two thousand 17-18prayas4development.org/upload/front/report/prayas_annual...and sell the bandhani...
TRANSCRIPT
Two Thousand
17-18 R e f l e c t i o n s
Annual Report
P r a y a s
Director Message
Acknowledgement
What and Why
Net Coverage
Microfinance Program
Performance mf
Impact Story
Research & Social Responsibility
Learning & Migration Program
Computer Based Functional Literacy
Healthy, Educated and Confident Children
Play2Lead Program
HIV AIDS Target Intervention
Thematic Performance
Program Focus
Education
Functional Literacy
Health
Sports & Life Skills
Caselets
Team Internalization
In the News
Reflections & Next Plan
What’s New
Systems/Policy/Trustee Members
Organizational Structure and experience
Stolen Moments
Financials
01
02
03
04
05
06-07
08-10
11
12
13
14
15
16
17
18
19
20
21
22
23-25
26
27
28
29
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31
32
33-36
C o n t e n t
1 A wise, healthy and financially dignified society with peaceful and sustainable progression
Reflections
2 decades concluded or 20 years’ experience
added, is difficult to say. Especially when we
are changing the narratives of Prayas with a
fresh energy, direction and collectiveness. Showcasing annual figures, graphs and
progress seems less inspiring, important is
what did we learn and what we want to do
now, basis, facts and so much experience.
Piling of data and coverage year after year will
make no sense unless we don’t reflect and
make amendments with changing time, needs
and circumstances.
We have learnt that internalization is the
foundation of outward performance.
Therefore in 2017-18, much focus was on
building team capabilities, hiring new talent,
analysing process/impact and thinking on
declining funding and increasing demand of
masses for education, health & employment
An indigenous 360-degree reflection process,
happiness index and performance appraisal
was conducted with all the team members of
Prayas, from volunteer to top manager, with
bottom up approach.
Towards program, this year we have wisely
added Sondva block in Alirajpur district and
new state, Rajasthan for microcredit, literacy
and Educational Leadership programs.
In terms of numbers of direct beneficiaries, we
have grown almost 51% from last year, from
40792 to 80282 in 2018, which includes
women, children and youth through
educational, literacy, health and economical
interventions.
It’s difficult to differentiate the shifting tracks of
Prayas leadership but an evident collective
consciousness, knowledge and expertise has
evolved out of 2 decade’s experience &
consistence in tribal districts of Gujarat and
MP, to solve educational, health and economic
development problems.
Our next mission is, Scale Up with Results,
Strategic Relationship & resource mobilization.
With an honest admission, we must recognize
that our partners – Childfund India, American
India Foundation, Tata Consultancy services,
Tata Motors Limited, Broadcom, AMCACS; and
financial institutions- Dena Bank, Mass Fin
Services, Ananya Finance & Banks, Milaap etc
are our true partners and without their
consistent support, we would not be able to
come so far.
Primary Education, Health and Economic
Empowerment will remain our thematic areas
of intervention to develop tribal population
with govt. & investment partnerships
Now we are looking forward to have
substantial support to work for common goal
and do disruptive changes in MP, Rajasthan
and Gujarat
With a happy note, we must appreciate
support of all the partner friends, stakeholders,
Board members, our team, MP, Rajasthan &
Gujarat govt., to make Prayas an Organization
for Sustainable Development.
Thanks
Director’s Desk
Bhadresh Rawal
2 A wise, healthy and financially dignified society with peaceful and sustainable progression
Acknowledgement Our Partner Friends
We at Prayas, consider the partnership beyond the projects. For us it’s an investment
in long term relationship which lays down the foundation of trust, empathy and
serious understanding of the core business of two friends who have Common Purpose.
Purpose, which is Paramount and unaffected with agreements or disagreements and
gives us the courage to standby with each other in dignified manner during plentiful
or even in deficit of resources or other such things
Without the guidance of our Board Members and Hard work of team PRAYAS, it would
not have been possible to achieve the goal
With love, we appreciate our Partner Friends- American India Foundation, Childfund
India, Tata Consultancy Services, Tata Motors Limited, AMACS and other Microfinance
partner- Milaap, Mass Financial Services for their consistent support and be together to
reach out to thousands of underprivileged individual families, women, children, youth
and Community People
ANANYA
3 A wise, healthy and financially dignified society with peaceful and sustainable progression
“WHAT we are
doing and WHY we are doing”
Ignorance is not always
comfortable and to us it’s
disturbing when we hear that
in India, 25% population or
266mn people* cannot read
and write, 12mn children yet
to get into school, around
50% of women are anaemic
and around 23% of India’s
population is living below
poverty line…..it’s not good
We believe that to every
individual, 3 basic need must
be fulfilled- Health, Education
and Economic Independence.
