NOVEMBER 2012Volume 374, Number 11

NEWSNEWSTulare CountyFarm BureauTulare CountyFarm Bureau

Tulare County Farm Bureau'sYouth leadership programkicked off this fall with classorientation in September andtheir first overnight venture tothe Central Coast last month.The new class of 25 high schooljuniors, representing 13 differ-ent schools throughout TulareCounty, began its nine monthleadership program with trainingin bus iness e t i que t t e , ateambuilding seminar, and aMeyers-Br iggs Personal i tyAssessment.

The class also took part intours learning about various

Local dairy producer, farmer,and member of the Tulare CountyFarm Bureau board of directors,Tom Barcellos, of Tipton, waschosen as the recipient of thisyear's Outstanding Citizensaward. As part of the Local Motionawards luncheon sponsored by theTulare County Association ofGovernments (TCAG) held inOctober at the Visalia Holiday Inn,Barcellos was recognized for hisefforts working on TCAG projects.

Local Motion awards werepresented in categories such asinnovation, sustainabil i ty,workability, economic develop-ment, and bike or pedestrianprojects. Individuals were nomi-nated in categories such as“outstanding citizen” or “outstand-

With major sales closing datesdrawing near, the time to look fornext year's crop insurance policiesand programs offered is now.Farmers looking to obtain cropinsurance coverage for their 2013crops can turn to some localexperts at Golden State Crop andInsurance Services.

Golden State, located in Hanford,is busy at work aiding farmers andagribusinesses in providing cover-age for their upcoming crop evenbefore the seed is planted or beforethe trees are in bloom. Many of thesales closing dates for most ofCalifornia's and Tulare County'smajor crops are set in the months ofOctober through March.

Golden State, formed in 1996,and its staff of twelve service local

Almanac Forecasts Winter Weather

Common Threads Seeks Award Nominations

If you're looking for a sign about what the weather will be like this winter,the Old Farmer's Almanac says the stormiest periods will come in mid-November, mid-to-late January and early March in the Pacific Southwest.That forecast region includes much of California, from the Bay Areasouthward. The almanac's editors predict overall rainfall to be slightlybelow average in the Bay Area and above average elsewhere.

The Common Threads committees is seekingnominations for the 2013 awards to honor womenin agriculture and the positive impact they havemade in their communities through philanthropicefforts. The committee is looking for nominations ofwomen representing Fresno, Kern, Kings, Madera,Merced and/or Tulare counties.

Nomination forms are available at the TCFB Officeor by calling Emily Clark at the CA Ag LeadershipFoundation, 831-585-1030. Nomination forms are due on Friday,November 30. Awardees will be honored at a luncheon on April 11, 2013.

News Briefs

Business Member Spotlight

The 2012-2013 Youth Leadership class pictured with Dr. Flores, center, professor Cal Poly Ag Education and CommunicationDept., after a self assessment exercise.

28th Youth Leadership Class Kicks Off

industries in agriculture whichi n c l u d e d t h e C r o p s a n dHorticulture Unit, Equine Unitand the Dairy Unit at Cal Poly aswell as touring a unique animalagriculture operation, the OceanRose Abalone Farm in Cayucos.

“The first overnight trip with theYouth Leadership class is alwayseye opening,” says Carrie Crane,Program Coordinator. “It's amaz-ing to see these young leaders fromsuch diverse backgrounds cometogether as they are presentedwith new challenges and learn newthings about themselves and theirfellow classmates.”

Tulare County's Youth Leadershave a busy year ahead, learningabout many issues that affectagriculture and governmentprocesses at the county, stateand federal levels. The YouthLeadership program is designedto teach, engage and grow youngadults to be better informedcitizens and the future leaders inour community.

Meet this year's 2012-2013Youth Leadership class in thisissue of TCFB NEWS and look fornews of class activities in thecoming months.

Tom Barcellos, center, is shown accepting his Outstanding Citizens award at theTCAG Local Motion awards luncheon with Stephanie Amaral and Rudy Mendoza.

TCAG presents LocalMotion Award to Local Dairyman

ing public elected official.”

The people, projects and plansthat keep Tulare County innova-tive and on the move was cele-brated at the second annual event,and Farm Bureau was very proudto nominate and honor TomBarcellos with this award.

Barcellos has served as FarmBureau's representative to theMeasure R Citizens OversightCommittee since it was formed,and represents his neighbors,friends, and fellow citizens withgreat leadership and dedication.He is committed to helpingimprove transportation for allTulare County citizens and hasgiven freely of his time to helpmake Tulare County a better placeto live.

See Golden State Crop on page 12

Golden State Crop –Helping You Grow With Confidence

See News Briefs on page 4

See Youth Leadership Class on page 8

Page 2 Tulare County Farm Bureau News November 2012

Executive Comments{by ,Patricia Stever Blattler Executive Directorpstever@tulcofb.org

As California Farm Bureau gears

up to host the 94th Annual Meeting

of Members on December 1-5, 2012

in Pasadena, California – there is

much to discuss amongst our voting

members and our four appointed

delegates and alternates which will

represent Tulare County Farm

Bureau at the Annual Meeting.

Our November Board of Directors'

meeting will be held a week later

than normal, on November 15, to

accommodate a special focus and

discussion on making changes to

the CFBF bylaws as they relate to

dues structure or category defini-

tions for membership. We've

struggled with changes this past

three years, when associate mem-

bership dues were set to one uni-

form rate of $72 statewide. For some

counties this resulted in a reduction

in revenues, and here in Tulare

County, it has negatively impacted

our budget. This will be just one of

the important issues before the

House of Delegates December

meeting.

For those of you who may be new

to Farm Bureau or not familiar with

Farm Bureau's grassroots struc-

ture, the process begins early in

each calendar year with commodity

advisory committees and policy

recommendation committees

meeting in the spring and summer.

As policy recommendations come

forward from various advisory

committees (made up of voting

Farm Bureau members from diverse

backgrounds throughout the state)

the recommendations are for-

warded to a Resolutions Committee

made up of half of the state Farm

Bureau directors and committee

chairs/vice chairs from across the

56 counties represented by Farm

Bureaus.

The resolutions are submitted to

the counties in early November, for

each county's delegates to discuss

and review. Action on all of the

tentative basic resolutions (TBRs)

takes place during the House of

Delegates session during Annual

Meeting where the delegates will

decide which TBRs should become

policy language (new or revised) for

the 2013 Farm Bureau state policy

book.

Hello friends and neighbors…

This column is due to be published

right before the General Election in

November. I hope you all take the

time to vote in this year's elections,

and if you need some advice, check

out the CFBF Voters' Guide of

recommendations made by the

state Farm Bureau's board of

directors. You can find the guide at

Farm Bureau's office, or online at

www.cfbf.com.

Some of you probably saw the

Sunday Comics recently and read

the continuing saga of Dilbert's

frustration. Take a look at the comic

strip below and see if you get the

same chuckle I did. Grrr…I can sure

relate.

When I took this job as your

President, I thought “no problem,” it

will be fun, heck others like myself

have done the job of Farm Bureau

president, and so can I … hmmm.

Things sometimes are a little more

complicated than they need to be

though.

Let's take this year's General

Election for example, the nation's

economy, indeed the world's

economy is swimming in murky

w a t e r s . I ' v e w a t c h e d t h e

Presidential and Vice Presidential

debates with amazement at how

“informed opinions” can just make

us all more confused. I watched

Spitzer and Beck go at it on the War

of the Words. I've read the Wall

Street Journal describe China's

new wave of dairy imports likewise

the import of water in the form of

hay bales. Venezuela is clamoring

for dairy products too, and yet our

dairies are struggling… what gives?

We are bombarded daily by very

high paid, articulate, intelligent

individuals on all sides of issues

and it is amazing how compelling

their cases can be presented. Folks,

I hate to say it, but I think we are all

being spun by the media, the talk

shows, and certainly the politicians.

How on Earth do we arrive at an

informed opinion with so many well

stated, articulate, but sometimes

misleading views?

I did take Glen Beck's advice, and

read George Washington's farewell

address. It is worth a read although

the loquaciousness is daunting,

there are some gems in his warn-

ings to a young democracy I think

bear repeating: 1) Do not be overly

favorable to your friends, 2) Do not

be antagonistic to your enemies, 3)

Do not interfere in others battles,

and 4) this is the big one in my

opinion… Honesty is the best

policy.

My point is this… give us the

unvarnished truth, don't sugar coat

it. Just the facts, we can handle it. I

am tired of all the news spin, hype,

and politics of elections – at the end

of the day people just need to do the

right thing, we each have minds of

our own, and the best thing we can

do is get to work and get back to the

work of our nation's prosperity. See

you next month.

Also during Annual Meeting a

host of other recognition and

achievement programs will be

a n n o u n c e d i n c l u d i n g t h e

California Farm Bureau's highest

honor, the announcement of a

Distinguished Agricultural Service

Award honoree; and awards

recognizing achievement amongst

our Young Farmers and Ranchers

for contests including the

Discussion Meet, an outstanding

Young Farmer, an outstanding

Young Agribusiness Person and

the introduction of Leadership

Farm Bureau graduates.

County Farm Bureaus will be

recognized for achievements in

membership growth, policy devel-

opment, advocacy, or other unique

local programs that are being

implemented. In 2011 Tulare

brought home many honors as the

Outstanding Large County of the

Year for the entire state and was

honored with the Golden State Hall

of Honor award as outstanding

Farm Bureau.

We received recognition in four

categories for outstanding achieve-

ment in membership programs,

policy development, leadership,

and outreach. We'll have to wait

and see if we are recognized again

this year, amongst the large

counties there is always a big

rivalry!

Each year the annual meeting

reminds me of the importance of

solidarity in our organization and

how important Farm Bureau is in

helping advance policies that are

beneficial for agriculture. We hope

you have an opportunity to see

your Farm Bureau leaders and

delegates in action. If you are

interested in attending the CFBF

Annual Meeting please contact the

TCFB office; registration is still

open.

If you would like more informa-

tion about the annual House of

Delegates or their policy work,

contact the office in January for a

policy book or check it out in Ag

Alert®. A full edition will be printed

with all the policies for our mem-

bers to review early next year. And

thank you again for your member-

ship and support of Farm Bureau.

