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110,391.43

666.08

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500.84

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480,207.01

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94,029.78

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449.12

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94,029.78

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THE JOINT DEVELOPMENT BANK.LTD

Head office + Braches and Units Services

Tel: ozr 213s31-6

Financial statements

quarter ll year zots

Currency:ALL LAKm

Code ASSETS NoteAmount

so-Jun-rs st-Mar-tg

I

V

VI

vlt

vilr

ll

ilt

IV

lx

X

Cash and accounts with the BOL

t. Cash on hand

z. Demand deposits

s. Term deposits

Amounts due from other banks

r. Demand deposits

z. Term deposits

s. Net loans to other banks (net oI specific provisions)

Securities purchased under resale agreements

lnvestmenl in securitiest_11. Irading secuntres

lz. Available-for-sale securities

ls. Held+o-maturity securitiesI

lLoans and advances to customers (net of specific provisions)

llnvestment in subsidiaries, joint-ventures and other long-term

linvestment

lL"""ing and ordinary lease transactions

lri*"0 "rr"t,

lr. Construction in progress and fixed assets in transit

lz. lntangible fixed assets

ls. Tangible fixed assets

Capital deposited

assets

t. Accrued interest income

z. lnterbranches and Head Office Account (D0

s. Other assets

923,628.64

342,4O4.63

425,520.74

155,3O3.31

221,479.38

211,479.34

10,ooo.oo

56,17O.OO

4,300.oo

51,87O.OO

2,51a,aO5.47

26,377.44

253,OO6.13

12,557.29

150,388.1O

90,060.74

1A4,547.O3

3AJzO.O7

146,426.96

916,722.61

333,645.56

435,5AO.04

147,497.O1

259,143.62

249,143.62

10,ooo.oo

74,30O.OO

4,3OO.OO

70,ooo.oo

2,224,056.OO

42,790.OO

256,439.6s

11,120.64

152,O36.O7

93,282.88

197,353.15

29,601.1O

167,752.05

TOTAL: 4,184,O14.53 3,97O,8O5.O1

Prepared Accounting Division v:iijvtitit,lti

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TFIE JOINT DEVELOPMENT BANK.LTD

Head office + Braches and Units Services

Tel:ozt 21sss1-6

Financial statements

quarter Il year zots

Currency:ALL LAKm

Code LIABILITIES AND CAPILAL NoteAmount

30-Jun- 1 9 31-Mar-19

t

lt

ill

IV

V

VI

Amounts due to other banks

1. Demand deposits

2. f erm deposits

3. Borrowings from other banks

4. Other payables to other banks

Amounts due to customers

'1 . Demand deposits

2. Term deposits

3. Other payables to customers

Securities sold under repurchased agreements

Debt payable related to issuing securities

Other liabilities

1. Accrued interest expense

2. lnterbranches and Head Office Account (Cr)

3. Other liabilities

Capital and reserves

1. Chartered capital

2. Shares Premium

13. Regulatory reserve fundI

14. Business expansion fund

lo orn",^ reservesI

16. Marqin for RevaluationsI

17. General provision for credit activities

lB. Retaineo earnings

ls.nesutt in instance of appovalI

110. Profit and loss for financial yearI

111. Subventions and Allocated Fund

It2. Suboroinated Debt

e6,545.02 |

6,803.92 |

89,741.10 |

I

I

3,472,g45.221

e80.043.0e I

I

2,492,300.29 |

184 I

128,927.55

1 10,391 .43

666.08

17,870,04

486,196.77

404,666.1 0

(3e,757.05)

3,576.24

1,233.85

94,029.78

12,682.79

9,765.06

95,343.87

6,176.07

89,167.80

3,271,138.77

958,963.1 5

2,312,130.00

45.62

124,115.36

104,147.22

500.84

19,467.30

480,207.01

404,666.10

(39,757.05)

3,576.24

1,233.85

94,029.78

11,229.69

5,228.40

TOTAL: 4,184,014.53 3,970,805.01

Vientiane Capital,

Accounting Division Head of Credit Division4%qununo.|3 fio.rtqfifin

Prepared

,/i/ \--l__/s;-

THE JOINT DEVELOPMENT BANK,LTD

Head office + Braches and Units Services

Tel: ozr 21s5s1-6

a

INCOME STATEMENT

quarter ll year 2019

Currency:ALL LAKm

Code Item NoteAmount

30-Jun-1 9 31-Mar-19

A

1

1.1

12

t.J

1.4

1.5

2

2.1

2.2

2.3

2.4

2.5

3

I

4

5

6

7

8

I10

11

12

'13

14

ll

B

t3

16

16.1

16.2

17

18

19

19 1

19.2

20

ilt

IV

21

c

22

23

24

OPERATING INCOME AND EXPENSES

lnterest and similar income

lnterest and similar income from interbanks

lnterest and similar income from customers

lnterest from Securities sold under repurchase agreement

lnterest from Securities for Sales landing

Other interest and similar income

lnterest and similar expense

lnterest and similar expense for interbanks

lnterest and similar expense for customers

lnterest on Securities sold under repurchase agreement

lnterest nd similar of Certificate Borrowing

Other interest and similar income

Net gain/(loss) from trading gold and other precious metals

NET INTEREST AND SIMILAR INCOME

lncome from Leasing

Expenses on Leasing

Revenue from operating iease

Expenses on or0rnary Lease

lncome from SecLriries for Sa'es

lFee and commission incomeI

lFee and commission expenseI

lNet garn/('oss) from Reva,uated trading SecuritiesI

lNet qarr/(loss) from SecLrities for salesI

lNet qain/(loss) fro.n dealing rn foreign currelciesI

lNet qain/(oss) from Conditional lnstruments for lnteresr Rate

l*a, ora*or,*c rNcoME (1+3+..14)I

IoTHER INCOi/IE AND EXPENSESI

lother operating incomeIlAdministration expenses

Payrol and other staff costs

Other administrative expenses

and amortization charges

operating expenses

specific provision charges/reversal for loans to customers

provision expenses for loans to customers

of specific provision for loans to customers

gain/(loss) from selling Financial Asset

INCOME AND EXPENSES

TOTAL PROFIT BEFORE TAX

enterprise income tax

AFTEB TAX

INCOME

for Revaluations Fixed Values

for Reva uations Securities

for Deferred tax

112,059.39

373.88

105,351.59

1 ,191.25

5,142.67

(1,729.65)l

(81,757 37\l

(1 ss.61 )l

28,383.76 I

5134II

I

I

',uo.oo I

33 001.72 I

I

(4,620 01)]

