ufone_2
TRANSCRIPT
-
8/9/2019 uFONE_2
1/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% > %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Svmogar mk
WIMKG
SVGSNJB
Qwfejrrgb fz+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++Nbggh N`gv
Qwfejrrgb Rm ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Qjv @nkji Q`n`nb
Bgsnvregkr mi Enkndgegkr Qajgkagq
KNRJMKNH WKJYGVQJRZ MI EMBGVK HNKDWNDGQ
Qgarmv @%: Jqhnenfnb
-
8/9/2019 uFONE_2
2/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 6 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
NALKMTHGBDGEGKR
Amwkrhgqq r`nklq rm NHHN@ Nhejd`rz imv djyjkd eg qwa` gprvnmvbjknvz nfjhjrjgq
nkb enljkd eg svjyjhgdgb gkmwd` rm rnlg snvr jk qwa` narjyjrjgq nkb nhh vgqsgarq
nkb vgdnvbq rm @mhz Svms`gr @nvnr Ew`neenb (SFW@* imv djyjkd eg r`g injr`
snyjkd eg mk r`g vjd`r snr` tjr` r`g gqqgkag mi injr` jk DMB+
J tmwhb nhqm hjlg rm r`nkl ez rgna`gv Ev+ @nkji Q`n`nb t`m dnyg eg r`g
amkijbgkag nkb dwjbnkag nr gygvz qrgs mi ez svmogar+ R`jq svmogar `ghsgb eg rm
lkmt emvg nfmwr r`g WIMKG DQE nkb dnyg eg n a`nkag rm qgg r`gvg
envlgrjkd qrvnrgdjgq+
-
8/9/2019 uFONE_2
3/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 1 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
GPAWRJYG QWEENVZ
Wimkg jq r`g R`jvb hnvdgqr aghhwhnv kgrtmvl jk Snljqrnk+ Wimkg (miijajnh kneg?
SREH* jq n SRAH amesnkz SREH (Wimkg* % n t`mhhz%mtkgb qwfqjbjnvz `nq
jesvmygb jrq ijknkajnh sgvimvenkag ameegkagb jrq msgvnrjmkq mk 6:r` Onkwnvz
633> nq n DQE :33 qgvyjag svmyjbgv+ Qjkag r`g mwrqgr jr `nq gpsnkbgb jrq
amygvndg nkb awqrmegv fnqg nr n vnsjb snag nkb gqrnfhjq`gb jrqghi nq mkg mi r`g
hgnbjkd aghhwhnv qgvyjag svmyjbgvq jk Snljqrnk+
Bwvjkd r`g hnqr zgnv Wimkg qwaagqqiwhhz ameshgrgb r`g hnwka`jkd mi qjrgq wkbgv
S`nqg Y jk gpjqrjkd nq tghh nq kgt ajrjgq nkb rmtkq fz jkygqrjkd emvg r`nk WQ"
767 ejhhjmk+ R`jq `nq jkavgnqgb r`g nqqgr fnqg mi Wimkg ivme vwsggq 63 fjhhjmk rm
64 fjhhjmk+ Rm iwvr`gv gk`nkag r`g qwfqavjfgv fnqg nkb qrvnrgdjanhhz smqjrjmk r`g
amesnkz jk r`g dvmtjkd rghgame envlgr Wimkg `nq ijknhjgb n kgrtmvl
gpsnkqjmk imv S`nqg YJ amkrvnar nemwkrjkd rm nfmwr WQ" >43 Ejhhjmk+ Wimkg
awvvgkrhz `nq kgrtmvl amygvndg jk emvg r`nk 2427 hmanrjmkq r`vmwd`mwr r`g
amwkrvz+
Wimkg$q msgvnrjmknh sgvimvenkag `nq fggk ygvz gkamwvndjkd bgqsjrg qrjii
amesgrjrjmk jk Snljqrnk rghgame envlgr t`ja` `nq hgb rm vgbwarjmk mi svjagq rm
fnvg ejkjewe hgygh+ Wimkg enkndgb rm jesvmyg jrq vgygkwg nkb nirgv rnp svmijr
fz 04' nkb 72' vgqsgarjyghz nq amesnvgb rm r`g hnqr zgnv r`vmwd` nddvgqqjyg
smhjajgq nkb gpgvajqjkd qrvjar amkrvmh mygv gpsgkqgq+
-
8/9/2019 uFONE_2
4/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 2 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Rnfhg mi Amkrgkr
A`nsrgv !3> ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >
Jkbvmbwarjmk+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 6
@jqrmvz +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 1
@gnb~wnvrgvq++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 2
Yjqjmk+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 2
Ejqqjmk ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 2
Mfogarjygq ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 2
Qnhgq nkb Qgvyjagq +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 7
Bgsnvregkrq jk Wimkg++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 7
A`nsrgv !36 ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 9
Envlgrrjkd Qvgnrgdz++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 4
Qgdegkrnrjmk +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 4
Rnvdgrrjkd+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 4
Smqjrjmkjkd+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 0
Bjiigvrjrjmk+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 0Svmbwar +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ :
Amvg svmbwar ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ :
Narwnh svmbwar +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ :
Svgsnjb+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >3
Snalndgq ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >3
QEQ Snalndgq +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >3
Svmbwar Ignrwvq++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >>
Wkj~wg Qghhjkd svmsmqjrjmk++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >>
Svmbwar Hjig Azahg+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >6
FAD Enrvjp +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >1
Svmbwar Hjkg ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >1
Svjag ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >2
Envlgr Sgkgrvnrjmk ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >2
Envlgr Qljeejkd++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >2
-
8/9/2019 uFONE_2
5/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 7 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Shnag ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >7