President’s Notesby Steve Godlin, Presidenttcfb@tulcofb.org

{

Farm Bureau’sAnnual Meeting of theMembers Approaches

Informed Opinions,Way More ComplicatedThan Need Be

PRINTED ON RECYCLED PAPERPLEASE RECYCLE

Tulare County Farm Bureau does notassume responsibility for statements byadvertisers or for products inTulare County Farm Bureau News.

Executive Officers�Tulare County Farm Bureau News(SSN 07447086, USPS NO 643-680)is published monthly for $9 annually forTCFB members and $10 annually for non-members by Tulare County Farm Bureau,737 N. Ben Maddox Way, Visalia CA93292. Periodical postage paid at VisaliaCA. POSTMASTER: Send address changesto Tulare County Farm Bureau News,P.O. Box 748, Visalia CA 93279.

Program Coordinator: Carrie Crane

Executive Director: Patricia Stever Blattler

E-Mail: tcfb@tulcofb.org

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(559) 732-8301

Advertising: Kast & Company CommunicationsPO Box 7173, Visalia, CA 93290(559) 732-5030

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Staff: Sandy Nixon, Joyce Rauen

President – Steve Godlin34015 Road 140, Visalia, CA 93292

First Vice President – Joey AirosoPO Box 1087, Tipton, CA 93272

Second Vice President – Roger EverettPO Box 1656, Porterville, CA 93258

Treasurer – Ed Needham13274 Perry Ct., Visalia, CA 93292

Past President – Larry PeltzerPO Box 48, Ivanhoe, CA 93235

District 6 Representative – Craig Knudson50560 Hogback Rd., Badger, CA 93603

Donations to the charitable fund are tax deductible.

TULARE COUNTY FARM BUREAUEDUCATION AND SCHOLARSHIP FUND

CHARITABLE CONTRIBUTIONSTCFB Education & Scholarship Fund Trust

Scott Shannon Memorial Scholarship

In Memory of Janis McCord by Clyde and Laurena JohnsonIn Memory of Robert C. De Craemer by Ed Brower

In Memory of Mary Rankin by Richard and Gwendolyn Rankin

In memory of Robert C. De Craemer by Eric Shannon,S-K Ranch Management

In memory of Joe Lopez by Eric Shannon,S-K Ranch Management

November 2012 Tulare County Farm Bureau News Page 3

Individuals planning to attend

the workshop in Tulare or partici-

pate in a webinar should contact

C D F A v i a e m a i l t o

grants@cdfa.ca.gov, providing

contact information and indicat-

ing which workshop and the

number of seats required. There is

no cost to attend workshops or

webinars, but CDFA said space is

limited at each workshop loca-

tion.

The agency said funding for the

2013 Specialty Crop Block Grant

Program remains contingent

upon passage of a new federal

farm bill by Congress and the

availability of funding from the

U.S. Department of Agriculture.

Currently, without a farm bill in

place, the USDA can no longer

provide new commitments for

programs for which the depart-

ment's funding or authority has

expired—and the 2013 Specialty

Crop Block Grant Program is one

of those programs.

Information about the block

grant program and examples of

previously funded projects may be

found at www.cdfa.ca.gov/grants.

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When can do all of this and more,Suncrest Bankwhy go anywhere else?

In his veto messages for two bills

that would have imposed inflexible

requirements on California farmers

and ranchers, Gov. Brown noted

steadily increasing compliance

with existing heat-safety standards

for agriculture and other outdoor

industries.

C a l i f o r n i a F a r m B u r e a u

Federation President Paul Wenger

said the state's farmers and ranch-

ers will continue their efforts to

assure employee safety on hot days.

The governor vetoed Assembly

Bills 2346 and AB 2676, each of

which would have placed additional

burdens on farmers who already

work under comprehensive heat-

safety regulations.

Wenger said the state's farmers

and ranchers have led California

and the nation in addressing and

preventing heat illness.

"We thank Governor Brown for

recognizing the heat illness preven-

tion efforts of farmers, ranchers,

agricultural organizations and

Cal/OSHA," Wenger said. "Farm

Bureau and other farm organiza-

tions have worked cooperatively

Workshops and webinars

designed to help specialty crop

growers and sellers compete for

grants to support market access

and sales will be held throughout

the state in coming weeks. One of

the two hour workshops will take

place in Tulare on at

the Tulare Masonic Lodge on

Tulare Ave. at 1:30 pm.

The California Department of

Food and Agriculture is conduct-

ing the workshops and online

webinars to help prospective

applicants qualify for the 2013

Specialty Crop Block Grant

Program.

CDFA awarded $18.7 million in

2012 Specialty Crop Block Grant

funds for projects that enhance

the competitiveness of California

specialty crops. Specialty crops

are defined as fruits, vegetables,

tree nuts, dried fruits, horticul-

ture and nursery crops, including

floriculture.

The grants are offered through a

competitive solicitation process.

State officials encouraged all

prospective applicants to partici-

pate in a workshop or webinar.

November 8

Farm Bureau WelcomesGovernor's Vetoesof Heat-Illness Bills

Upcoming UCCE Events:

Pistachio Production Short Course

Pesticide Worker Safety Trainings

Landscape Pest Management Seminars

A three day short course on

Advanced Pistachio Production

will be held at the Visalia

Convention Center

The program will include

presentations by UCCE Farm

Advisors and Specialists, covering

various topics such as field prepa-

ration, planting, pruning, econom-

ics, IPM and harvesting. This will

be a course for orchard decision

makers and features applied

science in pistachio production.

For complete course program,

information and to register go to

http://ucanr.org/sites/Nov2012

ShortCourse.

The UC Cooperative Extension

and the Tulare County Agricultural

Commissioner's Office will jointly

conduct a Pesticide Worker Safety

Training program for agriculture

employees. Two training days will

be offered:

at the Veteran's Memorial

Building in Dinuba and

at the Exeter

Memorial Building in Exeter.

Training will be offered in both

English and Spanish. English

sessions will begin at 8:30 am and

Spanish sessions begin at 1:30 pm.

These training sessions are for

the purpose of helping employers

train their employees in the safe

handling and application of

pesticides as required by state

regulations. A certificate of pesti-

cide training will be issued to those

who attend. Continuing education

hours have been requested.

Individuals will receive 2.0 hours of

continuing education credit, 1.0

hour of laws and regulations and

1.0 hour of other. Only one session

may be attended for credit.

Registration is due November 23.

Early registration is $10/person

a n d l a t e r e g i s t r a t i o n i s

$15/person. To register contact

the Tulare UCCE office at 684-

3300 or register online at

http://ucanr.org/pwst2012. For

more information contact Manuel

Jimenez at 684-3316.

UCCE of Tulare and Kings

Counties presents a series of

November 13-

15.

Wednesday, November

28

Thursday,

November 29

Workshop on Specialty Crop Grantsto be Held in Tulare

See Heat-Illness Bills on page 11

See UCCE Events on page 13

Page 4 Tulare County Farm Bureau News November 2012

Marilyn Kinoshita

Ag Commissioner’s Corner

News Briefs

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By MarilynKinoshita,

Tulare County AgCommissioner

I n l a t eSeptember, theC a l i f o r n i aA g r i c u l t u r a lCommissionersand Sealers Association (CACASA)sent comments to Jim Kellogg,President of the CaliforniaDepartment of Fish and GameCommission (DFG) on the petitionto list the gray wolf as an endan-gered species under the CaliforniaEndangered Species Act (CESA).

We urged the Fish and GameCommission to carefully considerthe concerns expressed by ourcattlemen and other livestockproducers, including the economicimpact that is likely to occur as aresult of the introduction of theGray Wolf in California. OR-7 is thename of a young “collared” malewho has traveled 3,000 miles fromhis home in Oregon, and nowresides in northern California. TheDFG does not publish his real-timelocation due to safety concerns.

After 6 hours of testimony onOctober 3rd, the Fish and Game

CA Ag PlatesAvailable in March

Tulare/Kings CAPCA to hostContinuing Education Meeting

World Ag Expo Calls for ForageChallenge Entries

Special vehicle license platespromoting California agriculturewill hit the road beginning inMarch 2013. Agricultural organi-zations succeeded in signing upmore than 8,000 drivers for thespecial plates. Funds from theCalifornia ag plates will benefitagricultural education, careertraining and youth leadershipdevelopment programs. The designon the license plate includes asunrise over a fertile green field andthe words, “Food, Fiber, Fuel,Flora”. If you are interested in aCalifornia agriculture plate of yourown, plates can now be orderedfrom the DMV.

Qualified applicators, PCA's, andCCA's may wish to register for theTulare/Kings CAPCA's fall meetingfor continuing education creditstowards renewing their statelicenses. The meeting will be heldon Tuesday, in themorning, at the Int'l Agri-Center inTulare. For more information,contact the Tulare/Kings CAPCAassociation at (559) 381-8015.

Growers of high quality forageare encouraged to submit samplesof their best alfalfa hay, standardcorn silage or brown midrib (BMR)corn silage grown in 2012 for the2013 World Ag Expo ForageChallenge presented by Mycogenseeds. The cash prizes will beawarded based on forage labanalyses and a visual evaluation ofentries by dairy nutrition andforage production experts. The costto enter is $25 per entry. All foragesamples must be submitted to UCDavis for judging by December 13.Entry forms and full contest rulescan be found on l ine at :http://www.worldagexpo.com

November 13

Tasty Trade Show Benefits StateEconomy

Trade representatives from Asiannations will visit Oakland thismonth for a “Taste of California”trade show. Sponsors say the eventwill introduce foreign buyers to thevariety and abundance ofCalifornia-grown farm products.An increase in trade relationshipswill be good for the entire state:California farm exports are valuedat about $15 billion dollars,generating jobs at ports, ware-houses, marketing firms and otherbusinesses. Tulare County exportsvarious agriculture goods to over80 countries with the Republic ofKorea being the top export marketfor products from Tulare County in2011.

CA Wolf Management Plan in DevelopmentCommission voted unanimously toaccept the petition and found thatthe petition to list the grey wolf maybe warranted and therefore desig-nated the grey wolf as a candidatefor endangered species status.

