Structural Warranty & Insurance Understanding the role of Structural Warranty

& project insurance in reducing risk.

Simon Middleton

Project (Site) InsuranceParty Wall Liability ?Structural Warranty

Legal Expenses

New Build

New WorksPublic Liability

Employers LiabilityPlant & EquipmentCaravan & Contents

Personal Possessions

Personal Accident & Broken Bones

Legal Expenses

What is: Project Insurance?

Minimise Risk!Contracts

Party Wall LiabilityContractual responsibility for damage to the Party

Wall.

We check for: Party Wall

What is: Structural Warranty?

• Insurance Policy 10 Years

• Covers Defects in Design, Workmanship and Materials

• Defective Weatherproofing

• Drainage

• Health & Safety of Occupants

• Contaminated Land

• Not to be confused with professionals certificates!

Technical Auditing & Building Control

• Full Design check, including calculations and system specification as applicable

• Full site based inspection regime incorporating Building Control if applicable.

• National network to ensure regular inspections.

• Fast Stage Release certification.

Custom Build

• Responsible for works to say Foundations in.• Custom Builder assumes responsibility for works to

date & Building Control at handover.• Shared Access can be specifically covered on a joint

latent defects policy.

Enabling Private

Developer• In a group or shared ownership scenario, the

project insurance will be arranged for the group, along with any Building Control arrangements.

• Structural Warranty is issued on a shared ownership basis as applicable.CLT/LA

Tested Risk Reduction Mechanisms

Track record of:

Project (Site) InsuranceParty Wall Liability

Technical Controls & AuditsStructural Warranty

Legal Expenses