Even if a single person in the
family, especially women is
financially stable and literate,
multiple dependent problem
around health, children
education, being a good
citizen, can be solved; and
family as a unit can contribute
in nation’s growth
In 2017-18 we
worked around…..
Alirajpur, MP
Total Population- 7.5 lacs, 98%
Population is tribal- Census 2011
India’s most illiterate and backward
District with 36% literacy rate
More than 50% primary schools
don’t have sufficient teachers
Approx. 50% population remain on
migration and lives in poverty
More than 50% children are
anaemic
Child marriage, superstitions,
addiction, drop out and extreme
low result in high school are severe
problem
Functional
Literacy for
Women
Health and
Reproductive
Issues in
Adolescents, HIV
AIDs Awareness
Financial Support to women
(Microfinance)
Primary Education and
Life skill Development
* https://www.livemint.com/Politics/Xy9Yn0MsHBLiurzxfVR7aK/266-million-adults-cant-read-12-million-children-out-of-sc.html
4 A wise, healthy and financially dignified society with peaceful and sustainable progression
Net Coverage
Microfinance & Social C o l l e c t i v e
80282 Families
20
18
2017
Dahod Surendranagar Rapar Anjar Gandhidham Ahmedabad Sanand Chandkhdea Vatva
Alirajpur Kukshi Barwani Petlawad
Banswada Sagwada
Tinsukia
5 A wise, healthy and financially dignified society with peaceful and sustainable progression
Microfinance Microcredit Program
Financially stable families,
especially women takes better
care of members like children,
males and other dependents
in the family. It has been
witnessed that economically
and literate women are
progressive in general at
home and also contribute to
national economic growth.
Personal & social
development has straight
connection with children’s
education and healthy
wellbeing. Therefore
microfinance and social
intervention go hand in hand
216 Cr. Disbursed till 2018
26187 Active Women Borrowers
80% Loan in Micro
Business
6 A wise, healthy and financially dignified society with peaceful and sustainable progression
Performance
6%
Groups
Progress in Growth Indicators
2017-18
23855 Year 2017
26187 Year 2018
10%
3529 Year 2018
3323 Year 2017
Borrowers
0.68 1.01
99.1 97.94
2018 2017
Portfolio in 2018, almost at no risk
Portofolio at Risk (>60 Days) Repayment Rate
7 A wise, healthy and financially dignified society with peaceful and sustainable progression
28%
32 Cr.
25 Cr.
2018 2017
Portfolio Size
Rs.12058 2018
Rs.10333 2017
19%
Amt. of Loan
17%
Avg. Loan Size
48.52 Cr
40.90 Cr
2018 2017
Amount of Loan disbursed, in Crores Mar 2018
8 A wise, healthy and financially dignified society with peaceful and sustainable progression
I m p a c t S t o r y
Kankuben earn 2x amount now
Kankuben was talking to other women in the area when I approached. As it was noon, her vegetable-sale was not at its peak. She had kept her vegetables inside
basket to prevent it from getting spoiled in the heat.
She spoke passionately about her 4 children - 2 sons and 2 daughters. Both daughters are married and sons go to work. Earlier with just her husband's
income from doing scrap business, she was not able to support the family. Even though she is in her 50s, she wanted to contribute to the household. For the
same, she started selling vegetables 2 years back. When she started, she didn't have a stand to keep vegetables on and earned around Rs 50 per day.
After getting the financial support from Prayas, she could bring more vegetables
from the nearby market every day. She also bought a side stand to display her vegetables. When she was asked to get a lorry so that she can move around neighbourhood, she said that due to old age she can't walk a lot and hence
doesn't want a lorry. Now she makes 100- 120 rupees per day and satisfied with her current sale.