There was also a recommenda-tion to DFG to commence review tosee if the species should or shouldnot be listed as an endangeredspecies. The DFG will have oneyear to conduct research andprepare a recommendation andreport back to the commission. Incase you were wondering, thecommission received 7,000 letterssupporting the listing and 33 inopposition.

The DFG has begun the processof developing a Wolf ManagementPlan and has invited a diversegroup of stakeholders to assistthem in the development. Westrongly support this effort and willcontinue our participation.

We further believe a ManagementPlan should be developed withinput from the ranching industry.Furthermore, the Plan shouldconsider, among other things, thecomprehensive economic impactson that industry as well as thefiscal impacts on all public agen-cies that may become involved.

provide some liquidity because

cash values can be accessed

through surrenders or borrowing.

Collateral assignments can also

be used by your bank if additional

capital is needed to secure a loan.

An analogy that I like to use to

help people understand the

difference between pre-tax and

after-tax is to think of it in farming

terms, would you rather pay tax

on the seed or the crop the seed

becomes? So, how can we best

manage the impact of taxes?

When people understand how

money is taxed upon distribution

it changes the dynamic of how

they save.

Here's an example of a dairy

farmer in the Central Valley of

California. When I first met with

them, they were having issues

with their company sponsored

401(k) plan. The fact-finding

process revealed that the owners

November 2012 Tulare County Farm Bureau News Page 5

With a packed agenda that

includes workshops, presenta-

tions, symposia, special guests and

a performance by famed Las Vegas

duo, Penn & Teller, you will enjoy

the many entertainment and

educational options offered at the

40th Annual Almond Conference.

It takes place at

the Sacramento Convention Center

located in downtown Sacramento.

Located near the state Capitol,

numerous restaurants dot the

area, giving you the opportunity to

dine with customers, colleagues or

family on Wednesday night, which

is free of planned events.

The annual Almond Conference is

your once-a-year opportunity to

meet and learn from researchers

themselves, learn how your assess-

ment dollars are being invested in

research and programs to enhance

almond production and ensure

future demand, and to celebrate

another successful year with other

growers, your handler, your family

and suppliers at the Gala Dinner.

To register for The CA Almond

C o n f e r e n c e , g o t o

www.AlmondBoard.com/Conferen

ce, where you will find additional

program information, location,

maps and links for hotel reserva-

tions. Early registration is encour-

aged to reserve meal events and

hotels.

The Sacramento Convention

Center offers plenty of room to

include more exhibitors, and as a

result, you'll have the opportunity

to visit more suppliers, manufac-

turers and services than ever before

in comfortable surroundings.

The exhibitor hall features

improved traffic flow and a lounge

f o r c on f e r ence a t t endee s .

Conference attendance is free,

thanks to our generous sponsors.

Be sure to stop by their booths in

the exhibit hall to thank them!

Continuing Education Units

(CEUs) will be offered. Research

reports from the update sessions

(formerly called the Proceedings)

will be available, and researchers

will be available at the poster

session to discuss their work one-

on-one.

New this year will be a silent

auction to benefit the California

FFA Association to fund scholar-

ships. Donations are still being

accepted — anything from toy

tractors to herbicide samples to

work boots, hunting gear and

destination vacations. To make a

donation, contact The Almond

Board of California at (209) 343-

3245).

December 11-14

By Donald DeJongeFinancial Advisor,

Northwestern Mutual

Have you ever

wondered if you

w e r e s a v i n g

money in the

m o s t t a x

efficient way?

People like to

talk about asset

allocation (the

mix of stocks

and bonds in your investment

portfolio) but few ever talk about

asset location.

Asset allocation is important to

a client's portfolio, but just as

important is what type of account

those assets are in. The reason for

this is taxation. How are

accounts like IRAs, 401(k)s,

SIMPLEs, SEPs, Pensions and

Profit Sharing taxed differently

than life insurance, Roth IRAs

Come forthe AlmondConference,

Stay for the Show

Taxes: Pay on the seed you buy or the crop you harvest?and Roth 401(k)s?

In general, the first group lowers

your income today, but may

increase it later upon withdrawal.

The second group allows you to

forgo a current tax benefit in

exchange for the ablitiy to take tax-

free withdrawals in the future,

provided certain requirements are

met.

For example, with a Roth IRA you

must have the account for at least 5

years, and be withdrawing the

assets in or after the year you reach

age 59 1/2, or because of a death,

disability or first time home pur-

chase (up to $10,000). Permanent,

cash value life insurance is pur-

chased to provide a death benefit.

It builds a value over time.

Generally you can withdraw tax-

free the premiums paid, but cash

value increases beyond the premi-

ums paid are subject to taxation

unless borrowed out of the policy.

This type of contract can also

Donald DeJonge

See Seed or Crop on page 15

Page 6 November 2012Tulare County Farm Bureau News

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Almonds Become California'sSecond Most Valuable Commodity

When California publishes its

crop report in this month, there

will be a significant change in the

ranking order of the state's top

agricultural commodities. In

2011, for the first time ever, the

value of the California almond

crop surpassed the state's iconic

grape industry to move into

second place, behind dairy.

California almonds are on a

roll. In the last 20 years, scien-

tific discovery and grower inge-

nuity have nearly doubled

almond per-acre productivity. A

good yield in the 1980s was 1,400

pounds per acre. The average

yield for 2011 was 2,670 pounds

of shelled almonds per acre.

Forty years ago, California

farmers produced less than 100

million pounds of almonds on

about 200,000 acres of almond

orchards . Mechan i za t i on ,

improved irrigation efficiency,

advances in insect and disease

management, pruning research

and fertilization studies have

fueled explosive growth in the

industry.

Farmers in California's Central

Valley now tend 760,000 acres of

almond trees, producing about 2

billion pounds of shelled nuts a

year. The crop, which represents

100 percent of U.S. almond

production and 75 to 80 percent

of world production, was valued

in 2011 at $3.87 billion, surpass-

ing table, wine and raisin grapes,

which were valued at $3.86

billion.

Locally, over 31,000 acres of

almonds were harvested by

Tulare County growers in 2011

and the commodity ranked ninth

in the county's million dollar

products list. The 2011 Tulare

County almond production was

valued at $136 million.

"Even with this record produc-

tion, we have more demand than

we have supply,” said Bob Curtis

of the Almond Board. "The driver

behind that is nutrition studies

that show almonds are a healthy

food and snack.”

The Tulare County Sheriff's Department offers a valuable free service

to farmers and rural homeowners. Just call the number above and

arrangements will be made to pick up any unsightly trash and tires that

are dumped at the roadside (crews cannot come into private property).

GOT TRASH?

Call 625-FARM (3276)

November 2012 Tulare County Farm Bureau News Page 7

Young Farmers & Ranchers

855•622•7837 - Toll Free

DOMESTIC & IRRIGATION PUMPS • SALES • REPAIRSSINCE 1976

Lic.# 547257

www.carver-pump.com

Tulare County Farm Bureau'sYoung Farmers and RanchersCommittee concluded its 3rd annualFarm to Fork program last month atthe Visalia Rescue Mission. Thegroup of young professionals inagriculture prepared and served adelicious pork dinner on Tuesday,October 23 to those in need at thelocal rescue mission in Visalia.

The meat served was purchased bythe YF&R committee from local 4-Hand FFA youth at the Tulare CountyFair's Junior Livestock auction inSeptember. Along with purchasingmeat from two fair animals to beserved at the Visalia Rescue Mission,the group also donated meat har-vested from five other fair projects tothe Tulare County FoodLink to be

YF&R Feeds the Needy at Visalia Rescue Mission

YF&R members (L to R) Nick Roache, Lori Stiefes, Renee Hendrick, Karen Whaleyand Samantha Stuller serve up a hearty pork dinner to over 150 in need at the VisaliaRescue Mission.

distributed to those in need through-out the county.

“Farm to Fork is a great opportu-nity for YF&R to support our localyouth programs that educate aboutagriculture as well as give back to thecommunity,” says Dusty Ference,YF&R Committee Chair. “It's asimple concept and a great programthat reaches out and affects somany.”

The YF&R committee pledgedfunds to purchase animals and tocover processing fees. Local meatprocessors including: WestsideLocker in Tulare, Exeter Meats inExeter, and Tulare Locker Service inTulare; also donated their time andpacking services to the Farm to Forkprogram.

“We appreciate everyone whoworks with us in making Farm toFork possible. Our local meatprocessors, FoodLink, VisaliaRescue Mission, Tulare County FairLivestock Auction, Tulare CountyFarm Bureau and of course the hardworking 4-H and FFA members,”says Ference.

The YF&R committee would alsolike to thank other local businesseswho contributed to their efforts bypurchasing auction animals at thefair and donating them directly tothe Farm to Fork program. Sierra IPLaw in Fresno, Cal i forn ia

Clementines in Visalia, BiagroWestern Sales in Visalia, Reed andShoemaker in Porterville, andVollmer, Daniel, Gaebe and Grove inVisalia; all aided the YF&Rs toexpand the Farm to Fork program.

Upcoming YF&R MeetingsCasino Night Fundraiser

November Committee Meeting

Saturday, November 36:00 pm @ IAC's Dairy PavilionLive Music and Casino Gaming

Tickets $35

Tuesday, November 13th6:30 pm @ AMF Visalia Lanes

rd

Page 8 November 2012Tulare County Farm Bureau News

Craig KampenCentral Valley Christian

Bailey MundayTulare Western

Spencer PeckTulare Western

Nicole KrebsbachEl Diamante

Chance LewisMonache High

Marisa MartinGolden West

Sydney KeenTulare Union

Doyle MayfieldMt. Whitney

Hannah RookRedwood High

Sydnie SousaTulare Western

Matt RubyMt. Whitney

Shelby SimonichHarmony Magnet

Ines RosalesLindsey High

Evan Van BeekMission Oak

Jeremiah TiemersmaCentral Valley Christian

Marisa TsuboiStrathmore High

Kristin StoneCentral Valley Christian

Austin BonsCentral Valley Christian

Foster HengstWoodlake High

Taylor IrvingEl Diamante

Alex DeatherageMission Oak

Emily ByrdCentral Valley Christian

Garrett FisherWoodlake High

Anna CliftonStrathmore High

Kendra FrenchMt. Whitney

2012-2013 Tulare County Farm BureauYouth Leadership Class

Youth Leadership

November 2012 Tulare County Farm Bureau News Page 9

During this year’sValue Bonanza sales event, take advantage of more big ways to save,

including

on select New Holland equipment.You’ll fi nd the best savings of the year on that

New Holland tractor,baler,mower or harvester you’ve had your eye on.

