeType PercentageOfNetPayment Late change is a percentage of the total payment
less any buydown subsidy or optional insurance
portion of that payment.11.008 800 17.3 LateChargeType PercentageOfPrincipalBalance Late charge is a percentage of the principal
balance.11.008 800 17.3 LateChargeType PercentageOfTotalPayment Late charge is a percentage of the total payment.
11.008 800 17.3 LateChargeType PercentOfPrincipalAndInterest Late charge is a percentage of principal and
interest amount.11.009 801 17.4 NegativeAmortizationIndicator false true11.010 802 17.4 NegativeAmortizationType PotentialNegativeAmortization11.010 802 17.4 NegativeAmortizationType ScheduledNegativeAmortization11.013 803 17.5 PartialPaymentAllowedIndicator false true11.021 815 18.1 EscrowIndicator false true11.032 827 18.7 FeeType EscrowWaiverFee Fee imposed for waiving the requirement for an
escrow account to be established which would,
had it been established, been held in reserve to
pay periodic payments for homeowners insurance,
property taxes and other recurring costs.
11.035 830 19.1 InterestOnlyIndicator false true11.037 832 19.2 PaymentOptionIndicator false true11.039 837 19.3 AmortizationType GPM GPM - (Graduated Payment Mortgage) A type of
flexible payment mortgage where the payments
increase for a specified period of time and then
level off. Usually involves negative amortization.
11.039 837 19.3 AmortizationType GraduatedPaymentARM Periodic payments/rate changes with additional
specified principal and interest changes as
documented in the Security Instruments.
11.039 837 19.3 AmortizationType Step Fixed periodic payment/rate changes without
subsidy or negative amortization.11.041 839 19.4 SeasonalPaymentFeatureIndicator false true11.046 842 19.5 PaymentFrequencyType Annual11.046 842 19.5 PaymentFrequencyType AtMaturity Payment one time at maturity
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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UCD Enumerations
11.046 842 19.5 PaymentFrequencyType Biweekly11.046 842 19.5 PaymentFrequencyType Monthly11.046 842 19.5 PaymentFrequencyType Quarterly11.046 842 19.5 PaymentFrequencyType Semiannual Payment every six months11.046 842 19.5 PaymentFrequencyType Semimonthly Payment twice a month11.046 842 19.5 PaymentFrequencyType Weekly11.048 843 19.6 AdjustmentRuleType First11.050 847 19.7 AdjustmentRuleType Subsequent11.055 852 20.1 IndexType BankPrimeLoan Often referred to as Prime Rate11.055 852 20.1 IndexType CertificateOfDepositIndex Often referred to as CODI11.055 852 20.1 IndexType ConstantMaturityTreasury Often referred to as CMT11.055 852 20.1 IndexType CostOfSavingsIndex Often referred to as COSI11.055 852 20.1 IndexType EleventhDistrictCostOfFundsIndex Often referred to as COFI11.055 852 20.1 IndexType LIBOR London Interbank Offered Rate11.055 852 20.1 IndexType Other11.055 852 20.1 IndexType TreasuryBill Often referred to as T-Bill11.055 852 20.1 IndexType TwelveMonthTreasuryAverage Often referred to as MTA11.061 865 20.5 AdjustmentRuleType Subsequent11.065 871 20.7 AdjustmentRuleType Subsequent11.077 825 18.1 EscrowAbsenceReasonType BorrowerDeclined11.077 825 18.1 EscrowAbsenceReasonType LenderDoesNotOffer11.078 867 20.6 AdjustmentRuleType First11.085 820 18.4 IntegratedDisclosureSectionType InitialEscrowPaymentAtClosing11.087 822 18.5 SequenceNumber 111.090 804 17.5 PartialPaymentApplicationMethodType ApplyPartialPayment11.090 804 17.5 PartialPaymentApplicationMethodType HoldUntilCompleteAmount11.090 804 17.5 PartialPaymentApplicationMethodType Other11.095 812 17.6 AssetType Annuity A fixed sum of money paid to someone each year
typically for the rest of their life.11.095 812 17.6 AssetType Automobile Car or similar personal transportation vehicle
disclosed as borrowers asset. Usually linked to
make or model and year. Typical valuation
method is market (blue book).11.095 812 17.6 AssetType Boat A vessel used for travel on water.11.095 812 17.6 AssetType Bond An interest-bearing certificate of debt with
maturity date. An obligation of issuing entity.