Bjqrvjfwrjmk A`nkkgh++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >7
Svmemrjmk +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >9
A`nsrgv !31+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >4
Envlgr Q`nvg++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >0
Vjynhq +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >:
Inarq ) Ijdwvgq++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ >:
Vgamegkrnrjmk +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 6>
Amkahwqjmk +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 66
Vgigvgkagq +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 62
-
8/9/2019 uFONE_2
6/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 9 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
A`nsrgv ! >
Jkrvmbwarjmk
-
8/9/2019 uFONE_2
7/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 4 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
JkrvmbwarjmkR`g amesnkz ameegkagb jrq msgvnrjmkq wkbgv r`g fvnkb kneg mi Wimkg ivme
Jqhnenfnb mk Onkwnvz 6: 633>+ Wimkg gpsnkbgb jrq amygvndg nkb `nq nbbgb
kgt ajrjgq nkb `jd`tnzq rm jrq amygvndg kgrtmvl+ Nirgv r`g svjynrjnrjmk mi SRAH
Wimkg jq kmt mtkgb fz Grjqnhnr+
Bwvjkd r`g zgnv nq n amkqg~wgkag mi SRAHq svjynrjnrjmk 69' mi jrq q`nvgq
tgvg na~wjvgb fz Gejvnrgq Rghgameewkjanrjmk Amvsmvnrjmk (Grjqnhnr*+ Fgjkd snvr
mi SRAH r`g enkndgegkr mi Wimkg `nq nhqm fggk `nkbgb mygv rm Grjqnhnr+
Bwvjkd r`g zgnvq Wimkg amkrjkwgb mk r`g snr` rm qwaagqq+ R`g Amesnkz iwvr`gv
gpsnkbgb jrq amygvndg nkb `nq nbbgb kgt ajrjgq nkb `jd`tnzq+ Wimkg `nq
kgrtmvl amygvndg jk emvg r`nk 7007 hmanrjmkq nkb navmqq nhh enomv `jd`tnzq mi
r`g amwkrvz+
Bwvjkd r`g zgnv Wimkg nbmsrgb r`g smhjaz mi qjeshjijgb rnvjiiq tjr` km `jbbgk
a`nvdgq t`ja` vgqwhrgb jk smqjrjyg jesnarq mk r`g wqndg rvgkbq mi qwfqavjfgvq nq
tghh nq rmrnh qwfqavjfgv fnqg t`ja` `nq jkavgnqgb rm >:+2 ejhhjmk+ Wimkg awvvgkrhz
anrgvq imv Jkrgvknrjmknh Vmnejkd rm emvg r`nk 613 hjyg msgvnrmvq jk emvg r`nk
>13 amwkrvjgq nkb jkrvmbwagb Jkrgvknrjmknh vmnejkd inajhjrz imv Svgsnjb
qwfqavjfgvq jk Qnwbj Nvnfjn Wkjrgb Ljkdbme Wkjrgb Nvnf Gejvnrgq Qjkdnsmvg
Smvrwdnh R`njhnkb Azsvwq Fnkdhnbgq` Wfgljqrnk Rwkjqjn Qvj Hnkln Fghdjwe
nkb Lwtnjr tjr` hmtgqr vnrgq ignrwvjkd km qgawvjrz bgsmqjr nkb narjynrjmk
A`nvdgq+ DSVQ Vmnejkd inajhjrz jq nynjhnfhg tjr` emvg r`nk >>7 Hjyg Msgvnrmvq
navmqq 07 amwkrvjgq+
3R`g amesnkz `nq nhqm fggk ntnvbgb n kgt Hjagkqg imv svmyjbjkd aghhwhnv
qgvyjagq jk Nnb Oneew ) Lnq`ejv nkb Kmvr`gvk Nvgnq+
-
8/9/2019 uFONE_2
8/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 0 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
@JQRMVZ
Jk >::3 Snljqrnk jkrvmbwagb jrq ijvqr emfjhg s`mkg qgvyjag anhhgb Wimkg+ Nirgv
ghgygk zgnvq jk Onkwnvz 633> n kgt aghhwhnv amesnkz tjr` DQE rga`kmhmdzaneg jkrm r`g envlgr nkb r`gz knegb jr Wimkg+ R`g dmygvkegkr mi Snljqrnk
dvnkrgb r`ge r`g hjagkqg mi Snl Rghgame emfjhg hjejrgb rm msgvnrg DQE :333 nhh
Nvmwkb Snljqrnk+ Wimkg qwaaggbgb rm gqrnfhjq` jrqghi jk r`g envlgr fz svmyjbjkd
~wnhjrz qgvyjag nr hmt vnrgq+ Nirgv jrq msgkjkd jkjrjnhhz r`gz qrnvrgb r`gjv qgvyjag jk
enomv ajrjgq hjlg Vntnhsjkbj Jqhnenfnb Lnvna`j nkb Hn`mvg nkb mk enomv
`jd`tnzq+ Hnrgv r`g qgvyjag gpsnkbgb rm mr`gv enomv ajrjgq hjlg Sgq`ntnv ^wgrrn
nkb bjiigvgkr rmtkq+
Wimkg jkygqrgb nvmwkb " 97 ejhhjmk rm qgrws jrq embgvk rga`kjanh jkivnqrvwarwvg rm
svmyjbg `jd` ~wnhjrz avzqrnh ahgnv ymjag nkb inqr bnrn rvnkqejqqjmk+ Wimkg rnvdgrgb
r`g ejbbhg ahnqq fz jkrvmbwajkd hmt vnrgq nkb bjiigvgkr snalndgq tjr` Wvbw
knegq hjlg Onfn gra rm nrrvnargb hmtgv nkb ejbbhg ahnqq sgmshg+ Wimkg `nq
gpsnkbgb jrq awqrmegv qwssmvr jk n ygvz mvdnkjgb enkkgv tjr` n shnkkgb
kgrtmvl mi bgnhgvq mwrhgrq imv sgmshg amkygkjgkr+ Wimkg jq ameejrrgb rm anvg imv
jrq awqrmegvq gygk nirgv r`gz `nyg na~wjvgb n kgt amkkgarjmk+ Wimkg kmr mkhz
imawqgb mk r`g rga`kjanh ansnfjhjrjgq fwr rm svmyjbg qwfqavjfgvq n amkygkjgkr rm
dgr amkkgarjmkq nkb qgvyjagq+ Wimkg vgagkrhz qrnvrgb DSVQ r`vmwd` t`ja` wqgvq
ank amkkgar r`geqghygq rm r`g dhmfnh yjhhndg yjn Jkrgvkgr nhqm jkrvmbwagb
ewhrjegbjn egqqndjkd qgvyjagq nkb tmvhbtjbg QEQ nr ihnr vnrgq+ Kmr mkhz QEQ
fwr nhqm svmyjbgq Wimkg Jkim qgvyjag r`vmwd` t`ja` wqgv ank dgr hnrgqr
jkimvenrjmk nfmwr kgtq qsmvrq vghjdjmk `mvmqamsg qrmal gpa`nkdg gra gygk hjyg
qsmvrq wsbnrgq+ R`g rnvjii snalndgq `nyg fggk bgqjdkgb lggsjkd jk ejkb r`g
vg~wjvgegkrq mi gygvz qgdegkr mi r`g qmajgrz enz r`nr fg n `mwqgtjig n rnpjbvjygv n rvnbgv mv n qrwbgkr+ Wimkg qrnvrgb jrq msgvnrjmk ivme Jqhnenfnb mk 6:r`
Onkwnvz 633>+ Aghhwhnv jkbwqrvz sgvimvenkag jk Snljqrnk fgimvg r`g hnwka` mi
Wimkg tnq ~wjrg bjqenh tjr` mkg mi r`g hmtgqr smswhnrjmk sgkgrvnrjmk vnrgq jk r`g
T`mhg vgdjmk+ Wimkgq qrvnrgdz ivme r`g bnz mkg tnq rm a`nkdg r`jq qagknvjm
nkb gkqwvg r`nr emfjhg s`mkgq nvg rwvkgb jkrm nk gygvzbnz fwqjkgqq nkb
sgvqmknh ameewkjanrjmk rmmhq imv nhh+ R`jq nssvmna` fvmwd`r nfmwr n vgymhwrjmk jk