But time is on your side— so

hurry into your New Holland dealer today. The countdown to savings starts right now!

Learn more at:www.newholland.com/na

0% financing, cash back and ever-popular BONANZA BUCKS

Value Bonanza ends November 30, 2012not

Garton Tractor, Inc.4780 S. K StreetTulare, CA 93274(209) 686-0054www.garton-tractor.com

The third annual Progressive

Agriculture Safety Day was held

October 16, at the International

Agri-Center in Tulare for 150 local

third grade students. The event was

hosted by the International Agri-

Center in conjunction with the

P r o g r e s s i v e A g r i c u l t u r e

Foundation.

“Children often see farm and

livestock operations as play-

grounds, but these facilities and

equipment can be dangerous,” said

Je r r y S in i f t , CEO o f the

International Agri-Center. “We have

a responsibility to teach local

children about maintaining a

healthy respect for farm hazards,”

added Sinift.

George Pierce of Garton Tractor in Tulare gives a presentation about tractor safety to agroup of third graders at the Progressive Ag Safety Day. Pierce has been presentinginformation about tractor safety and safety tips for kids around farm equipment tostudents at Ag Safety Day since its inception in 2010.

Local Third Graders Learn Farm Safety

The event focused on how to

prevent injuries and reduce the risk

of farm related incidents. During the

safety day, children participated in

activities and demonstrations that

reinforce the importance of taking

responsibility for their own safety,

respecting parents' safety rules and

sharing safety tips with their family

and friends.

Palo Verde, Oak Valley and St.

Aloysius schools attended the event

which featured safety presentations

about animals, fire, electricity and

farm equipment safety, among

others. Students also learned about

the hidden hazards of farm sur-

roundings and learned how to be

safe around dangerous situations.

Page 10 November 2012Tulare County Farm Bureau News

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AN INDEPENDENT FRANCHISE OF

Working at night has become

increasingly common on farms and

ranches in California. This has

happened for at least two reasons:

Cooler nighttime temperatures

make it easier to deliver produce to

market in peak condition, and they

reduce heat-illness risk to workers

versus working during mid-day

hours.

Awareness of and concern about

the hazards of working in high-heat

conditions and compliance with

Cal/OSHA's Heat Illness Protection

(HIP) standard have clearly

increased in recent years.

As a result, in addition to provid-

ing shade and cool drinking water

to outdoor employees and prepar-

ing for emergency response as

required by the HIP standard,

employers are also adopting

administrative practices like

ceasing work before the hottest part

of the day and working more after

dusk.

But night work raises hazards of

its own due to limited visibility for

workers operating or working near

machinery.

The Division of Occupational

Illumination Required for Night WorkSafety and Health, which enforces

Cal/OSHA standards, has already

initiated the process of asking the

Cal/OSHA Standards Board to

impose a new standard on night

work safety.

Until the Standards Board issues

a rule on night work, illumination

and nighttime visibility, Farm

Employers Labor Service (FELS)

recommends that employers

comply with current rules requiring

lighting of equipment used at night.

Section 3441(g) of Title 8 of the

California Code of Regulations

(CCR) states:

Section 3317(a) of the same title

states:

All tractors or self-propelled

farm equipment used between an

hour after sunset or an hour

before sunrise shall be equipped

with at least one headlight that

will illuminate the area in front

of the equipment at least 50 feet.

There shall be at least one rear

light to illuminate equipment at

the rear. Additional lighting

shall be provided where the

operation requires field adjust-

ment or the operator's attention.

Working areas ... and machines

shall be provided with either

natural or artificial illumination

which is adequate and suitable to

provide a reasonably safe place

of employment.

When adequate natural illumi-

nation or permanent artificial

illumination cannot be made

available to secure the safety of

employees, suitable portable

lights shall be provided.

Include procedures for identify-

ing and evaluating work place

And section 3317(b) states:

You should also ensure that your

Injury and Illness Prevention

Program (IIPP) covers safety issues

related to night work. Section

3203(a)(4) of CCR Title 8 states the

relevant requirement for IIPPs to:

J&E OrchardCompany, LLC

Jim Thomas(559) 793-8917(909) 559-6321

P.O. Box 1157, Exeter, CA 93221

Pest Control, Weed Control, Farm Management, General Tractor Work

INT

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Y-

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hazards including scheduled

periodic inspections to identify

unsafe conditions and work

practices. Inspections shall be

made to identify and evaluate

hazards.

If evaluation of your work site and

work practices reveals that a hazard

exists to employees working at

night, Cal/OSHA standards require

you to take appropriate measures to

ensure employee safety and to

provide appropriate training to

them.

FELS will keep you informed on

any regulatory actions Cal/OSHA

may take on night work. For more

information about complying with

current regulations related to night

work in agriculture contact FELS at

800-753-9073 or visit www.fels.org.

November 2012 Tulare County Farm Bureau News Page 11

New methodsremove moreroots & reduceclean-up costs!

Nuts • Citrus • Stone Fruit (661) 746-2623Nuts • Citrus • Stone Fruit (661) 746-2623www.wilsonag.net

Orchard Removal by

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*$0 down, 0% A.P.R. fi nancing for terms up to 48 months on purchases of select new Kubota K008, KX, U, R, RTV and S Series

from available inventory at participating dealers through October 31, 2012.

Example: A 48-month contract term at 0% A.P.R. will require between

42- 44 payments ranging from a minimum of $22.73 to a maximum of $23.81 per $1,000 borrowed. 0% A.P.R. interest is available

to customers if no dealer documentation preparation fee is charged. Dealer charge for document preparation fee shall be in

accordance with state laws. Only select Kubota and select Kubota performance-matched Land Pride equipment is eligible. Inclusion

of ineligible equipment may result in a higher blended A.P.R. Not available for Rental, National Accounts or Governmental customers.

0% A.P.R. and low-rate fi nancing may not be available with customer instant rebate (C.I.R.) offers. Financing is available through

Kubota Credit Corporation, U.S.A., 3401 Del Amo Blvd., Torrance, CA 90503; subject to credit approval. Some exceptions apply.

Offer expires 10/31/2012. See us for details on these and other low-rate options or go to www.kubota.com for more information.

**Customer instant rebates (C.I.R.) of $300 to $2,500 are available on cash or fi nance purchases of eligible Kubota equipment

through Kubota Tractor Corporation. Dealer subtracts rebate from dealer’s pre-rebate selling price on qualifying purchases. Subject

to dealership inventory. Sales to governmental agencies, independent rental centers, and dealer owned rental fl eets do not qualify.

Some exceptions apply. Customer instant rebates are not available after completed sale. C.I.R. availability ends 10/31/2012.

Optional equipment may be shown.

“No payments until April 2013” does not mean any

payments are waived. Contract balance will be spread over the remaining months in the term following the deferral period, and

payments will vary depending on contract start date.

Ranch NewsPROPERTIES AVAILABLE

�

�

�

�

�

17+/- acres-Open. Hwy 65 Frontage. Well Water. $159,000. IN ESCROW

5-10 acre parcels. Ideal home sites &/or use for permanent plantings.

13.8 Acres Citrus, Home, & Mobile Home. 10 acres Navels—

3 acres Valencias. Rental income plus crop income. $524,333

18+ Acres Open Land. TBID water. $298,000

5.3 Acres on Olive Avenue with 290 feet of frontage. Great Exposure.

Zoned C-G. $329,000

Mike Bennett

DRE #475779

559-359-0781mbennett@home-realty.com

If you are wondering why youand your neighbors had so muchdifficulty finding enough workersto harvest your crops, you mayhave Uncle Sam to thank.

In 2011, immigration enforce-ment agencies deported 391,953foreign-born people, according toa report recently published in theNew York Times.

More than 90% of thosedeported were from four LatinAmerican countries: Mexico,Guatemala, Honduras, and ElSalvador.

And the federal governmentslowed down deportations onlyslightly in 2012 – deporting about366,000 through the end ofAugust. The deportations includevoluntary departures under theAlien Transfer Exit Program(ATEP).

All this comes at a time whenthe respected Pew ResearchCenter issued in April a reportindicating net migration fromMexico has fallen to zero and mayhave in fact reversed itself to a netout-migration to Mexico.

This zero-net migration findingis borne out by Immigration andCustoms Enforcement figures forapprehensions of immigrantsattempting to enter the U.S.illegally – the lowest level since1971. You can access a link to thePew Center immigration study atwww.fels.net.

Current AdministrationDeports Record

Numbers in 2011 with Cal/OSHA to develop and

strengthen existing heat-illness

regulations. We will continue to do

so.”

During the past decade tens of

thousands of farmers, farm labor

contractors and employees have

been trained to understand heat

illness and how to keep employees

safe while working outside.

"Farmers have made a long-term

commitment to educate, train and

seek effective policies that assure

safety on hot days, and we remain

committed to continuous improve-

ment that assures flexibility and

success," Wenger said.

Farm Bureau and other agricul-

tural organizations had encouraged

the governor to veto both bills, saying

they would have placed nearly

impossible new rules on farmers.

"The best way to assure heat safety

is through comprehensive, coordi-

nated efforts involving employers,

employees and regulators," Wenger

said. "Farmers and ranchers accept

the governor's invitation to continue

working for improved workplace

safety.”

Heat-Illness Billsfrom page 3

Page 12 Tulare County Farm Bureau News October 2012

ELFER & SONS CONSTRUC T ION & ENG.

Res ident ia l Commerc ia l Remode l

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Cell: 559.303.8650

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Porterville934 W. Scranton1-800-345-4050

Woodlake131 Road 204

1-800-637-1003

Orange Cove46031 Road 1241-800-246-4629

Serving the Agricultural Communitiessince 1907

Golden State Crop and Insurance Services' staff pictured above. Golden State's officeis located in Hanford.