Typical valuation is face value (e.g., $1,000
denomination) & market (e.g., value of 4% bond
when yields are 6%).11.095 812 17.6 AssetType CertificateOfDepositTimeDeposit Certificates issued by financial institutions with a
stated term or interest rate, and with a set
maturity date. The bank pays the holder in due
course at maturity. Early withdrawal subject to
penalty. Considered liquid.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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UCD Enumerations
11.095 812 17.6 AssetType LifeInsurance A life insurance policy with a value or investment
component. Details of amounts for each policy or
Accumulated investment cash value of life
insurance policy, net of any loans against that
amount. Detail of amounts for each policy.
11.095 812 17.6 AssetType MoneyMarketFund Mutual fund that allows individuals to participate
in managed investments in short-term debt
securities, such as certificates of deposit and
Treasury bills.11.095 812 17.6 AssetType MutualFund Financial entity that invests its shareholders funds
in stocks and bonds of other entities with the
objective of obtaining a return on its shareholders
investment.11.095 812 17.6 AssetType NetWorthOfBusinessOwned For a business owned by borrower, the amount
resulting from the calculation Assets minus
liabilities. Collected on the URLA in Section VI
(Assets - Net Worth of Business).11.095 812 17.6 AssetType Other11.095 812 17.6 AssetType PendingNetSaleProceedsFromRealEstateAssets Estimated net cash proceeds (sales price -
obligations) from anticipated sale of borrowers
real estate assets.11.095 812 17.6 AssetType RealEstateOwned Market value of real estate owned by the
borrower. Not the borrowers primary home.11.095 812 17.6 AssetType RecreationalVehicle A motor vehicle or trailer equipped with living
space and amenities used for recreational
purposes.11.095 812 17.6 AssetType RelocationMoney The funds that are being contributed by an outside
party to be added to the closing funds. The Asset
value is necessary for multiple borrowers, who
each may have their own credit.
11.095 812 17.6 AssetType RetirementFund 401Ks, IRAs, etc. controlled by borrower (vested)
valued at market.11.095 812 17.6 AssetType SaleOtherAssets The amount that will be applied to closing funds
from the sale of assets not otherwise identified.
11.095 812 17.6 AssetType SavingsAccount Interest-paying account with a financial institution
whose main purpose is to earn interest on owners
funds held therein. This is NOT a demand deposit
account.11.095 812 17.6 AssetType SavingsBond A nontransferable registered bond issued by the
U.S. government.
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 305 of 316Document Version 1.5
September 27, 2016
UCD Enumerations
11.095 812 17.6 AssetType SecuredBorrowedFundsNotDeposited Proceeds from a loan secured by borrowers
assets, which have not yet been deposited to
borrowers accounts or included with other assets
disclosed. Considered liquid. Collected on the
URLA in Section VI (Assets - Other Assets).
11.095 812 17.6 AssetType SeverancePackage A bundle of pay and benefits offered to an
employee upon separation from employment.11.095 812 17.6 AssetType Stock Financial instrument evidencing an ownership
interest in entity that issued the stock. Typical
valuation method is Market.11.095 812 17.6 AssetType TrustAccount Fiduciary relationship where legal title to a
property is transferred to a trustee with the
intention the property be administered by the
trustee for benefit of the beneficiary, who holds