r`g envlgr< jkavgnqjkd jrq qjg ijyg imhb jk n egvg rtm zgnvq+
-
8/9/2019 uFONE_2
9/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% : %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Wimkgq mtk sgvimvenkag jk r`gqg rtm zgnvq `nq fggk gpgeshnvz nq jr
qwvsnqqgb nhh ijknkajnh nkb envlgrjkd dmnhq+ Bgqsjrg Wimkgq qrvnrgdz rm svmyjbg
n `jd` qrnkbnvb mi qgvyjag vnr`gv r`nk jkavgnqjkd qwfqavjfgv fnqg tjr`mwr
ansnajrz jr `nq na`jgygb n qwfqrnkrjnh envlgr q`nvg jk n envlgr rgk zgnvq mhbgvr`nk jrqghi+
@GNB^WNVRGV
R`g `gnb miijag mi r`g wimkg jq hmanrgb jk >1%F I%4 Envln Jqhnenfnb Snljqrnk
nkb jr amygvgb nvgn jq 6119 ajrjgq mi Snljqrnk DR Vmnb Qwsgv @jd`tnz )
Emrmvtnz+
Yjqjmk
Rm fg r`g hgnbjkd rghgameewkjanrjmk qgvyjag svmyjbgv jk Snljqrnk fz miigvjkd
jkkmynrg ameewkjanrjmk qmhwrjmkq imv mwv awqrmegvq t`jhg gpaggbjkd
q`nvg`mhbgv ynhwg ) geshmzgg gpsgarnrjmk+
EJQQJMK
&Wimkg jr$q nhh nfmwr W. Tg nvg t`gvg zmw tnkr rm fg
Nr Wimkg tg nje rm svmyjbg zmw tjr` tjbgv amygvndg qwsgvjmv amkkgarjyjrz
ahgnv qjdknhq ) ymjag ~wnhjrz+ T`gvgygv zmw nvg Wimkg lggsq zmw amkkgargb+&
MFOGARJYGQ
Wimkg fganwqg jr jq n bzkneja mvdnkjnrjmk tjr` n smtgviwh awhrwvg r`nr nhhmtq
sgmshg rm enlg r`g emqr mi r`gjv qljhhq sgvqmknhjrz nkb anvggv+ J bgyghmsgb qwa`
lkmthgbdg nkb qljhhq t`ja` bjvgargb rm ez anvggv+
Awqrmegv Qgvyjag
Wimkg jq svmwb rm `nyg nk giijajgkr nkb ivjgkbhz awqrmegv qgvyjag r`vmwd` 6>
amesnkz%mtkgb Qnhgq ) Awqrmegv Qgvyjag Agkrgvq nkb kgnvhz 673 ivnka`jqggq
navmqq r`g amwkrvz+ R`g mwrhgrq nvg nfhg rm qgvyjag r`g awqrmegvq tjr` jkkmynrjyg
qmhwrjmkq nkb nvg gesmtgvgb tjr` Tgf fnqgb ivnka`jqg enkndgegkr qzqrgeq+Wimkg jq smjqgb rm inag r`g gygv jkavgnqjkd a`nhhgkdgq mi r`g envlgr nkb jq
amkijbgkr jr tjhh nrrvnar kgt awqrmegvq+
-
8/9/2019 uFONE_2
10/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >3 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Qnhgq ) Qgvyjagq Agkrgv
Wimkg Qnhgq ) Qgvyjag Agkrgvq `nyg fggk qgr ws rm svmyjbg zmw ~wnhjrz qgvyjagq
nhh wkbgv mkg vmmi qm zmw ank tnhl jk rm nkz Wimkg Qnhgq ) Qgvyjag Agkrgv imv
qgvyjagq hjlg?m Amkkgarjmk swva`nqg
m Fjhh snzegkr
m QJE Narjynrjmk
m Kwefgv fhmaljkd jk anqg mi hmqr mv qrmhgk QJEq
m QJE vgshnagegkr
m Mtkgvq`js A`nkdjkd
m Svmbwar - snalndg a`nkdg
m Amkkgarjmk ahmqwvg
m SJK - SWL ambg kwefgv jk~wjvz
m DSVQ
m Anhh Imvtnvbjkd
Bgsnvregkrq jk Wimkg
R`g Imhhmtjkd bgsnvregkrq nvg awvvgkrhz tmvljkd?
m @wenk Vgqmwvag Enkndgegkr
m Envlgrjkd Bgsnvregkr
m Ameegvajnh Bgsnvregkr
m Qnhgq Bgsnvregkr
m Ijknkag Bgsnvregkr
m Snzvmhh Bgsnvregkr
m Jkimvenrjmk Rga`kmhmdz Bgsnvregkr
m Gkdjkggvjkd Bgsnvregkr
m
Nbejkjqrvnrjmkm Nwbjrjkd Bgsnvregkr
m Awqrmegv Anvg
-
8/9/2019 uFONE_2
11/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >> %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
A`nsrgv ! 6
Envlgrjkd Ejp nkb Envlgrjkd Qrvnrgdz
-
8/9/2019 uFONE_2
12/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >6 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
ENVLGRJKD QRVNRGDJGQ
N svmagqq r`nr ank nhhmt nk mvdnkjnrjmk rm amkagkrvnrg jrq hjejrgb vgqmwvagq mk
r`g dvgnrgqr mssmvrwkjrjgq rm jkavgnqg qnhgq nkb na`jgyg n qwqrnjknfhg
amesgrjrjyg nbynkrndg+ N envlgrjkd qrvnrgdz q`mwhb fg agkrgvgb nvmwkb r`g lgz
amkagsr r`nr awqrmegv qnrjqinarjmk jq r`g enjk dmnh+
ENVLGR QGDEGKRNRJMK
Aghhwhnv qgvyjag envlgr jq n bjygvqg qgr mi sgmshg+ Wimkg nq tghh nq mr`gv aghhwhnv
qgvyjag amesnkjgq qgdegkr r`gjv envlgr mk imwv fnqgq? % gamkmez ndg dgkbgv
) maawsnrjmk+
J+ GAMKMEZ? Wssgv ahnqq Ejbbhg ahnqq qmajm%gamkmeja nkb hmtgv ahnqq
JJ+ NDG? Rggkndgvq zmwkdqrgvq ejbbhg ndg ndgb sgmshg
JJJ+ DGKBGV? Enhg ) Igenhg
JY+ MAAWSNRJMK? amvsmvnrg ahnqq Fwqjkgqq ahnqq tmvljkd ahnqq gra
RNVDGR ENVLGRQ
Aghhwhnv s`mkgq nvg r`g rga`kmhmdz mi kgt gvn r`g 6>qr agkrwvz+ R`gqg aghhwhnvs`mkgq nvg r`g enjk imawq mi mwv zmwkdqrgvq+ Nhh r`g aghhwhnv amesnkjgq nvg
rnvdgrjkd R`g Zmwr` mkg tnz mv mr`gv+ Wimkg jq km hmkdgv n imhhmtgv jk r`jq vnag+
Jrq enjk imawq jq R@G ZMWR@ mi Snljqrnk t`ja` jq jrq Rnvdgr Envlgr+
Rnvdgr envlgrjkd qrvnrgdz
Wimkg `nq nhtnzq fggk rnvdgrjkd Zmwr` Envlgr fz wqjkd zmwkd fvnkb gkbmvqgvq
mv nefnqqnbmvq+ Jr nhtnzq fvjkdq qwa` snalndgq nkb miigvq r`nr svgajqghz eggr
r`g kggbq mi mwv zmwkd sgmshg+ Km bmwfr jr `nq nhqm hnwka`gb snalndgq fvnkbq
nkb miigvq imv tmvljkd sgmshg fwqjkgqq ahnqq hnbjgq nkb ndgb mkgq+ Wimkg
qgglq rm rnvdgr enqqgq jk r`g hmkd vwk+
-
8/9/2019 uFONE_2
13/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >1 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
SMQJRJMKJKD
Smqjrjmkjkd jq r`g svmagqq mi avgnrjkd nk jendg mi amesnkzq fvnkb jk r`g ejkb mi
envlgr+ Amesnkjgq smqjrjmk r`geqghygq gemrjmknhhz iwkarjmknhhz mv mk r`g fnqjq
mi fvnkb ~wnhjrz+ Wimkg jq qrjhh n envlgr a`nhhgkdgv jk amesnvjqmk rm envlgr hgnbgvEMFJHJKL+ Jr jq qrjhh rm vgna` rm r`g rms emqr smqjrjmk mi aghhwhnv amesnkjgq+ Qm
Wimkg smqjrjmkq jrqghi mk r`g fnqjq mi jrq qgvyjagq+
Wimkgq imvegv Smqjrjmkjkd Qrnrgegkr?