She feels happy that her neighbours cook food with her vegetables and in
return she is able to help her family. With this additional income, she wants her sons to study a little more along with their jobs.
Sending her children to school was her dream as she could never go to school.
With her dreams coming close to reality, she happily said: "I want to thank the generous people who helped me double my income with this loan and now I
can send my children to school".
Kankuben Kutch
Microfinance
Financial support doubled her monthly income and enabled her to send children continue their education to lead a
dignified life ahead
9 A wise, healthy and financially dignified society with peaceful and sustainable progression
Nayanaben showcasing bandhani work
As I entered the streets of Wadhwan near Surendernagar, Gujarat, I noticed the coloured water flowing in the water lines across the street. The town is famous of
bandhani cloth work and there were stores in almost every house selling bandhani cloth material.
One such wholesale cloth shop is that of Nayanaben. The shop is on the ground floor and they have a house on the first floor. The house has an open area to create
styles and mix colours on the white cloth material to give it the bandhani look. 6 people work in the small factory of sorts within the house.
These people first tie the white cloth in different patterns to give it a style. Then the cloth is dipped in coloured water - either single colour or multiple colours based on
the pattern. The cloth is left for 30 minutes to soak the colour, after which the pattern is opened and the clothes are hanged to dry out.
This unfinished cloth material is then sold to wholesale dealers who polish the cloth
and sell the bandhani work in Mumbai, Ahmedabad and Surat cities. The family makes saree, suits and dupattas and have been involved in this business since last
generation.
She tells that she gets paid Rs. 35 for a saree which is sold in metro cities for Rs. 1,500 - 2,500. Talking about the family, she tells that she has 1 daughter and 2 sons.
Daughter is married and the sons help in the bandhani business. Overall after paying the salary for 6 people, they are able to earn approx. Rs. 30,000 per month.
At the end, she thanks everyone who supported her. She tells that only with this loan they are able to buy the cloth material in bulk and make decent profits and
also saves some money for future.
Nayanaben Surendranagar
Microfinance
A small loan removed a roadblock from her microbusiness of Bandhani
work. Now she and her son is earning well and also employed 6 other members who support in managing the whole business setup
10 A wise, healthy and financially dignified society with peaceful and sustainable progression
Health
Education
Literacy
Awareness
54095 Active
Learners
Strong Januben Managing Dual Business
Januben is a perfect example of a person for whom age is just a number. She is more
cheerful and energetic than a woman half her age. She was excited to talk to me in
Hindi as that's her mother tongue. She hails from Madhya Pradesh (a state where
most people speak in Hindi) and has been living in Gujarat since her marriage almost
30 years ago
She has 4 kids (2 girls and 2 boys), all of whom are married now. All of them have
children and Januben enjoys her time working and playing with her grandchildren.
Both her daughters got married at an early age and didn't study much. Both of them
didn't study beyond class 5 but are now happily married. In fact, their husbands have
stable jobs and earn well, hence both the daughters only do house-work. The 2 boys,
their wives, and kids live together.
Januben's husband is no more and she loves spending time with her grandkids.
Talking about work she tells that she has been selling women accessories (bangles,
necklaces, lipsticks, bindi) for last 15 years. With the help of Milaap (through Prayas)
loans, she is able to buy the jewelry in bulk and at lower costs, hence earning more
profits by selling them in local markets. She earns almost Rs 7,000 per month with
this work.
She goes to the local markets and special areas where people sell jewelry with other
women in the neighborhood. Apart from this she also sells samosa at a stall just
outside her house. She sells this as a breakfast and mentions that by 11 am all
samosas are sold. She has been doing this for past 5 years. She started this because
she didn't have much to do and dislikes sitting free. Now she is earning Rs 8,000 per
month from the stall business as well.
As I bid farewell to this strong-willed woman, she mentions that she couldn't have
done all of this without loans. It's because of this help she now runs 2 successful
businesses.
Januben Gujarat
Microfinance
Even in 50s, Januben manages 2 microbusinesses. She got a financial assistance through Prayas and with her hard work, increased her income through 2
small businesses
11 A wise, healthy and financially dignified society with peaceful and sustainable progression
Research & Social Responsibility
36753
Adults
5467 15-24
Yrs.
11875
6-14 Yrs.