equitable title to such property.11.097 806 17.6 AddressUnitDesignatorType Apartment11.097 806 17.6 AddressUnitDesignatorType Basement11.097 806 17.6 AddressUnitDesignatorType Building11.097 806 17.6 AddressUnitDesignatorType Condo11.097 806 17.6 AddressUnitDesignatorType Department11.097 806 17.6 AddressUnitDesignatorType Floor11.097 806 17.6 AddressUnitDesignatorType Front11.097 806 17.6 AddressUnitDesignatorType Hanger11.097 806 17.6 AddressUnitDesignatorType Key11.097 806 17.6 AddressUnitDesignatorType Lobby11.097 806 17.6 AddressUnitDesignatorType Lot11.097 806 17.6 AddressUnitDesignatorType Lower11.097 806 17.6 AddressUnitDesignatorType Office11.097 806 17.6 AddressUnitDesignatorType Penthouse11.097 806 17.6 AddressUnitDesignatorType Pier11.097 806 17.6 AddressUnitDesignatorType Rear11.097 806 17.6 AddressUnitDesignatorType Room11.097 806 17.6 AddressUnitDesignatorType Side11.097 806 17.6 AddressUnitDesignatorType Space11.097 806 17.6 AddressUnitDesignatorType Stop11.097 806 17.6 AddressUnitDesignatorType Suite11.097 806 17.6 AddressUnitDesignatorType Trailer11.097 806 17.6 AddressUnitDesignatorType Unit11.097 806 17.6 AddressUnitDesignatorType Upper11.104 824 18.1 EscrowIndicator false true11.107 833 19.2 NegativeAmortizationIndicator false true11.112 870 20.6 BuydownReflectedInNoteIndicator false true13.001 885 22.1 DeficiencyRightsPreservedIndicator false true
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 306 of 316Document Version 1.5
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UCD Enumerations
14.001 887 23.1.1 PartyRoleType NotePayTo14.003 889 23.2.1 AddressType Mailing14.005 891 23.2.1 AddressUnitDesignatorType Apartment14.005 891 23.2.1 AddressUnitDesignatorType Basement14.005 891 23.2.1 AddressUnitDesignatorType Building14.005 891 23.2.1 AddressUnitDesignatorType Condo14.005 891 23.2.1 AddressUnitDesignatorType Department14.005 891 23.2.1 AddressUnitDesignatorType Floor14.005 891 23.2.1 AddressUnitDesignatorType Front14.005 891 23.2.1 AddressUnitDesignatorType Hanger14.005 891 23.2.1 AddressUnitDesignatorType Key14.005 891 23.2.1 AddressUnitDesignatorType Lobby14.005 891 23.2.1 AddressUnitDesignatorType Lot14.005 891 23.2.1 AddressUnitDesignatorType Lower14.005 891 23.2.1 AddressUnitDesignatorType Office14.005 891 23.2.1 AddressUnitDesignatorType Penthouse14.005 891 23.2.1 AddressUnitDesignatorType Pier14.005 891 23.2.1 AddressUnitDesignatorType Rear14.005 891 23.2.1 AddressUnitDesignatorType Room14.005 891 23.2.1 AddressUnitDesignatorType Side14.005 891 23.2.1 AddressUnitDesignatorType Space14.005 891 23.2.1 AddressUnitDesignatorType Stop14.005 891 23.2.1 AddressUnitDesignatorType Suite14.005 891 23.2.1 AddressUnitDesignatorType Trailer14.005 891 23.2.1 AddressUnitDesignatorType Unit14.005 891 23.2.1 AddressUnitDesignatorType Upper14.013 899 GSE LicenseAuthorityLevelType Private14.013 899 GSE LicenseAuthorityLevelType PublicFederal14.013 899 GSE LicenseAuthorityLevelType PublicLocal14.013 899 GSE LicenseAuthorityLevelType PublicState14.016 902 23.5.1 PartyRoleType NotePayTo14.023 910 GSE LicenseAuthorityLevelType Private14.023 910 GSE LicenseAuthorityLevelType PublicFederal14.023 910 GSE LicenseAuthorityLevelType PublicLocal14.023 910 GSE LicenseAuthorityLevelType PublicState14.028 915 23.1.2 PartyRoleType MortgageBroker14.031 917 23.2.2 AddressType Mailing14.033 919 23.2.2 AddressUnitDesignatorType Apartment14.033 919 23.2.2 AddressUnitDesignatorType Basement14.033 919 23.2.2 AddressUnitDesignatorType Building14.033 919 23.2.2 AddressUnitDesignatorType Condo14.033 919 23.2.2 AddressUnitDesignatorType Department14.033 919 23.2.2 AddressUnitDesignatorType Floor14.033 919 23.2.2 AddressUnitDesignatorType Front14.033 919 23.2.2 AddressUnitDesignatorType Hanger
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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UCD Enumerations