Tulare County growers as well asfarmers throughout California. Thecompany's mission is to help meetthe crop insurance needs of thegrowers and the agent partnersthey serve. They strive to do this inan informative and professionalmanner so that the programs andpolicies they administer become anasset to their clients and partners.

“Our primary focus is the farmer,”says Golden State agent KristineFox. “Whether it is a tree fruit or nutgrower, a cotton or grain producer,or even dairy and cattlemen; weoffer federal and private insurancethat protects farmers.”

Offering various Federal cropinsurance policies including Multi-Peril Crop Insurance (MPCI),Catastrophic (CAT), Pasture,Rangeland and Forage (PRF)coverage, Livestock policies, as wellas many private coverage optionssuch as freeze on citrus and fire ongrain, Golden State specializes inanything and everything cropinsurance related. Through diversecoverage options, Golden Statecaters to California's very diverseand unique agriculture industry.

“The check for $12,000 proved mewrong,” says a local nectarinegrower in Dinuba. “I never thoughtthe CAT crop insurance policy wasworth having until recently. I amglad Golden State convinced me tocontinue with the program.”

Through a variety of programs,they can offer many types of cover-age and policies that cater toCalifornia's very diverse andunique agriculture industry.Catastrophic crop insurance,livestock protection plans, crop fireand pastureland coverage, hail andwind insurance and citrus freeze;are just some of the many policiesGolden State can offer farmers.

“We are focused on providingquality service, in depth knowledgeand a personal touch,” says Fox.With that, Golden State has grownto be one of the leaders in the cropinsurance industry, serving theentire west coast.

Another unique service GoldenState provides is free ranch map-ping for their customers. Their in-house field mapping departmentwas established as a service toprovide pertinent informationspecific to a customer's farmingoperation, usually at no extra cost.

“I was impressed. Not only didGolden State put our crop insur-ance policy together easily, but thefield maps are a great additionaltool,” said BC Adventures, a raisingrower in Kingsburg. “It is nice towork with such a professional,serviced-based team.”

These maps can be used for a

variety of applications and utilizedby numerous individuals within anagribusiness operation, such asirrigation and pest control person-nel and farm managers.

Golden State Crop InsuranceServices joined TCFB a year ago tobecome more connected to theagriculture community in TulareCounty.

“We feel we can develop strongprofessional relationships andfurther establish our business asan industry leader in Tulare

Golden State Cropfrom page 1

County,” expresses Fox.

The company also hopes tofurther their awareness of theneeds of Tulare County farmersthrough participation in the localFarm Bureau.

Golden State is here to help

farmers grow with confidence. Tolearn more visit their website atwww.goldenstatecrop.com or bycalling toll free at 1-888-252-9797.You can also find them listed onTCFB's Business Directory onlineat www.tulcofb.org.

November 2012 Tulare County Farm Bureau News Page 13

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333 W. Hendersonwww.home-realty.com

Call 784-4000There’s no place like

“HOME”Since 1985

Farms, Groves, Ranches

Rural Land & Lots

Development Lots

(9539)

(7411)

(4183)

(2081)

(9654)

(0635/0641/0643)

(1397)

(1543)

(2080)

1203)

(9306)

(6395)

(2469)

(2392)

(2653)

(2068)

(6008)

10 acres of Navels and 3 acres of Valencias, with two 3 bedroom, 1 3/4bath homes live in one and rent the other. Well and district water $524,333

Enjoy an exceptional view of the Sierras from this wonderful 1/4+ acrehillside location. Close to town with lots of custom homes nearby. $103,333

2 1/4± acres near Porterville and off of Highway 65. Perfect location tobe in country yet close to the City. Some street utilities, and property hasfrontage to Teapot Dome/Avenue 128. $89,000

Acreage next to city boundary. 6 1/2 + acres. Great view of the Sierras.City services close by. Located on east side of Scenic Hill. $85,000

Beautiful view from property 7 1/2 + acres Zoned R-1 in city limits. Greatplace for a home to view lights and mountains. $79,333

3 parcels available - 7+ acres, 37+ acres, & 40+ acre parcelsare great for a building site, and they have an awesome 360 degree view,$129,333 - $235,333

20+ acres- great property for future home. Utilities nearby. Just offHighway 65 on westside. Buyers will need to develop water. $125,000

39 1/2 + acres in city limits. Make this a home site or develop into severalsites. Great views of the city & the Sierras. Zoned for minimum lot size of 12,500square feet. $235,000

Close to town. Nice view of the Sierras. Adjacent parcel is also available.Make offer for both lots. Owner may carry. $42,450

( Look at the potential here!! 18 ± acres with custom homes nearby.Utilities at street, TBID water waiting for someone to do something with it$298,000

Great Highway 65 exposure. 17+ acres with a well that borders theHighway. Zoned AE-10. Access from Orange Belt Drive (Old Highway 65).$159,000

6 1/2 acres very close to town w/ nice estate size homes nearby. $94,333

18 3/4+ Acres of open land ready to plant. Nice place for pistachios,citrus, or pomegranates. TBID Water. Owner may help with financing. Zoned AE-10 and RAM-87 which allows for mobile home lots. $298,000

Lots of view. 8+ acres with superb view of the valley. Service outlet &maintenance agreements in place. Seller may provide financing. $119,000

CHOICE PARCEL HERE.- just under 5 acres close to town withfrontage on Road 248. District water. Plant pistachios, mandarins, or oranges.These parcels are difficult to find $65,333

Incredible find---93 acres, consisting of 2 contiguous parcels zoned R-1-6000. Custom homes in the area. These parcels could be the largest availablefor development near the downtown. $4,900,000

2 1/2 acres w/possible subdivision or parcel exercise. Annexed & cityzoned, R-1. Views to mountains for your own custom home site or development.$49,900

Development Lots

Commercial Building Sites

Subdivision Home Sites

City Home Sites

(continued)

(0856)

(1717)

(1173)

(0777)

(1088)

(0845)

(4311)

(2338)

(2404)

(0659)

(9467)

(0532)

(6579)

(0819)

A tentative map has been approved for 74 lots for this 22± acrescomposed of 4 separate parcels. Very desirable location close to town inPorterville. $879,333

R2 multiple unit zoning. Approximately 2 3/4+ acres with potential forpossibly 10 fourplexes. Like property nearby and close to commercial retail,shopping areas. $430,000

This 6/10 acre lot zoned Highway Commercial has tremendous visibility,and is in a great location. Property also has a 1 bedroom, 1 bath rental, w/detached laundry, storage building, and detached 2 car garage. $299,333

Commercial C-3 lot, recently surveyed almost 1 acre (.86), all utilities atOlive Ave frontage. High profile view for signage from Highway 65. Close to northand south bound on/off ramps of Highway 65. $325,000

Over 1/2 acre lot zoned C-3. 200+ feet frontage on South bound Hwy 65freeway exit lane. Approx 60' frontage on Olive. $389,333

4 1/2+ acres of highly visible highway commercial property on Highway65 in Lindsay. All utilities are in the street. Easy access to property for futurebusinesses. $699,333

What a great location for a convenience store in Porterville's growth area.NW corner Henderson & Plano, 2 acres w/480' frontage Zoned C-3. $1,450,333

Great Exposure - Located on West Olive Ave 5+ acres, 290' of frontageon Olive. Zoned C-6. Possible owner financing. $329,000

Citrus Packing House - Sweat rooms and cold storage, docks andpacking layout. Consists of 4 structures totaling 45854 sq.ft. AND a 29000sfbasement, plus multiple covered work area canopies, and a detached office.25' X 250' depressed drive under & thru loading ramp. Fenced, nearPorterville. $579,333

1 1/2 ± acre lot in deluxe neighborhood. Private gated entry. Beautifulwhite rail fencing & fabulous landscaping. Private ponds for scenic beauty &wildlife enhancement $120,333

Gated Entry to a very nice cul-de-sac location (almost 1/4 acre lot) offerslittle to no traffic and sits overlooking the social recreation complex-pool, patioand recreation room. The sale includes his custom house plans. $25,000

Approximately 1 1/2 acre lot in a deluxe neighborhood w/ high endhouses around. Beautiful white rail fencing w/ fabulous landscaped & decoratedprivate gated entry. $79.333

Over 1/3 acre lot in beautiful Jasmine Ranch. Build the home of yourdreams and enjoy the mountain views. Surrounded by very high end homes.Drive by now and envision your new home $69,000

R-1 lot in city limits. Hillside development possible. Nearby properties alsoavailable. Utilities are in N. Main St. $129,333

GREAT TIME TO BUY

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Over 185 Ag Properties FOR SALE

in San Joaquin Valleywww.citrusboys.com

Call Matt McEwen 559.280.0015

or

Roy Pennebaker 559.737.0084

evening seminars on pest manage-ment. These seminars offer researchbased information on pest identifi-cation and management with anemphasis on proper cultural prac-tices and environmental safety.

Topics relate to various segmentsof the turf and landscape industryincluding professional maintenancegardeners, city and county parksdepartments, wholesale and retail

nurseries, landscape architects,contractors, educators and MasterGardeners.

Ten hours of continuing educa-tion, including 2.5 hours of laws andregulations, have been applied forthrough the State of California.Individual seminars cost $10 toattend or $30 per person for all fourseminars, handouts, refreshmentsand certificate of completion.

– Bees and Pollinationin the Landscape

Seminar Dates & Topics:

November 1

November 8

November 15

– Laws andRegulations Update: LicensingRequirements & InspectionsProcedures, New Regs for SurfaceWaters, Pesticide Use Monitoring,N u r s e r y I n s p e c t i o n s a n dQuarantines

– Best ManagementPractrices for Aquatic Vegetation

Control in Small Ponds and Lakes

– Common Pests ofLandscape Plants: IPM, Preventionand Treatment

Seminars will be held at AgBuilding, 4437 S. Laspina in Tularefrom 6:30-9:00pm. For moreinformation and to register call 559-684-3300.

November 29UCCE Eventsfrom page 3

BECOME A BUSINESS SUPPORT MEMBERwww.joinfb.com • 559-732-8301

Tulare County Farm Bureau offers a special category of membership for those interested in supporting Farm Bureau as business owners. If youhave a business, or merely want to show your support for the organization, your membership in the Business Support category is encouraged.Here's what you get in return for your annual dues:

• A free listing every month on this page and in the new online directory.• Discounts on display advertising in this newspaper.• All the benefits and services of Farm Bureau membership.• News of events and issues in

You will also receive the appreciation and support of the agricultural industry and Tulare County Farm Bureau members. Join us to accomplish ourmission:

TCFB News and E-News.