12 A wise, healthy and financially dignified society with peaceful and sustainable progression
Learning & Migration Program
15 Villages of Bhabra (CSAN), Alirajpur, MP, American India Foundation
Learning Resource Centre (LEP Curriculum)
Learning Environment in Hostels
SMC,PRI and Youth
Mobilization (RTE) Teachers & Hostel Staff
training Maths & Language
30
Schools
4482 Children
(6-14)
The Learning and Migration
Program (LAMP) addresses the
need of the children whose lives
are uprooted due to seasonal
distressed migration
LRC LEP
Curriculum
13 A wise, healthy and financially dignified society with peaceful and sustainable progression
Computer Based Functional Literacy 6 Dist. & 2 States, Gujarat and MP Tata Consultancy Services
13500
Women
6 Districts
2 States
81
Teachers
Computer based functional literacy
program (CBFL) is being conducted in 6
districts of Gujarat & MP- Ahmedabad,
Dahod, Alirajpur, Harda, Badwani and
Jhabua. Commitment in the year 2017-
18 is to make 18000 women functionally
literate (by Sep 2018) and impact their
lives in personal, social and financial
dimensions. We have 75 village level
youth and 6 supervisors, who have been
trained in basic computer skills, engage
with women and conduct CBFL classes.
Each one teaches 240 women in a year
or 60 women in each quarter of 3
months. Each women learner gets 60
hrs of literacy training in 90 days at her
door step and get assessed through 50
marks paper in reading, writing and
math skills
Functional Literacy
through Technology
15-60 Years of tribal/rural women
Learn 500 new words with
meaning
Do basic calculation and banking
Recognize navigation, address, bus
numbers and use mobile phone
Improve their existing micro
business
Reduced cheating cases
Feel pride, and take leadership at
home and in community
13500
Women
taught
12957
assessed 10393
scored grade A B C
14 A wise, healthy and financially dignified society with peaceful and sustainable progression
Health, Education, Life Skills 8 villages, CSAN, Alirajpur MP ChildFund India
EDUCATED AND CONFIDENT CHILDREN Improving access and retention
(age 6-14) Fostering a protective, healthy
environment (6-14 years) Vocational and life skills (age 15-
24) Sexual, Reproductive Health (15-24
years) Civic engagement & Leadership
Training
Youth Club
6513 Children
(6-14)
5437 Children
(15-24)
11785
25 Yrs. +
15 A wise, healthy and financially dignified society with peaceful and sustainable progression
Play2Lead Sports Program in 10 Govt Schools, Tata Motors Limited (CSR) -Sanand
10 Govt.
Pri School 1000 Children
Personal, Social and Academic Development
Competence based Development
Assessment based performance
Behavioural Change
Institutionalizing Junior Coach in
Schools
Technical
Coaching
Sprint Stamina
and Techniques
Events
Assessments Deliberate
Practice Jr. Coaches
Personal
Competence
Behaviour Shift
Kabaddi, Kho, Athletics
School wise Teams
Tournaments
16 A wise, healthy and financially dignified society with peaceful and sustainable progression
HIV AIDS Target Intervention Vatva GIDC, Ahmedabad (AMCACS)
HIV Blood Testing
Counselling
Referral Services
IEC Distribution
Health Camps
Govt. Linkages
Medicine and
contraceptive
distribution
Vatva, a block of Ahmedabad District has
an approx. population of 2.5 lacs. 95%
people are migrant from UP, Bihar and MP
and work as daily wages or contractual
workers in 1500 small and medium scale
factories and industries. They work in
extremely hazardous conditions and
frequently get victim of sexually
transmitted disease, HIV Aids and other
such ailments. Problem becomes gruesome
when these diseases transmit to their
females and finally to new born. Such
families suffer from personal and social
disintegration and trapped in financial
loses leading to unwanted activities.