14.033 919 23.2.2 AddressUnitDesignatorType Key14.033 919 23.2.2 AddressUnitDesignatorType Lobby14.033 919 23.2.2 AddressUnitDesignatorType Lot14.033 919 23.2.2 AddressUnitDesignatorType Lower14.033 919 23.2.2 AddressUnitDesignatorType Office14.033 919 23.2.2 AddressUnitDesignatorType Penthouse14.033 919 23.2.2 AddressUnitDesignatorType Pier14.033 919 23.2.2 AddressUnitDesignatorType Rear14.033 919 23.2.2 AddressUnitDesignatorType Room14.033 919 23.2.2 AddressUnitDesignatorType Side14.033 919 23.2.2 AddressUnitDesignatorType Space14.033 919 23.2.2 AddressUnitDesignatorType Stop14.033 919 23.2.2 AddressUnitDesignatorType Suite14.033 919 23.2.2 AddressUnitDesignatorType Trailer14.033 919 23.2.2 AddressUnitDesignatorType Unit14.033 919 23.2.2 AddressUnitDesignatorType Upper14.041 927 GSE LicenseAuthorityLevelType Private14.041 927 GSE LicenseAuthorityLevelType PublicFederal14.041 927 GSE LicenseAuthorityLevelType PublicLocal14.041 927 GSE LicenseAuthorityLevelType PublicState14.044 930 23.5.2 PartyRoleType MortgageBroker14.051 938 GSE LicenseAuthorityLevelType Private14.051 938 GSE LicenseAuthorityLevelType PublicFederal14.051 938 GSE LicenseAuthorityLevelType PublicLocal14.051 938 GSE LicenseAuthorityLevelType PublicState14.056 943 23.1.3 PartyRoleType RealEstateAgent14.057 944 23.1.3 RealEstateAgentType Selling The agent that sold the property and represents
the Buyer (may also be known as the Buyers
Agent).14.059 946 23.2.3 AddressType Mailing14.061 948 23.2.3 AddressUnitDesignatorType Apartment14.061 948 23.2.3 AddressUnitDesignatorType Basement14.061 948 23.2.3 AddressUnitDesignatorType Building14.061 948 23.2.3 AddressUnitDesignatorType Condo14.061 948 23.2.3 AddressUnitDesignatorType Department14.061 948 23.2.3 AddressUnitDesignatorType Floor14.061 948 23.2.3 AddressUnitDesignatorType Front14.061 948 23.2.3 AddressUnitDesignatorType Hanger14.061 948 23.2.3 AddressUnitDesignatorType Key14.061 948 23.2.3 AddressUnitDesignatorType Lobby14.061 948 23.2.3 AddressUnitDesignatorType Lot14.061 948 23.2.3 AddressUnitDesignatorType Lower14.061 948 23.2.3 AddressUnitDesignatorType Office14.061 948 23.2.3 AddressUnitDesignatorType Penthouse14.061 948 23.2.3 AddressUnitDesignatorType Pier
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 308 of 316Document Version 1.5
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UCD Enumerations
14.061 948 23.2.3 AddressUnitDesignatorType Rear14.061 948 23.2.3 AddressUnitDesignatorType Room14.061 948 23.2.3 AddressUnitDesignatorType Side14.061 948 23.2.3 AddressUnitDesignatorType Space14.061 948 23.2.3 AddressUnitDesignatorType Stop14.061 948 23.2.3 AddressUnitDesignatorType Suite14.061 948 23.2.3 AddressUnitDesignatorType Trailer14.061 948 23.2.3 AddressUnitDesignatorType Unit14.061 948 23.2.3 AddressUnitDesignatorType Upper14.069 956 GSE LicenseAuthorityLevelType Private14.069 956 GSE LicenseAuthorityLevelType PublicFederal14.069 956 GSE LicenseAuthorityLevelType PublicLocal14.069 956 GSE LicenseAuthorityLevelType PublicState14.072 959 23.5.3 PartyRoleType RealEstateAgent14.073 960 23.5.3 RealEstateAgentType Selling The agent that sold the property and represents
the Buyer (may also be known as the Buyers
Agent).14.080 968 GSE LicenseAuthorityLevelType Private14.080 968 GSE LicenseAuthorityLevelType PublicFederal14.080 968 GSE LicenseAuthorityLevelType PublicLocal14.080 968 GSE LicenseAuthorityLevelType PublicState14.085 973 23.1.4 PartyRoleType RealEstateAgent14.086 974 23.1.4 RealEstateAgentType Listing The agent that listed the property and represents