Gygvzfmbz Hmygq rm Wimkg Svgsnz
Wimkgq kgt Smqjrjmkjkd Qrnrgegkr?
Wimkg rwe `j rm` `m.
Mv
Jrq Nhh Nfmwr W
Wimkg Hmdmq
Wimkgq smqjrjmkjkd qrvnrgdz?
Wimkg a`nkdgb r`g jendg mi emfjhg s`mkgq ivme n hwpwvz mkhz niimvbnfhg fz r`gghjrg rm n kgagqqjrz niimvbnfhg fz r`g ameemk enk+ Qjkag jrq jkagsrjmk Wimkg
`nq smqjrjmkgb jrq fvnkb imv ENQQGQ mk r`g fnqjq mi qgvyjagq jr jq svmyjbjkd nkb
jrq hmtgqr anhh vnrgq+ Jr enlgq r`ge fghjgyg r`nr jr qnrjqijgq r`g kggbq mi gygvzmkg
(yj nhh ahnqqgq ndg ) dgkbgvq*+ Jr rghhq r`ge r`nr Wimkg jq r`gvg t`gk nkzfmbz
kggbq jr+ R`g fvnkb kneg WIMKG jrqghi jq n smqjrjmkjkd qrnrgegkr+
BJIIGVGKRJNRJMK
Jk r`gqg bnzq mi jkrgkqg amesgrjrjmk envlgrgvq ijkb jr `nvb rm bjiigvgkrjnrg r`gjv
qgvyjagq ivme r`mqg mi amesgrjrmvq+ Kmt awqrmegv anvg nfmwr mkhz svjag+ Nk
wkqnrjqijgb awqrmegv tjhh jeegbjnrghz dm imv fvnkb qtjra`jkd+ R`wq hgnyjkd n
awqrmegv wkqnrjqijgb nkb kmr eggrjkd `jq-`gv bgenkbq jq mwr mi ~wgqrjmk imv
envlgrgvq+
-
8/9/2019 uFONE_2
14/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >2 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Bjiigvgkrjnrjmk Qrvnrgdz ?
Wimkg `nq nhtnzq qrvnrgdjgb jk qnrjqizjkd r`g bgenkbq mi jrq awqrmegvq+ Jk
bmjkd qm jr `nq fggk qwaagqqiwh jk bjiigvgkrjnrjkd jrqghi jk rgveq mi?%
Svjag ^wnhjrz qgvyjag
Rga`kmhmdz
Envlgrjkd Ejp
Envlgrjkd ejp jq nfmwr na`jgyjkd zmwv envlgrjkd mfogarjygq r`vmwd` svmsgv
nknhzqjq mi r`g 2 Sq mv ghgegkrq mi envlgrjkd kneghz?
Svmbwar
Svjag
Shnag
Svmemrjmk
Svmbwar
Wimkg miigv fmr` svgsnjb nkb smqrsnjb qgvyjagq+ R`g imhhmtjkd nvg r`g qgvyjagq
mi Wimkg+ Fwr J Tjhh Bjqawqq mk Svgsnjb
AMVG SVMBWAR??
Wimkg tjhh miigv jrq envlgr n kgt bjegkqjmk mi rnljkd nbynkrndg mi wqjkd DQE
nkb NEQ nr r`g qneg rjeg+ Wimkg amvg svmbwar jq r`g emfjhg amkkgarjmkq tjr`jk
awqrmegvq egnkq jkahwqjyg mi nbbgb ignrwvgq rm qnrjqiz r`g awqrmegvq
kgagqqjrjgq nkb rm amkigv r`ge r`g tmvhb mi gnqjkgqq+ Jkjrjnhhz tjr` NEQ
jkrgvknrjmknh vmnejkd tnq kmr nynjhnfhg naagsr WQN+ Kmt fz rwvkjkd rm DQE
Wimkg awqrmegvq tjhh fg bghjd`rgb rm wqg r`g emqr niimvbnfhg qgvyjag tjr` n
endkjrwbg mi nbbgb ignrwvgq t`ja` jq r`g Wimkg rvnbjrjmk+
NARWNH SVMBWAR?
Fvnkb Kneg?? Wimkg Svgsnjb nkb Wimkg Smqrsnjb amkkgarjmkq++
-
8/9/2019 uFONE_2
15/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >7 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Svgsnjb?
Wimkg envlgrq jrq svgsnjb qgvyjagq nq Svgsnz+ Wimkg Svgsnz jq emvg
niimvbnfhg+ Jrq svjenvz envlgr jq jkrgkbgb rmtnvbq rggkndgvq nkb qrwbgkrq+
Imhhmtjkd nvg qmeg mi r`g svgsnjb snalndgq mi Wimkg+Snalndgq?
Hjig shwq Snalndg
Svgsnz Hjig
Hjig Ynhwg
Omq`
W Ajvahg Hjig
W Ajvahg Hjig Shwq Swfhja Bgenkb
D`nkrn Snalndg
W Tmk
1 ejkwrgq Snalndg
Mkg Kwefgv ivgg Snalndg
Rgkqjmk Ivgg Snalndg
93 Snjqn Miigv
W%Ajvahg
QEQ Snalndgq
Snalndg > >97 67,rnp
Snalndg 6 733 73,rnp
Snalndg 1 >333 47,rnp
Snalndg 2 0333 03,rnp
Snalndg 7 wkhjejrgb 1,rnp sgv bnz
-
8/9/2019 uFONE_2
16/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >9 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Wimkgq Svmbwar Ignrwvgq?