In partnership of GSACS, we cover 10,000
plus population for focused awareness,
identification of such cases, counselling
sessions, free health camps and refer the
positive cases to govt. hospitals
5040
Males
3590
Females
17 A wise, healthy and financially dignified society with peaceful and sustainable progression
Thematic Performance Gender Equality
6034
2738
13749
5857
2729
23004
Children (6-14 Years) Adolescents (15-24 Yrs) Adults (25 Yrs Above)
68% Adults & 32% Children/Adolescent Covered 2017-18
Male Female
58% F 42% M
In 2017-18, out of total engagement, 58% females remained the focused target
audience while 42% engagement was with males in schools and in community
18 A wise, healthy and financially dignified society with peaceful and sustainable progression
Program Focus
17343
13500
15637
7615
Education Literacy Health Sports, Career,Life Skills
57% Focus Education
& Literacy
19 A wise, healthy and financially dignified society with peaceful and sustainable progression
Education
15
27
1211
24
13
Avg BL Marks Avg EL Marks Avg Improved Marks
75% Children Demostrated improvement in Hindi and Math
Class 6-8 Hindi Class 6-8 Math
395 children from class 6, 7
and 8 from 10 primary
schools, were supported in
academics through
Learning Resource Centre
(LRC) and Special Classes.
Baseline assessment was
conducted in Math and
Language, 50 marks each
subject. After 5 months of
inputs, almost 75% children
demonstrated positive
results in Endline
assessment with improved
score in subjects
10
31
21
7
3629
Avg BL Marks Avg EL Marks Avg Improved Marks
80% Children Demostrated improvement in Hindi and Math
Class 3-5 Hindi Class 3-5 Math
LRC (Learning
Resource Centre) & SPECIAL CLASS,
children of school & Hostel get support
before & after school for fun & learning
Teacher Training Teachers are given
training on pedagogy and use of TLM,
School Development Plan
SMC Training
member’s training (RTE) to participate in school development activities & be active for required action
and advocacy
Community Ownership
Community youth mobilization to track
enrolment & attendance in
Schools
Relationship with Govt. Strong
relationship with govt. to run the
activities smoothly in schools and Hostels
Similarly, Baseline and
Endline in Math and
Language (Hindi) was
conducted with 444
children in class 3, 4 and 5
in 10 middle schools with a
gap of 5 months. There was
almost 2x improvement
among the students of
primary classes than Middle
Class Children of the same
school. Assessment papers
were developed by Prayas,
with support of partners
17343 Children &
Other
Stakeholders
20 A wise, healthy and financially dignified society with peaceful and sustainable progression
Functional Literacy
40533146 3194 1779 785 1743
12957 13500
A B C D E Abscent Assessed Target
Achievement Grades Total Enrolled 14700
10393 TRIBAL
& RURAL
WOMEN made
LITERATE IN
90 DAYS through
TECHNOLOGY (teaching
Software)
4053
3146 3194
1779
785
1743
38-50 Marks30-37 Marks23-29 Marks17-22 Marks Below 21
A B C D E Abscent
Grades
15-2522%
26-3527%
36-45 yrs29%
46-5514%
56 Plus8%
36-45 YRS OF WOMEN FORMS
HIGHEST NUMBER OF LEARNERS
SC/ST89%
Min/Gen/Others
4%
OBC7%
89% learner are SC/ST
56% women
acquired A &
B grades in
Endline
assessment,
out of total
12957
assessed
21 A wise, healthy and financially dignified society with peaceful and sustainable progression
Health
HIV AIDS Awarness
55%
Mentruation/San Napkin Distribution
9%
Early Marriage/ Pregnancy/Sex
ual Issues/Hygiene
30%
Gen Health camps6%
15-24 and 25-45 yrs. age group is targeted for Sexual and HIV Issues
17343 Individuals (6-24 & 25-50
Yrs.)