the Seller.14.088 976 23.2.4 AddressType Mailing14.090 978 23.2.4 AddressUnitDesignatorType Apartment14.090 978 23.2.4 AddressUnitDesignatorType Basement14.090 978 23.2.4 AddressUnitDesignatorType Building14.090 978 23.2.4 AddressUnitDesignatorType Condo14.090 978 23.2.4 AddressUnitDesignatorType Department14.090 978 23.2.4 AddressUnitDesignatorType Floor14.090 978 23.2.4 AddressUnitDesignatorType Front14.090 978 23.2.4 AddressUnitDesignatorType Hanger14.090 978 23.2.4 AddressUnitDesignatorType Key14.090 978 23.2.4 AddressUnitDesignatorType Lobby14.090 978 23.2.4 AddressUnitDesignatorType Lot14.090 978 23.2.4 AddressUnitDesignatorType Lower14.090 978 23.2.4 AddressUnitDesignatorType Office14.090 978 23.2.4 AddressUnitDesignatorType Penthouse14.090 978 23.2.4 AddressUnitDesignatorType Pier14.090 978 23.2.4 AddressUnitDesignatorType Rear14.090 978 23.2.4 AddressUnitDesignatorType Room14.090 978 23.2.4 AddressUnitDesignatorType Side14.090 978 23.2.4 AddressUnitDesignatorType Space14.090 978 23.2.4 AddressUnitDesignatorType Stop
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14.090 978 23.2.4 AddressUnitDesignatorType Suite14.090 978 23.2.4 AddressUnitDesignatorType Trailer14.090 978 23.2.4 AddressUnitDesignatorType Unit14.090 978 23.2.4 AddressUnitDesignatorType Upper14.098 986 GSE LicenseAuthorityLevelType Private14.098 986 GSE LicenseAuthorityLevelType PublicFederal14.098 986 GSE LicenseAuthorityLevelType PublicLocal14.098 986 GSE LicenseAuthorityLevelType PublicState14.101 989 23.5.4 PartyRoleType RealEstateAgent14.102 990 23.5.4 RealEstateAgentType Listing The agent that listed the property and represents
the Seller.14.109 998 GSE LicenseAuthorityLevelType Private14.109 998 GSE LicenseAuthorityLevelType PublicFederal14.109 998 GSE LicenseAuthorityLevelType PublicLocal14.109 998 GSE LicenseAuthorityLevelType PublicState14.114 1003 23.1.5 PartyRoleType ClosingAgent14.116 1005 23.2.5 AddressType Mailing14.118 1007 23.2.5 AddressUnitDesignatorType Apartment14.118 1007 23.2.5 AddressUnitDesignatorType Basement14.118 1007 23.2.5 AddressUnitDesignatorType Building14.118 1007 23.2.5 AddressUnitDesignatorType Condo14.118 1007 23.2.5 AddressUnitDesignatorType Department14.118 1007 23.2.5 AddressUnitDesignatorType Floor14.118 1007 23.2.5 AddressUnitDesignatorType Front14.118 1007 23.2.5 AddressUnitDesignatorType Hanger14.118 1007 23.2.5 AddressUnitDesignatorType Key14.118 1007 23.2.5 AddressUnitDesignatorType Lobby14.118 1007 23.2.5 AddressUnitDesignatorType Lot14.118 1007 23.2.5 AddressUnitDesignatorType Lower14.118 1007 23.2.5 AddressUnitDesignatorType Office14.118 1007 23.2.5 AddressUnitDesignatorType Penthouse14.118 1007 23.2.5 AddressUnitDesignatorType Pier14.118 1007 23.2.5 AddressUnitDesignatorType Rear14.118 1007 23.2.5 AddressUnitDesignatorType Room14.118 1007 23.2.5 AddressUnitDesignatorType Side14.118 1007 23.2.5 AddressUnitDesignatorType Space14.118 1007 23.2.5 AddressUnitDesignatorType Stop14.118 1007 23.2.5 AddressUnitDesignatorType Suite14.118 1007 23.2.5 AddressUnitDesignatorType Trailer14.118 1007 23.2.5 AddressUnitDesignatorType Unit14.118 1007 23.2.5 AddressUnitDesignatorType Upper14.126 1015 GSE LicenseAuthorityLevelType Private14.126 1015 GSE LicenseAuthorityLevelType PublicFederal14.126 1015 GSE LicenseAuthorityLevelType PublicLocal14.126 1015 GSE LicenseAuthorityLevelType PublicState
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 310 of 316Document Version 1.5
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UCD Enumerations