W Q`nvg
W%Ajvahg
Emfjhg Kwefgv Smvrnfjhjrz
Gqqgkrjnhq Ignrwvgq
Q`mvr Egqqndjkd Qgvyjag (QEQ* ) Jkrgvknrjmknh QEQ
Anhhgv Hjkg Jbgkrjijanrjmk (AHJ*
Amkigvgkag Anhhjkd
Anhh Tnjrjkd
Ymjag Enjh
Gpahwqjygq Ignrwvg
Ejqq Anhh nhgvr
Emfjhg Fnkljkd
Yjvrwnh Svjynrg Kgrtmvl (YSK*
DSVQ gknfhgb EEQ nkb Jkrgvkgr Naagqq
Narjynrg DSVQ
DSVQ Vmnejkd
Wimkg-NFK NEVM Avgbjr anvb
Wkj~wg Qghhjkd Svmsmqjrjmk
Wimkg Miigv wkj~wg qghhjkd svmsmqjrjmk imv amesgrjrjyg nbynkrndg t`ja`
enlgq Wimkg bjiigvgkr ivme jrq amesgrjrmvq nkb ges`nqjg r`gqg nbynkrndgq
jk r`gjv envlgrjkd+ Qmeg mi r`g wkj~wg qghhjkd svmsmqjrjmk mi Wimkg jq+
W Amkkgar
W rvnalgv
Wimkg Jkrgvkgr WQF
-
8/9/2019 uFONE_2
17/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >4 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Svmbwar Hjig Azahg?
Ivme r`jq Ijdwvg Tg ank qgg r`nr Wimkg Svgsnjb jq nr Dvmtr`+ Wimkg tjhh
jeshgegkr imhhmtjkd qrvnrgdjgq fz snqqjkd r`vmwd` r`gqg qrndgq mi svmbwar hjig
azahg?
Jkrvmbwarmvz Qrndg?
Wimkg tjhh avgnrg swfhja ntnvgkgqq jk r`jq qrndg+ Amesnkz tjhh nbmsr Vnsjb
Sgkgrvnrjmk envlgrjkd qrvnrgdz jk r`jq qrndg jk t`ja` amesnkz tjhh dm imv `gnyz
svmemrjmk fwr jr tjhh a`nvdg hmt svjag r`nk jrq amesgrjrmvq+ Nq r`gvg nvg mr`gv
amesgrjrmvq nvg svgqgkr jk r`g envlgr nkb tg tnkr rm dvnf n vgnqmknfhg envlgr
q`nvg+
Dvmtr` Qrndg?
R`jq qrndg tjhh fg amwkrgb nq qnhgq dvmtr` qrndg nkb amesnkz tjhh amkygvr gnvhz
nbmsrgvq mi svmbwar rm vgdwhnv swva`nqgvq+ Amkrjkwmwq svmemrjmk tjhh fg wqgb rm
jkavgnqg r`g qnhgq+
Enrwvjrz Qrndg?
Nr r`jq qrndg t`gk r`g svmbwar tjhh dgr enpjewe ntnvgkgqq jk r`g envlgr nkb
qnhgq tjhh fg qrnfhg amesnkz jq shnkkjkd rm qsgkb ewa` nemwkr imv rvnbg nkb
qnhgq svmemrjmk t`ja` tjhh fg smqjrjyg imv r`g svmbwar nkb tjhh lggs r`g svmbwar
mk n dmmb qanhg nemkd amesgrjrmvq miigvjkdq+
Bgahjkg Qrndg??
Amesnkz tjhh embgvkjg gpjqrjkd svmbwar tjr` nbbjrjmknh ignrwvgq rm vgrnjk
awqrmegvq nrrgkrjmk nkb jkrgvgqr+ Nq qwa` tg tjhh tmvl mwr mk svmbwar hjkg nkb
svmbwar ejp rm enjkrnjk envlgr q`nvg+
-
8/9/2019 uFONE_2
18/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >0 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
FAD Enrvjp
VGHNRJYG ENVLGR Q@NVG
ENVLGRDVMTR@VNRG
SVGSNZ SMQR SNZQ
QRNVQ ^WGQRJMK ENVL
ANQ@ AMTQ BMDQ
Ivme r`jq Ijdwvg Tg ank qgg r`nr Wimkg svgsnjb nvg nr anq` amtq nkb smqrsnjb nvg mk
r`g ^wgqrjmk envlq+ Wimkg kggb rm nbygvrjqg r`gjv smqrsnjb snalndg emvg nq amesnvg
rm Wimkg svgsnz+
Svmbwar hjkg
R`gvg nvg rtm fnqja svmbwarq mi Wimkg Wimkg Svgsnjb nkb Wimkg Smqr snz+
Fmr` sh r`gqg svmbwarq nvg nynjhnfhg nr r`gjv ivnka`jqg imv swfhja+
Wimkg SvgsnjbWimkg Svgsnjb jq tjr` n tjbg vnkdg mi svmbwarq nkb ignrwvgq zmwv Wimkg Svgsnz
amkkgarjmk jq n ameshgrg ameewkjanrjmk qmhwrjmk r`nr miigvq zmw QEQ DSVQ
EEQ Anhh Ignrwvgq Jkrgvknrjmknh Vmnejkd nkb n ynvjgrz mi nenjkd Emfjhg
Svmbwarq
Wimkg Smqrsnz
Wimkg Smqrsnz jq n fvnkb r`nr lggsq ws tjr` zmw wkbgvqrnkbjkd zmwv bvjyg imv
yjarmvz jk r`g fwqjkgqq nvgkn nkb zmwv qgkqg mi fghmkdjkd jk zmwv sgvqmknh hjig+
Mk Wimkg smqrsnjb r`gz nje nr svmyjbjkd zmw tjr` r`g emqr qwsgvjmv emfjhg
s`mkg qgvyjagq tjbgqr ~wnhjrz kgrtmvl ) fgqr awqrmegv qgvyjagq imv zmw mk zmwv
omwvkgz rm qwaagqq+
-
8/9/2019 uFONE_2
19/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% >: %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Svjajkd
Nq amesnvg rm mr`gv rghgameewkjanrjmk amesnkjgq Wimkg miigvq jrq qgvyjagq
tjr` hmtgv nkb niimvbnfhg vnrgq+ R`g svjag mi svmbwar enrrgvq jk r`g envlgr fwrhmt svjag tjr` `jd` bgkqjrz qgvyjag jq kmr nk gnqz rnql rm naameshjq`+ Imv r`g
qnrjqinarjmk mi ynhwgb amkqwegv Wimkg egvdgb r`g hmt Svjag nkb `jd` bgkqjrz
qgvyjagq tjr` tjbg kgrtmvl+
Fmr` r`g Svgsnz ) Smqr snz rnvjii nvg fgjkd bgijkgb nq imhhmtq
?