To promote and enhance the viability of Tulare County agriculture.

Page 14 2012Tulare County Farm Bureau News November

AG EQUIPMENT

AG FERTILIZER &CHEMICALS SALES &APPLICATIONS

AG & INDUSTRIAL SUPPLIES& SERVICES

AG-RESEARCH/TESTING& CONSULTING

ANIMAL IDENTIFICATION

AUTO COLLISION REPAIR

AUTO DEALERS

AUTO PARTS

AUTO REPAIR

AG ENGINEERING &CONSULTING

Exeter Mercantile, Bob Schelling

Farmers Tractor & Equipment Co.

Garton Tractor, Inc.

Lawrence Tractor Co., Inc.

Linder Equipment Co.

Quality Machinery Center

Biagro Western Sales, Inc.

Crumbliss & Horton, Inc.

Central Valley Management, Inc.

D & S Ag Designs

Farmers Fertilizer Supply, Jeff Penner

Gillespie Ag Service, Dana Gillespie

Helena Chemical Company

Leffingwell Ag Sales

Natural Resources Group

Orange Belt Supply & Co.

Soil Basics Corp

SprayCo LLC

Tulare Ag Products

Central California Implement

Fruit Growers Supply

Fruit Growers Supply

Shannon Bros. Co., Inc.

Tulare Firestone, Inc.

BASF Agricultural Research Station

Fruit Growers Laboratory, Inc.

Innovative Ag Services LLC

Research for Hire

S&E Properties

Valley Tech Agricultural Services

Lampe Chrysler Dodge Jeep Ram

Jim Manning Dodge Chrysler Jeep

Porterville Ford

Pixley Auto Parts & Farm Supply

258 E. Pine, Exeter

1132 S. Main St., Porterville 784-4967

4780 S. K Street, Tulare 686-0054

2530 E. Main St., Visalia 734-7406

311 E. Kern, Tulare 685-5000

3820 S. K St., Tulare 686-1579

Peter Alvitre12222 Ave. 352, Visalia 635-4784

24569 Ave 90 Terra Bella 535-4463

36040 Rd. 172, Visalia 798-1821

6944 Ave. 304, Visalia 651-9887

36071 Burke Dr., Traver 897-1500

15301 Road 192, Porterville 784-9021

25114 Road 204, Exeter 562-5400

23576 Ave 96, Terra Bella 535-4461

34284 Road 196, Woodlake 564-1236

25244 Rd 204, Lindsay 562-2574

PO Box 2609, Visalia 651-2772

P.O. Box 7090, Visalia 625-9416, Robert Prather

3233 S. I Street, Tulare 686-5115

1480 W. Inyo, Tulare 686-4747

46031 Road 124, Orange Cove 626-4629

934 W. Scranton, Porterville 781-4050

24478 Rd 140, Tulare 686-4701

Lionel Pires362 South K. St., Tulare 686-3313

10181 Ave 416, Dinuba 591-2548

9415 W. Goshen, Visalia 734-9473

1201 Lacey Blvd. Suite 5, Hanford 587-2800John Corkins

1696 S. Leggett, Porterville 784-5787

13274 Perry Ct., Visalia 977-7282

2120 S. K St., Tulare 688-5684

151 N. Neeley St., Visalia 737-6400

194 W. Tulare St., Dinuba 591-4910

701 N. Main St., Porterville 784-6000

418 S. Main St., Pixley 757-3574

592-2121

Fruit Growers Supply

Allflex USA, Tom Polich

131 S. Blair Rd., Woodlake 564-3525

31045 Tower Rd., Visalia 783-6989

Conestoga-Rovers & Associates

McLean Spray Co., Inc

Polymer Ag LLC

Quality Paint & Body

Groppetti Automotive Family

Gross & Stevens, Inc.

Kevin Clutter & Janie Sustaita7086 N Maple Ave Ste 101, Fresno 326-5900

, Mike McLean19725 Ave 300, Exeter 592-4357 799-3611 cell

PO Box 282, Orange Cove 495-0234or 1-800-678-7377

739 N Ben Maddox Way, Visalia 734-3501

P O Box 1431, Visalia 625-1000

1121 E Acequia, Visalia 734-4649

Rauber & Johnson, Attorneys

R L Schafer & Associates

Ron Frazier, Financial Consulting

State Compensation Insurance Fund

Steve Bratcher & Associates, CPA

Vollmer, Daniel, Gaebe & Grove, CPA

Fresh Buyers Inspections, Inc

Pearson Realty

The Ranch Company

AAA Security Inc.

Pipkin Detective Agency

TriCal Inc

Citrus Research Board

Proteus Inc.

E M Tharp, Inc.

Hamilton Energy Solutions

Pacific Gas & Electric Company,

Southern California Edison

Gerald Haggard

Valley Veterinarians, Inc.

Doug DeLeo Welding Inc

Cal Gro Pump Service Inc.

Kaweah Pump, Inc.

US Farm Systems

Willitts Pump

Kens Stakes & Supplies

James C. Johnson1007 N. Demaree St., Visalia 741-1800

2904 W. Main, Visalia 734-1348

10885 Avenue 360, Visalia 731-7645

10 River Park Place East, Fresno 433-2600

3326 W. Mineral King Ave., Visalia 625-4444

100 Willow Plaza, Suite 400, Visalia 733-1051

, Kevin BenoPO Box 3745, Visalia 733-5556

, Jim Olivas3447 S. Demaree St., Visalia 732-7300

3449 S. Demaree, Ste B, Visalia 733-3232

321 E. Noble, Bldg. C, Farmersville 594-5600

4318 W. Mineral King, Visalia 622-8889

P.O. Box 1327, Hollister 651–0140

217 N. Encina, Visalia 738-0246

1830 N. Dinuba Blvd., Visalia 733-5423

15243 Rd. 192, Porterville 782-5800

1713 Tulare St., Ste. 120, Fresno 472-7313

Kuyler Crocker705 P Street, Fresno 263-5308

2425 S. Blackstone St., Tulare 685-3213

302 South F St, Exeter 592-5210

2861 S. K St., Tulare 686-1447

PO Box 878, Lindsay 562-3700

Bob Tracy9817 W. Grove Ave., Visalia 651-0802

15499 Ave 280, Visalia 747-0755, John Houle

2955 South “K”, Tulare, 685-0340

30548 Road 196, Exeter 594-5020

193 S. Mariposa Ave,Visalia 747-1313

Valley Industrial & Family Medical Group

Ward R. Stringham, Attorney at Law

Manuel Ortiz Ag Real Estate

Schuil & Associates,

Craig Smith & Associates

Zengel & Associates

Southern California Gas Company

Pena's Disposal Service

Tommy’s Pump Service Inc. / Carver Pump

Witzel Pump Service

Tulare County Workforce Investment Board

225 S Chinowth, Visalia 627-3222

756 E Tulare Ave, Tulare 686-1747

230 N. J St., Tulare 972-0909

Marc Schuil5020 W Mineral King, Visalia 734-1700

1695 E. Prosperity, Tulare 686-1688

George Zengel1393 W. Shaw Ave. Ste. 101, Fresno 226-8152

Matthew Hendrick404 N Tipton, Visalia 739-2389

12094 Ave. 408, Cutler 528-3909

Brian Geary26473 Harrison Rd, Visalia

1-855-622-7837 (TOLL FREE)

, Tim Witzel22741 Ave 178, Porterville 781-5515

cell 783-3993

309 W. Main Street, Suite 120, Visalia 713 5200

QUALITY CONTROL

REAL ESTATE SALES/DEVELOPMENT & APPRAISAL

SECURITY

SOIL FUMIGATION

STATE MARKETING ORDER

TRAINING & EMPLOYMENT

TRUCK & TRAILER

UTILITIES

VETERINARY SERVICES

WELDING FABRICATION

WELLS/PUMPS/PIPE

WOOD STAKES

WORKFORCE TRAINING& EDUCATION

WASTE & RECYCLING SERVICE

DIRECTORY OF FARM BUREAU BUSINESS MEMBERS

LIVESTOCK

OTHER ORGANIZATIONS

PACKING HOUSES

PAVING

PEST CONTROL

PETROLEUM DISTRIBUTORS& PRODUCTS

PRODUCE BROKERAGE &MARKETING

PROFESSIONAL SERVICES

Arrow Head Cattle Co.

Stuhaan Cattle

Tulare County Stockyard Inc.

Visalia Livestock Market

California Grape & Tree Fruit League

Porterville Chamber of Commerce

Tulare Chamber of Commerce

Tulare County Fair

Tulare County Office of Education

Tulare County Sheriff’s Dept - Prison Farm

Visalia Chamber of Commerce

Paul Enos Packing, Inc.

Sequoia Orange Co., Inc.

Venida Packing Company

Visalia Citrus Packing Group

Russell Paving

Res-Com Pest Control

Delta Liquid Energy

J.C. Lansdowne Inc.

Valley Pacific Petroleum Services

The Chuck Olsen Company

Baker, Manock & Jensen,

Bret Bastrire, CPA

Buckman-Mitchell, Inc.

Dennis R. Keller/James H. Wegley,Water Engineers

DG Insurance Agency Inc.

Franklin & Associates Taxes, Bookkeeping,Financial Planning, Real Estate

Gilman, Harris & Travioli,

Golden State Crop Insurance

M. Green and Company LLC

Hocking Denton Palmquist, CPA

Horswill, Mederos & Soares, Attorneys

Mitchell Insurance Services

Karen Munger Insurance Services

Nielsen & Associates Insurance

NSE Insurance Agencies, Inc.