45 HIV Positive
Cases detected
and referred to
Govt Hospital
in Ahmedabad
22 A wise, healthy and financially dignified society with peaceful and sustainable progression
Sports, Life Skills & Career Counselling
7615 Children
(6-24 Years)
2604
1057
468
1526
943 1017
Sports Life Skills CareerCounselling
6-14 Years 15-24 Years
17
.11
16
.86
0.2
5
AVG. BAS EL INE AVG. ENDLINE AVG. IM P R O VEM ENT
AVG. 0 . 2 5 M IC R O S EC O NDS IM P R O VEMENT IN 1 0 0 M , IN 8 2 9 S T UDENT S , ( JAN - M AR 2 0 1 8 )
Avg 0.25 micro
second
improvement in
829 students in
sprint, in Sanand
Govt. Schools
With 4129
children, Sports
was most
participated
activity in Sanand
(Guj) and Bhabra
(MP) followed by
Career
Counselling and
life skill session
23 A wise, healthy and financially dignified society with peaceful and sustainable progression
Caselets
Small help saved adolescent to continue schooling Alirajpur district stands with lowest literacy rate in the country with 95% tribal population. Most of the children discontinue their education due to lack of resources, awareness, poverty and uninspiring environment of the surroundings. Vinod, a student hails from Khandivaav Street of Ringol village of Chandra Shekhar Azadnagar block of the district. Vinod and his farther Dhanna Nalwaya are engaged with the organization. He stays with his family that consists of parents, one brother and one sister. Ringol village is at the distance of approx. 18 kms from Bhabara block. The land is highly rocky and non-fertile and the area witness lack of water resources in whole district. Communities of the village migrate to neighboring state Gujarat for livelihood. Also lack of transportation is an issue as the region is situated on mountains. Vinod completed his primary education from nearby government school and also successfully completed his high school from Ladivariya School which is 8 kms from his street. Vinod currently appeared for his 12th class agriculture stream. He has been a bright student but due to family financial condition he didn’t get chance to go to good school in nearby areas. Vinod is core member of the village youth group and demonstrate leadership skills during ChildFund India activities and actively participates in the programmes. He shows interest in various activities and session like life skills, gender sensitization, and awareness on early marriage etc. He got financial aid from ChildFund India and therefore got admission in class 12th and could continue his educational and peripheral needs Vinod recalls that if he would not have received this support than today he might be engaged in labour work or would have migrated to other cities. Only by the aid provided by the organization, he could successfully reach to standard 12th. In spite of the school being at distance, he will either walk or travel by his bicycle to attend school.
Vinod Village Ringol 2745
ChildFund India
Financial and Learning support helped him continue his class 12th & family business both
24 A wise, healthy and financially dignified society with peaceful and sustainable progression
Youth Leadership and School Change Harish Mavi, lives in Borkundiya in Chandra Shekhar Azad Nagar Block of Alirajpur District in Madhya Pradesh, along with his 3 siblings and parents. Harish’s father is farmer and he helps him in agriculture related activities and also pursuing class 10th education in the village During one of the visit of Prayas team member for LAMP activities, he found an opportunity to be part of the responsible educator and help other children of village to continue their primary education During monthly meeting and other activities, Harish used to take active participation and lead carefully listen what was shared by visiting team members. Though he is shy but he regularly attended all the meetings of youth group and seriously headed to resolve issues of his village schools. Once his youth group identified that village school had no main gate and many unwanted people enter in the school premises during nights and noon to spoil the surrounding and spread waste and damage toilets. His group also understood in the monthly meeting that many parents don’t send their children in school as there was no safety due to main gate Harish along with his team brought this concern to the SMC. SMC members comprehended its importance and along with Youth members’ entire process from proposal request to gate installation was successfully carried out. After this, Harish informed parents about main gate installation and convinced them to enroll 4 children in the Borkundiya School. Harish mentions that it was a challenging process to convince parents for enrolling their children in school even after gate installation. But finally he could convince few of them to send their children in school and took the responsibility for admission process. The youth group of villages also contributed in playground leveling. This whole incidence impacted his personal motivation and he finds a bigger
purpose of responsibility with Prayas and LAM program of being true Community
Educator.
Harish Village Borkundiya
LAMP (AIF)
As Community Educator, Harish mobilized SMC to repair school main gate and convinced parents to enrol 4 children in school
25 A wise, healthy and financially dignified society with peaceful and sustainable progression
Literate mother can easily pay school fee
This a story of Sunita Avdhesh kumar who is staying with her family in Vatva area
near GIDC in Ahmedabad. Sunita got joined in TCS supported CBFL program by one
of the Prerak (Teacher).
Sunita did not waste a moment and got herself enrolled in the program. She
manifests the significance of being literate from her routine grapples. She was
struggling in running her family expenses and paying school fees of her children, as
her husband spend half of the income for his alcoholic habits.
Considering the financial condition, Sunita was running vegetable lorry. But being
deprived of functional literacy, she could hardly grasp profit and loss concepts and
business tactics.
Sunita shares her experience of being felt ignorant when shopkeeper uses electric
weighing machine to sell vegetables in bulk to her.