Wimkg Envlgr Svjajkd
Envlgr Qljeejkd Svjajkd % n svjajkd nssvmna` jk t ja` r`g svmbwagv qgrq n jd`
jkrvmbwarmvz svjag rm nrrvnar fwzgvq tjr` n qrvmkd bgqjvg imv r`g svmbwar nkb r`g vgqmwvagq
rm fwz jr +++
Envlgr Sgkgrvnrjmk Svjajkd % nk nssvmna` rm svjajkd jk t`ja` n enkwinarwvgv qgrq n
vghnrjyghz hmt svjag imv n svmbwar jk r`g jkrvmbwarmvz qrndg mi jrq hjig azahg tjr` r`g
jkrgkrjmk mi fwjhbjkd envlgr q`nvg+ Qgg Envlgr Qljeejkd Svjajkd+
Wimkg wqg Envlgr Qljeejkd Svjajkd Rm nrrvnar awqrmegv Imv Gpneshg Wimkg `nq
jkrvmbwagb Wimkg RY Dwjbg nr > qeq 5 >3 Vq T`ja` jq ygvz `jd` svjag Nirgv qmeg rjeg
t`gk amesgrjrmvq jkrvmbwag qwa` rzsg mi qgvyjagq mv bgavgnqg svjag Wimkg tjhh nhqm
bgavgnqg r`g svjag
-
8/9/2019 uFONE_2
20/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 63 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Shnag
Shnag shnzq n ygvz jesmvrnkr snvr jk r`g bjqrvjfwrjmk nkb svmemrjmk mi qgvyjagq+
Amesgrjrmvq mi Wimkg nvg qggljkd rm sgkgrvnrg jkrm shnagq t`gvg mr`gvq `nygkr
vgna`gb+ Aghhwhnv qgvyjag svmyjbgvq nvg bvnqrjanhhz tjbgkjkd r`gjv kgrtmvl )
amygvndg jk gygvz nvgn mi Snljqrnk+ Emfjhjkl `nq r`jq gbdg jk shnag gpaghhgkag
fganwqg jr jq r`g sjmkggv jk aghhwhnv rghgs`mkja ijghb+
Bjqrvjfwrjmk A`nkkgh?
Wimkg Qgvyjag Svmyjbgv
Mtk Bjqrvjfwrjmk Kgrtmvl
Wimkg Mwrhgrq
Ivnka`jqgq+
Amkqwegvq+
Wimkg jq jk r`g jkbwqrvz mi emfjhg amkkgarjmkq nkb tg tjhh `nyg mwv mtk
bjqrvjfwrjmk kgrtmvl t`ja` tjhh qwsshz r`g svmbwar rm bjiigvgkr vgdjmkq mi Qjkb`
Swkonf Fnhma`jqrnk nkb K+T+I+S+ Nq tg nvg rnvdgrjkd N%> N%6 nkb F ahnqq tg
tjhh qwsshz mwv svmbwar rm r`g mwrhgrq t`ja` nvg nemkd r`g rms vnkljkd qrmvgqtjr` N> N nkb F vnrjkdq jk Lnvna`j Jqhnenfnb @zbgvnfnb Hn`mvg Vntnhsjkbj
Dwovnktnhn Qjnhlmr Ewhrnk ^wgrrn nkb Sgq`ntnv nkb r`jq tjhh enlg Wimkg
DQE smqrsnjb nkb svgsnjb nynjhnfhg rm jrq gkrjvg rnvdgr envlgr+
-
8/9/2019 uFONE_2
21/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 6> %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Svmemrjmk
Imv r`g svmemrjmk mi svmbwar svjkr egbjn ghgarvmkja egbjn fjhhfmnvbq fvmna`gvq
nkb hgnihgrq `nq fggk wrjhjgb imv r`g ntnvgkgqq mi ynvjmwq awqrmegvq+ Wimkgsvmemrgq jrq qgvyjagq - qa`gegq rm r`gjv wqgvq nkb dgkgvnh swfhja yjn wqjkd
ynvjmwq rzsgq mi svmemrjmk a`nkkghq+ R`vmwd` r`g nbygvrjqgegkrq sgmshg dgr
ntnvgkgqq nfmwr r`g svmbwar nkb nvg nfhg rm a`mmqg r`g fgqr mkg imv iwhijhh r`gjv
vg~wjvgegkr jk Emfjhg Rghgameewkjanrjmk+
Ghgarvmkja egbjn nkb fjhhfmnvbq nvg r`g lgz qmwvagq imv r`g svmemrjmk mi Wimkg+
Bjiigvgkr ljkb mi nbygvrjqgegkr ank fg qggk mk Rghgyjqjmk nkb fjhhfmnvbq+ Wimkg
jq nhqm n am%qsmkqmv mi Avjalgr Tmvhb Aws 6334+
Nbygvrjqjkd anesnjdk jq qsgajnh nkb jesvgqqjyg r`nk mr`gv aghhwhnv amesnkjgq
hjlg amkagsr embghq amhmvq qa`geg nkb yjqwnhjjkd+ R`g nbygvrjqgegkr mi smqr
snz `nq fggk ygvz ewa` nrrvnarjyg imv r`g fwqjkgqq ahnqq awqrmegvq tjr` r g
qhmdnk mi gkbhgqq smqqjfjhjrjgq+ Wimkg tgfqjrg (ttt+wimkg+ame* amkrnjkq fwka`
mi jkimvenrjmk nfmwr r`g svmbwar qgvyjagq amygvndg shnagegkr nkb ynhwg
nbbgb qgvyjagq+ Tgfqjrg jq shnzjkd n hgnbjkd nkb qjdkjijankr vmhg imv r`g
svmemrjmk mi svmbwar+
-
8/9/2019 uFONE_2
22/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 66 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
A`nsrgv ! 1
Envlgr jkimvenrjmk
-
8/9/2019 uFONE_2
23/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 6 1 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Envlgr Q`nvg
Tjr` r`g emkr`hz nbbjrjmkq nygvndg nvmwkb 6+7 ejhhjmk qwfqavjfgvq 633: `nq
fggk n s`gkmegknh zgnv imv r`g emfjhg envlgr dvmtr` jk Snljqrnk+ @gvgq n hmml
nr r`g kwefgvq (ivme SRN qjrg* imv r`g ijvqr 0 Emkr`q Mi 633:+ N ~wjal nknhzqjq mi
r`jq bnrn vgygnhq igt rvgkbq nfmwr envlgr hgnbgvq`js+ Emfjhjkl dnjkgb r`g emqr
qwfqavjfgvq (7+27 ejhhjmk* jk r`jq sgvjmb+ Jrq envlgr q`nvg `nq fggk bgavgnqjkd
dvnbwnhhz fwr r`nrq gpsgargb tjr` r`g jkavgnqg jk amesgrjrjmk+ Rghgkmv tnq r`g
inqrgqr dvmtjkd amesnkz 27' mi r`gjv awvvgkr qwfqavjfgvq (7+17 ejhhjmk* tgvg
dnjkgb r`jq zgnv+ Km bmwfr r`nr Rghgkmv `nq gegvdgb nq n qrvmkd amkrgkbgv+ Jr
rmml n qenhh hgnb mygv Tnvjb jk Enva` nkb `nq fggk nfhg rm enjkrnjk jr+ R`g vnrg
mi dvmtr` imv Wimkg `nq fggk jesvgqqjyg nq tghh+ Jr dnjkgb 7+16 ejhhjmk mi r`gnssvmp 63 ejhhjmk kgt qwfqavjfgvq jk ijvqr 0 emkr`q mi r`jq zgnv jk Snljqrnk+ mkd