Pine, Pedroncelli & Aguilar Inc., CPA

,Bill Freeman9303 W. Airport Dr, Visalia 651-1800

25118½ Road 44, Tulare 688-7695

Jon Dolieslager9641 Ave. 384, Dinuba 591-0884

, Randy BaxleyPO Box 2529, Visalia 625-9615

Barry Bedwell978 W Alluvial Suite 107, Fresno 226-6330

93 N. Main, Ste A, Porterville 784-7502

220 E. Tulare Ave., Tulare 686-1547

215 Martin Luther King Jr., Tulare 686-4707

2637 W. Burrel, Visalia 733-6101

Tom Guinn36000 Rd. 112, Visalia 93291 733-6900

220 N. Santa Fe, Visalia 734-5876

14257 Ave. 320, Visalia 738-8331

150 W. Pine, Exeter 592-9455

Chris TantauP.O. Box 212, Exeter, 592-2816

P.O. Box 2800, Visalia 635-3000

Joe Russell1110 N. Cain St., Visalia 734-6948

305 S. M Street, Tulare 685-8989

(propane)Dennis Parker

592-9681

8601 W. Roosevelt Ave, Visalia 651-1760

1633 E. Mineral King, Visalia 732-8381

PO Box 6487, Visalia 651-5900

Christopher Campbell5260 N. Palm Ave., Ste. 421, Fresno 432-5400

3330 W Mineral King #C, Visalia 625-9240

500 N. Santa Fe, Visalia 733-1181

209 S. Locust, Visalia 732-7938

309 N. Garden St., Visalia 733-0221

Paul Franklin65 W Olive, Porterville 782-1941

313 E. Caldwell, Visalia 627-2725

Kristine FoxP.O. Box 905, Hanford 587-9007

Kevin M Green308 South M St., Tulare 688-7401

3326 W. Mineral King Ave, Visalia 625-4444

791 N. Cherry, Tulare 686-3861

Kelly Mitchell1039 N. Demaree, Visalia 713-1315

2902 W. Main St., Visalia 733-2663

Bill Nielsen502 N Kaweah, Ste. A, Exeter (800) 842-8818

Ken Stevens160 South D, Exeter 592-9411

William Pine3924 W. Caldwell, Ste. B, Visalia 625-9800

321 E. Noble Ave., Bldg. A, Farmersville

an Accountancy Corp

Exeter Chamber of Commerce

International Agri-Center

Jack Griggs Inc

Baker, Peterson & Franklin, CPA, LLP

Dias Law Firm Inc.

101 W. Pine St., Exeter 592-2919

4450 S Laspina, Tulare 688-17511-800-999-9186

1149 S Kaweah, Exeter 592-3154

970 W. Alluvial, Suite 101, Fresno 432-2346

– Attorneys at LawMichael A. Dias502 W Grangeville Blvd, Hanford 585-7330

BANKING/FINANCIAL SERVICES

BATTERY SPECIALIST

BRUSH SHREDDING/TREETOPPING/HEDGING

BUILDING CONTRACTORS,SUPPLIES, ETC.

COMPOSTING/COMPOST SALES

COMPUTER NETWORKING& SERVICES

COTTON

CUSTOM JEWELRY

DAIRY / DAIRY SERVICES

DEALER/BROKER

DUST CONTROL

Bank of America

Community Recycling & ResourceRecovery Inc

Brown's Custom Jewelry

World Wide Sires

212 E. Main Street, Visalia 739-3736

Tim StehrPO Box 1082, Sun Valley 818-767-6000

Wade & Candace Brown5103 W Goshen Ave – Ste E, Visalia 625-1133

5545 Avenida de los Robles, Visalia 622-2222

Bank of the Sierra Ag CreditPO Box 1930, Porterville 782-4432Central Valley Community Bank

Farm Credit West

Stifel Nicolaus, David C. Sharp

Suncrest Bank

Tax & Financial Group,

Tri Counties Bank

Tucoemas Federal Credit Union

Valley Business Bank

Wells Fargo

Westwood Capital Services / Dennis Sexton

Battery Systems

A-Peltzer Enterprises

Baker Topping, Inc.

McKellar Farms, Inc.

Milinich Enterprises, Inc.

Muller Farming

Peltzer Topping & Hedging

Reynolds Ranches

Ralph Fuller Electric

Sierra Forest Products

W & E Electric

New Era Farm Services

Tulare County Compost & Biomass Inc.

EMD Inc., Lolen East

Mid-Valley Cotton Growers Inc.

Amaral Dairy Service

Land O’Lakes

Randy Gorzeman

Nunes Bros. Dairy

Valley Pump & Dairy Systems

Wasnick Bros. Dairy Supply, Inc.

Warren Hettinga Dairy, et al

E and M Ag Services Inc.

American Ag Inc.

7100 N. Financial Dr., Ste. 101Fresno 323-3472

3000 W. Main, Visalia 732-4501

217 E. Caldwell, Visalia 622-1040

400 W. Center, Visalia 802-1000Nicholas Lasater

4001 Mac Arthur Blvd., 3rd FlNewport Beach (949) 223-8288

509 S. Pinkham, Ste B, Visalia 741-2940

2300 W. Whitendale, Visalia 732-8892, Allen W. Stone

701 W. Main St., Visalia 622-9000

3300 S. Demaree St., Visalia 622-3023

813 W. Oak Ave. #C, Visalia 741-9400

, Ron Roth1601 E. Main St, Visalia 651-0245

741-095117396 Avenue 344, Visalia cell 804-1333

Mike Baker 804-4045Janet BakerPO Box 1537, Tulare

Jim Stailey Cell 906-0247PO Box 189, Ivanhoe Office 798-0557

Jon Milinich21275 Road 192, Lindsay 280-4747

, Patrick Muller1576 N. Kaweah Ave., Exeter 592-1450

PO Box 10209, Terra Bella 789-9446Scott Reynolds

1389 S Westwood Ave., Lindsay 287-0000

253 W. Pine, Exeter 592-4633

9000 Rd. 234, Terra Bella 535-4893, Cabinetry

12686 Ave 416, Orosi 528-3866

2904 E Oakdale Ave, Tulare 686-3833

Gary Birdsong, Pres. / John Jones, Mgr.24478 Rd. 140, Tulare 686-1622

4930 W. Kaweah Ct., Ste. 200, Visalia 636-7000

PO Box 149, Tulare 686-2823

413 North I St. Tulare 686-9644

400 South M, Tulare 687-8287

9295 Ave. 88, Pixley 757-3522

20445 Road 124, Tulare 686-3065

Michael Graham2280 South K St., Tulare 686-2000

1012 North J, Tulare 686-4581

13002 Avenue 128, Tipton 752-4012

PO Box 7208, Visalia 625-5020

PO Box 80416, Bakersfield 661-635-0778

FARM MANAGEMENT

FEED SUPPLEMENTS& INGREDIENTS

FOOD PROCESSING

GENERAL CONSTRUCTION

HARVESTING & DEHYDRATING

INDIVIDUAL

INDUSTRIAL & AGRICULTURALEQUIPMENT AUCTION

INDUSTRIAL REFRIGERATION

INDUSTRIAL SUPPLIES

IRRIGATION DISTRICT

IRRIGATION SYSTEMS& SUPPLIES

LABOR CONTRACTOR

LAND LEVELING/RIPPING/ORCHARD REMOVAL

Agricultural Services, Inc.,

Cal-Agro Seed Co., Inc.

Nutrius, LLC

Plant Food Systems, Inc.

Western Milling LLC

Bell-Carter Olive Co.

Cal Bean & Grain Cooperative

Hester Orchards

ABAA Visalia Ranch,

Anton Caratan & Son

Winfried Baur

Halopoff & Sons, Inc.

LeyCon, Inc.

Ron Michaelis

Bob C. Nuckols/Justin Nuckols

PB Ranches

Peterson Farms

Tri-T Farms

W.F., LTD

Ritchie Bros. Auctioneers

California Controlled Atmosphere

Scout Specialties,

Consolidated Peoples Ditch Co.

Bennett & Bennett Irrigation

Bowsmith, Inc.

Fruit Growers Supply

Alberto C. Robles, Farm Labor Contractor

Salud Tapia Farm Labor

Valley Pacific Farm Labor

Barnett Land Leveling Co.

C & D Orchard Laser Leveling

Daniel DreyerPO Box 335, Exeter 592-4844

6908 Ave 304, Visalia, 651-CORN

39494 Clarkson Dr., Kingsburg 897-5862

PO Box 775, Zellwood 731-1267

PO Box 1029, Goshen, 302-1001

PO Box 338, Orange Cove 626-4411

Drawer D, Pixley 757-3581

26800 A Rd. 164, Visalia 594-5025

Claude Atkins15430 Avenue 296, Visalia 733-7350

PO Box 2797, Bakersfield 661-747-7700

1110 Valley Dr., Duluth, MN 818-632-3421

19480 Rd. 244, Strathmore 568-1102

PO Box 847, Exeter 592-4913

22581Adobe Rd, Red Bluff, CA

13144 Road 216, Porterville 784-2793, Gabriel Pena

12094 Ave. 408, Cutler 528-6997

26789 Rd. 188, Exeter 592-5274

29630 Rd. 44, Visalia 651-1301

P.O. Box 397, Exeter 358-1252

Jeremy Martella16140 Highway 99, Tipton 752-3343

39138 Road 56, Dinuba 591-8874

Gary & Carolyn Lunsford148 North M St., Dinuba 591-8234

James Silva, Jr.P.O. Box 366, Farmersville 747-1177

P.O. Box 190, Selma 896-0200

131 Second St., Exeter 592-9485

131 S. Blair Rd., Woodlake 564-3525

20456 Avenue 256, Exeter 909-0630

19070 Road 212, Strathmore 804-4345

Guadalupe MarroquinPO Box 250, Orosi 696-5485

2300 N. Gill Rd., Exeter 592-2767

16536 Ave. 288, Exeter594-4769 or 625-4149

Telfer & Sons Contruction & Eng.