14.129 1018 23.5.5 PartyRoleType ClosingAgent14.136 1026 GSE LicenseAuthorityLevelType Private14.136 1026 GSE LicenseAuthorityLevelType PublicFederal14.136 1026 GSE LicenseAuthorityLevelType PublicLocal14.136 1026 GSE LicenseAuthorityLevelType PublicState14.141 897 23.3.1 | 23.4.1 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.142 908 23.6.1 | 23.7.1 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.143 925 23.3.2 | 23.4.2 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"14.144 936 23.6.2 |23.7.2 IdentifierOwnerURI "mortgage.nationwidelicensingsystem.org"16.002 1034 25.1 LiabilityType CollectionsJudgmentsAndLiens Lien upon the property of a debtor resulting from
a decree of the court.16.002 1034 25.1 LiabilityType DeferredStudentLoan A student loan whose repayment is deferred.16.002 1034 25.1 LiabilityType DelinquentTaxes Amount of local, state or federal taxes that are
past due and not paid16.002 1034 25.1 LiabilityType FirstPositionMortgageLien The amount of any mortgage loan secured in first
lien position.16.002 1034 25.1 LiabilityType Garnishments A notice to an employer or other asset holder that
monies, wages, or property of a debtor must be
applied to a specific debt or creditor.16.002 1034 25.1 LiabilityType HELOC A mortgage loan, which is usually in a subordinate
position, that allows the borrower to obtain
multiple advances of the loan proceeds at his or
her own discretion, up to an amount that
represents a specified percentage of the
borrowers equity in a proper16.002 1034 25.1 LiabilityType Installment Borrowed money repaid in several successive
payments, usually at regular intervals, for a
specific amount and a specified term.16.002 1034 25.1 LiabilityType LeasePayment
16.002 1034 25.1 LiabilityType Open30DayChargeAccount An account where the borrower can charge debt
as needed. The full balance is normally repaid on a
monthly basis.16.002 1034 25.1 LiabilityType Other Used in conjunction with a textual description of
other types of liabilities.16.002 1034 25.1 LiabilityType PersonalLoan A loan granted for personal or household use.
Loans may be unsecured or secured by the item
purchased.16.002 1034 25.1 LiabilityType Revolving Open lines of credit, which are subject to variable
payments and interest in accordance with the
balance.16.002 1034 25.1 LiabilityType SecondPositionMortgageLien Lien recorded to secure a second mortgage when
a first mortgage lien already exists.
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UCD Enumerations
16.002 1034 25.1 LiabilityType Taxes Taxes levied on borrowers income by local, state,
or US Government.16.002 1034 25.1 LiabilityType TaxLien A lien secured against the subject property due to
non-payment of taxes imposed by a government
body, typically the Internal Revenue Service or a
state or local taxing authority.
16.002 1034 25.1 LiabilityType ThirdPositionMortgageLien Lien recorded to secure a third mortgage when a
first and second mortgage liens already exist.16.002 1034 25.1 LiabilityType UnsecuredHomeImprovementLoanInstallment16.002 1034 25.1 LiabilityType UnsecuredHomeImprovementLoanRevolving16.005 1041 25.2 IntegratedDisclosureSectionType PayoffsAndPayments16.010 1033 25.0 IntegratedDisclosureSectionType PayoffsAndPayments16.011 1037 25.1 LiabilitySecuredBySubjectPropertyIndicator false true16.012 1043 25.1 IntegratedDisclosureSectionType PayoffsAndPayments16.015 1051 GSE Requirement SubordinateFinancingIsNewIndicator false16.015 1051 GSE Requirement SubordinateFinancingIsNewIndicator true16.017 1045 25.1 ClosingAdjustmentItemType Gift16.017 1045 25.1 ClosingAdjustmentItemType Grant16.017 1045 25.1 ClosingAdjustmentItemType Other16.017 1045 25.1 ClosingAdjustmentItemType RebateCredit16.019 1047 25.1 ClosingAdjustmentItemTypeOtherDescription PrincipalReduction16.020 1048 25.1 IntegratedDisclosureSectionType PayoffsAndPayments997.003 99999 XML SequenceNumber 1997.005 99999 XML SequenceNumber 1997.006 99999 XML xlink:label