`nq fggk fnvghz nfhg rm vgygvqg r`g kgdnrjyg rvgkb mi qwfqavjfgv hmqqgq+
-
8/9/2019 uFONE_2
24/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 62 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Vjynhq
Imhhmtjkd nvg r`g Vjynhq mi Wimkg
Emfjhjkl
Rghgkmv
_mkd
Tnvjb
Snljqrnk % 93 Ejhhjmk Kgt Awqrmegvq jk 633:
Aghhwhnv Kgtq `nq vgsmvrgb r`nr Snljqrnk dnjkgb >3 Ejhhjmk kgt aghh s`mkg awqrmegvq jk
ijvqr 2 emkr`q mi 6334+ Kmr ewa` mi n kgtq fwr jr q`mtq r`nr r`g vnrg mi dvmtr` jq qrjhh jk
`jd` dgnv+
Ijdwvgq
Emfjhjkl DQESnljqrnk Emfjhg Ameewkjanrjmkq Hrb (SEAH*
Rzsg Svjynrg Hjejrgb Amesnkz
Dgkvg Qwfqjbjnvz
Imwkbgb >::2
Imwkbgv Emrmvmhn WQN
@gnb~wnvrgvqJqhnenfnb Snljqrnk26 Lwhqwe Shnn Fhwg Nvgn
Nvgn qgvygb 7333 ajrjgq rmtkq nkb yjhhndgq navmqq Snljqrnk
Lgz sgmshg _mw`njv N L`nhj~ Svgqjbgkr nkb AGM
Jkbwqrvz Rghgameewkjanrjmk
Svmbwarq smqrsnjb Jkbjdm svgsnjb ON__ Emfjhjkl SAM
Mtkgv Kndwjf Qntjvjq
Snvgkr Mvnqame Rghgame Gdzsr
Qhmdnk Vgq`nsjkd hjygq
Tgfqjrg ttt+emfjhjkldqe+ame
-
8/9/2019 uFONE_2
25/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 67 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Rghgkmv
Rzsg Swfhja
Imwkbgb >077
@gnb~wnvrgvq Imvkgfw Kmvtnz
Lgz sgmshg AGM? Omk Ivgbvjl Fnlqnnq A`njvenk? R`mvhgji Gkdgv
Jkbwqrvz Rghgameewkjanrjmk
Svmbwarq Rghgs`mkz nkb fvmnbfnkb
Vgygkwg >3>+> fjhhjmk KML (633:*
Msgvnrjkdjkameg
27+1 fjhhjmk KML (633:*
Kgr jkameg 13+: fjhhjmk KML (633:*
Geshmzggq 1>473
Qhmdnk Qenvr anhh
Tgfqjrg ttt+rghgkmv+ame
Tnvjb RghgameRzsg Svjynrg
Imwkbgb 6332
@gnb~wnvrgvq13>%B`nfj Rmtgv @nebnk Qrvggr Smqr Fmp 22666 Nfw B`nfjWkjrgb Nvnf Gejvnrgq
Lgz sgmshgQ`gjl` Kn`nznk Enfnvnl Nh Kn`nznk A`njvenkEv+ Fnq`jv N+ Rn`jv AGM Nfw B`nfj Dvmws ) Tnvjb Jkrgvknrjmknh
Jkbwqrvz Rghgameewkjanrjmk
Svmbwarq Rghgs`mkz
Qhmdnk Tg Anvg
Tgfqjrg ttt+tnvjbrgh+ame
-
8/9/2019 uFONE_2
26/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 69 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Vgameegkbnrjmk
Aghhwhnv msgvnrmvq nvg svmyjbjkd r`gjv fgqr fwr J `nyg qmeg qwddgqrjmkq rm bghjygv
emvg giigarjyg qgvyjag+
Jkqrnhhnrjmk mi g~wjsegkr tjr` svmigqqjmknh gkdjkggvq
Aghhwhnv amesnkjgq ewqr wkbgvqrnkb r`g tmvr` mi r`gjv svgqgkag jk r`g
envlgr+ Ji r`gvg jq n dvmtr` r`gvg jq jeegkqg amesgrjrjmk+R`gz owqr qsgkb
mk r`gjv kgrtmvl dvmtr` fwr bmkr vgnhjg r`g ynhwg mi qgvyjag+ Nbynkagb
Rga`kmhmdjanh g~wjsegkr q`mwhb fg jkqrnhhgb tjr` svmigqqjmknh gkdjkggvq
r`jq tjhh fgkgijr r`g amkqwegvq+
Anhh Vnrgq ) QEQ Fwkbhg miigv
Amesnkjgq q`mwhb ejkjejg r`g anhh vnrgq jkqrgnb mi QEQ vnrgq+ Hmt QEQ
vnrgq anwqjkd bjvrz nkb kmk%qgkqg omlgq t`ja` jq fwjhbjkd wkqgawvgb
qmajgrz+ Nbwhrq nvg tnqrjkd r`gjv rjeg jk qgkbjkd nkb vgagjyjkd
wkkgagqqnvz egqqndgq mk emfjhg s`mkg+
Nrrvnarjyg Nbygvrjqjkd
Nirgv `nyjkd ameegkrq mk nbygvrjqjkd anesnjdkq tjr` bjiigvgkr hjyjkd
qrnkbnvbq J mfqgvygb r`nr amesnkjgq nvg kmr giijajgkr jk nbygvrjqjkd+
Emqrhz aghhwhnv nbygvrjqgvq nvg wqjkd vmwd` nkb wkvgnh jbgnq t`ja` nvg kmr
a`nkdjkd amkqwegvq sgvagsrjmk rmtnvbq nkz aghhwhnv qgvyjag+ Envlgrgvq
q`mwhb amkyjkag jk smhjrg tnz jkqrgnb miF`nkdvnqrzhg+ Amesnkjgq q`mwhb
jeshgegkr r`g giigarjyg nbygvrjqjkd qrvnrgdjgq t`ja` niigar r`g amkqwegv
nkb gnqjhz bghjygv egqqndg+
-
8/9/2019 uFONE_2
27/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 64 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
AMKAHWQJMK
Rghgame jkbwqrvz jq emqr dvmtjkd jkbwqrvz mi Snljqrnk qrjhh `wdg jkygqregkr
vg~wjvgb imv amygvndg+ R`g envlgr nhqm `nq qrvmkd amesgrjrjmk nirgv r`g gkrvnkag
mi A`jkn Emfjhg Amesnkz nq shnzgv+ Amesgrjrmvq nvg `jvjkd svmigqqjmknhq rm
gkrgvrnjk r`g amkqwegv t`ja` jq vgqwhrjkd rga`kmhmdjanh jeshgegkrnrjmk nkb ynhwg
nbbgb qgvyjagq+ Sgmshg nvg tmvvjgb nfmwr anhh vnrgq r`gz bmkr svgigv nkz
snvrjawhnv amesnkz+ Amkqwegv qgnva`gq dmmb qgvyjag tjr` hmtgqr anhh vnrgq
nhr`mwd` amesnkjgq nvg ejkjejjkd anhh vnrgq r`jq tjhh vgqwhr emvg dvmtr` jk r`g
envlgr+ Wimkg fvjkd nenjkd snalndgq rm nrrvnar r`g awqrmegvq+ Wimkg svmemrg
r`gjv svmbwar r`vmwd` RY ameegvajnh Kgtqsnsgv Vnbjm Jkrgvkgr gra+ R`g a`mjag
mi sgmshg jq Wimkg fganwqg Wimkg svjag hgygh jq hmt nkb niimvbnfhg r`nr gygvz mkgank qnz jrq nhh nfmwr W
-
8/9/2019 uFONE_2
28/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
% 60 %JI ZMW TNKR RM BMTKHMNB R@JQ SVMOGAR R@GK RPR EG MK 3127%03>2921
Vgigvgkagq?