Rain for Rent,

Worldwater and Solar Technologies

Mitch Barnett Land Developing

2165 W Morris Ct, Exeter303-8650 or 594-6921

Mitch Martin21500 W Manning, San Joaquin 693-4315

,Tech Cnt of Princeton18827 Rangeland Rd., Ramona, NJ(609)-356-0372

PO Box 44051, Lemon Cove 597-1500

Check out ournew online

searchable directory

Membership

Calendar} November 2012 Tulare County Farm Bureau News Page 15

November

December

1 Blue Jacket Bonanza Interviews, TCFB3 YF&R Casino Night, 6:00 pm, Dairy Pavilion, International Agri-Center,

Tulare, Tickets $356 Executive Committee Meeting, 4:00 pm, TCFB10 Youth Leadership Tulare County Ag Tour, 9:00 am, TCFB13 Education Committee, 4:15 pm, TCFB13 YF&R Committee Meeting, 6:30pm, Visalia15 Education Committee's Superintendents' Breakfast, 7:00 am,

Business, Industry & Community Center, Visalia15 TCFB Board of Directors meeting, 4:00 pm, TCFB22-23 Thanksgiving Holiday, TCFB office closed

1-5 CFBF Annual Meeting, Pasadena Convention Center, Pasadena, Ca11 TCFB Board Christmas Lunch, 11:30am, The Vintage Press24-28 Christmas Holiday, TCFB office closed31 New Year's Holiday, TCFB office closed

New Members

A = Associate (sustaining)

AG = Agricultural (voting)

BS = Business Support

CG = Collegiate

DISTRICT 1

DISTRICT 2

AG David Archer, ExeterAG Lawrence Walheim,

ExeterA Sean Auclair,

Three Rivers

AG Dykstra Dairy, TulareBS Craig Smith and Associates,

Tulare

DISTRICT 3

DISTRICT 4

BS Hamilton Energy Solutions,Fresno

A Lucy Mendonca,Woodlake

I’m a TCFB member because...I believe Farm Bureau serves a critical function; to

be the “umbrella” organization that brings the broadand diverse views and interests of agriculture intoone “united” voice. Through the historical “Voice ofAgriculture” network, Farm Bureau gives us theconduit to have our individual and commoninterests magnified by thousands. It is importanttoday more than ever that agriculture have a unitedvoice in county, state, and national issues that affectall of us in agriculture.

I have seen this firsthand through my work withFarm Bureau at the county, state, and national levels.These experiences have strengthened my belief thatFarm Bureau has made a significant impact on government regulations, trade,labor, water, land use and environmental issues among countless other issuesnot enumerated.

I encourage every farmer, rancher and associated agricultural businesspartners to encourage a neighbor to join the Tulare County Farm Bureau.Whether it's Ag in the Classroom, Rural Crime, Labor, or a commoditycommittee, there is a place where everyone can get involved and invest in thefuture of agriculture and preserve our way of life. It's not just a cliché thatagriculture is a most important industry for Californians; it's the only essentialindustry.

Kerry WhitsonGolden Maid Packers in Exeter

Member since 1992

Madera112 W. Olive Ave.

559.674.2444

Hanford West13375 Hanford-Armona Rd.

559.582.4456

Hanford East961 E. Third St.559.582.9393

Tulare3820 South “K” Street

559.686.1579

Hay producers don't need another windrower.They need a breakthrough.

They need our new GlideRider rear axle suspension and semi-active air

suspension seat. Our Plug & Play AutoSteeringTM and C1000 monitor virtual

onboard computer that maximizes yield in every field. Our electro-hydraulic

steering, TwinMax Advanced Conditioning, and our V-Cool System with

auto-reverse fan.They need the newWR Series SPWindrower from Hesston by

Massey Ferguson . A superior class of windrower that delivers a superior brand

of hay. Come see us soon or visit masseyferguson.com/windrowers

TM

TM TM

®

Tulare County Farm BureauWelcome to our new members!

September 1, 2012 – September 30, 2012

making contributions to a 401(k)

is not that strange - but consider

this.

The contributions into a 401(k)

plan are pre-tax, any earnings on

the contributions grow tax

deferred. Lastly, all withdrawals

are fully taxable at distribution.

This means that they would have

to pay tax on the crop and not the

seed.

In this situation, there are two

very important questions to ask:

“How much money did you make

last year?” Followed by, “How

much do you expect to make this

year?” For this client, the dairy

industry has proved challenging

over the past few years.

They showed a loss for 2011

and expected the same in 2012,

which was confirmed with their

accountant. We added the Roth

option to their 401(k) to give the

client another tax efficient

“bucket” to save for retirement.

This way, they pay tax now on

the “seed” rather than the crop. A

Roth grows tax deferred and

(provided the requirements

stated above are met) everything

that comes out is not subject to

taxation.

While this example showcases

clients in a low tax bracket, your

situation may be different. If you

are in a higher tax bracket,

consider the following:

1. Historically, we are in

comparatively low tax rates.

Today, the top income tax is 35

percent. If you go back to 1986,

the top rate was 50 percent. If you

can remember back to 1980 and

into the 70's the top rate was at 70

percent. The highest tax bracket

in our county's history was in

1945 when the top rate was at 94

percent. (source www.irs.gov)

2. Clients that grew up in the

1970's tell me that they will retire

on less than what they currently

need, so their taxes will be lower

than they are today. This may be

true for some individuals but not

for others because tax brackets

have widened, making it harder

to move out of one rate and into

another.

For example, someone making

$110,000 a year would be in the

28 percent tax bracket. They

would have to take a $26,400

pay reduction to drop down to

the next bracket, at 25 percent.

Over time, tax brackets have

widened and you shouldn't count

on easily lowering your tax rate

i n r e t i r e m e n t . ( s o u r c e

www.taxfoundation.org)

3. The Bush tax cuts will

expire at the end of this year,

pushing rates higher unless

congress acts. The top rate could

go from 35 percent up to 39.6

percent.

People who retire entirely on

taxable income can be subject to

the tax “swings” of our govern-

ment. If your tax rate is raised 10

percent on a fixed income that

means you have to live on 10

percent less.

Ed Slott, who is considered an

authority on IRAs, said it best,

“Everyone knows how much they

owe on their mortgage but do you

know how much your mortgage is

on your retirement?” The amount

of tax you owe to the Government

is like the amount of debt you owe

to the bank, and that interest rate

is variable.

There are few vehicles that

allow you to pay tax now and are

tax free at distribution. Your

plans should be customized to

your specific tax situation. Ask

yourself this, “Does my retire-

ment plan include managing the

impact of taxes”? It is not what

you earn, but what you get to

keep in your account that is

important.

Donald DeJonge is a Financial

Advisor with Northwestern

Mutual. Northwestern Mutual

is the marketing name for

the sales and distribution arm

of The Northwestern Mutual

Life Insurance Company (NM),

Mi lwaukee, Wisconsin, i ts

affil iates and subsidiaries.

D o n ' s W e b s i t e i s a t

www.donalddejonge.com

Seed or Cropfrom page 5

WIRELESS

Custom 12 volt Installation & Repairs,Two-Way, CB Radios, Bluetooth Systems,

Backup Cameras, Car Alarms, Calc-A-Acre,XM Radio, Radar Detectors,

Temp Sensors, Electronics Repairs

HANDS FREE...IT'S THE LAW.

?Got

2225 E Mineral King Ave, Visalia CA 93292(559) 627-2929

www.stevenswireless.com

(559) 674-8757www.MidlandTractor.com

SERVICE—PARTS—SALES

1901 W. Cleveland Ave.

Madera, CA 93637

TRACTOR SALES/SERVICE

J. C. LANSDOWNE, INC.Distributor

Fuels Greases

Lubricants Soaps

Chemicals Additives

STEVEN C. LANSDOWNEMailing Address Bulk Plant

P.O. Box 6070 8601 W. Roosevelt Ave.

Visalia, CA 93290 Visalia, CA 93291

Fax (559) 651-8156 Phone (559) 651-1760

FUEL & OIL

LEGAL

HORSWILL, MEDEROS & SOARES

791 North Cherry StreetP.O. Box 29Tulare, CA 93275Phone: 559.686.3861Fax: 559.686.1514

Joseph Lewis Horswill

Dennis A. Mederos

Joseph F. Soares

Attorneys at Lawemail: Admin@TulareEsq.comwebsite: www.TulareEsq.com

PUMP SERVICE

NURSERY

J. C. LANSDOWNE, INC.Distributor

Fuels Greases

Lubricants Soaps

Chemicals Additives

RYAN C. LANSDOWNEMailing Address Bulk Plant

P.O. Box 6070 8601 W. Roosevelt Ave.

Visalia, CA 93290 Visalia, CA 93291

Fax (559) 651-8156 Phone (559) 651-1760

FUEL & OIL

CITRUS

NURSERY

ORCHARD LEVELING

SPECIALIZING IN

WALNUTS, ALMONDS AND PLUMS

David Clements Kenny Doyle

Home (559) 625-4149 Home (559) 594-4769

C&DOrchard

Laser Leveling

CONSTRUCTION

Land Leveling - Discing - Grading - Dozing - Backfill Corrals - Wetlands

Surveying - House & Building Pads - AGRICULTURE - COMMERCIAL

Land Leveling - Discing - Grading - Dozing - Backfill Corrals - Wetlands

Surveying - House & Building Pads - AGRICULTURE - COMMERCIAL

INSURANCE

WATER

1002 W. Mariposa 562-6361Lindsay, CA Your Local Water Company!

Eight Glasses a day is only good if your water is too!

FINANCIAL PLANNING

WELDING SUPPLIES

STEEL & WELDING SUPPLIES Lic. # 888870

Doug De LeoOwner

(559) 562-3700(559) 562-3723dougdeleoweldinginc@clearwire.net

Office

Fax

249 N. AshlandP.O. Box 878

Lindsay, CA 93247

SAFETY TRAINING

Dave Turney & Associates, LLC

Ives Certified Mobile EquipmentOperator Safety Trainer

Safety Training & Compliance ProgramsCPR & First Aid Training

Bilingual Classes Available

Visalia, CAemail: turney1212@sbcglobal.netwww.dtasafety.com

VM: (559) 732-8003Cell: (559) 307-2809Fax: (559) 732-8004

PUT YOUR BUSINESS CARDHERE FOR AS LOW AS $50 A MONTH

WIRELESS SURVEILLANCE

We are watching.

113 North Church St., Suite 203Visalia, CA 93291Office: (559) 733-2189Fax: (559) 734-1502

Joe BeltranSales

Joe@wireless-eye.comwww.wireless-eye.com

Wireless EyeTM

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502-A North Kaweah(Hwy 65) Exeter CA 93221 Lic #0705090

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CALL(559) 732-5030