PARTY1_ROLE1997.007 99999 XML SequenceNumber 2997.009 99999 XML SequenceNumber 2997.010 99999 XML xlink:label PARTY2_ROLE1997.021 99999 XML SequenceNumber 3997.023 99999 XML SequenceNumber 3997.024 99999 XML xlink:label PARTY3_ROLE1997.025 99999 XML SequenceNumber 4997.027 99999 XML SequenceNumber 4997.028 99999 XML xlink:label PARTY4_ROLE1997.029 99999 XML SequenceNumber 5997.031 99999 XML SequenceNumber 5997.032 99999 XML xlink:label PARTY5_ROLE1997.033 99999 XML SequenceNumber 6997.035 99999 XML SequenceNumber 6997.036 99999 XML xlink:label PARTY6_ROLE1997.037 99999 XML SequenceNumber 7997.039 99999 XML SequenceNumber 7997.040 99999 XML xlink:label PARTY7_ROLE1997.041 99999 XML SequenceNumber 8
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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UCD Enumerations
997.043 99999 XML SequenceNumber 8997.044 99999 XML xlink:label PARTY8_ROLE1997.045 99999 XML SequenceNumber 9997.051 99999 XML SequenceNumber 10997.053 99999 XML SequenceNumber 1
2
3
4…997.054 99999 XML SequenceNumber997.055 99999 XML SequenceNumber 9997.056 99999 XML xlink:label PARTY9_ROLE1997.057 99999 XML SequenceNumber 10997.059 99999 XML xlink:label PARTY10_ROLE1997.060 99999 XML SequenceNumber 1
2
3
4…997.061 99999 XML SequenceNumber 1997.062 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R
OLE997.063 99999 XML xlink:from PARTY2_ROLE1997.066 99999 XML xlink:to PARTY1_ROLE1997.068 99999 XML SequenceNumber 2997.069 99999 XML SequenceNumber 3997.070 99999 XML SequenceNumber 4997.071 99999 XML SequenceNumber 5997.072 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R
OLE997.073 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R
OLE997.074 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R
OLE997.075 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsEmployedBy_R
OLE997.076 99999 XML xlink:from PARTY4_ROLE1997.077 99999 XML xlink:from PARTY6_ROLE1997.078 99999 XML xlink:from PARTY8_ROLE1997.079 99999 XML xlink:from PARTY10_ROLE1997.080 99999 XML xlink:to PARTY3_ROLE1997.081 99999 XML xlink:to PARTY5_ROLE1997.082 99999 XML xlink:to PARTY7_ROLE1997.083 99999 XML xlink:to PARTY9_ROLE1997.084 99999 XML xlink:label PARTY11_ROLE1997.085 99999 XML xlink:label PARTY12_ROLE1
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997.087 99999 XML xlink:label PARTY14_ROLE1997.088 99999 XML SequenceNumber 11997.089 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit
h_SIGNATORY997.090 99999 XML xlink:from PARTY11_ROLE1997.091 99999 XML xlink:to SIGNATORY_1997.092 99999 XML SequenceNumber 12997.093 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit
h_SIGNATORY997.094 99999 XML xlink:from PARTY12_ROLE1997.095 99999 XML xlink:to SIGNATORY_2997.096 99999 XML SequenceNumber 13997.097 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit
h_SIGNATORY997.098 99999 XML xlink:from PARTY13_ROLE1997.099 99999 XML xlink:to SIGNATORY_3997.100 99999 XML SequenceNumber 14997.101 99999 XML xlink:arcrole urn:fdc:mismo.org:2009:residential/ROLE_IsAssociatedWit
h_SIGNATORY997.102 99999 XML xlink:from PARTY14_ROLE1997.103 99999 XML xlink:to SIGNATORY_4997.104 99999 XML xlink:label SIGNATORY_1997.105 99999 XML xlink:label SIGNATORY_2997.106 99999 XML xlink:label SIGNATORY_3997.107 99999 XML xlink:label SIGNATORY_4997.108 99999 XML xlink:to PARTY9_ROLE1997.109 99999 XML xlink:label PARTY13_ROLE1
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
UCD Enumerations 314 of 316Document Version 1.5
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UCD ARC Roles
Form Field Id Container Entity Sequence Number Xlink:Label
23.1.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Organization 1 PARTY1_ROLE1