ttt+bmaqrma+ame-+++-Envlgrjkd%Vgsmvr%mk%Qnhgq%Svmemrjmk%nkb%Nbygvrjqjkd%
mi%Wimkg-
`rrs?--ttt+krasl+ame-wimkg+`re
`rrs?--envlgr+`wntgj+ame-`tdd-arjn6334-bmtkhmnb-Wimkg'63^wjalhz'63Bg
shmzq'63n'63DQE'63Kgrtmvl'63Amygvjkd'63>733%
Ajrjgq'63jk'63Snljqrnk'63+sbi
`rrs?--wimkg+tmvbsvgqq+ame-6334-37-6>-1-
`rrs?--ttt+fhmdqrgv+ame-gnhmr-enkndgegkr%nqqj%wimkg
Envlgrjkd shnkkjkd qrvnrgdz fz Qwf`nq` A Onjk
`rrs?--ttt+nsnljqrnkkgtq+ame-yjarmvjn%qgavgr%embghq%>2:401
ttt+vgqwegbwes+ame-qgnva`]vgqwhrq+s`s=~5wimkg
ttt+dwhiomfq44+ame-~%awqrmegv%qgvyjag%jk%wimkg%snljqrnk
ttt+slomfq44+ame-~%wimkg%anhh%agkrvg%omfq%anhh%agkrvg
ttt+ajmsnljqrnk+ame-+++-nknhzg%r`jqinjqnh%l`nhj~%ajm%wimkg%rnhlq%rga`-
ttt+svmsnljqrnkj+sl-633:-+++-wimkg%shnzjkd%tjr`%svmbwarjyg%rmmhq-
ttt+fwyjkgq+ame-wimkg%nbygvrjjkd%envlgrjkd%emfjhg%qgvyjag%mv%
qmegr`jkd%ghqg
ttt+fhwvrjr+ame-~792>>1+`reh ttt+wimkg+ame-nfmwr]EnkndgegkrSvmijhgq+nqsp
ttt+tgfmrmsjn+mvd-yjgt-wimkg,envlgrjkd,qrvnrgdjgq
ttt+bmaqrma+ame-+++-Envlgrjkd%Vgsmvr%mk%Qnhgq%Svmemrjmk%nkb%Nbygvrjqjkd%
mi%Wimkg-
ttt+mssnsgvq+ame-+++-envlgrjkd%vgsmvr%mk%wimkg%sndg>+`reh
ttt+rghgamesl+kgr-6330-39-+++-rghgkmv%qgamkb%hnvdgqr%fgnrq%wimkg
ttt+snlyjqjr+ame-+++-omfq'63jk'63W'63Imkg'63DQE'63Snljqrnk+`reh
ttt+zmwrwfg+ame-tnra`=y5E`K:w1irwq
ttt+`wntgj+ame +++ Qwaagqq Qrmvjgq DQE
`rrs?--ttt+`wntgj+ame-smhjaz-qjeshganr+bm=jb5>6:1)rzsg5dgkgvnh]anrnhmd
gk+tjljsgbjn+mvd-tjlj-Envlgrjkd]ejp
ttt+envlgrjkdrgna`gv+ame-+++-hgqqmk]envlgrjkd]ejp+`re
ttt+kgrefn+ame-envlgrjkd-
gk+tjljsgbjn+mvd-tjlj-Svmemrjmk](envlgrjkd*
rwrmv6w+kgr-+++-envlgrjkd-svmemrjmk]qnhgq]svmemrjmk+nqs
-
8/9/2019 uFONE_2
29/29
NBGGH NHH VJD@R VGQGVYGB JI ZMW TNKR RM BMTKHMNB NKB GBJRRPR EG MV ANHH ,:6127%03>2921
ttt+amkqwhrnkazenvlgrjkd+am+wl-svmemrjmk+`re
ttt+vqqnsshjgb+ame-Envlgrrjkd
gk+tjljsgbjn+mvd-tjlj-Svmbwar]shnagegkr
ttt+wimkg+ame-emfSvm]ymjagFwalgr+nqsp ttt+wimkg+ame-svgsnz]qeq+nqsp
ttt+ynhgkrjkg+yjyjrj+ame-+++-wimkg%nhh%svgsnjb%snalndgq%bgrnjhq%nkb%rnvjiiq
ttt+`nenvjtgf+ame +++ Rghgameewkjanrjmkq
ttt+qfjkimanknbn+nfmwr+ame-mb-envlgrjkd-d-envlgrjkd+`re
ttt+gk+tjljsgbjn+mvd-tjlj-Envlgrjkd
ttt+fwqjkgqqbjarjmknvz+ame-bgijkjrjmk-envlgrjkd+`reh
tttlkjkk+fhmdqsmr+ame-63>3-32-envlgr%q`nvg%mi%wimkg+`reh
ttt+lkjkk+fhmdqsmr+ame-63>3-32-mfogarjygq%mi%wimkg+`reh
ttt+gk+tjljsgbjn+mvd-tjlj-Amesgrjrjyg]nbynkrndg
ttt+rwrmv6w+kgr-fwqjkgqq-envlgrjkd-svjajkd]qrvnrgdz]qljeejkd+nqs
ttt+tjlj+nkqtgvq+ame-^-T`nr]jq]Envlgr%Qljeejkd]Svjajkd
ttt+envlgrjkd%kjkon+ame-envlgr+++-nsshg%rm%imawq%mk%envlgr%sgkgrvnrjmk%
jkqrgnb%mi%envlgr%qljeejkd%tjr`%1d%wimkg-
Mr`gv Qmwvagq
Rgna`gvq @nkbmwr
RY Ameegvajnhq
Wimkg Ivnka`jqg
Kgtq Snsgv
Fvmna`gvq
Wimkg anhh agkrgv
Ivjgkbq