5,564.12

62,540.93

64,898.67

(36,329.74)

(19,204.97\

(17,124.77)

(13,218.71)

(66,1 33.98)

445.12

(20,686.18)

21,135.30

(50,334.64)

12,206.29

\2,441.27)

9,765.02

94,029.78

94,025.78

::lllill,,rTffiil

*IXl

14,938.68

(2,435.56)

2,414.27

30,913.55

31,668 31

(1 8,292.81 )

(9,389.1 7)

(8,903.64)

(6,940.79)

(31,257 .94)

445.15

(10,462.91)

10,908.06

(24,378.08)

6,535.47

(1,307 10)

5,228.37

94,029.78

94,029.78

TOTAL NET OF COMPREHENSIVE INCOME s4,ozs.7g I s+,ozs.za

-

Prepared Accounting Division

,/\--\

--

Head of Credit Dlvision

%. \-,

vientiarre,

nuoi(@

-&.h;

+azuuL.q9x u'K, uale u4lr'

^trvq rna^..,\'i,,fio^.^6.- Di16^r^r

v

THE JOINT DEVELOPMENT BANK.LTD

Head office + Braches and Units Services

Tel: 021 213536

Cashflow statement

quarter ll year 2019

style:FS.01/CB

units 1.000.000 Kip

1

2

3

4

5

6

7

B

I10

't1

12

Cash flow from business operation

+/- Net benefit or loss in year

Repricing item of benefit or loss balance as cash for lncome - expense

+ Net amortization and depreciation of fixed asset (substantial and insubstantial)

+ Net amortization and depreciation of leasing asset and leasing asset for sale

+/- Net depreciation of problem loan and NPL

+ Net depreciation of investment asset and others

+ Net reserve deduction for risk and expenses

Net reserve deduction by regulation

Loss from sale of fixed assets (including software. C. US money)

+/- Benefit from fixed asset sale (include financial fixed asset)

lncome equity from basic support fund

Changes in receivable interest items and other expense items

Changes in receivable interest items and other income items

l. Net cash flow from operation activity before changes in assets and

revolving liabilities of the bank* Changes (increase or decrease) in revolving assets

+/- Fixed deposlts at Central Bank

+/- Fixed deposits in other banks

+/- Fixed deposit in CB and Fl

+/- Asset purchase with resale agreement

+/- Assets for commerce

Assets for sale

+/- Money for loan and advance for customer

+/- Other assets

ll. Net cash flow from changes in revolving liabilities

* Changes (increase or decrease) in revolving assets

/- Fixed deposit of CB and Fl

Other accounts to send to other banks

Debt to pay for customer

+/- Asset sale with repurchase agreement

+i- Other liabilities

lll. Cash flow from changes in revolving liabilities

lV. Net cash flow from business operation (l + ll + lll)

B. Cash flow from investment activities

+/- lncrease or decrease in investment assets

+/- lncrease or decrease in investment aS group enterprise, joint venture company

lncrease or decrease in fixed assets

. Net cash flow from investment activities

. Cash flow from earning activities

+/- lncrease or decrease in the loan

+/- lncrease or decrease in the share distribution

lntegrated capital to receive in year

Dividend

4,536.66 (15,305.79)

6,277.92

10,223.26

1 ,453.10

(8,518.97

6,244.21

20,216.18

(20,508.1

2,935.09

to t.z I

(,ozt.qs14,285.68

(25,469.34

(7,806.

(304,973.1 (34,288.73

21,325.09 (2,935.

(291,454.37 (51,224.61

13

14

15

16

17

18

19

20

21

22

23

24

25

573.30

201,206.44

(1,432.t

(28,603.20)

345,908.23

(9,048.04

200,347.74 308,256.99

(70,890.45 231,563.04

26

27

28

29

30

31

32

18,130.00

16,412.56

(2,844.43)

7,875.05

(42,790.00)

23,653.28

31-Mar-19

31,698.13 (11,261.67)

7,380.04

(39,192.32) 227,681.41

1,012,193.15 784,511.74

Cash and cash equivalents

Deposits are not set at the central bank

Deposits are not set at other banks

Fixed Deposits from Other Banks

r Cash and cash equivalents end of--m.onth:

Cash and cash equivalents

Deposits are not set at the central bank

- Deposits are not set at other banks

- Fixed Deposits from Other Banks

Vlll. Cash and cash equivalents increased

Conflrm validity Vll - Vlll

Accounting Division

.,4*\a-_-

(6,176.

973,000.83

342,804.63

425,520.74

21t,479.38

(6,803.

(39,192.32')

Vientiane Capital, f-uo p.O.n, Dale O4lO7l2-.01g

quau&ill fialte8fin

333,645.56

435,580.04

249,143.62

249,266.85

324,693.85

216,610.69

(6,059.65

1,012,193.15

33 3,645.56

43 5,580.04

249,143.62

(6,176"07)

227,681.41

Head of Credlt Dlvision

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