23.5.1 PARTY/ROLE[PartyRoleType = "NotePayTo"] Contact 2 PARTY2_ROLE1
23.1.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Organization 3 PARTY3_ROLE123.5.2 PARTY/ROLE[PartyRoleType = "MortgageBroker"] Contact 4 PARTY4_ROLE123.1.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 5 PARTY5_ROLE123.5.3 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 6 PARTY6_ROLE123.1.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Organization 7 PARTY7_ROLE123.5.4 PARTY/ROLE[PartyRoleType = "RealEstateAgent"] Contact 8 PARTY8_ROLE123.1.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Organization 9 PARTY9_ROLE123.5.5 PARTY/ROLE[PartyRoleType = "ClosingAgent"] Contact 10 PARTY10_ROLE1
24.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 11 PARTY11_ROLE124.1 PARTY/ROLE[PartyRoleType = "Borrower"] Individual 12 PARTY12_ROLE1
PARTY/ROLE[PartyRoleType = "Seller"] Individual 1 PARTY13_ROLE1PARTY/ROLE[PartyRoleType = "Seller"] Individual 1 PARTY14_ROLE1
Form Field ID/Form Field Name Xpath Attribute xLink:label Value Notes
24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIPSequence Number
arcrole="urn:fdc:mismo.org:2009:res
idential/ROLE_IsAssociatedWith_SIG
NATORY"
ROLE_IsAssociatedWith_SIGNATORY
from PARTY11_ROLE1to SIGNATORY_1
24.1/SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIPSequence Number
arcrole="urn:fdc:mismo.org:2009:res
idential/ROLE_IsAssociatedWith_SIG
NATORY"
ROLE_IsAssociatedWith_SIGNATORY
from PARTY12_ROLE1to SIGNATORY_2
SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIPSequence Number
arcrole="urn:fdc:mismo.org:2009:res
idential/ROLE_IsAssociatedWith_SIG
NATORY"
ROLE_IsAssociatedWith_SIGNATORY
from PARTY13_ROLE1to SIGNATORY_3
SignatureMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIPSequence Number
Establishing Endpoints in the Relationship
Relationships Container
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UCD ARC Roles
arcrole="urn:fdc:mismo.org:2009:res
idential/ROLE_IsAssociatedWith_SIG
NATORY"
ROLE_IsAssociatedWith_SIGNATORY
from PARTY14_ROLE1to SIGNATORY_4
MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIPMESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIP Sequence Number 1arcrole="urn:fdc:mismo.org:2009:res
idential ROLE_IsemployedBy_ROLEfrom PARTY2_ROLE1 NotePayTo (INDIVIDUAL)to PARTY1_ROLE1 NotePayTo (LEGAL ENTITY)
MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIP Sequence Number 2arcrole="urn:fdc:mismo.org:2009:res
idential ROLE_IsemployedBy_ROLEfrom PARTY4_ROLE1 MortgageBroker (INDIVIDUAL)to PARTY3_ROLE1 MortgageBroker (LEGAL ENTITY)
MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIP Sequence Number 3arcrole="urn:fdc:mismo.org:2009:res
idential ROLE_IsemployedBy_ROLEfrom PARTY6_ROLE1 RealEstateAgent (Selling) (INDIVIDUAL)to PARTY5_ROLE1 RealEstateAgent (Selling) (LEGAL ENTITY)
MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIP Sequence Number 4arcrole="urn:fdc:mismo.org:2009:res
idential ROLE_IsemployedBy_ROLEfrom PARTY8_ROLE1 RealEstateAgent (Listing) (INDIVIDUAL)to PARTY7_ROLE1 RealEstateAgent (Listing) (LEGAL ENTITY)
MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/PARTIES/REL
ATIONSHIPS/RELATIONSHIP Sequence Number 5arcrole="urn:fdc:mismo.org:2009:res
idential ROLE_IsemployedBy_ROLEfrom PARTY10_ROLE1 ClosingAgent (INDIVIDUAL)to PARTY9_ROLE1 ClosingAgent (LEGAL ENTITY)
23.0.5 / Settlement Agent
23.1.5 / Settlement Agent
23.0.1 / Lender
23.1.1/Lender
23.0.2 /Mortgage Broker
23.1.2/Mortgage Broker
23.0.3 / Real Estate Broker (B)
23.1.3 / Real Estate Broker (B)
23.0.4 / Real Estate Broker (S)
23.1.4 / Real Estate Broker (S)
Appendix A/B: Closing Disclosure Mapping to the MISMO v3.3.0 Reference Model
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