Many a times she had paid more amount for lesser vegetables as she could hardly
argue on the figures of weighing machine.
Now Sunita can read, write and do small calculations after successfully completing
three months of Computer Based Functional Literacy (CBFL) classes. She could
witness the change in her understanding in day to day transactions. She can
understand measures of kgs, financial transactions and read sign boards.
Before she and her husband used to accumulate only rupees 9000 to 10,000 per
month, but now she alone earns not less than rupees 5,000 to 6,000 a month
The family income has now grown to rupees 13,000 to 14,000 per month. Along
with running the house smoothly, she is able to spend for her children’s school fees
and able to save a bit for future.
Sunitaben is much more confident now and set an example of improvisation in
business through CBFL program and convey her thanks to TCS for quick learning
opportunity
Sunitaben Vatva Ahmedabad
TCS- CBFL
After literacy classes and knowing basic calculation, she saves more money from malpractices of wholesale vegetable vendor and doubled up her income to send her
children in school too.
26 A wise, healthy and financially dignified society with peaceful and sustainable progression
Team Internalization Quality and Performance
Lower most
team member
gave feedback
to reporting
officer and chain
went up to top
managers of the
organization
Processes
Program Reviews Individual Performance
Reflection Prayas Environment Analysis Stop Start Continue Sync Personal & Program goals One to One Linked Performance,
Promotion and Perks
Review
100%
Participation
by Team
27 A wise, healthy and financially dignified society with peaceful and sustainable progression
In the News
28 A wise, healthy and financially dignified society with peaceful and sustainable progression
Top Reflections and Wish List
We wish to…
1. Raise women literacy
rate of Alirajpur by 15%
through technology by
2021 census
2. Improve Learning Level
of 400 primary schools
of Sondva Block of
Alirajpur- (Math, Language &
Science)
3. Substantial support and
empathetic partnerships
Now, we need disruptive
engagement for real change
Long Term Partnerships with
perspective plan are must
Quality needs resources and
substantial long-term support
Too many result areas with
minimal support are impractical
Finding talent in low cost for
difficult geographies like
Alirajpur & Dahod is a serious
challenge
Inclusive local Plan and
planning with govt. needs to be
done at multiple levels
We have…
1. 20 year expertize with
tribal people
2. Replicable Scale Plan &
govt. /community support
3. Dream and committed
team to solve National
problem
4. Cost Effective proven
model
5. Own Residential Field
Offices
29 A wise, healthy and financially dignified society with peaceful and sustainable progression
What is new?
Technology
Use of Tablets and Android
software to manage micro-
credit program
Use of laptop and
Interactive Software in local
language developed by TCS
to teach illiterate women
Measurable
Impact
Use of Indigenous
and proven
Assessments to
track impact
Design Intervention with plan,
planning and defined
design and curriculum
Quality
Performance with quality
and passionate young
team, strong
documentation and
reporting
30 A wise, healthy and financially dignified society with peaceful and sustainable progression
Systems & Policy
Admin/Internal Audit/HR/MIS & Policies
Prayas systems and policies are regularly updated and in accordance with
changing needs, updated knowledge, law of land to achieve ultimate goal of the
organization and partner friends
Internal Audit system of the organization is taken care by experienced
professionals along with operational tasks, while financial records of the
organization are taken care by Chartered Accountants.
HR manual and policy is constantly revised as per need and expectations of the
organization.
MIS of microfinance is maintained through online software Bijli, while separate
MIS officer maintains the data and information of Research & Social
Responsibility wing, regularly
Prayas, also holds and practice policies based on govt. norms and partner beliefs
and systems. We have important policies in place like Sexual Harassment Policy,
Procurement Committee and Policy, Client Grievance Redressal, Maternity Leave
Policy, Child Protection Policy, Whistle Blower Policy and Risk Management
Policy
We are also in process to develop MIS portal and website to maintain and
manage organization/partners data, reporting system and track performance
and transparency
Trustee Members
1. Dr. Dinesh Awasthi, Chairperson
2. Mr. Ramkrishna Mistry, Trustee
3. Mr. Rajesh Singh, Trustee
4. Mrs. Shilpa Pandya, Trustee
5. Ms. Purvi Bhavsar, Trustee
6. Mr. Ashis Mondal, Trustee
7. Mr. Bhadresh Rawal, Director
Board
Meets 4
times every
year
31 A wise, healthy and financially dignified society with peaceful and sustainable progression
Organogram
Collect ive Team Experience
Operation Manager
Manager Programs and Design
DIRECTOR
Manager Operations
Community Mobilizer
CEO
Program Coordinator
Area Manager
Unit Manager
Project Coordinator
Account Officer
HR Manager
Admin & Logistic In charge
MIS Officer
MIS Manager Chief Finance
Officer
Cluster Coordinator
Village Animator
Board of Trustees
Head O
ffic
e
Fie
ld
Microfinance Wing I
Research & Social Responsibility Wing II
100
Plus, Years of collective
Experience
Professional
Work Ex with
UNICEF, APF,
TCS, Care,
Samsung, CEPT
University etc
Management,
Social work,
Commerce, Arts,
Computer
Science,
Education etc
Admin & Logistic In charge
Chief Account Officer
Community Change Leaders
School Change Leaders
32 A wise, healthy and financially dignified society with peaceful and sustainable progression
Stolen Moments
MICROFINANCE PROGRAMME
THE gOMEAY PUSLIC TRUST ACT, 1950
SCHEDUTEVIII
rVi/a n,,la 17ll l I
EALANCE SH€ET AS ON MARCH 31,2018
PMYAJ {ORGANISATION FOR SU5TAINA8IE OEVELOPM€NT}
oate;1u|y4,2018
The abow aalan e Sheet to th€ b€5t ot ou. brlief conbins a true account of the Fundr and liabiliti€s and of the property and Assets of the rrusr.
For Shah & Shah
Chartered Accountants
CA lejas C. Shah
Memb€rrhip No.135639
Date:ru|y4,2018
ua8[rTrts{Rs.l {Rs.)
A55ET5Sch.
{Rs.l lRs.l
Trun tund o. Co.pu. Fund tTrust Fund or Corpur Fund
Other ta.mark€d Fundt t
Social Security Fond
loans {S€drr€d.nd Uns€crrnd}
Liabilltles and Provisions
Incom. & Exoenditur€ AccoudrOpeningAalance
1
2
3
4
2.115,11\
1349,856750,000
t.232.526 9,441,493
231,310,783
13,310,621
27,O65,t7r
4,373,380
Movable & lmmovable Prooerties:-
Addr Cu(ent Year addltlonLe$: Sales during Year
Investments
Current Asrets
Loans and Advances (Portfolio)
Cash and Sank Balan€es r
5
6
7
8
7,710,395
2,172346
t12.0001 9,870,781
43,345,973
224.216,4A3
4,O74,!55
81,000
271,062,375
7,073,108
22,774,U54.351.066 93,314
3,980,841
24s,s07,393 Iotal 285,s07,393
nf'.,-
PRAYAS (ORGANISATION f OR SUSTAINAELE DEVETOPMENT}
MICROFINANCE PROGRAMME
THE 8OM8AY PUBLICTRUSTACT, 1950SCHTDULE, IX
lvide Rute 17{1)lSTATEMTNT OF INCOME AND EXPENDITURE ACCOUNT FOR THE PERIOD ENO€D ON MARCh 31, 2018
60,151,115
620,587
30,893,181
75,O72,387
10,45s,068
4,351,066
& Financial Charges
Expenses
Of Income Over
CA Tejas C. Shah
PartnerMembe6hip No.135539
Date : luly 4 2018
Plece: Ahmedabad
For Shah & Shah
Chartered Accountant5(fRN No.131527W)
lfv-.-:7
A wise, healthy and financially dignified society with peaceful and sustainable progression
प्र या स
The Future of the
world is in my
CLASSROOM, Today
World call us fastest growing & youngest country BUT ALSO
recognizes us, still struggling with illiterate population, failing
primary education system and people living in poverty even in 21st
century…..
…It’s NOT DONE!!
Rethink
Head Office Satyam 1/308, Business Park Adalaj, Dist. Gandhinagar Gujarat-382421 INDIA
Organization for Sustainable Development
P R A Y A S
www.prayas4development.org
+91 9624004045,LL 79 66740 266/256
Written & Composed by Vidhesh